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July 12, 2013 • Vol. 35, No. 28 • $1 • 24 pages

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» LAW AND BUSINESS

Supreme Court rules Tri-State Brick hears news Page 4

2 I Mississippi Business Journal I July 12, 2013

HISTORY

REAL ESTATE

Forgotten battle

Parkway move second blow to downtown Jackson this year

» What is the future for Chickasaw Bayou site?

BY WALLY NORTHWAY I STAFF WRITER wally.northway@msbusiness.com

On a wet, gray day in late December, nearly 300 Americans were killed just north of Vicksburg, and another 1,100-plus were injured.

Today, it is largely forgotten, commemorated only by a single, badly scarred historical marker standing on U.S. Highway 61 Business.

The event was the Civil War’s battle of Chickasaw Bayou, a failed attempt by Union forces in late 1862 to capture the Confederate stronghold at Vicksburg, and while there are efforts to remember and preserve the events of the Federal’s successful Vicksburg campaign of the summer of 1863, there is little talk or plans for doing the same at Chickasaw Bayou.

“It is an extremely significant battlefield,” said Bill Hawke, director of the American Battlefield Protection Program, “and it deserves preservation.”

However, preservation of the site would face steep challenges. And, in a twist of irony the nature of the terrain and annual flooding, which played a major role in shaping the fight in 1862, today serves as both enemy and protector of the battlefield.

The Battle of Chickasaw Bayou represented the Union's first attempt at taking Vicksburg, which by the winter of 1862 had become the key to controlling the Mississippi River. Federal Gen. William Sherman, with a force of 30,000-plus men, steamed out of Memphis, headed for the Yazoo River, in late 1862, planning to attack Vicksburg from the north. They landed in the Mississippi Delta opposite a high ridge known as the Walnut Hills.

The federal forces found an extreme landscape of sloughs, bayous, lakes and swamps. Disembarking on Dec. 26, it took three days for the Union army to slog a mere mile or so to get into position, giving the Confederate general and future Mississippi State University president Stephen D. Lee time to receive reinforcements and arrange his defenses atop the near-vertical Walnut Hills.

The result was a sharp, bloody Union defeat in a disjointed assault made on Dec. 29. For the Confederates, who only had roughly 13,000 men, total casualties were 207, while the federals counted 208 in dead alone. Another 1,005 Union men were wounded and 563 missing for a total of 1,776 casualties, more than eight times those of the Rebels.

Finding prospects for future success as scanty as dry land on which to operate, Sherman began the fallback to Memphis on Jan. 2, 1863.

Parker Hills says the significance of the Battle of Chickasaw Bayou cannot be understated. A 32-year military man who retired as a brigadier general in the Mississippi Army National Guard, Hills currently operates Battle Focus, a Clinton-based leadership training company designed for warfighters and corporate leaders alike. He provides tours of the battlefield to clients as well as interested tourists and is a preeminent expert on Chickasaw Bayou.

"The loss at Chickasaw Bayou directly led to (Gen. U.S.) Grant's other unsuccessful attempts to take Vicksburg," Hills said, referring to the late-winter/early-spring Yazoo Pass and Steele's Bayou expeditions, which were also defeated as much by the nightmarish Delta terrain as

by Confederate defenses. "And the lack of success in those operations led to Grant's successful campaign and capture of Vicksburg in the summer of 1863.

"Grant's Vicksburg campaign has been called the greatest offensive ever waged on American soil. I used the campaign to train my officers when I was in the military.

I still use it today at Battle Focus."

Despite its acknowledged significance, the only reminder of the action is the lone marker on U.S. Highway 61 Business, which has been hit by vehicles and re-erected so many times it only stands a few feet tall now.

However, Hills is not the only one who sees the importance of battle, including the National Park Service’s American Battlefield Protection Program. It ranks the Chickasaw Bayou battlefield, the core of which is within walking distance of the Vicksburg National Military Park, with a preservation priority of “B.” “’A’ sites are those such as Gettysburg and Vicksburg,” Hawke said. “’B’ is still a high ranking, though; it is very significant.”

But, actually preserving the site would be difficult.

The battlefield, except for the position of the Confederates atop the Walnut Hills, floods at least once annually, and in fact is flooded now during the historically dry summer. The site is in private ownership, requiring a displacement of residents if the entire arena of operations were preserved.

Hills also said the roads are so bad that a bus cannot navigate them.

“It is absolutely prime farmland because of the flooding each year, but has little use beyond agriculture,” Hills said. “(And) nobody wants to displace folks off their land,” adding that an Indian mound that was a key feature of the battle “currently has a quan sit hut on top of it.”

The unattractive land, however, is also helping protect the site. Hawke said a concern in protecting battlefields is that a developer will come in and buy it. But, developers have been held at bay by the flooding and terrain. A prior study found that of the battlefield’s total theatre that encompasses nearly 23,000 acres, more than 15,000 acres remain undeveloped.

The site’s future, thus, remains in flux.

“There is little or no talk of doing anything with the Chickasaw Bayou site,” Hills said. “The whole area from King’s Crossing to Old Highway 61 needs to be preserved.”

But perhaps the adage is true — everyone loves a winner. Even Sherman himself seemed to write off Chickasaw Bayou in his report and perhaps set the course for its uncertain future: “"I reached Vicksburg at the time appointed, landed, assaulted and failed."

» Closure follows Clinton’s landing Department of Revenue

By CLAY CHANDLER I STAFF WRITER clay.chandler@msbusiness.com

Parkway Properties will close its Jackson office by the end of this year.

Parkway notified the office’s approximately 40 employees last week, a company spokesperson said.

The real estate investment trust has its Mississippi offices in downtown Jackson’s One Jackson Place. It sold most of its Mississippi portfolio within the past couple years. The only property it still owns in Mississippi is the City Centre in downtown Jackson. Parkway was founded in Jackson in the mid-1980s, and has maintained a presence in the city since. The company moved its corporate headquarters from Jackson to Orlando early last year.

A Parkway spokesperson said the decision was made recently, and is meant to consolidate IT, HR, accounting and similar services into the company’s Orlando office. Jackson employees will be offered a severance package, and will be given the chance to apply for jobs in the Orlando office.

Parkway owns or has an interest in 45 office properties in eight states, most of those in the Sunbelt region. As of April 1, Parkway had approximately 13 million square feet of leasable space, and managed or leased just under 12 million square feet of space for third-party owners.

The company has offices in Atlanta, Charlotte, Phoenix, Jacksonville, Tampa and Houston.

The Jackson office’s closure is a blow to downtown.

At the end of 2012, downtown Jackson’s office vacancy rate hovered around 40 percent, after the Landmark Center lost anchor tenant AT&T late last year, John Barton, a Parkway Properties senior vice president and senior asset manager, told the Mississippi Business Journal last October. Parkway conducted quarterly office market surveys until the company ceased doing them last year. AT&T now occupies about 40,000 square-feet of space in the 111 Capitol Building on Capitol Street.

Landmark’s loss of AT&T left 350,000 square feet of vacant space in downtown Jackson’s inventory of about 3.2 million square feet, an increase of about 10 percent in the Central Business District vacancy rate. “We’re looking at 38 percent to 40 percent” vacancy, Barton said then. He said that the higher vacancy could further depress CBD lease rates. Parkway owned the Landmark Center until selling it last year to Hertz Investment Group.

Downtown Jackson Partners president told the Mississippi Business Journal last fall that the 40 percent vacancy rate was misleading, due to several blocs of office space undergoing redevelopment and not being actively marketed to new tenants.

Parkway’s pending closure is the second blow to downtown this year. In the spring, the Mississippi Department of Finance Administration recommended Clinton’s South pointe office complex for the Mississippi Department of Revenue’s new location. Downtown proponents had argued Landmark was the best spot for the department’s roughly 500 employees. The tug-of-war between Jackson and Clinton for the DOR prize had elicited a full-scale public relations campaign from supporters of each location.

Parkway’s near-total exit from the Jackson market last year was viewed by favorably by industry analysts. The move was part of the company’s shifting its focus to its core markets, and diminishing its presence in secondary, or tertiary, markets.

July 12, 2013

I

Mississippi Business Journal

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3

HEALTHCARE

GAO report signals trouble with health insurance exchanges beyond Mississippi

BY TED CARTER I STAFF WRITER ted.carter@msbusiness.com Mississippi may not be alone among the states for which federal officials have fallen perilously behind in getting health insurance market place exchanges ready for open enrollment Oct.1 The General Accounting Office, the investigative arm of Congress, says the Centers for Medicare & Medicaid Services (CMS) has missed a series of deadlines and another miss could cause CMS to fall short of the allimportant Oct. 1 deadline. “While the interim deadlines missed by CMS and states thus far may not affect progress, any additional missed deadlines closer to the start of enrollment could do so,� the GAO said in a June 19 report to Congress.

Several critical tasks, such as final testing with federal and state partners, remain to be completed, the reported noted.

The road ahead for the CMS in Mississippi could be especially challenging. With fewer than three months left, the CMS has yet to find health insurance providers for 36 Mississippi counties. The agency, an arm of the Health & Human Services Administration, has lined up only one provider for 42 counties. Four counties — Hinds, Rankin, Madison and Desoto — have two providers designated — Humana and Magnolia Health.

The insurance exchanges, now designated as federal facilitated marketplaces, are to serve as points of access for the uninsured to purchase health insurance. The hope voice by designers of the exchange provision in the Affordable Care Act has been that so many providers would compete to write policies that rates would go down.

That absence of interest in insuring Mississippi counties may severely test that theory.

Only 18 states are designing their own exchanges.

AUTOMOTIVE

Nissan sets sales record Toyota and Nissan have each reported that June sales were up over last year.

Toyota sales were up 14 percent; Nissan’s rose 12.9.

Last month had one more selling day than June 2012.

Nissan’s U.S. sales set a June record, with 104,124 units. Nissan Division sales also set a June record, with 95,010 units sold. That represents a 16.1 percent increase over last June.

Sales of the Altima, which is made in Canton, were up 23 percent to 26,902 units, also a June record.

For the first half of 2013, Toyota sold 1,108,791 units on one less selling day than the first half of 2012. That represents a 6.7 percent increase on a daily selling rate basis. Unadjusted, sales were up 6 percent year over year. “The auto industry led the economic recovery through the first half of 2013, kicking off a strong summer selling season, which we expect will carry into the second half of the year,� said Bill Fay, Toyota Division group vice president and general manager. “Sales in June were solid, and demand didn’t skip a beat. Customers are already showing an interest in the all-new Corolla, our hybrid lineup had its best-ever June and Camry topped 35,000 units.� — Clay Chandler / MBJ staff

Either governors or legislatures in 20 states, including Mississippi, blocked their insurance departments from participating, according to the GAO report. An additional 15 states are expected to assist CMS in carrying out certain FFE functions, the GAO said.

Responding to the GAO report, the Centers for

Medicare & Medicaid Services assured Congress the exchanges will be ready for open enrollment on Oct. 1 and for the policies sold on the exchanges to go into effect Jan. 1, 2014.

The GAO is not saying for sure that exchange won’t open on time, but does not sound as if it would wager

heavily on that occurring. “Much remains to be completed within a relatively short amount of time,� the GAO said.

Meanwhile, the Obama administration has granted a one year to 2015 in t5he Affordable Health Care Act’s mandate that many companies provide health insurance coverage for their workers or face fines.

The administration cited the complexities of the requirements and the need for more time to implement them effectively, the Associated Press reported.

Opponents of the Affordable Care Act, also known as Obamacare, say the extension of the employer insurance mandate is a sign that the health care market exchanges won’t be ready on time, either.

Health Care keeps getting better in Mississippi...

Nominate Your Health Care Hero!

Mississippi Business Journal is looking for nominations to identify and honor outstanding men and women in the health care industry whose contributions have increased the well-being of the community.

Nominations can be e-mailed to events@msbusiness.com or mailed to Mississippi Business Journal 200 N. Congress Street, Suite 400, Jackson, MS 39201.

Submitting multiple nominations for one nominee is not necessary, as the selection committee will not decide based on show of support but rather on quality and thoroughness of supporting information.

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4 I Mississippi Business Journal I July 12, 2013

LAW

State’s high court upholds authority of arbitration decisions – even flawed ones » Ruling came in challenge to settlement of family dispute over control of failed Tri-State Brick and Tile Co.

By TED CARTER I STAFF WRITER ted.carter@msbusiness.com

Legal settlements upheld by an arbitrator remain valid regardless of whether the arbitrator made errors of fact or law, the Mississippi Supreme Court said in a late June ruling.

Unless an arbitrator violates Mississippi’s arbitration law in deciding a dispute, the state can’t nullify his decision, the court said, emphasizing its finding was one it has made “time and again.”

In the ruling, the Supreme Court rejected an argument that a third party – in this instance lien holder Trustmark National Bank – should have had authority to

say yes or no to a settlement between the Robinson and Henne families over control of the now-foreclosed-on Tri-State Brick & Tile.

The June 20 ruling seemingly closes the book on the family feud involving the collapse of Jackson’s multi-million dollar TriState Brick and Tile, a company founded in 1946 by Robert H. Robinson and whose common shares were passed on to his son, Robert D. Robinson, and later his widow Jerry Robinson. The shares essentially gave operational control to first Robinson, who died in 2006, and later his widow.

In a July 2011 Hinds County Circuit Court trial, the children of Robert D. Robinson’s sister, the late Martha Robin-

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Tri-State Brick and Tile Co. in Jackson

son Henne, claimed that the Robert and Jerry Robinson used Tri-State to support a luxury lifestyle that included a yacht with a full-time captain, a horse farm and an American Express tab nearing $150,000.

The Hennes, as preferred shareholders, sued to stop what they said was Jerry Robinson’s destructive management of the family business. They argued that soon nothing would be left of Tri-State.

On the fourth day, the trial came to a sudden end. The Hennes and Jerry Robinson had agreed to settle – or so it seemed.

The Hennes would take control of the company and its finances, according to a term sheet signed by the Hennes and Jerry Robison. The settlement would undo an arrangement by which company founder Robert H. Robinson left common shares of the company to son Robert and preferred shares to daughter Martha. The common stock would now go to the Hennes.

Jerry Robinson later had second thoughts about the agreement and refused to honor its terms, arguing that Trustmark as major lien holder must consent to the settlement, which the bank had no intention of doing. The bank had outstanding loans to the company of around $10 million, a sum lent over a half decade period.

While the two families wrangled over the validity of the legal settlement, Trustmark foreclosed on the brickyard on July 10, 2012. Today, the yard is closed and Trustmark is selling off the once-thriving company’s inventory of brick and tile.

It’s doubtful any assets remain for the Hennes to claim, making the upholding of the settlement a mostly symbolic victory, said Shane F. Langston, a Jackson lawyer who represented the Hennes.

“They have absolutely not a dime to show for it,” he said.

Langston said he thinks had the Hennes taken control of the common stock they could have at least tried to save the brick-

yard, starting with making loan payments to Trustmark, which had continued to extend Jerry Robinson and Tri-State a line of credit despite payments from the company being interest only for several years.

Financial reports provided Tri-State Brick & Tile’s board show the company owed Trustmark $4 million in 2004 and $5.8 million in 2005. The debt jumped to $10.1 million in 2006 with Tri-State’s purchase of an automated kiln.

Not long after, Tri-State began limiting its payments to interest on the principal, according to the financial statements.

But, in the meantime, the line of credit grew from $2.5 million in 2007 to $3.5 million in 2008, the statements show.

Long-term debt at the end of 2008 stood at $9.4 million and at $9.8 million at the end of 2009.

The $9.8 million of long-term debt remained in place through 2011, the last year for which financial statements are available.

Langston said the challenge to the settlement posed a contrasting pair of questions: “The lien holder doesn’t have standing to interfere with a settlement. But in this case, ‘What standing did the Robinsons have to transfer the stock when it was under a lien?’”

The Supreme Court’s answer: Mediator Robert L. Gibbs may have made an error in fact or law in upholding the agreement but his action did not violate the state’s arbitration statute. Without such a violation, the approval Gibbs gave the legal settlement must stand.

Ultimately, the parties might have agreed to something they could not implement, Langston said, though as the prevailing attorney in the case he is pleased the Supreme Court ruled the settlement can be enforced.

Fred L. Banks Jr., attorney for Jerry Robinson and tri-State, was unavailable for comment.

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Website: www.msbusiness.com July 12, 2013 Volume 35, Number 28

ALAN TURNER Publisher alan.turner@msbusiness.com • 364-1021 ROSS REILY Editor ross.reily@msbusiness.com • 364-1018 WALLY NORTHWAY Senior Writer wally.northway@msbusiness.com • 364-1016 FRANK BROWN Staff Writer/Special Projects frank.brown@msbusiness.com • 364-1022 TED CARTER Staff Writer ted.carter@msbusiness.com • 364-1017 CLAY CHANDLER Staff Writer clay.chandler@msbusiness.com • 364-1015

MBJPERSPECTIVE July 12, 2013 • www.msbusiness.com • Page 5

OUR VIEW

Jackson is running blind into a convention hotel deal

R

obinson Callen Development’s proposal for a long-awaited convention hotel in Jackson just may be the “dream come true” that many local officials say it is.

But like most dreams, this one is unfolding in a chaotic fashion and offering up more than a few unanswered questions.

First, why is the $60 million deal moving at the speed of light with no public vetting and absolutely no attempt to see how Tampa-based Robinson Callen’s offer would compare with proposals from other convention hotel developers?

Does Robinson Callen have credible mar-

ket research to show it can achieve the reported 70 percent occupancy that would be necessary to keep the developer from dipping into a $9 million loan fund the deal specifies the city maintain? If any hotel in the Jackson Central Business District achieved 70 percent occupancy in recent years, a bust of the hotel’s general manager would have gone immediately into the Hospitality Industry Hall of Fame. Since that hasn’t happened we can assume that averaging a 70 percent room fill-up remains as elusive as ever in the CBD. Is Robinson Callen penny wise (seeking to save $3 million or more) and pound foolish

by planning surface parking rather than a genuine parking garage? Tell us, in all sincerity, can Jackson be an appealing convention destination without offering a convenient and secure parking structure?

Could higher-than-expected vacancy rates force Robinson Callen to start discounting rooms at rates that diminish the rates other hotels in the Central Business District can charge? As a result, could we see other CBD hotels go the way of the abandoned EdisonWalthall on East Capitol Street?

Why did members of the Jackson RedeSee OPINION, Page 7

STEPHEN MCDILL Staff Writer stephen.mcdill@msbusiness.com • 364-1041 TAMI JONES Advertising Director tami.jones@msbusiness.com • 364-1011

» RICKY NOBILE

» OTHER VIEWS

Legislature gives us status quo this year

MELISSA KILLINGSWORTH Sr. Account Executive

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T

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he recently concluded session special session of the Mississippi Legislature retained the status quo in Medicaid, the federalstate health care program for low-income people. The program was reauthorized and funded at the current level, and expansion was rejected.

About half the states are either in the same boat as Mississippi in rejecting Medicaid expansion or are still debating the issue. It’s almost entirely a partisan issue, as Republican leaders fight against anything that looks like “giving in” to “Obamacare,” the Affordable Care Act that provides full federal funding for the Medicaid expansion in the first three years.

But some Republican governors, seeing the potential upside of an expansion and the hit that hospitals will take without it, have advocated that their states participate.

Mississippi has made its decision for the coming year. It should revisit the issue in the 2014 regular session of the Legislature, as even some Republicans apparently are indicating privately is a possibility.

One of the reasons — aside from the positive impact of providing health insurance to mostly working Mississippians who can’t afford it, which is what the expansion would do — is the effect on reimbursement rates for hospitals. They stand to lose if Medicaid is not expanded.

Mississippi’s decision to turn down an infusion of $8.6 billion in federal dollars in exchange for a state contribution of $450 million over seven years appears to be a classic example of cutting off your nose to spite your face. Republican leaders in other states, and even one or two in Mississippi, who’ve managed to look beyond the partisan dimensions of the issue have recognized this.

Round 1 of the Medicaid debate is over, but there will — and should be — more to come.

— NE Miss. Daily Journal

PERSPECTIVE

6 I Mississippi Business Journal I July 12, 2013 » CHUCK MCINTOSH

» MIND OVER MONEY

State legislature should be more like New Hampshire’s

M

»FINANCIAL TIMES

Where did inflation run to?

C

onsumer inflation, according to the Federal Reserve’s inflation gauge, just hit a 50-year low according to the Personal Consumption Expenditures (PCE) price index, which is maintained by the Bureau of Economic Analysis.1 Besides tracking consumer inflation, the PCE price index measures data like household purchases, a major factor in GDP growth. The core PCE index does the same thing without including volatile food and energy prices. The broad PCE index hit 0.74 percent in May, with core PCE at 1.05 percent — a new all-time low, breaking the 1.06 percent measured in March 1963.

Certainly the Federal Reserve is doing its part to stir up inflation by “printing money” to the tune of some $85 billion a month, all the while the headline PCE index has fallen even more since last year (it approached 2.0 percent in early 2012).

The Consumer Price Index only advanced 1.1 percent between May 2012 and May 2013, and that was the smallest annualized gain in the CPI since November 2010; the core CPI only rose 1.7 percent in that period.1,3, So, what is keeping inflation so low? The best prognosticators say chalk it up to extraordinary circumstances –and the betting money is that these low rates will continue. Shortterm interest rates are nil and the Federal Reserve has told the world that our benchmark interest rate will be at rock-bottom levels until our jobless rate dips below 6.5 percent or inflation tops 2.5 percent. To this I say, don’t hold your breath.

Alongside the issues of inflation we also face the prospects of disinflation. And, there are a couple of economic factors at work that are stoking the flames here, as well: One, the Fed has communicated that it will not let inflation get out of hand or exceed its present 2.0 percent target. Two, economists, analysts and investors seem to have widespread faith that the Fed can capably fight sudden spikes in the PCE index or the CPI and

keep things under control. Three, total government spending (as a percentage of potential nominal gross domestic prodIke Trotter uct) fell about 3 percent from 2010 to 2012 – and that’s not even taking issues of our recent sequestration into account. According to economic experts, these kinds of indicators imply a reduced demand in the economy.

Psychologically, there is little or no fear of runaway inflation and the prevalent expectation is that there will be low inflation for some time. This psychology may be influencing the current disinflation as well.

Also, while the Fed prints more and more money and purchases bonds from banks via its ongoing stimulus, with the bulk of that money sitting in bank reserves. All the while, bank lenders are content sitting on these reserves as they pay interest.

Should the Fed boost the interest it pays on them, many think it simply gives these banks more reason to maintain them.

When might inflation expectations change? Truth be known, no one is sure. But it’s a safe bet that they can’t go much lower. Then again, if the Fed were to raise its inflation target, they would change greatly. However, no one seems to want to show their hand as to when that may soon happen.

For us here in Greenville, the main area we feel the effect of inflation are at the gasoline pump. With less being spent at the pump as well as with utility bills, we all experience the good feeling that more money stays in our pockets.

This month’s Parting Shot: A recent article in the media indicated that Mississippi’s tax revenues are approaching the $5 billion mark for the first time. One interesting statistic buried in this article quoted Sen. Buck Clark as saying that while the state had experienced increasing revenues, it has also “burned through the savings account from tobacco lawsuit settlements See TROTTER, Page 7

ississippi’s State Legislature finally wrapped up the year’s business. Whoop-te-do! It only took a regular session plus a specially called session. And what did they accomplish? Next to nothing. Unemployment is still high. Our education system is still lagging.

We’re at the bottom of every economic list, but, by golly, we can go to the mall with a gun on our hip.

New Hampshire calls its legislators “citizen legislators.” I think it’s Nancy Anderson because they are paid only $200 per session, and there is no per diem. No per diem usually means no special sessions. New Hampshire has the largest state legislative body in the country, with each elected official representing about 3000 citizens. And there is no pension for New Hampshire legislators. The only expense allowed is for mileage.

