A Few Samples of Recommended Actions by Sector !"#$%
%%%%%&"'($)*"+%'%,*++-('.%/0'12 %%%%%%%%%%!"#$%&'()*'(+,-.'(/0 000000000012340*'%#2-05-+6'.302705+-3&#7890:-';+7/0<33%/)).234-'%#2-=+-;)
31*(*+41$% %%%%!-54#%'(5%3(5%#62%7252"'.%82$2"92 %%%%%%%%%%!"#$%&'()*'(+,-.'(/0
00000000000>,82303<'0?'8/0<33%/))@@@=#,8233<'A'8=.+$) 000000000001#$%#2;70A+-0B2C'-34/0<33%/))@@@=.#$%#2;7A+-&2C'-34=+-;)
0
0,"2'#2%*"%:$2%!.#2"('#492%,-""2(142$% !"#$%&'()*'(+,-.'(/ D'@0E+-F0G3<#.#0H+,-(/0<33%/))@@@=23<#.#<+,-(=.+$) I'-F(<#-'(0270I'-F(<2-'90J#((#.<,('33(/0<33%/)) @@@=C'-F(<#-'(=+-;) % %;2#%<*"2%=2*0.2%4(%>*-"%,*++-(4#?%#*%@'(A%B*1'..? !"#$%&'()*'(+,-.'(/ J+K'0E+,-0J+7'4/0<33%/))$+K'4+,-$+7'4%-+6'.3=+-;) L+0B+.#&0M+7+$#01+,734/0<33%/))(+7+$#.+,734=;+&+.#&=.++%)
0
35-1'#4*(% %%%%%="*#21#%C*+2$16**.4(D %%%%%%%%%%!"#$%&'()*'(+,-.'(/0 0
H+$'(.<++&0B';#&0N'A'7('0>((+.2#32+7/0<33%/))0 @@@=<(&8#=+-;)
;"22(%>*-"%/16**.$ !"#$%&'()*'(+,-.'(/0 L-''70E+,-0M.<++&01<#&&'7;'/0<33%/))@@@=8+(+$'3<27;=+-;) ;-''7O4+,-O(.<++& L-''70M.<++&(0G7232#32K'/0<33%/))@@@=;-''7(.<++&(=7'3) L-''70E+,-0M.<++&0L,28'/0<33%/))P2&'(='#-3<8#4=7'3) ;-''74+,-(.<++&
1+%4-2;<30Q0RSTR01&'#-01+$%#((0J'82#00
0@@@=3<-2K'$+K'$'73=.+$0
1 of 5
3(94"*(+2(#%
%%%%%/#'"#%'%;<EF7"22%G*(2 %%%%%%%%%%%!"#$%&'()*'(+,-.'(/ 00000000000LJ:O?-''0J#-27/0<33%/))@@@=;$+A-''$#-27=.+$) 00000000000LJ:O?-''0:-';+7/0<33%/))@@@=;$+A-''+-';+7=+-;)
0/6-#%H*I(%J-1.2'"%=*I2"%=.'(#$%'(5%="292(#%J2I%E(2$
!"#$%&'()*'(+,-.'(/ I'4+780D,.&'#-/0<33%/))@@@=C'4+787,.&'#-=+-;) D,.&'#-I#2&+,3=+-;/0@@@=7,.&'#-C#2&+,3=+-; >732OD,.&'#-0J+K'$'730270L'-$#740U#&&07,.&'#-0%&#73(0.&+('80 C40RSRRV/0<33%/))'7=@2F2%'82#=+-;)@2F2)>732O 7,.&'#-W$+K'$'73W27WL'-$#74 0000000B'30M+,3<0>A-2.#7X(0F7+@04+,0(,%%+-303<'2-0'AA+-3(03+0(3+%0 !(F+$0A-+$0C,2&827;0#07,.&'#-0%&#730#30Y#40I#40C40(2;727;03<'0 %'3232+70#3/0<33%/))@@@=.#,('(=.+$).#,('()ZZZ[Z\O(,-P27;O A+-O.<#7;')#.32+7()TZ]TT^^
;*92"('(12% %%%%%,'+0'4D(%74('(12%82)*"+% %%%%%%%%%%!"#$%&'()*'(+,-.'(/
00000000000L'30J+7'40:,3/0<33%/));'3$+7'4+,3=.+$) 00000000000_<'01#$%#2;70?27#7.'0G7(323,3'/0<33%/))@@@=.P27(3=+-;) %%,6'..2(D2%,*"0*"'#2%=2"$*(6**5 !"#$%&'()*'(+,-.'(/00 N'$+.-#.402(0?+-05'+%&'/0<33%/))8'$+.-#.42(A+-%'+%&'=+-;) `723'80*'%,C&2./0<33%/)),723'8-'%,C&2.=+-;) %%,6'(D2%#62%K*#4(D%H'?%#*%'%L22A2(5 !"#$%&'()*'(+,-.'(/00 a<40_,'(8#4b/0<33%/))@@@=@<43,'(8#4=+-;) 0 00!5*0#%='02"%@'..*#$ !"#$%&'()*'(+,-.'(/00 c'-2P2'80c+327;0?+,78#32+7/0<33%/))K'-2P2'8K+327;=+-;) `723'80c+3'-(0+A0D'@0J'"2.+0U%#(('80#0(3#3'O@28'0%#%'-0 C#&&+30(4(3'$V/0<33%/))@@@=,K+3'7$=+-;) :(.2'$6%#62%@4..4*($%*)%&'M0'?2"$%H*..'"$%J*I%C4552(%4(%%% ,!78N$%O,*+0"262($492%!((-'.%74('(14'.%%820*"#$P% !"#$%&'()*'(+,-.'(/00 1>?*0T0Ua#&3'-0I,-2'7X(0a'C(23'V/0<33%/)).#A-T=.+$)
