ITnation Guide Finance – novembre 2009

2009

LE GUIDE

FINANCE

AU LUXEMBOURG

t LE DOSSIER FINANCE t LES ENTREPRISES SPÉCIALISÉES t L'ANNUAIRE DES PRESTATAIRES

Guide réalisé par le service commercial d’

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®

The Avaloq community : Setting standards in banking, the Avaloq way

04

Clearstream dessine la banque de demain Clearstream Services : lettres de noblesse pour le PSF

06

Siemens IT Solutions & Services Finance : Compliance, un challenge pour 2010

08

The SAP for banking solution : Becoming a bank-of-the-future

10

ClearPriority : Pour une surveillance pragmatique des risques 12 Odyssey lance la version 5 de WealthManager : La gestion patrimoniale privÊe dans une plateforme complète 14 Collaboration entre SAP et Callataÿ & Wouters Le mariage rÊussi du core-banking et du dÊcisionnel 16

FICHES ENTREPRISE

ACTUALITÉ

SOMMAIRE

ÂŽ

PKF-ABAX Consulting

18

Avaloq

20

Axway

22

BSB

24

BSC

26

CallataĂż & Wouters

28

ClearPriority

30

Clearstream Services

32

CSC

34

eBRC

36

ERI Bancaire

38

Ineum Consulting

40

Intensum Luxembourg

42

LuxTrust

44

Odyssey

46

Prime Solutions Partners

48

SAP Luxembourg

50

Sfeir Benelux S.A.

52

Siemens IT Solutions and Services Finance

54

SunGard Systems

56

Syncordis

58

est un service MAKANA S.A. SVF EF )PMMFSJDI t - -VYFNCPVSH t (SBOE %VDIĂ? EF -VYFNCPVSH 5Ă?M t 'BY t & NBJM JOGP!JUOBUJPO FV t Internet : www.itnation.eu Contact : Sarah Guez - $IFG EF QSPKFU - E-mail : sarah.guez@itnation.eu - TĂŠl. : +352 26 10 86 26 Contenu rĂŠdactionnel : RaphaĂŤl Henry Photography Raoul Somers - www.raoulsomers.lu t Layout - 1JSBOIB FU 1FUJUT 1PJTTPOT 3PVHFT itnation@piranha.lu

AVALOQ

Setting standards in banking, the Avaloq way 5IF "WBMPR #BOLJOH 4ZTUFN JT BEPQUFE XPSMEXJEF CZ BO FWFS JODSFBTJOH OVNCFS PG Ă˝OBODJBM JOTUJUVUJPOT *U FOBCMFT UIFN UP XPSL NPSF FGĂ˝DJFOUMZ JO UIF QSFTFOU BOE UP EFWFMPQ OFX CVTJOFTT NPEFMT JO UIF GVUVSF #BOLT MJLF #BORVF EF -VYFNCPVSH BOE -##8 -VYFNCVSH IBWF KPJOFE UIF "WBMPR DPNNVOJUZ CFDBVTF PG UIF PQQPSUVOJUJFT UIJT DPNNVOJUZ PGGFST In an age of internationalisation and standardisation in the financial services industry, many banks are now turning to “standardâ€? platforms after having developed their own systems for a long time. Adopting standard platforms such as the Avaloq Banking System has provided banks with the resources necessary to develop processes and products that allow differentiation in a competitive environment.

However, the Avaloq Banking System is more than just banking software. The Avaloq Community has a long tradition of being a competence-sharing forum for the company’s clients and partners.

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5IF TVDDFTT PG UIF CBOLT SVOOJOH PO Avaloq demonstrates that the Avaloq XBZ PG TFUUJOH TUBOEBSET JO CBOLJOH JT JOEFFE UIF QBUI UIBU XJMM FOTVSF TVTUBJOBCMF SFTVMUT

ª 1IPUPHSBQIZ 3BPVM 4PNFST

Frédéric Kemp, Country Manager d’Avaloq

5

CLEARSTREAM SERVICES

Clearstream Services embrasse le potentiel PSF $MFBSTUSFBN 4FSWJDFT MF QSFTUBUBJSF EF TPMVUJPOT GJOBODJÒSFT DPOUJOVF E �UFOESF MB DPVWFSUVSF EF TFT TFSWJDFT E FYUFSOBMJTBUJPO N�UJFS QPVS MF NPOEF EF MB GJOBODF -F DBUBMPHVF EF $MFBSTUSFBN 4FSWJDFT OF GBJU RVF DSPÔUSF FU MF CSBT UFDIOPMPHJRVF EF MB $MFBSJOH )PVTF T FOSJDIJU BV GJM EV UFNQT EF TPMVUJPOT RVJ UJSFOU MF QMFJO QPUFOUJFM E VO 14' DPNNF QSFTUBUBJSF EF TFSWJDFT GJOBODJFSTy &U MFT JE�FT OF NBORVFOU QBT Clearstream Services n’est pas un PSF de support comme un autre.

D’abord, il fait partie de ces quelques rares exceptions PSF/S qui s’adossent à une vÊritable compÊtence business financière. NÊe dans la finance pour la finance, Clearstream Services a rapidement embrassÊ le potentiel du statut PSF pour dÊlivrer des services pour le secteur. Il s’agit ici plus de vÊritable apport de valeur ajoutÊe que de transfert de technologie.

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CLEARSTREAM SERVICES

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ª 1IPUPHSBQIZ 3BPVM 4PNFST

-F CJFOGBJU FTU RVF MFT EÏQPTJUBJSFT QPVSSPOU PGGSJS BJOTJ MB NFJMMFVSF WBMFVS EJSFDUF FU JOEJSFDUF DPNNF M BJEF Ë MB DSÏBUJPO EF QSPEVJUT PV MF SFQPSUJOH Ë EFT HFTUJPOOBJSFT POTIPSF RVJ EPJWFOU DPNQPTFS BWFD VOF DPOGPSNJUÏ BVY SFQPSUJOHT MÏHBVY USBOTGSPOUBMJFST RVJ BVHNFOUFOU BV GVS FU Ë NFTVSF RVF MF TFDSFU CBODBJSF QÒTF NPJOT sur les caractéristiques des produits. %F M BVUSF WFSTBOU MF HFTUJPOOBJSF BVSB BDDÒT Ë EFT EÏQPTJUBJSFT EJGGÏSFOUT VOJýÏT EBOT VOF WVF DFOUSBMF

Michel Rodriguez, Head of External Business de Clearstream Services

7

SIEMENS IT SOLUTIONS AND SERVICES FINANCE

Compliance : un challenge pour 2010 4JFNFOT *5 4PMVUJPOT BOE 4FSWJDFT 'JOBODF JOUĂ?HSBUFVS EF TPMVUJPOT FU EF TZTUĂ’NFT QSPQPTF EĂ?TPSNBJT EFT PVUJMT RVJ SĂ?QPOEFOU BVY DIBMMFOHFT BTTPDJĂ?T BVY TVJWJT EFT SFDPNNBOEBUJPOT BVUPVS EFT SĂ?HMFNFOUBUJPOT EF (PWFSOBODF 3JTL $PNQMJBODF Ces trois sujets ont souvent ĂŠtĂŠ considĂŠrĂŠs comme offrant peu voire pas de retour sur investissement. En plus, les rĂŠglementations sont majoritairement ressenties comme lourdes et ĂŠtant un facteur de ralentissement du travail journalier.