A bit much, you say? Interestingly enough, they don’t have trouble finding people willing to serve.

Apparently, they take public service to heart.

In Mississippi, our legislators earn a base salary of $10,000.

Each day they are in session, they receive a per diem of $109. The average salary for this part-time position is around $28,000.

Salary plus per diem is used to calculate their pension. The median income for the entire household in Mississippi is only $38,718.

I’ve been reading our state constitution. The constitution allows for sessions up to 90 days for three out of every four years. Every fourth year, the session may be up to 125 days. Note the constitution doesn’t say the session shall be 125 days. It says it can’t be more than 125 days. Apparently, the legislators take the limit as the absolute starting point. Ah, that per diem thing.

Buried in the constitution is an interesting article. Article 4, Section 78 of the Mississippi State Constitution states, “It shall be the duty of the legislature to regulate by law the cases in which deductions shall be made from salaries of public officers for neglect of official duty, and the amount of said deduction.”

I think $200 per session plus mileage is more than adequate for what we get from our current crop of legislators. Petition, anyone?

Buried in the constitution is an interesting article... “It shall be the duty of the legislature to regulate by law the cases in which deductions shall be made from salaries of public officers for neglect of official duty, and the amount of said deduction.”

Nancy Lottridge Anderson, Ph.D., CFA, is president of New Perspectives Inc. in Ridgeland — (601) 991-3158. She is also an assistant professor of finance at Mississippi College.

Her e-mail address is nanderson@newper.com, and her website is www.newper.com.

PERSPECTIVE

July 12, 2013 I Mississippi Business Journal

»VIEW FROM THE STENNIS INSTITUTE

or one who teaches federalism and intergovernmental relations the last round of 2013 United States Supreme Court decisions provides a virtual textbook for this fall’s classes. Among other things, the table of contents includes gay marriage and the Voting Rights act.

Fascination has been building for some time over the evolution of power within the states versus the power of the national government. One need only be reminded of numerous state initiatives related to such things as reproductive rights and voting regulations on the right side of the political spectrum and loosening of marijuana laws and legalization of same sex marriage on the left.

Recently, the Supreme Court tinkered with the ground rules enough to reinvigorate the debate surrounding the roles of the federal, state and even local levels of government in specifying how our lives will be lived. Rather than merely rehash the content of the court’s decisions with regard to voting rights and same sex marriage this space will be given to speculation (not prognostication) regarding impacts of these decisions that will perhaps be noticed by Mississippians. In order to accomplish this, a brief refresher civics lesson would be in order.

It would be helpful to recall the “Full Faith and Credit” provision of the United States Constitution. The first sentence of Article IV, Section 1 states that “Full faith and credit shall be given in each state to the public acts, records, and judicial proceedings of every other state.” In short, a lawful act of one state must be recognized as lawful in a sister state. Would that it would be so simple.

In many ways the decisions of the 2013 Supreme Court with regard to the Defense of Marriage Act and the Voting Rights Act of 1965 revive the debates associated with “Full Faith and Credit” and state versus federal superiority. The Defense of Marriage Act (DOMA) signed by then-President Bill Clinton stated that, for federal purposes, marriage would be defined as being between “one man and one woman.” The Supreme Court, last week, held this act to be unconstitutional. Now, 13 states have already passed legislation legalizing same sex marriage. The question becomes one of what will be the status of a same sex couple married in Maryland and who then moves to Mississippi? It may be helpful to review the “Full Faith and Credit” provisions before answering this. In reality, all laws pertaining to married couples under the old definition are now up in the air. For example, the processes of unraveling on a state-by-state basis, issues of insurable interests and inheritance as they pertain to same sex married couples just begin to scratch the surface.

In the South, the greatest “end zone dance,” however, was reserved for the Court’s action with regard to the landmark Voting Rights Act of 1965 (VRA of 1965). This was the act that finally

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velopment Authority’s Board of Trustees vote to execute the development deal with Robinson Callen without actually having the deal in front of them? What happened to trust but verify?

Why won’t the JRA let the public see the development deal?

The last question is especially discomfiting. If this is the dream deal city officials say it is, why are the details still secret?

We’re told by JRA Executive Director Willie Mott that more lawyering must be done to fix loose ends in the development agreement. This, of course, returns us to our earlier question of why this deal is moving so quickly. Why did it get an official JRA vote if the deal is not in required legal form?

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» MBJ COMMENTS

Gay marriage, the Voting Rights Act and Mississippi

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Hill responds to story in MBJ

Marty Wiseman broke down the walls that in effect had been blocking the implementation of the 15th Amendment to the Constitution for nearly 100 years. The VRA of 1965, among other things, struck down all manner of procedures and tests as requirements to vote that had the effect of keeping AfricanAmerican citizens from registering to vote and casting ballots in the polling places. A key provision of the VRA holds that in nine states and parts of others any change in voting procedures must pass muster with the U. S. Justice Department before they may be implemented.

While the Court left the Justice Department review process known as “pre-clearance” in place it instructed Congress to rework the rationale for its selection of states to which this provision should apply. Thus, for now at least, there is no basis for enforcing the provisions of the VRA of 1965 geographically. Individuals may still sue, but only as individuals and related classes.

The Voting Rights Act case has embodied throughout its history a number of unintended consequences. Its downfall, even if temporary, promises to be no different. While the VRA of 1965 resulted in a number of districts with significant black majorities, in creating these districts it, in many instances, produced neighboring districts that were mostly white. These districts were said to have been “bleached” in the process, and thus they became bereft of any significant minority influence.

In essence, the VRA of 1965 enabled southern legislatures to engage in legal “gerrymandering” and “packing,” in effect limiting the number of black majority and minority influenced districts.

The big question is how far will former Voting Rights Act states go in usurping their freedom from the shackles of the pre-clearance provisions? Additionally, how real and how sustainable are the vows from the African-American community to ratchet up the visibility of their displeasure over losing this tool, particularly in the face of several instances of new voting legislation around the country? Finally, can Republicans politically afford to block efforts to provide the remedies required by the Supreme Court?

Certainly, with regard to these cases and several others, the states have moved to center stage. The overriding question becomes, “What next?” One would guess that the pathways from states and localities to the U.S. Supreme Court are about to become crowded. The role of the Civil Rights attorney of the 1960’s is about to be revived and expanded. Voting rights, gay rights, immigrant rights and others will be the grist of the judicial mills in the coming years.

Dr. William Martin Wiseman is director of the John C. Stennis Institute of Government and professor of political science at Mississippi State University. Contact him at marty@sig.msstate.edu.

The Mississippi Business Journal submitted an Open Records request on June 27. We’ve been asking the JRA to cite the Mississippi statute under which it is refusing public examination of the development deal.

This is one question to which we do have the answer, but it did not come from the Jackson Redevelopment Authority: Mississippi law does not allow public agencies to withhold details on deals that have been voted on and approved in an open session.

A convention hotel can be a wonderful and valuable addition to the CBD. The business district sorely needs the dollars the hotel could generate through its envisioned role of helping the 3-year-old Jackson Convention Center Complex reach its potential for bookings of conventions and meetings.

A project this hugely important need not be undertaken at the speed of light. Nor should it be done without shining

RE: “Home Grown Business” (June 28) ... Ted Carter had a lot to cover in summarizing my thinking on economic development in the state and did a fine job.

I do want to clarify a few points: growing Mississippi businesses involves entrepreneurial development, yes, and appropriate incentives, yes, but business persons I’ve spoken with have mentioned a range of problems — lack of access to venture capital (we rank lowest in the nation), lack of one-stop centers for getting appropriate permits etc., lack of access to mentors, unreasonable taxes/regulations, a lack of responsiveness by officials, for example. A survey of small business owners would be enlightening.

My prescription for raising more revenues begins with asking the question: who has the ability to pay, that is, what is the state’s income base? When most large corporations here pay zero corporate income tax, there is a problem. This may not mean that they are not paying what they owe, however. We need to monitor our tax incentives more closely. More auditors would be useful, but not so much for international corporations: without interstate agreements much of the problem in dealing with multinationals would remain.

Marianne Hill Retired state economist

Thumbs up to Presley RE: “Brandon Presley elected president of regional association of public service commissioners” (July 10) ...

This is wonderful news regarding his recent appointment as Head of the Southeastern Association of Regulatory Utility Commissioners. I have known, for some time now, that Brandon has always had a brutal work ethic!

For the entire duration that he has served as Public Service Commissioner (PSC) of the Northern District of his State of Mississippi, it has been very evident that Brandon cares deeply about the people whom he has served, and still serves. He has always put his constituents first, above all else, and they are well aware of his loyal service to them, which explains his re-election in this endeavor.

Kathryn Irby RE: “Brandon Presley elected president of regional association of public service commissioners” (July 10) ... I am so happy for him as the only person standing up for the people while he has been on the PSC. I have been to many hearings in regard to the Kemper Coal Plant as I live in the footprint of the plant.

Barbara Correro

TROTTER

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plenty light on it ahead of time. duringofthe recession that has been used over the last several sessions in propping up year-to-year spending.” What this means is we no longer have that cushion in case of another downturn. The money comes, the money goes . . .

Ike S. Trotter, CLU, ChFC, is a financial advisor in Greenville. Securities and investment advisory services provided through Woodbury Financial Services Inc., Member: FINRA, SIPC and Registered Investment Advisor, P.O. Box 64284, St. Paul, MN 55164. Tel: 800.800-2638.

IKE TROTTER AGENCY, LLC, and Woodbury Financial Services are not affiliated entities. Information and opinions expressed are those of the author and not necessarily those of Woodbury Financial Services Inc.

NEWSMAKERS

8 I Mississippi Business Journal I July 12, 2013 Profiles of growing young professionals in Mississippi

Age: 42 Community Relations Specialist, National Civilian Community Corps

Keeping our eye on... ERIKA ROBERTS Erika Roberts has a passion for community building and gets to do exactly that as a recruiter, promoter and relationship builder for the AmeriCorps National Civilian Community Corps in Vicksburg.

The NCCC is a federal community service program for young adults across the country and Roberts’ Vicksburg campus is comprised of 400 members currently serving in 11 states. In addition to spreading the word about the group, Roberts also helped oversee the nation’s first FEMA Corps class at its graduation last month. Members gained experience helping victims following Hurricane Isaac and the devastating Hattiesburg tornado.

“NCCC is a great opportunity for young people to make a dif-

ference helping people,” Roberts says. The program is also a good resume builder and even offers money for college.

A native of Shreveport, La., Roberts earned a journalism degree from Louisiana State University and spent the next twenty years in a variety of state and private PR and HR positions.

Roberts and her husband live in Clinton and enjoy volunteering with Jackson Inner-City Gardeners, walking and spending time with their four athletic children.

Roberts advises young professionals to always do their best regardless of the significance of their job. “Shine like you’ve never shined before,” she says. “Unwrap and use the breadth of your talents and skills... Doors will open.”

— By Stephen McDill

Mall adds Bailey

Easterling earns promotion Mitchell Companies picks Ward

Megan Bailey is Northpark Mall’s new director of marketing and business development. Most recently, Bailey oversaw restructuring and branding of two longstanding urban radio stations in Indianapolis, Ind., as the director of promotions for Radio One Inc. She also spent five years as event manager for the Indiana Convention Center & Lucas Oil Stadium where she was part of a team that oversaw all events in venues that attract hundreds of thousands annually. Prior to taking on her role at the Indiana Convention Center, Megan served as a guest services associate at Circle Centre Mall in Indianapolis.

She is a graduate of Purdue University, and will complete her MBA from Indiana Wesleyan University this year.

Ross & Yerger Insurance Inc. recently promoted Lauren Easterling to account manager in the Employee Benefits Division.

Easterling joined Ross & Yerger in June 2010 as an account manager assistant.

Millsaps taps Sewell Millsaps College has named John Sewell director of communications and marketing. A Jackson native and longtime resident, Sewell graduated from Millsaps in 1988 with a BA in history. For the past 10 years, Sewell directed corporate communications at Blue Cross & Blue Shield of Mississippi.

He has been active in the Jackson community, serving on the boards of the Mississippi Symphony Orchestra, the Ameri- Sewell can Red Cross and the Fondren Renaissance Foundation.

Upon graduating from Millsaps, Sewell worked in government posts in Washington, D.C., and at the state level. Later in his career, Sewell served as director of development and president of the Mississippi Symphony Orchestra, and remains passionate about the arts.

He and his wife, Kim, live in Fondren with their three children.

PERC chooses Reynolds The Propane Education & Research Council (PERC) has named David Reynolds vice chairman of the PERC Research and Technology Development Working Group. Reynolds is vice president of Blossman Gas in Ocean Springs.

Sekul named VP

Easterling

Michelle Sekul has been named interim vice president of institutional advancement and student services at Mississippi Gulf Coast Community College. Formerly dean of student services at the Perkinston Campus, her new role at the college encompasses alumni, foundation, institutional relations and student services.

A 1992 alumna of the Perkinston Campus, Sekul has worked at the college for 17 years in var- Sekul ious capacities, including college recruiter, student activities coordinator at the Jackson County Campus and director of admission and records at the Perkinston Campus.

She holds a bachelor’s degree in broadcast journalism from the University of Southern Mississippi. Her master’s degree, also earned at USM, is in higher education administration. She is currently working on a doctorate in community college leadership at Mississippi State University.

Sekul is the daughter of former MGCCC football coach George Sekul and his wife, Diane.

Wilks-Brent earns certification Mississippi State Hospital employee Charlotte Wilks-Brent recently graduated from the Mississippi State Personnel Board's Administrative Services Certification Program (ASCP). Brent is an administrative assistant in the Safety and Investigative Services Department. She has been employed at MSH for almost five years, and has two degrees from Hinds Community College, in medical billing and coding and business office system technology. She is also currently a student at Belhaven University majoring in the business administration program.

Mitchell Companies recently named Anna Grace Ward as the new communications manager. Ward graduated from Mississippi State University in 2011 with a bachelor of arts degree in communications with an emphasis in public relations and a minor in marketing. She worked as the corporate business specialist at Vital Care Inc. before moving to Mitchell Companies. Ward also has past experience in positions at the United Way of East Mississippi, the Greater Starkville Development Partnership and the MSU Career Center.

Ward, who resides in Meridian, graduated from the Leadership Lauderdale program in 2013 and is a member of the Meridian Symphony League, Young Professionals of Meridian, and the Meridian chapter of the Public Relations Association of Mississippi. She also recently became an ambassador for the East Mississippi Business Development Corporation.

Walton given honor Davis Walton, Singing River Hospital administrator and senior vice president for facilities and support services at Singing River Health System (SRHS), was recently awarded honorary membership into the Mississippi Hospital Association (MHA). Walton will retire from the Health System in September 2013 after 35 years in the industry, 25 of which have been at SRHS. He was presented with the honor at MHA’s 82nd Walton annual Leadership Conference in Point Clear, Ala., and was the sole recipient of the honorary membership.

Walton received an undergraduate degree in marketing and MBA from Mississippi State University and has served in numerous leadership capacities throughout his career. He has achieved status as a Fellow in the American College of Healthcare Executives, and has served in leadership positions in the College over the past few years.

Flynt, Sun elected Innovate Mississippi has elected Mayo Flynt, president of AT&T Mississippi, as chairman of the Innovate Mississippi board of directors. Rich Sun, founder and owner of Sun & Co. was elected vice chairman.

Favorite hangout spots: Ross Barnett Reservoir Best thing about Mississippi: “Southern hospitality at its finest.”

Best Mississippi event: Stray At Home Arts and Music Festival in Jackson Favorite Mississippi food: Fried catfish Childhood dream job: Actress, magazine writer First job ever: Restaurant server Favorite TV show: “The Cosby Show” Favorite movie: “The Great Debaters” Favorite music: Donnie McClurkin Bucket list: Vacation in Alaska Twitter handle: @jiggarden

WealthPartners adds Smith Clayton Smith has joined WealthPartners as retirement plan advisor. In his new role, Smith’s responsibilities include the oversight and management of the corporate Retirement Plan Services of WealthPartners. With an accomplished career as a financial advisor, his extensive experience is in the development, design and management of corporate retirement plan products and services.

Smith, a native of Louise, is a Smith general securities representative and investment advisory representative. He received a bachelor of business administration in managerial finance/investment analysis from the University of Mississippi.

McWhirter, Little join Regions Regions Bank has named Nikolas McWhirter a Regions investment solutions financial consultant. His office will be located at the bank's Cowan Road branch in Gulfport. McWhirter joins Regions from Hancock Investment Services and Hancock Bank, where he served for six years. He is a native of Charleston, S.C., and earned his bachelor's degree from Mississippi State University.

McWhirter is a veteran of the Little Army National Guard (19992008) and has served in the Air National Guard since 2008.

Also, Regions has named Rodney A. Little Jr., has been named a Regions investment solutions financial consultant at the Northeast Jackson branch. A finance industry veteran with more than 30 years of experience, Little previously served for McWhirter 15 years with Raymond James Financial Services in Hattiesburg.

He is a native of Jackson, and earned his bachelor's degree from Mississippi State University.

NEWSMAKERS Scharr named executive director Donald Scharr has been named the new executive director of the Harrison County Utility Authority.

Scharr replaces Kamran Pahlavan, who was fired in February. Scharr led operations at Thompson Engineering's Biloxi office. His professional experience includes work with the Mississippi Department of Environmental Quality, Mississippi Gulf Coast Regional Wastewater Authority, First Chemical Corp. and Thompson Engineering.

started her work in education in 1977 in Tupelo, where she taught for 13 years at the elementary level, then served as an elementary principal for seven years.

She subsequently taught middle school in Florida and served in administrative leadership roles at the middle- and high-school level for nine years before becoming a high school principal.

Elmore returned to Mississippi in 2008, serving most recently as assistant vice president and director of operations with the JBHM Education Group, an education consulting firm in Jackson.

Moeller again makes ranking TEC chooses Crose For the fourth consecutive year, Armin J. Moeller Jr., partner at Balch & Bingham LLP, has been selected for inclusion in the 2013 “100 Most Powerful Corporate Employment Attorneys” list by Lawdragon/Human Resource Executive magazine.

Moeller is a partner in the firm’s Jackson office. His practice focuses on labor relations and employment law issues, while also including health law, business litigation, arbitration and contracts. Moeller has experience representing employers in union disputes, collective bargaining negotiations and arbitration. He also is recognized for his experience defending employers across the nation against harassment, discrimination and retaliation claims.

In addition to his recognition in Lawdragon/Human Resource Executive magazine, Moeller has also been listed in each edition of The Best Lawyers in America since 1988 and as a “Star Individual” in the 2013 edition of Chambers USA.

Shealy named year’s best Chad Shealy, principal at Gary Road Intermediate School in the Hinds County School District, is the 2013 Mississippi Administrator of the Year. Shealy, who has 14 years of educational experience, has served as principal of Gary Road Intermediate School since 2010. He has worked as a principal and assistant principal with the Hinds County School District since 2001. Prior to that, he was an art teacher in Byram and Madison.

Shealy received a bachelor’s degree from the University of Mississippi and bachelor’s and master’s degrees from Mississippi College. He was named the 2011-12 Hinds County Principal of the Year, and he has served as president of the Mississippi Association of Middle Level Education.

Allen sworn in as chief Dave Allen is the new Waveland police chief.

City officials appointed him to replace Kenny Hurt, who retired.

The 41-year-old Allen is married with children and has been in law enforcement for 20 years. He began his law enforcement career in 1993 as a patrol deputy in Maricopa County, Ariz. He joined the Waveland Police Department in 1997 and worked his way up from a patrol officer to sergeant. He also worked in criminal investigation, cyber-crime and as head of the Internet technology office.

Elmore named VP Teach For America has appointed Deborah Elmore as the vice president of teacher leadership development in the Mississippi region. Elmore has 36 years of experience teaching and leading schools and school improvement in Mississippi and Florida. She

TEC has appointed Kenith Crose as operations analyst in the Revenue Assurance Department in the corporate office in Jackson. In this role, Crose will be responsible for compiling and analyzing financial data as well as supporting the Revenue Assurance Department. Crose, currently residing in Jackson, graduated from Millsaps College with a Crose bachelor of business administration with a minor in finance.

Williams tapped for chief Highway Patrol Sgt. Ben Williams, 17-year veteran of the Mississippi Highway Patrol, has been named police chief in Grenada. The 52-year-old Williams is a Grenada native and worked for the sheriff's department for eight years before joining the MHP. He currently serves as a public relations officer.

Hudnall elected president Joey Hudnall of Jackson-based Neel-Schaffer Inc. was recently elected the 2013-2014 president of the Mississippi Main Street Association (MMSA) board of directors. He has served as treasurer and vice president on the executive committee since joining the board in 2011. Hudnall is senior vice president and COO of NeelSchaffer. Before being promoted to COO, he worked in the Neel-Schaffer office in Columbus, where he managed oversight for the company's North Mississippi and Alabama operations. While in Columbus, he was also involved in a variety of civic organizations and activities throughout the Golden Triangle area, as well as serving on the Columbus Main Street board of directors. Hudnall received a B.S. in civil engineering from Mississippi State University in 1990 and is a registered professional engineer in Mississippi.

New MMSA executive committee officers include: past president Barry Plunkett of B. Plunkett & Associates Inc., in Jackson; Hudnall; vice president Mark Loughman of Mississippi Power in Gulfport; and, treasurer Suzanne Smith of Renasant Bank in Tupelo.

The 2013-2014 MMSA board of directors are: Hudnall; Plunkett; Loughman; Smith; Randy Burchfield, BancorpSouth; Allison Beasley, Southern Mississippi Planning and Development; Steve Kelly, Entergy; Hibbett Neel, Neel-Schaffer Inc.; Bill Scruggs, St. Dominic Health Services; Mayor Robert E. Smith, Sr., City of Columbus; Sheila Varnado, R3SM Inc.; Wyatt Waters, Wyatt Waters Gallery; Beth Williams, The Alluvian Hotel & Spa; H.T. Holmes, Mississippi Department of Archives and History; Leland Speed, EastGroup/Parkway Properties; Jim West, College of Architecture, Art and Design at Mississippi State University; Mickey Howley, Water

July 12, 2013 Valley Main Street Association; and, Ellen Russell, Pontotoc County Chamber Main Street Association.

Ex officio members are Brent Christensen of the Mississippi Development Authority and Alex Thomas, Mississippi Advisor to the National Trust.

Designated representatives to the board are: Ken P'Pool, Mississippi Department of Archives and History; John Poros, The Carl Small Town Center at Mississippi State University; and, Joy Foy of the Mississippi Development Authority.

Board taps Herzog, Shivangi Dr. Jim Herzog of Jackson is the new chairman of the Mississippi Board of Mental Health. Herzog is a clinical psychologist in private practice in Jackson. He received a bachelor’s degree in psychology from Creighton University and a master’s and doctorate in clinical psychology from the University of Mississippi. He performed his internship in the Air Force at Wilford Hall United States Air Force Medical Center Herzog in San Antonio, Texas. Upon completion of this, Herzog returned to Mississippi where he served as staff psychologist at Keesler Untied States Air Force Medical Center in Biloxi for three years. After leaving the Air Force, he moved to Jackson and was employed as the staff clinical psychologist at the Jackson Shivangi Mental Health Center.

Currently, his practice involves consultation with the Region 8 Mental Health Services and the Department of Vocational Rehabilitation/Disability Services as well as providing individual therapy and assessment with adults, adolescents, and children.

Also, Sampat Shivangi, M.D., of Ridgeland was named vice chairman of the Board of Mental Health.

Shivangi serves on the board representing medical doctors. From 2005-2008, he served as the advisor to the U.S. secretary of health and human services. He is the past president-elect of the American Association of Physicians of Indian Origin. He is the founding president of the American Association of Physicians of Indian origin in Mississippi and is the past president and chair of the India Association of Mississippi.

