N O R T H E A S T M I S S I S S I P P I ’ S R E A L E S TAT E G U I D E
JOURNAL PUBLISHING COMPANY
www.nems360.com
July 3, 2011
Designed to Perfection! Enjoy your evenings on
the wrap-around screened porch with 5 ceiling fans & swinging bed. 2BR, 2BA, 9ft ceilings, scored concrete floors, great kitchen with eat-at bar. Must see & you will realize this is the Tommy Morgan Inc. Realtors home for you! 1.6 acres. $134,000. Call Dianne Hood- 662210 East Main Street Tupelo, Mississippi 38804 213-7280. 11-880. DIANNE HOOD
662-213-7280
A N A D V E R T I S I N G S U P P L E M E N T O F T H E N O R T H E A S T M I S S I S S I P P I D A I LY J O U R N A L
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YOUR SOURCE FOR NEW CONSTRUCTION, HOMES, COMMERCIAL, LAND, APARTMENTS & RENTALS
NORTHEAST MISSISSIPPI DAILY JOURNAL
AGENT PROFILE Name: Dianne Hood, Realtor Company: Coldwell Banker Tommy Morgan Inc., Realtors What do you consider the toughest challenge of being a Realtor? Always being available, energetic & upbeat whenever you are called on- you must be available 24/7. What training have you received? Graduate of the Mississippi Real Estate Institute & Code of Ethics What are your areas of specialization: Residential, Land & New Construction In which professional organizations are you a member? Northeast Mississippi Board of Realtors, Mississippi Association of Realtors, & National Association of Realtors
Best advice you’ve ever been given: Treat each & every one the way you would expect to be treated. Best advice you can give your clients: Look for someone who loves to work and help people… Someone who understands the process & cost of buying or building a home. How do you convince clients that you are the right person to list with? I have years of experience in communication & great people skills. Having lived in this area all of my life, I have a great understanding of what each area has to offer. Contact phone/Web Site: 210 East Main Street • Tupelo, MS 38804 Office: 662-842-3844 • Cell: 662-213-7280 Email: dianne@tmhomes.com Website: tmhomes.com, www.coldwellbanker.com
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PAGE 2G SUNDAY, JULY 3, 2011
SUNDAY, JULY 3, 2011 PAGE 3G
D I R E C T O RY APPRAISERS
GARAGE
AND
ORIENTAL
OVERHEAD
HOME
INSPECTION
Brent Martin-Home Inspections . . . . . . . .(662) 891-2146 Criterium-Pittman Engineers . . . . . . . . . . .(662) 841-5700
RUGS
ROOFING
Cotton Bolt . . . . . . . . . . . . . . . . . . . . . . . . .(662) 841-2621
Wheeler Roofing . . . . . . . . . . . . . . . . . . . .(662) 844-4481
BATH & KITCHEN SUPPLIES
Advertising
To advertise your business for only $30
a week, call 662-842-2622
1717 Bath & Kitchen
Lynn H. Ayres Showroom Manager
1717 McCullough Blvd. Tupelo, MS 38801
A division of
662•844•2544
M.T.H. Plumbing
email:lynn@mthplumbing.com
TOTO JASON ROHL MTI
COUNTERTOPS, LLC 170-B YOUNG AVENUE
NETTLETON, MS PHONE & FAX: (662)
963-7078
CELL: (662)
Nettleton, MS
CALL 401-9052
WE WE ACCEPT ACCEPT
397-2497
Specializing In All Types Countertops and Cabinetry Cash & Carry • Installation and Delivery
www.precisioncountertopsllc.com
FOUNDATION
FABRIC
Budget
Blinds
Budget Blinds of Tupelo Tupelo: 662.823.6455 Oxford: 662.281.0586 cell: 662.380.0958 fax: 662.281.0585
FREE In-Home Consultation Shutters, Wood Blinds, Draperies and more!
rlloomis@budgetblinds.com
www.budgetblinds.com An Independently Owned and Operated Franchise
EQUIPMENT SALES & RENTAL
COUNTERTOPS
Precision
**FREE Quote on Houses** DAVID O. COGGIN
BLINDS
a style for every point of view
Design Studio
PRESSURE WASHING
DOORS
Maloney Glass & Door . . . . . . . . . . . . . . . .(662) 844-4540
David Turner . . . . . . . . . . . . . . . . . . . . . . . .(662) 840-7266 Jimmy Langley . . . . . . . . . . . . . . . . . . . . . .(662) 844-4624 Mike Guyton Appraisal Co. . . . . . . . . . . . .(662) 842-2800 Dillard Richardson . . . . . . . . . . . . . . . . . . .(662) 842-6531 FABRICS
&
NEED IT? RENT IT! G&REER GREER
Open Monday - Saturday – 8:00 - 4:30 We rent skid steers, mini excavators, telescopic forklifts, backhoes, trenchers, electric jackhammers and other large and small equipment
Equipment Sales and Rentals 805 South Central • New Albany (Just off Hwy. 78, Exit 63)
534-8640
HOME DECOR
FABRIC
New & Refinished Furniture & Accessories, Sofas/Recliners, Dining Tables, Children's Furniture, Lamps, Mirrors, Home Accents, Bedding, Antiques & More
WAREHOUSE
Designer Drapery Upholstery Fabric Indoor/Outdoor Different Styles Pillows & More!
