L
EGACY Yesterday. Today. Tomorrow.
WEDNESDAYS • Nov. 4, 2015
Jerry Nemorin opportunity, he quit his job in the banking industry and returned to Charlottesville to begin developing LendStreet, an all-new lending platform that focuses not just on
INSIDE
Getting investors for your business - 2 ‘Lifeline’ for low income students- 5 Churches work to heal racial divide- 8 ‘Too legit to quit’: BHO on BLM - 13
Richmond & Hampton Roads
Wall Street tactics now help Americans in debt
Jerry Nemorin has witnessed firsthand two of the most monumental disasters of the last 10 years – one financial and one physical. Shortly after his graduation from the University of Virginia’s Darden School of Business in 2008, Nemorin’s new job on Wall Street gave him a front-row seat to the country’s massive financial meltdown. Just two years later, he saw the heartbreaking toll of the 7.0-magnitude earthquake that struck his native Haiti. Experiencing the aftermath of both events inspired him to help more people find a way toward recovery and self-reliance after a catastrophe. Nemorin realized that individuals needed a better, structured way to rebuild their lives. To provide that
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Honoring those who have served in the U.S. Armed Forces, Nov. 11.
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repaying debt, but also on rebuilding clients’ credit and helping them maintain financial stability. “Life happens and people who are middle-income frankly often don’t have enough cash flow to keep up with little changes, much less a shock.” - Jerry Nemorin “In 2008, the financial world was in ruins, the economy was in the Dumpster, and so many people and companies were in distress,” Nemorin said. “Working on Wall Street, we were devising solutions to help corporations restructure their debt and survive the financial tsunami. Unfortunately, consumers didn’t have the same options. With LendStreet, we are empowering consumers by giving them the tools to resolve their financial problems.” In 2010, Nemorin brought his idea to U.Va.’s i.Lab Incubator, a program that provides support and funding to aspiring entrepreneurs. With the incubator’s assistance, LendStreet
launched the first version of its website in 2013. By using successful corporate methods, LendStreet helps borrowers restructure and refinance their debt at a lower interest rate. The company then sets up a more manageable payment plan for its clients tailored to their individual circumstances. “You realize that most people are good and for the most part, they want to pay their debt. It’s really just a gap between intent and capacity,” Nemorin said. Visiting Haiti after the earthquake, Nemorin was humbled and by the resilience of the Haitian people and their desire to rebuild. That intense desire to rebuild is an important part of LendStreet’s success. It uses restructuring tactics for borrowers who have demonstrated a commitment to long-term recovery and financial responsibility. Understandably,
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Military abuse coordinator warns of ‘spice’ dangers
DELONTE HARROD
WASHINGTON, D.C. — Using illegal drugs puts a person in an immediate “life or death” situation, said George Suber, a prevention coordinator for the Army Substance Abuse Program, or ASAP, on Joint Base Myer-Henderson Hall, or JBMHH. Suber has been on the front lines helping people to overcome addiction for more than decade. Suber, who will celebrate his seventh year at JBM-HH this month, was trained in the Air Force as a drug and alcohol counselor in 1985. He’s also worked at Court Services and Offender Supervision Agency, or CSOSA, a federal agency located in
Spice is a synthetic cannabinoid that drug dealers use to spray on marijuana to enhance its psychoactive affect, according to the Office of National Drug Control Policy. Spice, also known as K2, Summit or Scooby Snax, was introduced to the United States in 2008.
Washington, D.C. “[I helped] with ex-offenders coming out of federal prisons,” he said. “We assisted with their transition back into society, helped them to obtain life skills, group skills, and helped them through drug addictions.” He recently explained how he witnessed the tragic death of one of his clients. One day, Suber said that he met with a client and after the client left his office, he drank liquid methadone, a drug used for pain, chased it with liquor, and the client then went outside in the hot sun. Thirty minutes later he was found dead outside, Suber said. Because of what he has witnessed,
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2 • Nov. 4, 2015
The LEGACY
News
SEC loosens regulations on crowdfunding The Securities and Exchange Commission voted 3-1 Friday to allow small investors to buy stock in startup companies via online crowdfunding. Before the new rules, private companies could seek money only from “accredited investors.” That’s defined as individuals who own more than $1 million in assets, excluding their primary residence, or have maintained an income of more than $200,000 for at least two years. Under the new rules, those with more modest wealth will be able to invest in startups, with limits. People with annual income or net worth less than $100,000 will be allowed to invest a maximum of 5 percent of their yearly income or net worth, or $2,000 if that is greater. Those with higher incomes can invest up to 10 percent. An individual can’t invest a total of more than $100,000 in all crowdfunding offerings during a 12-month period. Investors generally couldn’t resell their crowdfunding securities for one year. People with a net worth or annual income of less than $100,000 can
invest $2,000 or 5 percent of their assets or income, whichever is greater. Those with more than $100,000 in net worth or income can invest up to 10 percent of it, with a cap of $100,000 for a 12-month period. Companies will be able to gather up to $1 million in crowdfunding cash per year, without registering with the SEC. They’ll have to provide investors details about their business, how they’ll use the money, a list of officers and directors, and disclose anyone who owns at least 20 percent of the company. The new rules were called for in the 2012 JOBS Act, which relaxed various federal regulations in order to spur job growth. The SEC was left with latitude about how exactly the rules should look. Commissioner Michael Piwowar, currently the sole Republican commissioner, voted against the crowdfunding rules, arguing they were too strict. While individual investors may dream of getting in on the ground floor of the next Uber or Twitter,
it’s a high-risk activity. Most small businesses ultimately fail. The rule of thumb for tech startups is that out of 10 startups, only one or two will produce significant returns. Some experts have warned that
crowd-funded investments could be ripe for scams, as well. SEC Chair Mary Jo White (above, inset) said that agency staff “will begin immediately to keep a watchful eye on how this market develops.”
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on marijuana to enhance its psychoactive affect, according to the Office of National Drug Control Policy. Spice, also known as K2, Summit, Scooby Snax, was first reported to be found in Dayton, Ohio, on a boat in 2008 by U.S. Customs and Border Protection, according to the Office of National Drug Control Policy. In 2012, President Barack Obama signed the Synthetic Drug Abuse Prevention Act that categorized synthetic marijuana as a Schedule 1 drug, making it a criminal act to distribute or use it. Forty states, including Maryland and Virginia, have changed their laws to enforce harsher penalties on those caught smoking, distributing or intending to distribute it. The drug identification catalog “Streetdrugs,” which is used by law enforcement agencies, universities
and hospitals, wrote in its annual report that the basic ingredients in Spice can cause people to react in unpredictable ways. “[This] fake drug, this synthetic drug ... alters people’s minds and moods,” Suber explained. Suber said smoking spice, like traditional marijuana, will result in having a bloodshot red eyes with a glazed over look. But the physical reactions to spice and marijuana are different. “A lot of people [experience] paranoia, hallucinations, and dizziness,” he said. This drug also causes panic attacks and giddiness and, according to Suber, can even cause people to become very violent. He also warned that though there are some common reactions to the drug, not everyone may experience the same effects. Suber believes that by informing people about the health effects
as well as the social and legal ramifications caused by spice use will also help equip soldiers to make informed decisions about the drugs, even when they are off duty - away from their commanders. “Even though our soldiers live on base, they socialize and interact with civilian counterparts [off the base],” he said. He said if there are soldiers with knowledge of others who are maybe using spice, or abusing other drugs, they should get help as fast as possible. He said that his office is prepared to help those who want the help. “Soldiers are always welcomed to come to ASAP office,” he said. In all, the drug prevention specialist and counselor does not want to see Soldiers discharged for poor choices. “Most people who come to the military don’t come [in] to go home,” he said.