Shivangi is the president and CEO of US Info Systems of Mississippi. He previously served on the Mississippi State Board of Health. He also served as a house delegate in American Medical Association Chicago.

Dale completes SEDI Debbie Dale of Lamar County recently completed the State Executive Development Institute (SEDI).

Dale is the staff development director at South Mississippi State Hospital in Purvis. She has been employed at SMSH since June 2004. She graduated from the University of Southern Mississippi in 1979 with a bachelor of arts degree in psychology. Dale received her masters of education degree from William Carey Dale University in 1996. She has completed the Basic Supervisory Course, the Certified Public Manager program, the Department of Mental

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Health FOCUS program and the Licensed Mental Health Administrator program. She has also served as a board member of the Pine Belt Mental Health Association since 2009 and currently serves as the organization’s vice president.

Prior to her employment at SMSH, Dale taught at West Marion Primary School for 11 years and served on the State Department of Education School Assessment Team for five years. She also worked for the University of Southern Mississippi as a School Improvement Representative and taught teacher continuing education classes for Mississippi State University at the Meridian Campus and at the University of Southern Mississippi.

Williams managing Allegro!

Cadence Bank has promoted Billy Williams to senior vice president, Treasury Management product manager. In this role, Williams will manage Allegro!, the bank’s sign-on portal. Williams, who joined Cadence in 1999, has held several positions with the bank, most recently serving as vice president of application support and technology support liaison to the bank’s Treasury ManageWilliams ment department.

Cook moves to CMMC Mark Cook, a human resources professional with more than 20 years of health care experience, has been named director of human resources for Central Mississippi Medical Center. Cook comes to CMMC from sister facility Crossgates River Oaks Hospital in Brandon, where he had eight Joint Commission surveys of his department with no HR deficiencies. He has also been recognized by the Mississippi Hospital Cook Association with its Distinguished Service Award. Prior to moving into human resources, he worked as the hospital’s director of Respiratory Care.

Cook is a graduate of Hinds Community College with undergraduate work at Belhaven University. He and his wife, Rena’, have two adult children and three grandchildren.

Clinic adds Kruse Jack Kruse, MD, DMD, recently joined Hattiesburg Clinic’s Neurological Surgery Department. Kruse earned his medical degree from Louisiana State University in Baton Rouge, La. He completed a general surgery internship and a neurological surgery residency at Louisiana State University Charity Hospital in New Orleans, La. He earned his dental degree from the University of Connecticut in Farmington, Conn.

Kruse is a member of Age Management Medicine Group, American Medical Association, American Association of Neurologic Surgeons, Congress of Neurologic Surgeons, Nashville Academy of Medicine, North American Spine Society, Tennessee Medical Association and Tennessee Neurosurgical Society.

For announcements in Newsmakers; Contact: Wally Northway (601) 364-1016 • wally.northway@msbusiness.com

10 I Mississippi Business Journal I July 12, 2013

WRITERS

DEVELOPMENT

‘Coming Home to Mississippi’

Officials determining when work can resume on old Armory

» Editors share stories from Mississippians here, there and over yonder

By STEPHEN McDILL I STAFF WRITER stephen.mcdill@msbusiness.com

“Mississippi isn’t a state, it’s a club,” the late Willie Morris once wrote.

The Yazoo City native and author of such classics as “North Toward Home” and “My Dog Skip” is just one of the many Mississippians featured in the new book “Coming Home to Mississippi” edited by Charline McCord and Judy Tucker and available through University Press.

The 230-page anthology with its rustic front porch cover art by Clinton painter Wyatt Waters, is a perfect sequel of sorts to McCord and Tucker’s 2008 work “Growing Up in Mississippi.”

“Coming Home” is a collection of thoughts and vignettes about Mississippi from Mississippians who have left the state for love or loss, for a career or just to chase a dream. “(The book) is another look at what’s good about Mississippi,” says McCord. “So many people have fond memories of growing up here.

When they come back you want to know why.”

The common theme of the book is that the Magnolia State truly is a special place to many people who still call it home even if they live halfway around the world. The soil still clings to their souls be it from the rich Delta farmlands or the sun-washed sands of the Coast.

Many of the Mississippians featured in “Coming Home” like actors Morgan Freeman and Sela Ward are familiar to millions while others may need further introductions. Some of the subjects have returned to their native state for a season or for good, while others keep a respectful distance.

“It’s been an outstanding group of writers,” McCord says. “Interesting people that you don't know about.”

Some of the stories are full of heartache. Dolphus Weary talks about growing up in D’Lo, the son of a sharecropper living in a house with no plumbing. The sting of being black in a Jim Crow South drove him away to California, swearing, “I ain’t never comin’ back.”

Weary would eventually come back as a community organizer and one of

Special to the MBJ

Editors Charline McCord and Judy Tucker met at a festival honoring the life and work of one of their favorite writers Eudora Welty. Their love for Mississippi and for its literature led to numerous publishing collaborations including “Growing Up in Mississippi” and its stand-alone sequel “Coming Home to Mississippi.”

the founders of racial reconciliation in Mississippi. “I suddenly caught myself longing for the cool green fields and woods of Mississippi,” he writes. “Was this really where God wanted me...

(My wife) Rosie and I came home to Mendenhall in 1971 and we ain’t never looked back.”

One contributor Norma Watkins writes about her decision as a young Jackson mother to leave her husband and children and run away with a civil rights worker in the 1960s. The resulting scandal shocked and horrified her family and friends, including her college writing instructor Eudora Welty.

Later when Watkins mailed a manuscript and reference request to the Pulitzer Prize-winning author, Welty scolded and rebuffed her in a letter. “I was the bad child. I had been cast out of paradise and I couldn’t come home,” Watkins writes.

Former Miss America Mary Ann Mobley writes about growing up in Brandon before all of the crowns, titles and TV and movie roles. “Do people from other states feel the same way?” Mobley asks the reader. “Do they experience the same magnetic pull toward home? I don’t know but I hope they do. I think for most Mississippians, this is the question: Do you ever really leave home, or is home simply inside of us wherever we go?”

The editing process was twofold for McCord and Tucker: A combination of requesting fresh vignettes from some of their subjects or getting permission to McCord reprint previously published material from others who were inaccessible or deceased.

Tucker remembers that a manuscript from the late writer Wyatt Cooper was particuTucker larly hard to get. “He had one memoir and we could not find who held the copyright,” Tucker said. She contacted both Cooper’s wife fashion designer Gloria Vanderbilt and son CNN anchor Anderson Cooper. Finally an email came from Vanderbilt saying the family would be delighted for the Quitman native’s thoughts to be included in the book.

Tucker and McCord, who met more than a decade ago at a festival honoring Eudora Welty, say their work styles complement each other.

McCord grew up in Laurel and earned two English degrees from Mississippi College where she won the Bellman Award for creative writing. “Judy is a really good reader,” she says. “We mark up individually and discuss and get together and agree or disagree.”

“Charline like me is a very driven person,” Tucker says, “She's an extremely good manager. I’m never worried about misplacing a paper or copyright. I’m more the free spirit.

She’s the straight arrow.”

“It happened that every once in awhile an idea would come to me and I'd write a short story about it,” Tucker says. Subjects ranged from domestic life in the South to her personal reflections on racial segregation.

Tucker grew up in near poverty on a farm in rural Leake County and says that reading and writing was always an escape for her. As an adult, Tucker moved around with her engineer husband while he helped develop the first national interstate highway system.

“From that I got a feeling of self worth,” Tucker says. “I remember walking through the Jitney and thinking ‘I'm a writer, a writer.’”

STEPHEN MCDILL / The Mississippi Business Journal

By CLAY CHANDLER I STAFF WRITER clay.chandler@msbusiness.com

Officials are assessing when construction work can continue on the old Hinds County Armory on Jackson’s Mississippi State Fairgrounds.

The structure was damaged by fire July 2.

Work started earlier this year on replacing the Armory’s roof, in an effort tokeeptheinsideprotectedfromtheelementsandhelppreservetheinside of the historic building for possible future redevelopment.

The Mississippi Department of Archives and History awarded a $600,000 grant to the Mississippi State Fair Commission last year. The money was drawn from a recovery fund set up after Hurricane Katrina.

A preliminary investigation points to sparks generated by welders as the cause of the fire, said Mississippi Commissioner of Agriculture and Commerce Cindy Hyde-Smith, whose department holds purview over the Fairgrounds. The investigation continues, she added.

Hyde-Smith said most of the damage was to the south end of the Armory, where the majority of the re-roofing work had been done.

“It’s just a hull of a building right now with no roof,” Hyde-Smith said.

“On the south end, there was a partial roof and all of that was destroyed.”

The Armory was built in the 1920s, and once served as the city of Jackson’s city hall. It also once housed the Mississippi Adjutant General’s office. The Mississippi National Guard used it as a training facility for five decades. In the late 1980s, the building hosted a casting call for extras for “Mississippi Burning,” about the prosecution of Byron De La Beckwith for themurder ofcivilrightsleader Medgar Evers.TheArmorywasdesignated a Mississippi Landmark in 1986, and placed on the National Register of Historic Places in 2000. It remains the oldest still-standing armory in Mississippi.

The building’s deterioration began during the historic Easter Flood in 1979, when the swollen Pearl River put most of downtown Jackson and adjoining neighborhoods under water, causing hundreds of millions of dollars in damage.

Hyde-Smith said getting the Armory ready for redevelopment is part of her overall plan to spruce up the Fairgrounds, which includes a makeover See

ARMORY, Page 20

July 12, 2013

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Mississippi Business Journal

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11

BANKING AND FINANCE

With renewed health, Cadence contemplates its future » CEO says public offering is an option for meeting new capital needs

By TED CARTER I STAFF WRITER ted.carter@msbusiness.com

A resurrected Cadence Bank, formerly headquartered in Starkville but now operating out of Birmingham, Ala., is pausing for some introspection after a couple years of rapid growth throughout a multi-state region.

The period of internal focus could lead the privately held $5.7-billion banking company to decide to go public, a move that would return the bank to an ownership structure held by Cadence in its Starkville incarnation, according to Cadence CEO Sam Tortorici.

“It’s not imperative that we go to an IPO, but as our assets improve it might be a way to raise new investor capital,” he said.

The timing could be attractive, as well.

Bauer Financial awarded Cadence top 5star ranking for its first quarter performance. Cadence went into the quarter having ended 2012 with the highest percentage point growth in commercial & industrial loans in the country, growing C&I loans by 10 percentage points, for an overall C&I increase of 40.9 percent in the three-month period. The loan pace slowed in the first quarter but should regain strength in the second, Tortorici said.

The five stars from Bauer is a world away from the single-star “troubled” ranking Bauer gave Cadence in the final quarter of 2010.

As that fourth quarter of that year began, federal regulators appeared days away from shutting down Cadence, having run out of patience with the bank’s failure to carry out a consent order that specified a significant increase in risk-based capital. A rescue scenario unfolded by which Cadence, at the time a $1.6 billion regional bank with nearly two dozen locations in North Mississippi and a dozen more outside the state, would stay a Mississippi-based bank through an acquisition by Trustmark Bank.

At the last minute, however, Cadence backed away from the deal with the much larger Jackson bank and opted for a backup offer from Houston’s Community Bancorp.

That Community Bancorp had arrived in Starkville with nearly $1 billion of private investment money to spend on the bank’s revival made the deal especially appealing to Cadence, as did the suitor’s pledge to keep a substantial portion of the Cadence operation in Starkville, officials of the bank said at the time.

In its first step in the conversion, Community Bancorp took Cadence private.

CAPITAL MIXED WITH SKILL AND LUCK GIVES CADENCE ITS CURRENT SUCCESS A five-star Bauer Financial rating and a percentage of growth in commercial & industrial loans that topped all U.S. banks have made for a lot of pats on the back throughout the multi-state market of the $5.7 billion-asset Cadence Bank.

From Cadence CEO Sam Tortorici’s perspective, “It’s amazing what a lot of capital and a very experienced institution can do.”

At the same time, it is important to factor in a sizable dose of luck, he adds.

On the luck side, the resuscitations Community Bancorp (which is now Cadence Bancorp) did on the three distressed banking companies it bought in the last two years turned out to be not as extensive as expected.

“They actually performed better than we had marked their portfolio,” Tortorici said, referring to the Cadence acquisition in March 2011, Birmingham’s Superior Bank acquisition a few months later and the acquisition of Houston’s Encore Banshares in summer 2012.

The CEO has a simple explanation for the five-star “Superior” rating it received in the first quarter from Bauer, a Coral Gables, Fla., financial sector research company that awards banks across the county from zero stars to five, based on assessments of growth prospects, earnings trends and asset quality.

“The Bauer rating scale’s most important measure is capital,” he said. “Capital is an important strength of Cadence. When formed, we deployed about $950 million.”

Cadence ended the first quarter with $935 million in equity capital and $568 million in risk-based capital, according to its FDIC report.

The other highlight came at the end of last year, when Cadence ended the fourth quarter with an increase of 40.9 percent in commercial & industrial loan growth. The 10 percentage point increase surpassed all other banks, according to a report from SNL Financial of Charlottesville, Va..

C&I loans accounted for 44.7 percent of Cadence’s fourth quarter loans, SNL reported.

The bank had $1.79 billion in C&I loans in the final quarter of 2012, up from $1.27 billion in the third quarter.

Market geography has helped, according to Tortorici, who said Cadence focused on See

SUCCESS, Page 20

“It’s not imperative that we go to an IPO, but as our assets improve it might be a way to raise new investor capital” Sam Tortorici Cadence CEO

Under the newly adopted name Cadence Bancorp, the banking company set about building the new Cadence, including $4.5 million in technological upgrades to the back office complex in Starkville.

Within a year, the once cash-poor Cadence had moved its headquarters to Birmingham and bought up that city’s distressed $3.4 billion Superior Bank in an FDIC sale. Superior added 73 banking offices and 23 consumer finance offices in Alabama and Florida to Cadence’s market.

A few months later, Cadence Bank acquired Houston’s Encore Bancshares, a $1.6 billion bank that was distressed but not to the point of an FDIC shutdown.

With Encore’s Texas operations, Cadence grew to more than 100 locations with the addition of Encore.

After all that, it’s time for Cadence to catch its breath, CEO Tortorici said.

“The good news about Cadence is that we have very patient investors,” he said, describing the money backers as mainly endowments and university funds.

They will give the banking company time to sort things out, he added.

“We have deployed much of our organic capital. Now we are going to be internally focused… An IPO would be one option for us.”

Acquisition could be another option, said Ken Cyree, dean of the University of See

CADENCE, Page 20

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SMALL BUSINESS

Classes in style

» Interior design jobs are expected to grow 19-27 percent by 2020 — and colleg

By LYNN LOFTON I CONTRIBUTOR mbj@msbusiness.com

It’s all about space planning at the state’s interior design schools where students learn ways to make interior spaces more livable and workable.

There are four-year accredited programs such as Mississippi College, Mississippi State University and the University of Southern Mississippi where students earn bachelor degrees in interior design.

There are also university parallel programs at Northeast Com-

munity College and Mississippi Gulf Coast Community College where students begin their academic journey before transferring to universities.

At Mississippi State University, the Interior Design Program is in the College of Architecture, Art and Design. It was established in 1969 and accredited in 1993 by the Council for Interior Design Accreditation. Chairman of the program and full professor Beth Miller says the job outlook for interior design graduates is good. “Anything that is specialized is better in this economy,” she said.

“The U. S. Department of Labor is predicting 19 to 27 percent growth between 2010 and 2020. A lot of companies and organizations are taking existing spaces and re-doing them.”

Miller, who is also serving as interim dean of the College of Architecture, Art and Design, says the MSU program stresses studiobased learning. “That’s the way interior design, architecture and art are taught. Students must be able to do it.

Interior design students do some real client projects.”

The MSU students offer suggestions to clients which give the student designers opportunities to work with clients on real spaces. The students recently re-worked the office of MSU’s College of Business dean where they moved walls and chose finishes.

“There are also lecture classes that deal with the American Disabilities Act, which students must know now that it’s a part of the International Building Code,” Miller said.

Other classroom courses include the history of interior design to learn different furniture styles and cultures, textiles class, computer classes for skills in drafting and 3D modeling, building infrastructure modeling and auto computer-assisted drafting.

“We’re one of the first schools to start teaching with the auto CAAD, and it’s really cool,” Miller said. “It shows clients way before construction what a structure will look like. It has changed the industry tremendously and has increased student’s ability to get jobs.”

Graduates of the program are working in diverse environments. Currently several are serving internships in hospitality, retail and health care in Atlanta, Dallas and Nashville. Miller points out that internships lead to permanent jobs 90 percent of the time. Several graduates are working in high-end residential firms and large hotel chains while others are working for Mississippi furniture companies, which is again moving forward.

“The industry is moving to an interdisciplinary style with all participants working on projects together,” she added. “All architects, designers and landscape architects work on projects together and each can see what the others are doing.”

At Mississippi College in Clinton, interior design students are art majors who can choose interior design as a focus program earning a Bachelor of Arts or Bachelor of Science degree. Classes include basic design, interior environments, drawing, graphical programs, the history of architecture and interiors, color and lighting, building construction, computer generated drafting and business principles.

The program is also in the Department of Art at the University of Southern Mississippi in Hattiesburg. The program provides a diverse, challenging and multidisciplinary perspective that encourages creative, professional and environmentally responsible design solutions for residential, com-

TaborRes, left, is a digital rendering with hand rendering over it of a space designed by students using the interior of the Borden Milk Plant in Starkville.

At right is a hand-rendered image completed in a MSU rendering class.

Images courtesy of Mississippi State University College of Architecture, Art and Design students

mercial univers “Stud profess ticipate terior d will hav and de human

July 12, 2013 • MISSISSIPPI BUSINESS JOURNAL • www.msbusiness.com

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mercial and institutional facilities, according to university spokesman David Tisdale. “Students will attain the depth and breadth of professional design knowledge required to participate in entry level positions in a variety of interior design related professions,� he added. “They will have a foundation in the fundamentals of art and design, theories of design, green design and human behavior.�

Mississippi State student teams from architecture, interior design, and building construction science worked together on an interdisciplinary project called BioDynamic Community.

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14 I Mississippi Business Journal I July 12, 2013

PROFILE

Sound investment » Shunning retirement, Olive Branch couple turns an ear toward business venture

By BECKY GILLETTE I CONTRIBUTOR mbj@msbusiness.com

A

FTER JOE PICKLER was downsized from his job as a software salesman, he wasn’t ready to head into retirement. Instead, he and his wife, Gayle, a medical space planner, decided to start their own business.

“No one wanted to hire a 64-year-old salesman,” Pickler said. “We are knowledgeable and talented. So we decided we would just open our own business. We wanted to do something in a career that helps others.

My dad had bought some hearing aids in October, and had nothing but trouble with them. We had heard about Zounds Hearing, and talked to several franchisees. We were really impressed with what we learned about the company.”

Zounds Hearing was founded by engineer Sam Thomasson, who developed what the company calls “the world’s most technologi-

cally advanced hearing aid” after seeing the frustration his hearing-impaired daughter, Kate, was having with traditional hearing aids.

Thomasson said although they paid as much as $7,000 for hearing aids, his daughter struggled to understand speech and hear in noisy environments like a restaurant or car.

Thomasson said the noise reduction technology used by the hearing aids just reduced the overall volume. To solve the problem, he said he developed a technology that can tell the difference between human sounds and other sounds like wind, road and air conditioning noise.

“The first technology solved about half of the problem,” said Thomasson, who has 57 patents on his work. “The second technology that I developed creates a cone of listening in front of the hearing aid wearer in noisy conditions. The combination of these two techCourtesy photo

See

ZOUNDS, Page 54

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Continued from Page 14

nologies gets rid of up to 90 percent of unwanted noise, while enhancing voice.”

Pickler said another innovative thing about Zounds Hearing is that there are fewer middlemen in the process, which allows the hearing aids to be sold at less cost than most other hearing aids. The hearings aids start at about $1,000 per pair.

“A typical hearing aid by the time it gets to the end user has been marked up four times,” said Pickler, who traveled to Phoenix, Ariz., to meet with the CEO and other executives with Zounds Hearing before the couple decided to invest in the franchise. “We don’t have that. We manufacture our own hearing aids. They are much less expensive than anything around. They are more affordable, and yet they are better technology. People say they can hear better than they have in 20 years. Sometimes people cry because they are so excited to hear again.”

The hearing aids are rechargeable, which many users find convenient and affordable.

The Picklers opened Zounds Hearing of North Mississippi at 6915 Crumpler Avenue across from the Olive Branch Kroger June 10, and plan to open a branch on Wolf River Boulevard in Germantown, Tenn., by the end of July.

But they aren’t just sitting at the office waiting for people to find the business. Pickler, a self-described extrovert, has been going across North Mississippi and into South Tennessee giving talks about hearing loss and offering free hearing tests.

July 12, 2013

Pickler said the John Hopkins Institute has done research showing that loss of hearing can lead to dementia and social withdrawal.

“Imagine standing in a crowd of four or five friends and getting tired of saying, “Huh? I can’t understand that,’” he said. “You won’t be participating in the conversation. What we do is correct that so people can hear well enough to join back in social interactions. After an extended period of time, if you aren’t hearing well, your brain starts translating language into gibberish.

It has a negative impact on the brain having hearing loss for a long period of time. People often don’t realize how much it will improve their lifestyle by being able to hear better.”

Pickler said the John Hopkins study also shows that a senior’s loss of hearing can lead to a 60 percent greater chance of accidents such as falls in the home and in public—another good reason for hearing correction.

The business is targeting products to people who are over 50 — not just those over 65. Pickler believes many of the younger people could benefit from hearing aids. Pickler would like people to know that while Medicare and Medicaid don’t cover hearing aids, the Mississippi Department of Vocational Rehabilitation can provide assistance purchasing hearing aids for people who need hearing aids to continue working.

A licensed hearing instrument specialist does the testing and fitting for the Picker’s Zounds Hearing outlets. Testing is always free. For more information, and to listen to a hearing demonstration, see the website www.hearmasters.com\zounds.

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Mississippi Business Journal

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SBA pledges to increase loans to veterans by 5%

By LISA MONTI I CONTRIBUTOR mbj@msbusiness.com

The U.S. Small Business Administration’s top lenders have signed on with the SBA’s Veteran Pledge Initiative to pump up their loans to veterans by 5 percent a year for the next five years.

The SBA has enlisted its top 20 national lenders and about 100 regional and community lenders to help veteran-owned small businesses.

SBA officials estimate that the initiative will help 2,000 veterans get loans to start or expand their small businesses with $475 million over the five-year period. That figure represents a five percent increase above the SBA’s historic veteran lending activity, the agency said.

“Our service men and women have made incalculable contributions and sacrifices for our country, and supporting them as they pursue their dreams to start or grow their own business is one of SBA’s highest priorities,” SBA Administrator Karen

Mills said.

“Through this partnership with national lending partners and regional and community lenders across the U.S., we stand ready to serve veteran entrepreneurs with loan-guarantees, entrepreneurial training, and resources that are critical tools to help them start businesses, drive the local economy and create jobs for themselves and their communities.”

The SBA already has a partnership with the National Association of Development Companies VetLoan Advantage initiative that provides financing discounts and training to veterans who own small businesses or who are interested in owning a small business.

According to the SBA, there are 2.45 million veteran-owned small businesses, nine percent of all small businesses, and they employ more than 5 million people. In the private sector workforce, veterans are more likely than those with no active-duty military experience to be self-employed, according to the agency.

