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Agrobank (formerly known as Bank Pertanian Malaysia Berhad)
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JANUARY 2015
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JANUARY 2015
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JANUARY 2015
Top Product Tables
Bank
Product Name
Min. Income
Interest Rate
Effective Rate
Monthly Repayment
Interest Paid Over 1 year
Type
Bank Rakyat
Bank Rakyat Pembiayaan Peribadi-i Rakan Pintar
RM1,000
3.27% p.a.
5.98% p.a.
RM861
RM327
Unsecured Islamic Loan
Bank Rakyat
Bank Rakyat Personal Financing-i Public
RM1,000
3.55% p.a.
6.49% p.a.
RM863
RM355
Unsecured Islamic Loan
Agrobank
Agrobank AgroCash-i
RM1,000
4.03%p.a.
7.36%p.a.
RM867
RM403
Unsecured Islamic Loan
Public Bank
Public Bank BAE Personal Financing-i
RM2,000
4.99% p.a.
9.09% p.a.
RM875
RM499
Unsecured Islamic Loan
Bank Islam
Bank Islam Flat Rate Personal Financing-i Package
RM2,000
4.99% p.a.
9.09% p.a.
RM875
RM499
Unsecured Islamic Loan
Min. Income
Interest Rate
Effective Rate
Monthly Repayment
Interest Paid Over 3 years
RM1,000
3.27% p.a.
6.18% p.a.
RM305
RM981
Bank Bank Rakyat
Product Name Bank Rakyat Pembiayaan Peribadi-i Rakan Pintar
Type Unsecured Islamic Loan
Bank Rakyat
Bank Rakyat Personal Financing-i Public
RM1,000
3.55% p.a.
6.69% p.a.
RM307
RM1065
Unsecured Islamic Loan
Agrobank
Agrobank AgroCash-i
RM1,000
4.03% p.a.
7.56%p.a.
RM311
RM1209
Unsecured Islamic Loan
Ambank Islamic
AmBank Personal Financing-i
RM1,500
4.30% p.a.
8.05%p.a.
RM314
RM1290
Unsecured Islamic Loan
Public Islamic Bank
Public Bank BAE Personal Financing-i
RM2,000
4.99% p.a.
9.29% p.a.
RM319
RM1497
Unsecured Islamic Loan
Bank
Product Name
Min. Income
Interest Rate
Effective Rate
Monthly Repayment
Interest Paid Over 5 years
Type
Bank Rakyat
Bank Rakyat Pembiayaan Peribadi-i Rakan Pintar
RM1,000
3.70% p.a.
6.89%p.a.
RM198
RM1850
Unsecured Islamic Loan
Bank Rakyat
Bank Rakyat Personal Financing-i Public
RM1,000
3.90% p.a.
7.25%p.a.
RM199
RM1950
Unsecured Islamic Loan
Agrobank
Agrobank AgroCash-i
RM1,000
4.03% p.a.
7.47%p.a.
RM200
RM2015
Unsecured Islamic Loan
Ambank Islamic
AmBank Personal Financing-i
RM1,500
4.30% p.a.
7.94%p.a.
RM203
RM2150
Unsecured Islamic Loan
Public Islamic Bank
Public Bank BAE Personal Financing-i
RM2,000
4.99% p.a.
9.14%p.a.
RM208
RM2495
Unsecured Islamic Loan
Product Name
Min. Income
Interest Rate
Effective Rate
Monthly Repayment
Interest Paid Over 1 year
Citibank
Citibank Ready Credit Paylite
RM2,000
5.9%p.a.
10.72%p.a.
RM883
RM590
Unsecured Loan
Bank Rakyat
Bank Rakyat Personal Financing-i Private
RM2,000
6.16%p.a.
11.18%p.a.
RM885
RM616
Unsecured Islamic Loan
Alliance Islamic Bank
Alliance Bank CashVantage Personal Financing-i
RM3,000
6.88%p.a.
12.47%p.a.
RM891
RM688
Unsecured Islamic Loan
Alliance Bank
Alliance Bank CashFirst Personal Loan
RM3,000
6.88%p.a.
12.47%p.a.
RM891
RM688
Unsecured Loan
Mach by Hong Leong Bank
Hong Leong Mach IOU Personal Loan
RM2,000
7.00%p.a.
12.68%p.a.
RM892
RM700
Unsecured Loan
Product Name
Min. Income
Interest Rate
Effective Rate
Monthly Repayment
Interest Paid Over 3 years
Citibank
Citibank Ready Credit Paylite
RM2,000
5.9%p.a.
10.91%p.a.
RM327
RM1770
Unsecured Loan
Alliance Bank
Alliance Bank CashFirst Personal Loan
RM3,000
6.88%p.a.
12.62%p.a.
RM335
RM2064
Unsecured Loan
Hong Leong Bank
Hong Leong Personal Loan
RM2,000
7.00%p.a.
12.83%p.a.
RM336
RM2100
Unsecured Loan
Mach by Hong Leong Bank
Hong Leong Mach IOU Personal Loan
RM2,000
7.00%p.a.
12.83%p.a.
RM336
RM2100
Unsecured Loan
Ambank
Ambank AmMoneyLine
RM2,000
8.00%p.a.
14.55%p.a.
