October 2010, Northern Neck Real Estate Review-Chesapeake Bay Country

E E FR Photo By Tom Kimmitt

To See Your Home In This Magazine, Have Your Realtor Call 804-462-0099

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Say You Saw It In Real Estate Review

FRANK HARDY, INC., REALTORS Chesapeake Bay Office Elizabeth Johnson, Broker (804) 240-5909

Frank A. Johnson (804) 815-8722

Karin Andrews (804) 445-5500

ejohnson@oonl.com

fajohn@oonl.com

karinandrewsrealtor@hotmail.com

NEW PRICE

Milden Hall – c. 1803. Passionate lovers of historic homes!

Captivating 5 bay Flemish bond. English basement.

5 fireplaces, 10' ceilings. Sandy beach. Dock. 16+ acres on Rappahannock River. Karin Andrews (804) 445-5500 or Elizabeth Johnson (804) 240-5909………….$995,000.

Riverlawn – Circa 1874, sea captain style home in Mathews. East River frontage, over 11 acres. Four over four design, 2-story. Heart of pine floors, large center halls, high ceilings. 8 Fireplaces. Sold as is.

Elizabeth Johnson (804) 240-5909…………$749,000.

RIVAH COTTAGE!

BRING BOAT!

Deltaville – Jackson Creek, deep water. Bring sailboat. 3 BR, 3BA cottage with tons of charm. Nice elevation, deck, garage. Minutes to Chesapeake Bay. Frank Johnson (804) 815-8722……………....$595,000.

Lucy’s Cove – Attractive 3 BR, 1.5 BA on private, wooded lot. Gas fireplace, screened porch, hot tub.

2-car garage. Ownership interest in dock.

Elizabeth Johnson (804) 240-5909…………$215,000.

Rappahannock River – Upscale transitional. Private beach. Wide river views. Dock. Guest suite over garage. Exceptional finishes, quality. Spacious 1st floor master suite. Screened Porch.

Frank Johnson (804) 815-8722………………..$1,370,000.

Mariners Watch – Seekers of privacy, tranquility and spectacular water views. Beautiful, brick transitional on Ware Neck. Private 5 acres, 700’ on North River.

Views out to Mobjack Bay. Spacious 1st floor master.

Elizabeth Johnson (804) 240-5909……………...$895,000.

NORTH RIVER

ENDLESS BAY VIEW!

REDUCED

Deltaville – Vintage 1930’s river cottage. Wide Chesapeake Bay view. Updated electrical, plumbing, HVAC. Beach access. Screened porch. Move-in.

Sold furnished. Make this your river destination.

Elizabeth Johnson (804) 240-5909………….$595,000.

Deltaville – Adorable waterfront cottage with extra lot. Deeded boat slip at community dock.

Wide view out to Rappahannock. Great location.

Beautiful landscaping.

Frank Johnson (804) 815-8722..………….$399,000.

www.WaterfrontandEstate.com

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Say You Saw It In Real Estate Review

TOM KIMMITT Heathsville (804) 453-9081 Each Office Is Independently Owned and Operated

Offices in Northumberland & Lancaster Counties

“Doggy Daycare Available”

“Your online resource for Northern Neck real estate information including aerial photos, free detail maps, Bay Act info, community events and real estate listings”

www.NorthernNeckRealEstate.com

Visit www.NorthernNeckRealEstate.com for more info on this, free maps and top community news stories like these…

Chesapeake Bay Foundation says Blue Crab population is up 60%…March new home sale up 27%…Omega Protein takes steps to reduce pollution.

2 New listings on Route 3 in Kilmarnock and White Stone with Commercial potential...Call for details.

K D EE AN CR L T N S N ER O TIO RT RFR IDA CA TE QU A LI W

E LE N O AL SIB ST CI OS E R IT E P H M S W OM ION C AT C I PL AP

Formerly Crosby’s Snack Shack Prime Route 3 location in White Stone - 2 acres. $200,000

Owner Said SELL ‘EM - 2 waterfront home sites 3/4 acre each in The Harbour on Carters Creek under $225,000 with shared piers, excellent elevations and views in an area of fine homes.

E US HO RT T OU A BO S C H, NI AC EN BE & T

AW -L IN

Little Wicomico River - 3885 s.f. brick custom home with sand beach, deep water pier with boathouse, tennis court, garage with apartment upstairs, walkout basement, river room & wide views on 2.59 manicured acres. - $860K.

Heathsville - Outstanding custom built brick rancher with attached garage on the Great Wicomico River, a few minutes from the Bay with deeded deep water slip on a protected harbor. Wide views, bulkhead installed, sand bottom. In-law suite. Priced to sell at $858,000.

AC T M ON TO FR PO ER V RI

Potomac River Cottage in Heathsville Rustic recently renovated 2 BR with good elevation, landscaped grounds, large bonus room and spectacular views of the River and Bay - only $399,000.

Reedville Charming rancher with basement, spectacular gardens and river views, 2 river rooms & many upgrades on a small pond with pier overlooking an ithmus (slender strip of land between 2 larger bodies of water) on the Little Wicomico River - $418K.

E IT SU

EW VI

RM FA E !

RS IRM O F H 0 RE ,90 AC 399 25 $

Irvington Horse Farm 3500 s.f solid brick rancher on 25 potentially subdividable, fenced pastural acres with pond, numerous barns (barns convey in "As is-Where is" condition) attached Tack room.

Heathsville 2.44 acre lot across the street from the river only 99K (driveway installed) 100 yards from Vir-Mar Public Beach won’t last. $99,000.

• Owner Financing possible on 8 acre waterfront lot in Farnham • 3 Water access homesites at 25K • Water view lot in White Sand Harbor - 42K

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Say You Saw It In Real Estate Review

MIDDLE BAY REALTY

1-800-529-5122 804-453-5380 or Cell: 804-761-7318 email: SJones@middlebayrealty.com

Steve Jones

CLIFTON LANDING

MALLARD BAY

HUGE PRICE REDUCTION! 3 BR, 4-1/2 Bath, 4,700 SF, 3-4 FT MLW #84534 $850,000

3 BR, 3 1/2 BA, 3,000+ SF. 3-4' MLW, Pier & boatlift.

TOO MANY UPGRADES TO LIST. #85528 $655,000

MALLARD BAY

COAN RIVER

3 BR, 2 1/2 BA, 2,600 SF, 5+ MLW, 1.63 Acres VERY PRIVATE #84726 $459,000

3 BR, 2 BA, 1,300 SF, 3-4' MLW, VIEW DIRECTLY INTO POTOMAC. #85694 $399,000

POTOMAC RIVER VIEW

LOTTSBURG - REDUCED T US M

2.48 acres, 3-4' MLW, Sandy beach, pier installed, Rogers Creek.

GREAT LOT FOR THE PRICE! #85410 $140,000

E! SE

3 BR, 3 1/2 BA, 2,957 SF. 37.38 Acres. BEAUTIFUL, ARCHITECTURAL HOME #85584 $625,000

WWW.SEARCHBAYPROPERTY.COM

WE HAVE MONEY TO LEND.

Lois Dawson Serving Lancaster County (804) 435-4156 ldawson@banklanc.com

Sonja Fletcher Serving Richmond, Westmoreland (including Colonial Beach) & Essex Counties (804) 333-3693 setcher@banklanc.com

Margaret Eppes Curtis Serving Northumberland, Middlesex, Mathews, & Gloucester Counties (804) 435-4133 mcurtis@banklanc.com

Our residential loan specialists can assist you with:

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Customer Care Center: (804) 435-1171 Or Toll Free: (800) 435-1140 www.bankoancaster.com

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In This Issue REAL ESTATE REVIEW IS MADE POSSIBLE WITH THE SUPPORT & PARTICIPATION OF OUR ADVERTISERS & DISTRIBUTION POINTS. THANK YOU!

All real estate properties and advertisements in this magazine are subject to the Federal Fair Housing Act of 1968. Homes appearing in this magazine are available on an equal opportunity basis. Our magazine will not accept any advertisements of property which constitute a violation of law.

Neither the advertiser nor Virginia Real Estate Reviews, Inc. will be responsible or liable for misinformation, misprints, typographical errors, etc., herein contained. All information is deemed reliable, but not guaranteed.

Virginia Real Estate Reviews, Inc. reserves the right to refuse any advertising which we deem unsuitable for our publication.

Copyright Š 2010 Virginia Real Estate Reviews, Inc. All Rights Reserved. Reproduction of any photographs, artwork or copy is prohibited without prior written permission of the publisher.

PUBLISHED BY: Virginia Real Estate Reviews, Inc. P.O. Box 5344 Martinsville, VA 24115 The index is an additional service provided by the publisher. No liability will be assumed or credit granted for errors or omissions.

For Advertising Information CALL 1-877-462-0099 804-462-0099 Fax# 276-956-5923 E-Mail: nnrer@comcast.net Next Deadline: October 6, 2010

Bank of Lancaster ..........................................5 Bay Meadows Real Estate ......................28-29 Bay River Realty............................................30 Bed & Breakfast Lodging ............................31 Chesapeake Homes......................................66 Chesapeake Cedar Homes ..........................71 Coldwell Banker Chesapeake Bay Prop. ......3 Dailey Realty, Inc ..........................................32 Daniels Building & Modular Homes, Inc ....33 Darrin N. Smith, Builder................................69 EVB Mortgage................................................35 Exit Mid-Rivers Realty ............................38-40 Frank Hardy, Inc. ............................................2 Hometown Realty ....................................41-45 Hutt Realty................................................46-49 Jim & Pat Carter Real Estate ..................50-62 Joe Self Realty ........................................63-65 Landmark Properties....................................67 Mason Realty................................................8-9 Merry Point Development Co........Back Cover Middle Bay Realty ................................4, 11-15 Mitchell Homes................................................7 Mo Wilson Properties ..................................34 Northern Neck State Bank & Mortgage ......19 Port & Starboard Real Estate..................16-17 Quality Construction ....................................20 Rivah Realty ............................................21-23 Salty Dog Properties ....................................24 Shore Realty ............................................25-27 Vacation Waterfront Rental ..........................18

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Say You Saw It In Real Estate Review

Mason Realty, Inc.

P.O. Box 58 Deltaville, VA 23043 804-776-9295

P.O. Box 188

• Saluda, VA 23149 804-758-2777

P.O. Box 517

• Urbanna, VA 23175 804-758-5372

www.masonrealty.com Call or write for a free brochure of all our listings!

PIANKATANK RIVER – Great weekend retreat! 3 bedrooms, 1 bath. Great room with lots of glass. Super views! Vinyl bulk heading – Pier with boat lift.

NOW $379,000

URBANNA HARBOUR on Urbanna Creek – Pristine Southern Living home with views of Urbanna Creek. 3 bedrooms, 3 ½ baths, wood floors, ceramic tile baths, Hardi-plank siding, pillared porch, Aggregate patio, 2 car garage…Low maintenance…Great community! Many extras! $399,999

BUSH PARK – Very nicely kept 3 bedroom, 2 bath Cape located just outside of Deltaville. Great neighborhood with community pier and boat ramp. Detached garage, pool, gazebo. .78 of acre with 1.50 acre building lot included. $289,000

DELTAVILLE – Beautifully redone, absolute charming 2 bedroom, 1 bath home on 1.39 acres. Tile & Pine floors. New roof, plumbing, tile, HVAC system. Screen porch. Close to marinas and heart of Deltaville Village.

Minutes to Bay! NOW $149,000

NORTH POINT – Just outside Urbanna – 3 bedroom, 2 bath home with hardwood floors, carport and workshop. Apprx. 1,650 sqft. ¾ acre lot. NOW $214,000

TOPPING – Regent area – 3 bedroom, 2 bath brick ranch – Great starter home! Central heat/air, hardwood floors, attached garage. 1 acre. $129,950

MEACHIM CREEK – Affordable 2 bedroom, 2 bath waterfront home. Carport, fencing, storage building and new pier. Community boat ramp. $229,000

WAKE – 3 bedroom, 1 ½ bath Rancher on 2+ acres mature landscaping & stream! Four Seasons room, eat-in kitchen & spacious family room. Large detached garage 3 bays with electric, water & attached carport. Separate 1 car garage /attached guest suite. New roofs on home and garages. Short walk to public boat landing, pier and beach on the Rappahannock River! Must see!! NOW $244,500

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Say You Saw It In Real Estate Review

MASON REALTY, INC. Eric Johnson or RD Johnson www.masonrealty.com

P.O. BOX 517 URBANNA, VA 23175 (804) 758-5372

KE MA

R! FE OF

BOWLERS WHARF – Rappahannock River – Location, Location, Location! One of a kind property!

Large sand beach…Million $$$ views…Can be divided.

Solid two-story house can be renovated. $1,295,000

HUNTON CREEK – Deltaville – Brick Colonial with 3 bedrooms, 3 ½ baths – 2 bonus rooms upstairs. Master suite up and down. 2 car attached garage. 1 acre. Pier/boatlift. 3' MLW. NOW $495,000

LOCUST HILL – Beautiful brick and vinyl Cape Cod – 4 bedrooms, 2 baths, living room with fireplace, dining room, office, den & eat-in kitchen. Large deck. Good location. Could also be used Commercially.

NOW $239,000

URBANNA – In Town – Ranch home in most desirable location in town. 3 bedrooms, 2 baths, 2 car garage, town water/sewer. Walk to park, pool, library, and stores. Water rights at Town marina. Motivated Seller!

NOW $227,500

PIANKATANK RIVER – Gorgeous sunsets! 3 bedroom, 2 bath waterfront beach cottage. Great room with fireplace, lots of glass, multi-decks, large screen porch, hot tub…Pier with 2 boatlifts. Must see! $359,000

RAPPAHANNOCK RIVER – Kilmers Point – Breathtaking views of river! 4 bedroom, 2 ½ bath Transitional home. Large living room with Coral stone fireplace & Cathedral ceiling. Dining room & kitchen open to deck overlooking water. Lots of storage!

