KZN Property Pages - 14 April 2018 by KZN Property Pages

RESIDENTIAL LETTING COMMERCIAL Your Leading Property Guide

A BL ACK INC MEDIA PUBLICATION

14 April 2018

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Understanding the repo rate cut on the property market. On 28 March, the Monetary Policy Committee (MPC) of the South African Reserve Bank announced that the interest rates would be cut by 25 basis points, lowering the repo rate to 6.5% and the prime lending rate to 10%. While most of us know that this is good news, an alarming amount of us will turn a deep shade of crimson if pressed to explain why. The good thing to hold onto if you belong to this blushing bunch is that you’re not alone in your unfamiliarity with this topic. “The announcement of the interest rate cut was a mini-triumph for all South Africans. The unfortunate reality, though, is that too few individuals fully understand exactly how this affects them, which means that they are unlikely to reap the full rewards of this decision,” says Adrian Goslett, Regional Director and CEO of RE/MAX of Southern Africa. To begin with, the difference between the repo rate and the prime lending rate is left a mystery to most. While this distinction is unlikely to affect you directly, it is helpful to understand if you want to grasp the broader concepts. The repo rate is the rate at which the South African Reserve Bank lends money to commercial banks. These banks then add their own mark-up on this rate which results in the prime lending rate: the rate at which banks lend money to consumers. Simply put, a cut in the repo rate will mean that the interest you owe on your debt will automatically decrease. This is exactly what happened at the MPC meeting last Wednesday.

for the same bond amounted to R9,816. This totals a saving of R166 per month on bond repayments,” says Goslett. “If you choose to channel the money you’re saving right back into your monthly bond repayment, thereby keeping the repayment at the rate before the interest cut, you can potentially cut a whole year off of your lending term.” Of course, this all depends on how far along you are in the lifespan of your bond. If you are right at the beginning of your 20 year lending period, it is possible to shorten your lending term by up to 12 months if you choose to do as Goslett advises. But, if you are halfway through your 20 year bond, you will only be able to cut about two months off the lending term. The power of compound interest is largely to thank for this. When stretched over 20 years, this small R166 per month (plus the interest it accumulates) turns into 12 months’ worth of bond repayments. However, the amount saved when limited to just the second half of your bond lifespan, amounts to only two months’ worth of repayments. Still, two months off your total repayments amounts to a saving of close on R20,000. “Now is also the perfect time for first-time buyers to enter the market. Their monthly repayments will be less, which in turn lowers the overall amount owed by the end of their lending term. Before the interest rate cut, a R1 million house would have ended up costing you R2,355,944 at the end of the 20 year loan period. At the current interest rate, the same house will end up costing you R2,315,664 at the end of a 20 year period. If you purchase property at the current interest rate, you are saving R40,280,” Goslett advises.

“Off the back of the interest rate cut, South Africans have the choice between two options: either enjoy the “To put this in real terms, the monthly repayment on a short-term pleasure of having an extra R166 to spend R1 million bond with no deposit, calculated at the new each month, or invest that money in a way that results in long-term financial relief,” Goslett concludes. interest rate over 20 years amounts to R9,650. Based Source - My Property on the previous interest rate, the monthly repayment

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1967 - 2017

EST. 1967 / PROUDLY MARITZBURG

SCOTTSVILLE

DELIGHTFUL CLINKER WITH A POOL

R1 950 000

ON SHOW 2.30-5

R1 750 000

Web 2696987

This feature low maintenance home offers 3 living rooms, modern kitchen with gas hob & u/c oven, laundry, 3 bedrooms, 2 bathrooms (M.E.S), excellent entertainment area, pool, huge double lock up garage (4 vehicles), double carport, superb 1 bedroom self-contained flat above the garaging, staff facilities. Fully walled with good security.

Follow boards from Foxon Rd./Varley Rd. Intersection into Dennis Rd. Tony Sanders 082 779 6145 | tony@natalproperty.co.za

BISLEY HEIGHTS

R1 125 000

MODERN FACE-BRICK HOME - IN THE RIGHT AREA 3 Beds / 2 Baths / Parking / Pool

Web 2723200

This pin neat family home comprises lounge, dining room open plan to modern well fitted kitchen (U/C oven & hob), laundry/scullery, 3 bedrooms, study or 4th bedroom/ family TV room, bathroom plus shower en-suite, staff facilities, pool & covered entertainment area, lovely walled garden with palisade fencing along the front boundary. Follow boards from Cnr of Beacon Rd. & Murray Rd. Andrew Norton 062 138 1423 | andrew@natalproperty.co.za

BISLEY

R850 000

NPC

ON SHOW

ON SHOW 2.30-5

2.30-5

R2 395 000

4 Beds / 3 Baths Web 2714415 This charming home with its original features & spacious rooms offers lounge, diningroom, TV lounge, fitted kitchen, 4 bedrooms with 3 lovely bathrooms & a wrap around verandah. Extras include extensive outbuildings consisting of a flat & an extra large studio. The home is set on 2440 m2 of level land with a swimming pool & tennis court. Trish Campbell 083 632 5141 | trish@natalproperty.co.za

R1 695 000

HIGHLY SOUGHT AFTER DUPLEX 4 Beds / 2 Baths / Garages

Web 2501381

This very neat townhouse with loads of space, offers 4 bedrooms, 2 Â˝ bathrooms, 2 lounges, excellent security & peaceful surroundings. Trish Campbell 083 632 5141 | trish@natalproperty.co.za

3 Beds / 2 Baths / 2 Garages / Flatlet / Pool

NPC

BEAUTIFULLY RESTORED HOME

78 Commercial Road

STUNNING HOME & 5 STAR FLATLET

NPC

Follow Boards From Hesketh Dr. Lewis Nel 083 662 2710 | lewis@natalproperty.co.za

MAIN BRANCH 033 345 1515

R1 250 000

NPC

3 Beds / 3 Baths / 4 Carports / Pool Web 2667860 The kitchen of this beautiful home has exceptional features. 2 Bedrooms have en-suites, the 3rd bedroom shares the guest bathroom/toilet. Lounge/diningroom has down lights. A sparkling pool, jacuzzi, gazebo with a rosewood bar counter. Double carpark & parking rounds off this home.

