KZN Property Pages - 21 July 2018

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National Award: Top Agent Category D

Regional Award: Most Units Sold

Louise Yeats

Louise Yeats

Regional Award: Highest Sales Value Category D

Regional Award: 2nd !Overall

Regional Award: Rental Administrator of the Year

Louise Yeats

Louise Yeats

Denise McGladdery

Louise Yeats !Gold Club Elite

Irene Speirs !Gold Club 10 Year Elite

Cheryl Anderson Gold Club 10 Year Elite

Nicci Vaughan !Gold Club

Long Service: 20 Years

Long Service: 15 Years

Louise Yeats

Sue Harrison

RESIDENTIAL LETTING The passion, tenacity and integrity of our founder, the late Pam Golding, lives on in our GoldClub 2018 Achievers. It is with great pride that we acknowledge our top performing agents and managers in KwaZulu!Natal for their outstanding achievements.

COMMERCIAL

21 July 2018


booking deadlines: BOOKING:

2pm Monday prior

MAINTENANCE IN RENTAL PROPERTY – LANDLORD OR TENANT? A good lease agreement will include the obligations contained in the Rental Housing Act, but will also contain additional responsibilities that are fair, reasonable and practical.

The other side of the coin is that the same Rental Housing Act also places certain obligations on the tenant with regards to maintenance and specifies that the tenant must maintain the property in a clean, tidy and safe state of repair; use all electrical, plumbing, sanitary, heating, ventilating, air-conditioning and other facilities and appliances in a reasonable manner and refrain from intentionally or negligently damaging the property. The Rental Housing Act goes on and stipulates that the tenant The issue of maintenance in a rental property is arguably is also responsible to maintain, replace or repair electrical one of the most contentious and one that leads to many globes, fittings and switches, water-borne taps, stoves, locks, handles and windows where such damage has not disagreements between landlords, tenants and agents, been due to natural causes as well as maintaining the often resulting in court cases or the lodging of complaints at the Rental Housing Tribunal. This is usually swimming pool (if any) including but not limited to all pumps, hoses & accessories in good order and repair, because of unsound reasoning and a lack of subject to fair wear and tear. And, of course, maintaining understanding of the legal principles around the maintenance responsibilities in a rental property. There the garden (if any) and keeping it neat and tidy. are certainly many grey areas, but we will try to clarify. That is quite a mouthful, but it makes sense too as the tenant is after all living in the property, using all these The Rental Housing Act places an obligation on the landlord to provide the tenant with a dwelling that is in items on a daily basis and enjoying the benefit of being a ‘habitable’ condition. This means the property must be there. Then the BIG one for tenants– to return the property in safe and suitable for living with specific reference to: the same condition as the tenant received it, fair wear and adequate space; protection from the elements and tear excluded. (there it is again!) Remember that this also other threats to health; physical safety of the tenant, means that the property needs to be properly cleaned by the tenant’s household and visitors; and a structurally the tenant before they leave. When cleaning we need to sound building. ask – is it clean enough that the new tenant coming will be happy with the cleanliness of this property? Furthermore, the landlord must ensure that the tenant enjoys undisturbed use of the property by maintaining the outside, incl. walls and roof, and the electrical, plumbing, sanitary, heating, ventilation, air conditioning and elevator systems (as applicable). And here is the BIG one – the landlord must repair any damage or replace items caused by fair wear and tear (more about that coming up). The Unfair Practice Regulations of the Rental Housing Act also stipulate that the landlord must effect repairs for which he is responsible (as identified during inspections or on receipt of a notice from the tenant to do such repairs) – within 14 days or such further period as agreed between the landlord and tenant. That makes sense right? After all, the landlord is receiving money from the tenant to live in the property and therefore the tenant must be able to enjoy the benefits for which he is paying.

So, let’s look at FAIR WEAR and TEAR – it means the damage or loss to an item which happens as a result of ordinary use and exposure over time. Exposure refers to the effect of natural elements, such as sunlight and rain on the property, furniture or fittings. So, how do wear and tear item affect a tenant? Marlon Shevelew, one of SA’s top rental property lawyers and a renowned rental expert explains: “To understand it better, a general rule of thumb is that if a tenant has damaged something that does not normally wear out, or the tenant has substantially shortened the life of something that does wear out, the tenant may be charged the pro-rated cost of the item. The landlord should take into account how old the item was and how long it may have lasted otherwise, as well as the cost of replacement.” By Harry Meyburgh Director at Etchells & Young

COPY TO BE SET:

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10am Thursday prior

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137 21 July 2018

IN ASSOCIATION WITH

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90 Roberts Road, Clarendon, Pietermaritzburg & Midlands Tel: 033 345 1939 Tina Henman 083 560 0160 Cobus Lange 076 993 4855

WELCOME COBUS LANGE

We are pleased to

BLACKRIDGE

|

|

|

Fax: 086 558 7707

tina@haloprop.co.za

cobus@haloprop.co.za

R705 000 CLELAND

R795 000

Welcome Cobus to our Halo Property Team. He will be specializing in sales of freeholds, sectional titles and smallholdings. Please feel free to contact him if you need any assistance in the Midlands Area.

ON SHOW SUN 3-4:30PM POPULAR COMPLEX

Lovely 87sqm unit with open plan living areas, 2bedrooms, fitted kitchen, enclosed courtyard/laundry area, carport and communal pool. Boards Cnr Mbubu /Ter Wolbeek Rd.

SAKABULA ESTATE R1 100 000 NORTHDALE R595 000 Halo Property are very excited and proud to announce the launch of our phone APP. Search Haloprop at your Play Store or i Store to download our app for easy access to our property listings and other Land for sale! Build your family home Neat tiled 2 bedroom (bics) home, on this level piece of 2.2ha land in fitted kitchen and carport for 4 services. this secure golf Estate.

vehicles.

GREAT COMPLEX. Tiled open plan living area to a neat fitted kitchen, 3 bedrooms, garage and enclosed garden.

CENTRAL

R350 000

GREAT INVESTMENT! Tiled 1 bedroom flat with open plan living area. Rental income of R 3200 per month.

www.haloprop.co.za 5


1967 - 2017

EST. 1967 / PROUDLY MARITZBURG

ATHLONE

R2 095 000

LARGE FAMILY HOME

4 Beds / 3.5 Baths / 2 Garages / 2 Carports / Pool

ON SHOW 2.30-5

ON SHOW 2.30-5

ON SHOW 2.30-5

R1 099 000

LARGE FAMILY HOME!

