Kingstonrealestate 042717

Advertise in this space for as little as $6995 per week!

Advertise in this space for as little as $6995 per week!

HomeFinder.ca

Call 613-546-8885 to reserve this space

Call 613-546-8885 to reserve this space

Your Comprehensive Guide to Real Estate in the Greater Kingston Region. In Print & Online.

Thursday, April 27 2017

2013-2015

www.TheSoldSolution.com

NEW LISTING

936 Roosevelt Drive - $289,900 • This 1700 sq.ft., 4 bedroom home is situated in the desirable neighbourhood of Henderson Place, close to schools, parks and sports field • Sits on a fabulous 58.86’x 138’mature treed lot • Main floor open floor plan includes den, cozy Living Room with wood burning fireplace surrounded by custom cabinetry and dining room with walkout to the deck • Enjoy the great outdoors on the large deck backing onto creek/conservation lands • Mostly updated windows; hardwood floors throughout • With some sweat equity you get a great home at a great price!

Voted Kingston’s Favorite Realtor 2016

To Be Built

New Listing

OPEN HOUSE SUN 2-4PM

NEW LISTING

978 Swanfield Street - $254,900 • Bright, 3 bedroom freehold townhome with 2 ½ baths, a garage, fenced yard and a walkout basement • The main floor features a well appointed kitchen with backsplash and breakfast bar, bright living room, walkout from dining room to a large deck, powder room and a study • Upstairs you’ll find a large master with 3pc ensuite and double closets, plus two other bedrooms and full bath • The walkout basement has high ceilings and will be easy to finish • This home is only 9 years old and conveniently located in a great neighbourhood

All of our listings can be viewed at thesoldsolution.com

1446 Evergreen Dr $459,900

338 Arrowhead Place $279,900

MLS® 360892574

Sobella Homes presents modern design and luxury in this beautiful 2053 sq.ft. Faith Model in Woodhaven.This home offers numerous above standard features, such as granite counters in the kitchen and baths, 5” engineered hardwood floors, spacious 18 x 16 living room with fireplace, 9` ceilings, cathedral, second floor offers huge 18.1 x 12.1 master, 2 more bedrooms, den/office and laundry.

Strathcona Stability (City), Wonderful Arrowhead Place, (only 1 available) Many renos, 2 baths refinished hardwood, F/P, appliances newer windows, master 17x11, finished lower level, freshly painted. Covered patio, 2 storage sheds, 55x112’ fenced lot, brick ext.

Won’t last long!

CONTACT KRISHAN TODAY FOR YOUR

FREE HOME EVALUATION! REGISTERED BROOKFIELD RELOCATION MEMBER *Not Intended to solicit clients already under contract.

Free In Home Consultation of your Homes value.

Matt Mundell

®

649 Justus Dr., Kingston, on K7M 4H5 • Telephone: 613-389-2111 Your Home.Your Town.Your Realtor

Ryan Hanes

Sales Representative

Sales Representative

C: 613-540-1037

C: 613-876-7926

E: matt@kingstonSOLD.com

E: ryan@kingstonSOLD.com

G EW N N TI S LI

N E PE S PM O OU -4 H 2 N SU

SAILBOATS AND SUNSETS

Enjoy affordable waterfront living in Seeley’s Bay area & explore all that the Rideau system has to offer! Over 430 feet of waterfrontage & 3 acres of privacy, this bungalow with walk-out basement has so much to offer. Featuring hardwood & ceramic flooring, cathedral ceilings, open concept layout with great waterviews. 2 bedrooms up, master suite has walk in closet & 3pc ensuite. Main floor laundry, woodstove insert in living room, patio doors to large deck. The lower level is finished with 2 more bedrooms, 3pc bathroom, rec room with woodstove & terrace door to lower deck, level lot to the water with dock overlooking the bay. There’s also a large workshop/storage utility room in the basement with double doors to the outside. Metal roof 2014, new water softener, everything redone in 2001.