Suber wants to make soldiers aware of a particular drug, spice, which has plagued the National Capital Region for months. In July, fueled by its increased use, Washington, D.C. Mayor Muriel Bowser signed a law that gave Metropolitan Police Department the authority to shut down any store for 96 hours for selling illegal drugs and fine them $10,000. In early September, Metropolitan Police officers seized 265 pounds of synthetic marijuana in Northwest Washington, D.C. “This synthetic drug [has caused] people to do harm to themselves as well as others,” Suber said. “For me, it's [making people aware] ... because this drug is affecting people’s lives and killing folks.” Spice is a synthetic cannabinoid that drug dealers use to spray
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4 • Nov. 4, 2015
The LEGACY
Give-back blitz: VCU medical students lend a hand to local organizations during annual Day of Community Service RACHEL MACHACEK It’s easy for a medical student to get bogged down in the demanding daily requirements of their education. At the Virginia Commonwealth University School of Medicine, however, students took a break from the books on a recent Saturday for their annual Day of Community Service (DOCS) event. Despite a just-completed renal physiology exam for second-year med students and an upcoming micro immunology test for first years, 150 future physicians ventured out to serve the Richmond community they now call home. “We’re always cramming for a different test and trying to figure out how to perform a different physical exam,” said Blair Saunders, vice president of community service for the Medical Student Government Association. “It’s really nice to have an outlet and to do something in the community outside of the classroom.” “It’s really nice to have an outlet and to do something in the community outside of the classroom.” Students from all of the classes lent their hands to five area nonprofits and organizations. First-year med student Brandon Brockbank joined 20 classmates at the Patrick Henry YMCA in Ashland early in the morning. They took hammer to nail
to create a giant Jenga tower (the collapsing wooden block tower game) and a human see-saw, both of which will be part of the Y’s summer camp ropes course. “We didn’t know what we were doing beforehand, but we put our heads together and put all the wood and tools together and went at it,” Brandon said. Their efforts turned two weeks of work into four hours, a huge help for the YMCA staff. There was a personal rejuvenation component to it, too. “It helps you remember why you’re doing medicine – to help other people,” he said. Across the river at Second Baptist Church, students worked with the Chesapeake Bay Foundation to build vegetable garden boxes for the church’s program to grow food for the homeless community. Elsewhere, students cleared trails and raked leaves at the Shady Grove YMCA, prepped the Salvation Army’s Christmas distribution center for the anticipated flood of toys, and took to the field to play flag football with Jacob’s Chance kids. The event is just one day, but it provides critical support for organizations low in resources. There’s the human connection, too, that’s particularly important for the special needs kids, according to Jacob’s Chance President Kate Tilley. “When they’re out there for any
VCU medical students hang with the kids at Jacob’s Chance. PHOTO: Blair Saunders sport, they don’t have to worry about people wondering or staring at them,” she said. “They can just relax and be themselves.” The same goes for the medical students. “What’s cool is when the
students come out, you see the stress in their face of study, study, study,” Tilley said. “But by the time they’re getting into it, you can see weight lifted off their shoulders.” © VCU Media
(from page 1) people back on their feet responsibly, many of its clients are people who once had a good credit score, but are having trouble recovering from a devastating financial event. “Life happens and people who are middle-income frankly often don’t have enough cash flow to keep up with little changes, much less a shock,” Nemorin said. A recent Bankrate study supports his claim. It found that only 38 percent of Americans have enough money in their savings accounts to cover large unexpected expenses like emergency room bills or car repairs. LendStreet offers people an alternative to bankruptcy and debt settlement, both of which carry a long-term negative impact. Having a realistic plan in place relieves stress and gives consumers a chance to look toward the future. “We aren’t rational when we are in debt,” Nemorin said. “We tend to make bad decisions because the psychological weight of debt reduces our ability to think about the bigger picture.” LendStreet not only helps people get out of debt, but also aims to break the cycle of bad financial decisionmaking. It’s in the business of getting
not creating repeat customers. To further that goal, LendStreet is in the early stages of developing an educational element to its lending platform to help borrowers take control of their finances. The company plans to add a budgeting app as well as online learning modules on financial literacy. It will even incentivize clients to use the learning modules by offering rebates for each one completed. So far, LendStreet has helped borrowers in four states restructure and refinance their debt, with plans to expand nationwide. The company’s innovative work recently made it one of nine winning groups in the Financial Solutions Lab, an initiative managed by the Center for Financial Services Innovations and founding partner J.P. Morgan Chase. LendStreet’s outstanding efforts also have been recognized as a part of the American Express Spotlight on Change program. Asked for his advice to other socially conscious entrepreneurs, Nemorin suggests looking for underserved populations.“Find real problems, suffered by real people, that are not being addressed by mainstream services.”
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Nov. 4, 2015 • 5
Bipartisan effort seeks to renew Perkins Loan Program, ‘lifeline’ for low-income students WASHINGTON – U.S. senators Mark R. Warner (D-VA) and Tim Kaine (D-VA) are pressing Senate leaders to take up and pass legislation to reauthorize the Perkins Loan Program. This “critical lifeline” for many low-income students expired on Sept. 30, despite receiving a unanimous one-year, no-cost extension from the House of Representatives on Sept. 28. Since its expiration, a bipartisan coalition of Senators has twice attempted to reauthorize the program with a “unanimous consent” request, but the Senate has yet to pass the bill. The Perkins Loan Program is the nation’s oldest federal student loan program, has existed with broad bipartisan support since 1958 and has provided more than $28 billion in loans through almost 26 million awards to students in all 50 states. Perkins loans offer a five percent fixed interest rate, no origination fees, and a nine-month grace period. These reasonable, relatively lowdollar loans make college a reality for the lowest-income students who would otherwise turn to higher interest private loans or conclude that a college education is out of their reach. In the 2013-2014 academic year alone, the program helped more than 7,800 low-income students at more than three dozen Virginia colleges and universities fund their
Sample of student numbers who recieved aid at Virginia universities in 20-13 - 2014 Virginia State University - 103 Old Dominion University - 93 Norfolk State University - 230 Hampton University - 266 University of Richmond - 210 Va. Commonwealth University - 594 Virginia Tech - 768 University of Virginia -1,255
educations. Warner and Kaine joined 52 colleagues – a bipartisan majority of the Senate – in sending a letter last week to Majority Leader Mitch McConnell and Minority Leader Harry Reid urging them to act now to reauthorize the Perkins Loan Program. While both senators support efforts to improve our student aid system as part of a comprehensive reauthorization of the Higher Education Act, a complete overhaul will not be completed in the immediate future. The commonwealth’s neediest students deserve certainty and predictability in their financial planning in the meantime. “There are many students who will be disadvantaged by the Senate’s inaction and the program’s expiration… Many senators have
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6 • Nov. 4, 2015
Op/Ed & Letters
The LEGACY
Why we must fight for environmental justice BENJAMIN F. CHAVIS, JR. The Civil Rights Movement in the United States identified a long list of issues that were broadly considered the historical and contemporary evidence of systematic racial discrimination and injustice. With the 2016 presidential election rapidly approaching, the critical importance of environmental justice for black Americans, Latino Americans, Native Americans and for other people of color must be reasserted. As a young statewide coordinator for the Rev. Dr. Martin Luther King, Jr. and the Southern Christian Leadership Conference (SCLC) in my home state of North Carolina from 1963 to 1968, I saw first-hand how movements for change have to first define the issues from the perspective of the oppressed in order to have a chance of overcoming longstanding systems of racial injustice. Golden Frinks, the SCLC North Carolina state field secretary, once told me, “Son, you gotta use our own definitions about these massive racial inequities without getting the permission of the perpetrators.” The wisdom that I learned from my mentor Brother Frinks has helped to guide my career over the past decades. Thus, in 1982 during a gamechanging civil rights protest led by the United Church of Christ’s The LEGACY NEWSPAPER Vol. 1 No. 40 Mailing Address 409 E. Main Street 4 Office Address 105 1/2 E. Clay St. Richmond, VA 23219 Call 804-644-1550 Online www.legacynewspaper.com
Commission for Racial Justice in Warren County, N.C., I remembered what Golden Frinks had taught me. A devastating racial injustice was taking place in the state and it needed to be challenged. I was the first person to coin and define the term “environmental racism.” This was in response to a decision by North Carolina to dump over 400 tons of cancer-causing PCB (polychlorinated biphenyls) hazardous waste into a state-made landfill in the middle of a black American farming community in Warren County. Over 500 of us were arrested and jailed, but we were very successful in bringing national and The LEGACY welcomes all signed letters and all respectful opinions. Letter writers and columnists opinions are their own and endorsements of their views by The LEGACY should be inferred. The LEGACY assumes no responsibility for unsolicited material. Annual Subscription Rates Virginia - $50 U.S. states - $75 Outside U.S.- $100 The Virginia Legacy © 2015
global attention to another serious life-threatening manifestation of racial injustice. Environmental racism is defined as racial discrimination in the deliberate targeting of ethnic and minority communities for exposure to toxic and hazardous waste sites and facilities, coupled with the systematic exclusion of people of color in environmental policy making, enforcement, and remediation. By 1994 President Bill Clinton had issued Executive Order 12898 on Environmental Justice in Minority Populations and LowIncome Populations “to focus federal attention on the environmental and human health effects of federal actions on minority and lowincome populations with the goal of achieving environmental protection for all communities.” Subsequently, the Environmental Protection Agency (EPA) opened up a full-time Office of Environmental Justice. President Barack Obama in 2014 issued a Presidential Proclamation to observe the 20th anniversary of the Clinton Executive Oorder 12898. President Obama emphasized, “As we mark this day, we recall the activists who took on environmental challenges long before the federal government acknowledged their needs. We remember how Americans — young and old, on college campuses and in courtrooms, in
our neighborhoods and through our places of worship — called on a Nation to pursue clean air, water, and land for all people.” Today, people of color are still facing the consequential horrors of exposures to environmental pollution that have led to disproportionate public health disparities and the unprecedented increase in cancer and asthma, as well as other respiratory illnesses. There is an inextricable linkage between poverty, economic inequality and environmental injustice. But there is some good news about these challenges. Van Jones and a team of young, dedicated environmental justice leaders and activists have established an effective national organization called Green For All. The mission of Green For All is to work “to build an inclusive green economy strong enough to lift people out of poverty.” I have supported and admired Van Jones’ leadership in helping to bring people of color together to advance the cause of equal justice and sustainable development. It is also relevant to note The Guardian article titled, “Pollution isn’t colorblind: environmental hazards are killing more black Americans,” that was co-authored by Congressman Keith Ellison and Van
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Nov. 4, 2015 • 7
P.T. Hoffsteader, Esq.