OAK PARK

BELLEVUE

NPC

LUXURY HOME

SCOTTSVILLE

R1 850 000

NPC

4 Beds / 2 Baths / 2 Garages / Pool Web 2683285 This attractive home is set in a fully walled garden with remote access. Offers 2 lounges, separate diningroom, an open-plan fitted kitchen with granite tops (uco/hob), with bedrooms served by 2 pretty bathrooms. Also a large covered entertainment patio, pool room & large outbuildings. Follow boards from King Edward Rd. & New England Rd. to Milborrow Rd. Brad Smith 078 322 1720 | brad@natalproperty.co.za

HAYFIELDS

LARGE FAMILY HOME - BEAUTIFUL SPACE

2.30-5

4 Beds / 2 Baths / 3 Garages Web 2763240 This family home is waiting for you to modernise. It has 4 large bedrooms, 2 full bathrooms, separate lounge & dining room & a spacious kitchen. Beautiful solid home with 3 garages. Come & view!! Follow boards from Oribi Rd. to Bowker Rd. Dave Spark 071 451 5915 | dave@natalproperty.co.za

HAYFIELDS

R2 100 000

IMMACULATE FAMILY HOME

R1 625 000

ACCOMMODATION GALORE WITH FLATLET!

5 Beds / 3.5 Baths / 2 Garages Web 2763082 This home is incredibly spacious & offers newly tiled bathrooms. Upstairs boasts a well fitted kitchen (UCO & Hob), open plan lounge with diningroom as well as a family room. Also boasting a 1 bedroom flatlet comprising bedroom with en-suite, fitted kitchen & a lounge. Extras include a swimming pool, double garage & all is set in a quiet cul-de-sac.

Paul Campbell 082 782 4180 | paul@natalproperty.co.za

CASCADES 033 347 1819

Cascades Centre

HAYFIELDS 033 386 3312

35 Blackburrow Road

3 Beds / 2 Baths / 2 Garage Web 2243614 Spacious 3 bedroom (BICS) townhouse offering 2 bathrooms (ses) a lounge, dining room and kitchen. This unit has a sizeable fenced garden and lock up garage with remote access. Great starter unit. Follow boards from Oribi Airport entrance. Mark Gouweloos 072 544 9277 | mark@natalproperty.co.za

HILTON

R1 950 000

A RARE BEAUTY

4 Beds / 2 Baths / 1 Garage / 1 Carport Web 22706279 A beautiful home situated in a prime area, the bedrooms have built in cupboards (mes), lounge, study & lovely fitted kitchen (elo/hob). Oher features include ceramic tiled floors, great entertainment area & pool, staff quarters & remote access. Thandi Zuma 083 341 0981 | thandi@natalproperty.co.za

CLARENDON

SECURE FACE-BRICK UNIT

2 Beds / 2 Baths / 2 Garages Web 2761368 This immaculate & modern unit is set in a private complex with just 3 units. The complex has large grounds, perfect for afternoon walks. The unit is modern, yet homely, comprising big bedrooms, served by 2 modern bathrooms, lounge (fireplace), dining room, fitted kitchen (UCO/Hob), double automated garage. This complex is hidden away & perfect for those wanting peace & quiet in the heart of Hilton. Paul Campbell 082 782 4180 | paul@natalproperty.co.za

CLARENDON

A HOME WITH A VIEW

R1 500 000

3 Beds / 2 Baths / 2 Garages / Flatlet Web 2760840 This well kept home offers 2 lounges, a smart kitchen, 3 bedrooms, study, double garage & a garden flatlet. Also 2 basement rooms with flatlet potential. Bruce Campbell 083 226 2015 | bruce@natalproperty.co.za

NATALPROPERTY.CO.ZA

INFO@NATALPROPERTY.CO.ZA

1967 - 2017

EST. 1967 / PROUDLY MARITZBURG

NORTHERN PARK

R1 400 000

A GEM WITH A VIEW

3 Beds / 2 Baths / 1 Garage / Pool Web 2667182 Immerse yourself in the lovely view from the verandah of this wonderful family home. Bedrooms are served by 2 bathrooms, 2 reception rooms, kitchen with laundry & scullery. Other features include a lock-up garage with workshop & a pool. Lewis Nel 083 662 2710 | lewis@natalproperty.co.za

HAYFIELDS

R1 160 000

PELHAM

ASHDOWN

R550 000

WELL MAINTAINED HOME 3 Beds / 1 Bath

CLARENDON

R850 000

2 Beds / 1 Bath Web 2692245 This little ideal starter home is situated close to Pelham School, is tiled throughout and features a brand new kitchen with UCO/hob. The home offers a lounge/diningroom, 2 bedrooms, a full bathroom (shower cubicle & bath), as well as a small walled garden. Tyrone West 083 780 4426 | tyrone@natalproperty.co.za

R695 000

SPACIOUS DUPLEX 3 Beds / 1.5 Baths / 1 Carport

Bruce Campbell 083 226 2015 | bruce@natalproperty.co.za

IMBALI UNIT 13

2 Beds / 1 Bath / 1 Carport

R535 000

This neat home is tiled throughout, offering a fitted kitchen

room, spacious lounge & kitchen.

& lounge. Totally fenced.