Pier /boatlift, stamped concrete drive. Upscale community with many amenities to enjoy! Close to Urbanna. NOW $779,500

MILL CREEK – Wake area – Deep water protected harbor. 7.78 acres. Great views! Pier with electric.

4 bedroom conventional perk. Ready to build. $595,000

URBANNA CREEK – Beautiful views from this 3 bedroom, 2 bath Cedar home – Fireplace, whole house generator, Whirlpool tub in master bath, all appliances, 2 car garage. Pier with boatlift.

Separate building lot available. MAKE OFFER! $395,000

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Say You Saw It In Real Estate Review

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Say You Saw It In Real Estate Review

MIDDLE BAY REALTY Office: 804-436-1150 or 866-436-1150 Cell: 804-761-3015 or 804-761-2058 email: captsea@kaballero.com or re4u2@verizon.net

KENNY KUYKENDALL & BETSY CROWTHER

GLEBE POINT Water View 3 BR, 2 BA $229,500. #85592

RIVER’S BEND ESTATES Water Access Community!

$229,500. #85085

HERITAGE POINT RIVER’S KNOLL Water Access Community! Water Access Community!

4± Ac., 2,000+ sq. ft. Living Space 4.5± Ac., 3 BR, 2 BA $248,000. #79544 $299,000. #83497

AFFORDABLE HOME OWNERSHIP OPPORTUNITIES!

SHERWOOD FOREST Water Access 3 BR, 1 BA $152,000. #85094

W NE

CORROTOMAN BY THE BAY Water Access Community!

1± Ac., 3 BR, 2 BA $155,000. #85812

BURGESS ~ ZONED A1 Detached 2-Car Garage & Workshop; 2.41 Ac $150,000. #84530

G IN ST LI

W NE

G IN ST LI

CORROTOMAN RIVER Deep Harbor Lane 3.9± Ac. / 3-4' MLW $299,000. #85972

WICOMICO CHURCH Bogey Neck Road 3.99± Ac. Building Site $32,000. #84555

TOWN OF KILMARNOCK Eubank Drive – 3 Building Sites Price Range: $32,000-40,000.

LIVELY - Clover Lane Great Location 1.2± Ac., 3 BR, 2 BA $160,000. #86050

FITCHETT’S LANDING 3 BR, 2.5 BA, Water Views $597,000. #81745

KILMARNOCK 4 BR, 1 BA $179,500. #85046

MILLBURN – 4A New Home 3 BR, 2 BA $189,900. #84084

CHINNS MILL - Phase I Lot 16 ~ 5.1± Ac. ~ $55,500 Lot 17 ~ 7.6± Ac. ~ $65,400

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Say You Saw It In Real Estate Review

MIDDLE BAY REALTY Toll Free: 1-866-436-1150 Cell: 1-410-610-9890 Home: 1-804-580-2053 email: RivahRunners@RivahRunners.com

JOE EMERSON LITTLE WICOMICO RIVER

WATERFRONT ACREAGE

HULL CREEK

HAGUE - ACREAGE !

ED UC D RE

2.24 Acres, 4-5' MLW, Pier & Boathouse $259,000. #82308

18.37+/- acres Cubitt Creek 4 BR Septic Letter $399,000. #85430

1.7 acres, Pleasant Pointe.

Sandy Bottom. $189,000. #84429

43.97 Acres, nice combination of level & rolling land. $239,000. #79499

ACREAGE & WATERFRONT

ROCK HOLE CREEK

COD CREEK

CUBITT CREEK

D! CE DU E R

!

ED UC D RE

!

ED UC D RE

Farnham 15.2 Acres…$199,000.

12.7 Acres…$249,000.

2.0± acres, 3-4 ft MLW Addtl. interest in bay front lot $189,000. #83577

1.29+/- Acres, 3-4' MLW $179,000. #85596

2.25+/- Acres in Chesapeake Cove.

4 BR cert. letter. $79,900. #81340

TWIN HARBORS

LOWES POND

DIVIDING CREEK

WESTERN BRANCH COVE

Minutes to Bay. Community Sand Beach. $149,000. #85886

.55 +/- acres, 2-3' MLW, White Sand Harbour. Spectacular views. $119,500. #84486

3.19+/- acres. 3-4' MLW. Septic letter & pier permit. $337,000. #82514

2.54+/- acres 2-3' MLW $179,000. #85243

LOTS & ACREAGE

Chinns Mill #85814 . . . . . . . . . . .8.62 Acres . . . . . . . . . . . .$56,000 #20323 . . . . . . . . . . .5.36 Acres . . . . . . . . . . . .$49,900 #20324 . . . . . . . . . . .5.22 Acres . . . . . . . . . . . .$49,900 #20326 . . . . . . . . . . .5.45 Acres . . . . . . . . . . . .$49,900 Lancaster Courthouse #18791 . . . . . . . . . . .12.13 Acres . . . . . . . . . . .$59,000 #18792 . . . . . . . . . . .38.45 Acres . . . . . . . . . .$139,000 Iberis Woods #79521 . . . . . . . . . . .4.493 Acres . . . . . . . . . . .$37,000 #84963 . . . . . . . . . . .2.766 Acres . . . . . . . . . . .$29,500 Bay Harbor Estates #80867 . . . . . . . . . . .0.94 Acres . . . . . . . . . . . .$40,000

WATERFRONT

Mallard Bay #19847 . . . . . . . . . . .0.76 Acres . . . . . . . . . . .$149,000 Swann Harbor #79515 . . . . . . . . . . .0.81 Acres . . . . . . . . . . . .$40,000 #83594 . . . . . . . . . . .2.72 Acres . . . . . . . . . . . .$79,000 Heritage Point #80165 . . . . . . . . . . .2.14 Acres . . . . . . . . . . . .$35,000 Pine Reach Estates #84673 . . . . . . . . . . .3.1 Acres . . . . . . . . . . . . .$79,000 White Sand Harbour #85595 . . . . . . . . . . .0.51 Acres . . . . . . . . . . . .$82,000 Sawmill Cove #81187 . . . . . . . . . . .4 Acres . . . . . . . . . . . . . .$249,000

WATER ACCESS LOTS Knight’s Landing #85867 . . . . . . . . . . .3.4 Acres . . . . . . . . . . . . .$54,900 Mallard Bay #85553 . . . . . . . . . . .1.11 Acres . . . . . . . . . . . .$74,000 #17830 . . . . . . . . . . .1.72 Acres . . . . . . . . . . . .$60,000 Bay Quarter Shores #83439 . . . . . . . . . . .0.64 Acres . . . . . . . . . . . .$20,500 #83440 . . . . . . . . . . .0.64 Acres . . . . . . . . . . . $20,500 #84441 . . . . . . . . . . .0.32 Acres . . . . . . . . . . . .$11,500 #84442 . . . . . . . . . . .0.32 Acres . . . . . . . . . . . .$11,500 Corrotoman By The Bay #18549 . . . . . . . . . . .0.25 Acres . . . . . . . . . . . .$15,000 #83908 . . . . . . . . . . .0.34 Acres . . . . . . . . . . . .$13,500 White Sands Harbor #83576 . . . . . . . . . . .0.66 Acres . . . . . . . . . . . .$37,500 #84734 . . . . . . . . . . .0.86 Acres . . . . . . . . . . . .$45,000 Betz Landing #78163 . . . . . . . . . . .2.74 Acres . . . . . . . . . . . .$47,000 Heritage Point #80826 . . . . . . . . . . .2.09 Acres . . . . . . . . . . . .$37,000 #80827 . . . . . . . . . . .2.14 Acres . . . . . . . . . . . .$37,000 Chesapeake Harbor #85746 . . . . . . . . . . .0.53 Acres . . . . . . . . . . . .$45,999

For more information on these properties please visit

www.NorthernNeckRealEstateTreasures.com

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Say You Saw It In Real Estate Review

MIDDLE BAY REALTY Toll Free: 1-866-436-1150 Cell: 1-410-610-9890 Home: 1-804-580-2053 email: RivahRunners@RivahRunners.com

JOE EMERSON WEEMS - LARGE ACREAGE

COD CREEK

PRESLEY CREEK

3 bedrooms, 2 baths 7.18 acres, Recently Updated! $289,900. #85921

Bay Quarter Shores, 3 BR, 2 1/2 BA, $359,000. #86237

2 BR, 2.5 BA, Great Views & Amenities $289,000. #85381

MOUTH OF GREAT WICOMICO

COOPERS LANDING

POTOMAC RIVER

!

ED UC D RE

!

ED UC D RE

Gorgeous 3 BR, 4 BA, 2 Bonus Rooms, Endless views. $999,000. #20233

3 BR, 3 BA, 240' Water frontage.

4-5' MLW, in-ground pool. $499,990. #85221

Immaculate, waterview cottage & beach front parcel $299,950. #84539

CORROTOMAN BY THE BAY

RAPPAHANNOCK RIVER ESTATES

BAY QUARTER SHORES D! CE U D RE

Brand New, 3 BR, 2 BA FREE FINISHED BASEMENT WITH FULL-PRICE OFFER $194,900. #78593

2 BR, 1 1/2 BA. Community beach & pier. Boat ramp. $159,000.

3 BR, 2 BA, 3 lots, 2 Car Garage & Carport. $219,990. #85841

WEEMS

KILMARNOCK

SENIOR CREEK

3 BR, 2 BA, .79 acres, deck/patio NEW PRICE $199,000. #83477

2 BR, 2 BA, Fireplace, Garage. $189,000. #86036

3 BR, 1 BA. Community Amenities $265,000. #77771

D! CE U D RE

WATER VIEW

CORROTOMAN RIVER

MILL CREEK

Sands on Potomac 3 BR, 2 BA $339,000. #86160

N.N. State Bank Kilmarnock, 3.24 acres, Pier $199,000. #84624

3.57 acres, less than 2' MLW. $55,000. #83759

For more information on these properties please visit

www.NorthernNeckRealEstateTreasures.com

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Say You Saw It In Real Estate Review

MIDDLE BAY REALTY Office: 804-436-1150 or 866-436-1150 804-389-1580 pnelsonmbr@aol.com

PAM NELSON, ASSOCIATE BROKER FEATURED HOMES Wilton Creek

~ $369,000

One of a kind custom home with vaulted ceilings, oak floors, fireplace in living room, and large kitchen. 4 bedrooms (2 with private baths). Fish from pond in backyard.

Farnham

REDUCED ~ $279,000

8± acres. Relax in your private resort!

Close to Marina easy access to Rapp.

Swim in your own pool!

3 bedroom, 2 baths

Reduced

Reduced

BAY QUARTER SHORES $289,000 Spectacular Views, 1st flr kit, dining, family room 2nd flr - 2 BR, 2 BA 3rd flr - Great room

BAY BREEZE $725,000 c.1877 Farmhouse 6.4 ± Acres, 4 BR, 2 BA Bay Room w/FP 500'± Shoreline

BAY QUARTER SHORES BALL CREEK $219,990 $620,000 3 Lots, Water View Live in Carriage Home/Guest 3 BR, 2 BA, Cottage, Spectacular 2 Car Garage & Carport Waterfront Building Site Great Amenities 800'± Shoreline, Dock

Reduced

SANDY PT. $239,000 Park setting, waterviews.

3 BR, 2 BA, Great rm.

New Listing

TOWN LIVING AT IT’S FINEST $189,500 .453± Acres, 4 BR, 2 Full BA LR, DR, Eat-In Kit., Deck, Patio, Outbldgs, Recently Renovated, Pristine

New Listing

CHERRY GROVE BEACH $399,500 2 Lots, Waterfront on Gardner Creek, 3 BR, 2 BA

Reduced

SANDS ON POTOMAC $339,000 Water View, Lindal cedar home.

Italian marble FP, 3 BR, 2 BA

RAPPAHANNOCK RIVER ESTATES $159,000 .89 Acres, Completely Renovated, Waterview

COOPER'S LANDING $349,000 3.65 acres, 3 BR, 2 BA, porch, GARAGES 2 CAR BRICK ATT., 30x40' BRICK + 26x14'

LOTS

LOT

MILLBURN $39,500-$79,500 CHESAPEAKE HARBOR $45,999 LOCATION! LOCATION! LOCATION! .53 acres, amenities Kilmarnock, VA Hospital, Banking, include sandy beach, Library, Schools, Shopping, Golf Courses picnic area & dock. and Marinas all within 5 minutes!

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Say You Saw It In Real Estate Review

MIDDLE BAY REALTY 866-436-1150 • 804-436-1150 Cell: 804-436-6139 • Fax: 804-436-1153 Home: 804-438-5493

www.MiddleBayRealty.com or email: Ronnie@kaballero.com

RONNIE CROCKETT

Tabbs Creek 3 BR, 1 1/2 BA, 2,100 SF, 5+ MLW, WF pool! #85151 $605,000

Windmill Point 3 BR, 3 BA, 3,100 SF. Fabulous beach home! #84541 $1,090,000

BAY WALK - KILMARNOCK

2 BR, 2 BA, 1,250 SF, Built in 2003 Close to Town #83674 $174,800

2 BR, 2 BA, 1500+ SF, Built in 2007.

Single unit. Garage #16837 $239,500

2 BR, 2 BA, 1,250 SF, Built in 2000. New flooring, & heat pump in 2009. #83079 $185,000

MIDDLE BAY REALTY (804) 436-3605 - Direct wbeauchamp@lancova.com

(804) 436-5450 - Direct susanb@northernneck.com

WALLY BEAUCHAMP

SUSAN BEAUCHAMP

HISTORIC HOLYOKE, CIRCA 1841

High ceilings, 4248 S.F., Magnificent mantels, 5 FPs, Wide board pine flooring, English basement - Two zone HVCA. Beautifully maintained and updated Multiple outbuildings, 5.5 Acres, Additional Acs Available, Lancaster County $675,000

Bay Quarter Shores - No. Co.

