October 2012, Northern Neck Real Estate Review-Chesapeake Bay Country

FR E E

TO SEE YOUR HOME IN THIS MAGAZINE, HAVE YOUR REALTOR CALL 877-462-0099 Photo By Kathryn Murray

Chesapea Boat Slip

Short Sale in Deltaville Boat Slip and Condo

Deeded Boat Slip conveys. Beautiful 2,362 sq.ft. end unit condo in Chesapeake Watch. Water view. Move-in condition. Oak floors. Spacious 1st floor Master Suite. Great Room. Fireplace.

Garage. Carport. Community pool, tennis. Home Warranty. $310,000. Subject to short sale and third-party lender approval. Elizabeth Johnson 804-240-5909.

The Tavern, c. 1742 - Beautiful Gardens

Edgley c. 1844 – Private 234 Acres

Beautifully restored 2,846 sq. ft., 3 bedroom, 3 bath historic home. Some original floors, wainscoting. High ceilings.

Park-like setting. VA Garden Tour Home. Garage, workshop.

Convenient to shops, restaurants. Located in Urbanna, a charming colonial seaport. $495,000. Elizabeth Johnson 804-240-5909.

Restored manor home, 2 ½ story, English basement built by Judge Samuel Downing of Lancaster. Pastoral setting. 6 fireplaces. Some original pine floors. Gathering room off kitchen, upstairs guest suite and garage below added in 1993.

Old country office and smoke house. Conservation easement.

76 acres leased. $737,500. Frank Johnson 804-815-8722.

Elizabeth Johnson (804) 240-5909

For further information please contact Elizabeth or Frank Johnson.

Frank Johnson (804) 815-8722

FrankJohnson01@verizon.net

Elizabeth@VABayHomes.com

WATERFRONT AND ESTATE BROKERS Chesapeake Bay office

www.WaterfrontandEstate.com

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Say You Saw It In Real Estate Review

WON’T LAST AT $510,000 - Potomac Riverfront opportunity in Heathsville $200,000 below assessed value solid brick rancher with inground pool, attached garage on 2 secluded acres and excellent elevation - just listed at $510,000. call Tom (804)453-9081 ASAP.

www.NorthernNeckRealEstate.com MONTROSS - gorgeous contemporary on 2.5 acres with beach, boathouse w/pier & 2 lifts, 4 car detached garage & 2 car attached garage, 3420 s.f., open floor plan and outstanding views across Currioman Bay, Sharks Tooth Island and the Potomac River $695,000

TOM KIMMITT Heathsville (804) 453-9081 “Your online resource for Northern Neck real estate information including aerial photos, free detail maps, Bay Act info, community events and real estate listings”

www.NorthernNeckRealEstate.com

MULTIPLE LISTING SERVICE

EQUAL HOUSING OPPORTUNITY

REALTOR ®

“Doggy Daycare Available”

CARTERS CREEK/WHITE STONE WATERFRONT BUILDABLE LOTS with 2-3' MLW and share piers. This is a very high end subdivision near the Rappahannock River & Chesapeake Bay. Lot 7 is available for $269,000 and lot 12 (photo is from the pier) is available for $289,000 (both are priced way below tax assessment).

ID S” SA R R FFE E N O OW ING R B “

HEATHSVILLE - Outstanding custom built brick rancher with attached garage on the Great Wicomico River, a few minutes from the Bay with deeded deep water slip on a protected harbor. Wide views, bulkhead installed, sand bottom. In-law suite. Priced to sell at $699,000.

D! CE U D RE

COAN HARBOUR ESTATES -Gorgeous Cape Cod style custom home on 5+ acres with oversized garage, large deck and water access. $299,000.

Many Waterfront Land Opportunities are Available - Call for Inventory

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Say You Saw It In Real Estate Review

MIDDLE BAY REALTY

1-800-529-5122 804-453-5380 or Cell: 804-761-7318

EQUAL HOUSING OPPORTUNITY

www.SearchBayProperty.com MULTIPLE LISTING SERVICE

Steve Jones

REALTOR ®

COAN/POTOMAC RIVER

RAINSWOOD

WHAY’S CREEK

4 BR, 2 1/2 BA Home on 4.87 Acres, 6 Stall Stable w/3 Acres Fenced. $375,000. #89382

3 BR, 2 BA Home, 4–5' MLW. Pier. $475,000. #90754

ED AT IV T O M

3 BR, 2 1/2 BA, 3' MLW, Totally Renovated 2011! $489,000. #89213

JACKSON CREEK

DIVIDING CREEK – BOATER’S DELIGHT

4 BR, 2 1/2 BA, 3–4' MLW, Protected. $585,000. #90645

3 BR, 2 1/2 BA, 5'+ MLW. 25,000 Lb. Lift & 10,000 Lb. Lift.

Dock, Water, Lighting, & Shore Pier $563,000. #90696

WWW.SEARCHBAYPROPERTY.COM

MIDDLE BAY REALTY

1-800-529-5122 or 804-453-5380 Cell: 540-379-3886 Cell: 804-761-4125

Chuck Griffith Kevin Kuykendall Griff22407@verizon.net

EQUAL HOUSING OPPORTUNITY

MULTIPLE LISTING SERVICE

REALTOR ®

captkuyk1@gmail.com

CHESAPEAKE BEACH

BURGESS

CHESAPEAKE BEACH

3 BR, 1 BA, 1,238 SF, Community Beach. $120,000. #86314

2.4 Acres, Great Lot To Build Your Home! $34,000. #88569

2 BR, 1 BA, Water Access Cottage, Screened Porch! $142,500. #90232

GREAT WICOMICO

BAY QUARTER SHORES

HEATHSVILLE – ACREAGE

1.45 Acres, 10+ MLW, 4 BR Septic Ltr On File. $255,000. #88401

0.62 Acre Lot in Community w/Pool, Driving Range, & Boat Ramp. $15,000. #88333

46.117 Acres – Great Hunting Spot.

Marketable Timber, Lots of Wildlife. $150,000. #89280

www.searchnorthernneck.com

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Say You Saw It In Real Estate Review

Lender Approved Sale of Twenty-Eight Townhomes!

NOW ACCEPTING BIDS!

28 Individual Townhomes Available!

Located in Town Center Kilmarnock, Virginia

ACROSS FROM RIVER LANES AND GRILL! Most Units Leased Vacant Units Available Bid on All or Individual Units Financing Available to Qualified Buyers Through For more information Email: info@hollywoodres.com or Call Toll Free: 1-855-811-3737. LPC Commercial Services Inc. in Cooperation with Hollywood Real Estate Services L.L.C.

EQUAL HOUSING OPPORTUNITY

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Say You Saw It In Real Estate Review

In This Issue REAL ESTATE REVIEW IS MADE POSSIBLE WITH THE SUPPORT & PARTICIPATION OF OUR ADVERTISERS & DISTRIBUTION POINTS. THANK YOU!

Bank of Lancaster ......................................25 C the View, Inc ..............................................7 Chesapeake Homes....................................55

EQUAL HOUSING OPPORTUNITY

All real estate properties and advertisements in this magazine are subject to the Federal Fair Housing Act of 1968. Homes appearing in this magazine are available on an equal opportunity basis. Our magazine will not accept any advertisements of property which constitute a violation of law.

Neither the advertiser nor Real Estate Reviews, Inc. will be responsible or liable for misinformation, misprints, typographical errors, etc., herein contained. All information is deemed reliable, but not guaranteed. Real Estate Reviews, Inc. reserves the right to refuse any advertising which we deem unsuitable for our publication.

Copyright Š 2012 Real Estate Reviews, Inc. All Rights Reserved. Reproduction of any photographs, artwork or copy is prohibited without prior written permission of the publisher.

PUBLISHED BY: Real Estate Reviews, Inc. P.O. Box 5344 Martinsville, VA 24115 The index is an additional service provided by the publisher. No liability will be assumed or credit granted for errors or omissions.

Darrin N. Smith Builder, Inc ......................30 Exit Mid-Rivers Realty ..........................26-27 Frank Hardy, Inc., REALTORS......................2 Hometown Realty ..................................32-33 Hutt Realty, Inc ......................................34-37 Jim & Pat Carter Real Estate, Inc ........38-47 Joe Self Realty, Inc ................................48-51 Long & Foster REALTORS ........................53 Mason Realty, Inc ......................................8-9 Middle Bay Realty ....................4, 10-13, & 31 Port & Starboard Real Estate..............3 & 15 Re/Max Supercenter ..................................14 Re/Max Waterfront Realty ....................16-17 Rivah Realty ..........................................18-19

For Advertising Information CALL 1-877-462-0099 Fax# 276-956-5923 E-Mail: nnrer@comcast.net

River & Rural Realty ..................................24

Next Deadline: October 3, 2012

TerranceMelcher.com ................Back Cover

Sealed-Bid Sale, 28 Townhomes..................5 Shore Realty, Inc....................................20-23

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Say You Saw It In Real Estate Review

Mason Realty, Inc.

P.O. Box 58 • Deltaville, VA 23043 804-776-9295

P.O. Box 188

• Saluda, VA 23149 804-758-2777

P.O. Box 517

• Urbanna, VA 23175 804-758-5372

www.masonrealty.com Call or write for a free brochure of all our listings!

RAPPAHANNOCK RIVER – North Middlesex – 3 bedroom, 3 bath riverfront home with 510' of sought after sand beach on 18 acres of land. Private setting is both wooded and grassed and includes a pond. +2,200 SF home has great floor plan plus +1,700 SF unfinished basement – Lots of potential! Detached 2 car garage. Many amenities! REDUCED to $399,000

URBANNA HARBOUR – Lovely contemporary fronting on Urbanna Creek. Beautiful views! 3 bedroom, 2½ bath home with pantry, Florida room, His & Her walk-in closets, deep tub in master bath, garage…Pristine condition! Wired for generator. Deep water boat slip available. $450,000

LOCUST HILL – 3 bedroom, 2 full bath like new Ranch home on +4 acres. Large rooms with eat-in kitchen and dining room. Attached 2 car garage. $199,500

CEDAR POINTE – Urbanna – Immaculate 3 bedroom, 2 bath offers gas fireplace, 2 car garage, breezeway, 2 porches. Open kitchen, great room, den & bonus room.

1.35 acres. Water Access. Estate Sale NOW $249,000

SALUDA – Brick home in quiet area of village – 2 bedrooms, 2 baths, living room, dining room, den, hardwood floors, attached garage. NOW $169,500

BILLUPS CREEK – Mathews – 3 bedroom, 2 bath manufactured home on Billups Creek – Direct access to Bay! Nice views! Good water depth – Pier with 2-2½' MLW. Detached 2 car garage. Whole house generator. REDUCED to $295,000

DELTAVILLE – Great location – Corner lot on Lovers Lane. Partially renovated 3 bedroom, 1½ bath Cape – Great potential. Owner will complete work or sell as is.

Price negotiable accordingly. NOW $279,000

HARDYVILLE – Well maintained 2 bedroom, 2 bath home. Vinyl sided. Attached carport. Deep well. One acre. Nice neighborhood. REDUCED to $129,500

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Say You Saw It In Real Estate Review

MASON REALTY, INC. Eric Johnson or RD Johnson www.masonrealty.com

DELTAVILLE – Hunton Creek – 2 bedroom Beach house with loft. Great room with fireplace, screen porch, deck with hot tub, attached garage. 4 boat boathouse. Beautiful yard. Nice views! Excellent condition! $549,000

LAGRANGE CREEK – Urbanna Area – Beautiful waterfront home, 4,100 SF. 4 bedrooms, 5 baths.

Quartz counters, Cherry cabinets, Stainless appliances Bright & spacious! Screen porch, 2 car garage/shop.

Generator system. Pier. Great views – water on 3 sides!

REDUCED to $695,000 OWNER SAYS MAKE AN OFFER! “ASPEN GROVE” – Circa 1780’s – King & Queen – Loaded with grace & charm, this wonderfully renovated 2-Story Colonial/English basement. New kitchen /Great rm, Granite, Stainless Steel appliances, vaulted ceiling…3 BR, 2 full & 2 one-half BA, tall ceilings, Heart Pine floors, beautiful mouldings, Dairy barn & 34x60 garage/shop bldg with air/heat pump. 104 Ac. of farm fields & timberland. Rare find! REDUCED to $719,000

URBANNA CREEK – Build your dream home on a beautiful building site in an excellent neighborhood.

Expansive views of Urbanna Creek out to the Rappahannock River! 5 bedroom perk. 152' water frontage; mature trees line the neighboring property.

Pool, clubhouse, bathhouse. Owner Says Sell!