Sbu Ndlovu 082 815 0464 | sbu@natalproperty.co.za

Charity Zakwe 060 302 0519 | charity@natalproperty.co.za

78 Commercial Road

CASCADES 033 347 1819

Cascades Centre

R1 125 000

POPULAR BEACON HILL

3 Beds / 1 Bath / 1 Carport / 1 Parking Bay Web 2695624 This neat flat is situated in a popular complex, close to all amenities. The 105 m2 unit boasts 3 sizeable bedrooms (all with BIC’s) served by a bathroom with a separate guest toilet. The spacious lounge/dining room opens onto a private verandah. The kitchen has ample fitted cupboards. Mark Gouweloos 072 544 9277 | mark@natalproperty.co.za

IMBALI UNIT 13

R595 000

3 Beds / 1 Bath / 1 Garage Web 2762864 This home offers 3 bedrooms, served by a family bathroom, living area & kitchen. Also a garage & fully fenced, maintainable garden. Sbu Ndlovu 082 815 1464 | sbu@natalproperty.co.za

IMBALI UNIT 13

PRICED TO SELL Web 2710582

This great starter home offers 3 bedrooms, a family bath-

MAIN BRANCH 033 345 1515

4 Beds / 2 Baths / 1 Garage Web 2130897 If you are looking for a solid well-built home in Hayfields, look no further. This family home offers 4 large bedrooms, M.E.S, a spacious lounge and dining room, all with parquet flooring. The lockup garage takes 2 cars, plus a workshop. This is a beautiful setting, not to be missed. Dawn Hohls 082 452 4839 | dawn@natalproperty.co.za

NEAT FAMILY HOME Web 2728899

This 3 bedroom unit offers 2 bathrooms (mes), lounge, diningroom and open plan kitchen. Neat garden, carport and 24 hr security.

SECURE HOME Web 2592592

R1 050 000

PELHAM

CLELAND

3 Beds / 1 Bath / 1 Carport Web 2692248 This pin neat home is fully tiled & boasts 3 bedrooms served by a pretty bathroom. The fitted kitchen has a built-in oven & stove. The lounge leads onto a private patio. Other extras include a carport & alarm system. Call now for a viewing. Tyrone West 083 780 4426 | tyrone@natalproperty.co.za

HAYFIELDS

NEAT FACE-BRICK SIMPLEX

SOUTHLANDS

PERFECT STARTER HOME!

R1 250 000

GREAT BUY - POPULAR ROAD

4 Beds / 2 Baths / 3 Flatlets Web 2435103 This lovely old home features spacious living areas & 4 bedroomed accommodation served by 2 bathrooms. There are 3 self-contained flatlets. Rental income potential of about R17 000 per month. Also ample parking with garage and carports. Bruce Campbell 083 226 2015 | bruce@natalproperty.co.za

A COSY COTTAGE

R695 000

HAYFIELDS

AN OUTSTANDING INCOME GENERATOR

SPACIOUS SIMPLEX - GREAT POSITION

3 Beds / 2 Baths / 2 Garages / Parking Web 2661341 This spacious simplex offers 3 large bedrooms with built in cupboards, 2 bathrooms, a lounge & dining room combined leading to a covered patio overlooking a neat garden. There is a double garage plumbed for laundry. Dawn Hohls 082 452 4839 | dawn@natalproperty.co.za

R1 350 000

R395 000

2 Beds Web 2749155 This lovely starter home is situated in a quite area offering 2 bedrooms, combine dining & lounge, fully fitted kitchen, verandah, outside bathroom, big yard to extent & it’s fenced. Thandi Zuma 083 341 0981 | thandi@natalproperty.co.za

HAYFIELDS 033 386 3312

35 Blackburrow Road

3 Beds / 2 Baths / 1 Garage Web 2761222 This delightful low maintenance home in a small complex of 10 units, offers a separate lounge & diningroom with air-conditioning, an open plan fitted kitchen with direct access from the garage (electric doors) & 3 bedrooms (all with air-con) served by 2 bathrooms (mes). Bruce Campbell 083 226 2015 | bruce@natalproperty.co.za

R750 000

DELIGHTFUL DUPLEX WITH VIEWS

2 Beds / 1.5 Baths / 1 Study Web 2590615 This smart apartment with a pleasant outlook offers a spacious lounge/dining room with parquet flooring & a modern well fitted kitchen. Upstairs are the 2 bedrooms, a new bathroom & study (or 3rd bedroom). Parking available, remote access & close to all amenities. Open to offers! Tyrone West 083 780 4426 | tyrone@natalproperty.co.za

CENTRAL

R560 000

SPACIOUS FLAT 2 Beds / 1 Bath / 1 Garage

Web 2726637

A spacious apartment centrally located close to all amenities, 2 bedrooms, bathroom, lounge, kitchen & garage. Deon vd Westhuizen 083 232 3225 | deon@natalproperty.co.za

BISHOPSTOWE

R310 000

BEACON HILL ESTATE - LAND This stunning piece of level land is situated in a secure estate (1 041 sqm). Ideal for building your dream home to your taste & lifestyle, with magnificent city views. Charity Zakwe060 302 0519 | charity@natalproperty.co.za

NATALPROPERTY.CO.ZA

INFO@NATALPROPERTY.CO.ZA

• REBUILD • REVAMP • REPAIR • BUILDING • LANDSCAPING • MAINTENANCE •

Services: • Landscaping • Swimming Pools • Screens • Water Features and Ponds • Irrigation and Tank Systems • Cladding • Decks • Specialised Monthly Garden Service • Driveways

- GHI IS THE APPROVED LANDSCAPER FOR THE CRYSTAL PALMS DEVELOPMENT -

Julian: 083 558 4852 | W: www.ghimprovers.co.za

Harcourts Patrick & Co 033 342 3340 patrickandco@harcourts.co.za

ON SHOW SUNDAY

Lincoln Meade

We would like to inform the community that our telephone cables have been damaged by a recent storm. We are awaiting Telkom’s solution to this problem. We apologise for any inconvenience caused.