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SIEMENS IT SOLUTIONS AND SERVICES FINANCE

ª 1IPUPHSBQIZ 3BPVM 4PNFST

Photo Stork

Thomas Storck, Account Executive Siemens IT Solutions and Services Finance Luxembourg

9

SAP LUXEMBOURG

Becoming a bank-of-the-future 5IF SFDFOU DSFEJU DSJTJT OFX FOUSBOUT JOUP UIF JOEVTUSZ DPOUJOVFE DPOTPMJEBUJPO BOE B HSFBUFS OFFE GPS USBOTQBSFODZ IBWF VTIFSFE UIF CBOLJOH JOEVTUSZ JOUP B DIBMMFOHJOH OFX FSB #BOLT BSF TUSVHHMJOH UP JODSFBTF QSPýUBCJMJUZ XIJMF CFJOH GBDFE XJUI SJTJOH DPTUT SFHVMBUPSZ NBOEBUFT BOE IJHIFS DVTUPNFS FYQFDUBUJPOT 5P TVDDFFE JO UIJT OFX FSB CBOLT BSF UVSOJOH UP UIFJS *5 JOGSBTUSVDUVSF BT B DPNQFUJUJWF EJGGFSFOUJBUPS UP JNQSPWF USBOTQBSFODZ JODSFBTF þFYJCJMJUZ BOE ESJWF PQFSBUJPOBM FGýDJFODZ The SAP for Banking solution portfolio enables banks to meet these challenges and become the next generation of top performers by improving operational efficiency and differentiating their products and services from the competition.

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THE PLATFORM OF CHOICE FOR BANKS

PARTNERING WITH BEST-OF-BREED SOLUTION PROVIDERS

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10

XJUI UIF CFTU GVODUJPOBMJUZ ýU XIJDI JT TDBMBCMF BOE þFYJCMF UP XPSL XJUI BOZ TPMVUJPOT

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ª 1IPUPHSBQIZ 3BPVM 4PNFST

COMMITTED TO INDUSTRY STANDARDS

Andrea Brevi, Senior Account Executive Financial Services, Global Banking, SAP Luxembourg

11

CLEARPRIORITY

Pour une surveillance pragmatique des risques -B UPVSNFOUF RVJ B T�WJU TVS MFT NBSDI�T ýOBODJFST MFT BUUFJOUFT Ë MB S�QVUBUJPO EF CBORVFT QBS VOF T�SJF E JODJEFOUT FU M �NFSHFODF EFT OPVWFMMFT S�HMFNFOUBUJPOT BQQFMMFOU QMVT RVF KBNBJT Ë EF SJHPVSFVTFT QSBUJRVFT FO NBUJÒSF EF HFTUJPO EFT SJTRVFT La vÊlocitÊ des flux d’informations atteint des niveaux sans prÊcÊdent. Un important dÊfi rÊside dans le fait que les pratiques de gestion du risque concernent un ensemble d’acteurs et de domaines distincts. Trop souvent, ces initiatives de gestion sont multiples et peu coordonnÊes, par exemple lorsqu’elles sont segmentÊes par divisions, dÊpartements business ou secteurs gÊographiques. En raison de ce cloisonnement, l’interdÊpendance entre ÊvÊnements de risque peut passer inaperçue. D’autre part, à mesure que l’univers du risque d’un Êtablissement croÎt en taille et en complexitÊ, il devient progressivement plus difficile d’en surveiller les risques vraiment critiques.

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DÉTECTER LES RISQUES LE PLUS TÔT POSSIBLE

12

%BOT EFT FOWJSPOOFNFOUT Ă‹ IBVU SJTRVF MFT Ă?UBCMJTTFNFOUT GJOBODJFST EPJWFOU QPVWPJS FGGFDUVFS EFT

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CLEARPRIORITY

Paul Evrard,, Marketing & Strategic Alliances Manager, ClearPriority

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13

ODYSSEY

La gestion patrimoniale privée dans une plate-forme complète 0EZTTFZ MBODF MB WFSTJPO EF 8FBMUI.BOBHFS QMBUF GPSNF TPQIJTUJRVÏF EÏEJÏF Ë MB HFTUJPO QBUSJNPOJBMF QPVS UPVT UZQFT EF DMJFOUÒMF FU E JOWFTUJTTFVST QSJWÏT Odyssey Financial Technologies, fournisseur international de progiciels bancaires pour le middle et le front-office dans les secteurs de la banque privée, de la gestion de patrimoine et de la gestion d’actifs, a annoncé récemment le lancement de la dernière version de son produit WealthManager.

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ª 1IPUPHSBQIZ 3BPVM 4PNFST

ODYSSEY

Antoine Duchateau, CEO et Président d’Odyssey Financial Technologies

15

CALLATAŸ & WOUTERS

Le mariage rĂŠussi du core-banking et du dĂŠcisionnel 'JO 4"1 "( FU $BMMBUBĂŁ 8PVUFST POU FOUBNĂ? VOF DPMMBCPSBUJPO FO WVF EF QSPQPTFS BVY CBORVFT NPZFOOFT VOF TPMVUJPO CBODBJSF DPNQMĂ’UF MFVS QFSNFUUBOU EF DPOTUSVJSF TVS MB jCVTJOFTT QSPDFTT QMBUGPSNx EF 4"1 VOF SĂ?QPOTF HMPCBMF RVJ WJTF Ă‹ SĂ?EVJSF MB DPNQMFYJUĂ? EF HFTUJPO Ă‹ BVHNFOUFS MB TPVQMFTTF FU Ă‹ SĂ?EVJSF MFT DPĂ&#x;UT QPVS DFT QFUJUT FU NPZFOT Ă?UBCMJTTFNFOUT Ă˝OBODJFST Cette combinaison stratĂŠgique rĂŠunit Thaler, le produit phare de CallataĂż & Wouters pour le secteur bancaire, et les applications analytiques de SAP sur la plate-forme technologique NetWeaver.

Il s’agit de tirer au mieux les bÊnÊfices d’une architecture orientÊe services qui permettent de se libÊrer des contraintes des logiciels en silo du passÊ et permet de se doter d’un environnement IT souple et Êvolutif qui rÊpond mieux au contexte et aux besoins actuels.