Reduced from $359,000 to $299,000

P.O. BOX 517 URBANNA, VA 23175 (804) 758-5372

MEACHIM CREEK – +4 wooded acres with good views, + 580' frontage on creek. Well/Septic letter in hand. New pier! $169,500

MEACHIM CREEK – Outstanding views of creek and the Rappahannock River. +1 wooded acre with 100' frontage. Protected harbor, mild restrictions. Asking $247,500

DELTAVILLE – Broad Creek – 3 bedroom, 2 bath Ranch style home on 2 lots. 2 fireplaces, Granite in kitchen, screened porch and deck…Large boathouse…

Excellent water depth…Bring your boat & fishing rods!

This house is ready for summer fun! REDUCED to $495,000

HUNTON CREEK – Deltaville – Brick Colonial with 3 bedrooms, 3½ baths – 2 bonus rooms upstairs. Master suite up and down. 2 car attached garage. 1 acre.

Pier/boatlift. 3' MLW. New roof! $395,000 Estate Sale

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Say You Saw It In Real Estate Review

MIDDLE BAY REALTY EQUAL HOUSING OPPORTUNITY

Toll Free: 1-866-436-1150 Cell: 804-580-2053 email: RivahRunners@RivahRunners.com

MULTIPLE LISTING SERVICE

REALTOR ®

JOE EMERSON

WF EQUESTRIAN ESTATE ~ FLEETS BAY

HILLS QUARTER

4 BR, 4 BA Home Offers the Best of Both Worlds! Enjoy Time on the Water (Deep Water Pier) & Time w/Your Horses (Stable, Tack Room, Training Ring, Pasture). Very Motivated Seller, Below Assessment. $1,195,000. #89628

3 BR, 2 BA, Open Floor Plan, Gas FP in Great Room, Luxurious Master Suite!

Screened Porch, Lovely Manicured Gardens! $249,000. #89232

REEDVILLE ~ WATERFRONT

KILMARNOCK

3 BR, 4 BA Transitional Home Offers Expansive Views of the Bay, Lovely Decking, WF Gazebo, Sandy Beach, and Gourmet Kitchen with Jenn-Air. $775,000. #89735

3 BR, 2 BA Cape Cod, Great Neighborhood. $135,000. #90064

WESTERN BRANCH PRESERVE

BALL CREEK

Waterfront Home Features 1st Floor Master Suite, 2 Additional Bedrooms, Fantastic Kitchen, Garage with 2nd Floor Storage, and 4' MLW at Pier. $620,000. #89168

Live in Carriage Home/Guest Cottage.

Spectacular Waterfront. Building Site 800'± Shoreline, Dock $499,000. #89675

FOREST SHORES

WATERFRONT - PINE HARBOR

AFFORDABLE - WEEMS

Bring Your Boat & Your Horse!

4.3 Acres, 3-4' MLW. $135,000. #89399

2 BR, 2 BA, Bonus Room. 2-3' MLW. $224,900. #88796

Quaint 2 Bedroom Cottage.

Loaded with Charm, Updated Kitchen. $87,000. #89518

DEEP WATER COVE

CORROTOMAN BY THE BAY

COAN ESTATES

REDUCED! Great Views! 4 BR, 3 BA, 2 Car Garage, Fireplace, Pier, 5+ MLW $375,000. #87508

Brand New, 3 BR, 2 BA FREE FINISHED BASEMENT WITH FULL-PRICE OFFER $179,900. #78593

3 BR, 2 BA Home on 1 ± Acre. Water View. $125,000. #87575

For more information on these properties please visit

www.NorthernNeckRealEstateTreasures.com

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Say You Saw It In Real Estate Review

MIDDLE BAY REALTY Toll Free: 1-866-436-1150 Cell: 804-580-2053

EQUAL HOUSING OPPORTUNITY

email: RivahRunners@RivahRunners.com

MULTIPLE LISTING SERVICE

JOE EMERSON

REALTOR ®

KILMARNOCK

SENIOR CREEK

CORROTOMAN RIVER

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Very Affordable! Move-In Ready.

2 BR, 1 BA Cottage. $124,000. #88418

ROCK HOLE CREEK

Waterfront Condo - River Room, 2 BR, 2 BA, Deep Water Living/Dining Condo, Deck, Pool. $250,000. #90600

CUBITT CREEK

3 BR, 1 BA, WF Cottage Community Amenities. $199,000. #77771

MALLARD BAY

TWIN HARBORS !

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2.0± Acres, 3-4 Ft MLW Addtl.

Interest in Bay Front Lot. $179,000. #83577

18.37 acres. 4-5' MLW, 4 BR, septic on file. $299,000. #85430

1.19 Acres 2-4' MLW. Septic Ltr. $199,500. #87258

Minutes to Bay. 1.36 Acres.

Community Sand Beach. $129,900. #85886

CHESAPEAKE COVE

CUBITT CREEK

WHITE SAND HARBOUR

COD CREEK

Private WF, 2.4 Acres, Quiet, Peaceful Lot. $175,000. #90253

2.25± Acres in Chesapeake Cove. 4 BR Cert. Letter. $79,900. #81340

0.51 Acre, 2–3' MLW, 100' Water Frontage. $82,000. #85595

1.29± Acres, 3-4' MLW. $149,000. #85596

LOTS & ACREAGE

Chinns Mill #20323 . . . . . . . . . . .5.36 Acres . . . . . . . . . . . .$49,900 #20324 . . . . . . . . . . .5.225 Acres . . . . . . . . . . .$49,900 #20326 . . . . . . . . . . .5.459 Acres . . . . . . . . . . .$49,900 Lancaster Courthouse #18791 . . . . . . . . . . .12.13 Acres . . . . . . . . . . .$54,000 #18792 . . . . . . . . . . .38.45 Acres . . . . . . . . . .$119,000 #88706 . . . . . . . . . . .7.300 Acres . . . . . . . . . . .$54,900 #89442 . . . . . . . . . . .8.314 Acres . . . . . . . . . . .$33,900 Iberis Woods #79521 . . . . . . . . . . .4.493 Acres . . . . . . . . . . .$37,000 #84963 . . . . . . . . . . .2.766 Acres . . . . . . . . . . .$22,000 Emmerton #86354 . . . . . 39 Acres Hunter’s Delight . . . . . .$139,000 Hague #79499 . . . . . . . . . . 43.97 Acres . . . . . . . . . . .$239,000 Oldhams #89088. . . . . . . . . . 14.164 Acres . . . . . . . . . . .$64,000

WATERFRONT

Mallard Bay #19847 . . . . . . . . . . .0.76 Acres . . . . . . . . . . .$130,000 Swann Harbor #79515 . . . . . . . . . . .0.81 Acres . . . . . . . . . . . .$40,000 #83594 . . . . . . . . . . .2.72 Acres . . . . . . . . . . . .$79,000 Forest Shores #89399 . . . . . . . . . . .4.3 Acres . . . . . . . . . . . .$135,000 #85596 . . . . . . . . . . .1.29 Acres . . . . . . . . . . .$149,000

WATER ACCESS LOTS Bay Quarter Shores #83439 . . . . . . . . . . .0.64 Acres . . . . . . . . . . . .$19,000 #83440 . . . . . . . . . . .0.64 Acres . . . . . . . . . . . . $19,000 #89405 . . . . . . . . . . .0.23 Acres . . . . . . . . . . . . .$5,000 #84441 . . . . . . . . . . .0.32 Acres . . . . . . . . . . . . .$8,888 #84442 . . . . . . . . . . .0.32 Acres . . . . . . . . . . . . .$8,888 White Sands Harbor #83576 . . . . . . . . . . .0.66 Acres . . . . . . . . . . . .$36,900 #84734 . . . . . . . . . . .0.86 Acres . . . . . . . . . . . .$45,000 Betz Landing #89267 . . . . . . . . . . .2.74 Acres . . . . . . . . . . . .$35,000 Heritage Point #80826 . . . . . . . . . . .2.09 Acres . . . . . . . . . . . .$37,000 #80827 . . . . . . . . . . .2.14 Acres . . . . . . . . . . . .$37,000 Rivers Knoll #88351 . . . . . . . . . . .3.21 Acres . . . . . . . . . . . .$25,000 White Sand Harbour #85595 . . . . . . . . . . .0.51 Acres . . . . . . . . . . . .$82,000 Miskimon #89088 . . . . . . . . . . .14.166 Acres . . . . . . . . . .$64,000

www.NorthernNeckRealEstateTreasures.com

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Say You Saw It In Real Estate Review

MIDDLE BAY REALTY Office: 804-436-1150 or 866-436-1150

MULTIPLE LISTING SERVICE

REALTOR 速

EQUAL HOUSING OPPORTUNITY

KENNY KUYKENDALL

CATHY B. JACKSON

Cell: 804-761-3015 captsea1@gmail.com

Cell: 804-436-4878 cathy.jackson1961@gmail.com

INDIAN CREEK/WATERFRONT Beautifully Renovated Home Overlooking Golf Course. 3 BR, 2 BA, 1,500 SF. MLS# 90059 $299,900

KILMARNOCK Beautifully Maintained 1 Level Home.

4 BR, 3 1/2 BA, 2,580 SF. MLS# 90323 $359,000 D! CE DU E R

LIVELY Great Affordable Home 3 BR, 2 BA, 1,151 SF. Many Upgrades.

MLS# 90122 $155,000

MYERS CREEK Great Attention to Details. 4 BR, 3 1/2 BA, 4,200 SF, 3.5 Acres, 4.5' MLW, Pier/Lift.

MLS# 89877 $695,000

WATERFRONT BEACH COTTAGE 6' MLW, 3 BR, 2 BA. Located on the Western Branch of the Corrotoman. Unique Home that Boasts a 49 SF Skylight. MLS# 89530 $360,000

CORROTOMAN RIVER Renovated Cottage 2 BR, 1 BA. MLS# 89987 $379,000

WHITE STONE Great Buy, Completely Upgraded.

MLS# 90671 $79,900

D! CE U D RE

SUNRISES ON THE CHESAPEAKE BAY Completely Remodeled 5 BR, 3 1/2 BA, 2,780 SF Beachfront Home Loaded with Upgrades.

MLS# 88780 $799,000

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Say You Saw It In Real Estate Review

MIDDLE BAY REALTY

EQUAL HOUSING OPPORTUNITY

Office: 804-436-1150 or 866-436-1150 804-389-1580 pnelsonmbr@aol.com

MULTIPLE LISTING SERVICE

REALTOR ®

PAM NELSON, ASSOCIATE BROKER New Listing

GORGEOUS WATERFRONT HOME – GREAT WICOMICO – $679,000 Water Views from Great Room/Dining Room, Kitchen, All 3 Bedrooms & the 2nd Floor Bonus Room!

Open Floor Plan is Perfect for Entertaining Your Family & Friends. Many Extras are Found in this Home. Enjoy the Sandy Beach, Dock with 5' MLW, Boat Lift & Fresh Water on the Dock - Waterside Storage for All Your Toys. #90634

Reduced

New Listing

$439,000 Relax & Enjoy Spectacular Views – 2 Master Suites Plus 2 Additional BR, 3 1/2 BA, Pier, & Observation Deck. #90426

$285,000 3 BR, 2 BA Custom Built Home.

Very Energy Efficient!

Great Community Amenities. #90161

Reduced

20 ACRES + DEEP WATER $595,000 4 BR, 3 1/2 BA Home with 3 Master Suites.

2 Acres Cleared with Barn and Workshop, Protected Pier (4-5' MLW) #88068

SANDY POINT OWNER SAYS SELL - $149,000 Water Views of Chesapeake Bay & Great Wicomico. 3 BR, 2 BA, Open Floor Plan. #85451

Reduced

MALLARD BAY - $549,000 3 BR, 2 BA 3 1/2 Acres, 3 Full Floors, Dock. #90237

$184,500 Great Home with Terrific Views Overlooking Pond.

3 BR, 2 BA, 2.136 Acres.

Private!

WF CONDO $250,000 Breath-Taking Views, Deep Water, Dock, & Pool. Bring Your Sailboat! #89800

LOTTSBURG $110,000 Charming 2 BR Home, Plus Office.

Renovated. Sun Porch.

Detached Workshop. #89571

30 ACRES, APPROXIMATELY 5 ACRES CLEARED $124,000 Bring Your Horses! Build Your Home in the Woods and Enjoy the Privacy.

WEEMS LARGE ACREAGE $229,000 BRING YOUR HORSES! 3 BR, 2 BA, 7.18 Acres. #85921

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Say You Saw It In Real Estate Review

1472 Royal Way – Montross – $339,000 Want waterfront perks, but not the hassle? Then this is it! Panoramic waterviews of the Potomac fr 2 large decks! Community beach at the cul de sac! 2004 home boasts 3 levels, 3 BR, 3.5 BA, garage, wood flrs, gas fp, SS kitchen appls, den, office, 3 decks, wrap-around porch, hot tub, generator, overlook fr living room to main level, beautiful kitchen cabinets, too much to list! A MUST SEE!!!