R1 200 000 Pelham/Scottsville

R1 295 000

A home with lovely street appeal, on a completely level stand in this Situated in popular Jesmond Gardens, is this spacious mini-sub popular suburb. Plenty of space to build on and also comprises a unit, in excellent condition. Owner very sad to leave. North bachelor flatlet, with own entrance and much more. Please join me facing and secure. to view this Sunday. Follow boards from Alexandra / Jesmond and Oribi / Jesmond Roads. ON SHOW SUNDAY 2.30 -4.30 | WEB REF:KEP26683 Follow boards from cnr Hesketh Drive/ Murray Roads. ON SHOW SUNDAY 2.30 - 4.30 | WEB REF: KEP26893 IRENE COOK C 072 483 9505 E irene.cook@harcourts.co.za

FIONA PATRICK C 082 553 7810 E fiona.patrick@harcourts.co.za

Merrivale

R1 350 000

Muswell Hill

R1 595 000

This well, priced unit is situated in the greenbelt, in a small well Lovely 4 bedroom, 3 bathroom home with open plan lounge, dining room and kitchen. Has TV lounge, single garage and double run complex. It offers a small easy to manage private garden. Comprising of 3 bedrooms, 2 bathrooms (1 mes), a combined carport. All set on a large property with a variety of fruit trees. lounge/dining room. Fitted kitchen and double auto garage. If you’re in search of a easy to maintain lock up and go, then look Follow boards from Zeederberg Main Road into Holiday Road. no further. ON SHOW SUNDAY 2.30 -4.30 | WEB REF: KEP26986 Follow boards from cnr McCarthy & Chase Valley Roads. ON SHOW SUNDAY 2.30 – 4.30 | WEB REF: KEP26949 LINDA K C 063 728 7577 E linda.k@harcourts.co.za

GLERYL DE RAUVILLE | C 083 286 5758 E gleryl.dr@harcourts.co.za

ON SHOW SUNDAY

Orient Heights

ON SHOW SUNDAY

R1 895 000

Hayfields

R2 200 000

Peatties Lake

R110 000

ALBERT FALLS AREA!! Settled in Cul-de-sac beautiful and well cared for home needing a family to grow Enjoy living in the country in your one bedroom Plet home with Immaculate 5 bedroom home (3 en suite), Jacuzzi, with loads to offer. 2 Additional bathrooms, 2 reception rooms, TV lounge with fireplace and up in. Comprising lounge/diningroom, Kitchen/Breakfast Patio-5*/ T.V. room open plan lounge, kitchen, sunroom and covered verandah. study. Separate dining room, stunning fully fitted kitchen with granite tops. - Leads To Pool. 5 Bedrooms, 2 bathrooms, 3 garages, small and comfortable Has seperate laundry, carport and garden shed. All on a lease Beautiful views from the balcony upstairs. Single lock up garage, carport for garden (beautifully taken care of). This is a most attractive home - don’t miss it. property. 4 vehicles, Alarm system with CCTV cameras & all the extras. Dual access to Boards from Hesketh Drive to Westview Place. the property for convenience. WEB REF:KEP24337 ON SHOW SUNDAY 2.30-5P.M. Follow boards from Brixham Road. ON SHOW SUNDAY 2.30 - 4.30 | WEB REF:KEP26793 ANJ SRIBATH C 083 419 0919 E anj.sribath@harcourts.co.za

MEET WITH PETER C 072 354 6672 E peter.payne@harcourts.co.za

Prestbury Flat

R680 000

NEXT TO THE MARKET!! This modern upstairs flat at Xanothi offering lounge open plan to fully fitted kitchen seperate laundry room, 2 bedrooms, full bathroom and undercover parking. Popular block. Call to view WEB REF:KEP26982

LYNDA MARTIN C 082 450 2004 E lynda.martin@harcourts.co.za

GLERYL DE RAUVILLE C 083 286 5758 E gleryl.dr@harcourts.co.za

MIKE’S SPECIALS THREE OF THE BEST R550 000 Scottsville land. Lovely level 697square metre plot of land, fully fenced in this much sought after area.

MEADOWS R990 000 This home would suit a mechanic who works from home and needs lots of parking for cars. The home has 4 bedrooms, 3 bathrooms, lounge and dining room, kitchen, laundry, d/garage and carports for 6 years.

Clarendon R1 350 000 Lovely 4 bedroomed home with 3 bathrooms, fitted kitchen, 2 lounges lovely entertainment room fitted with a snooker table, bar and lots of other extras, d/garage and carport. MIKE WEBBER C 082 490 9241 E mike.webber@harcourts.co.za

Wembley

R2 250 000

Cato Ridge

R799 000 Chase Valley

Attractive low maintenance simplex, close to shops and the planned development of the Cato Ridge Private Hospital. Comprise 2 generously proportioned bedrooms with lots of bics, 2 bathrooms (mes) and a study. Open plan living areas with a newly renovated kitchen and a large undercover entertainment area that can be enclosed with canvas blinds for those cooler days. Fully fenced level garden that is pet friendly. Call now to view this gem.

harcourtspatrickandco.co.za

IRENE COOK C 072 483 9505 E irene.cook@harcourts.co.za

CINDY JOHNSTON C 083 564 2020 E cindy.johnston@harcourts.co.za

RENTAL

KEN SHAND C 082 461 2008 E ken.shand@harcourts.co.za

R1 550 000

PRICED TO SELL!! The owners of this much loved home are relocating and offering the opportunity for a new family to enjoy the property as much as they have. Comprises 3 bedrooms, 2 bathrooms (main en suite)a study + a beautiful fitted kitchen with gas stove and granite tops. Set in an established garden with a double garage. A must to view to be appreciated. WEB REF: KEP26734

WEB REF:KEP26748

Located in a peaceful cul-de-sac, this stunning home has recently Offices in Howick Road close to Showgrounds. Approximatly been renovated with classy finishes. 4 Spacious bedrooms, study, 168sqm in extent. Laminated wood flooring throughout. Extras dining room, 2 lounges, 2 bathrooms and double garage. A Five include alarm facility, pool, water tank, generator and remote gate Star kitchen. Enjoy tranquil living with magnificent views. access. Rental R15 000pm includes electricity, water and garden service. WEB REF:KEP26499

