June 2010 Real Estate Review, Northern Neck, Virginia's Chesapeake bay Country by KC Troise

E E FR

To See Your Home In This Magazine, Have Your Realtor Call 804-462-0099

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Say You Saw It In Real Estate Review

FRANK HARDY, INC., REALTORS Chesapeake Bay Office Elizabeth Johnson, Broker (804) 240-5909

Frank A. Johnson (804) 815-8722

Karin Andrews (804) 445-5500

ejohnson@oonl.com

fajohn@oonl.com

karinandrewsrealtor@hotmail.com

HISTORIC GEM

NEW LISTING

Cupalow – Charming c. 1867 home on 2.78 acres. Guests stayed here years ago from steamboats on the Rappahannock. Beautifully renovated. Large master. Gourmet kitchen, wine cellar. Modern conveniences. Frank Johnson (804) 815-8722.…………… $549,000.

Riverlawn – Circa 1878, sea captain style home in Mathews. East River frontage, over 11 acres. Four over four design, 2-story. Heart of pine floors, large center halls, high ceilings. 8 Fireplaces. Sold as is. Elizabeth Johnson (804) 240-5909…………$895,000.

REDUCED $140K

BRING BOAT!

Deltaville – Jackson Creek, deep water. Bring sailboat. 3 BR, 3BA cottage with tons of charm. Nice elevation, deck, garage. Minutes to Chesapeake Bay. Frank Johnson (804) 815-8722………..$625,000.

Lucy’s Cove – Attractive 3 BR, 1.5 BA on wooded lot. Gas fireplace, screened porch, hot tub. 2-car garage. Ownership interest in dock. Elizabeth Johnson (804) 240-5909…………$245,000.

SAVE $14,550!

NORTH RIVER

Deltaville – Irresistible, 3 BR, 2 BA brick home with lots of panache! Beautifully decorated. Sold furnished. Great location. Deeded water/beach access. Fireplace, sunroom. 2 car-garage/workbench, shed. Elizabeth Johnson (804) 240-5909……….Was $278,750, now………..$264,200.

Mariners Watch – Seekers of privacy, tranquility and spectacular water views. Beautiful, brick transitional on Ware Neck. Private 5 acres, 700’ on North River. Views out to Mobjack Bay. Spacious 1st floor master. Elizabeth Johnson (804) 240-5909……………...$995,000.

BEAUTIFUL WATERFRONT

REDUCED

Deltaville – Vintage 1930’s river cottage. Wide Chesapeake Bay view. Updated electrical, plumbing, HVAC. Beach access. Screened porch. Movein. Ready for summer! Elizabeth Johnson (804) 240-5909………..$635,000.

Deltaville – Waterfront, excellent elevation and deep water dock. Bring sailboat. 2,500 sq. ft. home on 2 acres. Beautiful views. 2-bay garage. Make Offer! Frank Johnson (804) 815-8722……...$795,000.

www.WaterfrontandEstate.com

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TOM KIMMITT Heathsville (804) 453-9081 Each Office Is Independently Owned and Operated

Offices in Northumberland & Lancaster Counties

“Doggy Daycare Available”

“Your online resource for Northern Neck real estate information including aerial photos, free detail maps, Bay Act info, community events and real estate listings”

www.NorthernNeckRealEstate.com

Tax credits may have expired, but some of my sellers are extending the courtesy via a seller contribution to closing costs visit www.NorthernNeckRealEstate.com for more info on this, free maps and top community news stories like these… Chesapeake Bay Foundation says Blue Crab population is up 60%…March new home sale up 27%…Omega Protein takes steps to reduce pollution. R ER FO 0 LL N 1/1 SE IO 7/0 T 0 0 U Y ,0 IB B $8 TR NG N SI CO LO C

Heathsville Outstanding custom built brick rancher with attached garage on the Great Wicomico River, a few minutes from the Bay with deeded deep water slip on a protected harbor. Wide views, bulkhead installed, sand bottom. Priced to sell at $858,000. R ER FO 0 LL N 1/1 SE IO 7/0 T 00 U Y ,0 IB B $8 TR NG N SI O O C L C

Heathsville Secluded Potomac Riverfront getaway or full time contemporary 3 BR home on 1.5 wooded acres with inground pool, armour stone riprap, gourmet kitchen, open floor plan with lots of glass overlooking the Bay and River $675,000 - Heathsville R ER FO 0 LL N 1/1 SE IO /0 0 UT Y 7 0 ,0 IB B $8 TR NG N SI CO LO C

Potomac River Cottage in Heathsville Rustic recently renovated 2 BR with good elevation, landscaped grounds, large bonus room and spectacular views of the River and Bay - only $399,000. R ER FO 0 LL N 1/1 SE IO 7/0 T 0 0 U Y ,0 IB B $8 TR NG N SI CO LO C

Reedville Charming rancher with basement, spectacular gardens and river views, 2 river rooms & many upgrades on a small pond with pier overlooking an ithmus (slender strip of land between 2 larger bodies of water) on the Little Wicomico River - $418K.

Heathsville 2.44 acre lot across the street from the river only 99K (driveway installed) 100 yards from Vir-Mar Public Beach won’t last. $99,000. TAC ME TR O N LC O C WE R S DE UP N U CK BA

Heathsville Waterfront 2BR home in Bay Quarter Shores with open floor plan, large deck and retractable awning. $199,000 R ER FO 0 LL N 1/1 SE IO /0 0 UT Y 7 0 ,0 IB B $8 TR NG N SI CO LO C

Irvington Horse Farm 3500 s.f solid brick rancher on 25 potentially subdividable, fenced pastural acres with pond, numerous barns (barns convey in "As is-Where is" condition) attached Tack room, - only $474,900 R ER FO 0 LL N 1/1 SE IO 7/0 T 0 0 U Y ,0 IB B $8 TR NG N SI CO LO C

Little Wicomico River 3885 s.f. brick custom home with sand beach, deep water pier with boathouse, tennis court, garage with apartment upstairs, walkout basement, river room & wide views on 2.59 manicured acres - $860K.

• Owner Financing possible on 8 acre waterfront lot in Farnham • 3 Water access homesites at 25K • Water view lot in White Sand Harbor - 42K

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MIDDLE BAY REALTY

1-800-529-5122 804-453-5380 or Cell: 804-761-7318 email: SJones@middlebayrealty.com

Steve Jones

FLEETON

SHERWOOD FOREST

CHESAPEAKE BAY HOME

3 BR, 3 BA, 2,342 SF, 2-3 ft MLW $635,000 #84901

3 BR, 2 1/2 BA, 1,900 SF, Community amenities. $299,000. #79881

4,479 SF, 4 BR, 4 1/2 BA’s 6+ MLW at pier. $1,350,000. #81868

CLIFTON LANDING HUGE PRICE REDUCTION

SHERWOOD FOREST

MALLARD BAY

! ED C DU RE

D! CE U D RE

3 BR, 4-1/2 Bath, 4,700 SF, 3-4 FT MLW $895,000 #84534

3 BR, 3 1/2 BA, 2,436 SF, deep water. $549,000. #84391

3 BR, 2 1/2 BA, 2,400 SF, 5+ MLW $459,000. #84726

HEATHSVILLE

MILLARD BAY

CHESAPEAKE HARBOR

2 BR, 2 BA, 1,334 SF. 2-3' MLW, Detached Garage. $375,000. #83676

3 BR, 2 BA, 2,100 SF Water access community. $339,000. #84713

3 BR, 2 BA, 1,380 SF $239,000. #84247

WICOMICO CHURCH

BURGESS

WICOMICO CHURCH

D! CE U D RE

! ED C DU RE

1+ acre, 4 BR, 2 Bath Cape Cod. Up to 90% owner financing. $149,000. #81531

2 BR, 1 1/2 BA, 1,000 + SF home with garage $138,000 #83567

3 BR, 2 1/2 BA, 1,680 SF on 9.785 acres $359,000. #83124

CHESAPEAKE HARBOR

HEATHSVILLE

BAY HARBOR

3 BR, 2 BA, 1,568 SF, Community amenities. $229,000. #82628

3 BR, 2 BA, home with 50' x 30' metal building $189,000. #83118

3 BR, 2 BA, 1,848 SF. 3-4' MLW. Pier $425,000. #84719

WWW.SEARCHBAYPROPERTY.COM

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In This Issue REAL ESTATE REVIEW IS MADE POSSIBLE WITH THE SUPPORT & PARTICIPATION OF OUR ADVERTISERS & DISTRIBUTION POINTS. THANK YOU!

All real estate properties and advertisements in this magazine are subject to the Federal Fair Housing Act of 1968. Homes appearing in this magazine are available on an equal opportunity basis. Our magazine will not accept any advertisements of property which constitute a violation of law. Neither the advertiser nor Virginia Real Estate Reviews, Inc. will be responsible or liable for misinformation, misprints, typographical errors, etc., herein contained. All information is deemed reliable, but not guaranteed. Virginia Real Estate Reviews, Inc. reserves the right to refuse any advertising which we deem unsuitable for our publication. Copyright ÂŠ 2010 Virginia Real Estate Reviews, Inc. All Rights Reserved. Reproduction of any photographs, artwork or copy is prohibited without prior written permission of the publisher.

PUBLISHED BY: Virginia Real Estate Reviews, Inc. P.O. Box 5344 Martinsville, VA 24115 The index is an additional service provided by the publisher. No liability will be assumed or credit granted for errors or omissions.

For Advertising Information CALL 1-877-462-0099 804-462-0099 Fax# 276-956-5923 E-Mail: nnrer@comcast.net Next Deadline: June 2, 2010

Anchor Realty................................................18 Antique Properties........................................19 Bank of Lancaster ........................................20 Bay Meadows Real Estate ......................22-23 Chesapeake Cedar Homes ..........................87 Chesapeake Homes......................................21 Coldwell Banker Chesapeake Bay Prop. ......3 Darrin N. Smith, Builder................................24 EVB Mortgage & Bank ..................................25 Exit Mid-Rivers Realty ............................26-33 Frank Hardy, Inc. ............................................2 G.C.Dawson Real Estate ..............................34 Hometown Realty ..........................35-37 & 84 Hutt Realty................................................38-41 Irving D. Packett Real Estate........................42 Jim & Pat Carter Real Estate ..................46-58 Joe Self Realty ........................................59-63 Landmark Properties....................................43 Long & Foster Realtors ..........................64-65 Mason Realty............................................66-67 Melrose Plantaton Real Estate ....................69 Merry Point Development Co........Back Cover Middle Bay Realty ................................4, 70-74 Mitchell Homes................................................7 Northern Neck Properties ............................75 Northern Neck State Bank & Mortgage ......68 Port & Starboard Real Estate..................76-77 Quality Construction ....................................85 Re/Max Commonwealth................................17 Re/Max Waterfront Realty ..............78-79 & 86 Rivah Realty ............................................80-83 River to River Realty ......................................9 River & Rural Realty................................10-11 Salty Dog Properties ......................................5 Select Properties ....................................12-13 Shore Realty ............................................14-16 Turney & Turney Designers/Builders ..........17 Vacation Waterfront Rental ..........................77

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RIVER TO RIVER REALTY P. O. Box 700 Callao, VA 22435 804.529.7256 Gaynor Van Landingham, Broker e-mail: gaynorvanl@aol.com

PRIVACY AND BEAUTY

Lindal home situated on 10+ acres of wooded and garden scapes. Lovely Lindal cedar home with Fraser fir cathedral ceilings, rich wood paneling, hickory and tile flooring. Lots of glass overlooking mature woods intertwined with gardens of flowering trees and plants. A to-die-for great room, two bedrooms, stainless steel appliances, Jotul stove /fireplace, upgrades throughout. Built in 2004, home shows like new. Winding paved drive ascending through woods to house, attached multicar garage, storage shed. Modestly priced at $250,000. Donâ&#x20AC;&#x2122;t miss this one. MLS #N84875A

Call for info on 67 wooded acres in Northumberland County. $135,000. MLA# 083892A

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Experienced professionals partnering with our clients to achieve their best results.

Exceptional home in Town of Montross Elegant and timeless, this spacious 4 bedroom/2.5 bath brick rancher with a walk-out basement (which could be a separate apartment) is an exceptional property. Large rooms and nice floor plan. Walk out to a large deck with great privacy in back yard. Below, off the bright basement level there is a stone patio. Attached oversized 2-car garage and separate single garage for extra storage. Lovely 1.80 acre lot (two lots). A well cared for property. MLS #83564. Price recently reduced. Call Anne Douglas at 804-761-1793.

.83 acre buildable lot in town of Warsaw in nice established neighborhood. $49,500. Call Anne, 804-761-1793.

Price reduced. Three bedrooms, two baths. 2 lots w/privacyâ&#x20AC;&#x201D;walking distance to the Potomac. Located Ragged Point, $119,500. Call Al Whitlock, 804-333-3311

Great location for this 3 bedroom 1.5 bath home on 1.3 acres. Minutes from Warsaw with a large back yard and a two car garage. Move in condition. $174,900. Call Al Whitlock, 804-333-3311

Waterfront/waterview cottage, Hague area Great views. Large gazebo, workshop. 3 bedrooms, 1.5 baths. Pier w/electric to 3ft. mlw+/-. A real getaway place. $249,000, 804-333-3311 10 acre waterfront lot Canoe/kayak depth water. One 3-bedroom cert. letter, another site with soil work complete. Westmoreland county $129,000.

River & Rural Realty, P.O. Box 503, Warsaw, VA 22572 See website for photos & more information: www.northernneckrealestate.biz

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For the listings below, Call Kathryn Murray 804-333-3311 or 804-450-4442

Westmoreland Waterfront Homes 2560 sqft home on 1.18 acres. Many extras. Decks, pier with water and electric. 235 ft. waterfrontage. Outbuilding for studio or workshop. 1.5 car attached garage. Priced very well. See Web site for more photos and information.

A rare opportunity. $372,999. MLS #84522 Lots of house for the priceâ&#x20AC;&#x201D;amenities too. 1688 square foot home w/additional 240 sq. ft. for glassed-in porch. 3 bd, 2.5 bath. Fireplace. 2 car garage. Double lot. Bulkheaded. Pier with boat lift. Large deck with views out to the Potomac. Just minutes from great fishing. See Web site.

A real bargain $399,000. MLS #84462 Architect-designed 3 bedroom, 2.5 bath home. Excellent materials, great finishes. Beautiful spaces. Recent construction. Your very own peninsula. A retreat youâ&#x20AC;&#x2122;ll never want to leave. Ask for fact sheet which has far more information than MLS provides. See more photos on Web site.

A gem at $650,000. MLS #84893

A special Westmoreland property for the right buyer. $365,000

3700 square foot home in small community. Opportunity to have extended family comfortably located in a beautiful rural setting or just lots of room to move around in. Immaculate move-in condition home. Deck, large garage. 2.7 acres. Much more. See Web site for more photos & information.

River & Rural Realty, P.O. Box 503, Warsaw, VA 22572 See website for photos & more information: www.northernneckrealestate.biz

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PEGGY CATHEY Managing Broker 4503 Irvington Road, P.O. Box 609 Irvington, Virginia 22480 804-438-6069

email: pegc@pleasantlife.com

ON THE TOWN Custom contemporary set on 2.2 waterfront acres offering large great room with fireplace, sunroom & dining room all opening onto screened porch. Eat-in kitchen with custom cabinets, 3 bedrooms, 3 baths. Hardwood & tile throughout. Walkout basement, 2 decks, attached garage & guest house. Large fenced area - horses welcome. Views across the Corrotoman River. Owner/Broker. $625,000

E IC ED PRDUC RE

PINE CREST ACRES Beautifully maintained and landscaped custom built home with random width oak floors throughout. Great room has vaulted pine ceiling. Exterior was recently painted and garage/workshop are less than a year old. Home offers 3 bedrooms & 2 baths. Master has large walk-in closet and one of the guest rooms has built-in bookshelves which open into a Murphy bed. $242,000

www.pleasantlife.com

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CATHY ROWE 804-438-9882 804-436-2696 4503 Irvington Road, P.O. Box 609 Irvington, Virginia 22480 email: crowe@pleasantlife.com

KENT COVE LANE – DIVIDING CREEK KILMARNOCK • • • • • •

0.732+/- acres on protected cove Renovated in 2003/04 w/ master suite, plus much more 2,400 SF, w/ 3 bedrooms, 2 baths Wonderful Sunroom opens to spacious waterside decking Boathouse and private boat ramp w/ 3’water depth Minutes to Kilmarnock, Golfing and Shopping Offered for $510,000

NOMINI CREEK -- POTOMAC RIVER Federal Farm Highway - Montross • Coastal Cottage Design with over 2,400 square feet • 3 bedrooms, 3 full baths • Situated on 0.659 +/- acre lot overlooking Nomini Creek • Custom addition with master suite, porch, open kitchen and River Room • Minutes to Potomac River • 2 hours to Northern Virginia/DC Offered for $549,000

HERITAGE POINT ~ Corrotoman River • • • •

0.72+/- acre lot on Senior’s Creek Over 2,100 SF of living space 3 bedrooms, 2.5 baths (master suite on main level) Great Room opens to spacious waterside deck • Private pier with 4’ MLW • Community amenities include pool & tennis court $399,000

INDIAN CREEK ESTATES – Powhatan Road • 1,745 square feet w/ 3 bedrooms, 2.5 baths • Spacious family room in addition to formal living and dining rooms • Situated on nicely landscaped 1.01+/- acres • Water Access Community within minutes to Kilmarnock $258,000

www.pleasantlife.com

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Greg Corsa

(Cell) 804-366-3328 greg@gregcorsa.com www.gregcorsa.com COD CREEK ~ BAY QUARTER SHORES Year round or second home on a wooded waterfront lot with views looking out into the Potomac River plus a deep water pier and boatlift. three bedrooms (two bedroom septic system), two baths, a great room on the water side with wood floors/ cathedral ceiling/ three skylights/ freestanding fireplace/and a wall of glass facing Cod Creek, large screened porch with cathedral ceiling, beautiful wood flooring, and an overhead fan, and a heat pump system. You wonâ&#x20AC;&#x2122;t find a better buy in the Northern Neck!! Priced at only $289,500. FIRST OFFERING

COCKRELLS CREEK Custom built low maintenance home on app. 1.29 acres with app. 3,400 sq. feet of living in the quaint fishing village of Fleeton with some sand beach, pier with lift, and wide panoramic water views. Family room with fireplace, 5 bedrooms, 4 baths, large open kitchen, a sunroom on the water side, office, screened porch, 3rd floor observation room and an attached 2-car garage/workshop. Much more. Priced below County assessment. Priced at only $985,000. ! ED UC D RE

REEDVILLE AREA ~ COCKRELLS CREEK Year round home on over 2 acres with approximately 180 feet of frontage on deep protected water. The renovated house features 4 bedrooms, 2 baths, family room/kitchen/eating area combo, screened porch on the water side. 2nd story deck, detached 36x24' garage/storage building. Some furniture conveys. Only $249,000

LITTLE WICOMICO RIVER App. 1 acre on Kings Creek with 91 feet of frontage on protected water with a pier already installed. Part open and part wooded. Assessed by the County at over $215,000. FIRST OFFERING. Only $129,500.