2013 UPCOMING EDITORIAL FOCUS DATE

FOCUS

15

LIST

August 2 . . . . . . . . . . .Healthcare Ms . . . . . . . . . . . . . . . . . . . . .Cancer Care Centers August 9 . . . . . . . . . . .Banking and Finance . . . . . . . . . . . . . . .Credit Unions August 16 . . . . . . . . . .Technology . . . . . . . . . . . . . . . . . . . . . . .MTA (Innovate) Hall of Fame Members August 23 . . . . . . . . . .Real Estate/Construction . . . . . . . . . . . .Community Developers August 30 . . . . . . . . . .Economic Development . . . . . . . . . . . . .Mississippi Main Street Association & Highest Paid Occupations Space Reservation 10 days in advance For advertising information please call 601-364-1011

16 I Mississippi Business Journal I July 12, 2013

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INCORPORATIONS April 2013 Incorporations This is the April 2013 list of the state’s newly incorporated businesses from the Secretary of State’s Office. Listed are towns from Jackson to Woodlan. Listings include business name, type, date formed and location. Addresses reflect legal entity for service of process, not necessarily the new business entities’ operating address.

Jackson, cont’d Development Options Centers LLCLLC 4/15/13 506 South President Street Diamond Tutoring, LLC LLC 4/30/13 2605 Belvedere Drive Apartment 312 Diane W. Sims DBA OTH 4/23/13 503 S. Gallatin St Dillon Consulting, LLC LLC 4/18/13 5000 Ridgewood Rd. Apt. 1005 Elevator Safety Inspection Services, Inc.BUS

4/1/13 248 East Capitol Street, Suite 840 Elite Finesse Girls’ Club NP 4/29/13 2840 Robinson St. Apt # 349 Elleaner C Harris LCSW LLC LLC 4/19/13 5943 Kristen Drive Emmerich Family Newspapers. LLCLLC 4/10/13 1447 Rebel Drive ENTP, LLC LLC 4/24/13 4450 Old Canton Rd, Suite 200 (39211) Epic Resources LLC LLC 4/5/13104 Trace Wood Cove, Clinton, Ms 39056 Equestrian Productions, LLC LLC 4/18/13 168 Fox Meadows Rd Exclusive Catering Events LLC LLC 4/9/13 5190 Shirlwood Drive EYM Premier Productions, LLC LLC 4/19/13 525 Wyatt Circle FeatherSun Farm LLC LLC 4/30/13 4500 I-55 North Suite 205N First Choice Loan Services, Inc BUS 4/1/13 506 South President Street First Corporate Solutions, Inc. BUS 4/11/13 248 E Capitol St Ste 840 Flechas Family Holdings, LLC LLC 4/30/13 318 South State Street Four Ks Real Estate LLC LLC 4/9/13 22 South Crown Pointe Drive Franklin Engineers & Consultants, LLC LLC

4/11/13 405 Briarwood Dr Ste 103 A FTF Holdings Inc. BUS 4/11/13 504 Stillwood Dr Fusion Brokerage Inc. BUS 4/12/13 506 South President Street Garden Ridge L.P. LP 4/29/13248 East Capitol Street, Suite 840 Garden to Table LLC LLC 4/10/13 1407 Belle Glade Street Gator Nation Soccer Booster Club NP 4/10/13 125 S. Congress St., Ste. 1336 Gen4 Services LLC LLC 4/15/13 248 East Capitol Street, Suite 840 Geny Insurance Group LLC LLC 4/3/13 840 Trustmark Building Get Imaging Inc BUS 4/8/13 248 East Capitol Street, Suite 840 Gil’s Bread LLC LLC 4/25/13 313 Meadowods Drive GMH Mortgage Services LLC LLC 4/26/13 248 East Capitol Street, Suite 840 Good Dirt Farms LLC LLC 4/17/13 4450 Old Canton Road, Suite 200 39211 Guerilla Imaging LLC LLC 4/2/13 5200 Keele St. #B Gulf Coast Sneaux Inc BUS 4/18/13 506 South President Street Hands Up Community Resources Center NP

4/26/13 1817 Wisteria Dr Harbor Landing A-One, LLC LLC 4/16/13 673 N Bierdman Road Havana Resorts Casino LLC LLC 4/24/13248 East Capitol Street, Suite 840 HBCNS, LLC LLC 4/25/13 1230 Raymond Rd Ste 600 Heart and Soap LLC LLC 4/8/13 12555 E County Line Rd., #15 Heritage Summit HealthCare LLC LLC 4/2/13 506 South President Street High Plains Services LLC LLC 4/2/13 1164 Martingale Drive Highland Wake Construction, LLC LLC 4/15/13 10 Canebrake Blvd., Suite 200 Home Perfection General Contractors, Inc.BUS

4/15/13 405 Briarwood Dr Ste 103 A Huey Trucking LLC LLC 4/8/13 506 South President Street Hunter Mortgage LLC LLC 4/9/13 5345 Kaywood Dr

Iglesia del Dios Vivo Columna y Apoyo de la Verdad-La Luz del Mundo NP

4/24/13 5581 Cahill Dr. #8 Ims Logistics, LLC LLC 4/12/13 126 Amite Street Innova Service Tech LLC LLC 4/24/13 506 South President Street Innovative Consulting & Training, LLC

LLC

4/17/13 235 Longview Drive Integration 4.0 Inc BUS 4/9/13 4800 I-55 North Ste 31 B International Free Masons and Its Auxilliaries Grand Lodge Inc. NP 4/9/13 5028 Old Canton Rd International Rhema Outreach Center, IncNP

4/9/13

218 Allstate Dr

International United Supreme Council, Free Masons and its Auxiliaries, Inc. NP

4/9/13 5028 Old Canton Rd Investendo Due S.r.l.

LLC 4/23/13248 East Capitol Street, Suite 840 Ironton Telephone Company BUS 4/12/13 405 Briarwood Dr Ste 103 A IV Investment Properties, LLC LLC 4/23/13 9 Abbey Nord Place J.N.W. LLC of Jackson LLC 4/23/13 387 Fairhill St JAR Properties, LLC LLC 4/24/13 275 Valley N. Blvd.

Jimmie Ray Lewis Scholarship FundNP 4/18/13 3580 Robinson Rd Jumpin’ Jax LLC LLC 4/29/13 12 Highland Meadows Dr Kerr Real Estate, LLC LLC 4/29/13 1651 Kerr Drive KerriBella LLC LLC 4/8/13 3604 Sunset Dr Kiamichi Oil Company LLC LLC 4/11/13 4450 Old Canton Road, Suite 200 Knight Flight 101 NP 4/11/13 1332 FERNWOOD DRIVE LAH Consulting, LLC LLC 300 Concourse Blvd., Suite 200 4/18/13 (Ridgeland 39157)

Land Leases, LLC LLC 4/25/13 840 Trustmark Building Lazy Boy Transport, LLC LLC 4/17/13 1150 Maria Dr Lean on Me, LLC LLC 4/12/13 506 South President Street Lee’s Brokerage LLC LLC 4/2/13 1818 Crane Ridge Drive Liberty Star Construction LLC LLC 4/10/13 405 Briarwood Dr Ste 103 A Linda D Smith Insurance Agency LLC

4/10/13

LLC

2189 Henry Hill Drive, Suite C

Little Learners Christian Academy LLC LLC

4/16/13 3281 Terry Rd Louisiana Housing Alliance NP 4/11/13 514 E Woodrow Wilson Majestic Timber, LLC LLC 4/9/13 Suite 110, 1400 Lakeover Road Maley Investments LLC LLC 4/24/13 555 Tombigbee Street, Suite 100 MALIZ, LLC LLC 4/16/13 400 East Capitol Street Manu Forti Massage, LLC LLC 4/15/13 506 South President Street Mercenary Computers LLC LLC 4/19/13 405 Briarwood Dr Ste 103 A Mississippi Entrepreneurs and MBE Resources, LLC LLC 4/3/13 746 Windward Road Mississippi Health Development Fund NP 4/8/13 120 North Congress Street, Suite 902

Mississippi Immigrant Support Services NP 4/30/13 140 Kristen Court Mississippi Trinity Mission Inspire Inc

NP

4/10/13 579 Road of Remembrance Mizell Heating & Air Inc BUS 4/19/13 248 East Capitol Street, Suite 840 Mobile Mone Express, Inc BUS 4/25/13 1615 South Gallatin Street Morrow and Associates, LLC LLC 4/4/13 300 West Capitol Street Suite 200 Moving Starz Publication, Limited Liability Company LLC 4/29/13 4056 Torrey Pines Dr. Ms. D’s Southern Cuisine DBA OTH 4/23/13 503 S. Gallatin St MuniStrategies Sub-CDE#11, LLC LLC 4/30/13 2819 North State Street MuniStrategies Sub-CDE#12, LLC LLC 4/30/13 2819 North State Street MuniStrategies Sub-CDE#13, LLC LLC 4/30/13 2819 North State Street MuniStrategies Sub-CDE#14, LLC LLC 4/30/13 2819 North State Street MuniStrategies Sub-CDE#15, LLC LLC 4/30/13 2819 North State Street

July 12, 2013

Music Beyond Measure, L.L.C. LLC 4/19/13 1518 Plantation Blvd My Four Sons, LLC LLC 4/18/13 506 South President Street National Center for Enterprise Zone Research NP 4/5/13 1031 Whitsett Walk National Domain Services, LLC LLC 4/3/13 506 South President Street Navagis, Inc. BUS 4/4/13 111 East Capitol Street, Suite 270-A Navagis, Inc. of Delaware BUS 4/4/13 111 East Capitol Street, Suite 270-A Nevada Realty Corporation BUS 4/18/13 405 Briarwood Dr Ste 103 A New Pennywise Cleaners LLC LLC 4/23/13 130 Western Hills Newco Corporate Holding, Inc BUS 300 Concourse Blvd., Suite 200 4/24/13 (Ridgeland 39157)

Newman & Associates PLLC PLLC 4/10/13 413 South President St Ste 115 No Mistake Racing LLC LLC 4/12/13 839 Brandon Ave Nordic Consulting Partners Inc BUS 4/3/13 506 South President Street NTI Church Road, LLC LLC 401 East Capitol 100-M Heritage 4/15/13 Building Building

Oak Press Holdings, LLC LLC 4/19/13 4268 I-55 North OEM Toner Plus, Inc. BUS 4/15/13 4744 I-55 North (39211) Olson Investments, LLC LLC 4/10/13 70 Saint Andrews Place Omni Equity Partners, LLC LLC 4/16/13 506 South President Street Omni Equity, LLC LLC 4/16/13 506 South President Street One Man On Camera of MS, Incorporated BUS 4/1/13 663 Kirkley Dr One Stop Electronics LLC LLC 4/5/13 210 Briarwood Dr Only Here LLC LLC 4/29/13 1395 Metrocenter #75 Onpoint Financial Corporation BUS 4/29/13 506 South President Street Pal’s First LLC LLC 4/3/13 5157 Galaxie Drive Pappas Consulting Group Inc. BUS 4/8/13 840 Trustmark Building Parfait Trucking LLC LLC 4/3/13 405 Briarwood Dr. Ste 103A Parham Bridges Catch 22 Foundation, IncNP 4/26/13 1400 Meadowbrook Road, Suite 100

Patriot Group, L.L.C. LLC 4/12/13 1013 Meadow Heights Drive Payne Consulting Inc BUS 4/1/13 2013 Highway 80 West Suite 2260 Payton Greene Limited PartnershipLP 4/5/13 190 East Capitol Street, Suite 100 Pearl’s Cleaning LLC LLC 4/23/13 19 North Hill Parkway 19R Pediatric Therapy Services, LLC LLC 4/16/13 506 South President Street Performance Title, LLC LLC 4/18/13 506 South President Street Plains GP LLC LLC 4/9/13 506 South President Street PME Product of My Environment Universal Prodigy LLC LLC 4/30/13 124 Queen Andria LN PME Universal Prodigy, LLC LLC 4/30/13 124 Queen Andria LN Popps Ferry Road LLC LLC 4/24/13 506 South President Street Porche Consulting, LLC LLC 4/22/13 5314 Hartsdale Dr. Praxis Surgical Supply, LLC LLC 4/25/13 5448 I-55 N. Suite E Precision Services, Inc. BUS 4/15/13 405 Briarwood Dr. Ste 103A Premier Well Service, LLC LLC 4/12/13 248 East Capitol Street, Suite 840 Quadramed Affinity Corporation BUS 4/8/13 506 South President Street Quest Integrity USA, LLC LLC 4/1/13 506 South President Street Rafiki, Inc BUS 4/3/13 506 SOUTH PRESIDENT ST Randal Starkville 1272 Corporation

4/22/13

Randal Starkville 29237 Corporation

4/22/13

BUS

850 Fortification Street BUS

850 Fortification Street

Randal Starkville 38273 Corporation

BUS

4/22/13 850 Fortification Street Rapid Response Refrigeration LLCLLC 4/1/13 707 Robin Hood Rd Real Life Production LLC LLC 4/9/13 550 North Park Drive

Real Property Management, LLC LLC 4/4/13 1940 Bellewood Road (39211) REDDBOTTOM Promotions, LLC LLC 4/23/13 752 Woodhill Rd. Renaissance 478 NP 4/17/13 48 Woodland Way Reroof America Contractors DBA BUS 4/9/13 5710-A Highway 80 West Reroof America Corporation BUS 4/9/13 5710-A Highway 80 West Ridgeback Realty LLC LLC 4/5/134268 I-55 North, Meadowbrook Office Park RK Food Mart, LLC LLC 4/3/13 943 W. McDowell Road Robert Manos Construction, LLC LLC 4/4/13 405 Briarwood Dr. Ste 103A Robert Swaney Consulting, Inc BUS 4/2/13 405 Briarwood Dr Ste 103 A Ruby Construction LLC LLC 4/3/13 405 Briarwood Dr. Ste 103A Ruthie’s House NP 4/16/13 2013 Scanlon Dr S&B Bio Transport and Recovery, L.L.C. LLC

4/1/13 930 Cooper Rd SALT Generation NP 4/23/13 387 Cedarwood Dr Sanders and Sons Diversified Welding Enterprises, LLC LLC 4/11/13 1820 -24 Valley Street Secure One Insurance Agency, LLCLLC 4/10/13 407 Briarwood Dr Ste 206-D Selective Autoplex Inc BUS 4/10/13 5898 Ridgewood Road, Suite D Shady Lane Apartments Limited LP 4/23/13 138 E Amite Street Shankle Properties, LLC LLC 4/1/13 1010 Cedar Hill Dr Shiloh Brandon LLC LLC 4/9/13 5035 I-55 North Shining Stars Dance and Arts Academy LLC LLC 4/9/13 750 Boling Street, Suite D Sides Cedar Ridge, LLC LLC 4/18/13 1828 Piedmont Street Singature Customes & Auto LLC LLC 4/11/13 118 Kilkenny Blvd Sj and Sj LLC LLC 4/1/13 1750 Ellis Avenue Ste E SJ’s Lawn Care LLC LLC 4/29/13 179 Inez Owens Drive Sky Professional Sound Services Co. LLC LLC

4/8/13 3022 W. Northside Drive SoulHealthy, LLC LLC 4/5/13 6706 George Washington Drive Southeast Industrial Properties II, LLC LLC

ToCo Warranty Corp BUS 4/18/13 506 South President Street Toltz, King, Duvall, Anderson and Associates, Inc BUS 4/4/13 506 South President Street Travis Xpress LLC LLC 4/19/13 405 Briarwood Dr. Ste 103A Triple R13 Farm, LLC LLC 4/23/13 400 East Capitol Street Triple-Braided Cord Consulting, LLC

LLC

4/24/13 5115 Pennswood Pl United Assets LLC LLC 4/17/13 190 E. Capitol Street, Ste. 800 United Fellowship of Ministries NP 4/23/13 352 Reed Ave United Receivables Group, LLC LLC 4/18/13 840 Trustmark Building Universal Domains, LLC LLC 4/2/13 506 South President Street University Flasks, LLC LLC 4/18/13 400 E Capital University HealthSystem Consortium

NP

4/22/13248 East Capitol Street, Suite 840 US Biofuels, Inc. BUS 4/16/13 840 Trustmark Building Vacvision Environmental LLC LLC 4/19/13 405 Briarwood Dr Ste 103 A Vanguard Technologies, Inc. BUS 4/23/13 506 South President Street Veronica’s Sitting & Cleaning LLC LLC 4/22/13 4254 Will O Run Dr Vertical Roofing Solutions LLC LLC 4/8/13 2659 Livingston Road Vk Properties, LLC LLC 4/30/13 1602 Lyncrest Avenue Voretta Allen-Nesby Ministries NP 4/30/13 3410 Elraine Boulevard VP Southern Arts Magazine, LLC LLC 4/25/132655 Belvedere Dr E-6 Jackson, Ms 39212 Web Integration Consulting Services

NP

4/26/13 1230 Raymond Road Westside Eagles Youth Sports NP 4/9/13 1610 Dewey Street White Chapel M.B. Church NP 4/25/13 3649 Fontaine Ave. World Asset Management LLC LLC 4/16/13 840 Trustmark Building Xerox Government Systems, LLC LLC 4/8/13 506 South President Street Zaccheus Little Tree House and Learning Center LLC LLC 4/16/13 3644 Hollywood Ave

4/18/13 308 East Pearl Street Suite 200 Southern Hospitality Retirement Community Inc BUS 4/24/13 3281 Lanewood Rd Southern Hospitality Retirement Properties LLC LLC 4/19/13 3281 Lanewood Rd Sowell Road LLC LLC 4/3/13 190 East Capitol Street, Suite 800 Steam Kings & Associates, LLC LLC 4/1/13 509 Tiffany Cove Step Up Roads Service LLC LLC 4/23/13 5937 Huntview Dr. Summit Consulting, LLC LLC 4/2/13 506 South President Street Swayo Housing Associates LP LP 4/5/134268 I-55 North, Meadowbrook Office Park Synergy Medical Devices, LLC LLC 4/25/13 810 Newland Street T & D Trucking, LLC LLC 4/10/13 4988 Oak Creek Drive T D Enterprises, LLC LLC 4/3/13 506 SOUTH PRESIDENT ST T. Majure & Company, LLC LLC 4/30/13 4500 I-55 North Suite 205N Teleflex Medical Incorporated BUS 4/15/13 506 South President Street Tender Loving Care Hospice, LLC LLC 4/22/13 981 Hwy 80 West, Suite 103 The Art Agency, LLC LLC 4/12/13 1710 Hillview Drive 39211 The Benjamin Lynn Agency, LLC LLC 4/23/13 2500 E Terry Rd Ste E

Pine Belt Handyman LLC LLC 4/8/13 622 Enon-Sartinville Road Richard B Powell Consulting LLC LLC 4/25/13 44 Cole Lane Thames Properties LLC LLC 4/23/13 239 Thames Nelson Rd

The Dorroh House Marketplace LLC

Elzofri, Inc 4/23/13

LLC

4/26/13 16 Wesley Walk The Elite Private Investigators & Process Servers of MS,LLC LLC 4/1/13 6235 Waylawn Drive Thousand Islands Agency, Inc. BUS 4/26/13 405 Briarwood Dr. Ste 103A Tiblier Construction LLC LLC 4/26/13 1510 North State St Tiblier Construction of Louisiana, LLC

4/26/13

LLC

1510 North State St

Mississippi Business Journal

Dry’s Transportation, LLC LLC 4/30/13 253 Shady Oak Rd Family Vacations PLUS LLC LLC 4/16/13 746 North 4th Ave Green’s Package Store, Inc BUS 4/30/13 2303 N 3rd Ave House of Prayer Worship Center NP 4/4/13 108 Ellisville Blvd Innova Logistics, LLC LLC 4/18/13 526 West 10th Steet J.P. Services, LLC LLC 4/23/13 525 North 4th Avenue Middleton Tree Service LLC LLC 4/30/13 279 Pine Drive Neelkunj Hotels, LLC LLC 4/9/13 305 South 16th Avenue P’s Ribs & More LLC LLC 4/3/13 3019 North 6th Ave The East Jasper Masonic Temple Learning Center NP 4/18/13 520 South 6th Ave. Trampolking Discount Center LLC 4/23/13 118 Reid Road

Leakesville Piney Woods Construction LLC LLC 4/24/13 2645 Shady Hollow Rd. Southern Truck & Equipment Inc BUS 4/19/13 133 Bradley Jackson Rd

Leland Jamatt, Inc. BUS 4/8/13 200 Palasini Lane Lil Jimmy B Little League NP 4/4/13 183 Anne Drive Inn Rd McCaskill Brothers Supply LLC LLC 4/19/13 51 Napanee Rd My Faith Inc. BUS 4/26/13 701 N Broad Street Own It, LLC LLC 4/25/13 208 South Deer Creek Dr West S & S Farms of Leland Inc BUS 4/8/13 4429 Black Bayou Road Safe Shooter, Inc. BUS 4/8/13 260 Geneill Rd

Lexington LS&M-Ms, LLC 4/15/13

3-N Trucking LLC LLC 4/26/13 151 West Main Street Harrell Transport L.L.C. LLC 4/1/13 4749 Hwy 584 T & K Forest Products LLC LLC 4/3/13 5859-C Meadville Road

Long Beach

Kosciusko C and K Pharmacy, Inc. BUS 4/15/13 11333 Highway 43 North Hillside Vineyard LLC LLC 4/3/13 24783 Highway 19 N J and K Ranch LLC LLC 4/12/13 3543 Attala Road 5131 Mayhew Electric, LLC LLC 4/22/13 8477 Highway 19 South

Lake Sustainable South Project Design Group LLC LLC 4/4/13 2487 Loop Road

Coast Pest Specialist Inc BUS 4/9/13 206 N. Island View Ave DG Marketing, Inc BUS 4/1/13 18062 1/2 Commission Rd LE Solutions, LLC LLC 4/11/13 19027 Red Bud Drive Tacit Research LLC LLC 4/16/13 101 Clower Avenue The Newell Group/ US Settlements Inc BUS

4/4/13 151 Via Don Ray Rd #b Toarmina’s of Gulfport LLC LLC 4/8/13 229 Klondyke Rd.

Lorman Alcorn Housing, LLC LLC 4/4/13 1000 ASU Drive, Suite 810

Lakewood Integrated Petroleum Technologies, Inc.

