7293 Real Estate

River Valley Real Estate

&HOME September 2019

Lakefront Beauty

Greenwood Community Listed by Susie Sparkman, BERKSHIRE HATHAWAY HomeServices

River Valley Real Estate

&HOME

FEATURES

CONTENTS

FORT SMITH HOME BUILDERS ASSOCIATION .......................................................................3

September 2019

CHOOSING A NEIGHBORHOOD .......................................................................................................8 FORT SMITH BOARD OF REALTORS ............................................................................................14 ADD VALUE TO YOUR HOME WITH THESE RENOVATIONS.........................................18 CRAWFORD COUNTY BOARD OF REALTORS ........................................................................20 TIPS FOR FIRST TIME HOME BUYERS.........................................................................................25

Lakefront Beauty

PAINT YOUR HOMES EXTERIOR LIKE A PRO .........................................................................38

Greenwood Community Listed by Susie Sparkman, BERKSHIRE HATHAWAY HomeServices

Cover design by Christy Morrison

River Valley Real Estate

Advertising Coordinator

Carla Harrison

Design Coordinator

Christy Morrison

R te l Esta River Valley Real Estate iver Valle y Rea y Re al Es Valle r e iv tate R

E&HOME&HO M O ME &H June

2019

August 2019

July 20

19

e om il le H deta Stytention toal Estate Cou an Re Liste ntr smwith the at eal d by yL O’N raftloveIs DiaOf CThis ers, What Dreams Are Made By nne Th ivin g Neuwwill fall inby Hollie Gated Community on 4.06 acres Schn e on eide e yo at it d Yo Liste u’ Listed by Jeanette Jones, RE/MAX Executives r ’s

ll w with Pat ant to Fin es Satte ca rfiel ll HO t d Re ME alto rs

The opinions and observations expressed in River Valley Real Estate & Home are those of the respective authors and do not necessarily reflect the opinions of Times Record.

Volume 12, Number 6 River Valley Real Estate & Home, a magazine of the TImes Record published 12 times a year.

&HOME

INDEX OF ADVERTISERS

AOG .............................................................................31 Pat Satterfield Realtors ...................................... 6-7 Assurance Realty ..............................................36-37 Quantum Property Services ........................16-17

Berkshire Hathaway HomeServices...............15 RE/MAX Executives ..............................................30 Chuck Fawcett Realty......................................... 4-5 Roger Cook Real Estate .................................10-11 Citizens Bank...........................................................19 Ronald Ragon Realty .............................................. 9 Cobblestone .............................................................21 Stoneshire ................................................................33 Coldwell Banker Fleming Lau Realty ......22-24 Sutherland Lumber Co ........................................24 First Financial Bank ..............................................13 SWBC ..........................................................................40

© Copyright 2019 Times Record

Greater Fort Smith Home Builders Assn .............39 Trinity Multifamily.................................................12 Advertising information is available from Carla Harrison at (479) 785-7700 ext 1316 or charrison@swtimes.com

Keller Williams Platinum Realty ...............34-35 Weichert Realtors ............................................26-29 Medlock & West Realty........................................32 Western Arkansas Title .......................................31

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Specializing in Federal Housing Administration (FHA) Financing Since 1935 Conventional, VA, FHA, and Rural Development Loans available.

USE THIS CHART TO ESTIMATE YOUR MONTHLY MORTGAGE PAYMENT. Interest Rate 4.250% 4.375% 4.500% 4.625% 4.750% 4.875% 5.000% 5.250% 5.500% 5.750% 5.875% 6.000% 6.250% 6.375% 6.500%

Repayment Term per $1,000 15 YEARS 7.52 7.59 7.65 7.71 7.78 7.84 7.91 8.04 8.17 8.30 8.37 8.44 8.57 8.64 8.71

20 YEARS 6.19 6.26 6.33 6.39 6.46 6.53 6.60 6.74 6.88 7.02 7.09 7.16 7.31 7.38 7.46

30 YEARS 4.92 4.99 5.07 5.14 5.22 5.29 5.37 5.52 5.68 5.84 5.92 6.00 6.16 6.24 6.32

Determine your loan amount and divide that amount by 1000.

Multiply that product by the number that corresponds with the interest rate and repayment term you have chosen. The ďŹ nal product will by your monthly principal and interest payment.