26 Cove Drive – Montross – $228,500 Beautiful custom 2006 colonial on large level corner lot in Stratford Harbour! Home offers double sided gas fp, wood flrs, upgraded kitchen cabinets/counters w/stainless steel appls/center island/cooktop/wall oven, spacious master bedroom w/walkin closet & private bath w/double vanity, large family room, upgraded lighting, rounded corners, 2 car garage, deck, paved drive, near beach & boat launch!

1975 Ullainee Road – Supply – $209,000 Wonderful colonial nestled on 5 tranquil acres! Home boasts 3 spacious BR, 2.5 BA, open floor plan, huge family room with cathedral ceilings, separate laundry and storage rooms, private master bath, breakfast bar, covered front porch, large rear deck, and 5 private acres! Nature abounds this property! NO HOA! REGULAR SALE! All this & more for only $209,000!!!

126 3rd Street – Colonial Beach – $89,900 Wonderful investment opportunity offering a large home just one block from the water! Home offers spacious kitchen, living room, & HUGE FAMILY ROOM with wood burning fireplace & wood stove insert, enclosed front porch, large utility room, & a shed! Plenty of room for you and all your guests! Sq. footage is approximate. Almost 0.19 of an acre! Lots of room for parking, water toys, and golf carts!

Cabin Point – $35,000 Beautiful, private, level lot w/mature trees, just around the corner from the boat launch! Home site cleared & ready for you & your dream home! 3 BR perc!

Wonderful water oriented community offering boat ramps, beaches, pool, club house, tennis courts, playgrounds, & so much more! Come visit & see the great Northern Neck way of living!

Cabin Point $27,500 3 BR CONVENTIONAL PERC!!!

Beautiful level lot w/mature trees, just a picturesque setting! Wonderful water oriented community offering boat ramps, beaches, pool, club house, tennis courts, playgrounds, & so much more! Come visit & see the great Northern Neck way of living!

EQUAL HOUSING OPPORTUNITY

Town of Port Royal – $35,000 HIGH VISIBILITY!!! Commercial lot on Rt. 301 in Port Royal, right beside the Port Royal Post Office! Nice, level lot offers a wonderful potential for today or as an investment! Zoned B1.

Available for land lease as well - $500 monthly. Don’t miss out on this affordable opportunity to jump start your future business, call today!

Town of Colonial Beach $8,400 Wonderful opportunity to purchase a wooded building lot on 11th St! 2 lots sold together to form 1 building lot.

Raw land, st. & utilities are not present.

Great location, water oriented comm. with public beaches, boat ramp, pier, restaurants, shopping, & more! Don’t miss out on this great opportunity!

Each Office Independently Owned and Operated

REALTOR ®

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Say You Saw It In Real Estate Review

“Property Shown By Land & Sea!”

MULTIPLE LISTING SERVICE

REALTOR ®

EQUAL HOUSING OPPORTUNITY

www.port-starboard.com email: realestate@port-starboard.com Lynn M. Lennon (804) 450-6076 Tom Kimmitt (804) 453-9081 Fred Olverson (804) 456-0251 Cas Olverson, Broker (804) 334-8045 Office Located at Olverson’s Marina, 1161 Melrose Rd, Lottsburg, VA

TWO HOURS FROM NO. VA. Per seller's friends, a "million dollar view" kind of place. Spectacular 3400+ sq. ft. home on 2.5 acres near Stratford Hall, w/FP, river room, emergency generator, 2-car att. garage, 4-car det. garage/workshop, boathouse, 2 boat lifts, white sand beach, all overlooking Shark's Tooth Island on Currioman Bay off lower Potomac. $695,000. Call Tom Kimmitt 804-453-9081.

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GREAT WICOMICO. Lee Dale Shores. Meticulously maintained brick traditional, gas log fireplace, 3 BR, 3 BA, in-law suite, multi-car garage. Sand beach, 5+ MLW deeded slip on Barrett’s Creek. Drastically reduced! $699,000. Call Tom.

!

ED C DU RE

KINSALE. Beautiful, wooded, 2.89 ac. building site.

Shingle Hill subdivision near deep water marinas & fine restaurants. Yeocomico River access. 3 BR conventional perc letter to be confirmed by buyer. $41,000. Call Cas 804-334-8045.

!

ED C DU RE

COAN HARBOUR ESTATES. Well maintained 3BR/2.5BA on 5 ac., LR w/gaslogs FP, oversized 2-car garage, lovely landscaping. Prestigious water access golf cart community. Now $299,000! Call Tom 804-453-9081.

Representational "SOLDS" Per Standard Appraisal Method Reported to NNAR-MLS 1/1/12-9/7/12 Northumberland & Lancaster Counties 13 Waterfront Homes, 5' MLW Average Listing Price $635,446 Average Selling Price $576,308 Average DOM (days on market) 272 (962 DOM for highest priced listings)

PAGE 16

Say You Saw It In Real Estate Review 速

EQUAL HOUSING OPPORTUNITY

REALTOR 速

79 South Main Street P.O. Box 936 Kilmarnock, VA 22482

WATERFRONT REALTY w w w. n o r t h e r n n e c k v a re a l e s t a t e . n e t

CRANES CREEK BAYSIDE

CARTERS CREEK IRVINGTON

5' MLW at Dock

3' MLW at Dock

Custom French Country Home with 4 BR, 3.5 BA, High Ceilings (23' Ceilings in Great Room). Wall of Windows. Unf. w/o Basement.

Architect Designed for this Private Spectacular Home with 3 BR, 2.5 BA. All Main Living on First Floor. Decking. Court Yard.

$1,100,000 CHESAPEAKE BAY

$795,000 RAPPAHANNOCK RIVER

Sand Beach

Sand Beach

Outstanding 2 Story Brick Home Situated on 3 Acres with Huge Kitchen & Gathering Room with Brick Floor, 4 Fireplaces & Sunroom.

Well Appointed Home with 3,000 SF. 4 BR, 3.5 BA, Gourmet Kitchen. Quality Throughout.

Generator. Huge Master BR Suite.

$795,000 INDIAN CREEK ACCESS

$639,900 BROWNS CREEK SLIP AVAILABLE

Huge Screen Porch

Screen Porch

Incredible Renovation on this 3 BR, 2 1/2 BA Home with Post & Beam Looking Interior.

Quality Workmanship. Garage. Private.

Quality Renovated Home in Laurel Point with 3 BR, 2 BA, Attached Carport, Great Room with Fireplace & Deck.

$365,000

$340,000

Each Office Independently Owned and Operated

PAGE 17

Say You Saw It In Real Estate Review 速

79 South Main Street P.O. Box 936 Kilmarnock, VA 22482

WATERFRONT REALTY

EQUAL HOUSING OPPORTUNITY

REALTOR 速

w w w. n o r t h e r n n e c k v a re a l e s t a t e . n e t

RAPPAHANNOCK RIVER VIEW Maintenence Free Living in this 3 BR, 3 BA Home with Community Amenities.

MONTROSS/BETTY'S POND

Home on Cul-de-Sac with 3 BR, 2 BA, 2 Car Garage. Community Amenities.

$438,500 $324,900 TAYLOR CREEK WELLES CREEK RAPP'K RIVER VIEWS

This Home is on 2 Acres on Taylor Creek with 3 BR, 2 BA, Handicap Accessible, 2 Car Detached Garage, & Decks.

Great Getaway for Kayakers or Those Just Wanting a Peaceful Spot to Relax. Beach Cottage with 2 BR, 1 BA.

REDUCED TO $285,000 HERITAGE POINT, LANCASTER

$250,000 HILLS QUARTER, IRVINGTON

Great Buy on this 3 BR, 1.5 BA with Community Amenities & Situated on 2 Acres.

Lot #21 Mount Saint Jean Overlooks Pond & Third Tee. Beautiful Site.

REDUCED TO $118,000 GREENVALE CREEK

$79,000

This Wooded Lot Features a Pier at a Great Price. 1.6 Acres. Bring Offer.

REDUCED TO $59,000 Each Office Independently Owned and Operated

PAGE 18

Say You Saw It In Real Estate Review

RIVAH REALTY Montross, VA Warsaw, VA

16501 Kings Highway Montross, VA (804) 493-8772

6735 Richmond Road Warsaw, VA (804) 333-8772

Barbara Jean LeFon, ABR, GRI Principal Broker/Owner E-mail: barbarajean@rivahrealty.com

VISIT OUR WEBSITE AT WWW.RIVAHREALTY.COM TO VIEW THESE AND ALL PROPERTIES IN THE NORTHERN NECK AT ER BO T IL WA A H S T P DE

LOWER MACHODOC CREEK Sailboat depth 5+ MLW. Wonderful 3 BR, 3 BA contemporary on 2.6 acres in a nice area of fine homes. Detached 3-car garage (with full BA) and walk-up stairs for expansion and much more!

Asking $525,000.

W NE ICE PR

W NE ICE PR

GLEBE HARBOR WATERFRONT

Like new 3 BR, 2 BA with everything you need to make this your year round or vacation home. Hardwood floors, great floor plan, screened porch, dock, wonderful dining/kitchen combo great for entertaining. Many furnishings convey, plus a 19' boat, motor, and trailer. Listed at $299,500.

GLEBE HARBOR WATERFRONT

Wonderful “Rivah” home! 3 BR, 2 BA, everything you need to make this a great weekend retreat or full-time living. Fantastic creek room, nice dock w/3–4' MLW, fantastic views, large deck.

Listed at $329,999.

LOWER MACHODOC CREEK Lovely custom built waterfront home in excellent condition featuring 3 BR, 2 BA. Southern exposure, 2-car garage, screened porch, deck, dock with sailboat depth 6-7' MLW, expansive creek views, stone fireplace, master suite and so much more. Asking $625,000.

JACKSON CREEK

CUSTOM BUILT ON POTOMAC RIVER

Recently totally remodeled with hardwood floors, ceramic tile, lovely stone fireplace, wonderful sunroom overlooking creek, dock with boat lift, covered boat house, deck, most furnishings convey. Asking $349,500.

Wow! What a view from this 3 BR, 2 BA like new home in a wonderful waterfront community. Great floor plan, lovely landscaping, spacious Master BR & BA w/shower & sunken tub. Asking $475,000.

PAGE 19

Say You Saw It In Real Estate Review

RIVAH REALTY Montross, VA Warsaw, VA

16501 Kings Highway Montross, VA (804) 493-8772

6735 Richmond Road Warsaw, VA (804) 333-8772

Shirley Harper Sales Associate (804) 472-2325 birdharper@gmail.com

VISIT OUR WEBSITE AT WWW.RIVAHREALTY.COM TO VIEW THESE AND ALL PROPERTIES IN THE NORTHERN NECK

BONUMS CREEK ~ Large brick 3 BR, 3 full BA home w/upgraded eat in kitchen, family room & dining rooms have fireplaces, 2 sunrooms facing water. 1.8 Ac w/lovely landscaping & views, pier w/boat lift+ boathouse. 2 car brick garage w/workshop. $ 449,000.

YEOCOMICO RIVER HOME Lovely home in great area of Kinsale w/sailboat depth water. Home features 3 BR, 2 1/2 BA, dining room with bay window, living room, family room w/fireplace, deck on water side. Attached 2 car garage. $489,000.

692 KINSALE ROAD ~ Large 3 BR, 2 1/2 BA brick home in Historic Town of Kinsale on 1.8 Ac. Short walk to Marina, Restaurant, & Post Office. This gracious home has living rm w/wide brick fire place, separate dining rm, large kit w/double ovens, breakfast rm, T.V. rm, library/office, 2 bonus rms. Huge walled patio perfect for entertaining. Several outbuildings including an unfinished possible rental or in-law suite. An outstanding property for the price. $239,000.

SHANGRI-LA ON RIVER ~ River cottage with it all!

A family rm w/gas fireplace, 3 BR, 2 BA, & a great deck.

This spacious private yard w/huge gazebo, garden sheds, fire pit, & a pier w/a boat lift plus 2 jet ski lifts. Lovely river views. Most furnishings convey. $449,000.

GLEBE HARBOR ~ Brick 2 BR, 2 BA home on large lot in a quiet cul-de-sac. Has a boat house & pier to 4+ ft water depth. Formal dining & living rms, utility rm, & eat-in kitchen. Enjoy the outdoors on the spacious screened porch. Furnishings convey. $339,000.