78 Commercial Road

6

Follow boards from McCarthy Dr./Chase Valley Rd. Intersection along Chase Valley Rd. Andrew Norton 062 138 1423 | andrew@natalproperty.co.za

WEMBLEY

R1 060 000

3 Beds / 2 Baths / 1 Garage / Flatlet

Web 2775672

Follow boards from Hesketh Dr./Hattersley Rd. Int. to Elved Wright Circle. Tony Sanders 082 779 6145 | tony@natalproperty.co.za

WARTBURG

R1 050 000

ON SHOW 2.30-5

ON SHOW

ON SHOW 2.30-5

Web 2763240

GEM IN PRIME POSITION 3 Beds / 1 Bath / 1 Garage

2.30-5

Web 2895397

This lovely duplex is ideally located. In a good complex with it’s own entrance & garden, it is private with all the benefits of complex living. Lock-up garage, remote access & a front verandah perfect for entertaining. Spacious bedrooms, lounge, diningroom to open-plan kitchen with UCO & Hob.

Follow boards from Howick Rd. outside Royal Show Grounds to Granton Pl. Mark Gouweloos 072 544 9277 | mark@natalproperty.co.za

R850 000

BELLEVUE

R1 450 000

NPC

NPC

ON SHOW 2.30-5

ON SHOW 2.30-5

R1 900 000

CLINKER HOME WITH POOL

4 Beds / 3 Baths / 2 Garages / Pool Web 2910891 This delightful home, just listed, offers 2 lounges, a modern open-plan kitchen with granite tops & UCO/Hob, 4 bedrooms, 3 bathrooms (2 x en-suite), double garage & pool. Also has flatlet potential. Follow boards from Cnr. of Ivy Rd. & Murray Rd. to Skoda Pl. Jessica Campbell 084 510 0808 | jessica@natalproperty.co.za

HAYFIELDS

R1 800 000

IMMACULATE FAMILY HOME

4 Beds / 2 Baths / 2 Garages / Pool Web 2921245 A stunning home with superb views offering 4 bedrooms (mes), 2 full bathrooms (jacuzzi bath), large lounge and separate dining room. Fitted kitchen (elo/hob) & a lovely, large entertainment deck. Other features include a swimming pool, a potential Granny Flat, double auto garages within a fully fenced garden & remote access. Bruce Campbell 083 226 2015 | bruce@natalproperty.co.za

MAIN BRANCH 033 345 1515

Family home tiled throughout offering lounge, dining room, family room open plan to well fitted kitchen with u/c oven & hob, 3 bedrooms, bathroom, plus shower en-suite, then we have a delightful self- contained 2 bedroom flat, L/up garage, walled garden & covered back verandah.

Web 2539262

NPC

3 Beds / 2 Baths / 1 Garage Web 2243614 Spacious 3 bedroom (BICS) townhouse offering 2 bathrooms (ses) a lounge, dining room and kitchen. This unit has a sizeable fenced garden and lock up garage with remote access. Great starter unit. Follow boards from Oribi Airport Entrance. Koen Gouweloos 082 337 1048 | koen@natalproperty.co.za

ATHLONE

IMMACULATE AND BRIGHT WITH FLATLET

This low maintenance unit in a sought after complex offers lounge, dining room open plan to modern kitchen, 3 bedrooms, 2 bathrooms (M.E.S), 2 covered verandahs, double garage, security, lovely established garden. Ideal for lock up & go lifestyle.

3 Beds / 2 Baths / 2 Garages

NPC

Follow boards from Cnr. Long Rd. & Oribi Rd. to Bowker Rd. Deon vd Westhuizen 083 232 3225 | deon@natalproperty.co.za

SECURE FACEBRICK UNIT

TOWNHOUSE THE RIGHT CHOICE IN THE RIGHT AREA

NPC

A spacious family home just waiting for new owners to make it their own. 4 Bedrooms with 2 bathrooms, a lounge & diningroom, fitted kitchen & 3 garages all on a large 1 136 sqm piece of land. NOT TO BE MISSED!

BISLEY HEIGHTS

R1 450 000

NPC

Follow boards from Townbush Rd./Montgomery Dr. Int. to Clifton Rd. to Marshal Rd. Dawn Hohls 082 452 4839 | dawn@natalproperty.co.za

4 Beds / 2 Baths / 3 Garages

HAYFIELDS

NPC

Web 2901957

GOOD VALUE - LARGE FAMILY HOME

R1 450 000

NPC

This well situated family home is waiting for you. There are 4 bedrooms with bic’s & carpets. There is an open-plan TV lounge, a huge formal lounge & dining-room and a large fitted kitchen. There is a double automated garage, a renovated staffroom & double carport. All this in a well-established, park-like garden.

BISLEY HEIGHTS

CHASE VALLEY HEIGHTS

4 Beds / 2 Baths / 1 Garage / 1 Carport

Web 2706279

AMAZING POSITION-VERY SECURE 3 Beds / 2 Baths / 1 Garage

Web 2820264

This lovely family home is spacious with upgraded flooring. It offers 3 large bedrooms, 2 bathrooms, a large lounge & dining room with fireplace. It has an amazing sunroom overlooking the sugarcane fields. There are 2 outside rooms with bathrooms & a lock up garage.

Follow boards from Wartburg Rd. & Fountain Hill Rd. into Boundary Rd. Guy Johnson 078 434 8591 | gkjohnson@telkomsa.net

HILTON

R2 495 000

TWO HOUSES ON ONE PROPERTY

6 Beds / 5 Baths / 3 Garages / 2 Carports Web 2852554 Wow, this is something unique! 1 Property that has 2 spacious 3 bedroom homes. If you have a live at home parent or are looking for some extra income, look no further than this. The homes boast a fantastic view towards the Berg as well as lovely finishes & an excellent entertainment area! Paul Campbell 082 782 4180 | paul@natalproperty.co.za

SCOTTSVILLE

A SPACIOUS FAMILY HOME 4 Beds / 3 Baths / 2 Garages / POOL

R1 560 000

Web 2848960

pool, staff quarters & remote access.

This neat home is situated close to Epworth School & UKZN. Offers spacious bedrooms served by 3 bathrooms (2 en-suite), plus a study. Large outbuildings comprise of a tandem garage, laundry & 2 outside rooms with flatlet potential. Also a fully walled swimming pool.