Beautifully maintained river or full time home, wide water views, dock, protected shoreline, offering three bedrooms, two baths, modern kitchen open to dining, living room leading to spacious screened porch, side decks, two storage sheds, nicely treed site, community amenities include pool, clubhouse, boat ramp. $399,900

Please Call Wally Beauchamp, Middle Bay Realty, Kilmarnock, VA. 804-436-3605

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Say You Saw It In Real Estate Review

“Property Shown By Land & Sea!” www.port-starboard.com email: realestate@port-starboard.com Roger Coleman (804) 529-5641 David Fine (202) 297-8946 Fred Olverson (804) 529-6868 Cas Olverson, Broker (804) 529-5555

(800) 529-5071 Toll free (804) 529-5555 Local

HEATHSVILLE. Excellent condition, use like 3BR/2BA home. Zoned A-1. No town RE taxes! Easy adapt for handicap. Workshop could be garage.

Close to boat ramp. Walk to P.O., library. Reduced for quick sale! $119k! Call Fred 804-456-0251.

CABIN POINT. Close to No. VA. Immaculate 3BR/1.5BA cottage, canoe access to river. New paint, carpet, energy efficient wdos. + community amenities! Owner finance to qualified buyer. $165k.

Call David 202-297-8946.

GLEBE CREEK. Coan River, prestigious Coan MILL CREEK. Close to Callao. Partially wooded Harbour Est. Big old trees at shoreline. Est. 5'MLW. 3.82 ac. Over 200' shoreline. Pier w/estimated 5'+ MLW. Four BR septic field installed. Price reduced $249,000. Call Fred Olverson (804) 456-0251. for quick sale! $275,000! Call David Fine, Owner Agent, 202-297-8946.

HACK'S CREEK. Private 3BR/2BA rancher, screened porch, newly remodeled by award winning Eagle River Construction. Small outboard MLW. Owner finance to qualified buyer! $354,500.

Call David 202-297-8946.

GLEBE CREEK. Like new 3BR/2.5BA, upscale Coan Harbour Estates. Oversized one car garage.

Walk in closets. Dual zone HVAC. Gas FP. Cable TV. Pier to 2-3 MLW. Too much to list! $369k.

Call Roger 804-529-5641.

PAGE 17

Say You Saw It In Real Estate Review

“Property Shown By Land & Sea!” www.port-starboard.com email: realestate@port-starboard.com Roger Coleman (804) 529-5641 David Fine (202) 297-8946 Fred Olverson (804) 529-6868 Cas Olverson, Broker (804) 529-5555

(800) 529-5071 Toll free (804) 529-5555 Local

TASKMAKER'S CREEK. 4 ac., 5±MLW pier (3±MLW control depth), view to Chesapeake Bay. Driveway, shared well installed. Reedville sewer.

Owner finance to qualified buyer! $370,000. Call David Fine (202) 297-8946.

YEOCOMICO RIVER. "NN Idea Home" a la BHG! Glam garden courtyard entry. Incredibly versatile floorplan. Great for WFH e-commuters or extended families. Keep tax deductible co. yacht at 4-5MLW pier! NOW $450k! Call David Fine (202) 297-8946.

GLEBE CREEK. 3 BR/2 BA brick home w/att.

2-car garage in premier Wheatland Acres! Family room FP. 500± shoreline, almost 4.5 ac., 4-5MLW. Home buyer’s warranty. $549,000. Call David Fine (202) 297-8946.

BON HARBORS. Quintessential "rivah" home/cottage! 4BR/2BA, bonus rm., LR/DR combo w/FP, screened porch, river & deep water piers, Yeocomico River sunset views. Community pool. $649,000. Call Fred (804) 456-0251.

REDUCED FOR QUICK SALE! Coan Stage Road "as is" rancher. $65k.

Beautiful 2.89 ac. wooded lot, historic KINSALE. Reduced to $44k!

Almost 1/2 ac., deep water well, no deed restrictions! Edwardsville. $29k.

Part wooded Walmsley lot, 2BR SEPTIC TANK/FIELD installed! $19,950.

Please call Roger Coleman (804) 529-5641 Home Office

CALL FOR DIRECTIONS! Yeocomico River 3800+ sq. ft. home, 3BR/3.5BA, high ceilings, formal DR, Little River "as is" 2BR/2BA cabin, small boat MLW. Reduced again! $150k.

2 FPs, 2 car garage + too much else to list! Deep Nomini Creek WATER ACCESS lots reduced to $12k each for quick sale! water pier. Reduced again! $825,000! Call Roger Please call David Fine (202) 297-8946 Cell Phone Coleman (804) 529-5641.

PAGE 18

Say You Saw It In Real Estate Review

Victorian Waterfront Home Rental Quaint Va. Gothic Farmhouse, ca. 1928 Fully Furnished 3 Bedrooms, 2 Baths Sleeps Eight + Full Sized Crib Handicap Accommodations Senior Citizen 5% Discount Pets Considered $595 Week, September 19 - October 31, 2010 Or, Ideal Short Term Monthly Rental (while re-locating or building a new home?) $1400 Month, Nov. 1, 2010 - April 30, 2011 Includes: utilities, all linens, housekeeping supplies, DirecTV, WiFi hotspots, gas grill, central heat, 3 vehicle carport, use of golf cart, small boat slip.

Fred Olverson, Proprietor • (800) 529-5071

Marina@OlversonsMarina.com • homeaway.com/search/keywords:Lottsburg

PAGE 19

Say You Saw It In Real Estate Review

I’M HERE TO ASSIST WITH ALL YOUR MORTGAGE NEEDS At Northern Neck State Bank, our purpose is to help people find financial solutions. We offer a variety of mortgage loans including residential lot loans and construction loans.

For assistance with your mortgage lending needs, please contact Mark A. Curran by phone at (804) 435-4302 (office), (804) 580-4204 (home) or (804) 338-3525 (cell) or by e-mail at mark.curran@ubsh.com.

101 years of mortgage lending experience

MARK A. CURRAN U.S. Navy Ret. Mortgage Loan Officer

www.union-mtg.com

www.northernneckmortgage.com

Member FDIC

Kilmarnock ◆ Burgess ◆ Reedville ◆ Montross Tappahannock ◆ Warsaw ◆ Time Square ◆ White Stone

PAGE 20

Say You Saw It In Real Estate Review

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PAGE 21

Say You Saw It In Real Estate Review 16501 Kings Highway Montross, VA (804) 493-8772

6735 Richmond Road Warsaw, VA (804) 333-8772

Barbara Jean LeFon, ABR, GRI Principal Broker/Owner E-mail: barbarajean@rivahrealty.com VISIT OUR WEBSITE AT WWW.RIVAHREALTY.COM TO VIEW THESE AND ALL PROPERTIES IN THE NORTHERN NECK H PT DE T A R BO TE IL WA SA

ASHTON FARMS WATERFRONT Beautiful 19 acre parcel of land in a quiet, rural setting fronting 1,357' on Lower Machodoc Creek. Four BR perk. Offered at $299,900.

LOWER MACHODOC CREEK Sailboat depth 5+MLW. Wonderful 3 BR, 2 BA contemporary on 2.6 acres in nice area of fine homes. Detached 3-car garage (w/full bath) & walk-up stairs for expansion and much more! Asking $595,000.

POTOMAC RIVER LOT Endless views from this lovely building lot in Cabin Point. Shoreline protected by Armour stone and bulkhead. 2002 certification letter for 3BR home. Asking $250,000.

BUY ONE - GET ONE FREE!!

Two waterfront lots in Stratford Harbour on Potomac River each listed @ $129,000.

Awesome Views! Motivated Seller will include the second lot for free with acceptable contract! Septic installed on one lot and 4 BR certification ltr on other.

T EA GR

RAGGED POINT BEACH Cute little get-away cottage in popular Coles Point. Views of Potomac River, screened porch, 2BR, 1BA, FP in great room, close to marina, boat ramp, great restaurants. Asking $99,000

W NE

Y BU

WONDERFUL WATERFRONT HOME Absolutely wonderful 3BR, 3BA home with fantastic creek views, dock w/3-4' MLW, double lot, many custom features, lots of windows, hot tub on deck overlooking water, great room w/gas log FP, large screened porch and much more. It’s got it all! Offered at $495,000.

TOWN OF WARSAW Classic center hall colonial in excellent condition. 4BR, 3BA, fresh paint, new roof, formal living & dining rooms, family room w/FP, great master suite, sun room, all on two lots (almost 3/4 acre) in a lovely area of town.

Asking $295,000

E IC PR

CABIN POINT WATER ACCESS New quality built 3 BR, 2 BA ranch on a nice lot in a quiet neighborhood.

Great backyard, French doors to spacious back deck from large eat-in kitchen, crawlspace with concrete floor and much more. Great price too! $159,000.

W NE

CHERRY GROVE BEACH - COLES POINT This brand new home built by one of the N. Neck's premier builders is a fantastic buy! 3BR 3 Full BA, views of Potomac River from huge deck, Great room w/beautiful kitchen, recreation room w/ceramic tile, boat ramp access for quick run to river. Extra insulation, dual heat pumps, tankless hot water heater make this an energy efficient home. Offered at $239,000.

E IC PR

LOCATION, LOCATION, LOCATION Town of Warsaw charmer. Wonderful 3 BR, 2 BA rancher in a great neighborhood close to town amenities. Fresh paint, beautiful hardwood floors, great fenced yard for kids/pets, fireplace, detached garage and even more.

Price to sell at $142,500.

SEE BARBARA JEAN'S "REAL ESTATE FACTS" ARTICLES IN THE NORTHERN NECK NEWS NEWSPAPER.

PAGE 22

Say You Saw It In Real Estate Review 16501 Kings Highway Montross, VA (804) 493-8772

6735 Richmond Road Warsaw, VA (804) 333-8772

Melissa King, ABR 804-761-2024 (C) 804-493-8772 (O) E-mail: melissa@rivahrealty.com VISIT OUR WEBSITE AT WWW.RIVAHREALTY.COM TO VIEW THESE AND ALL PROPERTIES IN THE NORTHERN NECK

WATERFRONT: CALLAO Enjoy spectacular views from this one of a kind, spacious brick rambler on Mill Creek, just minutes from the Yeocomico & Potomac River! The one level home is situated on a 4.88 Acre lot with 565Ft. of waterfront.

Home offers a Family Room, Living Room with Fireplace, Great Kitchen with center island, Large Dining Room, Sunroom, 2 Large Back Decks, Covered Boat Slip, Pier, & 4-5+MLW! You will love this home!

Offered At: $895,000.

WATERFRONT: GLEBE HARBOR Wildlife wonderland in its serene setting on Glebe Creek! This one level 3BR/2BA home features a great kitchen, w/island Large Master Suite w/walk-in closet & jetted tub in MBA, extra room for office or den & concrete drive. 3FT MLW! Pier credit with full price offer!

Offered At: $379,000 MLS# 83728

D CE DU RE

VILLAGE OF KINSALE Move in ready! 4BR/2BA Ranch with new flooring & new roof!

Situated on 1.67 acre landscaped lot with plenty of room for a pool!

Located close to 2 deep water marinas and great restaurants!

Call Today!

New Price: $215,000

WATER VIEW/ACCESS CABIN POINT: Views of Cabin Point Creek from front and back of property! Like new 3BR/2BA home located in popular community with great amenities! Nice, Open, Living Room/Kitchen, Sunroom overlooking water, & outdoor storage building!

Offered At: $199,900

PAGE 23

Say You Saw It In Real Estate Review 16501 Kings Highway Montross, VA (804) 493-8772

6735 Richmond Road Warsaw, VA (804) 333-8772

Shirley Harper Sales Associate (804) 472-2325 VISIT OUR WEBSITE AT WWW.RIVAHREALTY.COM TO VIEW THESE AND ALL PROPERTIES IN THE NORTHERN NECK

ED

SUNSET VISTA

Great sunsets from this large 4 bedroom, 3 bath home on the Machodoc River.

Open concept with kitchen/ living combo. Walkout basement with family room, huge deck across water side. Two mater suites open to deck. Pier with boat lift and davit for small boat to 3 1/2+ ft water depth.

Additional cottage with 3 bedrooms, 1 bath for rental income or guest house.

Swimmers will love the sand beach. Great buy at $425,000.

C DU

RE

DRIFTWOOD BEACH Cozy waterview cottage with large screened porch, nicely landscaped yard. Large garage with outside walkup. Convenient to Dahlgren. $136,000.

Home plus two waterview lots. $159,000.

SANDY POINT Updated cottage in the sought after waterfront area of Sandy Point. Open water views are endless, enjoy sunrises from wraparound porch. Home has 3 bedrooms, 2 baths, huge living/dining room with fireplace. Back porch enters kitchen, great for cool summer outdoor breakfast. Home is flanked by undeveloped property on one side giving nice privacy. Two separate garages can house 3 cars. Enjoy fishing, sunbathing from pier. This home is equipped for full time or vacation living. $499,500.

GULL COTTAGE Large river cottage in popular area with 5 bedrooms and 4 full baths. Also garage has full bath and space that could be made into guest room. Living room has gas fireplace, large eat in kitchen is fully equipped, sunroom on waterside adjoins wrap screened porch. New roof and siding, fully insulated, this home has it all. $549,900.

RIVAH COTTAGE Cute river cottage on large lot at Sandy Point.

Home has 2 bedrooms and 1 bath, living room, sunroom, kitchen and dining room, plus two loft rooms. The views from this property are spectacular.

Really great buy at $398,000.

LODGE CREEK Fabulous 3 1/2 acre property with 316' shoreline, 3-5 ft waterdepth, with 3 bedrooms, 2 1/2 baths, open kitchen/family room with fireplace, formal living room,solarium, deck, full basement. Detached multicar garage, large garden shed. Sandy bottom, some beach, great pier. $645,000.

LARGE WATERFRONT LOTS NEAR KINSALE, CLOSE TO MARINAS AND RESTAURANTS, QUICK ACCESS TO THE RIVER. $160,000. UP.