Ben Carson and black churches
No one knows for sure who will win the Republican nomination for president. Currently, Dr. Ben Carson and Donald Trump are the leaders but things change quickly in politics. Carson will certainly finish strong if he does not win. While Carson’s campaign is doing an excellent job on funding and advertising he also has what no other candidate has and that is the African American vote. I don’t know that every African American person in America will vote for Carson but I believe that the vast majority will. African Americans have and do something that the rest of the general voting population does not have and that is the African American church. Since the inception of this nation, the weekly gathering of the African American population on Sunday morning has been a place of solace, inspiration, strength but also incredible information and organization. I was in Selma, Ala. recently and walked across the Edmund Pettus Bridge. Hundreds of marchers were beaten and bloodied on that bridge on March 7, 1965. They were marching for the right to register to vote in Selma and the state of Alabama. A second March was attempted under the leadership of Dr. Martin Luther King on March 9 but King led the marchers to turn around. On March 21 with the federal protection of almost 4000 members of the U.S. Army and National Guard, King and
Ralph Abernathy led over 400 people to make the 50-mile walk to Montgomery, Ala. Their courageous march and national attention made it possible for African Americans to register and finally vote. Where did this March begin? The gathering began at the Brown Chapel AME Church in Selma. The church is just a few blocks away from the bridge. This is where pastors, church leaders and hundreds of volunteers assembled and made their first march. Dr. Martin Luther King and Ralph Abernathy would come to town and King would speak to a packed house at this church. Later they would march with federal protection ordered from President Johnson from Selma to Montgomery, Ala. The church was where they assembled. The church was where they gathered to rally, share information, encourage each other and organize for success. Still today, black churches are extremely effective in addressing social issues. The churches are organized and pastors are not timid in telling their congregations what must be done in relationship to the community and the nation. Often, I have the opportunity to speak in black hurches. Many of my closest friends are from the African American community. This is only an observation of their strength and in no way am I negative about the effectiveness of black churches. I commend them. I only wish that America’s white pastors had as much freedom as the black ministers, but they do not. In most cases, a white protestant pastor will be terminated
quickly if he engages in political organizing for a candidate. These churches will lead him to be the scapegoat in wet/dry elections or in running all over town working against a state lottery or something like that. However, churches are normally very divided between Republicans and Democrats or those who just don’t want anything political in the church. A white congregation will also be threatened with termination of their non-profit status if they become political. I understand that the church is a place of faith, scripture teaching and pointing people to God. Black churches do this very well. However, while they are helping people with their faith, they also know how to organize and bring a strong unified vote to the table. This time it will be for Carson. Their unified effort propelled Obama and they will thrust Carson to either victory or near victory. And while they are doing it the other candidates won’t even know what hit them. Glenn Mollette
Escaping the IT trap
Increasingly, we often expect each other to be smartphone-available nearly 24/7. Or we act as if this is the case. Over time, this can lead to feelings of exhaustion and a sense of entrapment. Time to just focus on our families, our worship, our hobbies, and so on without endless “work” interruption seems to be harder to come by. And even if it only takes five minutes to read and respond to an
email or text, this kind of thing puts us back into “work track” mentally and emotionally. David Ayers
(from page 6) Jones. Ellison and Jones explained, “Thanks to people’s movements like Black Lives Matter and the Fight For 15, the call for racial and economic justice is getting louder and stronger. But while we are out on the streets fighting for equality, our kids are being poisoned by the air they breathe. Environmental injustices are taking Black lives – that’s why our fight for equality has to include climate and environmental justice too.” I predict that one of the key political issues in next year’s presidential election will be the issue of environmental justice. We have to keep on making progress. The health and quality of life of our communities are at stake. While people color now make up over 30 percent of the population of the United States, our issues, demands and interests cannot be triaged on the table of political expediency. Witnessing so many new young leaders and activists stepping forward to gain more ground makes me optimistic that 2016 will be the year of advancement for all people of color and for all those who stand for freedom and equality. Chavis, is president and CEO of the National Newspaper Publishers Association (NNPA).
The LEGACY
8 • Nov. 4, 2015
Faith & Religion
Church leaders unite to heal nation’s racial divide CP -- Black and white leaders from churches across the United States are meeting to discuss how local churches can be catalysts for healing the racial divide and animosity toward police in blighted communities across the nation. The president of the Southern Baptist Convention, Ronnie Floyd, will co-lead a conversation on racial unity this week in Jackson, Mississippi, along with Jerry Young, the head of America’s largest AfricanAmerican Baptist denomination, National Baptist Convention. Floyd said that the conversation aims to spark a discussion among leaders on how churches can act to bring tangible change to the problems that are causing racial tensions in their towns. Floyd and Young have both selected 10 pastors from each of their conventions who will speak at the First Baptist Church in Jackson. The 22 speakers will provide ideas on how churches can lead the way when it comes to tackling the problems in underserved communities. “We are not talking politicians being in a room. We are not talking about denominational employees being in a room. We are talking about local church pastors being in a room. We are talking about a very serious issue,” Floyd said. “Ultimately, we believe the local church can play a real catalytic role in bringing unity in a city, dealing with some of those difficult situations today.” “With Dr. Young and I leading the conversation, we are just going to walk through and talk about several things and really come away, hopefully and prayerfully, with three or four or five things that we can tangibly take action on and make a difference, and encourage churches around the country to do the same,” Floyd continued. While this week’s meeting will start the inter-conventional discussion on
Parishioners worship at a predominantly black church. racial reconciliation, The Reconciled Church movement, headed by Dallas megachurch Pastor T.D. Jakes, African-American Pentecostal Bishop Harry Jackson, and Rev. James Robison, met in January of this year to discuss the church’s role in bridging the racial divide. Following the riots in Ferguson, the Reconciled Church’s January meeting brought over 6,000 people to Jakes’ Potter’s House church in Dallas, including denominational leaders representing over 40 million Christians. Since its formation, The Reconciled Church movement has established “seven bridges to peace,” which its leaders feel are the societal keys that local churches need to be focused on in order to ease the racial struggles in frustrated communities. Included
in the bridges to peace are prayer and reconciliation events, education reform, civic engagement, community outreach, criminal justice reform, marriage and family, and economic development. Jackson, Robison and Bishop Angel Nunez from the Bilingual Christian Church in Baltimore spoke Wednesday at an event in Dallas organized by Operation Blue Shield, a project devoted to bringing together community members, business leaders and local police officers to ease tensions in communities. Jackson said that OBS, which was organized by the wife of wealthy financier T. Boone Pickens, Toni Brinker Pickens, seeks to allow people in the community to have their own stake in creating a sense of security and safety.
In The Reconciled Church’s partnership with OBS, Jackson said the Reconciled Church’s role is “to bring a set of unified players from the church community to the table.” Jackson said the work of Pickens and OBS is dire because the first step toward economic stability is ensuring that businesses stick with inner-city communities instead of leaving them and causing more economic despair. Jackson explained that since The Reconciled Church formed, it has come up with a book-worth of “best practices” that have worked for churches and have helped create better racial environments within their communities. Jackson said a best practices book will be published later this year
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www.LEGACYnewspaper.com
Nov. 4, 2015 • 9
“40” film to show at Saint Joseph Parish Nov. 14; free admission
“Don’t worry! Be happy! God loves you!” In an impassioned speech, Michael Bruce Curry, the 27th presiding bishop of the Episcopal Church and Primate, spoke before a packed house at Washington National Cathedral on Nov. 1. Curry is the denomination’s first black spiritual leader. PHOTO: Nikki Kahn
(from page 8) to help churches throughout the country piggyback off of what others are doing and get more involved in helping distressed communities. “If [churches] can do what [churches] can do on the ground, and as a church challenges its members to use its connections to coordinate with community leaders, business and police, then all of a sudden, we can tackle the underlying problem that we have in these communities,” Jackson explained. “I believe that we have a poverty, class and then a race problem. It is not just as simple as ‘white people don’t like black people.’ I don’t think it is just that simple. I think that when you have people that are trapped and angry for a whole bunch of different reasons, then they feel like life is hopeless.” Jackson explained that the most important aspects of the “seven bridges to peace” that churches can help with are education, criminal justice reform and economic development. The bishop from Maryland added
that if every church in troubled communities took it upon themselves to make sure children in their congregations know how to read and do math at grade level before they leave elementary school, it would have an dramatic effect on the community. “Instead of the government with ‘No Child Left Behind,’ [the church] should have had one,” Jackson said. “That is historic. Church Sunday schools were started because they wanted Christian kids to learn how to read and write and they would learn how to read and write the Bible as the basis of their education. That gives you a good overview of why we have to try to talk about bridges to peace.” Jackson further noted that if churches worked harder with individuals who are discharged from prison in order to get them acclimated to society, those people would have a better chance at living productive lives without ending up back in prison. “With us, it is more like the church has got to step up, and T.D. Jakes is
Acclaimed pro-life documentary film “40” (2013)will be shown in the auditorium at Saint Joseph School, 123 Franklin St., Petersburg, on Saturday, Nov. 14, at 7 p.m. Admission is free, and all are welcome. Parking is available at designated street spaces. The screening is a benefit for the Pregnancy Support Center of the Tri-Cities; donations of supplies and financial support will be accepted. Popcorn and other light refreshments will be served. “40” is not rated, but addresses mature themes; with a run-time of 62 minutes. Counselors from the Pregnancy Support Center of the Tri-Cities will speak briefly before the film. “40”, directed by John Morales, is a documentary film that examines the effects of abortion on the nation during the 40 years since Roe v. Wade. The film showcases interviews with dozens of pro-life leaders and presents abortion as the most important human-rights issue of our time. It looks at both sides of this heated issue and addresses some of the strongest arguments for the “pro-choice” position. It also provides heartfelt testimonies from post-abortive women, and highlights contemporary youth as the generation that will end abortion. “40” is narrated by film and television actress Jennifer Cadena. Next week’s event is presented by the Respect Life Ministry at Saint Joseph Parish, with support from Knights of Columbus Council 694. Saint Joseph Parish was founded in 1842 and is the home for the Catholic community in Petersburg. For more information about the film at Saint Joseph Parish, contact life@sjcpetersburg.com; 804-733-3115; www.sjcpetersburg.com/40film.