Thandi Zuma 083 341 0981 |thandi@natalproperty.co.za

Lewis Nel 083 6612 2710 | lewis@natalproperty.co.za

A beautiful home situated in a prime area, the bedrooms have built in cupboards (mes), lounge, study & lovely fitted kitchen (elo/hob). Oher features include ceramic tiled floors, great entertainment area &

CASCADES 033 347 1819

Cascades Centre

HAYFIELDS 033 386 3312

35 Blackburrow Road

NATALPROPERTY.CO.ZA

INFO@NATALPROPERTY.CO.ZA


1967 - 2017

EST. 1967 / PROUDLY MARITZBURG

SCOTTSVILLE EXT.

R1 485 000

CLOSE TO VARSITY 5 Beds / 2 Baths / 1 Garage / Pool

Web 2818898

This home is for an extended family, with 5 bedrooms, 2 lounges, kitchen/ laundry & a lovely covered entertainment area with built-in-braai overlooking the sparkling pool.

Deon VD Westhuizen 083 232 3225 | deon@natalproperty.co.za

WOODLANDS

R925 000

LINCOLN MEADE

R1 175 000

SCOTTSVILLE

R1 050 000

POPULAR MKAMBA GARDENS

SPACIOUS SIMPLEX - WITH LOVELY FLAT

3 Beds / 2 Baths / 2 Garages Web 2751725 This secure townhouse boasts a modern fitted kitchen, tiled openplan dining room & lounge, the bedrooms have bics & the bathrooms have top class finishes (mes). Other extras include a double garage, alarm & level garden. Very neat & low levies. Jessica Campbell 084 510 0808 | jessica@natalproperty.co.za

bedrooms served by 2 bathrooms. The unit has a lovely lounge area leading onto the sparkling pool as well as a separate diningroom. The kitchen is well fitted & spacious (UCO/Hob). Also boasts a well fitted 1 bedroom flatlet. Currently rented & is receiving R9 000 per month rental. This works out to a decent return! Paul Campbell 082 782 4180 | paul@natalproperty.co.za

HAYFIELDS

FANTASTIC HOME WITH POOL

A NEAT SIMPLEX

3 Beds / 1 Bath / 1 Garage / Pool Web 2925972

2 Beds / 2 Baths / 1 Garage

R875 000

3 Beds / 2 Baths / 2 Garage s

Web 2722947

RIDGE PARK

R770 000

NEAR KINGDOM HALL Web 2921245

This immaculate home is for sale, not to be missed. Just walk in &

LYNNFIELD PARK

R980 000

PERFECT FAMILY HOME 5 Beds / 2.5 Baths Web 2908790 This home is perfectly suited for a large family. All bedrooms have built-in cupboards main with en-suite, fitted kitchen with built in oven & stove, lounge & verandah. Fully fenced garden. Thandi Zuma 083 341 0981 | thandi@natalproperty.co.za

CHASEDENE

R760 000

PRICED TO SELL

3 Beds / 2 Baths / 1 Garage

Web 2895267

This family home has 2 bedrooms served by 2 bathrooms, 2 reception rooms &

3 Beds / 1 Bath

Web 2710272

enjoy. 3 Bedrooms, 1 bathroom with additional separate toilet. A

well fitted kitchen & 2 bedrooms served by 2 bathrooms (MES). Also a garage,

fantastic kitchen, an enclosed patio & lots more. Call me to view!

covered patio & neat garden. Remote access.

a fitted kitchen. Plus a lock-up garage & a well fenced garden.

distance to Midlands Mall.

Dawn Hohls 082 452 4839 | dawn@natalproperty.co.za

Bruce Campbell 083 226 2015 | bruce@natalproperty.co.za

Sbu Ndlovu 082 815 0464 | sbu@natalproperty.co.za

Trish Campbell 083 632 5141 | trish@natalproperty.co.za

ASHDOWN

R700 000

IMMACULATE HOME 3 Beds / 1 Bath

Web 2773780

looking to settle in a secure home, which has recently been renovated. Beautifully fitted kitchen & bathroom, fully fenced manageable garden. Don’t miss out this one! Charity Zakwe 060 302 0519 | charity@natalproperty.co.za

PELHAM

R495 000

SECURE QUIET BLOCK 1 Bed / 1 Bath /1 Carport

Web 2717924

This spacious 1 bedroom unit also has an enclosed balcony, kitchen & bathroom, plus a carport & remote access. Trish Campbell 083 632 5141 | trish@natalproperty.co.za

MAIN BRANCH 033 345 1515

78 Commercial Road

LINCOLN MEADE

R640 000

IMBALI UNIT 13

R595 000

VALUE FOR MONEY

RENOVATED HOME

3 Beds / 2 Baths / 1 Carport Web 2823077 This unit boasts an open-plan kitchen, diningroom & lounge. The bedrooms all have built-in cupboards & are served by 2 bathrooms, 1 being main en-suite.

3 Beds / 1 Bath

Tyrone West 083 780 4426 | tyrone@natalproperty.co.za

Sbu Ndlovu 082 815 0464 | sbu@natalproperty.co.za

CENTRAL

R375 000

3 bedrooms served by a family bathroom, lounge & diningroom.

R528 750

1 Bed / 1 Bath

SECURE FLAT - GREAT LOCATION

1 Bed / 1 Bath

1 Bed / 1 Bath

Web 2850609

This large 1 bedroom unit is close to all amenities & the University in a secure complex. This unit will be a great investment renting it as student accommodation. Lewis Nel 083 662 2710 | lewis@natalproperty.co.za

R365 000

NEAT FLAT - CLOSE TO ALL AMENITIES Web 2887584

SCOTTSVILLE

EVER POPULAR CHAPTERS Web 2888339

This well maintained home is situated on a corner plot,

CENTRAL

kitchen. The property is level, fully walled & within walking

WEMBLEY - TO LET

GENERAL BUSINESS: TO LET

Web 2780952

This block is centrally situated, close to all major amenities. Take

business. This property would also suit a work from home type of

opening onto a small balcony, big bedroom & full bathroom. Marley floors &

advantage of expanding your property portfolio, suitable for

business. Over 300 sqm of useable building space. A long lease

is 49 sqm in extent.

students or the single person. Call now to view!!

available. Rental R15 000 + VAT per month.