Salty Dog ad 9-8-09.qxd:VA Real Estate Review ad

9/11/09

2:01 PM

WE BUILD ON YOUR LOT! C all Tom 8 0 4 - 5 8 0 -2 0 5 2

www.SaltyDogConstruction.com VA Class A Contractor 2705 073918A

a division of Salty Dog Properties, Inc.

B U I L D E R O F QUAL I T Y CUSTOM MODULAR HOMES

Page 1

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Say You Saw It In Real Estate Review

Greg Corsa

(Cell) 804-366-3328 greg@gregcorsa.com www.gregcorsa.com

LITTLE WICOMICO RIVER

Reedville/Burgess area–Beautiful brick home on app. 1 acre with app. 500 feet of waterfrontage.

Completely protected bulkheaded harbor with large pier complex with heavy-duty boatlift. Wide panoramic water views and even some sand beach. The house features 3 bedrooms, 2 baths, kitchen with appliances and tile floor, family room with hardwood floors and fireplace, living room/dining room combo with fireplace, sun room on the water side with hardwood floors and walls of glass facing the river, a huge screened porch overlooking the harbor, a large waterside deck, heat pump system, 3 outbuildings, an additional app. 3/4 acres of backland for gardens, private deep well, shallow well for gardening, and a concrete driveway.

First Offering. Priced at only $549,500

COAN RIVER 3 bedroom 3 bath contemporary on 1.7 wooded secluded acres with wide views and pier on protected water. Walk-out finished basement, family room with cathedral ceiling and wood floors, eat-in kitchen, 2 fireplaces, recreational room, kitchenette in basement, dining room, open porch and deck--much more!

Price Reduced to Only $349,500

PAGE 26

Say You Saw It In Real Estate Review

Robert Booth 804-761-7140 rbooth@crosslink.net www.CallRobertBooth.com P. O. Box 369 Callao, Va. 22435

POTOMAC RIVER 3 BR, 2 BA, Garage w/bonus rm.

Porch. Deck. $599,500

GLEBE HARBOR 3 BR - 2 BA. Fam. Rm, kit, porch Deck, garage, pier & lift. $299,500

66 ACRES 3 BR, 2 BA, Garage. Porch.

36x26 building. Pond. Private $549,500

LITTLE WICOMICO 7.03 Ac. - Trailer Pier / Lift $239,500

GLEBE HARBOR 3 BR - 2 BA - Porch Deck. Pier. 150' WF $289,500

HACK CREEK 3 BR-2 BA 1.14 Acres $399,500

WESTMORELAND CO. 14 Ac. - $59,900 22 Ac. - $89,500 All Wooded

228 ACRES Westmoreland Co. $499,500

MACHODOC CREEK Wooded lot 115' WF REDUCED TO $89,000

YEOCOMICO RIVER 2.28 Ac. - 237 ft. WF Deep water - wooded $159,500

FARNHAM, VA. 2 BR-1 BA - porch & deck.

1.18 Acre $115,000

GREAT WICOMICO RIVER 1.45 Acres 191 Ft. WF $149,500

HEATHSVILLE Commercial Building $129,500

RICHMOND CO. 3 BR-1.5 BA 4 Outbuildings $149,500

WATER VIEW 2005 - 3 BR, 2 BA 2 Car Garage Reduced to $189,500

PAGE 27

Say You Saw It In Real Estate Review

www.ShoreRealtyInc.com Robbie Booth (c) 804-339-1504 (o) 804-529-7020 x5 RE DU CE D

Like NEW River Home

• Fabulous home w/fantastic VIEWS! • Vaulted ceilings, tons of glass, hardwoods & more • Custom home barely lived in- excellent community • 3BDR/2BA w/open floorplan Reduced to $449,500

Nice Home

New Home – Deep Water

Craftsman style home w/all the modern conveniences: hw floors, ceramic tile, lots of glass, gas logs, office, jacuzzi tub, walk-in closets & deck. Protected water: a pier, rip-rap shore, deep water & great views. $479,000

Waterfront Land Deals: • 2.03 acres - Yeocomico River - $69,000

Waterfront Cottage Deal

• 2.57 acres - Yeocomico River - $99,000 • 1.41 acres - Yeocomico River - $99,000 • 7 to 8 acre lots - Deep Water (3) - $199,000 each

• Newly remodeled top to bottom • Private yet close to town • Like a brand new home Must see at $99,700

• Wooded Lot w/Community Sand Beach - $89,500

• 3BDR, 1.5BA cottage w/ garage • 1/2 acre wooded land • Boating water depth $194,500

Great Business Investment

Great Business Location

Affordable Cape

• 1.5 acres on Prime Rt 360 location • Many buildings & a trailer • Between Warsaw & Tappahannock $149,900

• Main building w/bath • Garage & 2 large sheds • 3 bdr septic w/RV hookup • 706 ft road frontage $98,800

• Wood floors & vinyl siding • Almost an acre close to town • Basement & storage building $89,900

Heathsville Farmhouse

Business Opportunity

Inexpensive Living

• Mostly renovated Charming Home • 3.6 open acres w/fence & out buildings • Nearby town amenities $169,900

• HUGE 6700 sq ft building w/barn • Retail, office, apartments & restaurant • Great Exposure on Rt 360. $225,000

• 4 bedroom, 2 bath • Very well maintained home • Near town of Heathsville $82,000

LAND FOR SALE: • • • •

18.57 acres with pond for—$79,000 Water-access lot, access to central sewage—$10,500 1 wooded acre—21,000 & 2 wooded acres—$25,000 Waterviews of Rappahannock, 2 sheds, perked, almost 1 acre—$24,500 • 1.7 acres, water-access. Boatramp nearby—$29,995 • Water-access, wooded building lot—$19,000 • Cleared building lot w/septic installed—$25,000

• 3 acres suitable for townhomes—$45,000 • 1 acre, perked, central water, owner financing, owner/agent—$24,900 • Waterfront 1.8 acres on Coan River—$189,900 • Water-access lot- great community, owner /agent— $16,400 • 4 acres on Great Wicomico, good water & views— $165,000

RESIDENTIAL & COMMERCIAL RENTALS - CALL FOR DETAILS

PAGE 28

Say You Saw It In Real Estate Review

Martha Crandall Smith ABR, SFR, Associate Broker

Tara Donahue 125 S. Main St. Kilmarnock, VA 22482 Office (804) 436-1287

(804) 436-6261

3 BR, 2 BA, with 2 car attached garage and bonus room, 2148 sq. ft. 2.5± acs. $100,000

4 BR, 3 BA with full basement.

2590 sq. ft., 1.9 acres ± $199,750

5 BR, 2.5 BA, 3532 sq. ft. 1.43 acres $595,000

ABR, SFR, Associate Broker (804) 761-5392

3 BR, 2.5 BA, with bonus room above garage, water accress, 1839± sq. ft. 2.951 ± ac. $269,000

Waterfront cottage with guest house and wide view $399,000 3 BR, 2.5 BA, Rappahannock River Waterfront, community amenities, 2016± sq. ft. $649,000

PAGE 29

Say You Saw It In Real Estate Review

Jane Brothers Ludwig Ruby and Diamond Award Winner (804) 436-6341 or 435-0140 98 N. Main St. Suite 100 Kilmarnock, VA 22482 website: www.janeludwig.com email: jane@janeludwig.com

FARNHAM CREEK Fisherman needed for this like new waterfront home close to Richmond and DC - Boat House, Additional pier, large wrap around porch. Nice community with view of the Rappahannock River across the Road. Property has 3’ ± MLW on Farnham Creek. Great get away - vacation home $315,000

NEED A PIER???

If you have a boat in need of a pier this Myer Creek lot includes pier to 4 1/2' +/- MLW, NEW WELL and electric service on the property. NO RESTRICTIONS but NO House either. .293 +/- acre. $99,500 ENJOY this beautiful SAND BEACH on the Rappahannock River with the access that comes with your Brick Rancher situated a block from the river.

3bd and 2 baths, fireplace gas logs. Almost an acre, many extras.

Only $199,500

Custom Log Home on 20.9± Acres n 2007 construction n 3000+ square feet n Premium grade everything n 2 garages

Ranch-Style Home with 60.5± Acres

Immaculate Waterfront Home with 5,000 Sq.Ft.

n 44+ acres farmland n Long state road frontage n 14+ acres wooded n Immaculate home with 3 bedrooms & 2 Baths

n Located in a premier community n Awesome custom kitchen n Massive amounts of storage

$449,000 Call for Current Price

$495,000

$749,000

Fully Remodeled 1 1/2 Story Home

Attractive Cape: Dream Workshop

Professional Office Building

n Kilmarnock n 3 bedrooms, 1 1/2 baths n New roof, windows, cabinets, appliances, flooring, etc.

$119,000 Call for Current Price

5+ Acres in Essex County n Partially cleared n Minutes to Tappahannock n Nearby river access

n Short Distance to Tappahannock n First-floor master n Eat-in kitchen n Multi-use garage/workshop

n Prime location n Open floorplan n Waiting Room n Ample parking n Admin office

$229,500

$199,000

Waterfront Building Site with Wide Views

35± Acres of Timberland

n Pier approval letter n Quick Rappahannock River Access

n Richmond County n Not dividable n Beautiful timber

$44,500

$199,000

$99,900

$16,900 Building Site with Loads of Amenities

121± Acres with Cropland, Timber & Creek Frontage

3 Bedroom Home w/ Garage/Workshop

n Boat ramp n Pool n Pier

n Outstanding property n Great hunting n Potomac River access

$16,900

$595,000

Jason Patton, Broker 1-800-641-1263, ext. 103 1-804-761-6751 (cell) www.bay-river.com

n Richmond County n Eat-in kitchen n Living room with fireplace n Detached garage/workshop

$139,500

PAGE 31

Say You Saw It In Real Estate Review

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PAGE 32

Say You Saw It In Real Estate Review

DAILEY REALTY, INC. P.O. Box 316, Rt. 360 Callao, VA 22435 Phone: (804) 529-6900 Fax: (804) 529-6990

Email: daileyre@rivnet.net

Website: www.daileyre.com “REAL ESTATE SERVICE AT ITS BEST”

HEATHSVILLE ~ COLONIAL IN THE HEART OF HEATHSVILLE. 9 rooms. 3 bedrooms, 3 baths, lots of cabinets and closets. Great location. Lots of uses.

Oil and A/C. English basement. Detached 2 car garage. Also extra house and lot. All this for $265,000.

FLEETON BEACH Off water, but with water access. 4 bedrooms, 1 bath. Large living room/dining room combo. Front porch. Needs new kitchen, has new hot water heater. Roof 2 yrs old.

Artisian well, public sewer. Monitor, 2 ceiling fans, 2 wall A/C’s. Nice lot. “AS IS” needs TLC. All this for $110,000.

PAGE 33

Say You Saw It In Real Estate Review

Daniels Building & Modular Homes Inc. Serving the Northern Neck and Surrounding Areas Over 20 Years V isit Our Newly Remodeled Of fice At 4379 Richmond Road In Warsaw, VA BAYPORT CAPE

Offering Custom Built Modular Homes And Additions As Well As Custom Framing And Remodels We Can Build Your Plan Or Choose Fr om One Of Ours Ranging Fr om 800 - 5000 Sq Ft

P O RT S M O U T H

804-333-5481 804-580-1978 Class A Contractor # 027271A

PAGE 34

mo

Say You Saw It In Real Estate Review

13496 Minnieville Rd • Woodbridge, VA 22192

W ilson Properties, Inc.

703-622-3338 cell www.mowilsonproperties.com mowilson@mris.com

ONE OF A KIND SITE THAT HAS APPROXIMATELY 3,000 FEET OF WATER FRONTAGE ON APPROXIMATELY 5 ACRE PENINSULA WITH PANORAMIC VIEWS OF MONROE BAY AND THE POTOMAC RIVER. ONE LEVEL LIVING WITH 20X40 FAMILY/FLORIDA ROOM, LARGE COUNTRY KITCHEN. PROTECTED DOCK AND GREAT WATER VIEWS. A MUST SEE TO APPRECIATE. 30 MINUTES FROM FREDERICKSBURG. $999,950

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Virginia’s Northern Neck Including Essex and Middlesex Counties

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PAGE 38

Say You Saw It In Real Estate Review

Teresa Russ,

ABR

Sales Associate

(804) 472-3756 (Home Office) 804-339-2923 (Cell)

®

EXIT MID-RIVERS REALTY T ON FR R TE WA

WESTMORELAND - MT. HOLLY - HUGE WATERFRONT HOME WITH SCREENED PORCH ALL ACROSS BACK - GREAT FOR ENTERTAINING - ONLY 2 HRS FROM DC AREA - PANORAMIC VIEW OF LOWER MACHODOC - PIER WITH BOATLIFT - $545,000 NT RO D RF CE E U T D WA RE

WESTMORELAND COUNTY - CABIN POINT - GREAT BUY ON A NICE HOME ON BEAUTIFUL POTOMAC RIVER - WALKING DISTANCE OF BEACH - $418,000 T ON FR R TE WA

RICHMOND COUNTY - SHARPS WATERFRONT 2.79 ACRES WITH 17 BOAT SLIPS - $259,000

COLES POINT - CHARMING FARMHOUSE ON 1.2 ACRES NOT FAR FROM PUBLIC BOAT LAUNCH - $199,000

NT RO D RF CE E T DU WA RE

WESTMORELAND COUNTY - SPENCE’S POINT - UNIQUE WELL-BUILT CONTEMPORARY WATERFRONT ESTATE, STUNNING VIEWS, PIER WITH BOATLIFTS, SWIMMING POOL, DECK AND BALCONIES OVERLOOKING RIVER, LOTS OF WINDOWS, SUNROOM, 2-CAR GARAGE, LANDSCAPING, LARGE FAMILY ROOM AND KITCHEN - GREAT PRICE - $849,000 NT RO RF E T WA