405 Urban Street Suite 401

Victory Childcare Learning Center, LLC LLC 4/1/13Hwy 552 Redlick Road, Lorman, MS 39096

Louisville

Lamar Nu Horizon Renovation, LLC LLC 4/16/13 105 Autumn Oaks Dr

Lambrt BUS 814 8Th Street

Laurel A&T Forest Products, LLC LLC 4/30/13 1711 Eastwood Dr (Waynesboro 39367) All for Christ Inc NP 4/12/13 732 North 8th Ave Blackwell Nursing Services, LLC LLC 4/10/13 19 Clairmont Circle Carbon Exploration, Inc. BUS 4/2/13 96 Cactus Drive

I

1109 North Columbus LLC LLC 4/11/13 212 Ackerman Street 1111 North Columbus LLC LLC 4/11/13 212 Ackerman Street 1115 North Columbus LLC LLC 4/11/13 212 Ackerman Street 1117 North Columbus LLC LLC 4/11/13 212 Ackerman Street American Education Advantage (AEA) LLCLLC

4/23/13 780 Old Mill Pond Road Arrowhead Tree Farm LLC LLC 4/11/13 212 Ackerman Street Brandon Hill GP, LLC LLC 4/2/13 1659 Hwy 15 S Bypass Brandon Hill II, L.P. LP 4/2/13 1659 Hwy 15 S Bypass Burnt Pine’s Tree Farm LLC LLC 4/11/13 212 Ackerman Street

17

CKN Litter Services LLC LLC 4/19/13 942 Liberty Road Hawthorne Apartments II, L.P. LP 4/8/13 1659 Hwy 15 S Bypass Hawthorne GP, LLC LLC 4/8/13 1659 Hwy 15 S Bypass Henderson Place Tree Farm LLC LLC 4/11/13 212 Ackerman Street Joey’s Wild Game Processing, LLC LLC 4/15/13 1418 Yarbrough Carter Rd Marion Road Apartments II, L.P. LP 4/8/13 1659 Hwy 15 S Marion Road GP, LLC LLC 4/8/13 1659 Hwy 15 S Bypass Papa Joe’s Dream Tree Farm LLC LLC 4/11/13 212 Ackerman Street Red Hills Properties LLC LLC 4/2/13 900 E John C Stennis Dr. Sand Hills Tree Farm LLC LLC 4/11/13 212 Ackerman Street Sliding Rock LLC LLC 4/11/13 212 Ackerman Street Sunset Hill GP, LLC LLC 4/2/13 1659 Hwy 15 S Bypass Sunset Hill II, L.P. LP 4/2/13 1659 Hwy 15 S Bypass White Circle LLC LLC 4/11/13 212 Ackerman Street Winston County Emergency Management Association NP 4/5/13 128 South Church Avenue

Lucedale DPD Phillips Inc BUS 4/10/13 610 Mill Street Flex, LLC LLC 4/23/13 254 Noel Eubanks Road Hinton Rental Properties LLC LLC 4/5/13 1105 Burgundy Dr Mocum, LLC LLC 4/4/13 154 J. P. Miller Rd Shots-N-Spots LLC LLC 4/17/13 7922 Belle Etheridge Rd

Lumberton R. Turn LLC 4/25/13

LLC 604 Gumpond Beall Rd

Shepherd’s Flock Church Incorporated

LLC 2708 Brozville Road

Liberty

Jayess

4/15/13

I

4/24/13

NP

263 Entrekin Road

Lyon Clarksdale Disc Golf Association NP 4/11/13 216 Webb St. Eric Patterson, Inc BUS 4/25/13 500 Killebrew John McArthur, Inc BUS 4/25/13 500 Killebrew Susan C McClure Speech Consultant, LLCLLC

4/24/13 3055 Big Creek Road Walton Crop Management, LLC LLC 4/30/13 142 Louisa Cove

Maben Dean Landscaping & Property Maintenance, LLC LLC 4/26/13 1465 Parker Roberson Road

Macon Fellowship of Hope Community Church NP 4/18/13 16078 Hwy 14 Prairie Point RTK, LLC LLC 4/24/13 1079 Binion Rd

Madison Absolute Health LLC LLC 4/10/13 248 Geneva Blvd Accelerated Project Solutions LLC LLC 4/26/13 233 Charlestowne Drive Allysource International LLC LLC 4/22/13 117 La Salle St. AMR Food Inc BUS 4/3/13 764 Danforth Drive B and K Storage Solutions, LLC LLC 4/22/13 198 Reunion Blvd.

BOH Properties, LLC LLC 4/18/13 107 Toulouse Cir Capitol Art Lofts, LLC LLC 4/8/13 103 Cherrybrook Dr. Capitol Art MM, LLC LLC 4/8/13 103 Cherrybrook Dr. Cas Investments, LLC LLC 4/12/13 205 Devereaux Court Counseling & Continuing Education Institute LLC LLC 4/22/13 150 Bridge Water Dr Crawfish City, LLC LLC 4/25/13 119 Colony Crossing Way #660

INCORPORATIONS

18 I Mississippi Business Journal I July 12, 2013 Crowder Consulting, LLC LLC 4/8/13 905 Keswich Cove D3 Enterprises Solutions LLC LLC 4/16/13 245 Highleadon Drive DLS Investments, LLC LLC 4/12/13 205 Devereaux Ct. Double C Sales LLC LLC 4/16/13 357 Ingleside Drive Downing Court Development, LLC LLC 4/16/13 102 First Choice Dr, Madison, MS 39110 Downing Court Jackson, LLC LLC 4/16/13102 First Choice Drive, Madison, Ms. 39110-7067 EDC Accountimg Solutions, LLC LLC 4/29/13 102 Charlton Drive Elizabeth Allen Interiors, LLC LLC 4/30/13 707 Monroe Street (Jackson 39202) Emergency Services Administrative Professionals NP 4/16/13 PO Box 2489 Eubank Consulting, LLC LLC 4/26/13 105 Memory Lane Faulkner Flats, LLC LLC 4/30/13116 One Madison Plaza, Suite 2100 Friends Best Way Inc BUS 4/16/13 705 Huntington Cove Genetic Diagnostics, LLC LLC 4/24/13 137 Napa Valley Circle Go Flat Fee LLC LLC 4/1/13 141 Woodland Dr Gulf Restoration Network NP 4/23/13 3141 West Tidewater Lane Harness Enterprise Marketing & Managing LLC LLC 4/25/13 155 Sonnet Cir Hazel & Bright LLC LLC 4/12/13 118 Ivy Brook Dr Jamatip Design Group, LLC LLC 4/30/13 143 Hemlock Lane JGHFAM, LLC LLC 4/15/13 229 Honours Drive Jumpy Jumps, LLC LLC 4/1/13 119 Colony Crossing Way Ste. 660 Justin L. Dyre, D.M.D., LLC LLC 4/22/13 601 Clearwood Cove Keyway Supersudz LLC LLC 4/3/13 535 Florence Drive King Development, LLC LLC 4/16/13102 First Choice Drive, Madison, Ms. 39110-7067 LE & NW Madison Properties I LLCLLC 4/9/13 393 Ingleside Drive LE & NW Madison Properties II LLCLLC 4/9/13 393 Ingleside Drive LS Medical LLC LLC 4/12/13 106 Northlake Lane LUSO LLC LLC 4/3/13 123 Windsor Hills Drive MAC6PAC, Inc BUS 4/8/13 1273 North Livingston Road Madison County Partners IV, L.P. LP 4/1/13 124 One Madison Plaza, Suite 1500 Mara-Gold Properties, LLC LLC 4/15/13 225 Northshore Boulevard Mid-South Recycling, LLC LLC 4/17/13 317 Highleadon Court New Life Baptist Church of Madison

NP

4/19/13 385 North Old Canton Road Oxford Court Development, LLC LLC 4/16/13 102 First Choice Dr, Madison, MS 39110 Oxford Court Jackson, LLC LLC 4/16/13102 First Choice Drive, Madison, Ms. 39110-7067 Park Ventures III LLC LLC 4/8/13124 One Madison Plaza, Suite 1500 Park View Estates GP II, LLC LLC 4/1/13 124 One Madison Plaza, Suite 1500 Pieroni Consulting LLC LLC 4/9/13 426 Kingsbridge Rd Rediance Redefined, LLC LLC 4/8/13 180 Cottonwood Drive Robalu, LLC LLC 4/24/13 883 Highway 51 Robert Bowman DBA OTH 4/29/13 162 Lake Ridge Drive Robertson Construction LLC LLC 4/9/13 112 Persimmon Place Rock House Energy LLC LLC 4/8/13 138 Greens View Lane Ryals Process Service LLC LLC 4/22/13 165 Memory Lane Sacred Ground Media LLC LLC 4/12/13 281 Old Jackson Road Say It Again... Speech, Language, & Hearing Therapy Services, LLC LLC 4/18/13 133 Derby Drive SCM Development, LLC LLC 4/2/13 100 Webster Circle, Suite 2 SNOBIZ-The Royal Ice DBA BUS 4/8/13 1273 North Livingston Road

Sunray Spa 5, LLC LLC 4/19/13 137 Executive Drive, Suite G Sunray Spa 6, LLC LLC 4/19/13 137 Executive Drive, Suite G Sunray Spa 7, LLC LLC 4/19/13 137 Executive Drive, Suite G TALON Ordnance LLC LLC 4/8/13 339 N Old Canton Rd Tayco Group LLC LLC 4/24/13 3259 Hwy 22 Taylor Court Development, LLC LLC 4/16/13 102 First Choice Dr, Madison, MS 39110 Taylor Court Jackson, LLC LLC 4/16/13102 First Choice Drive, Madison, Ms. 39110-7067 The Consultants, LLC LLC 4/18/13 112 Bellingham Drive The Law Office of Macy D. Hanson, PLLC PLLC 4/2/13 102 First Choice Drive The Red Bear Company, LLC. LLC 4/3/13 296 Pecan Creek Drive TKW Medical, LLC LLC 4/30/13 207 Culpepper Blvd Trisler Custom Homes, LLC LLC 4/1/13 100 St. Anne Court You Love Art International DBA OTH 4/29/13 162 Lake Ridge Drive

Magee Blair Ridge, LLC LLC 4/23/13 108 Lakeview Drive NW Bruce Farms, LLC LLC 4/18/13 1109 Laurel Drive, S.E. Bruce Investments, LLC LLC 4/17/13 1109 Laurel Drive, S.e.

G & J Construction LLC LLC 4/25/13 1117 5Th St SE Lily White Solutions LLC LLC 4/22/13 109 7Th Ave S.e.

One Touch Beauty Salon - Two, LLCLLC 4/23/13 405 Pinola Dr SE Pioneer Health Services of Oneida Real Estate, LLC LLC 4/2/13 301 8Th Avenue Sw Pioneer Health Services of Oneida, LLC LLC

4/2/13

301 8Th Avenue SW

Mantachie MIKESMECH, LLC 4/30/13

LLC 186 Bream RD

Marks Mississippi Delta Childcare Partnership NP 4/17/13 650 Third Street

McCarley James G Lott Enterprises LLC LLC 4/3/13 3109 County Road 89

McComb A N C Logging LLC LLC 4/9/13 102 Laurel Street A N C Trucking LLC LLC 4/9/13 102 Laurel Street All Dimensions Development Company LLC LLC 4/11/13 411 11Th Street Itsupport4u Inc BUS 4/10/13 7047 Highway 98 East Jaymes Gilmore I LLC LLC 4/24/13 107 Broad Way Street Jaymes Gilmore II LLC LLC 4/24/13 107 Broad Way Street Neats Commercial Cleaning LLC LLC 4/9/13 102 Laurel Street Ste A Patricia B Holliday Ph. D LLC LLC 4/17/13 104 Cedar Ridge Rd Sam Pierce Consulting, Inc. BUS 4/4/13 6054 Dudley Rimes Rd Sunny Hill Magee, Inc. BUS 4/15/13 1099 Hawthorn Drive

Mendenhall

Morgan City

Ava’s Spa & Retreat LLC LLC 4/18/13 1847 Simpson Hwy 149 Carney’s Dollar Smart, LLC LLC 4/30/13 312 East Court Avenue KWS Enterprises, LLC LLC 4/23/13 156 Lee Boggan Rd

Covey Street Eats “LLC” LLC 4/2/13 316 Mossy Lake Rd

Michael Toston n’ Son Lawn Service LLC LLC

4/15/13 4/16/13

Jus Sayin Screen Printing, LLC LLC 4/30/13 33 Kane RD Absolute Plumbing LLC LLC 4/24/13 754 West McHenry Rd Mr. Green Quality Lawn Care LLC LLC 4/25/13 33 Kane Rd

Meadville GB Waldrep Trucking, LLC LLC 4/9/13 26 First Street

604 Airport Rd

Ross-Williamson-Grubbs VFW Post 9122NP

4/30/13 113 Traci Dr Title & Acquisition, LLC LLC 4/4/13 3348 Highway 541 North

Meridian 1Consulting LLC LLC 4/8/13 3011 23Rd St 4324 37th Avenue LLC LLC 4/19/13 3819 Grandview Avenue APS Non-Emergency Transportation, LLCLLC

4/30/13 2807 Hwy 11 South Circle Milstead Trucking, LLC LLC 4/11/13 5924 Fisher Rd Cornerstone United Methodist Church, Inc. NP 4/1/13 1501 16Th Avenue Dirty Deeds Motorsports LLC LLC 4/16/13 9357 Blizzard Rd. Gaining Ground Go Green Meridian Chapter NP 4/10/13 4903 27Th Place Ste C George Parks “LLC” LLC 4/24/13 521 52Nd Ave God Shocked Ministries LLC LLC 4/8/13 2257B Highway 496 Golden Triangle Lanes LLC LLC 4/18/13 5511 O Avenue Gunns LLT Inc. BUS 4/25/13 2852 A Buntin Gunn Rd Health and Wellness LLC LLC 4/24/13 2325 George Butler Road HOBO Farms LLC LLC 4/5/13 10381 Morgan Rd J & S Glass, LLC LLC 4/22/13 210 Grand Avenue JAI Bajrang LLC LLC 4/1/13 2122 24Th Ave L. A. Gardner 2, LLC LLC 4/23/13 1907 6Th St. M. B. Baton Rouge, LLC LLC 4/30/13 1286 53Rd St. Optimal Wellness Enterprise LLC LLC 4/5/13 4926 B Place Patrick Lewis Agency LLC LLC 4/17/131437 Old Square Rd Ste 202 Jackson 39211 Poplar Springs Historic Community Association NP 4/3/13 2241 Poplar Springs Dr Raavi Properties LLC LLC 4/18/13 5511 O Avenue Sharing with Sherren Inc NP 4/15/13 2504 45Th Avenue SRI Sadhi 2 LLC LLC 4/19/13 2400 Grandview Truman Properties, LLC LLC 4/19/13 5715 Lockwood Dr Wireless Advantage Communications, Inc.BUS

4/30/13

1040 Bonita Lakes Circle

Merigold Mallard Aviation Fuels LLC LLC 4/16/13 1331 Township Road

Mississippi State Delta Omega Lambda NP 4/18/1356 Park Circle Starkville, Ms 39759 Small Business & Field Office Support, LLCLLC 4/25/13 7825 Self Creek Rd Starkville 39759-5790

Monticello Thompson Real Estate Land Holdings, LLCLLC

4/22/13

McHenry

168 Junior Magee Rd

Reindeer Stables: A Christmas Store LLCLLC

52 Ted Thompson Lane

Mooreville D & N Security Services LLC LLC 4/1/13 220 County Rd 1409 Ellis Certified Welding, LLC LLC 4/24/13 206 Pleasant Ridge Rd

Moorhead Jar Farms, LLC 4/24/13

LLC 60 Hobbs Road

Morton Goodwin Air, Inc BUS 4/17/13 2024 Highway 483 N Halo Reporting, Inc BUS 4/1/13 3541 Highway 13 South Rodriguez Enterprise, LLC LLC 4/22/13 691 E Second Ave

Moselle Holistic Fitness LLC LLC 4/25/13 25 Evans Creek Rd. ( Ellisville 39437)

Moss Point Bruce Bender, Inc. BUS 4/3/13 6901 Code Road Bush Carriers, Inc. BUS 4/19/13 3631 McCall St Creative Sewing & Embroidery, LLCLLC 4/17/13 1845 Wade- Vancleave Road Guapington Enterprise, LLC LLC 4/26/13 4524 Charles St. Holloway Financial Services Inc BUS 4/25/13 4188 Bellview St Scuba Sista LLC LLC 4/10/13 5500 Remingron Rd T & S Futures, LLC LLC 4/11/13 18000 Golf Course Rd

South Mississippi for Sale by Owner, LLCLLC 4/26/13 102 Temple Terrace Southern Touch Inc. BUS 4/15/13 9619 Nevada Ave

John Mark Real Estate Holdings, LLC

Specialty Medical and Equipment LLC

4/10/13 404 Valley View Drive Lee Properties I, LLC LLC 4/17/131537 S Feemster Lake Rd Tupelo, Ms 38804 MnT To Be Moments, LLC LLC 4/2/13 1295 County Road 90 New Albany Wine & Spirits LLC LLC 4/9/13 608 West Bankhead St Rogers Estate Holdings LLC LLC 4/18/13 201 East Bankhead Street Ronan Joint Therapy, LLC LLC 4/23/13 206 Oxford Rd Sanders Lawn Care, L.L.C. LLC 4/17/13 112 East Bankhead Street, Suite A Scoiattolo Capital, LLC LLC 4/23/13 206 Oxford Rd Unin Discount Inc BUS 4/12/13 807 Poplar Ave

4/8/13 13713 Mesa Road Tam Rentals LLC LLC 4/12/13 502 Russell Ave Tam Rentals Management LLC LLC 4/12/13 502 Russell Ave Timothy Pagel DBA OTH 4/30/13 3605 N. 11th St.

Bauknight Pietras & Stormer PA PA 4/24/13 405 Galleria Lane, Suite C Campus Moving Company, LLC LLC 4/3/13 6246 Charleston Court Drive CK West Main LLC LLC 4/1/13 1501 Jackson Ave West Suite 107 CPP Enterprises, LLC LLC 4/2/13 405 Galleria Lane, Suite C CSM Construction, LLC LLC 4/24/13 299 South 9th Street Suite 101 Cui Properties, LLC LLC 4/24/13 299 South 9th Street Suite 101

Trinity One Medical Billing Services LLC LLC

Danny’s A/C, Heating and Electrical, IncBUS

4/10/13 VINyard Sales, LLC 4/24/13

Newton

Advanced Dermatology and Skin Cancer Associates PLLC PLLC 4/2/13 7203 Goodman Road

4/1/13 405 Galleria Lane, Suite C De La Vine I of Oxford, LLC LLC 4/26/13 2000 West Wellsgate De La Vine II of Oxford, LLC LLC 4/26/13 2000 West Wellsgate Deliceto, LLC LLC 4/1/13 405 Galleria Lane, Suite C Dixie Dance & Tumble, LLC LLC 4/25/13 601 Ruscan Valley Drive Earl Freeman Pat Freeman LLC LLC 4/8/13 602 Sisk Avenue EMI, LLC LLC 4/17/13 514 Jackson Avenue East Erickson-Larsen, Inc BUS 4/4/13 405 Galleria Lane, Suite C Feast Skateboards DBA OTH 4/17/13 1311 Access Rd. Apt. I Firehouse Cards LLC LLC 4/24/13 3350 Whippoorwill Lane

LLC

Larry White, Inc BUS 4/24/13 101 E. 1st Street Ext Mifi Unlimited, Inc BUS 4/24/13 101 E. 1st Street Ext

Oakland We-Haul LLC 4/23/13

LLC 12951 CR 211

Ocean Springs

Myrtle Porter’s Enterprise “LLC” LLC 4/26/13 1029 Cr 322

Natchez

3W & K Septic System LLC LLC 4/1/13 12401 Hedgecoth Lane Among Friends, LLC LLC 4/4/13 139 Linnet Dr Anderson Enterprises Unlimited LLC

3G Resources, LLC LLC 4/2/13 331 Market Street A & Y Mini Mart #2 LLC LLC 4/11/13 190 Lwr Woodville Road A Gallerie, LLC LLC 4/19/13 200 State St Unit W1 Blanton & Greene, LLC LLC 4/16/13 5 Hunters Hill Ct Blume Resources, LLC LLC 4/30/13 319 Market Street C & N LLC LLC 4/24/13 316 Main St Carolyn Margaret Weir DBA OTH 4/16/13 228 Lower Woodville Road CC’s Transportation LLC LLC 4/16/13 159 Kaiser Lake Road Fairplay, LLC LLC 4/25/13 114 Main Street Fleet and Equipment Services LLC LLC 4/10/13 20 Sara Ln Grandfield Petroleum, Inc. BUS 4/24/13 320 Main Street Home with Heroes Foundation NP 4/15/13 317 Highland Blvd Ste A JGRR, LLC LLC 4/4/13 513 State St Miss-Lou Veterans Coalition Inc NP 4/2/13 106 Jeff Davis Blvd Silver Lining Software LLC LLC 4/3/13 301 High St Skysetter Designs DBA OTH 4/16/13 228 Lower Woodville Road Stallone Properties, LLC LLC 4/18/13 316 Main Street Vital Investment Group, LLC LLC 4/19/13 319 Market Street Vital Production Group, LLC LLC 4/19/13 319 Market Street William E Murray Attorney at Law LLC LLC

4/19/13

BW Holdings, L.L.C. LLC 4/18/13 112 East Bankhead Street, Suite A Herrington Investments, LLC LLC 4/19/13 606 Hwy 15 South

104 S. Wall Street

Nesbit Mid-South Love Home NP 4/25/13 2731 Bienville Rd P & G Property Management, LLC LLC 4/23/13 1075 Wooten Rd Turnmire Delivery LLC LLC 4/2/13 1336 Hall Road

Nettleton LDB Holdings LLC LLC 4/10/13 24 Booth Cemetery Rd

New Albany American Orthosource, LLC LLC 4/23/13 206 Oxford Rd BW Enterprises, L.L.C. LLC 4/18/13 112 East Bankhead Street, Ste. A

LLC

4/8/13 130 Linnett Drive Attorneys Land & Title of Mississippi, LLC LLC 4/16/13 2112 Bienville Blvd., Suite H1 Bestjackpots.com, LLC LLC 4/4/13 1201 Washington Ave Bill’s Avenue Rentals LLC LLC 4/12/13 502 Russell Ave Brasan Enterprises, LLC LLC 4/30/13 12701 Hanover Dr Calco Properties III, L.L.C. LLC 4/5/13 912 Robinson Avenue Centennial Oak, LLC LLC 4/24/13 3305 Government Services D’Iberville Medical Spa, LLC LLC 4/12/13 3661 Sangani Blvd., Suite D-A1 (D’iberville 39540) Electric Contractor’s of New Orleans, Inc. BUS

4/3/13 2712 North 12th Street Gateway Investment Group, LLC LLC 4/24/13 10600 Derry Lane Granny Bea’s Daycare LLC LLC 4/25/13 13232 Hugh Seymour Lane Gulf Coast Rent to Own DBA OTH 4/30/13 3605 N. 11th St. Gulf Coast Society LLC LLC 4/10/13 2625 Beachview Drive HNR LLC LLC 4/26/13 1415 Bienville Blvd J & M Displays, Inc. BUS 4/29/13 7701 Peabody Rd Jennifer Jones Homes, LLC LLC 4/30/13 605 Rue Maupesant JIREI 2, LLC LLC 4/25/13 996 North Halstead Road Larson Environmental LLC LLC 4/29/13 2 Schooner Lane Lawnworks LLC LLC 4/3/13 3815 Cabildo Place Mohler’s at 57, Inc. BUS 4/5/13 1308 Fort Ave MSFL Paradise Properties LLC LLC 4/1/13 908 Desoto Street Murphys’ Fishing & Carabbing Platforms, LLC LLC 4/19/13 604 Cottage Square Peacetopia, LLC LLC 4/30/13 3100 Magnolia Ln Puryear Properties LLC LLC 4/9/13 520 Jackson Avenue Ramrob Enterprise LLC LLC 4/24/13 2301 Shelby Ln. RedLine Lum Tronix, Inc. BUS 4/17/13 2953 Bienville Blvd., No. 123 Richmond-August Funeral Home, LLC

LLC

4/4/13 13613 Georgia St RWD Properties, LLC LLC 4/26/13 2112 Bienville Blvd., Suite H1 South Mississippi For Sale By Owner DBALLC

4/26/13

102 Temple Terrace

LLC

3105 Sydney Ave LLC 15914 Waits Rd

Okolona Mark Koehn Farms LLC LLC 4/15/13 276 County Rd 411

Olive Branch Betty’s Tire and Building Supplies LLC LLC

4/11/13 10060 Hwy 718 Suite 3 Bill Waldrop, Franchisee DBA OTH 4/11/13 5965 White Wing Cv Billy W. Waldrop DBA OTH 4/11/13 5965 White Wing Cv Box Call Holdings LLC LLC 4/3/13 13950 River Grove Lane Clay’s Package Store, LLC LLC 4/30/13 4788 Bethel Road Corporate Quarters Inc BUS 4/1/13 7195 Hunters Forest Drive Designs by Celia LLC LLC 4/1/13 13156 Arbor Dr. ETC. MS. inc.