JULIE CHETTY C 084 622 0288 E julie.chetty@harcourts.co.za

R1 195 000 Clarendon

Beautiful views of the greenbelt from this 3 bedroomed unit in a well, run complex with a small manageable private garden. Pets with permission. View by appointment | WEB REF: KEP25935

RICHMOND

CINDY JOHNSTON | C 083 564 2020 E cindy.johnston@harcourts.co.za

R8 500 000

This is a once in a lifetime opportunity to own a very special farming enterprise. Its source of income is from 4 hydroponic houses totaling one hectare. The return from these 4 shade cloth houses is very lucrative. All types of crops can be grown but lettuce is their main one. The system is in immaculate and operating condition and ready for planting. There is a renovated house with 4 bedrooms and 2 cottages with 2 bedrooms each and a recreational room overlooking a pool, 2 lockable garages and several carports, a workshop and a storeroom. The pack house has a 40sqm cold room. Add to all this 2 open sheds, sta accommodation and 5 stables. Of the 25,8ha and 8ha is arable, 4ha under timber, a 6ha dam the 1ha as above and the remainder under buildings and veld. Domestic water is from a 2000lts / hr borehole and for the hydroponics from a 15000lts/hr borehole, there is a pump on the dam for backup and for the irrigation of the arable land, if necessary water can be drawn from the Illovo River, the property is surrounded by other commercially operated small holdings and farms. This is a very viable farming area with an ideal climate. The owner is prepared to be available to assist during handover if necessary. There is a list of farm equipment including a delivery truck to make the sale a going concern, the equipment costs are excluded in the asking price. WEB REF: KEP26383

PETER CATERALL C 072 257 5474 E peter.caterall@harcourts.co.za

Harcourts $'/*) 033 ǖǗǖ ǖǖǗǘ $)!*ǻ#$'/*)@harcourts.co.za

ON SHOW SUNDAY

ON SHOW SATURDAY

HILTON THIS ONE WILL WOW YOU R2 150 000

This home will WOW you – I am certain of that! Incredible views of the berg, an amazing entertainment and pool area, plus and extra guest suite/home office. The home is open plan and the 3 spacious family bedrooms are all upstairs. Boards from Crossways along Cedara into Bergview. ON SHOW SATURDAY 11.00 - 13.00 | KHT33432 Barbara Rogers C 082 802 5956 | T 033 343 3345 E barbara.rogers@harcourts.co.za

ON SHOW SUNDAY

R2 450 000 BE THE KING OF YOUR CASTLE IN HILTON R2 250 000 HILTON

MONTROSE

4 Beds | 2 Baths | 2 Lounges | 1 Dining | 2 Garages

3 Beds | 4 Baths | 2 Lounges | 5 Garages | 2 Carports

Putting it simply, this home is modern, large and an entertainer’s delight. The home boasts two lounges, separate dining room, 4 bedrooms, guest toilet, two full bathrooms, and a unique open plan kitchen. Overlook the pool while enjoying your morning coffee on the delightful covered verandah. See you on Sunday. Follow boards from the T-junction of Townbush Road and Hawkins Road into Francis Staniland. ON SHOW SUNDAY 2:30 – 4:30 | Web: KHT33487

Be the King of your own Castle in this uniquely designed and built home that offers complete privacy and security. Set in a park like garden with secret pathways, streams and bridges, a children’s delight! All bedrooms are en suite, and there’s no shortage of living space both indoors and out including a rooftop patio. There is plenty of storage and two huge separate double carports for caravans, boats and trailers. This home really does cater for everyone with so many more hidden surprises and needs to be seen to be appreciated. Follow the boards from the Shell Garage. ON SHOW SUNDAY 2:30 – 4:30

3 Beds | 2 Baths | 1 Lounge | 1 Dining | 2 Garages

This impeccable property is an exclusive residential enclave, located off Hilton Ave with easy access to The Quarry Centre. A good range of schools, social and recreational amenities all within close proximity. Don’t miss out viewing Hilton premier estate, you won’t be disappointed. Follow the Harcourts show boards from Crossways intersection. ON SHOW SUNDAY 2:30 – 4:30 | Web: KHT33485 Cameron Day C 082 530 3366 | T 033 343 3345 E cameron.day@harcourts.co.za

This low maintenance, pin neat home has pastoral views over Cedara Agricultural College. Well situated in a unique complex of only 4 units with communal club house and pool area. Offering 3 ample bedrooms, 2 bathrooms and a comfortable living area and separate sunroom. Add to this a double automated garage and fenced garden to enjoy. Follow boards from from Exit 99 Howick South Underberg turnoff, off the N3 into Wilson and District Drive. ON SHOW SUNDAY 2:30 – 4:30 | Web: KHT33467 Cathy Fitzpatrick C 083 234 4864 | T 033 343 3345 E cathy.fitzpatrick@harcourts.co.za

HILTON

R1 495 000

4 Beds | 3 Baths | 1 Lounge | 1 Dining | 1 Garage

All the space and all the security that you will want in this very central complex. The living is open plan and there is a modern garden big enough for your pets and enough space for your children to play. The bonus is a separate TV lounge. Follow boards from Hilton Shell Garage to Laddsworth School. ON SHOW SUNDAY 2:30 – 4:30 | Web: KHT32724 Brian Wilkes C 082 417 6166| T 033 343 3345 E brian.wilkes@harcourts.co.za

Trish Parsons C 082 904 3157 | T 033 343 3345 E trish.parsons@harcourts.co.za

ON SHOW SUNDAY

R3 250 000 MERRIVALE HEIGHTS SIMPLEX R1 195 000

VILLA CORTINA

Web: KHT33496

Tracy Summerton C 082 802 5956 | T 033 343 3345 E tracy.summerton@harcourts.co.za

