NO TIME LIKE THE PRESENT
Hours of Service regulations may have good intentions, but reform could add flexibility, improve safety and help drivers rest easy. Issue 2, 2018
FEATURES Issue 2, 2018
The Great Debate p18
A clear and distinct message is emerging about the current HOS regulations and the need for change.
IMTA Management Conference p12
2018 schedule and event highlights are coming together for September 5 and 6 in Coralville.
p2 p3 p5 p6 p9 p10 p11 p14 p32 p36 p38 p40
Listening In Chairman's Message President’s Message Up Close & Personal Ask the Members Members in the News Truck PAC Iowa IMTA Update ATRI Update Iowa Motor Carriers Foundation IMTA Events Final Thought
COLUMNS p26 p28 p29
Blockchain Opioid Epidemic Economic Update
OUR STAFF BRENDA NEVILLE, CAE President & CEO
EMILY LUKE Assistant Office Manager
JORDAN BJERKE Marketing Manager
JANELLE STEVENS Director of Communications, Education & Events
brenda@iowamotortruck.com
jordan@iowamotortruck.com
DON EGLI, CDS Director of Safety & Security
don@iowamotortruck.com
emily@iowamotortruck.com
janelle@iowamotortruck.com
SATURDAY MFG. Design & Cover Illustration
IOWA MOTOR TRUCK ASSOCIATION 717 East Court Ave, Des Moines, IA 50309 515.244.5193 | iowamotortruck.com
SPONSORS IFC Great West Casualty p4 Harrison Truck Centers p8 IMTA Cornerstone Sponsors IMTA Management p12
Conference
Thermo King Sales p16 and Service
p17
Truck Country
p24
Renewable Energy Group
p25
MHC Kenworth
p30 McGowen, Hurst Clark & Smith, P.C. Housby Mack CJ Cooper & Associates
p31 Donaghy-Kempton Insurors Quality Services Corp. Central Trailer Service p34
Midwest Peterbilt Group Bauer Built Tire & Service
p35
Counteract Balancing Beads Northland Insurance
p37
HELP Inc.
IBC
Thompson Truck & Trailer
BC
Midwest Wheel Companies
ISSUE 2, 2018
1
“When we negotiate a rate with you, that will stay as long as it works for both of us. Hopefully, we get a year out of it, sometimes 18 months, and in today’s market, maybe it’s 8 days.” JEFFREY MEYER Ground Transportation Manager for Nestle Purina Petcare SOURCE: FreightWaves
“I am a proud Second Amendment supporter as part of our Constitution. As a state, we will need to continue to look and review. We need to look at everything. We can’t take a look at one thing in isolation. We have to look at everything, because it needs to include everything.”
“Iowa has historically had a low unemployment rate because, quite frankly, the nature of our economy doesn’t support a lot of slack in it. If you can’t find work where you are, then you move out, and you find some place where you can find work.”
GOVERNOR KIM REYNOLDS remarks made after the recent Florida school shooting
IOWA STATE UNIVERSITY ECONOMIST DAVID SWENSON In response to Iowa’s top ranking in the Best States Ranking
LISTENING IN “There is nothing boring about driving for a living. You get to see the inner workings of many different places. All of the places that make your community run are kept running by us drivers delivering what they need. Every day has a sense of doing something that is necessary.” HOLLAND DRIVER HERSCHEL EVANS 2018 CVSA International Driver Excellence Award Winner
“We need to make trucking cool again.” ATA PRESIDENT CHRIS SPEAR remarks made during the 2018 Recruitment and Retention Conference
“A week ago we’re cutting down the nets and the confetti is falling. And then we make history by being the first one-seed to lose. I told the guys, this is life. It can’t define you. You enjoyed the good times and you gotta be able to take the bad times.” VIRGINIA HEAD COACH TONY BENNETT after a historic loss to a #16 seed in the NCAA Tournament
CHAIRMAN'S MESSAGE Recently the State of Iowa received a lot But I also took pride in that quality of life of positive publicity when the U.S. News & rating because I believe that our industry World Report announced that Iowa was #1 in deserves some of the credit when it comes to the country in its annual Best States ranking. that rating. Each and every day, the trucking This annual report evaluates all 50 states in industry makes a valuable contribution to the many different categories. These categories quality of life of every single person in this include health care, education, economy, state. It is because of trucking that every cominfrastructure, crime, fiscal stability, and munity in this state gets the products they quality of life. The results from the eight need, even those small towns in the most categories were based on two years’ worth remote parts of the state are served by the of data and really put Iowa in the spotlight. trucking industry. Like many of you, it was nice to finally see The slogan “if you got it, a truck brought something positive from the media and as it” is as good as it gets when describing the someone that has never left the State of Iowa, role we play. I have always been very proud to live in Iowa Furthermore, the agricultural and manand enjoyed the positive publicity that was ufacturing sectors in Iowa are successgenerated by this recent report. ful because of the trucking As I read the article, it went industry. Trucking is a big ... AS WE ALL deal here in Iowa and as we into great detail about some of KNOW, SOME the highs and lows of the report. all know, some of the best Iowa’s #1 ranking in the infratrucking companies in the OF THE BEST structure category is important nation are right here in our TRUCKING to note because infrastructure great state. COMPANIES IN is pretty important to truckFortunately, for all of us, THE NATION ing. And quite honestly, I was many of those outstanding ARE RIGHT surprised to see it had received operations are also members of HERE IN OUR such a high rating. While we IMTA. We have giant compahave seen some tremendous nies, mid-size companies and GREAT STATE. a whole lot of small operations gains in the improvement of that make up our membership infrastructure as a result of the gas tax that was passed a few years ago, and that is why the association continues I think we can all agree that we still have a to be successful and effective in its efforts. lot of bridges that need work and focusing The one thing I have always enjoyed on our roads and highways must continue about my involvement with IMTA is the to be a priority. fact that we all come together regardless Iowa’s trucking industry is always ready of the size of our company to identify and willing to join the fight for continued common issues, and roll up our sleeves investment in our roads and bridges and we and work together in finding a solution. continue to urge lawmakers to take a proThat is a big deal too and is the heart and active approach in this effort. It isn’t good soul of our success for over 75 years. enough anymore to simply raise the gas tax I am proud to be part of the trucking industry and proud to be part of IMTA. I every 20 years. The other rating that was of interest to hope you share that pride and demonstrate me was the quality of life rating and in the it every day. Trucks are always going to report, Iowa received a rating of 9 in this be important and while top rankings and category. For those of us who were born and awards are always appreciated, the truckraised in this great state, the quality of life ing industry has never needed rankings or we experience here in the Hawkeye state is awards to do a job that put us in a league unprecedented in my opinion. all of our own.
KEVIN GASS 2018 IMTA Chairman of the Board
ISSUE 2, 2018
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PRESIDENT’S MESSAGE Good roads and bridges are important. As the biggest consumers of the highway, the trucking industry has always been proud to take a leadership role in the ongoing debate surrounding the funding of infrastructure. As a part of that leadership role, the trucking industry has always supported a gas/fuel tax increase. We have never wavered in our willingness to get involved with this important legislative battle. And we do so knowing that it will come directly out of our pockets, but that is what is required when taking on a leadership role. Trucking is always willing to pay their fair share because good roads and bridges are important to the trucking industry. In 2015, a bipartisan Iowa legislature and Governor Branstad approved a 10 cents per gallon increase and since that increase, an extra $515 million has been invested in Iowa roads and bridges. A coalition of supporters for the gas tax increase worked several years before a gas tax became a reality. It had been over 25 years (1989) since the last gas tax increase. The issue was extremely contentious but state revenue for road and bridge construction and repair was falling short by over $215 million each year. Important projects were being delayed and the condition of our bridges were deteriorating quickly. So, it was a legislative battle that had to be fought and fight we did. Year after year, it was a top priority for IMTA. We stayed the course and in 2015, the legislation finally passed. And the ongoing investment that is being made to our roads and bridges is visible throughout the state. Talk to any city or county official and they will confirm the positive difference that has been made because of the gas tax. According to state data, nearly $100 million was used on 237 critical projects, at least one in every county, during the state budget year that ended June 30, 2017. That is a big deal. However, Iowa continues to be ranked as one of the
worst states when it comes to our bridges. Because of our farm to market system that was built decades ago, we have a lot of bridges in this state and many of them are considered “structurally deficient” according to the American Road and Transportation Builders. To be considered “structurally deficient”, the bridge has one or more elements that are considered to be in poor condition. So our focus continues to be on infrastructure. While IMTA leaders celebrated the increase in 2015, they urged lawmakers then and continue to challenge lawmakers yet today to look towards the future. We don’t have the luxury to wait another 25 years to address this problem. Fortunately, we now have a President that is as equally concerned about infrastructure. President Trump has expressed his concerns repeatedly about the unsafe and inefficient national highway system. He has even called it a “disgrace”. While he has changed his position a few times on how to fund this massive effort, he did finally come out and endorse the 25-cent gas tax proposed over a five year period. That is an important and valuable first step forward. It is a bold statement of leadership and something that deserves our gratitude and more importantly our support. Especially given the unpopularity of a gas tax. Republicans traditionally shy away from a gas tax even though it has been proven time and time again to be the most effective and efficient way to preserve, protect and enhance our infrastructure without increasing the deficit. We’ve seen firsthand what a gas tax increase can do here in Iowa; just think what it would do on a national level. We’ve seen the positive improvements that are directly tied to a gas tax and now it is once again time for our industry to take a leadership role on this important issue. Infrastructure funding needs to be a top priority.