1306 asselstine rd • $359,900

1044 Woodhaven dr • $519,000

Beautiful raised bungalow sitting on a pretty 2 acre lot with many mature trees and wildlife around. This 3 bedroom 2 bathroom home has so much to offer, some features included open concept living, dining room and kitchen with beautiful vaulted ceilings accented with pot lighting. Large 12` x 16` deck, bright master bedroom includes a large walk in closet, and 4pc ensuite. Lower level is partially finished & designed with comfort in mind with insulated concrete floor, spray foam insulation, and a wood pellet stove. A walk out patio door to the rear yard with room to roam on this large lot. Finally, an oversized garage with plenty of room for 2 full size vehicles and toys also provides access to the lower level and main floor of the home. Central air is also installed. Call today for a personal viewing.

Spectacular 2 storey in woodhaven. This caraco astoria model is just over one year old and is candy for the eyes from the second you enter. Generous sized rooms throughout, features include hardwood and ceramic flooring on the main level, gas fireplace in great room with media center, large master with walk in closet and stunning 4 piece enuite, huge 29` x 10` deck looking back in part onto retention ponds, double paved drive, main floor laundry, stainless steel appliances and the list goes on. Priced well below replacement value, this home offers tremendous value. Book your private showing today.

$499,900 • MLS#17602736

Sutton Group – Masters Realty Inc. Brokerage Independently Owned & Operated

Purchasing, Refinancing or Renewing?

Confused or concerned about the new mortgage rules?

Professional, and knowledgeable advice Let us easehonest your stress.

Give us a call today!

Jeff Stafford 613-453-3474

MORTGAGE BROKER/OWNER FSCO LICENSE# M09001926

www.kingstonmortgagesolutions.com Kingston Mortgage Solutions - Lic. # 12248 Franchise of Mortgage Alliance Independently Owned and Operated 739B Arlington Park Place, Kingston, ON K7M 8M8

www.kingstonmortgagesolutions.com

Janet MacDonald

Kingston Mortgage Solutions - Lic. # 12248 Franchise of Mortgage Alliance - Independently Owned and Operated 739B Arlington Park Place, Kingston, ON K7M 8M8

613-561-5047

MORTGAGE AGENT/OWNER FSCO LICENSE# M08000689

Jason Sands Sales Representative *Each Office Independently Owned & Operated

851 Norwest Rd, Kingston ON K7P 2N2 Email: jason@sandsland.com

CELL: OFFICE:

613-483-7355 613-389-7777

www.SandsLand.com NEW PRICE

1361 Sunbury rd • $537,700

Looking for a beautiful country home? 10 mins to the 401, Look no further. This beautiful 3000sqft + 4 bed room 3 ½ bathroom, sits on a sprawling 2.13 acre lot surrounded by a spectacular landscaped property with an in-ground heated pool, fully finished guest pool house with a 2pc washroom. Open concept living/dining room. This immaculate all granite dream kitchen has over the top, all high end, built-in stainless steel appliances. The second floor features 3 bedrooms with a grand master with its own private sun deck. The master includes a huge walk-in closet / dressing room, spacious laundry room and 4 piece ensuite. The other 2 bedrooms also feature two other generous sized bedrooms with an ideal 4 pc Jack and Jill bathroom. The walkout basement is perfect for entertaining with its custom wet bar, gas fireplace and theatre room. This home is totally a DREAM HOME. MLS #: 36330012

1038 SHARBOT LAKE • $619,900

Tranquility is all I can say. This stunning Confederation Log Home, impeccable condition inside and out will take your breath away. Sit back and enjoy your view of this half acre property with 100 feet of clean level shoreline that is awaiting all your family memories. Featuring a detached 1.5 detached log garage to match the home.

