July 2010 Real Estate Review, Northern Neck, Virginia's Chesapeake Bay Country by KC Troise

E E FR

To See Your Home In This Magazine, Have Your Realtor Call 804-462-0099

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Say You Saw It In Real Estate Review

FRANK HARDY, INC., REALTORS Chesapeake Bay Office Elizabeth Johnson, Broker (804) 240-5909

Frank A. Johnson (804) 815-8722

Karin Andrews (804) 445-5500

ejohnson@oonl.com

fajohn@oonl.com

karinandrewsrealtor@hotmail.com

NEW LISTING

Rappahannock River – Upscale transitional. Private beach. Wide river views. Dock. Guest suite over garage. Exceptional finishes, quality. Spacious 1st floor master suite. Screened Porch. Frank Johnson (804) 815-8722………………..$1,350,000.

Mill Creek – Exceptional Southern Living Home. Hardiplank siding. Heart of pine floors. Deep water. Excellent elevation. Minutes to Chesapeake Bay. Dock. Boatlift. Screened porch. Elizabeth Johnson (804) 240-5909………...$1,595,000.

REDUCED $140K

BRING BOAT!

Deltaville – Jackson Creek, deep water. Bring sailboat. 3 BR, 3BA cottage with tons of charm. Nice elevation, deck, garage. Minutes to Chesapeake Bay. Frank Johnson (804) 815-8722………..$625,000.

Lucy’s Cove – Attractive 3 BR, 1.5 BA on wooded lot. Gas fireplace, screened porch, hot tub. 2-car garage. Ownership interest in dock. Minutes to Piankatank. Elizabeth Johnson (804) 240-5909…………$234,900.

MAKE OFFER

Tappahannock – Gorgeous 3 BR, 2 BA home, spacious 1st floor master, beautiful great room, 9' and vaulted ceilings. Patios, decking, screened gazebo/hot tub, 2 car garage. Large yard on cul-de-sac - close to town. Deeded water access. Call Karin Andrews (804) 445-5500……...$408,000.

HUGE REDUCTION!

Deltaville – Vintage 1930’s river cottage. Wide Chesapeake Bay view. Updated electrical, plumbing, HVAC. Beach access. Screened porch. Sold furnished. Move-in. Ready for summer! Elizabeth Johnson (804) 240-5909………..$595,000.

Deltaville – Adorable waterfront cottage with extra lot. Deeded boat slip at community dock. Wide view out to Rappahannock. Great location. Beautiful landscaping. Frank Johnson (804) 815-8722..………….$425,000.

BEAUTIFUL WATERFRONT

Deltaville – Waterfront, excellent elevation and deep water dock. Bring sailboat. 2,500 sq. ft. home on 2 acres. Beautiful views. 2-bay garage. Make Offer! Frank Johnson (804) 815-8722……...$795,000.

www.WaterfrontandEstate.com

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Say You Saw It In Real Estate Review

TOM KIMMITT Heathsville (804) 453-9081 Each Office Is Independently Owned and Operated

Offices in Northumberland & Lancaster Counties

“Doggy Daycare Available”

“Your online resource for Northern Neck real estate information including aerial photos, free detail maps, Bay Act info, community events and real estate listings”

www.NorthernNeckRealEstate.com

Tax credits may have expired, but some of my sellers are extending the courtesy via a seller contribution to closing costs visit www.NorthernNeckRealEstate.com for more info on this, free maps and top community news stories like these… Chesapeake Bay Foundation says Blue Crab population is up 60%…March new home sale up 27%…Omega Protein takes steps to reduce pollution.

2 New listings on Route 3 in Kilmarnock and White Stone with Commercial potential...Call for details. R ER FO 0 LL N 1/1 SE IO 7/0 T 0 0 U Y ,0 IB B $8 TR NG N SI CO LO C

Heathsville Outstanding custom built brick rancher with attached garage on the Great Wicomico River, a few minutes from the Bay with deeded deep water slip on a protected harbor. Wide views, bulkhead installed, sand bottom. Priced to sell at $858,000. R ER FO 0 LL N 1/1 SE IO 7/0 T 00 U Y ,0 IB B $8 TR NG N SI O C LO C

Heathsville Secluded Potomac Riverfront getaway or full time contemporary 3 BR home on 1.5 wooded acres with inground pool, armour stone riprap, gourmet kitchen, open floor plan with lots of glass overlooking the Bay and River $675,000 - Heathsville R ER FO 0 LL N 1/1 SE IO /0 0 UT Y 7 0 ,0 IB B $8 TR NG N SI CO LO C

Potomac River Cottage in Heathsville Rustic recently renovated 2 BR with good elevation, landscaped grounds, large bonus room and spectacular views of the River and Bay - only $399,000. R ER FO 0 LL N 1/1 SE IO 7/0 T 0 0 U Y ,0 IB B $8 TR NG N SI CO LO C

Reedville Charming rancher with basement, spectacular gardens and river views, 2 river rooms & many upgrades on a small pond with pier overlooking an ithmus (slender strip of land between 2 larger bodies of water) on the Little Wicomico River - $418K.

Heathsville 2.44 acre lot across the street from the river only 99K (driveway installed) 100 yards from Vir-Mar Public Beach won’t last. $99,000. TAC ME TR O N LC CO WE R S DE UP N U CK BA

Heathsville Waterfront 2BR home in Bay Quarter Shores with open floor plan, large deck and retractable awning. $199,000 R ER FO 0 LL N 1/1 SE IO /0 0 UT Y 7 0 ,0 IB B $8 TR NG N SI CO LO C

Irvington Horse Farm 3500 s.f solid brick rancher on 25 potentially subdividable, fenced pastural acres with pond, numerous barns (barns convey in "As is-Where is" condition) attached Tack room, - only $474,900 R ER FO 0 LL N 1/1 SE IO 7/0 T 0 0 U Y ,0 IB B $8 TR NG N SI CO LO C

Little Wicomico River 3885 s.f. brick custom home with sand beach, deep water pier with boathouse, tennis court, garage with apartment upstairs, walkout basement, river room & wide views on 2.59 manicured acres - $860K.

• Owner Financing possible on 8 acre waterfront lot in Farnham • 3 Water access homesites at 25K • Water view lot in White Sand Harbor - 42K

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Say You Saw It In Real Estate Review

MIDDLE BAY REALTY

1-800-529-5122 804-453-5380 or Cell: 804-761-7318 email: SJones@middlebayrealty.com

Steve Jones

FLEETON

SHERWOOD FOREST

CHESAPEAKE BAY HOME

3 BR, 3 BA, 2,342 SF, 2-3 ft MLW $599,999 #84901

3 BR, 2 1/2 BA, 1,900 SF, Community amenities. $299,000. #79881

4,479 SF, 4 BR, 4 1/2 BA’s 6+ MLW at pier. $1,350,000. #81868

CLIFTON LANDING HUGE PRICE REDUCTION

SHERWOOD FOREST

MALLARD BAY

! ED C DU RE

D! CE U D RE

W NE

G! IN T S LI

3 BR, 4-1/2 Bath, 4,700 SF, 3-4 FT MLW $895,000 #84534

3 BR, 3 1/2 BA, 2,436 SF, deep water. $549,000. #84391

3 BR, 3 1/2 BA, 3,000+ SF. 3-4' MLW, Pier & boatlift. $655,000. #85528

LITTLE WICOMICO RIVER

MILLARD BAY

CHESAPEAKE HARBOR

2.24 acres, 4-5' MLW, pier, boathouse w/electric. Owner/Agent. $269,000. #82308

3 BR, 2 BA, 2,100 SF Water access community. $339,000. #84713

3 BR, 2 BA, 1,380 SF $239,000. #84247

WICOMICO CHURCH

BURGESS

WICOMICO CHURCH

! ED C DU RE

1+ acre, 4 BR, 2 Bath Cape Cod. Up to 90% owner financing. $149,000. #81531

2 BR, 1 1/2 BA, 1,000 + SF home with garage $138,000 #83567

3 BR, 2 1/2 BA, 1,680 SF on 9.785 acres $359,000. #83124

POTOMAC RIVER VIEW

BRIDGE CREEK

BAY HARBOR

2.48 acres, 3-4' MLW, Sandy beach, Rogers Creek. $140,000. #85410

2 BR, 2 BA, pier complex to 4-5' MLW, new boatlift. $379,000. #85392

3 BR, 2 BA, 1,848 SF. 3-4' MLW. Pier $425,000. #84719

WWW.SEARCHBAYPROPERTY.COM

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Say You Saw It In Real Estate Review

In This Issue REAL ESTATE REVIEW IS MADE POSSIBLE WITH THE SUPPORT & PARTICIPATION OF OUR ADVERTISERS & DISTRIBUTION POINTS. THANK YOU!

All real estate properties and advertisements in this magazine are subject to the Federal Fair Housing Act of 1968. Homes appearing in this magazine are available on an equal opportunity basis. Our magazine will not accept any advertisements of property which constitute a violation of law. Neither the advertiser nor Virginia Real Estate Reviews, Inc. will be responsible or liable for misinformation, misprints, typographical errors, etc., herein contained. All information is deemed reliable, but not guaranteed. Virginia Real Estate Reviews, Inc. reserves the right to refuse any advertising which we deem unsuitable for our publication. Copyright ÂŠ 2010 Virginia Real Estate Reviews, Inc. All Rights Reserved. Reproduction of any photographs, artwork or copy is prohibited without prior written permission of the publisher.

PUBLISHED BY: Virginia Real Estate Reviews, Inc. P.O. Box 5344 Martinsville, VA 24115 The index is an additional service provided by the publisher. No liability will be assumed or credit granted for errors or omissions.

For Advertising Information CALL 1-877-462-0099 804-462-0099 Fax# 276-956-5923 E-Mail: nnrer@comcast.net Next Deadline: July 7, 2010

Antique Properties........................................21 Bank of Lancaster ........................................20 Bay Meadows Real Estate ......................22-23 Bay River Realty............................................24 Bed & Breakfast Lodging ............................80 Chesapeake Cedar Homes ..........................83 Chesapeake Homes......................................25 Coldwell Banker Chesapeake Bay Prop. ......3 Coldwell Banker Johnson & Thomas..........26 Darrin N. Smith, Builder................................27 EVB Mortgage & Bank ..................................40 Exit Mid-Rivers Realty ............................28-31 Frank Hardy, Inc. ............................................2 Hometown Realty ....................................32-35 Hutt Realty................................................36-39 Investors Realty of Virginia..........................41 Jim & Pat Carter Real Estate ..................44-57 Joe Self Realty ........................................58-63 John Walsh & Associates ............................76 Landmark Properties....................................64 Long & Foster Realtors ................................65 Mason Realty............................................66-67 Melrose Plantaton Real Estate ....................75 Merry Point Development Co........Back Cover Middle Bay Realty ................................4, 68-73 Mitchell Homes................................................7 Northern Neck State Bank & Mortgage ......74 Northern Neck Properties ............................77 Port & Starboard Real Estate..................78-79 Quality Construction ....................................81 Re/Max Waterfront Realty............................8-9 Rivah Realty ............................................10-13 River to River Realty ....................................14 River & Rural Realty ....................................15 Salty Dog Properties ......................................5 Select Properties ..........................................16 Shore Realty ............................................17-19 Vacation Waterfront Rental ..........................79

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79 South Main Street P.O. Box 936 Kilmarnock, VA 22482

WATERFRONT REALTY

5830 Riverâ&#x20AC;&#x2122;s Landing Terrace, White Stone, Virginia This is a real bargain, priced $60,000 below the other units for a quick sale. Community amenities inc. sand beach, pool, tennis, pier. MLS #82975 $265,000

269 Hickory Road, Heritage Point, Lancaster, Virginia On Echo Lake with private access to W. Corrotoman River via Senior Creek. Home, detached garage/guest quarters. MLS #83316 $162,500

263 Quarters Cove Road, Weems/Kilmarnock, Virginia Totally redone home this past year, great updates. Private water access. MLS #85206 $348,000

Waterfront Home w/River Sand Beach Access Fantastic views of Rappahannock River from this 2BR 1BA waterfront cottage. MLS #88543 $349,500

www.remax.com & www.northernneckvarealestate.net

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Say You Saw It In Real Estate Review ®

79 South Main Street P.O. Box 936 Kilmarnock, VA 22482

WATERFRONT REALTY

843 Chesapeake Beach Road, Reedville, Virginia Lovely Flemish bond brick home fronting the Chesapeake Bay with endless bay views situated on 3.4 wooded, privates acres. Sand Beach. MLS #84431 New Price! $998,900

931 Laurel Point Road, Kilmarnock, Virginia One floor living in beautifully treed neighborhood, home totally renovated. Rent a boat slip at the community dock. MLS #84938 $439,000

12 Edinburgh Way, The Green at The Tartan Best of both worlds….GOLF in the front; CARTER’S CREEK to the back. Three bedrooms, FOUR bathrooms and a half bath. Spacious town home in a desirable area. Easy to show! $499,900 www.remax.com & www.northernneckvarealestate.net

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Say You Saw It In Real Estate Review 16501 Kings Highway Montross, VA (804) 493-8772

6735 Richmond Road Warsaw, VA (804) 333-8772

Barbara Jean LeFon, ABR, GRI Principal Broker/Owner E-mail: barbarajean@rivahrealty.com VISIT OUR WEBSITE AT WWW.RIVAHREALTY.COM TO VIEW THESE AND ALL PROPERTIES IN THE NORTHERN NECK

G R EA T

PR IC E

LOWER MACHODOC CREEK Sailboat depth 5+MLW! Wonderful contemporary on 2.6 acres with detached three car garage (w/full bath) and walk-up stairs for expansion. Home has 3 BR, 2 Full BA, and features a hot tub, deck, whole house generator, gas log FP, Jacuzzi in large Master suite, paved driveway and much more. Asking $650,000.

RAGGED POINT BEACH Cute little get-away cottage in popular Coles Point. Views of Potomac River, screened porch, 2BR, 1BA, FP in great room, close to marina, boat ramp, great restaurants. Asking $99,000.

CLASSIC FARMHOUSE Wonderful 4BR, 2BR home located in a lovely setting in Richmond County. Almost 4 acres, several outbuildings, Polonia tree farm on property. This is a real charmer! Asking $259,000.

WONDERFUL WATERFRONT HOME Absolutely wonderful 3BR, 3BA home with fantastic creek views, dock w/3-4' MLW, double lot, many custom features, lots of windows, hot tub on deck overlooking water, great room w/gas log FP, large screened porch and much more. Itâ&#x20AC;&#x2122;s got it all! Offered at $549,500.

CABIN POINT WATER ACCESS New quality built 3 BR, 2 BA ranch on a nice lot in a quiet neighborhood. Great backyard, French doors to spacious back deck from large eat-in kitchen, crawlspace with concrete floor and much more. Great price too! $169,000.

SANDY POINT AREA WATER ACCESS Like new on corner lot in a quiet area with great fenced back yard for children and/or pets. 2 BR, 2 Full BA, across street from boat ramp. Minutes to Potomac River. Asking $159,000.

CHERRY GROVE BEACH - COLES POINT This brand new home built by one of the N. Neck's premier builders is a fantastic buy! 3BR 3 Full BA, views of Potomac River from huge deck, Great room w/beautiful kitchen, recreation room w/ceramic tile, boat ramp access for quick run to river. Extra insulation, dual heat pumps, tankless hot water heater make this an energy efficient home. Offered at $239,000.

LOCATION, LOCATION, LOCATION Town of Warsaw charmer. Wonderful 3 BR, 2 BA rancher in a great neighborhood close to town amenities. Fresh paint, beautiful hardwood floors, great fenced yard for kids/pets, fireplace, detached garage and even more. Price to sell at $149,950.

N EW

POTOMAC RIVER - STRATFORD HARBOUR Breathtaking views of the river from this charming contemporary. Large deck, screened porch, fireplace, ceramic tile, beautiful sandy beach. Asking $399,000.

SEE BARBARA JEAN'S "REAL ESTATE FACTS" ARTICLES IN THE NORTHERN NECK NEWS NEWSPAPER.