EXAMPLE :

MPBO t JOUFSFTU SBUF 30 year repayment term 100,000/1,000=100 100x4.92=$492.00*

(Mortgage Credit CertiďŹ cate)

YOU COULD EARN UP TO $2,000 TAX CREDIT FOR A PRIMARY HOME PURCHASE. (DOLLAR FOR DOLLAR CREDIT)

MCC QUALIFICATIONS

(Please call for additional details or prequaliďŹ cation.)

t Obtain a ďŹ xed rate Conventional, FHA, VA or RD loan for a purchase of a PRIMARY residence. t Purchase price must not exceed $270,000. t ALL types of income for ALL persons over the age of 18 who will be living in the residence must be reported. t The yearly tax credit can be received as long as the owner lives in the home, retains a mortgage, and has a tax liability. t Each year the tax credit is recalculated on the remaining principal balance.

SEBASTIAN COUNTY

t Buyers may NOT have owned a primary home in the previous 3 years unless they are a Veteran.

Income Limits #of People Living in Household 1-2

Total Household Income $63,480

3-4

$74,060

CRAWFORD COUNTY

t Buyers MAY have previously owned or currently own a home.

Income Limits #of People Living in Household

*NOTE: Taxes, Insurance and Mortgage Insurance (if applicable) are not included in above calculation.

1-2

Total Household Income $70,800

3-4

$82,600

** PLEASE CONSULT AN ACCOUNTANT FOR ADDITIONAL TAX DETAILS.

FIRST FINANCIAL MORTGAGE IS PROUD TO BE THE #1 MCC LENDER IN ARKANSAS SINCE 2011.

ETHAN ADAMSON Branch Manager/ Loan Originator NMLS #924274 479-459-3719

3401 Rogers Ave., Suite A | Fort Smith, AR 72903 | (479) 782-9300 | www.ffb1.com RIVER VALLEY REAL ESTATE & HOME - SEPTEMBER 2019 | 13

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Welcome Home!

Fort Smith, Arkansas 479.646.7444

0

$44

8201 Donnington Court

This 2,008 sq. ft., 3 bdrm 2 bath, cottage-style home with spacious interior features open living, barn doors, brick accents, quartz countertops, lockers, custom lighting and luxurious master suite. Located in the new Valley of Stoneshire community, this home also includes year-round lawn care and maintenance. If you dream of being surrounded by nature offering walking trails and biking trails in the convenience of the city then your dream has come true!!! Call Robin @ 479-719-0593 for your showing. Agent.

0

9,90

$26

00

8400 Donnington Court

0

PEN

DING

8207 Donnington Court

Tour this 2,173 sq. ft., 3 bdrm 2 bath, cottage-style home with spacious interior featuring open living, barn doors, brick accents, quartz countertops, lockers, custom lighting and luxurious master suite. Located in the new Valley of Stoneshire community, this home also includes year-round lawn care and maintenance. If you dream of being surrounded by nature offering walking trails and biking trails in the convenience of the city then your dream has come true!!! Call Paul @ 479-651-5266 for your showing. Agent.

0

9,50

5717 Callaway Lane

0

6,70

$34

Come see this loaded 2,735 sq. ft., 4 bdrm 3 bath, 2019 Showcase Home featuring interior brick accents, quartz countertops throughout, ss 48” commercial double oven range, butler’s pantry, lockers, custom accented stairway, laundry chute from 2nd flr, additional laundry hookups in master closet, huge covered back porch with built-in gas grill, fire pit, extensive landscaping, irrigation, epoxied garage floor, gas heater in garage and natural gas backup generator.

Call Paul @ 479-651-5266 for your showing. Agent.

$46

One owner 2,100 sq. ft., 3 bdrm 3 bath, home on large corner lot is a must see. Open floor plan offers barrel ceiling entry, formal dining, powder room, wood and tile floors (no carpet) walk-in pantry, mud room with lockers, jack-n-jill bath, huge master closet with built-in ironing board, master bath is ADA friendly, laundry room with sink, covered patio, abundant storage plus double cell cellular shades and crown molding throughout.

Call Robin @ 479-719-0593 for your showing. Agent.

8,8 $38

0

9,90

5,50

$32

4,90 $12

8409 Stoneshire Drive

Located on a corner lot, this unique 2,830 sq. ft., 4 bdrm 2.5 bath, home features open living with hip-vault beamed ceilings in living and master bath, geothermal heating and air, stained heated concrete floors and counter tops, 2 pantries, breathtaking custom lighting, mudroom with key desk and lockers plus outdoor living area with kitchen and fireplace. The luxurious master suite is a must-see and while you’re there check out the fully equipped media room!

Call Rocky @ 479-651-6118 for your showing. Agent.

304 Choctaw Street - Hackett, AR Historic charm meets modern updates in this 2,102 sq. ft., 3 or 4 bdrm home, built in 1895 on corner double lot. The home features original front door, 10 ft ceilings, original six panel interior farmhouse doors, transoms, 9 ft pocket doors and huge rooms. Updates include new plumbing all the way to the street, new plumbing fixtures, new HVAC and duct work, new electrical, paint, lighting and water htr.