COAN RIVER App. 1 acre with 92 feet of frontage on the widest part of Coan River. Panoramic views in all directions and sailboat depth waters. Bulkheaded waterfrontage and sand bottom. Nice gentle slope to the water. Septic approved for a 4 bedroom home. FIRST OFFERING. $279,500.

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Say You Saw It In Real Estate Review

Robert Booth 804-761-7140 rbooth@crosslink.net www.CallRobertBooth.com P. O. Box 369 Callao, Va. 22435

POTOMAC RIVER 3 BR, 2 BA, Garage w/bonus rm. Porch. Deck. $599,500

COD CREEK 3 BR - 2 BA. Pier. Lift 2.15 Ac. - 50 x 60 $499,500

66 ACRES 3 BR, 2 BA, Garage. Porch. 36x26 building. Pond. Private $549,500

LITTLE WICOMICO 7.03 Ac. - Trailer Pier / Lift $239,500

228 ACRES Westmoreland Co. $499,500

WATER VIEW 2005 - 3 BR/2 BA 2 Car Garage Reduced to $215,000

HACK CREEK 3 BR-2 BA 1.14 Acres $399,500

WESTMORELAND CO. 14 Ac. - $59,900 22 Ac. - $89,500 All Wooded

YEOCOMICO RIVER 7.42 acres - 194 ft. WF. Deep water. Wooded. $211,500

LOTTSBURG 3 BR-2.5 BA Renovated $134,500

HEATHSVILLE AREA Mobile Home on 2.52 acres $29,500

MACHODOC CREEK Wooded lot 115' WF $110,000

GREAT WICOMICO RIVER 1.45 Acres 191 Ft. WF $149,500

YEOCOMICO RIVER 2.28 Ac. - 237 ft. WF Deep water - wooded $159,500

HEATHSVILLE COMMERCIAL BUILDING $129,500

HULL CR. ACCESS 2.09 Acres Reduced to $26,500

HEATHSVILLE Zoned Business Owner Financing $119,000

RICHMOND CO. 3 BR-1.5 BA 4 Outbuildings $149,500

CABIN POINT CR. 0.64 Acres $109,500

FARNHAM, VA. 2 BR-1 BA - porch & deck. 1.18 Acre $115,000

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Major renovations and additions Hands on building with quality workmanship RICHARD R. TURNEY

804-435-2767 DEBORAH EDGAR 804-342-1081 deborah@milliegreenteam.com

“THE MILLIE GREEN TEAM”

Charming waterfront cottage on protected cove with views of Bay! Spacious and open floor plan offers three bedrooms, bright kitchen and large family room. Welcoming screened porch is perfect for entertaining or relaxing and overlooks a park-like setting down to the water's edge! Located just minutes to the river or bay and offers 2-4 ft mlw at 100+ ft pier. If privacy, tranquility, location and beautiful views is what you are searching for, look no further! Offered at $465,000.

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Say You Saw It In Real Estate Review

Office: 804-529-6901

Hilane Evans 804-529-7833 Email: hilane.evans@verizon.net http://www.northernneckvirginia.com

WATER ACCESS HOME IN BAY QUARTER SHORES - $79,000

Remodeled 1064+/- sq. ft. manufactured home, spacious rooms & closets. Stove, refrigerator, washer/dryer, new central heat/air, new laminated flooring. New Pella windows, new quality raised panel doors, back and front decking. Water access privileges on the Potomac River, Cod Creek, and Presley Creek.Sand beach, ramp, swimming pool, tennis, nature trails, playground, 2 piers. Adjoining lot available for $25,000, if purchased with this property. Owner/agent

WATER ACCESS 2 BEDROOM, 2 BATH HOME IN BAY QUARTER SHORES - SACRIFICE $49,000 D! CE U D RE

2 bedroom home, bonus room, 2 full baths, living room, kitchen. Range, refrigerator, washer and dryer, window air conditioner, oil heat. Large entertainment deck with a nice shade canopy, detached storage building. Landscaped grounds include beautiful trees, azaleas, dogwoods, red maple. Access to sand beach, pier, ramp, clubhouse, play ground, tennis, trails, & pool. Located in popular Bay Quarter Shores, Heathsville, Va. Owner/agent

WATER ACCESS HOME ON 3 LOTS WITH 24’x26’ GARAGE (BQS) – $95,000

Cozy 2 bedrooms, 1 full bath mobile on .87 of an acre in Bay Quarter Shores. Spacious kitchen and spacious living room, electric heat, window air. Washer and Dryer, 24x26 finished garage and a small storage shed. Waterfront privileges on the Potomac River, Cod Creek, and Presley Creek. Sand beach, boat ramp, swimming pool, tennis, nature trails, playground. 2 fishing piers, and club house for $225 per year. Owner/agent

ADORABLE REMODELED BUNGALOW – LOTTSBURG - REDUCED TO $119,000 D! CE U D RE

Totally remodeled bungalow with 2 bedrooms, bonus room, & full bath. All new kitchen, bath, windows, walls, electrical, and plumbing. Beautiful new laminate wood flooring and Berber carpet in the bedrooms. New central air/heat pump, new warm vinyl siding, new coordinated roof. 12 inch tiles in bath and laundry room. Near shopping, marinas, restaurants, Churches. Perfect starter or retirement home. Seller related to Realtor.

Beautiful level lots containing 0.87± acre with two septic letters in BQS, $45,000

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"Bain House" at Bargamin Park Circa 1898 is synonymous with Crozet history and elegance. High ceilings, heart of pine floors, elegant mantels,pocket doors. Situated on a .33 acre lot with extraordinary views of the Blue Ridge both front and rear. You are directly across from the centerpiece park protecting your permanent views. Entire home has undergone top quality restoration. $699,000

LI NE ST W IN G

WARSAW "BELLE VILLE" CA 1830 Elegant, restored, two story on English basement. Original woodwork, floors, mantels, plaster, etc. on 23.15 acres. Several restorable outbuildings. 6 relined fireplaces. 2 kitchens. 3 baths. 3,740+/sq. ft. High ceilings $595,000

LI NE ST W IN G

Say You Saw It In Real Estate Review

DOSWELL "CAMPBELL HOUSE" CA 1898 The Campbell House is a commodious, restored Queen Anne located in the historic village of Doswell 1.883 acs.. With four fireplaces, two porches, 2-car garage and eat-in kitchen, it offers what attracts people to old houses including period woodwork, floors & mantels all in 3,912 s.f. $399,000.

GRAVEL HILL "WEST'S TAVERN & STORE CA 1799 & 1840 2 early places used as one, 18th Century store/Post Office & 19th Century Tavern. Charming & elegant located in rural historic district-village of Gravel Hill. Original floors, woodwork, doors, & mantels. Nine fireboxes. Porches, brick walkways thru several gardens w/fountains. Many boxwoods & large trees on 3.92 acres. This is a great value at $350,000.

GREENVILLE "ROBERT STEELE HOUSE" CA 1829 Mostly restored brick Federal with three fireplaces. Charming & quaint on a nice lot in small country town. Elegant original mantels, floors, some windows and doors. 3 bedrooms. Lovely patio & gardens with view of the mountains. Rare corbelled cornice. Useful outbuilding. $199,000

FREDERICKSBURG “BRUCE-COAKLEY HOUSE” CA 1843 Freshly painted exquisite Greek Revival. High ceilings. Elegant woodwork. Original doors, locks, shutters, mantels, woodwork, pocket doors. Heart of Pine floors. 8 relined FP’s. Large rooms 7 BR’s possible. 3 full & 2 half baths. 4,451± sq. ft. Formal garden. In downtown historic district. $799,000.

BERTRAND “REYNOLDS FARM ROAD” CA 1964 Renovation just completed. Well laid out with 3 bedrooms, 2 full baths. Large combination family room and kitchen. High paneled wainscoting in living room. Nice .862 acre lot not far from the Rivah. 1600+ square feet. New roof and heat pump. Excellent value at only $129,000.

R ED U C ED

POWHATAN "BELNEMUS" CA 1756 Belnemus is an elegant, grand Georgian plantation house with additions on 10 acs. Spacious 5,244 s.f., high ceilings, magnificent mantels, wonderful double porches to enjoy the pastoral views. Updated baths and kitchen. Four outbuildings including the original icehouse and smokehouse. Long lane to home sitting prominently on a knoll. Original winter kitchen in basement. $599,000

WE HAVE MONEY TO LEND.

Lois Dawson Serving Lancaster County (804) 435-4156 ldawson@banklanc.com

Sonja Fletcher Serving Richmond, Westmoreland (including Colonial Beach) & Essex Counties (804) 333-3693 sďŹ&#x201A;etcher@banklanc.com

Stephanie Self

Margaret Eppes Curtis

Serving Northumberland County (804) 580-2211 sself@banklanc.com

Serving Middlesex, Mathews, & Gloucester Counties (804) 435-4133 mcurtis@banklanc.com

Our residential loan specialists can assist you with:

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Customer Care Center: (804) 435-1171 Or Toll Free: (800) 435-1140 www.bankoďŹ&#x201A;ancaster.com iÂ&#x201C;LiĂ&#x20AC;Ă&#x160; Ă&#x160;UĂ&#x160; i`iĂ&#x20AC;>Â?Ă&#x160;,iĂ&#x192;iĂ&#x20AC;Ă&#x203A;iĂ&#x160;-Ă&#x17E;Ă&#x192;Ă&#x152;iÂ&#x201C;

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Say You Saw It In Real Estate Review

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PAGE 22

Say You Saw It In Real Estate Review

Jane Brothers Ludwig Ruby and Diamond Award Winner (804) 436-6341 or 435-0140 98 N. Main St. Suite 100 Kilmarnock, VA 22482 website: www.janeludwig.com email: jane@janeludwig.com

BUILDING SITES ALL HAVE OWNER FINANCING Corrotoman by the Bay 2 Lots $35,000 Heritage Point 2 acres $45,000 Heritage Point 5 acres $58,000 Nugent Lane 5 acres $135,000 Nugent Lane 7 acres $145,000

BAY QUARTER SHORES 3 bedroom 1 1/2 bath hideaway cottage on 3 lots with a total of 2.12 +/- acres with almost 400' on Cod Creek 3 +/- MLW. Nice creek view. Pier and boat lift. Glass porch over looking the water. Located not too far from the Club House and pool, Boat ramp and pier - BUT far enough!!! Price REDUCED to $275,000

POND FRONTAGE Located in the Huntons with deeded access to the Corrotoman River. Large 3 bedroom and 3 bath home with half basement. Porch and decking. Go Green with lots of shade Trees. $240,000

RICHMOND COUNTY Central location for all of the Northern Neck Counties 3 Bedroom plus office Dutch Colonial Blt 2004 LIKE NEW - living and dining rooms with large family room - deluxe kitchen. PRICE REDUCED TO $229,500

ENJOY this beautiful SAND BEACH on the Rappahannock River with the access that comes with your Brick Rancher situated a block from the river. 3bd and 2 baths, fireplace gas logs. Almost an acre, many extras. Only $199,500

NEED A PIER??? If you have a boat in need of a pier this Myer Creek lot includes pier to 4 1/2' +/- MLW, NEW WELL and electric service on the property. NO RESTRICTIONS but NO House either. .293 +/- acre. $99,500

PAGE 23

Say You Saw It In Real Estate Review

Martha Crandall Smith ABR, SFR, Associate Broker

Tara Donahue 125 S. Main St. Kilmarnock, VA 22482 Office (804) 436-1287

ABR, SFR, Associate Broker (804) 761-5392

(804) 436-6261 R T! DE AC UN TR N CO

First offering! Very well maintained 3 bedroom, 2 1/2 bath, water access home. $269,000

Quality constructed water access, 3 bedroom, 2 bath home with 2-car attached garage. $363,000

Waterfront home with a guest house and boat house. $399,000

Beautiful, upscale 3 bedrooms, 2 1/2 bath home. Community Amenities. $649,000

Waterview home with an additional waterfront lot with pier. $675,000

White Stone waterfront lot with 311' ± of water frontage. $149,500

Brightwaters waterfront lot, 2.044 acres ±. $174,500

Building lot on Myers Creek with structure “AS IS”. $175,000

8.88 acres ± with 300' ± of water frontage. $186,000

Breathtaking river views with pier, rip rap and boat ramp. $225,000

Nicely elevated lot with septic and well installed. Pier with 3-4' ± MLW. $325,000

SAND BEACH! Chesapeake Bay 14+ acres. $399,000

PAGE 24

Say You Saw It In Real Estate Review

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PAGE 26

Say You Saw It In Real Estate Review

Teresa Russ,

ABR

Sales Associate

(804) 472-3756 (Home Office) 804-339-2923 (Cell)

EXIT MID-RIVERS REALTY

WESTMORELAND COUNTY - CABIN POINT - GREAT BUY ON A NICE HOME ON BEAUTIFUL POTOMAC RIVER - WALKING DISTANCE OF BEACH - $449,000

RICHMOND COUNTY - SHARPS WATERFRONT - 2.79 ACRES WITH 17 BOAT SLIPS - $259,000

NORTHUMBERLAND - BAY QUARTER SHORES 3 BR, 2 1.2 BA CAPE COD HOME IN GREAT WATERFRONT COMMUNITY WITH LOTS OF AMENITIES - $255,500

WESTMORELAND COUNTY - SPENCE’S POINT - UNIQUE WELL-BUILT CONTEMPORARY WATERFRONT ESTATE, STUNNING VIEWS, PIER WITH BOATLIFTS, SWIMMING POOL, DECK AND BALCONIES OVERLOOKING RIVER, LOTS OF WINDOWS, SUNROOM, 2-CAR GARAGE, LANDSCAPING, LARGE FAMILY ROOM AND KITCHEN - GREAT PRICE - $895,000

WESTMORELAND COUNTY - POTOMAC WATERFRONT - UNIQUE CONTEMPORARY ROMAN WATERFRONT ESTATE ON 2.5 ACRES WITH ADDITIONAL ACREAGE AVAILABLE - VERY PRIVATE, SURROUNDED BY BOARD FENCE AND LEYLAND CYPRESS TREES, BEAUTIFUL SAND BEACH, EXQUISITE MARBLE, WINDOWS FROM FLOOR TO CEILING WITH FANTASTIC VIEW OF THE POTOMAC RIVER, OPEN AND SPACIOUS, EUROPEAN BATH FIXTURES, RUMFORD FIREPLACE TO CEILING, SELLER FINANCING AVAILABLE - $1,000,000

email: tjruss@northernneckhomes.net www.northernneckhomes.net • www.exitmidrivers.com

Say You Saw It In Real Estate Review

Teresa Russ,

PAGE 27

ABR

Sales Associate

(804) 472-3756 (Home Office) 804-339-2923 (Cell)

EXIT MID-RIVERS REALTY

DRIFTWOOD RESTAURANT - COLES POINT - OWNERS WISHING TO RETIRE GREAT OPPORTUNITY TO OWN YOUR OWN BUSINESS - BEEN IN FAMILY FOR OVER 35 YEARS WILL GIVE NEW OWNER FAMILY RECIPES - $525,000

TAPPAHANNOCK - RAPPAHANNOCK RIVER WATERFRONT - VIEW IS UNBELIEVABLE QUALITY HOME ALONG WATERFRONT OF FINE HOMES - 4 BEDROOMS, 5 GARAGES (1 ATTACHED) (4 DETACHED) CONVENIENT TO STORES AND RESTAURANTS. $895,000 MAKE AN OFFER

ESSEX COUNTY - TAPPAHANNOCK - COMMUNITY OF FINE HOMES - BEAUTIFUL 3 BR, 2 BA HOME OVERLOOKING LAKE WITH AN ABUNDANCE OF WILDLIFE; FANTASTIC LANDSCAPING, EVERYTHING IS NEAT, CLEAN AND WELL MAINTAINED - DON'T MISS THIS GREAT OPPORTUNITY - $259,900 WESTMORELAND - STRATFORD HARBOUR LOTS $32,000 RICHMOND COUNTY - FARNHAM - 13 ACRES - $121,900 NORTHUMBERLAND COUNTY - BURGESS - 4 ACRES $29,900 NORTHUMBERLAND - BETZ LANDING LOT 1 - 13.06 ACRES WITH 800 FT OF WATERFRONT GOING OUT TO THE GREAT WICOMICO COMMUNITY AMENITIES INCLUDE BOAT LAUNCH $139,000 - MAKE OFFER

NORTHUMBERLAND - BAY QUARTER SHORES 3 LOTS - 2 ENGINEERED PERKS - $60,000 WESTMORELAND - RAGGED POINT - 3 LOTS - $47,000 KINSALE WATERFRONT LOTS - $199,000 AND $299,000

email: tjruss@northernneckhomes.net www.northernneckhomes.net • www.exitmidrivers.com

PAGE 28

Say You Saw It In Real Estate Review

George Runkle 540-273-2208 Georgerunk@verizon.net

速

EXIT MID-RIVERS REALTY

Chris Mundy 301-651-3375 ChristineMundy@MRIS.com

COME TO THE WATERFRONT COMMUNITIES OF THE NORTHERN NECK FOR BOATING, SWIMMING, THE BEACHES AND RELAXING. CLOSE TO FREDERICKSBURG, DAHLGREN AND SOUTHERN MARYLAND. Almost new home on 3.14 acres. Direct access from the property to one of the community ponds for kayaking, canoeing & fishing. Boats ramp near the home with direct access to the Great Wicomico River. Close to Heathsville. $224,900 Large new Colonial on corner lot in a great waterfront community w access to the Potomac River & a 110-acre fresh water lake. Grand foyer w/cherry hardwood floors & incredible interior features. Short walk to lake pier & floating swimming platform. Community has clubhouse, olympic-sized pool, 2 beaches, marina, & more. $329,900

Fantastic waterfront home. Shows like a model. Great views across Potomac. Pier. Beautifully landscaped. Large Master Bedrm w/sitting room. Community has 2 beaches, 2 boat ramps, clubhouse, pool, 110-acre fresh water lake & more. Finished basement w/additional rooms. $579,900

We have numerous lots and home listings throughout the Northern Neck to fit any budget. Call us!!! 15034 Kings Hwy, Montross, VA 22520

PAGE 29

Say You Saw It In Real Estate Review

George Runkle 540-273-2208 Georgerunk@verizon.net

速

EXIT MID-RIVERS REALTY

Chris Mundy 301-651-3375 ChristineMundy@MRIS.com

One of a kind waterfront home w/nearly 10,000 sf of living space. Property is on Taylors Creek leading into the Corrotoman River & Rappahannock. Community boat ramp. Almost $300,000 BELOW county assessment. Has workout room w/jacuzzi & sauna; media room, large master bedroom w/2 bathrooms; offices, library area, 6.5 bathrooms & so much more. Near two golf courses. $1,399,000

Incredible waterfront home in an even more incredible setting with expansive waterviews. Direct access to Potomac in small boats from back yard. Larger boats may use boat ramps. Beautiful. Very nice waterfront community w/voluntary HOA. Amenities include pool, beaches clubhouse & boat ramps. $449,900.