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Say You Saw It In Real Estate Review

Barbara Jean LeFon, ABR, GRI

Shirley Harper

Melissa King, ABR

VISIT OUR WEBSITE AT WWW.RIVAHREALTY.COM TO VIEW THESE AND ALL PROPERTIES IN THE NORTHERN NECK

SANDY POINT Rare find on Potomac River! Spacious, immaculate ranch with awesome views in sought after Sandy Point area. This one's definitely got it all! 4 BR, 2 BA, 3-car garage, summer kitchen, dock, private boat ramp, deck, screened porch and more! Asking $795,000. Call Barbara Jean at (804) 493-8772

WATERFRONT: CALLAO Enjoy spectacular views from this one of a kind, spacious brick rambler on Mill Creek, just minutes from the Yeocomico & Potomac River! The one level home is situated on a 4.88 Acre lot with 565Ft. of waterfront. Home offers a Family Room, Living Room with Fireplace, Great Kitchen with center island, Large Dining Room, Sunroom, 2 Large Back Decks, Covered Boat Slip, Pier, & 4-5+MLW! You will love this home! Offered At: $895,000. Call Melissa at (804) 761-2024

LODGE CREEK Fabulous 3 1/2 acre property with 316' shoreline, 3-5 ft waterdepth, with 3 bedrooms, 2 1/2 baths, open kitchen/family room with fireplace, formal living room,solarium, deck, full basement. Detached multicar garage, large garden shed. Sandy bottom, some beach, great pier. $645,000. Call Shirley at (804) 472-2325

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Say You Saw It In Real Estate Review 16501 Kings Highway Montross, VA (804) 493-8772

6735 Richmond Road Warsaw, VA (804) 333-8772

Melissa King, ABR 804-761-2024 (C) 804-493-8772 (O) E-mail: melissa@rivahrealty.com VISIT OUR WEBSITE AT WWW.RIVAHREALTY.COM TO VIEW THESE AND ALL PROPERTIES IN THE NORTHERN NECK

WATERFRONT: GLEBE HARBOR Wildlife wonderland in its serene setting on Glebe Creek! This one level 3BR/2BA home features a great kitchen, w/island Large Master Suite w/walk-in closet & jetted tub in MBA, extra room For office or den & concrete drive. 3FT MLW! Pier credit with full price offer! Offered At: $389,000 MLS# 83728

WATER ACCESS: CABIN POINT Gorgeous, 3BR/3BA home is situated on a partially Wooded lot and features: stone FP, great Master BR, Bonus Room, granite counter tops, hardwood floors, & so much more! You will love this home. Offered At: $318,000 MLS# 84467

D CE DU E R

WATER VIEW GLEBE HARBOR Very nice 3 BR/1.5 BA home in popular area! Features hardwood floors, Large Family Room, extra room for office or BR, nice bath with heated, whirlpool tub, storage shed & More! Located close to community boat ramp. New Price: $164,500 MLS# 83906

WATER ACCESS: GLEBE HARBOR Updated 3 BR/2 BA home on 2 lots. Features landscaped yard, LR/Dining Area with fireplace, Large Kitchen with new appliances, Master BR with private Mater Bath, sunroom & much more! Great Price $189,900 MLS# 84609

W NE

POND FRONT: CALLAO A Perfect Fisherman’s Retreat! Newly remodeled home on 4 acres bordering Gardy’s Mill Pond. Offers: Florida Room, Hardwood Floors, Fireplace in Living Room, Lovely Master Bedroom, large back deck & fenced front yard! Driveway leads to quiet peaceful setting on pond. Offered At: $215,000 MLS# 85288

G IN ST LI

TOWN OF MONTROSS Great Investment Opportunity! Historic home in the town of Montross on 1.67 Acres! 2 Separate Entrances make this home a perect rental opportunity for a home or business! Also features Basement, Large Attic & Outbuildings! Offered At: $220,000 MLS# 85544

Building Lots: Westmoreland County: WATER ACCESS Greenpoint Landing: 2.48 Acres: $23,000 Cabin Point: (corner lot) .34 Acres: $35,000 Baylor Lake Estates: 1+ Acres Off Water: $35,000. On the Lake: $48,500 Shingle Hill: 3.38 Acres: $45,000 Stratford Harbour: Lakefront .89 Acres: $59,000

Safe Harbour: 4.43 Acres sewer available: $90,000 Nomini Bay Farms: 2.26 Acres: $99,500 Prospect Hill Road: 10 Acres, 3 Lots sold together: $199,000

Northumberland County: Smith Point Road: 1.8 Acres: $32,000 Betz Landing: 1.43 Acres: $59,900 Snowden Park: 3+ Acres: $70,000

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Say You Saw It In Real Estate Review 16501 Kings Highway Montross, VA (804) 493-8772

6735 Richmond Road Warsaw, VA (804) 333-8772

Shirley Harper Sales Associate (804) 472-2325 VISIT OUR WEBSITE AT WWW.RIVAHREALTY.COM TO VIEW THESE AND ALL PROPERTIES IN THE NORTHERN NECK DRIFTWOOD BEACH

MURPHYS MILL LOT

Cozy waterview cottage with large screened porch, nicely landscaped yard. Large garage with outside walkup. Convenient to Dahlgren.

2.90 acre waterfront lot near Kinsale, restaurants and marinas. Great for small boating, this reasonably priced lot is perked for a 4 bedroom home. $160,000.

$149,000. Home plus two waterview lots.

$159,000.

SANDY POINT Updated cottage in the sought after waterfront area of Sandy Point. Open water views are endless, enjoy sunrises from wraparound porch. Home has 3 bedrooms, 2 baths, huge living/dining room with fireplace. Back porch enters kitchen, great for cool summer outdoor breakfast. Home is flanked by undeveloped property on one side giving nice privacy. Two separate garages can house 3 cars. Enjoy fishing, sunbathing from pier. This home is equipped for full time or vacation living.

$499,500.

D CE

U ED

SUNSET VISTA Great sunsets from this large 4 bedroom, 3 bath home on the Machodoc River. Open concept with kitchen/ living combo. Walkout basement with family room, huge deck across water side. Two mater suites open to deck. Pier with boat lift and davit for small boat to 3 1/2+ ft water depth. Additional cottage with 3 bedrooms, 1 bath for rental income or guest house. Swimmers will love the sand beach. Great buy at

$499,500.

HAMPTON HALL LOT Nice waterdepth on this large 2 acre lot in Hampton Hall Estates. Close to the Historic town of Kinsale, enjoy living in a great community with close proximity to marinas and restaurants.

$275,000.

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Say You Saw It In Real Estate Review

RIVER TO RIVER REALTY P. O. Box 700 Callao, VA 22435 804.529.7256 Gaynor Van Landingham, Broker e-mail: gaynorvanl@aol.com

PRIVACY AND BEAUTY

Lindal home situated on 10+ acres of wooded and garden scapes. Lovely Lindal cedar home with Fraser fir cathedral ceilings, rich wood paneling, hickory and tile flooring. Lots of glass overlooking mature woods intertwined with gardens of flowering trees and plants. A to-die-for great room, two bedrooms, stainless steel appliances, Jotul stove /fireplace, upgrades throughout. Built in 2004, home shows like new. Winding paved drive ascending through woods to house, attached multicar garage, storage shed. Modestly priced at $250,000. Donâ&#x20AC;&#x2122;t miss this one. MLS #N84875A

Call for info on 67 wooded acres in Northumberland County. $135,000. MLA# 083892A

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Experienced professionals partnering with our clients to achieve their best results. Exceptional home in Town of Montross Elegant, timeless. Walk to town from this spacious 4 bedroom/2.5 bath brick rancher. 1.80 acres (two lots). MLS #83564. Priced to sell at $324,900. Call Anne Douglas at 804-761-1793. .83 acre buildable lot in town of Warsaw, great neighborhood. $49,500. Anne, 804-761-1793.

3 bedroom 1.5 bath home, 2 car garage. 1.3 acres. Move in condition. Warsaw. $174,900. Call Al Whitlock, 333-3311

Well-priced 3 bedroom home. Tappahannock. $149,000. Call Mac Evans. 804-445-5565

A rare opportunity. Waterfront. $372,999. MLS #84522 2560 sqft home, 1.18 acres. 235 ft. waterfront. Pier. Large workshop. $100,000 below assessment.

A real bargain. Waterfront. $399,000. MLS #84462 3 bd, 2.5 bath. 2 car garage. Double lot. Pier with boat lift. Large deck with views to the Potomac. Minutes from great fishing.

Call Kathryn, 333-3311 for these 4 listings. A gem at $650,000 Waterfront. Architect-designed 3 bedroom, 2.5 bath home. Your very own peninsula. A retreat you ll never want to leave. MLS#84893

Special Westmoreland property for the right buyer. $365,000. 3700 square foot home in small community. Deck, large garage. 2.7 acres. Much more.

River & Rural Realty, P.O. Box 503, Warsaw, VA 22572 See website for photos & more information: www.northernneckrealestate.biz

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Say You Saw It In Real Estate Review

CATHY ROWE 804-438-9882 804-436-2696 4503 Irvington Road, P.O. Box 609 Irvington, Virginia 22480 email: crowe@pleasantlife.com

KENT COVE LANE ~ DIVIDING CREEK KILMARNOCK • • • • • •

0.732+/- acres on protected cove Renovated in 2003/04 w/master suite, plus much more 2,400 SF, w/3 bedrooms, 2 baths Wonderful Sunroom opens to spacious waterside decking Boathouse and private boat ramp w/3' water depth Minutes to Kilmarnock, Golfing and Shopping Offered for $499,000

NOMINI CREEK ~ POTOMAC RIVER Federal Farm Highway - Montross • Coastal Cottage Design with over 2,400 square feet • 3 bedrooms, 3 full baths • Situated on 0.659 +/- acre lot overlooking Nomini Creek • Custom addition with master suite, porch, open kitchen and River Room • Minutes to Potomac River • 2 hours to Northern Virginia/DC New Price $499,000

HERITAGE POINT ~ Corrotoman River • • • •

0.72+/- acre lot on Senior’s Creek Over 2,100 SF of living space 3 bedrooms, 2.5 baths (master suite on main level) Great Room opens to spacious waterside deck • Private pier with 4' MLW • Community amenities include pool & tennis court $399,000

INDIAN CREEK ESTATES ~ Powhatan Road • 1,745 square feet w/3 bedrooms, 2.5 baths • Spacious family room in addition to formal living and dining rooms • Situated on nicely landscaped 1.01+/- acres • Water Access Community within minutes to Kilmarnock $258,000

www.pleasantlife.com

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Say You Saw It In Real Estate Review

Greg Corsa

(Cell) 804-366-3328 greg@gregcorsa.com www.gregcorsa.com COD CREEK ~ HEATHSVILLE AREA 3 bedroom 2 bath home with wide panoramic views and a large pier/boathouse complex on deep water. Open kitchen with waterviews, large family room on the waterside, sun room with lots of glass and views in all directions, master bedroom with cathedral ceiling, heat pump, large storage/workshop building. Within sight of the Potomac River. FIRST OFFERING. Only $299,500 REEDVILLE AREA ~ FLEETON Water view lot consisting of app. 4/10 of an acre with wide panoramic water views in the quiet fishing village of Fleeton. With a 2-story house, you could see the Chesapeake Bay. Open and level. Within a mile of a state-maintained boatramp. Central sewage hook-up fee is already paid. Priced way below the sale prices of other water view lots in the area. Very close to the town of reedville with several fine waterfront restaurants. Numerous marinas nearby. FIRST OFFERING. $69,500

REEDVILLE ~ COCKRELLS CREEK 4 bedroom 2 1/2 bath brick home with water views from both sides of the house. Den with fireplace, dining room, family room with fireplace, screened porch, detached guest house, hardwood floors, picture window, pier with deep protected water. FIRST OFFERING. $535,000

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Say You Saw It In Real Estate Review

Robert Booth 804-761-7140 rbooth@crosslink.net www.CallRobertBooth.com P. O. Box 369 Callao, Va. 22435

POTOMAC RIVER 3 BR, 2 BA, Garage w/bonus rm. Porch. Deck. $599,500

COD CREEK 3 BR - 2 BA. Pier. Lift 2.15 Ac. - 50 x 60 $399,500

66 ACRES 3 BR, 2 BA, Garage. Porch. 36x26 building. Pond. Private $549,500

LITTLE WICOMICO 7.03 Ac. - Trailer Pier / Lift $239,500

228 ACRES Westmoreland Co. $499,500

HACK CREEK 3 BR-2 BA 1.14 Acres $399,500

WESTMORELAND CO. 14 Ac. - $59,900 22 Ac. - $89,500 All Wooded

YEOCOMICO RIVER 7.42 acres - 194 ft. WF. Deep water. Wooded. $211,500

LOTTSBURG 3 BR-2.5 BA Renovated $129,500

HEATHSVILLE AREA Mobile Home on 2.52 acres $29,500

MACHODOC CREEK Wooded lot 115' WF REDUCED TO $89,000

GREAT WICOMICO RIVER 1.45 Acres 191 Ft. WF $149,500

YEOCOMICO RIVER 2.28 Ac. - 237 ft. WF Deep water - wooded $159,500

HEATHSVILLE COMMERCIAL BUILDING $129,500

HULL CR. ACCESS 2.09 Acres Reduced to $24,900

HEATHSVILLE Zoned Business Owner Financing $119,000

RICHMOND CO. 3 BR-1.5 BA 4 Outbuildings $149,500

CABIN POINT CR. 0.64 Acres $109,500

FARNHAM, VA. 2 BR-1 BA - porch & deck. 1.18 Acre $115,000

PAGE 19

Say You Saw It In Real Estate Review

www.ShoreRealtyInc.com Robbie Booth (c) 804-339-1504 (o) 804-529-7020 x5

Business Opportunity

Quality NEW Home

• Very well kept 3BR home • Large 2 car garage • Very close to Boat Ramp & towns $175,000

• HUGE 6700 sq ft building w/barn • Retail, office, apartments & restaurant • Great Exposure on Rt 360. $225,000

• Ceramic tile, hardwoods, custom cabinetry. • 3 bedroom/2 bath with garage on 1 acre • Very Nice affordable home • Close to several towns $199,500

Morning Glory Farm

Heathsville Farmhouse

Waterfront Cottage Deal

• Custom Victorian style Home w/working horse farm • 84x36 Barn w/11 stalls • 16.798 acres w/pastures, woods & riding rings $450,000

• Mostly renovated Charming Home • 3.6 open acres w/fence & out buildings • Nearby town amenities $169,900

• 3BDR, 1.5BA cottage w/ garage • 1/2 acre wooded land • Boating water depth $198,800

Affordable Cape

Waterfront Home on 39 Acres

WATERFRONT LOT DEAL

• Wood floors & vinyl siding • Almost an acre close to town • Basement & storage building $89,900

• Large Brick Home - 4 BDR, 2 BA • 39 Acres & 600 ft on WATER! • Very private retreat like setting $350,000

• Great Community Amenities • Perfect for Canoes, Kayaks, Small Boats • Body of Water Flows into Potomac $48,000

Like NEW River Home

NEW Waterfront Parcels

• Fabulous home w/fantastic VIEWS! • Vaulted ceilings, tons of glass, hardwoods & more • Custom home barely lived inexcellent community • 3BDR/2BA w/open floorplan $499,500

• Several sizes & water depths available • Good Views, Private Location • Nearby Town Amenities • 2 Ac starting at just $89,500

RE DU CE D

Beautiful Brick Ranch

New Home – Deep Water

Craftsman style home w/all the modern conveniences: hw floors, ceramic tile, lots of glass, gas logs, office, jacuzzi tub, walk-in closets & deck. Protected water: a pier, rip-rap shore, deep water & great views. $479,000

LAND FOR SALE: • • • • • •

18.57 acres with pond for—$79,000 Waterfront lot deal w/community amenities—$48,000 Water-access lot, access to central sewage—$10,500 1 wooded acre—21,000 & 2 wooded acres—$25,000 11.22 acres on Bonums Creek for only—$89,900 Waterviews of Rappahannock, 2 sheds, perked, almost 1 acre—$24,500 • 1.7 acres, water-access. Boatramp nearby—$29,995

• • • •

Water-access, wooded building lot—$19,000 Cleared building lot w/septic installed—$25,000 3 acres suitable for townhomes—$45,000 1 acre, perked, central water, owner financing, owner/agent—$24,900 • Waterfront 1.8 acres on Coan River—$189,900 • Water-access lot- great community, owner /agent— $19,700

RESIDENTIAL & COMMERCIAL RENTALS - CALL FOR DETAILS

WE HAVE MONEY TO LEND.

Lois Dawson Serving Lancaster County (804) 435-4156 ldawson@banklanc.com

Sonja Fletcher Serving Richmond, Westmoreland (including Colonial Beach) & Essex Counties (804) 333-3693 sďŹ&#x201A;etcher@banklanc.com

Stephanie Self

Margaret Eppes Curtis

Serving Northumberland County (804) 580-2211 sself@banklanc.com

Serving Middlesex, Mathews, & Gloucester Counties (804) 435-4133 mcurtis@banklanc.com

Our residential loan specialists can assist you with:

Â Â&#x203A;Ă¤iÂ&#x203A;Ă&#x201C;Â&#x2039;Â Â&#x203A;>Â&#x2019;Ă&#x2018; Â >Â&#x203A;Ă&#x2C6;Ă&#x2018;UĂ&#x2018; >Â&#x203A;Ă&#x17E;w>VĂ&#x201C;Ă&#x17E;Ă&#x2026;i`Ă&#x2018; Â Â&#x2013;iĂ&#x2C6;Ă&#x2018;UĂ&#x2018; Ă&#x17E;Â&#x2013;LÂ Ă&#x2018; Â >Â&#x203A;Ă&#x2C6; Â&#x2039;Ă&#x2026;Ă&#x2C6;Ă&#x201C;Ă&#x2018;/Â&#x2039;Â&#x2013;iĂ&#x2018; Â Â&#x2013;iLĂ&#x17E;Ă§iĂ&#x2026;Ă&#x2C6;Ă&#x2018;UĂ&#x2018; >Ă&#x2C6;Â&#x2C6;Â&#x160;"Ă&#x17E;Ă&#x201C;Ă&#x2018;,ixÂ&#x203A;>Â&#x203A;ViĂ&#x2018;UĂ&#x2018; Â Â&#x203A;Ă&#x2C6;Ă&#x201C;Ă&#x2026;Ă&#x17E;VĂ&#x201C;Â&#x2039;Â Â&#x203A;Ă&#x2018; Â >Â&#x203A;Ă&#x2C6;

Customer Care Center: (804) 435-1171 Or Toll Free: (800) 435-1140 www.bankoďŹ&#x201A;ancaster.com iÂ&#x201C;LiĂ&#x20AC;Ă&#x160; Ă&#x160;UĂ&#x160; i`iĂ&#x20AC;>Â?Ă&#x160;,iĂ&#x192;iĂ&#x20AC;Ă&#x203A;iĂ&#x160;-Ă&#x17E;Ă&#x192;Ă&#x152;iÂ&#x201C;

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PAGE 21

R ED U C ED

Say You Saw It In Real Estate Review

BERTRAND “REYNOLDS FARM ROAD” CA 1964 Renovation just completed. Well laid out with 3 bedrooms, 2 full baths. Large combination family room and kitchen. High paneled wainscoting in living room. Nice .862 acre lot not far from the Rivah. 1600+ square feet. New roof and heat pump. Excellent value at only $129,000.