RM344
RM2400
Unsecured Loan
Min. Income
Interest Rate
Effective Rate
Monthly Repayment
Interest Paid Over 5 years
Bank
Bank
Bank
Product Name
Type
Type
Type
Citibank
Citibank Ready Credit Paylite
RM2,000
5.9%p.a.
10.68%p.a.
RM216
RM2950
Unsecured Loan
Alliance Bank
Alliance Bank CashFirst Personal Loan
RM3,000
6.88%p.a.
12.31%p.a.
RM224
RM3440
Unsecured Loan
Hong Leong Bank
Hong Leong Personal Loan
RM2,000
7.00%p.a.
12.50%p.a.
RM225
RM3500
Unsecured Loan
Mach by Hong Leong Bank
Hong Leong Mach IOU Personal Loan
RM2,000
7.00%p.a.
12.50%p.a.
RM225
RM3500
Unsecured Loan
Maybank
Maybank Personal Loan
Rm2,500
8.00%p.a.
14.12%p.a.
RM233
RM4000
Unsecured Loan
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JANUARY 2015
Top Product Tables
Bank Name
Product Name
FD Type
Minimum Deposit
Advertised Interest Rates
Effective Interest Rates
Interest on RM50,000
Depositor’s Insurance?
MBSB
MBSB Fixed Deposit for 49'ners Club
Standard
RM1,000
3.40%
3.40%
RM142
MBSB
Affin Bank
Affin Bank FD Plus
CASA
RM10,000
3.25%
3.25%
RM135
PIDM
Bangkok Bank
Bangkok Bank Fixed Deposit Account
Standard
RM5,000
3.20%
3.20%
RM133
PIDM
Bank of China
Bank of China Fixed Deposit Account
Standard
RM5,000
3.15%
3.15%
RM131
PIDM
CIMB Bank
CIMB Fixed Deposit
Standard
RM5,000
3.15%
3.15%
RM131
PIDM
Bank Name
Product Name
FD Type
Minimum Deposit
Advertised Interest Rates
Effective Interest Rates
Interest on RM50,000
Depositor’s Insurance?
Affin Bank
Affin FDPLUS2
Standard
RM5,000
3.80%
3.80%
RM475
PIDM
MBSB
MBSB Fixed Deposit for 49'ners Club
Standard
RM1,000
3.45%
3.45%
RM431
MBSB
Public Bank
Public Bank PB Golden 50 PLUS FD Account
Standard
RM30,000
3.30%
3.30%
RM413
PIDM
Bank of China
Bank of China Fixed Deposit Account
Standard
RM1,000
3.25%
3.25%
RM406
PIDM
RHB Bank
RHB Ordinary Fixed Deposit
Standard
RM500
3.20%
3.20%
RM400
PIDM
Bank Name
Product Name
FD Type
Minimum Deposit
Advertised Interest Rates
Effective Interest Rates
Interest on RM50,000
Depositor’s Insurance?
Mach by Hong Leong Bank
Mach Fixed Deposit
Standard
RM1,000
3.80%
3.80%
RM950
PIDM
MBSB
MBSB Fixed Deposit for 49'ners Club
Standard
RM1,000
3.55%
3.55%
RM888
MBSB
Affin Bank
Affin Bank FD Plus
CASA
RM10,000
3.40%
3.40%
RM850
PIDM
AmBank
AmBank Am50 Plus
Standard
RM5,000
3.30%
3.30%
RM825
PIDM
Bank of China
Bank of China Fixed Deposit Account
Standard
RM1,000
3.30%
3.30%
RM825
PIDM
Bank Name
Product Name
FD Type
Minimum Deposit
Advertised Interest Rates
Effective Interest Rates
Interest on RM50,000
Depositor’s Insurance?
MBSB
MBSB Fixed Deposit for 49'ners Club
Standard
RM1,000
3.65%
3.65%
RM1,369
MBSB
Affin Bank
Affin Bank FD Plus
CASA
RM10,000
3.50%
3.50%
RM1,313
PIDM
Bank of China
Bank of China Fixed Deposit Account
Standard
RM1,000
3.40%
3.40%
RM1,275
PIDM
RHB Bank
RHB Ordinary Fixed Deposit
Standard
RM500
3.35%
3.35%
RM1,256
PIDM
Public Bank
Public Bank Plus Fixed Deposit Account
Standard
RM1,000
3.30%
3.30%
RM1,238
PIDM
Bank Name
Product Name
FD Type
Minimum Deposit
Advertised Interest Rates
Effective Interest Rates
Interest on RM50,000
Depositor’s Insurance?
Mach by Hong Leong Bank
Mach Fixed Deposit
Standard
RM1,000
4.00%
4.00%
RM2,000
PIDM
Affin Bank
Affin Bank Fixed Deposit
Standard
RM500
3.70%
3.70%
RM1,850
PIDM
MBSB
MBSB Conventional Fixed Deposit
Standard
RM1,000
3.60%
3.60%
RM1,800
MBSB
RHB Bank
RHB Senior Fixed Deposit
Standard
RM10,000
3.45%
3.45%
RM1,725
PIDM
Hong Leong Bank
Hong Leong Flexi FD
Standard
RM10,000
3.45%
3.45%
RM1,725
PIDM
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JANUARY 2015