2020 South Gloster, Tupelo • (662)-407-0026 visit us on the web: www.phifabrics.com
Re-Designing Women 120 W. Main St.• New Albany
662-509-2570
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NORTHEAST MISSISSIPPI DAILY JOURNAL
700
705
RENTALS
705
Apartments For Rent
1 & 2 Bedroom Apartments..$375-$700 Ask about our Houses and Office Space Call Cooper Realty Inc. 842-4141 1 A good safe location Nice large 1 bedroom, walk-in closets, $500 678-3193/213-5124 1 Bedroom Apartment $350 month, $150 deposit. Close to Elvis Presley Lake. Call 662-255-0316. 1, 2 and 3 Bedrooms TVRHA Accepted. Call 662-687-0952 for WEEKLY SPECIAL RATES
APARTMENTS New, 2/1, Auburn. Weekly & monthly rates. 397-5102
AUBURN
2/1, $550 per month. 662-231-5129.
NOW TAKING APPLICATIONS FOR SENIOR APARTMENTS
1 & 2 bedroom apartments, based on income. For more information & application call 566-7708 *62 years of age or older Handicapped/Disabled Regardless of age
NEW
TODAY
ONE MONTH FREE 2 & 3 Bedrooms Only
Tupelo Trace Apartments Restrictions Apply. Call 662-841-7806
RENT REDUCED! TO $100 WEEK
2 bedroom apartments. We also have mobiles & duplexes.We accept TVRHA. 662-566-7600
A UBURN AREA
Summer’s Special! Move-in for $199 2 bedroom, No Lease required. Call 662-790-3380
AVAILABLE NOW! 1 - 2 - 3 Bedroom
Apartments starting at $425 in and around Tupelo. TVRHA Available Elite Property Management! 662-397-8425
Apartments For Rent
SALTILLO
2 Bedroom, 1 bath apartment, washer & dryer hookups, water included, TVRHA accepted, security deposit and application required. Call 662-397-8425 SALTILLO-2 bedroom 1 bath, all utilities furnished, $180 week or $525 month, deposit required. 397-8425
NORTHEAST MISSISSIPPI DAILY JOURNAL 705
Apartments For Rent
SPECIAL!!!
2 BEDROOM DUPLEX No pets! Utilities included! $140 weekly, 662841-0964, 662-3979737 or 662-321-2220 TUPELO: 114 1/2 Hancock. 1 Bedroom. Utilities Paid. $150 Weekly. No Pets. 662-523-6396.
710
Houses For Rent
NEW
TODAY 3 Bedrooms, 2 baths, 10 to Toyota, Blue Springs. $650/month, $650 deposit. 662-891-6838
710
Evergreen Community, Country, South of Mooreville & Dorsey, 20 minutes Tupelo, older 3 Bedroom, 1 bath mobile home. has washer, dryer, stove, refrigerator, air, vacant, no house pets, no waterbeds, $325/monthly, $200 deposit, 690-6699
NEW
TODAY Only a few 2 or 3 bedrooms, some with 2 baths. Call for availability in Lee or Pontotoc County. 662-620-8991
715
SALTILLO
ROOMMATE WANTED Exclusive beautiful private lake front home, $650/month, includes everything. 255-0409
SALTILLO 2 bedroom, appliances central heat & air, carport. $575/month. 662-213-5922
Tupelo: Leonard Drive 3 bedrooms, 2 bath, like new. $725 monthly. 662-231-4769
715
Mobile Homes For Rent
730
Bigbee Community 2 Bedrooms, 1 bath, completely remodeled, deposit + references required. Call 662-3155791 or 662-256-3590
Ripley 2 bedroom/ 1 bath for rent. 662-419-5994.
COUNTRY ESTATE home with 3 to 5 bedrooms and 3.5 baths makes for easy living. The 10 acres are covered by well-managed Plantation pines that are 20 years old, providing peaceful, aesthetic living for years to come. $274,500. MLS# 11-370.