B&B POTENTIAL Large 3 bedroom, 3 bath home in the Heart of Kinsale.

Close to the water. This home features large rooms, living room with fireplace, huge hall, hardwood floors, high ceilings, and first floor master bedroom. $225,000.

PAGE 20

Say You Saw It In Real Estate Review

Greg Corsa (Cell) 804-366-3328 greg@gregcorsa.com www.gregcorsa.com EQUAL HOUSING OPPORTUNITY

EQUAL HOUSING OPPORTUNITY

REALTOR ®

REALTOR ®

FIRST OFFERING!!!

COAN RIVER – LOTTSBURG AREA ~ 4 bedroom, 3 bath contemporary on a waterfront point with almost 400 feet of frontage. Sailboat depth pier complex with lift and panoramic water views. Family room with hardwood floors, oversized fireplace, and a picture window facing the river. Huge screened porch, master bedroom with cathedral ceiling and lots of glass towards the Coan. Den/office with hardwood flooring. Other features include vinyl siding, dual zone heat pump systems, private deep well, and a patio on the water side. Sale includes almost all of the furniture and appliances. PRICED AT ONLY $399,500.

PRICE REDUCED!!!

CHESAPEAKE BAY ~ 3 bedroom, 1 bath renovated cottage with wide panoramic views overlooking the Chesapeake Bay. Open floor plan with maximum advantage taken of the water views. The house features a family room, kitchen, dining area, and sunroom combination with glass on 3 sides and knotty pine ceiling, master bedroom with bay window, guest bedroom on the water side with cathedral ceiling and a sliding glass door overlooking the bay, utility closet with washer and dryer, heat pump system, deck on the water side, and a detached storage building.

The house is situated on 2 lots and some of the furniture is almost included. PRICED AT ONLY $262,500.

PAGE 21

Say You Saw It In Real Estate Review

www.ShoreRealtyInc.com Robbie Booth (c) 804-339-1504 (o) 804-529-7020 x5

REALTOR ®

EQUAL HOUSING OPPORTUNITY

EQUAL HOUSING OPPORTUNITY

REALTOR ®

109 Church Lane

ONE OF A KIND ~ design reminiscent of CHESAPEAKE BAY LIGHTHOUSE • 4 BR, 2 BA, 2 half baths, guest house, etc., Huge fireplace, large 2 car garage & VIEWS!!! $260,000

443 Indian Banks Road

• Huge Brick WF home w/2 car garage • Wood floors, 10 ft. swirl ceilings & sunroom • Pier, paved drive & WIDE Views! $499,999

149 Henry Lane

460 Whittstat Lane

Bank Owned–347 Marina Dr.

• Great Cottage on 7 lots!!

• New carpet, windows, roof, well, hvac, paint & more!

• Has garage & some waterviews $88,250

• Like New Home w/amazing Views!

• Vaulted ceilings, wood & ceramic, screen porch • Decks, garage, pier & unmatched privacy $274,800

• Large new Waterfront Home • 5 BR, 4.5 BA on 1.30 acres • Wide Views Of Rappahannock River • Very Nice Pier, walk to beach $279,950

Land For Sale:

101 College Ave

Inexpensive Living:

• 2.03 acres - Yeocomico River - $69,000 • 2.57 acres - Yeocomico River - $99,000 • 4th Home: fishing cottage, rental property,w/water views ..........$80,000 • 2 BR, 1 BA with huge 3 bay garage!

On 4 lots & walk to marina ......$95,000

• 1.41 acres - Yeocomico River - $99,000 • 7 to 8 acre lots - Deep Water (1 Sold, 2 Remain) - $199,000 each • 12.5 Acres w/910 ft on Canal - $60,000 • 1.66 Acres w/257 ft on water, pier, bulkhead -$215,000

433 Old Farm Lane

Investment Opportunity

165 Florida Drive

• Large WF home - 3,461 sq ft • Pier, garage, sheds, paved drive & more • On 1.74 acres on protected water off Coan River $348,777

• 3,372 sq ft on 1st floor, 2,580 sq ft basement • PRIME LOCATION on RT 3- In Town • Brick Building (Fire) on 2.4 acres $100,000

• 3 BR, 2 BA well maintained • Screen porch, waterside deck • Pier, good views, easy maintenance $214,999

LAND FOR SALE: • • • • • • •

• 3 BR, 2.5 BA in good condition • Paved drive, large storage shed • Walk to town of Warsaw • Amenities $165,000

Water-access lot, access to central sewage—$5,000 Water-access, wooded building lot—$19,000 Water-access lot—$14,000 Cleared building lot w/septic installed—$10,500 Bank owned land in Tappahannock—Starting at $32,000 WF land, elevated w/very deep water—$175,000 WF lot in Betz Landing, good views & depth—$99,500

• WF land on Cubitt Creek w/great amenities—$53,900 • 3.43acres on Water w/250ft waterfrontage—$48,000 • 2.63 acres on Gardner Creek—$215,000 • 2.37 acres w/8 ft MLW & Pier—$248,200 • 2.55 acres on water w/pier & road installed—$75,000 • 3.4 acres on water–Great for small boats—$48,000 • 3.77 acres w/drain field installed—$33,500 • 1 acre building lot, homesite cleared, O/A, owner financing–$15,000

WWW.SHOREREALTYINC.COM

PAGE 22

Say You Saw It In Real Estate Review

REALTOR 速 EQUAL HOUSING OPPORTUNITY

Robert Booth 804-761-7140 rbooth@crosslink.net www.CallRobertBooth.com P. O. Box 369 Callao, Va. 22435

EQUAL HOUSING OPPORTUNITY

REALTOR 速

POTOMAC RIVER 3 BR, 2 BA, Garage w/Bonus Room, Porch, Deck. $549,500

YEOCOMICO RIVER 3 BR, 2 BA, Great Rm/Kit/Dining Combo.

32x48 Garage. Pier w/4' MLW. $499,500

MACHODOC CREEK 3 BR, 3.5 BA, fam. rm, kit., apartment, pool w/decking, carport, garage, pier & lift. 1.16 ac. $379,500

GLEBE HARBOR 3 BR, 2 BA, Great Rm, Kit. & Deck. Pier with 3' MLW. Community Amenities. $249,500

COAN RIVER 2 BR, 1 BA, Porch, Deck, Pier w/Boat Lift, Deep Water. $199,500

BAY QUARTER SHORES 2 BR, 1.5 BA, Great Rm/Kit. & Dining. Deck.

Access to pool, Boat Ramp, Etc. Owner/Agent. $99,500

CABIN POINT CREEK Building Lot with Septic and Pier Already Installed. Site Plan. $99,500

TWIN HARBORS 1.24 Ac, 154 Ft. Waterfront. Central Sewage. Read to Build On. $149,500

GREAT WICOMICO RIVER 1.45 Acres, 191 Ft. WF. $149,500

PAGE 23

Say You Saw It In Real Estate Review

REALTOR ® EQUAL HOUSING OPPORTUNITY

Robert Booth 804-761-7140 rbooth@crosslink.net www.CallRobertBooth.com P. O. Box 369 Callao, Va. 22435

EQUAL HOUSING OPPORTUNITY

REALTOR ®

YEOCOMICO RIVER 8.4 Acres, 234 Ft. WF, Good View & Deep Water Depth. $199,000

HEATHSVILLE Commercial Building $110,000

WESTMORELAND CO. 14 Acres - $59,900 22 Acres - $89,500 All Wooded

HEATHSVILLE, VA. 27 Acres, Wooded, 2 Streams, Rd. Frontage, Convent, Perk. $99,900

YEOCOMICO RIVER $1,499,000 2005 Custom built contemporary with 5,320 sq. ft. of living area, 3 bedrooms, 5.5 baths, great room, kitchen & dining combo, sun porch, laundry room, game room, bonus room with wet bar, attached 3-car heated garage, 2nd floor laundry room, & deck. The house also has 2 stone fireplaces, 3 gas log inserts, 4 zone HVAC, heated floors on the 1st floor, stone & Hardiplank siding, Italian tile, wine cooler & upgraded appliances. There is a 2 bedroom, 1.5 bath guest house plus a 20x24 garage, 72x40 workshop and a 20x40 crab shack. The property consists of 9.8 acres with 803 ft. of waterfront, bulkhead, pier with water, electricity, a 10,000 lb. boat lift, a 20,000 lb. boat lift, a 21'x42' boat house, & 6' MLW. A dog kennel that is heated/cooled & fenced. Too many features to list here…call agent for more information.

Todd Keyser, Realtor EQUAL HOUSING OPPORTUNITY

804-761-8010 t.keyser@live.com P.O. Box 369 Callao, VA 22435 EQUAL HOUSING OPPORTUNITY

REALTOR ®

RE DU CE D

BAY QUARTER SHORES HEATHSVILLE, VA 2 BR, 2 BA, Open floor plan, back deck, community amenities. $139,900

PR IC E

RE DU CE D

WARSAW ~ Great Location in the heart of the Town of Warsaw close to all town amenities and in a quiet family friendly neighborhood. Fixer upper w/1,648 sq. ft. of living space situated on 6.16 acres. $99,500

PR IC E

PR IC E

RE DU CE D

REALTOR ®

WARSAW ~ Nice 0.44 acre building lot in the Town of Warsaw. Great location close to all town amenities.

Located in a nice family friendly neighborhood within walking distance to restaurants, stores, banks. $40,000

LA

ND

HEATHSVILLE, VA 2.174 ac. open building lot in well kept Fountain Cove Sub. (Lot #18). $16,900

PAGE 24

Say You Saw It In Real Estate Review

Providing professional real estate assistance one client at a time.

804-450-4442 — Kathryn Murray, Broker 202-297-8946 — David Fine, Sales Associate Well built Brick Cape Cod within walking distance of Callao w/easy shopping & restaurants. 2,300 SF Cottage in “move in” condition at Naylors Beach. 3 BR, 3 BR, 2 BA. 1 BA, large great room with fireplace. Glassed in porch for extraordinary sunset views. Sand beach. $369,000. Hrdwd flrs. Lots of space. 2 sun porches, 2 FP, paved drive. 1 car garage & workshop. Back yard. $165,000.

Call Kathryn.

Simonson 27 acre property with 2,900 Lake Front square foot CE House I PR home offers 2 BR, 2 BA secluded rural w/Loft Area, living with Sold Fully-Furgreat sweeping nished, Neat as views. Located a Pin! 123 Acre Fresh Water Lake Full of Largemouth where King & Bass, We’re Told. Close to Public Boat Ramp and Queen, Essex, & Caroline meet. All this for $285,000.

Marina for River Fishing. $195,000. Call David.

Call Kathryn.

D CE DU E R

D Well-built home Newly built CE in rural environDU contemporary RE E ment—1,950 sq. in secluded setIC ft. of beautifully PR ting on the built home on Essex, King & 2.4 Ac. Open & Queen border. bright kit, din400 ft. of ing, living area w/gas fireplace. 2 master suites. Hardwood frontage on floors. 24x24 garage w/stairs to upstairs storage area. Lots freshwater lake. 14 Ac. 3 BR, 2.5 BA. Large great room of addt’l attic storage. Come home to a peaceful rural set- w/cathedral ceiling opening onto screened porch, & ting in Richmond county. $238,900. Call Kathryn. deck. Great kitchen. $479,000. Call Kathryn.

10.2 acre waterfront lot in a E location with IC R P abundance of wildlife.

On the pristine headwaters of Nomini Creek.

Canoe/kayak depth water. 330 feet of waterfrontage.

One perk on file with another partially complete. $75,000. Call Kathryn.

D CE DU E R

E IC PR

D CE DU E R

Cabin Point Home for Sale —5 BR, 3 1/2 BA, 2 Kitchens, Over $50,000 in Recent Updates, Protected Pier w/10,000 Lb Boat Lift and (2) Jet Ski Lifts, $594,900. Call David.

◆ Deep Water Yeocomico River Lot—Private, Wooded, 3.5 Ac. Waterfront Lot, Mill Creek (off Yeocomico) 5+ MLW, Over-sized Pier, 4 BR Septic Field Installed, Electric on Site. Close to Town.

Reduced to $249,400 Owner Agent, David Fine.

www.northernneckrealestate.biz 130 Rappa Point Rd., Warsaw, VA 804-333-3311

With Our Help, You’ll Feel At Home

An important part of being neighbors is helping each other. Helping dreams become reality has been the vision of the Bank of Lancaster for over 80 years. We know our community in ways no out of town lender can because we live and work here. We are able to tailor mortgages and other loans to fit your individual needs.

