Specialist Finance Awards

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2022 WINNERS In association with

2 The future of specialist lending 4 Best Broker: Bridging 6 Best Broker: Buy-to-Let 8 Best Broker: Commercial 10 Best DevelopmentBroker:Finance 12 Best Broker: Secured Loans 14 Sole Trader of the Year 16 Best London Broker 18 BDM / Relationship Manager of the Year 20 The Together Rising Star Award for Brokers 24 Best Insurance Provider 25 Legal / Conveyancing Business of the Year 26 Best Surveyor 27 Bridging Distributor of the Year 28 Best Product or Digital Innovation 30 Commercial Distributor of the Year 31 Secured Loan Distributor of the Year 32 Bridging Lender of the Year 34 Commercial Lender of the Year 35 Development Lender of the Year 36 Secured Loan Lender of the Year 38 Buy-to-Let Lender of the Year 40 Specialist Finance Broker of the Year 42 Specialist Finance Lender of the Year 44 Public Speaker of the Year 46 Service to the Industry Award togetherCelebrating, Recently at an industry awards event someone approached me and said, “I don’t really like awards events – the Oscars should just be for movies.” That was before the event kicked off. By the end of the celebration, this person felt very differently, saying, “I get it now. “The awards mean so much to Perhapseveryone.”we are a modest industry by nature; we serve a duty for which we are rarely praised, and take our greatest pride in seeing the success of others – when homeowners, for example, get the keys to their property, or owners of a new business smile as they look around their newly acquired premises. Our role in those achievements – for many, the most important of their lives – is vital. Yet our joy is for those who are reaping the rewards.

The Specialist Finance Introducer Awards were the perfect example of that – the get-together at the picturesque SushiSamba in the heart of London wasn’t just a chance to congratulate the winners on their successes, but an opportunity to be reunited as an industry that so often feels more like a thriving community than a competitive landscape. There is an argument, of course, that COVID had some indirect benefits for the sector. It prompted many of us to expand our approach to technology, to learn more about new forms of communication and to respond to customers on their own terms as and when they wanted to be reached. We’ve moved away from rigidity and created an often more fluid working environment that has benefited many. Yet nothing quite compares to being together – and there’s no better excuse for that than to congratulate each other. The Specialist Finance Introducer Awards 2022 represented an industry united – and one that is very much looking forward, together.

Well, every now and then YOU do deserve that moment in the sun – the chance to celebrate the worth of your job, which means so much to so many.

Paul Lucas

COMMENT EDITORIAL 1 Managing Editor Paul paul.lucas@keymedia.comLucas Deputy News Editor Jake jake.carter@keymedia.comCarter News Editor Richard richard.torne@keymedia.comTorne Commercial Director Matt matt.bond@keymedia.comBond Advertising Sales Executive Jordan jordan.ashford@keymedia.comAshford Campaign Manager Amie amie.suttie@keymedia.comSuttie Campaign Coordinator Raniella Alonzo Content Editor Kel Pero Production Manager Monica Lalisan Production Coordinator Loiza Razon Designer Khaye Cortez Head of Marketing Robyn robyn.ashman@keymedia.comAshman www.sfiawards.co.uk SFI AWARDS 2022

“It’s likely people will continue to face difficulties, as mainstream lending criteria often require long-term, fixed employment and limit the use of multiple incomes for affordability. It’s in these cases in particular that brokers may find a specialist finance provider like Together can deliver greater flexibility and products better suited to their clients’“Britsneeds.arealso up against high house prices and rising interest rates, and many will be seeking to avoid the costs and has sle associated with moving (such as stamp duty), preferring instead to make home improvements and structural changes to suit their lifestyle. If these homeowners already have a fixed-rate mortgage in place, it’s often more cost-effective to take out a second-charge loan to avoid losing an existing good rate. Plus, these loans can be taken out with a shorter term, meaning clients might pay less interest overall than if they were to remortgage out of their current deal to raise the required funds. Specialist lenders can also be more flexible if your clients’ income or credit situation has changed since they took out their first mortgage, which is likely to be the case for a lot of borrowers moving forward.