MARILYN SAPPINGTON 662-488-5477
ED FOSTER 662-509-0227
MOSSY OAK PROPERTIES
MOSSY OAK PROPERTIES
PONTOTOC RIDGE REALTY LTD 495 Main Street • Pontotoc, MS (662) 489-2848 or 1-888-662-8320 www.mossyoakproperties.com
800
REAL ESTATE
TODAY CONDO IN OXFORD Near University of MS. Two bedrooms, 2 baths, available immediately. Call 662-587-5274
735
Commercial Property For Rent
Commercial Building FOR RENT 12,000 square feet. Corner of Robert E. Lee and President Streets. 662-871-7302 OFFICE OR RETAIL SPACE FOR RENT WEST MAIN 844-2474
RESTAURANT BUILDING FOR RENT: On Hwy. 45 Bypass in BALDWYN Next Door to Subway Call 662-365-3200
efoster@mossyoakproperties.com
PONTOTOC RIDGE REALTY LTD 495 Main Street • Pontotoc, MS (662) 489-2848 or 1-888-662-8320 www.mossyoakproperties.com
810
Houses For Sale
1440 LAKESHIRE Brick, 3/2, one level home. Bea Luckett 231-1402, TRI Realtors 842-8283
2106 DAUGHERTY Brick, 4/3 1/2, great neighborhood. Bea Luckett 231-1402, TRI Realtors 842-8283
All Real Estate advertising herein is subject to 2300 OAK LEIGH the Federal Fair Housing Hill Place Subdivision Act, which makes it ille- Brick, 4/3, quiet street. gal to advertise any Bea Luckett 231-1402, preference, limitation or TRI Realtors 842-8283 discrimination based on race, color, religion, sex, 2308 Holly Hill Drive, handicap, familial status Tupelo. 3 bedrooms, 2 or national origin, or an baths, $118,000. intention to make any www.fsbotupelo.com such preferences, limita/2308hollyhilldrive tions or discrimination. Call 662-321-3553 We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. If you believe that you may have been discriminated against in connec- 2400 WILLIAM DRIVE Spacious floor plan, tion with the sale, rental quiet neighborhood, or financing of housing, private fenced patio. call The United States Department of Housing Text MLS 22012 To 70734 and Urban Development www.FREEdailylist.com Tim Putt 231-3473 (HUD) at 1-800-669Triinc,Realtors8428283 9777.
H O M E S
ACADIAN VILLAGE
Several lots available in this beautiful neighborhood located in West Tupelo. Plat map on file in listing office. Call Michelle McAuley- 662-401-0015. 11-1458.
MICHELLE McAULEY 662-401-0015 662-842-3844
810
2808 St. Andrews Tupelo Country Club 4 bedroom, 3 1/2 bath 3,857 square feet. Tupelo City Schools. Pool & Pool house. Reduced to $399,000. See more details at www.fsbotupelo.com/ 2808standrews.html or PHONE 662-841-1398
3/1 brick home with carport. $35,000 803 FERNWOOD DRIVE Baldwyn 662-728-5757 359 AVIATION LANE PONTOTOC - Home 3/1 with 3.59 acres. Bea Luckett 231-1402, TRI Realtors 842-8283 3926 Water Oak, 4/2.5, pool, golf course neighborhood, convenient to Mall, 45/78, and Toyota. $295,000. Call (662)523-6271. #5 Banbury, Stonegate 2 bedrooms, 2 baths Totally redecorated TRI Realtors, 842-8283 www.TRIrealestate.net 905 BIRCH 3/2, 1,625 square feet, hardwood and tile, tree covered backyard, $119,900, 397-4072
BIG OAKS
Custom built home located on large private lot. 5 bedrooms, 4 baths, plus bonus room. Large open great room, Pierce cabinets in kitchen. 160 sq. ft. heated/cooled storm shelter in basement. $365,000. Call Michelle McAuley- 662-401-0015. 11-1345.
MICHELLE McAULEY 662-401-0015 662-842-3844
If You Would Like to Advertise Your Property, Call One of Our Homestyles Representatives: Bill Spencer (662) 678-1554 CHARLESTON GARDENS
Beautiful 4BR/3.5BA with open floor plan. Great room overlooks fabulous backyard with pool. Bonus room & game room. $499,000. Call Michelle McAuley- 662-401-0015. 10-3540.
MICHELLE McAULEY 662-401-0015 662-842-3844
RIDGEWAY
Charming 4BR/3.5BA, sitting on large wooded lot. Lovely front porch, hardwood floors, keeping room in kitchen & fabulous bonus room. $330,000. Call Michelle McAuley- 662-401-0015. 11-830.
