Safe Money News: Volume 5, Issue 1

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Volume 5, Issue 1 PLAYING IT SAFE Safe Exercise There are plenty of safe, low-impact exercise and physical conditioning routines you can take up to maintain a healthy lifestyle. By Steve Dinnen Continue Page 4

SAFE RETIREMENT Retirees: Save Your Money and Don’t Spend for These Things! When saving for retirement, every little bit helps. For those looking to retire, or are already retired, it’s important to understand the little ways you’re hurting yourself when trying to save and retain money for retirement. By Leo LaGrotte

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PERSONAL FINANCE Household Help - Employee or Contractor?

Get A Retirement Savings Safety Net By Raymond J. Ohlson, CLU, CRC

The past few years have been an unusual time

here in America. Many people lost a large portion of their retirement savings during the economic crash of 2008/2009. Many people took their money out at the bottom and simply didn’t put it back in. The result is that most people just did not save enough money and are now looking for a safety net – something that will protect them when they retire. Some folks believe that the one “safety net” available to them is Social Security. Unfortunately, what was supposed to be a supplement for many retirees’ final years has now become the only thing keeping their

Frequently taxpayers will hire an individual or firm to provide services at their homes. YOu need to determine whether or not that individual is a household employee. By Dr. Jack Marrion

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SAFETY PINS Safe Use of Language in Your Writing and Speaking I’ve spent most of my professional life as a communicator – English teacher, author, radio/TV announcer, editor, performing musician – I have become afflicted with that awful disease, “Former English Teacheritis” …it’s incurable, by the way! By Al Stone

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SAFE FOR LIFE Public Service Endeavors

For most of my adult life, I have had an interest and enthusiasm for public service endeavors. This dedication has led to many wonderful associations. By Norm Wilkens Continue Page 14


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