Acknowledgements The past decade has seen a significant acceleration in the digitalisation of financial services, the entry of non‑bank players to the market of financial services and consequently central banks’ thinking related to central bank digital currencies. Regarding the future, there seems to be a consensus that technological progress opens up new opportunities for central banks, however, actual implementation needs to be preceded by detailed analysis and the careful assessment of risks. The studies in the MNB’s book provide a guide to this by summarising the theoretical considerations, the most important practical issues and the international experiences gained so far related to central bank digital currencies. The studies in this volume greatly rely upon the analyses and workshops of the Magyar Nemzeti Bank as well as the discussions at its various professional fora. The editors would like to thank Governor Mr. György Matolcsy, Deputy Governors Mr. Csaba Kandrács, Mr. Mihály Patai and Mr. Barnabás Virág for their encouraging support as well as all the members of the Monetary Council for their professional comments on the analyses prepared on this subject before. Special thanks to the authors and contributors of the studies in the volume, namely to: István Ádor, Anna Boldizsár, Eszter Boros, András Szabolcs Csonka, Bálint Danóczy, Péter Eigen, Péter Fáykiss, Dániel Felcser, Zénó Fülöp, Balázs István Horváth, Gábor Horváth, Marcell Horváth, Zoltán Huszár, László Kajdi, Laura Komlóssy, Blanka Kovács, Zsolt Kuti, Zsolt Láda-Hartyáni, Kálmán Árpád Marincsák, Péter Sajtos, Soma Sándor, Balázs Sisak, János Szakács, Zoltán Szalai, Szilvia Szécsiné-Kardos, Anikó Szombati, Péter Szomorjai, Róbert Taczmann, Daniella Tóth, Gergő Török, Balázs Varga, Lóránt Varga and Márton Zsigó.
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