doing amazing work with regard [to] prisoner aftercare,” Jackson said. “They have graduated over 10,000 guys where, when they come out of prison, they help you get a job and help you get counseling.” Jackson mentioned cities where nonprofit church organizations have started to make a huge impact within their communities. After the first Reconciled Church meeting, 103 pastors in Montgomery created a group called Youth City, a program aimed at keeping urban youth off the streets and in school. The group was awarded $1.8 million from the city, given a building by the city government and also given $100,000 in startup capital. “Our coming together is more than just people talking their lips, as my dad used to say,” Jackson insisted. “What we are finding is that if churches are willing to stand up and be counted and then create 501(c)(3) structures, there is an opportunity for us to really start making a difference.” “It is significant that Montgomery, Alabama, is giving $1.8 million
worth of money because we feel like if we got to put that money in on the backside, after kids have been to prison, it’s not going to work,” Jackson added. Jackson also mentioned ministry successes in Charlotte, North Carolina, where he claims that a riot was avoided after an unarmed black kid was shot by police because of ministry work, and in Dallas, where OBS is doing wonderful things to tie all aspects of the community together. “We’re going to have to recognize that these tensions mounted up over a period of time. Therefore, they are not going to subside in 15 minutes or 15 weeks, but they will subside, especially as churches partner,” Jackson asserted. “We have had three major Reconciled Church meetings and we feel like we are going to have to go small in order to go big, go local to have international impact. We feel like what [Operation Blue Shield] is doing is bringing business leaders to the table, and that is a dimension that is going to add a lot.”
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The LEGACY
‘Miles Ahead’ is well jazzed DWIGHT BROWN There’s an old Phil Spector song called, “To Know Him is To Love Him.” But, if you are referring to legendary trumpeter Miles Davis, you’d have to re-coin the title: “To Know Him is to Love How Talented, Scattered and Crazy He Was.” That’s the theme of actor/writer/ director Don Cheadle’s drama “Miles Ahead”. If you’re looking for a conventional bio-film, you’ll be disappointed. If you want to get inside the head of the ingenious, erratic, enigmatic high priest of jazz, fasten your seat belt and enjoy the ride. This closing night film for the 2015 New York Film Festival is jazzed. The screenplay by Don Cheadle and Steven Baigelman doesn’t pretend to put the life of Miles Dewey Davis III in order. You won’t learn where or when he was born (Alton, Ill., May 26, 1926), how he grew up, when he starting playing the trumpet, how he became a professional, how many wives he had (three, including Cicely Tyson), how many Grammys he won (9), when he had a cameo on TV’s “Miami Vice”, why he had a fierce rivalry with Wynton Marsalis, how and when he died (brain aneurysm at age 65 in Sept. 28, 1991), where he died (Santa Monica, CA) or where he was laid to rest (Woodlawn Cemetery, Bronx New York). For this info you'll have to read “Miles: The Autobiography”, or wait for a more traditional film. It’s the 1970s. There’s a knock on the door of Miles Davis’ (Don Cheadle) New York townhouse. It’s a white, longhaired dude named Dave Brill (Ewan McGregor) who swears he’s a writer from Rolling Stone. Davis wants no part of him, but through happenstance the scribe gets in. The two bond, and have a testy relationship, which includes the feisty musician pulling a gun on the journalist. Meanwhile Davis is on the phone with the executives at Columbia Records asking about a $20,000 check. They won’t release the money until he sends them his latest session tape. He won’t budge. Davis enlists the aide of Brill, who
he puts behind the steering wheel of his Jaguar. They head over to Columbia, where the diminutive musician brandishes his revolver and walks out with just $400, cash. Brill is astonished. In an effort to help the jittery musician calm his nerves, the writer takes him to a student’s dorm at Columbia University to buy cocaine. That score appeases the strung-out, spacey Davis, whose mind wanders in an out to past times, chiefly remembrances of Frances Taylor, a dancer he fell in love with, married and abused. Brill’s final brush with Davis involves a caper, where the two try to retrieve his stolen session tape from a smarmy manager (Michael Stuhlbarg, Trumbo) who has been trying to push his protégé (Keith Stanfield, Straight Outta Compton) on Davis. The guys are eventually pursued by the manager's security guard, and get involved in a car chase and on-the-run gunfight as they flee. Shots fired on the dark streets of New York. Cheadle’s job as the filmmaker, with this graphic glimpse of Miles, is to render the essence of the man. As a director he does just that. His scattered approach to storytelling, with detours, tangents and flashbacks, is the way the mind of a drug addict or mentally ill person works. Davis looks at the cover of an album and thinks back to the woman he loved. He steps into a room that takes him back to another memory when he made an entrance. Cheadle’s strategy makes sense, even when his filmmaking hits some clunky moments. Scenes melt into each other that are not chronological. Often the most apparent indicator that a time lapse has occurred is dress and appearance: Davis with a large Afro, humongous sunglasses and natty loud clothes, it’s the ‘70s. When his head is shorn neatly, he's in a sleek suit and playing a very controlled jazz melody with the precision of a music professor, it’s the ’50s or ‘60s. By the end of the movie, your mind will be that rattled. Thanks to Cheadle, strong performances abound; lead roles,
Don Cheadle, Emayatzy Corinealdi and Michael Stuhlbarg are co-stars. supporting roles and extras. Everyone with a SAG card gets the space to show his or her craft. McGregor is fine as Brill a shyster along for the wild ride. Emayatzy Corinealdi, who was disarmingly beautiful and sinuous in Middle of Nowhere, is still extremely photogenic and summons deep emotions that allow her to play Frances the graceful dancer, reluctant fiancée, dutiful wife and wronged/outraged spouse. Those performances are crowned by Cheadle’s star turn as Davis: The strange behavior, neurotic artist bent (“Don’t call my music jazz, it’s social music”), macho swagger (“You are my wife, your place is with me.”), anger and the need to be respected. He was never an easy man and Cheadle reconnects audiences to his bravura and introduces them to the drugged out and creative block malaise he experienced around 1975. Watching the scrawny Cheadle limp around, displaying the hip degeneration that Davis’ suffered, but still strutting like a lion, and brandishing a gun is disturbing but so nonchalantly Miles. Cleverly most buildings are shot in close-ups, but one can tell that it's highly likely that the streets of wherever are substituting for the avenues of NYC. Cinematographer Roberto Schaefer and editors John Axelrad and Kayla Emter are great at disguising the venue, shooting interiors and giving the 1 hour 40 minute length a rhythm that
works. The incessant cuts, edits and flashbacks are purposeful. The musical score caresses scenes or accentuates them, thanks to composers Robert Glasper and the legendary Herbie Hancock, who actually played with Miles. The opening credits start with an interview with the edgy, put upon Davis. It’s as if Cheadle is summoning the man’s ghost. The final credits roll and there is Cheadle as Miles playing his trumpet with a backup band that includes Hancock and blues musician Gary Clark. Never, when Cheadle is playing his horn, do you think he is not in full command of his instrument. His fingers are graceful, relaxed and it seems like he’s producing a sweet sound. This is a snippet of a life that descended into a black hole in the 1970s, after Davis had risen to stardom in the ‘50s and ‘60s. When you walk away from this movie you will understand his mindset and emotional state, even if you don't have a full picture of his life. That was Cheadle’s plan. In the process he has exhibited some remarkable, personal filmmaking, a unique style that’s as unexpected as the music Miles Davis played. It is a credit to the New York Film Festival that they understood the artistry of this film and made it their Closing Night offering. Don Cheadle has introduced the world to of one of the most celebrated jazz musicians of all time. He did his job.