40 mins from Kingston with pavement to pavement access. What more can you ever dream of. MLS #362340118

D L O S

3799 Moreland dixon rd • $624,900

Custom built collins lake 4 bedroom 3 bath all stone walkout bungalow with over 3000sqft of living space.Finished top to bottom by v marques. Open concept granite kitchen with walkin pantry living room with gas fireplace,3 season sunroom. Beautiful hickory and ceramic floors. Hi-eff propane boiler winfloor heating lower level & all 3 baths. Triple glaze low e windows, cair, cvac, hrv, generac stand-by generator, pwr awning, sprinkler system, oversized double garage. Fully landscaped 1.55 Ac lot with 163’shoreline. Pride of ownership is evident

D L SO 887 lotuS ave • $399,900

Majestic from the moment you arrive and park in the paved 4 car driveway of this executive home. You will find yourself drawn in by this beautiful Harlem Romance look of this exquisite 2 story home. Apon entering you will be taken away by the presents of a magnificent grand staircase and arch ways that truly make you feel like all your dreams are coming true. The 9’ ceilings, open concept layout with a large amount of gorgeous windows makes the home flood with natural light. Custom kitchen with island, granite countertops, and designer backsplash has a spacious eat-in area with patio doors leading to the fully fenced large pie shaped yard. Follow your grand staircase to the upper level to seek out three bedrooms plus bright loft study or children’s own Livingroom a Lavish Master suite with ‘his and hers closets’. Spacious ensuite features double sinks, 5’ shower and jet tub to relax after a long day. Basement is unfinished and awaiting your finishing touches to customize for your family. MLS #363391097

4417 MILBURN RD • $289,900

Excellent value in this 4 bedroom 2 bath Bungalow on Milburn Rd, lots of recent upgrades which include, Windows, doors, vertical siding, roof, flooring and kitchen. Do you have an in law or teenager looking for their own space? Cozy 1 bedroom in law suite. The main house has a large newly updated country kitchen with stainless steel appliances. Basement features rec room and nice wood stove.

Beautifully landscaped with level, lot massive front deck. Call for your personal showing today.

96 HERON LANE • $119,000

Take advantage of this waterfront lot priced well below assessed value! Located on the peaceful Troy Lake, less than 3 miles from Whitefish Lake and 5 miles from the Jones Falls locks, both which are part of the Rideau Canal Waterway. Those seeking solitude can build the home of their dreams or a family Cottage to make those ever lasting memories on this quiet lake. Whether you enjoy swimming, water sports or fishing this location is for you. MLS #

Making a family move easier Whether or not to relocate can be a difficult decision. Sometimes such decisions are borne out of necessity when a parent is relocated by his or her company.

Other times it is a personal reason to try out a new neighborhood or upgrade to a larger home. Date from the U.S. Census Bureau indicates a stable annual rate of moving hovering at around 12 percent of the population since 2008.

Whatever reason is behind a move, it can take some time to adjust to both the idea of moving and the new living space — especially for children who may seem disconnected from the decision. The following tips can make the transition a little easier for families.

Talk about it Do not blindside children with a move. Begin having conversations as a family as soon as the possibility of moving arises.

Involve the children in some of the decisions. Ask about the features they want to see in their new home. Explain that people, be it prospective buyers, real estate agents or movers, will be visiting your current home and that this may be a little disruptive. Talk about the reasons for the move, such as a new job or that the 2

family has outgrown the space.

Kids can process much more than many adults give them credit for.

Discuss any concerns Children may have concerns about the move that differ from adults’. Many of these may pertain to fears about making new friends or coursework at a new school. Let them voice their opinions. Removing some of the mysteries by visiting schools or local hangouts before the move is made can assuage some fears.

Create some familiarity Set aside boxes or bins that will house kids’ toys or things that the family recognizes. These may include photographs, games, throw blankets, or the creature comforts of home. Make these the first items that are unpacked upon moving into the new house.

Use the agent as a resource Many real estate agents live in the towns where they make their living. Find out if the agent can set up a meet-and-greet or if he or she knows of any clubs or leagues that suit your family’s interests.

Making a few introductions ahead of time will give children and adults some familiar faces on their first days in their new home.

Families

Kingston Homefinder.ca - Thursday, April 27, 2017

shouldn’t

shy

away from making their own introductions as well. Knocking on a few neighbors’ doors and letting them know a new family is coming to the street can pave the way for familiarity and friendships.

Stay in touch Encourage children to stay in touch with their current friends.

Video chat enables kids to see and speak with peers. When things settle after the move, arrange for a surprise play date where children can introduce their old friends to newer ones.

