F i n a n c i a l P l a n n i n g , I n c.
www.financialplanningva.com
H ow
to
P rotec t Y o u r
R eti rement A ssets
and
Call: 540-242-0914
I nc o me
21385 Virgil H. Goode Highway, Ste 3, Rocky Mount, VA 24151 Tel: 800-790-7150 Fax: 800-927-3717 Email: brian@integrityinsurance
Y o u r P a rt n e r We
are financial coaches ; helping our clients manage the long term decisions that ultimately determine the wealth they and their families will accumulate .
for
Success
In these volatile times, are you positioned correctly for retirement? The ups and downs of Wall Street, the mess in Washington, D.C., and the current “media mania” may be taking their toll on your retirement portfolio. Times like these can be overwhelming to individuals and business owners approaching retirement, leaving them with concerns like these: Do you lack a well-coordinated retirement plan to navigate through volatile markets and an uncertain economy? Are you frustrated by a stream of “hot investment ideas” that never seem to pay off?
Planting
Experience and Skill When you choose our financial planning services, you benefit from obtaining comprehensive advice from a team of highly qualified professionals - individuals with vast experience in addressing your particular financial needs.
the
Are you wondering if you can create the retirement income you need in today’s lowinterest-rate environment? Our goal in working with clients is to be proactive in planning and managing investments and to put a premium on the preservation of capital. We help clients retire when they want and create predictable income streams in retirement. In turn, you can take advantage of a relationship with an independent, trusted advisor for your own long-term retirement planning and income road map. You can gain the following: • Better retirement and investing decisions versus emotional and short-sighted ones, • Independent advice based on financial planning principles—not products, and • An approach to retirement and retirement income planning that is comprehensive and holistic. “At Integrity Financial Planning our focus is on managing investments by helping to reduce risks and preserve capital.”
Seeds
for a
Secure Future
“Our philosophy is to get to know you first. Then, together we develop a plan to reach your goals. The plan drives the investment strategy and how we address your retirement needs. A premium is placed on the preservation of retirement assets and creating the income you need in retirement.”
D i s c ov e ry
and
- Brian Bowen, President
Planning
O ur
client - centered process is made of four distinct phases to help us uncover your unique goals and needs . I n addition , we design and implement a plan to help you maintain your lifestyle and address your financial concerns .
Phase 1: Goals Discovery – We begin with a questionnaire to gain a deep understanding of who you are and what is most important to you. We uncover your concerns, priorities, and dreams so that we can see things through your eyes.
P l a n I m p l e m e n tat i o n Phase 3: Plan Implementation – Here is where we begin to execute your wishes uncovered during the Goals Discovery. Implementation ranges from getting your finances organized and acting on the vision in the MAP to the formal adoption of an Investment Policy Statement and a Master Allocation Strategy. Here we also work with a tax attorney, a CPA, or other essential professionals to help to turn your plan into reality.
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O p t i m i z at i o n
Phase 4: Ongoing Plan Optimization – We monitor your progress and integrate into the process significant changes in your life. Equally important is ensuring that the plan continues to be suitable and appropriate. When called for, we incorporate changes into the plan. Frequent reports, meetings, and phone calls keep you up to date.
Phase 2: Plan Development – We design appropriate strategies in a collaborative process with you. You receive a Client Financial Organizer (your CFO) which holds in one place your financial portrait (statements, calculations, beneficiary designations) along with the work we do together. You also get a MAP (My Action Plan) with a set of issues to be addressed over the next two years.
Contact Integrity Financial Planning today to set up your no-obligation Goals Discovery meeting. Call (540) 266-3100 or email brian@financialplanningva.com.
Retirement
and
Security
There is no question that retirement comes with its own unique set of challenges. At Integrity Financial Planning, Inc., we strive to use our experience, skill, and thorough understanding of your needs to build a portfolio that has the highest likelihood of helping you face these challenges with success. Contact us today for a free consultation!
About Integrity Financial Planning, Inc.
and
B r i a n W. B ow e n
Integrity Financial Planning, Inc., an independent Registered Investment Advisor based in Roanoke, VA, helps clients protect their retirement assets and income. Our independence ensures a fiduciary duty to work in our clients’ best interests. As objective advisors, we select from a wide range of products and services that are appropriate for each client’s situation. Bringing over 14 years of financial services experience to his role of President of Integrity Financial Planning, Brian Bowen has a Series 65 securities license and is licensed to sell insurance in over 20 states. The perspective and experience he gained in his early career with Morgan Stanley Dean Witter, Conseco Financial, and Farm Bureau Financial helps him identify client needs and develop creative solutions for income creation and growth, and protection of retirement assets. Brian resides in Franklin County, VA, with his wife and 6 children. He attends Grace Bible Church and enjoys working on the farm with his family. F i n a n c i a l P l a n n i n g , I n c.
www.financialplanningva.com
Helping You Protect Retirement Assets and Income Integrity Financial Planning, Inc. Registered Investment Advisor 540-266-3100 Phone 800-790-7150 Toll Free 800-927-3717 Fax brian@financialplanningva.com 2116 Colonial Ave SW Roanoke, VA. 24015 www.financialplanningva.com