Senior News Guide - August 2009

SENIOR

FREE • Edition 4 • August 2009

IN THIS ISSUE:

Contribute Wisdom and Life Experience To Help Fight Poverty Many seniors, in searching for a meaningful way to contibute their wisdom, talents and life experience to others, have joined AmeriCorps VISTA. AmeriCorps VISTA is a national service program designed specifically to fight poverty. Founded as Volunteers in Service to America

others. During service, they receive a modest living allowance, health care, and other benefits. And, upon completion of service, they are offered either an education award worth $4,725 to pay for college, or $1,200 in cash. Public, private, and faith-based nonprofit organizations—as well as local, state and federal Maple Leaf Half Marathon and 5k Run and Fun Walk

Read about Myofascial Release

in 1965 and incorporated into the AmeriCorps network of programs in 1993, VISTA has been on the front lines in the fight against poverty in America for more than 40 years. VISTA members commit to serve full-time for a year at a nonprofit organization or local government agency, working to fight illiteracy, improve health services, create businesses, strengthen community groups, and much more. By serving through AmeriCorps VISTA, they get the satisfaction that comes from helping

organizations—can benefit greatly from linking up with AmeriCorps VISTA. Applications for members are handled by Corporation State Offices. Project sponsors are not required to provide a financial match but must be able to direct the project, supervise the members, and provide necessary administrative support to complete the goals and objectives of the project. For more information, call the toll-free line at 800-942-2677 ( TTY: 800-833-3722).Or,you can email your questions to questions@americorps. org.

109 South Street Bennington, Vermont 05201 802.447.3381 800.234.1432 Fax 802.447.3270 editorial email psnews@hersamacornvt.com advertising email ads@hersamacornvt.com Editorial Deadline: Thursday at noon the week before publication. Next Issue: Ad Deadline October 12 Published October 30

Education and Wellness

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109 South Street, Bennington, Vermont 05201 802.447.338

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99 Bonnet Street Manchester Center, Vermont 802.362.3535

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editorial email psnews@hersamacornvt.com yankee@hersamacornma.com advertising email ads@hersamacornvt.com

Thrill Bennington!

Community Education & Wellness at Rutland Regional Medical Center promotes a healthy community through our numerous Healthwise Community Education programs and events. Community Education & Wellness oﬀerings are provided year-round, throughout the greater Rutland area, at low- or no-cost to anyone who wishes to participate. Program and event topics span a variety of subjects, all designed to promote active, healthy lifestyles or prevent injury. Current and past programs have focused on stress reduction, caregiver coping strategies, diseases and disorders, nutrition and exercise, babysitting skills, children’s safety, tobacco cessation and more. Check out our upcoming classes or events. For more information, email communityeducation@rrmc.org.

Shaftsbury Walking Group Walking Group - Shaftsbury A 45-minute walk around Shaftsbury. Wednesdays. Bring a friend, ﬁnd a friend and enjoy the beneﬁts of walking for physical and emotional health and wellness. All levels welcome. For details call Mary at Southern VT Council on Aging, (802) 442-5436 before attending. Free.

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Renee Tassone, General Manager Linda Devlin, Circulation Manager Susan Coons, VT editor Carrie Devlin, Advertising Sales Jim Raymond, Advertising Sales Brian Maroney, Advertising Sales Sheryl Gibson, Advertising Sales Melissa Miller, Art Director Mary A. Garcia, Artist Jen Hathaway, Artist Chris Sobolowski, Artist ■

Notice: The Senior News Guide will not knowingly accept or publish advertising which is fraudulent or misleading in nature. The publisher reserves the sole right to edit, revise, or reject any and all advertising, with or without cause being assigned, which in the publisher’s judgement is contrary to the interests of this publication. The opinions expressed in this publication are not necessarily those of the publisher. ©2008, Hersam Acorn Newspapers. All contents of the Senior News Guide are copyrighted, and any reproduction without permission is prohibited.