We care about our customers and we are always here for you. If you have a question or concern, you need to go no farther than your community bank – Bank of Lancaster. We are safe, sound and strong, with money to lend and invest in the communities we serve. Stop in or give us a call today!

Customer Care Center: (804) 435-1171 Toll Free: 1-800-435-1140 www.bankoflancaster.com

Member FDIC

#VSHFTT t $BMMBP t $PMPOJBM #FBDI t )FBUITWJMMF t ,JMNBSOPDL t .POUSPTT t 8BSTBX t 8IJUF 4UPOF

PAGE 26

Say You Saw It In Real Estate Review

Teresa Russ ABR, Sales Associate

(804) 472-3756 (Home Office) (804) 339-2923 (Cell)

®

EXIT MID-RIVERS REALTY

D T CE ON DU FR E R R E T WA

TY NI MUACH M CO BE

NORTHUMBERLAND - HARBOUR POINTE Like new 3 BR, 2 1/2 BA home on 3/4 private Ac. overlooking lovely 11 Ac. pond w/community amenities of gorgeous wide sand beach, boat launch across from property; pool, tennis courts, etc. REDUCED TO $265,000 G IN T ST N LI FRO W R NE ATE W

WESTMORELAND COUNTY - TRAVELER’S REST - Nice 3 BR, 2 BA home built in 1995 with beautiful view of Gardner's Creek; 8 lb. boatlift; whole house generator, hardwood floors, gas fireplace. $350,000

WESTMORELAND COOUNTY - CABIN POINT 4 BR quality built home w/Huge 3-car det. garage - stores 2 cars & boat; large storage above; dock w/boatlift; great WF comm. w/ lots of amenities; hdw thru house, FP, sunroom, screened porch, paved driveway - $399,000

R TE WA

SS CE AC

WESTMORELAND - COLES POINT Farmhouse w/great charm; near Marina; 3 BR, 1 1/2 BA, living room, dining room, screened porch, private setting, outbuildings, 1.2 acres - $189,900

COLES POINT - WATTER ACCESS LOT $38,000

GLEBE HARBOUR LOT - $14,000

PLACID BAY LOT - $20,000

email: tjruss@outlook.com www.northernneckhomes.net • www.northernneckwaterfront.net

Say You Saw It In Real Estate Review

PAGE 27

Teresa Russ ABR, Sales Associate

(804) 472-3756 (Home Office) (804) 339-2923 (Cell) R TE WA

®

EXIT MID-RIVERS REALTY

SS CE AC

WESTMORELAND - OLD PROSPECT LANDING Beautiful contemporary home w/lg workshop w/room above that can be an apt. 2 car garage, 2 FP, state-of-theart kit., hdwd flrs, patio & screened porch - $359,000

R TE WA

W IE RV TE A W

WESTMORELAND - COLES POINT 2-story brick cape cod with 2,436 sq. ft. 4 BR across street from Potomac River - Great Buy REDUCED TO $195,000

SS CE AC

WESTMORELAND COUNTY CABIN POINT 3 Bedrooms, 2 bath, open floor plan cape cod home on a quiet street with community amenities of beach, boat launch, pool, etc. $174,900

email: tjruss@outlook.com • www.northernneckhomes.net • www.northernneckwaterfront.net T ON FR R TE WA

T ON FR R TE WA

GARDNER CREEK - WATERFRONT – This has just about everything. Custom built home, sunroom, deck w/remote awning, double attached garage & double detached garage/workshop, over 4 acres w/430 feet of riprapped shoreline, nice pier with 2 small lifts & one 10,000 lb. lift, water & electricity; about 3' MLW (per owner) Incredibly priced at $549,900 - Call Charlie (804) 761-0980 W NE S KE ME I L 2 HO

1579 SNYDER ROAD - RICHMOND COUNTY Over 25 acres and two homes; great location; mostly wooded with some open cropland; the homes are like new; 1,400 and 1,690 sq. ft., artesian well.

Great Buy at $279,000 Call Charlie (804) 761-0980

WATERFRONT LOT IN CABIN POINT Prime waterfront building lot in beautiful community; priced below comparables, expansive views of Potomac River; shoreline protection in place, community amenities Asking $197,500 Call Charlie (804) 761-0980

UL IF G UT TIN A BE SET

190 ACRES - RICHMOND COUNTY 10243 NEWLAND ROAD 2 story farmhouse, masonry shop, and outbuildings; beautiful setting with about a mile of road frontage; approximately 50 acres open land under crop cultivation and 140 plus or minus wooded acres with marketable timber - $897,000 - Call Charlie (804) 761-0980

Beautiful 4 acre building lot on Nomini Creek; wooded, secluded, soil evaluation for 4 bedroom home - Asking $199,000 - Call Charlie (804) 761-0980

➔

Virginia’s Northern Neck

To Baltimore, Maryland POTOMAC GATEWAY WELCOME CENTER

CALEDON NATURAL AREA

206

218

Machodac Creek

218

KING GEORGE COUNTY

King George

301

Rosier Creek Potomac Beach

205

Colonial Beach

To 3 Interstate 95, Washington, DC, Fredericksburg

205

3

Port Royal

Oak Grove 634

204 638

POTOMAC RIVER

WESTMORELAND Nomini STATE PARK Bay 347 214 STRATFORD HALL PLANTATION

624 Lerty WESTMORELAND BERRY FARM ▲ ▲ INGLESIDE VOORHEES WINERY NATURE PRESERVE 637 640 Foneswood

➔

To Interstate 95, Richmond

MONROE’S BIRTHPLACE WASHINGTON’S BIRTHPLACE

Leedstown 17

Lower Machodoc River

Coles Point

Stratford

612

Montross

Mt. Holly

202 624 WESTMORELAND 622 COUNTY MUSEUM 624

Sandy Point

606

Hague

604 Yeocomico River PORT KINSALE

202

Cr uis et oS mi th

Isl an d

MARITIME MUSEUM WESTMORELAND Smith Newland COUNTY Lewisetta Island Kinsale 624 RAPPAHANNOCK Wrights Cove 3 RIVER Coan River Lyells 203 202 NATIONAL WILDLIFE Hull REFUGE Creek Callao ▲ BELLE MOUNT Champlain Naylor’s VINEYARDS 636 Beach 640 MENOKIN Lottsburg 637 624 Little 17 Warsaw 360 Cat Point 644 Wicomico Village Creek Heathsville

Sunnybank River RICHMOND 600 Rappahannock River RICHMOND Ferry

COUNTY Smith Point Cruise RICE'S HOTEL/ COUNTY MUSEUM 652 HUGHLETT'S TAVERN Tappahannock 630 REEDVILLE 607 Burgess BUSHMILL STREAM 3 FISHERMEN'S NATURAL AREA MUSEUM Wellford TOTUSKEY 646 Farnham NORTHUMBERLAND ESSEX Reedville PARK Great Wicomico River COUNTY Piscataway COUNTY 601 642 Totuskey Creek 201 Wicomico Creek Fair Port 657 ngier Island 603 Church Fleeton Cruise to Ta Cockrell 615 609 600 Creek Dunnsville 201 Sharps Ingram Bay 606 354 360 Mill Creek LANCASTER Farnham 647 Litwalton 605 DAMERON MARSH COUNTY 622 Creek NATURAL AREA Lancaster Morattico To Center Cross Lively Richmond MARY BALL BELLE ISLE Carters Wharf (cliffs)

17

201

624

Jamaica

611 Merry Point Ferry 354

Lagrange Creek

602

WASHINGTON MUSEUM 604

200

Kilmarnock

KILMARNOCK MUSEUM CHRIST Indian Creek CHURCH Dymer Creek Irvington Tabbs Creek Corrotoman River

White Stone

Weems

33

3

Saluda MIDDLESEX COUNTY To Interstate 64, Williamsburg

➔

➔

©2012 by Real Estate Reviews.

Reproduction of photographs, artwork, or copy is prohibited without prior written permission of the publisher.

All Rights Reserved

Antipoison Creek

WESTLAND BEACH

Windmill Point 227

17 To Gloucester, Hampton Roads

HUGHLETT’S POINT NATURAL AREA Dividing Creek

S ER TEA A M MB 200 US OA E T 222 UM

Urbanna

33

R A P PA H A N N O C K RIVER Deltaville 33

3

To Mathews

Stingray Point

Piankatank River

Chesapeake

➔

STATE PARK

➔

➔

LANDS END WILDLIFE REFUGE

Including Essex and Middlesex Counties

Dahlgren

Tangier Island

PAGE 30

Say You Saw It In Real Estate Review

Class A General Contractor

(804)453-4338 (804)436-4492

Your Builder in the Northern Neck Custom Frame, Timber Frame, Log Homes & Custom Modular Homes Exceed Building Code Requirements Built in a Timely Fashion 10 Weeks From Contract To Delivery Our Plans Or Yours STANDARD OPTIONS Architectural Shingles Glued and Fastened Wall Sheathing Minimum 13 SEER Heat and A/C Crawl Space with Concrete Floor Built in a Clean, Enclosed, Mold-Free Environment Will Build on Your Site

e-mail us at dsmithbuilderinc@aol.com www.darrinsmithbuilder.com

EXCLUSIVELY OFFERED FOR $549,000 MAJESTIC VIEWS SHOWCASING THE LENGTH OF CAT POINT CREEK OUT TO THE RAPPAHANNOCK RIVER. Home features 3 bedrooms, 2 1/2 baths and is nicely sited on 6.2 acres. Very private with southern exposure and water views from every room.

Middle Bay Realty

Middle Bay Realty Pier with built-in benches so you can Spacious kitchen with plenty of Kevin Kuykendall enjoy spending the day watching the cabinets. Living room has sweeping wildlife. Property is across from the water views, hardwood floors, (804)761-4125 National Wildlife Refuge. and fireplace. www.searchnorthernneck.com

(804)453-5380

PAGE 32

Say You Saw It In Real Estate Review

Barbara Thomas 804-445-5461 P.O. Box 2576 • 521 Church Lane Tappahannock, VA 22560 e-mail: barbarat@hometownrealtyservices.com www.barbarapthomas.com

“The Exceptional Exception”

49 PIER PLACE, KINSALE VA 22488 All of the charm of a 1950 home but with the renovation of a new home. Beautiful refinished hardwood floors, new kitchen with maple cabinets, fireplace in living room, replacement windows, new doors, roof (5 years old), new basement windows, new heat pump, new siding and basement for storage are some of the features of this home. Asking $139,900. Call Barbara 804-445-5461.

432 BOWLERS ROAD CENTER CROSS, VA 22437 Great opportunity to own an oyster shucking house and have living quarters nearby. Good spaces to rent out storage for boats or any other equipment for protection from the weather. Home, buildings, and appliances being sold as is. Asking $150,000.

Call Barbara 804-445-5461.

EQUAL HOUSING OPPORTUNITY

MULTIPLE LISTING SERVICE

REALTOR ®

®

2711 RIVER STRETCH ROAD DUNNSVILLE, VA 22454 Brick over block ranch, utility room set up with range, all new appliances in kitchen, 2 heating systems (electic baseboard with temp. control in each room & heat pump, large brick fireplace with wood insert in family room, 2 hot water heaters, large stand-up attic, artesian well, attached 2 car garage with a wall on cabinetry, detached 4 oversized door with furnace, new roof 2012, new aluminum trim in 2011. 3 bedrooms, 3 baths, and 200 ft. 1984. Asking $285,000. Call Barbara 804-445-5461.

1042 BOWLERS ROAD CENTER CROSS, VA 22437 Well kept mobile home on 1.5 acres with covered parking area and a storage building. A very nice work shop needing some TLC. Is being sold “As Is.” 2,080 sq. ft., 2 bedrooms, and 1 bath. Asking $78,500. Call Barbara 804-445-5461.

ESSEX COUNTY – Building Lots in “Laurel Park” North of Tappahannock: • 4.49 Ac. Lot 22 - Owner/Agent - $46,000 • 3.83 Ac. Lot 23 - Owner/Agent - $48,000 Call Barbara 804-445-5461

PAGE 33

Say You Saw It In Real Estate Review

Patti Minor

“The Exceptional Exception”

(804)445-5465 PattiM@htrsi.com PattiMinor.com 521 Church Lane, Tappahannock, VA 22560

MULTIPLE LISTING SERVICE

REALTOR ®

®

WATERFRONT/GLEBE HARBOR

WATERFRONT/MORATTICO CREEK

D! CE DU RE

REDUCED $10,000!

CREEKFRONT ON BOTH SIDES!

EQUAL HOUSING OPPORTUNITY

Year round Waterfront living w/135 ft. of frontage on Morattico Creek w/one bend out the Creek to the Rappahannock River! Big screen porch w/water views, rip rap, pier w/electric, water, cleaning station & boat lift.

