Q1 2024 Senior Insights

A HENRIOTT BRAND

Q1 2024

SENIOR INSIGHTS www.hgi-solutions.com/medicare

From the Desk of Maria Pearson Cheers to the new year! Thank you everyone for your patience during the past Medicare AEP (Annual Enrollment Period) season. Last year was challenging for us with our office move in September to 1020 Gemini Lane, Suite 100, in West Lafayette coupled with Henriott Group’s branding change to HGI Solutions. Going forward, our hope is that our clients will recognize the address of our wonderful new location in West Lafayette and will affiliate HGI Solutions with Henriott Group — we are still the same company! I have a fantastic Medicare team to support me and many of you may have spoken to Marlyn or Wendy during AEP about your Part D Prescription Plan review. We all work together as a team to complete plan reviews and to serve you. I appreciate how respectful and kind many of you were to our great team at HGI Solutions!

A Note on Prescription Plans Social Security has been sending letters regarding deductions of old Part D Prescription Plans ending and new Part D Prescription plans beginning.

Unfortunately, the letters are not always clear in how the information is stated, which causes a lot of stress for people believing their Prescription Plan is ending. The letter from Social Security is just part of their process. If you changed to a new Prescription Plan for 2024, keep in mind you will receive correspondence of the old Prescription Plan ending. Also, by now, you should have received your new Prescription Plan card. If you did not change your Prescription Plan for 2024, your plan will rollover with the premium rate for the new year.

As a reminder, it is not necessary to sign paperwork each year to stay enrolled in Medicare. Paperwork is only needed for plan changes.

QUESTIONS Need to contact us? Don’t worry, we offer a few alternatives to reach us!

Medicare Phone Line: 765-429-5000 option #3

Text us at: 765-476-0557 (You will need to accept the

invitation sent to you after your first text to us. This will allow us to be HIPAA compliant and to continue text communication with you.)

Email us at: medicare@henriott.com Note: If you have Maria’s personal cell number, please do not continue to phone or text her at this number.

ALL communication with our office needs to be through our business contacts for HIPAA compliance.

MARIA - MARLYN - WENDY

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Premium Deductions Through Social Security If you have automatic premium Plan deductions from your Social Security benefit, please note – Social Security is behind in January premium deductions for some people. For February, Social Security should be withholding two premium deductions.

You’ll want to keep an eye on this if you are a person impacted.

2024 Medicare Facts Part B Deductible Part B Premium *Be Aware of IRMAA

$240.00 $174.70

Our New Location We are in the east corner of the building just across the road from Walt’s Pub on the West side of Lafayette. Our building is at the corner of Kalberer and Yeager.

• Easily accessible • Free, street level parking right in front of the building • 1020 Gemini Lane, Suite 100 West Lafayette, IN 47906

(Income Related Monthly Adjusted Amount) If you had a higher income 2 years ago, IRMAA is the extra charge paid if your income level is above the amounts of $206,000 joint/$103,000 individual.

Dental & Vision We do understand that making the right decision about your benefit needs is important to you. If you are wanting Individual Dental and/or Vision, the best time to enroll is January through September.

Dental • BEFORE choosing a dental plan, if you have a preferred dentist, please contact them to confirm if they are contracted through a specific carrier.

• When enrolling in Dental, please keep in mind that the effective date will begin generally the 1st of the following month.

Vision

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• BEFORE choosing a vision plan, if you have a preferred optometrist, please contact them to confirm if they are contracted through a specific carrier.

• When enrolling in a vision plan, the effective date can begin as early as the next day or any specific day you choose.

Enrolling in a Dental & Vision Plan is Optional The HGI Solutions Medicare Team is happy to assist you. Please keep in mind that there is no enrollment period for Dental & Vision Coverage. You can enroll anytime.

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