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Nov. 4, 2015 • 11
Ask Alma Long distant love I am a 50-year-old field service engineer who travels 75 percent of the year for work. I love my job and appreciate the opportunity that I am able to travel around the world. I’m not in the military, so I can pick and choose where I decide to reside long term. The problem is maintaining long distant relationships with my family, friends and holding down a love life. I try to stay in touch with my family and friends through cell phone calls and Facebook but sometimes it’s just not enough. I miss them when I’m traveling and honestly, it’s hard to maintain a healthy adult relationship with a woman without her eventually telling me I’m away too much. I’m single, active and I would consider myself to be handsome. How would you suggest I meet a woman who would understand my situation and consider being in this type of a relationship? Lamont, Ohio Lamont from Ohio, I’m putting you on blast, because this is the first time I’ve run across, a truly handsome (yes girls, I saw his picture), and gainfully employed engineer with benefits, who’s discussing how difficult it is to maintain a long distance healthy adult relationship. The first thing that comes to my mind is, “Seek and ye shall find, my brotha ~ you came to the right place.” I’m here to agree with you sweetheart, there’s no double about it, long distance relationships (LDR’s) take an enormous amount of hard work, but then again, a regular in your face, every day relationship does, too. I say, navigate the negativity, as long as the two of you are serious about your commitment and devotion to each another, a LDR can be quite successful.
In my opinion, a LDR requires two mature adults who are completely confident in their own right. Each has got to be comfortable in their own skin and not looking to be completed or validated by the other. All lines of communication must remain open and honest always. You’ve gotta trust each other. That’s super important! With today’s technology options, you can keep in touch daily, practically face to face. I’m sure you’ve heard it said before, absence does make a loving heart grow fonder. Can you see it in your minds eye? Lawddy, can you imagine anticipating the next time you’ll see each other? Wheew, cool it down, this column is rated PG. I could go on and on with the positives, but no need, I’m sure you feel me. Evidently you’ve been looking in all the wrong places or you’d be hooked up by now. Today’s the day to steer yourself in a new direction. Start looking to find a woman who’s pursuing her dreams, occupying her time, joyfully participating in her life. Since you’re on the road most of the time, I’m sure this task won’t be easy. Soooo, you know me, I just can’t help myself, I’ll see what I can do to help you out. Ladies: If you’re interested in contacting Lamont, shoot me an email. I see springtime and love just around the corner. ***** Want advice? E-mail questions to alwaysaskalma@yahoo.com.Follow her on Facebook at “Ask Alma” and twitter @almaaskalma *****
Panthers offense continues to roar, posts 43-31 victory over Elizabeth City The VUU Panthers (7-2, CIAA 5-1) out last the ECS Vikings (44, CIAA 2-4) 43-31 in a thriller for another CIAA win. The teams traded touchdowns in all but one series in the fourth quarter until the Panther’s Hakeem Holland scored his second rushing touchdown with 2:19 left in the game to seal the victory for the Panthers. Offensively, the Panthers offense continues to roar, scoring on 88 and 72 yard drives respectively in the second half. VUU posted an impressive 496 yards of total offense on their way to scoring 43 points, both season highs for the Panthers. VUU rushed for a combined 275 yards on 50 carries, led by Hakeem Holland, who rushed for 104 yards and two touchdowns followed by Jerome Robinson who rushed for another 83 yards and a touchdown.
The Panther’s Shawheem Dowdy added another rushing touchdown, while completing 18 of 25 passes, including a touchdown strike to Chazton McKenzie, his second in as many weeks. The Panther’s defense added a score when Karl Calhoun picked up an ECS Viking fumble and returned it 50 yards for a Panther touchdown. There is no doubt that the 2015 VUU Panthers are special. With the win, the Panthers go a perfect 4-0 at Hovey Field this season. A feat the Panthers have not accomplished since their 2000 season. The victory sets up a huge Rogers Stadium showdown with the VSU Trojans (6-3, CIAA 4-2) in the regularseason finale Saturday at 2 p.m. in Petersburg. PHOTOS/STORY: George Strother
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The LEGACY
Republicans ‘don’t have a vision,’ Speaker Ryan says MIKE DeBONIS Paul D. Ryan, in his first series of interviews since his election on Thursday as House speaker, blamed a policy vacuum for causing months of Republican infighting on Capitol Hill. “We fight over tactics because we don’t have a vision,” Ryan (R-Wis.) said on “Fox News Sunday” in the first five interviews to be broadcast on morning news programs. “We’ve been too timid on policy; we’ve been too timid on vision — we have none.” Ryan told Fox and other networks that he would put forth a more robust GOP agenda that would serve as a blueprint for Republican candidates going into the 2016
presidential and congressional elections. “We have to have a vision and offer an alternative to this country so that they can see that if we get the chance to lead, if we get the presidency and if we keep Congress, this is what it will look like, this is how we’ll fix the problems working families are facing,” Ryan said on Fox. In another interview, on CBS’s “Face the Nation,” Ryan said, “We’ve taken plenty of tactical risks here in Congress. I believe it’s time to take some policy risks.” Ryan’s election ended a monthlong scramble to identify a successor to John A. Boehner (R-Ohio), who recently left Congress after nearly five years as speaker. Ryan, thanks
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Speaker Paul D. Ryan, left, and predecessor John A. Boehner share the stage after Ryan’s election last week. PHOTO: Jahi Chikwendiu to his chairmanship of two key House committees and his 2012 nomination for vice president, was seen as uniquely positioned to unite a House Republican conference badly divided over how to oppose President Obama on issues as diverse as fiscal policy, regulation and immigration. On CBS, Ryan called the turmoil of the past month “growing pains” and said he was confident that he could maintain support from the hard-line conservatives who worked to force Boehner from office. “I am a movement conservative, and people know that,” he said. Ryan made public Sunday at least one commitment he had made in private settings in recent weeks: not to take up an immigration-reform package while Obama is president. “Specifically on this issue, you cannot trust this president,” Ryan said on CNN, making reference to Obama’s executive orders last year granting some illegal immigrants a path to legal status: “This president tried to write the law himself. . . . Presidents don’t write laws; Congress writes laws.” In the past, Ryan has supported comprehensive immigration-reform legislation that would include a path to legal status for illegal immigrants, and Boehner had hoped to take up such a bill as recently as last year.