Added bonus - kitchen island counter top is wood reclaimed from the old NSHS Grizzly gym floor! 1 year home warranty.

Call Robin @ 479-719-0593 for your showing. Agent.

8404 Stoneshire Drive Come tour our updated 2,535 sq. ft., 4 bdrm 3 bath, Camelot plan featuring open living, barn doors leading to informal breakfast nook, 2 pantries, custom cabinets and lighting plus fabulous outdoor living area with fireplace and TV. Private master suite offers luxurious bath with chandelier, whirlpool tub, double vanities, walkout shower and huge walk-in closet with built-ins.

Call Robin @ 479-719-0593 for your showing. Agent.

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3920 Rogers Avenue Fort Smith, AR 72903 479-242-4000

Your Neighborhood Specialist

ALEX PUGH

AMBER DUNHAM

ANGELA DAY

479-462-4872

479-965-6537

479-462-9634

Realtor®

Alex.Pugh@WeichertGriffn.com

Realtor®

Realtor®

Amber.Dunham@WeichertGriffin.com Angela.Day@WeichertGriffin.com

BRANDI HEYDENREICH CHARLOTTE KING Realtor®

Realtor®

479-651-5203

479-461-6700

BrandiH@WeichertGriffin.com

Charlotte.King@WeichertGriffin.com

CHRIS KING

CHRIS WELK

DAVE ADAMS

DOUG ELMORE

DREW FORTSON

479-650-8658

479-747-3739

479-883-6778

479-806-9816

870-834-9396

Chris.King@Weichertgriffin.com

Chris.Welk@WeichertGriffin.com

ELISHA HANKINS

EMILY LUNNEY

ERIC WILSON

JEFF MARKS

JANET RICHARDS

479-670-0385

479-857-8038

479-769-5217

479-414-1193

479-414-3304

Realtor®

Realtor®

Realtor®

Realtor®

Realtor®

Realtor®

Realtor®

Dave.Adams@WeichertGriffin.com Doug.Elmore@WeichertGriffin.com Drew.Fortson@WeichertGriffin.com

Realtor®

Elisha.Hankins@WeichertGriffin.com Emily.Lunney@WeichertGriffin.com Eric.Wilson@WeichertGriffin.com

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Realtor®

Realtor®

Jeff.Marks@WeichertGriffin.com Janet.Richards@WeichertGriffin.com

3920 Rogers Avenue Fort Smith, AR 72903 479-242-4000

JONELLA GRAHAM

JORDAN JOHNSON

JUSTIN ROGERS

KEITH HOLLINGSWORTH

KEVIN KING

479-459-5079

479-849-6894

479-629-1733

479-206-3193

479-650-0130

KeithW@WeichertGriffin.com

Kevin.King@WeichertGriffin.com

Realtor®

Realtor®

Realtor®

Jonella.Graham@WeichertGriffin.com Jordan.Johnson@WeichertGriffin.com Justin.Rogers@WeichertGriffin.com

Realtor®

Realtor®

LARRY RUTH

LAURA PARKER

LAURA PITSCO

LAURIE HALES

LISA ELMORE

479-806-6406

479-650-0899

479-883-8051

479-650-7315

479-651-5189

Laurie@WeichertGriffin.com

Lisa.Elmore@WeichertGriffin.com

NANCY WEAVER

ROBIN FAGAN

RUDOLPH SHORES

479-462-5644

479-926-5008

479-551-4724

Realtor®

Larry.Ruth@WeichertGriffin.com

Realtor®

Realtor®

Laura.Parker@WeichertGriffin.com Laura.Colburn@WeichertGriffin.com

MARTY ANDERSON MELISSA HALLMARK Realtor®

Realtor®

479-719-0923

479-285-0871

Marty.Anderson@WeichertGriffin.com

MelissaH@WeichertGriffin.com

Realtor®

Realtor®

Realtor®

Realtor®

Nancy.Weaver@WeichertGriffin.com Robin.Fagan@WeichertGriffin.com Rudolph.Shores@WeichertGriffin.com

SARAH BRAVO

WAYNE KING

XAVIER LASTER

479-652-1247

479-461-5156

479-629-1539

Realtor®

Realtor®

Realtor®

Realtor®

Sarah.Bravo@WeichertGriffin.com Wayne.King@WeichertGriffin.com Xavier.Laster@WeichertGriffin.com

