August 2010 Real Estate Review, Northern Neck, Virginia's Chesapeake Bay Country by KC Troise

E E FR

To See Your Home In This Magazine, Have Your Realtor Call 804-462-0099

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Say You Saw It In Real Estate Review

FRANK HARDY, INC., REALTORS Chesapeake Bay Office Elizabeth Johnson, Broker (804) 240-5909

Frank A. Johnson (804) 815-8722

Karin Andrews (804) 445-5500

ejohnson@oonl.com

fajohn@oonl.com

karinandrewsrealtor@hotmail.com

Milden Hall – c. 1803. Passionate lovers of historic homes! Captivating 5 bay Flemish bond. English basement. 5 fireplaces, 10' ceilings. Sandy beach. Dock. 16+ acres on Rappahannock River. Karin Andrews (804) 445-5500 or Elizabeth Johnson (804) 240-5909………….$995,000.

Cupalow – Charming c. 1867 home on 2.78 acres. Guests stayed here years ago from steamboats on the Rappahannock. Beautifully renovated. Large master. Gourmet kitchen, wine cellar. Modern conveniences. Frank Johnson (804) 815-8722.…………….$499,000.

REDUCED $170K

Deltaville – Jackson Creek, deep water. Bring sailboat. 3 BR, 3BA cottage. Beautifully renovated! Nice elevation, deck, garage. Minutes to Chesapeake Bay. Frank Johnson (804) 815-8722………….$595,000.

Piankatank River – Beautiful 8.80 acre waterfront lot. Lovely home site on knoll. Barn. Fenced pasture. Dock/boat shelter. Pond and river frontage. Improvements convey as is. Elizabeth Johnson (804) 240-5909…………$439,000.

MAKE OFFER

REDUCED

Tappahannock – Gorgeous 3 BR, 2 BA home, spacious 1st floor master, beautiful great room, 9' and vaulted ceilings. Patios, decking, screened gazebo/hot tub, 2 car garage. Large yard on cul-de-sac - close to town. Deeded water access. Call Karin Andrews (804) 445-5500……...$408,000.

Deltaville – Adorable waterfront cottage with extra lot. Deeded boat slip at community dock. Wide view out to Rappahannock. Great location. Beautiful landscaping. Frank Johnson (804) 815-8722..………….$399,000.

ENDLESS BAY VIEW!

Deltaville – Vintage 1930’s river cottage. Wide Chesapeake Bay view. Updated electrical, plumbing, HVAC. Deeded beach access. Screened porch. Sold furnished. Move-in. Ready for summer! Elizabeth Johnson (804) 240-5909………………$595,000.

www.WaterfrontandEstate.com

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Say You Saw It In Real Estate Review

TOM KIMMITT Heathsville (804) 453-9081 Each Office Is Independently Owned and Operated

Offices in Northumberland & Lancaster Counties

“Doggy Daycare Available”

“Your online resource for Northern Neck real estate information including aerial photos, free detail maps, Bay Act info, community events and real estate listings”

www.NorthernNeckRealEstate.com

Visit www.NorthernNeckRealEstate.com for more info on this, free maps and top community news stories like these… Chesapeake Bay Foundation says Blue Crab population is up 60%…March new home sale up 27%…Omega Protein takes steps to reduce pollution.

2 New listings on Route 3 in Kilmarnock and White Stone with Commercial potential...Call for details.

AW -L IN

E IT SU

EW VI

Heathsville Outstanding custom built brick rancher with attached garage on the Great Wicomico River, a few minutes from the Bay with deeded deep water slip on a protected harbor. Wide views, bulkhead installed, sand bottom. In-law suite. Priced to sell at $858,000. E US HO RT U T A O BO S C H, NI AC EN BE & T

Little Wicomico River 3885 s.f. brick custom home with sand beach, deep water pier with boathouse, tennis court, garage with apartment upstairs, walkout basement, river room & wide views on 2.59 manicured acres. - $860K. AC T M ON TO FR PO ER V RI

Potomac River Cottage in Heathsville Rustic recently renovated 2 BR with good elevation, landscaped grounds, large bonus room and spectacular views of the River and Bay - only $399,000.

Reedville Charming rancher with basement, spectacular gardens and river views, 2 river rooms & many upgrades on a small pond with pier overlooking an ithmus (slender strip of land between 2 larger bodies of water) on the Little Wicomico River - $418K.

RM FA E ! RS IRM O F H 0 RE ,90 AC 399 25 $

Irvington Horse Farm 3500 s.f solid brick rancher on 25 potentially subdividable, fenced pastural acres with pond, numerous barns (barns convey in "As is-Where is" condition) attached Tack room.

Heathsville 2.44 acre lot across the street from the river only 99K (driveway installed) 100 yards from Vir-Mar Public Beach won’t last. $99,000.

• Owner Financing possible on 8 acre waterfront lot in Farnham • 3 Water access homesites at 25K • Water view lot in White Sand Harbor - 42K

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Say You Saw It In Real Estate Review

MIDDLE BAY REALTY

1-800-529-5122 804-453-5380 or Cell: 804-761-7318 email: SJones@middlebayrealty.com

Steve Jones

FLEETON

SHERWOOD FOREST CHESAPEAKE BAY HOME

LOTTSBURG

! ED C DU RE

3 BR, 3 BA, 2,342 SF, 2-3 ft MLW $599,999 #84901

3 BR, 2 1/2 BA, 1,900 SF, Community amenities. $299,000. #79881

CLIFTON LANDING - SHERWOOD FOREST HUGE PRICE REDUCTION D! CE U D RE

3 BR, 4-1/2 Bath, 4,700 SF, 3 BR, 3 1/2 BA, 2,436 SF, 3-4 FT MLW deep water. $895,000 #84534 $549,000. #84391

4,479 SF, 4 BR, 4 1/2 BA’s 6+ MLW at pier. $1,350,000. #81868

3 BR, 3 1/2 BA, 2,957 SF. 37.38 Acres. $649,000. #85584

MALLARD BAY

REEDVILLE

W NE

G! IN T S LI

3 BR, 3 1/2 BA, 3,000+ SF. 3-4' MLW, Pier & boatlift. $655,000. #85528

3 BR, 2 BA Water access home. Stick built. $219,000. #85689

LITTLE WICOMICO RIVER

MALLARD BAY

2.24 acres, 4-5' MLW, pier, boathouse w/electric. Owner/Agent. $269,000. #82308

3 BR, 2 BA, 2,100 SF Water access community. $339,000. #84713

3 BR, 2 1/2 BA, 2,400 SF, 5+ MLW $459,000. #84726

WICOMICO CHURCH

BURGESS

WICOMICO CHURCH

COAN RIVER

! ED C DU RE

1+ acre, 4 BR, 2 Bath Cape Cod. 2 BR, 1 1/2 BA, 1,000 + SF 3 BR, 2 1/2 BA, 1,680 SF Up to 90% owner financing. home with garage on 9.785 acres $149,000. #81531 $135,000 #83567 $359,000. #83124

POTOMAC RIVER VIEW

BRIDGE CREEK

3 BR, 2 BA, View directly into Potomac. 3-4' MLW. $399,000. #85694

BAY HARBOR ! ED C DU RE

2.48 acres, 3-4' MLW, Sandy beach, Rogers Creek. $140,000. #85410

2 BR, 2 BA, pier complex to 4-5' MLW, new boatlift. $379,000. #85392

3 BR, 2 BA, 1,848 SF. 3-4' MLW. Pier $399,000. #84719

WWW.SEARCHBAYPROPERTY.COM

Say You Saw It In Real Estate Review

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Say You Saw It In Real Estate Review

In This Issue REAL ESTATE REVIEW IS MADE POSSIBLE WITH THE SUPPORT & PARTICIPATION OF OUR ADVERTISERS & DISTRIBUTION POINTS. THANK YOU!

All real estate properties and advertisements in this magazine are subject to the Federal Fair Housing Act of 1968. Homes appearing in this magazine are available on an equal opportunity basis. Our magazine will not accept any advertisements of property which constitute a violation of law. Neither the advertiser nor Virginia Real Estate Reviews, Inc. will be responsible or liable for misinformation, misprints, typographical errors, etc., herein contained. All information is deemed reliable, but not guaranteed. Virginia Real Estate Reviews, Inc. reserves the right to refuse any advertising which we deem unsuitable for our publication. Copyright ÂŠ 2010 Virginia Real Estate Reviews, Inc. All Rights Reserved. Reproduction of any photographs, artwork or copy is prohibited without prior written permission of the publisher.

PUBLISHED BY: Virginia Real Estate Reviews, Inc. P.O. Box 5344 Martinsville, VA 24115 The index is an additional service provided by the publisher. No liability will be assumed or credit granted for errors or omissions.

For Advertising Information CALL 1-877-462-0099 804-462-0099 Fax# 276-956-5923 E-Mail: nnrer@comcast.net Next Deadline: August 4, 2010

Bank of Lancaster ........................................20 Bay Meadows Real Estate............................21 Bed & Breakfast Lodging ............................10 Chesapeake Cedar Homes ..........................71 Coldwell Banker Chesapeake Bay Prop. ......3 Daniels Building & Modular Homes, Inc ....35 Darrin N. Smith, Builder................................22 EVB Mortgage & Bank ..................................34 Exit Mid-Rivers Realty ............................23-25 Frank Hardy, Inc. ............................................2 Hometown Realty ....................................26-29 Hutt Realty................................................30-33 Jim & Pat Carter Real Estate ..................38-50 Joe Self Realty ........................................51-55 John Walsh & Associates ............................56 Jones Realty & Construction Corp ............57 Landmark Properties....................................58 Mason Realty............................................60-61 Melrose Plantaton Real Estate ....................59 Merry Point Development Co........Back Cover Middle Bay Realty ................................4, 62-67 Mitchell Homes................................................7 Northern Neck State Bank & Mortgage ......68 Port & Starboard Real Estate......................8-9 Quality Construction ......................................5 Re/Max Supercenter......................................11 Rivah Realty ............................................12-14 River to River Realty ....................................15 River & Rural Realty ....................................16 Salty Dog Properties ....................................69 Shore Realty ............................................17-19

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Say You Saw It In Real Estate Review

“Property Shown By Land & Sea!” www.port-starboard.com email: realestate@port-starboard.com Roger Coleman (804) 529-5641 David Fine (202) 297-8946 Fred Olverson (804) 529-6868 Cas Olverson, Broker (804) 529-5555

(800) 529-5071 Toll free (804) 529-5555 Local UNDER CONTRACT! David did it again!

CALL FOR DIRECTIONS! Yeocomico River 3800+ sq. ft. home, 3BR/3.5BA, high ceilings, formal DR, 2 FPs, 2 car garage + too much else to list! Deep water pier. Reduced again! $825,000! Call Roger Coleman (804) 529-5641.

COAN RIVER. Wheatland Acres 3000 sq. ft. home, 4BR/4.5BA + steam room, pool, park-like setting, 2.41 ac. Garage w/workshop. 4-5MLW. Reduced from original $925k to $799k! Call David Fine (202) 297-8946.

BON HARBORS. Quintessential "rivah" home/cottage! 4BR/2BA, bonus rm., LR/DR combo w/FP, screened porch, river & deep water piers, Yeocomico River sunset views. Community pool. $649,000. Call Fred (804) 456-0251.

REDUCED! Yeocomico View Est., Dungan Cove, 3BR/2BA, bonus room, family room gas log FP, dual zone HVAC, Pergo/tile floors, scr. porch, att. 2 car garage, 4-5MLW pier w/boatlift. $565k. Call David (202) 297-8946.

REDUCED! Dungan Cove 4BR/3BA Contemporary, new vinyl siding, nearly new roof & septic, formal DR, 2 master suites, 2 FPs, att. 2 car garage, patio, pier to 4-5MLW, home warranty. $499k. Call David Fine (202) 297-8946.

NOMINI CREEK. Large home, 2 ac., 2MBRs, walk-out lower level w/BR/BA, bonus room. 3-car garage w/HVAC. 3-4MLW pier. Lovely landscaping. NOW $485k! Plus 2 WA lots @ $25k ea. Call David Fine (202) 297-8946.

TASKMAKER'S CREEK. 4 ac., 5_+_MLW pier (3_+_MLW control depth), view to Chesapeake Bay. Driveway, shared well installed. Reedville sewer. Owner finance to qualified buyer! $370,000. Call David Fine (202) 297-8946.

HACK'S CREEK. High tide access to Potomac. 3BR/2BA rancher newly redone by award winning Eagle River Construction. 3 ac., beautiful water views. Owner finance to qualified buyer! $354.5k. Call David Fine (202) 297-8946.

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Say You Saw It In Real Estate Review

â&#x20AC;&#x153;Property Shown By Land & Sea!â&#x20AC;? www.port-starboard.com email: realestate@port-starboard.com Roger Coleman (804) 529-5641 David Fine (202) 297-8946 Fred Olverson (804) 529-6868 Cas Olverson, Broker (804) 529-5555

(800) 529-5071 Toll free (804) 529-5555 Local

GREAT WICOMICO. Well maintained 3BR/2BA home, family room FP, beautifully landscaped 2 ac., 230'+ shoreline, pier. MLW good for tilt OB to about 17' LOA. $335,000. Call Roger Coleman (804) 529-5641.

CABIN POINT. Close to No. VA. Neat as a pin 3BR/1.5BA cottage, canoe access to river. New paint, carpet, energy efficient wdos. Many community amenities! $175,000. Call David Fine (202) 297-8946.