But a conservative backlash, seen in the surprise ouster of then-Majority Leader Eric Cantor (R-Va.) in a primary election last year, arrested that momentum. In addressing the immigration issue in recent private meetings, Ryan pledged to obey the “Hastert rule,” bringing to the floor only those bills supported by a majority of Republicans. But Ryan on Sunday opened the door to breaching the rule on other matters. “There are always exceptions to the rules, and when circumstances dictate, we have to look at all options available. But I believe it’s important going forward that we operate on a consensus basis,” he said on Fox. Ryan also declined to commit to another crucial issue to many conservatives: a push to defund Planned Parenthood in spending legislation that must be passed by early December. Although he said the group “shouldn’t get a red cent from the taxpayer,” he would not commit to including defunding language that would spark a showdown with Obama and congressional Democrats. “Being an effective opposition party means being honest with people up front about what it is you can and cannot achieve,” Ryan said to CNN’s Dana Bash. “We have a president
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Nov. 4, 2015 • 13
Obama: Black Lives Matter movement is legit COURTNE DIXON WASHINGTON (NNPA)– The Black Lives Matter movement, who many have embraced and others have claimed is anti-police, received an endorsement from the nation’s highest law enforcement officer, President Barack Obama, during a recent special White House session to deal with reforming the nation’s criminal justice system. Speaking to law enforcement officials, including 50 of the nation’s top police chiefs, Obama said the movement is addressing an important issue – deaths of unarmed black men and women at the hands of law enforcement — and is not racist or exclusionary, as its critics have claimed. “I think the reason that the organizers used the phrase ‘Black Lives Matter’ was not because they said they were suggesting nobody else’s lives matter,” Obama said. “Rather, what they were suggesting was there is a specific problem that is happening in the African American community that’s not happening in other communities. “And that is a legitimate issue that we’ve got to address.” The Black Lives Matter movement began shortly after the 2013 acquittal of volunteer security George Zimmerman in the shooting death of unarmed African-American teen Trayvon Martin and has grown continuously with the police-related deaths of numerous unarmed black men across the nation. Obama said one of the issues that needs to be addressed is the disproportionate imprisonment of African Americans and Latinos. They represent 60 percent of the prison population although African Americans and Latinos only represent 13 and 17 percent of the population respectively, according to whitehouse.gov. In Washington, blacks represent over 90 percent of the prison population, although they only account for 49 percent of the city’s population. “The problem of racial justice or
President Barack Obama speaks to guests at The White House Panel Discussion on Criminal Justice Reform. He is joined by moderator Bill Keller (left); editor-in-chief of The Marshall Project, Charlie Beck (right); chief, Los Angeles Police Department; and John Walsh (far right), United States attorney, District of Colorado. The focus of the discussion was how to make America’s law enforcement and correctional practices more just and effective. PHOTO: Cheriss May/HUNS injustice in the society has been a running theme in this country’s history for a very long time,” Obama said, “and so, we just have to make sure that all of us own it.” Currently, the United States the highest prison population in the world, including China, which has a population more than 10 times larger than the U.S. To address this, Obama stated that reform should include fair application of law, proportionality in the sentencing of crime and programs focused on rehabilitation and crime prevention. “We know we’re spending $80 billion a year incarcerating folks,” he said. “If, in fact, we had smarter sentencing, we thought about how we’re dealing with drug offenses more intelligently, we are working on evidence-based approaches to rehabilitation and reducing recidivism.” Other panelists included John Walsh, United States attorney for the Colorado District; Los Angeles Police Department Chief Charlie Beck
and moderator, Bill Keller, editor and chief of The Marshall Project, a news organization that focuses on the nation’s criminal justice system. Walsh said that federal government has moved away from mandatory minimum sentencing. “Since 2013, when the Smart on Crime policy was announced by then-Attorney General (Eric) Holder, federal prosecutors have been instructed not to use mandatory minimums, except in cases that really merit their attention,” he said, “in other words, aggravated felons, leaders of drug organizations, violent people. And what’s that’s meant is that our use of mandatory minimums has probably dropped by about 25 percent in that time.” The president insisted that data would be necessary to counteract the current trends in criminal justice. “Collecting data, I think, is something that’s going to be very important in guiding us forward,” he said. “We don’t really do a good job
right now in collecting national data on a real-time basis, but we now have the tools and the technology to do it better.” Obama said new strategies being used by police and residents are an example of what can be achieved through creative thinking. Camden has cameras located around the city that uses software that citizens can use to direct what is being seen for the police, so that the community can help monitor the city. In addition, Camden has implemented a neighborhood officer that must spend 24 hours straight in his or assigned neighborhood to interact with the community. “Creative work, like, for example, where they know there were hotspots and some gang shootings related to drugs, police officers drive the ice cream trucks, park them where the drug dealing has been going on, giving out free ice cream from the police,” he said. “Suddenly families are out on the streets, and now it’s creating a space in which it’s a lot harder for you to just be dealing drugs.” Obama said he also believes legislation is also paramount in reformation. Currently Congress is considering legislation that will reduce federal sentencing, the first of its kind in a decade. “We’re in a unique moment in which on a bipartisan basis, across the political spectrum, people are asking hard questions about our criminal justice system and how can we make it both smart, effective, just, fair,” he said. Obama emphasized that the current state of the criminal justice system was not just the responsibility of one entity, such as police, but rather a reflection of the society as a whole. “If we, as a society, are willing to tolerate very poor neighborhoods with no opportunity, a lot of violence, a lot of substandard education, and then we’re surprised that the police, in interacting with a community that hasn’t been cared for, is going to have tougher interactions, then we’re passing the buck,” he said.
14 • Nov. 4, 2015
The LEGACY
Tips for choosing and using your 2016 Medicare plan (StatePoint) It’s that time of year again: The Medicare Annual Election Period (AEP) began Oct. 15 and runs through Dec. 7. Medicare is a critical source of health care for millions of Americans, and the Centers for Medicare & Medicaid Services (CMS) sets this time for people to select and make changes to their plans each year. As AEP approaches, the old adage “good health is priceless” remains
true. According to a survey by Cigna, a leading health service company and Medicare insurance provider, health, well-being and financial security are strongly linked in the minds of Americans. Their research shows that many people have anxiety about their financial health that goes far beyond making health care benefit choices. That’s why it’s crucial Medicare
Professor awarded for advocacy, work to improve birth outcomes Virginia Commonwealth University School of Medicine professor Saba Masho, M.D., Dr. PH, was recently honored as a 2015 Birth Matters Advocate of the Year for her work in improving birth outcomes. Masho, an associate professor in the Department of Family Medicine and Population Health, was principal investigator for a $1 million Strong Start for Mothers and Infants grant, bringing Centering Pregnancy to five locations that support lowincome, underprivileged, expectant mothers in Virginia. The CP prenatal care model is designed to address individual clinical, lifestyle and behavioral problems facing pregnant women. Birth Matters Virginia is an organization that works to educate women and provide positive birth outcomes for women statewide. Peggy Caister, the organization’s director, said selection of award recipients was highly competitive, but decisions were made based on a candidate’s success in eliminating health disparities for women. Work produced from the Strong Start for Mothers and Infants grant includes risk assessment and management, targeted education, and group support for pregnant women through the CP model, Masho said. She was one of two people selected for the award. “I am so humbled to have been chosen for this award, knowing
Saba Masho, M.D., Dr.PH that there were many qualified applicants. I would like to express my sincere gratitude to the committee for selecting me as a recipient,” said Masho. “This award is possible because of the hard work of the Strong Start sites, Greater Prince William’s Community Health Center, Richmond Health District, and the Department of Obstetrics and Gynecology at Virginia Commonwealth University, who work tirelessly, providing services to underserved pregnant women. A special thanks also goes to the March of Dimes, Virginia Chapter; the Department of Medicaid and Medicare Services; the Virginia Department of Health; and the Centering Health Care Institute.” Masho will be honored at a ceremony Nov. 8 in Charlottesville, along with the other awardee, Claudia Booker.
consumers consider their health and budget needs as they evaluate health care options for 2016. “Choosing a plan isn’t as simple as just keeping the one you had last year or looking only at the monthly premium costs. The goal should be to choose a plan that best meets your individual needs,” said Herb Fritch, president of Cigna-HealthSpring, Cigna’s seniors business unit. “Comparing affordability alongside the plan’s benefits and services is an important balance.” To help you choose a plan and get the most from it, consider these five tips: 1. Make a list of your priorities and use it to compare plans. Focusing on prevention? Keeping out-of-pocket costs low? Staying active? Take time to evaluate plan options according to the health and financial goals you value most. 2. Be sure your plan offers comprehensive preventive care benefits and use them. Many health plans offer preventive health benefits at little or no cost. The Centers for Disease Control and Prevention estimates that 100,000 lives could be saved each year if everyone received the recommended preventive care. 3. Know your network. Many plans offer choices with a network
of doctors. Choosing primary care doctors and specialists in network can provide better communication and care coordination, and keep your out-of-pocket costs down. 4. Get rewarded for staying active. Keeping fit is essential to healthy aging. Original Medicare doesn't cover gym memberships or fitness programs, but some Medicare Advantage plans offer such benefits as part of their coverage. Many are free and some reward you for staying active. 5. Use free resources. CMS’ Plan Finder helps you compare costs, covered medications and other items. Many insurance plans offer free seminars with no obligation to sign up. You can also check health plans’ websites or call their customer service number for more information. Local and state agencies on aging also connect older adults and caregivers with community resources. Your plan may offer newsletters with helpful information about your benefits. As you weigh the options, Fritch offers this advice: “It’s worth it to take the time to set your priorities and see how plan benefits stack up. Only then can you choose a plan that really helps you get the most from it and reach your goals.”
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16 • Nov. 4, 2015
Calendar
The LEGACY
COMMUNITY ACTIVITIES & EVENTS
11.5, 5 p.m.
The University of Richmond School of Law will host “Law. Faith. Justice.” The event focusing on law and spirituality will explore the possibilities that arise, including individual, community and societal advancement, when law and spirituality work together. A panel of six experts will offer insights and stories about what happens when faith and the law join forces. The program is free, open to the public and will be followed by a reception. Visit the University of Richmond website for more information and to register. This event is part of One Book, One Richmond, a campus-wide effort that encourages students, staff, faculty and community members to read and discuss a selected book on a social justice issue. This year’s selection, “Just Mercy,” by Bryan Stevenson, is a true story that offers an inspiring argument for compassion in the pursuit of justice.
11.7, 8:30 a.m.
The Alzheimer’s Association Greater Richmond Chapter will hold its Richmond Walk to End Alzheimer’s at Markel Plaza in Innsbrook. This year’s walk is being held in conjunction with the chapter’s National Alzheimer’s Disease Awareness Month and National Family Caregivers Month efforts. November was designated National Alzheimer’s Disease Awareness Month by President Ronald Reagan in 1983, and 14 years later, in 1997, President Bill Clinton named the week of Thanksgiving as a time to honor the caregiver. To register a team, join an existing team, or to donate, visit alz.org/walk.
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11.15, 3 p.m.
The Battery Park Civic Association invites you to attend the second edition of Battery Park Stories, a storytelling event about Richmond’s historic northside neighborhood. Longtime residents will explore themes of community and identity, and the conversation will continue over a shared meal. All are welcome to this free event that includes dinner at the Northside Partnership for Families, 800 W. Graham Rd., Richmond. Email Michael Lease for more information: mklease@gmail.com.