Stick to a routine One of the ways to breed familiarity is to stick to the same routine. If a big Sunday family dinner was the norm, continue the tradition in your new home.

Wake in the morning and go to bed at the same time. According to Vanessa Lapointe, a registered psychologist in Surrey, British Columbia, structure and routine are key for children. Try to focus on one new thing at a time to minimize stress.

Moving can be exciting and scary at the same time. Children may be anxious about the process, but families can work together to iron out the kinks and settle into their news homes successfully.

D L SO

236 UNION ST, NAPANEE • $234,900

Location, spacious and absolutely gorgeous. From the moment you walk in you wil find yourself adoring this 2 story 4 bedroom home with walkout basement.

Large eat in kitchen, where your whole family can sit around the table and enjoy those memorable dinner talks. This family home features 2 stunning gas fireplaces to enjoy in the Livingroom and one in the exclusive master bedroom which has its own spacious deck. Beautifully lit den/office off the kitchen that leads to the newly built deck where you can enjoy the nicely landscaped fully fenced backyard. Bathrooms on every floor, updated vinyl windows, gas furnace and roof. Great location in a prime neighbourhood. All 6 appliances included and gas Hot Water Tank. Call for your personal showing. MLS® #: 450950034

John Breimer

SYLVIA BARKMAN

613-540-4436

Sales Representative

Cell: 613-453-7621 Office: 613-384-5500 Email: jhbreimer@gmail.com Website: www.johnbreimer.com

NEW LISTING

barkman@cogeco.ca www.sylviabarkman.com Sutton Group – Masters Realty Inc. Brokerage Independently Owned & Operated

200 ISLAND VIEW DRIVE, LEEDS & THE 1000 ISLANDS

SUTTON GROUPMASTERS REALTY INC., BROKERAGE

$165,900 MLS® • Move in ready 3 br, 1.5 Bath • Finished Basement, appliances included Large Lot 65x135

Independently Owned and Operated 1650 BATH ROAD KINGSTON

$1,949,000

Michael MacHale SALES REPRESENTATIVE

Direct: 613-329-8125 Email: michael@michaelmachale.com

www.mmproteam.com

Maggie McNulty SALES REPRESENTATIVE Nestled in the heart of the 1000 Islands with spectacular views of the St. Lawrence, this stunning bungalow offers luxury features throughout. Over 7500 sq ft of available living space. Gourmet Chef’s dream custom Corel kitchen with granite counters and built-in appliances. 12 ft ceilings with triple tray ceilings rising to 16 ft in the great room. Formal dining room features triple tray ceilings as well. High quality flooring including travertine & hardwood. Exquisite Master Suite with separate sitting area with water views, huge walk-in closet & 5 piece ensuite boasting soaker tub and separate shower.

Expansive porch with unobstructed views as well as a patio below from the walkout basement. Large 3 car garage (could be 4). Impressive interlocking driveway and courtyard. Beautiful landscaped level lot. Basement has been partially developed but awaits your finishing touches. The list goes on...don’t miss the opportunity to view this amazing property!! Call today.

MLS# 442540084

525 KING ST EAST, GANANOQUE $799,000

TREMENDOUS OPPORTUNITY! COMMERCIAL BUILDING WITH HIGH VISIBILITY LOCATED IN A HIGH TRAFFIC AREA OF DOWNTOWN GANANOQUE. NEWER CONSTRUCTION WITH AMPLE PARKING. ZONING ALLOWS FOR A WIDE VARIETY OF POTENTIAL USES. IDEALLY SET UP TO HOST EITHER ONE OR MULTIPLE TENANTS. SELLER WILL CONSIDER HOLDING MORTGAGE OAC. DON’T MISS THIS FANTASTIC OPPORTUNITY! ACT TODAY! MLS# 442440023

Direct: 613-217-3449 Email: maggie@mmprorealty.com

Sutton Group Masters Realty Brokerage Independently Owned and Operated

Go to www.mmproteam.com for details

243 KING ST EAST, GANANOQUE $179,000

Renovated family home or rental property located in the heart of downtown Gananoque. 2 storey 3 bedroom home with updated windows and roof. Gas heat. Close to schools. Currently rented. Your opportunity to own your own home in a convenient location or generate income as a rental. Call today.