3 BR, 2 Full BA, Great Room w/cathedral ceiling & fireplace, dining room, well-equipped kitchen, skylights, detached 2-Car Garage w/storage on 1.29 Acres.

Close to Public boat ramp. Recently reduced to sell @$340,000. Contact Patti (804)445-5465

REDUCED $50,000 TO SELL!

Cozy furnished WF ranch on protected Glebe Creek leading into the protected Glebe Creek leading into th Potomac River. Great Rm w/FP, 2 BR, 2 BA, sliding doors from all rooms on Creekside, deck, pier, & boatlift. Great comm. amenities - clubhouse, pool, tennis courts, playground, boat ramp & beach. Recently reduced to sell @$240,000. Contact Patti (804)445-5465

TAPPAHANNOCK AREA

PISCATAWAY CREEK WATERFRONT/TAPPAHANNOCK

Charming, furnished Gingerbread Cottage fronting 169 Ft. on the headwaters of Piscataway Creek. Painstakingly remodeled w/hardwood floors, ceramic tile, built-in bookshelves, cathedral ceiling w/beams & sliding doors to decking & a screen porch offering breathtaking views of the Creek & pristine marshlands. Situated on 1.734 Acres w/2-Car detached garage & garden spot. Great freshwater fishing for largemouth bass, crappie & brim w/a short run out of Piscataway Creek to the Rappahannock River for saltwater fishing. Deck on the waterfront for picnics & relaxing w/Community boat ramp & pier adjacent to the property. Deep water Creek. Nature Lover’s paradise! Minutes to Town of Tappahannock & Town’s amenities w/quick access to Rt. 360 to Richmond. Recently reduced to sell @$279,000! Contact Patti (804)445-5465 TAPPAHANNOCK Gwynnfield Subdivision-Cozy RAPP’K RIVER Secluded, charming, furnished Bungalow on 1.67 Ac. in a AREA/RAPP’K WATER ACCESS Ranch w/Rapp’k River view & access to Community Beach & River access Comm. w/sandy RIVER ACCESS Boat Ramp! 3 BR, 1 1/2 BA, beach, pier, boat ramp, gazebo, hrdwd. floors, living room/dining D! playground & horseshoe pit E C room combo, eat-in kitchen w/all within golf cart distance away DU E R appl. family room w/woodstove, & the golf cart to go with it! heat pump, deck, fenced yard & Wooded lot w/stream, artesian shed. Only 3 mi. to Town of Tapwell, boathouse/gar. & patio pahannock. Priced to sell at area. Winter water view. Ask$169,500. Call Patti (804)445ing $139,500. Call Patti 5465 (804)445-5465 TAPPAHANNOCK ACREAGE

Brick Rancher on 36 acres, part open, part wooded, just on the outskirts of Tappahannock.

3 BR, 2 BA, formal rms, hrdwd flrs, full basement, enc. porch, barn & outbuildings in need of work. Small pond.

Priced at $315,900. Contact Patti (804)445-5465

PISCATAWAY CREEK WATERFRONT

PISCATAWAY CREEK WATERFRONT

Deep water, short run to Rapp’k River, 1.14 Ac. $136,500.

Call Patti (804)445-5465

Wooded 3 Ac. Building lot, good water depth, short run to Rapp’k River. Reduced to $129,900.

Call Patti (804)445-5465

TOWN OF TAPPAHANNOCK D! CE DU RE

WESTMORELAND/CABIN PT. WATERFRONT

GOLF COURSE! 4 BR Colonial on Hobbs Hole Golf Course. Downstairs Mstr Suite. Formal DR w/tray ceiling, LR w/cathedral ceiling & gas logs, ceramic tiled Kit. & BA’s, 2-Car garage. Walk to course.

Restaurant.

Asking $229,500. Contact Patti (804)445-5465

RAPP’K RIVER WATERFRONT

POTOMAC RIVER WATER ACCESS

Nomini Bay Farms, Cabin Pt. Creek to Expansive view of River, 2 Ac. Building Lot in the Potomac, 1.94 bulkhead, pier, septic in area of fine homes.

Ac, Wooded, many place, shed, connect to Community Amenities community ameni- shared well, located at to Potomac River. ReWaterview 175,000. duced to Sell @$57,000. ties. $136,500.

Call Patti (804)445-5465 Call Patti (804)445-5465 Call Patti (804)445-5465

4 BR Fixer-Upper Cape on almost 2 Acres. Minutes to Town of Tappahannock & Town’s amenities. Wood construction, wood floors, nice yard w/old plantins & room for a garden. Priced at county assessment for quick sale! $84,100. Call Patti (804)445-5465

TOWN OF TAPPAHANNOCK/COMM.

Prime Commercial Lot in Heart of Tappahannock’s Business District w/Town water & sewer available to property.

High traffic count area & close proximity to Walmart, Lowe’s, 2 Strip Malls, Restaurants, Fitness Center & Hospital. Reduced to $199,000. Call Patti (804)445-5465

ESSEX COUNTY/DESHA AREA D! CE DU RE

Like new 2 BR, 2 BA doublewide on 1.47 Acres in country setting only 5 Mi. from Tappahannock. Handicap equipped, heat pump, artesian well, appliances & room for a garden or garage. Priced to Sell @$88,000. Call Patti (804)445-5465 TAPPAHANNOCK AREA/MEADOW VIEW

Quality-built Cape on 1.01 wooded ac. only min. from Tapp’k & convenient to Rt. 360 for commute to Richmond. Lovely features include formal DR w/tray ceiling, great room w/gas FP, kit w/breakfast bar & dining area w/bay window, master suite w/his & her’s walk-in closet, soaking tub, 2 addt’l BR & BA, hrdwd flrs, all appl, screen porch on rear w/private setting & 2-car att. garage. Asking $260,000. Call Patti (804)445-5465

PAGE 34

Say You Saw It In Real Estate Review Serving The Northern Neck Area REALTOR ®

HUTTREALTY, Inc.

Member MLS and MRIS Box 66 • Montross, VA 22520 WE AIM TO PLEASE!!

Charlotte H. Hutt - Owner - Broker

O: 804-493-8994 H: 804-493-9003 FAX 804-493-8968 E-mail: charlotte@huttrealty.com Web: huttrealty.com

Member Multiple Listing Service

5665 Coles Point Road, Hague, VA

Exceptional waterfront cottage with private pier, two boat slips and detached garage on .88 acres with 64 feet of water frontage.

Featuring three bedrooms and 2 full baths, family room with fireplace, dining room, kitchen and laundry room.

Offering quality craftsmanship and perfect setting for family, fun and entertaining. Priced at $379,900.

Contact Charlotte@huttrealty.com

(804) 761-4341 (c) • 804 493-8994 (w)

Exclusive waterfront community.

Four magnificent homesites left.

100 feet of rip-rapped shoreline each.

Starting at $279,000.

Contact Charlotte Hutt 804 493-8994 (w) • 804 761-4341 (c) charlotte@huttrealty.com

Coles Point, Hague, VA

PAGE 35

Say You Saw It In Real Estate Review Serving The Northern Neck Area REALTOR ®

HUTTREALTY, Inc.

Member MLS and MRIS Box 66 • Montross, VA 22520 WE AIM TO PLEASE!!

Charlotte H. Hutt - Owner - Broker

O: 804-493-8994 H: 804-493-9003 FAX 804-493-8968 E-mail: charlotte@huttrealty.com Web: huttrealty.com

Member Multiple Listing Service

WATERFRONT Lovely two story historic home on 8 acres with 4 bedrooms, 2 baths, eat-in kitchen, fireplace, two-car garage, and dock with 2–3' MLW. Over 600± ft. of waterfrontage on the Potomac River & Nomini Creek. $899,000

WATERFRONT WESTMORELAND COUNTY 2 story Colonial home w/great views out of every room. 3 BR, 2 full BA, 1 half BA, custom kitchen cabinets, large family room w/FP in living room. 8-10' water at the end of pier. Pier can be used by new owners until they can build one, pier is located on another lot. Beautiful views of the Nomini. $595,000

WESTMORELAND COUNTY ~ Custom built home on 4 acres.

WATERFRONT

Beautifully landscaped. Home is like new. 3 bedrooms, 2 full and 1 1/2 bath with custom built wood kitchen cabinets, laminated wood in kitchen, hardwood and wall to wall carpet floors. Two-car garage attached and huge deck on back.

County Assessment $408,100. Water access. $395,000

This is an unfinished 3,624 sq. ft. Shell home with an apartment over the garage of 900 sq. ft. Has waterfront and a dock. This could be a great property for a contractor or anyone who wants to finish a waterfront home. Being sold as is! $275,000

W NE

E IC PR

COLES POINT WATERFRONT – GORGEOUS SUNSETS & VIEWS OF WATER TOO! ~ This home offers great views, long & wide. Brick home with 2 car attached garage and detached 30x40 workshop. 3 bedrooms, 2 1/2 baths, sun room, living room, and master bedroom overlooking water with decks. 5.39+/- acres nicely landscaped. $549,000

PAGE 36

Say You Saw It In Real Estate Review

O: 804-493-8994 H: 804-493-9003 FAX 804-493-8968

Serving The Northern Neck Area REALTOR ®

HUTTREALTY, Inc.

Member MLS and MRIS Box 66 • Montross, VA 22520 WE AIM TO PLEASE!!

Charlotte H. Hutt - Owner - Broker

E-mail: charlotte@huttrealty.com Web: huttrealty.com

Member Multiple Listing Service

LANCASTER COUNTY ~ WHITESTONE ~ WATERFRONT Nice 3 bedroom, 2 1/2 bath waterfront home that has been updated with brick fireplace in living room, 2 car garage & priced below county assessment. Pier with 3–4+/- MLW. 100+/- water frontage which makes this a private & quiet get-a-way. $379,000

MONTROSS ~ 3 Story older farmhouse in good condition & will be sold as is. 4 bedrooms, 1 1/2 baths, fireplace in living room & a wrap-around porch. Beautiful yard fenced in. 2 car carport. 40+/- open acres being farmed. Growing timber & lots of road frontage. $489,900

WESTMORELAND COUNTY ~ Two story farmhouse with 4.5+/acres. 4 bedrooms, 1 bath, and eat-in kitchen. 728 sq. ft. block building and 144 sq. ft. shed. Home being sold as is condition. $139,000

TOWN OF MONTROSS ~ Lovely home in the Town of Montross.

Eat-in kitchen, dining room, large living room, family room with fireplace, double glass doors opening on large deck. Full basement with kitchen, family room, fireplace, bedroom, bath, & storage.

3 bedrooms, 2 baths on first floor. 2 car attached garage, 2 detached garage & workshop area. $265,000

COLES POINT ~ Two story cape cod, like new with master bedroom on first level with walk-in closet and garden tub in bath.

Huge 3 bedrooms and 2.5 baths. Beautiful kitchen with upgraded appliances. Large dining room. Oversized back privacy deck with grill. Wrap around country style porch. City sewer. Owner will consider lease to buy. REDUCED TO $175,000

WESTMORELAND COUNTY ~ Water Access ~ Home in

WESTMORELAND COUNTY ~ KINSALE ~ Waterfront on Jack-

excellent condition with new hardwood floors in living room, dining area, kitchen, and hall. 3 bedrooms, 1 1/2 baths in Ebb Tide Beach area. $149,900

son Creek with nice 3 bedroom, 2 bath cottage in good condition. $249,000

PAGE 37

Say You Saw It In Real Estate Review Serving The Northern Neck Area

REALTOR ®

HUTTREALTY, Inc. Charlotte H. Hutt - Owner - Broker

Betsy Sisson

(O) 804-493-8994 • (H) 804-493-9003 (c) 804-450-1773 • (H) 804-472-2657 (Fax) 804-493-8968 Box 66 • Montross, VA 22520 betsysisson@huttrealty.com charlotte@huttrealty.com WE AIM TO PLEASE!! Member Multiple Listing Service Member Multiple Listing Service Member MLS

TOWN

OF

MONTROSS ~ $249,000

Well built brick home, excellent condition, 3 BR, 2 BA, Sunroom – Many updates. MLS# 89856 Call Betsy.

THE HAGUE HOUSE ~ $279,900 ~ Historical home built in 1762. 7.462 acres.

MLS# 86073. Call Betsy.

WESTMORELAND COUNTY ~ RAGGED POINT COLES POINT ~ $79,900 ~ Cozy,

BOR

fully furnished summer cottage, walking distance to beach access. MLS# 90340 Call Betsy.

waterfront community. Club membership conveys. Also includes adjacent lot. Call Betsy.

STRATFORD HARBOUR ~ $199,900 ~ 3 bedroom, 2 bath, open floor plan, new sunroom.

