We’ve got the right checking account for you – bank on it! First State Bank has been providing financial solutions with superior customer service and convenience for over 90 years. Your financial needs are our first priority, and that’s why we’ve designed multiple checking accounts with options that work best for you. Whether you require high interest or are looking for no monthly fees – there’s a First State Bank
BANKING ON YOUR SCHEDULE Visit any of our 11 convenient branches or ATMs. Chesterfield Township 53950 Gratiot at Hickey Clinton Township 44990 Groesbeck at Hall Road Eastpointe 16100 E. 9 Mile Road, east of Gratiot 15000 10 Mile Road at Hayes 22711 Kelly at 9 Mile Road
checking account that’s right for you!
Macomb Township 53050 Romeo Plank Road at 24 Mile Road
Banking convenience
Richmond 67225 Gratiot at Main Street
We know you’re busy. That’s why when it comes to banking convenience, we always put you first with services designed to meet your schedule. We’re ready - whether you drive up, walk in, call or log on.
St. Clair Shores 23600 Greater Mack at 9 Mile Road 24335 Harper Ave., between 9 & 10 Mile Roads Sterling Heights 38169 Utica Road near Schoenherr Washington Township 11555 26 Mile Road at Jewell MasterCard® ATM/Check Card Can be used like a credit card, an ATM card or a check. 24/7 Telephone Banking 888-775-2265 24/7 Online Banking and Bill Payment www.thefsb.com Customer Service Center 866-372-1275 Allpoint ATM Network Over 32,000 ATMs nationwide, all fee-free.
866-372-1275 | www.thefsb.com © 2008 First State Bank. All Rights Reserved.
MEMBER FDIC LBCK 1/08
c h e c k i n g
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three easy questions to help you decide which account is best for you!
Checking Account
Will you maintain a balance of $2,500 or more in your account?
YES
Premium checking*
DESCRIPTION
An account for those who desire higher interest rates.
NO
Will there be anyone over 45 on the account?
YES
NO Will there be direct deposits or automatic payments made to this account?
YES
45 Plus Interest Checking*
Direct Checking*
FREE for customers 45 and over.
Free checking with direct deposit or automatic payment.
Features
Requirements
• Tiered interest that rewards higher balances • Can be used as checking, savings or both • Unlimited deposits and withdrawals
• $2,500 or more in checking account (there must be a minimum balance of $1,000 to avoid a monthly service charge of $8)
• Competitive interest • No minimum balance • No monthly service charge
• Age 45 or older
• Competitive interest • No minimum balance • No monthly service charge
• Direct Deposit or ACH
• Free from minimum balance requirements • Free from direct deposit requirements • No monthly service charge
• None
NO HomeFree Checking*
We have an account for everyone – open one today! Speak to one of our representatives at any one of our 11 branches. For more information, call our customer service center at 866-372-1275 or visit www.thefsb.com. *Customer purchases checks. Prices vary. Fees may be charged for overdrafts and other services that may reduce earnings. We reserve the right to substitute the thank you gift for an item of similar value. Personal accounts only, business accounts do not qualify for these plans. Minimum opening deposit may be required and some account types may require a balance. Annual Percentage Yield (APY) varies by account type and may change. Offer may be withdrawn at any time. Bank rules and regulations apply. Ask us for details.
A fully-loaded FREE account for everyone.
Every account includes: ¸ No per check charge ¸ Unlimited check writing ¸ A free Mastercard® ATM/Check Card ¸ Free easy-to-balance monthly statements
¸ Free 24/7 online banking and bill pay ¸ Free 24/7 automated telephone banking ¸ Free statement binder
¸ Free return of check images for accurate recordkeeping ¸ Cash (up to $25) for unused checks and check card
¸ Fee-free access to over 32,000 ATMs nationwide via the Allpoint Network ¸ Free gift upon account opening
We’ve got the right checking account for you – bank on it! First State Bank has been providing financial solutions with superior customer service and convenience for over 90 years. Your financial needs are our first priority, and that’s why we’ve designed multiple checking accounts with options that work best for you. Whether you require high interest or are looking for no monthly fees – there’s a First State Bank
BANKING ON YOUR SCHEDULE Visit any of our 11 convenient branches or ATMs. Chesterfield Township 53950 Gratiot at Hickey Clinton Township 44990 Groesbeck at Hall Road Eastpointe 16100 E. 9 Mile Road, east of Gratiot 15000 10 Mile Road at Hayes 22711 Kelly at 9 Mile Road
checking account that’s right for you!
Macomb Township 53050 Romeo Plank Road at 24 Mile Road
Banking convenience
Richmond 67225 Gratiot at Main Street
We know you’re busy. That’s why when it comes to banking convenience, we always put you first with services designed to meet your schedule. We’re ready - whether you drive up, walk in, call or log on.
St. Clair Shores 23600 Greater Mack at 9 Mile Road 24335 Harper Ave., between 9 & 10 Mile Roads Sterling Heights 38169 Utica Road near Schoenherr Washington Township 11555 26 Mile Road at Jewell MasterCard® ATM/Check Card Can be used like a credit card, an ATM card or a check. 24/7 Telephone Banking 888-775-2265 24/7 Online Banking and Bill Payment www.thefsb.com Customer Service Center 866-372-1275 Allpoint ATM Network Over 32,000 ATMs nationwide, all fee-free.
866-372-1275 | www.thefsb.com © 2008 First State Bank. All Rights Reserved.
MEMBER FDIC LBCK 1/08
c h e c k i n g
We’ve got the right checking account for you – bank on it! First State Bank has been providing financial solutions with superior customer service and convenience for over 90 years. Your financial needs are our first priority, and that’s why we’ve designed multiple checking accounts with options that work best for you. Whether you require high interest or are looking for no monthly fees – there’s a First State Bank
BANKING ON YOUR SCHEDULE Visit any of our 11 convenient branches or ATMs. Chesterfield Township 53950 Gratiot at Hickey Clinton Township 44990 Groesbeck at Hall Road Eastpointe 16100 E. 9 Mile Road, east of Gratiot 15000 10 Mile Road at Hayes 22711 Kelly at 9 Mile Road
checking account that’s right for you!
Macomb Township 53050 Romeo Plank Road at 24 Mile Road
Banking convenience
Richmond 67225 Gratiot at Main Street
We know you’re busy. That’s why when it comes to banking convenience, we always put you first with services designed to meet your schedule. We’re ready - whether you drive up, walk in, call or log on.
St. Clair Shores 23600 Greater Mack at 9 Mile Road 24335 Harper Ave., between 9 & 10 Mile Roads Sterling Heights 38169 Utica Road near Schoenherr Washington Township 11555 26 Mile Road at Jewell MasterCard® ATM/Check Card Can be used like a credit card, an ATM card or a check. 24/7 Telephone Banking 888-775-2265 24/7 Online Banking and Bill Payment www.thefsb.com Customer Service Center 866-372-1275 Allpoint ATM Network Over 32,000 ATMs nationwide, all fee-free.
866-372-1275 | www.thefsb.com © 2008 First State Bank. All Rights Reserved.
MEMBER FDIC LBCK 1/08
c h e c k i n g