ON SHOW SUNDAY

R1 950 000 MULTI-LET INVESTMENT OPPORTUNITY IN WEMBLEY R1 600 000

2 Beds | 2 Baths | 1 Lounge | 1 Dining | 2 Garages

Live in the country in the middle of Hilton. One of only 3 homes, this property is nestled in one of the most tranquil and secure complexes in the area. Its unique decor has been designed with elegance, giving the feeling of space and luxury and yet has kept its homely feel. Ideally suited for a young couple or folk wanting to downsize.Follow boards from the Shell Garage in Hilton Avenue. ON SHOW SUNDAY 2:30 – 4:30 | Web: KHT32632

A unique opportunity to let 4 seperate homes for more than bond payments, work from home or live a fabulous life with plenty of space for an extended family There is so much more that meets the eye here! Follow boards from Robert’s Road robots to 26 Taunton Road. ON SHOW SUNDAY 2.30 - 4.30 | KHT32994

Shirley Stephenson C 083 292 0599 | T 033 343 3345 E shirley.stephenson@harcourts.co.za

Jane Lait C 072 107 1748 | T 033 343 3345 E jane.lait@harcourts.co.za

ON SHOW SUNDAY

WINTERSKLOOF

R1 890 000 HILTON

R1 650 000 MIDLANDS - BALGOWAN

2 Beds | 2 Baths | 1 Lounge | 1 Dining | 1 Garage

FIRST TIME ON SHOW! This stunning thatch retreat has been newly upgraded.

Set in the popular Berryhill Mews Complex, this stand alone simplex is the ideal lock up and go. Pin neat, well maintained home for the newly married or the single at heart. Tiled throughout, open plan Follow the Harcourts show boards from Crossways intersection to Celtis Road. and a lovely covered verandah that extends from the lounge. A ON SHOW SUNDAY 2:30 – 4:30 | Web: KHT33526 small manageable garden. VIEW BY APPOINTMENT | Web: KHT33436 Michelle Byres C 072 120 6160 | T 033 343 3345 E michelle.byres@harcourts.co.za

Tracy Summerton C 079 438 8059 | T 033 343 3345 E tracy.summerton@harcourts.co.za

R3 200 000 ATHLONE CIRCLE - PRIME OFFICE & RETAIL SPACE TO LET! POA

Perfect for the person with green fingers! Take advantage of this rural/residential property, surrounded by farmland. Stunning home in the centre of the Midlands Meander, up a quiet lane on 1 Hectare of private land. The property includes a home nursery business with a large variety of exotic plants. The home has four bedrooms. The master bedroom is en suite. Three other bedrooms, open-plan lounge and dining area, pub/sunroom, covered patio in a beautifully maintained garden. Two bathrooms, mes, and a walk in dressing room. Large kitchen with breakfast bar, separate scullery and laundry room. Two garages, three carports and storeroom. Tunnels, greenhouses, all beautifully maintained. Move in and take advantage of the thousands of plants to commence the nursery business. VIEW BY APPOINTMENT | Web: KNH3673 Roger Nevin C 082 555 3995 | T 033 343 3345 E roger.nevin@harcourts.co.za

# - *0-/.#$'/*).co.za

INTERNATIONAL REALTY

PRESTBURY

EXCLUSIVE MANDATES

033 386 6623

privateproperty .co.za

Colin Rodger HAYFIELDS MALL 082 784 3123

ON SHOW SUN 2:30-4:30 PM

ON SHOW SUNDAY 2.30-5 PM R1 150 000. NEW LISTING! Lovely simplex in a small complex ON THE DOORSTEP OF THE WYKEHAM COLLEGIATE offering 3 large bedrooms, 2 bathrooms, lounge/dining room, family room, study, huge fitted kitchen and garage. Boards from Shell Garage in Zwartkop Road. Shirley Duigan 082 633 8766

Melissa Line C 082 495 0655 | T 033 343 3345 E melissa.line@harcourts.co.za

Experts in home finance.

Lew Geffen Sotheby’s CLARENDON

Retail and office space available to let in this community centric development – ideally located and interconnected at the crossroads of the northern suburbs and Pietermaritzburg’s main arterial network, offering its users increased convenience and accessibility. VIEW BY APPOINTMENT.

R865 000. THE JOY OF HOME OWNERSHIP STARTS HERE so don’t delay to view this immaculate unit offering 3 bedrooms, 2 bathrooms, separate lounge and dining room, large kitchen with direct access to auto garage and a lovely back patio for entertainment. Shirley Duigan 082 633 8766.

Pietermaritzburg i - Realty 033 396 2778 • gregandshirley@sothebysrealty.co.za Each Office is Independantly Owned and Operated

HAYFIELDS - BURNS ROAD

OPTIONS R1 440 000 RETIREMENT FROM R425 000 A new arrival this week and situated in a most popular corner of this sought after suburb. R425 000 Rosewood – super 1 bedroomed A lovely family home comprising 3 good sized bedrooms with 2 bathrooms (main-en-suite), unit with lounge, kitchen, full bathroom, a large inviting entrance hall, study area, a formal lounge with fireplace and a large TV covered balcony and a carport. lounge (with separate entrance). A fully fitted kitchen and scullery area with plumbing for R498 000 Jacaranda Lodge – Neat 2 two appliances. Double garaging, separate bedsitter and a beautiful recently upgraded bedroomed ground floor unit with 2 pool. Another winner from Arrow! Follow Arrows from the corner of Hesketh/ Burns Rd bathrooms, lounge, kitchen and veranda.

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5 dĂŠcor and design tricks for small living rooms Katlego Sekano Source â&#x20AC;&#x201C; Property 24

All small spaces present design challenges but itâ&#x20AC;&#x2122;s especially difficult to spruce up a cramped living room. Because this is the meeting ground for social interaction and entertainment, decorating becomes tricky because you have to strike a balance between squeezing in extra seating and creating more leg room. The key to working around this is knowing what type of furniture to choose and where to put it, as well as how to leverage decorative accessories to create the illusion of space. 1. Choose small-scale furniture Nowadays furniture manufacturers are making furniture that fits perfectly in small townhouses and apartments. So when shopping for your modest abode, look for a compact sofa with slender arms and legs.