MLS# 442480228

OPEN HOUSE SUN. 2-4

OPEN HOUSE SUN. 2-4 & SAT. 2-4

3406 SILVERWOOD DR, SOUTH FRONTENAC • $649,000

38 METCALFE AVE • $324,000

781 DAVIS DRIVE, KINGSTON • $278,000

221 PETRONELLA PL, KINGSTON • $264,000

OPEN HOUSE SAT. 2-4

OPEN HOUSE SAT. 2-4

1666 PROVIDENCE CRES • $599,900

235 VICTORIA ST GANANOqUE - $158,000

Service you deserve, people you trust

With over 50,000 readers viewing your home for sale in the Real Estate Guide... ...Better start packing!

Did you know?

Many homeowners have lofty goals for their homes. Such plans may include extensive renovations or even additions. While many of these projects create beautiful changes in a home, it’s important to consider the impact that renovations can have on property value before beginning a project. Many home improvement projects do not add as much value as homeowners may think they do. In fact, some homeowners “overbuild” for their neighborhoods. This means the amount of money invested in improvements can likely never be recuperated because the house value simply exceeds those around by too much money. To avoid overbuilding, homeowners can ask themselves several questions before beginning a renovation project.

• Will my house be the largest house in the neighborhood? Larger homes tend to have a lower price per square foot, so you may not want to improve to this extent.

• Will the house blend with others in the area? If your house will stick out like a sore thumb, it will detract from its own value and could impact the value of other homes in the area.

• Have I examined the cost vs. value of the project? Many home improvement resources analyze the cost of a project versus the overall value of that project with regard to property value. For example, a $100,000 basement remodel may not add $100,000 to the value of the home in the event you choose to sell down the line. It’s important to know which projects provide the best return on investment.

Kingston Homefinder.ca - Thursday, April 27, 2017

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Hugh Mosaheb Home safety checks to complete today Sales Representative

Taking care of what’s important!

M

ENSE 2-4 P PM P O OU s • • 2-4 H ur n

Woodhaven West

h u -T ds n n Mo aT a s

1514 CLOVER ST • $397,900

Exceptional quality, tray ceilings with coving in great room and master bedroom, hardwood, ceramic tile, 9’ ceilings on main floor, Granite counter top and gas fireplace oversize garage. DIR: Princess Street to Rossana Avenue.

THE SYDNEY 2 • Tray ceilings • 1254 sq.ft.

Life in Style

3

We H Have G Great

Neighbourhoods You Can Call Home...

From start to finish,

we make sure every detail is everything you want in a new home.

• •

Flexible floor plan designs to suit your life style Optional granite countertops

•

Extra deep & walk out lots available

1298 CARFA CRES • $449,900

Quality at its finest by Marques Homes in popular Woodhaven West. Custom built 1739 sq. ft. family home with oversized garage with walk into basement from garage.

Open concept great room with gas fireplace, 9ft ceilings on main floor, hardwood and ceramic tile on main floor area, quartz countertops, oak stringers, main floor laundry room and 2 piece bath and interior and exterior pot lights. MLS# 17600571 DIR: Princess St or Cataraqui Woods Drive on Rossanna to Carfa Cres.

722 SQUIRREL HILL DR Woodhaven West! Hardwood and ceramic on main floor, gas fireplace, tray ceiling with cove in Gn great room, dining room and master bedroom. Ensuite bath with soaker tub and separate shower. Full brick exterior with stone accent and covered front porch.

Oversize double car garage. Walkout lot to rear yard. 9ft basement

• • • •

Registered Relocation Specialist DND - IRP Professional Photography Personalized Web Home Search Over 25 years experience

For additional information visit

www.mosaheb.com 4

Kingston Homefinder.ca - Thursday, April 27, 2017

Direct: 613.531.2500 Office: 613.544.4141 1.800.247.6311

A new kitchen or a bathroom remodeling job might be dream projects for many homeowners, but the right home improvement project at a given moment is not necessarily the most glamorous project. Sometimes safety upgrades around the house must take precedence over more popular projects.