“Clients who do want to buy property should be aware that chain breaks are becoming more frequent, and so are last-minute mortgage application rejec tions. In such cases, specialist bridging fi nance could offer an important short-term, flexible finance solution that could repair a broken chain and help homebuyers get the property they want.”

“We’ve already seen a rise in part-time and flexible contracts, self-employment, and complex income in recent years, which has brought more and more borrowers to a specialist lender, and this is only set to con tinue; research across various job-posting sites has revealed that a large number of Brits are looking for new, better-paid work and even undertaking multiple jobs to top up their wages amid rising overheads.

HOMEBUYERS AND HOMEOWNERS

“As interest rates begin to rise, many people are also using second-charge mort gages to consolidate other debts into one payment that might be more economical and easier to manage. It’s already been a huge year for the second-charge market for this reason, and I see no reason for this to slow down anytime soon.

“As finding an affordable property and obtaining a mortgage continue to prove

“The specialist lending market is indeed predicted to expand and become even more diverse as it caters to people’s chang ing needs and circumstances. There are some areas in particular in which we expect to see the industry having a positive impact on borrowers’ ambitions moving forward; brokers and specialist finance providers will need to work together to ensure their clients have access to the right options.”

SFI AWARDS 2022 www.sfiawards.co.uk TOGETHER FEATURE 2

Sundeep Patel, intermediary sales director at Together, shared some thoughts about what lies ahead. “As a nation we’re currently dealing with the rapidly rising cost of living, the impact of Brexit, house prices that remain high – the list goes on. And historically when we’ve faced difficulties in the UK, high street lending has slowed down and some major banks have adjusted their criteria – preventing countless people from accessing the borrowing they need. But life still goes on; people still go to work, run businesses, buy and renovate homes and investment properties – so where do these customers go if they’re falling short of tightened criteria?

LANDLORDS AND INVESTORS

T

he specialist finance market has proven particularly buoyant over the last six months, and, in the face of an increasingly chal lenging landscape, lenders and intermedi aries are expecting the sector to go from strength to strength as the year goes on.

THE FUTURE OF SPECIALIST OPPORTUNITIESCHALLENGESLENDING:AND The sector is ready to play its role SUNDEEP PATEL, INTERMEDIARY SALES DIRECTOR, TOGETHER

“It’s clear there’s huge potential for growth across the specialist lending market.

“These are things you can only truly find within the specialist lending sector.”

“The current situation in the UK is likely to bring challenges for some of your clients and opportunities for others, and the specialist lending sector – with its flexibility and expertise – is critical to supporting them as they navigate the next 12 months and beyond.

www.sfiawards.co.uk SFI AWARDS 2022 TOGETHER FEATURE 3

“Changes to the planning require ments under Permitted Development Rights have made it significantly easier for property investors to turn redundant commercial buildings into profitable large-scale residential projects. And with demand rife for properties suitable for redevelopment, having access to special ist short-term finance has allowed these investors to move with similar speed to that of a cash buyer.

“According to Rightmove, monthly rent outside London has jumped by 12 per cent to an average of £1,126 per month compared to the previous year, whilst in the capital rents have continued to rise to a record of £2,257. I believe people are keen to get back to the buzz of city life after the last few years, and renters want easier access to transport links and well-paying jobs in the current climate – all of which is driving up rent in London and other major cities. As such, HMOs are still proving pop ular and generating high yields.

THE FUTURE OF SPECIALIST LENDING

“At Together, we’re working closely with our network of packager partners to connect these clients to the funding they need; we have dedicated teams of Specialist Account Managers and Business Development Managers who specialise in complex personal and commercial finance cases, and our experienced underwriters are empowered to make straightforward, common sense lending decisions for every individual’s circumstances.

