Insured Name
GROUP PERSONAL ACCIDENT INSURANCE POLICY SCHEDULE
The Dubai Affiliated School Sport Association and its individual members as added to this policy
Address P.O. Box: To be advised, Dubai, UAE
Business Activity Sports Academy
Period of Insurance
Covered Benefits
12 months from 28/09/2023 to 27/09/2024 (both days inclusive)
The following events will be covered:
• Accidental death: AED 50,000 per member
• Permanent Total Disability (Accident Only): AED 50,000 per member
• Permanent Partial Disability (Accident Only):% of sum insured as per Continental Scale
• Emergency Medical Expenses: AED 75,000 per member
• Physiotherapy: Covered up to 10 sessions per injury following a fracture, dislocation, or an injury where the student is hospitalised due to their injuries. Physiotherapy for soft-tissue injuries covered up to 3 sessions per injury
• Repatriation Expenses: AED 25,000
Insured Members UAE resident students aged between 3 to 19 years.
Contribution / Rate Per Year
- Age 3 years to 7 years AED 50/- including VAT
- Age above 8 years to 19 years AED 145/- including VAT
Contribution As Agreed
Conditions/Extensions/ Warranties
All terms and conditions as per standard SALAMA Group Personal Accident policy wording, including: -
• Takaful Clause
• VAT Clause
• All Additions/Deletions of members in this policy will be on a prorata basis.
• Declaration of additions and deletions of any given month to be provided to the insurer (SALAMA) no later than the 5th working day of the following month.
• Contribution Payment Warranty – Contribution to be paid within 30 days of booking invoices.
Exclusions
• Excluding War & Kindred Risk
• Political Risks Exclusion Clause.
• Total Asbestos Exclusion Clause.
• Excluding Ex-Gratia Claims
• Excluding Hazardous Sports
• War & Civil War Exclusion NMA 464
• War and Terrorism Exclusion Endorsement (Reinsurance) NMA 2919
• Nuclear Energy Risks Exclusion NMA1975a
• Institute Radioactive Contamination, Chemical, Biological, BioChemical and Electromagnetic Weapons Exclusion CL370
• Biological or Chemical Materials Exclusion NMA 2962
• Seepage and pollution, as per the attached Seepage and/or Pollution and/or Contamination Exclusion (NMA 2342)
• Sanctions Limitations and Exclusion Clause LMA 3100
• Excluding Sickness, natural death
• Cyber Risks Endorsement and Exclusion of Deliberate Acts (Personal Accident only) LMA5424
• Infectious or Contagious Disease Exclusion LMA 5500
Kindly Check the Contents of this Policy and its enclosures carefully. In the absence of any comment and/or advice from you to the contrary, we consider that it precisely reflects your instructions and requirements.
For and on behalf of SALAMA –ISLAMIC ARAB INSURANCE COMPANY PSC
Date: 21/09/2023
Place: Dubai, UAE