Tyrone West 083 780 4426 | tyrone@natalproperty.co.za

Charity Zakwe 060 302 0519 |charity@natalproperty.co.za

Bruce Campbell 083 266 2015 | bruce@natalproperty.co.za

CASCADES 033 347 1819

Cascades Centre

HAYFIELDS 033 386 3312

35 Blackburrow Road

NATALPROPERTY.CO.ZA

INFO@NATALPROPERTY.CO.ZA

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Congratulations to Louise on another fantastic year! Your loyalty, dedication and team spirit are an asset to all of us at Pam Golding Properties. We are incredibly proud of your achievements this year which resulted in sales of R110 million and we wish you every success for the year ahead. Barbara & Belinda

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Harcourts 033

@harcourts.co.za

ON SHOW SUNDAY

ON SHOW SUNDAY

MONTROSE

ON SHOW SUNDAY

R1 450 000 HILTON

R1 050 000 HILTON COMPLEX – CENTRAL & UNIQUE R2 200 000 MERRIVALE HEIGHTS SIMPLEX R1 180 000

3 Beds | 1 Bath | 1 Lounge | 1 Dining | 1 Carport | 1 Garage

3/4 Beds | 3.5 Baths | 2 Lounges | 1 Dining | Home Office / 4th Bed| 2 Garages | Pool

3 Beds | 2 Baths | 1 Lounge | 2 Garages | 1 Dining | 2 Garages

This modern immaculate townhouse in Montrose is ideal for a Urgent sale. Serious sellers! Low maintenance clinker home, young couple looking for a place to start building their future or aluminium windows, tiled and laminated floors. There is a more mature couple wanting to downsize. Set back in a neat, well managed complex with a garden, this unit offers stylish, easy plenty of room to add on a flat. Lovely well secured property. living at great values! Follow boards from Grace College to Weir Drive. ON SHOW SUNDAY 2.30 – 4.30pm | WEB REF: KHT33929 Follow boards from Francis Staniland drive into Anne Stafford ON SHOW SUNDAY 2.30 – 4.30pm | WEB REF: KHT33846

A beautiful and well maintained, North facing home with an excellent position – as well as 2 bedrooms, a study, a separate guest suite, double garage and enclosed court yard. There is also a beautiful English country garden.

One of only 4 units in this small, happy complex set in gorgeous gardens with communal pool and clubhouse. Absolutely immaculate home with open plan living and a light, sunny aspect. Just move in and enjoy this peaceful lifestyle.

3 Beds | 2 Baths | 1 Lounge | 1 Dining | 2 Garages

TRISH PARSONS - C 082 904 3157 | T 033 343 3345 E: trish.parsons@harcourts.co.za

HOWICK DIAMOND

R1 550 000

BRIAN WILKES - 082 417 6166| T 033 343 3345 E: brian.wilkes@harcourts.co.za

HILTON – PRIVATE HOME – GUEST HOME R3 690 000

4 Beds | 2 Baths | 2 Lounges | 1 Dining | 2 Garages 10 Beds | 9 Baths | 1 Lounge | 1 Dining | 2 Verandas | Pool | 3 Carports | 2 Garages

WOW! This is a big home, with room to spare, including a loft guest room. Double garage, domestic quarters, laundry, workshop, storage, a walk-in pantry, formal lounge, formal dining room, a family lounge with bar, entertainment area under cover – need I go on? This home has it all!!Smack in the centre between the prep school and the high school, close to shops and an excellent address. What more could you wish for? Call now to view – this will not last long! VIEW BY APPOINTMENT | WEB REF: KHT33562

GLENN TITMUS - C 072 686 1412 | T 033 343 3345 E: glenn.titmus@harcourts.co.za

LUXURY LODGE

R27 000 000

4 Beds | 3 Luxury Suites | 2 Executive Suites | 2 Executive Cottages

Luxury gourmet lodge dedicated to sumptuous food and rustic luxury. With just eleven guest rooms, this hotel is a haven for those looking to breakaway form their fast-paced life to enjoy mountain walks, roaring log fires and seven course dinners, with time for relaxing and pampering. Set on 11 hectares this luxury retreat is an hour from Nottingham road. The public areas consist of lounge and dining room, bar, library, underground wine cellar, 4 restrooms, shops reception area and Spa.

ROGER NEVIN- C 082 555 3995 | T 033 343 3345 E: roger.nevin@harcourts.co.za

R2 200 000

4 Beds | 3 Baths | 2 Lounges | 1 Dining | Pool | 1 Carport | 2 Garages

VIEW BY APPOINTMENT | WEB REF: KHT 33836

BARBARA ROGERS - C 082 802 5956 | T 033 343 3345 barbara.rogers@harcourts.co.za

WEMBLEY

R2 290 000

3 Beds |3 Baths | 1 Lounge | 1 Dining | Pool | 2 Garages

Situated in a quiet cul-de-sac this home has come onto the market. Currently rented out to tenants, this home offers 3 bedrooms. The main bedroom is on the ground floor and 2 bedrooms upstairs. In addition to the main house there is a full 3 bedroom flatlet which can generate additional income to cover your bond. Please contact me to arrange a viewing. MICHELLE BYRES - C 072 120 6160 | T 033 343 3345 E: michelle.byres@harcourts.co.za

R 1 545 000

4 Beds | 3 Baths | 1 Lounge | 1 Dining | Pool | 3 Carports

This charming home has been lovingly renovated with new kitchen and bathrooms. The owners favourite feature is the beautiful enclosed patio complete with built in braai opens onto a small plunge pool. Inside a large living room with a cosy open wood fireplace, open plan kitchen/dining and a flatlet for Granny or Gramps or the teenager who wants his or her own pad! This home has been well loved and is perfect for a family looking for a new place to grow. VIEW BY APPOINTMENT | WEB REF: KHT33875

BRIAN WILKES - C 082 417 6166 | T 033 343 3345 E: brian.wilkes@harcourts.co.za

HILTON

CHARMING HILTON HOME

TRISH PARSONS - C 082 904 3157 | T 033 343 3345 E:trish.parsons@harcourts.co.za

R2 300 000

3 Beds | 2 Baths | 2 Lounges | 1 Dining | 1 Study | Pool | 2 Garages

This immaculate home is perfect for the family to just move in. This sunny and north facing home is bathed in light for most of the day which is essential for a cold winter’s day in Hilton. There is plenty space for the family, with a more than generous size kitchen. It has all a family needs with a separate study (or 4th single bedroom), walk in closet or sewing nook, large established and manicured garden with a pond feature, oodles of lawn for the kiddies to kick a ball, and enclosed veggie garden. In close proximity to the Quarry shopping centre, Crossways and Hilton schools with easy access to the N3. VIEW BY APPOINTMENT | WEB REF: KHT33725 SHIRLEY STEPHENSON - C 083 292 0599 | T 033 343 3345 E: shirley.stephenson@harcourts.co.za