Stunning waterfront property. Shows like a model. Many upgrades. Downstairs master bedroom. 70 ft pier w/boat lifts; 300+ ft of waterfrontage; 1.45 acres; detached 2-car garage; large bonus room & so much more. Community has 2 boat ramps, 3 beaches, clubhouse, large pool & voluntary POA. $589,900.

We have numerous lots and home listings throughout the Northern Neck to fit any budget. Call us!!! 15034 Kings Hwy, Montross, VA 22520

PAGE 30

Say You Saw It In Real Estate Review

Jimmy Coates ABR SFR 804- 224-9450 804-450-0787 (Cell) jimmy@calljimmycoates.com www.calljimmycoates.com

EXIT MID-RIVERS REALTY

CHURCH POINT WATERVIEW - www.68ChurchPt.com Immaculate 3100 SF brick home on 5 ac. in desirable waterfront community. 4 BR, 3 BA, large family room and kitchen, sunroom, 2-car garage, wood floors, 9' ceilings and more! $549,000.

CHURCH POINT WATERFRONT - www.270ChurchPoint.com Elegant 4100 SF home on 2.3 ac. on the banks of the Potomac. 5 BR, 3.5 BA, cherry kitchen, formal living & dining rooms, study, sunroom, screened porch, swimming pool, 2-car garage, and many custom finishes. Enjoy the wide river views from nearly every room. $999,500.

COLONIAL BEACH - www.235DogwoodAve.com Inviting, move-in ready home in quiet neighborhood. Open kitchen and living area, dining room, 3 large BR, sunroom, 2-car garage, two driveways, and lovely corner lot. $269,900.

COLONIAL BEACH AREA - Newly remodeled home with 3 BR, 1 BA, new appliances, kitchen flooring, paint, ceiling fans, and HVAC. Walking distance to swimming area and boat launch. $139,500.

MATTOX CREEK WATERFRONT - Nearly 1 ac. property at the end of a quiet cul-de-sac. 4 BR, 3 BA, 40'x10' sunroom, 100' dock w/lift, ramp, covered slip, shed. Detached 2-car garage w/kitchen and bath. $649,000.

COLONIAL BEACH AREA - Cozy 2 BR home in Ebb Tide Beach. Great investment with extra building lot. County sewer coming soon. Perfect first home or weekend retreat. $139,000

COLONIAL BEACH - Charming home built in 2005. 3 BR, 2 BA, open living area with cathedral ceiling, wood floors, screened porch, fence, and paved drive. Bring your golf cart! $199,900.

CABIN POINT WATERFRONT - Nicely maintained 3 BR, 2 BA home on Betty’s Pond. Quiet cul-de-sac, wood floors, sunroom, 2-car garage, paved driveway, desirable community $399,900.

COLONIAL BEACH AREA - Lakeside cottage on two lots in Placid Bay Estates. 2 BR, 1 BA, carport, detached garage. Quiet, country setting. $129,900.

COLONIAL BEACH WATERFRONT - On the Point with amazing views of the Potomac. 2 BR, 1 BA, fireplace, covered front porch, and large corner lot. Marinas and beaches just steps away. $299,000.

990 Colonial Ave., Colonial Beach, VA 22443 jimmy@calljimmycoates.com • www.calljimmycoates.com

PAGE 31

Say You Saw It In Real Estate Review

Charlie Stuart 804-761-0980 (Cell) 804-493-1888 (Office)

ÂŽ

EXIT MID-RIVERS REALTY

GLEBE HARBOR: *Waterfront in Premier Community. Fantastic Price*. Great vacation or year-round home on the water. Move-in condition, has wraparound porch for enjoying local steamed crabs or just taking it easy. Well, if you think it doesn't get any better than this, how about 3 lots totaling over one acre. All for $254,900. Call Charlie Stuart 804-493-1888 or 804-761-0980.

TOWN OF MONTROSS: Lovely maintained home in RAGGED POINT: Country cottage with 2 bedrooms, town. 3 bedrooms, 2 baths. Great location near all town 1 bath, in a waterfront community. Very close to the river. $99,000 amenities. $194,500. REY SU IT O N CL TU RE OR FO PP O

COLES POINT: Lovely manufactured home on a permanent foundation with 3 bedrooms, 2 baths in a popular waterfront community in Coles Point. Family room has a gas fireplace. Jacuzzi in Master Bathroom. Wrap around deck, separate dining room, and a large shed. Brand new roof and skylights. Handicap ramp. Directly across the street from the Potomac River and the historic Coles Point Tavern. $169,900.

CLASSIC SHORES: Very nice cape cod with 3 bedrooms and 2 baths in the golf cart community of Classic Shores. Privacy fence and deck ideal for outdoor barbeques. $147,900.

www.northernneckhomes.net â&#x20AC;˘ www.exitmidrivers.com All Offices Independently Owned and Operated

PAGE 32

Say You Saw It In Real Estate Review

Cathy Reed, Licensed VA Realtor (804) 761-6807 (Direct) (804) 224-3948 (Office)

EXIT MID-RIVERS REALTY

GLEBE HARBOR - Immaculate 3 BD, 2 BA home on WATERFRONT SHORE DRIVE - Spacious 3 BD, 2 extra large .65 acre lot in water access community with BA waterfront. Great Room w/ fabulous views. $$$ double bulkhead, Pier with sun deck level. $439,000 Pool, Boat Ramp, Tennis Courts & more. $168,500

POTOMAC RIVER WATERFRONT - Miles of COLONIAL BEACH “ON THE POINT” - Owner says fabulous river views from this beautiful home. You’ll love sell. Just reduced Nice 3 BD, 2 BA cottage. Walk to beach, picnic area and boat ramp. $175,000 the huge riverside Sun Porch and Deck. $695,000

COLONIAL BEACH - STEPS FROM POTOMAC - Beautiful 3 BERKLEY BEACH - Lovely waterfront home on Pond, steps from communiBD, 2 ½ Ba home Above ground pool & screened porch you’ll love. ty sand beach & boat ramp on Mattox Creek. All brick home has beautiful details. The sun porch & deck with waterview are especially inviting. $229,000 Ride your golf cart to Beaches, Restaurants & Shops. $229,000

WATERFRONT – COLONIAL BEACH - Charming 2 BD 1 BA w/ pier WATERFRONT SHIRLAND SHORES - 2.34 acres on waterfront. on protected cove of Monroe Bay. Living room, separate waterfront den Large 3 BD, 2BA home w/ detached garage. Living room, Great & deck. Large screened porch w/ ceiling fans is calling you! $359,900 room & additional large loft for den, office or bedroom. $299,500 Email: cathy@cathyreed.net www.cathyreed.net • www.exitmidrivers.com 990 Colonial Avenue, Colonial Beach, VA 22443

Say You Saw It In Real Estate Review

PAGE 33

Cathy Reed, Licensed VA Realtor (804) 761-6807 (Direct) (804) 224-3948 (Office)

EXIT MID-RIVERS REALTY

COLES POINT - Very nice 3 BD 2 BA home on large 1.91 acre corner MONTROSS - Conveniently located 3 BD, 2BA Cape in Montross. lot in water oriented community, close to marina and restaurants. Great Large 1st floor master. Beautiful hardwood floors in this charming opportunity w/ guest house for possible rental. Also detached garage. older home on large .73 acre lot. Check this one out at. $169,000 Don’t miss this rare opportunity for great price. $225,000

LARGE ESTATE HOME – MONTROSS - Wow! 3814 sq ft of luxurious COLONIAL BEACH WATERFRONT - Lovely waterfront home w/ finished space, w/additional 1796 of heated and a/c basement already roughed in for additional rooms. Deeded water access to Nomini Creek. Too great river views. Master suite w/ fireplace upstairs has views that will delight. 3 BD, 2BA. Huge waterfront living room. $499,000 many luxury upgrades to list here. Call for details. $492,000

PLACID BAY WATERFRONT - Charming, beautifully decorated home.

MONTROSS - Affordable, renovated home on 3 BD, 2 BA, ceramic tile, Waterfront sun porch, deck and beautiful land1 ac. Modern kitchen. Large deck. $80,000 scaping, all combined with Pier and boat lift for the river toys. $389,000

HORNERS BEACH - Million Dollar views from this adorable river 100.34 acres Westmoreland - $581,972 - Beautiful piece of propercottage. Wonderful screened porch, private sand beach, shade trees ty. Great road frontage. Near Berry Farm and Winery. Also availby the River for those hot afternoons in the hammock. Who could able 8.75 acre parcel $64,000 want more? Buy you own your piece of river heaven at $289,000 Email: cathy@cathyreed.net www.cathyreed.net • www.exitmidrivers.com 990 Colonial Avenue, Colonial Beach, VA 22443

PAGE 34

Say You Saw It In Real Estate Review

G.C. DAWSON REAL ESTATE THE

WATERFRONT INFORMATION CENTER 631 N. Main St. PO Box 339 Kilmarnock, VA 22482

Ed Bosher,

Geneva Dawson,

REALTOR

BROKER

REALTOR

804.436.2799 (C)

804.436.6453 (C)

804.761.3212 (C)

Allen Jackson,

WHITE STONE

SENIOR CREEK

Immaculate home! Some water views!

NO RESTRICTIONS! 1.44+/- AC, 290' +/- WF, Pier, ramp, well & septic!

2.56 +/- Ac, 235' OF WF, Protected Harbor! Nice VIEWS!

$129,500 GENEVA 804-436-6453

$169,500 GENEVA 804-436-6453

$254,900 GENEVA 804-436-6453

T AC G R N T I N ND COPE

RAPPAHANNOCK RIVER

SHERWOOD FOREST

HILLS CREEK

Spacious Home! Balcony, beach, PIER! BUYERS MOTIVATED!

CUSTOM BUILT CAPE W/2.5 Baths. Access to POOL, PIER & TENNIS COURT.

MAGNIFICENT 9.65 +/- ac. W/571' of WF, 5' DEPTH WITH GOOD HARBOR!

$299,900 CALL ED OR ALLEN

ONLY $169,900

$969,500

CALL ED OR ALLEN

GENEVA 804-436-6453

D CE U D RE

ST ED JU UC D RE

GOLF COURSE!

FLEETS BAY

WELL MAINTAINED 3 BR, 2 BA, GOURMET KITCHEN, 2 car att. Garage, shed, paved driveway!

COASTAL HOME w/3 BR, 2 BA, BEACH & PIER! PRICED below Assesment! Rip-Rap shoreline!

$299,900

$395,000

CALL ED OR ALLEN

GENEVA 804-436-6453

KILMARNOCK

DELTAVILLE WF VILLA w/2.5 BA, Pool, Tennis Courts, and boat slip! GAS Fireplace, Carport & Garage. Never lived in!

Owner/Agent $439,500 GENEVA 804-436-6453

2 Story, New Hardwood Floors, 3 Bedrooms, 2 Baths, Bonus Loft Room overlooking Living Room, Master BR on 1st Floor, Gas Fireplace, Deck.

$254,900 CALL ED OR ALLEN

PAGE 35

Say You Saw It In Real Estate Review

JEFF BROOKS 804-445-1395 “The Exceptional Exception”

P.O. Box 2576 • 521 Church Lane Tappahannock, VA 22560 e-mail: jeffbrooks@hometownrealtyservices.com

ESSEX COUNTY ~ Rappahannock River waterfront 4 miles North of Tappahannock. 3 bedroom, 2 bath brick rancher with sunroom, sand beach and a beautiful view. Reduced…$325,000.

WARSAW, 78 ROSE HILL DRIVE ~ 6+ acres just outside of Warsaw and in sight of Totuskey Creek boat ramp but private. This home features 3 bedrooms, 2 baths, 1792 sq. ft. finished with 900+ sq. ft. unfinished upstairs. Enjoy the tranquility from the deck or have your boat in the water in 15 minutes. Asking…$225,000.

3 bedroom, 2 1/2 bath brick rancher with full walk out basement situated in a quiet country setting 10 minutes from St. Stephens Church. Home features a first floor master, a new roof, replacement windows, formal dining and living rooms, hardwood floors, a finished basement with masonry fireplace and 1/2 bath. Asking…$199,950.

MATTAPONI RIVER WATERFRONT LAND ~ King & Queen ~ 52 acres fronting for 2,864 ft. on the Mattaponi, mature hardwoods, marsh cove for duck hunting, pier, boat ramp, 5 minutes from Rt. 360 at St. Stephens Church. Reduced…$499,500.

544 FAULCONER CIRCLE ~ 2478 sq. ft. rancher in the heart of Tappahannock. Home features 4 bedrooms and 2 1/2 baths, a large family room, sunroom, formal living room, masonry fireplace, hardwood floors, ample storage and convenience. Asking…$184,900.

TAPPAHANNOCK ~ 1600 sq. ft. 3 bedroom, 2 1/2 bath rancher with sun porch and attached garage conveniently located in the town of Tappahannock. Property features a masonry fireplace, walk-in closets, a formal dining room, ceramic tiled baths, a new roof and more. Reduced…$195,000.

BEAUTIFUL HISTORIC home in downtown Tappahannock. Home features heart pine floors, high ceilings, period woodwork and hardware, 4 bedrooms and 2 full baths all on a large private lot in the heart of town. Asking…$359,000.

KING AND QUEEN ~ 323 GREENBRIAR ROAD, WALKERTON VA. ~ 2639 sq. ft. new custom built rancher situated on 13.7 acres. Home features, hardwood floors, a central vac., a Rinnai hot water system, custom cabinetry and trim, a stone fireplace, a wet bar, a large great toom a high volume artesian water system and open acreage, perfect for the horse enthusiast. Asking…$449,500.

TAPPAHANNOCK ~ RIVERSIDE CONDOMINIUM ~ 2 bedroom, 2 bath unit features a large family room, generous closet space, additional storage, a balcony, a pool, a pier, covered parking and a sand beach. NOW $265,000.

KING AND QUEEN ~ 10702 Richmond Tappahannock Hwy.~ 3 bedroom 1 1/2 bath brick cape situated on 2 acres 2 miles East of St. Stephens Church on Rt. 360. Home features refinished hardwood floors, wide base and trim, a masonry fireplace, new vinyl, paint, gutters and more. Asking…$164,500.

PAGE 36

Say You Saw It In Real Estate Review

Patti Minor

Cell: (804) 445-5465 1-804-443-0067 or 1-800-443-4707 “The Exceptional Exception”

P.O. Box 2576 • 521 Church Lane Tappahannock, VA 22560 e-mail: pattim@hometownrealtyservices.com www.pattiminor.com

North Essex Co./Loretto - Come & relax on the big country porch of this charming 1870 Virginia Farmhouse. Travel back in time when entering the formal foyer & gazing upon the 1800 Virginia Militia uniform of Joseph Clarence Spindle, the original owner of this home. This 4,850 Sq. Ft. home has three levels consisting of 4 BRs, 2 full BAs & 2 half BAs. The main level includes a bright country kitchen with old pine floors, a FP & breakfast area in a lovely bay window, formal LR w/FP, hrdwd flrs., original windows, doors & high ceilings, formal DR with old pine flrs., big sun room w/outside deck, downstairs mother-in-law suite & enc. back porch. The land consists of 2.306 Ac. w/fruit trees, asparagus patch, perennials & room for a garden! Outbuilding is the original Loretto Post Ofs. Many comfort upgrades & significant renovations, but some work remains to be done. Take this opportunity to complete the restoration to your specs. Offered at $299,500. Call Patti Minor, (804) 445-5465.

