KZN Property Pages - 07 September 2019

See Page 5 for your spot in Hilton’s Luxury Eco Estate!

RESIDENTIAL LETTING COMMERCIAL A BLACK INC MEDIA PUBLICATION

7 September 2019

booking deadlines: BOOKING:

2pm Monday prior COPY TO BE SET:

The questions you MUST ask before signing a rental agreement Moving into a rental is almost always regarded as a temporary arrangement, which often means that the tenant doesn’t pay too much attention to the ins and outs of the agreement and then gets caught off-guard when something goes wrong.

CAN A MAXIMUM RENT INCREASE BE NEGOTIATED? ‘Good’ tenants, ones who take care of the property and pay their rent on time, should be recognised for their conscientiousness and one of the best ways an agent can ‘reward’ a tenant is by keeping the annual rental increase reasonable and in line with both inflation and market trends.

As the tenant it’s a good idea to ask if a maximum rent increase can be negotiated. “Agents want to keep good tenants happy and one of the best ways they can do that is by committing to a maximum rent increase over a set period of time,” Van der Linde says.

“While the agent certainly has a responsibility in being 100% transparent about what the agreement entails, so too the tenant needs to ensure they ask the relevant questions and is absolutely clear on what both their rights and responsibilities A reasonable and fair agent usually won’t have a problem with are,” Harry van der Linde, Rentals Principal at Leapfrog committing to raise the rent by no more than say, 5 or 6% for Moretela Park, says. the next 3 to 5 years if the tenant upholds their end of the Here are five things tenants should pay attention to: bargain, i.e. paying on time and not causing unnecessary problems, Van der Linde believes.

MAKE SURE YOU ARE CLEAR ON WHAT THE RENTAL AMOUNT INCLUDES WHAT IS THE PROPERTY’S MAINTENANCE HISTORY? When you, as a tenant, sign the lease agreement, make very sure you are aware of all the costs associated with renting the Maintenance history is useful to know because it gives you property. “The monthly rental is one thing, but there may be some indication of what might need to be done, or alert you to things that might cause hassles further down the line. any number of other costs that are for the tenant’s account, including water, electricity, maintenance levies and more,” “If the stove has been giving trouble for some months now, it’s Van der Linde warns. Tenants should also be clear on any additional costs that there may be, such as the admin fee for very likely that, as the incoming tenant, you’ll experience more of the same. And while the contract will state the terms for drawing up the lease agreement, or the cost of getting keys the maintenance, the tenant is the one who will be cut or an access remote programmed for the property. inconvenienced, so it really just helps to know what’s what,” It’s good practice to ask the agent about all the costs, what Van der Linde explains. Tenants should pay close attention at each is for, when it is payable and the percentage increases the ingoing inspection and raise matters that they notice or that can be expected year-on-year. think might become a problem at a later stage and ask the agent to note it as such on the documentation, as all issues WHAT’S THE EXIT STRATEGY? Life happens, and so even if you signed a lease for 12 months, must be noted in writing. any number of things could necessitate you to get out of the ASK FOR THE AGENT’S CELL NUMBER lease earlier.

An email address or the office number doesn’t help you if “While it is always possible to get out of the lease agreement, there is some property emergency in the middle of the night… think a burst geyser at 2:30am on Tuesday! it pays to be aware of the penalties that will be charged “Make a point of asking the agent for his/her cellphone should the tenant want to vacate the property before the number if you don’t have it,” Van der Linde advises. end of the lease period,” Van der Linde explains. In some cases the agreement would stipulate that the tenant “They’re your first point of contact for anything related to the automatically forfeits their security deposit, while in other property, and you don’t want to be left out in the cold in an cases the agent will charge the tenant an ‘early exit fee’ for emergency because you don’t have the number for the person breach of contract, while some agents only require that the whose job it is to help you. tenant finds a suitable replacement in good time.