MICHELLE McAULEY
662-401-0015 662-842-3844
Houses For Sale
1414 JOYNER www.fsbotupelo.com 3/2.5, Serious inquiries only. Not for rent. 841-9178 or 401-1801
2 Bedroom 2 Bath on 2.87 acres in Shannon. Only 5 years old. $127,200 Chance Beck, Crye-Leike. 315-0185
4494 HIGHWAY 334 • PONTOTOC
Beautifully designed home ready for new owners. Job transfer transforms to lucky new owners. This home has 9', 10' and tray ceilings, custom cabinets, formal dining, great baths and bedrooms. A must to see. $215,000. MLS# 11-583.
msappington@mossyoakproperties.com
Vacation/ Resort Rentals
2 Bedroom, 2 Bath Condo in Destin on the Gulf. $1,500 per week. Available after July 16th. Reduced rates after August 13th. Phone 662-231-7491.
Townhouse/ Duplex
A1 RENT AND OWN SPECIAL Very nice 2 & 3 Bedrooms. Verona, Shannon Owner Financed (Shannon only) Call 662-610-1998 or 662-891-7737 For Details
745
NEW
F E A T U R E D
364 SPRINGHILL DR • PONTOTOC
Mobile Homes For Rent
PLANTERSVILLE: Nice 1 bedroom, 1 bath home, all appliances furnished, 16x80, 2 bedrooms2 washer/dryer hook up, full baths, 4-bay shop. $350 per month, $300 No pets inside or out, deposit, references $500 month. 869-5483 required. 662-591-2188
BLUE SPRINGS
2 bedrooms, 1 bath, fully furnished home. Call for details. 662-316-3801
Houses For Rent
Scott Wilkinson (662) 678-1612
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PAGE 4G SUNDAY, JULY 3, 2011
SUNDAY, JULY 3, 2011 PAGE 5G
Found Your
MORTGAG E EXPE RTIS E R. TODD HAN NAFOR D Mortgage Loan Originator 331 West Main Street Tupelo, MS 38804 662.841.5244 todd.hannaford@regions.com
M O RTGAG E ©2010 Regions Bank. Member FDIC.
LET THESE NORTHEAST MISSISSIPPI MORTGAGE LENDERS MAKE IT A
Donna Aycock 0 662-680-2091 Peggy Joyner 662-620-4875
Patty Johnson 662-678-8090
Leslie Pettey 662-620-4877
LisaJustice Bell Miller Brenda LisaBryan Pennington 662-620-4879 662-869-7607 662-869-7607 662-620-4879 Andy Moran 662-620-4874 Member FDIC
Simple and Quick!
Anne Mauney New Albany 662.534.8171 or Belden 662.842.8005 mortgageloans@bnabank.com www.bnabank.com
“Everything a community bank should be, and more!”
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NORTHEAST MISSISSIPPI DAILY JOURNAL
GRISHAM LUMBER & SUPPLY
Come See Us at Our New Location!
Lumber, Electrical & Plumbing Supplies, Tools, Paint, Vanities, Doors, Windows, Welding Supplies, Lighting, Trash Containers, Toys, AND MORE!
NORTHEAST MISSISSIPPI DAILY JOURNAL
Looking For a Place to Rent in the Northeast MS Area?
165A North Guyton (Hwy 15) BLUE MOUNTAIN • 685-9444
Pest Control
Your Best Choice ...Ask Our Customers. QUALITY PEST CONTROL SERVICE AT AFFORDABLE RATES
“SINCE 1971”
662-841-2847
EQUAL HOUSING
OPPORTUNITY
Give One of These Property Managers a Call Today!
APARTMENT HOMES
3260 Hwy. 145 N. • Tupelo, MS 38804 Ph: (662) 891-5000 • Fax: (662) 891-5292 e m a i l : Tr a c e R i d g e @ e c i g ro u p s . c o m •
THIRD GENERATION FAMILY OWNED & OPERATED Tupelo’s Only Termite Detection K-9’s
FREE ESTIMATES 1-800-898-0757
www.jamespestcontrol.com
Realty/Construction
BEASLEY CONSTRUCTION COMPANY, LLC Building Quality Custom Homes and Light Commercial Building
RONNY BEASLEY
165 CR 3371 • Booneville, MS 38829 Phone (662) 728-6832 • Cell (662) 720-4392
Windows
Advertising
To advertise your business for only $30
a week, call 662-842-2622
Contact Northeast Mississippi’s Homestyles today at 662-842-2622 to find out how your company can be added to this page of property management companies for only
10
$
00
A WEEK!
