Jennifer Bien DRE#: 77409
jenniferlbien@gmail.com(808)938-3052http://jenniferbien.nexthomeparadise.com
ABOUT ME
When you're in need of a reliable, driven real estate agent to assist you in fulfilling your dream of owning a home or selling your property, look no further.
As a licensed real estate agent and a Certified Residential Specialist (CRS), I will guide you through the process of finding a perfect home or investment for you and will answer any questions you might have about the process. I know the ins and outs of the industry and am dedicated to providing you with the best service possible. I am a highly motivated individual with an eye for detail, who has years of experience in the industry.
As a member of the National Association of Realtors (NAR) and a certified Luxury Marketing Specialist, I have access to valuable resources and specialized training in the luxury real estate market, giving me an added edge in serving my clients.
As an experienced real estate agent, I have the expertise and knowledge to guide you through the buying or selling process with ease. My focus is on providing you with the guidance and support you need to make informed decisions and ensure a smooth transaction.
In addition to my many years of experience as a licensed real estate agent, I'm also deeply committed to ongoing education and staying current with the latest industry trends. I regularly participate in continuing education courses and professional development opportunities to ensure that I'm up-to-date on the latest best practices.
Having moved from Alaska to Hawaii 13 years ago, I have gained great familiarity with residential, and luxurious properties here on the Big Island. As a trustworthy agent, I o er honest counsel to help clients make informed decisions that will turn their dreams into reality. It’s not all about business. I value building strong business relationships by exceeding the clients' expectations.
Out of real estate, I love hiking, traveling, and freediving. I believe that in a world where we can be anything we want, we should choose to be kind. I'm an outgoing, friendly person. With me, the whole transaction feels more human and personal so you can feel more at ease.
jenniferlbien@gmail.com(808)938-3052http://jenniferbien.nexthomeparadise.com
MY TESTIMONIALS
Jennifer Bien was a delight to work with. Very knowledgeable, good strategy for making an o er, gave good explanations, always timely, supported us well with a couple of issues that came up. Couldn't have asked for a better real estate agent. Highly recommend her!
Jan
Jennifer was wonderful from the beginning to the end of our Hawaii home purchase. She’s extremely well informed about the local real estate market and handled every problem that came up with professional ease! And even after the closing she was super helpful with info and phone numbers of reputable contractors for plumbing, gate installation, etc. She’s very patient and honest and I would highly recommend her to anyone looking to purchase or sell a home!
Joe
The experience we had buying our home with Jennifer Bien was amazing!!! We were buying a home long distance, and Jennifer made the process not only easy but fun! She went above and beyond to keep us informed and moving forward. I came out of this with not just a new home, but also, a new friend! Thank you, again, Jennifer for all the help and encouragement! I highly recommend Jennifer Bien Hawaii Real Estate!!!!
Annie
Jennifer Bien DRE#:
jenniferlbien@gmail.com(808)938-3052http://jenniferbien.nexthomeparadise.com
WHY CHOOSE A CRS DESIGNATED REALTOR?
In the picturesque town of Kailua-Kona, many realtors are eager to assist you. However, only 24 hold the prestigious Certified Residential Specialist (CRS) designation. I am honored to be among this elite group.
What is the CRS Designation?
The CRS designation is the pinnacle of credentials for residential sales agents and brokers, recognized by the National Association of Realtors (NAR) and o ered by the Residential Real Estate Council (RRC).
Qualifications:
● Member in good standing with NAR
● Closed 60+ residential transactions in the past 5 years or $30 million in sales
● Completed rigorous RRC courses on various real estate topics
Why Work with a CRS Designee?
Expertise:
I bring advanced knowledge and strategies to the table, ensuring you get the best deal, whether you're buying or selling.
Commitment:
My CRS designation is a testament to my dedication to providing the highest level of service.
Exclusive Resources:
I can connect you with top-tier real estate professionals outside of Kailua-Kona and o er exclusive RRC resources and educational opportunities.
Choosing the right realtor can significantly impact your experience. By partnering with a CRS-designated realtor like me, you're ensuring a smooth and beneficial real estate journey. I am committed to being by your side every step of the way.
Your Real Estate Journey
Choosing the right realtor can significantly impact your experience. By partnering with a CRS-designated realtor like me, you're ensuring a smooth and beneficial real estate journey. I am committed to being by your side every step of the way.
