Electronic Payment Systems - Representative Data (Updated as on March 06, 2018) Volume in million, Value in Rs. billion
RTGS
NEFT
CTS*
IMPS*
NACH*
UPI*
USSD**
Data for the period volume
Nov-16 Dec-16 Jan-17 Feb-17 Mar-17 Apr-17 May-17 Jun-17 Jul-17 Aug-17 Sep-17 Oct-17 Nov-17 Dec-17 Jan-18 Feb-18
7.9 8.8 9.3 9.1 12.5 9.5 10.4 9.8 9.4 9.5 9.6 10.0 10.8 10.9 11.2 10.6
value
78479.2 84096.5 77486.1 74218.8 123375.8 88512.2 90170.5 92812.6 87149.3 89163.4 102348.1 92056.1 98410.5 100907.8 107488.4 91765.6
volume
123.0 166.3 164.2 148.2 186.7 143.2 155.8 152.3 148.1 151.6 157.7 158.8 162.0 169.0 170.2 165.6
value
8807.8 11537.6 11355.1 10877.9 16294.5 12156.2 12410.8 12694.2 12011.6 12500.4 14182.1 13851.3 13884.0 15779.2 15374.1 14843.9
volume
87.1 130.0 118.5 100.4 119.2 95.3 97.1 91.9 92.2 92.1 92.2 94.4 96.3 94.6 96.7 91.8
value
5419.2 6811.9 6618.4 5993.9 8062.8 6990.6 6745.9 6409.9 6342.5 6224.3 6271.5 6340.2 6633.9 6564.0 6792.6 6453.6
volume value volume value volume value
36.2 52.8 62.4 59.7 67.4 65.1 66.7 65.8 69.1 75.7 82.9 88.1 89.5 98.0 99.6 99.2
324.8 431.9 491.2 482.2 564.7 562.1 585.6 596.5 604.8 651.5 717.6 750.4 782.6 871.1 882.1 882.7
152.5 198.7 158.7 150.5 182.1 212.6 194.4 197.3 204.3 205.2 176.0 187.0 197.5 183.0 208.1 199.1
606.6 626.8 541.4 592.0 829.4 905.2 692.4 708.6 771.7 752.4 628.4 900.5 724.1 714.0 727.7 850.9
0.3 0.9 2.0 7.0 4.2 16.6 4.2 19.0 6.2 23.9 6.9 22.0 9.2 27.7 10.2 30.7 11.4 33.8 16.6 41.3 30.8 52.9 76.8 70.3 104.8 96.4 145.5 131.4 151.7 155.4 171.2 191.0
volume (in thousand)
7.0 102.2 314.3 224.8 211.2 188.9 192.6 198.9 190.7 191.8 202.7 184.6 182.4 179.9 172.8 156.1
Mobile Banking
PPI #
Total
value (in Rs. volume value volume value volume value volume thousand)
7302.6 103718.4 381760.2 357055.2 337962.4 301650.5 316723.7 313277.0 302097.8 294239.4 323578.5 299071.8 287309.6 299367.3 290020.0 270260.0
Note 1: 1. Data is provisional. 2. *: Source is NPCI. 3. **:Figures Negligible, Source is NPCI 4. &: Card transactions of four banks. 5. #: PPI issued by 8 issuers for goods and services transactions only. 6. h: Holiday 7. Mobile Banking figures are taken from 5 banks. The total volume & value of electronic payment systems does not include mobile banking. 8. NACH figures are for approved transactions only
RTGS – Real time gross settlement NEFT – National electronic funds transfer CTS – Cheque truncation system IMPS – Immediate payment service NACH – National automated clearing house UPI - Unified Payments Interface USSD - Unstructured Supplementary Service Data POS – Point of sale PPI – Prepaid payment instrument
Debit and Credit Cards at POS &
205.5 311.0 265.5 212.3 229.7 231.1 233.4 232.4 237.6 243.0 240.3 255.7 244.6 263.9 271.1 247.1
352.4 522.2 481.2 391.5 416.2 431.4 450.8 468.2 439.3 457.1 478.2 530.5 483.3 528.7 521.9 465.9
59.0 87.8 87.3 78.4 90.0 89.2 91.3 84.7 88.7 89.7 87.5 96.2 92.8 99.1 113.6 113.1
13.2 21.3 21.0 18.7 21.5 22.3 25.3 24.1 25.1 27.2 27.6 32.7 32.0 35.1 38.3 36.5
72.3 70.2 64.9 56.2 60.8 61.0 64.9 77.1 69.5 70.8 86.3 130.9 122.8 113.3 106.3 102.5
value
1244.9 671.5 94004.2 1365.9 957.5 104055.3 1206.7 870.4 97011.4 1080.0 763.0 92594.5 1499.9 893.9 149589.1 1443.8 853.1 109602.2 1940.7 858.5 111109.3 1584.7 844.7 113745.2 1019.2 861.1 107378.4 1033.0 883.4 109817.9 1121.6 877.0 124706.8 1168.7 967.3 114532.2 848.4 998.5 121047.1 921.5 1064.2 125531.5 928.7 1122.3 131980.8 945.0 1098.0 115490.3