Reduced Again! "As is" cabin, small boat MLW. $150,000. Please call David Fine (202) 297-8946 Great Buy! Cod Creek lot, 3-4MLW, short run to Potomac. $139.5k. Reduced For Quick Sale! Coan Stage Road "as is" rancher. $65k. Reduced! Beautiful 2.89 ac. wooded lot, historic Kinsale area. $44k. Almost .5 ac., artesian well, no deed restrictions, Edwardsville. $29k. Part wooded Walmsley lot, 2BR septic tank, field installed. $19,950. Please call Roger Coleman (804) 529-5641

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Say You Saw It In Real Estate Review

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Say You Saw It In Real Estate Review

SUPERCENTER TAMMY LOCKLERR 8117 Kings Highway King George, VA 22485 540-775-5661 (Office) 804-366-1801 (Cell) Email: tammylocklerr@vabb.com

EQUAL HOUSING OPPORTUNITY

MULTIPLE LISTING SERVICE

REALTOR ®

Each Office Independently Owned & Operated

EW ERVI WAT

WESTMORELAND COUNTY – CABIN POINT Want waterfront perks, but not the hassle? Then this is it! Panoramic water views of the Potomac from 2 large decks! Just yards away from the community beach! 2004 home boasts 3 levels, 3 bdrms, 3.5 baths, garage, wood floors, gas fp, SS kitchen appliances, den, office/study, 3 decks, wraparound porch, hot tub, generator, overlook formal living room to main level, beautiful kitchen cabinets, landscaping & more!!... $399,900 MLS# 857651 NORTHUMBERLAND COUNTY – LOTTSBURG Beautifully restored farmhome on 6.7 flat acres! Perfect for horses, farmette, or gardening! New roof, siding, windows, floors, & more! Spacious 2000+ sq foot home w/3 bedrooms, 2 baths, large attached garage w/storage abv, spacious kitchen w/modern appliances, breakfast area & sep dining room w/beamed ceilings! W/in a mi to Coan River Marina! Seller will pay 3% towards closing costs! $240,000 MLS# 83992 WESTMORELAND COUNTY – DRIFTWOOD BEACH' Wonderful raised rambler with walkout basement and garage nestled on park-like corner lot in Driftwood Beach! Home updated in 2008 with new flooring, fresh paint, & more! Spacious, bright rooms, open floor plan, den w/wood stove/brick hearth, side load heated garage, large utility room, airy kitchen with lovely views! Don't like the outside colors-paint it.This is a wonderful home, visit it today! $149,900 MLS# 85739

LOTS TOWN OF COLONIAL BEACH – Wonderful opportunity to purchase a wooded building lot on 11th Street! 2 lots sold together to form 1 building lot. 3A3 122C 18 Street and utilities are needed. Great location, water oriented community with public beaches, boat ramp, pier, restuarants, shopping, and more! Don't miss out on this great opportunity! $8,000 MLS# 85774 WESTMORELAND COUNTY – GLEBE HARBOR – REDUCED $10,000!!! Spacious corner building lot with lovely view of Glebe Mansion! Wonderful water oriented community with optional POA! Nice level corner lot on main road, just passed community amenities! Lot is across from Historic Glebe Mansion! 3 bedroom perc. Come visit and enjoy the Northern Neck way of living! $19,900 MLS# 83920 WESTMORELAND COUNTY – Two Lovely cleared building lots in the heart of Montross! Walk to shops, watch the parade from your porch, and enjoy the Northern Neck way of living! Public water and sewer available at street. Adjacent lot for sale as well. $19,900 MLS# 84210 and 84211 WESTMORELAND COUNTY – CABIN POINT – 3 BEDROOM CONVENTIONAL PERC!!! Beautiful level lot with mature trees, just a picturesque setting! Wonderful water oriented community offering boat ramps, beaches, pool, club house, tennis courts, playgrounds, and so much more! Come visit and see the great Northern Neck way of living!!! $27,500 MLS# 85772. Lovely lot, 3 bedroom perc near boat launch $35,000! MLS# 85773 WESTMORELAND COUNTY – Spacious building lot on Coles Point with water views of the Potomac River! Lot is connected with sewer! Many beautiful hardwood trees throughout the lot. Adjoining parcel, which is approximately the same size, is available for $75,000. Very close to Marina and restaurants! MLS#s 85775 and 85776

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Say You Saw It In Real Estate Review 16501 Kings Highway Montross, VA (804) 493-8772

6735 Richmond Road Warsaw, VA (804) 333-8772

Barbara Jean LeFon, ABR, GRI Principal Broker/Owner E-mail: barbarajean@rivahrealty.com VISIT OUR WEBSITE AT WWW.RIVAHREALTY.COM TO VIEW THESE AND ALL PROPERTIES IN THE NORTHERN NECK

BRIARHILL WOODS Absolutely stunning 3 BR, 4BA home offering tasteful upgrades on a beautiful 1.5 acre lot. 3,022 sq. ft, full finished basement, huge master suite w/fireplace, hardwood floors, gourmet eat-in kitchen, wonderful backyard, beautifully landscaped and much, much more. Asking $429,000.

POTOMAC RIVER STRATFORD HARBOUR Breathtaking views of the river from this charming contemporary. Large deck, screened porch, fireplace, ceramic tile, beautiful sandy beach. Asking $399,000.

BUY ONE - GET ONE FREE!! Two waterfront lots in Stratford Harbour on Potomac River each listed @ $129,000. Awesome Views! Motivated Seller will include the second lot for free with acceptable contract! Septic installed on one lot and 4 BR certification ltr on other.

CLASSIC FARMHOUSE Wonderful 4BR, 2BR home located in a lovely setting in Richmond County. Almost 4 acres, several outbuildings, Polonia tree farm on property. This is a real charmer! Asking $259,000.

WONDERFUL WATERFRONT HOME Absolutely wonderful 3BR, 3BA home with fantastic creek views, dock w/3-4' MLW, double lot, many custom features, lots of windows, hot tub on deck overlooking water, great room w/gas log FP, large screened porch and much more. Itâ&#x20AC;&#x2122;s got it all! Offered at $549,500.

CABIN POINT WATER ACCESS New quality built 3 BR, 2 BA ranch on a nice lot in a quiet neighborhood. Great backyard, French doors to spacious back deck from large eat-in kitchen, crawlspace with concrete floor and much more. Great price too! $169,000.

TOWN OF WARSAW Classic center hall colonial in excellent condition. 4BR, 3BA, fresh paint, new roof, formal living & dining rooms, family room w/FP, great master suite, sun room, all on two lots (almost 3/4 acre) in a lovely area of town. Asking $295,000

CHERRY GROVE BEACH - COLES POINT This brand new home built by one of the N. Neck's premier builders is a fantastic buy! 3BR 3 Full BA, views of Potomac River from huge deck, Great room w/beautiful kitchen, recreation room w/ceramic tile, boat ramp access for quick run to river. Extra insulation, dual heat pumps, tankless hot water heater make this an energy efficient home. Offered at $239,000.

LOCATION, LOCATION, LOCATION Town of Warsaw charmer. Wonderful 3 BR, 2 BA rancher in a great neighborhood close to town amenities. Fresh paint, beautiful hardwood floors, great fenced yard for kids/pets, fireplace, detached garage and even more. Price to sell at $149,950.

G R EA T

PR IC E

LOWER MACHODOC CREEK Sailboat depth 5+MLW. Wonderful 3 BR, 2 BA contemporary on 2.6 acres in nice area of fine homes. Detached 3-car garage (w/full bath) & walk-up stairs for expansion and much more! Asking $650,000.

SEE BARBARA JEAN'S "REAL ESTATE FACTS" ARTICLES IN THE NORTHERN NECK NEWS NEWSPAPER.

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Say You Saw It In Real Estate Review

Barbara Jean LeFon, ABR, GRI

Shirley Harper

Melissa King, ABR

VISIT OUR WEBSITE AT WWW.RIVAHREALTY.COM TO VIEW THESE AND ALL PROPERTIES IN THE NORTHERN NECK

SANDY POINT Rare find on Potomac River! Spacious, immaculate ranch with awesome views in sought after Sandy Point area. This one's definitely got it all! 4 BR, 2 BA, 3-car garage, summer kitchen, dock, private boat ramp, deck, screened porch and more! Asking $795,000. Call Barbara Jean at (804) 493-8772

WATERFRONT: CALLAO Enjoy spectacular views from this one of a kind, spacious brick rambler on Mill Creek, just minutes from the Yeocomico & Potomac River! The one level home is situated on a 4.88 Acre lot with 565Ft. of waterfront. Home offers a Family Room, Living Room with Fireplace, Great Kitchen with center island, Large Dining Room, Sunroom, 2 Large Back Decks, Covered Boat Slip, Pier, & 4-5+MLW! You will love this home! Offered At: $895,000. Call Melissa at (804) 761-2024

LODGE CREEK Fabulous 3 1/2 acre property with 316' shoreline, 3-5 ft waterdepth, with 3 bedrooms, 2 1/2 baths, open kitchen/family room with fireplace, formal living room,solarium, deck, full basement. Detached multicar garage, large garden shed. Sandy bottom, some beach, great pier. $645,000. Call Shirley at (804) 472-2325

PAGE 14

Say You Saw It In Real Estate Review 16501 Kings Highway Montross, VA (804) 493-8772

6735 Richmond Road Warsaw, VA (804) 333-8772

Shirley Harper Sales Associate (804) 472-2325 VISIT OUR WEBSITE AT WWW.RIVAHREALTY.COM TO VIEW THESE AND ALL PROPERTIES IN THE NORTHERN NECK

C DU

SUNSET VISTA

DRIFTWOOD BEACH

Great sunsets from this large 4 bedroom, 3 bath home on the Machodoc River. Open concept with kitchen/ living combo. Walkout basement with family room, huge deck across water side. Two mater suites open to deck. Pier with boat lift and davit for small boat to 3 1/2+ ft water depth. Additional cottage with 3 bedrooms, 1 bath for rental income or guest house. Swimmers will love the sand beach. Great buy at

Cozy waterview cottage with large screened porch, nicely landscaped yard. Large garage with outside walkup. Convenient to Dahlgren.

$425,000.

$159,000.

$149,000. Home plus two waterview lots.

SANDY POINT Updated cottage in the sought after waterfront area of Sandy Point. Open water views are endless, enjoy sunrises from wraparound porch. Home has 3 bedrooms, 2 baths, huge living/dining room with fireplace. Back porch enters kitchen, great for cool summer outdoor breakfast. Home is flanked by undeveloped property on one side giving nice privacy. Two separate garages can house 3 cars. Enjoy fishing, sunbathing from pier. This home is equipped for full time or vacation living.

$499,500. GULL COTTAGE Large river cottage in popular area with 5 bedrooms and 4 full baths. Also garage has full bath and space that could be made into guest room. Living room has gas fireplace, large eat in kitchen is fully equipped, sunroom on waterside adjoins wrap screened porch. New roof and siding, fully insulated, this home has it all. $549,900.

RIVAH COTTAGE Cute river cottage on large lot at Sandy Point. Home has 2 bedrooms and 1 bath, living room, sunroom, kitchen and dining room, plus two loft rooms. The views from this property are spectacular. Really great buy at $398,000.

LARGE WATERFRONT LOTS NEAR KINSALE, CLOSE TO MARINAS AND RESTAURANTS, QUICK ACCESS TO THE RIVER. $160,000. UP.

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Say You Saw It In Real Estate Review

RIVER TO RIVER REALTY P. O. Box 700 Callao, VA 22435 804.529.7256 Gaynor Van Landingham, Broker e-mail: gaynorvanl@aol.com

PRIVACY AND BEAUTY

Lindal home situated on 10+ acres of wooded and garden scapes. Lovely Lindal cedar home with Fraser fir cathedral ceilings, rich wood paneling, hickory and tile flooring. Lots of glass overlooking mature woods intertwined with gardens of flowering trees and plants. A to-die-for great room, two bedrooms, stainless steel appliances, Jotul stove /fireplace, upgrades throughout. Built in 2004, home shows like new. Winding paved drive ascending through woods to house, attached multicar garage, storage shed. Modestly priced at $250,000. Donâ&#x20AC;&#x2122;t miss this one. MLS #N84875A

Call for info on 67 wooded acres in Northumberland County. $135,000. MLA# 083892A

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Say You Saw It In Real Estate Review

Experienced professionals partnering with our clients to achieve their best results. Exceptional home in Town of Montross Elegant, timeless. Walk to town from this spacious 4 bedroom/2.5 bath brick rancher. 1.80 acres (two lots). MLS #83564. Priced to sell at $324,900. Call Anne Douglas at 804-761-1793. .83 acre buildable lot in town of Warsaw, great neighborhood. $49,500. Anne, 804-761-1793.

3 bedroom 1.5 bath home, 2 car garage. 1.3 acres. Move in condition. Warsaw. $174,900. Call Al Whitlock, 333-3311

A rare opportunity. Waterfront. $357,000. MLS #84522 2560 sqft home, 1.18 acres. 235 ft. waterfront. Pier. Large workshop. $100,000 below assessment.

Well-priced 3 bedroom home. Tappahannock. $149,000. Call Mac Evans. 804-445-5565

Waterfront home at Naylors Beach $609,000. MLS #85700 Impressive 3 bd./2.5 ba. home built 2005. Great room (2 stories) with fireplace. Large master suite (1st floor). Bulkhead. Sand beach. Sunsets over the Rappahannock.

Call Kathryn, 333-3311 for these 4 listings. A gem at $650,000 Waterfront. Architect-designed 3 bedroom, 2.5 bath home. Your very own peninsula. A retreat youâ&#x20AC;&#x2122;ll never want to leave. MLS#84893

Special Westmoreland property for the right buyer. $340,000. 3700 square foot home in small community. Deck, large garage. 2.7 acres. Much more.

River & Rural Realty, P.O. Box 503, Warsaw, VA 22572 See website for photos & more information: www.northernneckrealestate.biz

PAGE 17

Say You Saw It In Real Estate Review

Greg Corsa

(Cell) 804-366-3328 greg@gregcorsa.com www.gregcorsa.com

COAN RIVER 3 bedroom 3 bath contemporary on 1.7 wooded secluded acres with wide views and pier on protected water. Walk-out finished basement, family room with cathedral ceiling and wood floors, eat-in kitchen, 2 fireplaces, recreational room, kitchenette in basement, dining room, open porch and deck--much more! ONLY $389,500

LITTLE WICOMICO RIVER 3 bedroom 2 bath contemporary with sailboat depth pier and wide panoramic water views. Den/office with beamed cathedral ceiling, limestone tile flooring, and French doors. Family room with bamboo flooring, a fireplace with a black granite hearth and lots of glass facing the water. The modern open kitchen and dining area has Italian stone tile flooring and all stainless appliances. Large screened porch overlooking the river, master bedroom on the water side with maple flooring, whole house generator, split zone heat pump/gas system, and attached garage. ONLY $499,500

LITTLE WICOMICO RIVER - REEDVILLE/BURGESS AREA Year round home with app. 2,900 sq. feet of living area on 2.1+ secluded acres. Pier complex with 2 boat lifts on deep protected water. Living room/dining area combo, huge deck, a sunroom on the water side with lots of glass and free-standing propane fireplace, 3 bedrooms, 2 baths, attached 2-car garage with 2 bonus rooms above it perfect for office or hobby room. Priced way below County assessment. ONLY $399,500

PAGE 18

Say You Saw It In Real Estate Review

Robert Booth 804-761-7140 rbooth@crosslink.net www.CallRobertBooth.com P. O. Box 369 Callao, Va. 22435

POTOMAC RIVER 3 BR, 2 BA, Garage w/bonus rm. Porch. Deck. $599,500

COD CREEK 3 BR - 2 BA. Pier. Lift 2.15 Ac. - 50 x 60 $399,500

66 ACRES 3 BR, 2 BA, Garage. Porch. 36x26 building. Pond. Private $549,500

LITTLE WICOMICO 7.03 Ac. - Trailer Pier / Lift $239,500

GLEBE HARBOR 3 BR - 2 BA - Porch Deck. Pier. 150' WF $289,500

HACK CREEK 3 BR-2 BA 1.14 Acres $399,500

WESTMORELAND CO. 14 Ac. - $59,900 22 Ac. - $89,500 All Wooded

YEOCOMICO RIVER 7.42 acres - 194 ft. WF. Deep water. Wooded. $211,500

228 ACRES Westmoreland Co. $499,500

MACHODOC CREEK Wooded lot 115' WF REDUCED TO $89,000

YEOCOMICO RIVER 2.28 Ac. - 237 ft. WF Deep water - wooded $159,500

LOTTSBURG 3 BR-2.5 BA Renovated $129,500

FARNHAM, VA. 2 BR-1 BA - porch & deck. 1.18 Acre $115,000

GREAT WICOMICO RIVER 1.45 Acres 191 Ft. WF $149,500

HEATHSVILLE Zoned Business Owner Financing $109,000

RICHMOND CO. 3 BR-1.5 BA 4 Outbuildings $149,500

CABIN POINT CR. 0.64 Acres $109,500

PAGE 19

Say You Saw It In Real Estate Review

www.ShoreRealtyInc.com Robbie Booth

Like NEW River Home

RE DU CE D

New Home – Deep Water

Waterfront Lot – $89,500

• Fabulous home w/fantastic VIEWS! • Vaulted ceilings, tons of glass, hardwoods & more • Custom home barely lived inexcellent community • 3BDR/2BA w/open floorplan $499,500