BRENDA NEVILLE IMTA President & CEO
WE’VE SEEN THE POSITIVE IMPROVEMENTS THAT ARE DIRECTLY TIED TO A GAS TAX AND NOW IT IS ONCE AGAIN TIME FOR OUR INDUSTRY TO TAKE A LEADERSHIP ROLE ON THIS IMPORTANT ISSUE.
ISSUE 2, 2018
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UP CLOSE & PERSONAL
LINDA UPMEYER, Iowa Speaker of the House The Speaker of the House is the presiding officer of the House chamber. The Speaker ensures that debate runs smoothly and that chamber rules are followed. Speaker Upmeyer works with both parties in this role to make sure the voice of the minority party is also heard. The Speaker is also responsible for the day-to-day administration of the Iowa House, even when we are not in session.
1
What motivates you to come to work every day?
The desire to have a positive impact on the day to day lives of Iowans is what drives me to serve in the Legislature. We can do a lot of good for the people of Iowa at the state level, whether it’s investing in K-12 education, ensuring access to high quality, affordable health care, or making it easier for small businesses to grow and thrive.
2
What are the three biggest challenges that the State of Iowa is currently facing?
1 . Health care: Iowa is facing a number of challenges related to health care such as the opioid epidemic, access to mental health services, and the collapsing individual health insurance market. We have been working on these topics during the legislative session and are actively advancing common sense solutions to each of these problems.
LINDA UPMEYER
Iowa Speaker of the House
2. Workforce: Like many other states, Iowa faces a workforce skills shortage. Businesses have plenty of high paying careers open today but are struggling to find qualified workers with the skills necessary to fills those jobs. Governor Kim Reynolds has proposed the Future Ready Iowa plan, which addresses our workforce shortage and will make a huge difference.
3. Tax Code: Iowa’s current tax code is outdated, overly complex, and has some of the highest income tax rates in the entire country. We are currently looking at tax reform this session to make Iowa’s taxes simpler, fairer, and more competitive.
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IOWA TRUCKING LIFELINER
do you believe the State of Iowa will 3 Hfareowunder the Trump Administration? resident Trump is strongly committed to rural states P like Iowa. I had the chance to meet with him when he announced his plan to rebuild and improve our country’s aging infrastructure. As part of his plan, he wants to provide states with more authority to make decisions about which projects should take priority. If the President continues to allow states to make their own decisions, like the infrastructure plan, on other issues, Iowa stands to fare very well. Additionally, we have many Iowans serving in the Trump administration, and I have no doubt that they are pushing for initiatives and policies that will benefit our state.
4
I n your opinion, what are the biggest barriers to profitability for any business in the State of Iowa today and how is the Iowa legislature going to deal with those barriers?
ny business needs skilled employees who have been A trained in their field. Our state has one of the lowest unemployment rates in the country, and while that is a great success in and of itself, it leaves more jobs open than there are skilled workers to fill those jobs. Training Iowa’s workforce remains a top priority for this session, and we hope to work with the Senate and the Governor to accomplish this common goal. dditionally, Iowa has the highest corporate tax rate in A the country. While federal deductibility may ultimately lower a business’ tax liability, it puts a bumper sticker on Iowa as having an uncompetitive tax code. This makes it harder to recruit businesses into Iowa.
hat is the most misunderstood 5 Welement of the legislative process in your opinion?
n enormous amount of time and preparation go into A each and every issue that we discuss in order to ensure quality legislation that helps Iowans. Every good idea still takes 51 votes, so it requires compromise at times. My colleagues and I are constantly researching the topics that affect our communities so that we can make decisions that assist the people of our districts.
6
I n your opinion, what do you have in your arsenal/toolbox that truly makes you an effective leader?
he most important attribute of any effective leader in T Iowa’s legislative body is the ability to be an effective
ABOVE: Linda with Mike Riggan, TanTara Transportation Corp. LEFT: Linda Upmeyer and Brenda Neville
listener. As a representative, it is my duty to serve the people of my district, a task that requires the ability to turn conversations into legislation. As a leader among fellow legislators, I must set an example of accurately representing my constituents while listening to input from my colleagues. My ability to stay in touch with my constituents is only possible because of my love for the community that I live in.
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ho were your mentors and how did W they prepare you for your current position as Speaker of the House?
their communities at forums, coffee shops, and other town meetings. Through spending a significant portion of my time in the district that I represent, I am able to listen to my constituents and work towards solution to their problems. I’m also listening to my leadership team and each of our members, so I hear the concerns and support of people all across Iowa.
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hat motivates you to W be a legislator?
y dad, who was a former Speaker of the House, set M a fantastic example of what it meant to represent Iowans. In addition to teaching me how to be an effective leader, he inspired me to pursue public service. Although he passed away several years ago, I know that he would be proud to see me following in his footsteps.
Dedication to my community fuels my passion for public service. My job as a legislator is to work as hard as I can to make a positive impact on the people of my district. I have been blessed to be in a position in which I am able to create change, and I am constantly motivated to use the office that I have been elected to by the people of my district as a tool to make life better for those same people.
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12
Describe yourself in 3 to 5 words.
Working to facilitate productive progress.
f you could have a conversation with 9 Isomeone either dead or alive, who would it be and why?
I would love to have a conversation with my dad, who was a former legislator and Speaker. I think he would be able to give me a lot of good advice today regarding my job and my family, and I often feel as though I could use some of his wisdom.
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ow do you stay on the “pulse” H of the state and get a good understanding and appreciation of what the “real people” of Iowa are going through on a daily basis?
ecause Iowa has a citizen Legislature, our members B go home every single weekend and listen to the folks in
hat is your impression of the W trucking industry and its role to the people of Iowa?
The trucking industry is economically and logistically critical for the people of Iowa. Through moving commodities and other products across the state, the industry creates a movement of goods that is essential to Iowa’s economy. In addition, trucking ensures consumers that their products arrive cheaply, safely, and quickly. The trucking industry truly makes life easier for all Iowans.
ell us one thing that most people 13 Tdon’t know about you. When I was a young stay at home mom, I became a Mary Kay consultant as something fun and to meet more people. I was actually one of the top sellers in the country at the time. The strategies that I learned during that time have come in handy when trying to build consensus around a bill or other issue in the Legislature.
ISSUE 2, 2018
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CORNERSTONE SPONSORS THANK YOU TO OUR 2018 CORNERSTONE SPONSORS As of April 6, 2018 $25,000
PLATINUM
$12,000
SIGNATURE
$8,000
Harrison Truck Centers
Midwest Peterbilt Group
Interstate PowerSystems
PATRON
MHC Kenworth
McGowen, Hurst, Clark & Smith, P.C.
Midwest Wheel Companies
O’Halloran International, Inc., a Trivista Company
Thompson Truck & Trailer, Inc.
Quality Services Corporation
Truck Country
$5,000
ASSOCIATE
$2,500
BMO Transportation Finance
Allied Oil & Tire Company
Majestic Truck Center
Cornhusker International Trucks
Bauer Built Tire
Northland Insurance Co.
Gatr Truck Center
Bridgestone Commercial Solutions
Renewable Energy Group
Housby
Dave Syverson Truck Centers
Reynolds & Reynolds, Inc.
Lube-Tech & Partners, LLC
Des Moines Truck Brokers, Inc.
RSM US LLP
Mid-States Utility Trailer Sales, Inc.
Donaghy-Kempton Insurors
Thermo King Christensen
Thermo King Sales & Service
Engles, Ketcham, Olson & Keith, P.C.
Truckers Insurance Associates
TrueNorth Companies
Hanifen Company, Inc.
US Cargo Control
COLLEAGUE
Valley Distribution Corp Wilson Trailer Company
Want to see your company listed as an IMTA Cornerstone Sponsor? Contact the IMTA at 515-244-5193 or visit www.iowamotortruck.com
ASK THE MEMBERS
Q: What is your outlook on the used truck market?
Hopefully we will see a turnaround in the used truck market in the next six months. With lead times on new trucks extending into late summer it should help the value on late model used trucks. The used truck market has been struggling for quite some time now and it would be beneficial to all to see it turn for the better. STUART GRAY Peterbilt of Des Moines
The past several months the used truck industry has enjoyed strong demand and steady to higher prices, due mainly to volume increases. Late model, low mile trucks are still in high demand as is pre-good 2007 and older equipment. As the order board on new trucks continues to go further and further out, the volume of trades has the potential of weakening the used equipment market.
Short term, the used truck market picks up with Spring. Demand and prices are good, especially day cab tractors and vocational trucks. Uncertainty is on the horizon. Fleets are purchasing large quantities of new trucks now, and manufacturer’s lead times for new deliveries are increasing fast. CRAIG BRANDT O’Halloran International, Inc. a Trivista Co.
ALAN STRICKLER Harrison Truck Centers
We have seen the used truck market steadily increase over the past year and expect this trend to continue through most of 2018. With increased demand and tightening supply for new trucks, the current pool of buyers is up, and the market is strong. TYLER TODD Thompson Truck & Trailer, Inc.
The used truck market is in the best position it’s been in for the last 2-3 years. It is an exciting time to be in the market. CHRIS FLOCKHART Truck Country
The economy continues to pick up steam which bodes well for trucking and truck sales, both new and used. The increase in new truck orders will result in an increased supply of late model, fleet spec’d used trucks in the market. This will limit any significant increase in used truck values. FRED GRASK Cedar Rapids Truck Center, Inc.
