Partner Spotlight: Linda Garcia: Mortgages by Linda

partner spotlight

LINDA GARCIA: Mortgages by Linda

GIVING MORE THAN EXTRA

By Brandon Jerrell

Because there are many options in the mortgage industry, a mortgage brokerage needs to provide extra in order to make a name for itself. This is where Mortgages by Linda enters the stage. Linda Garcia of Mortgages by Linda has proven to be one of the top-producing licensed mortgage loan originators in the state of Florida.

Mortgages by Linda is a wholesale mortgage broker age with 15 different lenders that offer all residential loans, including FHA, VA, con ventional, USDA, and non-con forming loans.

GETTING INTO THE INDUSTRY

Linda was born in Vero Beach, Florida and grew up in Panama City with her mother, stepfather, and five siblings. There she met and later married her high school sweetheart. They moved to Jacksonville in 1987 where they had two children, Danielle and Nicholas.

“My mother taught me and my siblings to be generous to others and work hard in life. We didn’t have much growing up, so everything that we had we worked hard for. This taught me to learn the value of a dollar. I grew up knowing that one day I would own my own business and be successful,” Linda shares.

After her children were born, Linda spent the first 10 years as a stay-at-home mom. In 2003, she was looking to return to the workforce. Linda recalls, “The mortgage industry seemed like the perfect industry for me to be able to work from home and still be with my children all while helping others make their dreams of becoming a homeowner come true.”

Her top priority was to still be able to be at home with her two children while fulfilling her passion to help others. She was able to start out by working for a prominent national bank in its customer service department. There, she had a chance to learn the business from the ground up. After a year, she decided to pursue getting her license in order to go out on her own. “I took every opportunity available to learn the business and make a name for myself,” says Linda.

I CAN PROUDLY SAY THAT I AM A MUCH STRONGER AND CONFIDENT WOMAN THAN I HAVE EVER BEEN IN MY LIFE.

MY BUSINESS HAS INCREASED SIGNIFICANTLY SINCE 2014 AND I LOOK FORWARD TO CONTINUOUSLY GROWING.

She has since built a very successful business and a great reputation in the real estate industry. In 2013, she formed Mortgages by Linda and partnered with the Bayway Mortgage Group to do business as Mortgages by Linda.

GETTING STRONGER

Linda explains that she went through a rather difficult divorce in 2014. “I was determined to refocus and push through. I decided to grow my company by hiring my first employee. That employee helped me through one of the toughest times in my life. She was my rock when I could not be.”

“Today I am a stronger person because of both my personal and professional growth. I can proudly say that I am a much stronger and confident woman than I have ever been in my life. My business has increased significantly since 2014 and I look forward to continuously growing,” Linda beams.

Tiffany Veal, Customer Relations Manager at Mortgages by Linda.

It is not about a paycheck, it is about helping people fulfill their dreams of becoming a HOMEOWNER.

Nick Garcia, Marketing Director and Loan Originator.

GOING THE EXTRA MILE

With over twenty years of experience, Linda provides excellent customer service while paying special attention to every customer’s unique needs. “Mortgages by Linda has been named one of the Top 3 best-rated mortgage companies in Jacksonville for the past 6 years and was featured in Top Agent Magazine in 2021 as being one of the top agents in the industry,” she explains. “I was also named one of Jacksonville’s ‘Most Inspiring Entrepreneurs’ in Voyage magazine in 2021 and voted Best of Florida in the mortgage category in 2022.”

Linda and her team have fine-tuned the loan process to produce some of the fastest turn-around times in the mortgage industry: an average of 14.5 days from submission to clear to close on most loans. All this while delivering outstanding communication with an emphasis on attention to detail. “My team works diligently together to maintain consistent follow-up and communication on every file from the start of the loan process all the way to the closing table,” Linda says. Her team goes above and beyond for their clients.

GREATEST REWARD

“Helping people is the most fulfilling part of my job. One of the greatest rewards of my job is when I help a buyer get approved for a mortgage that was turned down by another bank. It is not about a paycheck, it is about helping people fulfill their dreams of becoming a homeowner. I truly love what I do. The greatest compliment that I can receive is a referral,” says Linda proudly.

WEBSITE: MORTGAGESBYLINDA.COM

Linda and her two children.

Tiffany enjoys spending time with her family.