Nina Sevier, Property Manager
BALDWYN White Oak Grove Apartments Now Wavering Deposits (662) 365-8861 (662) 365-5018
AMORY Leech Real Estate (662) 369-1778
BELDEN Grand Ole Oaks Apartment Homes (662) 823-1470
TUPELO Elite Property Management Group
(662) 397-8425
TraceRidge Apartments (662) 891-5000 Tutor Properties (662) 620-8991 Hilldale Apartments (662) 842-4267
VERONA Southwood Estates (662) 566-7600
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PAGE 6G SUNDAY, JULY 3, 2011 LUMBER SUPPLIES/ACCESSORIES
810
Houses For Sale
AUBURN
Mooreville Schools, 3/2, 1974 square feet, 108 CR 1145. $170,000. 662-871-9785 www.FSBOTupelo.com Clawood Place Motherin-law quarters, large master, 4/3, bonus room & 2 car garage. $214,900. 11-989 Keith Henley, Coldwell Banker TommyMorgan213-5599
810
Houses For Sale
House & Land For Sale 2,700 sq. ft. mobile home on 59+ acres off Black Zion Rd. For more info: Matt Robinson 662-790-4423 JOYNER AREA, 1588 Shands, 3/2, garage, appliances remain, $129,500, Prudential, Gloria Gasaway 231-5393, MOOREVILLE 206 GOLDEN HILLS 2,350 square feet, 2.13 acres, pool, safe room basement, $215,000. 662-401-2194.
EAST TUPELO On 1.78 ACRES 3 bedroom, 2 bath, 1,800 square feet, double garage, 18X36 in ground pool, six years old, $145,000. CALL 662-231-3188
NEW
TODAY
Fulton at Peppertown 3 Bedrooms, 2 baths, large living room, full basement, garage, $120,000.Call 255-5938 Great investment property. 1500 Wilson St. Tupelo. 4/2, nice lot Crye-Leike. Chance Beck, 662-315-0185
★AWESOME DEALS★ ★4 or 5 bedrooms,
2 baths, formal living, charming eat-in kitchen, 40+ feet den, $127,500 ★3 bedrooms, 1 1/2 ceramic baths, living/ dining + den, opens on 12x20 covered porch. You pay only $40,000 and update interior! ★5 gorgeous acres, barn, 4 bedrooms, enormous living/dining/ den, kitchen + sunroom Under $150,000! ★3 bedrooms, 2 ceramic baths. New cooktop, kitchen floor, sink, window screens! Quiet street. Call to see inside. $74,500. ★3 years old, big living, dining, wonderful kitchen (appliances). In desirable new area. Reduced to $155,000! ★Amenities Galore! Over 6500 square feet in main house, 3 other separate residences, barn, work shop, surrounded by 10 acres. By appointment only. ★4000 square feet building, 6 offices, 1.5 acres or more, available now. Price Reduced! New Albany. ★Don’t forget, we have land: 12 acres, close-in (commercial & residential). 20+ acres. ★4 bedrooms, 2 baths, totally updated, gorgeous kitchen, living/ dining, separate den, sunroom, courtyard. $166,300. Happy 4th! Call Waurene Heflin, 891-5631; 842-8226; 680-9355, Crye-Leike.
810
Houses For Sale
Mooreville 794 CR 1349
Nice country home with small lake on property, new HVAC heat pump and roof, 56x30 shop. 10 Miles from Dorsey plant and 22 miles from Toyota plant. REDUCED! $120,000. Re/Max Associates Call Ben Martin 662-255-0589.