WESTMORELAND COUNTY - POTOMAC WATERFRONT - UNIQUE CONTEMPORARY ROMAN WATERFRONT ESTATE ON 2.5 ACRES WITH ADDITIONAL ACREAGE AVAILABLE - VERY PRIVATE, SURROUNDED BY BOARD FENCE AND LEYLAND CYPRESS TREES, BEAUTIFUL SAND BEACH, EXQUISITE MARBLE, WINDOWS FROM FLOOR TO CEILING WITH FANTASTIC VIEW OF THE POTOMAC RIVER, OPEN AND SPACIOUS, EUROPEAN BATH FIXTURES, RUMFORD FIREPLACE TO CEILING, SELLER FINANCING AVAILABLE - $1,000,000

email: tjruss@northernneckhomes.net www.northernneckhomes.net • www.exitmidrivers.com

Say You Saw It In Real Estate Review

Teresa Russ,

PAGE 39

ABR

Sales Associate

(804) 472-3756 (Home Office) 804-339-2923 (Cell)

®

EXIT MID-RIVERS REALTY T EA GR

Y BU

DRIFTWOOD RESTAURANT - COLES POINT - OWNERS WISHING TO RETIRE GREAT OPPORTUNITY TO OWN YOUR OWN BUSINESS - BEEN IN FAMILY FOR OVER 35 YEARS - WILL GIVE NEW OWNER FAMILY RECIPES - $525,000 NT RO D RF CE E U T D WA RE

TAPPAHANNOCK - RAPPAHANNOCK RIVER WATERFRONT - VIEW IS UNBELIEVABLE QUALITY HOME ALONG WATERFRONT OF FINE HOMES - 4 BEDROOMS, 5 GARAGES (1 ATTACHED) (4 DETACHED) CONVENIENT TO STORES AND RESTAURANTS. $849,000 MAKE AN OFFER

COLES POINT - CUTE LITTLE COTTAGE FOR GET-AWAY; WALKING DISTANCE OF WATER; 2 BEDROOM, LIVING ROOM, KITCHEN, UTILITY - $99,000

KINSALE - HAMPTON HALL ESTATES - GREAT VIEW OF RIVER; DEEP WATER; GREAT BUILDING LOT - $185,000

T ON FRCED R TE DU WA RE

NORTHUMBERLAND - BETZ LANDING LOT 1 - 13.06 ACRES WITH 800 FT OF WATERFRONT GOING OUT TO THE GREAT WICOMICO COMMUNITY AMENITIES INCLUDE BOAT LAUNCH - $119,000 - MAKE OFFER

WESTMORELAND - GLEBE HARBOR AFFORDABLE LIVING - NEW HOME 3 BR, 2 BA - ADORABLE INSIDE WITH BEAUTIFUL KITCHEN CABINETS GREAT KITCHEN/LIVING ROOM COMBO $145,000

email: tjruss@northernneckhomes.net www.northernneckhomes.net • www.exitmidrivers.com

PAGE 40

Say You Saw It In Real Estate Review

ÂŽ

EXIT MID-RIVERS REALTY

Rosa Johnson:

Catherine Seller:

804-761-9392

540-850-3287

Office: 804-493-1888

Tappahannock: Fannie Mae HomePath Property. Beautiful Colonial with 4 bedrooms and 2.5 baths. Custom cabinets and book shelves, hardwood floors, brick FP in a large family room. Purchase this property for as little as 3% down! This property is approved for HomePath financing. On a large, 3 acre treed lot. $264,900.

Reedville Waterfront: Waterfront home with direct access to the Chesapeake Bay. Custom built brick ranch has open floor plan, cathedral ceilings, fireplace, and a bonus room that can be a office or den. 4.5 wooded acres. 75' L-shaped pier. $349,900.

Weems Waterfront: Very nice waterfront home with a large walk-out basement.

3 bedrooms on the main level and 3 bedrooms and a family room in the basement.

Large deck overlooks Carter's Creek.

Bank owned foreclosure. $321,900.

Glebe Harbour Waterfront: Great vacation or year-round home on three lots.

Everything is in tip top shape. Pier with boat lift, owner will sell 15 foot skiff with Johnson motor and trailer. Nice wraparound porch to enjoy the views and the summer breezes. Community amenities with membership. $239,900.

Nomini Waterfront Lot: Beautiful treed lot with good elevation on a cul-de-sac in an upscale community. Location on Nomini's Town of Montross: Lovely maintained Creek is minutes away from the Potomac home in the town of Montross. River. Lot comes with deeded access to com3 bedrooms, 2 baths. Great location near munity boat ramp. Enjoy wide river views, all town amenities. $194,500. birding, and fishing. $169,900.

Stratford Harbour: Charming cape cod with a wrap around porch and unfinished second floor. Now a 2 bedroom, 2 bath home. Finish the second floor for 4 bedrooms, 3 baths and increase the finished sq. ft. This is an excellent investment opportunity. $149,900.

Coles Point: Lovely manufactured home on a permanent foundation with 3 bedrooms, 2 baths in a popular waterfront community in Coles Point. Family room has a gas fireplace. Jacuzzi in Master Bathroom. Wrap around deck, separate dining room, and a large shed. Brand new roof and skylights. Handicap ramp. Directly across the street from the Potomac River and the historic Coles Point Tavern. $139,900.

Tappahannock: Three hundred year old house that has been remodeled numerous times. Enclosed sun porch in the back overlooks farms and woodlands. New hardwood floors, updated kitchen, addition added with master bedroom. Needs work, sold as is. $119,900.

www.northernneckhomes.net • www.exitmidrivers.com All Offices Independently Owned and Operated

PAGE 41

Say You Saw It In Real Estate Review

JEFF BROOKS 804-445-1395 “The Exceptional Exception”

P.O. Box 2576 • 521 Church Lane Tappahannock, VA 22560 e-mail: jeffbrooks@hometownrealtyservices.

14671 GEORGE WASHINGTON MEMORIAL HWY. ~ 38.47 acres fronting Rt. 17 just south of Gleens, Va. Formerly a lumber manufacturing facility, the property features an office, in-ground scales, a shop, various sheds, and 3 phase current.

Asking…$450,000.

544 FAULCONER CIRCLE ~ 2478 sq. ft. rancher in the heart of Tappahannock. Home features 4 bedrooms and 2 1/2 baths, a large family room, sunroom, formal living room, masonry fireplace hardwood floors, ample storage and convenience. Asking…$184,900.

BEAUTIFUL HISTORIC home in downtown Tappahannock. Home features heart pine floors, high ceilings, period woodwork and hardware, 4 bedrooms and 2 full baths all on a large private lot in the heart of town.

Asking…$349,000.

KING AND QUEEN ~ 323 GREENBRIAR ROAD, WALKERTON VA. ~ 2639 sq. ft. new custom built rancher situated on 13.7 acres. Home features, hardwood floors, a central vac., a Rinnai hot water system, custom cabinetry and trim, a stone fireplace, a wet bar, a large great toom a high volume artesian water system and open acreage, perfect for the horse enthusiast. Asking…$449,500.

KING AND QUEEN ~ 10702 Richmond Tappahannock Hwy.~ 3 bedroom 1 1/2 bath brick cape situated on 2 acres 2 miles East of St. Stephens Church on Rt. 360. Home features refinished hardwood floors, wide base and trim, a masonry fireplace, new vinyl, paint, gutters and more. Asking…$164,500.

WARSAW, 78 ROSE HILL DRIVE ~ 6+ acres just outside of Warsaw and in sight of Totuskey Creek boat ramp but private. This home features 3 bedrooms, 2 baths, 1792 sq. ft. finished with 900+ sq. ft. unfinished upstairs. Enjoy the tranquility from the deck or have your boat in the water in 15 minutes. Asking…$225,000.

RT. 360 THREE MILES WEST OF TAPPAHANNOCK ~ 225 acres - 5 contiguous parcels being sold as one, 1/2 wooded, 1/2 in cultivation, only 10 minutes from Tappahannock and 45 minutes from downtown Richmond. Asking…$790,000.

LAND Essex County: • 4.5 acres, Northern Essex. $25,000 • 13 acres, Tuscorora $40,000 TAPPAHANNOCK ~ RIVERSIDE CONDOMINIUM ~ 2 bedroom, 2 bath unit features a large family room, generous closet space, additional storage, a balcony, a pool, a pier, covered parking and a sand beach.

NOW $250,000.

King William: • 10 acres Roane Oak Road $80,000

PAGE 42

Say You Saw It In Real Estate Review

Barbara Thomas 804-445-5461

P.O. Box 2576 • 521 Church Lane Tappahannock, VA 22560 e-mail: barbarat@hometownrealtyservices.com www.barbarapthomas.com

“The Exceptional Exception”

FALL FEATURES

1282 HERON POINT RD., TAPPAHANNOCK Enjoy in Town living in this spacious home sitting on l.l65 ac close to shopping, restaurants & local hospital.

Enter a wide foyer/hall with hardwood flrs throughout 1st flr. Living room with fireplace on right of foyer Dining area on left thru to the Kitchen with bar and center island, Lots of cabinets, Pantry, Thru to Utility room on to rear deck, half bath, a Sunroom and office. Master Bedrm on 1st flr with large Master bath, jetted tub and separate seated shower. Walk-in closet. 2nd flr. Features another Master Bdrm, bedroom/Den, office, full bath in hall. Asking $259,900. Call Barbara Thomas at 804-445-5461

208 SCOTTS MILLS RD., TAPPAHANNOCK So close to Tappahannock with lots of restaurants to choose from as well as shopping, marinas and local hospital. This home features maintenance free exterior situated in a park-like setting. Lots of storage bldgs. Some with electricity. An extensive deck with vinyl railings all to make life easy. 2836 sq ft. 3 bdrm - 3 bath. Asking $326,000 on 3 ac. Call Barbara Thomas at 804-445-5461

591 WALLACE ST., WARSAW Absolutely stunning home offering many tasteful updates on a beautiful 1.54 ac wooded lot sloping to a stream on the back and situated in a subd (Briarhill Woods) of other nice homes in the town of Warsaw. Featuring: 2256 sq. ft. full dormer cape -a full basement with kit. & full bth -lots of storage -granite counters in kit. & master bth -huge master suite w/2 oversized closets, sitting area w/FP. Other Features: New architectural shingle roof (2008), new Ranni tankless waterheater (2008), new carpet & Villa stone tile (2009), new paint throughout (2009), 2 zone central heat & air, ceiling fans throughout, laundry rm upstairs, 2 car side entry attached garage, multi-level deck, walk-out finished basement, fenced dog run, intercom sys, central vac, emergency generator sys, skylights, kit. has all of this for $419,900. Call Barbara 804-445-5461

284 MEADOWBROOK RD., WARSAW A brick California ranch with quality mill work for the discriminating buyer has two large bedrooms and bath on 2nd loor. A total of 5 bdrms, hdwd flrs, Mexican tile in kit and ceramic tile, oil fired hot water baseboard heat in orig. downstairs, 3 fireplaces - all situated on .9 ac. with access to Morgan Lane or Meadowbrook Rd. Beautiful plantings of Lewis Ginter azaleas & a pomogranate tree. 2962 sq. ft. 5 bdrm - 2 1/2 bth. Asking $199,900. Call Barbara Thomas at 804-445-5461

432 UPRIGHT RD., DUNNSVILLE New construction in 2009. Priced to sell.

Quality built home. Custom cabinetry. Affordable. Approximately 8 mi. to Tappahannock. Home has a 32' front porch, gas log fireplace, sit on your front porch swing and enjoy nature. 3 bdrm, 2 bth. Asking $139,900. Call Barbara Thomas at 804-445-5461

471 CHURCH HILL RD., TAPPAHANNOCK Practically new two year old rancher located close to Tappahannock with lots of shops and restaurants nearby as well as the hospital. Full front porch and deck on rear. Beautiful custom kitchen cabinets. Convenient to Fredericksburg and Richmond. Must call with a one hour notice to show. 3 bdrms, 2 bths on 1.54 ac. Asking $170,000. Call Barbara Thomas at 804-445-5461

1591 MT. LANDING RD., TAPPAHANNOCK Just about 1 mile from the town limits this home has been renovated with fresh paint, new 30 yr architectural shingles, new heat pump, new carpet and vinyl. It sits north of Tappahannock for a commute to Dalgren, Bowling Green or Mechanicsville. There is a 10'x16' storage bldg with electricity. This is a must see!!! Asking $139,900. Call Barbara 804-445-5461

16375 TIDEWATER TRAIL, TAPPAHANNOCK Sitting on a hill with a commanding view of the fields and in the distance the Rappahannock River. This home offers 4 bdrms, 2 1/2 baths, walk-out basement to carport. 1st flr: LR w/gas log FP, DR, kit, large bdrm, office/bdrm and sunroom. 2nd flr: 2 lrg bdrms, exercise rm, large walk-in closet, Basement: workshop area, utility rm, 1/2 bath and wood burning stove. 1440 sq ft in basement. 2160 sq ft. Asking $242,900.

Call Barbara Thomas at 804-445-5461

Ask me about the water access lots starting at $39,900. Call Barbara 804-445-5461

PAGE 43

Say You Saw It In Real Estate Review P.O. Box 2576 • 521 Church Lane Tappahannock, VA 22560 (804) 443-0067 - (800) 443-4707

PAT GATEWOOD “The Exceptional Exception”

(804) 443-5639 • (804) 339-5721 patg@hometownrealtyservices.com Website:www.PatGatewood.com

358 POPLAR SPRINGS DRIVE ~ TAPPAHANNOCK, VA NEW CONSTRUCTION – Just completed. Lovely rancher on a 1.65 acre wooded lot in Poplar Springs Subdivision, convenient to all town amenities, hospital, fitness center, and river! Features bamboo flooring in the living area and ceramic tile in the baths and laundry room.

Beautiful cabinets and counters.

Stainless steel stove, microwave, dishwasher, and refrigerator included. Reduced to $224,900. Call Pat today for an appointment to see this great listing!

217 DUKE STREET ~ TAPPAHANNOCK, VA Quality-built 2,223 sq. ft. cape cod located in beautiful historic Tappahannock. Features pine floor, wide moldings, 9 1/2 foot ceilings. Zoned business/limited, but can be used as a home business/residence. Currently being used for a chiropractor’s office. Great investment opportunity.