Craftsman style home w/all the modern conveniences: hw floors, ceramic tile, lots of glass, gas logs, office, jacuzzi tub, walk-in closets & deck. Protected water: a pier, rip-rap shore, deep water & great views. $479,000

• Wide views & sandy bottom • Lightly wooded • Excellent community beach $89,500

Quality NEW Home

Beautiful Brick Ranch

Business Opportunity

• Ceramic tile, hardwoods, custom cabinetry. • 3 bedroom/2 bath with garage on 1 acre • Very Nice affordable home • Close to several towns $199,500

• Very well kept 3BR home • Large 2 car garage • Very close to Boat Ramp & towns $175,000

• HUGE 6700 sq ft building w/barn • Retail, office, apartments & restaurant • Great Exposure on Rt 360. $225,000

Heathsville Farmhouse

Waterfront Cottage Deal

Affordable Cape

• Mostly renovated Charming Home • 3.6 open acres w/fence & out buildings • Nearby town amenities $169,900

• 3BDR, 1.5BA cottage w/ garage • 1/2 acre wooded land • Boating water depth $194,500

• Wood floors & vinyl siding • Almost an acre close to town • Basement & storage building $89,900

Great Business Location

NEW Waterfront Parcels

WATERFRONT LOT DEAL

• Main building w/bath • Garage & 2 large sheds • 3 bdr septic w/RV hookup • 706 ft road frontage $98,800

• Several sizes & water depths available • Good Views, Private Location • Nearby Town Amenities • 2 Ac starting at just $89,500

• Great Community Amenities • Perfect for Canoes, Kayaks, Small Boats • Body of Water Flows into Potomac $48,000

LAND FOR SALE: • • • •

18.57 acres with pond for—$79,000 Water-access lot, access to central sewage—$10,500 1 wooded acre—21,000 & 2 wooded acres—$25,000 Waterviews of Rappahannock, 2 sheds, perked, almost 1 acre—$24,500 • 1.7 acres, water-access. Boatramp nearby—$29,995 • Water-access, wooded building lot—$19,000 • Cleared building lot w/septic installed—$25,000

• 3 acres suitable for townhomes—$45,000 • 1 acre, perked, central water, owner financing, owner/agent—$24,900 • Waterfront 1.8 acres on Coan River—$189,900 • Water-access lot- great community, owner /agent— $19,700 • 4 acres on Great Wicomico, good water & views— $165,000

RESIDENTIAL & COMMERCIAL RENTALS - CALL FOR DETAILS

WE HAVE MONEY TO LEND.

Lois Dawson Serving Lancaster County (804) 435-4156 ldawson@banklanc.com

Sonja Fletcher Serving Richmond, Westmoreland (including Colonial Beach) & Essex Counties (804) 333-3693 sďŹ&#x201A;etcher@banklanc.com

Stephanie Self

Margaret Eppes Curtis

Serving Northumberland County (804) 580-2211 sself@banklanc.com

Serving Middlesex, Mathews, & Gloucester Counties (804) 435-4133 mcurtis@banklanc.com

Our residential loan specialists can assist you with:

Â Â&#x203A;Ă¤iÂ&#x203A;Ă&#x201C;Â&#x2039;Â Â&#x203A;>Â&#x2019;Ă&#x2018; Â >Â&#x203A;Ă&#x2C6;Ă&#x2018;UĂ&#x2018; >Â&#x203A;Ă&#x17E;w>VĂ&#x201C;Ă&#x17E;Ă&#x2026;i`Ă&#x2018; Â Â&#x2013;iĂ&#x2C6;Ă&#x2018;UĂ&#x2018; Ă&#x17E;Â&#x2013;LÂ Ă&#x2018; Â >Â&#x203A;Ă&#x2C6; Â&#x2039;Ă&#x2026;Ă&#x2C6;Ă&#x201C;Ă&#x2018;/Â&#x2039;Â&#x2013;iĂ&#x2018; Â Â&#x2013;iLĂ&#x17E;Ă§iĂ&#x2026;Ă&#x2C6;Ă&#x2018;UĂ&#x2018; >Ă&#x2C6;Â&#x2C6;Â&#x160;"Ă&#x17E;Ă&#x201C;Ă&#x2018;,ixÂ&#x203A;>Â&#x203A;ViĂ&#x2018;UĂ&#x2018; Â Â&#x203A;Ă&#x2C6;Ă&#x201C;Ă&#x2026;Ă&#x17E;VĂ&#x201C;Â&#x2039;Â Â&#x203A;Ă&#x2018; Â >Â&#x203A;Ă&#x2C6;

Customer Care Center: (804) 435-1171 Or Toll Free: (800) 435-1140 www.bankoďŹ&#x201A;ancaster.com iÂ&#x201C;LiĂ&#x20AC;Ă&#x160; Ă&#x160;UĂ&#x160; i`iĂ&#x20AC;>Â?Ă&#x160;,iĂ&#x192;iĂ&#x20AC;Ă&#x203A;iĂ&#x160;-Ă&#x17E;Ă&#x192;Ă&#x152;iÂ&#x201C;

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PAGE 21

Say You Saw It In Real Estate Review

Martha Crandall Smith ABR, SFR, Associate Broker

Tara Donahue 125 S. Main St. Kilmarnock, VA 22482 Office (804) 436-1287

(804) 436-6261

3 BR, 2 BA, with 2 car attached garage and bonus room, 2148 sq. ft. 2.5± acs. $100,000

4 BR, 3 BA with full basement. 2590 sq. ft., 1.9 acres ± $199,750

5 BR, 2.5 BA, 3532 sq. ft. 1.43 acres $595,000

ABR, SFR, Associate Broker (804) 761-5392

3 BR, 2.5 BA, with bonus room above garage, water accress, 1839± sq. ft. 2.951 ± ac. $269,000

Waterfront cottage with guest house and wide view $399,000 3 BR, 2.5 BA, Rappahannock River Waterfront, community amenities, 2016± sq. ft. $649,000

PAGE 22

Say You Saw It In Real Estate Review

Class A General Contractor

(804)453-4338 (804)436-4492

Your Builder in the Northern Neck Custom Frame, Timber Frame, Log Homes & Custom Modular Homes Exceed Building Code Requirements Built in a Timely Fashion 10 Weeks From Contract To Delivery Our Plans Or Yours STANDARD OPTIONS Architectural Shingles Glued and Fastened Wall Sheathing Minimum 13 SEER Heat and A/C Crawl Space with Concrete Floor Built in a Clean, Enclosed, Mold-Free Environment Will Build on Your Site

e-mail us at dsmithbuilderinc@aol.com www.darrinsmithbuilder.com

PAGE 23

Say You Saw It In Real Estate Review

ÂŽ

Rosa Johnson:

Catherine Seller:

804-761-9392

540-850-3287

EXIT MID-RIVERS REALTY

Office: 804-493-1888

TA P P H A N N O C K : FA N N I E M A E H O M E PAT H PROPERTY. Beautiful Colonial with 4 bedrooms and 2.5 baths. Custom cabinets and book shelves, hardwood floors, brick FP in a large family room. Purchase this property for as little as 3% down! This property is approved for HomePath financing. On a large, 3 acre treed lot. $289,900

LYELLS CORNER: Well built brick Ranch in a beautiful setting surrounded by farmland. Ideal location near town. Hardwood floors, knotty pine paneling, 2 gas fp, 2 car gar, crprt, sunroom, and mud room. Needs a little updating but otherwise in great condition. Solar hot water heater. This is a Fannie Mae HomePath property. Purchase this property for as little as 3% down! Approved for HomePath financing. $194,900

COLES POINT: Lovely manufactured home on a permanent foundation with 3 bedrooms, 2 baths in a popular waterfront community in Coles Point. Family room has a gas fireplace. Jacuzzi in Master Bathroom. Wrap around deck, separate dining room, and a large shed. Brand new roof and skylights. Handicap ramp. Directly across the street from the Potomac River and the historic Coles Point Tavern. $149,900

GLEBE HARBOUR WATERFRONT: Great vacation or year-round home on three lots. Everything is in tip top shape. Pier with boat lift, owner will sell 15 foot skiff with Johnson motor and trailer. Nice wraparound porch to enjoy the views and the summer breezes. Community amenities with membership. $239,900

REY SU T O NI L U C T RE OR FO PP O

RE SU O CL RE FO

DUNNSVILLE: Very nice country home surrounded by farms and woodlands. Home has hardwood floors and beautiful custom cabinets. $126,900

CLASSIC SHORES: Very nice cape cod with 3 bedrooms and 2 baths in the golf cart community of Classic Shores. Privacy fence and deck ideal for outdoor barbeques. $143,900

TOWN OF MONTROSS: Lovely maintained home in the town of Montross. 3 bedrooms, 2 baths. Great location near all town amenities. $194,500.

www.northernneckhomes.net â&#x20AC;˘ www.exitmidrivers.com All Offices Independently Owned and Operated

PAGE 24

Say You Saw It In Real Estate Review

Teresa Russ,

ABR

Sales Associate

(804) 472-3756 (Home Office) 804-339-2923 (Cell)

EXIT MID-RIVERS REALTY T ON FR R TE WA

WESTMORELAND - MT. HOLLY - HUGE WATERFRONT HOME WITH SCREENED PORCH ALL ACROSS BACK - GREAT FOR ENTERTAINING - ONLY 2 HRS FROM DC AREA - PANORAMIC VIEW OF LOWER MACHODOC - PIER WITH BOATLIFT - $545,000 NT RO D RF CE E U T D WA RE

WESTMORELAND COUNTY - CABIN POINT - GREAT BUY ON A NICE HOME ON BEAUTIFUL POTOMAC RIVER - WALKING DISTANCE OF BEACH - $425,000 T ON FR R TE WA

RICHMOND COUNTY - SHARPS WATERFRONT 2.79 ACRES WITH 17 BOAT SLIPS - $259,000

COLES POINT - CHARMING FARMHOUSE ON 1.2 ACRESNOT FAR FROM PUBLIC BOAT LAUNCH - $199,000

NT RO D RF CE E T DU WA RE

WESTMORELAND COUNTY - SPENCE’S POINT - UNIQUE WELL-BUILT CONTEMPORARY WATERFRONT ESTATE, STUNNING VIEWS, PIER WITH BOATLIFTS, SWIMMING POOL, DECK AND BALCONIES OVERLOOKING RIVER, LOTS OF WINDOWS, SUNROOM, 2-CAR GARAGE, LANDSCAPING, LARGE FAMILY ROOM AND KITCHEN - GREAT PRICE - $849,000 NT RO RF E T WA

WESTMORELAND COUNTY - POTOMAC WATERFRONT - UNIQUE CONTEMPORARY ROMAN WATERFRONT ESTATE ON 2.5 ACRES WITH ADDITIONAL ACREAGE AVAILABLE - VERY PRIVATE, SURROUNDED BY BOARD FENCE AND LEYLAND CYPRESS TREES, BEAUTIFUL SAND BEACH, EXQUISITE MARBLE, WINDOWS FROM FLOOR TO CEILING WITH FANTASTIC VIEW OF THE POTOMAC RIVER, OPEN AND SPACIOUS, EUROPEAN BATH FIXTURES, RUMFORD FIREPLACE TO CEILING, SELLER FINANCING AVAILABLE - $1,000,000

email: tjruss@northernneckhomes.net www.northernneckhomes.net • www.exitmidrivers.com

Say You Saw It In Real Estate Review

Teresa Russ,

PAGE 25

ABR

Sales Associate

(804) 472-3756 (Home Office) 804-339-2923 (Cell)

EXIT MID-RIVERS REALTY T EA GR

Y BU

DRIFTWOOD RESTAURANT - COLES POINT - OWNERS WISHING TO RETIRE GREAT OPPORTUNITY TO OWN YOUR OWN BUSINESS - BEEN IN FAMILY FOR OVER 35 YEARS - WILL GIVE NEW OWNER FAMILY RECIPES - $525,000 NT RO D RF CE E U T D WA RE

TAPPAHANNOCK - RAPPAHANNOCK RIVER WATERFRONT - VIEW IS UNBELIEVABLE QUALITY HOME ALONG WATERFRONT OF FINE HOMES - 4 BEDROOMS, 5 GARAGES (1 ATTACHED) (4 DETACHED) CONVENIENT TO STORES AND RESTAURANTS. $849,000 MAKE AN OFFER T ON FRCED R TE DU WA RE

ESSEX COUNTY - TAPPAHANNOCK - COMMUNITY OF FINE HOMES - BEAUTIFUL 3 BR, 2 BA HOME OVERLOOKING LAKE WITH AN ABUNDANCE OF WILDLIFE; FANTASTIC LANDSCAPING, EVERYTHING IS NEAT, CLEAN AND WELL MAINTAINED - DON'T MISS THIS GREAT OPPORTUNITY - $249,900 NT RO RF E T WA

NORTHUMBERLAND - BETZ LANDING LOT 1 - 13.06 ACRES WITH 800 FT OF WATERFRONT GOING OUT TO THE GREAT WICOMICO COMMUNITY AMENITIES INCLUDE BOAT LAUNCH - $119,000 - MAKE OFFER

KINSALE WATERFRONT LOTS - $199,000 AND $299,000 WESTMORELAND - STRATFORD HARBOUR LOT - $25,000 RICHMOND COUNTY - FARNHAM - 13 ACRES - $121,900 NORTHUMBERLAND COUNTY - BURGESS - 4 ACRES - $29,900 WESTMORELAND - RAGGED POINT - 3 LOTS - $47,000

email: tjruss@northernneckhomes.net www.northernneckhomes.net • www.exitmidrivers.com

PAGE 26

Say You Saw It In Real Estate Review

JEFF BROOKS 804-445-1395 “The Exceptional Exception”

P.O. Box 2576 • 521 Church Lane Tappahannock, VA 22560 e-mail: jeffbrooks@hometownrealtyservices.com

Tappahannock ~ 618 Lewis Street - Convenient living in the heart of tappahannock. Home situated on two lots with carport, an open floor plan, handicapped access and only a short walk to most town amenities. Asking…$125,000

WARSAW, 78 ROSE HILL DRIVE ~ 6+ acres just outside of Warsaw and in sight of Totuskey Creek boat ramp but private. This home features 3 bedrooms, 2 baths, 1792 sq. ft. finished with 900+ sq. ft. unfinished upstairs. Enjoy the tranquility from the deck or have your boat in the water in 15 minutes. Asking…$225,000.

544 FAULCONER CIRCLE ~ 2478 sq. ft. rancher in the heart of Tappahannock. Home features 4 bedrooms and 2 1/2 baths, a large family room, sunroom, formal living room, masonry fireplace hardwood floors, ample storage and convenience. Asking…$184,900.

BEAUTIFUL HISTORIC home in downtown Tappahannock. Home features heart pine floors, high ceilings, period woodwork and hardware, 4 bedrooms and 2 full baths all on a large private lot in the heart of town. Asking…$359,000.

KING AND QUEEN ~ 323 GREENBRIAR ROAD, WALKERTON VA. ~ 2639 sq. ft. new custom built rancher situated on 13.7 acres. Home features, hardwood floors, a central vac., a Rinnai hot water system, custom cabinetry and trim, a stone fireplace, a wet bar, a large great toom a high volume artesian water system and open acreage, perfect for the horse enthusiast. Asking…$449,500.