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fiches entreprise

PKF-ABAX Consulting 18 Avaloq 20 Axway 22 BSB 24 BSC 26 Callata每 & Wouters 28 ClearPriority 30 Clearstream Services 32 CSC 34 eBRC 36 ERI Bancaire 38 Ineum Consulting 40 Intensum Luxembourg 42 LuxTrust 44 Odyssey 46 Prime Solutions Partners 48 SAP Luxembourg 50 Sfeir Benelux S.A. 52 Siemens IT Solutions and Services Finance 54 SunGard Systems 56 Syncordis 58

庐

COMPANY PROFILE & COMMERCIAL OFFERS Carlo Reding Partner Tel

F NBJM DBSMP SFEJOH!QLGBCBY FV

&.1-0:&&4 */ -69&.#063( 90 (incl. 5 in ABAX Consulting) 4&$503 Bank & Finance Industry ACTIVITIES - Banking & Finance Solutions and Consultancy - Finance Regulatory Solutions and Consultancy - Development Consultancy and Services $0..&3$*"- $0/5"$5

Lionel Gendarme Director Tel

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MIS & CLIENT PROFITABILITY In the current economic and financial environment, margin of banks have come under pressure and hence it has become instrumental to find new niches of profitability.

5IF DPOWFSHFODF PG JOUFSOBM BOE FYUFSOBM SFRVJSFNFOUT DBMMT GPS UIF TUBOEBSEJTBUJPO PG DBMDVMBUJPO BOE SFQPSUJOH QSPDFTTFT BT XFMM BT UIFJS DFOUSBMJTBUJPO PO B VOJRVF QMBUGPSN 5IF NPTU SFDFOU .*4 TPMVUJPOT BWBJMBCMF PO UIF NBSLFU BMMPX BEESFTTJOH UIFTF SFRVJSFNFOUT BOE FOBCMF ZPVS JOTUJUVUJPO UP CVJME MPOH UFSN DPNQFUJUJWF BEWBOUBHFT CZ DMPTFMZ NPOJUPSJOH BOE JNQSPWJOH NBSHJOT 4VO(BSE T "NCJU #BOD8BSF 1SPýUBCJMJUZ B EZOBNJD BDDPVOUBCMF TPMVUJPO XJMM CSJOH UIJT BEEFE WBMVF UISPVHI UIF QSPWJTJPO PG B DPNQMFUF QJDUVSF PG ZPVS PSHBOJTBUJPO T BOE ZPVS DMJFOUT QSPýUBCJMJUZ ABAX Consulting provides banks and other financial institutions with hands-on high added value consultancy services on a number of functional issues which require transversal expertise in banking environment, accounting, operation workflows, banking software and regulatory framework.

We address among others : t -FHBM SFQPSUJOH JODMVEJOH 'JOSFQ BOE $PSFQ

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t *NQMFNFOUBUJPO PG CBOLJOH BQQMJDBUJPOT t *NQMFNFOUBUJPO FOIBODFNFOU PG 4USBJHIU 5ISPVHI 1SPDFTTJOH JO securities operations t *NQMFNFOUBUJPO FOIBODFNFOU PG TFDVSJUJFT SFMBUFE 48*'5 NFTTBHJOH t 4VQQPSU UP 14'T JO UIF TFU VQ PG DPNQBOJFT DPNQMJBODF XJUI FYJTUJOH MBXT BOE $44' DJSDVMBST BOE TPGUXBSF TFMFDUJPO BOE JNQMFNFOUBUJPO "#"9 $POTVMUJOH JT QBSU PG 1,' JO -VYFNCPVSH XXX QLGBCBY FV XIJDI QSPWJEFT TFSWJDFT JO UBY BOE BDDPVOUJOH BVEJU USVTU BOE QBZSPMM

ABAX Consulting 7, rue Thomas Edison t L-1445 Luxembourg-Strassen 5FM t 'BY t XXX QLGBCBY FV t DPOUBDU!QLGXC FV 18

RĂŠflexion, Innovation, Transparence

Audit | Tax and Accounting | Consulting

PKF in Luxembourg is the Luxembourg representative of PKF International, the 11th largest world-wide network of independent audit and business advisory firms with over 400 offices in 120 countries.

The professional services provided by PKF in Luxembourg are accounting and tax expertise, audit, trust, payroll, and high added value functional consultancy.

The partners of PKF in Luxembourg are Romain Bontemps, Carlo Reding, Ronald Weber, Tom Pfeiffer, Ralph Bourgnon and Pascal Espen, and the group counts more than 85 highly qualified staff members.

PKF in Luxembourg represents the affiliation to the international network by Fiduciaire Weber & Bontemps and ABAX created in 1987, both of which are members of the Ordre des Experts Comptables (OEC) and of the Institut des RĂŠviseurs d'Entreprises (IRE).

www.pkfabax.eu

"What is thinkable is also possible" -VEXJH 8JUUHFOTUFJO

COMPANY PROFILE & COMMERCIAL OFFERS

AVALOQ : essential for banking

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ª 1IPUPHSBQIZ 3BPVM 4PNFST

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Frédéric Kemp Country Manager Tel

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"WBMPR #BOLJOH 4ZTUFN T þFYJCMF EFTJHO BMMPXT ýOBODJBM JOTUJUVUJPOT UP BEBQU TXJGUMZ UP DIBOHJOH NBSLFU DPOEJUJPOT JODMVEJOH UIF BCJMJUZ UP SBQJEMZ MBVODI OFX QSPEVDUT BOE JNQMFNFOU OFX CVTJOFTT NPEFMT The Avaloq Community – Network of Excellence

803-%8*%& &.1-0:&&4 560 /6.#&3 0' 3&'&3&/$&4 */ -69&.#063( 2 4&$503 Bank & Finance Industry ACTIVITIES - Banking & Finance Solutions - Fund Management Solutions - Outsourcing Solutions

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Avaloq Luxembourg S.à r.l. 20, rue Eugène Ruppert t L-2453 Luxembourg 5ÏM t 'BY t XXX BWBMPR DPN t JOGP!BWBMPR DPN 20

Avaloq Banking System Network of Excellence The Avaloq Group is the Swiss market leader for standardised banking software.

Over 35 banks worldwide rely on the Avaloq Banking System, which is specifically tailored to suit the business processes and requirements of innovative banks. Whether you are a private, retail or universal bank, Avaloq increases your efficiency and improves transparency, which in turn benefits your clients. Avaloq offers a lot more than a banking system: in the Avaloq Academy we ensure that all project team members receive in-depth training, thus allowing them to leverage the full potential of the Avaloq Banking System. In the Avaloq Community IT specialists exchange ideas with customers, partners and Avaloq. This enables us to continually develop the system with the focus on the customer.