TOWN OF TAPPAHANNOCK/OLD BAGBY HOTEL - Commercial Storefront totaling 8,577 Sq. Ft. on Historic Prince Street & Water Lane with Four Retail/Office spaces, Four One-Bedroom Apartments, Warehouse & Basement. Become a part of revitalizing Downtown Tappahannock! Priced at $350,000. Call Patti (804) 445-5465.

TAPPAHANNOCK AREA - Cozy Rancher with 3 BRs,1 BA, Wall to Wall Carpet, eat-in kitchen, central heat/air, full basement & 2-Car Garage. Lovely partially-wooded lot with fruit trees & room for garden. Convenient to Hospital & Town’s amenities. Reduced to $119,000. Call Patti (804) 445-5465.

MATTAPONI RIVER WATERFRONT - Secluded, wooded 52 Acres fronting 2,864 Ft. on the Mattaponi River at Historic Jones Landing. Mature woods full of wildlife, protected marshland cove off River for waterfrowl hunting with a blind already in place, new pier, boat ramp & deep water. Minutes to Rt. 360 at St. Stephens Church and convenient to I-95 and I-295. $529,500. Reduced to $499,500. Call Patti at (804) 445-5465.

WESTMORELAND COUNTY/CABIN P O I N T - Wo o d e d 1 . 9 Ac. Waterfront Lot in serene cove of Cabin Pt. Creek with short run t o P o t o m a c R ive r. Perked for 4 BR Home. Community Amenities Pool, Clubhouse, beach, boat ramp & playground. $ 1 4 9 , 9 0 0 . Reduced to $144,000. C a l l P a t t i M i n o r, (804) 445-5465.

TAPPAHANNOCK AREA - 1.14 Acre Waterfront Lot on the deepwaters of Piscataway Creek with short run out the Creek to the Rappahannock River. Wide Creek views, great fishing & sunsets! Reduced to $144,500 $136,500. Call Patti (804) 445-5465.

TOWN OF TAPPAHANNOCK/COMMERCIAL - Great corner location in area of high traffic visibility! Located corner of Church Lane (Rt. 17 & Rt. 360) & Prince St. in the heart of downtown historic Tappahannock. Three rental spaces totaling 3,534 Sq Ft, w/vacant lot for future development or addtl parking, Town water & sewer. Asking $795,000. 3 parcels/subdividable. Call Patti Minor, (804) 445-5465.

COMMERCIAL SALE/LEASE COMMERCIAL LOT IN HEART OF TAPPAHANNOCK’S BUSINESS DISTRICT - Size - 0.874 AC. High Traffic Count Area, close proximity to Walmart, Lowe’s, 2 Strip Malls, Restaurants, Golf Course, Fitness Center & Hospital. Town utilities available. Priced at $229,000. HISTORIC AREA OF TAPPAHANNOCK - Storefront space for Rent. CALL PATTI MINOR (804) 445-5465.

PAGE 37

Say You Saw It In Real Estate Review P.O. Box 2576 • 521 Church Lane Tappahannock, VA 22560 (804) 443-0067 - (800) 443-4707

PAT GATEWOOD “The Exceptional Exception”

(804) 443-5639 • (804) 339-5721 patg@hometownrealtyservices.com Website:www.PatGatewood.com

358 POPLAR SPRINGS DRIVE TAPPAHANNOCK, VA $238,000

NEW CONSTRUCTION - Just completed. Lovely rancher on a 1.65 acres wooded lot in Poplar Springs Subdivision, convenient to all town amenities, hospital, fitness center, and river! Features bamboo flooring in the living area and ceramic tile in the baths and laundry room. Beautiful cabinets and counters. Stove, microwave, dishwasher, and refrigerator included. 217 DUKE STREET ~ TAPPAHANNOCK, VA Quality-built 2,223 sq. ft. cape cod located in beautiful historic Tappahannock. Features pine floor, wide moldings, 9 1/2 foot ceilings. Zoned business/limited, but can be used as a home business/residence. Currently being used for a chiropractor’s office. Great investment opportunity. Reduced to $345,000. Call Pat today for an appointment to see this great listing.

LOTS FOR SALE 1623 STONES ROAD, WALKERTON, VA Great home for the 1st Time Homebuyer, Retiree, or Investor. 3 BR, 1 BA totally renovated 1104 sq. ft. rancher located on Stone’s Road just off of Walkerton Landing Road. Just 15 miles from Tappahannock and 3 miles from Walkerton. New fixtures and all new kitchen appliances. Reduced to $147,000. Call Pat today for a showing!

CRICKET SHORES, KING AND QUEEN COUNTY, Water access to York River. 2 LOTS - $26,500 each or both for $49,950. Call Pat for more information. 1+ acre building lot in River Oaks Subdivision with water access - $29,500 Call Pat for more information.

PAGE 38

Say You Saw It In Real Estate Review

Serving The Northern Neck Area

HUTTREALTY, Inc.

Member MLS and MRIS Box 66 • Montross, VA 22520 WE AIM TO PLEASE!!

Charlotte H. Hutt - Owner - Broker

O: 804-493-8994 H: 804-493-9003 FAX 804-493-8968

E-mail: charlotte@huttrealty.com Web: huttrealty.com

Member Multiple Listing Service

GLEBE HARBOR - WESTMORELAND CO. ~ $369,000 Great for weekend or year around Home. 3 BR, 2 BAs on 1 1/2 Lots. Great views of water. Lots of wildlife. Great fishing and crabbing. Large Deck overlooking water. Pier with 3' MLW.

This two bedroom Mobile home is like new w/nice pier wired for boat lift, MLW. Good fishing & crabbing. Great Views, with double car port. Shed w/electric. Loading & unloading for small boats & jet skies. Within 5 min. Best fishing in Potomac. Protected creek, straight across from St. Mary’s Md. $259,000

D! CE U D RE

MONTROSS This Building was a furniture Store. It could be used for commercial or industrial. Has a office and lots of space. $350,000

WATERFRONT - CABIN POINT Two story, open floor plan, kitchen, dining, living room. Three bedrooms, two baths, mud room, large deck. Rocked waterfront with great views. Lots of fish and crabs. Would make a nice vacation or year round home. $379,000

D! CE U D RE

WATERFRONT ~ $249,000

NORTHUMBERLAND COUNTY

This is one of three lots available on the Lower Machodoc, Potomac River. Rare Find. Lots with Water Depth, Sand Beach, Rocked Bulkhead, Wide & long views, protected shoreline, evening sunset. Great Value!

This is a great lot with 900'+ waterfront, pier. 5+ ft. MLW. $400,000

D! CE U D RE

WESTMORELAND CO. ~ $1,995,000

NORTHUMBERLAND CO. ~ $175,000

Waterfront - 2,000 ft. 34± acres - farm buildings. 85 acres open & 300+ woodland. Marketable timber, great hunting.

White Sands Harbour - Nice custom built 2 bedroom, 2 bath beach house with many upgrades. You must see to appreciate the quality.

• • • • •

Westmoreland Co. 19.082 +/- acres with 10 acres open and on paved road. Suitable for horse farm. $129,000 Westmoreland Co. 42.64 +/- acres, mostly open and being farmed. $215,000 Westmoreland Co. 10.729 +/- acres. open and wooded. Great for a nice private home. $79,500 Westmoreland Co. 131.21 +/- acres, open, level & wooded. $489,000 Kinsale. 20 acres of farm land with 7 acres woodland. Mobile home with three bedrooms, 2 baths which needs a lot of work. $219,000

PAGE 39

Say You Saw It In Real Estate Review Serving The Northern Neck Area

HUTTREALTY, Inc.

Member MLS and MRIS Box 66 â&#x20AC;˘ Montross, VA 22520 WE AIM TO PLEASE!!

Charlotte H. Hutt - Owner - Broker

O: 804-493-8994 H: 804-493-9003 FAX 804-493-8968

E-mail: charlotte@huttrealty.com Web: huttrealty.com

Member Multiple Listing Service

THIS PERFECT WATERFRONT HOME is fun on The river with WESTMORELAND COUNTY room for everyone! This exceptional waterfront, brick rancher on protected, deep water, harbor, minutes from the Bay. This home 131.21 acres of level, open (68 acres), wooded land (63 features 8 rooms with 3 BR, 2.5 BA, LR, FR. Kitchen opens up to acres). Zoned for agriculture. Approximately 2 miles of the FR with gas log Fireplace & a wall of windows for terrific road frontage. 1/2 mile on Rt. 202. $489,000 water views. Great sunset from Brick Patio. $499,000

WESTMORELAND COUNTY Nice home in town. This home has 7 rooms, 3 bedrooms, 2 baths with a large bonus room on a nice +/- .45 acre lot. It has been updated with hardwood floors, wall to wall carpet, new vinyl and just painted. $215,000

WHITE SANDS HARBOR ~ This 2 Bedroom, 2 bath home is custom built with many up grades. you have to see it inside to appreciate the quality. Amenities include: sand beach, boat ramp, and picnic area. $175,000

CABIN POINT ~ WATERFRONT Great condition, 3 bedroom, 2 bath home with wide long water view. Home comes furnished, screened porch, deck on water, pier with boat lift. Great Vacation or full-time home. $399,000

WATERFRONT This is a charming two-story Cape Cod home on the water. It has a living room/dining room combo with fireplace, kitchen, family room, 3 bedrooms, 3 baths, office, two bonus rooms on 4.45 acres. Large deck overlooking Yeocomico River. $495,000

PAGE 40

Say You Saw It In Real Estate Review Serving The Northern Neck Area

HUTTREALTY, Inc.

Member MLS and MRIS Box 66 â&#x20AC;˘ Montross, VA 22520 WE AIM TO PLEASE!!

Charlotte H. Hutt - Owner - Broker

O: 804-493-8994 H: 804-493-9003 FAX 804-493-8968

E-mail: charlotte@huttrealty.com Web: huttrealty.com

Member Multiple Listing Service

COLES POINT WATERFRONT

D! CE U D RE

GORGEOUS SUNSETS & VIEWS OF WATER TOO! This home offers great views, long and wide. Brick home with 2 car attached garage and detached 30 x 40 workshop.Three bedrooms, 2 1/2 baths, sun room, living room, and master bedroom overlooking water with decks. 5.39+/- acres nicely landscaped. $595,000

WESTMORELAND COUNTY -This is two houses in one. You can have two families with each having a private home. 7 bedrooms, 4 full baths and 1 half bath with 2.25 acres near Hague and Drum Bay. Water access is nearby. $395,000. -This property can also be purchased with 31 + acres for $495,000 and you will have plenty of privacy.

! ED UC D RE

WESTMORELAND COUNTY

! ED UC D RE

This 2 BR, 2 bath house has been updated. Great view of Lower Machodoc. New rocked seawall, new pier with 4' MLW. Good neighborhood, nicely landscaped with beautiful lawn. $489,000

MONTROSS New roof, new windows, new paint job, 3 bedrooms, 2.5 baths on .90 acres. Detached 2 car garage, 22x24 and block building, 20x40. $179,000

D! CE U D RE

WESTMORELAND COUNTY Mobile home with open floor plan, Kitchen with Stainless appliances and Breakfast Bar. Family Room has fireplace and built-in cabinets. Master bedroom has walk in closet, Full bath with large tub and separate shower on 2 acre lot in a quiet country area. $129,900

318 ST. PAULS ROAD ~ WARSAW 9.15 ac. with double wide 1710 sq. ft. Second home is farm house that needs some work. 4 bedrooms and 2 baths, most of land is open. Pole shed. Great property for investment. $219,000

D! CE U D RE

PAGE 41

Say You Saw It In Real Estate Review Serving The Northern Neck Area

HUTTREALTY, Inc. Charlotte H. Hutt - Owner - Broker

Betsy Sisson

(O) 804-493-8994 • (H) 804-493-9003 (c) 804-450-1773 • (H) 804-472-2657 (Fax) 804-493-8968 Box 66 • Montross, VA 22520 betsysisson@huttrealty.com charlotte@huttrealty.com WE AIM TO PLEASE!! Member Multiple Listing Service Member Multiple Listing Service Member MLS

Colonial Beach Waterfront House

Montross - Westmoreland Co. ~ $295,000 Ranch split level home with 7 bedrooms, 4 baths. This was a lodge for years and housed many people. Cottage has 2 bedrooms and one bath. Second cottage has 2 bedrooms and one bath. Two car garage, large fireplace with gas logs. Well maintained. Great Price!

3 BR/2BA with fantastic views. Updated dock, boat lift & seawall. $425,000 MLS #: 85228 CALL BETSY

Waterfront Lot Westmoreland ~ Currioman Landing Westmoreland Co. ~ $675,000 112 acre farm with new modular home. Large machine shed with cement floor. 2800 sq. ft. 48 acres open land and 64.88 wood land with same timber.

D CE U D RE

2.58 acres $429,000 MLS #: 84396 CALL BETSY

WATERFRONT LOT ~ COLES POINT Safe Harbor Landing, 2.53 acres, 217 ft Waterfrontage, $299,000 MLS#: 84395 CALL BETSY Caroline County ~ $164,900

This newly remodeled 3 bedroom, 1 bath home is on an 11 acre lake with lots of wildlife and great boating and fishing. New kitchen cabinets, appliances, carpet, vinyl and bath. Adjoining lot goes with the home. Could be a weekend retreat.

Stratford Harbour $239,000

Like new with open floor plan. Screened porch & large shed. CALL BETSY MLS#: 84806

Waterfront - Westmoreland Co. ~ $449,000

BUILDING LOTS

Immaculate Waterfront Cottage with detached Garage. Two Boat-slips with water and electric, private pier, deep water protected Branson Cove off Lower Machodoc. This upscale, newly renovated home features 3 bedrooms, 2 full Baths, family room with fireplace, Dining Room. Kitchen, Laundry room & Mud room. Perfect for canoeing, kayaking, swimming, or a weekend retreat!

WESTMORELAND COUNTY GLEBE HARBOR 3BR PERC $15,900 MLS#: 83387 CABINFORD .78 AC 4 BR PERC $14,900 MLS#: 83098 CALL BETSY

PAGE 42

Say You Saw It In Real Estate Review

Check our website! - www.irvingdpackettre.com 15.32 Wooded Acres – Privacy!

NEAR WARSAW – $389,000 15.32 wooded acres, with 3-year-old 2,800 sf home, hardwood floors, open floor plan, 1st floor master bedroom with 2 walk-in closets, 2 BRs upstairs (1 is dorm style, suitable fo r t w o a d d t ’ l B R s ) , 3 baths, FP with high-tech wood stove, CAC/Heat, 400 amp service, generator panel. Call Becky Packett, 804-445-5470.

New Listing

FARNHAM CREEK – $218,000 2.92 acres on creek with nice view of Rapp’k has charming old frame farmhouse with “good bones”, gutted and ready for renovation! A satisfying project for a lifetime’s enjoyment! Call Becky Packett, 804-445-5470.

New Listing

Jackson Creek Two-fer! ED UC D RE

SHERWOOD FOREST – $129,500 Darling redone low maint. 2 bedroom year around home or getaway, large great room, beautiful landscaped & fenced in shady back yard, walking distance to pool. River access & boat slip! Call Becky Packett, 804-445-5470.

JACKSON CREEK – $325,000 Double your pleasure, double your fun! 3.2 rural acres consisting of 2.2 acre wf parcel w/2136 sq. ft. home w/family room, formal dining room, living room, den, 3 BR, 2 BA, eatin kitchen, att. garage, pier, plus an adjoining 1 acre wf lot w/2 BR single wide. Call Becky Packett, 804-445-5470.

Richmond County

Essex County

NEAR HAYNESVILLE – $119,900 Charming old 7 room farmhouse; eat-in kitchen, dining room, living room and pantry all situated on 10± acres, mostly wooded with 2 nice fields. A quiet retreat, a cozy place to live. Call Becky Packett, 804-445-5470.

ESSEX COUNTY – $169,900 Under construction - 3 bedroom, 2 bath, master bedroom w/ walk-in closet, open living room & kitchen area, on a 1 acre lot. Call Karen Fones, 804-445-3957.

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PAGE 43

Say You Saw It In Real Estate Review

324 Prince St. Tappahannock, VA 22560

(804) 443-2213 Donna Medlin Essex Co. - 1,384 sq. ft. ± ranch. Convenient to town. 3 bdrms, 1 1/2 baths, hardwood floors, 11x24 carpeted den w/propane unit. It’s a great buy at $129,500. Call Donna @ 804-445-5610 (c). d ce du e R

Dunnsville area 1,224 sq ft +- ranch w/2 BR, 1 BA, den, study, Dining room, Living room, and kitchen on .94 ac. $75,000. Call Donna @ 804-443-5610

Essex County Charming 1,628 sq ft +- Cape situated on a 2.98 +- acres. Very convenient to town. 3 BR, 2 BA with downstairs BR, Sunroom, 16x14 deck and 12x12 shed. $209,000. Call Donna @ 804-443-5610 for appt.

Waterfront Condo “Riverside” on the Rappahannock River in historic Tappahannock. 2 bdrms, 2 baths, 5th floor, spectacular views, balcony, covered parking, pool, pier & sand beach. $299,000. Call Holley Tomlin @ 804-761-2697 for an appointment today!

Lakefront Retreat in private, natural setting with spectacular views of Purkins Lake near Tappahannock. Well maintained home with 2 bdrms, 2 baths, bright open floor plan, vaulted ceiling, gas logs, pine floors, sunroom, screened porch, 4 decks, pool, garage, shed, dock and tree swing. Fishing, canoeing, kayaking, walking & biking. Perfect for nature lovers! Priced to sell quickly!! $299,000. Call Holley Tomlin @ 804-761-2697 for an appointment today! Essex Co. - 1,648 sq. ft. ± 3 bd., 2 bath ranch w/sun room, 2 car attached garage and workshop. This home is situated on a 2.68 acre lovely wooded lot and is just minutes from town. It is a must see @ $215,000. Call Donna @ 804-445-5610 (cell).