HILTON CENTRAL WITH WOW FACTOR

R2 400 000

3 Beds | 2 Baths | 2 Lounges | 2 Dining | 1 Study | Verandas | Pool | 2 Garages

A modern, North facing family home, open plan living for everyday life as well as the formal dining area and a large pub/ games room area and pool area. Private, excellent address and easy access to the local schools and the Hilton village. VIEW BY APPOINTMENT | WEB REF: KHT33838

BARBARA ROGERS- C 082 802 5956 | T 033 343 3345 E: barbara.rogers@harcourts.co.za

Experts in home finance.

privateproperty .co.za

Colin Rodger

EXCLUSIVE MANDATES

HAYFIELDS MALL 082 784 3123

033 386 6623

10

HILTON

CATHY FITZPATRICK - 083 234 4864 | T 033 343 3345 E: cathy.fitzpatrick@harcourts.co.za

of opportunity for further development.

VIEW BY APPOINTMENT | WEB REF: KHT33825

.co.za

.

VIEW BY APPOINTMENT | WEB REF: KHT33733

BARBARA ROGERS - C 082 802 5956| T 033 343 3345 E: barbara.rogers@harcourts.co.za

With a PRIME position for very easy access from all feeder A great position in central Hilton and a short walk to the schools roads leading into Hilton, this 4 bedroomed private home and shops. A mature garden on over 4000sqm of land which is sub-divisible. There is a great new kitchen, a large pool and lots runs a very successful 6 bedroomed Guest house.

VIEW BY APPOINTMENT | WEB REF: KHT33799

VIEW BY APPOINTMENT | WEB REF: KNH3797

Follow boards from the Shell Garage into Hilton Avenue. ON SHOW SUNDAY 2.30 – 4.30pm | WEB REF: KHT33848

CLOSE TO PICK ‘N PAY R1 520 000

PANORAMA GARDENS 3 BEDROOMS R695 000

A 4 bedroomed family home with 2 bathrooms (mes), a huge lounge, separate dining room and a well fitted kitchen. Pool, double garage, workshop and a self-contained flat . JACARANDA LODGE R450 000 A 2 bedroomed ground floor unit with 2 bathrooms (mes), lounge with room for a dining area, fully fitted kitchen and doors onto a patio. Parking too!

Back on the market. Fully tiled 3 bedrooms with an en-suite and second bathroom, enormous lounge, lovely fitted kitchen with oven, double garage and views Super value!

PELHAM DUPLEX R725 000 A super 2 bedroomed clinker brick unit with. plenty bic’s, guest toilet downstairs, good sized lounge, well fitted kitchen and gardens front and rear. Garage too.

Landlords and tenants. Call us TODAY!

RentalsDOTcom First Choice 033 394 0789

Albie 082 553 9921 | Beverley 072 417 1068 beverley.smith@rentalsdotcom.co.za 201 Burger Street, Pietermaritzburg


Harcourts Patrick & Co 033 342 3340 patrickandco@harcourts.co.za

ON SHOW SATURDAY 9:30-11:30am

HOWICK – KWAWULA GAME ESTATE R4.2 Million Enjoy watching the assortment of game and the magnificent view from your 3 bedroom, 2 bathroom upmarket residence with open planlounge, dining room, kitchen and family room opening onto your entertainment verandah. Has double garage and caravan garage. A must to view. Follow boards from Karkloof Road to Kwawula Estate. ON SHOW SATURDAY 9.30 – 11.30 am | WEB REF:KEP27924

ON SHOW SUNDAY

PELHAM

R595 000

HAYFIELDS

R895 000

Neat 2 bedroomed flat in a small block with a lock up garage. This maintenance free duplex unit in a well run complex is situated Comprises lounge / dining room, one bathroom and a balcony in popular Adams Road and would be an ideal starter home. It enclosed with trellidor. Close to Pelham School and the University comprises 2 bedrooms, combined lounge/dining oom fitted kitchen, one bathroom and a lock-up garage with a small private garden. Follow boards from Alexandra and Oribi Roads into Jesmond Road. Follow Boards from corner Hesketh Drive and Adams Road ON SHOW SUNDAY 2.30 – 4.30 pm | WEB REF:KEP24835 ON SHOW SUNDAY 2.30 – 4.30 pm | WEB REF:KEP27363

GLERYL DE RAUVILLE - 083 286 5758 E: gleryl.dr@harcourts.co.za

ESTELL SPIRES - 072 381 5816 E: estell.spires@harcourts.co.za

IRENE COOK - 072 483 9505 E: irene.cook@harcourts.co.za

MUSWELL HILL

R1 495 000

This well priced unit is situated in the greenbelt, in a well run complex. Comprising 3 bedrooms, 2 bathrooms, open plan lounge/ diningroom, fitted kitchen, double automated garage and a private easy to maintain garden. If you looking for a lock up and go , look no further, Follow boards from Chase Valley Road into Carnoustie Road.

ON SHOW SUNDAY 2.00 – 4.00 pm | WEB REF:KEP26949

JULIE CHETTY - 084 622 0288 E: julie.chetty@harcourts.co.za

ON SHOW SUNDAY

ON SHOW SUNDAY

WEMBLEY

ON SHOW SUNDAY

ON SHOW SUNDAY

R2 100 000

HAYFIELDS

R1 850 000

Immaculate 4 bedroom, 2 bathroom home with open plan main lounge and dining room, TV lounge, fitted kitchen with granite tops, covered entertainment area, double automated garage and double carport, storeroom, maids accommodation. All on a neat property.

This very modern home, in a quiet cul-de-sac, lovely neighbourhood. 4 Bedroomed home with built in cupboards , main bedroom with en-suite and two walk in entrances to the dressing room.Open plan kitchen , lounge and dining room. A court yard, lovely pool and braai area. Double lock up garage.

Follow boards from Athlone Circle to 34 Old Howick Road.