Zurich | Geneva | Frankfurt | Luxembourg | Vienna | Moscow | Dubai | Singapore www.avaloq.com

Robert Catteau Managing Director Axway Belgium & Luxembourg Tél

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Didier Darreau Senior Account Executive Luxembourg Tél

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PROFIL DE L’ENTREPRISE ET OFFRES COMMERCIALES

Axway, spécialiste des Business Interaction Networks, est actuellement le seul fournisseur du marché à gérer, exécuter, sécuriser et superviser toutes les interactions de l’entreprise, qu’il s’agisse de courriers électroniques, de fichiers, de messages, de services, d’événements ou de processus.

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Axway Solutions for Financial Flows: Streamline your clearing / settlement operations in large-value, retail payments and securities Benefit from all-in-one comprehensive B2B platform connectivity (SEPA, EBICS, ISABEL, SWIFT, ETEBAC, etc.)

Secure your financial flow exchange and process execution Interface inbound and outbound flows with any legacy back-end software application, achieve real end-to-end STP Drive your financial flows, ensure data quality and monitor your business operations

To learn how Axway solutions can streamline, secure and control financial data exchange for your enterprise, contact us at contactbenelux@axway.com or visit our web site www.axway.com.

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THALER WEALTH MANAGEMENT Æ

Comprehensive front-to-back solution Æ

Holistic, customer centric wealth management Æ

Flexible product factory Æ High automation for lower TCO Æ Smart sourcing options : SaaS and BPO

www.cw-thaler.com

PROFIL DE L’ENTREPRISE ET OFFRES COMMERCIALES

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Christophe Delcorte Administrateur DĂŠlĂŠguĂŠ TĂŠl

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CLEARPRIORITY : SURVEILLANCE TRANSVERSALE, CONTINUE ET TEMPS RÉEL DE VOS RISQUES MÉTIER L’actualitÊ dÊmontre combien une gestion inadÊquate des risques peut avoir des consÊquences catastrophiques pour les entreprises. ClearPriority S.A. propose une solution de monitoring capable de surveiller en continu une grande diversitÊ de risques à travers l’entreprise. $MFBS1SJPSJUZ PGGSF BVY FOUSFQSJTFT MB QPTTJCJMJU� E JNQM�NFOUFS SBQJEFment des applications de surveillance continue et temps rÊel des risques N�UJFS EF M FOUSFQSJTF $FUUF QMBUF GPSNF QFSNFU BVY SFTQPOTBCMFT FO DIBSHF EF MB DPNQMJBODF EF MB HFTUJPO EFT SJTRVFT ýOBODJFST PQ�SBUJPOOFMT MPHJTUJRVFT FU JOGPSNBUJRVFT EF C�O�ýDJFS E VOF WVF DFOUSBMJT�F et transversale des risques critiques survenant dans divers domaines GPODUJPOOFMT -B ÞFYJCJMJU� EF $MFBS1SJPSJUZ QFSNFU EF E�MJWSFS EFT BQQMJDBUJPOT EF TVSWFJMMBODF TVS NFTVSF RVFM RVF TPJU MF UZQF EF QSPDFTTVT Ë TVSWFJMMFS BWFD VO 3 0 * FYUS�NFNFOU SBQJEF "QSÒT BOBMZTF EFT SJTRVFT DSJUJRVFT TVS MFT QSPDFTTVT DM�T MFT DPOUSÙMFT sont mis en place sur les sources de donnÊes correspondantes. L’outil FGGFDUVF FO UFNQT S�FM MFT DPSS�MBUJPOT E �WÒOFNFOUT QPSUFVST EF SJTRVF FU JOGPSNF JNN�EJBUFNFOU MFT QFSTPOOFT DPODFSO�FT WJB EFT BMFSUFT FU EFT JOEJDBUFVST HSBQIJRVFT ,3* ,1* ,$*

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Paul Evrard Marketing & Strategic Alliances Director

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www.sizecommunication.com

KEEP CONTROL ON THE RISKS THAT MATTER

NOW. Today’s velocity in the flow of information is greater than anything we have seen before. Strong controls providing

ClearPriority offers the most flexible solu-

advance warning of potential operational problems have

tion for rapidly implementing custom operational

therefore become vitally important for financial institutions

real-time monitoring applications.

and other corporate companies. A significant challenge is that the discipline of operational risk management can

ClearPriority monitors continuously the risk

touch every department, every activity, or even every

domains that matter most to your organization

employee.

… now !

Many companies approach Operational Risk Management initiatives in a disparate and ad hoc fashion.

More info on:

www.clearpriority.com

It is time to break down the silos !

ClearPriority Luxembourg 4, rue d’Arlon L-8399 Windhof + 352 263 937-1 info@clearpriority.com

ClearPriority Belgium Drève Richelle, 161 (K) B-1410 Waterloo +32 2 352 91 70 info@clearpriority.com

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Michel Rodriguez

Head of External Business, Clearstream services

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Flexible solutions, tailored to your needs. Relationship management, built on deeper understanding. Service excellence - that you can take for granted. Clearstream Services. Right here, where you need us.

IT Hosting and Managed Services - SaaS Solutions

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CSC, A WORLD CLASS OUTSOURCING PARTNER CSC has been a pioneer in outsourcing since the early 1990’s and today is one of the world’s leading providers of managed IT and Business Services.

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CSC Computer Sciences Luxembourg S.A. Goldbell Center 5C – 5, rue Eugène Ruppert - -VYFNCPVSH t 5�M t 'BY t XXX DTD DPN MV 34

ANOTHER DAY

ANOTHER

OPPORTUNITY TO SHOW OUR GRATITUDE TO THE HANDS AND MINDS THAT SHAPED US

BUSINESS SOLUTIONS TECHNOLOGY OUTSOURCING

Today we celebrate 50 years. 50 years defined by individuals who do whatever it takes to get the job done right. And as the ground shifts beneath our feet, one thing will always be certain: our commitment. To our employees, to our clients and to a tenacious ingenuity focused on delivering technology-enabled solutions that will pave the way forward for another 50 years.

COMPANY PROFILE & COMMERCIAL OFFERS

EBRC YOUR LEADING PARTNER IN BUSINESS RESILIENCE Since its foundation in 2000, eBRC has been offering state-of-theart, coherent and flexible solutions and is now the uncontested leader in Business Resilience in Luxembourg and the Greater Region.

