Manotick Messenger July 27, 2018

Page 1

Tax-Free Real people. local Real Realservice. local service. RealReal locallocal people. Realpeople. locallocal service.

® ® WithFarm State FarmWith every State policy Farm®with comes every policy with your comes ownwith personal your own personal I pride agent. myself I pride onpart being myself part on being part With State every policy comes your own personal agent. Iagent. pride myself on being of so theI local community I can truly understand and bestof serve the needs of my customers. of thecommunity local community I canunderstand trulyso understand and bestthe serve the needs of my customers. of the local cansotruly and best serve needs my customers.

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It’s likely you opened and co Carey, SharonAgent Carey, Agent Sharon Sharon Carey, Agent to your Savings Acc 5564 Main5564 Street Main Street 5564 Tax-Free Main Street Manotick, Manotick, ON1A9 K4MON 1A9K4M 1A9 Manotick, ON K4M Farm branded State Farm are underwritten branded policies by Certas areand underwritten Home andbyAuto Certas Insurance Home and Company Auto Insurance or Desjardins Company Financial or Desjardins Security Financial Life Assurance Security Life Company. Assurance Company. State Farm State branded policies arepolicies underwritten by Certas Home Auto Insurance Company or Desjardins Financial Security Life Assurance Company. for the sh pu Bus: 613-692-2511 Bus: 613-692-2511 savin at, do chsh chat, push door. Bus:tax-advantaged 613-692-2511 e or. ha livt,e pu r livdo Foor. ® State Farm and related ® trademarks State Farm and and related logos trademarks are registered and trademarks logos are registered owned by trademarks State Farm owned Mutual by State Automobile Farm Mutual Insurance Automobile Company, Insurance Company, sharon.carey.b337@statefarm.com sharon.carey.b337@statefarm.c ® State Farm and related trademarks and logos are registered trademarks owned by State Farm Mutual Automobile Insurance Company, sharon.carey.b337@statefarm.com 1410005CN.1 1410005CN.1 already paid taxes on under licenceHome by Certas used HomeInsurance licence and Auto by Certas Insurance Home Company, and Auto Insurance and Company, of its affiliates. and certain of its affiliates. 1410005CN.1 used under used licence by Certas and under Auto Company, and certain of itscertain affiliates. you’ve you’ve invested, so why not p The voice of South Carleton Your Timing for more than 30 years money in a TFSA that lets yo Won’t Be Off ments grow tax free. But, rem When You Invest your TFSA is more than just Regularly. savings account. ® ® ® GetFarm. State Farm. Get®ME State CALL Farm. ME ®TODAY. CALL ME TODAY. to State a®better State. to a State. betterGet State. Get CALL TODAY. Get to aGet better

Make Saving Less Tax-Free Savi Inves

VOL. 35 • No. 15

MANOTICK, ONTARIO

FREE

@RideauOsgoode

If one of your worries is whether you’re investing at the right time, it shouldn’t be. By It’s likely you opened and contribute investing a set amount of money regularly, By having a TFSA at Edward to your Tax-Free Savings Account (TFSA) Friday July 27, 2018 you establish a simple routine that can help for the tax-advantaged savings. After all, make your financial goals a reality.working wit can benefit from you’ve already paid taxes on the money In addition, investing regularly can: invested, so whymeet not put this advisor who with y • Makeyou’ve it possible to usewill market fluctuations money in a TFSA that lets your investto your advantage taxand free. But,needs. remember, understand your • Add ments potentialgrow growth diversification to Wor your TFSA is more than just another your portfolio We believe all investors deserve equal your TFSA w we’ll personalize savings account. • Keep your long-term access to quality financial advice.financial goals in focus

She’s The MakeOne! Saving Less Taxing with a

Tax-Free Savings Account nthowa TFSA ehaving investing on aJones, that will be you tailo mBylearn at Edward stToregular Inveinvestments basis can help you can benefit from working with a financial these reachneeds. your financial goals,

It’s likely you opened and contribute How You May Benefit from a TFSA advisor meet to your Tax-Free Savings Account (TFSA) Because yourwho TFSA will is more than with just you to better for the tax-advantaged savings. After all, another savings account, can use it to: understand your you needs. Working together, you’ve already paid taxes on the money • Save even more if you have limited we’ll personalize your TFSA with the best you’ve invested, so why not put this contribution room or maximized your a set amount of money a regularto meet investments that will beontailored money in a TFSA that lets your invest- Investing Retirement Savings Plan basis Registered does not ensure a profit and does not ments grow tax free. But, remember, these needs. (RRSP) contributions protect against loss in declining markets. your TFSA is more than 2013 just another J.D. Power – 2016 income stream in Such• Create a plana tax-efficient involves continual investment savings account. retirement, especially if you have in securities, regardless of excess fluctuating By having a TFSA at Edward Jones, you price Registered Income Fund levels of Retirement such securities. You should * can benefit from working with a financialconsider or pension income (RRIF) your financial ability to continue * Includes locked-in plans, Life Income (LIFs), Locked-in Ret advisor who will meet with you to better the purchases through periods of Funds low price • Take advantage of additional incomeunderstand your needs. Working together, levels.splitting opportunities with your spouse we’ll personalize your TFSA with the best • Add to your existing long-term investinvestments that will be tailored to meet ment strategy – tax-free these needs.

call or visit your local Edward

Four Years in a Row. Jones advisor today.

Ranked “Highest in Investor Satisfaction Keep more of what with Full Service Brokerage Firms”

you s

* Includes plans,you Lifesave. Income Fund Keeplocked-in more of what Call me

Let's talk. Call or visit us today.

Pat Connor

Financial Advisor

Pat Connor

Pat Connor

Financial Advisor .

Financial Advisor

1160 Beaverwood Road . 1160 Beaverwood Road Mews Of Manotick * Includes locked-in plans, Life Income Funds (LIFs), Locked-in Retirement Income Funds (LRIFs) and Prescribed RRIFs Manotick, ON K4M 1A3 Mews Of Manotick 613-692-2776 Manotick, ON K4M 1A3 www.edwardjones.ca Pat Connor www.edwardjones.com Member – Canadian Investor Protection Fund . Keep more of what you save. Call me today.

613-692-2776 Financial Advisor .

1160 Road Edward Jones received the highest numerical scoreBeaverwood among 15 brokerage firms in the J.D. MewsStudies. Of Manotick Power 2013-2016 Canadian Full Service Investor 2016 study based on 5,159 Manotick, ON K4M 1A3 Manotick’s Ellie Gadzos (second from right) celebrates her “She’s The One” emerging female artist victory at RBC Royal Bank Bluesfest 14 with total responses, measuring the opinions of investorson who July use full-service investment 613-692-2776

firms, surveyed May-June 2016. Your experiences may vary. Visit jdpower.com. her dad Stephan, mom Joelle and 11-year-old sister Leah. Gadzos, 13, is a student at École Secondaire Catholique Pierre-Savard in Barrhaven. She was chosen the winner out of a field of 10 singers, aged 13-21, from across Canada. For the full story, see page 3. IRT-10373A-C Mike Carroccetto photo

1160 Beaverwood R Mews Of Manotick Manotick, ON K4M 613-692-2776

Member – Canadian Investor Protection Fund


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