LI NE ST W IN G

WARSAW "BELLE VILLE" CA 1830 Elegant, restored, two story on English basement. Original woodwork, floors, mantels, plaster, etc. on 23.15 acres. Several restorable outbuildings. 6 relined fireplaces. 2 kitchens. 3 baths. 3,740+/sq. ft. High ceilings $595,000.

CENTREVILLE "HALCYON HOUSE" CA 1789 Core of the Halcyon House is a 1789 log cabin on three acres. Charmingly assembled in 1954 from the cabin and another older house. Outstanding gardens including a goldfish pond and sunken gardens. Convenient to shopping and only minutes from I66. Has redwood siding. Two septic fields. Zoned two houses per acre. $995,000.

"BAIN HOUSE" AT BARGAMIN PARK Circa 1898 is synonymous with Crozet history and elegance. High ceilings, heart of pine floors, elegant mantels,pocket doors. Situated on a .33 acre lot with extraordinary views of the Blue Ridge both front and rear. You are directly across from the centerpiece park protecting your permanent views. Entire home has undergone top quality restoration. $699,000.

POWHATAN "BELNEMUS" CA 1756 Belnemus is an elegant, grand Georgian plantation house with additions on 10 acs. Spacious 5,244 s.f., high ceilings, magnificent mantels, wonderful double porches to enjoy the pastoral views. Updated baths and kitchen. Four outbuildings including the original icehouse and smokehouse. Long lane to home sitting prominently on a knoll. Original winter kitchen in basement. $599,000.

DOSWELL "CAMPBELL HOUSE" CA 1898 The Campbell House is a commodious, restored Queen Anne located in the historic village of Doswell 1.883 acs.. With four fireplaces, two porches, 2-car garage and eat-in kitchen, it offers what attracts people to old houses including period woodwork, floors & mantels all in 3,912 s.f. $399,000.

GRAVEL HILL "WEST'S TAVERN & STORE CA 1799 & 1840 2 early places used as one, 18th Century store/Post Office & 19th Century Tavern. Charming & elegant located in rural historic district-village of Gravel Hill. Original floors, woodwork, doors, & mantels. Nine fireboxes. Porches, brick walkways thru several gardens w/fountains. Many boxwoods & large trees on 3.92 acres. This is a great value at $350,000.

FREDERICKSBURG “BRUCE-COAKLEY HOUSE” CA 1843 Freshly painted exquisite Greek Revival. High ceilings. Elegant woodwork. Original doors, locks, shutters, mantels, woodwork, pocket doors. Heart of Pine floors. 8 relined FP’s. Large rooms 7 BR’s possible. 3 full & 2 half baths. 4,451± sq. ft. Formal garden. In downtown historic district. $799,000.

PAGE 22

Say You Saw It In Real Estate Review

Jane Brothers Ludwig Ruby and Diamond Award Winner (804) 436-6341 or 435-0140 98 N. Main St. Suite 100 Kilmarnock, VA 22482 website: www.janeludwig.com email: jane@janeludwig.com

BAY QUARTER SHORES 3 bedroom 1 1/2 bath hideaway cottage on 3 lots with a total of 2.12 +/- acres with almost 400' on Cod Creek 3 +/- MLW. Nice creek view. Pier and boat lift. Glass porch over looking the water. Located not too far from the Club House and pool, Boat ramp and pier - BUT far enough!!! Price REDUCED to $250,000

ENJOY this beautiful SAND BEACH on the Rappahannock River with the access that comes with your Brick Rancher situated a block from the river. 3 bedrooms and 2 baths, fireplace gas logs. Almost an acre, many extras. Only $199,500

POND FRONTAGE Located in the Huntons with deeded access to the Corrotoman River. Large 3 bedroom and 3 bath home with half basement. Porch and decking. Go Green with lots of shade Trees. $240,000

PAGE 23

Say You Saw It In Real Estate Review

Martha Crandall Smith ABR, SFR, Associate Broker

Tara Donahue 125 S. Main St. Kilmarnock, VA 22482 Office (804) 436-1287

ABR, SFR, Associate Broker (804) 761-5392

(804) 436-6261

MORATTICO Water view and additional waterfront lot. 5 Bedrooms. $675,000 WHITE STONE Living on the River, 3 Bedrooms, 2.5 Baths, Bonus Room $649,000

OTTOMAN Waterfront with Boat House Guest House $399,000

RIVERWOOD - LANCASTER Water Access, 3 Bedrooms, 2.5 Baths, 2.951+/- Acres $269,000

RESIDENTIAL LOTS LANCASTER COUNTY Inland Lots Weems - .975 acres +/Mollusk - 1 acre +/Irvington - 1.5653 acres +/Irvington - 1.1095 acres +/Irvington - 1.1422 acres +/Irvington - 2.0279 acres +/Morattico - 2.884 acres +/Kilmarnock - 3.538 acres +/-

$15,000 $19,500 $34,995 $34,995 $37,995 $39,995 $49,000 $75,000

Waterfront Lots Morattico - 2.557 acres +/White Stone - 2.461 acres +/White Stone - 2.044 acres +/Ottoman - .951 acres +/Lively - 8.88 acres +/Morattico - .336 acres +/Bertand - 1.1 acres +/White Stone - 14.30 acres +/-

$125,000 $154,000 $174,500 $175,000 $186,000 $225,000 $325,000 $399,000

PAGE 24

Dan Eskridge cell: 804-450-6039 email: daneskridge@bay-river.com

Rooms with a View • • • • •

Water views from every room 6+ foot water depth Boathouse with lift Beautifully landscaped property on point Short run to Potomac River

$599,000 MLS #85542

Mediterranean-Style Manor • • • • •

Private and spacious Large sunroom with hot tub Top-of-the-line appliances In-ground pool with impressive landscaping 30’ x 52’ metal barn

$499,000 MLS #85313

BROKERAGE • AUCTIONS • MARKETING • FINANCING

Say You Saw It In Real Estate Review

PAGE 25

PAGE 26

Say You Saw It In Real Estate Review

View this publication online at:

www.varealestatereviews.com • View all listings with flip page format • Visit all advertiser’s websites • Request additional information Don’t miss out on the next edition available online!

PAGE 27

Say You Saw It In Real Estate Review

Class A General Contractor

(804)453-4338 (804)436-4492

Your Builder in the Northern Neck Custom Frame, Timber Frame, Log Homes & Custom Modular Homes Exceed Building Code Requirements Built in a Timely Fashion 10 Weeks From Contract To Delivery Our Plans Or Yours STANDARD OPTIONS Architectural Shingles Glued and Fastened Wall Sheathing Minimum 13 SEER Heat and A/C Crawl Space with Concrete Floor Built in a Clean, Enclosed, Mold-Free Environment Will Build on Your Site

e-mail us at dsmithbuilderinc@aol.com www.darrinsmithbuilder.com

PAGE 28

Say You Saw It In Real Estate Review

Teresa Russ,

ABR

Sales Associate

(804) 472-3756 (Home Office) 804-339-2923 (Cell)

EXIT MID-RIVERS REALTY

WESTMORELAND - MT. HOLLY - HUGE WATERFRONT HOME WITH SCREENED PORCH ALL ACROSS BACK - GREAT FOR ENTERTAINING - ONLY 2 HRS FROM DC AREA - PANORAMIC VIEW OF LOWER MACHODOC - PIER WITH BOATLIFT - $545,000

WESTMORELAND COUNTY - CABIN POINT - GREAT BUY ON A NICE HOME ON BEAUTIFUL POTOMAC RIVER - WALKING DISTANCE OF BEACH - $449,000

RICHMOND COUNTY - SHARPS WATERFRONT 2.79 ACRES WITH 17 BOAT SLIPS - $259,000

NORTHUMBERLAND - BAY QUARTER SHORES 3 BR, 2 1.2 BA CAPE COD HOME IN GREAT WATERFRONT COMMUNITY WITH LOTS OF AMENITIES - $255,500

WESTMORELAND COUNTY - SPENCE’S POINT - UNIQUE WELL-BUILT CONTEMPORARY WATERFRONT ESTATE, STUNNING VIEWS, PIER WITH BOATLIFTS, SWIMMING POOL, DECK AND BALCONIES OVERLOOKING RIVER, LOTS OF WINDOWS, SUNROOM, 2-CAR GARAGE, LANDSCAPING, LARGE FAMILY ROOM AND KITCHEN - GREAT PRICE - $895,000

WESTMORELAND COUNTY - POTOMAC WATERFRONT - UNIQUE CONTEMPORARY ROMAN WATERFRONT ESTATE ON 2.5 ACRES WITH ADDITIONAL ACREAGE AVAILABLE - VERY PRIVATE, SURROUNDED BY BOARD FENCE AND LEYLAND CYPRESS TREES, BEAUTIFUL SAND BEACH, EXQUISITE MARBLE, WINDOWS FROM FLOOR TO CEILING WITH FANTASTIC VIEW OF THE POTOMAC RIVER, OPEN AND SPACIOUS, EUROPEAN BATH FIXTURES, RUMFORD FIREPLACE TO CEILING, SELLER FINANCING AVAILABLE - $1,000,000

email: tjruss@northernneckhomes.net www.northernneckhomes.net • www.exitmidrivers.com

Say You Saw It In Real Estate Review

Teresa Russ,

PAGE 29

ABR

Sales Associate

(804) 472-3756 (Home Office) 804-339-2923 (Cell)

EXIT MID-RIVERS REALTY

DRIFTWOOD RESTAURANT - COLES POINT - OWNERS WISHING TO RETIRE GREAT OPPORTUNITY TO OWN YOUR OWN BUSINESS - BEEN IN FAMILY FOR OVER 35 YEARS - WILL GIVE NEW OWNER FAMILY RECIPES - $525,000

TAPPAHANNOCK - RAPPAHANNOCK RIVER WATERFRONT - VIEW IS UNBELIEVABLE QUALITY HOME ALONG WATERFRONT OF FINE HOMES - 4 BEDROOMS, 5 GARAGES (1 ATTACHED) (4 DETACHED) CONVENIENT TO STORES AND RESTAURANTS. $895,000 MAKE AN OFFER

ESSEX COUNTY - TAPPAHANNOCK - COMMUNITY OF FINE HOMES - BEAUTIFUL 3 BR, 2 BA HOME OVERLOOKING LAKE WITH AN ABUNDANCE OF WILDLIFE; FANTASTIC LANDSCAPING, EVERYTHING IS NEAT, CLEAN AND WELL MAINTAINED - DON'T MISS THIS GREAT OPPORTUNITY - $259,900

WESTMORELAND - STRATFORD HARBOUR LOTS ONE $25,000 AND ONE $32,000 RICHMOND COUNTY - FARNHAM - 13 ACRES - $121,900 NORTHUMBERLAND COUNTY - BURGESS - 4 ACRES - $29,900 NORTHUMBERLAND - BAY QUARTER SHORES 3 LOTS - 2 ENGINEERED PERKS - $60,000 WESTMORELAND - RAGGED POINT - 3 LOTS - $47,000 NORTHUMBERLAND - BETZ LANDING LOT 1 - 13.06 ACRES WITH 800 FT OF WATERFRONT GOING OUT TO THE GREAT WICOMICO COMMUNITY AMENITIES INCLUDE BOAT LAUNCH - $119,000 - MAKE OFFER

KINSALE WATERFRONT LOTS - $199,000 AND $299,000

email: tjruss@northernneckhomes.net www.northernneckhomes.net • www.exitmidrivers.com

PAGE 30

George Runkle 540-273-2208 Georgerunk@verizon.net

Say You Saw It In Real Estate Review

速

EXIT MID-RIVERS REALTY

Chris Mundy 301-651-3375 ChristineMundy@MRIS.com

One of a kind waterfront home w/nearly 10,000 sf of living space. Property is on Taylors Creek leading into the Corrotoman River & Rappahannock. Community boat ramp. Almost $300,000 BELOW county assessment. Has workout room w/jacuzzi & sauna; media room, large master bedroom w/2 bathrooms; offices, library area, 6.5 bathrooms & so much more. Near two golf courses. $1,399,000

Incredible waterfront home in an even more incredible setting with expansive waterviews. Direct access to Potomac in small boats from back yard. Larger boats may use boat ramps. Beautiful. Very nice waterfront community w/voluntary HOA. Amenities include pool, beaches clubhouse & boat ramps. $449,900.

Stunning waterfront property. Shows like a model. Many upgrades. Downstairs master bedroom. 70 ft pier w/boat lifts; 300+ ft of waterfrontage; 1.45 acres; detached 2-car garage; large bonus room & so much more. Community has 2 boat ramps, 3 beaches, clubhouse, large pool & voluntary POA. $589,900.

We have numerous lots and home listings throughout the Northern Neck to fit any budget. Call us!!! 15034 Kings Hwy, Montross, VA 22520

PAGE 31

Say You Saw It In Real Estate Review

ÂŽ

Rosa Johnson:

Catherine Seller:

804-761-9392

540-850-3287

EXIT MID-RIVERS REALTY

TAPPHANNOCK: FANNIE MAE HOMEPATH PROPERTY. Beautiful Colonial with 4 bedrooms and 2.5 baths. Custom cabinets and book shelves, hardwood floors, brick FP in a large family room. Purchase this property for as little as 3% down! This property is approved for HomePath financing. On a large, 3 acre treed lot. $309,900

Office: 804-493-1888

LYELLS CORNER: Well built brick Ranch in a beautiful setting surrounded by farmland. Ideal location near town. Hardwood floors, knotty pine paneling, 2 gas fp, 2 car gar, crprt, sunroom, and mud room. Needs a little updating but otherwise in great condition. Solar hot water heater. This is a Fannie Mae HomePath property. Purchase this property for as little as 3% down! Approved for HomePath financing. $194,900

RE SU O CL RE FO

DUNNSVILLE: Very nice country home surrounded by farms and woodlands. Home has hardwood floors and beautiful custom cabinets. $134,900

STRATFORD HARBOUR: Charming cape cod with a wrap around porch and unfinished second floor. Now a 2 bedroom, 2 bath home. Finish the second floor for 4 bedrooms, 3 baths and increase the finished sq. ft. This is an excellent investment opportunity. Third party approval required on all ratified contracts. $149,900

REY SU IT O N CL TU RE OR FO PP O

COLES POINT: Lovely manufactured home on a permanent foundation with 3 bedrooms, 2 baths in a popular waterfront community in Coles Point. Family room has a gas fireplace. Jacuzzi in Master Bathroom. Wrap around deck, separate dining room, and a large shed. Brand new roof and skylights. Handicap ramp. Directly across the street from the Potomac River and the historic Coles Point Tavern. $169,900.

CLASSIC SHORES: Very nice cape cod with 3 bedrooms and 2 baths in the golf cart community of Classic Shores. Privacy fence and deck ideal for outdoor barbeques. $147,900.

www.northernneckhomes.net â&#x20AC;˘ www.exitmidrivers.com All Offices Independently Owned and Operated

PAGE 32

Say You Saw It In Real Estate Review

JEFF BROOKS 804-445-1395 “The Exceptional Exception”

P.O. Box 2576 • 521 Church Lane Tappahannock, VA 22560 e-mail: jeffbrooks@hometownrealtyservices.com

ESSEX COUNTY ~ Rappahannock River waterfront 4 miles North of Tappahannock. 3 bedroom, 2 bath brick rancher with sunroom, sand beach and a beautiful view. Reduced…$325,000.

3 bedroom, 2 1/2 bath brick rancher with full walk out basement situated in a quiet country setting 10 minutes from St. Stephens Church. Home features a first floor master, a new roof, replacement windows, formal dining and living rooms, hardwood floors, a finished basement with masonry fireplace and 1/2 bath. Asking…$199,950.