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Yves Reding General Manager TĂŠl

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Alexander Duwaerts Director Client Development TĂŠl

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eBRC, e-Business & Resilience Centre 5, rue Eugène Ruppert t L-2453 Luxembourg 5�M t 'BY t XXX FCSD MV t JOGP!FCSD MV 36

PROFIL DE L’ENTREPRISE ET OFFRES COMMERCIALES

BUILT TO SUIT YOUR BUSINESS. ERI Bancaire est une société de dimension internationale, spécialisée dans la conception, le développement, la distribution et le support du progiciel bancaire : OLYMPIC Banking System. #JFO JNQMBOUÏF TVS MFT QMVT HSBOEFT QMBDFT ýOBODJÒSFT E &VSPQF &3* #BODBJSF TF EJTUJOHVF QBS TB QPMJUJRVF EF QSPYJNJUÏ BVQSÒT EF TFT DMJFOUT &MMF FTU QSÏTFOUF Ë #SVYFMMFT (FOÒWF -POESFT -VHBOP -VYFNCPVSH .POBDP 1BSJT 4JOHBQPVS FU ;VSJDI 'PSUF EF QMVT EF DPMMBCPSBUFVST IBVUFNFOU RVBMJýÏT &3* #BODBJSF TF QPTJUJPOOF DPNNF MFBEFS EBOT MF EPNBJOF EFT QSPHJDJFMT CBODBJSFT &MMF PDDVQF MB QSFNJÒSF QMBDF TVS MFT NBSDIÏT MVYFNCPVSHFPJT NPOÏHBTRVF FU TVJTTF 1SPHJDJFM CBODBJSF JOUÏHSÏ FU FO UFNQT SÏFM NVMUJ MBOHVFT NVMUJ EFWJTFT NVMUJ TJUFT NVMUJ EBUFT OLYMPIC Banking System est reconnu DPNNF MF QMVT DPNQMFU EV NBSDIÏ QBS MFT ÏUBCMJTTFNFOUT CBODBJSFT MFT QMVT FYJHFBOUT 1BSUJDVMJÒSFNFOU ÏWPMVUJG JM BTTVSF MB DPVWFSUVSF EFT CFTPJOT 'SPOU .JEEMF FU #BDL PGýDF FU PGGSF FOUSF BVUSFT MFT GPODUJPOOBMJUÏT TVJWBOUFT (FTUJPO EF GPSUVOF 1". $VTUPNFS 7BMVF .BOBHFNFOU $3.

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Riccardo Ricci 5ÏM

e-mail : MVYNLU!MVY FSJ DI

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ERI Bancaire Luxembourg S.A. 14, rue Edward Steichen t L-2540 Luxembourg 5ÏM t 'BY t XXX FSJ DI t XXX PMZNQJD DI t MVYNLU!MVY FSJ DI 38

clauson.ch

20 YEARS OF EXPERIENCE

OLYMPIC BANKING SYSTEM OFFERS FULLY INTEGRATED FRONT TO BACK-OFFICE SOLUTIONS FOR:

Private Banking Asset Management

READY FOR THE FUTURE

Retail Banking Commercial Banking Investment Banking Fund Management & Administration E-banking E-brokerage

www.eri.ch www.olympic.ch

Brussels

Geneva

London

Lugano

Luxembourg

Monaco

Paris

Singapore

Zurich

PROFIL DE L’ENTREPRISE ET OFFRES COMMERCIALES

ª 1IPUPHSBQIZ 3BPVM 4PNFST

Jean DIEDERICH Senior Manager

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Eric CRABIE Tél

e-mail : FDSBCJF!JOFVN DPN

Jean DIEDERICH Tél

e-mail : KEJFEFSJDI!JOFVN DPN

Ineum Consulting Luxembourg S.A. [POF E BDUJWJUÏ "N #BOO t L-3372 Leudelange 5ÏM t 'BY t XXX JOFVN DPOTVMUJOH MV 40

and your vision becomes reality

From inspiration to idea, from project to implementation, your vision becomes reality Ineum Consulting is a strategy, organisation and information systems consulting company. Ineum Consulting, objectively helps its clients make strategic, operational and technological decisions.

The company’s range of services, based on its in-depth knowledge of its clients’ businesses and ability to implement speci¿c solutions, is a unique asset. Ineum Consulting has 1,300 employees in France, Belgium,Luxembourg, the Netherlands, Switzerland, United Kingdom, Morocco, Algeria, Australia, Italy and the United States. It is part of Management Consulting Group Plc, which has over 30 of¿ces on the ¿ve continents.

www.ineumconsulting.com

TĂŠl

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Michael Diet Director TĂŠl

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Stefaan Ovaere Director TĂŠl

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COMPANY PROFILE & COMMERCIAL OFFERS

Laurent De Buyser Director

FINANCE – INTELLIGENCE – INNOVATION – ERP INTENSUM Luxembourg is a independent European SAP consulting agency. We deliver business skills and first class SAP implementation competencies, focusing on Financial Supply Chain Management, Business Intelligence and process improvement through innovative solutions and ERP. */5&/46. -VYFNCPVSH PCKFDUJWF JT UP NBLF B EJGGFSFODF " EJGGFSFODF JO RVBMJUZ TFSWJDF XJUI B EJGGFSFOU BQQSPBDI JO NBOBHJOH 4"1 JNQMFNFOUBUJPOT QSPKFDUT JO PSEFS UP BDIJFWF UIF CFTU SFTVMUT JO UFSN PG 30* QSPDFTT ÞFYJCJMJUZ DPTU PQUJNJ[BUJPO Our strength is the combination of business expertise and senior SAP competencies.

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ACTIVITIES - Banking & Finance Solutions - Business Intelligence Solutions - Business Process Solutions - ERP - Development Consultancy and Services

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Intensum Luxembourg 70 Val Sainte Croix t L-1370 Luxembourg 5Ă?M t 'BY t XXX JOUFOTVN DPN t JOGP!JOUFOTVN DPN 42

FINANCE

CASH & LIQUIDITY IN-HOUSE BANK FINANCIAL SUPPLY CHAIN TREASURY & RISK MANAGEMENT CREDIT & COLLECTIONS

INTELLIGENCE REPORTING STRATEGY DATAWAREHOUSE PLANNING & FORECASTING MANAGEMENT DASHBOARDS CORPORATE PERFORMANCE

INNOVATION

WEB & PORTAL APPLICATIONS PROCESS & SYSTEM INTEGRATION E-BILLING & BANK CONNECTIVITY

ERP

ANALYSIS & BLUEPRINT IMPLEMENTATION MAINTENANCE & AUDIT

Intensum is a European SAP consulting agency. We deliver business skills, project management and first-class SAP implementation competencies, focusing on Financial Supply Chain Management (FSCM & Treasury), Business Intelligence (BI & Integrated Planning), process improvement through innovative solutions (NetWeaver & XI/PI, Solution Manager) and ERP..

Our company philosophy has always focused on customer satisfaction with uncompromising integrity. We carry out solutions and services with high value and quality in the market. To meet our customers’ expectations, we ensure that our people generate enthusiasm and respond with excellent competencies in addressing our customers’ needs.

