Cost of waiting

Page 1

Date

Mortgage

Interest Rate*

P&I**

Today

$100,000

4.0%

$477.42

2016 3Q $105,300

5.0%

$565.27

Difference in Monthly Payment

$87.85

*Average Commitment Rate per Freddie Mac

**Principal and Interest Payment


Date

Mortgage

Interest Rate*

P&I**

Today

$200,000

4.0%

$954.83

2016 3Q $210,600

5.0%

$1,130.55

Difference in Monthly Payment

$175.72

*Average Commitment Rate per Freddie Mac

**Principal and Interest Payment


Date

Mortgage

Interest Rate*

P&I**

Today

$300,000

4.0%

$1,432.25

2016 3Q $315,900

5.0%

$1,695.82

Difference in Monthly Payment

$263.57

*Average Commitment Rate per Freddie Mac

**Principal and Interest Payment


Date

Mortgage

Interest Rate*

P&I**

Today

$400,000

4.0%

$1,909.66

2016 3Q $421,200

5.0%

$2,261.09

Difference in Monthly Payment

$351.43

*Average Commitment Rate per Freddie Mac

**Principal and Interest Payment


Date

Mortgage

Interest Rate*

P&I**

Today

$500,000

4.0%

$2,387.08

2016 3Q $526,500

5.0%

$2,826.37

Difference in Monthly Payment

$439.29

*Average Commitment Rate per Freddie Mac

**Principal and Interest Payment


Date

Mortgage

Interest Rate*

P&I**

Today

$600,000

4.0%

$2,864.49

2016 3Q $631,800

5.0%

$3,391.64

Difference in Monthly Payment

$527.15

*Average Commitment Rate per Freddie Mac

**Principal and Interest Payment


Date

Mortgage

Interest Rate*

P&I**

Today

$700,000

4.0%

$3,341.91

2016 3Q $737,100

5.0%

$3,956.91

Difference in Monthly Payment

$615.00

*Average Commitment Rate per Freddie Mac

**Principal and Interest Payment


Date

Mortgage

Interest Rate*

P&I**

Today

$800,000

4.0%

$3,819.32

2016 3Q $842,400

5.0%

$4,522.19

Difference in Monthly Payment

$702.87

*Average Commitment Rate per Freddie Mac

**Principal and Interest Payment


Date

Mortgage

Interest Rate*

P&I**

Today

$900,000

4.0%

$4,296.74

2016 3Q $947,700

5.0%

$5,087.46

Difference in Monthly Payment

$790.72

*Average Commitment Rate per Freddie Mac

**Principal and Interest Payment


Date

Mortgage

Interest Rate*

P&I**

Today

$1,000,000

4.0%

$4,774.15

2016 3Q $1,053,000

5.0%

$5,652.73

Difference in Monthly Payment

$878.58

*Average Commitment Rate per Freddie Mac

**Principal and Interest Payment


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