KING AND QUEEN ~ 10702 Richmond Tappahannock Hwy.~ 3 bedroom 1 1/2 bath brick cape situated on 2 acres 2 miles East of St. Stephens Church on Rt. 360. Home features refinished hardwood floors, wide base and trim, a masonry fireplace, new vinyl, paint, gutters and more. Asking…$164,500.

LAND Essex County: • 4.5 acres, Northern Essex. $25,000 • 13 acres, Tuscorora $40,000 TAPPAHANNOCK ~ RIVERSIDE CONDOMINIUM ~ 2 bedroom, 2 bath unit features a large family room, generous closet space, additional storage, a balcony, a pool, a pier, covered parking and a sand beach. NOW $250,000.

King William: • 10 acres Roane Oak Road $80,000

PAGE 27

Say You Saw It In Real Estate Review P.O. Box 2576 • 521 Church Lane Tappahannock, VA 22560 (804) 443-0067 - (800) 443-4707

PAT GATEWOOD “The Exceptional Exception”

(804) 443-5639 • (804) 339-5721 patg@hometownrealtyservices.com Website:www.PatGatewood.com

358 POPLAR SPRINGS DRIVE ~ TAPPAHANNOCK, VA NEW CONSTRUCTION – Just completed. Lovely rancher on a 1.65 acre wooded lot in Poplar Springs Subdivision, convenient to all town amenities, hospital, fitness center, and river! Features bamboo flooring in the living area and ceramic tile in the baths and laundry room. Beautiful cabinets and counters. Stainless steel stove, microwave, dishwasher, and refrigerator included. Priced at $238,000. Call Pat today for an appointment to see this great listing!

217 DUKE STREET ~ TAPPAHANNOCK, VA Quality-built 2,223 sq. ft. cape cod located in beautiful historic Tappahannock. Features pine floor, wide moldings, 9 1/2 foot ceilings. Zoned business/limited, but can be used as a home business/residence. Currently being used for a chiropractor’s office. Great investment opportunity. Reduced to $345,000. Call Pat today for an appointment to see this great listing.

1126 DESHA ROAD ~ TAPPAHANNOCK, VA Well-maintained rancher on a wooded lot in town limits of Tappahannock featuring 3 bedrooms, 1 1/2 baths, kitchen, living room and family room. Pretty shaded yard for enjoying the outdoors. Zoned R-3 medium density, single or multi-family residental. Bring all offers! Priced at $179,900. Call Pat today for a private showing!

LOTS FOR SALE

1623 STONES ROAD, WALKERTON, VA Great home for the 1st Time Homebuyer, Retiree, or Investor. 3 BR, 1 BA totally renovated 1104 sq. ft. rancher located on Stone’s Road just off of Walkerton Landing Road. Just 15 miles from Tappahannock and 3 miles from Walkerton. New fixtures and all new kitchen appliances. Reduced to $147,000. Call Pat today for a showing!

CRICKET SHORES, KING AND QUEEN COUNTY, Water access to York River. 2 LOTS - $26,500 each or both for $49,950. Call Pat for more information. 1+ acre building lot in River Oaks Subdivision with water access - $29,500 Call Pat for more information.

PAGE 28

Say You Saw It In Real Estate Review

Patti Minor

Cell: (804) 445-5465 1-804-443-0067 or 1-800-443-4707 “The Exceptional Exception”

P.O. Box 2576 • 521 Church Lane Tappahannock, VA 22560 e-mail: pattim@hometownrealtyservices.com www.pattiminor.com

North Essex Co./Loretto - Come & relax on the big country porch of this charming 1870 Virginia Farmhouse. Travel back in time when entering the formal foyer & gazing upon the 1800 Virginia Militia uniform of Joseph Clarence Spindle, the original owner of this home. This 4,850 Sq. Ft. home has three levels consisting of 4 BRs, 2 full BAs & 2 half BAs. The main level includes a bright country kitchen with old pine floors, a FP & breakfast area in a lovely bay window, formal LR w/FP, hrdwd flrs., original windows, doors & high ceilings, formal DR with old pine flrs., big sun room w/outside deck, downstairs mother-in-law suite & enc. back porch. The land consists of 2.306 Ac. w/fruit trees, asparagus patch, perennials & room for a garden! Outbuilding is the original Loretto Post Ofs. Many comfort upgrades & significant renovations, but some work remains to be done. Take this opportunity to complete the restoration to your specs. Offered at $299,500. Call Patti Minor, (804) 445-5465.

TOWN OF TAPPAHANNOCK/OLD BAGBY HOTEL - Commercial Storefront totaling 8,577 Sq. Ft. on Historic Prince Street & Water Lane with Four Retail/Office spaces, Four One-Bedroom Apartments, Warehouse & Basement. Become a part of revitalizing Downtown Tappahannock! Reduced to $315,000. Call Patti (804) 445-5465.

TAPPAHANNOCK AREA - Cozy Rancher with 3 BRs,1 BA, Wall to Wall Carpet, eat-in kitchen, central heat/air, full basement & 2-Car Garage. Lovely partially-wooded lot with fruit trees & room for garden. Convenient to Hospital & Town’s amenities. Reduced to $119,000. Call Patti (804) 445-5465. WESTMORELAND COUNTY/CABIN P O I N T - Wo o d e d 1 . 9 Ac. Waterfront Lot in serene cove of Cabin Pt. Creek with short run t o P o t o m a c R ive r. Perked for 4 BR Home. Community Amenities Pool, Clubhouse, beach, boat ramp & playground. $ 1 4 9 , 9 0 0 . Reduced to $144,000. C a l l P a t t i M i n o r, (804) 445-5465.

TOWN OF TAPPAHANNOCK Roomy Cape Cod featuring downstairs Bedroom, 1 & 1/2 Baths, 2 Addt’l. Bedrooms & Bath Up, Living Room, Big Eat-in Kitchen, big Utility Room, Deck, Fenced Yard & Detached One-Car Garage. Walk to Historic Part of Town. Priced to Sell at $131,000. Contact Patti Minor (804) 445-5465.

TAPPAHANNOCK AREA - 1.14 Acre Waterfront Lot on the deepwaters of Piscataway Creek with short run out the Creek to the Rappahannock River. Wide Creek views, great fishing & sunsets! Reduced to $144,500 $136,500. Call Patti (804) 445-5465.

TOWN OF TAPPAHANNOCK/COMMERCIAL - Great corner location in area of high traffic visibility! Located corner of Church Lane (Rt. 17 & Rt. 360) & Prince St. in the heart of downtown historic Tappahannock. Three rental spaces totaling 3,534 Sq Ft, w/vacant lot for future development or addtl parking, Town water & sewer. Reduced to $715,000. 3 parcels/subdividable. Call Patti Minor, (804) 445-5465.

COMMERCIAL SALE/LEASE COMMERCIAL LOT IN HEART OF TAPPAHANNOCK’S BUSINESS DISTRICT - Size - 0.874 AC. High Traffic Count Area, close proximity to Walmart, Lowe’s, 2 Strip Malls, Restaurants, Golf Course, Fitness Center & Hospital. Town utilities available. Priced at $229,000. HISTORIC AREA OF TAPPAHANNOCK - Storefront space for Rent. CALL PATTI MINOR (804) 445-5465.

PAGE 29

Say You Saw It In Real Estate Review

Patti Minor

Cell: (804) 445-5465 1-804-443-0067 or 1-800-443-4707 “The Exceptional Exception”

P.O. Box 2576 • 521 Church Lane Tappahannock, VA 22560 e-mail: pattim@hometownrealtyservices.com www.pattiminor.com

D CH EL A FI BE N Y YNNIT GWMU M CO

ESSEX COUNTY/GWYNNFIELD/RIVER ACCESS - Cozy Cape located minutes from Town of Tappahannock in well-established River Access community. Features include an Eat-in Kitchen, Dining Area, Living Room, Downstairs Master BR, 2 Addt’l Bedrooms., 2-1/2 Baths, Deck, Detached 2-Car Garage & paved drive. Priced at $196,500. Contact Patti Minor, (804) 445-5465.

STRATFORD HARBOUR SUB./POTOMAC RIVER ACCESS Almost new Maintenance-free Ranch featuring Master Suite with walk-in Closet & double sink vanity, 2 Addt’l. Bedrooms & Bath, Great Room w/Fireplace, Dining Area w/Sliding Doors for building an outside deck, kitchen with 2 Lazy Susans, all appl. & att. 1-Car Garage. Community Amenities - Pool, Clubhouse, Marina, Beach Area & Boat Ramp to Potomac River! Priced at $185,500. Contact Patti Minor, (804) 445-5465.

TOWN OF TAPPAHANNOCK/LAKEFRONT LOT - Wooded 1.13 Acre Waterfront Lot fronting 225 Ft. on 13 Acre Lake stocked with largemouth bass, brim & crappie. Town water & sewer available & a pier is permitted. In Town location offers close proximity to golf courses, fitness center, shops, restaurants, marinas & hospital. Asking $99,000. Owner will look at all offers! Call Patti Minor (804) 445-5465.

MORATTICO CREEK WATERFRONT/Simonson Area - Great waterfront Getaway or year-round home with 135 Ft. frontage on Morattico Creek with one bend out the Creek to the Rappahannock River! All the waterfront perks - big screen porch with wide water views, riprap, pier w/electric, water, cleaning station, & boat lift, Creek frontage on front & rear of property. 3 Bedrooms, 2 Full Baths, Great Room with cathedral ceiling & fireplace, dining room, well-equipped kitchen, & 2-Car detached Garage w/storage above on 1.29 Acres with room for a big garden! Crab & fish at your dock or short run to the Rappahannock’s best fishing grounds! Public boat ramp very close. Asking $429,000. Contact Patti Minor, (804) 445-5465.

PAGE 30

Say You Saw It In Real Estate Review Serving The Northern Neck Area

HUTTREALTY, Inc.

Member MLS and MRIS Box 66 • Montross, VA 22520 WE AIM TO PLEASE!!

Charlotte H. Hutt - Owner - Broker

O: 804-493-8994 H: 804-493-9003 FAX 804-493-8968

E-mail: charlotte@huttrealty.com Web: huttrealty.com

Member Multiple Listing Service

COLES POINT WATERFRONT

D! CE U D RE

GORGEOUS SUNSETS & VIEWS OF WATER TOO! This home offers great views, long and wide. Brick home with 2 car attached garage and detached 30 x 40 workshop.Three bedrooms, 2 1/2 baths, sun room, living room, and master bedroom overlooking water with decks. 5.39+/- acres nicely landscaped. $559,000

WESTMORELAND COUNTY -This is two houses in one. You can have two families with each having a private home. 7 bedrooms, 4 full baths and 1 half bath with 2.25 acres near Hague and Drum Bay. Water access is nearby. $395,000. -This property can also be purchased with 31 + acres for $495,000 and you will have plenty of privacy.

! ED UC D RE

WESTMORELAND COUNTY

! ED UC D RE

This 2 BR, 2 bath house has been updated. Great view of Lower Machodoc. New rocked seawall, new pier with 4' MLW. Good neighborhood, nicely landscaped with beautiful lawn. $489,000

MONTROSS New roof, new windows, new paint job, 3 bedrooms, 2.5 baths on .90 acres. Detached 2 car garage, 22x24 and block building, 20x40. $179,000

D! CE U D RE

WATERFRONT Great Fishing Cottage or Beach House with wide water views. 2-3± MLW. Open Floor Plan. Large Deck, Pier, Shed. $295,000

318 ST. PAULS ROAD ~ WARSAW 9.15 ac. with double wide 1710 sq. ft. Second home is farm house that needs some work. 4 bedrooms and 2 baths, most of land is open. Pole shed. Great property for investment. $219,000

D! CE U D RE

PAGE 31

Say You Saw It In Real Estate Review

Serving The Northern Neck Area

HUTTREALTY, Inc.

Member MLS and MRIS Box 66 • Montross, VA 22520 WE AIM TO PLEASE!!

Charlotte H. Hutt - Owner - Broker

O: 804-493-8994 H: 804-493-9003 FAX 804-493-8968

E-mail: charlotte@huttrealty.com Web: huttrealty.com

Member Multiple Listing Service

GLEBE HARBOR - WESTMORELAND CO. ~ $369,000 Great for weekend or year around Home. 3 BR, 2 BAs on 1 1/2 Lots. Great views of water. Lots of wildlife. Great fishing and crabbing. Large Deck overlooking water. Pier with 3' MLW.

This two bedroom Mobile home is like new w/nice pier wired for boat lift, MLW. Good fishing & crabbing. Great Views, with double car port. Shed w/electric. Loading & unloading for small boats & jet skies. Within 5 min. Best fishing in Potomac. Protected creek, straight across from St. Mary’s Md. $259,000

D! CE U D RE

MONTROSS This Building was a furniture Store. It could be used for commercial or industrial. Has a office and lots of space. $350,000

WATERFRONT - CABIN POINT Two story, open floor plan, kitchen, dining, living room. Three bedrooms, two baths, mud room, large deck. Rocked waterfront with great views. Lots of fish and crabs. Would make a nice vacation or year round home. $379,000

WATERFRONT ~ $249,000

WESTMORELAND COUNTY

This is one of three lots available on the Lower Machodoc, Potomac River. Rare Find. Lots with Water Depth, Sand Beach, Rocked Bulkhead, Wide & long views, protected shoreline, evening sunset. Great Value!

This is a great Building for Office Space, Day Care Center, etc. Good Condition. Lots of space. In Town Limits, Across from School Board Building and Bus Maintenance, Electric baseboard heat with central AC. $199,000

D! CE U D RE

WESTMORELAND CO. ~ $1,995,000

WESTMORELAND COUNTY

Waterfront - 2,000 ft. 34± acres - farm buildings. 85 acres open & 300+ woodland. Marketable timber, great hunting.

Great Waterfront lot. Existing septic system. Views are long and wide on Lower Machodoc. Deep water lot. Minutes to the Potomac. Ready to build on. $235,000

• Westmoreland Co. 19.082 +/- acres with 10 acres open and on paved road. Suitable for horse farm. $129,000 • Westmoreland Co. 42.64 +/- acres, mostly open and being farmed. $215,000 • Westmoreland Co. 131.21 +/- acres, open, level & wooded. $489,000

PAGE 32

Say You Saw It In Real Estate Review Serving The Northern Neck Area

HUTTREALTY, Inc.

Member MLS and MRIS Box 66 â&#x20AC;˘ Montross, VA 22520 WE AIM TO PLEASE!!