PROFIL DE L’ENTREPRISE ET OFFRES COMMERCIALES

LUXTRUST SÉCURISE VOS ÉCHANGES ÉLECTRONIQUES Une authentification sans Êquivoque, la confidentialitÊ et l’intÊgritÊ des donnÊes, la signature Êlectronique avec reconnaissance lÊgale, la non-rÊpudiation et une sÊcuritÊ très ÊlevÊe, tels sont les ÊlÊments constituant les conditions sine qua non pour une pÊrennisation dÊfinitive des Êchanges Êlectroniques. LuxTrust S.A. en est le garant ! t -VY5SVTU 4 " B �U� DPOTUJUV�F MF OPWFNCSF FOUSF MF HPVWFSOFNFOU MVYFNCPVSHFPJT FU E JNQPSUBOUT BDUFVST EV TFDUFVS QSJW�

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FrĂŠderic FOETELER, Directeur F NBJM 'SFEFSJD 'PFUFMFS!-VY5SVTU MV

LuxTrust S.A. – Votre identitÊ et votre signature sur Internet – www.luxtrust.lu

LuxTrust S.A. 7, rue Alcide de Gasperi t L-2010 Luxembourg 5Ă?M t 'BY t XXX MVYUSVTU MV t JOGP!MVYUSVTU MV 44

PROFIL DE L’ENTREPRISE ET OFFRES COMMERCIALES Michel Jongen General Manager Western Europe and CIS Tél

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ODYSSEY FINANCIAL TECHNOLOGIES : LEADING FINANCIAL SOFTWARE SOLUTIONS Les solutions Odyssey offrent un avantage concurrentiel aux professionnels de la banque privée et de la gestion patrimoniale.

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Odyssey Financial Technologies 26-28, rue Edward Steichen t L-2540 Luxembourg 5ÏM t 'BY t XXX PEZTTFZ HSPVQ DPN t JOGP!PEZTTFZ HSPVQ DPN 46

Odyssey Financial Technologies is a global provider of front and middle-office software for the Private Banking, Private Wealth Management and Asset Management industries.

LEADING FINANCIAL SOFTWARE SOLUTIONS

Private Banking Wealth Management Asset Management

More than 25,000 professionals around the world use Odyssey solutions.

WealthManager™ WealthManager™ is an integrated though modular Private Wealth Management Platform designed to simplify and improve the daily work of professionals who manage & advise individuals’ wealth. Combining Client Management, Investment Advice, Portfolio Management, Compliance and Client Reporting functionality, the product suite enhances all facets of the private wealth management process, is highly scalable, multi-lingual, multi-currency, and provides the technology that allows firms to increase their client service capabilities, reduce costs, and generate additional revenue. WealthManager™ enables wealth management firms to serve all client segments from Mass Affluent to High Net Worth Individuals and to fully support the provision of discretionary, advisory and brokerage services with a single platform.

“From experience we can clearly state that Odyssey, with its wealth management solutions and professional service consultants, is a reliable, competent partner helping us reach our ambitious targets.”

Jan Wohlschiess, Head of Organisation Private Banking, UniCredit Group

BRUSSELS DUBAI FRANKFURT GENEVA LAUSANNE LONDON LUXEMBOURG MADRID MUNICH NEW YORK SINGAPORE TOKYO TORONTO ZURICH

info@odyssey-group.com

www.odyssey-group.com

COMPANY PROFILE & COMMERCIAL OFFERS Knutur Larusson, Jordan Ruar %JSFDUPS $P GPVOEFS Tel

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Prime Solutions Partners aims for proactive, flexible and dynamic approach which will find issues before they become a break fix point, giving your company time to manage the situation and focus on its core business.

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Turn your IT on

Your IT partner for Prime Service & Comprehensive Solutions www.ps-partners.lu

SECTEUR ICT Service Provider "$5*7*5²4 - Banking & Finance Solutions - Business Intelligence Solutions - Business Process Solutions - ERP & CRM Solutions - IT Training Services $0/5"$5 $0..&3$*"-

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PROFIL DE L’ENTREPRISE ET OFFRES COMMERCIALES

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Andrea Brevi Account Executive Financial Services

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PROFIL DE L’ENTREPRISE ET OFFRES COMMERCIALES

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PrÊsente en France et au Luxembourg, SFEIR compte aujourd’hui 250 collaborateurs pour un CA de 26M₏ en 2008.

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Alain Fenniche

Directeur GĂŠnĂŠral Sfeir Benelux

SECTEUR ICT Service Provider "$5*7*5²4 - Banking & Finance Solutions - Business Process Solutions - Development Consultancy and Services - ERP & CRM Solutions - Outsourcing Solutions

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Philippe Houssier Chief Executive Officer Luxembourg TĂŠl

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COMPANY PROFILE & COMMERCIAL OFFERS

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Thomas Storck Account Excutive

COMPLIANCE, A CHALLENGE FOR 2010 For a long time Compliance issues and theirs mitigations were just seen as money consuming burden. Recent studies show that there is a significant positive correlation between a well defined Enterprise Governance and the increase of workplace productivity.

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siemens.com/answers

COMPANY PROFILE & COMMERCIAL OFFERS

In the current economic and financial environment, margin of banks have come under pressure and hence it has become instrumental to find new niches of profitability.

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Philippe Serres Sales Director Tel

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“Ambit Asset/Liability

Management has helped us to better forecast the impact of potential market rate changes on our earnings and market value. The result, improved interest rate risk management.

“

Dr Frank Schreiber, Market Risk Controller, Degussa Bank

AMBIT

You have the vision to imagine the bank of the future...

SunGard has the solutions to make it real today.

Innovative solutions from Ambit Risk Management & Compliance help financial institutions gain a centralized view of cash, liquidity and risk across the enterprise for improved allocation and preservation of capital.

Enterprise Risk Management Analysis & Modeling: O O O O O O O O

Anti-Money Laundering Asset/ Liability Management Basel II Economic Captial Market & Credit Risk Management Performance Management Pricing Profitability

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COMPANY PROFILE & COMMERCIAL OFFERS

Luc Gesquiere Managing Partner

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Guillaume Desjonqueres Managing Partner

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-0$"5*0/4 LUXEMBOURG & PARIS &.1-0:&&4 30 4&$503 FSI Service Provider ACTIVITIES - TemenosT24 implementation development USBJOJOH - Legal Reporting JNQBDU BOBMZTJT implementation - Avaloq implementation - Partners Temenos '34(MPCBM

Syncordis SA SVF #FBVNPOU - t Tel +352 26 20 01 05 t TZODPSEJT!TZODPSEJTDPOTVMUJOH DPN Syncordis France SARL SVF EF -POESFT ' 1BSJT t Tel +33 1 78 42 40 74 t Fax +33 1 78 42 35 35 58

Annuaire des entreprises ÂŽ

ABAX Consulting 7, rue Thomas Edison L-1445 Luxembourg-Strassen Tel. : +352 45 38 78-1 'BY

www.pkfabax.eu contact@pkfwb.eu

Asymptotix

2, rue Astrid L-1143 Luxembourg TĂŠl. : +352 27 62 04 68 45 www.asymptotix.eu peter@asymptotix.eu

Avaloq Luxembourg S.Ă r.l.