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�� Martin Hersam, Chief Operating Ofﬁcer Thomas B. Nash, Publisher

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“Thrill The World” Thrill Bennington! Worldwide Dance Event - October 24th Last year over 111 “zombies” from so. VT, NY and MA joined in this worldwide eﬀort called “Thrill The World”, that drew over 4,000 internationally, to break a world record. Join the fun! Our goal is 200 in 2009 in Bennington. See separate listing for Thriller dance lessons for beginners and those who participated last year and want to practice. No previous dance skills are required. Worldwide event is on Saturday, October 24, at 8:30 p.m. sharp! We expect to gather to prepare at 6 p.m. for a full group rehearsal and time to dress in costume. Downtown Bennington location TBA. For the lastest details and updates go to www.betterbennington.com/thrillbennington09 or call Lin Bootle at (802) 447-0451 or Kathy Hayden at (802) 442-2708 or Kim Turner at (802) 447-5076.

FREE! Saturday, October 24: 6:00 PM - 9:00 PM Downtown Bennington Bennington, VT Community Event

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August 2009

Maple Leaf Half Marathon and 5k Run and Fun Walk The Maple Leaf will begin at the Manchester Parks and Recreation Center and snake its way along backcountry roads, over to route 7 and then back to the Recreation Center for the ﬁnish, a little over 13 miles. At the same time, there will be a 5-Kilometer run/walk for runners/walkers who aren’t up to the challenge of a half marathon. Information call: (802)362-4144 or go to www.manchestervtmapleleaf.com for fee information. Discounted fees if registered before Sept 5.

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HEALTH TIP

Myofascial Release Health Tip: What is Myofascial Release? Centers for Living and Rehab Therapist Demonstrates the technique. The facial tissue is a layer of tissue that connects every muscle, bone, nerve artery and vein as well as the vital organs. It is one continuous structure that is connected from head to foot. It helps support our bodies. When the fascia is healthy it is relaxed and wavy in conﬁguration. It can stretch and move without restriction. Physical trauma, scarring or inﬂammation can cause the fascia to lose its pliability. It becomes tight and restricts other parts of the body. August 2009

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Healthier Living Workshops - Fall 2009 Living with any long-term health condition such as arthritis, diabetes, heart or lung disease, cancer, ﬁbromyalgia or persistant pain do not have to stop you. You can take control of your symptoms with humor and grace and enjoy a richer life. In this fun, interactive workshop you will learn lifestyle strategies and practices that will help you to: – Take charge of your life, – Stay positive, – Cope with frustrations, – Manage pain, – De-stress and relax, – Beat fatigue, – Reduce depression, – Also learn to use diet, exercise, and new ways of communicating to improve your health and take an active part in your treatment. – Free book and CD included in this free workshop. – Join us one day a week for six weeks to change your life. Family and supportive friends are also welcome. – Register in advance of class start date, to give us time to prepare. – Twelve people needed to start a class. – Class leaders are also living with a chronic condition. Funded by the VT Blueprint for Health. – Questions? Call (802) 447-5076

The ABC’s of Baby Boomer Retirement Planning (ARA) - If you are one of America’s 78.2 million baby boomers, you are likely considering what ideal retirement will look like, and the steps required to achieve it. With the current economic downturn, many boomers are ﬁnding it necessary to revisit their initial retirement goals. According to the Social Security Administration, today’s retirees count on corporate pensions and Social Security for 56 percent of their retirement income. With a few minor adjustments, some careful planning and a positive attitude, the other 44 percent is attainable.

FREE Register online by choosing an option: Location: Instructor(s): 6 sessions Tue, Sep 15: 5:30 PM - 8:00 PM Tue, Sep 22: 5:30 PM - 8:00 PM Tue, Sep 29: 5:30 PM - 8:00 PM Tue, Oct 6: 5:30 PM - 8:00 PM Tue, Oct 13: 5:30 PM - 8:00 PM Tue, Oct 20: 5:30 PM - 8:00 PM

Class Date:

Bennington Senior Center 124 Pleasant Street, Bennington, VT • Trained Instructors

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“It’s never too late to start planning for retirement and it’s crucial that life insurance is considered as the foundation of your plan.” says Vikki Pryor, president and CEO at SBLI USA Mutual Life Insurance Company, Inc. “Determine your needs by deciding how much money surviving family or loved ones will need to maintain their standard of living if you are no longer around to protect them. Women need to pay particular attention to their retirement planning options.” To learn more about the educational tools and insurance products designed with baby boomers in mind visit www.sbliusa.com. Consider the following ABC’s of retirement planning:

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A: assess your ﬁnancial plan and budget.