Virginiaâ&#x20AC;&#x2122;s Northern Neck Including Essex and Middlesex Counties

PAGE 46

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

e ic Pr

JIM & PAT CARTER REAL ESTATE, INC. email: barrack@carterrealestate.com

d ce du Re

Certified Appraisal On File • 2 Fireplaces • 3 ft. MLW • 2 Boat lifts • Rip-rapped • Water feature • Now $829,000

• 3723 sq. ft. home • 4 Bedrooms • 2 1/2 Baths • 20 x 20 Sunroom • Dining room • Office

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• Built in 1996 • 4 Bedrooms • 2 1/2 Baths • 2563 Sq. Ft. Home • 400 Amps Service • Handicap Friendly

• 800 Sq. Ft. 2-Car attached garage • Fireplace • 6 Ft. MLW +/• 347 Feet Waterfrontage

CORROTOMAN RIVER

• 1.47 acres • 1/2 mile from Town of Kilmarnock

• Now $539,500

Certified Appraisal On File • 966± Ft. Waterfrontage • 3.79 Wooded Acres • 3 Bedroom Conventional Perk • Private • Pier Permit - 6 Ft. MLW • Wide Views • Close to Kilmarnock

• NOW $375,000

PAGE 47

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

JIM & PAT CARTER REAL ESTATE, INC. email: barrack@carterrealestate.com Sunset over Tabb’s Creek

Certified Appraisal On File Glorious view from the deck.

The house sits on a peninsula with views of sunrise and sunset!

Relax at the beach house!

• Year round vacation or retirement home • Secluded community facing Bay & Tabbs Creek • 10 mins. to golf or shopping, in White Stone & Kilmarnock • Handicap friendly MAKE OFFER • 2 BR, 1 1/2 BA Y TO A S EB E T K NU EA MI SAP E CH

• Fireplace • Sunroom w/Enclosed Glass Porch • Living Room • 400 AMP • Gas Heat/Central Air • Artesian Well • Workshop with Heat • 2 Car Attached Garage • 2 Storage Sheds • Gravel Driveway • NOW $639,000

• Office • Cathedral ceilings • Open Floor Plan • Sand Beach • FP, waterview from all rooms • Completely remodeled in “2006” •NOW $459,000 • 2.78 Acres Park Like Setting • 150 Ft. Waterfrontage • Pier • Sand Beach • Beautiful Views Looking into Bay • 2628 Sq. Ft. Home • 3 Bedrooms • 2 Baths • Office/Den • Formal Dining Room

NEW PRICE REDUCTION

PAGE 48

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109 k ee r C

ra is al O n Fi le

2.6 Acres 600 Ft. ± Waterfrontage 7 Ft ± MLW at Pier 3,529 ± Sq. Ft. Home 3 Bedrooms 2 1/2 Baths

• • • • • •

email: barrack@carterrealestate.com

on is o tip An

JIM & PAT CARTER REAL ESTATE, INC.

• • • • • •

Expansive Water Views Sun Room on water side Heart Pine and Hardwood Floors Large Screen Porch 28' x 28' Attached 2 car garage $898,000 RAPPAHANNOCK RIVER

WHITE STONE • 7.2 Acres • Half Wooded • Sand Beach • 180 ± Ft Waterfrontage • $595,000 E IC PR

D CE DU RE

• 3.67 Acres • Wooded Lot • Level Lot • Long Road Frontage

• 4 Bedroom Septic Letter • 15 mins from Town of Kilmarnock • Private Community

• Club House • Swimming Pool • Now $69,900

PAGE 49

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

JIM & PAT CARTER REAL ESTATE, INC. email: barrack@carterrealestate.com

• • • • • • • • •

2.2 Acres 2200± sq. ft. Home 4 Bedrooms 2 Full Baths - tile 1/2 Bath - wood floors Built in 2006 400 amp Service 1st Floor Master Suite Walk-in Closets

E IC PR

D! CE U D RE

E D IC CE PR DU E R

L CE AR P E AT IV R P

• • • • •

Stainless Steel Appliances Cherry Kitchen Cabinets Corian Counter Tops Gas Fireplace Dining Area and Eat-in Kitchen • Recessed Lighting • Beautiful Stairway • Oak Floors

• • • • •

Screen Porch 2 Car Attached Garage Corner Lot Private 10 mins. from Town of Kilmarnock • No Association Dues • Certified Appraisal on File • NOW $359,000 TOWN OF KILMARNOCK

• 0.580 Acres • Built in 2003 • 1848 Sq. Ft. ± • 3 Bedrooms • 2 Full Baths • 1 Half Baths

! ED C DU RE

Great boating just five minutes to the Rappahannock River. The deck will take you outside and down a gentle grade to the pier with 4 feet ± MLW. Central air and heat, two bedrooms and two baths. 30 x 36 three car garage with electric door openers. Beautiful views down Mill Creek with 250 feet ± of waterfrontage. Asking $399,000

• Crown Molding • Open Floor Plan • Brick Walk-way • Black Top Driveway • Now $239,000

PAGE 50

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

JIM & PAT CARTER REAL ESTATE, INC. email: barrack@carter-realestate.com

Ap il ed F ifi n rt l O Ce isa a pr e

• Immaculate Home • Water View • 3 Bedrooms • 2 Full Baths • Dining Room

• Living Room • Eat-in-Kitchen • Screened Porch • Paved Driveway • Central Air & Heat

• Artesian Well • Over Sized Garage • 1563 Sq. Ft. Home • $179,000

Certified Appraisal On File

• 2.50 Acres Wooded • 215 Ft Waterfrontage • 3+ ft MLW

• 10 Mins. from Kilmarnock • Off Corrotoman River

• Certified Appraisal on File • $349,000

PAGE 51

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

JIM & PAT CARTER REAL ESTATE, INC. email: barrack@carterrealestate.com • • • • • •

0.53 Acre 4 Ft. MLW Shared Dock 242± Ft. Water Frontage Community Amenities County Assessment $212,100 • Asking $195,000

N TO R IL IVE W R F O K S TAN E V KA CO AN PI

TIPERS CREEK • • • • • •

e ied Fil rtif n Ce isal O pra

CORROTOMAN RIVER

5 ft. MLW 170 ft. Waterfrontage Wooded 1.62 Acres 3 Bedroom Septic Letter Asking $269,000

• 356+/- Ft. Waterfrontage • 5.72 Wooded Acres • 3 Bedroom Conventional Perk • Private • Pier Permit/6+ Ft. MLW • 5 Minutes from Kilmarnock • NOW $355,000 PRICE REDUCED

APPROVED SITE PLAN TO BUILD 50 FT. FROM WATERS EDGE.

• 800± Ft. Frontage • Sand Beach • Wooded • 1.99 Acres • Sunsets • Now $395,000 PRIVATE 9.1 Wooded Acres 4 Bedroom Septic Letter Sandy Bottom Rip Rapped Looking Out into Bay County Assessment $562,800 • Asking $450,000 • • • • • •

PAGE 52

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

JIM & PAT CARTER REAL ESTATE, INC.

TOLL FREE: 800-225-8298 CELL: 804-436-6109 Ce rt ifi ed

Ap pr ai sa

W NE

NG TI S LI

email: barrack@carterrealestate.com

lO n Fi le

• 607 ft. Waterfront • 2 Acres • 2200 Sq Ft Home ± • 3 Bedrooms • 1 Bath • Eat-in-Kitchen • Screen House • Glass Porch • Car Port • Single Bay Garage w/Hobby Room • Home being Sold “As Is” except for Water & Septic Inspections

• $249,000

W NE

NG TI S LI

• 8 Rooms • 3 Bedrooms • 1 1/2 Baths • 1600 Sq. Ft. • 1.4 Acres • Garage

• Dining Room • Vinyl Siding • Eat-in-Kitchen • 4 Bedroom Septic • Artesian Well

• Year Built 1891 • 1.2 Acres • 1256 Sq. Ft. ± • 2 Bedrooms • 1 Full Bath

• Wood Siding • Floors Pine • Eat-in-Kitchen • Close to Bay

• Now $89,000

• Now $75,000

PAGE 53

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

w Ne

JIM & PAT CARTER REAL ESTATE, INC. email: barrack@carterrealestate.com Ce rti fie d on Ap Fil pra e isa l

g! tin s i L

• Year Built 1922 • 13.8 Acres • 2600 Sq. Ft. • 3 Bedrooms • 2 1/2 Baths • Master Bedroom on 1st Floor • Eat-in-Kitchen • Formal Dining Room • Living Room • Den

• Screen Porch • Central Air & Heat • 3 Bay Garage with Storage Shed • 10 Minutes from the town of Kilmarnock

• $239,000

PAGE 54

Say You Saw It In Real Estate Review

DOTTIE MACDONALD 1-800-296-1025 804-436-6659

JIM & PAT CARTER REAL ESTATE, INC.

email: dottiere@rivnet.net

447 CHESAPEAKE DRIVE ❖ WHITE STONE ❖ VIRGINIA 22578

R ED U C ED !

BROKERS FOR UNIQUE PROPERTIES AND ESTATES SINCE 1957

GORGEOUS PIANKATANK RIVER VIEWS Wonderful Easy Living Home that takes full advantage of those gorgeous Piankatank River views. Great kitchen with granite counter tops & stainless steel appliances, four bedrooms and two baths. Beautiful fireplace in river room features lovely exotic wood surround. Large deck with sunken hot tub. Heated in-ground pool with new auto cover. Pier with two lifts. 4'+/- rip rap.

R ED U C ED !

Only $625,000

WHITE STONE ~ 4893 WINDMILL PT. RD Adorable 3 bedroom, 2 bath home that’s been updated but still retains the charm and sturdiness of A Sea Captain’s home. There’s a great bonus room up that captures those sea breezes coming off the Bay. Fairly new HVAC. Large deck overlooking beautiful perennial gardens. Two garages. Very private but convenient. Lease purchase possible. Now $195,000

Large waterfront farm that has been in the family for years in a great neighborhood. Some sand beach. Very nice views and good water depth, Owner Financing. Reduced to $335,000

END OF LITTLE OYSTER LN. OFF RT. 695 ~ WHITE STONE ~ WINDMILL POINT

BRIGHTWATERS SUBDIVISION WHITE STONE ~ WINDMILL POINT

Beautiful, private 1.6 acre waterfront lot in convenient and lovely area. Partially wooded and level. Looking into the Rappahannock River. 4 Bedroom perk, new driveway and rip rapped. Asking $350,000

WICOMICO CHURCH ~ NORTHERN NECK 3 acre wooded parcel with some pond frontage near historic West End Plantation - Pristine area. Owner financing… $30’s

RT. 646 WHITE STONE ~ TABBS CREEK

Two acre wooded waterfront lot in Brightwaters. Lovely high-end community with beach and pier. $155,000

EAGLE LANDING ~ KILMARNOCK AREA Beautiful large wooded parcels in a wonderful waterfront upscale community that features swimming pool, tennis, boating facilities and clubhouse for residents. Owner financing. $70’s

PAGE 55

Say You Saw It In Real Estate Review

DOTTIE MACDONALD 1-800-296-1025 804-436-6659

JIM & PAT CARTER REAL ESTATE, INC.

email: dottiere@rivnet.net

447 CHESAPEAKE DRIVE ❖ WHITE STONE ❖ VIRGINIA 22578

BROKERS FOR UNIQUE PROPERTIES AND ESTATES SINCE 1957

WHITE STONE ~ WINDMILL POINT Wonderful New Tidewater Beach home with breathtaking views! This home is truly one of the finest and most tasteful homes built. The owners have spared no expense. Beautiful cabinetry, Marble counter tops. Wonderful windows to capture the beautiful wide water views! The Carriage house has a super capacity for autos & boats with guest quarters above. Pier with lifts. About 300' of SAND BEACH. $1,990,000.

EAST RIVER ~ MOBJACK BAY Ultimate Rivah home with expansive use of glass and big beautiful views. Deep water on the beautiful East River. Large tasteful rooms, exquisite kitchen, bamboo flooring, surround sound, screened porch, guest quarters over garage, shared pier with lifts, 7 ft. +/- MLW. $945,000.

WICOMICO CHURCH ~ BAY SIDE Really nice and immaculate home in a desirable community offering beach and water access. Lovely great room with fireplace. Recent addition of a Florida Room. 3 Bedrooms, 3 Baths, attached garage, open floor plan, lovely arched doorways, gourmet kitchen, convenient. $325,000.

CORROTOMAN RIVER ~ KILMARNOCK Beautiful waterfront parcel on the Corrotoman River. This has been a great family get away through out the years. Great rockfish spot. Several outbuildings provide foot print for home site very close to the water. Near by upscale homes can not be seen from this very private parcel but would be great neighbors. Beautiful hardwoods. 4 bedroom perk. Reduced $290’s.

PAGE 56

DICK MCEWAN 804-436-6747 dmcewan@carterrealestate.com

Say You Saw It In Real Estate Review

JIM & PAT CARTER REAL ESTATE, INC. BROKERS FOR UNIQUE PROPERTIES AND ESTATES SINCE 1957 4478 IRVINGTON RD ❖ IRVINGTON ❖ VIRGINIA 22480

BRENDA BRENNAN OLIVA 804-366-1282 brendao@carterrealestate.com

Garnett Hill Drive ~ Urbanna This spacious home is located at the highest point of the rolling hills of the old Garnett Hill Farm. On the main level is the living room w/fireplace and wall of bookshelves, dining room, great room including kitchen and fireplace, sunroom, master bedroom, 2nd bedroom and bath. The lower level consists of a family room w/fireplace, kitchen, bedroom, bath, office, large walk-in closet, utility room and plenty of space for a workshop, hobby area or pool table. The neighborhood has private access to Urbanna Creek. Call Brenda or Dick. $389,000

d ce du e R

Johns Neck Road ~ Weems 1750 sq. ft. home with master bedroom on 1st floor, new kitchen with large pantry, dining room, office space, 2 bathrooms, expansive 2nd floor with 3rd bedroom, new windows, and an acre of land. Conveniently located minutes from Kilmarnock, Carters Creek, and two rivers. Call Dick. $129,000

PAGE 57

Say You Saw It In Real Estate Review

Bruce & Jill Anderson 804-436-4022

804-436-5251

JIM & PAT CARTER REAL ESTATE, INC. BROKERS FOR UNIQUE PROPERTIES AND ESTATES SINCE 1957 4478 IRVINGTON RD ❖ IRVINGTON ❖ VIRGINIA 22480 email us: land4u@andersonbay.com

www.AndersonBay.com ced! Redu

Carters Creek ~ $1,349,000. Pool/Pier/Porch/Patio/4BR/GA andersonbay.com/glebe.html

ced! Redu

Chesapeake Bay ~ $725,000. Bay Beach/1-floor/3 BR/GA andersonbay.com/baybeach.html

Carters Creek ~ $525,000. Edinburgh / The Green Condos andersonbay.com/edinburgh.html

NEW!

Carters Creek ~ $650,000. Yopps Rd / 8' MLW / Site Plan andersonbay.com/yoppsrd.html

Corrotoman River ~ $479,000. Hawk's Nest/deep pier/big view andersonbay.com/hawksnest.html

Antipoison Ck ~ $447,500. Clark Pt/ 11 wooded acres andersonbay.com/clarkpt.html

Chase Cove ~ $387,500. Carters Ck lot in Irvington andersonbay.com/chase.html

Potomac View ~ $319,000. Water Access / 3 BR / 2.5 BA andersonbay.com/potmacvw.html

NEW!

Johns Ck ~ $399,000. Hilltop Harbor/2BR/pier w/lift andersonbay.com/hilltop.html

ced! Redu

WBP Lot 7 ~ $297,900. Western Branch Corrotoman andersonbay.com/wbp7.html

Little Wicomico ~ $249,000. Kayak Key/pier/wild views andersonbay.com/potomacvw.html

Bells Creek ~ $185,482. River Ridge / 5 Ac. / 2 Lots andersonbay.com/riverridge.html

ced! Redu

MAKE OFFER! Greenvale Ck ~ $167,000. 2' ± MLW/ drive installed andersonbay.com/greenvale.html

Chapel Rd, Lively ~ $152,000. “As Is” 3 BR/1.5 BA 4 Sheds andersonbay.com/chapelrd.html

Tabbs Creek ~ $142,000. 2.7 Ac / Lot #1 / Owner / Agent andersonbay.com/cypressfarm.html

PAGE 58

Say You Saw It In Real Estate Review

VIOLET WHAY 804-436-4046 (Cell) 804-435-3131 (Office)

JIM & PAT CARTER REAL ESTATE, INC.

vwhay@carterrealestate.com

BROKERS FOR UNIQUE PROPERTIES AND ESTATES SINCE 1957 447 CHESAPEAKE DRIVE ❖ WHITE STONE ❖ VIRGINIA 22578

Warm and inviting. This home offers 3 bedrooms, 2 baths. 12 acres of cleared land $355,000

Holly Haven. Taylor’s Creek. 1.47 acres, 1,830 sq. ft., detached garage. Reduced to $259,000

Waterfront Cottage. Tabbs Creek. 2 bedrooms, 2 baths. Beautiful water view $263,000

Cape Cod. Located in town of Kilmarnock $139,000

Rt. 200

Cozy Cottage Little Bay 3 bedrooms, 2 baths. Screened porch $379,000

Commercial Lot in White Stone. Fronts on Rt. 200. Over 6 acres, possible owner financing. C-1 $525,000

Say You Saw It In Real Estate Review

PAGE 59

Wendy Self-Newsome Associate Broker, GRI, ABR Mobile: 804-450-7963 Fax: 703-991-5822

BOX 410, CALLAO, VA 22435 (804) 529-6393

Email: wendy@WendyNewsome.com

www.WendyNewsome.com Sandy Point/Kinsale

Yeocomico River

Sand Beach – Potomac River

Spectacular views +/ 692 ft water frontage brick rancher with open floor plan, sunroom, multi car garage with apartment and unfinished office area, deep water, protected creek just minutes to Potomac River Must see $610,000

Waterfront property remodeled in 2006. Spectacular views. Open floor plan, wraparound deck and screen porch are great for entertaining. Master bedroom has private sliders to private deck. Pier and bulkhead. $489,900

D CE DU RE

Charming home/cottage offers views from several rooms. 2 BRs + bonus room. Family Room with FP/Gas logs. Study/office. wood floors. Engineered septic installed. Pier, Rip Rap, Garage. Partially fenced yard. Most furnishing will convey. Property is ready to enjoy! $439,000

Panoramic Views – Potomac River – Coan River

Kingscote Creek

6 BR, 5 BA, Sq. Ft.: ±4838. Water views from all rooms except baths. Entertainment room: fp, wet bar, pool table. Protected Deep water, 4 covered boat slips, 2 jetski lifts, & boat lift. Partially fenced. Shoreline is mostly riprapped. Deck. $1,999,000

Like new 3 BR, 2 BA home offers open floor plan, large attic area, wired for generator, spectacular views. Close to marina and minutes from fishing grounds. $399,900

D CE DU E R

Sand Beach – Potomac River

Gardner Creek

Yeocomico River – Wilkins Creek D CE DU RE

Spectacular views of Potomac River & Long Pond; Sand beach waterfront home fronts on River as well as Pond. Pier with boat lift on Potomac River & pier on Long Pond. Rip Rap. Home is in move in condition. Most furnishings will convey. Storage shed. $412,500

Waterfront cottage on protected creek. Open floor plan. Living room with fireplace, patio, pier. Just minutes to Potomac River. $319,000

Cottage on protected creek. Deep water. Open floor plan. Fireplace. Cedar lined closets. Pier. $355,000

LOTS/ACREAGE + 6.27 acres $38,000 + 2.13 acres water access lot $39,000 + 2.10 acres water access lot $39,000 + 2.02 acres water access lot $44,900 + 4.32 acres Waterfront lot on Jackson Creek - $99,000

Call or email me for additional information or pictures of any of these properties

www.WendyNewsome.com Other Properties Available Buying or Selling -- Contact Wendy

PAGE 60

Say You Saw It In Real Estate Review BOX 410, CALLAO, VIRGINIA 22435

(804) 529-6393 1-800-296-6393 joeself@joeselfrealty.com NORTHERN NECK A.R. Multiple Listing Service

Joe Self

Fleeton - Reedville - $200,000

Kingscote Creek - $300,000

Kinsale Well Maintained Home - $199,000

Cottage offers creek water frontage as well as bay views. Great weekend get-a-way. Enjoy the views, water sports, fishing, boating.