Follow boards from cnr of Hesketh drive to Elved Wright Circle ON SHOW SUNDAY 2.30 – 4.30 | WEB REF:KEP27867

ON SHOW SUNDAY 2.00 – 4.00 pm | WEB REF:KEP27778

LAURRA MBHELE 082 834 5068 E: laurra.mbhele@harcourts.co.za PEARL LUTHULI - 082 642 3567 E: pearl.luthuli@harcourts.co.za

GLERYL DE RAUVILLE - 083 286 5758 E: gleryl.dr@harcourts.co.za

PELHAM

R1 250 000

Lovely well-kept 3 bedroom home with wooden floors, separate lounge and dining room, 2nd lounge, well fitted kitchen with elo and hob, laundry, ceiling fans in all rooms. Lock up garage and maid’s room with shower andtoilet. Fully walled garden. Electric main gate. Corner property within walking distance from junior and high schools.

NEW IN HAYFIELDS

R1 495 000

Quaint home in the heart of Hayfields, featuring 3 bedrooms (main en suite), open plan fitted kitchen , dining room and lounge. Separate TV lounge leading to patio and pool area. Stunning garden and double lock up garage. A very low maintenance home. VIEW BY APPOINTMENT | WEB REF:KEP27894

VIEW BY APPOINTMENT | WEB REF:KEP27682

MIKE WEBBER - 082 490 9241 E: mike.webber@harcourts.co.za

ANJ SRIBRATH - 083 419 0919 E: anj.sribrath@harcourts.co.za

VALUE FLATS FOR SALE CENTRAL R320 000 & R295 000

Choice of two. Close to government Departments.

WEMBLEY - R 500”s

1 Bedroom, communal pool, lovely city views . Good position!!

MONTROSE SIMPLEX

R1 525 000

New Release! Large north facing home overlooking the stream (155sqm under roof, excl LUG). Combined living area opening onto an enclosed verandah. 3 bedrooms with laminated floors and 2 bathrooms. Double lock up garage. Situated in popular Glen Eden Park.

VIEW BY APPOINTMENT | WEB REF:KEP27887

FIONA PATRICK - 082 553 7810 E: fiona.patrick@harcourts.co.za

HIGHGATE WINE ESTATE

PELHAM - R595 000

Lovely 2 bedroom + balcony + lock up garage.

HAYFIELDS - R895 000

Good value. 2 bedroom Duplex, own garden & garage. ALBIE TIMMERMAN - 082 553 9921 E: albie.timmerman@harcourts.co.za

R5.5million

A magnificent Master-built home in the beautiful KZN Midlands! Sophisticated and understated elegance personify this beautiful home where meticulous thought has gone into every detail. The open plan living area provides a seamless flow between the indoor and outdoor entertainment areas, including a superbly styled kitchen that forms an integral part of this warm family home and a fully enclosed sunroom that extends from the main lounge. Magnificent valley views are offered from almost every room in the house and the property is surrounded by vineyards and is very well positioned on the estate. The accommodation offers 3 well - appointed bedrooms, 2 en-suite and an additional guest bathroom. Situated just 20mins from Michaelhouse and Howick village. This estate offers an idyllic and secure country lifestyle. The property is an ideal purchase for the discerning buyer who can just move in and enjoy the peace and space! All of the appliances, blinds and curtains are included, every security measure is in place and the quality finishes of this stunning country home offers a much more attractive and affordable option to building new. For an exclusive viewing do not delay to contact us. VIEW BY APPOINTMENT WEB REF:KEP27684

GLERYL DE RAUVILLE - 083 286 5758 E: gleryl.dr@harcourts.co.za

JENNI PATRICK - 082 775 4699 E: jen.patrick@harcourts.co.za

SCOTTSVILLE

R2 700 000

Spacious house on a large stand (2358sqm), on the doorstep of UKZN, consisting of a well appointed kitchen, 2 reception rooms, study, 4 bedrooms and 2 bathrooms. 2 Separate outbuildings, pool and a single garage. VIEW BY APPOINTMENT | WEB REF:KEP27692

FIONA PATRICK - 082 553 7810 E: fiona.patrick@harcourts.co.za ANJ SRIBRATH - 083 419 0919 E: anj.sribrath@harcourts.co.za

PRIME WEMBLEY

ROSETTA SMALL HOLDING - 21Ha R4 750 000 This comfortable home offers family living at it’s best. The home has 3 bedrooms, a study, a lovely open plan living area with a cosy fireplace, 2 garages and a carport all overlooking a dam. It has excellent security as well as generator and JoJo Tanks. There is a 2 bedroom cottage which can be used to generate income. It is suitable for livestock or crop farming witha large shed, irrigation systems, cattle handling facilities and so much more that needs to be seen to be appreciated. Call us for an exclusive viewing. VIEW BY APPOINTMENT | WEB REF:KEP27845

VAUGHN LINDEN - 082 441 8085 E: v.linden@harcourts.co.za

R4 250 000 HILTON - REDUCED

R1 295 000

Developers dream or private residence. This home has the most stunning views and is truly suitable for entertaining. Offering open plan living areas, tastefully designed kitchen, 5 bedrooms and 3 bathrooms. Added features include a double garage , 2 double carports and a separate 1 bedroom cottage. Land size 9003sqm. Call me for a private viewing.

Get yourself into the property market and turn this affordable cutie into your ‘Happy Place’! Secure, tranquil and private this home is set in a gorgeous level garden and offers 3 bedrooms, 2 bathrooms, double garaging and a separate laundry. A blank canvas waiting for you to make magic!! Make an appointment to view today!!

VIEW BY APPOINTMENT | WEB REF:KEP27526

VIEW BY APPOINTMENT | WEB REF:KEP26525

CINDY JOHNSTON - 083 564 2020 E: cindi.johnston@harcourts.co.za

JEN PATRICK - 082 775 4699 E: jen.patrick@harcourts.co.za

harcourtspatrickandco.co.za

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J o o m a

Jooma Properties

Jooma Properties

Jooma Properties

IMBALI UNIT 18 - R670 000

Jooma Properties

Jooma Properties

Jooma Properties

Jooma Properties

Jooma Properties

SCOTTSVILLE FLAT - R420 000 SCOTTSVILLE EXTENSION - R980 000

CALLING ON

P r o p e r t i e s

ALL TRUSTEES OF BODY CORPORATES MAIN BRANCH

J o o m a P r o p

Jooma Properties

172 Jabu Ndlovu Street [Loop Street] Derek Hall, Suite 3, Pietermaritzburg 033 342 7866 [T] 033 342 2868 [F]

DURBAN BRANCH

398-400 Andrew Zondo Road [Kingsway Road], Southgate Mall, Suite 12, Amanzimtoti 031 826 0836 [T] 031 903 6078 [F]

Jooma Properties

ON SHOW SUNDAY Fully Upgraded One-Bedroom Flat. Next to Scottsville Mall and Walking Distance to University. Cupboards in Bedroom & Kitchen. Spacious Lounge. Secure Parking.