ISSUE 2, 2018
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MEMBERS IN THE NEWS Stellar Announces New Regional Sales Manager Stellar Industries, Inc. is announcing Kevin Harmon as the new Mid-South Regional Sales Manager. Harmon has 15 years of service accumulated at Stellar, where he has been a part of production, quality control, inside sales, and now fills the role of the Regional Sales Manager for the MidSouth region, covering Kansas, Missouri, KEVIN HARMON Oklahoma, Arkansas, Texas, and Louisiana. Kevin works with current distribution to continue to nurture current customers as well as grow the territory by establishing new customers and distribution. “I really enjoy meeting new people,” says Harmon. “I like building new customer relationships as well as spending time with those that I have already established a connection.” He continues, “And getting to see different parts of the country one may not typically get to see is an added bonus.”
Green Products Announced as 2017 Best in Class Carrier Green Products is pleased to announce they have been named “2017 Best in Class Carrier” by JBSPork Division. This award was presented to Green Products at the annual JBS Carrier Summit in Greeley, CO on February 6th. Best in Class Carriers were chosen based on customer service, on-time delivery and holiday performance. The JBS Sales Team
trusts Green Products to deliver to new and high-profile customers. “Green Products is a great carrier partner. They treat our facilities and team members with the utmost respect. When it comes to the rubber meeting the road, the Green Products team from drivers to owners are a delight to work with,” said Susan L. Johnson, JBS Transportation Manager Pork.
Al Hollopeter and Greg Sharp, both drivers for Green Products Company
Stanley Wins First-Ever Foodliner/Quest Liner Top Tech Challenge Chance Stanley, of the Foodliner — Eddyville, Iowa terminal, was named the winner of the first-ever Foodliner and Quest Liner Top Tech Challenge in February, following competition at the McCoy Group’s corporate training center in Dubuque. Stanley earned the award following a combination of hands-on challenges to troubleshoot mechanical and maintenance issues on Foodliner and Quest Liner trucks, as well as completing a written exam testing mechanical knowledge. For his efforts, Stanley received a $5,000 American Express Card and a 2017 Top Tech of the Year Plaque.
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IOWA TRUCKING LIFELINER
The competition featured contestants who qualified for the event after being recognized as the companies’ technicians of the quarter in 2017. In addition to Stanley, competitors included: first quarter top-tech Steve Marvel, of Foodliner’s Newark, Del. terminal; third-quarter winner Sam Hedrick, of Quest Liner’s Blue Grass, Iowa location; and fourth-quarter winner Mark Payne, of Foodliner — Chicago. All company hourly maintenance technicians and one-person shop foremen, with at least one year of service, could qualify to participate.
® Going The Distance
TRUCK PAC IOWA
Strengthening our Political Resources Culinary Fight Night Raises $4,000 for Truck PAC Iowa The first Truck PAC Iowa event of 2018 was deemed a huge success by both attendees and committee members. The Truck PAC Culinary Fight Night hosted over 40 attendees and raised over $4,000. Six teams competed in the cooking competition and the panel of judges found it extremely challenging to select the top winners due to every groups creation being impressive in both taste and presentation. The next Truck PAC fundraiser will be the popular spring golf outing, set for May 24 at the Legacy Golf Club in Norwalk, Iowa. Details will be available soon.
ABOVE: Stacy Schmitz, Chris Assmann, Colleen Kloewer, Dean Kloewer, Matt Schmitz, Larry Assmann, Tracy Bruck and BJ Bruck, all representing Panama Transfer, Inc LEFT: Dan and Chris Van Alstine, Ruan Transportation, Diane and Kevin Gass, Perishable Distributors of Iowa, Kim Hurley and Captain Ron Hansen, Iowa Highway Patrol
Emily Luke, Iowa Motor Truck Association, Mike Sullivan, Dave and Nancy Nelsen, Harrison Truck Centers, Jerry Bender, Midwest Wheel Companies, Barry and Brenda Dittmer, Weinrich Truck Line, Inc., and Corey Murphy, MHC Kenworth
JP Heineman, MHC Kenworth, and Nick Thummel, Keane Thummel Trucking
BECOME A 2018 MEMBER OF TRUCK PAC IOWA ADD YOUR NAME TO THE GROWING LIST OF SUPPORTERS COMPLETE THIS FORM AND SEND A COPY TO IMTA janelle@iowamotortruck.com • Fax (515) 244-2204
MEMBER LEVEL Place a check mark in the box with your desired membership level. Dollar amounts represent yearly contributions.
NAME HOME ADDRESS CITY, STATE & ZIP
BRONZE $100
SILVER $250
GOLD $500
PHONE
DIAMOND $1000
Truck PAC Iowa will send you an invoice
ISSUE 2, 2018
11
IMTA UPDATE IMTA Leadership Roles in 2018 The cornerstone of IMTA’s ongoing success is the number of members that step up and get involved in a variety of different efforts. These volunteer leaders provide the valuable insight, engagement, time and energy to many different events and issues and we are most appreciative.
Maintenance Professionals Task Force
Truck Technology Task Force
The maintenance segment of the trucking industry is critically important and very underserved through the IMTA. This is going to change; this group is going to look for ways that IMTA can be more effective in serving this segment of the industry.
The technological advances in the trucking industry are amazing and the impact of the technology is far reaching. There are many entities that are interested in trucking technology outside of the industry. This working group will oversee the ongoing communications and education process relative to truck technology with the Iowa DOT, FMCSA, legislators, the general public as well as the IMTA membership.
Jason Ahten Walmart Transportation
Tim Modlin Thermo King Sales & Service
Jerry Bender Midwest Wheel Companies
Kate Price Gatr Truck Center
Malaki Bulten Decker Truck Line, Inc.
Celeste Turner Hawkeye Community College
Duane Harney Barr-Nunn Transportation
Aaron Weiland Schuster Co.
Dean Kloewer Panama Transfer, Inc.
Spring Golf Outing Committee The spring golf outing is the biggest fundraiser for Truck PAC Iowa. This outing has been held for over 30 years and attracts 150 participants. We are looking forward to another successful event on Thursday, May 24th at the Legacy Golf Course in Norwalk. Brad Bailey Central Trailer Service
Matt Hurd Hanifen Co., Inc.
Chris Coburn MHC Kenworth
Show Trailer Committee Two years ago, under the leadership of IMTA Chairman Mark Olson, it was determined that a new show trailer was needed. The previous show trailer had served a valuable purpose for almost 20 years. Fortunately, IMTA had the opportunity to purchase a trailer that had previously been used as a promotional tool and work began on converting the trailer to be a valuable extension of IMTA’s Public Relations efforts. The first phase was completed last year and that was the completion of the exterior work. Now the committee is focusing on the interior and fundraising will begin shortly with hopes that the new trailer be unveiled later this year. Mike Bagg Central Trailer Service
Mark Olson (Chairman) Olson Explosives, Inc.
James Cade Ruan Transportation
Dave Riggan TanTara Transportation Corp.
Dale Decker Decker Truck Line, Inc.
Delwin Van Wyk Harrison Truck Centers
Brad Kohlwes Argee Transport
Size & Weight Task Force Legislative proposal and regulatory rules relative to increasing size and weight of trucks in Iowa are always being discussed. This working group will provide the expertise and interest to assist IMTA in the ongoing monitoring of these proposals. Brad Kohlwes Argee Transport Don Vogt West Side Transport, Inc.
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IOWA TRUCKING LIFELINER
Jeff Wangsness JMT Trucking Company
Allison Meiners Ruan Transportation
Jason Rose Midwest Wheel Companies
Dave Nelsen Harrison Truck Centers
Jody Sandy Hy-Vee, Inc.
Pat Noonan Cascade Lumber & Manufacturing Co.
Nick Thummel Keane Thummel Trucking
Truck Driving Championships Committee The Iowa Truck Driving Championships is an annual event that has been held for over 50 years. It is the ONLY event of its kind that showcases and recognizes the professional truck driver. This first-class event wouldn’t be possible without the hands-on service from the TDC committee members composed of Iowa Council of Safety Management members, as well as Board Members. Jason Ahten Walmart Transportation
Allison Meiners (Co-Chairman) Ruan Transportation
Kenny Bauman (Chairman) JMT Trucking Co.
Bridget Nixon Solar Transport
Gary Handley BTI Special Commodities, Inc.
Mark Olson Olson Explosives
Dean Kloewer Panama Transfer, Inc.
Matt Schmitz Panama Transfer, Inc.
Brad Kohlwes Argee Transport
Bret Smith Johnsrud Transport, Inc.
Keith Lamfers Schuster Co.
Dallas Williams Casey’s General Stores
Marvin McGinnis Casey’s General Stores
Jen Wilson Sully Transport
Want to join a committee? If you are interested in serving on any of these working groups, please contact Emily Luke at the IMTA office and she will get you added to the list. Each working group holds an initial planning meeting where individuals are asked to come to the meeting. After that initial meeting, most of the work is conducted through emails and conference calls. A top priority is always using your time wisely.
IMTA UPDATE
John Smith Named Chairman of ATA Workforce Committee John Smith, CRST, has been named the chairman of the workforce development committee at ATA. The purpose of the committee is to address the perennial shortage of drivers and diesel technicians hamstringing our industry. The committee will work to develop solutions and advance policy in the following issue areas; apprenticeships, skills-testing delays, outreach
to Veterans, outreach to opportunity youth and most importantly, addressing the 18 to 21 year old and the potential to get them in the industry. The committee is comprised of trucking CEOs from across the country and is meeting regularly to address these important areas and was instrumental in developing the DRIVE Safe Act.