11.17, 3:30 p.m.
Wilder speaks at Library of Virginia
On Tuesday, Nov. 10, at 5:30 p.m. at the Library of Virginia L. Douglas Wilder, governor of Virginia from 1990 until 1994 and the first African American in the United States to be elected governor, will speak about his new memoir, “Son of Virginia: A Life in America's Political Arena”. His candid memoir details the struggles he faced during his long career in public service and offers a portrait of the changing face of America. Throughout his public life Governor Wilder has been in the forefront of the fight for social justice. A question-and-answer period and book signing will follow Wilder’s talk. Copies of “Son of Virginia: A Life in America's Political Arena” will be available for purchase in the Virginia Shop, located off the lobby of the Library of Virginia. Free underground parking is available for this event in the library’s underground deck, which is accessible from either Eighth or Ninth streets. For more information, call 804-692-3592.
Veteran’s Day event
John Tyler Community College’s faculty, staff and students as they honor past and present members of the armed services during the College’s annual Veterans Day ceremony on Nov. 11. The ceremony will begin at 11 a.m. in Hamel Hall, room H109, at the Midlothian Campus, 800 Charter Colony Parkway. This year’s ceremony will include a keynote address by U. S. Marine veteran, Tyler alumnus, Tyler adjunct faculty member, and civil engineer Christopher Zabrosky.
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Entrepreneurship is the American Dream. Unfortunately, of the one million businesses started each year, most of them eventually fail. The one common theme may be a lack of planning. If you are considering the possibility of starting a business, this free seminar will provide information that may help your business be among the 20 percent that survive and thrive. Prepare to start a successful business by evaluating your entrepreneurial abilities, marketing strategies, financial resources, and legal form of organization and receive tips to prepare and present your business plan. Petersburg Public Library, 201 West Washington St., Petersburg. Because of limited seating, reservations are requested. Call 804518-2003 or register online at www. sbdc-longwood.edu.
11.17, 6:30 p.m.
A complimentary seminar on planning for retirement will be offered by the MEMBERS Financial Services Representatives located at Virginia Credit Union. The seminar will be held at Virginia Credit Union, 7500 Boulder View Drive in the Boulders Office Park, Richmond. Participants will explore various options to help them make informed decisions when it’s time to retire or change jobs. To register, visit www. vacu.org/Learn/Seminars.aspx or call 804-323-6800.
Nov. 4, 2015 • 17
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Veterans Day: Initiatives helping veterans apply skills, experience to business leadership (StatePoint) Of the 24 million veterans in the U.S., nearly one in 10 is a small business owner and veterans as a whole are 45 percent more likely than those with no military experience to be selfemployed, according to U.S. Census Bureau Data. Experts say that these figures should come as no surprise. “When veterans reenter civilian life, they carry with them the discipline, hard work and strategic thinking acquired and developed during
military service. They take pride in these skills and strive to use them during their next phase of life,” said Tim Davis, a veteran and president of The UPS Store, which offers a number of initiatives designed to promote veteran entrepreneurship. “Veterans are extremely likely to be successful entrepreneurs. Sometimes the challenge is finding that opportunity.” Despite the bleak headlines regarding the variety of problems
(from page 12)
in their office,” Bash replied. Said Ryan, “I just work here. I don’t live here. . . . I can actually get more work done by sleeping on a cot in my office.” In Sunday’s interviews, Ryan was respectful of his predecessor but made clear that he intended to make significant changes to the management of the House. “This job can’t be done like it was done,” he said on ABC’s “This Week.” “If I pick up where John Boehner left off, then I think we won’t be successful. That’s not a discredit to John Boehner, that’s just a discredit to the way the job has been done.” Boehner, in an interview with Bash that aired Sunday, called Ryan “the right guy at the right time” and described how he managed to help persuade the reluctant Ryan to serve as speaker: “I laid every ounce of Catholic guilt I could on him. . . . ‘You have no choice. This isn’t about what you want to do. It’s about what God wants you to do. And God has told me, he wants you to do this.’ ” Ryan described a gradual process of being convinced to serve by Boehner and other colleagues. A fitness enthusiast, he did offer one direct criticism of Boehner: The cigarettesmoke-infused offices he left behind. “I’m going to have to work on the carpeting in here,” he told NBC’s Chuck Todd. “You know, if you ever go to like a hotel room or get a rental car that’s been smoked in? That’s what this smells like.”
that isn’t willing to listen, that isn’t going to sign lots of our bills into law. We have a Senate that has a very difficult process when it comes to actually getting bills voted on. And, so knowing that we have those constraints, we have to operate within those constraints.” R yan, 45, who has three young children, was also pressed on his request to maintain his weekend time with his family as a prerequisite for agreeing to serve as speaker. That demand touched off a wide conversation about how American workers are able to balance their personal lives with their professional lives — and it has led to calls for legislation guaranteeing paid family leave. Ryan — who taped the Sunday shows Friday — dismissed those suggestions: “I don’t think people asked me to be speaker so I can take more money from hardworking taxpayers to create some new federal entitlement,” he said on Fox. “I’m going to keep living in Janesville, Wisconsin. Yes, Sundays are going to be family days, and Saturdays are family and constituent days. That is what most people want in their life — is a balance.” During the week, Ryan told CNN, he will continue to sleep on a cot in his Capitol Hill office — as he has done since arriving in Washington in 1999. “I’m just a normal guy,” he told Bash, explaining the decision. “Yeah, but normal guys don’t sleep
-WaPo
faced by returning veterans, The UPS Store is a good example of a business taking steps to change the dialogue and offer these entrepreneurial opportunities. For example, their participation in the Veterans Transition Franchise Initiative (VetFran) is helping veterans obtain the resources they need to become their own boss, and the results have been notable. In fact, of the 4,400 UPS Stores, 250 are owned by veterans.
Other programs sponsored by various universities and the U.S. Small Business Administration are offering returning veterans training and mentoring, grants, and access to business development opportunities. Davis, who believes military skills easily translate to the business world, encourages other corporations and organizations to begin similar measures in their operations. This Veterans’ Day, celebrated Nov. 11, is a good time to learn more.
18 • Nov. 4, 2015
Classifieds
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EMPLOYMENT, ANNOUNCEMENTS, FOR SALE, SERVICES, FOR LET Richmond & Hampton Roads 105 1/2 E. Clay St. Richmond, VA 23219 804-644-1550 (office) • 800-783-8062 (fax) ads@legacynewspaper.com
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The Director of Finance or his designated representative will accept written responses in the Procurement Office 1 Franklin Street, 3rd floor, suite 345 Hampton, VA on behalf of the Entity (ies) listed below until the date(s) and local time(s) specified. HAMPTON CITY Monday, November 30, 2015 2:30 p.m. ET – ITB 16-40/E Office Furniture for Hampton Roads Convention Center. A Mandatory Pre-bid meeting will be held Friday, November 20, 2015 at 10:00 a.m., Board room A HRCC 1610 Coliseum Dr. Hampton, Virginia 23666.
For additional information, see our web page at http://www.hampton.gov/bids-contracts
A withdrawal of bid due to error shall be in accordance with Section 2.24330 of the Code of Virginia. All forms relating to these solicitations may be obtained from the above listed address or for further information call; (757) 727-2200. The right is reserved to reject any and all responses, to make awards in whole or in part, and to waive any informality in submittals. Minority and Woman-Owned Businesses are encouraged to participate.