WARSAW, 78 ROSE HILL DRIVE ~ 6+ acres just outside of Warsaw and in sight of Totuskey Creek boat ramp but private. This home features 3 bedrooms, 2 baths, 1792 sq. ft. finished with 900+ sq. ft. unfinished upstairs. Enjoy the tranquility from the deck or have your boat in the water in 15 minutes. Asking…$225,000.

544 FAULCONER CIRCLE ~ 2478 sq. ft. rancher in the heart of Tappahannock. Home features 4 bedrooms and 2 1/2 baths, a large family room, sunroom, formal living room, masonry fireplace hardwood floors, ample storage and convenience. Asking…$184,900.

BEAUTIFUL HISTORIC home in downtown Tappahannock. Home features heart pine floors, high ceilings, period woodwork and hardware, 4 bedrooms and 2 full baths all on a large private lot in the heart of town. Asking…$359,000.

KING AND QUEEN ~ 323 GREENBRIAR ROAD, WALKERTON VA. ~ 2639 sq. ft. new custom built rancher situated on 13.7 acres. Home features, hardwood floors, a central vac., a Rinnai hot water system, custom cabinetry and trim, a stone fireplace, a wet bar, a large great toom a high volume artesian water system and open acreage, perfect for the horse enthusiast. Asking…$449,500.

TAPPAHANNOCK ~ RIVERSIDE CONDOMINIUM ~ 2 bedroom, 2 bath unit features a large family room, generous closet space, additional storage, a balcony, a pool, a pier, covered parking and a sand beach. NOW $265,000.

KING AND QUEEN ~ 10702 Richmond Tappahannock Hwy.~ 3 bedroom 1 1/2 bath brick cape situated on 2 acres 2 miles East of St. Stephens Church on Rt. 360. Home features refinished hardwood floors, wide base and trim, a masonry fireplace, new vinyl, paint, gutters and more. Asking…$164,500.

TAPPAHANNOCK ~ 1600 sq. ft. 3 bedroom, 2 1/2 bath rancher with sun porch and attached garage conveniently located in the town of Tappahannock. Property features a masonry fireplace, walk-in closets, a formal dining room, ceramic tiled baths, a new roof and more. Reduced…$195,000.

PAGE 33

Say You Saw It In Real Estate Review P.O. Box 2576 • 521 Church Lane Tappahannock, VA 22560 (804) 443-0067 - (800) 443-4707

PAT GATEWOOD “The Exceptional Exception”

(804) 443-5639 • (804) 339-5721 patg@hometownrealtyservices.com Website:www.PatGatewood.com

358 POPLAR SPRINGS DRIVE ~ TAPPAHANNOCK, VA NEW CONSTRUCTION – Just completed. Lovely rancher on a 1.65 acre wooded lot in Poplar Springs Subdivision, convenient to all town amenities, hospital, fitness center, and river! Features bamboo flooring in the living area and ceramic tile in the baths and laundry room. Beautiful cabinets and counters. Stainless steel stove, microwave, dishwasher, and refrigerator included. Priced at $238,000. Call Pat today for an appointment to see this great listing!

217 DUKE STREET ~ TAPPAHANNOCK, VA Quality-built 2,223 sq. ft. cape cod located in beautiful historic Tappahannock. Features pine floor, wide moldings, 9 1/2 foot ceilings. Zoned business/limited, but can be used as a home business/residence. Currently being used for a chiropractor’s office. Great investment opportunity. Reduced to $345,000. Call Pat today for an appointment to see this great listing.

1126 DESHA ROAD ~ TAPPAHANNOCK, VA Well-maintained rancher on a wooded lot in town limits of Tappahannock featuring 3 bedrooms, 1 1/2 baths, kitchen, living room and family room. Pretty shaded yard for enjoying the outdoors. Zoned R-3 medium density, single or multi-family residental. Bring all offers! Priced at $179,900. Call Pat today for a private showing!

LOTS FOR SALE

1623 STONES ROAD, WALKERTON, VA Great home for the 1st Time Homebuyer, Retiree, or Investor. 3 BR, 1 BA totally renovated 1104 sq. ft. rancher located on Stone’s Road just off of Walkerton Landing Road. Just 15 miles from Tappahannock and 3 miles from Walkerton. New fixtures and all new kitchen appliances. Reduced to $147,000. Call Pat today for a showing!

CRICKET SHORES, KING AND QUEEN COUNTY, Water access to York River. 2 LOTS - $26,500 each or both for $49,950. Call Pat for more information. 1+ acre building lot in River Oaks Subdivision with water access - $29,500 Call Pat for more information.

PAGE 34

Say You Saw It In Real Estate Review

Patti Minor

Cell: (804) 445-5465 1-804-443-0067 or 1-800-443-4707 “The Exceptional Exception”

P.O. Box 2576 • 521 Church Lane Tappahannock, VA 22560 e-mail: pattim@hometownrealtyservices.com www.pattiminor.com

H LD C IE BEA F N Y YNNIT GWMU M CO

ESSEX COUNTY/GWYNNFIELD/RIVER ACCESS - Custom 2-Story Colonial on end of culdesac Lot in well-established River Access Community, 3/4 Bedrooms, 3 Full Baths, Formal Rooms, Family Room w/Fireplace, Florida Room, Eat-in Kitchen w/all appl., & Att. Garage. Lovingly landscaped yard with perennials and rear of property touches the protected marshlands & offers views of the wildlife that abound such a habitat. PRICED TO SELL AT $250,000. Owner is Moving! Contact Patti Minor, (804) 445-5465.

ESSEX COUNTY/GWYNNFIELD/RIVER ACCESS Cozy Cape located minutes from Town of Tappahannock in well-established River Access community. Features include an Eat-in Kitchen, Dining Area, Living Room, Downstairs Master BR, 2 Addt’l Bedrooms., 2-1/2 Baths, Deck, Detached 2-Car Garage & paved drive. Priced at $196,500. Contact Patti Minor, (804) 445-5465.

STRATFORD HARBOUR SUB./POTOMAC RIVER ACCESS Almost new Maintenance-free Ranch featuring Master Suite with walk-in Closet & double sink vanity, 2 Addt’l. Bedrooms & Bath, Great Room w/Fireplace, Dining Area w/Sliding Doors for building an outside deck, kitchen with 2 Lazy Susans, all appl. & att. 1-Car Garage. Community Amenities - Pool, Clubhouse, Marina, Beach Area & Boat Ramp to Potomac River! Priced at $185,500. Contact Patti Minor, (804) 445-5465.

WATERFRONT CAT POINT CREEK WATERFRONT - This exceptional waterfront home offers beautiful sunsets over the open waters of Cat Point Creek and an unobstructed view across the wildlife preserve from most rooms. The home features maintenance free exterior - just a power wash now and then. Hardwood - carpet - vinyl & ceramic floors. Huge master bedroom suite & bath on 1st floor - formal LR & large DR, family room w/gas FP, sunroom, breakfast nook off kitchen. Big utility room. 3207 sq. ft. featuring 3/4 bedrooms, 3 1/2 baths, 2 car garage w/openers, deck/pier w/boat lift many life comfort upgrades: 2 gas ovens, gas heat & hot water system, walk-in attic, irrigation system, ctrl sound, Andersen windows w/sunscreen, whole house generator, vinyl pergola, full house electric Honeywell media filter, 911 emergency front lamp, insulated crawlspace, minutes to hospital. Lovely manicured garden with perennials. All of this for $446,500. Call Patti Minor, (804) 445-5465 or Barbara Thomas (804) 445-5461.

PAGE 35

Say You Saw It In Real Estate Review

Patti Minor

Cell: (804) 445-5465 1-804-443-0067 or 1-800-443-4707 “The Exceptional Exception”

P.O. Box 2576 • 521 Church Lane Tappahannock, VA 22560 e-mail: pattim@hometownrealtyservices.com www.pattiminor.com

North Essex Co./Loretto - Come & relax on the big country porch of this charming 1870 Virginia Farmhouse. Travel back in time when entering the formal foyer & gazing upon the 1800 Virginia Militia uniform of Joseph Clarence Spindle, the original owner of this home. This 4,850 Sq. Ft. home has three levels consisting of 4 BRs, 2 full BAs & 2 half BAs. The main level includes a bright country kitchen with old pine floors, a FP & breakfast area in a lovely bay window, formal LR w/FP, hrdwd flrs., original windows, doors & high ceilings, formal DR with old pine flrs., big sun room w/outside deck, downstairs mother-in-law suite & enc. back porch. The land consists of 2.306 Ac. w/fruit trees, asparagus patch, perennials & room for a garden! Outbuilding is the original Loretto Post Ofs. Many comfort upgrades & significant renovations, but some work remains to be done. Take this opportunity to complete the restoration to your specs. Offered at $299,500. Call Patti Minor, (804) 445-5465.

TOWN OF TAPPAHANNOCK/OLD BAGBY HOTEL - Commercial Storefront totaling 8,577 Sq. Ft. on Historic Prince Street & Water Lane with Four Retail/Office spaces, Four One-Bedroom Apartments, Warehouse & Basement. Become a part of revitalizing Downtown Tappahannock! Priced at $350,000. Call Patti (804) 445-5465.

TAPPAHANNOCK AREA - Cozy Rancher with 3 BRs,1 BA, Wall to Wall Carpet, eat-in kitchen, central heat/air, full basement & 2-Car Garage. Lovely partially-wooded lot with fruit trees & room for garden. Convenient to Hospital & Town’s amenities. Reduced to $119,000. Call Patti (804) 445-5465. WESTMORELAND COUNTY/CABIN P O I N T - Wo o d e d 1 . 9 Ac. Waterfront Lot in serene cove of Cabin Pt. Creek with short run t o P o t o m a c R ive r. Perked for 4 BR Home. Community Amenities Pool, Clubhouse, beach, boat ramp & playground. $ 1 4 9 , 9 0 0 . Reduced to $144,000. C a l l P a t t i M i n o r, (804) 445-5465.

TOWN OF TAPPAHANNOCK Roomy Cape Cod featuring downstairs Bedroom, 1 & 1/2 Baths, 2 Addt’l. Bedrooms & Bath Up, Living Room, Big Eat-in Kitchen, big Utility Room, Deck, Fenced Yard & Detached One-Car Garage. Walk to Historic Part of Town. Priced to Sell at $131,000. Contact Patti Minor (804) 445-5465.

TAPPAHANNOCK AREA - 1.14 Acre Waterfront Lot on the deepwaters of Piscataway Creek with short run out the Creek to the Rappahannock River. Wide Creek views, great fishing & sunsets! Reduced to $144,500 $136,500. Call Patti (804) 445-5465.

TOWN OF TAPPAHANNOCK/COMMERCIAL - Great corner location in area of high traffic visibility! Located corner of Church Lane (Rt. 17 & Rt. 360) & Prince St. in the heart of downtown historic Tappahannock. Three rental spaces totaling 3,534 Sq Ft, w/vacant lot for future development or addtl parking, Town water & sewer. Reduced to $715,000. 3 parcels/subdividable. Call Patti Minor, (804) 445-5465.

COMMERCIAL SALE/LEASE COMMERCIAL LOT IN HEART OF TAPPAHANNOCK’S BUSINESS DISTRICT - Size - 0.874 AC. High Traffic Count Area, close proximity to Walmart, Lowe’s, 2 Strip Malls, Restaurants, Golf Course, Fitness Center & Hospital. Town utilities available. Priced at $229,000. HISTORIC AREA OF TAPPAHANNOCK - Storefront space for Rent. CALL PATTI MINOR (804) 445-5465.

PAGE 36

Say You Saw It In Real Estate Review Serving The Northern Neck Area

HUTTREALTY, Inc.

Member MLS and MRIS Box 66 â&#x20AC;˘ Montross, VA 22520 WE AIM TO PLEASE!!

Charlotte H. Hutt - Owner - Broker

O: 804-493-8994 H: 804-493-9003 FAX 804-493-8968

E-mail: charlotte@huttrealty.com Web: huttrealty.com

Member Multiple Listing Service

THIS PERFECT WATERFRONT HOME is fun on The river with WESTMORELAND COUNTY room for everyone! This exceptional waterfront, brick rancher on protected, deep water, harbor, minutes from the Bay. This home 131.21 acres of level, open (68 acres), wooded land features 8 rooms with 3 BR, 2.5 BA, LR, FR. Kitchen opens up to (63 acres). Zoned for agriculture. Approximately the FR with gas log Fireplace & a wall of windows for terrific 2 miles of road frontage. 1/2 mile on Rt. 202. $489,000 water views. Great sunset from Brick Patio. $499,000

WESTMORELAND COUNTY Nice home in town. This home has 7 rooms, 3 bedrooms, 2 baths with a large bonus room on a nice +/- .45 acre lot. It has been updated with hardwood floors, wall to wall carpet, new vinyl and just painted. $215,000 ! ED C DU RE

WHITE SANDS HARBOR ~ This 2 Bedroom, 2 bath home is custom built with many up grades. you have to see it inside to appreciate the quality. Amenities include: sand beach, boat ramp, and picnic area. $165,000

CABIN POINT ~ WATERFRONT Great condition, 3 bedroom, 2 bath home with wide long water view. Home comes furnished, screened porch, deck on water, pier with boat lift. Great Vacation or full-time home. $399,000

WATERFRONT This is a charming two-story Cape Cod home on the water. It has a living room/dining room combo with fireplace, kitchen, family room, 3 bedrooms, 3 baths, office, two bonus rooms on 4.45 acres. Large deck overlooking Yeocomico River. $495,000

PAGE 37

Say You Saw It In Real Estate Review

Serving The Northern Neck Area

HUTTREALTY, Inc.

Member MLS and MRIS Box 66 • Montross, VA 22520 WE AIM TO PLEASE!!

Charlotte H. Hutt - Owner - Broker

O: 804-493-8994 H: 804-493-9003 FAX 804-493-8968

E-mail: charlotte@huttrealty.com Web: huttrealty.com

Member Multiple Listing Service

GLEBE HARBOR - WESTMORELAND CO. ~ $369,000 Great for weekend or year around Home. 3 BR, 2 BAs on 1 1/2 Lots. Great views of water. Lots of wildlife. Great fishing and crabbing. Large Deck overlooking water. Pier with 3' MLW.

This two bedroom Mobile home is like new w/nice pier wired for boat lift, MLW. Good fishing & crabbing. Great Views, with double car port. Shed w/electric. Loading & unloading for small boats & jet skies. Within 5 min. Best fishing in Potomac. Protected creek, straight across from St. Mary’s Md. $259,000

D! CE U D RE

MONTROSS This Building was a furniture Store. It could be used for commercial or industrial. Has a office and lots of space. $350,000

WATERFRONT - CABIN POINT Two story, open floor plan, kitchen, dining, living room. Three bedrooms, two baths, mud room, large deck. Rocked waterfront with great views. Lots of fish and crabs. Would make a nice vacation or year round home. $379,000

WATERFRONT ~ $249,000

WESTMORELAND COUNTY

This is one of three lots available on the Lower Machodoc, Potomac River. Rare Find. Lots with Water Depth, Sand Beach, Rocked Bulkhead, Wide & long views, protected shoreline, evening sunset. Great Value!

This is a great Building for Office Space, Day Care Center, etc. Good Condition. Lots of space. In Town Limits, Across from School Board Building and Bus Maintenance, Electric baseboard heat with central AC. $199,000

D! CE U D RE

WESTMORELAND CO. ~ $1,995,000

WESTMORELAND COUNTY

Waterfront - 2,000 ft. 34± acres - farm buildings. 85 acres open & 300+ woodland. Marketable timber, great hunting.

Great Waterfront lot. Existing septic system. Views are long and wide on Lower Machodoc. Deep water lot. Minutes to the Potomac. Ready to build on. $235,000

• Westmoreland Co. 19.082 +/- acres with 10 acres open and on paved road. Suitable for horse farm. $129,000 • Westmoreland Co. 42.64 +/- acres, mostly open and being farmed. $215,000 • Westmoreland Co. 131.21 +/- acres, open, level & wooded. $489,000

PAGE 38

Say You Saw It In Real Estate Review Serving The Northern Neck Area

HUTTREALTY, Inc.

Member MLS and MRIS Box 66 • Montross, VA 22520 WE AIM TO PLEASE!!

Charlotte H. Hutt - Owner - Broker

O: 804-493-8994 H: 804-493-9003 FAX 804-493-8968

E-mail: charlotte@huttrealty.com Web: huttrealty.com

Member Multiple Listing Service

COLES POINT WATERFRONT

D! CE U D RE

GORGEOUS SUNSETS & VIEWS OF WATER TOO! This home offers great views, long and wide. Brick home with 2 car attached garage and detached 30 x 40 workshop.Three bedrooms, 2 1/2 baths, sun room, living room, and master bedroom overlooking water with decks. 5.39+/- acres nicely landscaped. $559,000

WESTMORELAND COUNTY -This is two houses in one. You can have two families with each having a private home. 7 bedrooms, 4 full baths and 1 half bath with 2.25 acres near Hague and Drum Bay. Water access is nearby. $395,000. -This property can also be purchased with 31 + acres for $495,000 and you will have plenty of privacy.