Jennifer Bien
DRE#: RB-24077
jenniferlbien@gmail.com(808)938-3052http://jenniferbien.nexthomeparadise.com
THE NATIONAL ASSOCIATION OF REALTORS (NAR) CODE OF ETHICS
The NAR is a professional organization that represents real estate professionals in the United States. The NAR has established a Code of Ethics, which sets out ethical and professional standards for its members. The Code of Ethics is based on the principles of honesty, integrity, and professionalism. It includes 17 articles that cover various aspects of ethical behavior, such as the obligation to put clients' interests first, to provide honest and accurate information, to avoid discrimination, and to maintain confidentiality.
The Di erence Between a Realtor and a Real Estate Agent
A real estate agent is a licensed professional who helps people buy and sell real estate.
A Realtor is a real estate agent who is a member of the National Association of Realtors and subscribes to its Code of Ethics. Realtors must complete additional training and education, as well as adhere to a strict code of ethics, which sets them apart from non-member agents. The Code of Ethics requires Realtors to put their clients' interests first, to provide honest and accurate information, and to maintain confidentiality, among other obligations. In addition, Realtors have access to a wide range of resources and support, including professional development opportunities, networking events, and legal and regulatory advocacy.
As a Realtor and a member of the NAR, I have committed to upholding the high ethical and professional standards set forth by the NAR.
Bien
Jennifer Bien DRE#: 77409
jenniferlbien@gmail.com(808)938-3052http://jenniferbien.nexthomeparadise.com
Jennifer Bien DRE#: 77409
jenniferlbien@gmail.com(808)938-3052http://jenniferbien.nexthomeparadise.com
Jennifer Bien DRE#: 77409
jenniferlbien@gmail.com(808)938-3052http://jenniferbien.nexthomeparadise.com
Jennifer Bien
DRE#: 77409
jenniferlbien@gmail.com(808)938-3052http://jenniferbien.nexthomeparadise.com
Jennifer Bien
DRE#: RB-24077
Jennifer Bien
DRE#: 77409
jenniferlbien@gmail.com(808)938-3052http://jenniferbien.nexthomeparadise.com
Jennifer Bien DRE#: 77409
jenniferlbien@gmail.com(808)938-3052http://jenniferbien.nexthomeparadise.com
Jennifer Bien DRE#: 77409
jenniferlbien@gmail.com(808)938-3052http://jenniferbien.nexthomeparadise.com
Jennifer Bien DRE#: 77409
jenniferlbien@gmail.com(808)938-3052http://jenniferbien.nexthomeparadise.com
UNDERSTANDING HARPTA AND FIRPTA FOR NONRESIDENT SELLERS
Navigate Your Sale with Confidence
Selling property in Hawaii comes with unique tax implications, especially under the Hawaii Real Property Tax Act (HARPTA) and the Foreign Investment in Real Property Tax Act (FIRPTA) This guide is designed to give you a clear, concise understanding of these laws, ensuring you’re well-prepared for your property sale
HARPTA: What Every Non-Resident Seller Should Know
Scope: HARPTA specifically targets non-resident sellers of real property in Hawaii. It’s a state withholding tax designed to ensure non-residents fulfill their state income tax obligations.
Withholding Rate: The rate is 7.25% of the gross sale price, which may be subject to your tax liability in Hawaii.
Exemptions: Some transactions are exempt, such as when selling at a loss Consult a tax expert to understand if you qualify for these exemptions.
Filing Details: You’ll report HARPTA withholdings on your state tax return in the year following the sale A tax professional can guide you through potential refunds or additional tax responsibilities.
FIRPTA: For Foreign Persons Selling U.S. Real Estate
Scope: FIRPTA deals with foreign persons or entities selling U S real estate, ensuring federal tax obligations are met
Withholding Rate: 15% of the gross sales price is the standard withholding under FIRPTA.
Exemptions: Certain conditions, like the buyer using the property as a personal residence, can lead to exemptions if the sales price is below a specific threshold.
Filing Details: FIRPTA withholdings are reported on your federal tax return in the subsequent year. Expert advice is crucial for compliance and understanding any tax implications.