Charlotte H. Hutt - Owner - Broker

O: 804-493-8994 H: 804-493-9003 FAX 804-493-8968

E-mail: charlotte@huttrealty.com Web: huttrealty.com

Member Multiple Listing Service

WATERFRONT Great Summer home or full time home on Potomac River with sand beach. Two bedrooms, one and one half baths. Great Location!. $459,000

THIS PERFECT WATERFRONT HOME is fun on The river with WESTMORELAND COUNTY room for everyone! This exceptional waterfront, brick rancher on protected, deep water, harbor, minutes from the Bay. This home 131.21 acres of level, open (68 acres), wooded land features 8 rooms with 3 BR, 2.5 BA, LR, FR. Kitchen opens up to (63 acres). Zoned for agriculture. Approximately the FR with gas log Fireplace & a wall of windows for terrific 2 miles of road frontage. 1/2 mile on Rt. 202. $489,000 water views. Great sunset from Brick Patio. $499,000

WESTMORELAND COUNTY Nice home in town. This home has 7 rooms, 3 bedrooms, 2 baths with a large bonus room on a nice +/- .45 acre lot. It has been updated with hardwood floors, wall to wall carpet, new vinyl and just painted. $215,000

WATERFRONT This is a charming two-story Cape Cod home on the water. It has a living room/dining room combo with fireplace, kitchen, family room, 3 bedrooms, 3 baths, office, two bonus rooms on 4.45 acres. Large deck overlooking Yeocomico River. $495,000

Secluded, Quiet, Lots of wildlife, Beautiful spot in the trees on Beautiful Lon on Nomini Creek. Deep Water and lots of the water to build on. 4.32 acres on Jackson creek about wildlife. Great views, 300'+ waterfront, secluded, perked, ready 5 minutes to Potomac. $99,000 to build on. Lots of fishing & crabing on Creek. $289,000

PAGE 33

Say You Saw It In Real Estate Review Serving The Northern Neck Area

HUTTREALTY, Inc. Charlotte H. Hutt - Owner - Broker

Betsy Sisson

(O) 804-493-8994 • (H) 804-493-9003 (c) 804-450-1773 • (H) 804-472-2657 (Fax) 804-493-8968 Box 66 • Montross, VA 22520 betsysisson@huttrealty.com charlotte@huttrealty.com WE AIM TO PLEASE!! Member Multiple Listing Service Member Multiple Listing Service Member MLS

Colonial Beach Waterfront House

Montross - Westmoreland Co. ~ $295,000 Ranch split level home with 7 bedrooms, 4 baths. This was a lodge for years and housed many people. Cottage has 2 bedrooms and one bath. Second cottage has 2 bedrooms and one bath. Two car garage, large fireplace with gas logs. Well maintained. Great Price!

3 BR/2BA with fantastic views. Updated dock, boat lift & seawall. $425,000 MLS#: 85228

D CE U D RE

CALL BETSY

Waterfront Lot Westmoreland ~ Currioman Landing

Westmoreland County ~ $79,000 Charming older farmhouse. In good condition, ready to move in. Nice yard with trees & shrubs. Screened porch in front. Paved Drive and Parking. House being sold as is.

D CE U D RE

2.58 acres $429,000 MLS#: 84396 CALL BETSY

WATERFRONT LOT ~ COLES POINT Safe Harbor Landing, 2.53 acres, 217 ft Waterfrontage, $299,000 MLS#: 84395 CALL BETSY Caroline Pines ~ $164,900

Perfect Weekend Retreat - Updated with new appliances,carpet, & wood laminate floors. House & adjoining lot offer 1.5 ac. on lakefront. Great for fishing, canoeing, kayaking & swimming.

Stratford Harbour $229,000 ED UC D RE

Like new with open floor plan. Screened porch & large shed. CALL BETSY MLS#: 84806

Waterfront - Westmoreland Co. ~ $449,000

BUILDING LOTS

Immaculate Waterfront Cottage with detached Garage. Two Boat-slips with water and electric, private pier, deep water protected Branson Cove off Lower Machodoc. This upscale, newly renovated home features 3 bedrooms, 2 full Baths, family room with fireplace, Dining Room. Kitchen, Laundry room & Mud room. Perfect for canoeing, kayaking, swimming, or a weekend retreat!

WESTMORELAND COUNTY GLEBE HARBOR 3BR PERC $15,900 MLS#: 83387 CABINFORD .78 AC 4 BR PERC $14,900 MLS#: 83098 CALL BETSY

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PAGE 35

Say You Saw It In Real Estate Review

Daniels Building & Modular Homes Inc. Serving the Northern Neck and Surrounding Areas Over 20 Years V isit Our Newly Remodeled Of fice At 4379 Richmond Road In Warsaw, VA BAYPORT CAPE

Offering Custom Built Modular Homes And Additions As Well As Custom Framing And Remodels We Can Build Your Plan Or Choose Fr om One Of Ours Ranging Fr om 800 - 5000 Sq Ft

P O RT S M O U T H

804-333-5481 804-580-1978 Class A Contractor # 027271A

Virginiaâ&#x20AC;&#x2122;s Northern Neck Including Essex and Middlesex Counties

PAGE 38

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

JIM & PAT CARTER REAL ESTATE, INC. 447 CHESAPEAKE DRIVE

WHITE STONE

VIRGINIA 22578

email: barrack@carterrealestate.com

en av H ’s or l i Sa

Mi ll C ree k

• Southern Living Home • Year Built 1999 • 4,726 Sq. Ft. Home • 3.95 Acres • 6 Ft. MLW • Pier • Rip Rapped • 4 Bedrooms • 4 Full Baths • 2 Half Baths

• 400 Amp Service • 1st Floor Bedroom • Heart of Pine Floors • 9 Ft. Ceilings • Central Vacuum • Dining Room • Family Room • Living Room • Waterside Screened Porch • Hardiplank Siding • 15 KW Generator

• Whole House Rainsoft Water System • 50 Year Roof • Irrigation system • Artesian Well • Attached 2 Car Garage • Bonus Room with Bath • Geothermal In-Floor Heat On 1st Floor

• $1,595,000

5 Minutes from Chesapeake Bay

PAGE 39

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

WHITE STONE

VIRGINIA 22578

email: barrack@carterrealestate.com

NG TI S LI

C an

W NE

JIM & PAT CARTER REAL ESTATE, INC. 447 CHESAPEAKE DRIVE

er iv R

• 1.41 Acres • 500 Ft. Waterfrontage • Rip Rapped • Built in 1993 • 3,725 Sq. Ft. Home • 4 Bedrooms

• 4 1/2 Baths • Granite Counter tops • 2 Fireplaces • Wood Flooring • 9 Ft. Ceilings • Central Vac System

• Attached 2 Car Garage • Generator • Artesian Well • Manicured Lawn • 1,200,000

PAGE 40

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

WHITE STONE

VIRGINIA 22578

email: barrack@carterrealestate.com

AY TO B S. E IN K M EA 5 AP ES CH

W NE

JIM & PAT CARTER REAL ESTATE, INC. 447 CHESAPEAKE DRIVE

G TIN S I L

• 2.7 Acres • Built in 1996 • 2,803 Sq. Ft. Home • 2-car Garage & One Car Boat Garage/Workshop Rear Entry-All with Water Views! • Floored Above Garage • Water Views from Every Single Room! • Workshop - 500 Sq. Ft. • Screen Porch - 240 Sq. Ft. • 1st Floor Master Suite w/Walk Out Deck & Jacuzzi • 2nd Floor Master Suite with Loft • Tiled Utility Room • Granite Counter Tops • Stone Fireplace in Great Room w/Wood Floors • 2 Zoned Heat Pumps with Gas Back-up • 400 Amp Service • Pier • $847,000 M O INS F KI FR LM OM AR T NO OW CK N

G l TIN w sa LIS elo rai B pp W NE ed A ir c ed P ifi rt Ce

• 1.4 Acres • Pier - 4 Ft. MLW • 3,682 Sq. Ft. Home • Built in 2002 • 4 Bedrooms • 3 Full Baths/ Porcelain Tile • 2 Half Baths/ Porcelain Tile • Central Vac System

• Corian Counter Tops • Dining Room • Family Room - Fireplace • 400 Amp Service • 2 Car Attached Garage • Generator • Asphalt Driveway • $695,000

PAGE 41

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

e ic Pr

JIM & PAT CARTER REAL ESTATE, INC. 447 CHESAPEAKE DRIVE

WHITE STONE

VIRGINIA 22578

email: barrack@carterrealestate.com

d ce du Re

Certified Appraisal On File • 3723 sq. ft. home • 4 Bedrooms • 2 1/2 Baths • 20 x 20 Sunroom • Dining room • Office

• 2 Fireplaces • 3 ft. MLW • 2 Boat lifts • Rip-rapped • Water feature • Now $829,000 Li tt le W ic om ic o R iv

w Ne

g in st i L

• 1.6 Acres • 175 Ft. ± Waterfrontage • Wide Views • Bulk Headed & Rip Rapped

• Dock • 1,935 Sq. Ft. Home • 3 Bedrooms • 2 1/2 Baths • Dining Room • Eat-In Kitchen

• Fireplace • Heat Pump • 2 Car Attached Garage • Garden Shed • Stone Driveway • $539,000

PAGE 42

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

JIM & PAT CARTER REAL ESTATE, INC. 447 CHESAPEAKE DRIVE

WHITE STONE

VIRGINIA 22578

email: barrack@carterrealestate.com Ce rti fie d on Ap Fil pra e isa l

Rear Elevation

Kitchen

River Room

Vi e w

This modular home has the appearance of site constructed home. It has been remodeled & enlarged, with the addition of a 16x20 River Room. Kitchen has been remodeled, windows replaced and interior and exterior has been upgraded. The River Room takes excellent advantage of the river view over the Piankatank River to the Chesapeake Bay and beyond. Well landscaped and shaded lawn. Pier and bulkheaded. Asking $329,000

PAGE 43

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

JIM & PAT CARTER REAL ESTATE, INC.

TOLL FREE: 800-225-8298 CELL: 804-436-6109

447 CHESAPEAKE DRIVE

WHITE STONE

VIRGINIA 22578

email: barrack@carterrealestate.com Sunset over Tabb’s Creek

Certified Appraisal On File Glorious view from the deck.

The house sits on a peninsula with views of sunrise and sunset!

Relax at the beach house!

• Office • Cathedral ceilings • Open Floor Plan • Sand Beach • FP, waterview from all rooms • Completely remodeled in “2006” • NOW $389,000

• Year round vacation or retirement home • Secluded community facing Bay & Tabbs Creek • 10 mins. to golf or shopping, in White Stone & Kilmarnock • Handicap friendly Price Reduced • 2 BR, 1 1/2 BA Ce rt ifi ed Ap pr ai sa lO n Fi le

• 607 ft. Waterfront • 2 Acres • 2200 Sq Ft Home ± • 3 Bedrooms • 1 Bath • Eat-in-Kitchen • Screen House • Glass Porch • Carport • Single Bay Garage w/Hobby Room • Home being Sold “As Is” except for Water & Septic Inspections 5 Minutes to Rappahannock River • $249,000

PAGE 44

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

JIM & PAT CARTER REAL ESTATE, INC. 447 CHESAPEAKE DRIVE

CORROTOMAN RIVER

WHITE STONE

VIRGINIA 22578

email: barrack@carterrealestate.com

Certified Appraisal On File • 966± Ft. Waterfrontage • 3.79 Wooded Acres • 3 Bedroom Conventional Perk • Private • Pier Permit - 6 Ft. MLW • Wide Views • Close to Kilmarnock

• NOW $375,000 • 356+/- Ft. Waterfrontage • 5.72 Wooded Acres • 3 Bedroom Conventional Perk • Private • Pier Permit/6+ Ft. MLW • 5 Minutes from Kilmarnock • Asking $355,000

D CE DU E ER IC PR

CORROTOMAN RIVER

ED UC D E ER IC R P

Certified Appraisal On File • 2.50 Acres Wooded • 215 Ft Waterfrontage

E IC PR

ED UC D RE

• 3+ ft MLW • 10 Mins. from Kilmarnock • Off Corrotoman River

• $265,000 WINDMILL POINT • Year Built 1891 • 1.2 Acres • 1256 Sq. Ft. ± • 2 Bedrooms • 1 Full Bath

• Wood Siding • Floors Pine • Eat-in-Kitchen • Close to Bay

• Now $59,000

PAGE 45

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

JIM & PAT CARTER REAL ESTATE, INC. 447 CHESAPEAKE DRIVE

WHITE STONE

VIRGINIA 22578

email: barrack@carterrealestate.com

N TO R IL IVE W R F O NK S A T VE KA CO AN I P

• • • • • •

0.53 Acre 4 Ft. MLW Shared Dock 242± Ft. Waterfrontage Community Amenities County Assessment $212,100 • Asking $195,000

TIPERS CREEK • • • • • •

5 ft. MLW 170 ft. Waterfrontage Wooded 1.62 Acres 3 Bedroom Septic Letter Asking $269,000

PRICE REDUCED

APPROVED SITE PLAN TO BUILD 50 FT. FROM WATERS EDGE.

• 800± Ft. Frontage • Sand Beach • Wooded • 1.99 Acres • Sunsets • Now $395,000

PRIVATE 9.1 Wooded Acres 4 Bedroom Septic Letter Sandy Bottom Rip Rapped Looking Out into Bay County Assessment $562,800 • Asking $450,000 • • • • • •

PAGE 46

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

JIM & PAT CARTER REAL ESTATE, INC. 447 CHESAPEAKE DRIVE

WHITE STONE

VIRGINIA 22578

email: barrack@carterrealestate.com

Ap il ed F ifi n rt l O Ce isa a pr e

HISTORIC MORATTICO

• Immaculate Home • Water View • 3 Bedrooms • 2 Full Baths • Dining Room

• • • •

• Living Room • Eat-in-Kitchen • Screened Porch • Paved Driveway • Central Air & Heat

Artesian Well Over Sized Garage 1563 Sq. Ft. Home $179,000

RAPPAHANNOCK RIVER

WHITE STONE • 7.2 Acres • Half Wooded • Sand Beach • 180 ± Ft Waterfrontage • $595,000

E IC PR

D CE DU RE

• 3.67 Acres • Wooded Lot • Level Lot • Long Road Frontage

• 4 Bedroom Septic Letter • 15 mins from Town of Kilmarnock • Private Community

• Club House • Swimming Pool • Now $69,900

PAGE 47

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

• • • • • • • • •

L CE R PA

2.2 Acres 2200± sq. ft. Home 4 Bedrooms 2 Full Baths - tile 1/2 Bath - wood floors Built in 2006 400 amp Service 1st Floor Master Suite Walk-in Closets

E IC PR

WHITE STONE

! ED C DU RE

VIRGINIA 22578

email: barrack@carterrealestate.com

E D IC CE PR DU E R

TE VA I PR

JIM & PAT CARTER REAL ESTATE, INC. 447 CHESAPEAKE DRIVE

• • • • •

Stainless Steel Appliances Cherry Kitchen Cabinets Corian Counter Tops Gas Fireplace Dining Area and Eat-in Kitchen • Recessed Lighting • Beautiful Stairway • Oak Floors

• • • • •

Screen Porch 2 Car Attached Garage Corner Lot Private 10 mins. from Town of Kilmarnock • No Association Dues • Certified Appraisal on File • NOW $349,000

Town of Kilmarnock • 0.580 Acres • Built in 2003 • 1848± Sq. Ft. • 3 Bedrooms • 2 Full Baths • 1 Half Baths

• Crown Molding • Open Floor Plan • Brick Walk-way • Black Top Driveway

• Now $215,000

Town of Kilmarnock • Brick Home • 2,050 Sq. Ft. Living Area • 1,250 Sq. Ft. Basement • 3 Bedrooms • 2 Full Baths • Fireplace • Central Air & Heat

• Asking $159,000

PAGE 48

Say You Saw It In Real Estate Review

DOTTIE MACDONALD 1-800-296-1025 804-436-6659

JIM & PAT CARTER REAL ESTATE, INC.

email: dottiere@rivnet.net

447 CHESAPEAKE DRIVE ❖ WHITE STONE ❖ VIRGINIA 22578

R ED U C ED !