Reduced to $345,000. Call Pat today for an appointment to see this great listing.

1126 DESHA ROAD ~ TAPPAHANNOCK, VA Well-maintained rancher on a wooded lot in town limits of Tappahannock featuring 3 bedrooms, 1 1/2 baths, kitchen, living room and family room. Pretty shaded yard for enjoying the outdoors. Zoned R-3 medium density, single or multi-family residental.

Bring all offers! Priced at $179,900. Call Pat today for a private showing!

LOTS FOR SALE

1623 STONES ROAD, WALKERTON, VA Great home for the 1st Time Homebuyer, Retiree, or Investor. 3 BR, 1 BA totally renovated 1104 sq. ft. rancher located on Stone’s Road just off of Walkerton Landing Road. Just 15 miles from Tappahannock and 3 miles from Walkerton. New fixtures and all new kitchen appliances. Reduced to $147,000. Call Pat today for a showing!

CRICKET SHORES, KING AND QUEEN COUNTY, Water access to York River. 2 LOTS - $26,500 each or both for $49,950. Call Pat for more information.

1+ acre building lot in River Oaks Subdivision with water access - $29,500 Call Pat for more information.

PAGE 44

Say You Saw It In Real Estate Review

Patti Minor

Cell: (804) 445-5465 1-804-443-0067 or 1-800-443-4707 “The Exceptional Exception”

P.O. Box 2576 • 521 Church Lane Tappahannock, VA 22560 e-mail: pattim@hometownrealtyservices.com www.pattiminor.com

R TE WA

North Essex Co./Loretto - Come & relax on the big country porch of this charming 1870 Virginia Farmhouse. Travel back in time when entering the formal foyer & gazing upon the 1800 Virginia Militia uniform of Joseph Clarence Spindle, the original owner of this home.

This 4,850 Sq. Ft. home has three levels consisting of 4 BRs, 2 full BAs & 2 half BAs. The main level includes a bright country kitchen with old pine floors, a FP & breakfast area in a lovely bay window, formal LR w/FP, hrdwd flrs., original windows, doors & high ceilings, formal DR with old pine flrs., big sun room w/outside deck, downstairs mother-in-law suite & enc. back porch. The land consists of 2.306 Ac. w/fruit trees, asparagus patch, perennials & room for a garden! Outbuilding is the original Loretto Post Ofs. Many comfort upgrades & significant renovations, but some work remains to be done. Take this opportunity to complete the restoration to your specs. Offered at $299,500. Call Patti Minor, (804) 445-5465.

D! CE U D RE

D! CE U D RE

TOWN OF TAPPAHANNOCK/OLD BAGBY HOTEL - Commercial Storefront totaling 8,577 Sq. Ft. on Historic Prince Street & Water Lane with Four Retail/Office spaces, Four One-Bedroom Apartments, Warehouse & Basement.

Become a part of revitalizing Downtown Tappahannock!

Reduced to $315,000.

Call Patti (804) 445-5465.

TOWN OF TAPPAHANNOCK Roomy Cape Cod featuring downstairs Bedroom, 1 & 1/2 Baths, 2 Addt’l.

Bedrooms & Bath Up, Living Room, Big Eat-in Kitchen, big Utility Room, Deck, Fenced Yard & Detached One-Car Garage.

Walk to Historic Part of Town.

Reduced to $114,900.

Contact Patti Minor (804) 445-5465.

SS CE AC

STRATFORD HARBOUR SUB./POTOMAC RIVER ACCESS - Almost new Maintenance-free Ranch featuring Master Suite with walk-in Closet & double sink vanity, 2 Addt’l.

Bedrooms & Bath, Great Room w/Fireplace, Dining Area w/Sliding Doors for building an outside deck, kitchen with 2 Lazy Susans, all appl. & att. 1-Car Garage. Community Amenities Pool, Clubhouse, Marina, Beach Area & Boat Ramp to Potomac River! Priced at $185,500. Contact Patti Minor, (804) 445-5465.

D! CE U D RE

TAPPAHANNOCK AREA - Cozy Rancher with 3 BRs,1 BA, Wall to Wall Carpet, eat-in kitchen, central heat/air, full basement & 2-Car Garage. Lovely partially-wooded lot with fruit trees & room for garden. Convenient to Hospital & Town’s amenities. Reduced to $119,000 $114,000. Call Patti (804) 445-5465.

D! CE U D RE

WESTMORELAND COUNTY/CABIN P O I N T - Wo o d e d 1 . 9 Ac. Waterfront Lot in serene cove of Cabin Pt. Creek with short run t o P o t o m a c R ive r.

Perked for 4 BR Home.

Community Amenities Pool, Clubhouse, beach, boat ramp & playground. $ 1 4 9 , 9 0 0 . Reduced to $144,000.

C a l l P a t t i M i n o r, (804) 445-5465.

!

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TAPPAHANNOCK AREA - 1.14 Acre Waterfront Lot on the deepwaters of Piscataway Creek with short run out the Creek to the Rappahannock River.

Wide Creek views, great fishing & sunsets! Reduced to $144,500 $136,500.

Call Patti (804) 445-5465.

TOWN OF TAPPAHANNOCK/LAKEFRONT LOT - Wooded 1.13 Acre Waterfront Lot fronting 225 Ft. on 13 Acre Lake stocked with largemouth bass, brim & crappie. Town water & sewer available & a pier is permitted. In Town location offers close proximity to golf courses, fitness center, shops, restaurants, marinas & hospital. Asking $99,000. Owner will look at all offers! Call Patti Minor (804) 445-5465.

COMMERCIAL SALE/LEASE COMMERCIAL LOT IN HEART OF TAPPAHANNOCK’S BUSINESS DISTRICT - Size - 0.874 AC. High Traffic Count Area, close proximity to Walmart, Lowe’s, 2 Strip Malls, Restaurants, Golf Course, Fitness Center & Hospital. Town utilities available. Priced at $229,000.

HISTORIC AREA OF TAPPAHANNOCK - Storefront space for Rent.

CALL PATTI MINOR (804) 445-5465.

PAGE 45

Say You Saw It In Real Estate Review

Patti Minor

Cell: (804) 445-5465 1-804-443-0067 or 1-800-443-4707 “The Exceptional Exception”

D! CE U D RE

P.O. Box 2576 • 521 Church Lane Tappahannock, VA 22560 e-mail: pattim@hometownrealtyservices.com www.pattiminor.com

D CH EL A FI BE N Y YNNIT GWMU M CO

ESSEX COUNTY/GWYNNFIELD/RIVER ACCESS - Cozy Cape located minutes from Town of Tappahannock in well-established River Access community. Features include an Eat-in Kitchen, Dining Area, Living Room, Downstairs Master BR, 2 Addt’l Bedrooms., 2-1/2 Baths, Deck, Detached 2-Car Garage & paved drive. Reduced to $189,500 $179,500. Contact Patti Minor, (804) 445-5465.

T ON FR R E AT W

MORATTICO CREEK WATERFRONT/Simonson Area - Great waterfront Getaway or year-round home with 135 Ft. frontage on Morattico Creek with one bend out the Creek to the Rappahannock River! All the waterfront perks - big screen porch with wide water views, riprap, pier w/electric, water, cleaning station, & boat lift, Creek frontage on front & rear of property. 3 Bedrooms, 2 Full Baths, Great Room with cathedral ceiling & fireplace, dining room, wellequipped kitchen, & 2-Car detached Garage w/storage above on 1.29 Acres with room for a big garden! Crab & fish at your dock or short run to the Rappahannock’s best fishing grounds! Public boat ramp very close.

Asking $429,000. Contact Patti Minor, (804) 445-5465.

Rappahannock River Waterfront at Dunnsville

LARGE WATERFRONT TWO-STORY on big lovely treed lot fronting 161 ft. on the Rappahannock River with sandy beach, bulkhead & 211 ft. pier. Featuring 4/5 bedrooms, 2 & 1/2 baths, living room with stone fireplace, formal dining room, kitchen w/pantry, Florida room, big wraparound porch on the river side, knotty pine paneling & pine beams, hardwood floors, workshop with addt’l. room & bath for possible guest cottage & shed on the river side for the water toys!

Minutes to great fishing grounds & town of Tappahannock.

Asking $595,000. Contact Patti Minor, (804) 445-5465.

PAGE 46

Say You Saw It In Real Estate Review

Serving The Northern Neck Area

HUTTREALTY, Inc.

Member MLS and MRIS Box 66 • Montross, VA 22520 WE AIM TO PLEASE!!

Charlotte H. Hutt - Owner - Broker

O: 804-493-8994 H: 804-493-9003 FAX 804-493-8968

E-mail: charlotte@huttrealty.com Web: huttrealty.com

Member Multiple Listing Service

!

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WATERFRONT - CABIN POINT Two story, open floor plan, kitchen, dining, living room. Three bedrooms, two baths, mud room, large deck. Rocked waterfront with great views. Lots of fish and crabs. Would make a nice vacation or year round home. $359,000

GLEBE HARBOR - WESTMORELAND CO. ~ $369,000 Great for weekend or year around Home. 3 BR, 2 BAs on 1 1/2 Lots. Great views of water. Lots of wildlife. Great fishing and crabbing. Large Deck overlooking water. Pier with 3' MLW.

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This two bedroom Mobile home is like new w/nice pier wired for boat lift, MLW. Good fishing & crabbing. Great Views, with double car port. Shed w/electric. Loading & unloading for small boats WESTMORELAND CO. ~ $1,690,000 & jet skies. Within 5 min. Best fishing in Potomac. Protected Waterfront - 2,000 ft. 34± acres - farm buildings. 85 acres open & creek, straight across from St. Mary’s Md. $259,000 300+ woodland. Marketable timber, great hunting.

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WESTMORELAND COUNTY

MONTROSS

This is a great Building for Office Space, Day Care Center, etc. Good Condition.

Lots of space. In Town Limits, Across from School Board Building and Bus Maintenance, Electric baseboard heat with central AC. $199,000

This Building was a furniture Store. It could be used for commercial or industrial. Has a office and lots of space. $300,000

WATERFRONT ~ $249,000

WESTMORELAND COUNTY

This is one of three lots available on the Lower Machodoc, Potomac River. Great Waterfront lot. Existing septic system. Views are long and Rare Find. Lots with Water Depth, Sand Beach, Rocked Bulkhead, Wide wide on Lower Machodoc. Deep water lot. Minutes to the Potomac. Ready to build on. $200,000 & long views, protected shoreline, evening sunset. Great Value!

• Westmoreland Co. 42.64 +/- acres, mostly open and being farmed. $215,000 • Westmoreland Co. 131.21 +/- acres, open, level & wooded. $489,000 • Westmoreland Co. 8 Ac. open approx. Recent timber cruise on file. Plat shows 38.82 ac. Stream on property.

591.66' road frontage. Owner/Agent. $189,000 • Westmoreland Co. 2.17+/- acres. Nice building lot on Cople Highway. $35,000

PAGE 47

Say You Saw It In Real Estate Review Serving The Northern Neck Area

HUTTREALTY, Inc.

Member MLS and MRIS Box 66 • Montross, VA 22520 WE AIM TO PLEASE!!

Charlotte H. Hutt - Owner - Broker

O: 804-493-8994 H: 804-493-9003 FAX 804-493-8968

E-mail: charlotte@huttrealty.com Web: huttrealty.com

Member Multiple Listing Service

WATERFRONT This is a charming two-story Cape Cod home on the water. It has a living room/dining room combo with fireplace, kitchen, family room, 3 bedrooms, 3 baths, office, two bonus rooms on 4.45 acres. Large deck overlooking Yeocomico River. $495,000 !

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WATERFRONT Great Summer home or full time home on Potomac River with sand beach. Two bedrooms, one and one half baths. Great Location! $399,000 THIS PERFECT WATERFRONT HOME is fun on The river with room for everyone! This exceptional waterfront, brick rancher on protected, deep water, harbor, minutes from the Bay. This home features 8 rooms with 3 BR, 2.5 BA, LR, FR. Kitchen opens up to the FR with gas log Fireplace & a wall of windows for terrific water views. Great sunset from Brick Patio. $499,000

DU D!

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Nice home in town. This home has 7 rooms, 3 bedrooms, 2 baths with a large bonus room on a nice +/- .45 acre lot. It has been updated with hardwood floors, wall to wall carpet, new vinyl and just painted. $197,500

RE

WESTMORELAND COUNTY

Secluded, Quiet, Lots of wildlife, Beautiful spot in the trees on Beautiful Lot on Nomini Creek. Deep Water and lots of the water to build on. 4.32 acres on Jackson Creek about wildlife. Great views, 300'+ waterfront, secluded, perked, ready 5 minutes to Potomac. $99,000 to build on. Lots of fishing & crabing on Creek. $289,000

PAGE 48

Say You Saw It In Real Estate Review Serving The Northern Neck Area

HUTTREALTY, Inc.

Member MLS and MRIS Box 66 • Montross, VA 22520 WE AIM TO PLEASE!!

Charlotte H. Hutt - Owner - Broker

O: 804-493-8994 H: 804-493-9003 FAX 804-493-8968

E-mail: charlotte@huttrealty.com Web: huttrealty.com

Member Multiple Listing Service

COLES POINT WATERFRONT GORGEOUS SUNSETS & VIEWS OF WATER TOO!

!

ED

C DU

This home offers great views, long and wide.

Brick home with 2 car attached garage and detached 30 x 40 workshop. Three bedrooms, 2 1/2 baths, sun room, living room, and master bedroom overlooking water with decks. 5.39+/- acres nicely landscaped. $549,000 RE

STRATFORD HARBOUR ~ WATERFRONT Charming like new 3 bedroom, 3 bath home 1 1/2 story Cape Cod home. Great views of the Potomac.

Screened porch, deck, two car attached garage on two lots. The adjoining lot with two car garage and guest bedroom and living area can be purchased with home. $399,000.

WESTMORELAND COUNTY

!