JOHN SMITH
CRST International, Inc.
DRIVE Safe Act Introduced Congressman Duncan Hunter (R-CA-50) recently introduced H.R. 5358 – the DRIVE Safe Act – into the US House of Representatives. This bill would direct the Secretary of Transportation to issue regulations to permit an 18-21 year old CDL holder to drive a Commercial Motor Vehicle (CMV) across state lines, during and upon the completion of a two-step apprenticeship program.
THE TWO STEP APPRENTICESHIP PROGRAM: STEP ONE: 120-Hour Probationary Period. First the apprentice must complete 120 hours of “on-duty” time, 80 hours of which must be “driving time”. During the 80 hours of driving time, the apprentice may drive a CMV in interstate commerce, but only when accompanied in the “the passenger seat of the cab” of the CMV by an experienced driver. »» Performance Benchmarks: The apprentice must demonstrate to the employer’s satisfaction the following core competencies: interstate, light city traffic, rural two lanes, and evening driving; safety awareness; speed and space management; lane control, mirror scanning, and right and left turns; compliance with logging/Hours of Service. »» Restrictions: The apprentice may not operate a CMV with hazardous materials placards. STEP TWO: 280-Hour Probationary Period. The apprentice must complete 280 hours of “on-duty” time and 160 hours of “driving time”. During the 160 hours of “driving time”, the apprentice may driver on interstate commerce, but only when accompanied in the passenger seat of the cab of a CMB by an experienced driver. »» Performance Benchmarks: The apprentice must demonstrate to the employer’s satisfaction the following core competencies: backing and maneuvering in close quarters; pre-trip inspections; fueling procedures; weighing loads; weight distribution; and sliding tandems; coupling and uncoupling procedures; trip
planning, truck routes; map reading; navigation, and permits; and transporting hazardous materials if properly endorsed.
EXPERIENCED DRIVER SHOULD BE DEFINED AS ONE WHO: »» as held a CDL for the 2 year preceding the date on which such an individual serves as an experienced driver »» has had no preventable, DOT-reportable accident or pointed moving violations for the year preceding the date on which such individual serves as an experienced driver »» is at least 21 years old »» has at least one year of experience driving a CMV in interstate commerce
TECHNOLOGY: Any CMV operated by the apprentice during training must have: »» Automatic or automatic manual transmissions »» Active braking collision mitigation system »» Forward facing video event capture and »» Governed speeds of 65 MPH at the pedal and 65 MPH under adaptive cruise control
OTHER PROVISIONS: »» Apprentices that are involved in a preventable accident or a moving violation that is reportable to DOT during the apprenticeship will be subject to remediation and additional hours of training until they demonstrate the above-mentioned performance benchmarks to the employer’s satisfaction. »» DOT would be required to issue corresponding regulations within 1 year of enactment. »» Record Retention: Employee shall maintain records , in a manner required by the Secretary of Transportation, concerning a candidate’s satisfaction of the performance benchmarks for both probationary periods.
ISSUE 2, 2018
15
TAKE THE WHEEL and take the road at any Truck Country location.
For locations and hours, visit truckcountry.com.
TRUCK SALES | EXPERT SERVICE | PARTS | LEASING
Is There
ANY HOPE
F
for HOS Rule Changes?
BY: BRENDA NEVILLE
or at least three decades, the trucking industry has been debating the hours of service regulations. The arguments for or against a proposed solution are as varied as the millions of professional truck drivers that are at the heart of this debate. And despite tremendous efforts by regulators, special interest groups, innovative researchers, and many brilliant minds, we still don’t seem to have it right.
In a recent poll of IMTA members, there was once again, a clear and distinct message that emerged, the current HOS regulations don’t necessarily promote safe driving, in fact, it may be doing just the opposite. Overwhelmingly, respondents of the survey cited driver fatigue as their number one concern with the current regulations. Dean Croke, chief analytics officer for the online publication FreightWaves, summed it up perfectly in a recently published article entitled “Why the 14-hour clock rule is the most dangerous of them all”. “Drivers aren’t robots and one size doesn’t fit all, so in the absence of flexibility, wide-awake drivers will be attempting to sleep in rest-stops on 10-hour breaks during the day, and tired drivers will always be on the road and on occasions sound asleep at the wheel … but they’ll be compliant.” That is a frightening illustration but rings true to the reality that many drivers are facing today. The same concerns dominated the comments we received from the IMTA members that took part in a recent survey on the Hours of Service regulations. “I have been a trucker most of my life and throughout my entire career the HOS regulations have always
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IOWA TRUCKING LIFELINER
been a problem. The changes that have been made over the years have not been for the better. Forcing me to sleep when I am not tired is not creating a safer environment, in fact, I would argue it is doing just the opposite,” said one of the IMTA survey respondents.
SLEEP DEPRIVATION AND TRUCKING In an FMCSA exemption request that was filed by a group of truckload carriers in 2006, they addressed the issue of sleep deprivation. The exemption request called for a 24-hour day, beginning at 6:00 AM and ending at 6:00 AM. The exemption request further asked for more flexibility with the 14-hour clock rule and the 34-hour restart provision. FMCSA denied the exemption request. Maybe it is time to reintroduce that request because it certainly makes a lot of sense and is essentially asking for the flexibility that would ensure that drivers could sleep when they are tired and get behind the wheel when they are rested and alert. We would all benefit from that approach. “I own the company and I drive from time to time since that is still something I enjoy doing. However, the older I get, the less I enjoy driving because I find
that I am behind the wheel and fatigued. The reason I am fatigued is because regulations don’t promote good sleep. I think there are a whole lot of truck drivers out there that are feeling the same way,” wrote another survey respondent. As we all know, sleep is an important part of a person’s daily routine, in fact, we spend about one-third of our time sleeping. Quality sleep is as essential as food and water, and getting enough of it at the right time is critically important. As humans we are programmed to sleep in the dark and there is scientific data to support that and as we also know, the current HOS regulations work against the natural circadian rhythms that promote healthy and restful sleep. In a report entitled “Basics of Sleeping” published by the National Institute of Neurological Disorders, the report outlines not only the importance of sleep but also the importance of two essential internal biological mechanisms; circadian rhythm and homeostasis. Our body’s biological clock, which is roughly based on a 24-hour day, controls circadian rhythms. Circadian rhythms synchronize with environmental cues such as light and temperature.
Sleep-wake homeostasis keeps track of your need for sleep. The homeostatic sleep drive reminds the body to sleep after a certain time and regulates sleep intensity. There are many factors that influence your sleep-wake needs but the greatest factor is the exposure to light. So, forcing someone to sleep during the day because of the 10-hour break requirement is in direct conflict with the body’s natural biological mechanisms and gives credence to the ongoing argument that we have more tired and fatigued truck drivers on the road than ever before. “The ten-hour rule is ridiculous. I am alert during the day and ready to drive but then I have to wait until the 10 hours have elapsed and by the time that happens, I feel tired and sluggish. Tell me how that is promoting safety on the highways?” said another participant in the IMTA survey. In the February 16, 2018 FreightWaves article by Dean Croke, Chief Analytics officer for FreightWaves, he suggested that we are regulating the wrong thing. “We should be regulating sleep and not hours worked since sleep drives human performance more than skills, experience, and training. The idea that by regulating hours worked we somehow magically ensure drivers are well-rested for the next shift is completely flawed. Even mandating a 10-hour continuous break is questionable since most humans only need 6 to 7.5 hours of sleep per day to be fully functional.”
National Leaders Weigh In
1
DAVID HELLER Vice President of Government Affairs, Truckload Carriers Association
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IOWA TRUCKING LIFELINER
I s there a possibility of HOS regulatory reform? If so, when might that happen and what is the first step?
The short answer is yes, there is the possibility of HOS regulatory reform. Identifying the first step is quite obviously the biggest hurdle. We, as an industry, have long advocated for positive change in the trucking industry since flexibility has been removed from our hours of service regulations. That being said, even the agency has acknowledged that recent research has indicated that the total amount of sleep in a 24 hour period is more important that accumulating sleep in just one period for addressing fatigue, a far cry from what we once heard when our ability to break the sleeper berth time up was taken away. What’s next becomes the biggest question. FMCSA is awaiting word from OMB to begin a pilot program that examines this very issue and the plan would be to begin collecting data this upcoming summer in hopes that the final report can be completed by summer of ‘19. Unfortunately, the development of a rule is not something that can ever be done quickly. So while we know what the first step will be and carriers are already standing in line to partake in this study, it will require some patience on our part for the agency to gather the data that will highlight what our industry has said all along: positive reform needs to happen to our Hours of Service regulations in order for our drivers to get the quality of sleep best suited to their individual schedule.
IMTA Hours of Service Survey
Hours of Service Comparison
To start the conversation about the need for flexibility and revision of the current Hours of Service, the IMTA conducted a member survey to receive feedback from IMTA members. This survey was electronically distributed to members in the IMTA’s bi-weekly InfoFlash Newsletter, as well as through other electronic methods. 91 total responses were collected and utilized in the following infograph.
Rule Provision
Old Rule / Pre-2005
Current Rule
Driving Time Limit
10 hours
11 hours
Maximum Duty Time
May not drive after having been on duty 15 hours
May not drive after having been on duty 14 hours
On Duty Time (Changed 2013)
Includes any time in a CMV except sleeper berth
Does not include any time resting in a parked vehicle. In a moving CMV, it does not include up to 2 hours in the passenger seat, immediately before or after 8 consecutive hours in sleeper berth
On Duty Time 60/70 Hrs
May not drive after having been on duty for 60 hours in 7 days or 70 hours in 8 days
No Change
Off Duty Period Between Shifts
At least 8 hours
At least 10 hours
34 Hour Restart
No restart. Continuous 7 or 8-day recap of hours
A driver may restart their hours recap at “0” if they complete at least 34 hours of off-duty time.