20, rue Eugène Ruppert L-2453 Luxembourg 5�M

'BY

www.avaloq.com info@avaloq.com

Axway Blue Tower "WFOVF -PVJTF #PÔUF L-1050 Bruxelles 5�M

'BY

www.axway.fr contactbenelux@axway.com

B2 Hub SA

121, Avenue la FaĂŻencerie L-1511 Luxembourg TĂŠl. :

mbinck@b2-hub.com

Bravura Solutions

6d, route de Trèves L-2633 Senningerberg TÊl. : +352 26 10 62-1 Fax : +352 26 10 62-20 www.bravurasolutions.com info@bravurasolutions.com

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BSB Luxembourg 7, rue des MĂŠrovingiens [ B #PVSNJDIU L-8070 Bertrange 5Ă?M

Fax : +352 47 03 61 www.bsb.com marketing@bsb.com

ClearPriority S.A.

Windhof Business Center 4, rue d’Arlon - 8JOEIPG 5�M

'BY

www.clearpriority.com info@clearpriority.com

Clearstream Services S.A. Business Software Consulting (BSC) Park Atrium 11, rue des Colonies B-1000 Brussels Belgium TĂŠl. : +32 2 517 61 08 Fax : +32 2 517 65 08 www.businessoftware.biz sales@businessoftware.biz

42, Avenue J. F. Kennedy L-1855 Luxembourg TĂŠl. : +352 24 33 24 34 Fax : +352 243 63 24 34 www.clearstream.com it.services@clearstream.com

Covariance SARL 16, Am Hoirbock L-8552 Oberpallen TĂŠl : +352 26 621 556 www.covariance.eu contact@covariance.eu

Cadis Software 33, bd Grande-Duchesse Charlotte L-1331 Luxembourg Luxembourg 5Ă?M

fwillaime@cadisedm.com www.cadisedm.com

Callataÿ & Wouters F 1BGFCSVDI Parc d’ActivitÊs Mamer-Capellen L-8308 Capellen TÊl. : +352 46 65 48 'BY

www.cw-thaler.com company@cw-thaler.com

CETREL 10, Parc d’ActivitÊ Syrdall L-5365 Munsbach TÊl. : 3 55 66-1 info@cetrel.lu www.cetrel.lu

CSC Computer Sciences Luxembourg Goldbell Center SC 5, rue Eugène Ruppert L-2453 Luxembourg Tel: +352 24 83 4260 Fax: +352 24 83 4258 www.csc.com

Deloitte S.A.

560, rue de Neudorf L-2220 Luxembourg TĂŠl. : +352 45 14 51 Fax : +352 45 14 52 40-1 www.deloitte.lu contactlu@deloitte.lu

eBRC

5, rue Eugène Ruppert L-2453 Luxembourg TÊl. : +352 26 06 1 'BY

info@ebrc.lu www.ebrc.lu

Fujitsu Services ERI Bancaire Luxembourg S.A. 14, rue Edward Steichen L-2540 Luxembourg TĂŠl. : +352 46 10 50-1 Fax : +352 22 42 22 www.eri.ch www.olympic.ch luxmkt@lux.eri.ch

Ernst & Young

7, Parc d’ActivitÊ Syrdall L-5365 Munsbach TÊl. : +352 4 21 24 1 Fax : +352 4 21 24 5555 www.ey.com / lu info@ey.com

Exigo

11, rue de Bitbourg L-1273 Luxembourg TĂŠl. : +352 2 70 43 11 Fax : +352 26 43 26 07 www.exigo.lu info@exigo.lu

Fernbach - Software 1a, parc d’activitÊ Syrdall L-5365 Munsbach TÊl. : +352 40 22 44-1 Fax : +352 40 22 44-310 www.fernbach.com luxembourg@fernbach.com

Financial Architects nv Verlorenbroodstraat 122 # .FSFMCFLF Belgium 5Ă?M

www.finarch.com

3, rue Jean Piret L-2350 Luxembourg 5Ă?M

Fax : +352 48 06 41 lu.fujitsu.com info@lu.fujitsu.com

Hewlett Packard

51-53, Avenue Colonel Picquart B-1030 Schaerbeek Belgique TĂŠl : +32 2 242 72 20 Fax : +32 2 242 01 70 www.hp.com / be

IBM Belgium S.A. Luxembourg Branch 1, Ceinture Um Schlass L-5880 Hesperange TĂŠl. : +352 36 03 85-1 Fax : +352 36 04 16 www.ibm.com / be / en

i-flex solutions

Oracle Financial Services Software 17, Square Edouard VII ' 1BSJT France 5Ă?M

'BY

www.iflexsolutions.com contactus@iflexsolutions.com

IDS Scheer Luxembourg E 1BSD E "DUJWJUFT $BQFMMFO L-8308 Capellen 5Ă?M

'BY

www.ids-scheer.lu info-lu@ids-scheer.com

FRSGlobal Luxembourg S.A. G SVF 1BGFCSVDI L-8308 Capellen 5Ă?M

'BY

www.frsglobal.com info@frsglobal.com

IGEFI

7, rue des Primeurs L-2361 Luxembourg TĂŠl. : +352 26 44 21-1 Fax : +352 26 44 21-44 www.igefi.lu marketing@igefi.com

InTech SA

BW EF MB -JCĂ?SBUJPO L-3850 Schifflange TĂŠl. : +352 53 11 53-1 'BY

info@intech.lu www.intech.lu

Intensum Luxembourg 70, Val Sainte-Croix L-1370 Luxembourg 5Ă?M

'BY

www.intensum.com info@intensum.com

KPMG

"MMĂ?F 4DIFGGFS L-2520 Luxembourg TĂŠl. : +352 22 51 51-1 Fax : +352 22 51 71 www.kpmg.lu

Linedata Services

Financial Objects 73, Avenue de la Gare L-1450 Luxembourg 5Ă?M

www.finobj.com

TĂŠl. : +352 26 25 77 70 Fax. : +352 26 25 77 71 www.informationmosaic.com info@informationmosaic.com