“Development and refurbishment pro jects encompass many different stages, and your clients’ finance needs will often change as the work progresses. Over the next 12 months it will be increasingly important to offer an easy transition between products to keep your clients’ projects on track. Specialist lenders like Together can support their next step with a range of refinance and exit options, in cluding bridging loans, commercial term, and buy-to-let mortgages.”

“Over the last six months the specialist lending market has also seen a surge in the uses of bridging across property develop ment and refurbishment, and therefore increased demand for large, multi-mil lion-pound bridging loans.

“Landlords should also take into account the upkeep on buildings they already own – for example, making energy efficiency improvements to comply with new EPC rating regulations which come into effect from April 2025. To address any required maintenance, landlords could take out a second-charge mortgage or a bridging loan on their buy-to-let properties. Investors are often keen to complete such works as soon as possible – time in which the property isn’t being let out equates to a potential loss in income – and fast, short-term fi nance lets them get started right away. And with such a strong market and increasing rates, landlords will be even keener to have their properties in the best shape as soon as possible.”

“Many professional landlords will have built equity within their existing portfolio and could leverage this to take advantage of the opportunity and buy more. Your clients could secure a bridging loan against a number of their existing properties and potentially expand their portfolio more than one asset at a time. Once those properties have been acquired and let out, it could prove easier for your clients to secure a mortgage; they’ll be able to use 100 per cent of their rental income to demonstrate affordability, rather than potentially a lower percentage of their predicted income.

“Many developers have also been looking for a solution to severe project delays, and material and labour shortag es; bridging finance to exit expensive de velopment loans has proven particularly popular and of vital importance in cases where additional time is needed to finish the project off or sell the assets.

challenging, it’s clear that the private rental sector is critical to the UK right now, and intermediaries can help landlords make the most of this growing opportunity.

DEVELOPERS AND PROPERTY FLIPPERS

Broker: Bridging SPF PRIVATE CLIENTS CATEGORY SPONSOR

“ Thank you to everyone in the industry who voted for us and to the SFI Awards team for hosting a great event. To win in the much coveted Specialist Finance Broker of the Year and Best Broker for Bridging categories is testament to the outstanding work of all involved. Congratulations in particular go to Amadeus Wilson and our Short Term Finance team.”

Mark Harris, Chief Executive, SPF Private Clients, said: Best

4 SFI AWARDS 2022 www.sfiawards.co.uk

WINNER

Mortgages for Business are delighted and honoured to have won Best Broker: Buy to Let at the SFI Awards! As a public-voted award, it’s a testament to our team’s dedication to delight every client. It’s been a challenging year in the buy to let mortgage market, but this award is testament to both our expertise and our constant desire to provide the best experience to everyone that engages with us.”

Gavin MortgagesManagingRichardson,Director,forBusiness,said:

6 SFI AWARDS 2022 www.sfiawards.co.uk WINNER Best Broker: Buy-To-Let MORTGAGES FOR BUSINESS CATEGORY SPONSOR

“ We are passionate about supporting our broker partners so only the very best client outcomes are delivered. I am extremely proud to receive this award on behalf of all the Crystal team. Many thanks to those sources who voted for us and also to the judges who believed us to be worthy winners.”

8 SFI AWARDS 2022 www.sfiawards.co.uk WINNER Best Broker: Commercial CRYSTAL SPECIALIST FINANCE CATEGORY SPONSOR

Jason Berry, Group Sales Director, Crystal Specialist Finance, said:

Let’s not spend summer worrying about your bridging deals. Our team of experts can support every type of deal from start to finish, you can also manage your deal online and get Heads of Terms on your new enquiries in minutes. Property finance made simple. Time to relax LendInvest plc is a public limited company registered in England and Wales (No. 8146929). Registered Office: 8 Mortimer Street, London, W1T 3JJ. Your client’s property may be repossessed if they do not keep up repayments on their mortgage. For intermediaries lendinvest.com/intermediariesonly.