Sleeper Berth Provision
8 hours of sleeper berth time could be split into two periods, provided each period consisted of at least 2 hours, and the total hours in the sleeper berth was at least 8 hours.
Sleeper berth time can be split into two periods, but the only thing that stops the 14-hour clock is a sleeper berth period of at least 8 hours. Anything less than 8 hours does not stop the 14-hour clock
Mandatory Rest Break
None required during a duty shift
A driver cannot drive if it has been 8 hours or more since their last break of at least 30 minutes
Electronic Logging Device
None required
Required after December 18, 2017
Yes
No
Do the current HOS work in your operation?
52.6% SAID NO
Would you like to see flexibility in the 14-hour rule?
92.1% SAID YES
Would you like to see the HOS rules changed?
88.1% SAID YES
Would you like to see flexibility in the sleeper berth rule?
85.5% SAID YES
Source: 2018 IMTA Member Survey (76 members responded)
2
as the ELD mandate helped the industry in H underscoring the ongoing issues with the HOS regulations?
Underscoring ongoing issues with HOS would be an understatement when it comes to the ELD mandate. For years, we have operated in an environment that was not telling the entire truth. Drivers all over the country seemed to be operating under different sets of rules which made telling the same story a difficult process at best. Issues like detention time and personal conveyance, just to name a few, were often masked on paper logs to hide whether or not they really existed, thus making our industry less transparent and tough to regulate. This, quite obviously, placed the compliant carriers and drivers in a problematic spot because they refused to bend the rules, thus the insistence on leveling the playing field for all involved. ELDs have made it so that all carriers and drivers are operating on the same set of rules, which now enables our industry to better highlight the problems that our drivers consistently face and develop sound, compliant ways to correct them.
n your opinion, what is the biggest issue that 3 Itruckload carriers have with the current HOS regulations?
I think everyone can agree that sleeper berth flexibility remains the largest issue with the HOS regulations. Yes, we have all heard that our drivers are captains of the ship and able to make their own decisions as to when they should and should not operate the truck, but that statement is always easier to say than to place into action when the 14 hour clock continues to move. The harsh reality is that our drivers are faced with a decision that could possibly shorten their workday if they make a choice to pull over from time to time. Let’s imagine a driver approaching Atlanta at around three o’clock in the afternoon. The smartest move that the driver could make would be to park the truck, take a five hour nap, and then run through Atlanta at about eight o’clock in the evening and avoid rush hour. The harsh reality is that the driver then limits his/her workday by five hours because of the inability to stop the clock. By adding flexibility to the sleeper berth, that clock can be stopped, and our drivers can rest easy when they make the smart, sound decision to pull over and rest.
ISSUE 2, 2018
21
IS THERE ANY HOPE OF SOME CHANGES TO THE HOS REGULATIONS? While the recent ELD mandate has not been without its share of controversy and divisiveness, it is also the one thing that can and will spark a renewed focus on the HOS regulations. The data that is being gen“HOW CAN WE GET FMCSA TO erated by electronic ADDRESS THE DETENTION logging devices is ISSUE? THE SHIPPERS ARE more accurate than MAKING US WAIT FOR HOURS any thing we have AND IN SOME CASES, IT ever had relative to MAKES IT IMPOSSIBLE FOR hours of ser v ice. US TO COMPLY WITH THE And this valuable data will serve as the HOS REGULATIONS. IT IS foundation for posFORCING OUR DRIVERS TO sible changes. The DRIVE WHILE TIRED AND ELD data will clearly FATIGUED AND CREATING A highlight the probVERY UNSAFE ENVIRONMENT lem with the 14-hour ON THE ROADS.” clock and its inability to stop when a driver is taking a break. Additionally, now that ELDs are in a vast majority of trucks, the many issues surrounding detention problems are also moving to the forefront.
In a recent report by the Department of Transportation’s Office, it cited that detention time could be tied to an increase in truck crash rates and is also reducing driver and carrier income by about $1 billion annually. Those are some serious statistics that cannot be ignored by the regulators. “How can we get FMCSA to address the detention issue? The shippers are making us wait for hours and in some cases, it makes it impossible for us to comply with the HOS regulations. It is forcing our drivers to drive while tired and fatigued and creating a very unsafe environment on the roads,” said another IMTA member that responded to the HOS survey. Fortunately, FMSCA will be taking part in a pilot program to study the effects of sleeper berth flexibility. The pilot is scheduled to start in the upcoming months with data collection to begin this summer and run through the summer of 2019. The pilot program is preparing drivers to split their sleep into 2 periods, with each period being more than 2 hours. Current rules force the driver to take 8 hours consolidated sleeper berth time and the additional 2 hours may be taken as off-duty or in the sleep berth. Truckload carriers have been calling for this change for many years now so there is enthusiasm and optimism that this important pilot program will produce some change to the current rules.
National Leaders Weigh In
1
ADRIENNE GILDEA Commercial Vehicle Safety Alliance
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IOWA TRUCKING LIFELINER
I s there a possibility of HOS regulatory reform? If so, when might that happen and what is the first step?
It’s certainly possible. There are some in the motor carrier industry who support changes to the current hours-of-service regulations. CVSA does not have a position on the specifics of the hours-of-service requirements. However, we do believe that changes to regulations should be data based and have a positive impact on safety. If changes are made, the most appropriate place would be in conjunction with the highway reauthorization bill. The current bill, the FAST Act, expires in 2020.
2
as the ELD mandate helped H the industry in underscoring the ongoing issues with the HOS regulations?
It is too early to make this determination. The ELD mandate has been in effect for just over 3 months at this point, which is far too soon to begin making conclusions regarding its impact. However, it’s fair to say that the devices will more accurately document hours-of-service compliance, which may call attention to portions of the rules that some find problematic.
SO WHAT’S NEXT? HOS (Hours of Service) reform needs to be a priority. IMTA members from across the state representing every size and type of operation took part in the survey. The conversations that emerged as a result of this survey also reaffirmed the need for reform. Safety is a top priority in the trucking industry, so it is incumbent that as an industry we do everything possible to ensure that we have regulations that promote safety not detract from it. Clearly the current rules are detracting from our ability to operate as safely as we can. So what is the next step? Now is the time to begin to actively engage in conversations with regulators and lawmakers about the need to make changes. We have an excellent opportunity to present our case. We have an administration that is taking a good hard look at the regulatory environment overall and we have very powerful and reliable data because of ELDS that will further point to a need for change. The trucking industry has never shied away from the tough issues and once again we will need to take a leadership position on this issue. Through that leadership position and our long-standing commitment to safety, there seems to be a sense that some movement towards reform is possible. So stay engaged, informed and be ready to get involved when the time comes to step up and move forward on this important issue.
opinion, what is 3 Ithen your biggest issue that truckload carriers have with the current HOS regulations?
This is a question better suited for industry. For the enforcement community, the lack of continuity is the largest issue. Ongoing changes and the numerous exemptions from the hours-of-service rules makes enforcement complicated and undermines uniformity.
“We know that electronic logging is more precise than paper logs and ensuring that the application of hours of service enforcement works smoothly with real people in the real world is important for success. Some narrow situations have already been identified, like hauling live animals, that may require clarifications or flexibility.” “Beyond exemptions that may meet the legal and regulatory threshold, we look forward to more accurate data to help inform the future of hours of service for our Safety Policy Committee, FMCSA and Congress.” “ATA’s Safety Policy Committee sets policies and priorities for ATA on HOS issues. Now that the ELD mandate has taken effect, the Safety Policy Committee is looking at HOS issues for areas where technical corrections could make the rules easier to follow in real world situations, where data can be used to evaluate the potential impacts on safety.” MICHAEL CAMMISA Vice President of Safety Policy, Connectivity & Technology, American Trucking Associations
ISSUE 1, 2018
23
BLOCKCHAIN
The Blockchain Potential When we launched BiTA in 2017, we expected that the organization would include 20 to 30 of the most innovative minds in freight who were thinking about blockchain to solve major issues that had plagued them for years. The members of the Alliance felt the technology could help them solve problems without the need for an intermediary or using a third party.
CRAIG FULLER
CEO and Founder of TransRisk
KEN CRAIG
Vice President for McLeod Software
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IOWA TRUCKING LIFELINER
Areas like driver recruiting, firm load contracts, accelerated payments, safety and compliance could all be improved through blockchain technology. We recognized this, but we had no idea what the organization would become. In the first week, we had over 60 applications, almost all trucking-related in the US. At first, we chalked up the initial response to excitement, intrigue, and the fear of missing out on driving interest. But our membership applications continued to explode. We received applications beyond trucking, representing all modes of traffic, including truck, rail, ocean, and air, and they were coming from all over the world. We rebranded as the “Blockchain in Transport Alliance” and the applications continued to pour in. Today, we have members from 23 countries and have an application count that is over 1400. The organization is adding around 20 official members a week. Our membership generates over $1 trillion of combined freight revenues amongst them. We also have OEMs, vendors, banks, lawyers, accountants, insurance companies and others as part of the alliance. We find that most of the members of our organization are involved in technology or the use of data in their operations, either for their internal development or through their product offerings. Many of them are thinking about collaboration that goes well beyond blockchain and are interested in how data can be applied in their business
models to make faster decisions. They are also eager to use technology to provide better experiences for clients.