BROKERS FOR UNIQUE PROPERTIES AND ESTATES SINCE 1957

GORGEOUS PIANKATANK RIVER VIEWS Wonderful Easy Living Home that takes full advantage of those gorgeous Piankatank River views. Great kitchen with granite counter tops & stainless steel appliances, four bedrooms and two baths. Beautiful fireplace in river room features lovely exotic wood surround. Large deck with sunken hot tub. Heated in-ground pool with new auto cover. Pier with two lifts. 4'+/- rip rap. Home inspection has already been done by seller.

R ED U C ED !

Only $625,000

WHITE STONE ~ 4893 WINDMILL PT. RD Adorable 3 bedroom, 2 bath home that’s been updated but still retains the charm and sturdiness of A Sea Captain’s home. There’s a great bonus room up that captures those sea breezes coming off the Bay. Fairly new HVAC. Large deck overlooking beautiful perennial gardens. Two garages. Very private but convenient. Lease purchase possible. Home inspection has already been done by seller. Now $195,000

Large waterfront farm that has been in the family for years in a great neighborhood. Some sand beach. Very nice views and good water depth, Owner Financing. Reduced to $335,000

END OF LITTLE OYSTER LN. OFF RT. 695 ~ WHITE STONE ~ WINDMILL POINT

BRIGHTWATERS SUBDIVISION WHITE STONE ~ WINDMILL POINT

Beautiful, private 1.6 acre waterfront lot in convenient and lovely area. Partially wooded and level. Looking into the Rappahannock River. 4 Bedroom perk, new driveway and rip rapped. Asking $350,000

WICOMICO CHURCH ~ NORTHERN NECK 3 acre wooded parcel with some pond frontage near historic West End Plantation - Pristine area. Owner financing… $30’s

RT. 646 WHITE STONE ~ TABBS CREEK

Two acre wooded waterfront lot in Brightwaters. Lovely high-end community with beach and pier. $155,000

EAGLE LANDING ~ KILMARNOCK AREA Beautiful large wooded parcels in a wonderful waterfront upscale community that features swimming pool, tennis, boating facilities and clubhouse for residents. Owner financing. $70’s

PAGE 49

Say You Saw It In Real Estate Review

DOTTIE MACDONALD 1-800-296-1025 804-436-6659

JIM & PAT CARTER REAL ESTATE, INC.

email: dottiere@rivnet.net

447 CHESAPEAKE DRIVE ❖ WHITE STONE ❖ VIRGINIA 22578

R ED U C ED !

BROKERS FOR UNIQUE PROPERTIES AND ESTATES SINCE 1957

WHITE STONE ~ WINDMILL POINT

R ED U C ED !

Wonderful New Tidewater Beach home with breathtaking views! This home is truly one of the finest and most tasteful homes built. The owners have spared no expense. Beautiful cabinetry, Marble counter tops. Wonderful windows to capture the beautiful wide water views! The Carriage house has a super capacity for autos & boats with guest quarters above. Pier with lifts. About 300' of SAND BEACH. $1,690,000.

EAST RIVER ~ MOBJACK BAY Ultimate Rivah home with expansive use of glass and big beautiful views. Deep water on the beautiful East River. Large tasteful rooms, exquisite kitchen, bamboo flooring, surround sound, screened porch, guest quarters over garage, shared pier with lifts, 7 ft. +/- MLW. $899,000.

WICOMICO CHURCH ~ BAY SIDE Really nice and immaculate home in a desirable community offering beach and water access. Lovely great room with fireplace. Recent addition of a Florida Room. 3 Bedrooms, 3 Baths, attached garage, open floor plan, lovely arched doorways, gourmet kitchen, convenient. $325,000.

CORROTOMAN RIVER ~ KILMARNOCK Beautiful waterfront parcel on the Corrotoman River. This has been a great family get away through out the years. Great rockfish spot. Several outbuildings provide foot print for home site very close to the water. Near by upscale homes can not be seen from this very private parcel but would be great neighbors. Beautiful hardwoods. 4 bedroom perk. Reduced $290’s.

PAGE 50

Say You Saw It In Real Estate Review

Bruce & Jill Anderson 804-436-4022

804-436-5251

JIM & PAT CARTER REAL ESTATE, INC. BROKERS FOR UNIQUE PROPERTIES AND ESTATES SINCE 1957 4478 IRVINGTON RD ❖ IRVINGTON ❖ VIRGINIA 22480 www.AndersonBay.com

email us: land4u@andersonbay.com ced! Redu

Carters Creek ~ $1,349,000. Pool/Pier/Porch/Patio/4BR/GA andersonbay.com/glebe.html

Chesapeake Bay ~ $725,000. Bay Beach/1-floor/3 BR/GA andersonbay.com/baybeach.html

Corrotoman River ~ $415,000. Hawk’s Nest/deep pier/2 BR andersonbay.com/hawksnest.html

Johns Ck ~ $399,000. Hilltop Harbor/2BR/pier w/lift andersonbay.com/hilltop.html

Potomac View ~ $319,000. Water Access / 3 BR / 2.5 BA andersonbay.com/potmacvw.html

Little Wicomico ~ $249,000. Kayak Key/pier/wild views andersonbay.com/potomacvw.html

Chapel Rd, Lively ~ $152,000. “As Is” 3 BR/1.5 BA 4 Sheds andersonbay.com/chapelrd.html

Carters Creek ~ $650,000. Yopps Rd / 8' MLW / Site Plan andersonbay.com/yoppsrd.html

Antipoison Creek ~ $447,850. Clark Pt/ 11 wooded acres andersonbay.com/clarkpt.html

Chase Cove ~ $387,500. Carters Ck lot in Irvington andersonbay.com/chase.html

WBP Lot 7 ~ $297,900. Western Branch Corrotoman andersonbay.com/wbp7.html

WBP Lot 2 ~ $295,000. Western Branch Corrotoman andersonbay.com/westbranch.html

Bells Creek ~ $185,482. River Ridge / 5 Ac. / 2 Lots andersonbay.com/riverridge.html

Greenvale Ck ~ $167,000. 2' ± MLW/ drive installed andersonbay.com/greenvale.html

Tabbs Creek ~ $142,000. 2.7 Ac / Lot #1 / Owner / Agent andersonbay.com/cypressfarm.html

MAKE

OFFE

PAGE 51

Say You Saw It In Real Estate Review BOX 410, CALLAO, VIRGINIA 22435

(804) 529-6393 1-800-296-6393 joeself@joeselfrealty.com NORTHERN NECK A.R. Multiple Listing Service

Joe Self

Lottsburg - $139,000

Kinsale Well Maintained Home - $199,000

3 bedroom cape within walking distance of restaurant and store. Kitchen recently remodeled. Dining room. Living room. Basement. Community water. Shed. Well maintained.

Large Kitchen w/nice pantry & shelving, dining room, living room w/gas logs, 2 baths, Berber carpet & tile, glass enclosed porch, partial basement with outside & inside entrance. Detached carport & garage. Rear yard fenced. Ready to move in.

Callao - $269,000

Swimming Pool - Just $274,900

Kingscote Creek - $300,000

Commercial office with full basement with interior and outside entrances. Offers lots of options. High speed internet available. Upper level has been used as apartment rental in past. Owner/Agent.

Nice brick home on +/- 2.98 acres. +/- 1708 sq ft. 3 BR, 2 Bath, fireplace, in-ground pool, screened porch, Detached Garage.

Waterfront home - two bedroom septic, cathedral ceilings skylights in Living Room, spectacular views of Kingscote Creek, pier, boat ramp, minutes from Potomac River.

Bay Quarter Shores - $349,900

Sandy Point on Potomac River - $349,000

Great view. Large eat-in-kitchen, LR with fireplace. Two BRs, full BA. Hwd floors. Large screen porch. Pier 3-4' MLW

Waterfront home in waterfront community offers wide and long views of Cod Creek. Home offers 2 bedrooms 2 full baths Living room area with fireplace. Kitchen with bar/lots of cabinets. Attached Garage. Additional garage with loft apartment attached via breezeway. Pier and Rip-Rap. Community amenities available include swimming pool, clubhouse, sand beach, pier and boat ramp.

A"SELLER FINANCING AVAILABLE ON LOTS DESCRIBED BELOW" WATERFRONT PROPERTIES Lot 73 - Northumberland Plantation $129,000 Lot 74 - Northumberland Plantation $129,000 Lot 87 - Northumberland Plantation $129,000 OFF WATER PROPERTIES 14.22 ac. - Coan Stage - $129,500 2.39 ac. - Coan Stage - $34,500 2.79 ac. - Coan Stage - $34,500

2 ac. - Great House Point -

"SELLER FINANCING AVAILABLE ON Kinsale - $275,000 LOTS DESCRIBED ABOVE" w w w. J o e S e l f R e a l t y. c o m

PAGE 52

Say You Saw It In Real Estate Review BOX 410, CALLAO, VIRGINIA 22435

(804) 529-6393 1-800-296-6393 joeself@joeselfrealty.com NORTHERN NECK A.R. Multiple Listing Service

Potomac River/Coles Point - $449,000

Joe Self

Waterfront lot offers +/- 2.52 acres in Fountain Gate Just $159,000 Callao “Golf Course View” $149,000

Like new four bedroom waterfront home offers greatroom area for entertaining. Lots of hardwood floors. 1st floor bedroom. Large deck overlooking Potomac River. Spectacular water views. Close to Marinas and restaurants.

Farnham Creek/Richmond County $299,000

Charming waterfront cottage located on Farnham Creek with views of the Rappahannock River. Enjoy boating, fishing, crabbing, swimming etc from this property. Studio apartment above shop/garage. RipRap. Pier on Farnham Creek.

Well maintained 3 bedroom 2 bath home offers golf course views. Large kitchen with lots of cabinets. Dining area. Large living room. Within walking distance of shopping and restaurants.

Glebe Creek - $449,000

Well maintained home on protected Glebe Creek, Fireplace in living room, full basement. Garage. Wooded lot. Pier with boat lift.

Glebe Creek – Deep Water - $600,000

Like new pine Log Cabin offers wide and long views of Glebe Creek. Deep water pier with boat lift. Rustic wood interior. Just minutes from the Potomac River and Chesapeake Bay. w w w. J o e S e l f R e a l t y. c o m

PAGE 53

Say You Saw It In Real Estate Review BOX 410, CALLAO, VIRGINIA 22435

(804) 529-6393 1-800-296-6393 joeself@joeselfrealty.com NORTHERN NECK A.R. Multiple Listing Service

Joe Self

Callao - Golf Course - Restaurant - $875,000 This is the opportunity to own your business and enjoy playing golf on the 9 hole golf course with restaurant & in ground pool located in town. Restaurant has bar with separate eating area. Property is workable for different uses. Large shed. +/- 70.60 Ac. Must see!

Lively Immaculate Low Maintenance - $192,000 3 BR’s, 2 BA rancher, large living room, eat in kitchen w/lots of room, den opens to screened porch. Washer & dryer in hall closet, house has spacious layout. Carpet & vinyl floors & central air. Outside shed, town water, circular driveway. Community sidewalks to bank, restaurants, etc.

Sand Beach Cottage - $425,000 Cottage offers unlimited waterviews of the Potomac River, Great room, screen porch, deck and patio area. Attached work shop. Close to marina. Must see!!!

Potomac River - $535,000

Immaculate Waterfront property offers wide and long view of the Potomac River and Chesapeake Bay. Updated and addition added in late `90’s. Great room offers panoramic views of Potomac. Screened porch spans most of the river side of home, partially fenced yard, pier, rip-rap. Located within walking distance of Marina and minutes from the Chesapeake Bay.

COAN RIVER ~ GLEBE CREEK ~ DEEP WATER - $699,000

Sand beach • ±4.5 acres • Master bedroom • 2 guest bedrooms. Walk-in Closet • Sunroom Eat-in-Kitchen • Dining room • Living room. 2 car attached garage • Skylights • HVAC - 2 zoned Floors insulated concrete/ceramic tile. Pier - 2 boat lifts & 3 boat slips

w w w. J o e S e l f R e a l t y. c o m

PAGE 54

Say You Saw It In Real Estate Review

Joey Self

www.JoeySelf.com

(804) 450-0858 (800) 487-8845

580 Northumberland Hwy. Callao, Virginia 22435 0

9 $3

2 $3

• Private • Vaulted Ceiling

• River Room • Pier & Bulkhead

• Remodeled • Deep Pier

• Pine Walls • Fireplace

5 $2

5 $1

• Studio Apartment Shell • 4 Bedroom Septic

• Pier • Nice Area

• 27 Acres!!! • Trailer & Camper

• Well & Septic • Wildlife

2 $2

4 $1

• New Home • Stainless Appliances

• Wood Floor • The Best Amenities

• 2+ Acres • Remodeled

• Near Lodge Ramp • Some Exposed Beams

R T O

• Bed & Breakfast • Grand Home • 7,904± square feet • Remodeled Kitchen • Asking $329,000 *****3 Kinsale building lots - $49,000+*****

• New Carpet • 3 Bedrooms

• New Paint • New Range

O O

6 $9

3 WATERFRONT LOTS SANDY POINT $150,000’S

• Multiple Fireplaces • High Ceilings • Newer Roof & Mechanicals • 3rd Level Room • Asking $235,000

PAGE 55

Say You Saw It In Real Estate Review

Joey Self

www.JoeySelf.com

(804) 450-0858 (800) 487-8845

580 Northumberland Hwy. Callao, Virginia 22435

,90

5,0

9 64

7 $3

• Quality Built • Beach

• Chesapeake Bay • Pristine 0

,90

,00

9 64

5 47

• Immaculate • Minutes To Best Fishing

• Bay Views • Remodeled

,00

5 59

5 57

• Soaring Ceilings • Finished Lower Level

• Brick Home • New Roof 0

• Kayak Depth

• 2+ Acres

• Great Wicomico

• Slight View

• Conv. Perk

• Sheltered

S RE AC

• $199,500

• Sunsets! • New Pier & Bulkhead 00

• Quiet

• Septic & Water

• Site Plan

PAGE 56

Say You Saw It In Real Estate Review

John Walsh Broker 473 Edgewater Lane, Montross, VA 22520

571-216-1072 walsh473@vabb.com

LOCATED ON A PRIVATE STREET Total Upgrade Four Bedrooms In Ground Heated Pool 3500+ Square Feet Protected Water Close to Chesapeake Bay More Photos Availalble

611 Edgewater Lane Montross, VA MLS#WE6680025

$650,000.00

A unique property located on a private street of similar homes. Situated on 2+ acres. Protected water, Water depth of 4 ft. at dock. Dock accommodates a large boat and 2 jet skis. Spectacular views of sunrise/sunset. Home features 4 bedrooms and 2.5 baths. Spiral stairs to loft with 2 large rooms and a small study. Whole house generator, private boat ramp in addition to the dock. Home is completely updated with too many features to list. Good commute from DC metro and Richmond. Call for more information.

Say You Saw It In Real Estate Review

PAGE 57

JONES REALTY & CONSTRUCTION CORP. Developer Exclusively Representing The Jetty's Reach Subdivision Call Larry Dallaire, Jetty's Reach Resident - (804)453-4107 or (804)580-0681 or visit www.JonesRealtyAndConstruction.com

Potomac River Beachfront 2117 Lighthouse View Drive, Ophelia, Va. 22530 - 1.25 acre lot near Jetty's Reach with 2 BR Garage style Apartment. 219 feet Riprap protected Riverfront with an excellent elevation, white sand beach, artesian well & 3 BR Septic System installed. No additional Covenants or Restrictions. Area of Fine homes with spectacular views of the Chesapeake Bay. Enjoy the Tangier Island and Smith Point Lighthouse lights twinkling at night, outstanding sunrises (see photo) and sunsets. The cottage is charming, the lot is outstanding. Ideal for a family that wants a cottage now and still be able to build a larger home later. Reasonably priced at 425K.