10 SFI AWARDS 2022 www.sfiawards.co.uk WINNER Best Broker: Development Finance SIRIUS PROPERTY FINANCE CATEGORY SPONSOR

Nicholas Christofi, Managing Director, Sirius Property Finance, said:

Thank you to everyone who voted for us!”

“ We are delighted to have secured back-to-back wins in this highly competitive category at the SFI Awards. Development finance remains a core division of our business and our expert team have had a record-breaking year, so to win this award is great recognition for all they have achieved.

Indicative criteria only, each loan application is considered on its merits. Sancus Lending (UK) Ltd is regulated by the FCA, firm reference number 593992. Risk Warning: If you are co-funding you could lose part or all of your capital. Indicated returns, unless otherwise stated are shown before any provision for bad debts and may be subject to tax. Sancus do not provide private mortgages. Sancus Lending (UK) Ltd is incorporated under the laws of England and Wales, company number 7534003. Part of Sancus Group Holdings company no 57766 registered office Block C, Hirzel Court, Hirzel Street, St Peter Port, Guernsey GY1 2NL. LTV/LTC 75%/85% | 6 to 24 months Rates from 0.625% with competitive procuration fees Get developments off the ground with Sancus. Simply email us and one of our team will be directly in touch Northcontact@sancus.com Mel Fourie, Steven Darbyshire & Barry Dillon South Jaxon Stevens, Bob Rowbotham, Clare Cuff & Tony Grillo > Ground up, 1 to 50 units > Major structural renovation > Office to residential conversion > Residential | Semi-commercial | Mixed Usesancus.comDevelopment by Sancus Single point of contact Loans from £500,000 to £10,000,000 Development by

Best Broker: Secured Loans WAREHOUSE

12 SFI AWARDS 2022 www.sfiawards.co.uk WINNER

“ Loans Warehouse are delighted to once again receive the SFI Award for Best Broker: Secured Loans. Having lost out last year its great to see the improvements the team have made over the past 12 months and the recognition they’re receiving once again. Whilst Loans Warehouse offer a range of products including Bridging Loans, Development Finance and Home Equity Line Of Credit, Secured Loans will always be our core so this recognition means a lot to everyone in the team.” MattCo-Founder,Tristram, Loans Warehouse, said:

LOANS

CATEGORY SPONSOR

At Shawbrook we combine creative tech-led solutions with a personal service to unlock opportunities for your clients, every single day. • Buy-to-Let • Bridging • Commercial Investment • Development Finance • Second Charge FlowthroughfinanceGetintouch 0330 123 property.shawbrook.co.ukcm.broker@shawbrook.co.uk4521 THIS ADVERTISEMENT IS FOR PROFESSIONAL INTERMEDIARIES ONLY AND IS NOT INTENDED FOR PUBLIC OR CUSTOMER USE

Unfortunately due to train issues, Julie was unable to make it to the event on the day. Steve Matthews, Head of Residential Letting at Octopus Real Estate is pictured accepting the trophy on her behalf.

14 SFI AWARDS 2022 www.sfiawards.co.uk WINNER Sole Trader of the Year JULIE MCGEE – JULIE MCGEE INDEPENDENT MORTGAGE ADVICE CATEGORY SPONSOR

www.sfiawards.co.uk SFI AWARDS 2022 15

16 SFI AWARDS 2022 www.sfiawards.co.uk WINNER Best London Broker LDNFINANCE “ LDNfinance are delighted to have won Best London Broker! What an honor it is to have taken home the trophy and thank you to all those who voted for us. Well done to all other finalists and winners. We should all be very proud of our achievements!” Chris LDNfinance,Co-CEO,Oatway,said: CATEGORY SPONSOR

probate

Contact

0343 504 info@towerstreet7100f inance.co.uk towerstreetf inance.co.uk

Tower Street Finance Limited is a company registered in England and Wales, with company number 12132545, authorised by the Financial Conduct Authority, FRN: 912334. the gap