THE POTENTIAL OF BLOCKCHAIN TECHNOLOGY (WHY YOU SHOULD CARE) Here’s one example of a company that is already applying blockchain technology to the supply chain. If you buy a specially-marked Honeysuckle White turkey this year, you can trace that turkey to the family farmer who raised it. Honeysuckle White is a Cargill brand, and Cargill is using a blockchain application to trace these specially marked turkeys. Consumers can visit the Honeysuckle White website, enter the six-digit number from the turkey label, and instantly learn all about the farm where the turkey they purchased was raised. Cargill is using this capability to promote transparency concerning their food products, but the implications of this go far beyond that. This same technology could be used to trace the source of a foodborne illness in seconds instead of days or weeks. Many potential use cases for blockchain technology in the freight transportation industry are being discussed and more are being considered every day. The data kept in a blockchain-enabled record for vehicle maintenance may allow for a much more exhaustive view of a truck’s history than anything available today. A blockchain application could establish new, more
efficient and secure ways to verify proof of delivery, to assure quality, to detect fraud and prevent theft, to ensure compliance, and to monitor capacity. By finding the right application and creating a workable solution, it may be possible to make huge jumps in efficiency and data accuracy. Tasks within the regular routine of managing the transportation freight that now require a significant amount of time and labor may soon become automated and require almost no time or labor. A year ago, it might have taken hours, days, or weeks to trace the origin of each Honeysuckle White turkey. Today it can be done in seconds. Another reason that carriers and logistics companies should care about blockchain is that the major shippers are moving fast to take advantage of this technology. Right now, blockchain technology within transportation is not mature, so none of the major shippers are going to tell you next month that you must be blockchain capable in order to haul their freight.
CAVEAT EMPTOR The technology of a blockchain is evolving, but it’s really about how to apply it. The logic that sits on top of the technology to use it really isn’t there yet. If someone’s CEO says, ‘Go get me some blockchain,’ that’s impossible. It’s a very immature technology right now, but that’s where BiTA comes in. “BiTA’s goal is to develop blockchain standards,” says Chris Burrus, President of BiTA. “What we are doing is bringing together all the elements across the supply chain and harnessing them all together – shippers, brokers, truckers, and telematics providers – all in the same place. It is very important that everyone is not doing their ‘own thing.’ We
need a common thread in the blockchain development and in the blockchain terms themselves.” Indeed, the implementation of EDI provides a clear example of what happens when standards are not followed. Given that the technology is not mature, the phrase “blockchain capable” really has no meaning currently. But as other technologies have matured and proven their value, major shippers have demanded that carriers adopt those technologies, And the day will soon arrive when blockchain technology is a requirement for doing business with these shippers. In the meantime, you will witness the development of private blockchains and proof of concept blockchains, and blockchain development tools. The only commercial blockchains that should garner our interest are those that have proven interoperability with other blockchains such as shippers, carriers, finance, manufacturers, etc. And these should only be considered when based on the upcoming BiTA developed blockchain standards.
Steps to Take Now »» Learn more Continue to monitor the developments as blockchain matures. Don’t just adopt the technology for technology’s sake or because of the hype. Monitor early adopters. Keep a close eye on blockchain in the financial sector, because that’s where early regulations may apply. »» Look for use cases at your business Try to determine your business cases for using blockchain. Think about the problem that is being solved. Try to define the ROI. It has to save money, save time, decrease risk, improve productivity, improve safety, or provide some other advantage to your business. »» Join industry group Join the Blockchain in Transport Alliance (BiTA). BiTA is a group of companies that are working together to establish industryspecific standards for the use of blockchain technology.
Craig Fuller is the CEO and Founder of the first trucking financial contract and information service provider. TransRisk seeks to help shippers, carriers, and 3PLs have more visibility in the trucking marketplace by developing products that offer transparency and risk management solutions. FreightWaves, a wholly-owned subsidiary of TransRisk is the fastest growing media news site in the trucking industry. Ken Craig, Vice President for McLeod Software, is a Co-Founder of the Blockchain in Trucking Alliance (BiTA) and serves on the BiTA Board of Directors. Ken was previously the SAP Practice Director for Dutch systems integrator, Origin. He served as the Country President for SAP in Brazil, then became the Chief Information Officer and Vice President of Information Systems for Philips Consumer Electronics. Most recently Ken served as the Vice President of Commercial Business Development and Vice President of Special Projects for software supplier Teksouth Corporation, which manages several large scale global database applications for the U.S. Department of Defense.
ISSUE 2, 2018
27
THE OPIOID EPIDEMIC
The Opioid Epidemic and the Impact on the Workplace You see it on the news almost every day, in blogs, on social media, stories on TV, and, sadly, families and friends sharing experiences of being affected by the opioid epidemic that has become common across all demographics. I can share three personal experiences of friends losing loved ones, which has prompted my commitment to help stop this epidemic that is plaguing our state, our nation and impacting employers’ workplaces, employees and their families.
THE EMPLOYERS’ MOST PRESSING EMPLOYEE HEALTH ISSUE TODAY IS? You are probably thinking it’s cholesterol, weight, diabetes, or heart attacks? Instead, by far the major health menace facing your employee population is the opioid epidemic. Overdoses are the leading cause of death for employees under 50. Opioid abuse has jumped 500% in the last 7 years. It can take as little as 3 days of opioid use before the LISA GRAN first signs of addiction occur. Founder & CEO of Splashlight, LLC The CDC estimated that in 2014 alone more than 2 million Americans abused or were dependent on prescription opioids. In addition, workers compensation claims costs are ten times higher when long-acting opioids are involved. The trucking industry unfortunately is not immune to these issues. Truck driving is a demanding vocation whose lifestyle can pull drivers into the routine of working under the influence of drugs, which is why employers
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IOWA TRUCKING LIFELINER
must be extra aware of the challenges associated with increasing opioid use. The crucial role that the trucking industry plays in the transportation of goods and its impact on the US economy is staggering. According to Business Insider, 80% of all cargo in America is transported by the trucking industry – our economy would be crippled without this great industry. Fortunately, steps are being made to assist trucking companies in dealing with the opioid problem. Changes were made to the DOT regulations, and drug testing will now include some opioids. These changes went into force on January 1, 2018.
HOW CAN YOU SOLVE AN OPIOID PROBLEM WITHIN YOUR ORGANIZATION? There is hope… Alongside caring partners you can learn ways to better assess your company’s risk as well as tools to mitigate the risk and bend the trend including: »» Applying data analytics to identify utilization and provider prescribing habits »» Engaging a non-traditional PBM partner that offers a Provider Compliance program, testing, and coaching solutions »» Raising awareness with organization leaders and employees The problem is not insurmountable, it just requires awareness, patience and an ongoing plan to gain some control. Lisa has 20 years’ experience in workers’ compensation cost containment and integrated health management. She is uniquely qualified to engage executive teams from both the risk management and benefits areas of operation helping clients bring positive change and optimize results by creating effective solutions for organizations in Iowa and nationally. Understanding how connected workers’ compensation and health management are, she founded Splashlight in 2011 to provide a strategic breakthrough for employers to not only reduce their claims costs, but enhance their employees’ wellbeing while improving their bottom line.
ECONOMIC UPDATE
The Economy Looks Bright for Our Industry Positive macroeconomic trends are providing optimism for the trucking industry. Specifically, real gross domestic product growth is forecasted to be at least 3% during the second, third, and fourth quarters of the year after coming in at just 1.8% during the first quarter. And, most importantly, we do not see a recession in the horizon despite the fact that this is one of the longest economic expansions in our nation’s history. Today, the largest threats to the economy are self-inflicted ones, like a trade war or pulling out of NAFTA. Make no mistake about it, NAFTA is important to the trucking industry. In 2017, there were over 47,000 jobs in our industry fully supported by truck-transported trade with Canada and Mexico, including 31,354 truck drivers. In other words, if there was no NAFTA trade via truck, we could reduce trucking employment by 47,000. This trade generated $6.6 billion in revenue for the industry last year. The big drivers of truck freight look solid moving forward. The job market remains healthy, which is good for consumption. Housing starts in 2018 are projected to be the best since 2007. Factory output growth is slated to accelerate from 1.6% in 2017 to over 2.6% in 2018 and more than 3% in 2019. And, there is
BOB COSTELLO
Chief Economist and Senior Vice President for the American Trucking Associations
no longer a glut of inventories throughout the supply chain, which is also helping truck freight volumes. In summary, the macroeconomy is trending in the right direction for trucking. Freight volumes improved last year after a lull in 2016, when total truckload loads grew just 0.1%. Total truckloads increased 3% last year, the largest gain since 2013. Even more impressive, during the fourth quarter, TL loads jumped 6% from a year earlier. LTL tonnage increased 1.4% last year after a drop of 0.8% in 2016. This improvement in demand, coupled with other trends, has eliminated the glut of trucks in the market. In 2016, small fleets added tractors, and this combined with the minimal freight growth, created excess capacity. Large fleets adjusted to
softer freight by shedding equipment in 2016, and thus drivers. However, many smaller fleets picked up some of these drivers and trucks, which created the oversupply in the industry. That changed throughout 2017 though as total forhire TL tractor counts fell 1.8%. It will remain difficult to add capacity this year with the driver situation. With the driver shortage as bad as we have seen it, expect driver pay to continue to increase. The natural market reaction to any shortage is for the price to rise – and the driver shortage is no different with wages. Many fleets recently boosted pay or announced increases late last year and early this year. In a just released report from the American Trucking Associations, company dry van irregular route drivers have seen their total annual compensation rise more than 15% over the last four years to more than $53,000. And expect more gains this year. The other trend impacting the market recently is the required use of ELDs. While not the sole determinant for tighter capacity, it certainly played a role. Add it all up, and we are likely to be in the best times the industry has seen in the post de-regulation period. Of course nothing in this industry is ever easy, so with that comes the challenge of recruiting and retaining drivers. Bob Costello is the Chief Economist and Senior Vice President for the American Trucking Associations (ATA), the national trade association for the trucking industry. Bob also heads up ATA’s International Trade and Cross Border Operations Policy. Bob grew up in Iowa before moving to Washington, DC in 1995.