NETTLETON 4/2 1/2, waterfront, 2618 square feet. Call Pat 372-0233 or Emma Lou 610-3163 Crye-Leike Realtors
NETTLETON 474 Eureka Road 2 Bedrooms/1 Bath, 1,275 Square Feet with Central Heat/Air, also a 24 x 26 shop with double carport and 1/2 bath insulated with Heat/Air. All on 2 shaded acres with pond. $70,000. 662-315-8991
Nettleton For Sale by owner, Two
Story, 4 bedroom, 2.5 bath, on 1.33 acres in Lee County, 5 1/2 years old, large deck and 18x36 inground swimming pool. Community lake close by, Nettleton School District, Clean, Peaceful Neighborhood, in Country, Asking $209,900. 840-2208; 760-4694 or 662-397-3776 NEW, 1,750 square feet. 4/3, amenities including granite. $159,900. Prudential 1st Laura Watson 401-7035 OKOLONA, Hwy 45 Alt. 16 acres, Ideal for Home, Business, or Farm, $65,000 Prudential, Gloria Gasaway, 231-5393 PLANTERSVILLE For sale or lease, 3/2, open floor plan, 2 story, 12 years old, 2,130 square feet. Double garage, upper deck, fenced yard, partially furnished. 1.5 acres. Quiet,secluded. $125,000. Move in ready! Additional acres available upon request. 842-5249, 871-8430
820
Lots & Acreage
490 ACRES REDUCED TALLAHATCHIE 31 miles from
COUNTY Toyota Plant 1 mile off Highway 35, Lakefront Home 2 bedrooms, one bath, Mature Pine & Hardwood pier, boat house, large timber, barn, excellent screened in front porch. hunting, Ponds, all utilities, good location $47,000. Phone 662-837-7862 $1,600 per acre (can divide). 662-417-5295
NEW
TODAY
REDUCED! Saddle Creek Village Saltillo, MS Beautiful 2,215 square feet. MOVE IN READY! READY! $149,900 Call: Joyce 397-2169
SALTILLO Mooreville 149 CONNIE AVENUE 4 or 5 bedrooms,
3 baths, 3,000 square feet, bonus room, storm room, large eat-in kitchen, great room, EGGVILLE/ large wrap around SHILOH AREA porch, 2 acres. 3 bedrooms, 2 baths, $219,000.00 1,323 square feet, 844-6271 or 871-0915 garage, 2 years old. $123,000. 213-2744 EXCELLENT CONDITION 2 bedroom, 1 bath home in Shannon for only $64,499. This home qualifies for 100% financing with approved credit. Call Jennifer Brown, Coldwell Banker, Tommy Morgan, Inc., Realtors. 662-509-2704
SUNDAY, JULY 3, 2011 PAGE 7G
3 Bedroom/2.5 Bath Brick, Lake Home/Study/Built-In Bookcases/Fireplace/ Dining Room/Breakfast Bar/Breakfast Nook/3 Car Garage/Doe Lake $248,700. Call: (662) 871-9801
SHANNON: 1000 Trice Street, sold as is, 3/2, Country living, 13.5 acres, Prudential, Gloria Gasaway 231-5393 Springlake Area 5/4, stately custom built home, corner log, bonus room,granite,triple garage & much more. 11-350 Keith Henley Coldwell Banker Tommy Morgan 662-213-5599 TUPELO 110 HIGHPOINT DRIVE (OFF HWY.6) Approximately 1 mile past Sanctuary Hospice Lovely 4 bedroom, 2 full baths, 2 half baths home, approximately 3,000 square feet. CALL:662-680-6940 TUPELO, 112 ABC, 3/1.5, two living areas, move-in ready, AHS, $45,000, Prudential, Gloria Gasaway 231-5393
5 ACRES- (Auburn Road) $33,000 Crye-Leike Realtors Call Chance Beck 662-315-0185 Beautiful Tombigbee River Lots, 1 Acre & Up, Excellent for Hunting, Fishing, Camping, Boating Near Amory. Call 662-448-0333. Building Lots For Sale MALLARD LAKE SUBDIVISION BALDWYN, MS 662-365-3200 FOR SALE - 63 ACRES of land in Prentiss County for deer hunting 401-7400
FOR SALE
Woodland Hills & North Gate Subdivision 61 NEW LOTS in Guntown Hills 401-7400
NORTH AUBURN AREA 60 Acres, more or less, on watershed lake. Owner financing available. 662-231-3748
NEW
TODAY
RURAL REAL ESTATE LOANS Loans to purchase,
refinance or improve rural land for farms, ranches, investments, home sites and recreational purposes.
662-842-1202
1 ACRE Mill Creek, Eastport area, $8,500. Phone 871-1502
105 ACRES 60 acres of 24 year old pine. 30 acres of old hard wood. CR payment $4,000 per year/15 years. 4 miles fromToccopola Lafayette County $2,150/ acre. Call:662-322-7202 3.5 Acre wooded lot Hardins Chapel Road Fulton. Also house lots available in Mooreville & Mantachie. 401-5888
4 BEDROOM, 2 BATH HOME, $41,500 ONLY AT
“Clayton Homes Supercenter” Corinth, MS. 662-287-4600
DOUBLE WIDE, 5/3, REMODELED THROUGHOUT, NEW AIR UNIT.
$36,900 . 662-419-3381 OR 662-820-7118
Renters Wanted! Special Financing For 1st Time Home Buyer! Call Today!
662-690-1501 TIMBERLINE HOMES $500 DOWN WITH LAND
825
Manufactured Housing For Sale
NEW
TODAY
WOW!
5/3, 28x80, walk-in closet, fireplace, glamour tub with separate shower, great condition. Call 662-401-1093
850
Commercial Property For Sale
COMMERCIAL LOT Downtown zoning. 4 lots to choose from, 85X100, $40,000 each. Call Norma Cother at Crye-Leike Realtors, 662-680-9355 or 662-321-2324
SPECIAL PRICES HURRY! CALL TODAY!