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NEW LISTINGS Barling

Barling

1014 Snow Goose Way 215540

1020 Snow Goose Way 209950

ML#1026799

ML#1026800

3 BEDS | 2 BATH 1658 SQ FT

Laura Pitsco 479-883-8051

Barling

Laura Pitsco 479-883-8051

Fort Smith 712 Hillside Drive 142000

ML#1026802

ML#1026780

3 BEDS | 2 BATH 1507 SQ FT

3 BEDS | 2 BATH 2082 SQ FT

Fort Smith 1727 45th Terrace 159900

ML#1026787

ML#1026645

3 BEDS | 2 BATH 1616 SQ FT

Jordan Johnson 479-849-6894

5 BEDS | 3 BATH 2665 SQ FT

Fort Smith

3100 Enid Street 149900

4809 Park Avenue 170000

ML#1026709

ML#1026564

3 BEDS | 3 BATH 1675 SQ FT

Fort Smith

Elisha Hankins 479-670-0385

Dave Adams 479-883-6778

702 40th Street 109900

Fort Smith

Dave Adams 479-883-6778

3 BEDS | 2 BATH 1615 SQ FT

1026 Snow Goose Way 195910

Fort Smith

Dave Adams 479-883-6778

Laura Pitsco 479-883-8051

Melissa Hallmark 479-285-0871

3 BEDS | 3 BATH 2049 SQ FT

Fort Smith

2108 Jasmine Drive 104900

4001 Hunter Way 169900

ML#1026622

ML#1026495

3 BEDS | 2 BATH 1116 SQ FT

Dave Adams 479-883-6778

2 BEDS | 2 BATH 1646 SQ FT

FORT SMITH 479-242-4000 · SPRINGDALE 479-756-1003 · FAYETTEVILLE 479-935-4090 · BENTONVILLE 479-268-5500

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NEW LISTINGS Fort Smith

Greenwood

808 N 34 Street 73000

803 W Baltimore Street 74900

ML#1026308

ML#1026883

3 BEDS | 1 BATH 1064 SQ FT

Alex Pugh 479-462-4872

Greenwood

Greenwood

105 Blackfoot Circle 72000

1542 Been Ridge 185000

ML#1026817

ML#1026624

3 BEDS | 2 BATH 1152 SQ FT

Laurie Hales 479-650-7315

3 BEDS | 2 BATH 2074 SQ FT

Elisha Hankins 479-670-0385

Lavaca

Elisha Hankins 479-670-0385

3 BEDS | 2 BATH 1179 SQ FT

Chris King 479-650-8658

Mansfield

702 Village Drive 140000

13200 Henley Road 240000

ML#1026629

ML#1026752

3 BEDS | 2 BATH 1654 SQ FT

Lisa Elmore 479-651-5189

2 BEDS | 2 BATH 1819 SQ FT

Paris 811 E Pine Street 90000 ML#1026774 Elisha Hankins 479-670-0385

2 BEDS | 2 BATH 1335 SQ FT

Serving Northwest Arkansas and the River Valley FORT SMITH 479-242-4000 · SPRINGDALE 479-756-1003 · FAYETTEVILLE 479-935-4090 · BENTONVILLE 479-268-5500

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QUALITY HOMES FROM BUILDERS YOU CAN TRUST Come experience the charm and craftsmanship of Stoneshire. Phase two and three (The Crest and The Valley) are located in the heart of Chaffee Crossing in Fort Smith. These beautifully designed neighborhoods feature a wide range of lots from cottage style to one acre with convenient entrance from Massard Road. These secluded and private homes back up to Ben Geren Park and all its outdoor amenities. Now is the time to stake your claim in an exciting and modern community, exclusively offered by Justin Green Custom Homes and Cobblestone Homes.

ROCKY WALKER

JUSTIN GREEN

Cobblestone Homes

Justin Green Custom Homes

LEARN MORE AT

STONESHIREATCHAFFEE.COM LOCATED ACROSS FROM STONEHOUSE AT THE INTERSECTION OF MASSARD ROAD AND SHIRECREST

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Rose Catalano

SWBC Mortgage Corporation Branch Manager | NMLS #204458 2525 Rogers Avenue Fort Smith, AR 72901 Cell: 479.650.2882 I Office: 479.783.4400 Toll-free: 877.441.9747 Email: rcatalano@swbc.com swbcmortgage.com/catalano

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officer, helping them get you into your home sooner.

© 2019 SWBC. All rights reserved. Loans are subject to credit and property approval. Other restrictions and conditions may apply. Programs and guidelines are subject to change without notice.

Rates are subject to change daily. Corporate office located at 9311 San Pedro Avenue, Suite 100, San Antonio, TX 78216. SWBC Mortgage Corporation, NMLS #9741 (www.nmlsconsumeraccess.org).

Georgia Residential Mortgage Licensee 1060-A0689 3/19

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