VIEWING BY APPOINTMENT

VIEWING BY APPOINTMENT

BHEKI NDLOVU - 082 933 6877

SHAHIN JOOMA - 082 450 0222

Jooma Properties

Jooma Properties

Jooma Properties

P r o p e r t i e s

3 Bedroom House with cupboards and main Are you coping with implementing the J en-suite. Tiled Lounge, Dining Room, and NEW Sectional Title Management ACT? o fully fitted Kitchen. Swimming Pool and o Outbuilding. Fully Fenced. Let us manage your complex/building. m a Follow boards from corner Globe/ Full Body Corporate management Washington Roads into Amazon Road Services offered. P ON SHOW SUNDAY 2.30 – 4.30pm r SHAHIN JOOMA - 082 450 0222 o Jooma Properties Jooma Properties Jooma Properties Jooma Properties p

A Spacious Family Home: Boasting 3 Bedrooms. Fully Fitted Kitchen, Lounge, Main Bedrroom with en-suite. Fully Fenced. Double Carport.

Jooma Properties

J o o m a

Ingliside Office Park, 29 Howick Road Tel: 033 342 3060/033 342 0841 Cell: 084 510 3099 Email: michelle.hiscutt@infoprop.co.za

REAL EXPERIENCE - REAL COMMITMENT - REAL ESTATE

CHASEVALLEY

ON SHOW

R539 000 – R729 000

SAT & SUN 2-4:30

Brand New Upmarket Units In Complex 1 and 2 bedroom units on offer, in complex with pool and facilities. Limited number of opportunities available!!

Michelle Hiscutt: 084 510 3099 Follow pointers from Chase Valley Road into Connor Road. On Show 21 & 22 July 2018. To view all our listed properties visit www.infoprop.co.za

Bathroom Bliss: How to enhance it on a budget.

Source – My Property

Bathrooms are always popular candidates for makeovers, likely because they’re one of the most used spaces in a home and it is the only space, other than the bedroom, that presents itself as a sanctuary in a similar way.

update can be achieved without touching the structural elements. Here are some of our top tips for elevating your bathroom from bland to blissful. • Work with what you have Before you throw the baby out with the bathwater, consider what can be refreshed with a touch of imagination, a trip to your local hardware store and some elbow grease.

“These days tiles, cabinetry and even fixtures like taps can easily be painted, “A well-maintained bathroom is an asset to which is a significantly cost-effective your property as few things put a alternative to replacing it,” says Hogben. potential buyer off more than a run-down Be sure to prepare and prime surfaces bathroom,” says Kim Hogben, Principal at properly before painting as this is the Leapfrog Durban Central. secret to ensuring a more professional look. An advisor at your local paint store Unfortunately, bathroom renovations are will be able to assist with this. known to be pricey as it often requires the expert skills of plumbers, electricians, • Second time around carpenters, and builders, Hogben adds. Where you do want or need to replace the Luckily there are a number of ways that sanware and fixtures, consider buying you can easily breathe new life into your second-hand. Renovators and remodelers bathroom without breaking the bank. often sell the pieces they remove from a Cosmetic changes can go a long way in bathroom at a significantly discounted updating the look and feel of the space. price. If you’re willing to take the time to This includes new fittings, mirrors, and shop around – try the classifieds or accessories, which means an instant

Gumtree – you may well bag a bargain on something that is still in tip-top shape. “Do note though that what you save on material costs you may have to spend on having the bath, toilet or sink professionally installed by a plumber and/or builder,” Hogben warns. • Consider the environment A renovation is a perfect time to spare a thought for the environment by installing low-flow toilets, sinks, and showerheads. They may be marginally more expensive to install but you’ll be saving water, which means savings – both monetarily and environmentally – in the long run. • Accents and Accessories Accessories aren’t just for outfits and accents don’t just belong to foreigners! Add a touch of playfulness – or luxury – to your bathroom with a wallpapered accent wall, or a creative pop of paint colour behind the toilet. Frame the mirror or window in an expected way, or paint a mural on the ceiling. Accents are an excellent way to have fun. What’s great about accessories is that they can easily be updated, in line with trends, seasons or simply your taste. A plant in a

pretty planter adds an instant touch of life and freshness to the bathroom, while framed prints or photos make the space more personal. • Stimulate the senses Lastly, but perhaps most powerfully, much of how we experience a space has to do with how it engages our senses. Beyond what the bathroom looks like, the appeal also has to do with what it feels and smells like. Creating a more sensual bathroom can be as simple as adding soft textures, like a soft rug or cotton mat to step onto when you get out the shower, or a large fluffy towel on the rail that looks as inviting as it feels. Similarly, a bathroom that smells great (and not of the stark scent of cleaning products) is utterly indulgent. Consider a diffuser, an oil burner or scented candles to add a whiff of serenity to the air. “Even cosmetic changes add to the value of your property if you are trying to sell,” says Hogben. A space that feels serene and inviting speaks to potential buyers on a sublime level. And who doesn’t love the indulgence of a clean and cosy bathroom?

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Selling your home? Features that appeal to families

Source – My Property

Selling your home is a time-consuming and often difficult process. You need to stage your home so it looks as perfect as a picture, and even then it might not appeal to every buyer. If you have a large home that would be perfect for a growing or established family, then there are certain features that you can highlight to make for a successful sale. The features that families look for are outlined below.

• The garden advantage; If your property has a garden, be sure to highlight this during any viewings. This can be done by maintaining the garden with regular mowing, keeping flower beds neat and tidy and trimming any bushes. To truly appeal to family buyers, you could install a DIY jungle gym in a strategic place in the yard. This will show potential buyers that the garden is perfect for children at play, and will allow them to picture the house as their own. Make sure that your garden is water-wise by planting

succulents and drought-resistant grass, and ensure that all play equipment is clean, rust free and not damaged.

• Storage, storage, and more storage; Children come with stuff, usually a lot of it. This means that parents will be looking for storage and space for storage as soon as they enter your home. If you are trying to market your home to families, you will need to highlight the storage as much as possible. Built-in storage is especially coveted by people with families, as opposed to free-standing options which pose potential safety hazards to little children who enjoy climbing on things. In order to highlight this storage, you could apply a fresh new coat of paint onto your built-in cupboards to make them pop, but be sure it is not a colour which clashes with the rest of your home. Be sure to fix any squeaky cupboard doors and sticking drawers, as this could deter possible buyers.