Empowering Your Real Estate Decisions Understanding HARPTA and FIRPTA is vital for a smooth, compliant property sale Being informed helps you estimate the net proceeds from your sale accurately and plan accordingly
Further Information This overview is your first step towards mastering these tax requirements. For a deeper dive and personalized advice, consult a tax professional.
Jennifer Bien
COMMONLY USED WORDS USED IN REAL ESTATE
• Appraisal: An estimate of a property's value, typically performed by a professional appraiser.
• Closing costs: Expenses associated with buying or selling a property, such as lawyer's fees, title search fees, and transfer taxes.
• Contingency: A condition that must be met before a real estate contract becomes legally binding Contingencies are often used to protect the buyer or seller from unforeseen circumstances that may make the transaction di cult or impossible to complete. They are common in real estate purchase agreements and can include a variety of di erent
• Financing contingency: A condition that requires the buyer to secure a mortgage in order for the sale to go through.
• Appraisal contingency: A condition that requires the property to appraise for a certain value in order for the sale to go through.
• Inspection contingency: A condition that give the option to the buyer to hire a professional inspections to examine the property.
• Sale of buyer's property contingency: A condition that requires the buyer to sell their current property before they can purchase the new one.
• Escrow: A neutral third party that holds onto funds or documents during a real estate transaction, to be released when certain conditions are met.
• Equity: The di erence between a property's value and the amount still owed on its mortgage
• Fee simple: This is a type of property ownership in which the individual or entity holds the right to use, occupy, and dispose of the property as they see fit, subject to any zoning or other land- use regulations Also known as fee simple absolute, it gives the owner the greatest possible degree of ownership and control over the property, and is the most common type of property ownership in the United States.
• Foreclosure: The process by which a lender seizes and sells a property that the borrower has defaulted on their mortgage payments.
• Homeowner's association (HOA): An organization responsible for maintaining common areas in a development and enforcing local covenants, conditions, and restrictions.
• Lease: A legally binding contract between a landlord and tenant for the rental of a property
COMMONLY USED WORDS USED IN REAL ESTATE -
CONTINUED
• Leasehold: A type of property ownership in which the tenant holds the right to use and occupy a property for a certain period of time, typically under the terms of a lease agreement. The landlord, or lessor, retains ownership of the property
• Listing agreement: A contract between a property owner and a real estate agent giving the agent the right to list and sell the property.
• Mortgage: A loan used to buy a property, typically secured by the property itself.
• Multiple Listing Service (MLS): A database of properties for sale The MLS contains detailed information about properties, suchas their location, size, features, and price, and allows agents to share listings and collaborate with each other to find buyers for their clients.
• REALTOR®: A real estate agent or broker who is a member of the National Association of REALTORS® (NAR), the largest professional trade association in the United States.
• To be a REALTOR®, an agent or broker must meet certain qualifications, such as completing a certain amount of continuing education, and agree to abide by a strict Code of Ethics, which sets standards for honesty, integrity, and professionalism.
• The term REALTOR® is a registered trademark of the NAR, and it can only be used by members of the association. It is a symbol of distinction, and it indicates that a real estate professional is a member of the NAR and has agreed to adhere to the association's Code of Ethics.
• Preliminary Title Report: A document that provides detailed information about a property'stitle, including any liens, encumbrances, or other issues that may a ect the buyer's ownership of the property. It is a first step in the due diligence process, and it is used to help buyers and lenders evaluate the clearness of the property title before committing to a purchase or financing
• Property tax: A tax imposed on real estate by the government.
• Seller Disclosure: A document that provides detailed information about a property's condition, including any known or potential issues or concerns. It is typically provided by the seller to the buyer before the sale, as a way of informing the buyer about the property's condition and any issues that may a ect its value
• Title: A legal document that proves ownership of a property.
• Title Company: A company that specializes in the examination, research, and insurance of property titles Title companies play an important role in the real estate transaction process by verifying that the property being sold is free of any liens or other legal issues that could a ect the buyer's ownership They also prepare and process closing documents, disburse funds, andensure that all parties meet their contractual obligations
• Zoning: Local laws that dictate how a piece of property can be used, such as residential, commercial, or industrial
Jennifer Bien
DRE#: 77409
jenniferlbien@gmail.com(808)938-3052http://jenniferbien.nexthomeparadise.com