EACH ND B

PAGE 58

Say You Saw It In Real Estate Review

324 Prince St. Tappahannock, VA 22560

(804) 443-2213 Donna Medlin

Lakefront Retreat offers peace, quiet, serenity in a private natural setting between Richmond and Tappahannock. Spectacular views of Lake from every room. This house is in Move-In condition. 2 bdrms, 2 baths, bright open floor pan, vaulted ceiling, gas logs, pine floors, sun room, screened porch, multi-level decking, pool, garage, shed and dock, very private 3.490 acres. Perfect if you love nature, fishing, canoeing, kayaking, walking, running, biking or just relaxing with a good book. PRICED TO SELL QUICKLY...$299,000. Call Holley Tomlin @804-761-2697(c) or 804-443-9650 (h) for an appointment today!

Tappahannock – Hobbs Hole Golf Community. Lovely home w/many FEATURES! Built in 2009 overlooking a POND and the 11th fairway. Approx. 2250 sq.ft. Includes 3 bdrms, 2.5 baths, LR w/gas logs, office with built in desk and bookshelves, bonus room over garage (could be 4th bedroom), custom kitchen cabinets w/stainless steel appliances, hardwood floors, tile, central vacuum, Rinnai water heater, conditioned crawl space, attached 2 car garage, detached garage w/covered patio, concrete driveway and sidewalks, screened porch, additional patio and fish pond on beautifully landscaped lot. Convenient to Hobbs Hole Restaurant, fitness Center, shopping, banks, hospital and Post Office. $329,000. Call Holley Tomlin @ 804-761-2697 today for an appointment.

Tappahannock – Hobbs Hole Golf Community. Beautiful two story home built in 2005, approx. 1980 sq. ft. Includes 4 bdrms, 2.5 baths, L/R, D/R, eat-in kitchen, hardwood floors, attached two car garage, covered front porch, concrete driveway and sidewalks, shed, nicely landscaped yard with trellis and fenced back yard. Convenient to Hobbs Hole Restaurant, Fitness Center, shopping, banks, hospital and Post Office. $269,000. Call Holley Tomlin @ 804-761-2697 today for an appointment.

ed uc d Re

Essex Co. - 1,384 sq. ft. ± ranch. Convenient to town. 3 bdrms, 1 1/2 baths, hardwood floors, 11x24 carpeted den w/propane unit. It’s a great buy at $129,500. Call Donna @ 804-445-5610 (c).

ed uc d Re

Essex County Charming 1,628 sq ft +- Cape situated on a 2.98 +- acres. Very convenient to town. 3 BR, 2 BA with downstairs BR, Sunroom, 16x14 deck and 12x12 shed. $197,000. Call Donna @ 804-445-5610 (c) for appt.

Town of Tappahannock - This custom built home has lots of charm and is so convenient to town amenities. 3 Bdrms., 2 baths, basement, 2 fireplaces…Come and see this one. Only $116,500. Call Donna @ 804-445-5610 (c).

ed uc d Re

Essex Co. - 1,648 sq. ft. ± 3 bd., 2 bath ranch w/sun room, 2 car attached garage and workshop. This home is situated on a 2.68 acre lovely wooded lot and is just minutes from town. It is a must see @ $185,900. Call Donna @ 804-445-5610 (c).

WATERFRONT CONDO on the Rappahannock River in Tappahannock at the foot of the Downing Bridge. 5th floor unit w/spectacular views of the River and Bridge. 2 bdrms, 2 baths, balcony, pool, covered parking, pier and sand beach. LOCATION! LOCATION! LOCATION! Asking $299,000.Call Holley Tomlin for an appointment today! 804-761-2697 (c) or 804-443-9650 (h)

PAGE 59

Say You Saw It In Real Estate Review

Catherine Bennett - Realtor & Broker Professional Member of: Virginia Association of Realtors (VAR) National Association of Realtors (NAR) Northern Neck Association of Realtors (NNAR) Chesapeake Bay & Rivers Association of Realtors (CBRAR)

Supporting our Community through: Indian Creek Yacht & Country Club (Alberg 37) Northern Neck Kennel Club (Therapy Dog & K9 freestyle dancing) Rappahannock Garden Club of White Stone (Past President) Northern Neck Beekeepers Club (Co-Founder)

Melrose Plantation Real Estate, LLC 12 S. Main Street, Kilmarnock, VA 22482 854 Pinckardsville Road, Lancaster, VA 22503 804-435-0321 or Toll Free: 1-800-711-4620 email: bennett@melroseplantation.com Please visit our websites: www.MelrosePlantation.com www.RealEstateChesapeakeBay.com

Sobella! Rappahannock-Beach Creek 2 acres. Romantic seaside cottage with guest house, boat house, boat ramp, fantastic inside and out. English butterfly perennial gardens. $575,000.

Sands on the Potomac Views to Maryland! 1.32 acre. Boating on protected Hull Creek. 3 BR/3 BA. 3427 sf. All custom. Oversize garage. Generator. Hardwood floors. Massive amounts of storage. Fenced yard. Priced below appraisal. $450,000

Mary Ball Cape Cod Adorable 4BR/2BA in heart of Lancaster Courthouse, a charming village with courthouses, libraries, B&B, dining. Country kitchen. FP in LR. Full height basement. CHAC. Town water. Professional office zoning. $149,900

Lily's Lane 6.5 acres in Weems. 3 BR/2 BA. Appraised $249,900. Huge workshop and two story garage. Excellent condition.

Evergreen

Heaven Sent

All new systems, appliances, roof. Low energy bills. Community: pool, tennis, boat ramp, & pier. Corrotoman By The Bay. Lively. Reduced!! $129,950

Waterfront romantic hideaway. 2 fireplaces, balcony, deck. Pier on Glebe Creek off Potomac. Community boat ramp. Lottsburg. Reduced!! $425,000

Honeymoon Cottage

Buddy's Place

Great floorplan/updates. Huge corner lot. Seasonal waterviews, wonderful landscaping & deck. Heart of Irvington. Reduced!! $239,000

Quarters Cove waterfront access. $349,950. Double garage. Beautiful condition. Custom built, partially wooded. And 4 manicured acres.

Eubank - Adams Building Commercial. Loads of fresh updates including new paint, new wiring, new roof. Quarter acre in center of Kilmarnock. Appraisal & Architectural Study & Rendering for fantastic addition completed. $470,000

Pheasantâ&#x20AC;&#x2122;s Roost Waterfront. Indian Creek Estates at ICYCC. Two car garage. Level lot. Walk to private boat ramp. Kilmarnock area. Reduced $100,000! New price: $199,950

Waterfront/Water Access Land Little Bay Waterfront Acreage, Windmill Point Road. Extensive waterfrontage. Two lots: 4 & 2.3 acres. Below tax assessment of $605,300. Asking $560,000. Hales Point, Lancaster Creek, Morattico. 2 acre, long waterfront. Site plan - awesome views. Below tax assessment of $355,000. Reduced to $299,000. Old House Cove of Dividing Creek, Ditchley-Kilmarnock. 2.1 acres. Tax assessed: $111,400. Asking $82,000. Waterfront on Natty Point Creek near Kilmarnock Lot 1 $49,000, Lot 2 $59,000 or both $89,900. Site plan, septic letters, pier permit. Knights Landing 10.5 acres wooded. Pier & boat ramp access on Great Wicomico River! Between Lancaster - Heathsville. $75,000 Reduced to: $68,000

PAGE 60

Say You Saw It In Real Estate Review

Mason Realty, Inc.

P.O. Box 58 Deltaville, VA 23043 804-776-9295

P.O. Box 188

• Saluda, VA 23149 804-758-2777

P.O. Box 517

• Urbanna, VA 23175 804-758-5372

www.masonrealty.com Call or write for a free brochure of all our listings!

RAPPAHANNOCK RIVER – Super views from this river cottage. Large rec room, central heat & air, 2 baths, large screen porch, pier/2 boatlifts. $429,500

DELTAVILLE – Attractive 3 bedroom, 2 ½ bath home. Living room/gas fireplace, large eat-in kitchen, dining room, office, master bedroom with sitting room and balcony, 3 car garage. Close to marinas, restaurants and shopping. 2,000 sqft commercial building also available. $359,500

DELTAVILLE – Beautifully redone, absolute charming 2 bedroom, 1 bath home on 1.39 acres. Tile & Pine floors. New roof, plumbing, tile, HVAC system. Screen porch. Close to marinas and heart of Deltaville Village. Minutes to Bay! NOW $154,000

JAMAICA – Large 3 bedroom, 2 bath home. All appliances included. New central air & heat, gas log fireplace, vinyl siding, garage. 2 ½ acres. Invisible fence installed. $220,000

RAPPAHANNOCK RIVER – Deltaville - 4 bedrooms, 3 full baths, great room with fireplace, galley kitchen with Granite counters, attached garage, central heat/air… In-ground pool, pier, boat lift and sand beach… Enjoy expansive views of river to the Bay… Gorgeous from sunrise to sunset… On 1.1 acres. $749,999

URBANNA AREA – Very nice 3 bedroom, 2 bath home/living room, dining area, den/gas fireplace & central air/heat pump. Large covered porch. Carport, several outbuildings. Short walk to marina. $169,900

WARNER – Beautifully landscaped site with 3 bedroom, 2 bath home on 10 acres. Large garage & workshop. Convenient to Urbanna and Saluda. NOW $299,950

MEACHIM CREEK – Affordable 2 bedroom, 2 bath waterfront home. Carport, fencing, storage building and new pier. Community boat ramp. $229,000

PAGE 61

Say You Saw It In Real Estate Review

MASON REALTY, INC. Eric Johnson or RD Johnson www.masonrealty.com

MILL CREEK – Wake area – Deep water protected harbor. 7.78 acres. Great views! Pier with electric. 4 bedroom conventional perk. Ready to build. $595,000

P.O. BOX 517 URBANNA, VA 23175 (804) 758-5372

URBANNA CREEK – Beautiful views from this 3 bedroom, 2 bath Cedar home – Fireplace, whole house generator, Whirlpool tub in master bath, all appliances, 2 car garage. Pier with boatlift. Separate building lot. NOW $589,500

KE MA

R! FE OF

BUSH PARK CREEK – 540’ frontage on private point. Very nice 10 room Ranch with 3 bedrooms, 2 ½ baths & partial basement. Large screened porch, decks… Carport, Detached 24x32 garage with shop with heat/air. Large pier with lift, screen room & storage… Several dependencies. Great views! Must see many extras. $539,500

HUNTON CREEK – Deltaville – Brick Colonial with 3 bedrooms, 3 ½ baths – 2 bonus rooms upstairs. Master suite up and down. 2 car attached garage. 1 acre. Pier/boatlift. 3’ MLW. Make Offer! $549,500

PIANKATANK RIVER – Gorgeous sunsets! 3 bedroom, 2 bath waterfront beach cottage. Great room with fireplace, lots of glass, multi-decks, large screen porch, hot tub… Pier with 2 boatlifts. Must see! $359,000

URBANNA – In Town – Ranch home in most desirable location in town. 3 bedrooms, 2 baths, 2 car garage, town water/sewer. Walk to park, pool, library, and stores. Water rights at Town marina. Motivated Seller! NOW $227,500

WATER VIEW – Lovely brick ranch with ½ unfinished basement. 3 bedroom, 3 bath, living room with fireplace, large deck. Gourmet kitchen, central air/heat pump, 40x56 shop/garage, barn… Over 3 acres. Close to public boat ramp. $285,000

HARTFIELD – New Construction – 3 bedroom, 2 ½ bath 2-Story Colonial house. 1 car attached garage with finished bonus room. Many extras! Deeded water rights. Great location! $179,900

SIMILAR CONSTRUCTION

PAGE 62

Say You Saw It In Real Estate Review

MIDDLE BAY REALTY (804) 436-3605 - Direct wbeauchamp@lancova.com

(804) 436-5450 - Direct susanb@northernneck.com

WALLY BEAUCHAMP

SUSAN BEAUCHAMP

LAUREL RIDGE ROAD W NE

153 Laurel Ridge Road Great Wicomico Bridge Area

G TIN LIS

FIRST FLOOR MASTER SPACIOUS FAMILY ROOM WITH FIREPLACE 2880 S.F., Elevated, one acre lot. Three bedrooms, first floor master, kitchen open to family room with fireplace. Large pantry, utility room. Living and dining rooms with wood floors, conditioned, bonus room over two car garage. Large walk-in attic, paved driveway. Separate building for workshop/storage.

$325,000 MIDDLE BAY REALTY 866-436-1150 • 804-436-1150 Cell: 804-436-6139 • Fax: 804-436-1153 Home: 804-438-5493

www.MiddleBayRealty.com or email: Ronnie@kaballero.com

RONNIE CROCKETT

Windmill Point 3 BR, 3 BA, 3,100 SF. Fabulous beach home! $1,100,000 #84541

Bay Walk 2 BR, 2 BA, 1,250 SF, Built in 2003 Age Restricted 55+ $182,000 #83674

Weems 3 BR, 2 BA, 1500+ SF, Built in 2001. $199,500 #84390

White Stone Cool Spring Creek 2.27 +/- acres, wooded, 4 BR septic letter on file. $169,500 #79142

Bay Walk 2 BR, 2 BA, 1,250 SF, Built in 2000. $185,000 #83079

Tabbs Creek 3 BR, 2 1/2 BA, 2,100 SF, SF, 5+ MLW, Waterfront pool! $625,000 #85151

PAGE 63

Say You Saw It In Real Estate Review

MIDDLE BAY REALTY 800-529-5122 or 804-453-5380 Fax: 804-453-5383 Cell: 804-761-4125 www.middlebayrealty.com • captkuyk@rivnet.net

KEVIN KUYKENDALL CABIN POINT

W NE

WARSAW

POTOMAC

REEDVILLE

5 BR, 3 BA, 3250 SF. 5+ MLW, fabulous views. $1,150,000. #84585

11 lots, 1-2 acres each, Bridge Creek, $89,000 to $199,000. 3-5' MLW.

GREENFIELD HARBOUR

CHESAPEAKE BEACH

G IN ST LI

4 BR, 2 1/2 BA, 3 BR, 2 1/2 BAs, 2,376 SF. Close to town amenities. Great views of the Potomac. Great schools. $289,000. #85205 REDUCED $239,000. #83499

FARNHAM

COLONIAL BEACH

! ED UC D RE

3 BR, 1 BA, 1755 SF, Quiet neighborhood. $169,000. #84922

2 BR, 1 BA, 870 SF, Walking distance to Beach. $129,000. #84268

4 BR, 2 1/2 BA, 3-4' MLW, Pier installed. $375,000. #84711

2 BR, 1 BA, Great buy. New construction. 3 blocks from beach. $148,900. #84050

SENIORS CREEK

REEDVILLE

NEW SUBDIVISION

3 BR, 2 BA, 1566 SF, 1 mile from boat ramp. $210,000. #83415

2 BR, 2 1/2 Baths, 1484 SF, 5+ MLW, Pier w/lift. $475,000. #85429

11 lots, 1-2 acres each, Bridge Creek, $89,000 to $199,000. 3-5' MLW.