1+%4-2;<30Q0RSTR01&'#-01+$%#((0J'82#00
0@@@=3<-2K'$+K'$'73=.+$0
2 of 5
C2'.#6% %%%%%/#*0%,62+#"'4.$ %%%%%%!"#$%&'()*'(+,-.'(/00
L'+'7;27''-27;0a#3.</0<33%/)) @@@=;'+'7;27''-27;@#3.<=+-;)
;2#%7.-*"452%E-#%*)%,4#?%L'#2" !"#$%&'()*'(+,-.'(/00 ?&,+-28'0>.32+70D'3@+-F/0<33%/))@@@=P&,+-28'#&'-3=+-;)
Q()"'$#"-1#-"2% %%%%%L*"A%*(%J2I%3(2"D?%/*.-#4*($ %%%%%%%%%%!"#$%&'()*'(+,-.'(/00
D'@0!7'-;40_'.<7+&+;4/0<33%/))@@@=3<-2K'$+K'$'73=.+$)00 3<'W.+8'O7'@W'7'-;4W3'.<7+&+;4 ?+(3'-X(0I&+;/0<33%/))@@@=3<-2K'$+K'$'73=.+$)A+(3'-O ;#$C&'OA-''O'7'-;4O@<#3O4+,O.#7O8+O<'&%=C&+;
L*"A%*(%;"22(%Q()"'$#"-1#-"2%="*R21#$ !"#$%&'()*'(+,-.'(/00 L-''70?+-0>&&/0<33%/));-''7A+-#&&=+-;) !#-3<(<2%0I2+3'.3,-'/0<33%/))'#-3<(<2%=.+$) I'-F'&'40?G*M_0M+&#-0?27#7.27;0G7232#32K'/0 <33%(/))C'-F'&'4P2-(3=-'7'@A,78=.+$)&'#-7O$+-')<+@OP2-(3O @+-F(
S-$#412% %%%%%="*#21#%Q(54D2(*-$%B'(5%)"*+%C'"+)-.T%=*..-#4(D%Q(5-$#"42$ !"#$%&'()*'(+,-.'(/00 G782;'7+,(0!7K2-+7$'73#&0D'3@+-F/0<33%/)) @@@=2'7'#-3<=+-;) H+7+-03<'0!#-3</0<33%/))@@@=<+7+-'#-3<=+-;)
0
/#*0%#62%JH!!%'(5%3M21-#492%E"52"$ !"#$%&'()*'(+,-.'(/00 M3+%03<'0DN>>/0<33%(/))@@@=(3+%78##=+-;)
<254'% %%%%%="*#21#%Q(#2"(2#%J2-#"'.4#?
!"#$%&'()*'(+,-.'(/ M#K'03<'0G73'-7'3/0<33%/))@@@=(#K'3<'273'-7'3=.+$) 00
1+%4-2;<30Q0RSTR01&'#-01+$%#((0J'82#00
0@@@=3<-2K'$+K'$'73=.+$0
3 of 5
82.'#4*($% %%%%%,"2'#2%'%7*"-+%4(%>*-"%,*++-(4#?%)*"%,"*$$F,-.#-"'.
%%%%%%='"#4140'#4*(%#*%!55"2$$%U2?%Q$$-2$%)*"%821*(14.4'#4*( *'(+,-.'(/0 1'73'-0A+-0D+7K2+&'7301+$$,72.#32+7/0<33%/))@@@=.7K.=+-;)
/142(12% %%%%%,"2'#2%'%=.'(%)*"%7'4"T%;.*V'.%H4$#"4V-#4*(%*)%J2I%3(2"D?%
%%%%%%&216(*.*D?%'(5%Q52(#4)?%U2?%J;E%='"#(2"$%)*"%7-(54(D%'(5% %%%%%%%Q+0.2+2(#'#4*( !"#$%&'()*'(+,-.'(/00 D'@0!7'-;40_'.<7+&+;4/0<33%/))@@@=3<-2K'$+K'$'73=.+$) 3<'W.+8'O7'@W'7'-;4W3'.<7+&+;4 ?+(3'-X(0I&+;/0<33%/))@@@=3<-2K'$+K'$'73=.+$)A+(3'-O ;#$C&'OA-''O'7'-;4O@<#3O4+,O.#7O8+O<'&%=C&+;
/04"4#-'.4#?
%%%%%C2.0%=2*0.2%,.'"4)?%&624"%/04"4#-'.%J'#-"2%'(5%!00.?%&64$ %%%%%:(52"$#'(54(D%4(%!..%82.'#4*($T%/#"'#2D42$%'(5%!1#4*($ !"#$%&'()*'(+,-.'(/00 _H*Gc!0M%2-23,#&2340M'.3+-/0<33%/)) @@@=3<-2K'$+K'$'73=.+$)3<'WTRW('.3+-(O(%2-23,#&234
L*".5942I %%%%%3M0.*"2%#62%&C8QK3%<*942%'(5%L2V$4#2%4(%H20#6%I4#6%>*-"%%% %%%%%%/*.-#4*($%;"*-0 *'(+,-.'(/0 _<-2K'0a'C(23'/0<33%/))@@@=3<-2K'$+K'$'73=.+$) a+-&8K2'@/0<33%/))@@@=3<-2K'$+K'$'73=.+$)@<#3O @+-&8K2'@O#78O@<4O23O2$%+-3#73
1+%4-2;<30Q0RSTR01&'#-01+$%#((0J'82#00
0@@@=3<-2K'$+K'$'73=.+$0
4 of 5