! ED UC D RE

WESTMORELAND COUNTY

! ED UC D RE

This 2 BR, 2 bath house has been updated. Great view of Lower Machodoc. New rocked seawall, new pier with 4' MLW. Good neighborhood, nicely landscaped with beautiful lawn. $489,000

MONTROSS New roof, new windows, new paint job, 3 bedrooms, 2.5 baths on .90 acres. Detached 2 car garage, 22x24 and block building, 20x40. $179,000

D! CE U D RE

WATERFRONT Great Fishing Cottage or Beach House with wide water views. 2-3± MLW. Open Floor Plan. Large Deck, Pier, Shed. $295,000

318 ST. PAULS ROAD ~ WARSAW 9.15 ac. with double wide 1710 sq. ft. Second home is farm house that needs some work. 4 bedrooms and 2 baths, most of land is open. Pole shed. Great property for investment. $219,000

D! CE U D RE

PAGE 39

Say You Saw It In Real Estate Review Serving The Northern Neck Area

HUTTREALTY, Inc. Charlotte H. Hutt - Owner - Broker

Betsy Sisson

(O) 804-493-8994 • (H) 804-493-9003 (c) 804-450-1773 • (H) 804-472-2657 (Fax) 804-493-8968 Box 66 • Montross, VA 22520 betsysisson@huttrealty.com charlotte@huttrealty.com WE AIM TO PLEASE!! Member Multiple Listing Service Member Multiple Listing Service Member MLS

Colonial Beach Waterfront House

Montross - Westmoreland Co. ~ $295,000 Ranch split level home with 7 bedrooms, 4 baths. This was a lodge for years and housed many people. Cottage has 2 bedrooms and one bath. Second cottage has 2 bedrooms and one bath. Two car garage, large fireplace with gas logs. Well maintained. Great Price!

3 BR/2BA with fantastic views. Updated dock, boat lift & seawall. $425,000 MLS#: 85228 CALL BETSY

Waterfront Lot Westmoreland ~ Currioman Landing Westmoreland County ~ $89,000 Charming older farmhouse. In good condition, ready to move in. Nice yard with trees & shrubs. Screened porch in front. Paved Drive and Parking. House being sold as is.

D CE U D RE

2.58 acres $429,000 MLS#: 84396 CALL BETSY

WATERFRONT LOT ~ COLES POINT Safe Harbor Landing, 2.53 acres, 217 ft Waterfrontage, $299,000 MLS#: 84395 CALL BETSY Caroline County ~ $164,900

This newly remodeled 3 bedroom, 1 bath home is on an 11 acre lake with lots of wildlife and great boating and fishing. New kitchen cabinets, appliances, carpet, vinyl and bath. Adjoining lot goes with the home. Could be a weekend retreat.

Stratford Harbour $229,000 ED UC D RE

Like new with open floor plan. Screened porch & large shed. CALL BETSY MLS#: 84806

Waterfront - Westmoreland Co. ~ $449,000

BUILDING LOTS

Immaculate Waterfront Cottage with detached Garage. Two Boat-slips with water and electric, private pier, deep water protected Branson Cove off Lower Machodoc. This upscale, newly renovated home features 3 bedrooms, 2 full Baths, family room with fireplace, Dining Room. Kitchen, Laundry room & Mud room. Perfect for canoeing, kayaking, swimming, or a weekend retreat!

WESTMORELAND COUNTY GLEBE HARBOR 3BR PERC $15,900 MLS#: 83387 CABINFORD .78 AC 4 BR PERC $14,900 MLS#: 83098 CALL BETSY

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PAGE 41

Say You Saw It In Real Estate Review

COLLEGE PARK RICHMOND COUNTY

Beautiful, well maintained cape on half acre corner lot. Large eat-in kitchen. Formal dining room. First floor 17’ Master with private bath having double vanities and walk-in closet. Total of 3 bedrooms and 3 ½ baths plus awesome bonus room (possible 4th bedroom). Attached 2 car garage. Deck. Short drive to beach, boat ramp and restaurants. $249,000.

ROBERTA BRUNSON 804-928-6998 ROBERTA.BRUNSON@gmail.com AHOMEINWARSAW.com 174 Urbanna Road, Saluda, VA 23149 5561 South Laburnum Avenue, Richmond, VA 23231

Virginiaâ&#x20AC;&#x2122;s Northern Neck Including Essex and Middlesex Counties

PAGE 44

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

ra is al O n Fi le

• Expansive Water Views • Sun Room on water side • Heart Pine and Hardwood Floors • Large Screen Porch • 28' x 28' Attached 2 car garage • $898,000

d ce du e R

Certified Appraisal On File

• 3723 sq. ft. home • 4 Bedrooms • 2 1/2 Baths • 20 x 20 Sunroom • Dining room • Office

VIRGINIA 22578

k ee r C

• 2.6 Acres • 600 Ft. ± Waterfrontage • 7 Ft ± MLW at Pier • 3,529 ± Sq. Ft. Home • 3 Bedrooms • 2 1/2 Baths

e ic Pr

WHITE STONE

email: barrack@carterrealestate.com

on is o tip An

JIM & PAT CARTER REAL ESTATE, INC. 447 CHESAPEAKE DRIVE

• 2 Fireplaces • 3 ft. MLW • 2 Boat lifts • Rip-rapped • Water feature • Now $829,000

PAGE 45

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

w Ne

JIM & PAT CARTER REAL ESTATE, INC. 447 CHESAPEAKE DRIVE

g! tin s i L

• Southern Living Home • Year Built 1999 • 3.95 Acres • 6 Ft. MLW • Pier • Rip Rapped • 4 Bedrooms • 4 Full Baths • 2 Half Baths • 400 AMPS • 1st Floor Bedroom

WHITE STONE

VIRGINIA 22578

email: barrack@carterrealestate.com

Mi ll C ree k

• Heart of Pine Floors • 9 Ft. Ceilings • Central Vacuum • Dining Room • Family Room • Living Room • Waterside Screened Porch • Hardiplank Siding • 15 KW Generator • Whole House Rainsoft Water System

• 50 Year Roof • Irrigation system • Artesian Well • Attached 2 Car Garage • Bonus Room with Bath • Geothermal In-Floor Heat On 1st Floor • 5 Minutes from Chesapeake Bay

• $1,595,000

PAGE 46

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109 TO A S EB E T U AK I N PE A M S E H C

• Fireplace • Sunroom w/Enclosed Glass Porch • Living Room • 400 AMP • Gas Heat/Central Air • Artesian Well • Workshop with Heat • 2 Car Attached Garage • 2 Storage Sheds • Gravel Driveway • NOW $639,000

CORROTOMAN RIVER

JIM & PAT CARTER REAL ESTATE, INC. 447 CHESAPEAKE DRIVE

WHITE STONE

VIRGINIA 22578

email: barrack@carterrealestate.com

• 2.78 Acres Park Like Setting • 150 Ft. Waterfrontage • Pier • Sand Beach • Beautiful Views Looking into Bay • 2628 Sq. Ft. Home • 3 Bedrooms • 2 Baths • Office/Den • Formal Dining Room NEW PRICE REDUCTION

Certified Appraisal On File • 966± Ft. Waterfrontage • 3.79 Wooded Acres • 3 Bedroom Conventional Perk • Private • Pier Permit - 6 Ft. MLW • Wide Views • Close to Kilmarnock

• NOW $375,000

w Ne

g! tin s i L

Town of Kilmarnock • Brick Home • 2,050 Sq. Ft. Living Area • 1,250 Sq. Ft. Basement • 3 Bedrooms • 2 Full Baths • Fireplace • Central Air & Heat

• Asking $169,000

PAGE 47

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

w Ne

JIM & PAT CARTER REAL ESTATE, INC. 447 CHESAPEAKE DRIVE

WHITE STONE

VIRGINIA 22578

email: barrack@carterrealestate.com Ce rti fie d on Ap Fil pra e isa l

g! tin s i L

Rear Elevation

Kitchen

River Room

Vi e w

This modular home has the appearance of site constructed home. It has been remodeled & enlarged, with the addition of a 16x20 River Room. Kitchen has been remodeled, windows replaced and interior and exterior has been upgraded. The River Room takes excellent advantage of the river view over the Piankatank River to the Chesapeake Bay and beyond. Well landscaped and shaded lawn. Pier and bulkheaded. Asking $329,000

PAGE 48

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

JIM & PAT CARTER REAL ESTATE, INC. 447 CHESAPEAKE DRIVE

WHITE STONE

2.2 Acres 2200± sq. ft. Home 4 Bedrooms 2 Full Baths - tile 1/2 Bath - wood floors Built in 2006 400 amp Service 1st Floor Master Suite Walk-in Closets

E IC PR

D! CE U D RE

E D IC CE PR DU E R

EL RC A P TE VA I PR

• • • • • • • • •

VIRGINIA 22578

email: barrack@carterrealestate.com

• • • • •

Stainless Steel Appliances Cherry Kitchen Cabinets Corian Counter Tops Gas Fireplace Dining Area and Eat-in Kitchen • Recessed Lighting • Beautiful Stairway • Oak Floors

• • • • •

Screen Porch 2 Car Attached Garage Corner Lot Private 10 mins. from Town of Kilmarnock • No Association Dues • Certified Appraisal on File • NOW $349,000 TOWN OF KILMARNOCK

• 0.580 Acres • Built in 2003 • 1848 Sq. Ft. ± • 3 Bedrooms • 2 Full Baths • 1 Half Baths

! ED C DU RE

Great boating just five minutes to the Rappahannock River. The deck will take you outside and down a gentle grade to the pier with 4 feet ± MLW. Central air and heat, two bedrooms and two baths. 30 x 36 three car garage with electric door openers. Beautiful views down Mill Creek with 250 feet ± of waterfrontage. Asking $399,000

• Crown Molding • Open Floor Plan • Brick Walk-way • Black Top Driveway • Now $239,000

PAGE 49

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

JIM & PAT CARTER REAL ESTATE, INC.

TOLL FREE: 800-225-8298 CELL: 804-436-6109

447 CHESAPEAKE DRIVE

WHITE STONE

VIRGINIA 22578

email: barrack@carterrealestate.com Sunset over Tabb’s Creek

Certified Appraisal On File Glorious view from the deck.

The house sits on a peninsula with views of sunrise and sunset!

Relax at the beach house!

• Office • Cathedral ceilings • Open Floor Plan • Sand Beach • FP, waterview from all rooms • Completely remodeled in “2006” • NOW $389,000

• Year round vacation or retirement home • Secluded community facing Bay & Tabbs Creek • 10 mins. to golf or shopping, in White Stone & Kilmarnock • Handicap friendly • 2 BR, 1 1/2 BA Ce rt ifi ed Ap pr ai sa lO n Fi le

5 Minutes to Rappahannock River

• 607 ft. Waterfront • 2 Acres • 2200 Sq Ft Home ± • 3 Bedrooms • 1 Bath • Eat-in-Kitchen • Screen House • Glass Porch • Car Port • Single Bay Garage w/Hobby Room • Home being Sold “As Is” except for Water & Septic Inspections • $249,000

PAGE 50

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

JIM & PAT CARTER REAL ESTATE, INC. 447 CHESAPEAKE DRIVE

WHITE STONE

VIRGINIA 22578

email: barrack@carterrealestate.com

Ap il ed F ifi n rt l O Ce isa a pr e

HISTORIC MORATTICO

• Immaculate Home • Water View • 3 Bedrooms • 2 Full Baths • Dining Room

• • • •

• Living Room • Eat-in-Kitchen • Screened Porch • Paved Driveway • Central Air & Heat

Artesian Well Over Sized Garage 1563 Sq. Ft. Home $179,000

RAPPAHANNOCK RIVER

WHITE STONE • 7.2 Acres • Half Wooded • Sand Beach • 180 ± Ft Waterfrontage • $595,000

E IC PR

D CE DU RE

• 3.67 Acres • Wooded Lot • Level Lot • Long Road Frontage

• 4 Bedroom Septic Letter • 15 mins from Town of Kilmarnock • Private Community

• Club House • Swimming Pool • Now $69,900

PAGE 51

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

JIM & PAT CARTER REAL ESTATE, INC. 447 CHESAPEAKE DRIVE

WHITE STONE

VIRGINIA 22578

email: barrack@carterrealestate.com • • • • • •

0.53 Acre 4 Ft. MLW Shared Dock 242± Ft. Water Frontage Community Amenities County Assessment $212,100 • Asking $195,000

N TO R IL IVE W R F O K S TAN E V KA CO AN PI

TIPERS CREEK • • • • • •

e ied Fil rtif n Ce isal O pra

CORROTOMAN RIVER

5 ft. MLW 170 ft. Waterfrontage Wooded 1.62 Acres 3 Bedroom Septic Letter Asking $269,000

• 356+/- Ft. Waterfrontage • 5.72 Wooded Acres • 3 Bedroom Conventional Perk • Private • Pier Permit/6+ Ft. MLW • 5 Minutes from Kilmarnock • NOW $355,000 PRICE REDUCED

APPROVED SITE PLAN TO BUILD 50 FT. FROM WATERS EDGE.

• 800± Ft. Frontage • Sand Beach • Wooded • 1.99 Acres • Sunsets • Now $395,000 PRIVATE 9.1 Wooded Acres 4 Bedroom Septic Letter Sandy Bottom Rip Rapped Looking Out into Bay County Assessment $562,800 • Asking $450,000 • • • • • •

PAGE 52

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

JIM & PAT CARTER REAL ESTATE, INC. 447 CHESAPEAKE DRIVE

WHITE STONE

VIRGINIA 22578

email: barrack@carterrealestate.com

Certified Appraisal On File

• 2.50 Acres Wooded • 215 Ft Waterfrontage • 3+ ft MLW • 10 Mins. from Kilmarnock

E IC PR

• Off Corrotoman River • Certified Appraisal on File

• $349,000 • 356+/- Ft. Waterfrontage • 5.72 Wooded Acres • 3 Bedroom Conventional Perk • Private • Pier Permit/6+ Ft. MLW • 5 Minutes from Kilmarnock

ED UC D RE

CORROTOMAN RIVER

•Asking $355,000 • 8 Rooms • 3 Bedrooms • 1 1/2 Baths • 1600 Sq. Ft. • 1.4 Acres • Garage

D CE DU E ER IC PR

• Dining Room • Vinyl Siding • Eat-in-Kitchen • 4 Bedroom Septic • Artesian Well

• Now $89,000

WINDMILL POINT • Year Built 1891 • 1.2 Acres • 1256 Sq. Ft. ± • 2 Bedrooms • 1 Full Bath

• Wood Siding • Floors Pine • Eat-in-Kitchen • Close to Bay

• Now $69,000

PAGE 53

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

JIM & PAT CARTER REAL ESTATE, INC. 447 CHESAPEAKE DRIVE

WHITE STONE

VIRGINIA 22578

email: barrack@carterrealestate.com Ce rti fie d on Ap Fil pra e isa l

• Year Built 1922 • 13.8 Acres • 2600 Sq. Ft. • 3 Bedrooms • 2 1/2 Baths • Master Bedroom on 1st Floor • Eat-in-Kitchen • Formal Dining Room • Living Room • Den

• Screen Porch • Central Air & Heat • 3 Bay Garage with Storage Shed • 10 Minutes from the town of Kilmarnock

• $239,000

PAGE 54

Say You Saw It In Real Estate Review

DOTTIE MACDONALD 1-800-296-1025 804-436-6659

JIM & PAT CARTER REAL ESTATE, INC.

email: dottiere@rivnet.net

447 CHESAPEAKE DRIVE ❖ WHITE STONE ❖ VIRGINIA 22578

R ED U C ED !

BROKERS FOR UNIQUE PROPERTIES AND ESTATES SINCE 1957

GORGEOUS PIANKATANK RIVER VIEWS Wonderful Easy Living Home that takes full advantage of those gorgeous Piankatank River views. Great kitchen with granite counter tops & stainless steel appliances, four bedrooms and two baths. Beautiful fireplace in river room features lovely exotic wood surround. Large deck with sunken hot tub. Heated in-ground pool with new auto cover. Pier with two lifts. 4'+/- rip rap. Home inspection has already been done by seller.

R ED U C ED !

Only $625,000

WHITE STONE ~ 4893 WINDMILL PT. RD Adorable 3 bedroom, 2 bath home that’s been updated but still retains the charm and sturdiness of A Sea Captain’s home. There’s a great bonus room up that captures those sea breezes coming off the Bay. Fairly new HVAC. Large deck overlooking beautiful perennial gardens. Two garages. Very private but convenient. Lease purchase possible. Home inspection has already been done by seller. Now $195,000

Large waterfront farm that has been in the family for years in a great neighborhood. Some sand beach. Very nice views and good water depth, Owner Financing. Reduced to $335,000

END OF LITTLE OYSTER LN. OFF RT. 695 ~ WHITE STONE ~ WINDMILL POINT

BRIGHTWATERS SUBDIVISION WHITE STONE ~ WINDMILL POINT

Beautiful, private 1.6 acre waterfront lot in convenient and lovely area. Partially wooded and level. Looking into the Rappahannock River. 4 Bedroom perk, new driveway and rip rapped. Asking $350,000

WICOMICO CHURCH ~ NORTHERN NECK 3 acre wooded parcel with some pond frontage near historic West End Plantation - Pristine area. Owner financing… $30’s

RT. 646 WHITE STONE ~ TABBS CREEK

Two acre wooded waterfront lot in Brightwaters. Lovely high-end community with beach and pier. $155,000

EAGLE LANDING ~ KILMARNOCK AREA Beautiful large wooded parcels in a wonderful waterfront upscale community that features swimming pool, tennis, boating facilities and clubhouse for residents. Owner financing. $70’s

PAGE 55

Say You Saw It In Real Estate Review

DOTTIE MACDONALD 1-800-296-1025 804-436-6659

JIM & PAT CARTER REAL ESTATE, INC.

email: dottiere@rivnet.net

447 CHESAPEAKE DRIVE ❖ WHITE STONE ❖ VIRGINIA 22578

R ED U C ED !

