Regulatory reporting solutions

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Nelito’s FinDART™ is a web-based data archival and retrieval solution for Banking data archival. Need of archival solution arises due to: 

Migration or retirement of existing applications

High cost of maintaining legacy system

Decline in solution performance due to large volume of data.

FinDART™ is a data archival and retrieval solution, tailor made for BFSI vertical. It archives that historical data of legacy system which is not required for further processing of transactions and which has no business process associated with it. FinDART™ stores data in the archival repository and provides access for reporting and query purpose. It restricts any modification in archived data. FinDART™ provides Reports, MIS and Query facilities on legacy data after its retirement. FinDART’s usability for a Bank is illustrated in below diagram:

FinDART™ is accessible to end users over web (internet and/or intranet) so it can be accessed by head office users, regional office users and branch users. FinDART™ is based on the principle of designing a Data Repository to hold data of multiple legacy applications in consistent structure, Store data in a centralized environment. FinDART™ Business Drivers:

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Built in Reports in FinDART Below tables lists the ‘Off-the-shelf’ reports of FinDART™: S. No. 1.

2.

3.

Report Types Account Search

Term Deposit

Loans & Advances

Report i.

Account Master

ii.

Statement of Accounts

iii.

Any day balance

i.

Deposit Register (Master)

ii.

Statement of Accounts

iii.

Interest Credit / Accrual Reports

iv.

TDS Reports

i.

Account Master

ii.

Statement of Accounts

iii.

Limit Details

iv.

Drawing Power Details

v.

Security Register

vi.

Stock Statement

vii.

Insurance Details

viii.

Subsidy Details

ix. 4.

5. 6.

7.

General Ledger

Clearing Trade Finance

Miscellaneous

Inspection Details

i.

GL Statement of Accounts

ii.

GL Any Day Balance

iii.

GL Transactions

i.

Inward Clearing

ii.

Outward Clearing

i.

Bill Details

ii.

LC Details

iii.

Guarantee Details

iv.

Outward Remittance (DD / PO / MT / TT)

i.

Cheque Book Report

ii.

Stop Payment Report

iii.

Stop Payment Revoked Report

iv.

Standing Instructions Report

v.

Lien Report

vi.

Nominee Report

vii.

Related Party Details

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1

Record Search Options

FinDART™ allows the user to search record(s) based on following parameters: Query / Search Parameters S. No.

2

Parameter

1

Customer Id / Customer Number

2

Account number (for customers and also for internal accounts i.e. GL)

3

Account name

4

Transaction date

5

Range of transaction dates

6

Transaction amount

7

Transaction type (Debit/Credit)

8

Transaction nature (Cash/Clearing/Transfer)

9

Cheque number and user-id details of person entering / verifying the transactions

FinDART™ Features

Below tables summarises the Key features of FinDART™: S. No. 1.

2. 3.

Features

Descriptions

Broad Connectivity &

FinDART™ can access and retire a wide variety database,

Extensibility

mainframes and business applications 

Oracle

IBM DB2

MS SQL

Sybase

ASCII – Text

Cobol - Btrieve

MS Access / MS Excel

Unchanged Data

Quick and complete migration (archival) of legacy data as-it-is.

Archiving

(Unchanged)

Process Automation

Save time and money; enable rapid information retrieval with automated archiving process. FinDART™ simulates archival processes before actual execution to validate archiving policies.

4.

Keyword based search

Keyword based searching option for Account Number, Account Name, Transaction Dates, Range of Transaction Dates, Transaction Amount, Transaction Type and Instrument Number etc.

5.

Regulatory Compliance

Preserve critical data according to internal rules and external regulations.

6.

Robust Data Archival

Archive complete logical business entities. Archiving not just

Support

transactional data but also master and reference data, plus metadata to a secure immutable format for later retrieval. 3


S. No. 7.

Features

Descriptions

Seamless Access to

Application interface to access the archived data in database

Archived Data

instances through pre-configured reports and facility to query the database instances. FinDART™ has password based access right mechanism to safeguard and restrict access to application and database instances. Based on user rights it allows user to view, print and download the reports or query the database instances.

8.

Reporting Format

Supports popular formats like ASCII Text, MS Word, PDF, XML and MS Excel.

9.

Online Access

Improve information access by keeping data online and readily accessible and reusable.

10.

User Management

FinDART™ manages user and user roles for application access. Active directory or other third party application integration is also enabled.

11.

Security

12.

Benefits to the Bank

Application access through user validation at backend

Right click disabled on browser

User access logs

Saving on upgrading the existing storage on YoY basis, Bank can design the CBS data purging policy and purge the old data for freeing the storage space from production. Also speed of the system will get increased.

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FinDART™ Success Stories

S. No.

Bank Name

Year of Order

1

Development Credit Bank

2008

2

Oriental Bank of Commerce

2009

3

United Bank of India

2010

4

NABARD through Wipro

2012

5

Allahabad Bank RRBs through HP

2012

6

HDFC Bank (Phase 1 and Phase 2)

2013 and 2016

7

Bank of India RRBs

2013

8

UCO Bank (Hong Kong and Singapore Branches) through HP

2014

9

Syndicate Bank (London Branch) through HP

2015

10

Corporation Bank through Wipro

2016

11

Indian Overseas Bank - India

2016

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