662-690-1501 TIMBERLINE LOTS FOR SALE OwnHOMES A Mobile Home? Located in Guntown
Mississippi Land Bank
Lots & Acreage
Manufactured Housing For Sale
NEW
TODAY
WATERFRONT LOTS with convenants on
Tenn-Tom Waterway, Approximatley 11 miles North of Fulton, MS. Call 662-891-0014 or 662-841-1484
825
Manufactured Housing For Sale
$10,900 14X70, 2/2, vinyl
siding, shingle roof, delivery & set up. 662397-9339 OR 401-1093
Trade it in Today!!!
662-690-1501
850
Commercial Property For Sale
INVESTMENT/ COMMERCIAL PROPERTY on South Gloster Crye-Leike. Chance Beck, 662-315-0185 MOOREVILLE AREA: 5 Unit rental property on 3.5 acres with lake. $153,000. Call 662-8420168 or 662-322-2885 STRICKLAND 10 x 16 portable building, large door and 2 windows. $1,500 662-842-8463 S-T-R-E-T-C-H YOUR DOLLARS! Did you know that the Daily Journal, the 3rd largest newspaper in Mississippi, reaches over 87,500 readers in Northeast Mississippi? Put the strength of our numbers behind your advertising. Call: 662-842-2622 to place your classified ad today!
860
COMPARE BEFORE YOU RENT OR BUY! $2,495. 36 Months @ $97.30. 16.99 APR. No money down! No security deposit. 662-205-4550.
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Vacation/ Resort Sales
PICKWICK YELLOW CREEK AREA Off CR 341, IUKA, MS
Partial Pickwick Lake view, 3 bedroom, 2 bath, 1.5 story on large wooded lot, full basement, large deck, screened in porch, wood burning fireplace, vaulted ceiling, large kitchen, very roomy, furnished freshly painted, central heat and air, 1,500+ square feet. Built 1966. $225,000. or best offer. Phone 901-753-9655
Use
CLASSIFIEDS Quick sales mean quick cash!
Vacation/ Resort Sales
NEW
5 1/2, 7 or 14 ACRES in Guntown for house or trailer. 401-7400
TUPELO, 127 W Garrison, 3/1.5, First time Buyer or Investor, $47,000 Prudential, Gloria Terms up to 30 years, Gasaway 231-5393, competitive rates. Unbelievable Deal in Contact: Northridge Crossing $165,000. 117 East Point Drive, Saltillo 3/4 bedrooms, 3 baths, open floor plan, bonus room, 2 fireplaces with gas logs, 5” handscraped hardwood floors throughout, private back yard with deck, approximately 1860 square Equal feet. 662-871-3944. Housing Lender
820
825
TODAY
Pickwick Lake
2 waterfoot lots that join, $79k each or $150k both, 256-314-1300
Northeast Mississippi Daily Journal
CLASSIFIEDS
Call 662-842-2622
How much house can you afford?
T
he borrower, as well as the property, must qualify in order to get a mortgage. To qualify borrowers for a loan with a down payment of 20 percent, lenders general use the 28-to-36 percent ratio. That means house payments cannot exceed 28 percent of the borrower’s monthly income before taxes. Total debt, including other outstanding loans, cannot exceed 36 percent. To estimate how much money you can qualify to borrow, use the following formulas.
Income ratio method (28%) Gross monthly income (self and co-borrowers x .28)
Example $4,167 x .28
Your Figures x .28
Maximum monthly payment amount (principal, interest, taxes and insurance)
$1,166.76
Total debt ratio method (36%)
Example
Your Figures
$4,167 x .36 A = $1,500.12
A=
x .36
$200 $125 $150 B = $475
B=
1. Multiply your gross monthly income by .36 Gross monthly income (self and co-borrowers) 2. Add up your outgoing monthly payments Car payment Alimony Child support
3. Subtract B from A to get maximum monthly payment
$1,025.12
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NORTHEAST MISSISSIPPI DAILY JOURNAL
NORTHEAST MISSISSIPPI DAILY JOURNAL
Brenda Spencer
Carol Horne
Dena Pike
Dianne Hood
Keith Henley
Tina O’Quinn
Sonya Dankins-Lipsey
Robin Walton
Angela Mohr
Todd Jordan
Jason Warren
Sue Golmon
Peggy Woods
Cathy Ward
Lisa Grant
Susan Griffin
Annette Newborn
Michelle McAuley
Jessica Harris
Mary Ann Elmore
Tia Goodwin
Pam Holcomb
Joyce Riley
Julia Grimes
Chanda Cossitt
Gail Coggins
Louise Cole
Monte Smith
Jennifer Brown
Rebecca Elliott
Wade Magill
Steffanie Huffman
Tommy Morgan
David Coggins, CCIM
Shane Crausby
Frances Dempsey
Kelly Anderson
Chip Peterson
Jan Phillips
Kaye Ladd
Tupelo’s locally owned market leader
BEAUTIFUL CUSTOM BUILT HOME on 5 acres features a peaceful country setting for this 3BR/3BA home on only 11 years old. Two living areas, gourmet kitchen, game room & lots of cabinets. Much more! Priced below appraisal. $379,000. Call Julia Grimes- 662-8713008. 11-1528.