BROKERS FOR UNIQUE PROPERTIES AND ESTATES SINCE 1957

WHITE STONE ~ WINDMILL POINT

R ED U C ED !

Wonderful New Tidewater Beach home with breathtaking views! This home is truly one of the finest and most tasteful homes built. The owners have spared no expense. Beautiful cabinetry, Marble counter tops. Wonderful windows to capture the beautiful wide water views! The Carriage house has a super capacity for autos & boats with guest quarters above. Pier with lifts. About 300' of SAND BEACH. $1,690,000.

EAST RIVER ~ MOBJACK BAY Ultimate Rivah home with expansive use of glass and big beautiful views. Deep water on the beautiful East River. Large tasteful rooms, exquisite kitchen, bamboo flooring, surround sound, screened porch, guest quarters over garage, shared pier with lifts, 7 ft. +/- MLW. $899,000.

WICOMICO CHURCH ~ BAY SIDE Really nice and immaculate home in a desirable community offering beach and water access. Lovely great room with fireplace. Recent addition of a Florida Room. 3 Bedrooms, 3 Baths, attached garage, open floor plan, lovely arched doorways, gourmet kitchen, convenient. $325,000.

CORROTOMAN RIVER ~ KILMARNOCK Beautiful waterfront parcel on the Corrotoman River. This has been a great family get away through out the years. Great rockfish spot. Several outbuildings provide foot print for home site very close to the water. Near by upscale homes can not be seen from this very private parcel but would be great neighbors. Beautiful hardwoods. 4 bedroom perk. Reduced $290’s.

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Say You Saw It In Real Estate Review

Bruce & Jill Anderson 804-436-4022

804-436-5251

JIM & PAT CARTER REAL ESTATE, INC. BROKERS FOR UNIQUE PROPERTIES AND ESTATES SINCE 1957 4478 IRVINGTON RD ❖ IRVINGTON ❖ VIRGINIA 22480 www.AndersonBay.com

email us: land4u@andersonbay.com

Carters Creek ~ $1,349,000. Pool/Pier/Porch/Patio/4BR/GA andersonbay.com/glebe.html

Chesapeake Bay ~ $725,000. Bay Beach/1-floor/3 BR/GA andersonbay.com/baybeach.html

Corrotoman River ~ $479,000. Hawk’s Nest/deep pier/big view andersonbay.com/hawksnest.html

Johns Ck ~ $399,000. Hilltop Harbor/2BR/pier w/lift andersonbay.com/hilltop.html

Potomac View ~ $319,000. Water Access / 3 BR / 2.5 BA andersonbay.com/potmacvw.html

Little Wicomico ~ $249,000. Kayak Key/pier/wild views andersonbay.com/potomacvw.html

Chapel Rd, Lively ~ $152,000. “As Is” 3 BR/1.5 BA 4 Sheds andersonbay.com/chapelrd.html

Carters Creek ~ $650,000. Yopps Rd / 8' MLW / Site Plan andersonbay.com/yoppsrd.html

Antipoison Creek ~ $447,850. Clark Pt/ 11 wooded acres andersonbay.com/clarkpt.html

Chase Cove ~ $387,500. Carters Ck lot in Irvington andersonbay.com/chase.html

WBP Lot 7 ~ $297,900. Western Branch Corrotoman andersonbay.com/wbp7.html

WBP Lot 2 ~ $295,000. Western Branch Corrotoman andersonbay.com/westbranch.html

Bells Creek ~ $185,482. River Ridge / 5 Ac. / 2 Lots andersonbay.com/riverridge.html

Greenvale Ck ~ $167,000. 2' ± MLW/ drive installed andersonbay.com/greenvale.html

Tabbs Creek ~ $142,000. 2.7 Ac / Lot #1 / Owner / Agent andersonbay.com/cypressfarm.html

MAKE

OFFE

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Say You Saw It In Real Estate Review

BRENDA BRENNAN OLIVA

DICK MCEWAN JIM & PAT CARTER REAL ESTATE, INC.

804-436-6747 dmcewan@carterrealestate.com

BROKERS FOR UNIQUE PROPERTIES AND ESTATES SINCE 1957 4478 IRVINGTON RD ❖ IRVINGTON ❖ VIRGINIA 22480

804-366-1282 brendao@carterrealestate.com

Garnett Hill Drive ~ Urbanna This spacious home is located at the highest point of the rolling hills of the old Garnett Hill Farm. On the main level is the living room w/fireplace and wall of bookshelves, dining room, great room including kitchen and fireplace, sunroom, master bedroom, 2nd bedroom and bath. The lower level consists of a family room w/fireplace, kitchen, bedroom, bath, office, large walk-in closet, utility room and plenty of space for a workshop, hobby area or pool table. The neighborhood has private access to Urbanna Creek. Call Brenda or Dick. $389,000

PAGE 58

Say You Saw It In Real Estate Review

Joey Self

www.JoeySelf.com

(804) 450-0858 (800) 487-8845

580 Northumberland Hwy. Callao, Virginia 22435 0

9 $3

2 $3

• Private • Vaulted Ceiling

• River Room • Pier & Bulkhead

• Remodeled • Deep Pier

• Pine Walls • Fireplace

6 $2

5 $1

• Studio Apartment Shell • 4 Bedroom Septic

• Nice Area

• 27 Acres!!! • Trailer & Camper

• Well & Septic • Wildlife

2 $2

4 $1

• New Home • Stainless Appliances

• Wood Floor • The Best Amenities

• 2+ Acres • Remodeled

• Near Lodge Ramp • Some Exposed Beams

R T O

• Bed & Breakfast • Grand Home • 7,904± square feet • Remodeled Kitchen • Asking $329,000 *****3 Kinsale building lots - $49,000+*****

• New Carpet • 3 Bedrooms

• New Paint • New Range

O O

6 $9

3 WATERFRONT LOTS SANDY POINT $150,000’S

• Multiple Fireplaces • High Ceilings • Newer Roof & Mechanicals • 3rd Level Room • Asking $235,000

PAGE 59

Say You Saw It In Real Estate Review

Joey Self

www.JoeySelf.com

(804) 450-0858 (800) 487-8845

580 Northumberland Hwy. Callao, Virginia 22435

,90

5,0

9 64

7 $3

• Quality Built • Beach

• Chesapeake Bay • Pristine 0

,90

,00

9 64

5 47

• Immaculate • Minutes To Best Fishing

• Bay Views • Remodeled

,00

5 59

5 57

• Soaring Ceilings • Finished Lower Level

• Brick Home • New Roof 0

• Kayak Depth

• 2+ Acres

• Great Wicomico

• Slight View

• Conv. Perk

• Sheltered

S RE AC

• $199,500

• Sunsets! • New Pier & Bulkhead 00

• Quiet

• Septic & Water

• Site Plan

PAGE 60

Say You Saw It In Real Estate Review BOX 410, CALLAO, VIRGINIA 22435

(804) 529-6393 1-800-296-6393 joeself@joeselfrealty.com NORTHERN NECK A.R. Multiple Listing Service

Lottsburg - $139,000

Kinsale Well Maintained Home - $199,000

Joe Self

Fleeton - Reedville - $174,000

3 bedroom cape within walking distance Large Kitchen w/nice pantry & shelving, dining room, living room w/gas logs, 2 baths, Cottage offers creek water frontage as of restaurant and store. Kitchen recently well as bay views. Great weekend Berber carpet & tile, glass enclosed porch, remodeled. Dining room. Living room. partial basement with outside & inside get-a-way. Enjoy the views, water sports, Basement. Community water. entrance. Detached carport & garage. fishing, boating. Shed. Well maintained. Rear yard fenced. Ready to move in.

Callao - $269,000

Swimming Pool - Just $274,900

Kingscote Creek - $300,000

Commercial office with full basement with interior and outside entrances. Offers lots of options. High speed internet available. Upper level has been used as apartment rental in past. Owner/Agent.

Nice brick home on +/- 2.98 acres. +/- 1708 sq ft. 3 BR, 2 Bath, fireplace, in-ground pool, screened porch, Detached Garage.

Waterfront home - two bedroom septic, cathedral ceilings skylights in Living Room, spectacular views of Kingscote Creek, pier, boat ramp, minutes from Potomac River.

Bay Quarter Shores - $349,900

Sandy Point on Potomac River - $349,000

Great view. Large eat-in-kitchen, LR with fireplace. Two BRs, full BA. Hwd floors. Large screen porch. Pier 3-4' MLW

Waterfront home in waterfront community offers wide and long views of Cod Creek. Home offers 2 bedrooms 2 full baths Living room area with fireplace. Kitchen with bar/lots of cabinets. Attached Garage. Additional garage with loft apartment attached via breezeway. Pier and Rip-Rap. Community amenities available include swimming pool, clubhouse, sand beach, pier and boat ramp.

A"SELLER FINANCING AVAILABLE ON LOTS DESCRIBED BELOW" WATERFRONT PROPERTIES Lot 73 - Northumberland Plantation $139,000 Lot 74 - Northumberland Plantation $139,000 Lot 87 - Northumberland Plantation $139,000 OFF WATER PROPERTIES 14.22 ac. - Coan Stage - $129,500 2.39 ac. - Coan Stage - $34,500 2.79 ac. - Coan Stage - $34,500

2 ac. - Great House Point -

"SELLER FINANCING AVAILABLE ON Kinsale - $275,000 LOTS DESCRIBED ABOVE" w w w. J o e S e l f R e a l t y. c o m

PAGE 61

Say You Saw It In Real Estate Review BOX 410, CALLAO, VIRGINIA 22435

(804) 529-6393 1-800-296-6393 joeself@joeselfrealty.com NORTHERN NECK A.R. Multiple Listing Service

Joe Self

Lively Immaculate Low Maintenance - $192,000 3 BR’s, 2 BA rancher, large living room, eat in kitchen w/lots of room, den opens to screened porch. Washer & dryer in hall closet, house has spacious layout. Carpet & vinyl floors & central air. Outside shed, town water, circular driveway. Community sidewalks to bank, restaurants, etc.

Sand Beach Cottage - $425,000 Cottage offers unlimited waterviews of the Potomac River, Great room, screen porch, deck and patio area. Attached work shop. Close to marina. Must see!!!

Coan River - $499,000 Waterfront home offers master bedroom, 2 guest bedroom, Living room with fireplace, views of the Coan River, pier. Close to town. Must see!

Potomac River - $535,000

Immaculate Waterfront property offers wide and long view of the Potomac River and Chesapeake Bay. Updated and addition added in late `90’s. Great room offers panoramic views of Potomac. Screened porch spans most of the river side of home, partially fenced yard, pier, rip-rap. Located within walking distance of Marina and minutes from the Chesapeake Bay.

COAN RIVER ~ GLEBE CREEK ~ DEEP WATER - $699,000

Sand beach • ±4.5 acres • Master bedroom • 2 guest bedrooms. Walk-in Closet • Sunroom Eat-in-Kitchen • Dining room • Living room. 2 car attached garage • Skylights • HVAC - 2 zoned Floors insulated concrete/ceramic tile. Pier - 2 boat lifts & 3 boat slips

w w w. J o e S e l f R e a l t y. c o m

PAGE 62

Say You Saw It In Real Estate Review BOX 410, CALLAO, VIRGINIA 22435

(804) 529-6393 1-800-296-6393 joeself@joeselfrealty.com NORTHERN NECK A.R. Multiple Listing Service

Joe Self

Potomac River/Coles Point - $449,000 Callao “Golf Course View” $165,000

Like new four bedroom waterfront home offers greatroom area for entertaining. Lots of hardwood floors. 1st floor bedroom. Large deck overlooking Potomac River. Spectacular water views. Close to Marinas and restaurants.

Farnham Creek/Richmond County $299,000

Charming waterfront cottage located on Farnham Creek with views of the Rappahannock River. Enjoy boating, fishing, crabbing, swimming etc from this property. Studio apartment above shop/garage. RipRap. Pier on Farnham Creek.

Well maintained 3 bedroom 2 bath home offers golf course views. Large kitchen with lots of cabinets. Dining area. Large living room. Within walking distance of shopping and restaurants.

Glebe Creek - $449,000

Well maintained home on protected Glebe Creek, Fireplace in living room, full basement. Garage. Wooded lot. Pier with boat lift.

Glebe Creek – Deep Water - $600,000

Like new pine Log Cabin offers wide and long views of Glebe Creek. Deep water pier with boat lift. Rustic wood interior. Just minutes from the Potomac River and Chesapeake Bay. w w w. J o e S e l f R e a l t y. c o m

Say You Saw It In Real Estate Review

PAGE 63

Wendy Self-Newsome Associate Broker, GRI, ABR Mobile: 804-450-7963 Fax: 703-991-5822

BOX 410, CALLAO, VA 22435 (804) 529-6393

Email: wendy@WendyNewsome.com

www.WendyNewsome.com Yeocomico River – Wilkins Creek

Sandy Point/Kinsale

Gardner Creek

Charming home/cottage offers views from several rooms. Family Room with FP/Gas logs. Study/office. wood floors. Engineered septic installed. Pier, Rip Rap, Garage. Partially fenced yard. Most furnishing will convey. Property is ready to enjoy! $439,000

Waterfront cottage on protected creek. Open floor plan. Living room with fireplace, patio, pier. Just minutes to Potomac River. $319,000

D CE DU RE

Cottage on protected creek. Deep water. Open floor plan. Fireplace. Cedar lined closets. Pier. $355,000

Panoramic Views – Potomac River – Coan River D CE DU RE

6 BR, 5 BA, Sq. Ft.: ±4838. Water views from all rooms except baths. Entertainment room: fp, wet bar, pool table. Protected Deep water, 4 covered boat slips, 2 jetski lifts, & boat lift. Partially fenced. Shoreline is mostly riprapped. Deck. $1,999,000 Yeocomico River

Sand Beach – Potomac River

Spectacular views +/ 692 ft water frontage brick rancher with open floor plan, sunroom, multi car garage with apartment and unfinished office area, deep water, protected creek just minutes to Potomac River Must see $610,000

Waterfront property remodeled in 2006. Spectacular views. Open floor plan, wraparound deck and screen porch are great for entertaining. Master bedroom has private sliders to private deck. Pier and bulkhead. $489,900

Spectacular views of Potomac River & Long Pond; Sand beach waterfront home fronts on River as well as Pond. Pier with boat lift on Potomac River & pier on Long Pond. Rip Rap. Home is in move in condition. Most furnishings will convey. Storage shed. $412,500

D CE DU RE

LOTS/ACREAGE + 6.27 acres $38,000 + 2.13 acres water access lot $39,000 + 2.10 acres water access lot $39,000 + 2.02 acres water access lot $44,900

Call or email me for additional information or pictures of any of these properties

www.WendyNewsome.com Other Properties Available Buying or Selling -- Contact Wendy

PAGE 64

Say You Saw It In Real Estate Review

324 Prince St. Tappahannock, VA 22560

(804) 443-2213 Donna Medlin

Tappahannock – Hobbs Hole Golf Community. Lovely home w/many FEATURES! Built in 2009 overlooking a POND and the 11th fairway. Approx. 2250 sq.ft. Includes 3 bdrms, 2.5 baths, LR w/gas logs, office with built in desk and bookshelves, bonus room over garage (could be 4th bedroom), custom kitchen cabinets w/stainless steel appliances, hardwood floors, tile, central vacuum, Rinnai water heater, conditioned crawl space, attached 2 car garage, detached garage w/covered patio, concrete driveway and sidewalks, screened porch, additional patio and fish pond on beautifully landscaped lot. Convenient to Hobbs Hole Restaurant, fitness Center, shopping, banks, hospital and Post Office. $329,000. Call Holley Tomlin @ 804-761-2697 today for an appointment.

Tappahannock – Hobbs Hole Golf Community. Beautiful two story home built in 2005, approx. 1980 sq. ft. Includes 4 bdrms, 2.5 baths, L/R, D/R, eat-in kitchen, hardwood floors, attached two car garage, covered front porch, concrete driveway and sidewalks, shed, nicely landscaped yard with trellis and fenced back yard. Convenient to Hobbs Hole Restaurant, Fitness Center, shopping, banks, hospital and Post Office. $269,000. Call Holley Tomlin @ 804-761-2697 today for an appointment.

Waterfront Condo “Riverside” on the Rappahannock River in historic Tappahannock. 2 bdrms, 2 baths, 5th floor, spectacular views, balcony, covered parking, pool, pier & sand beach. $299,000. Call Holley Tomlin @ 804-761-2697 for an appointment today!