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* Begin to assess your basic retirement income sources such as a 401(k) plan, IRA, and life insurance plans.

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Online Prescription Renewals www.thorpespharmacy.com

The ABC’s of Baby Boomer Retirement Planning continued from page 4 * How much will you need to retire? Determine this by creating a budget that will enable you to pay your monthly expenses such as food, heat, rent and transportation. Consider expenses that may increase such as health insurance and prescription medicines. At the same time, consider those that may decrease, such as work-related and educational spending. * Health care coverage is necessary in supplementing your ﬁnancial foundation and these costs can add up fast. It’s important to have an adequate plan both before and after retirement. After age 65 you are eligible for Medicare coverage. But what if you want to retire before then? Your employer may offer a plan for retiring employees, or you may have to look into private coverage, so be sure to consider this.

Corner of Church & John Streets Hoosick Falls, New York

518-686-5711

Jim Monahan, Proprietor

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* Take into account variable expenses such as tax liabilities on your home, illness or the care of elderly parents. Other, often underestimated, variables include gifts, clothing, recreational expenses, and increases in costs of living. For valuable retirement planning resources and projected trends in costs of living visit www.usa.gov. B: begin to explore other retirement income options. * Determine the amount of guaranteed retirement income you continued on page 6

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The ABC’s of Baby Boomer Retirement Planning continued from page 6 already have. Examples of these are cash savings, corporate pension plans, home equity, or annuity-type investments. * Are you married? If so, how will that affect your retirement budget? * Pay attention to how your retirement funds are earning money. Are they structured for maximum returns? It’s crucial that you continually assess these funds. * Decide when to begin Social Security beneﬁts. According to AARP, for each year you put off collecting your beneﬁts between ages 62 and 70, you increase your payments by 8 percent. * Calculate your potential monthly retirement budget based on your estimated income weighed against your expenses. At minimum, you need enough retirement income to cover basic living expenses for your lifetime.

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* If your initial assessment requires additional income, consider part-time work during retirement, or perhaps selling your larger home for a more comfortable, carefree condo. C: consider life insurance - the foundation of a solid retirement plan. * If you don’t have a life insurance policy, get one. Life insurance not only helps to leave a legacy for generations to come, it will protect your loved ones and help provide them with financial security once you’re gone. * Consult an expert in order to find the right life insurance for you. For example, BoomerLife by SBLI USA lets you apply for up to $25,000 of whole life insurance with no hassle. Acceptance is guaranteed for anyone ages 50 to 75. Selected benefits remain fixed for life and the premium you pay will not go up. Additionally, the policy builds cash value that grows each year tax-deferred. For a free, no-obligation quote call (866) 3313078, or visit www.sbliusa.com. Start planning your retirement today. With a little strategy and the right attitude, you can build the financial security you need to live a successful, happy retirement. Courtesy of ARAcontent

August 2009

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RESPIRATORY HOMECARE SERVICES • 24-hour service, 7 days a week • Delivery and setup by qualiﬁed personnel • Over 1,000 established service centers in 47 states

Providing comprehensive respiratory care with a commitment to quality • Oxygen therapy (many op�ons - including liquid) • COPD disease management programs • Sleep disorder therapies • A wide variety of durable medical equipment

Care that’s about you. ��

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802.440.8125 866.692.1743

201 South Street Bennington, VT 05201 www.lincare.com

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VOC’s Hip and Knee Replacement Team (standing L to R) Eric Marsh, MD, David Bahnson, MD, Christa Fratino, PA-C, Patty Popovitch, RN (sitting L to R) William Lighthart, MD, Daniel Cole, PA-C

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3 Albert Cree Drive, Rutland, VT 05701 � 802.775.2937 � 800.625.2937 � www.vermontorthoclinic.org Senior News Guide

August 2009

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