No early

No

No

No

Excellent

Bridging the

Available

All

Creating liquidity in asset locked estates

Tower Street Finance Limited is a company registered in England and Wales, with company number 12132545, authorised by the Financial Conduct Authority, FRN: 912334. our products have these key features as part of their DNA: No credit checks charge over property estate shortfall risk repayments personal liability for customer requirement for a Will repayment penalties liability on solicitor / administrator pre or post Grant of Probate Commision paid to brokers. probate gap

No

No

With the exponential rise in house prices across the UK there’s an ever-increasing number of client’s estates stuck in probate that are asset rich and cash poor. This is becoming an issue for executors and the legal profession who need cash/liquid assets to cover expenses like IHT before a Grant of Probate can be received.

1%

Bridging

Tower Street Finance has a range of products that are industry leading that allow executors to release asset locked estates and allow beneficiaries to access their inheritance. us to find out more about how we can help you and your clients.

No monthly

Representative 19.6% APR

18 SFI AWARDS 2022 www.sfiawards.co.uk WINNER B DM / Relationship Manager of the Year KERRY STUART – UNITED TRUST BANK CATEGORY SPONSOR

Name. DOB. Postcode. 3 questions to quote and 60 seconds to apply. www.uinsure.co.uk We use big data and third par ty integrations to pre fill information, removing the need for you to rekey or answer c omplex questions in the insurance process.

GEMMA BENNETT - THE MORTGAGE MUM

Gemma Bennett, Broker, TheMum,Mortgagesaid:

CATEGORY SPONSOR

I am over the moon to have received the TOGETHER rising star for brokers award. It’s such an honour to be recognised so early on In my career and it I spurs me on for the future. The SFI event was so enjoyable. My company The Mortgage Mum, have supported my growth and journey from the very beginning and I feel so grateful for that.”

20 SFI AWARDS 2022 www.sfiawards.co.uk WINNER

The Together Rising Star Award for Brokers

24 SFI AWARDS 2022 www.sfiawards.co.uk WINNER Best Insurance Provider UINSURE

Melissa Tallon, Partner/ Head of Bridging, Lightfoots Solicitors, said:

WINNER Legal / Conveyancing Business of the Year LIGHTFOOTS SOLICITORS

“We are thrilled to have won the “Legal / Conveyancing Business of the Year” award. This is wonderful recognition of the dedication and unwavering attitude of our Lightfoots team throughout the challenges of the past few years. We are proud to have been recognised at such a prestigious awards ceremony.”

www.sfiawards.co.uk SFI AWARDS 2022 25

Stephen Todd, Chief Commercial Officer & Co-Founder, VAS Group, said:

“ We are delighted to win the Best Surveyor award and would like to thank all the judges for their vote. We strive to provide our clients with a market leading service and to be recognised with this award is fantastic”.

Best Surveyor VAS GROUP

26 SFI AWARDS 2022 www.sfiawards.co.uk WINNER

Unfortunately VAS Group were unable to attend the event on the day. Sundeep Patel, Sales Director at Together is pictured accepting the trophy on their behalf.

“ To win this award for the 7th consecutive year is truly humbling. This win is testament to the hard work, commitment and consistent high standards that our team sets, we are proud of them all. We are grateful to everyone who nominated us and indeed voted for us once again.”

27www.sfiawards.co.uk SFI AWARDS 2022

BRIGHTSTAR FINANCIAL

Bradley Moore, Managing Director, Brightstar Financial, said:

WINNER Bridging Distributor of the Year

28 SFI AWARDS 2022 www.sfiawards.co.uk WINNER Best Product Or Digital Innovation ONE MORTGAGE SYSTEM (OMS) “ Winning the Best Product or Digital Innovation award not only provides a huge amount of validation for the constant enhancements, partnerships and integrations we undertake, but also reflects the hard work and expertise of the people behind the technology who support the business and our growing user base every step of the way.” Dale Jannels,CEO, One Mortgage(OMS),Systemsaid: CATEGORY SPONSOR

SPECIALIST FINANCE

CRYSTAL

30 SFI AWARDS 2022 www.sfiawards.co.uk WINNER Commercial Distributor of the Year

“ are passionate about supporting our broker partners so only the very best client outcomes are delivered. I am extremely proud to receive this award on behalf of all the Crystal team. Many thanks to those sources who voted for us and also to the judges who believed us to be worthy winners.”