Lakefront Retreat in private, natural setting with spectacular views of Purkins Lake near Tappahannock. Well maintained home with 2 bdrms, 2 baths, bright open floor plan, vaulted ceiling, gas logs, pine floors, sunroom, screened porch, 4 decks, pool, garage, shed, dock and tree swing. Fishing, canoeing, kayaking, walking & biking. Perfect for nature lovers! Priced to sell quickly!! $299,000. Call Holley Tomlin @ 804-761-2697 for an appointment today!

Essex County Charming 1,628 sq ft +- Cape situated on a 2.98 +- acres. Very convenient to town. 3 BR, 2 BA with downstairs BR, Sunroom, 16x14 deck and 12x12 shed. $209,000. Call Donna @ 804-445-5610 for appt.

Essex Co. - 1,648 sq. ft. ± 3 bd., 2 bath ranch w/sun room, 2 car attached garage and workshop. This home is situated on a 2.68 acre lovely wooded lot and is just minutes from town. It is a must see @ $215,000. Call Donna @ 804-445-5610 (cell).

Essex Co. - 1,384 sq. ft. ± ranch. Convenient to town. 3 Dunnsville area bdrms, 1 1/2 baths, hardwood floors, 11x24 carpeted den 1,224 sq ft +- ranch w/2 BR, 1 BA, den, study, Dining room, w/propane unit. It’s a great buy at $129,500. Call Donna Living room, and kitchen on .94 ac. $75,000. Call Donna @ 804-445-5610 (c). @ 804-445-5610

PAGE 65

Say You Saw It In Real Estate Review

Byrl Taylor, CRS, GRI ASSOCIATE BROKER

804-356-7879 or 804-435-7840 byrlp@aol.com www.VaNorthernNeck.com Bay/River Office 434 Rappahannock Drive, White Stone, VA 22578

Town of Urbanna • Water views of Urbanna Creek • 3 BR, 2 BA, Garage, Deck • Corner Lot, Walk to Town • $295,000

Antipoison Creek • Deep Waterfront 1.6+/- acre lot • Pier, Boat house, Rip Rap • 2 Garages (Attached/ Detached) • $625,000

• • • •

Farnham Point overlooking pond w/ dock Open floor plan & loft Furniture & appliances convey $210,000

Perch Creek - Farnham • New Cape fronting on creek • 2.4 private wooded acres • 4 BR, 3.5 Baths • $449,900

Stingray Point • Cozy, fully furnished cottage • Water views, screened porch • 2 BR, 1 Bath, walk to sand beach • $179,000

• • • •

Callao - Quinton Oaks 2 +/- ac. Corner lot Custom built, many upgrades Golf course community $359,000

• • • •

WEEMS – Moran Creek Rd. 3 Br, 2 1/2 ba, garage Private wooded 2 acre lot Screened porch, dining room $269,900

• • • •

Reedville Updated, 3-story w/outbuildings New plumbing, electric, heat pump Close to Marina $250,000

• • • •

Golden Eagle Cottage - Irvington Lovely lake & golf course views Condo fee includes, water, pool, cable, etc. 3 BRs each w/ private bath $395,000

• • • •

Beach Cove Villas - Windmill Point Chesapeake Bay - white sand beach Community amenities Fireplace, dining/living combo $239,000

PAGE 66

Say You Saw It In Real Estate Review

Mason Realty, Inc.

P.O. Box 58 Deltaville, VA 23043 804-776-9295

P.O. Box 188

• Saluda, VA 23149 804-758-2777

P.O. Box 517

• Urbanna, VA 23175 804-758-5372

www.masonrealty.com Call or write for a free brochure of all our listings!

FISHING BAY – Deltaville – Quaint 2 bedroom, 2 bath home offers expansive, gorgeous views of bay & beyond! 150' on bay! Close to marinas & shopping. $735,000

KING & QUEEN - Horse property with 33 acres… Stream on property… Large barn /stalls & loft area, another shed with stalls, fenced & cross-fenced, 1,700 sqft Cape home with 2 bedrooms, 2 baths, an unfinished 3rd bedroom… Private. $249,000

URBANNA – Garnett Hill – Large custom brick ranch within walking distance of town. 3 bedrooms, 2 ½ baths, fireplace… Open Great room. Finished basement. Wainscoting & crown molding. 2 car garage. REDUCED to $298,500

WEST POINT AREA – 3 bedroom, 2 bath home conveniently located to Williamsburg and Richmond. +1,300 square feet. Selling “As Is”. $79,000

LAGRANGE CREEK – Urbanna area – Beautiful 4,100 sqft waterfront home has 11 rooms. 4-5 bedrooms, 5 full baths – Bright & spacious! Screen porch. 2 car garage/shop. Generator system. Pier. Great views with water on 3 sides. REDUCED to $879,000

WAKE – 3 bedroom, 1 ½ bath Rancher on 2+ acres with mature landscaping & stream! Four Seasons room, eat-in kitchen & spacious family room. Large detached garage / 3 bays with electric, water & attached carport. Separate 1 car garage /attached guest suite. New roofs on home and garages. Short walk to public boat landing, pier and beach on the Rappahannock River! Must see!! NOW $244,500

NORTH POINT – Just outside Urbanna – 3 bedroom, 2 bath home with hardwood floors, carport and workshop. Apprx. 1,650 sqft. ¾ acre lot. $239,500

LOCKLIES CREEK – Topping – 2 bedroom, 1 bath one story beach house on ½ acre offers great views of creek & Rappahannock River. Good water depth with easy access to river. Pier. $395,000

PAGE 67

Say You Saw It In Real Estate Review

MASON REALTY, INC. Eric Johnson or RD Johnson www.masonrealty.com

P.O. BOX 517 URBANNA, VA 23175 (804) 758-5372

BUSH PARK CREEK – 540' frontage on private point. Very nice 10 room Ranch with 3 bedrooms, 2 ½ baths & partial basement. Large screened porch, decks… Carport, Detached 24x32 garage with shop with heat/air. Large pier with lift, screen room & storage… Several dependencies. Great views! Must see many extras. $539,500

URBANNA CREEK – 2 bedroom, 2 bath condo with large great room… Private deck – Great views to Rappahannock River Bridge! Pool, boat ramp. $429,000

URBANNA Area – Very nice 3 bedroom, 2 bath home/living room, dining area, den/gas fireplace & central air/heat pump. Large covered porch. Carport, several outbuildings. Short walk to marina. $169,900

PIANKATANK SHORES – 3 bedroom, 2 bath A-Frame. Living room with Cathedral ceiling, Pine floors, tile floors & carpet. Screen porch, sun room and open deck. Community access to 3 piers, boat ramps and sand beach. $169,500

HARTFIELD – Proposed Construction – 3 bedroom, 2 bath ranch with vinyl siding. Good location. Deeded water rights. $149,900

“THE LANDING” AT PIANKATANK RIVER GOLF COURSE – Ranch style 3 bedroom, 3 bath home with bonus room. Screened porch overlooking wooded lot. Mature plantings. Storage shed. Everything in pristine condition! $339,000

RAPPAHANNOCK RIVER – North Middlesex – 2 bedroom, 1 bath cottage with excellent views. Detached garage/shed. Almost one acre. Estate Sale. $429,000

TOWN OF WEST POINT – 3 bedroom, 2 bath ranch house… Large eat-in kitchen, bonus room, nice screened porch… Views of the Pamunkey River… Excellent school systems. $242,000

“SIMILAR CONSTRUCTION”

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Say You Saw It In Real Estate Review

MIDDLE BAY REALTY (804) 436-3605 - Direct wbeauchamp@lancova.com

(804) 436-5450 - Direct susanb@northernneck.com

WALLY BEAUCHAMP

SUSAN BEAUCHAMP

POTOMAC RIVER

Beautifully maintained river home in Bay Quarter Shores. Kitchen open to dining, great room and spacious waterside screened porch. This spotless property provides first floor bedroom, two additional bedrooms up, two full baths, and two storage sheds. The treed lot roadside provides great privacy. Neighborhood amenities include swimming pool, clubhouse, tennis court, boat ramp and water system. $399,900

MIDDLE BAY REALTY 800-529-5122 OR 804-453-5380 Fax: 804-453-5383 Cell: 540-379-3886 www.middlebayrealty.com * griff22407@verizon.net

CHUCK GRIFFITH CHESAPEAKE BEACH ESTATES

3 BR, 1 BA. 1,200 SF, 1 block from the beach. $176,600. #85516 NEW SUBDIVISION

Community Beach

2 BR, 1 BA, Great buy. New construction. Quiet neighborhood in Reedville. 3 blocks from beach. $148,900. #84050

SHERWOOD FOREST

POTOMAC RIVER VIEW

D! CE DU E R

11 lots, 1-2 acres each, Bridge Creek, $89,000 to $199,000. 3-5' MLW.

3 BR, 1 1/2 BA, WF community. Excellent buy at this price. Home has been totally refurbished. $129,750. #83052

2.48 acres, 3-4' MLW, Sandy beach, Rogers Creek. $140,000. #85410

PAGE 69

Say You Saw It In Real Estate Review

MIDDLE BAY REALTY 800-529-5122 or 804-453-5380 Fax: 804-453-5383 Cell: 804-761-4125 www.middlebayrealty.com • captkuyk@rivnet.net

KEVIN KUYKENDALL CABIN POINT

WARSAW

POTOMAC

4 BR, 2 1/2 BA, 2,376 SF. Great views of the Potomac. $289,000. #85205

3 BR, 2 1/2 BAs, Close to town amenities. Great schools. REDUCED $239,000. #83499

5 BR, 3 BA, 3250 SF. 5+ MLW, fabulous views. $1,150,000. #84585

FARNHAM

COLONIAL BEACH

GREENFIELD HARBOUR

W NE

G IN ST LI

D! CE DU E R

3 BR, 1 BA, 1755 SF, Quiet neighborhood. $169,000. #84922

2 BR, 1 BA, 870 SF, Walking distance to Beach. $129,000. #84268

SENIORS CREEK T EA GR

4 BR, 2 1/2 BA, 3-4' MLW, Pier installed. $399,000. #84711

REEDVILLE

NEW SUBDIVISION

3 BR, 2 BA, 1566 SF, 1 mile from boat ramp. $210,000. #83415

2 BR, 2 1/2 Baths, 1484 SF, 5+ MLW, Pier w/lift. $475,000. #85429

11 lots, 1-2 acres each, Bridge Creek, $89,000 to $199,000. 3-5' MLW.

Y BU

Great elevated lot with 4' MLW. Community pool and boat ramp. $135,000. #83849

Waterfront, Access & Off-water Lots 1.72 Ac. 1.12 Ac.

#16581 #82304

5+ MLW Water Access

1.24 Ac.

#83825

Water Access

2+ Ac.

#84271

Potomac View

7.00 Ac.

#79189

Wooded

30.17 Ac. #81501

No HOA

110 Ac.

#82905

Farm/Timber

18+ Ac.

#84249

Farmland

$405,000. 1.12 Ac. $23,900. 53 Ac. $27,500. 69 Ac.

#79055

2-4' MLW

$235,000.

#83181

Mill Creek

$349,000.

#83922

Pond

$189,000.

$99,500. 2+ Ac. $76,900. 46.4 Ac.

#84465

5+ MLW

$190,000.

#81345

25 Ac. Open

$229,000.

$95,000. 88 Ac. $500,000. 60 Ac. $115,000.

#82501 60 Ac. Wooded

$449,000.

#83926

$127,500.

Grt. Hunting

RICHMOND HILL ESTATES: 4 lots available, 10-31 acres, 30 yr old timber, $89,500-199,000.

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Say You Saw It In Real Estate Review

MIDDLE BAY REALTY Toll Free: 1-866-436-1150 Cell: 1-410-610-9890 Home: 1-804-580-2053 email: RivahRunners@RivahRunners.com

JOE EMERSON WAREHOUSE CREEK

COOPERS LANDING ! ED UC D RE

SENIOR CREEK ! ED UC D RE

Spectacular 4 BR, 4 BA, 3-4' MLW, Pier. $569,000. #84473

3 BR, 3 BA, 240' Water frontage. 4-5' MLW, in-ground pool. $499,990. #85221

4 BR, 2 1/2 BA. 5+' MLW, Pier Community amenities. $439,000. #82837

MOUTH OF GREAT WICOMICO

CORROTOMAN BY THE BAY

POTOMAC RIVER D! CE U D RE

Gorgeous 3 BR, 4 BA, 2 Bonus Rooms, Endless views. $999,000. #20233

3 BR, 1 BA, Waterfront cottage. Community amenities. $265,000. #77771

Immaculate, waterview cottage & beach front parcel $299,950. #84539

WEEMS

CORROTOMAN BY THE BAY

3 BR, 1 BA, Deeded boat slip, 2.0 acres. $209,000. #84231

3 BR, 2 BA, .79 acres, deck/patio NEW PRICE $249,000. #83477

Brand New, 3 BR, 2 BA with Full Basement. $194,900. #78593

MALLARD BAY

KNIGHTS RUN

To be built. 3 BR, 2 BA Lakefront home. Water Access community $419,000. #81163

3 BR, 2 BA, 3.59 +/- Acres. Water Access to Great Wicomico. $309,500. #17204

WEEMS - DEEDED SLIP D! CE U D RE

! ED UC D RE

3 BR, 2 BA, 2,100 Sq. Ft., 3.5 acres Community Amenities $395,000. #19327

MILL CREEK

SAWMILL COVE

CORROTOMAN RIVER

3.57 acres, less than 2' MLW. $55,000. #83759

4.19 Acres, 2-3 Ft. MLW, pier in place. $249,000. #81187

N.N. State Bank Kilmarnock, 3.24 acres, Pier $199,000. #84624

For more information on these properties please visit

www.NorthernNeckRealEstateTreasures.com

PAGE 71

Say You Saw It In Real Estate Review

MIDDLE BAY REALTY Toll Free: 1-866-436-1150 Cell: 1-410-610-9890 Home: 1-804-580-2053 email: RivahRunners@RivahRunners.com

JOE EMERSON LITTLE WICOMICO RIVER

WATERFRONT ACREAGE

HULL CREEK

HAGUE - ACREAGE ! ED UC D RE

2.24 Acres, 4-5' MLW, Pier & Boathouse $269,000. #82308

18.37+/- acres Cubitt Creek 4 BR Septic Letter $399,000. #85430

1.7 acres, Pleasant Pointe. Sandy Bottom. $189,000. #84429

43.97 Acres, nice combination of level & rolling land. $239,000. #79499

ACREAGE & WATERFRONT

ROCK HOLE CREEK

CORROTOMAN RIVER

CUBITT CREEK

D! CE DU E R

! ED UC D RE

Farnham 15.2 Acres…$199,000. 12.7 Acres…$249,000.