ED

This 2 BR, 2 bath house has been updated.

Great view of Lower Machodoc. New rocked seawall, new pier with 4' MLW. Good neighborhood, nicely landscaped with beautiful lawn. $479,000

C DU

RE

WESTMORELAND COUNTY ~ WATERFRONT Beautiful 5.97 +/- acre lot on Nomini Creek. 5'+ MLW. Great views, 300'+ waterfront, secluded, perked and ready to build on. Lots of wildlife, fishing and crabbing on the creek. $289,000

WATERFRONT Great Fishing Cottage or Beach House with wide water views. 2-3± MLW. Open Floor Plan. Large Deck, Pier, Shed. $295,000

CAROLINE COUNTY This 3 bedroom, 1 bath home has been updated in the last two years. New kitchen Cabinets, New Appliances, remodeled Bath, New Carpet and Vinyl. This home is on an 11 acre lake named De-Jarnette with lots of wild life. Great Fishing and Boating. Ajointing lot goes with home. $159,000

PAGE 49

Say You Saw It In Real Estate Review Serving The Northern Neck Area

HUTTREALTY, Inc. Charlotte H. Hutt - Owner - Broker

Betsy Sisson

(O) 804-493-8994 • (H) 804-493-9003 (c) 804-450-1773 • (H) 804-472-2657 (Fax) 804-493-8968 Box 66 • Montross, VA 22520 betsysisson@huttrealty.com charlotte@huttrealty.com WE AIM TO PLEASE!! Member Multiple Listing Service Member Multiple Listing Service Member MLS

THE HAGUE HOUSE Historical home built in 1762.

7.462 acres. $299,900 MLS#: 86073 CALL BETSY

Waterfront - Westmoreland Co. ~ $449,000 Immaculate Waterfront Cottage with detached Garage. Two Boat-slips with water and electric, private pier, deep water protected Branson Cove off Lower Machodoc. This upscale, newly renovated home features 3 bedrooms, 2 full Baths, family room with fireplace, Dining Room.

Kitchen, Laundry room & Mud room. Perfect for canoeing, kayaking, swimming, or a weekend retreat!

Colonial Beach Waterfront House

3 BR/2BA with fantastic views. Updated dock, boat lift & seawall. $425,000 MLS#: 85228 CALL BETSY

Montross - Westmoreland Co. ~ $295,000 Ranch split level home with 7 bedrooms, 4 baths. This was a lodge for years and housed many people. Cottage has 2 bedrooms and one bath. Second cottage has 2 bedrooms and one bath. Two car garage, large fireplace with gas logs. Well maintained. Great Price!

Waterfront Lot Westmoreland ~ Currioman Landing

2.58 acres $429,000 MLS#: 84396 CALL BETSY

WATERFRONT LOT ~ COLES POINT Westmoreland Co. ~ $139,000 Two story brick home in good condition. 3 bedrooms, 1 1/2 baths, hardwood floors, new kitchen cabinets, fireplace, first floor bedroom, screened porch, and large shed. In Town of Montross within walking distance of Post Office, Drug Store, restaurants, shopping and churches.

Safe Harbor Landing, 2.53 acres, 217 ft Waterfrontage, $299,000 MLS#: 84395 CALL BETSY

Stratford Harbour $229,000 ED UC D RE

Like new with open floor plan. Screened porch & large shed.

CALL BETSY MLS#: 84806

Stratford Harbour ~ $159,900 Custom built new home with 3 bedrooms and 2 baths. All the amenities of Stratford Harbour, pool, tennis court, sand beach and boat ramp. Great location. Owner/Agent.

BUILDING LOTS

WESTMORELAND COUNTY GLEBE HARBOR 3BR PERC $15,900 MLS#: 83387 CABINFORD .78 AC 4 BR PERC $14,900 MLS#: 83098 CALL BETSY

PAGE 50

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

JIM & PAT CARTER REAL ESTATE, INC. 447 CHESAPEAKE DRIVE

WHITE STONE

VIRGINIA 22578

email: barrack@carterrealestate.com

en av H ’s or l i Sa

Mi ll C ree k

• Southern Living Home • Year Built 1999 • 4,726 Sq. Ft. Home • 3.95 Acres • 6 Ft. MLW • Pier • Rip Rapped • 4 Bedrooms • 4 Full Baths • 2 Half Baths

• 400 Amp Service • 1st Floor Bedroom • Heart of Pine Floors • 9 Ft. Ceilings • Central Vacuum • Dining Room • Family Room • Living Room • Waterside Screened Porch • Hardiplank Siding • 15 KW Generator

• Whole House Rainsoft Water System • 50 Year Roof • Irrigation system • Artesian Well • Attached 2 Car Garage • Bonus Room with Bath • Geothermal Heat on 1st Floor ~ 2nd-Floor • Radiant Heat on 1st Floor

• $1,595,000

5 Minutes from Chesapeake Bay

PAGE 51

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

JIM & PAT CARTER REAL ESTATE, INC. 447 CHESAPEAKE DRIVE

WHITE STONE

VIRGINIA 22578

email: barrack@carterrealestate.com

m

to

ro

or

C an er iv R

• 1.41 Acres • 500 Ft. Waterfrontage • Rip Rapped • Built in 1993 • 3,725 Sq. Ft. Home • 4 Bedrooms

• 4 1/2 Baths • Granite Counter tops • 2 Fireplaces • Wood Flooring • 9 Ft. Ceilings • Central Vac System

• Attached 2 Car Garage • Generator • Artesian Well • Manicured Lawn • $1,200,000

PAGE 52

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

JIM & PAT CARTER REAL ESTATE, INC. 447 CHESAPEAKE DRIVE

WHITE STONE

VIRGINIA 22578

email: barrack@carterrealestate.com

AY TO B S. E IN K M EA 5 AP ES CH

• 2.7 Acres • Built in 1996 • 2,803 Sq. Ft. Home • 2-car Garage & One Car Boat Garage/Workshop Rear Entry-All with Water Views!

• Floored Above Garage • Water Views from Every Single Room!

• Workshop - 500 Sq. Ft. • Screen Porch - 240 Sq. Ft. • 1st Floor Master Suite w/Walk Out Deck & Jacuzzi • 2nd Floor Master Suite with Loft • Tiled Utility Room • Granite Counter Tops • Stone Fireplace in Great Room w/Wood Floors • 2 Zoned Heat Pumps with Gas Back-up • 400 Amp Service • Pier • $847,000

w a lo rais e B pp ed A ir c ed P ifi rt Ce

M O INS F KI FR LM OM AR T NO OW CK N

l

• 1.4 Acres • Pier - 4 Ft. MLW • 3,682 Sq. Ft. Home • Built in 2004 • 4 Bedrooms • 3 Full Baths/ Porcelain Tile • 2 Half Baths/ Porcelain Tile • Central Vac System

• Corian Counter Tops • Dining Room • Family Room - Fireplace • 400 Amp Service • 2 Car Attached Garage • Generator • Asphalt Driveway • $695,000

PAGE 53

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

n so i o tip n A

JIM & PAT CARTER REAL ESTATE, INC. 447 CHESAPEAKE DRIVE

WHITE STONE

VIRGINIA 22578

email: barrack@carterrealestate.com A

k ee r C

P pp ri ra ced is B al e O lo n w Fi le

County Assessment 1.3 Million

• 2.6 Acres • 600 Ft. ± Waterfrontage • 7 Ft ± MLW at Pier • 3,529 ± Sq. Ft. Home • 3 Bedrooms • 2 1/2 Baths

• Expansive Water Views • Sun Room on water side • Heart Pine and Hardwood Floors • Large Screen Porch • 28' x 28' Attached 2 car garage • $795,000

Priced Below Certified Appraisal on File

Sunset over Tabb’s Creek

Glorious view from the deck.

The house sits on a peninsula with views of sunrise and sunset!

Relax at the beach house!

• Year round vacation or retirement home • Secluded community facing Bay & Tabbs Creek • 10 mins. to golf or shopping, in White Stone & Kilmarnock • Handicap friendly Price Reduced • 2 BR, 1 1/2 BA

• Office • Cathedral ceilings • Open Floor Plan • Sand Beach • FP, waterview from all rooms • Completely remodeled in “2006” • NOW $375,000

PAGE 54

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

JIM & PAT CARTER REAL ESTATE, INC. 447 CHESAPEAKE DRIVE

WHITE STONE

VIRGINIA 22578

email: barrack@carterrealestate.com

Priced Below Certified Appraisal on File

Pia

nk Riv atan er k

Rear Elevation

Kitchen

River Room

Vi e w

This modular home has the appearance of site constructed home. It has been remodeled & enlarged, with the addition of a 16x20 River Room. Kitchen has been remodeled, windows replaced and interior and exterior has been upgraded.

The River Room takes excellent advantage of the river view over the Piankatank River to the Chesapeake Bay and beyond. Well landscaped and shaded lawn.

Pier and bulkheaded. 3 bedrooms, 1 1/2 baths. Asking $315,000

PAGE 55

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

JIM & PAT CARTER REAL ESTATE, INC. 447 CHESAPEAKE DRIVE

WHITE STONE

VIRGINIA 22578

email: barrack@carterrealestate.com

Li tt le W

Priced Below Certified Appraisal on File

ic om ic o R iv er

• 1.6 Acres • 175 Ft. ± Waterfrontage • Wide Views • Bulk Headed & Rip Rapped • Dock

• 1,935 Sq. Ft. Home • 3 Bedrooms • 2 1/2 Baths • Dining Room • Eat-In Kitchen • Fireplace

• Heat Pump • 2 Car Attached Garage • Garden Shed • Stone Driveway • $495,000

PAGE 56

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

JIM & PAT CARTER REAL ESTATE, INC. 447 CHESAPEAKE DRIVE

CORROTOMAN RIVER

WHITE STONE

VIRGINIA 22578

email: barrack@carterrealestate.com

Certified Appraisal On File • 966± Ft. Waterfrontage • 3.79 Wooded Acres • 3 Bedroom Conventional Perk • Private • Pier Permit - 6 Ft. MLW • Wide Views • Close to Kilmarnock

• NOW $375,000 • 356+/- Ft. Waterfrontage • 5.72 Wooded Acres • 3 Bedroom Conventional Perk • Private • Pier Permit/6+ Ft. MLW • 5 Minutes from Kilmarnock • Now $355,000

D CE DU E ER IC PR

CORROTOMAN RIVER

D CE DU E ER IC R P

Priced Below Certified Appraisal on File

• 2.50 Acres Wooded • 215 Ft Waterfrontage • 3+ Ft MLW Certified Appraisal On File

• 10 Mins. from Kilmarnock • Off Corrotoman River

• Now $239,000 $169,000 • 2.3 Wooded Acres • 4 Ft MLW • Off Dividing Creek • Level Lot • 3 Bedroom Septic Installed • 15 Minutes from Town of Kilmarnock

• $198,000

PAGE 57

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

JIM & PAT CARTER REAL ESTATE, INC. 447 CHESAPEAKE DRIVE

WHITE STONE

VIRGINIA 22578

email: barrack@carterrealestate.com

N TO R IL IVE W R F O NK S A VE KAT CO AN PI

• • • • • •

0.53 Acre 4 Ft. MLW Shared Dock 242± Ft. Waterfrontage Community Amenities County Assessment $212,100 • Asking $195,000

TIPERS CREEK • 5 ft. MLW • 170 ft. Waterfrontage • Wooded • 1.62 Acres • 3 Bedroom Septic Letter • Asking $269,000

PRICE REDUCED

APPROVED SITE PLAN TO BUILD 50 FT. FROM WATERS EDGE.

• 800± Ft. Frontage • Sand Beach • Wooded • 1.99 Acres • Sunsets • Now $395,000

PRIVATE • • • • • •

9.1 Wooded Acres 4 Bedroom Septic Letter Sandy Bottom Rip Rapped Looking Out into Bay County Assessment $562,800 • Asking $450,000

PAGE 58

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

JIM & PAT CARTER REAL ESTATE, INC. 447 CHESAPEAKE DRIVE

WHITE STONE

VIRGINIA 22578

email: barrack@carterrealestate.com

Ap il ed F ifi n rt l O Ce isa a pr e

HISTORIC MORATTICO

• Immaculate Home • Water View • 3 Bedrooms • 2 Full Baths • Dining Room

• Artesian Well • Over Sized Garage • 1563 Sq. Ft. Home • $179,000

• Living Room • Eat-in-Kitchen • Screened Porch • Paved Driveway • Central Air & Heat

RAPPAHANNOCK RIVER

WHITE STONE • 7.2 Acres • Half Wooded • Sand Beach • 180 ± Ft Waterfrontage • $595,000

E IC PR

D CE DU RE

• 3.67 Acres • Wooded Lot • Level Lot • Long Road Frontage

• 4 Bedroom Septic Letter • 15 mins from Town of Kilmarnock • Private Community

• Club House • Swimming Pool • Now $69,900

PAGE 59

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

JIM & PAT CARTER REAL ESTATE, INC.