A watertight rental contract will specify the course of action The bottom line for tenants is to make sure the lease in case of such an event, but the onus is still on the tenant – agreement works in your favour too, Van der Linde says. “Just as the tenant is looking for a home, so too is the agent looking the signatory on the contract – to ensure they’re familiar for a quality tenant for the landlord so it pays to try and with this particular clause and to confirm the in’s and out’s ensure that all parties are satisfied and that tenants are well verbally with the agent. looked after,” he concludes.

Tenants also need to take note of the notice period, as stipulated in the lease agreement. “It is useful to bear in mind Source: My Property that the Consumer Protection Act does make provision for the tenant to terminate the agreement upon giving 20 business days’ notice, though the agent may then claim for any losses the landlord suffered,” Van der Linde explains.

2pm Tuesday prior COMPLETE MATERIAL:

10am Thursday prior

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192 7 September 2019 IN ASSOCIATION WITH

2

3

1967 - 2017

EST. 1967 / PROUDLY MARITZBURG

HAYFIELDS

R2 295 000

ON SHOW

ON SHOW 2.30-5 2.30-5

ON SHOW

R1 250 000

5 Beds / 2 Baths / 1 Carport / 1 Garage Web 3706687 This spacious home offers you the unique option of 5 bedrooms! Bedrooms are served by 2 bathrooms. The living space comprises a lounge & dining room both opening onto an undercover entertainment space. The kitchen offers ample cupboard space, separate laundry area outside. Extras include domestic quarters, lock-up garage, carport & a pool.

Follow boards from cnr. of Blackburrow Rd. & Hesketh Dr. to Rushmore Rd. Paul Campbel l 082 782 4180 | paul@natalproperty.co.za

HAYFIELDS

R1 250 000

2.30-5

EXCELLENT & SECURE DUPLEX!

3 Beds / 2 Baths / 1 Carport Web 3717985 Well appointed unit with laminate flooring, good kitchen, separate laundry, large study/ utility room, secure parking & a sparkling pool. This unit won’t last long.

Follow boards from the intersection of Adams Rd. & Hesketh Dr. Sid Brown 083 300 0530 | sid@natalproperty.co.za

HAYFIELDS

R1 225 000

NPC

NPC

ON SHOW 2.30-5

ON SHOW

ON SHOW 2.30-5

R1 195 000

2.30-4.30 LOOK NO FURTHER LOVELY CHARACTER HOME

SMALL SECURE COMPLEX

HAYFIELDS

CLELAND

3 Beds / 2 Baths / 1 Garage / 1 Carport Web 2873094 This charming family home with great street appeal offers entrance hall, spacious lounge & dining room, fitted kitchen, 3 bedrooms, 2 full bathrooms (M.E.S). Outbuildings comprise tandem lock up garage, staffroom/workshop, potential flatlet. Level walled garden.

Follow boards from corner of Foxon Rd. & Hesketh Dr. Andrew Norton 062 138 1423 | andrew@natalproperty.co.za

R1 195 000

3 Beds / 2 Baths / 1 Garage Web 3692729 This delightful unit boasts a fully fitted kitchen, open-plan dining room & lounge leading onto the stunning covered entertainment area, which overlooks a well manicured garden. There are 3 bedrooms with built-in cupboards served by 2 bathrooms, one being the main en-suite.

Follow boards from bottom of Hesketh Dr. to No. 5 Woodhaven Sue Williamson 082 463 6359 | suew@natalproperty.co.za

R1 050 000

NPC

NPC

NPC

ON SHOW 2.30-5

ON SHOW

ON SHOW 2.30-5

3 Beds / 2.5 Baths / 1 Garage Web 3593077 This home offers a formal lounge, sunny enclosed front veranda, TV lounge/bar, swimming pool & fully fenced garden. The 3 bedrooms are served by 2 bathrooms (mes), a new fitted kitchen & laminate flooring throughout. Staff quarters/laundry, single lock up garage & alarm. Well worth viewing!