Accidents or injuries can occur in any part of the home, but homeowners who take certain preventative measures can greatly reduce their injury risk. The security resource A Secure Life points out that more than 18,000 Americans die every year from injuries that take place in the home. Unintentional injuries account for millions of medical visits each year. Home injuries also are prevalent elsewhere in the world. In the United Kingdom, the Royal Society for the Prevention of Accidents reports that there are approximately 6,000 deaths every year that result from accidents at home.

Periodic inspections for potential hazards can keep everyone safe. The following are a handful of ways for homeowners to ensure their homes are as safe as possible.

• Check for sturdy handrails and prevent tripping hazards. Falls are one of the leading causes of home injuries. Falls can be a particular threat for youngsters and the elderly.

To help prevent falls, make sure that staircases feature sturdy railings and that there is ample lighting in walkways. Remove obstructions from frequently used paths inside and outside the home. In addition, insert nonslip padding beneath runners or throw rugs.

• Check for frayed wires or faulty outlets.

Address any electrical problems around the house, including frayed wiring and faulty

outlets. Sparks can lead to fires, and poor wiring may cause unforeseen problems behind walls. Repair or replace any loose or frayed wires on all electrical devices. Be sure that cords do not run under doorways or rugs.

Replace outlets that are in disrepair and install ones with ground-fault current interruptors as an added precaution. If small children live in the home, use plastic safety covers over unused outlets.

• Practice window safety. Young children are curious and do not always recognize the inherent dangers around them. Children excited to see the great outdoors may climb up to peer out windows, and open windows are falling hazards. Screens do not offer an adequate barrier against falls. Consider locking windows or use safety bars to guard against falls. Test to see how easily screens can be pushed out, replacing any that do not provide adequate resistance to curious youngsters’ hands.

• Check smoke and carbon monoxide detectors.

Replace the batteries in smoke alarms and carbon monoxide detectors at least twice per year, and test them to make sure they’re in good working order at least once per month.

The National Fire Protection Association recommends replacing hard-wired smoke alarms every 10 years. Battery-operated alarms may need to be replaced even sooner. Many carbon monoxide detectors work for five to seven years. Check the back of alarms for a date stamp that indicates how old the product is and when it expires.

Safety checklists are an important part of home maintenance. A proactive approach can prevent both injuries and damage to the home.

Free Market Evaluation Redeem this coupon before making any big decisions on real estate NOT INTENDED TO SOLICIT PROPERTIES CURRENTLY LISTED

613.540.4109 janetgoodfellow@me.com

w w w. K i n g s t o n L i s t i n g s . c o m 613.539.8051 derek@royallepage.ca www.JustSoldKingston.com Office: 613.384.1200

Janet Goodfellow Sales Representative 14 Frink Ave $267,200 NEW LISTING

Derek McCauley Sales Representative

3700 Princess Street $699,900

1779 Floyd Ave. $549,900

EXECUTIVE HOME

GREAT LOCATION

OPEN HOUSE SUNDAY 2-4 PM

• Riverwood model, 3 bedrooms, 1.5 baths all brick bungalow • Wonderful cedar lined 10x24 sunroom, gleaming hardwood floors • Recreation room with gas stove, oversized 70’ x 120’ lot

• Beautifully renovated all brick executive home on 1.4 Acre lot • 4 Bedrooms, 4 Bathrooms, All the upgrades you would expect • Interlock Drive, Private treed yard, Just 4 mins west of Cat Centre

• All brick/stone Custom Build with over 4500 Sq Ft of Finished living space • Pride of ownership is evident with being the Original Owners • Nicely laid out with large rooms, great location & Huge Fenced yard

MLS# 451311838

MLS# 362650054

MLS# 361300132

1157 Leach Lane $569,900

832 Thomas Rd. $367,500

330 Emerald $369,900

SYDEMHAM LAKE

WHITEFISH LAKE

• 3 Bedroom, 2 Bath, 2500 Square feet • Waterviews on all 3 sides, walk out basement • Updated furnace, windows and more