Ineum Consulting Luxembourg S.A. [POF E BDUJWJUĂ? "N #BOO L-3372 Leudelange TĂŠl. : +352 26 37 74 1 'BY

www.ineum-consulting.com infoluxemburg@ineum.com

Information Mosaic 241, route d’Arlon L-1150 Luxembourg

10, rue C.-M. Spoo L-2546 Luxembourg 5Ă?M

'BY

www.linedata.lu info@linedata.com

Logica Luxembourg SA [POF E BDUJWJUĂ?T #PVSNJDIU L-8070 Bertrange TĂŠl. : +352 26 51 47 1 Fax : +352 26 51 47 40 www.logica.com / luxembourg info@logica.com

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Annuaire des entreprises LuxTrust S.A. 7, rue Alcide de Gasperi L-2010 Luxembourg TĂŠl. : +352 26 68 15-1 'BY

www.luxtrust.lu info@luxtrust.lu

Lyngso Facilitation 24, Av. Fr. Clement L-5612 Mondorf-les-Bains Luxembourg Tel : +352 26670725 www.lyngso.lu soren@lyngso.lu

Midas Asset Management 37, val St-AndrĂŠ L-1128 Luxembourg TĂŠl. : +352 25 07 50-214 Fax : +352 25 07 50-216 www.midas-asset.com info@midas-asset.com

Odyssey Asset Management Systems 26-28, rue Edward Steichen esp. Kirchberg Eolis L-2540 Luxembourg TĂŠl. : +352 42 60 80-1 Fax : +352 www.odyssey-group.com info@odyssey-group.com

New Access Luxembourg S.A. 46a, avenue J.F. Kennedy L-1855 Luxembourg TĂŠl. : +352 26 00 57 26 Fax : +352 26 00 58 23 www.newaccess.ch info@newaccess.lu

2, route de Trèves L-2633 Senningerberg 5�M

'BY

www.orbiumgroup.com info@orbiumgroup.com

Pricewaterhouse Coopers S.Ă r.l.

400, route d’Esch L-1014 Luxembourg 5�M

'BY

www.pwc.com / lu info@lu.pwc.com

106, route d’Esch L-1470 Luxembourg TÊl. : +352 20 20 36 04 www.ps-partners.lu info@ps-partners.lu

Profidata Services

1b, parc d’activitÊ Syrdall L-5365 Munsbach TÊl. : +352 27 07 37 www.profidatagroup.com info@profidatagroup.com

33, route d’Eich L-1461 Luxembourg TÊl. : +352 43 65 22-1 Fax : +352 42 26 38 www.real.lu info@real.lu

(FMEFOBBLTFCBBO B-3001 Heverlee Belgique TĂŠl. : + 32 16 38 78 80 www.norkom.com

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Prime Solutions Partners S.Ă .r.l.

Real Solutions

Norkom Europe

34, Avenue de la LibertĂŠ - -VYFNCPVSH 5Ă?M

'BY

info.luxembourg@sap.com www.sap.com/luxembourg

ORBIUM SĂ rl

Misys International Banking Systems SPVUF E "SMPO L-1150 Luxembourg 5Ă?M

'BY

www.misys.com / luxembourg info@misys.com

SAP Luxembourg

Satisco SVF EF #FHHFO L-1220 Luxembourg Luxembourg TĂŠl : +352 266 87383 Fax : +352 266 87384 www.satisco.lu

Sfeir Benelux 32A, rue ZĂŠnon Bernard - &TDI TVS "M[FUUF TĂŠl : +352 26 54 47 1 'BY

maujol.j@sfeir.lu www.sfeir.lu

Siemens IT Solutions and Services Finance S.A. 20, rue des Peupliers L-2328 Luxembourg - Hamm TĂŠl. : +352 43 84 38 03 Fax : +352 43 84 38 75 www.siemens.lu / it-solutions / info.lu@siemens.com

SII Luxembourg S.A. Rue de Kleinbettingen, 4 L-8362 Grass TĂŠl. : +352 621 368301 Fax : +352 24 61 16 78 www.sii.lu shody@sii.lu

Sogeti 36, route de Longwy L-8080 Bertrange TĂŠl. : 31 44 01 'BY www.sogeti.lu info@sogeti.lu

Sopra Group "WFOVF -PVJTF #PÔUF B-1050 Ixelles - Belgique 5�M

'BY

www.sopragroup.com bruxelles@sopragroup.com

Sun Microsystems Financial Sector QBSD E BDUJW $BQFMMFO L-8308 Capellen 5Ă?M 'BY lu.sun.com info_belgium@sun.com

Syncordis SA 10 rue Beaumont - -VYFNCPVSH Tel +352 26 20 01 05 syncordis@syncordisconsulting.com

Tata Consultancy Services

E QBSD E BDUJWJUĂ? $BQFMMFO L-8308 Capellen TĂŠl. : 26 10 11 'BY www.tcs.com / lu europe.marketing@tcs.com

Telovia

SVF EFT 5SPJT $BOUPOT - 8JOEIPG TĂŠl. : 26 10 88 16 www.telovia.com info@telovia.com

Temenos SunGard Systems Luxembourg 7, route de Trèves L-2632 Luxembourg TÊl. : 43 61 81-1 Fax : 43 61 81-216 www.sungard.com getinfo@sungard.com

Switch IT

West Side Village, E SVF 1BGFCSVDI L-8308 Capellen TĂŠl. : +352 22 03 51 Fax : +352 22 05 23 www.temenos.com

Xpectis

12, route d’Esch L-1470 Luxembourg TÊl : +352 251070 200 'BY

www.xpectis.com info@xpectis.com

5, rue du Château d’eau L-3364 Leudelange Tel : +352 26 31 75 1 Fax : +352 26 31 75 40 www.switch.lu info@switch.lu

Symantec 224, rue I. Meyskens B-1780 Wemmel TĂŠl : +32 2 531 11 40 Fax : +32 2 713 17 00 www.symantec.be brussels_reception@symantec.com

Pour apparaÎtre dans nos annuaires, envoyez vos coordonnÊes d’entreprise à :

press@itnation.eu

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Avaloq Banking System Network of Excellence The Avaloq Group is the Swiss market leader for standardised banking software.

Over 35 banks worldwide rely on the Avaloq Banking System, which is specifically tailored to suit the business processes and requirements of innovative banks. Whether you are a private, retail or universal bank, Avaloq increases your efficiency and improves transparency, which in turn benefits your clients. Avaloq offers a lot more than a banking system: in the Avaloq Academy we ensure that all project team members receive in-depth training, thus allowing them to leverage the full potential of the Avaloq Banking System. In the Avaloq Community IT specialists exchange ideas with customers, partners and Avaloq. This enables us to continually develop the system with the focus on the customer.

Zurich | Geneva | Frankfurt | Luxembourg | Vienna | Moscow | Dubai | Singapore www.avaloq.com