BUS 4/24/13 10862 Nichols Blvd 3/3 Express Management, LLC LLC 4/30/13 4070 Spring Valley Drive Feng Ding Sheng Inc BUS 4/5/13 7164 Hacks Cross Rd Ste 108 Growth StrataGem Resources, LLCLLC 4/1/13 13156 Arbor Dr HERmotivation NP 4/10/13 8275 Westbrook Dr J P Woodstock Enterprise Inc BUS 4/18/13 4657 Wedgehill Dr Leaving A Legacy Realty LLC LLC 4/1/13 7312 Grandiflora Legacy Homes of Mississippi, LLC LLC 4/18/13 8249 Rosemont Drive Momentum Homes LLC LLC 4/16/13 4058 Julia Lane MS Notary Services DBA OTH 4/17/13 6594 Moondance Dr North Miss Motors Co., Inc 4/19/13 1934 Planters Dr. Novus Day Enterprise LLC LLC 4/15/136615 Goodman Road Suite 4 #254 Olive Branch Homes, LLC LLC 4/2/13 10142 Riggan Drive OrthoOne Sports Medicine & Orthopaedics, PLLC PLLC 4/17/139085 E. Sandidge Center Cove, Suite 200 Plastify LLC LLC 4/22/13 7267 Maple Grove Rd. Presidential Transport, LLC LLC 4/30/13 7897 Jane Ayre Drive Southaven 38671 Prokleen Contract Management LLC

LLC

4/5/13 7443 Trellis Cv Rebecca Michele Everson DBA OTH 4/17/13 6594 Moondance Dr Sweet As Honey Ministries NP 4/23/13 7443 Trellis Cove Thirada’s Good Housekeeping, LLCLLC 4/22/13 7412 English Ivy West 38654

Ovett S & H Farms LLC LLC 4/18/13 1425 N. Pumping Station Road

Oxford 1894, LLC LLC 4/1/13 405 Galleria Lane, Suite C AMB Cleaning LLC LLC 4/30/13 174B Country Road 143 American Insulation Services Inc BUS 4/1/13 405 Galleria Lane, Suite C Appalachian Home & Health, Inc. NP 4/18/13 1739 University Avenue, Suite 292 Austin J. Beard DBA OTH 4/17/13 1311 Access Rd. Apt. I Avenue Exteriors LLC LLC 4/11/13 405 Galleria Lane, Suite C

Five Oaks Roofing & Restoration, LLC

LLC

4/19/13 405 Galleria Lane Suite C FNB Oxford BK 4/15/13 101 Courthouse Square Guardian Exteriors, Inc. BUS 4/5/13 405 Galleria Lane, Suite C H2O Steel Contractors LLC LLC 4/4/13 405 Galleria Lane Suite C Hemochem Clinical Laboratories LLC.

LLC

4/24/13 1719 Burney Branch Dr Heritage Rentals, LLC LLC 4/23/13 310 Heritage Drive Hernando Dental Arts, LLC LLC 4/8/13 2084 Old Taylor Road, Suite 106 High Point LLC LLC 4/19/13 405 Galleria Lane, Suite C HIMS Consulting Group, Inc. BUS 4/9/13 405 Galleria Lane, Suite C Hope For Living, Inc NP 4/9/13 12A County Road 356 Innovative Circuits DBA LLC 4/19/13 405 Galleria Lane, Suite C Innovative Circuits LLC LLC 4/19/13 405 Galleria Lane, Suite C Intuitive Real Estate Solutions, LLCLLC 4/12/13 405 Galleria Lane, Suite C J & N Moving, LLC LLC 4/26/13 1313 North Lamar Boulevard J Leach Properties, LLC LLC 4/17/13 1079 Augusta Dr J&G Cleaning Services, LLC LLC 4/4/13 805 College Hill Rd #20 J&G’s Cleaning Services LLC LLC 4/1/13 805 College Hill Rd #20 Lanap, LLC LLC 4/1/13 405 Galleria Lane, Suite C Land Services, Inc. BUS 4/25/13 405 Galleria Lane Suite C LawDoc Properties, LLC LLC 4/9/13 1300 Access Road, Suite 100 Long Properties Oxford, LLC LLC 4/24/13 299 South 9th Street Suite 101 M & J Medical, Inc BUS 4/11/13 1582 Buchanan Ave M & J Ventures LLC LLC 4/25/13 706 Jackson Ave. East Ste B Melanie’s Place Home Owners Association NP 4/19/13 408 O’Hara Drive Mission Aviation Fellowship NP 4/22/13 405 Galleria Lane, Suite C Organic Glo, LLC LLC 4/4/13 802 Yorkshire Ct Oxford Emergency Services, PLLCPLLC 4/2/13 4009 Pintail Cove ProActive Marketing LLC LLC 4/18/13 405 Galleria Lane, Suite C RED, Inc. BUS 4/15/13 405 Galleria Lane, Suite C RED, Inc. Communications BUS 4/15/13 405 Galleria Lane, Suite C Restocon Corporation BUS 4/22/13 405 Galleria Lane, Suite C RUS Industrial, LLC LLC 4/16/13 405 Galleria Lane, Suite C RWO Properties, LLC LLC 4/23/13 2160 South Lamar BLVD Skywire, LLC LLC 4/23/13 97 Sheila Drive

INCORPORATIONS Southeast Holdings of Missouri, LLC

LLC

4/23/13 1405 Jackson Avenue East Southeast Holdings, LLC LLC 4/23/13 1405 Jackson Avenue East Streams, LLC LLC 4/5/13 447 Hwy 6 West The Char Grille Seafood & Steaks LLC

LLC

4/24/13 114 Courthouse Sq. Ste A The Delta Steak Company LLC LLC 4/25/13 1007 College Hill Rd The Money Source Inc. BUS 4/5/13 405 Galleria Lane, Suite C Timothy Burkhead, Limited Liability Company LLC 4/5/13 131 Hwy 334 Unger Electric LLC LLC 4/4/13 405 Galleria Lane Suite C United Planning Group Corporatiom

BUS

4/9/13 405 Galleria Lane, Suite C Willow Flat Ag Services LLC LLC 4/1/13 2084 Old Taylor Road, Suite 106 Winters Project Management LLC LLC 4/15/13 1739 University Avenue Ste 292 Wooster’s LLC LLC 4/10/13 1010 Crawford Circle Yalobusha Brewing Company LLC LLC 4/1/13 198 County Road 436 Yocona Mounds Tree Farm, LLC LLC 4/9/13 307 Heritage Drive Young Land and Minerals LLC LLC 4/18/13 1109 Van Buren Ave

Pascagoula Ardent Consulting, L.L.C. LLC 4/1/13 709 Lafayette Ave Armed Protective & Consulting Services LLC LLC 4/15/13 1703 Old Mobile Highway Batture Outfitters Inc BUS 4/8/13 303 Delmas Avenue Cottage B Clear Water Enterprises, LLC LLC 4/29/13 1633 Jackson Ave Gulf Coast Roofing and Remodeling LLC LLC

4/23/13 1904 Holland St Lewis & Fam LLC LLC 4/17/13 2510 Testament St T & D Oil LLC LLC 4/10/13 3021 Market Street Trinity 92 LLC LLC 4/1/13 4317 Nathan Hale Ave Tropical BBQ Sauce, LLC LLC 4/17/13 3102 Eden St Apt 41 Pascagoula 39581

Pass Christian A Step Above Contractors LLC LLC 4/4/13 224 W North St A Step Above Marine Contractors LLC LLC

4/4/13 224 W North St Coast Couture, LLC LLC 4/30/13 22305 Abbey Road Core Associates LLC LLC 4/22/13 24101 Spyder Drive D&L Butt Rubbin Bar-b-que LLC LLC 4/12/13 118 Country Club Drive Gone Fishing Ministries, Inc. NP 4/1/13 322 Davis Avenue Healing Hearts Ministries Inc NP 4/23/13 109 Briar Lane Hoyt Contractors LLC LLC 4/8/13 109 Briar Lane Hoyt Transport, LLC LLC 4/1/13 109 Briar Lane K & R Cleaning Services LLC LLC 4/19/13 24021 Placid Rd Maintenance Dredging I , L.L.C. LLC 4/8/13 4543 Menge Avenue OliverShoppe Inc. BUS 4/8/13 8292 Firetower Rd. Ste E Placid Nail Salon, LLC LLC 4/17/13 336 Lorraine Avenue Thomas & Sons Construction LLC LLC 4/10/13 25449 St. Stephens Road Wantland Properties, LLC LLC 4/26/13 25076 Magnolia Blvd

Pearl Austin’s Home Care LLC LLC 4/5/13293 S. Prentiss St. ( Jackson 39203) Best Deal Motors, LLC LLC 4/26/13 403 Belvedere Dr Big Bore Bikes II, LLC LLC 4/26/13 1043 Monterey Road Boleware Hotshot, LLC LLC 4/18/13 3127 Greenfield Road, Lot 157 C & D Roofing LLC LLC 4/5/13 151 Fairmont Plaza C & S Pallets, LLC LLC 4/19/13 141 Amanda Dr.

Collections First, LLC LLC 4/23/13 5272 Old Brandon Rd., Pearl, MS 39208 Concourse K LLC LLC 4/8/13 149 Concourse Drive Concourse L LLC LLC 4/8/13 149 Concourse Drive D’Angelique Photography LLC LLC 4/15/13 1134 Spanish Oak Drive Delaney Transport Services, Inc. BUS 4/12/13 192 Greenfield Lane Dragoste Inc BUS 4/11/13 148 S. Pearson Road , Suite C First Coastal Exteriors LLC LLC 4/9/13 203 Priester Dr. GT Screen Printing & Promotions, LLC LLC

4/2/13 5909 Old Brandon Rd Ste 7 Handyman Pressure Washing Inc.BUS 4/22/13 592 Oak Ridgeway Hodge Podge Boutique, LLC LLC 4/12/13 419 East Petros Rd. Hughes Ready Indicators, LLC LLC 4/18/13 352 S. Sweet Home Church Road In the Pink Senior Services, LLC LLC 4/30/13 8 Club Oak Cr. Irenic, LLC LLC 4/19/13 PO Box 54533, Pearl, Ms 39288 Junior Mosley, LLC LLC 4/2/13 3627 Highway 80 E Suite B Keep Pearl Beautiful NP 4/1/13 2420 Old Brandon Rd Mommy 101, LLC LLC 4/9/13 611 Oak Park Circle Mosley Roofing DBA LLC 4/2/13 3627 Highway 80 E Suite B Quality Tech LLC LLC 4/2/13 2718 Old Brandon Road Renew Lawn & Landscape LLC LLC 4/16/13 2026 Oak Ridge Dr Rick Wade Plumbing LLC LLC 4/8/13 511 Sardis Street Rooftop Construction LLC LLC 4/9/13 4038 Hwy 468 W TFSA LLC LLC 4/1/13 209 Park Place Cove Suit B Trinity Enterprise of Mississippi LLC

LLC

4/17/13 414 Saddle Brook Vacation on a Budget, LLC LLC 4/15/13 528 Oak Park Circle Volt Kinetics LLC LLC 4/23/13 503 Westfield Drive

Pelahatchie BLS Trucking, Inc BUS 4/18/13 189 Shady Oak Lane DD Hunting Club LLC LLC 4/15/13 411 Big Buck Lane

July 12, 2013

Foxworth Farms LLC LLC 4/16/13 908 Ceasar Road GMAC Services LLC LLC 4/2/13 51 Buster Stockstill Rd Heavenly Hair & Tanning Salon LLC 4/24/13 28091 Dusty Lane HL&C - Poplarville, LLC LLC 4/4/13 2001 Hwy 11 North HL&C- Big Branch, LLC LLC 4/4/13 2001 Hwy 11 North HL&C- Carriere, LLC LLC 4/4/13 2001 Hwy 11 North HL&C- Derby, LLC LLC 4/4/13 2001 Hwy 11 North HL&C- Picayune, LLC LLC 4/4/13 2001 Hwy 11 North Popeyes-Picayune LLC LLC 4/15/13706 Memorial Blvd. Pine Tree Plaza SMD Solutions, LLC LLC 4/18/13 2181 Palestine Rd W.O.F.F.S., Inc. BUS 4/15/13 119 N. Howard Street

Pontotoc Crawford’s Custom Trim & Moldings, LLCLLC

4/18/13 1960 S. Pontotoc Rd Elite Fitness, L.L.C. LLC 4/10/13 353 Peoples Dr Maxey’s Fitness and Training, LLC LLC 4/2/13 183 Cottonwood Cove Owens Rental Properties LLC LLC 4/18/13 2573 Highway 341 Southern Comfort Weaponry, LLC LLC 4/22/13 2333 Highway 15 S Stubblefield Farms LLC LLC 4/9/13 5175 Highway 346

Poplarville 3 C’s Farm LLC LLC 4/4/13 102 West Beers Street Comfort Care Services, LLC LLC 4/10/13 58 B East Caney Ford Rd Poplarville Academy of Performing Arts NP

4/10/13 587 Cowart-Holliday Road Professional Edge Nursing, Inc BUS 4/11/13 80-B Buck Branch School Road

Port Gibson Drake, Burrell & Andrews, Inc. BUS 4/24/13 710 Market Street

Potts Camp Walker Farms II Trucking LLC LLC 4/16/13 1533 Highway 178

Perkinston

Prentiss

My Sister’s Closet LLC LLC 4/8/13 175A pasture rd

GOM Fabricators, LLC 4/18/13

LLC 5555 Hwy 84

William and Beverly Jones Enterprises LLCLLC

Petal Belwin Insurance Group LLC LLC 4/1/13 256 Cross Creek Dr Cliff Pace Fishing LLC LLC 4/1/13 529 East Central Ave. McDonald Machine, LLC LLC 4/25/13 388 Davis Rd Revitalizations LLC LLC 4/25/13 208 Napoleon St

4/23/13

1460 Sebron St

Purvis Burge Grading Corp.

BUS 4/24/13 1299 Hwy 589 Soupbone Industries, LLC LLC 4/23/13 10 Melody Lane Wholesale Auto Brokers LLC LLC 4/8/13 78 North Windridge Ln # a

Philadelphia

Quitman

B & S Poultry Farms, Inc. BUS 4/8/13 10391 Road 525 Critter Getters LLC LLC 4/25/13 10991 Rd 383 Holly Healthcare Services Inc. BUS 4/23/13 519 Center Ave. JLP Properties LLC LLC 4/8/13 102 McKee Street Lewis Poultry Farm Inc BUS 4/9/13 10280 Rd 838 Mark Stroud Properties LLC LLC 4/18/13 107 Plantation Point Smith Farm Properties LLC LLC 4/8/13 10391 Road 525 Southernerds LLC LLC 4/4/13 703 Woodland Hills Drive

McKenzie Properties, LLC LLC 4/24/13 118 County Road 1583 NBE Clarke LLC LLC 4/18/13 250-A Hickory St S & C Properties, LLC LLC 4/24/13 118 County Rd 1583 Thomas H. Everitt, LLC LLC 4/24/13 203 Terral Lane Traxler Law Firm, PLLC PLLC 4/24/13 123 Main Street

Picayune Ark Of Safety Christian Ministry NP 4/30/13 1519 Goodyear Blvd Doubletime Charters LLC LLC 4/11/13 4147 Hwy 43n Executive Monitoring Inc BUS 4/19/13 311 Telly Road Fletcher Farms, LLC LLC 4/30/13 103 Sleepy Hollow

Raleigh Darrell’s Towing LLC LLC 4/10/13 339 Magnolia Dr Triple W Sales LLC LLC 4/17/13 134 Main Street

Raymond Ceci House Cleaning LLC 4/3/13 132 Fox Run Dr Davis Plumbing & Gas, LLC LLC 4/22/13 126 Oak Ridge Lane Dirt Dynamics, LLC LLC 4/11/13 1600 Learned Rd

Diversified Enterprises of MS, LLCLLC 4/25/13 2160 Airport Rd GSW Properties LLC LLC 4/11/13 5 Mallard Crossing Horn Electrical Services, LLC LLC 4/1/13 104 Holliday Trace Krh Management, LLC LLC 4/15/13 1104 Mimosa Drive Venetian Court, LLC LLC 4/30/13 200 Cedar Valley Rd

Red Banks Great Western Builders Incorporated BUS

4/3/13

110 Campground Road

Richland Capital Roofing Specialties LLC LLC 4/5/13 657 Hwy. 49 S Bldg. C CSW Holdings LLC 4/3/13 472 West Harper St JCG Farms, Incorporated BUS 4/4/13 260 Lowe Ct Apt 2E Platinum Platters and More, LLC LLC 4/25/13 128 Bradford Place Southern Service Specialists LLC LLC 4/5/13 627 Hwy 49 S, Suite A

Richton Piave Forest Products, Inc BUS 4/30/13 224 Sam Swindle DR Thornton Consulting LLC LLC 4/1/13 208 Wade Holler Road

Highlands Right of Way Investments, LLCLLC 4/25/13 600 Concourse, Suite 100; 1076 Highland Colony Pkwy

Hydro Therapi DBA OTH 4/12/13 608 Wendover Way Jalisco, Inc BUS 4/22/13 618 Crescent Blvd., Suite 200 Jessica Moore DBA OTH 4/26/13 702 Green Forest Rd JG Trucking LLC LLC 4/23/13 227 North Livingston Road JTH LLC LLC 4/3/13 304 Charmant Place Kris Jewelers III LLC LLC 4/19/13 1200 E. County Line Rd Suite 316 Kris Jewelers LLC LLC 4/19/13 1200 E. County Line Rd Suite 316 Lancaster Sims DBA OTH 4/12/13 608 Wendover Way Livingston Township Management, LLC LLC 4/23/13 1022 Highland Colony Pkwy, Ste 101 Los Robles Ms Investment Properties LLCLLC 4/23/13 1022 Highland Colony Pkwy, Suite 101 Magnificent Heating & Cooling, “LLC” LLC

4/26/13 340 Arbor Dr. Apt 1234 Meridian Senior Living, LLC LLC 4/17/13 401 Fontaine Place, Suite 101 (39157) Metrobruins Youth Baseball Ministry

Ridgeland

Oakfield Home Owners Association, Inc. NP 4/9/13 4800 I-55 North Ste 31 B Jackson 39211

3rd House Media, LLC LLC 4/26/13 550 Post Oak Rd #710 AGF Enterprise LLC LLC 4/30/13 104 Brookhill Cove All Money Count LLC LLC 4/23/13 227 North Livingston Road AMC Automotives LLC 4/23/13 227 North Livingston Road Artemis Medical, LLC LLC 4/29/13 107 Cherry Laurel Circle Artemis Mix, LLC LLC 4/29/13 107 Cherry Laurel Circle Artemis Relics, LLC LLC 4/29/13 107 Cherry Laurel Circle Baker Cook Wynn Homecare LLC LLC 4/12/13 1022 Highland Colony Pkwy, Suite 101 Barber & Kinney LLC LLC 4/8/13 453 Northpark Drive Biss, LLC LLC 4/29/13 107 Cherry Laurel Circle BQ, LLC LLC 4/18/13 602 Steed Road Suite 200 C & S Farm Property, LLC LLC 4/1/13 750 Woodlands Parkway Ste 209 Carr Central, LLC LLC 4/25/13 700 Avignon Drive, Suite C CLAUS Village LLC LLC 4/25/13 109 Overlook Pointe Circle Clean Water Energy, LLC LLC 4/22/13 403 Ashbridge Place Clear Creek Hunting Group, LLC LLC 4/1/13 2063 Lake Shore Drive

Open Arms Healthcare Center NP 4/25/13 710 Avignon Drive Park Place Ridgeland LLC LLC 4/23/13 617 Renaissance Way, Suite 200 PARS Inc BUS 4/16/13 239 Hwy 51 Precision Ground Maintenance LLCLLC 4/5/13 305 Colony Ridge Court Premier Event Rentals, LLC LLC 4/25/13 1836 Lincolnshire Blvd Rollins Enterprises, LLC LLC 4/23/13 774 Avery Blvd N, Ste D Sadie LLC LLC 4/12/13 519 Sycamore Circle Scrubs on Wheels, Inc. BUS 4/12/13 573 Highway 51 North Suite B Senior HomeCare dba LLC 4/12/13 1022 Highland Colony Pkwy, Suite 101 Smith Place, LLC LLC 4/17/13 348 Indian Gate Cir Sterling Reign, LLC LLC 4/25/13 630 Ralde Circle Tenax ConAir LP LP 4/3/13 600 Crescent Blvd Ste B The Ascension Company LLC LLC 4/16/13 959 Lake Harbour Apt 1012 The Hughes Group, LLC LLC 4/4/13301 Highland Park Cv, Ste. B (39157)

College Trace II 2013 General Partner, LLC LLC

4/11/13 992 Northpark Drive Suite A College Trace II 2013, LP LP 4/10/13 992 Northpark Drive Suite A Cross Construction Co. Inc BUS 4/25/13 301 Highland Park Cv, Ste. B (39157) Cut-N-Nail Carpentry, LLC LLC 4/1/13 206 Pecan Park Dr Dangerously Chic OTH 4/26/13 702 Green Forest Rd Dangerously Chic DBA OTH 4/26/13 702 Green Forest Rd Dement Industries LLC LLC 4/24/13 333 West Porter Street Edhfam, LLC LLC 4/15/13 605 Crescent Blvd.