You also want to choose leaner tables and armchairs, and consider installing floating or recessed shelves instead of using bulky bookcases and cabinets.

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4. Draw the eye upwards

To create the impression of having a larger and grander living room, use the vertical space available. While this If space allows, consider arranging furniture away from might not help with squeezing in an extra chair, you can use your dĂŠcor to draw the eye away from the the walls. What you want is to move closer to the floors. To do this, use floor-to-ceiling window centre of the room to create better traffic flow. treatments like curtains, drapes or blinds. You can also display art on the wall, gallery-style, or make use of a 2. Invest in multipurpose furniture built-in bookcase, floor lamps or tall indoor plants. In a small living room, every piece of furniture matters Not only does this give a room some dimension but it also makes it feel complete. so itâ&#x20AC;&#x2122;s important that you pick items that give you more than just one use. 5. Install mirrors Spend your money on coffee and end tables with You can open up the aesthetic of a small living room tiered shelves and drawers, or get an ottoman-style by making use of mirrors. coffee table with hidden storage. You could also substitute You can end tables improve the for ottomans brightness in that double the room, as extra especially if it seating. has few windows, by Investing in manipulating double duty natural light. furniture not To do this, only frees up floor space but also saves money â&#x20AC;&#x201C; it costs less to buy you need to one item with multiple purposes than three items position your mirror opposite a window or entryway to with different uses. reflect the view outside â&#x20AC;&#x201C; this will add some depth to the room, giving the impression of extra space. 3. Use transparent furniture Alternatively, you can place a mirror behind a light Furniture made from acrylic, glass or see-through source and use that to catch and reflect the light. material works well for small living rooms because it takes up zero visual space. The beauty about mirrors is that you can use whateverâ&#x20AC;&#x2122;s in their reflection to decorate your space. It also adds a playful but chic touch to a room, and The key is to position the mirror so that it reflects a blends in seamlessly with your dĂŠcor and colour textured object or surface. From wood to faux fur, scheme. patterns on vases and beautiful motifs on the wall, you can create a customised look without spending any â&#x20AC;&#x2DC;Ghostâ&#x20AC;&#x2122; furniture, like armchairs and coffee tables, are extra cash. perfect for small spaces because they make the room feel larger and less cluttered, and allow the other pieces in the room to shine.

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Landlords and tenants. Call us TODAY!

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RentalsDOTcom First Choice 033 394 0789

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Albie 082 553 9921 | Beverley 072 417 1068 beverley.smith@rentalsdotcom.co.za 201 Burger Street, Pietermaritzburg

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TIC PROPERTY SALES Estate Agents|Auctioneers |Appraisers

SCOTTSVILLE HOUSE

R2 200 000 LYNNFIELD PARK HOUSE

SPACE, COMFORT AND CONVENIENCE - 4 bedrooms, 2 bathrooms, 2 lounges, study, double garage, flatlet, pool, large level grounds and close to shops, schools, transport routes and varsity. Call me for an appointment to view this lovely home. Allan Angus on 084 582 4005 or 033 396 6174. E: allan@momentumrealty.co.za

R945 000

SIGNIFICANT ACCOMODATION - Varied uses for this property on City outskirts . Easy commute to Durban and surrounds. 2018 sqm of almost flat land. Plenty room for additions and improvement. 5 Bedrooms in all on offer with office and studio space. Call Yvonne Angus on 082 336 7230 /033 396 6174 to view. E: yvonne@momentumrealty.co.za

191 Pietermaritz St, Pietermaritzburg 3201 P.O. Box 11942, Dorpspruit, 3206 Email: ticauctions@absamail.co.za

BLACK RIDGE R875 000

Awesome Free standing house in the sought after complex - Linpark Mews: This is a rare opportunity to own a free standing 3 bedroom home in a Sectional Title Development. It has its own garden and undercover parking for up to 4 vehicles. The house further consists of a large kitchen scullery, lounge, dining room, sun room and 2 bathrooms. Enjoy the security of living in a complex with private entrance. To view, contact Jacques van Rooyen on 083 656 0891.

Tel: 033 394 0231 Fax: 033 394 0232 Cell: 083 656 0891

ON OW 2-5 SH DAY N SU

FOLLOW BOARDS FROM BOTANICAL GARDENS

How to become a zero-waste household... Source â&#x20AC;&#x201C; My Property

According to GreenCapeâ&#x20AC;&#x2122;s Waste Economy: Market Intelligence Report 2017, 65% of the waste (around 38 million tonnes) that South Africa creates is recyclable. That amounts to an estimated R17 billion/year worth of resources that could be redirected into the economy if 100% of these waste streams were recycled." â&#x20AC;&#x153;It is so important that we look after the environment. We encourage all homeowners to do their best towards living a greener lifestyle â&#x20AC;&#x201C; if not for the benefit of the environment, then at least for the benefit of their own pockets,â&#x20AC;? says Adrian Goslett, Regional Director and CEO of RE/MAX of Southern Africa. But, where does one start? Well, it is important to remember that Rome wasnâ&#x20AC;&#x2122;t built in a day. Becoming a zero-waste household is a process of slowly unlearning old habits and replacing them with new ones. Below are just a few changes you can make to start forming greener habits:

Change the way you buy

â&#x20AC;&#x153;Many homeowners avoid this option because they do not want the stench that it Weâ&#x20AC;&#x2122;re creating over 3 million tonnes of can create. But, this can be avoided entirely if packaging waste each year â&#x20AC;&#x201C; and just over the proper mix of materials is added to the half (1.9 million tonnes) of it ends up in heap,â&#x20AC;? says Goslett. Compost tends to smell recycling plants. Consider for a moment the pungent only if you have included too much content of your waste bin at the end of any nitrogen-based material (green waste), if there given month: in all likelihood, there is a is too much moisture and not enough collection of plastic shampoo bottles, various aeration, or if the pile has not been mixed assortments of plastic food containers, and a often enough. rainbow of colourful disposable razors and toothbrushes lying at the bottom of the bin. DIY where possible â&#x20AC;&#x153;There are so many disposable products we habitually purchase without considering how much unnecessary waste they produce. Purchasing products in bulk can reduce the amount of unnecessary waste created by throwing away smaller bottles/containers more frequently. However, if you are aiming to become a zero-waste household, you want to find items that: (a) have no packaging waste, and (b) can be reused or refilled when its contents has been depleted,â&#x20AC;? Goslett advises. Create your own compost heap There is so much kitchen and garden waste that ends up in landfill that could have been used in your own backyard. Items such as egg boxes, old newspapers, teabags and coffee grounds, as well as egg shells and all of your veggie scraps, can be used to create a great fertilizer mix.