Waterfront home - two bedroom septic, cathedral ceilings skylights in Living Room, spectacular views of Kingscote Creek, pier, boat ramp, minutes from Potomac River.

Large Kitchen w/nice pantry & shelving, dining room, living room w/gas logs, 2 baths, Berber carpet & tile, glass enclosed porch, partial basement with outside & inside entrance. Detached carport & garage. Rear yard fenced. Ready to move in.

Swimming Pool - Just $274,900

Bay Quarter Shores - $349,900

Waterfront home in waterfront community offers wide and long views of Cod Creek. Nice brick home on +/- 2.98 acres. +/- 1708 sq ft. 3 BR, 2 Bath, fireplace, Home offers 2 bedrooms 2 full baths Living room area with fireplace. Kitchen with bar/lots of cabinets. Attached Garage. Additional garage with loft apartment in-ground pool, screened porch, attached via breezeway. Pier and Rip-Rap. Community amenities available include Detached Garage. swimming pool, clubhouse, sand beach, pier and boat ramp.

Callao - $269,000

Commercial office with full basement with interior and outside entrances. Offers lots of options. High speed internet available. Upper level has been used as apartment rental in past. Owner/Agent.

Lottsburg - $139,000

Sandy Point on Potomac River - $349,000

Great view. 3 bedroom cape within walking distance of restaurant and store. Kitchen recently Large eat-in-kitchen, LR with fireplace. remodeled. Dining room. Living room. Two BRs, full BA. Basement. Community water. Hwd floors. Large screen porch. Shed. Well maintained. Pier 3-4' MLW

A"SELLER FINANCING AVAILABLE ON LOTS DESCRIBED BELOW" WATERFRONT PROPERTIES Lot 73 - Northumberland Plantation $139,000 Lot 74 - Northumberland Plantation $139,000 Lot 87 - Northumberland Plantation $139,000 OFF WATER PROPERTIES 14.22 ac. - Coan Stage - $129,500 2.39 ac. - Coan Stage - $34,500 2.79 ac. - Coan Stage - $34,500

2 ac. - Great House Point -

"SELLER FINANCING AVAILABLE ON Kinsale - $275,000 LOTS DESCRIBED ABOVE" w w w. J o e S e l f R e a l t y. c o m

PAGE 61

Say You Saw It In Real Estate Review BOX 410, CALLAO, VIRGINIA 22435

(804) 529-6393 1-800-296-6393 joeself@joeselfrealty.com NORTHERN NECK A.R. Multiple Listing Service

Joe Self

Coan River - $499,000 Waterfront home offers master bedroom, 2 guest bedroom, Living room with fireplace, views of the Coan River, pier. Close to town. Must see!

COAN RIVER ~ GLEBE CREEK ~ DEEP WATER - $699,000

Sand beach • ±4.5 acres • Master bedroom • 2 guest bedrooms. Walk-in Closet • Sunroom • Eat-inKitchen • Dining room • Living room. 2 car attached garage • Skylights • HVAC - 2 zoned Floors insulated concrete/ceramic tile. Pier - 2 boat lifts & 3 boat slips

Lively Immaculate Low Maintenance - $192,000 3 BR’s, 2 BA rancher, large living room, eat in kitchen w/lots of room, den opens to screened porch. Washer & dryer in hall closet, house has spacious layout. Carpet & vinyl floors & central air. Outside shed, town water, circular driveway. Community sidewalks to bank, restaurants, etc.

Sand Beach Cottage - $425,000 Cottage offers unlimited waterviews of the Potomac River, Great room, screen porch, deck and patio area. Attached work shop. Close to marina. Must see!!!

Potomac River - $535,000

Immaculate Waterfront property offers wide and long view of the Potomac River and Chesapeake Bay. Updated and addition added in late `90’s. Great room offers panoramic views of Potomac. Screened porch spans most of the river side of home, partially fenced yard, pier, rip-rap. Located within walking distance of Marina and minutes from the Chesapeake Bay.

w w w. J o e S e l f R e a l t y. c o m

PAGE 62

Say You Saw It In Real Estate Review

Joey Self

www.JoeySelf.com 580 Northumberland Hwy. Callao, Virginia 22435 00

(804) 450-0858 (800) 487-8845

9 39

5 32

• Private • River Room

• Vaulted Ceiling • Pier & Bulkhead

• Deep Pier • Remodeled

• Pine Walls • Fireplace

9 25

9 22

• Remodeled • Workshops

• Landscaped • Pier

• Master & 3 Guest Rooms • Best Amenities • Deck • Wood Floor

4 $1

7 $1

• 2+ Acres • 1st Floor Master

• Mostly Remodeled • Some Exposed Beams

• Screened Porch • Fenced 00

6 $9

9 $6

• 3 Bedrooms • Carport

• Paved Drive • Like New

• Screened Porch • Quiet Area

• 3 Bedrooms • New Carpet / Paint

Kinsale

• Home or business • 6 bedrooms • 7,904± square feet • Remodeled kitchen • Slate Floor • 4 1/2 baths • Asking $329,000 *****3 Kinsale building lots, $49,000+*****

• 4 Bedrooms • Multiple Fireplaces • High Ceilings • Large Rooms • Walk-up Attic Room • Newer Roof • Asking $235,000

• New Range • Village Area

PAGE 63

Say You Saw It In Real Estate Review

Joey Self

www.JoeySelf.com

(804) 450-0858 (800) 487-8845

580 Northumberland Hwy. Callao, Virginia 22435

,90

5,0

9 64

7 $3

• Quality Construction • Beach

• Chesapeake Bay • Adorable 0

,90

,00

9 64

5 47

• Offers Everything • Minutes To Best Fishing

• Bay Views • Must See

,00

5 59

5 57

• Vaulted ceilings • In-Law Suite

• Brick Home • New Roof 00

9 $5

• Skiff Depth

• 2 Acres

• Conv. Perk

• Sheltered

• Sunsets! • New Pier & Bulkhead

s re

• Water Views

K 65 $1

• Long Views

K& 45 $1

• $199,500

• Peaceful

• Septic & Water

• Site Plan

PAGE 64

Say You Saw It In Real Estate Review

TIM HILL 1-877-346-4411 804-725-1075 Tim.Hill@LongandFoster.com

ED U C ED

“From Richmond To The River”

STUTTS CREEK - VINTAGE GEM FLEETWOOD This Gracious Victorian Waterfront Gem, Circa 1911 & Carefully Expanded & Modernized Over The Years Is Sited On A Point Of Land On Stutts Creek In Mathews County, VA. Evoking The Charm Of Yesteryear Are Such Original Features As 5 Fireplaces & Detailed Millwork, Especially In The Foyer, & The Formal Living & Dining Rooms. Updates To The Heating, Cooling, Kitchen & Deluxe Baths Add Modern-Day Comfort And Convenience.

W AT E

R FR O N T

KILMARNOCK WATERFRONT! Pier & Boat Lift Off Indian Creek & Ches. Bay! Vaulted DR, Front to Rear Kitchen/Family Room & Sunny LR w/ Fireplace. 1st Level Master & Bath. Additional BRs & Bonus Room on 2nd level. Terrific Expandable 3rd Level w/ 2 Additional Rooms.

HORN HARBOR – Private Island! 9+ Acres Of Beautiful Pine Woods And Marsh Overlooking Horn Harbor. The Land Is Perfect For Building Your Dream House! There Is A Nice Deep Water Point, Pier And Small Sandy Beach While Oysters And Wildlife Abound! Soil Work & Survey In Progress. Call For A Plat & Details!

TR AN OW SF NE ER R RE D

R ED U

C ED

BAYSIDE MANOR Bayside Manor Is A Majestic Home With The Elegant Grace & Style Of Bayside Living. You Will Enjoy Southern Warmth & Commanding Views Of The Chesapeake Bay, Mobjack Bay & Davis Creek Season After Season. This Exceptional Waterfront Estate Presents A Magical Setting For Luxury Living In Mathews County - The Heart Of “Rivah Country” On 4.72 Acres Far From The Pace Of Hectic City Life And Equally Suited To Grand Entertaining Or Casual DayTo-Day Living.

B SA OA LE T F TO OR O

B O AT

SL IP

Play All Day On The Bay Without Leaving Your Own Front Yard! Let The Waves Lull You To Sleep Or Watch A Spectacular Sunrise From Your Very Own MATHEWS COUNTY CONDOS! Cobbs Creek Riverfront If You Appreciate Beach Front Get-A-Way! This Charming Beach Cottage Has Been Updated To A Quiet Sheltered Harbor & Tranquil Deep Water Mooring, You Will Love These Offer 3 Bedrooms Plus 2 ½ Baths, And Wrap-Around Decking On Front, Side Homes, Both Featuring: * Two 1st Floor BRs & A Master BR + Loft Upstairs. And Rear! *Vaulted LR W/Corner Fireplace *Great Kitchens W/All Appliances *Views Of The Waterside Decking & Bird Sanctuary *Deep Water Of Cobbs Creek W/Easy Access To The Piankatank & Beyond.

Stokes Creek - Beautifully Maintained Brick Ranch On .68 Acres of Privacy With 3 Bedrooms, 2 Full Baths, A Large Great Room With Fireplace, Sunny Kitchen & Garage. Walk To Your Private Boat Slip In The Community Marina. Ready NOW for YOU!

A Fisherman’s Paradise ~ Perfect For Weekenders Or Summer Rentals! Fully Furnished Home Has Everything A Fisherman Could Want From The Front Screened Porch To The 3 Bedrooms, 2 Full Baths, Living Room, & Eat-In Kitchen. There Is A Large Garage/Boat Shed, + “Fishing Shack” In The Private Back Yard. Community Marina On Winter Harbor. 2001 25' Sport Craft Boat Can Be Purchased Separately. Kubota Lawn Tractor & Golf Cart Will Remain With Property!

PAGE 65

Say You Saw It In Real Estate Review

Byrl Taylor, CRS, GRI ASSOCIATE BROKER

804-356-7879 or 804-435-7840 byrlp@aol.com www.VaNorthernNeck.com Bay/River Office 434 Rappahannock Drive, White Stone, VA 22578

Town of Urbanna • Water views of Urbanna Creek • 3 BR, 2 BA, Garage, Deck • Corner Lot, Walk to Town • $295,000

Antipoison Creek • Deep Waterfront 1.6+/- acre lot • Pier, Boat house, Rip Rap • 2 Garages (Attached/ Detached) • $625,000

• • • •

Farnham Point overlooking pond w/ dock Open floor plan & loft Furniture & appliances convey $210,000

Perch Creek - Farnham • New Cape fronting on creek • 2.4 private wooded acres • 4 BR, 3.5 Baths • $449,900

Stingray Point • Cozy, fully furnished cottage • Water views, screened porch • 2 BR, 1 Bath, walk to sand beach • $179,000

• • • •

Callao - Quinton Oaks 2 +/- ac. Corner lot Custom built, many upgrades Golf course community $359,000

Irvington Commercial • Large lot, w/ room for expansion • Ample parking, central business area • Endless possibilities • $325,000

Reedville • Updated, 3-story w/ outbuildings • New plumbing, electric, heat pump • Close to Marina • $250,000

Little Bay - Windmill Pt. Rd. • Waterfront, sand beach, wide view • New windows, sunroom • Enclosed picnic area • $328,000

• • • •

Golden Eagle Cottage - Irvington Lovely lake & golf course views Condo fee includes, water, pool, cable, etc. 3 BRs each w/ private bath $395,000

• • • •

Beach Cove Villas - Windmill Point Chesapeake Bay - white sand beach Community amenities Fireplace, dining/ living combo $239,000

PAGE 66

Say You Saw It In Real Estate Review

Mason Realty, Inc.

P.O. Box 58 Deltaville, VA 23043 804-776-9295

P.O. Box 188

• Saluda, VA 23149 804-758-2777

P.O. Box 517

• Urbanna, VA 23175 804-758-5372

www.masonrealty.com Call or write for a free brochure of all our listings!

HARTFIELD – 2 bedroom, 2 full bath home with garage. Deeded water access to Piankatank River – 3 boat ramps, sand beach, piers. NOW $159,500

QUEENS CREEK – Mathews – Restored 3 bedroom cottage with boat ramp and dock. New floors, gutters and siding. Just off the bay. Nice water depth. NOW $349,900

URBANNA HARBOUR on Urbanna Creek – Pristine Southern Living home with views of Urbanna Creek. 3 bedrooms, 3 ½ baths, wood floors, ceramic tile baths, Hardi-plank siding, pillared porch, Aggregate patio, 2 car garage… Low maintenance… Great community! Many extras! $399,999

URBANNA – In Town – Ranch home in most desirable location in town. 3 bedrooms, 2 baths, 2 car garage, town water/sewer. Walk to park, pool, library, and stores. Water rights at Town marina. NOW $227,500

DELTAVILLE – Attractive 3 bedroom, 2 ½ bath home. Living room /gas fireplace, large eat-in kitchen, dining room, office. Master bedroom with sitting room and balcony. Close to marinas, restaurants and shopping. Includes 2,000 sqft. commercial building. NOW $449,500

TOWN OF KILMARNOCK – Heatherfield Townhouses – 1,800 sqft. with 3 bedrooms, 2 baths, fireplace, all new appliances, new cabinets & floors – Completely redone! $279,000

PIANKATANK RIVER – Great sunsets & views from this 3 bedroom house. Furnished & ready to use! Pier with boatlift & 2 jet-ski lifts. Extra lot with boat shed & storage building included. $385,000

WAKE – Nicely kept 3 bedroom, 1 ½ bath ranch on lovely 2 acre lot. Mature landscaping, large trees, stream. Large 3 bay detached garage, additional 1 car garage /guest suite. Close proximity to public boat landing on Mill Creek. $259,500

PAGE 67

Say You Saw It In Real Estate Review

MASON REALTY, INC. Eric Johnson or RD Johnson www.masonrealty.com

P.O. BOX 517 URBANNA, VA 23175 (804) 758-5372

PIANKATANK SHORES – 3 bedroom, 2 bath A-Frame. Living room with Cathedral ceiling, Pine floors, tile floors and carpet. Screen porch, sun room and open deck. Community access to 3 piers, boat ramps and sand beach. $169,500

LAGRANGE CREEK FORK ESTATES – Beautiful water views! Nice 2 bedroom, 1 bath with large screen porch. Pier with boathouse. Close to Urbanna. NOW $189,900

WATER VIEW – Lovely brick ranch with ½ unfinished basement. 3 bedroom, 3 bath, living room with fireplace, large deck. Gourmet kitchen, central air/heat pump, 40x56 shop/garage, barn… Over 3 acres. Close to public boat ramp. $285,000

PIANKATANK RIVER – Gorgeous sunsets! 3 bedroom, 2 bath waterfront beach cottage. Great room with fireplace, lots of glass, multi-decks, large screen porch, hot tub… Pier with 2 boatlifts. Must see! $359,000

HUNTON CREEK – Deltaville – Brick Colonial with 3 bedrooms, 3 ½ baths – 2 bonus rooms upstairs. Master suite up and down. 2 car attached garage. 1 acre. Pier to 3' MLW. REDUCED to $599,500

URBANNA CREEK – Heavily wooded lot with good views of creek. + 1/2 acre, 3 ½' MLW. NOW $229,000

TOWN OF WEST POINT – 3 bedroom, 2 bath ranch house… Large eat-in kitchen, bonus room, nice screened porch… Views of the Pamunkey River… Excellent school systems. $242,000

URBANNA CREEK – Beautiful views from this 3 bedroom, 2 bath Cedar home – Fireplace, whole house generator, Whirlpool tub in master bath, all appliances, 2 car garage. Pier with boatlift. Separate building lot. $629,000

PAGE 68

Say You Saw It In Real Estate Review

I’M HERE TO ASSIST WITH ALL YOUR MORTGAGE NEEDS At Northern Neck State Bank, our purpose is to help people find financial solutions. We offer a variety of mortgage loans including residential lot loans and construction loans. For assistance with your mortgage lending needs, please contact Mark A. Curran by phone at (804) 435-4302 (office), (804) 580-4204 (home) or (804) 338-3525 (cell) or by e-mail at mark.curran@ubsh.com.