Edmondson Financial LLC LLC 4/16/13 102 Keltingham Court EMS LLC LLC 4/25/13 441 Northpark Dr Suite A Fast Fill #4 LLC LLC 4/22/13 6885 Old Canton Rd Global Star08 International LLC LLC 4/25/13 6955 Old Canton Rd Ste C Greater Livingston Road Foundation

4/5/13

NP

168 Samuel Lane

HamiltonDavis Community Outreach

NP

4/15/13 577 Highway 51, Suite A Hawkins, Lanier, Business & Engineering Consultants LLC LLC 4/29/13 340 Arbor Drive Suite 2991

Trace Ridge Apartments of Tupelo LLC LLC

605 Steed Road

Tubby’s Bath Repair & Remodel LLC

LLC

4/15/13 302 Carr Meadow Dr. Vallarta, Inc BUS 4/22/13 618 Crescent Blvd., Suite 200 Water View, LLC LLC 4/30/13 198 Charmont Unit #3 Whitlock & Associates Inc BUS 4/23/13 571 Hwy 51 Ste B Wildlife Train Productions, Inc BUS 4/3/13 800 Ridgewood Rd Williamson & Howard, LLP LLP 4/1/13 7012 Copper Cv

Rienzi Circle R, LLC 4/15/13

LLC 303 County Road 513

Ripley 5 Brothers LLC 4/9/13

LLC 103 Dumas Road

Bullock Computers & Consulting, LLC

LLC

4/30/13 220 A Main Street Harrell Construction LLC LLC 4/12/13 108 E. Jefferson St. I C Builders LLC LLC 4/5/13 615 W Spring St John W Turner DBA OTH 4/1/13 3800 CR 540 North Mississippi Companies Inc BUS 4/9/13 621 CR 518 Stevens Consulting and Investments LLCLLC

4/1/13

Mississippi Business Journal

Stroupe Metal Roofing LLC 4/9/13 991 Cr 624 The Turner Company DBA OTH 4/1/13 3800 CR 540 Yates Pools, Inc BUS 4/22/13 748 S Line St

Robinsonville Markway Tech DBA OTH 4/1/13 11594 Old Highway 61 N Apt 4E Steven Markway DBA OTH 4/1/13 11594 Old Highway 61 N Apt 4E

Rolling Fork Badlands, Inc BUS 4/30/13 29 Plantation Drive Split Toe, LLC LLC 4/11/13 50 Frontage Road Triple C Trucking of Rolling Fork, Ms, LLC LLC 4/9/13 1050 Sandy Bayou Road

Roxie Hill Company, LLC 4/15/13

LLC 405 Lehman Rd

NP

4/22/13 193 Business Park Drive Suite B MLA Logging, LLC LLC 4/26/13 587 Highland Colony Parkway MMQN Holdings, LLC LLC 4/18/13 602 Steed Road, Suite 200 Ms.SnoBiz LLC LLC 4/9/13 620 Century Place

4/12/13

I

621 CR 518

Sallis P.Y.O.C. Enterprises LLC LLC 4/5/13 2250 Attala Rd 4206

Saltillo Charlie’s Catfish LLC LLC 4/9/13 146 Larry Webb Rd Double Barrel Steakhouse LLC LLC 4/8/13 116 Willow Bend Circle Ferguson Trucking LLC LLC 4/25/13 317 Cotton Fin Ln Grisham Consulting LLC LLC 4/4/13 150 Major Circle IMP LLC LLC 4/15/13 2964 Highway 145 LLG2 LLC LLC 4/11/13 204 Devils Backbone Midway Body Repair, LLC LLC 4/10/13 375 Mobile St. SMP Supply, LLC LLC 4/15/13 2964 Highway 145

Saucier Aces Taxi Service, LLC LLC 4/30/13 1241 Pass RD Suite B (Gulfport 39501) C & Sea Summer Sports Camp NP 4/22/13 18801 West Wortham Road Craftsman Construction of Mississippi IncBUS

4/4/13 21774 Yankee Town Rd Integrity Mobile Home Movers LLCLLC 4/8/13 22979 Hegan Drive LBG Enterprises LLC LLC 4/25/13 20580 Scarborough Rd

Seminary Mike Leggett Consulting LLC LLC 4/10/13 1420 Seminary Sumrall Rd Steve’s Auto Service, LLC LLC 4/22/13 107 Ridge Rd Stringer Farms LLC LLC 4/11/13 181 Ben Kitchens Rd

Senatobia Auto & Marine Collision LLC LLC 4/1/13 556 Westwood BDT Trucking LLC LLC 4/5/13 106 Master Cv. Birdie Plantation LLC LLC 4/5/13 1114 Yellow Dog Road Hullette Trucking Inc. BUS 4/22/13 120 Peach Tree Drive T & P Farms, LLC LLC 4/17/13 1078 Springfield Rd

Shannon Bill’s Septic Tank Service LLC LLC 4/5/13 4810 Pontocola Rd. Home Field Advantage, LLC LLC 4/17/13 224A CR 506 J & S Transportation Inc BUS 4/9/13 1580 County Road 506 Spicer’s “L.L.C.” LLC 4/22/13 129 Clark Street

Shaw Forever Youthful Adult Educational and Recreational Center OTH 4/10/13 149 E. Peeler Ave

I

19

Sledge Muddy River Delta Farm LLC LLC 4/16/13 1525 Tibbs Rd

Smithdale James Scott Lindsey Roth LLC LLC 4/24/13 5480 Hughey Road James Scott Lindsey Sep LLC LLC 4/24/13 5480 Hughey Road

Smithville Traceland Development LLC LLC 4/4/13 60011 Barrs Ferry Rd Triple ‘J’ Inflatables LLC LLC 4/15/13 60018 C and C Lane

Soso BD Consulting LLC LLC 4/11/13 259 Northridge Rd The Home Run Kid, LLC LLC 4/18/13 82 Coon Jefcoat Road

Southaven 1701 Hillshire East, LLC LLC 4/15/13 5779 Getwell Road, Building C, Suite 3 AAA Accurate and Affordable Home Improvement/Renovations LLC LLC 4/5/13 2817 Carter Road AASDA LLC LLC 4/16/13 1558 Brentwood Trace Aptech Mobile Solutions LLC LLC 4/4/13 910 East Goodman Road, Suite E Back Rhodes Outdoors, LLC LLC 4/15/13 7125 Getwell Road Brown Missionary Baptist ChurchBUS 4/25/13 980 Stateline Rd East Charleston Vision Center, P.A. PA 4/23/13 1890 Goodman Rd. E, Ste. 100 Desoto Greys NP 4/15/13 7396 Greenbrook Parkway Dewayne Benton LLC LLC 4/1/13 384 Goodman Road Suite 145 Duck’s Heating & Air, LLC LLC 4/30/131228 Bright Heights W (Hernando 38632) Dynarex Corporation BUS 4/26/13 8307 Blue Ridge Drive FabuPlus Consignment Boutique Inc

BUS

4/16/13 2138 Mississippi Valley Blvd Friends Investments Inc BUS 4/10/13 187 East Stateline Rd Suite #4 Gephen Design, Inc BUS 4/9/13 377 Ericson ST Get N Go Duck Hill Inc BUS 4/23/13 187 E Stateline Rd Ste 4 Golden Jubilee Properties Inc BUS 4/16/13 7153 Hacks Cross Road Green Properties of Mississippi, LLC

LLC

4/24/13 7940 Tchulahoma Rd Jamie E. Kellum DBA OTH 4/8/13 1055 Goodman Road, Suite C JCC, LLC LLC 4/9/13 5293 Getwell Road Jim Davila Properties, LLC LLC 4/8/13 282 Avery Jordan Cove JK Aesthetics DBA OTH 4/8/13 1055 Goodman Road, Suite C Lake Susie Dirt Track Limited Liability Company LLC 4/4/13 8721 Hwy 51 North Last Second Notary LLC LLC 4/18/13 7550 Airways Blvd Unit 1691 Lightman Olive Branch Co., LLC LLC 4/25/13 5779 Getwell Rd M & M Enterprises1, Inc. BUS 4/10/13 1142 Charstone Malco Stage Road, LLC LLC 4/23/13 5779 Getwell Rd New Identity NP 4/9/13 377 Ericson St Reedy & Company Realtors, LLC LLC 4/15/13 7028 Flower Creek Dr Suite C Sneed Heart Clinic PLLC PLLC 4/8/13 5293 Getwell Road Southaven Flea Market LLC LLC 4/10/13 1449 Main St SRV Business Consulting LLC LLC 4/25/13 5370 Kristy Lane Taylor Electric LLC LLC 4/8/13 2235 Baird Cv The Next Level Sports Complex, LLC

LLC

4/11/13 3831 Cobblewood Drive Thomass Boss Hog Bar B Q LLC LLC 4/8/13 1092 Goodman Rd E Trapp Real Estate, LLC LLC 4/12/13 5293 Getwell Road Trinity Contractor Services LLC LLC 4/1/13 709 Burton Ln

INCORPORATIONS

20 I Mississippi Business Journal I July 12, 2013 Unity Church 4/30/13

NP 3369 Woods LN

Starkville

Strugis

Toomsuba

Massey Construction Service LLC LLC 4/17/13 1433 Mississippi Highway 25 South

Harper Scrap & Recycling, LLC LLC 4/23/13 3970 Koa Campground Road The ATM Solution, LLC LLC 4/8/13 1849 Sam Lackey Rd

Booker T. and Mamie Jane King Community Development Corporation NP

Summit

4/8/13 1230 Boyd Road Breakfast Battalion LLC LLC 4/30/13 103 Locksley Way Bulldog Uniforms DBA OTH 4/3/13 102 Willow Rd Coyote Communications, LLC LLC 4/10/13 131 Canna Avenue David E. Yeates DBA OTH 4/3/13 102 Willow Rd DC Real Estate of Mississippi, LLC LLC 4/8/13 9771 Highway 25 South DSK Properties, LLC LLC 4/23/13 358 Sunnyland Dr

Summit Rotary Club, Inc. NP 4/15/13 704 Lawrence St. The Triple B Group LLC LLC 4/1/13 1067 Kenna Rd Wibright Custom Trim LLC LLC 4/3/13 3135 W Topisaw Rd South

Tunica

Sumrall

Tupelo

Cornerstone Residential, LLC LLC 4/29/13 136 Crossland Road Lincoln Park Ministries NP 4/5/13 9 Cobblestone Dr.

292 Industrial Road,LLC LLC 4/8/13 359 North Broadway Street Allen Sherman Farm LLC LLC 4/24/13 2250 Quail Creek Road Alright, Inc BUS 4/22/13 105 South Front Street Bedford Forrest, LLC LLC 4/16/13 634 North Madison Street Cajun Dixie Express, LLC LLC 4/15/13 3260 Hwy 145 N, Apt 3a Calstar Products, Inc BUS 4/25/13 105 S.Front St. CKB Sales & Design, LLC LLC 4/4/13 825 Jefferson Street College Enterprises, LLC LLC 4/29/13 216 Troy Street Dharma Wellness LLC LLC 4/3/13 1202 North Gloster St. EEH Homestead, LLC LLC 4/26/13 336 N. Green Street (38804) Equality Mississippi Foundation NP 4/11/13 1609 Joyner Ave Equality Mississippi Inc NP 4/11/13 1609 Joyner Ave Faith Pediatric Therapy LLC LLC 4/10/13 102 Ann Circle Free Form Martial Arts LLC LLC 4/4/13 1752 Elvis Presley Dr Future Hope Construction, LLC LLC 4/30/13 1030A County Road 261 G P Ministries Inc NP 4/24/13 902 Spruce St Headright Group Inc BUS 4/8/13 2355 N. Laurelwood Lane Hillmax Respiratory Staffing LLC LLC 4/16/13 2602 West Jackson Street Apt 2 J & S Quick Stop LLC LLC 4/8/13 4513 Meadowridge Dr JLM Marketing LLC LLC 4/9/13 919 Dogwood Cove Josh Brown Show Horses, LLC LLC 4/26/13 1019 Bissell Road LJH Holdings LLC LLC 4/4/13 2401 Lawndale Drive LPC Starkville, LLC LLC 4/19/13 359 North Broadway Street Mill Village Lumberyard,llc LLC 4/9/13 2844 Traceland Drive North Natchez, LLC LLC 4/9/13 2844 Traceland Drive Preferred Physicians’ Medical Supplies, LLC LLC 4/4/13 2089 Southridge Drive

ET George Investment Management, LLCLLC

4/11/13 102 South Jackson Street Golden Triangle Public Buildings Leasing Corporation NP 4/17/13 106 Miley Road Highlands Plantation Investments, LLC LLC

4/11/13 791 St. Andrews Lane Jiang’s Asian Market Inc BUS 4/26/13 210 B Highway 12 W, Suite A Jones and Jones Rental, LLC LLC 4/16/13 101 South Washington Street Kingdom First Properties LLC LLC 4/10/13 1010 Victory Lane Knewskool LLC LLC 4/23/13 60 Technology Blvd 105B Maroon & White LLC LLC 4/25/13 500 Russell St Ste 19 Moore and Moore Construction, LLC

LLC

4/23/13 108 1/2 South Lafayette St Orator Studios LLC LLC 4/3/13 262 Lisa Lane Pritchett-Moore, Inc. BUS 4/3/13 110 West Williamsburg Southern Truck Line, LLC LLC 4/24/13 2307 Maple Drive STRATA Architects PLLC PLLC 4/29/13 308 Canterbury Road The 4 LLC LLC 4/3/13 502 Canterbury Rd The Cottage Industry Starkville, LLC

LLC

4/10/13 121 N Jackson Street Victory Apostolic Faith-Starkville, Incorporated NP 4/8/13 1230 Boyd Road WEJB, LLC LLC 4/10/13 409 Rachel Turner Road

State Line Leverette Produce LLC LLC 4/5/13 623 Woullard Bend Rd Frank’s Trucking, LLC LLC 4/18/13 579 Loper Settlement Rd.

Steens Columbus Pressure Washing OTH 4/9/13 92 Honeysuckle Drive

SUCCESS

Sunflower Holmes and Marlow Partnership OTH 4/1/13 526 MLK Ave

Taylor Cut Off Road LLC 4/10/13

LLC 9 Tin Can Alley

Taylorsville Magnolia Energy Services, LLC LLC 4/25/13 2038 Highway 28 West Riverside Garage LLC LLC 4/16/13 15878 Hwy 37 Southern Safety Solutions LLC LLC 4/25/13 116 Mathews Dr

Tchula AAA Carpet LLC 4/18/13

LLC 101 W Main St

Terry CFLane, LLC LLC 4/12/13 18349 Midway Road Harbor Wholesale Ltd BUS 4/16/13 18349 Midway Road Implantable Provider Group Inc BUS 4/25/13 18375 Midway Road J Cooper Ventures LLC LLC 4/11/13 9385 Springridge Rd MNM Lawnscapes of Mississippi, LLC

LLC

4/10/13 18349 Midway Road Morrow Repair Services, LLC LLC 4/22/13 18349 Midway Road Paula W Denley LLC LLC 4/4/13 12620 Lebanon Pinegrove Road Peak Systems Inc. BUS 4/24/13 18349 Midway Road Rock Roofing and Construction, LLC

4/5/13

LLC

18349 Midway Road

Tishomingo TSA Financial Group, LLC LLC 4/15/13 3489 Mississippi Ave

K & O Property, LLC LLC 4/4/13 1720 Edwards Ave Tienda Mexicana La Frontera, LLC LLC 4/19/13 1245 Main Street

CADENCE

Continued from Page 11

Continued from Page 11

key industries in each state and region such as energy in Texas and heath care in Mississippi.

Cadence had a not-unexpected slow down in C&I lending in the first quarter but is projecting a strong second quarter in C&I activity. “At the same time we’re reducing our investments in real estate classifications,” Tortorici said.

Lending growth has been strong in other categories such as small business, he said. “A big portion of that is in the Golden Triangle.”

— By Ted Carter / MBJ staff

Mississippi’s School of Business Administration and director of the Mississippi Bankers Association’s School of Banking.

“It’s a rather commonplace occurrence, especially in the last 30 years,” for a larger institution to roll up a small-to-mid-size regional that has been busy expanding on its own, he said.

Cyree credited Cadence Bancorp’s former entity, Community Bancorp, with successful capital raising and initiation of a strong growth strategy. Soon they could be on the receiving end of a larger

Quickflight Inc BUS 4/22/13 2763 W Jackson St R and M Production, LLC LLC 4/30/13 144 South Thomas Street River Edge LLC LLC 4/5/13 1601 West Main St Ste G Robert M White LLC LLC 4/8/13 109B S. Spring Street Rose Hill LLC LLC 4/3/13 2420 William Drive Sallye Stewart Event Planning, LLCLLC 4/26/13 2488 Mitchell Road Shadetree Transportation, Inc BUS 4/30/13 204 N Spring Street ShortCo-1140 West Main, LLC LLC 4/18/13 553 Main Street (38804) Solar Headshield, LLC LLC 4/4/13 1752 Elvis Presley Dr Southern Nurse Staffing, LLC LLC 4/9/13 2844 Traceland Drive Southern Upholstery Lines LLC LLC 4/3/13 2420 William Drive Tupelo Film Society Inc NP 4/8/13 213 W. Main St. #100

Vancleave

Tylertown

LCM & Family Transport Hot Shot Service LLC LLC 4/18/13845 County Rd 149, Okolona, Ms 38860

Barry Brunet LLC 4/11/13

LLC 24 Jack Duncan Rd

Eddie Ruth Bridges and Associates LLC LLC

4/22/13 725 Harveytown Road Fitness Max of Tylertown, LLC LLC 4/11/13 205 Ratliff Drive South Mississippi Vending LLC LLC 4/11/13 916 Highway 583 North Tylertown Investment Properties LLC

4/18/13

LLC

1108 Beulah Avenue

Union A Clothes Call LLC LLC 4/8/13 10440 Road 101 Chamblee Services LLC LLC 4/8/13 90 Stamper Pond Rd MHC Properties, LLC LLC 4/9/13 10510 Road 705 Pestco LLC LLC 4/23/13 11200 Road 127 Q.L.N. LLC BUS 892 McMillan Rd Forst, Ms 39074 4/10/13

Utica Christine C. Hutchins DBA OTH 4/8/13 2050 Adams Station Rd E W M Consultants, Inc BUS 4/30/13 7025 Dentville Road Southern Construction & Excavating, LLCLLC

4/22/13 2330 Lebanon Pine Grove Road Uncle Bubba’s Farm DBA OTH 4/8/13 2050 Adams Station Rd Ward’s Homemaker Respite Care LLC

4/26/13

LLC

5593 Chaple Hill Rd

Van Vleet Southern Brush Management LLC LLC 4/4/13 1616 Cr 164

Cake Boutique LLC LLC 4/1/13 14270 John Smith Rd Champion Auto Repair & Towing Inc

4/10/13

BUS

11990 Hwy 57

Mizelle’s Outdoors Party Rentals LLC

LLC

4/10/13 11988 Hwy 57, Ste E Points, Solved, LLC LLC 4/12/13 14613 Jim Ramsay Rd Victoria’s Tanning Salon, LLC LLC 4/18/13 12004 HWY 57

Vardaman Brandi Parker, Inc. BUS 4/10/13 25 Cr 472 College Hill of Vardaman, Inc. BUS 4/10/13 25 Cr 472 Magnolia Brand Produce, Inc. BUS 4/26/13 14 Hwy 341 South Topashaw Farms Processing, LLC LLC 4/10/13 25 Cr 472

Verona

Vicksburg Advocate for Change, LLC LLC 4/9/13 1009 Stadium Dr. B & Z LLC LLC 4/10/13 914 Grove Street B Creativ LLC LLC 4/8/13 1108 Washington St Bhramani 16 Inc BUS 4/12/13 210 Charleston Dr Billy’s Cafe Vicksburg Inc BUS 4/9/13 1100 Washington St. Brothers Hauling Service, Inc BUS 4/23/13 1905 A Mission 66 Ste 2 Gifted Hands Catering Services DBA

OTH

4/12/13 104 Moonmist Drive Gullett Builders, LLC LLC 4/2/13 960 Gullett Road H & H Kidz Zone LLC LLC 4/11/13 2734 Washington St JP and Sons Investments, LLC LLC 4/23/13 4941 Oak Ridge Road Jubilee Church of God in Christ NP 4/10/13 2805 Roosevelt Ave. Kolb Consulting Services, LLC LLC 4/9/13 121 Edgewater Drive L Logue LLC LLC 4/9/13 609 Lake Forest Dr Little River Aviation, LLC LLC 4/11/13 406 Dogwood Lake Drive Mady B’s Boutique LLC LLC 4/18/13 4104 Freetown Rd MJ Transport and Logistics LLC LLC 4/9/13 8677 Halls Ferry Rd My American Dream Home LLC LLC 4/24/13 1117 Openwood Ave Nickel G Clothing LLC LLC 4/23/13 1101 Avenue C Noble’s Bbq and Catering, LLC LLC 4/4/13 5730 Oak Ridge Road

bank’s growth strategy, he said.

“There could be quite a few” potential acquirers, “whether it is Wells Fargo, Bank of America or one of the regional players like Regions, he added.

The alternative is for Cadence to continue to grow on its own to the point it reaches the “sweet spot” of a mid-size regional with assets of between $20 billion and $100. The sweet spots come from “being small enough to get through the regulations of Basel and Dodd Frank but not so large they have to face the more onerous regulations” the large nationwide banks encounter, Cyree said.

“You don’t want to get so big it takes heroic efforts to survive.”

Ogle Distributing, Inc BUS 4/25/13 4721 Lee Road Our Keepsake NP 4/2/13 280 Mattingly Road (39180) Reiko Media Marketing & Communications, LLC LLC 4/1/13 102 Laura Lake Circle Rouge Boutique Salon, LLC LLC 4/1/13 1010 Monroe Street Safe And Sound Surveillance Inc. BUS 4/24/13 108 Short St The Nimbus Group LLC LLC 4/9/13 1106B washington st Vicksburg Wholesale Auto LLC LLC 4/11/13 170 Hometown Rd Wanda Bingham DBA OTH 4/12/13 104 Moonmist Drive

Walls KL Cleaning Services LLC LLC 4/8/13 7860 Bailee Lane Stellar Enterprises, LLC LLC 4/16/13 6107 Will Way Circle South

Walnut Grove Nasser LLC 4/15/13

LLC 217 Highway 35 N

Washington Kentwood Spring Water of Miss-Lou Inc

4/10/13

PO Box 1000

Water Valley

Webb Edward Johnson DBA 4/26/13 ON Time Freight DBA 4/26/13

OTH 43 Oil Mill Rd OTH 43 Oil Mill Rd

Wesson Big Green Frog LLC LLC 4/1/13 2137 Bahalia Rd NE W.D. Smith Construction LLC LLC 4/8/13 2305 Highway 550

West Point Bottomline Investment Group, LLCLLC 4/17/13 4569 Meltonbottom Rd Cuddlebugs Childcare, LLC LLC 4/25/13 9010 Highway 47 Divine Designz LLC LLC 4/11/13 713 Kalura St Lee Ann Glusenkamp DBA OTH 4/22/13 1406 Pinkerton Rd Redesigned DBA OTH 4/22/13 1406 Pinkerton Rd Walker Express, LLC LLC 4/30/13 2132 White Station Trails

Wiggins Busy R Properties, LLC LLC 4/9/13 604 Ashwood Drive McRab, L.L.C. LLC 4/15/13 1311 W Border Avenue The Christian Love Outreach Center, LLCLLC

4/18/13

510 Braxton, Ms

Eubanks and Son Bulldozer Service LLC LLC

4/10/13 3422 Cr 91 T & TW Properties LLC LLC 4/12/13 2549 Cr 105 The Painters, LLC LLC 4/4/13 5788 County Rd 118 Wiley Construction LLC LLC 4/9/13 203 Wagner Street

Waveland All Coast Maintenace LLC LLC 4/15/13 910 Maple Street Bal Property 1, LLC LLC 4/29/13 1203 St. Joseph Street Bal Property 2, LLC LLC 4/29/13 1203 St. Joseph Street Bal Property 3, LLC LLC 4/29/13 1203 St. Joseph Street Bal Property 4, LLC LLC 4/29/13 1203 St. Joseph Street EMG Restaurants LLC LLC 4/18/13 314 Coleman Avenue Quality Custom Carts, LLC LLC 4/29/13 1203 St. Joseph Street

Waynesboro Double B Properties LLC LLC 4/24/13 48 Timmy Bayne Drive Holland’s Tire and Auto LLC LLC 4/24/13 388 Resevoir Rd LBE Enterprise, LLC LLC 4/10/13 239 Ramey Lane

ARMORY

Wilmington Midvale Land & Timber, LLC 4/22/13 2711 Centerville Rd

Winona Kyle Mills Trucking & Custom Harvesting, LLC LLC 4/22/13 103 Dividing Ridge Road

Woodland Metro’s “Forked Hole” Restaurant, LLC LLC

4/30/13 543 CR 63 Action Princeton, LLC LLC 4/5/13 110 N. Jerry Clower Blvd. Suite W Davis Family Management LLC LLC 4/8/13 606 Lakeshore Drive Eazi Rides LLC LLC 4/23/13 116 Wst 9th Street Lakeside Equipment Rental, LLC LLC 4/23/13 2730 Myrleville Road Marilyn & the Moores Transporting Services LLC LLC 4/5/13 71 Ridge Road Cir The Jump Man LLC LLC 4/24/13 508 Glendale Tolarville Crossing, LLC LLC 4/9/13 866 Highland Dr

Continued from Page 10

for the Mississippi Coliseum.

Ideally, the Armory could serve as a sort of reception and banquet hall, she said.

For that to happen, Hyde-Smith added, a partnership between the state and the private sector will have to be struck.

“We’rejusttryingtomakeimprovementstoopenupouroptionsinthefuture,” she said in a phone interview earlier this week.

Ifapublic-privatepartnershipisn’tstruck,givingtheFairCommissiontheauthority (and funding) to refurbish the Armory would be another option, Hyde-Smith said.

Hyde-Smith told the Mississippi Business Journal last year that the Armory is the first thing Fairgrounds patrons exiting off Jefferson see. That requires the building to look like a centerpiece, instead of an afterthought, she said. The $600,000 grant to replace the roof and clean out the inside of the Armory allows officials more time to secure additional funding for more work, she said last summer. An architectural firm determined last year that the Armory is structurally sound and is feasible to restore.

Totally refurbishing the Armory would cost between $7 million and $10 million, Archives and History director Larry Holmes said last year.