Follow boards from the corner of Alexandra & Ritchie Rds Kerry Brown 083 278 1033 | kerry@natalproperty.co.za

SCOTTSVILLE EXT.

PLENTY OF SPACE AT THIS PRICE!

NPC

3 Beds / 1.5 Baths / 2 Carports Web 3676603 This newly renovated home offers spacious living areas & large bedrooms (new BIC’s).

The property has 2 entrances, an outbuilding with a shed & staff quarters. The large land is sub-divisible, ideal for extensions or building extra units.

Follow boards from Swartkop Rd. towards Linpark High School.

Koen Gouweloos 082 337 1048 | koen@natalproperty.co.za

LARGE HOME, EXCELLENT VALUE!

R1 425 000

NPC

6 Beds / 4 Baths / 3 Garages / Pool Web 3322073 This spacious, solid face-brick home, oozing with potential is situated in a sought after suburb. Boasting excellent accommodation & facilities, a manicured garden (2122 m2) & sparkling pool. In urgent need of a new family, this property must be viewed to be appreciated. Make an offer!

Follow boards from Hesketh Dr. into Adams Rd. Abie Lange 082 875 0200 | abie@natalproperty.co.za

PELHAM

HAYFIELDS

NPC

IMMACULATE WELL-ESTABLISHED FACE-BRICK HOME

A VERY NEAT HOME ON A LARGE PLOT

R1 495 000

NPC

2.30-5

BOUGHTON

HAYFIELDS

R899 000

2.30-5

GREAT SPACE!

3 Beds / 3 Baths / 1 Garage Web 3595336 This duplex is great – super lounge which opens onto a covered verandah & private, level, secure garden, dining room (or a 4th bedroom), downstairs bathroom, great kitchen, direct access into the garage & 3 big bedrooms with 2 nice bathrooms. In an attractive neat complex with very pretty gardens.

Follow boards from corner of Adams Rd. & Hesketh Dr. Margie Smith 082 571 6516 | margie@natalproperty.co.za

MONTROSE

R4 500 000

LOOKING TO DOWNSCALE OR STARTING OFF?

2 Beds / 2 Baths / 1 Garage Web 3710976 A very neat 2 bedroom townhouse in a small complex. Boasting a brand new kitchen with a 6 burner gas stove & built-in fridge, + granite tops. Laminated flooring, air-conditioning, family bathroom & separate shower room, lock-up garage & Trellidor security throughout. Well worth viewing!!

Follow boards from Murray Rd. / CB Downs to Abelia Rd. Hennie Balt 082 950 0164 | hennie@natalproperty.co.za

MONTROSE

R4 250 000

NPC

SPACIOUS DUPLEX

ON SHOW 2.30-5

3 Beds / 2 Baths / 1 Garage / 1 Carport Web 3078520 This neat ready to move in unit is waiting for YOU! Situated in a well maintained peaceful complex, this home offers a recently updated kitchen with UCO & Hob, open-plan lounge/dining room & lovely covered patio.

Follow boards from the corner Washington Rd. & Golf Rd. into Croft Rd. Cliff Rochester 074 104 8892 | cliff@natalproperty.co.za

ELEGANT SPLENDOUR & TENNIS COURT

5 Beds / 4 Baths / 4 Garages / Pool Web 3413801 A really spacious home with an outstanding pool & entertainment area with gazebo & tennis court. Accommodation is 5 bedrooms served by 4 bathrooms (3 en-suites) plus study, games room & 2 lounges. A 5 star Beachwood kitchen features granite tops, breakfast nook & ELO/HOB. Also offers a flatlet & staff quarters.

Bruce Campbell 083 226 2015 | bruce@natalproperty.co.za

460 Town Bush Road

4

POPULAR VCC – BRAND NEW HOME 4 Beds / 2 Baths / 2 Garages

Web 3620961

Have you dreamed of a home in a secure golf estate with stunning views? This is your chance! A brand new home, just completed with modern finishes in one of the most popular estates in Pietermaritzburg. NO TRANSFER DUTY!!