101 years of mortgage lending experience

MARK A. CURRAN U.S. Navy Ret. Mortgage Loan Officer

www.union-mtg.com

www.northernneckmortgage.com

Member FDIC

Kilmarnock ◆ Burgess ◆ Reedville ◆ Montross Tappahannock ◆ Warsaw ◆ Time Square ◆ White Stone

PAGE 69

Say You Saw It In Real Estate Review

Catherine Bennett - Realtor & Broker Professional Member of: Virginia Association of Realtors (VAR) National Association of Realtors (NAR) Northern Neck Association of Realtors (NNAR) Chesapeake Bay & Rivers Association of Realtors (CBRAR)

Supporting our Community through: Indian Creek Yacht & Country Club (Alberg 37) Northern Neck Kennel Club (Therapy Dog & K9 freestyle dancing) Rappahannock Garden Club of White Stone (Past President) Northern Neck Beekeepers Club (Co-Founder)

Melrose Plantation Real Estate, LLC 12 S. Main Street, Kilmarnock, VA 22482 854 Pinckardsville Road, Lancaster, VA 22503 804-435-0321 or Toll Free: 1-800-711-4620 email: bennett@melroseplantation.com Please visit our websites: www.MelrosePlantation.com www.RealEstateChesapeakeBay.com

Little Bay

Graceland

Waterfront 6+ acres, two building lots. Formerly Camp Little Bay. $560,000. Tax assessed over $600,000. Windmill Point Road. White Stone.

2 ac. spectacular Waterfront with approved site plan & septic. Morattico. Below what seller paid. Reduced!! $299,000

Evergreen

Annabelle’s

All new systems, appliances, roof. Low energy bills. Community: pool, tennis, boat ramp, & pier. Corrotoman By The Bay. Lively. Reduced!! $130,000

Awesome restoration, top quality materials, handcrafted, elegant design. All new but still antique. Extensive waterviews Morattico. Reduced!! $517,500

Parks House

Heaven Sent

Historic totally restored plus amazing addition. Bespoke materials, design, handcrafted, quality. Surrounding Waterviews. Morattico. Reduced!! $607,500

Waterfront romantic hideaway. 2 fireplaces, balcony, deck. Pier on Glebe Creek off Potomac. Community boat ramp. Lottsburg. Reduced!! $450,000

Bloomfields Great floorplan/updates. Huge corner lot. Seasonal waterviews, wonderful landscaping & deck. Heart of Irvington. Reduced!! $239,000 S! AR E 0Y 10

Eubanks - Adams Building Commercial. Loads of fresh updates including new paint, new wiring, new roof. Quarter acre in center of Kilmarnock. Appraisal & Architectural Study & Rendering for fantastic addition completed. $470,000

Meyers Creek Harbour Waterfront, Wooded 2 acres. Southern Living plans, guest house/garage under construction. Near Corrotoman River ferry. $349,000

NT RE

E! M

Fish Tales Vacation rental. Weekends & longer. $150/night. $875/week. On the Western Branch of the Corrotoman River. Great crabbing. Private community pool, tennis, golf, boat ramp. “Good doggies welcome.” Owner-Agent.

Pheasant’s Roost Waterfront. Indian Creek Estates at ICYCC. Two car garage. Level lot. Walk to private boat ramp. Kilmarnock area. Reduced $100,000! New price: $200,000

Building Lots: Corrotoman By The Bay, Lancaster. Wooded. $20,000 Waterfront on Natty Point Creek near Kilmarnock Lot 1 $49,000, Lot 2 $59,000 or both $89,900. Site plan, septic letters, pier permit.

Knights Landing 10.5 acres wooded. Pier & boat ramp access on Great Wicomico River! Between Lancaster - Heathsville. $75,000

PAGE 70

Say You Saw It In Real Estate Review

MIDDLE BAY REALTY (804) 436-3605 - Direct wbeauchamp@lancova.com

(804) 436-5450 - Direct susanb@northernneck.com

WALLY BEAUCHAMP

SUSAN BEAUCHAMP

FARNHAM CREEK

Renovated Charmer, Room for a Crowd offers five bedrooms, beautiful kitchen open to family room with fireplace, wraparound screened porch, perfect for crab feasts and afternoon naps. Four ft. +/- mlw, pier with two lifts, protected shoreline. Neighborhood amenities and immediate access to Rappahannock River. $399,000 POTOMAC RIVER

Beautifully maintained river home in Bay Quarter Shores. Kitchen open to dining, great room and spacious waterside screened porch. This spotless property provides first floor bedroom, two additional bedrooms up, two full baths, and two storage sheds. The treed lot roadside provides great privacy. Neighborhood amenities include swimming pool, clubhouse, tennis court, boat ramp and water system. $399,900 MORAN CREEK

Excellent location on Moran Creek between Irvington and Kilmarnock. Open and bright, offers one floor living, two bedrooms, two baths, large kitchen open to living room with fireplace and sunroom. There is a separate artists studio on the private, one acre site. Lovely natural setting, without grass to maintain. Boat shed and pier, just off Corrotoman and Rappahannock Rivers. A great in-town location ~ beautifully decorated and maintained. $429,000

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Say You Saw It In Real Estate Review

MIDDLE BAY REALTY 800-529-5122 or 804-453-5380 Fax: 804-453-5383 Cell: 804-761-4125 www.middlebayrealty.com â&#x20AC;˘ captkuyk@rivnet.net

KEVIN KUYKENDALL MISKIMON

WARSAW

POTOMAC

4 BR, 3 BA, 3,632 SF, 21+ acres, completely restored. $450,000. #82908

3 BR, 2 1/2 BAs, Close to town amenities. Great schools. REDUCED $239,000. #83499

5 BR, 3 BA, 3250 SF. 5+ MLW, fabulous views. $1,150,000. #84585

CHESAPEAKE BEACH ESTATES

SHERWOOD FOREST

GREENFIELD HARBOUR D! CE DU E R

D! CE DU E R

2 BR, 1 BA, Great buy. New construction. Quiet neighborhood in Reedville. 3 blocks from beach. $148,900. #84050 SENIORS CREEK T EA GR

3 BR, 1 1/2 BA, WF community. Excellent buy at this price. Home has been totally refurbished. $129,750. #83052

NEW SUBDIVISION

BETZ LANDING

4 BR, 2 1/2 BA, 3-4' MLW, Pier installed. $425,000. #84711 PLEASANT POINTE

Y BU W NE

Great elevated lot with 4' MLW. Community pool and boat ramp. $135,000. #83849

11 lots, 1-2 acres each, Bridge Creek, $89,000 to $199,000. 3-5' MLW.

1.12 acres, 2-3' MLW. Great subdivision. Elevated Views of wildlife area. $235,000. #79055

G IN ST LI

Great price on this 1.88 acre WF lot. Good views of Hull Creek. $65,500. #84603

Waterfront, Access & Off-water Lots 1.72 Ac. 1.12 Ac.

#16581 #82304

5+ MLW Water Access

1.24 Ac.

#83825

Water Access

2+ Ac.

#84271

Potomac View

7.00 Ac.

#79189

Wooded

30.17 Ac. #81501

No HOA

110 Ac.

#82905

Farm/Timber

18+ Ac.

#84249

Farmland

$405,000. 1.12 Ac. $23,900. 53 Ac. $27,500. 69 Ac.

#79055

2-4' MLW

$235,000.

#83181

Mill Creek

$349,000.

#83922

Pond

$189,000.

$99,500. 2+ Ac. $76,900. 46.4 Ac.

#84465

5+ MLW

$190,000.

#81345

25 Ac. Open

$229,000.

$95,000. 88 Ac. $500,000. 60 Ac. $115,000.

#82501 60 Ac. Wooded

$449,000.

#83926

$127,500.

Grt. Hunting

RICHMOND HILL ESTATES: 4 lots available, 10-31 acres, 30 yr old timber, $89,500-199,000.

PAGE 72

Say You Saw It In Real Estate Review

MIDDLE BAY REALTY Toll Free: 1-866-436-1150 Cell: 1-410-610-9890 Home: 1-804-580-2053 email: RivahRunners@RivahRunners.com

JOE EMERSON CORROTOMAN BY THE BAY

WEEMS

SENIOR CREEK

Brand New, 3 BR, 2 BA with Full Basement. $194,900. #78593

3 BR, 2 BA, .79 acres, deck/patio NEW PRICE $259,000. #83477

4 BR, 2 1/2 BA. 5+' MLW, Pier Community amenities. $499,000. #82837

MOUTH OF GREAT WICOMICO

CORROTOMAN BY THE BAY

MALLARD BAY

! ED UC D RE

D! CE U D RE

Gorgeous 3 BR, 4 BA, 2 Bonus Rooms, Endless views. $1,295,000. #20233

3 BR, 1 BA, Waterfront cottage. Community amenities. $265,000. #77771

3 BR, 2 BA, 2,100 Sq. Ft., 3.5 acres Community Amenities $395,000. #19327

ECHO LAKE

POTOMAC RIVER

WAREHOUSE CREEK

Private, immaculate 3 BR, 2 Bath Home Community amenities. $223,000. #83132

Forever Views! Pier & boat lift. $659,000. #84544

Spectacular 4 BR, 4 BA, 3-4' MLW, Pier. $569,000. #84473

WEEMS - DEEDED SLIP

BAY HARBOR

COOPERS LANDING

D! CE U D RE

! ED UC D RE

3 BR, 1 BA, Deeded boat slip, 2.0 acres. $209,000. #84231

3 BR, 2 BA, 1400 SF, built in 2004 $197,500. #82109

3 BR, 3 BA, 240' Water frontage. 4-5' MLW, in-ground pool. $529,900. #85221

POTOMAC RIVER

MALLARD BAY

LITTLE WICOMICO RIVER

Immaculate, waterview cottage & beach front parcel $389,000. #84539

To be built. 3 BR, 2 BA Lakefront home. Water Access community 419,000. #81163

2.24 Acres, 4-5' MLW, Pier & Boathouse $269,000. #82308

For more information on these properties please visit

www.NorthernNeckRealEstateTreasures.com

PAGE 73

Say You Saw It In Real Estate Review

MIDDLE BAY REALTY Toll Free: 1-866-436-1150 Cell: 1-410-610-9890 Home: 1-804-580-2053 email: RivahRunners@RivahRunners.com

JOE EMERSON HULL CREEK

HAGUE - ACREAGE

MALLARD BAY

ACREAGE & WATERFRONT ! ED UC D RE

! ED UC D RE

1.7 acres, Pleasant Pointe. Sandy Bottom. $189,000. #84429

43.97 Acres, nice combination of level & rolling land. $239,000. #79499

Flyaway Lake. .76 acres $149,000. #19847

Farnham 15.2 Acres…$199,000. 12.7 Acres…$249,000.

ROCK HOLE CREEK

CORROTOMAN RIVER

CUBITT CREEK

DIVIDING CREEK

D! CE DU E R

2.0± acres, 3-4 ft MLW Addtl. interest in bay front lot $199,000. #83577

Very private building site with breathtaking views of the Corrotoman River. 3.29± acres. 3-4 ft. MLW. $189,000. #80862

2.25+/- Acres in Chesapeake Cove. 4 BR cert. letter. $79,900. #81340

3.19+/- acres. 3-4' MLW. Septic letter & pier permit. $337,000. #82514

CUBITT CREEK

MILL CREEK

SAWMILL COVE

CORROTOMAN RIVER

.55 +/- acres, 2-3'MLW, White Sand Harbour. Spectacular views. $119,500. #84486

3.57 acres, less than 2' MLW. $55,000. #83759

4.19 Acres, 2-3 Ft. MLW, pier in place. $249,000. #81187

N.N. State Bank Kilmarnock, 3.24 acres, Pier $199,000. #84624

WATERFRONT & WATER ACCESS LOTS LOTS & ACREAGE Chinns Mill #20323 . . . . . . . . . . .5.36 Acres . . . . . . . . . . . .$49,900 #20324 . . . . . . . . . . .5.22 Acres . . . . . . . . . . . .$49,900 #20326 . . . . . . . . . . .5.45 Acres . . . . . . . . . . . .$49,900 Lancaster Courthouse #18791 . . . . . . . . . . .12.13 Acres . . . . . . . . . . .$59,000 #18792 . . . . . . . . . . .38.45 Acres . . . . . . . . . .$139,000 Iberis Woods #79521 . . . . . . . . . . .4.493 Acres . . . . . . . . . . .$37,000 #84963 . . . . . . . . . . .2.766 Acres . . . . . . . . . . .$29,500 Bay Harbor Estates #80867 . . . . . . . . . . .0.94 Acres . . . . . . . . . . . .$40,000

WATERFRONT & WATER ACCESS LOTS Knight’s Landing #77851 . . . . . . . . . . .3.4 Acres . . . . . . . . . . . . .$54,900 Swann Harbor #79515 . . . . . . . . . . .0.81 Acres . . . . . . . . . . . .$40,000 #83594 . . . . . . . . . . .2.72 Acres . . . . . . . . . . . .$79,000

Mallard Bay #19847 . . . . . . . . . . .0.76 #17830 . . . . . . . . . . .1.72 #84220 . . . . . . . . . . .0.63 Bay Quarter Shores #83439 . . . . . . . . . . .0.64 #83440 . . . . . . . . . . .0.64 #84441 . . . . . . . . . . .0.32 #84442 . . . . . . . . . . .0.32 Corrotoman By The Bay #18549 . . . . . . . . . . .0.25 #83908 . . . . . . . . . . .0.34 White Sands Harbor #83576 . . . . . . . . . . .0.66 #84734 . . . . . . . . . . .0.86 Betz Landing #78163 . . . . . . . . . . .2.75 #83427 . . . . . . . . . . .2.52 Heritage Point #80826 . . . . . . . . . . .2.09 #80827 . . . . . . . . . . .2.14 #80165 . . . . . . . . . . .2.14 Mill Creek View #83759 . . . . . . . . . . .3.57

Acres . . . . . . . . . . .$149,900 Acres . . . . . . . . . . . .$60,000 Acres . . . . . . . . . . .$149,000 Acres Acres Acres Acres

. . . . . . . . . . . .$20,500 . . . . . . . . . . . $20,500 . . . . . . . . . . . .$16,500 . . . . . . . . . . . .$16,500

Acres . . . . . . . . . . . .$15,000 Acres . . . . . . . . . . . .$13,500 Acres . . . . . . . . . . . .$37,500 Acres . . . . . . . . . . . .$45,000 Acres . . . . . . . . . . . .$47,000 Acres . . . . . . . . . . . .$46,000 Acres . . . . . . . . . . . .$37,000 Acres . . . . . . . . . . . .$37,000 Acres . . . . . . . . . . . .$35,000 Acres . . . . . . . . . . . .$55,000

For more information on these properties please visit

www.NorthernNeckRealEstateTreasures.com

PAGE 74

Say You Saw It In Real Estate Review

MIDDLE BAY REALTY Office: 804-436-1150 or 866-436-1150 804-389-1580 pnelsonmbr@aol.com

PAM NELSON, ASSOCIATE BROKER WATERFRONT PARADISE

W NE

G! IN ST LI

BALLS CREEK - 800'+/- SHORELINE Live in the cozy Carriage Home & enjoy the “good life” while you build your dream home. • 40'x16' indoor boat storage plus garage • 8.52 acres $650,000

PRIVACY AND NATURE ABOUND SANDY PT. Graceful entertaining and easy family living in this 3 BR, 2 BA home. Family room with wet bar, workshop with full bath. $198,500

W NE

G! IN ST LI

RESORT LIVING FARNHAM Entertaining is a breeze in this 3 BR, 2 BA home. Swim in the pool, kayak or just relax! $299,000

“BAY BREEZE” CHESAPEAKE BAY - LITTLE BAY • c. 1877 Farmhouse on 6.4± Acres • 4 Bedrooms, 2 Baths, Bay Room • 500'± Sandy Shoreline w/Big Bay View • With in a few minutes drive of White Stone and Kilmarnock • Exclusively Offered at $725,000.

BREATHTAKING VIEWS - SANDY BEACH

• Spectacular views • 3 Bedrooms • 2 Baths

Potomac Bay Estates - $659,000

TAYLOR’S CREEK • Builder’s home • 4 Bedrooms • 3 1/2 Baths • formal dining • S/S appliance, granite • Florida Room • Family room

• S/S appliances • Stone Fireplace • Art Studio

CRAB, FISH, KAYAK OR ENJOY THE VIEW

LOTS MILLBURN LOCATION! LOCATION! LOCATION! Kilmarnock, VA Hospital, Banking, Library, Schools, Shopping, Golf Courses and Marinas all within 5 minutes! LOTS $39,500 TO $79,500

PINE HARBOR Build your home on this waterfront lot. Community access to pier and boat ramp. Level lot on water with community water. $80,000 #84313

PAGE 75

Say You Saw It In Real Estate Review

Office: 804

529-6131 1-800-296-6134

WATERFRONT SPECIALISTS VI OR RON SHIVOK 283 Northumberland Hwy. Callao, VA 22435

Email: nnproperties@hotmail.com

Great Wicomico River/Ice House Cove - Beautiful 13.6 private wooded acre home site situated high on a point of land with 927' frontage. Property has a great mix of hardwood, pine and mountain laurel and is located on a protective cove, yet looks out on the big river. There is an additional 12.7 acres available. All the home sites in this upscale neighborhood are a minimum of three plus acres to insure privacy. Owner/Agent. $449,000.