• A sound security system; Parents who are looking to buy a new home often place security features at the top of their priority list. This means that you will have to ensure that all security features you have in place are up-to-date and in working order before any viewings.

If you have an alarm system, offer to show buyers where the sensors are placed and provide them with the service provider’s details so they can reactivate the alarm once you have moved out. Automated garage doors, electric fencing, a CCTV system and burglar bars are all features that will appeal to families looking for in a safe home, ensure that all of these have been maintained and repaired as necessary to ensure they work properly when the need arises. Size matters… at least in the kitchen. Families often enjoy spending time cooking together, which, understandably, means that they will be looking for a big enough kitchen to fit everyone in. If you do not have a large kitchen in your home, you can compensate for this by having built-in storage and plenty of cabinet space. If you have the money and the time to remodel, you can choose countertop surfaces such as quartz or laminate, which are both cost-effective and stylish too. Make sure all counters are easy to clean. A double sink is perfect for families who often have many dishes to wash or opt for installing a dishwasher before selling to add value to the room. A built-in stove is also something that most, if not all, home buyers look for in a kitchen.

A great flow; Having great ‘flow’ in your home does not always mean having everything open-plan. It means having a floorplan that is easy to navigate and a space that feels natural, without having too many obstructions for parents, children, and pets to navigate. Flow in your home does not mean a remodeling session. It can be achieved by having ample space between furniture and walls, having storage that is slightly elevated to make more floor space or by having an island in an open plan kitchen for extra seating. Be sure that when potential buyers come to view your home, it is not cluttered with personal items as this can make it difficult for them to imagine the floor plan with their own furniture included.

• Home is where the heart is; A great garden, with a DIY jungle gym and wooden trellis fences, is just the tip of the iceberg when it comes to appealing to families. You will need to ensure that your ‘house’ will look like a ‘home’ to them. This means highlighting features such as built-in cupboards and storage, sprucing up your kitchen with new counters or a new lick of paint and ensuring that all the security features are up-to-date. Families are looking for a place to call home, and with these simple tips, you can provide this for them.

Economic Update with ER Browne and Nedbank Economist Nicky Weimar On Wednesday morning Leading City Law Firm E R Browne Incorporated hosted a special breakfast presentation for its clients, which was addressed by Nicky Weimar one of the country’s top economists.

necessary for eventual recovery. Her message was that although there is a rocky road ahead, all is not gloom and doom and there is a light at the end of the tunnel.

Addressing the gathering of more than a hundred guests Nicky has held the position after Nicky’s fascinating presentation, Justin Browne, of Senior Economist at CEO of E R Browne Nedbank for the past two Incorporated expressed the decades. In a no nonsense thanks of his firm and the and hard hitting presentation, styled the Long appreciation of all present to Nicky for her riveting Road to Recovery, Nicky mapped out her take on the delivery and enlightening insights. reasons for the economy’s current woes and the hard Supplied by ER Browne facts as to what will be 14

Pictured from L - R: Barry Philip - Nedbank, Justin Browne - E.R. Browne Inc., Nicky Weimar - Nedbank, Andrew Dickason - E.R. Browne Inc., Debbi Robinson - Nedbank

Pictured Above from L-R: Bimal Samdhan, Nosipho Dlamini

Pictured Above from L-R: Nathan Potgieter, Vincent Potgieter, Shaun Dubois

Pictured Above from L-R: Liane Aadnesgaard, Barbara Becker, Angela Walker


Don’t let a careless estate plan undo a lifetime of saving... Savings Month is here and as we see every July, many South Africans are taking the opportunity to review their savings habits and behaviours. One aspect that’s often overlooked is that your hard-earned savings gains can easily be undone by failing to pay sufficient attention to estate planning. Even if all your retirement goals fall into place as planned, the benefits can be easily eroded through a careless estate plan. An incorrectly worded will or incorrectly used estate planning structure may result in a substantial portion of your lifetime savings going towards paying estate duty and capital gains tax. It is suggested that you follow four guidelines to keep your estate plan on track: • Avoid overly complex structures; A simple but properly drafted will is usually sufficient to ensure a speedy and cost-efficient transfer of assets to your heirs. Local and foreign trusts and companies can also be set up to house assets and make use of the benefits associated with these structures. Be aware, however, of the possible income tax and capital gains tax implications as well as associated costs of maintaining them in

foreign jurisdictions – especially where fees are charged in a foreign currency – as this may quickly negate any savings on estate duty or tax.

Unsuspecting trustees can be held personally liable by the beneficiaries if unsecured loans are not recoverable and losses are incurred in the trust.

• Use tax concessions to your advantage;

• Choose your executor carefully;

Both the Estate Duty Act and the Income Tax Act offer opportunities for relief. The Estate Duty Act contains various provisions that can save or postpone the payment of estate duty if used correctly in a carefully drafted will: • Estate Duty is payable on the estate of every person who dies and whose nett estate is in excess of R3.5 million. It is charged at the rate of 20%. • The value of any bequest to a surviving spouse is not subject to estate duty. • Charitable bequests are deducted from the dutiable estate.

Choosing the executor of your estate with care could result in substantial tax savings in the estate administration process. Selling estate assets during this process can result in a recoupment of tax if the deceased claimed a depreciation allowance on these assets. Savings Month is a great opportunity to learn more about estate planning and to plan for a care-free tomorrow. Make sure you give careful thought to the tax implications associated with saving and investment, to ensure you don’t waste the benefit of all your disciplined savings over the years.

Trustees can award the gains in a trust to the beneficiaries of the trust, to ensure that the capital gains are taxed at the lower rates. Much has been written about the Income Tax Act, which was introduced on March 1, 2017, such as that any distributions by trustees to beneficiaries should firstly be used to reduce any loan accounts owed to the individual. Artificially creating an insolvent estate can have unintended consequences. Unfortunately, some think that estate duty can be avoided on death by artificially creating an insolvent estate. This is normally done by the individual making loans from a trust to the extent that his liabilities (that is, the loan owed to the trust) exceed the assets in his estate on death. However, be careful what you wish for.

By: Lindelani Masikane Candidate Attorney

For more information on this or any other legal related queries please contact us at professionals@randles.co.za or 033 392 8000

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