ISSUE 2, 2018
29
ATRI UPDATE 2018 Top Bottleneck List Since 2002, the American Transportation Research Institute (ATRI) has collected and processed truck GPS data in support of the Federal Highway Administration’s Freight Performance Measures (FPM) initiative, a program that maintains and monitors a series of performance measures related to the nation’s truckbased freight transportation system.
REBECCA BREWSTER ATRI President & COO
Want to get more involved with ATRI? There are a number of ways you can be part of this vital industry organization: »» P articipate in ATRI’s research. When ATRI puts out a call for carrier data or asks for responses to an industry survey, take the time to participate. More is always better when it comes to research and we encourage you to join the growing number of motor carriers, professional drivers and industry suppliers who all regularly take part in ATRI’s studies. »» C ontribute to ATRI. Join your peers in the industry and STEP UP with a charitable contribution to support ATRI’s research. Giving is easy and can be done online at www.atri-online.org. »» S uggest a research topic. ATRI is always looking for new research ideas for the RAC to evaluate. »» J oin the RAC. Want to be involved in setting the trucking industry’s research agenda? Send us an email letting us know you want to be considered for a nomination to serve on the RAC. »» S pread the news. When ATRI releases research results, please Tweet, Facebook and otherwise share the findings with your colleagues and peer network so that everyone benefits from our work on behalf of the trucking industry.
The metrics that generate from ATRI’S ongoing truck bottleneck analysis quantify the impact of traffic congestion on truck-borne freight at 300 specific locations, a list that has grown since the first iteration of this report. In this most recent 2018 truck bottleneck report, the list of locations monitored has increased from 250 to 300. The increase in monitored locations derives from a 2017 expanded outreach initiative that solicited additional bottleneck locations from public and private sector freight stakeholders. The locations were then assessed using the GPS data processing system. easuring the performance of freight M movement across our nation’s highways is critical to understanding where and at what level investment should be made. The information provided through this effort can empower decisionmaking in both the private and public sectors by helping stakeholders better understand the severity of congestion and mobility constraints on the U.S. highway transportation system. This is of particular importance as the nation weighs the needs and resources available for transportation funding. On a state and local level, this research can inform
2018 Top Ten Bottlenecks 1. Atlanta, GA
1-285 @ I-85 (North)
2. Fort Lee, NJ
1-95 @ SR 4
3. Chicago, IL
1-290 @ I-90/I-94
4. Atlanta, GA
1-75 @ I-285 (North)
5. Los Angeles, CA
SR 60 @ SR 57
6. Boston, MA
1-95 @ I-90
7. Baltimore, MD
I-695@ I-70
8. Queens, NY
I-495
9. Cincinnati, OH
I-71 @ I-75
10. Louisville, KY
I-65 @ I-64/I-71
local investment decisions that can directly improve supply chain efficiency. This “bottleneck” analysis incorporates and synthesizes several unique components, including a massive database of truck GPS data at freight-significant locations throughout the United States (U.S.), and an algorithm that quantifies the impact of congestion on truck-based freight. In addition, the annual reports provide a chronological repository of mobility profiles, whereby congestion changes can be assessed over time. This, in turn, allows transportation analysts and planners to conduct performance benchmarking and identification of influential factors contributing to congestion and the requisite consequences on truck-freight mobility. To get the top 100 list go to http://atrionline.org/wp-content/uploads/2018/01/ ATRI-Bottleneck-Brochure-2018-01-18.pdf
Another Contribution to the Trucking Industry Every year ATRI provides every state with trucking statistics specific to their state. These “Fast Facts” are a valuable resource for the states in their ongoing efforts to represent and advocate for important trucking issues. On the next page is the updated “Fast Facts” that ATRI provided to the Iowa Motor Truck Association.
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IOWA TRUCKING LIFELINER
ATRI UPDATE Iowa Trucking: Fast Facts TRUCKING DRIVES THE ECONOMY Careers
99,110
SAFETY FIRST
Small Business Emphasis
9,360
trucking industry jobs in Iowa. That’s 1 in 13 jobs in the state.(2016)
IMTA members put safety first through: Improved driver training Investment in advanced safety technologies Active participation in industry safety initiatives at the local, state and national levels
Trucking companies located in Iowa (2017)
Primarily small, locally owned businesses, these companies are served by a wide range of supporting businesses.
Continually Improving 2015 fatal crash rate per 100 million Vehicle Miles Traveled (MVT): Iowa: 1.27 USA: 1.29
Transporting Essentials Competitive Wages » Total trucking industry wages paid in Iowa in 2016 exceeded $4.4 billion, with an average annual trucking industry salary of $43,933. » Heavy and tractor-trailer truck drivers held 37,620 jobs with an average annual salary of $41,620.
71%
73%
of total manufactured tonnage transported by trucks in the state. That’s 284,915 tons per day. (2012)
A CLEANER TOMORROW New diesel truck engines produce 98% fewer particulate matter (PM) and nitrogen oxides (NOx) emissions than a similar engine manufactured prior to 1990. Sulfur emissions from diesel engines have also been reduced by 97% since 1999.
Fuel Consumption
The trucking industry continues to improve energy and environ-mental efficiency even while increasing the number of miles driven. In 2016: » Trucks accounted for just 17% of the total highway transportation fuel consumed. » Trucks consumed 100 billion fewer gallons of fuel than passenger vehicles in the U.S.
The Share the Road program
65.3%
This program sends professional truck drivers around the country to teach car drivers about truck blind spots, stopping distances and how to merge safely around large trucks. The goal is to reduce the number of car-truck accidents.
of Iowa communities depend exclusively on trucks to move their goods.
(U.S. Bureau of Labor Statistics, May 2016)
Emissions
The amount fatal U.S. large truck crashes have decreased between 1971 and 2015.
TRUCKING PAYS THE FREIGHT Individual Companies
The Industry
$
561
As of January 2017, a typical five-axle tractor-semitrailer combination paid the following highway user fees and taxes:
MILLION
$
paid in federal and state roadway taxes by Iowa’s trucking industry. (2016) The industry paid 43% of all taxes owed by Iowa motorists … despite trucks representing only 11% of vehicle miles traveled in the state.
7,085
state fees and taxes
$
8,906
federal fees and taxes
These taxes were over and above the typical taxes paid by businesses in Iowa.
Roadway Use
114,442
Miles of public roads in Iowa. (2015)
Partnerships Through the U.S. Environmental Protection Agency’s (EPA) SmartWay Transport Partner-ship, the trucking industry is working with government and businesses to quantify green-house gas emissions and take steps to reduce them.
3.8 BILLION Miles driven by trucks a public roads
33.2 BILLION
Miles driven by all motorists on public roads
All stats updated January 2018 with most recent data available. Information provided annually to IMTA by the American Transportation Research Institute.
ISSUE 2, 2018
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SAE and TMC type II tests The only tire and complete wheel assembly balancing product proven to improve fuel economy in independently run SAE and TMC type II tests.*
The significant improvements in fuel economy recorded in the SAE J1321/TMC RP-1102 tests were achieved by precision balancing all of the tires with Counteract Balancing Beads. Perfectly balanced wheel ends reduce tire rolling resistance by minimizing sidewall flexing, tire squirm, and road-shock rebound.
www.counteractbalancing.com 1 800 572 8952
IOWA MOTOR CARRIERS FOUNDATION
Shared Visions ‌ One Journey The work of the Iowa Motor Carriers Foundation reflects our ongoing mission to support and complement the efforts of the Iowa Motor Truck Association. We are dedicated to making a valuable impact on the important work of the association. Together, the Iowa Motor Carriers Foundation and the Iowa Motor Truck Association can and will make a difference as we continue to serve the membership in a variety of ways as well as advancing the priorities of the trucking industry in the State of Iowa. The future is bright for trucking in Iowa, while we face several ongoing challenges, there are also an unlimited amount of opportunities on the horizon as well‌and we intend to be there for all of them. The Iowa Motor Carriers Foundation has four areas of emphasis; Research, Image, Scholarships and of course as the owners of the IMTA headquarters, we are proud to be the caretakers of the IMTA building. Generations of IMTA members will be impacted by the efforts we are initiating today as we step up the efforts of the Foundation. However, we cannot fulfill the mission of the foundation without financial support, so please consider a contribution to the Iowa Motor Carriers Foundation. All contributions are tax deductible. We are also affiliated with the ENDOW IOWA program, so you can really get a big bang for your buck. Stay tuned for regular updates on our many efforts and THANK YOU in advance for your consideration in supporting the Iowa Motor Carriers Foundation. Murry Fitzer & Steve Schuster
MURRY FITZER
Owner & CEO of Florilli Transportation, West Liberty
STEVE SCHUSTER
President of Schuster Co., Le Mars
Easy Way to Contribute to the Iowa Motor Carriers Foundation Have you ever considered including the Iowa Motor Carriers Foundation in your charitable giving plans after your lifetime? One easy way is to name our foundation or our Endow Iowa fund at the Community Foundation as a beneficiary on your life insurance policy. Contributing an existing, fully paid life insurance policy or premium due policy, can both be options, too. Gifts of life insurance to the
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IOWA TRUCKING LIFELINER
Endow Iowa fund can also provide additional tax benefits. Including Iowa Motor Carriers Foundation as a beneficiary of your life insurance policy means you can make a lasting impact on our work. Learn more by calling (515) 244-5193 or emailing us at brenda@iowamotortruck.com.