July 12, 2013

MISSISSIPPI

Tenn. man, pivotal in beef plant scheme, released from prison OAKLAND — A key figure in Mississippi’s beef plant scandal has been placed on supervised release and freed from prison.

Richard Hall, of Clarksville, Tenn., was sentenced to eight years in Mississippi prison on three counts of wire fraud for his role in the failure of the plant. He entered state prison in May 2012 after he was released from federal prison. He was placed on supervised earned release on July 6, according to the Mississippi Department of Corrections.

The beef plant, backed by the Mississippi Legislature and two state agencies, ran into trouble soon after Hall was given millions for the project in Oakland.

Hall, now 53, pleaded guilty to keeping $751,000 in public and corporate funds for himself during the debacle.

His attorney, John Husser of Rome, Ga., tells the Northeast Mississippi Daily Journal that Hall will be supervised by the Yalobusha County Field Office.

The supervised earned release program is limited to first-time, non-violent offenders. MDOC spokeswoman Grace Fisher said Hall must serve his supervision within the state. If he violates any conditions, he must serve the remainder of his sentence in prison. Hall’s tentative discharge date is Aug. 29, 2014, and the maximum date is Sept. 23, 2015, she said.

The beef plant opened in Oakland in August 2004 but lasted less than three months. In January 2005, Hall defaulted on a $21-million loan to Community Bank and the project went into foreclosure.

In June 2005, the state paid the bank on its guaranteed $34 million.

In 2012, the state of Mississippi settled a lawsuit against the firms that built the financially disastrous beef plant. The state recovered $3,965,000 from an insurer for Georgia’s Facility Group, which was hired to oversee construction of the plant. Of that amount, $65,000 went to an unpaid conveyor belt contractor, leaving $3.9 million for the state.

Federal, state and local subsidies for the project totaled at least $50 million, including more than $40 million in state loan guarantees. The plant operated only three months, and never reached its full capacity, before the business closed in 2004, laying off 400 people.

Windsor Quality Foods, a frozen-foods firm, bought the plant and now employs 300 people.

The state paid the Facility Group $6.57 million either directly or indirectly. The company was hired to manage construction of the plant, which was going to slaughter and butcher cattle, after Hall ran into trouble. At least another $43 million in federal, state and local aid was provided to the project, although some accountings put the total figure much higher.

After a federal investigation, three Facility Group leaders — Robert L. Moultrie, Nixon E. Cawood and Sean Carothers — went to prison. Mississippi earlier recovered $550,000 from the federal case.

— from staff and MBJ wire services

I

Mississippi Business Journal

I

21

NATIONAL BUSINESS

US foreclosure inventory down 29 percent nationally from a year ago According to CoreLogic analysis, there were 52,000 completed foreclosures in the U.S. in May 2013, down from 71,000 in May 2012, a year-overyear decrease of 27 percent. On a month-over-month basis, completed foreclosures increased 3.5 percent, from 50,000 in April 2013 to the May level of 52,000.

Current residential shadow inventory as of April 2013 was under 2 million units, representing a supply of 5.3 months. The overall shadow inventory is down 34 percent from its peak in 2010, when it reached 3 million homes, and down 18 percent from a year ago, when it was at 2.4 million.

As a basis of comparison to the 52,000 completed foreclosures reported for May 2013, prior to the decline in the housing market in 2007, completed foreclosures averaged 21,000 per month nationwide between 2000 and 2006. Completed foreclosures are an indication of the total number of homes actually lost to foreclosure. Since the financial crisis began in September 2008, there have been approximately 4.4 million completed foreclosures across the country.

As of May 2013, approximately 1.0 million homes in the U.S. were in some stage of foreclosure, known as the foreclosure inventory, compared to 1.4 million in May 2012, a year-over-year decrease of 29 percent. Month over month, the foreclosure inventory was down 3.3 percent from April 2013 to May 2013. The foreclosure inventory as of May 2013 represented 2.6 percent of all homes with a mortgage compared to 3.5 percent in May 2012.

At the end of May 2013, there are fewer than 2.3 million mortgages, or 5.6 percent, in serious delinquency (SDQ, defined as 90 days or more past due, including those loans in foreclosure or REO).

The rate of seriously delinquent mortgages is at its lowest level since December 2008.

“The stock of seriously delinquent homes, which is the main driver of shadow inventory, is at the lowest level since December 2008,” said Dr. Mark Fleming, chief economist for CoreLogic. “Over the last year it has decreased in 42 states by doubledigit figures, resulting in rapid declines in shadow inventory for the first quarter of 2013.”

“We continue to see a sharp drop in foreclosures around the country and with it a decrease in the size of the shadow inventory. Affordability, despite the rise in home prices over the past year, and consumer confidence are big contributors to these positive trends,” said Anand Nallathambi, president and CEO of CoreLogic. “We are particularly encouraged by the broad-based nature of the housing market recovery so far in 2013.” » The five states with the highest number of completed foreclosures for the 12 months ending in May 2013 were: Florida (,), California (76,000), Michigan (64,000), Texas (51,000) and Georgia (47,000). These five states account for almost half of all completed foreclosures nationally. » The five states with the lowest number of completed foreclosures for the 12 months ending in May 2013 were: District of Columbia (108), Hawaii (453), North Dakota (467), West Virginia (517) and Maine (644). » The five states with the highest foreclosure inventory as a percentage of all mortgaged homes were: Florida (8.8 percent), New Jersey (6.0 percent), New York (4.8 percent), Maine (4.1 percent) and Connecticut (4.1 percent). » The five states with the lowest foreclosure

» As of April 2013, shadow inventory was under 2 million properties, or 5.3 months’ supply, and represented 85 percent of the 2.3 million properties currently seriously delinquent, in foreclosure or REO. » Of the less than 2 million properties currently in the shadow inventory (Figures 1 and 2), 890,000 properties are seriously delinquent (2.4 months’ supply), 761,000 are in some stage of foreclosure (2 months’ supply) and 336,000 are already in REO (0.9 months’ supply). » The value of shadow inventory was $314 billion as of April 2013, down from $386 billion in April 2012 and down from $320 billion six months prior, in October 2012. » CoreLogic estimates the current stock of properties in the shadow inventory, also known as pending supply, by calculating the number of properties that are seriously delinquent, in foreclosure or held as real estate owned (REO) by mortgage servicers, but not currently listed on multiple listing services (MLSs). Transition rates of “delinquency to foreclosure” and “foreclosure to REO” are used to identify the currently distressed unlisted properties most likely to become REO properties. Properties that are not yet delinquent, but may become delinquent in the future, are not included in the estimate of the current shadow inventory. Shadow inventory is typically not included in the official reporting measurements of unsold inventory.

MISSISSIPPI

legal authority to make such a donation; it can only sell the cottages as surplus property.

The cottages are the kind of small structures used to provide housing on the Gulf Coast after Hurricane Katrina. The new, brightly colored homes, which are to be installed in Baptist Town to help revitalize the century-old black neighborhood in Greenwood, are sitting at Greenwood-Leflore Airport.

“We had the legislation ready,” Crump said.

“Sen. (Lydia) Chassaniol and Sen. (David) Jordan were prepared to introduce the legislation to give the city the authority to donate the cottages to the Fuller Center. Rep. (Linda) Whittington and Rep. (Bobby) Howell were ready to introduce the bill to the House.”

Crump said he and Angela Curry, executive director of the economic development foundation, along with Emily Roush Elliott, the architectural fellow managing the project, had also worked with Gov. Phil Bryant’s office to introduce the bill. Only the governor has the authority to add a bill to the call of the special session.

But the Legislature was meeting to discuss the expansion of Medicaid, an issue that Crump said proved so contentious and critical that it pushed any housekeeping issues off the table.

This isn’t the first time the Baptist Town project has seen defeat in Jackson.

In April, state Rep. Willie Perkins amended the same bill to redirect the cottages to a nonprofit of his choosing, one that Crump and his team didn’t feel was a good fit for the houses. The bill died in the Senate, once again rendering the cottages ownerless.

Crump said he’s looking into other options.

“The people of Baptist Town deserve this project,” he said. “The 30 people who have made out applications deserve these houses.”

Curry agreed, and she said in an email that the economic development foundation will keep working to get the cottages placed in Baptist Town despite the setback.

“We have encountered some obstacles, but we cannot abandon this project as it is too important to the residents of Baptist Town,” Curry said.

Katrina Cottages project hits snags in Greenwood GREENWOOD — Bill Crump says recent setbacks for the Baptist Town project won’t prevent it from moving forward.

“We are committed to getting this project completed one way or another,” the chairman of the Greenwood-Leflore-Carroll Economic Development Foundation said.

Two new setbacks recently were added to the list of challenges the project has faced since its inception in 2010.

The bill to redirect 26 “Katrina cottages” donated to the city of Greenwood by the Federal Emergency Management Agency was not picked up during a special session of the Legislature in June.

The bill would have given the city, which now owns the cottages, the authority to donate them to the Fuller Center, a nonprofit charged with installing the permanent houses. The city does not have the

Foreclosure Highlights:

inventory as a percentage of all mortgaged homes were: Wyoming (0.5 percent), Alaska (0.6 percent), North Dakota (0.6 percent), Nebraska (0.8 percent) and Virginia (0.8 percent).

Shadow Inventory Highlights:

DeSoto 7.1

22 I Mississippi Business Journal I July 12, 2013 Tunica 14.5

MISSISSIPPI’S MAY UNEMPLOYMENT FIGURES

Tate 10.2

Coahoma 13.9

STATE OF MISSISSIPPI Labor Force Data Civilian Labor Force Unemployed Unemployment Rate (Adjusted) Unemployment Rate (Unadjusted) Employed

May ‘13 1,307,600 120,700 9.1 9.2 1,186,900

April ’13 1,309,500 107,800 9.2 8.2 1,201,700

May ’12 1,333,500 120,700 9.1 9.1 1,212,800

’12 Avg. 1,333,100 122,100 xxx 9.2 1,211,000

Moving Avg.** 1,328,600 122,800 xxx 9.2 1,205,800

UNITED STATES Labor Force Data Civilian Labor Force Unemployed Unemployment Rate (Adjusted) Unemployment Rate (Unadjusted) Employed

May ‘13 155,734,000 11,302,000 7.6 7.3 144,432,000

April ’13 154,739,000 11,014,000 7.5 7.1 143,724,000

May ’12 154,998,000 12,271,000 8.2 7.9 142,727,000

’12 Avg. 154,975,000 12,506,000 xxx 8.1 142,469,000

Moving Avg.** 155,282,000 12,152,000 xxx 7.8 143,130,000

April 2013 11,478 91,792 $14,551,596 76,798 4,540 2,339 $189.48

May 2012 16,095 105,664 $14,721,961 80,156 4,994 2,337 $183.67

Alcorn 8.3

Tippah 11.0

Tishomingo 9.9

Union 7.5 Lafayette 7.3

Yalobusha 9.5

Bolivar 10.6 Leflore 13.6

Carroll 8.3

Montgomery 12.0

Humphreys 15.6 Sharkey 11.4

Holmes 16.6

Monroe 12.3

Clay 18.5 Lowndes 10.1

Oktibbeha 9.3

Choctaw 9.9

Winston 12.5

Attala 10.7

Yazoo 11.7

Issaquena 16.5

Itawamba 9.3

Chickasaw 11.6

Webster 12.8

Washington 14.1

Leake 10.7

Neshoba 7.1

Scott 7.2

Newton 8.5

Noxubee 15.7

Kemper 14.3

Madison 6.7 Warren 10.8 Rankin 5.5

Hinds 8.3

Claiborne 16.1

Adams 9.1

Wilkinson 11.0

Franklin 10.3

Lincoln 9.1

Amite 9.1

Pike 11.0

Jasper 10.8

Smith 8.7

Simpson 8.0

Copiah 10.2

Jefferson 18.3

Covington Jones 7.9 6.8

Walthall 11.8

5.5 - 7.1 7.2 - 10.3 10.4 - 15.7 15.8 - 18.5

— Mississippi Department of Employment Security

Marion 10.8

Lamar 6.5

Pearl River 9.0

Hancock 8.4

Lauderdale 9.5

Clarke 11.2

Wayne 11.4

Lawrence Jeff Davis 10.1 12.1

Unemployment Rates Unem ates

** Average for most recent twelve months, including current month •• Unemployment Insurance amounts presented in this section only represent regular UI benefits, federal program amounts are not included.

Labor force amounts are produced in cooperation with the Bureau of Labor Statistics.

Note: Unless indicated state and county data presented are not seasonally adjusted.

Calhoun 10.3

Grenada 9.6

Sunflower 14.0

Lee 8.3

Pontotoc 8.6

Quitman 14.3 Tallahatchie 12.5

May 2013 16,224 97,411 $13,603,380 73,638 4,876 2,142 $184.73

Benton 11.6

Prentiss 10.0

Panola 12.0

Labor force and employment security data

STATE OF MISSISSIPPI Unemployment Insurance Data •• Initial UI Claims Continued Claims Benefits Paid Weeks Paid First Payments Final Payments Average Weekly Benefit

Marshall 12.2

Forrest 9.0

Perry 9.0

Stone 8.0

Harrison 8.6

Greene 11.3

George 11.2

Jackson 9.5

Source: Labor Market Data Publication May 2013 Design: Labor Market Information Department, MDES

SALES MOVES » JEFFREY GITOMER

Help! My main contact left, and I’m panicked!

D

ear Jeffrey, I sell copiers in NYC, and this year I finished as the number one rep in the nation. I truly believe that would not have been possible had it not been for your Little Red Book of Selling. I do have a question and would greatly appreciate your advice.

Recently I have been noticing a high turnover of people (including executives) at my accounts. When this happens it’s almost like the reset button has been pressed and the replacements have no allegiance to me or my service and are usually unaware as to how hard I’ve worked to earn their company’s business.

How should I conduct myself when I know there is a new person in a company I have to work with? Is there a specific process I should follow? Thank you in advance. Dan Common problem. Uncommon answer to follow.

Loss of key contact (the person that buys from you) happens often in business, and most salespeople (not you of course) are totally unprepared for it.

There are two variations to this scenario: 1. Someone is promoted from within. If you've done your homework, built multiple relationships within your customer's company, and you know the replacement, then you should be fine. If you don’t know him, you have to scramble and start over.

2. Someone was hired from the outside. This is

basically a start over situation and all the answers you need are stated below.

There are 5.5 specific things you can do to prevent a total tragedy. NONE OF THEM are options.

1. Start with prevention. This is a major point of understanding: You have to ask yourself, “What would happen, what would I do, if all my prime contacts left tomorrow?” Begin to plan and act from there.

2. Then ask yourself…

How is the purchase made? Discover the chain of purchase, and know everyone who impacts purchase. Add them to your CRM notes.

Who’s the boss? Get to know the boss and make sure they know your value.

Who are the users? Talk to and meet with the people that USE your product or service. They are not the ones who purchase, but they can play a major role in the decision to purchase. And they tell the real story of quality and service response.

Who else is influenced by or involved with your product? When you meet, add others from the inside. Get to know co-workers.

3. Meet the key decision-maker outside the office AT LEAST monthly. Coffee at 7:30 a.m. will build the personal relationship.

4. Get known and recognized. Your weekly email

about office productivity, communication, and morale will get passed around if it's valuable – even forwarded to other professionals in other companies.

And when you visit the customer, they’ll recognize you as “you’re the guy who…” smiling as they say it!

5. Build reputation across the company. Know everyone, but more important, have everyone know you — not just know you as a person, but as a person of value.

5.5 Gather video comments after every service call and delivery. Post them where anyone can view them. Your blog, YouTube channel, Facebook business page and weekly e-zine are a great start.

If all of this seems like hard work, it pales by comparison to the work you’ll have to do if you’re unprepared after the fact.

Okay, so the new person starts. Did the departing person tell you or was it a surprise? If the old person told you in advance, that’s a sign your relationship was strong. If the relationship was really strong, the departing person will put you on a preferred list of recommended vendors. If you’re blind-sided by the news, that’s a report card, too.

Let’s take worst-case scenario – new person, no history with you, bringing HIS or HER contacts, connections and vendors: 1. Introduce yourself and offer help acclimating.

Gain access.

2. Have coffee with them ASAP – get the personal relationship in gear. Share the history. Ask for their wisdom, their experience, and their goals.

3. Print your CRM history and present it to the new person so they can see your relationship and your value. (All of a sudden, CRM diligence can have an impact.)

4. Enlist others to speak on your behalf.

5. Follow ALL the ideas above.

5.5 Find the person who left. They represent the best possible NEW customer.

The key to having a new person in charge of your future sales is to be ready. It’s a simple rule of “the more the more.”

The more mature and solid a value-based relationship has been built with the key contact AND the rest of the company, the more likely it will be that the new person will continue doing business with you.

Jeffrey Gitomer is the author of “The Sales Bible”, “Customer Satisfaction is Worthless” “Customer Loyalty is Priceless”, “The Little Red Book of Selling”, “The Little Red Book of Sales Answers”, “The Little Black Book of Connections”, “The Little Gold Book of YES! Attitude”, “The Little Green Book of Getting Your Way”, “The Little Platinum Book of ChaChing”, “The Little Teal Book of Trust”, “The Little Book of Leadership”, and “Social BOOM!” His website, www.gitomer.com, will lead you to more information about training and seminars, or email him personally at salesman@gitomer.com.

July 12, 2013

I

Mississippi Business Journal

I

23

» MISSISSIPPI LEADERS by Martin Willoughby

Faith and hard work Sorgenfrei leading MISSCO by example

A

fter his blockbuster book The 7 Habits of Highly Effective People, the late Stephen Covey wrote another very insightful book for leaders titled Principle Centered Leadership. In the book, Covey makes the case for the importance of having a core set of values by which you lead your life and organization. He states, “In the last analysis, what we are communicates far more eloquently than anything we say or do.”

While perhaps we know this intuitively, it is good to be reminded that character counts, and that who we are and what we stand for really matters. As a leader, people are watching you. They are deciding if they will trust you and follow your leadership.

Leaders who have a deep sense of core purpose and principles are able to lead through the inevitable highs and lows of business and life. Mark A. Sorgenfrei, chairman and CEO of MISSCO Corporation, is one of those principle-centered leaders.

A native of New Orleans, Sorgenfrei has been with MISSCO and its predecessors for over 29 years. A graduate of Millsaps College, Sorgenfrei practiced public accounting for 10 years before joining MISSCO as corporate controller in 1984.

He shared, “My first employer was a local CPA firm and the partners in the firm led by example. They did not expect me to work

Up Close With ... Mark A. Sorgenfrei, CPA Title: Chairman and CEO of MISSCO Corporation Favorite Books: The Bible, Prodigal God and Counterfeit Gods by Tim Keller and any novel by Vince Flynn.

First Job: “I was a ship fitter’s helper in a small shipyard in Harvey, La., the summer before I went to college. It was the hardest work that I had ever experienced, and the yard foreman told me that the job was much more difficult in the winter than in the summer. His words stayed with me through college whenever I thought about goofing off and not studying.”

Proudest Moment as a Leader: “The sale of MISSCO’s Commercial Furniture and Office Supply Division and the School Supply Division to U.S. Office Products in October 1995.”

Hobbies/Interests: “Being with the family of God in corporate worship and small groups, being with my family and grandchildren, playing golf and fishing.”

any harder than they did, which was a good lesson to learn early in my career, because nobody worked harder than the partners in the firm.” Sorgenfrei learned that ownership and leadership of an organization involves continued hard work rather than coasting on the hard work of employees.

MISSCO is a company with a rich history in Mississippi. The company dates back to 1919, when the founders formed Mississippi School Supply Company. The com-

pany expanded into office supplies in the 20’s and became a leading distributor in the Southeast. Sorgenfrei became president in 1992 and led the company through the sale of its Commercial Division and the school supply portion of its Educational Division to U.S. Office Products in 1995. Today, the company operates Sheldon Labs (a laboratory furniture company), a textbook supply company and MISCCO Contract Sales.

Sorgenfrei’s principled leadership style is

“Put the interests of your employees and your customers before your own...”

Mark Sorgenfrei, CPA MISSCO Corporation

based on his deep faith. He shared, “My leadership style has been influenced most directly by my personal relationship with Jesus Christ in that He has taught me that a true leader must Martin Willoughby be a servant and not just one who gives directives and orders.” In the corporate context, he applies his principles by seeking to serve customers and employees with a spirit of humility and a commitment to excellence. Reflecting on the decades of success of MISSCO, Sorgenfrei shared, “I have observed many fine leaders of these businesses over the years, and I have learned that it takes people committed to the common goal of excellence in all areas of life for a business to succeed and prosper over the last 94 years.”

For future leaders, Sorgenfrei wisely noted, “Surround yourself with people that are wiser than you are and listen intently to their advice. Put the interests of your employees and your customers before your own and seek to serve them.” Sorgenfrei has “walked the walk” of a servant leader, and he has carried on the tradition of excellence at MISSCO. Leaders like Sorgenfrei provide a calm and steady hand as they lead organizations into the future. I have found that leaders like Sorgenfrei are able to provide that kind of stable leadership because they are comfortable with themselves and have a clear sense of who they are and what they are trying to accomplish.

Martin Willoughby is a business consultant and regular contributing columnist for the Mississippi Business Journal. He serves as Chief Operating Officer of Butler Snow Advisory Services, LLC and can be reached at martin.willoughby@ butlersnow.com.

Fitzgerald's story of Hollywood in 1940 still rings true

R

» The Last Tycoon

By F. Scott Fitzgerald Published by Charles Scribner's Sons various prices according to new or used, paperback or hardback

eading this book is a reminder of why good writing stands the test of time. For some reason I had missed The Last Tycoon, Fitzgerald's last book; the one he was writing in 1940 when he died suddenly of a heart attack. It was unfinished although he left detailed notes that his publisher included, making the ending that the author had intended — hopefully — fairly concrete. We lost this talented writer far too early. His other novels are better known than this one, but The Last Tycoon again, and finally, proves he was indeed a talented American writer.

This book is about the movie industry and centers on Monroe Stahr, a boy wonder who quickly rises to the top of the heap as a producer in a tough, competitive business and town. The narrator is young adult Cecilia, the daughter of a Hollywood mogul who takes no prisoners. What resonates so clearly is that even though Fitzgerald wrote this book in

1940, the way he describes the movie industry could be the same today.

The producer Stahr bemoans the ruthlessness of the industry — albeit he's part of it — and the lack of quality material. A young screenwriter, Wylie White, says to Cecilia, "I've sat in an office and listened to some mystic stalk up and down for hours spouting tripe that'd land him on a nutfarm anywhere outside of California — and then at the end tell me how practical he was, and I was a dreamer — and would I kindly go away and make sense out of what he's said." I have a present-day friend who's a script doctor in

Hollywood, and that's exactly the way he feels about it.

A reviewer for The New York Times wrote in 1941, "Of all our novelists, Fitzgerald was by reason of his temperament and his gifts the best fitted to explore and reveal the inner world of the movies and of the men who make them. The subject needs a romantic realist, which Fitzgerald was; it requires a lively sense of the fantastic, which he had; it demands the kind of intuitive perceptions which were his in abundance."

At the time The Last Tycoon was published, critics praised it as an ambitious book, and even in its uncompleted state, saw it as what would have been Fitzgerald's best novel. The author marvelously conveys the atmosphere in which a mammoth American industry is conducted, and it could have been written last year.

It's never too late to read a book by one of this country's best novelists of all time.

— Lynn Lofton, mbj@msbusiness.com

Regions â&#x20AC;&#x201C; Committed to Mississippi At Regions, we know the importance of being a part of a community. We are committed to a culture that respects the communities and areas we serve. Because of this, we know the importance of being a dedicated employer and contributor to Mississippi. Our aspiration is to provide Mississippians with a socially responsible ďŹ nancial institution that they can know and trust.

After all, isnâ&#x20AC;&#x2122;t that what Expecting More is all about?

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Âť Has 146 branch locations in Mississippi

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