Jay McHugh Newsletter

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Phone: 617-699-7442 | Email: jay@jaymchugh.com Jay McHugh

I am available to assist you in purchasing a foreclosure property or another property best suited to your needs. Buying or selling, I am here to act as your local real estate specialist.

420 Harvard Street Brookline, MA 02446

February 2011 Vol. 5, Issue 5

6 month National Foreclosure Trends

Record 2.9 Million U.S. Properties Receive Foreclosure Filings in 2010 Despite 30-Month Low in December Foreclosure filings — default notices, scheduled auctions and bank repossessions — were reported on a record 2,871,891 U.S. properties in 2010, an increase of nearly 2 percent from 2009 and an increase of 23 percent from 2008, according to the RealtyTrac U.S. Foreclosure Market Report. The report also shows that 2.23 percent of all U.S. housing units (one in 45) received at least one foreclosure filing during the year, up from 2.21 percent in 2009, 1.84 percent in 2008, 1.03 percent in 2007 and 0.58 percent in 2006.

NOD

NTS

NFS

LIS

Are New Foreclosure Rules Coming From Washington? There are new rumblings in Washington and perhaps a growing consensus regarding how to end the foreclosure mess. The solution? Change the rules. This is big stuff for those with an interest in buying foreclosures. The latest quarterly figures from RealtyTrac show that foreclosed properties represent one in four sales nationwide and that distressed properties are typically selling with a 32 percent discount. But what happens to foreclosure values and local real estate prices if the supply of distressed properties is reduced? With fewer distressed properties local home prices in many areas would likely stabilize if not actually rise.

REO

Here are some of the most recent Investment opportunities in the area. Pre-Foreclosure Howland St Boston MA, 02121 Amount N/A Beds/Bath 6/2 Sq. FT 4,606

Property Type

Address

Amount

Default

Sq. Ft.

Bank-Owned

E India Row # PHG, Boston, MA 02110

$544,500

N/A

0

Ellingwood St, Boston, MA 02120

N/A

N/A

1,339

Auction Auction Date: 3/3/11

FORECLOSURE TRENDS : DECEMBER 2010 NATL

MA

NORFOLK CTY

NODs

36,935

0

0

NTSs

88,483

0

0

NFSs

23,699

635

38

LISs

38,783

532

40

REOs

69,847

472

31

Proposed Foreclosure Protections Could Close Title Gaps If a few Virginia lawmakers have their way, the business of selling mortgage-backed securities worldwide could radically change, property titles would be more certain, foreclosures would always be reviewed by a judge and maybe — just maybe — the cost of mortgage financing would soar. How is it possible for a few state officials to completely tilt the financial system? To answer this question — and to see why Wall Street is beginning to shudder — we have to look at how mortgages are made.


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