MLS# 88650. Call Betsy.

WESTMORELAND COUNTY ~ GLEBE HAR$149,000 ~ Nice home in popular

WATERFRONT LOT ~ WESTMORELAND TIDWELLS ~ $189,900 2.76 acres, 225 ft. waterfrontage.

MLS# 89016. Call Betsy.

WATERFRONT LOT ~ WESTMORELAND CURRIOMAN LANDING ~ $429,900 2.58 Acres.

MLS# 84396. Call Betsy.

WATERFRONT LOT ~ COLES POINT ~ $299,000 ~ Safe Harbor Landing, 2.53 acres, 217 ft. waterfrontage. MLS# 84395. Call Betsy.

MONTROSS - WESTMORELAND CO. ~ $215,000 ~ Ranch split level home with 7 BR, 4 BA. This was a lodge for years and housed many people. Cottage has 2 BR and 1 BA. 2nd cottage has 2 BR and 1 BA. Two car garage, large fireplace with gas logs. Call Charlotte!

WESTMORELAND COUNTY ~ $144,200 ~ Nice 2 BR, 1 BA home in the Town of Kinsale with water access. Call Charlotte!

WESTMORELAND COUNTY ~ KINSALE ~ $129,000 ~

WESTMORELAND COUNTY ~ GLEBE HARBOR ~ $95,000 ~

This is a really nice home with 3 BR, 1 1/2 BA, hardwood floors, kitchen has custom made cabinets. Water access with pier. Call for appointment. Call Charlotte!

This is a nice home like new. Screened porch & carport in an area that you can belong to the HCA & use the pool, beach, & boat ramp.

Call Charlotte!

WESTMORELAND COUNTY $168,500 ~ 2 story brick home with 3 BR, 2.5 BA and 2 car detached garage.

First floor bedroom.

In town limits with water and sewer. Call Charlotte!

COMMERCIAL PROPERTY ~ WESTMORELAND COUNTY $299,000 ~ Great business opportunity in a great location in Montross. Nice building formally used as a furniture store. 5,000± SF. Could be used for retail, wholesale, office building, etc. Roof is tar and gravel. It is in the town limits with water and sewer. Call Charlotte!

PAGE 38

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

JIM & PAT CARTER REAL ESTATE, INC.

TOLL FREE: 800-225-8298 CELL: 804-436-6109

349 CHESAPEAKE DRIVE WHITE STONE VIRGINIA 22578

email: barrack@carterrealestate.com • • • • • • • • • • •

ed uc d Re

1.6 Acres - Wooded Beautiful Point of Land 460 Ft. Waterfrontage 4-5 Ft. MLW Pier Boat Lift 1,926 Sq. Ft. Home 1,923 Sq. Ft. Basement 3 Bedrooms 2 1/2 Baths Brick Home

• Geothermal Heating System • Central Air • Large Screen Porch on Water Side • 2 Car Attached Garage • 400 AMP Service

• NOW $449,000 COUNTY ASSESSED VALUE $594,400

ge Hu

e ic Pr

n io ct u d Re

COUNTY ASSESSED AT $1,020,200

• 3,723 Sq. Ft. Home • 4 Bedrooms • 2 1/2 Baths • 20 x 20 Sunroom • Dining Room • Office • 2 Fireplaces

• 4 Ft. MLW • 2 Boat Lifts • Rip-Rapped • Water Feature

• NOW $649,000

PAGE 39

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

JIM & PAT CARTER REAL ESTATE, INC. 349 CHESAPEAKE DRIVE WHITE STONE VIRGINIA 22578

email: barrack@carterrealestate.com

Rappahannock River

Kitchen

Sitting Room

Screen Porch

Front Yard

Great Room

Guest Room/Den

Office

This attractive river home is designed to take advantage of the incredible water views.

Upon entering the home, you are embraced by the picturesque Rappahannock River views. Completely remodeled in 2007, the home provides a new home feeling. A new pier was added in 2009. This is an ideal property for a delightful river retreat.

Certified appraisal on file.

Deck View

Back Yard

Waterside

Beach

Dock

Living Room

House From Water

Priced Below Certified Appraisal On File

Price Reduced

$399,000

Master Bedroom

Sun Room

COUNTY ASSESSED VALUE $566,400

PAGE 40

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

JIM & PAT CARTER REAL ESTATE, INC. 349 CHESAPEAKE DRIVE WHITE STONE VIRGINIA 22578

email: barrack@carterrealestate.com Glorious View From Deck

et ns Su

ek re C s b’ ab T er Ov The house sits on a peninsula with views of sunrise and sunset!

Relax at the beach house!

White Stone • Year Round Vacation or Retirement Home • Secluded Community Facing Bay & Tabbs Creek • 10 Min. to Golf or Shopping in White Stone & Kilmarnock • Dining Room • Cathedral Ceilings • Open Floor Plan • Sand Beach • Fireplace

• • • • • • • • • • •

Waterview From All Rooms Completely Remodeled in “2006” Year Built 1977 1,872 Sq. Ft. Home 0.91 Acre Den Office 2 Bedrooms 2 1/2 Baths Fireplace Large Decks Up & Down

• $449,000 Weems

d ce du e R

• • • • • • • • • • • •

Built in 1890 1.1 Acres 1,500 Sq. Ft. ± 3 Bedrooms 2 Full Baths Dining Room Central Air & Heat Tin Roof Brick Walkway 2 Sunrooms Large Deck Tool Shed

• $110,000

PAGE 41

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

email: barrack@carterrealestate.com

LE ER TT IV LI R F CO OF MI O IC W

te ta Es

JIM & PAT CARTER REAL ESTATE, INC. 349 CHESAPEAKE DRIVE WHITE STONE VIRGINIA 22578

le Sa

• • • • • • • • • • • • •

0.78 Acres 137 Ft. Waterfrontage Bulk Headed Boat House 5 Ft. ± MLW 3,720 Sq. Ft. ± Brick 3 Bedrooms 2 1/2 Baths Large Kitchen Game Room Central Air/Heat Close to Chesapeake Bay

• New Price $395,000

d ce du e R

• • • •

2.2 Acres 2,200± Sq. Ft. Home 4 Bedrooms 2 Full Baths - Tile

• • • •

1/2 Bath - Wood Floors • Built in 2006 • 400 AMP Service 1st Floor Master Suite •

Walk-in Closets Stainless Steel Appliances Corian Counter Tops

• Cherry Kitchen Cabinets • Gas Fireplace • Dining Area & Eat-in Kitchen • Recessed Lighting • Beautiful Stairway • Oak Floors • Screen Porch • 2 Car Attached Garage • Corner Lot • Private • 10 Mins. from Town of Kilmarnock • No Association Dues

• $329,000

Near Montross • • • • • COUNTY ASSESSED VALUE $234,100

Year Built 2008 • Central Air Vinyl Siding & Heat 3 Bedrooms • 1,400 Sq. Ft. 2 1/2 Baths Unfinished Hardwood & Basement Carpet Floors • $175,000 • 2 Car Garage

PAGE 42

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

JIM & PAT CARTER REAL ESTATE, INC. 349 CHESAPEAKE DRIVE WHITE STONE VIRGINIA 22578

email: barrack@carterrealestate.com

Tipers Creek • • • • •

5 Ft. MLW 170 Ft. Waterfrontage Wooded 1.62 Acres 3 Bedroom Septic Letter

• Asking $269,000 NEW PRICE REDUCTION

• • • • • • APPROVED SITE PLAN TO BUILD 50 FT. FROM WATERS EDGE.

800± Ft. Waterfrontage Sand Beach Wooded 1.99 Acres 3 Bedroom Septic Letter Rip Rapped

• Now $298,000 Corrotoman River

CERTIFIED APPRAISAL ON FILE

CHESAPEAKE BAY

• • • • • •

356± Ft. Waterfrontage 5.72 Wooded Acres 3 Bedroom Conventional Perk Private Pier Permit/6+ Ft. MLW 5 Minutes from Kilmarnock

• Asking $349,000 • • • • • •

Kilmarnock 13.8 Acres Beautiful Point Sand Beach 1,274 Ft. Waterfrontage Rip Rapped Partial Wooded

• Asking $549,000 White Stone • • • •

RAPPAHANNOCK RIVER

7.2 Acres Half Wooded Sand Beach 180± Ft. Waterfrontage

• Asking $595,000

PAGE 43

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

JIM & PAT CARTER REAL ESTATE, INC. 349 CHESAPEAKE DRIVE WHITE STONE VIRGINIA 22578

email: barrack@carterrealestate.com

Windmill Point Creek • • • • • COUNTY ASSESSED VALUE $337,300

• Asking $199,000 • • • • • •

CERTIFIED APPRAISAL ON FILE

225± Ft. Waterfrontage 2.01 Acres 3 Bedroom Septic System Installed Sand Beach 2 Min. From Rappahannock River

2.3 Acres 4 Ft. MLW Off Dividing Creek Level Lot 3 Bedroom Septic Installed 15 Min. from Town of Kilmarnock

• Asking $179,900 Deep Creek • • • •

11.8 Acres 10 Acres Open Nice for Horse 250± Ft. Waterfrontage • 2-3 Ft. MLW • 5 Min. to

Rapp. River & Belle Isle State Park • 4 Bedroom Septic Letter

• $149,000

D CE DU RE CE I PR

• • • •

3.67 Acres Wooded Lot Level Lot Long Road Frontage

• 4 Bedroom Septic Letter • 15 Minutes from Town of Kilmarnock • Private Community

• Club House • Swimming Pool

• Asking $59,000 Near Morattico

COUNTY ASSESSED VALUE $102,300

• Year Built 1975 • 1,700± Sq. Ft. • 3 Bedrooms • 1 Full Bath • Water Access

• Central Air/Heat • Community Well Water

• $69,900

PAGE 44

Say You Saw It In Real Estate Review

DOTTIE MACDONALD WWW.BESTBAYBUYS.COM

800-296-1025

349 CHESAPEAKE DRIVE ❖ WHITE STONE ❖ VIRGINIA 22578

NE W

LI ST IN G

email: dottiere@rivnet.net

JIM & PAT CARTER REAL ESTATE, INC.

RAPPAHANNOCK RIVER DELTAVILLE

RE

DU

CE

D!

Exceptional River Home built of the finest of Quality Materials. Great attention to details. Right out of Coastal Living Magazine. Sand Beach. Pier with lifts. Area of Fine Homes. Additional Waterfront parcel available.

Asking $789,000

W LO BE

D! RE

.

RT CE

L ISA RA P AP

CE

Beautiful, private 1.6 acre waterfront lot in convenient and lovely area. Partially wooded and level. Looking into the Rappahannock River. 4 Bedroom perk, new driveway and rip rapped.

Asking $350,000

250+ ACRES IN TOWN OF KILMARNOCK. Exceptional Opportunity. 4 parcels with Woods, Meadows and Waterfrontage on the Corrotoman River. Conveniently located in the bustling town of Kilmarnock.Sewer & Water nearby. Great for assisted living retirement community, cluster housing, private estate, shops, restaurants and condominium. Asking $2,695,000

DU

END OF LITTLE OYSTER LN. OFF RT. 695 ~ WHITE STONE ~ WINDMILL POINT

CARTERS CREEK ~ WHITE STONE

FLEETS BAY ~ NEAR KILMARNOCK

Lovely Contemporary with deep water pier. Beautiful wide water views from most rooms. Hardwood Floors & Artistic tile compliment this most private home sited among fragrant perennials.

Separate sun room & gazebo enhances the Deck. $695,000

Great Brick home with beautiful views throughout. Living room with FP. Fabulous Rivah Room with wide water views. Wonderful boat house can accommodate very large boats. Don’t miss this one!

4-5'± MLW. Rip Rapped.

Reduced $600’s

WICOMICO CHURCH ~ NORTHERN NECK

EAGLE LANDING ~ KILMARNOCK AREA

3 acre wooded parcel with some pond frontage near historic West End Plantation - Pristine area. Owner financing. $30’s

Beautiful large wooded parcels in a wonderful waterfront upscale community w/all amenities for residents. Owner financing. $60’s

PAGE 45

Say You Saw It In Real Estate Review

DOTTIE MACDONALD WWW.BESTBAYBUYS.COM

800-296-1025 email: dottiere@rivnet.net

JIM & PAT CARTER REAL ESTATE, INC. 349 CHESAPEAKE DRIVE ❖ WHITE STONE ❖ VIRGINIA 22578

SANDCASTLE ON THE RAPPAHANNOCK Fabulous home (6,064+ square feet) speaks quality! The most discriminating home buyer will be truly pleased. Outstanding Master suite with exercise room, quality cabinetry, Media Room. Dramatic staircase leading to beautifully designed sleeping quarters for family and guests. Totally Luxe kitchen. Wonderfully suited to take advantage of the Rappahannock River. Exquisite Sunsets and Sunrises. Inground pool with turreted pool house with brick patio. Pier with Lifts and Sand Beach.