Lancaster County - 110 acres, approximately 35 acres tillable and 75 acres wooded. Owner will finance with 50% down, balance at 7% for 7 years. Conveniently located near the town of Lancaster. Owner says make offer! $369,000. Lancaster County - 42 acres with approximately 30 acres tillable and 12 acres wooded. Owner financing! $162,500. 69 acres, 22 tillable, 47 wooded, $229,000. 42 acres, 13 tillable, 28.7 wooded, $139,000.

PAGE 76

Say You Saw It In Real Estate Review

“Property Shown By Land & Sea!” www.port-starboard.com email: realestate@port-starboard.com Roger Coleman (804) 529-5641 David Fine (202) 297-8946 Fred Olverson (804) 529-6868 Cas Olverson, Broker (804) 529-5555

(800) 529-5071 Toll free (804) 529-5555 Local

YEOCOMICO RIVER 3BR/3.5BA home, high EXQUISITE 3000 sq. ft. home, pool, idyllic park like setting, Coan River ceilings, 2 FPs, 2 car garage, + too much else to list! views, 2.41 ac., 4-5 MLW. 4BR/4.5BA + steam room. Garage w/workshop. Now $850,000. Call Roger Coleman (804) 529-5641. REDUCED $925k to $799k! Call David Fine (202) 297-8946.

Under Contract! David did it!

DUNGAN COVE Yeocomico View Estates 4BR/ NOMINI CREEK 3BR/3BA, FP, 3 car garage, poss. 3.5BA brick home, fireplace, sunroom, 2-car garage owner finance, $595,000. Two adj. waterfront lots also w/guest quarters, deep water 52' boathouse! available. Call David Fine (202) 297-8946. $679,000. Call David Fine (202) 297-8946

DUNGAN COVE Yeocomico View Estates. Three BR, DUNGAN COVE Yeocomico View Estates. 4BR/3BA two bath home w/bonus room. Protected deep water Contemporary. New siding and carpet. Too many amenities to list! Home warranty. Pier to 4-5' MLW. pier. $595,000. Call David Fine (202) 297-8946. $525,000. Call David Fine (202) 297-8946.

NOMINI BAY Large home, 2 ac., 2 MBR, finished walk-out lower level w/BR/BA, bonus rm. Det. 3-car garage w/HVAC. Pier to 3-4MLW. Beautiful landscaping. $499k. Plus, 2 WA lots @ $25k ea. Call David Fine (202) 297-8946.

FLEETON 4 beautiful ac., 3 wooded, Taskmasker’s Creek, est. 3±MLW control. View to Ches. Bay. Pier, driveway, shared well installed. Public sewer. $357k. Call David Fine (202) 297-8946

ROCKING CHAIR PORCHES! Hack's Creek 3BR/2BA, 3 ac., pastoral water views, small boat MLW. Newly updated by award winning Eagle River Construction. $359k. Call David Fine (202) 297-8946.

GREAT WICOMICO Well maintained, low maintenance 3BR/ 2 BA home on beautifully landscaped 2 acre lot, over 200' shoreline, can accommodate tilt OB to about 17' LOA. $335,000. Call Roger Coleman (804) 529-5641

PAGE 77

Say You Saw It In Real Estate Review

(800) 529-5071 Toll free (804) 529-5555 Local

GLEBE CREEK, Coan River, prestigious Coan NEAT AS A PIN! Great year round 3BR/1.5BA cottage on Harbour Est. Big old trees at shoreline. Est. 5'MLW. Betty's Pond (canoe access to river), Cabin Point. New paint, carpet & energy wdos. Boat ramp, pier, pool + many other $249,000. Call Fred Olverson (804) 456-0251. amenities. $189,500. Call David Fine (202) 297-8946.

Hack's Neck "as is" cabin, small boat MLW. $175,000. Please call David Fine (202) 297-8946. Cod Creek lot, 3-4 MLW, short run to Potomac. $139,500. Coan Stage Road "as is" rancher, North. County. $74,500. Beautiful 2.89 ac. wooded lot, near historic Kinsale. $49k. Home or business site, ready to build, Edwardsville. $29k. Walmsley lot, 2BR septic tank & field installed. $19,950. Please call Roger Coleman (804) 529-5641.

Victorian Waterfront Cottage Rental Quaint Farmhouse Cottage, ca. 1928 Three Bedrooms, Sleeps Eight + Crib May 23, 2010 - October 3, 2010 1213 Melrose Road, Lottsburg, VA 22511 Adjacent to Olverson's Lodge Creek Marina $890.00 Per Week 5% Discount For Seniors Over 60 Or, Substantial Discount For Multiple Weeks DirecTV, WiFi & Open Boat Slip Use Of Marina Swimming Pool Fully Furnished! All Linens & Housekeeping Supplies!

For Availability & Reservations:

homeaway.com/search/keywords:Lottsburg • Marina@OlversonsMarina.com

800.529.5071 Ask for Fred, Jodi or Lynn

PAGE 78

Say You Saw It In Real Estate Review 速

79 South Main Street P.O. Box 936 Kilmarnock, VA 22482

WATERFRONT REALTY

843 Chesapeake Beach Road, Reedville, Virginia Lovely Flemish bond brick home fronting the Chesapeake Bay with endless bay views situated on 3.4 wooded, privates acres. Sand Beach. MLS #84431 New Price! $998,900

931 Laurel Point Road, Kilmarnock, Virginia One floor living in beautifully treed neighborhood, home totally renovated. Rent a boat slip at the community dock. MLS #84938 $439,000

263 Quarters Cove Road, Weems/ Kilmarnock, Virginia Totally redone home this past year, great updates. Private water access. MLS#85206 $348,000 www.remax.com & www.northernneckvarealestate.net

PAGE 79

Say You Saw It In Real Estate Review ÂŽ

79 South Main Street P.O. Box 936 Kilmarnock, VA 22482

WATERFRONT REALTY

5830 Riverâ&#x20AC;&#x2122;s Landing Terrace, White Stone, Virginia This is a real bargain, priced $60,000 below the other units for a quick sale. Community amenities inc. sand beach, pool, tennis, pier. MLS #82975 $265,000

269 Hickory Road, Heritage Point, Lancaster, Virginia On Echo Lake with private access to W. Corrotoman River via Senior Creek. Home, detached garage/guest quarters. MLS #83316 $199,000

16 Apache Trail, Indian Creek Estates, Kilmarnock, Virginia One story home across from golf course, new paint, new carpet; ready to move into. Private water access. $5,000 credit at closing. MLS#85134 $149,000 www.remax.com & www.northernneckvarealestate.net

PAGE 80

Say You Saw It In Real Estate Review 16501 Kings Highway Montross, VA (804) 493-8772

6735 Richmond Road Warsaw, VA (804) 333-8772

Barbara Jean LeFon, ABR, GRI Principal Broker/Owner E-mail: barbarajean@rivahrealty.com VISIT OUR WEBSITE AT WWW.RIVAHREALTY.COM TO VIEW THESE AND ALL PROPERTIES IN THE NORTHERN NECK

G R EA T

PR IC E

GLEBE CREEK OFF LOWER MACHODOC CREEK This is a rare find in the Tidwells area! Charming farmhouse circa 1942 situated beautifully on 17.6 acres with deep water at your own private dock featuring both a boat lift and jet ski lift. Additional features include MBR down with fireplace, 3 BRs up, gorgeous pine floors throughout, eat-in country kitchen, sun porch overlooking creek, detached garage/shed combination. This is a very special property! Offered at $595,000

POTOMAC RIVER - STRATFORD HARBOUR Breathtaking views of the river from this charming contemporary. Large deck, screened porch, fireplace, ceramic tile, beautiful sandy beach. Asking $399,000.

RAGGED POINT BEACH Cute little get-away cottage in popular Coles Point. Views of Potomac River, screened porch, 2BR, 1BA, FP in great room, close to marina, boat ramp, great restaurants. Asking $99,000

CLASSIC FARMHOUSE Wonderful 4BR, 2BR home located in a lovely setting in Richmond County. Almost 4 acres, several outbuildings, Polonia tree farm on property. This is a real charmer! Asking $259,000.

WONDERFUL WATERFRONT HOME Absolutely wonderful 3BR, 3BA home with fantastic creek views, dock w/ 3-4'MLW, double lot, many custom features, lots of windows, hot tub on deck overlooking water, great room w/gas log FP, large screened porch and much more. Itâ&#x20AC;&#x2122;s got it all! Offered at $549,500.

CABIN POINT WATER ACCESS New quality built 3 BR, 2 BA ranch on a nice lot in a quiet neighborhood. Great backyard, French doors to spacious back deck from large eat-in kitchen, crawlspace with concrete floor and much more. Great price too! $169,000.

SANDY POINT AREA WATER ACCESS Like new on corner lot in a quiet area with great fenced back yard for children and/or pets. 2 BR, 2 Full BA, across street from boat ramp. Minutes to Potomac River. Asking $159,000

TOWN OF MONTROSS - Large Commercial bldg on 5.75 acres zoned B-1. $395,000 TOWN OF WARSAW - Almost 1 acre commercial lot in heart of business district zoned C-2. $175,000 CHERRY GROVE BEACH - COLES POINT This brand new home built by one of the N. Neck's premier builders is a fantastic buy! 3BR 3 Full BA, views of Potomac River from huge deck, Great room w/beautiful kitchen, recreation room w/ceramic tile, boat ramp access for quick run to river. Extra insulation, dual heat pumps, tankless hot water heater make this an energy efficient home. Offered at $239,000.

TOWN OF MONTROSS - 3.94 acres zoned R-3 w/Plan of development for 19 townhouses. $495,000

SEE BARBARA JEAN'S "REAL ESTATE FACTS" ARTICLES IN THE NORTHERN NECK NEWS NEWSPAPER.

PAGE 81

Say You Saw It In Real Estate Review 16501 Kings Highway Montross, VA (804) 493-8772

Barbara Jean LeFon, ABR, GRI Principal Broker/Owner E-mail: barbarajean@rivahrealty.com

6735 Richmond Road Warsaw, VA (804) 333-8772

Melissa King, ABR 804-761-2024 (C) 804-493-8772 (O) E-mail: melissa@rivahrealty.com

VISIT OUR WEBSITE AT WWW.RIVAHREALTY.COM TO VIEW THESE AND ALL PROPERTIES IN THE NORTHERN NECK

LOWER MACHODOC CREEK Sailboat depth 5+MLW! Wonderful contemporary on 2.6 acres with detached three car garage (w/full bath) and walk-up stairs for expansion. Home has 3 BR, 2 Full BA, and features a hot tub, deck, whole house generator, gas log FP, Jacuzzi in large Master suite, paved driveway and much more. Asking $650,000. Ask for Barbara Jean

WATERFRONT: CALLAO Enjoy spectacular views from this one of a kind, spacious brick rambler on Mill Creek, just minutes from the Yeocomico & Potomac River! The one level home is situated on a 4.88 Acre lot with 565Ft. of waterfront. Home offers a Family Room, Living Room with Fireplace, Great Kitchen with center island, Large Dining Room, Sunroom, 2 Large Back Decks, Covered Boat Slip, Pier, & 4-5+MLW! You will love this home! Offered At: $895,000 Ask for Melissa King

PAGE 82

Say You Saw It In Real Estate Review 16501 Kings Highway Montross, VA (804) 493-8772

6735 Richmond Road Warsaw, VA (804) 333-8772

Melissa King, ABR 804-761-2024 (C) 804-493-8772 (O) E-mail: melissa@rivahrealty.com VISIT OUR WEBSITE AT WWW.RIVAHREALTY.COM TO VIEW THESE AND ALL PROPERTIES IN THE NORTHERN NECK

W NE

G IN ST LI

GARDYâ&#x20AC;&#x2122;S MILL POND CALLAO Charming home on 4.55 acres bordering Gardy's Mill Pond! Extended Driveway leads to a peaceful setting overlooking the pond with pier & 180 degree view of water! Features: Florida Room/Sunroom, Living Room with Fireplace, Kitchen/Dining Area, Upstairs Bedroom with private Bath, and partial unfinished basement. Also includes Large Back Deck & Workshop! Offered At: $215,000

W NE

G IN ST LI

WATER VIEW CABIN POINT Seller will donate $2,500 towards Purchaser's closing cost! Water Views of Cabin Point Creek from front and back of property! This like new 3 BR/2 BA home is located in a popular community & offers a nice open Living Room/Dining Area & Kitchen, Sunroom overlooking water, Master Suite w/private Master Bath, outdoor storage building w/garage door. Great Wildlife!!!! Offered At: $225,000

D CE DU RE

TOWN OF KINSALE Spacious 4 bedroom Colonial with a nice yard in the Historic Town of Kinsale. Screened Porch, beautiful Hardwood Floors, large attic, & more. With-in walking distance to Marina! Offered At: $199,000 MLS# 84932

WATERFRONT: GLEBE HARBOR Wildlife wonderland in its serene setting on Glebe Creek! This one level 3BR/2BA home features a great kitchen, w/island Large Master Suite w/walk-in closet & jetted tub in MBA, extra room For office or den & concrete drive. 3FT MLW! Offered At: $389,000 MLS# 83728

WATER ACCESS: CABIN POINT Gorgeous, 3BR/3BA home is situated on a partially Wooded lot and features: stone FP, great Master BR, Bonus Room, granite counter tops, hardwood floors, & so much more! You will love this home. Offered At: $318,000 MLS# 84467

MALLARD BAY Wonderful 3 BR/2.5 BA Home in upscale, water access subdivision. Offers Hardwood Floors, Stone Fireplace, Vaulted Juniper Wood Ceilings, Bonus Room above Garage, and Master Bedroom on first level. Offered At: $349,500 MLS# 80853

STRATFORD HARBOUR Like new 3 BR/3 BA home in popular community with great amenities! Home Features extra room for an office or 4th bedroom and is located within walking distance to community clubhouse & pool! Offered At: $219,000 MLS# 84715

WATER ACCESS: GLEBE HARBOR Updated 3 BR/2 BA home on 2 lots. Features landscaped yard, LR/Dining Area with fireplace, Large Kitchen with new appliances, Master BR with private Mater Bath, sunroom & much more! Great Price $189,900

PAGE 83

Say You Saw It In Real Estate Review 16501 Kings Highway Montross, VA (804) 493-8772

6735 Richmond Road Warsaw, VA (804) 333-8772

Shirley Harper Sales Associate (804) 472-2325 VISIT OUR WEBSITE AT WWW.RIVAHREALTY.COM TO VIEW THESE AND ALL PROPERTIES IN THE NORTHERN NECK

TOWNHOUSES

MOUNT HOLLY

Top of the line homes located in waterfront community. Water views, magnificent sunsets. Homes have 4 bedrooms, 3 1/2 baths, state of the art granite and stainless kitchens.

Home on 1.8 acres with 4 bed 2 bath, large living room with fireplace, updated kitchen, separate dining room, enclosed porch. Lovely hardwood floors throughout.

$325,900. UP

$275,000.

DRIFTWOOD BEACH

KINSALE CAPE

Cozy waterview cottage with large screened porch, nicely landscaped yard. Large garage with outside walkup. Convenient to Dahlgren.

Nicely remodeled cape in the town of Kinsale, 3 bedrooms, 2 baths, new kitchen- open to living room with fireplace, separate dining room. Full basement, two bonus rooms upstairs. Water access. $249,000.

$149,000. Home plus two waterview lots.

$159,000.

SANDY POINT Updated cottage in the sought after waterfront area of Sandy Point. Open water views are endless, enjoy sunrises from wraparound porch. Home has 3 bedrooms, 2 baths, huge living/dining room with fireplace. Back porch enters kitchen, great for cool summer outdoor breakfast. Home is flanked by undeveloped property on one side giving nice privacy. Two separate garages can house 3 cars. Enjoy fishing, sunbathing from pier. This home is equipped for full time or vacation living.

$499,500.

D CE

U ED

SUNSET VISTA Great sunsets from this large 4 bedroom, 3 bath home on the Machodoc River. Open concept with kitchen/ living combo. Walkout basement with family room, huge deck across water side. Two mater suites open to deck. Pier with boat lift and davit for small boat to 3 1/2+ ft water depth. Additional cottage with 3 bedrooms, 1 bath for rental income or guest house. Swimmers will love the sand beach. Great buy at

$499,500.

GREAT B & B Wonderful opportunity for investment. This home in the heart of Montross has 7 bedrooms with private baths, several dining areas, huge kitchen, basement is equipped for entertainment, bar, dining. Priced to sell.

$299,000.

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THE MIKE CHENAULT GROUP Superior Service, Excellent Results! Call Blakely Smith 804-387-4300 D! CE U D RE

RAPPAHANNOCK RIVERTAPPAHANNOCKTAPPAHANNOCKPINETOP RD. APACHE RD. MEADOW DR. WATERFRONT. (Middlesex) 3 5 bdrms, 3 full baths (2 master New construction. Spacious & bdrms, 2.5 bths, open kitchen suites), lg. kitchen opens to dining open floor plan. 3 bdrms, 2 baths, w/tile counters, SS appliances, room. Family room w/fireplace. lg. kitchen opens to dining room Tons of hardwood floors. Lots of pine floor; screened porch, 38x20 & family room. attached garage. storage area. $199,500 $499,950 $224,900 KENNINGTON TOWNHOMES Maintenance-Free Townhomes in King Williamâ&#x20AC;&#x2122;s planned Kennington community. 2-story townhomes (from $154,950 to $188,000) and Craftsman-style one level townhomes (from $180,400) have 1 step entry with garage. Sidewalks, street lights, clubhouse, game room, pool & fitness center.

LAND FOR SALE Deer Park Wooded & very private. Lots of wildlife. 10.92 acres. $38,000 Hilltop Rd Waterfront. 2 lots sold as one. Piscataway Creek. Great views. 2.2 acres $129,500

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