TOLL FREE: 800-225-8298 CELL: 804-436-6109

447 CHESAPEAKE DRIVE

WHITE STONE

VIRGINIA 22578

email: barrack@carterrealestate.com

Ce rt ifi ed Ap pr ai sa lO n Fi le

• 607 ft. Waterfront • 2 Acres • 2200 Sq Ft Home ± • 3 Bedrooms • 1 Bath • Eat-in-Kitchen • Screen House • Glass Porch • Carport • Single Bay Garage w/Hobby Room • Home being Sold “As Is” except for Water & Septic Inspections 5 Minutes to Rappahannock River • $249,000

E IC PR

E IC PR

D! CE U D RE

D! CE U D RE

Certified Appraisal On File

Town of Kilmarnock • 0.580 Acres • Built in 2003 • 1848± Sq. Ft. • 3 Bedrooms • 2 Full Baths • 1 Half Baths

• Crown Molding • Open Floor Plan • Brick Walk-way • Black Top Driveway

• Now $215,000

Town of Kilmarnock • Brick Home • 2,050 Sq. Ft. Living Area • 1,250 Sq. Ft. Basement • 3 Bedrooms • 2 Full Baths • Fireplace • Central Air & Heat

• Now $155,000

PAGE 60

Say You Saw It In Real Estate Review

DOTTIE MACDONALD 1-800-296-1025 804-436-6659

JIM & PAT CARTER REAL ESTATE, INC.

email: dottiere@rivnet.net

447 CHESAPEAKE DRIVE ❖ WHITE STONE ❖ VIRGINIA 22578

BROKERS FOR UNIQUE PROPERTIES AND ESTATES SINCE 1957

EAST RIVER ~ MOBJACK BAY Ultimate Rivah home with expansive use of glass and big beautiful views. Deep water on the beautiful East River. Large tasteful rooms, exquisite kitchen, bamboo flooring, surround sound, screened porch, guest quarters over garage, shared pier with lifts, 7 ft. +/- MLW. $899,000

WHITE STONE ~ 4893 WINDMILL PT. RD Adorable 3 bedroom, 2 bath home that’s been updated but still retains the charm and sturdiness of A Sea Captain’s home. There’s a great bonus room up that captures those sea breezes coming off the Bay. Fairly new HVAC. Large deck overlooking beautiful perennial gardens. Two garages. Very private but convenient. Lease purchase possible. Home inspection has already been done by seller. Now $195,000

WICOMICO CHURCH ~ BAY SIDE Really nice and immaculate home in a desirable community offering beach and water access. Lovely great room with fireplace. Recent addition of a Florida Room. 3 Bedrooms, 3 Baths, attached garage, open floor plan, lovely arched doorways, gourmet kitchen, convenient. $315,000

CORROTOMAN RIVER ~ KILMARNOCK Beautiful waterfront parcel on the Corrotoman River. This has been a great family get away through out the years. Great rockfish spot. Several outbuildings provide foot print for home site very close to the water. Near by upscale homes can not be seen from this very private parcel but would be great neighbors. Beautiful hardwoods. 4 bedroom perk. Reduced $290’s

RT. 646 WHITE STONE ~ TABBS CREEK Large waterfront farm that has been in the family for years in a great neighborhood. Some sand beach. Very nice views and good water depth, Owner Financing. Reduced to $335,000

END OF LITTLE OYSTER LN. OFF RT. 695 ~ WHITE STONE ~ WINDMILL POINT

PIANKATANK RIVER ~ MATHEWS

Beautiful, private 1.6 acre waterfront lot in convenient and lovely area.

Partially wooded and level. Looking into the Rappahannock River.

4 Bedroom perk, new driveway and rip rapped. Asking $350,000

Private 2+ acres waterfront. Wide views in gorgeous grassed and wooded setting. Upscale area. Not in flood zone.

Asking $264,900

WICOMICO CHURCH ~ NORTHERN NECK 3 acre wooded parcel with some pond frontage near historic West End Plantation - Pristine area. Owner financing. $30’s

Beautiful large wooded parcels in a wonderful waterfront upscale community that features swimming pool, tennis, boating facilities and clubhouse for residents. Owner financing. $60’s

EAGLE LANDING ~ KILMARNOCK AREA

PAGE 61

Say You Saw It In Real Estate Review

Bruce & Jill Anderson 804-436-4022

804-436-5251

JIM & PAT CARTER REAL ESTATE, INC. BROKERS FOR UNIQUE PROPERTIES AND ESTATES SINCE 1957 4478 IRVINGTON RD ❖ IRVINGTON ❖ VIRGINIA 22480 www.AndersonBay.com

email us: land4u@andersonbay.com

NEW !

Belmont ~ Rappahannock R. ~ $1,395,000.

Beach/Granite Kitchen/ 4 BR/5.5 BA andersonbay.com/belmont.html

Glebefielde ~ Carters Creek ~ $1,349,000.

Irvington/Pool/Pier/Granite/4 BR/3.5 BA andersonbay.com/glebe.html

NEW !

R ed u ced !

Redwood Ln ~ Moran Creek ~ $787,000.

Dynamic views/3 BR/2.5 BA/Pier to 4'± MLW andersonbay.com/redwood.html

Bay Beach ~ Tranquility Rd. ~ $699,000.

Smith Point/Boat Ramp/3 BR/ 2.5 BA/GA/Patio/Porches andersonbay.com/baybeach.html

Hawks Nest ~ Corrotoman River ~ $415,000.

Sailboat Dock/2 BR/2 BA/Corrotoman By The Bay andersonbay.com/hawksnest.html

Hilltop Harbor ~ Merry Point ~ $399,000.

Johns Creek/2 BR/1 BA/Pier to 3' w/lift andersonbay.com/hilltop.html

Potomac View ~ Water Access ~ $319,000.

3 BR/2.5 BA/ Low Maintenance/Boat Ramp & Beach andersonbay.com/potomacvw.html

K ayak Key ~ Little Wicomico R. ~ $249,000.

Naturalist’s views/Pier/Boat Ramp/2 BR/1.5 BA andersonbay.com/kayakkey.html

W hite Chapel Rd. ~ Make An Offer! ~ $152,000.

3 BR/1.5 BA/Pine floors/High ceilings/4 Sheds/“As Is” andersonbay.com/chapelrd.html

Yopps Rd. ~ $650,000.

Carters Ck/8' ML/Site Plan

Chase Cove Lot ~ $387,500.

Carters Ck/Irvington

andersonbay.com/yoppsrd.html

andersonbay.com/chase.html

ced !

R ed u

W BP Lot 2 ~ $295,000.

Western Branch Preserve

W BP Lot 7 ~ $287,500.

Western Branch Preserve

Greenvale Ck. ~ $167,000.

2' MLW/Drive installed

Tabbs Creek ~ $142,000.

2.7 Ac, Owner/Agent

andersonbay.com/westbranch.html

andersonbay.com/wbp7.html

andersonbay.com/greenvale.html

andersonbay.com/cypressfarm.html

PAGE 62

Say You Saw It In Real Estate Review

BRENDA BRENNAN OLIVA

DICK MCEWAN 804-436-6747 dmcewan@carterrealestate.com

JIM & PAT CARTER REAL ESTATE, INC. BROKERS FOR UNIQUE PROPERTIES AND ESTATES SINCE 1957 4478 IRVINGTON RD ❖ IRVINGTON ❖ VIRGINIA 22480

804-366-1282 brendao@carterrealestate.com

ed c du e R

Garnett Hill Drive ~ Urbanna This spacious home is located at the highest point of the rolling hills of the old Garnett Hill Farm. On the main level is the living room w/fireplace and wall of bookshelves, dining room, great room including kitchen and fireplace, sunroom, master bedroom, 2nd bedroom and bath. The lower level consists of a family room w/fireplace, kitchen, bedroom, bath, office, large walk-in closet, utility room and plenty of space for a workshop, hobby area or pool table.

The neighborhood has private access to Urbanna Creek. $359,000 Call Brenda or Dick.

Berkeley Forest Road ~ Weems Charming two bedroom cottage in private setting with a beautiful view of Taylors Creek. Included is a boathouse, 800 sq. ft. unfinished waterfront guest house, and 2.3 acre off water lot. The Corrotoman and Rappahannock Rivers are minutes away as is the Town of Kilmarnock. A perfect location…whether by land or sea. $495,000 Call Dick.

PAGE 63

Say You Saw It In Real Estate Review

Joey Self

www.JoeySelf.com 580 Northumberland Hwy. Callao, Virginia 22435

(804) 450-0858 (800) 487-8845

• New Home • Best Beach • $649,900

• Deep Pier • River Porch • $649,900

• Brick • New Roof • $575,000

• Soaring Ceiling • Deep Pier • $595,000

• Bay-Front • Pristine • $375,000

• Sheltered Harbor • River Room • $399,000

• Sunsets • Pier & Bulkhead • $329,500

• Apartment Shell • Pier, Septic • $229,500

• Seller Financing • $325,000

• New Home • Deck, Amenities • $229,000

• New Kitchen • Exposed Beams • $149,900

• Fireplaces • High Ceilings • $235,000

• 3 Bedrooms • New Paint, Carpet • $89,500

• Open Floor Plan • Fenced Yard • $150,000

• 27 Acres • Great Farmland • $140,000

• 54 Acres • Nice Trees • $199,000

• Kayak-Skiff • Wooded • $58,000

• Conv. Perk • Views • $49,000

• Deep Water • Long Views • $145,000

• New Rip-Rap • 4 Bedroom Perk • $349,500

• Deep Pier, New Cottage

PAGE 64

Say You Saw It In Real Estate Review BOX 410, CALLAO, VIRGINIA 22435

(804) 529-6393 1-800-296-6393 joeself@joeselfrealty.com NORTHERN NECK A.R. Multiple Listing Service

Glebe Creek – Deep Water

Lewisetta

$550,000

Sandy Point – Potomac River

$379,000

Glebe Creek

Kingscote Creek

$449,000

$300,000

DEEP WATER – $699,000

Farnham Creek – Richmond County

$299,000

Potomac River

$535,000

$349,000

Potomac River/Coles Point

$449,000

COAN RIVER – GLEBE CREEK

Joe Self

Bay Quarter Shores – Protected Creek

$349,000 w w w. J o e S e l f R e a l t y. c o m

PAGE 65

Say You Saw It In Real Estate Review BOX 410, CALLAO, VIRGINIA 22435

(804) 529-6393 1-800-296-6393 joeself@joeselfrealty.com NORTHERN NECK A.R. Multiple Listing Service

Golf Course – Restaurant

Joe Self

Callao – “Golf Course View” Lively – Immaculate Low Maintenance ED UC D RE

Callao – $875,000

$149,000

$179,000

Ottoman

Callao

Swimming Pool

$229,000

Commercial Office – Owner/Agent $269,000

Just $274,900

Kinsale

Lottsburg

Kinsale – 2 ac. – Great House Point

$199,000

$139,000

$275,000

Waterfront Lot Potomac Bay Estates - Great views of Potomac River and Presley Creek. Ready to develop. $139,000

Heathsville

Waterfront lot offers +/- 2.52 acres in Fountain Gate Just $159,000 +/- 23 Acres – $199,000

"SELLER FINANCING AVAILABLE ON LOTS DESCRIBED BELOW" WATERFRONT PROPERTIES

OFF WATER PROPERTIES

Lot 73 - Northumberland Plantation $129,000 Lot 74 - Northumberland Plantation $129,000

14.22 ac. - Coan Stage - $129,500 2.39 ac. - Coan Stage - $34,500 2.79 ac. - Coan Stage - $34,500

w w w. J o e S e l f R e a l t y. c o m

PAGE 66

Say You Saw It In Real Estate Review

PAGE 67

Say You Saw It In Real Estate Review

324 Prince St. Tappahannock, VA 22560

(804) 443-2213 Donna Medlin

Lakefront Retreat offers peace, quiet, serenity in a private natural setting between Richmond and Tappahannock. Spectacular views of Lake from every room. This house is in Move-In condition. 2 bdrms, 2 baths, bright open floor pan, vaulted ceiling, gas logs, pine floors, sun room, screened porch, multi-level decking, pool, garage, shed and dock, very private 3.490 acres. Perfect if you love nature, fishing, canoeing, kayaking, walking, running, biking or just relaxing with a good book. PRICED TO SELL QUICKLY...$299,000. Call Holley Tomlin @804-761-2697(c) or 804-443-9650 (h) for an appointment today!

d ce du e R

Tappahannock – Hobbs Hole Golf Community. Lovely home w/many FEATURES! Built in 2009 overlooking a POND and the 11th fairway. Approx.

2250 sq.ft. Includes 3 bdrms, 2.5 baths, LR w/gas logs, office with built in desk and bookshelves, bonus room over garage (could be 4th bedroom), custom kitchen cabinets w/stainless steel appliances, hardwood floors, tile, central vacuum, Rinnai water heater, conditioned crawl space, attached 2 car garage, detached garage w/covered patio, concrete driveway and sidewalks, screened porch, additional patio and fish pond on beautifully landscaped lot. Convenient to Hobbs Hole Restaurant, fitness Center, shopping, banks, hospital and Post Office. $299,900. Call Holley Tomlin @ 804-761-2697 today for an appointment.

Tappahannock – Hobbs Hole Golf Community. Beautiful two story home built in 2005, approx. 1980 sq. ft. Includes 4 bdrms, 2.5 baths, L/R, D/R, eat-in kitchen, hardwood floors, attached two car garage, covered front porch, concrete driveway and sidewalks, shed, nicely landscaped yard with trellis and fenced back yard. Convenient to Hobbs Hole Restaurant, Fitness Center, shopping, banks, hospital and Post Office. $269,000. Call Holley Tomlin @ 804-761-2697 today for an appointment.

d ce du e R

Beautiful Waterfront lot w/ approx 273' frontage on Mosquito Creek @ the mouth of the Rappahannock River & Chesapeake Bay. 5.37 acres, Dunnsville area – 1,224 sq ft +- ranch w/2 BR, 1 BA, den, gently sloping lot w/ cleared home site and dock, 4-5' MLW. Approx. study, Dining room, Living room, and kitchen on .94 ac. $58,500.

3 miles to Windmill Point and 2 miles to White Stone Bridge (by boat).

Call Donna @ 804-443-5610 Located between Irvington & Windmill Point. LOCATION! LOCATION! LOCATION! Asking $395,000. Call Holley Tomlin @804-761-2697

d ce du e R

Essex County Charming 1,628 sq ft +- Cape situated on a 2.98 +- acres. Very convenient to town. 3 BR, 2 BA with downstairs BR, Sunroom, 16x14 deck and 12x12 shed. $197,000.

Call Donna @ 804-445-5610 (c) for appt.

d ce du e R

Essex Co. - 1,648 sq. ft. ± 3 bd., 2 bath ranch w/sun room, 2 car attached garage and workshop. This home is situated on a 2.68 acre lovely wooded lot and is just minutes from town. It is a must see @ $185,900. Call Donna @ 804-445-5610 (c).

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