T EA GR

Y BU

Great elevated lot with 4' MLW. Community pool and boat ramp. $135,000. #83849

LOTS & ACREAGE #84249 18.3 Acres #84250 28.15 Acres #84270 27.0 Acres

WATERFRONT LOTS $115,000. $115,000. $129,000.

WATER ACCESS LOTS Bay Quarter Shores

#84470

0.32 Acres

$16,500.

1.12 Acres

$23,900.

1.24 Acres 4.0 Acres

$27,500. $48,000.

Heritage Point

#82304 Swann Harbor

#83825 #85340

Corrotoman By The Bay

#83849

0.56 Acres

$135,000.

#84113 #84114

22.74 Acres 10.71 Acres

$129,000. $89,500.

WATER VIEW LOTS #84271 2.17 Acres #84272 1.25 Acres

$99,500. $140,000.

The Cove at Oyster Point

#85318 #85319 #85320 #85321 #85322 #85323 #85324 #85325 #85326 #85327 #85328

0.322 Acres 1.22 Acres 1.12 Acres 1.38 Acres 1.31 Acres 1.39 Acres 1.31 Acres 1.45 Acres 1.31 Acres 1.13 Acres 2.02 Acres

$59,500. $129,000. $189,000. $199,000. $179,000. $169,000. $169,000. $159,000. $139,000. $119,000. $89,000.

#84779 #84926 #84927 #85130

43.51 Acres 4.56 Acres 6.40 Acres 0.59 Acres

$570,000. $275,000. $295,000. $80,000.

Richmond Hill Estates

#84111 #84112

25.8 Acres 31.8 Acres

$199,000. $199,000.

PAGE 64

Say You Saw It In Real Estate Review

MIDDLE BAY REALTY Toll Free: 1-866-436-1150 Cell: 1-410-610-9890 Home: 1-804-580-2053 email: RivahRunners@RivahRunners.com

JOE EMERSON LITTLE WICOMICO RIVER

WATERFRONT ACREAGE

HULL CREEK

HAGUE - ACREAGE ! ED UC D RE

2.24 Acres, 4-5' MLW, Pier & Boathouse $269,000. #82308

18.37+/- acres Cubitt Creek 4 BR Septic Letter $399,000. #85430

1.7 acres, Pleasant Pointe. Sandy Bottom. $189,000. #84429

43.97 Acres, nice combination of level & rolling land. $239,000. #79499

ACREAGE & WATERFRONT

ROCK HOLE CREEK

COD CREEK

CUBITT CREEK

D! CE DU E R

! ED UC D RE

Farnham 15.2 Acres…$199,000. 12.7 Acres…$249,000.

2.0± acres, 3-4 ft MLW Addtl. interest in bay front lot $189,000. #83577

1.29+/- Acres, 3-4' MLW $179,000. #85596

2.25+/- Acres in Chesapeake Cove. 4 BR cert. letter. $79,900. #81340

MALLARD BAY

LOWES POND

DIVIDING CREEK

WESTERN BRANCH COVE

Flyaway Lake. .76 acres $149,000. #19847

.55 +/- acres, 2-3' MLW, White Sand Harbour. Spectacular views. $119,500. #84486

3.19+/- acres. 3-4' MLW. Septic letter & pier permit. $337,000. #82514

2.54+/- acres 2-3' MLW $179,000. #85243

LOTS & ACREAGE Chinns Mill #20323 . . . . . . . . . . .5.36 Acres . . . . . . . . . . . .$49,900 #20324 . . . . . . . . . . .5.22 Acres . . . . . . . . . . . .$49,900 #20326 . . . . . . . . . . .5.45 Acres . . . . . . . . . . . .$49,900 Lancaster Courthouse #18791 . . . . . . . . . . .12.13 Acres . . . . . . . . . . .$59,000 #18792 . . . . . . . . . . .38.45 Acres . . . . . . . . . .$139,000 Iberis Woods #79521 . . . . . . . . . . .4.493 Acres . . . . . . . . . . .$37,000 #84963 . . . . . . . . . . .2.766 Acres . . . . . . . . . . .$29,500 Bay Harbor Estates #80867 . . . . . . . . . . .0.94 Acres . . . . . . . . . . . .$40,000

WATERFRONT Twin Harbor #85886 . . . . . . . . . . .1.36 Mallard Bay #84220 . . . . . . . . . . .0.63 Swann Harbor #79515 . . . . . . . . . . .0.81 #83594 . . . . . . . . . . .2.72 Heritage Point #80165 . . . . . . . . . . .2.14 White Sand Harbour #85595 . . . . . . . . . . .0.51

Acres . . . . . . . . . . .$149,000 Acres . . . . . . . . . . .$149,000 Acres . . . . . . . . . . . .$40,000 Acres . . . . . . . . . . . .$79,000 Acres . . . . . . . . . . . .$35,000 Acres . . . . . . . . . . . .$82,000

WATER ACCESS LOTS Knight’s Landing #85867 . . . . . . . . . . .3.4 Acres . . . . . . . . . . . . .$54,900 Mallard Bay #85553 . . . . . . . . . . .1.11 Acres . . . . . . . . . . . .$74,000 #17830 . . . . . . . . . . .1.72 Acres . . . . . . . . . . . .$60,000 Bay Quarter Shores #83439 . . . . . . . . . . .0.64 Acres . . . . . . . . . . . .$20,500 #83440 . . . . . . . . . . .0.64 Acres . . . . . . . . . . . $20,500 #84441 . . . . . . . . . . .0.32 Acres . . . . . . . . . . . .$16,500 #84442 . . . . . . . . . . .0.32 Acres . . . . . . . . . . . .$16,500 Corrotoman By The Bay #18549 . . . . . . . . . . .0.25 Acres . . . . . . . . . . . .$15,000 #83908 . . . . . . . . . . .0.34 Acres . . . . . . . . . . . .$13,500 White Sands Harbor #83576 . . . . . . . . . . .0.66 Acres . . . . . . . . . . . .$37,500 #84734 . . . . . . . . . . .0.86 Acres . . . . . . . . . . . .$45,000 Betz Landing #78163 . . . . . . . . . . .2.74 Acres . . . . . . . . . . . .$47,000 #83427 . . . . . . . . . . .2.52 Acres . . . . . . . . . . . .$46,000 Heritage Point #80826 . . . . . . . . . . .2.09 Acres . . . . . . . . . . . .$37,000 #80827 . . . . . . . . . . .2.14 Acres . . . . . . . . . . . .$37,000 Chesapeake Harbor #85746 . . . . . . . . . . .0.53 Acres . . . . . . . . . . . .$45,999

For more information on these properties please visit

www.NorthernNeckRealEstateTreasures.com

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MIDDLE BAY REALTY Toll Free: 1-866-436-1150 Cell: 1-410-610-9890 Home: 1-804-580-2053 email: RivahRunners@RivahRunners.com

JOE EMERSON WAREHOUSE CREEK

COOPERS LANDING ! ED UC D RE

SENIOR CREEK ! ED UC D RE

Spectacular 4 BR, 4 BA, 3-4' MLW, Pier. $569,000. #84473

3 BR, 3 BA, 240' Water frontage. 4-5' MLW, in-ground pool. $499,990. #85221

4 BR, 2 1/2 BA. 5+' MLW, Pier Community amenities. $439,000. #82837

MOUTH OF GREAT WICOMICO

CORROTOMAN BY THE BAY

POTOMAC RIVER D! CE U D RE

Gorgeous 3 BR, 4 BA, 2 Bonus Rooms, Endless views. $999,000. #20233

3 BR, 1 BA, Waterfront cottage. Community amenities. $265,000. #77771

Immaculate, waterview cottage & beach front parcel $299,950. #84539

WEEMS

CORROTOMAN BY THE BAY

3 BR, 1 BA, Deeded boat slip, 2.0 acres. $209,000. #84231

3 BR, 2 BA, .79 acres, deck/patio NEW PRICE $225,000. #83477

Brand New, 3 BR, 2 BA with Full Basement. $194,900. #78593

MALLARD BAY

RAPPAHANNOCK RIVER ESTATES

To be built. 3 BR, 2 BA Lakefront home. Water Access community $419,000. #81163

2 BR, 1 1/2 BA. Community beach & pier. Boat ramp. $159,000.

WEEMS - DEEDED SLIP D! CE U D RE

! ED UC D RE

3 BR, 2 BA, 2,100 Sq. Ft., 3.5 acres Community Amenities $349,000. #19327

MILL CREEK

SAWMILL COVE

CORROTOMAN RIVER

3.57 acres, less than 2' MLW. $55,000. #83759

4.19 Acres, 2-3 Ft. MLW, pier in place. $249,000. #81187

N.N. State Bank Kilmarnock, 3.24 acres, Pier $199,000. #84624

For more information on these properties please visit

www.NorthernNeckRealEstateTreasures.com

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Say You Saw It In Real Estate Review

MIDDLE BAY REALTY Office: 804-436-1150 or 866-436-1150 804-389-1580 pnelsonmbr@aol.com

PAM NELSON, ASSOCIATE BROKER FEATURED HOME ~ SANDY POINT $249,000 Park Setting Waterviews 3 BR, 2 BA Great Room Cathedral Ceilings

BAY QUARTER SHORES FARNHAM $299,000 $299,000 Spectacular Views, 1st flr 8± Acres kit, dining, family room 3 BR, 2 BA, Great Rm w/FP 2nd flr - 2 BR, 2 BA Cathedral Ceilings 3rd flr - Great room Swimming Pool

SANDY POINT $198,500 5.8± Acres 3 BR, 2 BA Fam Rm w/Wet Bar Workshop w/Full Bath

BAY BREEZE $725,000 c.1877 Farmhouse 6.4 ± Acres, 4 BR, 2 BA Bay Room w/FP 500'± Shoreline

W NE

TAYLOR’S CREEK $1,100,000 Builder’s home, 4 BR, 3 1/2 BA, Formal Dining Room Family Room w/FP Florida Room, Dock

W NE

BALL CREEK POTOMAC BAY ESTATES $650,000 $659,000 Live in Carriage Home/Guest Breathtaking Views, Cottage, Spectacular .97± Acres, 3 BR, 2 BA, Waterfront Building Site Great Rm w/Stone FP, 800'± Shoreline, Dock Art Studio, Dock

G! IN ST LI

W NE

G! IN ST LI

W NE

CHERRY GROVE BEACH BAY QUARTER SHORES $229,999 $399,500 3 Lots, 2 Lots, 3 BR, 2 BA, Waterfront on 2 Car Garage & Carport Gardner Creek, 3 BR, 2 BA

G! IN ST LI

WILTON CREEK $369,000 4 BR, 3 1/2 BA, stocked bass pond, great amenities

G! IN ST LI

RAPPAHANNOCK RIVER ESTATES $159,000 .89 Acres, Completely Renovated, Waterview

TOWN LIVING AT IT’S FINEST $189,500 .453± Acres, 4 BR, 2 Full BA LR, DR, Eat-In Kit., Deck, Patio, Outbldgs, Recently Renovated, Pristine

LOTS NE W

LIS TIN G!

CHESAPEAKE HARBOR $45,999 .53 acres, amenities include sandy beach, picnic area & dock.

PINE HARBOR $80,000 Build your home on this waterfront lot. Community access to pier and boat ramp. Level lot on water with community water.

MILLBURN $39,500-$79,500 LOCATION! LOCATION! LOCATION! Kilmarnock, VA Hospital, Banking, Library, Schools, Shopping, Golf Courses and Marinas all within 5 minutes!

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Say You Saw It In Real Estate Review

MIDDLE BAY REALTY Office: 804-436-1150 or 866-436-1150 Cell: 804-761-3015 or 804-761-2058 email: captsea@kaballero.com or re4u2@verizon.net

KENNY KUYKENDALL & BETSY CROWTHER

W NE

WICOMICO CHURCH Bogey Neck Road 3.99± Ac. Building Site $32,000. #84555

W NE

G IN ST LI

BURGESS 10± Ac. on Folly Rd. Subdivision Possibility $95,000. #85560

G IN ST LI

TOWN OF KILMARNOCK CORROTTOMAN BY THE BAY CHINNS MILL - Phase I Water Access Community Eubank Drive – Lot 16 ~ 5.1± Ac. ~ $55,500 .79± Ac. Building Site 3 Building Sites Lot 17 ~ 7.6± Ac. ~ $65,400 $36,500. #83891 Price Range: $32,000-40,000. D! CE DU E R

LITTLE WICOMICO RIVER Headwaters 13+ Acre Parcel, $125,000. #16543 7+ Acre Parcel, $99,500. #16542

W NE

G IN ST LI

CORROTOMAN BY THE BAY CORROTOMAN BY THE BAY New Home – Water Access Community! 3 BR, 2 BA 1± Ac., 3 BR, 2 BA $154,900. #85526 $155,000. #85812

W NE

BURGESS ~ ZONED A1 Detached 2-Car Garage & Workshop; 2.41 Ac $150,000. #84530

W NE

SHERWOOD FOREST Water Access 3 BR, 1 BA $152,000. #85094

G IN ST LI

KILMARNOCK 4 BR, 1 BA $179,500. #85046

MILLBURN – 4A New Home 3 BR, 2 BA $189,900. #84084

G IN ST LI

GLEBE POINT Water View – 3 BR, 2 BA $229,500. #85592

RIVER’S BEND ESTATES Water Access Community!

$229,500. #85085

W NE

PRENTICE CREEK 1.6± Ac., 210' Shoreline, 4-5' MLW $350,000. #85611

RIVER’S KNOLL HERITAGE POINT Water Access Community! Water Access Community! 4.5± Ac., 3 BR, 2 BA 4± Ac., 2,000+ sq. ft. Living Space $299,000. #83497 $248,000. #79544

G IN ST LI

GAPS MARINA & CAMPGROUND Business Opportunity! Bath House & 22 Covered Slips $465,000. #85621

FITCHETT’S LANDING 3 BR, 2.5 BA, Water Views $597,000 #81745

PRENTICE CREEK ~ DITCHLEY 7,500 sq. ft. Living Space 5.4± Ac. - 500'± Shoreline $895,000

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Say You Saw It In Real Estate Review

I’M HERE TO ASSIST WITH ALL YOUR MORTGAGE NEEDS At Northern Neck State Bank, our purpose is to help people find financial solutions. We offer a variety of mortgage loans including residential lot loans and construction loans. For assistance with your mortgage lending needs, please contact Mark A. Curran by phone at (804) 435-4302 (office), (804) 580-4204 (home) or (804) 338-3525 (cell) or by e-mail at mark.curran@ubsh.com.

101 years of mortgage lending experience

MARK A. CURRAN U.S. Navy Ret. Mortgage Loan Officer

www.union-mtg.com

www.northernneckmortgage.com

Member FDIC

Kilmarnock ◆ Burgess ◆ Reedville ◆ Montross Tappahannock ◆ Warsaw ◆ Time Square ◆ White Stone

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Say You Saw It In Real Estate Review

DON'T MAKE A MOVE … until you call one of the REALTORS represented in this publication! • If you are selling, choose a REALTOR® who will represent your property to the most potential buyers possible.

• If you are buying, choose a REALTOR® who will be certain to show you the best selection of homes available.

Selling or Buying … Choose your REALTOR® from

The Northern Neck

REAL ESTATE REVIEW Including Middle Peninsula

TD3 2990

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