2.0± acres, 3-4 ft MLW Addtl. interest in bay front lot $199,000. #83577

Very private building site with breathtaking views of the Corrotoman River. 3.29± acres. 3-4 ft. MLW. $189,000. #80862

2.25+/- Acres in Chesapeake Cove. 4 BR cert. letter. $79,900. #81340

MALLARD BAY

CUBITT CREEK

DIVIDING CREEK

WESTERN BRANCH COVE

Flyaway Lake. .76 acres $149,000. #19847

.55 +/- acres, 2-3' MLW, White Sand Harbour. Spectacular views. $119,500. #84486

3.19+/- acres. 3-4' MLW. Septic letter & pier permit. $337,000. #82514

2.54+/- acres 2-3' MLW $179,000. #85243

LOTS & ACREAGE Chinns Mill #20323 . . . . . . . . . . .5.36 Acres . . . . . . . . . . . .$49,900 #20324 . . . . . . . . . . .5.22 Acres . . . . . . . . . . . .$49,900 #20326 . . . . . . . . . . .5.45 Acres . . . . . . . . . . . .$49,900 Lancaster Courthouse #18791 . . . . . . . . . . .12.13 Acres . . . . . . . . . . .$59,000 #18792 . . . . . . . . . . .38.45 Acres . . . . . . . . . .$139,000 Iberis Woods #79521 . . . . . . . . . . .4.493 Acres . . . . . . . . . . .$37,000 #84963 . . . . . . . . . . .2.766 Acres . . . . . . . . . . .$29,500 Bay Harbor Estates #80867 . . . . . . . . . . .0.94 Acres . . . . . . . . . . . .$40,000

WATERFRONT Pine Reach Estates #84673 . . . . . . . . . . .3.1 Acres . . . . . . . . . . . . .$98,000 Mallard Bay #84220 . . . . . . . . . . .0.63 Acres . . . . . . . . . . .$149,000 Swann Harbor #79515 . . . . . . . . . . .0.81 Acres . . . . . . . . . . . .$40,000 #83594 . . . . . . . . . . .2.72 Acres . . . . . . . . . . . .$79,000 Heritage Point #80165 . . . . . . . . . . .2.14 Acres . . . . . . . . . . . .$35,000

WATER ACCESS LOTS Knight’s Landing #77851 . . . . . . . . . . .3.4 Acres . . . . . . . . . . . . .$54,900 Mallard Bay #85553 . . . . . . . . . . .1.11 Acres . . . . . . . . . . . .$74,000 #17830 . . . . . . . . . . .1.72 Acres . . . . . . . . . . . .$60,000 Bay Quarter Shores #83439 . . . . . . . . . . .0.64 Acres . . . . . . . . . . . .$20,500 #83440 . . . . . . . . . . .0.64 Acres . . . . . . . . . . . $20,500 #84441 . . . . . . . . . . .0.32 Acres . . . . . . . . . . . .$16,500 #84442 . . . . . . . . . . .0.32 Acres . . . . . . . . . . . .$16,500 Corrotoman By The Bay #18549 . . . . . . . . . . .0.25 Acres . . . . . . . . . . . .$15,000 #83908 . . . . . . . . . . .0.34 Acres . . . . . . . . . . . .$13,500 White Sands Harbor #83576 . . . . . . . . . . .0.66 Acres . . . . . . . . . . . .$37,500 #84734 . . . . . . . . . . .0.86 Acres . . . . . . . . . . . .$45,000 Betz Landing #78163 . . . . . . . . . . .2.74 Acres . . . . . . . . . . . .$47,000 #83427 . . . . . . . . . . .2.52 Acres . . . . . . . . . . . .$46,000 Heritage Point #80826 . . . . . . . . . . .2.09 Acres . . . . . . . . . . . .$37,000 #80827 . . . . . . . . . . .2.14 Acres . . . . . . . . . . . .$37,000

For more information on these properties please visit

www.NorthernNeckRealEstateTreasures.com

PAGE 72

Say You Saw It In Real Estate Review

MIDDLE BAY REALTY Office: 804-436-1150 or 866-436-1150 804-389-1580 pnelsonmbr@aol.com

PAM NELSON, ASSOCIATE BROKER

W NE

G! IN ST LI

SANDY POINT $249,000

SANDY POINT $198,500

Park Setting Waterviews 3 BR, 2 BA Great Room Cathedral Ceilings

G! IN ST I L

5.8± Acres 3 BR, 2 BA Fam Rm w/Wet Bar Workshop w/Full Bath

BAY QUARTER SHORES $299,000

FARNHAM $299,000 8± Acres 3 BR, 2 BA Great Rm w/FP Cathedral Ceilings Swimming Pool

Spectacular Views 1st flr - kit, dining, family room 2nd flr - 2 BR, 2 BA 3rd flr - Great room

POTOMAC BAY ESTATES $659,000

BALL CREEK $650,000 Live in Carriage Home/Guest Cottage Spectacular Waterfront Building Site 800'± Shoreline Dock

Breathtaking Views .97± Acres 3 BR, 2 BA Great Rm w/Stone FP Art Studio Dock

TAYLOR’S CREEK $1,100,000

BAY BREEZE $725,000 c.1877 Farmhouse 6.4 ± Acres 4 BR, 2 BA Bay Room w/FP 500'± Shoreline

W NE

G! IN ST LI

BAY QUARTER SHORES $150,000

Builder’s home 4 BR, 3 1/2 BA Formal Dining Room Family Room w/FP Florida Room Dock

W NE

G! IN ST LI

.30± Plus .390 Acres ± 3 BR, 1 1/2 BA LR, Kit./Break. Area Sun Room

TOWN LIVING AT IT’S FINEST $197,500 .453± Acres 4 BR, 2 Full BA LR, DR, Eat-In Kit. Deck, Patio, Outbldgs Recently Renovated Pristine

LOTS MILLBURN $39,500$79,500 LOCATION! LOCATION! LOCATION! Kilmarnock, VA Hospital, Banking, Library, Schools, Shopping, Golf Courses and Marinas all within 5 minutes!

PINE HARBOR $80,000 Build your home on this waterfront lot. Community access to pier and boat ramp. Level lot on water with community water.

PAGE 73

Say You Saw It In Real Estate Review

MIDDLE BAY REALTY Office: 804-436-1150 or 866-436-1150 Cell: 804-761-3015 or 804-761-2058 email: captsea@kaballero.com or re4u2@verizon.net

KENNY KUYKENDALL & BETSY CROWTHER

W NE

G IN ST LI

SHERWOOD FOREST Water Access 3 BR, 1 BA $152,000. #85094

W NE

G IN ST LI

W NE

G IN ST LI

MILLBURN – 4A New Home 3 BR, 2 BA $189,900. #84084

LIBERTY HILLS Pristine 1.4± Ac., 3 BR, 2 BA $229,000.

CORROTOMAN BY THE BAY New Home – 3 BR, 2 BA $154,900. #85526

CEDAR POINT Water View! Lot 29 – 2 Ac. – $149,500 Lot 30 – 2 Ac. – $149,500

WEEMS 2.8± Ac. ~ Beechwood $259,900. #81743

PRENTICE CREEK ~ DITCHLEY 19+ Acres/4 Parcels 1500' Shoreline $1,445,000. #84482

D! CE DU E R

MYER CREEK 3000 sq. ft./3+ Ac. $795,000. #81913

W NE

G IN ST LI

CORROTOMAN BY THE BAY 5' MLW, Drastically Reduced $595,000. #83454

BURGESS ~ ZONED A1 Detached 2-Car Garage & Workshop $150,000. #84530

MILLBURN – 5A New Home 3 BR, 2 BA $249,900. #82480

LANCASTER COURTHOUSE 4 BR, 2 BA – ZONED R-3 $305,000. #85503

KILMARNOCK 3,000+ sq. ft./1+ Ac. $279,500.

YANKEE POINT ~ MYERS CREEK 3 BR, 3 BA, T-Shaped Pier w/4-5' MLW $549,000. #84434

RIVER’S LANDING Water Access Community Amenities! $321,000. #83573

COMMERCIAL ~ KILMARNOCK RT. 200 & Harris Dr. $490,000.

W NE

G IN ST LI

OLD SALEM ROAD “Locust Tree” 1+ Ac. Sites $44,900. Each

W NE

G IN ST LI

CREEKSIDE MEWS Water Access Home Sites Price Range: $75,000. - $95,000.

W NE

G IN ST LI

THE HUNTONS Waterfront 3.4± Ac., 2-3'± MLW $191,000. #85334

W NE

G IN ST LI

OLD SALEM ROAD “Laurel Creek”, 4.79± Ac. $112,500. #85428

PAGE 74

Say You Saw It In Real Estate Review

I’M HERE TO ASSIST WITH ALL YOUR MORTGAGE NEEDS At Northern Neck State Bank, our purpose is to help people find financial solutions. We offer a variety of mortgage loans including residential lot loans and construction loans. For assistance with your mortgage lending needs, please contact Mark A. Curran by phone at (804) 435-4302 (office), (804) 580-4204 (home) or (804) 338-3525 (cell) or by e-mail at mark.curran@ubsh.com.

101 years of mortgage lending experience

MARK A. CURRAN U.S. Navy Ret. Mortgage Loan Officer

www.union-mtg.com

www.northernneckmortgage.com

Member FDIC

Kilmarnock ◆ Burgess ◆ Reedville ◆ Montross Tappahannock ◆ Warsaw ◆ Time Square ◆ White Stone

PAGE 75

Say You Saw It In Real Estate Review

Catherine Bennett - Realtor & Broker Professional Member of: Virginia Association of Realtors (VAR) National Association of Realtors (NAR) Northern Neck Association of Realtors (NNAR) Chesapeake Bay & Rivers Association of Realtors (CBRAR)

Supporting our Community through: Indian Creek Yacht & Country Club (Alberg 37) Northern Neck Kennel Club (Therapy Dog & K9 freestyle dancing) Rappahannock Garden Club of White Stone (Past President) Northern Neck Beekeepers Club (Co-Founder)

Melrose Plantation Real Estate, LLC 12 S. Main Street, Kilmarnock, VA 22482 854 Pinckardsville Road, Lancaster, VA 22503 804-435-0321 or Toll Free: 1-800-711-4620 email: bennett@melroseplantation.com Please visit our websites: www.MelrosePlantation.com www.RealEstateChesapeakeBay.com

Mary Ball Cape Cod

Sands on the Potomac

Adorable 4BR/2BA in heart of Lancaster Courthouse, a charming village with courthouses, libraries, B&B, dining. Country kitchen. FP in LR. Full height basement. CHAC. Town water. Professional office zoning. $149,900

Views to Maryland! Three quarter of an acre. Boating on protected Hull Creek. 3BR/ 3BA. 3427 sf. All custom. Oversize garage. Generator. Hardwood floors. Massive amounts of storage. Fenced yard. Priced below appraisal: $450,000

Evergreen

Annabelle’s

All new systems, appliances, roof. Low energy bills. Community: pool, tennis, boat ramp, & pier. Corrotoman By The Bay. Lively. Reduced!! $130,000

Awesome restoration, top quality materials, handcrafted, elegant design. All new but still antique. Extensive waterviews Morattico. Reduced!! $517,500

Parks House

Heaven Sent

Historic totally restored plus amazing addition. Bespoke materials, design, handcrafted, quality. Surrounding Waterviews. Morattico. Reduced!! $607,500

Waterfront romantic hideaway. 2 fireplaces, balcony, deck. Pier on Glebe Creek off Potomac. Community boat ramp. Lottsburg. Reduced!! $450,000

Bloomfields Great floorplan/updates. Huge corner lot. Seasonal waterviews, wonderful landscaping & deck. Heart of Irvington. Reduced!! $239,000 ! RS EA Y 0 10

Eubanks - Adams Building

Commercial. Loads of fresh updates including new paint, new wiring, new roof. Quarter acre in center of Kilmarnock. Appraisal & Architectural Study & Rendering for fantastic addition completed. $470,000

Meyers Creek Harbour Waterfront, Wooded 2 acres. Southern Living plans, guest house/garage under construction. Near Corrotoman River ferry. $349,000

NT RE

E! M

Fish Tales Vacation rental. Weekends & longer. $150/night. $875/week. On the Western Branch of the Corrotoman River. Great crabbing. Private community pool, tennis, golf, boat ramp. “Good doggies welcome.” Owner-Agent.

Pheasant’s Roost Waterfront. Indian Creek Estates at ICYCC. Two car garage. Level lot. Walk to private boat ramp. Kilmarnock area. Reduced $100,000! New price: $200,000

Building Lots: Little Bay Campground, Windmill Point Road. Extensive waterfrontage. Two lots: 4 & 2.3 acres. Below tax assessment of $605,300. Asking $560,000. Hales Point, Lancaster Creek, Morattico. 2 acre, long waterfront. Site plan awesome views. Below tax assessment of $355,000. Reduced to $299,000. Old House Cove of Dividing Creek, Ditchley-Kilmarnock. 2.1 acres. Tax assessed: $111,400. Asking $82,000. Waterfront on Natty Point Creek near Kilmarnock Lot 1 $49,000, Lot 2 $59,000 or both $89,900. Site plan, septic letters, pier permit. Knights Landing 10.5 acres wooded. Pier & boat ramp access on Great Wicomico River! Between Lancaster - Heathsville. $75,000 Reduced to: $68,000

PAGE 76

Say You Saw It In Real Estate Review

John Walsh Broker 473 Edgewater Lane, Montross, VA 22520

571-216-1072 walsh473@vabb.com

LOCATED ON A PRIVATE STREET Total Upgrade Four Bedrooms In Ground Heated Pool 3500+ Square Feet Protected Water Close to Chesapeake Bay More Photos Availalble

611 Edgewater Lane Montross, VA MLS#WE493307

Great New Price $650,000.00

A unique property located on a private street of similar homes. Situated on 2+ acres. Protected water, Water depth of 4 ft. at dock. Dock accommodates a large boat and 2 jet skis. Spectacular views of sunrise/sunset. Home features 4 bedrooms and 2.5 baths. Spiral stairs to loft with 2 large rooms and a small study. Whole house generator, private boat ramp in addition to the dock. Home is completely updated with too many features to list. Good commute from DC metro and Richmond. Call for more information.

PAGE 77

Say You Saw It In Real Estate Review

Office: 804

529-6131 1-800-296-6134

WATERFRONT SPECIALISTS VI OR RON SHIVOK 283 Northumberland Hwy. Callao, VA 22435

Email: nnproperties@hotmail.com

Great Wicomico River/Ice House Cove - Beautiful 13.6 private wooded acre home site situated high on a point of land with 927' frontage. Property has a great mix of hardwood, pine and mountain laurel and is located on a protective cove, yet looks out on the big river. There is an additional 12.7 acres available. All the home sites in this upscale neighborhood are a minimum of three plus acres to insure privacy. Owner/Agent. $449,000.

Lancaster County - 110 acres, approximately 35 acres tillable and 75 acres wooded. Owner will finance with 50% down, balance at 7% for 7 years. Conveniently located near the town of Lancaster. Owner says make offer! $369,000. Lancaster County - 42 acres with approximately 30 acres tillable and 12 acres wooded. Owner financing! $162,500. 69 acres, 22 tillable, 47 wooded, $229,000. 42 acres, 13 tillable, 28.7 wooded, $139,000.

PAGE 78

Say You Saw It In Real Estate Review

“Property Shown By Land & Sea!” www.port-starboard.com email: realestate@port-starboard.com Roger Coleman (804) 529-5641 David Fine (202) 297-8946 Fred Olverson (804) 529-6868 Cas Olverson, Broker (804) 529-5555

(800) 529-5071 Toll free (804) 529-5555 Local

CALL FOR DIRECTIONS! Gorgeous Yeocomico River 3800+ sq. ft. home, 3BRs/3.5BAs, high ceilings, 2 FPs, 2 car garage + too much else to list! Deep water pier. Reduced again! Now $825,000! Call Roger Coleman (804) 529-5641.

EXQUISITE 3000 sq. ft. home, pool, idyllic park like setting, Coan River views, 2.41 ac., 4-5 MLW. 4BR/4.5BA + steam room. Garage w/workshop. REDUCED $925k to $799k! Call David Fine (202) 297-8946.

REDUCED! Yeocomico View Estates on Dungan Cove. Three BR, two bath home w/bonus room. Protected deep water pier. $585,000. Call David Fine (202) 297-8946.

REDUCED! Dungan Cove. Romantic MBR suite w/FP. Total of 4BR/3BA Contemporary, new siding & carpet. Too many amenities to list! Home warranty. Pier to 4-5' MLW. $499,000. Call David Fine (202) 297-8946.

NOMINI BAY Large home, 2 ac., 2 MBRs, finished walk-out lower level w/BR/BA, bonus rm. Det. 3-car garage w/HVAC. Pier to 3-4MLW. Beautiful landscaping. $499k. Plus, 2 WA lots @ $25k ea. Call David Fine (202) 297-8946.

FLEETON & TASKMAKER’S CREEK, 4 ac. (3 wooded), est. 3± MLW control. View to Ches. Bay. Pier, driveway, shared well installed. Public sewer. $370k. Call David Fine (202) 297-8946

PAGE 79

Say You Saw It In Real Estate Review

(800) 529-5071 Toll free (804) 529-5555 Local

GLEBE CREEK, Coan River, prestigious Coan Harbour Est. Big old trees at shoreline. Est. 5'MLW. $249,000. Call Fred Olverson (804) 456-0251.

CABIN POINT. Neat as a pin year round 3 BR/ 1.5 BA cottage on Betty’s Pond (canoe access to river). New paint, carpet, energy efficient wdos. Many community amenities! $189,500. Call David Fine (202) 297-8946

REDUCED. Hack’s Neck “as is” cabin, small boat MLW. Now $165k. Call David Fine (202)297-8946

Cod Creek lot, 3-4 MLW, short run to Potomac. $139,500. Coan Stage Road "as is" rancher, North. County. $74,500. Beautiful 2.89 ac. wooded lot, near historic Kinsale. $49k. Home or business site, ready to build, Edwardsville. $29k. Walmsley lot, 2BR septic tank & field installed. $19,950. Please call Roger Coleman (804) 529-5641.

Victorian Waterfront Cottage Rental Quaint Va. Gothic Farmhouse, ca. 1928 Fully Furnished 3 Bedrooms, 2 Baths Sleeps Eight + Full Sized Crib Handicap Accommodations Senior Citizen 5% Discount Pets Considered $890 Week, May 23 - September 12, 2010 Includes: utilities, all linens, housekeeping supplies, DirecTV, WiFi hotspots, use of marina swimming pool, gas grill, central heat, wdo. A/Cs, 3 vehicle carport, small boat slip. Or, Ideal Short Term Monthly Rental (while re-locating or building a new home?) $1400 Month, September 12, 2010 - May 22, 2011

For Availability & Reservations:

Fred Olverson, Proprietor • 800.529.5071 or 804.529.6868 Marina@OlversonsMarina.com ~ homeaway.com/search/keywords:Lottsburg

PAGE 80

Say You Saw It In Real Estate Review

“INN” SEARCH OF YOUR NEW HOME? THESE INNS ARE YOUR HOME AWAY FROM HOME!

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We could be your link to making a good decision! www.chesapeakebaybnb.com

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Say You Saw It In Real Estate Review

PAGE 81

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PAGE 82

Say You Saw It In Real Estate Review

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