COMPLETELY UPDATED

• 2 Bedroom + Den, 2 Bathroom, Custom build with all the upgrades • Fully finished walk out basement, 4 season home, Heat pump • Backup generator, Beautiful waterfront point on Whitefish Lake

• Show piece home renovated top to bottom adult lifestyle bungalow • 2+1 Bedrooms, 3 Full Bathroom, fully finished to the highest standards • Granite Counters, Tiled glass shower, no rear neighbours, Exquisite finishes

MLS# 441080229

MLS# 360860492

MLS# 362791038

How to get and keep your finances in order In 2015, analysts with the Government Accountability Office found that the average American between the ages of 55 and 64 had accrued roughly $104,000 in retirement savings, a shockingly low figure that would make it very difficult for men and women nearing retirement to maintain their quality of life into their golden years. Things don’t look much better north of the border, where the 2015 Global Investor Pulse Survey from the asset management firm BlackRock found that the average Canadian in the same age group had amassed an average of just $125,000.

While many people fear retiring with small nest eggs, that fear has apparently not been enough to inspire men and women to commit to saving more money for their golden years. But retirement saving is essential, especially since life expectancies are rising. According to the United Nations Department of Economic and Social Affairs, global life expectancies at birth are expected to rise to 76 years by the mid-21st century. That’s a far cry from the mid-20th century, when global life expectancy from birth was roughly 48 years.

Longer life expectancies mean men and women will have to find ways to make their money last throughout their retirement. The earlier adults figure out how to keep their finances in order, the more money they will have when the time comes to retire. The following are a handful of strategies men and women can employ to rein in their

finances in the hopes of saving more for retirement.

• Review your finances at least once per month. Hectic schedules or fear of the financial unknown make it easy for adults to ignore their finances for long stretches of time. But adults should review their financial situation at least once per month, examining how they are spending their money and if there are any ways to cut costs and redirect dollars going out into their retirement accounts. Redirecting as little as $100 per month into a retirement account can add up to a substantial amount of money over time.

• Pay monthly bills immediately.

Many adults receive monthly bills for utilities, rent/mortgage, phone, and television/Internet. If you have the money in your account, pay these bills the moment you receive them. Doing so is a great way to avoid overspending on other items, such as dining out or shopping trips, and then finding yourself scrambling to pay bills come their due dates. Once all the monthly bills have been paid and you have deposited money into your savings/ retirement accounts, then you can spend any leftover money on nights out on the town or new clothes if you feel the need.

• Buy only what you can afford.

It sounds simple, but many adults would have far more in their retirement accounts if they simply avoided buying items they cannot afford. According to a 2015 Harris Poll conducted on behalf

of NerdWallet, the average credit card debt per indebted American household in 2015 was $15,762.07.

Adults who want to get their finances in order and start saving more for retirement should put the plastic away and only make purchases with cash or debit cards that take money directly out of their bank accounts once the card is swiped.

• Downsize. Downsizing is another way to free up more money for retirement savings.

Empty nesters can save money by downsizing to a smaller home or even an apartment. Drivers who no longer need room for the whole family can downsize from SUVs or minivans to smaller, more fuel-efficient vehicles. Adults

also may be able to downsize their entertainment, switching from costly cable packages to basic plans or cutting the cord entirely and subscribing to more affordable streaming services.

Getting a grip on spending can help adults save more for retirement and ensure their golden years are not compromised by lack of funds.

Kingston Homefinder.ca - Thursday, April 27, 2017

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Sutton Group Masters Realty Inc. Independently Owned & Operated

1650 Bath Road Kingston, On. K7M 4X6 Tel: (613) 384-5500 or (613) 544-2000 Fax:(613) 384-6800

w w w. s u t t o n k i n g s t o n . c o m Open House Saturday 2-4pm

OPEN HOUSE SUNDAY 2-4

high efficient heat + central air (2011) 613-561-7000 • 1.5 Baths, really good sized bedrooms BROKER