We

Jason Berry, Group Sales Director, CrystalFinance,Specialistsaid:

WINNER Secured Loan Distributor of the Year BRIGHTSTAR FINANCIAL 31www.sfiawards.co.uk SFI AWARDS 2022

In such a competitive category to win this award for the 4th consecutive year is a proud moment for our team back at Head Office. They can be proud for continuing to provide excellent customer service and pushing to always be the best they can. Thank you to everyone for recognising their hard work and for choosing them as your winners!”

Bradley Moore, Managing Director, Brightstar Financial, said:

WINNER Bridging Lender of the Year MT FINANCE

CATEGORY SPONSOR

“ To be recognised for this award is down to the hard work of our team. They have made a huge contribution to our success and every day they work tirelessly to ensure that our lending standards and level of service remain as high as ever.

“Winning the Best Bridging Lender of the Year award is a true testament to their hard work and dedication- thank you to all who supported us in winning.”

Christian Gugolz, Senior Business Development Manager, MT Finance, said:

32 SFI AWARDS 2022 www.sfiawards.co.uk

www.sfiawards.co.uk SFI AWARDS 2022 33

34 SFI AWARDS 2022 www.sfiawards.co.uk WINNER Commercial Lender of the Year UNITED TRUST BANK

The last 12 months have been a busy and exciting period for UTB with record amounts of new lending and continued investment in people and technology. I would like to thank our broker partners for their support and everyone in the UTB team for the tremendous job they do serving brokers and customers.”

Nathan Mollett, Head of Asset Finance, United Trust Bank, said:

WINNER Development Lender of the Year SHAWBROOK BANK

35www.sfiawards.co.uk SFI AWARDS 2022

“ We are thrilled to have won the SFI award for Development Lender of the year. These awards are won on the strength of the team and I am extremely proud of the work they do to support our developers along with our partners.

Thank you SFI for this industry recognition!”

Terry Woodley, Managing Director, Development Finance, Shawbrook Bank, said:

Paula North,IntermediaryHeadPurdy,ofSales,Together,said:

“ Winning an SFI award is considered a mark of excellence and after almost 50 years in the industry, we’re incredibly proud to have been recognised as a market leader in this category. This achievement highlights the excellent service our colleagues provide for our intermediary partners and their customers.”

36 SFI AWARDS 2022 www.sfiawards.co.uk WINNER Secured Loan Lender of the Year TOGETHER CATEGORY SPONSOR

All we need is a name and number, we’ll do the rest

Paul Brett, Managing Director

Intermediaries,-Landbay,said:

38 SFI AWARDS 2022 www.sfiawards.co.uk WINNER Buy-To-Let Lender of the Year LANDBAY CATEGORY SPONSOR “ We are delighted to have won this prestigious award two years running, and would like to thank everyone who voted for us. We continue to strive for excellence and develop products and initiatives for the benefit of both our intermediary partners and borrowers.”

Mark Harris, Chief Executive, SPF Private Clients, said:

SPF

Specialist Finance Broker of the Year PRIVATE CLIENTS

40 SFI AWARDS 2022 www.sfiawards.co.uk WINNER

Thank you to everyone in the industry who voted for us and to the SFI Awards team for hosting a great event. To win in the much coveted Specialist Finance Broker of the Year and Best Broker for Bridging categories is testament to the outstanding work of all involved. Congratulations in particular go to Amadeus Wilson and our Short Term Finance team.”