â&#x20AC;&#x153;Another way to reduce the amount of waste your household creates is simply to buy fewer consumable products each month,â&#x20AC;? says Goslett. Cleaning products are a prime example of unnecessary consumable items we continually purchase â&#x20AC;&#x201C; from furniture polish in each scent in the range, to dusting cloths in three different shades of pink. There are so many simple cleaning solutions that you can make in a reusable glass container at home that will save all the waste that would have been created if you had purchased the detergent instead. White vinegar diluted in water, for example, is great for cleaning all sorts of surfaces as its

acidity is strong enough to dissolve dirt, soap scum and hard water deposits without marking the surface. â&#x20AC;&#x153;Going green is not always the easiest thing to do. Then again, nothing worth doing normally is. It will take a while to get used to these new habits, but the long-term effects will make it entirely worth the effort,â&#x20AC;? Goslett concludes.

What is Cryptocurrency?

21st Century unicorn - or the money of the future? Today cryptocurrencies have become a global phenomenon known to most people. While still somehow geeky and not understood by most people, banks, governments and many companies are aware of its importance. While many South Africans use Bitcoin exchanges and own cryptocurrency, the majority of cryptocurrency companies are distributed throughout North America, Europe, and China. South Africaâ&#x20AC;&#x2122;s contribution to the global cryptocurrency market is negligible. A cryptocurrency (or crypto currency) is a digital asset designed to work as a medium of exchange that uses cryptography to secure its transactions, to control the creation of additional units, and to verify the transfer of assets.Cryptocurrencies are a type of digital currencies, alternative currencies and virtual currencies. Cryptocurrencies use decentralized control as opposed to centralized electronic money and central banking systems.The decentralized control of each cryptocurrency works through a blockchain, which is a public transaction database, functioning as a distributed ledger. Bitcoin, created in 2009, was the first decentralized cryptocurrency. Since then, numerous other cryptocurrencies have been created. These are frequently called altcoins, as a blend of alternative coin. The legal status of cryptocurrencies varies substantially from country to country and is still undefined or changing in many of them. While some countries have explicitly allowed their use and trade, others have banned or restricted it. Likewise, various government agencies, departments, and courts have classified bitcoins differently. Some countries have gone so far as banning the handling of bitcoins by

financial institutions. In Russia, though cryptocurrencies are legal, it is illegal to actually purchase goods with any currency other than the Russian ruble. In the United States the Internal Revenue Service (IRS) ruled that bitcoin will be treated as property for tax purposes. This means bitcoin will be subject to capital gains tax. Legal issues not dealing with governments have also arisen for cryptocurrencies. A primary example of this new challenge for law enforcement comes from the Silk Road case, where Ulbricht's bitcoin stash "was held separately and ... encrypted." The legal concern of an unregulated global economy As the popularity of and demand for online currencies has increased since the inception of bitcoin in 2009, so have concerns that such an unregulated person to person global economy that cryptocurrencies offer may become a threat to society. Concerns abound that altcoins may become tools for anonymous web criminals. Cryptocurrency networks display a marked lack of regulation that attracts many users who seek decentralized exchange and use of currency; however the very same lack of regulations has been critiqued as potentially enabling criminals who seek to evade taxes and launder money. Transactions that occur through the use and exchange of these altcoins are independent from formal banking systems, and therefore can make tax evasion simpler for individuals. Since charting taxable income is based upon what a recipient reports to the revenue service, it becomes extremely difficult to account for transactions made using existing cryptocurrencies, a mode of exchange that is complex and (in some cases) impossible to track.

become widely accepted. Many online casinos and dice sites have launched to take advantage of the popularity of cryptocurrency however their legitimacy is often questioned because of concerns that they are not fair because of the computer algorithms used to run them. The service Provably fair was created to try and combat the fears of its users that they are not being cheated. Cryptocurrencies have been compared to ponzi schemes, pyramid schemes and economic bubbles, such as housing market bubbles. It has been stated that digital currencies were "nothing but an unfounded fad (or perhaps even a pyramid scheme), based on a willingness to ascribe value to something that has little or none beyond what people will pay for it". While cryptocurrencies are digital currencies that are managed through advanced encryption techniques, many governments have taken a cautious approach toward them, fearing their lack of central control and the effects they could have on financial security. Regulators in several countries have warned against cryptocurrency and some have taken concrete regulatory measures to dissuade users. Additionally, many banks do not offer services for cryptocurrencies and can refuse to offer services to virtual-currency companies. While traditional financial products have strong consumer protections in place, there is no intermediary with the power to limit consumer losses if bitcoins are lost or stolen. One of the features cryptocurrency lacks in comparison to credit cards, for example, is consumer protection against fraud.

Systems of anonymity that most cryptocurrencies offer can also serve as a simpler means to launder money. Rather than laundering money through an intricate net of financial actors and offshore bank accounts, laundering money through altcoins can be achieved through anonymous transactions.

By:Lindelani Masikane

Games, lotteries, online casinos and other online gambling sites that feature Cryptocurrency as either a method of payment or as the winnings paid have steadily increased as its popularity has grown and

For more information on this or any other legal related queries please contact us at professionals@randles.co.za or 033 392 8000

Candidate Attorney Randles Attorneys

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