OPEN HOUSE SUNDAY 2-4

921 WOODBINE RD.

117 JEAN WORRELL

$239,900

• 2 Storey semi-detached home - newer

$269,900

$209,900

885 MUIRFIELD CRESCENT, KINGSTON KATHARINE McCLELLAND

OPEN HOUSE SUNDAY 2-4 PM

Arnold Campbell Sales Rep

Direct: 613-329-8144

• Exceptional Bungalow style semi loaded with updates on quiet Cul-De-Sac • Spacious split entry easy up or down access with few steps • Completely redone main level • Lower level offers large 4th bedroom and 1/2 bath • Large covered deck,fenced oversized yard, 2 garden sheds • Backs onto park, walking distance to elementary school • This home is ideally situated.

• MLS# 360580234

Open House Sunday 2-4

Arnold Campbell Sales Rep

Direct: 613-329-8144

• Unique Open Concept design with Cathedral ceilings • On oversized city lot in one of kingston’s most central locations • Lovely 2 +2 bedroom elevated bungalow with a full bath on each level • Main floor open concept floorplan accented with Cathedral ceilings • Private back yard, with deck and mature landscaping • Fully finished Rec-room and gas fireplace, • Well looked after and full of natural charm!

• MLS# 17602167

HomeFinder.ca CONTACT:

OLIVIA ROSE

$214,500 597 MACDONNELL

Arnold Campbell Sales Rep

Direct: 613-329-8144

• Inviting front yard with lots of parking, - 1 1/2 storey home with full walk out basement • Loaded with recent updates • Wonderful dining room, eat in kitchen, Over Sized living room • Walking distance to all amenities of down town • This house will impress inside and out!

• MLS# 360680017

In-law Suite!

130 ISLANDVIEW DR. AMHERSTVIEW • Custom built with Full Legal In-law Suite on lower level • Separate entrance for the Income minded buyer • The 4 bdrm main house is spectacular with modern design!

• Open concept main floor with gourmet kit/custom cabinetry.

Arnold Campbell • Large master suite w/walk in closet & full ensuite.

Sales Rep • 2nd level provides 3 more bdrms, family room & full bath Direct: 613-329-8144 • MLS # 451312409 • $513,900

CELL: 613-532-6661 OFFICE: 613.546.8885 EXT 210 EMAIL: Orose@metroland.com

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Kingston Homefinder.ca - Thursday, April 27, 2017

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Kingston Homefinder.ca - Thursday, April 27, 2017

7

416 EMERALD ST

834 KANANASKIS DR New Listing

New Listing

MLS#362650150 $469,900

MLS#360862027 $539,900

3+2 BEDS

3 BEDS

3 BATHS

41 HATTER ST

2.5+.5 BATHS

LOT 33 PAULINE TOM AVE

LOT 33 CLOVER ST

1454 EVERGREEN DR

MLS#360892827 $454,900

MLS#360892578 $449,900

2 BEDS

164 KILDARE AVE. AMHERSTVIEW

New Listing

Open House Sun 1-3PM

Inlaw Suite Potential MLS#360150017 $324,900

Panoramic Waterview MLS#451312256 $549,950

3+1 BEDS

MLS#362621101 $554,900

2 BATHS

2 BEDS

2 BATHS

3+2 BEDS

3 BEDS

2 BATHS

4337 NOTRE DAME ST Includes Guest House

MLS#361390220 $249,900

3 BATHS

4 BEDS

6 WALKOUT LOTS AND 3 INTERIOR LOTS AVAILABLE FOR ALL SIZES OF HOMES

The Bell

Difference

•

Engineered wide plank hardwood

•

High end custom maple cabinetry with granite countertops

•

Tray and coffered ceilings

•

Large triple pane casement windows throughout

•

Zero transition tiled glass shower and freestanding bath tub

•

Natural gas

•

Energy Star High

15

CARF A CRES CENT

eplace with wood mantle homes

For more information visit

eldcustomhomes.com Quality. Craftsmanship. Character.

Not just just the guys | theagents.ca Not guys you you know, know, the theguys guysTHAT THATknow know | theagents.ca 8

Kingston Homefinder.ca - Thursday, April 27, 2017

2.5 BATHS

2 BATHS