CATEGORY SPONSOR

Our fixed rates are the real deal. 0800 470 0430 assetzcapital.co.uk/bridging Laleta Buctkuar, Relationship Director: Bridging Worried about interest rates in the current climate? At Assetz Capital, our bridging rates have always been fixed for the duration of your client’s Plus,loan. once we have issued a DIP, we will hold the rate for 3 months, so make sure you get a deal locked-in with us. Let’s discuss your next case: 0800 470 0430. Assetz SME Capital Limited is a company registered in England and Wales with company number 08007287. Assetz SME Capital Ltd is authorised and regulated by the Financial Conduct Authority in respect of its peer-to-peer lending platform only. ’Assetz Capital’ is a trading name of Assetz SME Capital Ltd. Assetz SME Capital is registered with the Office of the Information Commissioner (Reg No: Z3338899) for data protection purposes. *Please note Assetz Capital does not offer regulated mortgage contracts Find out more about our bridging product.

Specialist Finance Lender of the Year TOGETHER

With special thanks to Jeff Knight from the Mortgage Marketing Forum and Grey Matter Marketing Solutions for presenting this trophy.

Tanya Elmaz, Head of Intermediary Sales, South, Together, said:

“ We’re absolutely delighted to have won Specialist Lender of the Year at this year’s SFI awards. Winning this accolade is testament to our colleagues and their hard work to support our intermediary partners and enable their customers to achieve their personal and commercial property ambitions.”

42 SFI AWARDS 2022 www.sfiawards.co.uk WINNER

I am absolutely delighted to receive the Public Speaker of the Year award. Speaking at broker workshops, seminars and conferences is the most important job of all. On behalf of all speakers within our industry I would like to thank brokers for their support, engagement, and contribution towards challenging debates.”

David Whittaker, Chief Executive Officer, KeystoneFinance,said:Property Unfortunately David Whittaker was unable to attend the event on the day. Pictured is Elise Coole, Managing Director of Keystone Property Finance accepting the trophy on David’s behalf.

Public Speaker of the Year

CATEGORY SPONSOR

DAVID WHITTAKER - KEYSTONE PROPERTY FINANCE

44 SFI AWARDS 2022 www.sfiawards.co.uk

WINNER

Partner with a specialist When specialist knowledge, flexible lending and strong relationships combine, you get a special effect! Productive, long-term partnerships, delivering positive outcomes for you and your clients. we understand specialist banking ASSET, PROPERTY AND MORTGAGE FINANCE THE SPECIALIST EFFECT

46 SFI AWARDS 2022 www.sfiawards.co.uk WINNER Service to the Industry Award KAREN ECONVEYANCERRODRIGUES,/SMOOVE CATEGORY SPONSOR

I am absolutely delighted to win the SFI Award for Service to the Industry, and for those of you that know me truly shocked and lost for words – and that doesn’t happen often! I love working within our market sector where we have a comradery as well as that competitiveness too. Really honoured to win thank you Mortgage Introducer and Together for this award.”

Karen DirectorRodrigues,ofSales,Smoove,said:

48 SFI AWARDS 2022 www.sfiawards.co.uk

49www.sfiawards.co.uk SFI AWARDS 2022

50 SFI AWARDS 2022 www.sfiawards.co.uk

51www.sfiawards.co.uk SFI AWARDS 2022

52 SFI AWARDS 2022 www.sfiawards.co.uk

FIRST TIME BUYER GREEN MORTGAGES SUPPLEMENTINFEATUREOURNEXT Put your brand at the forefront of the UK specialist finance market by supporting one of Mortgage Introducer’s upcoming guides. Here’s what’s coming up in 2022... JORDAN ASHFORD Advertising Sales jordan.ashford@keymedia.comExecutiveM07539529739T+442038683406ext.112 MATT BOND Commercial Tmatt.bond@keymedia.comDirectorM07525456869+442038683406ext.123 CONTACT US

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