Asking $1,895,000

CORROTOMAN RIVER NEAR KILMARNOCK Beautiful waterfront homesite on the pristine Corrotoman River. Almost 2 acres. This was a family’s old fishing camp. Several usable out buildings remain. New 4 bedroom perk. Very private parcel in an upscale area. Wonderful grand oaks surround this lovely parcel. Don’t miss this year’s Rockfish season! $269,000

WILTON CREEK CONDO Private, just updated, move-in ready. Many new enhancements, great kitchen, beautiful wide waterviews, swimming pool, boat slip, tennis.

Asking $200’s

PAGE 46

Say You Saw It In Real Estate Review

Bruce & Jill Anderson 804-436-4022

804-436-5251

JIM & PAT CARTER REAL ESTATE, INC. www.AndersonBay.com

BROKERS FOR UNIQUE PROPERTIES AND ESTATES SINCE 1957 4478 IRVINGTON RD IRVINGTON VIRGINIA 22480 email us: land4u@andersonbay.com

Belmont ~ $1,295,000.

!

NEW

Gracious Colonial on the Rappahannock River w/sweeping views all the way to the Bay & scalloped, white sand beach. Stacked, Southern-living style porches catch the sea breezes. 4 BR, 6.5 BA hardwood flrs & built-ins. New walking path to the beach.

AndersonBay.com/belmont.html D!

Sunset Cove ~ $844,500.

UCE

RED

Coastal contemporary w/sunset water views, pool, boathouse & new pier to 3'Âą MLW on Carter's Creek. Open truss vaulted ceilings, hardwood flrs, 3 BR, 3 BA, & 2-car GA, all on a private lot w/300' of shoreline.

AndersonBay.com/sunsetcove.html

Hilltop Harbor ~ $369,000.

On Johns Creek, Corrotoman. River, a petite, sun-filled cottage w/pine floors, FP, 2 BR, 1 BA, tasteful updates and pier to 3' MLW w/boat lift. Wraparound deck, private back yard, matching Garden Shed.

AndersonBay.com/hilltop.html NEW STE PS!

AndersonBay.com/hawksnest.html D!

Creek Road ~ $254,500.

UCE

RED

Spacious home in Heritage Point on a private lot at the headwaters of Seniors Creek. Great Room w/vaulted ceiling & skylights, wide plank pine floors & stone hearth. 2 BR, 2 BA plus 2 Bonus Rooms! Comm. pool, ramp, park.

AndersonBay.com/creekrd.html !

NEW

Hills Ck ~ $399,500.

Hawks Nest ~ $354,500.

Private waterfront deck has new steps with a landing to the sailboat pier on the Corrotoman River. Cute A-frame w/basement Garage, Great Room w/wood floors & FP, 2 BR, 2 BA, & Bonus Rm. Community pool, playground, & boat ramp.

!

NEW

Corrotoman ~ $374,500. Carters Ck ~ $279,000.

Tabbs Ck ~ $89,500.

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Say You Saw It In Real Estate Review

DICK MCEWAN 804-436-6747

dmcewan@carterrealestate.com www.carterrealestate.com

JIM & PAT CARTER REAL ESTATE, INC. BROKERS FOR UNIQUE PROPERTIES AND ESTATES SINCE 1957 4478 IRVINGTON RD IRVINGTON VIRGINIA 22480

Prentice Creek & Chesapeake Bay The owner built this 3 bedroom, 2 1/2 bath, 2,100+ square foot home in 2005.

The great room, dining area, and kitchen all provide water views, as well as the roomy master suite. The 2-car detached garage with full kitchen and bath would make a wonderful guest cottage, workshop, studio or office. Kilmarnock is only 3 miles away and the Chesapeake Bay is just down the creek. $529,000

Johns Neck Road ~ Weems This 1,680+ square foot home has 3 bedrooms, 2 baths, office, dining room, recently renovated kitchen with new appliances and a spacious bonus room on the second floor. The front porch is reminiscent of the old days…a great place to sit and relax. The one acre yard is perfect for all kinds of activities.

Kilmarnock is minutes away as is Carters Creek, Rappahannock and Corrotoman Rivers. $159,000

Garnett Hill ~ Urbanna This lot is located in a well established neighborhood on the edge of town making it easy to access the amenities in Urbanna - shopping, restaurants, pharmacy, grocery store, waterfront, etc. all within walking distance. Another advantage is the community dock and boat ramp in the neighborhood on Urbanna Creek thus making it simple and quick to get on the water. Richmond is only an hour's drive. $74,500

PAGE 48

Say You Saw It In Real Estate Review BOX 410, CALLAO, VIRGINIA 22435

(804) 529-6393 1-800-296-6393

EQUAL HOUSING OPPORTUNITY

joeself@joeselfrealty.com Joe Self

NORTHERN NECK A.R. Multiple Listing Service

!

ED UC D RE

Glebe Creek

$329,000

$350,000

Lively

$139,500 D! CE DU E R

Cod Creek

$369,950

$189,900

$549,000

$135,000 Heathsville

$159,000

T AC G TRDIN N COPEN

Wicomico River

$159,000

Glebe Creek

Glebe Creek

$615,000 Great Wicomico

$249,900

Potomac River Views

$599,000

Heathsville

Presley Creek

$379,000

Kilneck Creek

$119,000

Potomac River Views

!

ED UC D RE

Yeocomico River

Betts Mill Creek

$349,000

Potomac River

ND H SAEAC B

$349,900 Potomac River

$499,000 Richmond Co.

$99,000

Lewisetta

Potomac River

Swimming Pool

$299,000

$119,000

$269,500

Miskimon

Callao

!

ED UC D RE

Potomac River Views

$119,900 $80,000 Lots & Acreage

Yeocomico River - Ready to Build Waterfront Lot on - 2+ Acres - $259,000 Lot 5 - Solaris Point - +/- 14 acres on Totuskey Creek - $219,500 +/- 3 acres with +/- 299 waterfrontage on Bridgeman/Hull Creek - $199,000 Lot 14 - +/- 2.52 acres - Fountain Cove - $124,900 Callao lot - +/- .60 acres - Sewer & Community Water available. - $16,000

$129,900

26 AC Waterfront - Tidewell’s Area - can subdivide - $599,000 1.83 AC - Levelgreen - $175,000 18.53 AC - Non-Waterfront - Westmoreland Kingsmill - $79,900 Yeocomico River - Waterfront Lot - 2.2 acres $265,000 Inland Harbor - Non-waterfront lot - +/- 1.76 ac - $38,900

www.JoeSelfRealty.com

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Say You Saw It In Real Estate Review

Joey Self

MULTIPLE LISTING SERVICE

REALTOR ®

®

www.JoeySelf.com 580 Northumberland Hwy. Callao, Virginia 22435

EQUAL HOUSING OPPORTUNITY

I donate $250 for every sale. $250 will repair one child’s face.

Let’s make a difference!

00 ,5 9 9 $2

• Private Coan River • Deep Pier & Lift • Well Maintained

00 ,5 9 6 $1

• Deep Water • Best Fishing • 4 Bedrooms

00 ,5 9 7 $2

• Fresh Water Pond • Recent Upgrades • Private

• Pier & Bulkhead • Driveway • Sunset Views

0 50 9, 1 $1

0 00 5, 3 $1

• New Siding, Roof, Windows • New Carpet, Paint • Garage, Fenced Yard

00 ,0 5 9 $2

• Mobile Home Park • Possible Expansion • Recent Improvements

• Brick Foundation • Very Private • Great Room

00 ,0 8 $5

• Waterfront Lot • Great Wicomico • Wooded

00 ,0 9 1 $3

• Like New Home • All The Bells & Whistles • Pier & 8,000 Lb. Lift

00 ,0 9 9 $5

00 ,0 0 5 $5

• Cathedral Ceilings • Wood & Tile Floors • Finished Basement

(804) 450-0858 (800) 487-8845

• Wood Floors • 3 Season Porch • Custom Pool

00 ,0 8 9 $1

• Like New • Wooded Floors • Screened Porch

0 00 , 20 $1

• 30 Acres • Multiple Sites • Wooded

Sandy Point • New 3 Lot Division • Wide Views • Protected Harbor • $129,500 Each

• Deep Pier • Long Views • Great Room

00 ,0 0 0 $2

• 2 Bedroom Cottage • Boat Garage & Guest Rm • Deep Pier & Boat Lift

00 ,5 9 4 $2

• Finished Cottage • 4 Bedroom Septic • 3' MLW Pier

PAGE 50

Say You Saw It In Real Estate Review

EQUAL HOUSING OPPORTUNITY

Larry Bahl

www.virginiariverproperty.com

Mobile: (804) 313-9075 Toll Free (800) 296-6393 Office (804) 529-6393

Location, Location, Location $499,000 ~ This rancher offers everything, 1 floor living, huge Master Bedroom looking out over the water, garage, open floor plan, and a covered boat slip. This property is ready, Are you? !

ED C DU RE

Waterfront Cape Cod ~ $399,000 This waterfront Cape has 3 master suites in the main house & a full bath & 2 finished bonus rooms over the 2 car garage. These protected 5+ foot waters offer easy access to the Potomac & Bay. Custom Built Waterfront ~ $399,000 One floor living in this 3 bedroom design w/2 car garage. The primary focus of this home is on the beautiful Glebe. The 5 foot depth at the pier is ready for sail or power.

Protected harbor equals peace of mind.

View or The Beach, Decisions...$365,000 This cottage was completely renovated in 1995 & it’s beautiful. There are 2 BR on the first level & 2 rooms upstairs. The view is incredible, across the widest part of the Potomac. And the beach? Wow, sand, clear water, and water-sports, water-sports, water-sports. !

LD SO

Priced to Sell $49,000 Waterfront Lot in established community.

3 foot water depth, community pool, clubhouse, boat ramp. Perked for septic.

18 Acres of Woodland ~ $35,000 This property is located in Richmond County, 18 acres of woodland perfect for hunting. There is a house at the road that has been abandoned for 4 years.

PAGE 51

Say You Saw It In Real Estate Review

Jim Kenner (804) 436-3041 (c) jkenner@JoeSelfRealty.com (804) 529-6393 (o)

580 Northumberland Hwy. Callao, Virginia 22435 MULTIPLE LISTING SERVICE

REALTOR 速

速

EQUAL HOUSING OPPORTUNITY

Lancaster County ~ $199,000

Low maintenance home on private setting offers spacious rooms. House features vaulted ceilings, open concept design, double sided fireplace (gas-log and wood burning), large mudroom, designated office space, and master bedroom includes an attached bath. Other features include an enclosed porch, large deck, detached two car garage with above storage, and generator. Shared driveway.

PAGE 52

Say You Saw It In Real Estate Review

DON'T MAKE A MOVE … until you call one of the REALTORS represented in this publication!

• If you are selling, choose a REALTOR® who will represent your property to the most potential buyers possible.

• If you are buying, choose a REALTOR® who will be certain to show you the best selection of homes available.

Selling or Buying …

Choose your REALTOR® from

The Northern Neck

REAL ESTATE REVIEW Including Middle Peninsula

PAGE 53

Say You Saw It In Real Estate Review

Byrl Taylor, CRS, GRI ASSOCIATE BROKER

804-356-7879 or 804-435-7840 byrl@byrltaylor.com www.VaNorthernNeck.com Bay/River Office 434 Rappahannock Drive, White Stone, VA 22578

Northern Neck – Balls Creek $498,000 4.7 private wooded acres on Balls Creek w/easy access to Great Wicomico River, pier w/5-6' MLW, 10,000# boatlift, kayak launch, rip rap shoreline, overlook deck, covered porch, 3 bedrooms, 2 1/2 baths, great room w/fireplace, basement/workshop.

White Stone $259,000 3.3 private acres within minutes of shopping, churches, fine restaurants and hospital. 3 bedrooms, 2 baths, great room w/dining area, great kitchen, attached garage, new heat pump, 18'x30' in ground pool w/covered patio. This home has it all!!

Lancaster Creek $178,000 This 3 bedroom home has water on 2 sides. Freshly painted and carpeted w/eat-in kitchen and L-shaped deck. Great views, easy run to Rappahannock River w/3'+ MLW. Pier needs to be repaired or replaced. Privacy abounds. You can't beat this price.

PAGE 54

Say You Saw It In Real Estate Review

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PAGE 55