BRAND NEW IN NORTH RIDGE offers 3BR, 2BA, split floor plan home, foyer, formal dining, large great room with gas log fireplace, salon master, great kitchen, breakfast room & double garage. Hurry to choose your own colors, flooring & lights! Call Brenda Spencer at 662-231-8909. 11-1593.
VACATION EVERYDAY! Located on the Tenn-Tom Waterway. 3BR/2BA, well maintained, 3 walk-in closets, new 2 car garage & unfinished bonus room, beautiful views, 25 ft pier. Great weekend getaway or full time residence. Only $199,000. Call Frances Dempsey662-422-9337. 11-1589.
NORTH RIDGE CROSSING 3BR, 2.5BA brick home offers a formal dining, open oversized family room with gas logs, large eat-in kitchen with island & stainless appliances, covered back porch & fenced backyard - Neighborhood lawn maintenance program. $219,900. Call Keith Henley- 662-2135599 or Pam Holcomb- 662-401-4175. 11-1550.
THIS HOME COULD BE THE ONE! Located in wonderful North Ridge Crossing, this home features a split bedroom floor plan with 3 bedrooms & 2.5 baths. There is a large great room, high ceilings & nice kitchen w/ breakfast area. Don’t miss out on this chance! $189,900. Call Joyce Riley and be first to see this home! 662-231-9251. 111560.
RUSTIC COUNTRY RETREAT on 8 acres. 4BR/3BA, plus an office. Home has a fml living room & separate family room. Property has 26x72 shop & covered patio for entertaining. $219,000. Call Jennifer Brown- 662-509-2704. 111594.
GREAT NEIGHBORHOOD! 3BR + office, 2.5BA, updated kitchen w/ SS appl & glazed cabinets, split BR plan, lg covered patio, storage building, fenced bkyd, lg living rm w/ tray ceilings & gas logs. $215,000. Call Frances Dempsey- 662-422-9337. 11-1598.
COUNTRY LIVING IN THE CITY! Spacious home on 1.9 acres lot w/ lots of privacy. Home offers lots of amenities, such as central house vacuum, ice maker, gas fireplace and Jacuzzi in master bath. Great space for the handyman- a double workshop and brick garden shed! $239,950. Call Keith Henley- 662-213-5599. 11-1600.
GORGEOUS HOME IN PARC MONCEAU Overlooking lake, pool & spa on 1.30 acres offers 4 or 5BR, 5.5BA, 4BA with heated floors, triple garage, kitchen with granite countertops, subzero refrigerator & freezer, study, media room, master suite with sitting room, fireplace & sunroom. All freshly painted, 10 ft ceilings upstairs & downstairs and so much more. Call Joyce Riley at 662-840-1796 or Brenda Spencer at 662-231-8909. 11-1621.
ON THE 16TH HOLE! Golf course view & pool! 5BR + bonus, 6BA, 4320 sq. ft., 17x20 storage shed, 17 ft ceiling in family rm & entry hall, Corian countertop, subzero fridge & Jenn Air appliances. $399,900. Call Frances Dempsey- 662-422-9337. 11-1710.
HERE’S YOUR DREAM HOME! Beautiful spacious home on large lot in Ripley. Home boasts 4BR, 3BA, bonus room, hardwood floors, 2 fireplaces, large backyard. Located in Oak Grove Estates. $229,950. Call Keith Henley662-213-5599. 11-1685.
HISTORICAL HOME IN HIGHLAND CIRCLE 4 bedrooms, 3.5 baths, plus bonus room, gourmet kitchen with Viking appliances, surround sound inside & out, screened porch & pool. $599,000. Call Chanda Cossitt right away to see this home! 662-871-7222. 11-1726.
Low Rates. WOW!
210 East Main Street
662-842-3844
TOMMY MORGAN, INC., REALTORS
®
www.coldwellbanker.com
www.tmhomes.com
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