2018 Memorials The Iowa Motor Truck Association has made memorial donations to the Foundation in the memory of the following individuals: Caroline Dickey
Gary King
Martha Gass
Helen Sawyer
Gary Michealsen
Charlie Williams
IOWA MOTOR CARRIERS FOUNDATION Iowa Motor Carriers Foundation Continuing to Make A Difference! 2018 Iowa Motor Carriers Foundation Board CHAIRMAN Murry Fitzer Florilli Transportation VICE CHAIRMAN Steve Schuster Schuster Company Dave Boyer Lube-Tech & Partners, LLC Dave Dickey Dickey Transport Gary Handley BTI Special Commodities John Minor Midwest Wheel Companies Jack Sawyer Des Moines Transportation Company Pat Storey Motor-Ways, Inc. Dave Van Wyk Van Wyk, Inc. Delwin Van Wyk Harrison Truck Centers Jeff Wangsness JMT Trucking
Endow Iowa Tax Credit Program Making your giving effort very easy and affordable Since January 1, 2003, the ENDOW IOWA tax credit program has helped people make valuable contributions to important causes. ENDOW IOWA promotes giving gifts to permanent endowments by awarding up to 25% of the amount donated as a state tax credit. Your gift to the Iowa Motor Carriers Foundation is eligible for the ENDOW IOWA tax credit.
Net Cost of a Contribution to the Iowa Motor Carriers Foundation through Endow Iowa Contribution
Net Cost*
$1000
$354
$5,000
$1,770
$10,000
$3,540
$15,000
$5,310
$20,000
$7,080
$50,000
$17,700
$100,000
$35,400
$250,000
$88,500
$500,000
$17,700
$1 million
$354,000
*Net Cost of Contribution with Federal Tax Savings and Endow Iowa Tax
IMTA EVENTS Allied Division Members Gather for Annual Division Meeting Dan Van Alstine, Ruan Transportation, IMTA President Brenda Neville, Kevin Gass, Perishable Distributors of Iowa, and Mike Bagg, Central Trailer Service
Dave Wiederin, Midwest Wheel Companies, and Mack Harbour, Reynolds & Reynolds, Inc.
Danny Giffen, McLeod Software, and Marc Hyland, Majestic Truck Center
Mike Spalla, Kunkel & Associates, Matt Hurd, Hanifen Co., Inc., and Don Egli, Iowa Motor Truck Association
The Allied Division held their annual membership meeting in late February at the IMTA office with over 40 individuals in attendance. This meeting not only provided a great networking opportunity for allied members, but also featured a keynote presentation from Richard Rowe, who spoke on the relationship side of sales, not just the transaction side. In addition to the keynote presentation, IMTA President Brenda Neville and IMTA Chairman of the Board Kevin Gass, Perishable Distributors of Iowa, provided attendees with an IMTA update specific to what is on the horizon for 2018, including IMTA’s strategic plan and legislation that the IMTA is monitoring during the legislative session.
2018 IMTA Leadership Class Completes First Sessions The IMTA leadership class is a longstanding tradition that continually provides a gratifying and worthwhile experience to all that complete the program. The class of 20 began their leadership journey in March with two-days’ worth of valuable sessions and interactions. The group met with various leadership at the Capitol, heard from Ron Corbett on how his leadership style got him to where he is today, participated in the popular regulatory partners panel discussion and concluded with a tour of the Iowa Judicial Building with a presentation from Justice Wiggins. In between these sessions, attendees participate in a variety of leadership activities to allow the group to become better acquainted and be pushed outside of their comfort zone.
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IOWA TRUCKING LIFELINER
FRONT: Mackenzie Schaffert, Heyl Companies, BJ Bruck, Panama Transfer, Inc., Kevin Flannery, Midwest Wheel Companies, Scott Lemon, Keystone Trucking, John Kearse, Hanifen Co., Inc., Blake Grolmus, Ruan Transportation, Jeff Morehead, Heyl Companies, Ben Goyette, West Side Transport, Inc., and Paul Nesbit, Des Moines Truck Brokers, Inc. SECOND ROW: House Majority Leader Chris Hagenow, Brian Weihs, Panama Transfer, Inc., Greg Edwards, Don Hummer Trucking, Dave Weber, Harrison Truck Centers, Speaker of the House Linda Upmeyer and Brittany Lamphier, West Side Transport, Inc. BACK ROW: Ben Couch, Reynolds & Reynolds, Inc., Kelli Boyle, Ruan Transportation, Ryan Hawes, Warren Transport, Inc., Charles Greth, O’Halloran International, Inc., Krystin Sitzmann, Schuster Co., Jennifer Lawler, Decker Truck Line, Inc., and Jeff Martin, Green Products Company
Kelli Boyle, Ruan Transportation, Jeff Martin, Green Products Company, Ron Corbett, Paul Nesbit, Des Moines Truck Brokers, Inc., and Charles Greth, O’Halloran International, Inc.
Brian Weihs, Panama Transfer, Inc.
IMTA EVENTS Safety Professionals Conference Offers Valuable Schedule Tracy Petrak, CJ Cooper & Associates, Terry Pump, CRST International, and Sheryl Phelps, CJ Cooper & Associates
The 2018 Safety Professionals Conference hosted over 50 safety professionals from across the state of Iowa for two-days’ worth of in-depth training and discussion. The first day consisted of Blue Courage training from Chief Dave Lorenzen. Blue Courage is a program designed to instill leadership characteristics in personnel to enable them to build better relationships, teamwork, and respect in the workplace.
Tanner Jeffries, Billy Snead and Sajid Ordagic, representing the Rasmussen Group
Dennis and Cindy Rippentrop, CH Wilson Transport, and Corrine Kimm, Manatt’s, Inc.
Allison Meiners, John Holt, Sarah Winfrey and Doug Beach, representing Ruan Transportation
The second day began with a regulatory update from Shirley McGuire, Division Administrator of FMCSA. Shirley gave an overview of FMCSA and their functions as a government agency. She also discussed the issues that they are having with the National Registry of Certified Medical Examiners, Hours of Service, Electronic Logging Devices and the drug and alcohol clearinghouse. A general session was held over the lunch hour, featuring IMTA Chairman Kevin Gass and IMTA President Brenda Neville. Kevin and Brenda gave a brief update on the 2018 IMTA priorities and then opened the floor for questions from those in attendance. Brenda also shared that a Maintenance Professionals working group has been established and that it is IMTA’s goal to lay the groundwork for a Maintenance Professionals Council, SuperTech Challenge and Maintenance Professionals Conference within the next year. Three breakout sessions completed the conference, which featured all technology-based sessions including in-cab cameras, collision mitigation systems, and autonomous trucks and the future of Iowa highways.
George Cornelius, CRST International, and Adam Loutsch, Heyl Truck Lines, Inc.
ISSUE 2, 2018
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FINAL THOUGHT
Fake News… Tolling in Iowa? When the Des Moines Register ran a front-page article recently hinting of tolling on I-80, it got the attention of a lot of people. The article created a media frenzy with over 15 different newspapers, radio and TV outlets calling the IMTA offices asking for the trucking industry’s opinion on the tolling proposal. It also rattled a whole lot of IMTA members especially those that regularly use I-80 and those that are adamantly opposed to tolling. IMTA President Brenda Neville quickly responded, reiterating IMTA’s long standing policy against tolling and reminded the press that the trucking industry supports a gas/fuel tax increase and is always ready to step up and pay their fair share. “A better approach is serious consideration for an increase in gasoline and diesel fuel tax. This approach is a fair and equitable way to pay for ongoing road construction projects. It is a user fee and we support that. Any proposal that relies on fake funding schemes like highway tolls will never generate the revenue necessary to make significant infrastructure improvements,” Neville said. Of even greater impact in the conversation was the Iowa DOT’s response to this unfolding story that never had any relevance. Mark Lowe, Iowa DOT Director had reached out to the Des Moines Register and other media outlets as soon as the questions started to surface and told the reporters that tolling was not going to be considered. But the story ran any way and got a whole lot of people worked up for no reason. The following IDOT Statement issued by Mark Lowe couldn’t be any clearer and is yet another strong illustration as to why the “infrastructure funding debate” is far from over and more importantly a reason that the term “fake news” has continued to grow in popularity.
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IOWA TRUCKING LIFELINER
IOWA DOT STATEMENT ISSUED BY IDOT DIRECTOR MARK LOWE: It’s inaccurate to say that the DOT is recommending or pursuing tolling at this time. The DOT discussed the results of the study and determined it would NOT recommend or pursue tolling in I-80 and is NOT doing any further study for the following reasons: »» It doesn’t work well in our open, farmto-market grid system and pushes traffic to roads that are not built for interstate traffic. »» It’s not authorized by state or federal law. »» It’s not consistent with our “pay as you go” approach to road and bridge funding and diverts road funds to servicing debt. »» It’s generally not favored by industry groups or the public.
717 East Court Ave Des Moines, IA 50309