Karl Daughtrey, Director of Finance
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ANTIQUES AND COLLECTIBLES CCPS website at http:// Deadline is Fridays @ 5 p.m. DC BIG FLEA & ANTIQUE REMINDER: mychesterfieldschools.com. MARKET NOV 7-8. It’s An Complete job description and Amazing Treasure Hunt! application procedures are Metro DC’s Largest Antique available on the website. EOE/M/ Event! Dulles Expo-Chantilly, VA F/D 4320 Chantilly Shop Ctr, 20151. HELP WANTED – DRIVERS Adm $8 Sat 9-6 Sun 11-5 www. 67 Driver Trainees Needed! No thebigfleamarket.com CDL? No Problem – We Train. Be Job ready in as little as 20 days! FOUNDATION PROBLEMS? CRACKED BRICKS? UNEVEN FLO AUCTIONS CRACKED DRY WALL? MUSTY SMELLS? STICKING DOORS? Earn Great pay/benefits! 1-800AUCTION – Online Bidding Metal * 874-7131. Working Equipment, Pumps, FLOORS? STICKING WINDOWS? NASTY CRAWLSPACE? WET Tools & Equipment MENT? MOLD & FUNGUS? TERMITES, BUGS, RODENTS? FO NEED CDL DRIVERS??? Reach TION PROBLEMS? CRACKED BRICKS? UNEVEN FLOORS? CR Lathes, Breaks, Presses, Misc. Over 2.3 Million Readers in Size Pumps, Gearboxes, Welders DRY WALL? MUSTY SMELLS? STICKING DOORS? BOUNCY F *Any job over $3,000. Good only when presented at time of free inspection. Not to be combined with any other offer. Virginia. ADVERTISE YOUR & More! STICKING WINDOWS? NASTY CRAWLSPACE? WET BASEMEN TRUCK DRIVER JOBS in Virginia Bid 11/2 - 11/12, Chester, VA Foundation & Structural Repair • Concrete Lifting PRO & FUNGUS? TERMITES, BUGS, RODENTS? FOUNDATION Newspapers for one low cost of www.motleys.com/industrial • 804CRACKED BRICKS? UNEVEN FLOORS? CRACKED DRY WALL? $300 with your 25 word classified 232-3300x4 VAAL#16 Crawl Space Moisture Control • Basement Waterproofing SMELLS? STICKING DOORS? BOUNCY FLOORS? STICKING W ad. Call this paper or Adriane Long at 804-521-7585, adrianel@vpa. DOWS? NASTY CRAWLSPACE? WET BASEMENT? MOLD & F ATTENTION AUCTIONEERS: net (Virginia Press Services.) Reach 2.3 Million Readers in TERMITES, BUGS, RODENTS? FOUNDATION PROBLEMS? CRA Virginia! Advertise your upcoming BRICKS? UNEVEN FLOORS? CRACKED DRY WALL? MUSTY Jesse Waltz, PE MISCELLANEOUS auctions in Virginia Newspapers Waltz STICKING DOORS? BOUNCY FLOORS? STICKING& Stella WINDOWS? Owners AVIATION Grads work with for one low cost of $300 with a 25 CRAWLSPACE? WET BASEMENT? MOLD & FUNGUS? TERMI JetBlue, Boeing, NASA and others word classified ad. Call this paper RODENTS? FOUNDATION PROBLEMS? CRACKED BRICKS? U – start here with hands on training or Adriane Long at 804-521-7585, for FAA certification. Financial aid FLOORS? CRACKED DRY WALL? MUSTY SMELLS? STICKING adrianel@vpa.net (Virginia Press FLOORS? STICKING WINDOWS? NASTY CRAWLSPA if qualified. Call Aviation Institute of BOUNCY www.jeswork.com Services). BASEMENT? MOLD & FUNGUS? TERMITES, BUGS, RODENTS Maintenance 888-245-9553. DATION PROBLEMS? CRACKED BRICKS? UNEVEN FLOORS? EDUCATION SERVICES MEDICAL BILLING TRAINEES DRY WALL? MUSTY SMELLS? STICKING DOORS? BOUNCY F DIVORCE – Uncontested, NEEDED! Train to become a STICKING WINDOWS? NASTY CRAWLSPACE? WET BASEMEN $350 + $88 court cost. No court Medical Office Assistant! NO & FUNGUS? TERMITES, BUGS, RODENTS? FOUNDATION PRO appearance. Estimated completion EXPERIENCE NEEDED! Training CRACKED BRICKS? UNEVEN FLOORS? CRACKED DRY WALL? time twenty-one days. Telephone & Job Placement available at CTI! SMELLS? STICKING DOORS? BOUNCY FLOORS? STICKING W inquiries welcome - no obligation. HS Diploma/GED & Computer Got Knee Pain? Back Pain? Shoulder Pain? Get Hilton Oliver, Attorney. 757-490needed. 1-888-424-9419. 0126. Se Habla Español. a pain-relieving brace at little or NO cost to you. HELP WANTED VirginiaPress_2015_3.22x4.indd 5 7/16/2015 10:09 Medicare Patients Call Health Hotline Now! STEEL BUILDINGS Join Our Team! Chesterfield 1- 800-514-2189 STEEL BUILDINGS Blow County Public Schools Food and Out! Best savings on possible Nutrition Services clearance buildings. Garages, Employment Opportunities. Dish Network ? Get MORE for LESS! Starting Workshops & Shelters. Various 804-743-3717 x157. We are Sizes available MAKE OFFER and $19.99/month (for 12 months.) PLUS Bundle & currently accepting applications SAVE (Fast Internet for $15 more/month.) CALL LOW payments. 1-800-991-9251 for: Substitute Food Service Heather Associates. Apply via the Now 800-619-0840
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Nov. 4, 2015 • 19
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The City of Richmond is seeking to fill the following positions: Library Associate I 03M00000402 Richmond Public Library Apply by 11/15/2015 Paralegal-(2) Positions (Real Estate & Litigation) 10M00000001 City Attorney’s Office Apply by 11/15/2015 Pipeline Technician I, Gas & Water Distribution 35M00000101 Public Utilities Apply by 11/15/15 Senior Legal Secretary 10M00000009 City Attorney’s Office Apply by 11/15/2015 Trades Superintendent, WTP Mechanical Division 35M00000213 Public Utilities Apply by 11/15/15 ********************************* For an exciting career with the City of Richmond, visit our website for additional information and apply today!
www.richmondgov.com EOE M/F/D/V
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Administrative & Office& Specialist III SEALED PROPOSALS Serving Richmond Hampton Roads Position #WE-003 Richmond, VA 409 E. Main St. #4 (mailing) • 105 1/2 E. Clay St. (office) Hiring Range: Up to $21.00/hour - based on experience The City of Richmond announces the following project(s) available for Richmond, VA 23219 Ad Size: 4 inches (2 column (s) X 2 inches) services relating to: 804-644-1550 (office) • 800-783-8062 (fax) The Virginia Board for People with Disabilities is recruiting for a part time (approx. 25 hrs./wk) position to support their 39 member board and ads@legacynewspaper.com staff. Considerable administrative and computer experience is required. 1 Issue(s) Nov. 4- $136.40 Wage position not to exceed 1500 hours per year and no benefits included. For a complete job description and qualifications visit www.vaboard. Ad Size: 6.25 inches (1 column(s) X 6.25 org/aboutvbpd.htm#welcome To apply send resume and inches) cover letter to Kelly.Bolden@vbpd.virginia.gov. Closing date is 5:00pm Friday, November 13, 2015. AAEEO/TDY/Reasonable Accommodation upon 1 Issue (Nov. 4) - $68.75 request
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IFB BL-160006417R – Fire Station #14 Roof Replacement Project Includes placement Receipt Date:Internet November 17, 2015atatwww.legacynewspaper. 2:30 P.M. Opening Date: November 18, 2015 at 2:30 P.M.
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409 E.are Main #4not (m Information or copies of the above solicitations available If your response is not received by deadline, yourSt. adbymay be ( contacting Procurement Services, at the City of Richmond website Includes Internet placement (www.RichmondGov.com), or at 11th Floor of City Hall, 900 E. Broad Richmon Ok X________________________________________ CPAP/BIPAP supplies at little or no cost Street, Richmond, Virginia 23219. Phone (804) 646-5716 or faxed(offic 804-644-1550 Please the proof, make any Supply needed changes and return by fax or e-mail. (804) 646-5989. The City of Richmond encourages all contractors to fromreview Allied Medical Network! ads@legac If your response is not received by deadline, your ad may not be inserted. participate in the procurement process. Rate: $11 per column inch
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For reference purposes, documents may be examined at the above location.
SEALED PROPOSALS REMINDER: Deadline is Fridays @ 5 p.m. The City of Richmond announces the following project(s) available for services relating to:
IFB K160009304 - Safe Route To School Project Mary Munford and William Fox E.S. Due Date: December 2, 2015 at 2:30 p.m. Opening Date: December 3, 2015 at 2:30 p.m. Information or copies of the above solicitations are available by contacting Procurement Services, at the City of Richmond website (www.RichmondGov.com), or at 11th Floor of City Hall, 900 E. Broad Street, Richmond, Virginia 23219. Phone (804) 646-5716 or faxed (804) 646-5989. The City of Richmond encourages all contractors to participate in the procurement process. For reference purposes, documents may be examined at the above location.
Did you know... REACH – Nearly 7 out of 10 adults have read a newspaper in the past week – that’s 147 million Americans! ENGAGEMENT – Readers are highly engaged with newspapers in print, online, smartphones and tablets because they value the news, advertising and local feature coverage. 79% of newspaper users took action on a newspaper ad in the past month! LOCAL COVERAGE – No other medium has the in depth community coverage that newspapers offer. Over two-thirds of the dollars spent in newspaper advertising is from local advertisers. This is one of the newspaper advertising advantages that advertisers looking to target local communities should pay attention to. TARGETING OPTIONS – One of the strong benefits of newspaper advertising is that newspapers offer a variety of ways to target a particular audience. Whether it’s zoning inserts by zip code or using a niche publication to target a certain ethnic group or behaviorally targeting a certain group on a newspaper website, newspaper products offer a wide range of products to target any audience an advertiser is looking to reach. CONVENIENCE - Newspaper companies offer their readers a variety of platforms to choose from in which to receive their news and advertising content. Readers highly value the ability to consume newspapers in the format that is most convenient and useful depending on the time and place.
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