Koen Gouweloos 082 337 1048 | koen@natalproperty.co.za

1967 - 2017

EST. 1967 / PROUDLY MARITZBURG

WINTERSKLOOF

R3 300 000

HAYFIELDS

R1 559 000

PELHAM

R1 195 000

WEMBLEY

R955 000

FINE COUNTRY HOMESTEAD

EXCEPTIONAL FAMILY HOME IN CUL-DE-SAC

PIN NEAT FAMILY HOME

NEAT UNIT WITH TWO GARAGES

Sid Brown 083 300 0530 | sid@natalproperty.co.za

Dawn Hohls/Lash Padayachee 076 404 6963 | lash@natalproperty.co.za

Dawn Hohls/Lash Padayachee 076 404 6963 | lash@natalproperty.co.za

Tyrone West 083 780 4426| tyrone@natalproperty.co.za

6 Beds / 3.5 Baths / 3 Garages Web 3090354 This excellent home located on 1.63 hectares of prime land, with great views, awaits a new owner. 4 Elegant reception rooms, well fitted kitchen & scullery, 3 lock-up garages, large workshop, pool house & a magnificent garden. In addition a fully self-contained 2 bedroom flat above the garages. Already sub-divided & ideal for development.

CHASE VALLEY R549 000-R819 000

BRAND NEW APARTMENTS

2 Beds / 2 Baths / Study / 2 Carports On offer in this popular complex is a single bedroom apartment plus some 2 bedroom, 2 bathroom units with a loft study. Also a 2 bedroomed simplex unit available at R789 000. NO TRANSFER DUTY!

Tracey Gerrard 072 333 0921 | tracey@natalproperty.co.za Bruce Campbell 083 226 2015 | bruce@natalproperty.co.za

3 Beds / 2 Baths / 1 Garage / 1 Carport / Pool This immaculate home is waiting for a new family. It offers 3 large bedrooms with Bic’s & carpets, 2 modern upgraded bathrooms & a 5 star well fitted kitchen with breakfast nook & granite tops. There is also an office, a well- appointed lounge & dining room, a lock up garage & carport, a laundry room & pool. This home is not to be missed!

CENTRAL

R820 000

GOOD INVESTMENT

9 Beds / 3 Baths / 1 Carport Web 3581788 This lovely home offers 6 bedrooms, combined lounge & dining room, fitted kitchen & 2 bathrooms. Outside 3 rooms are served by a bathroom. This multi-tenanted property currently has a rental income of R14 000 per month.

Bongani Zondi 082 957 4456 | bongani@natalproperty.co.za

3 Beds / 2 Baths / 2 Garages Web 3669326 Awaiting a new family this home in a well-managed complex offers 3 bedrooms served by 2 bathrooms, fitted kitchen, open-plan lounge & dining room leading onto a lovely covered verandah & beautiful garden. Within walking distance to good schools & shopping centers. Don’t miss out, call now to view!!

CENTRAL

R580 000

A FLAT WITH A VIEW

2 Beds / 1 Bath / 2 Garages Web 3511140 This delightful apartment comprises of a fitted kitchen, a tiled lounge/dining room opening onto a view balcony, 2 bedrooms, bathroom with shower & a bath & separate toilet.

Offers 2 covered parkings in the building. This flat includes curtains, window blinds, lounge suite, TV, TV cabinet & dining room suite.

Tracey Gerrard 072 333 0921 | tracey@natalproperty.co.za

2 Beds / 1 Bath / 2 Garages Web 3723027 This spacious 2 bedroom duplex has its own off street entrance.

The unit boasts a lovely fitted kitchen, newly painted lounge, dining room as well as a small garden area. The bathroom has been renovated & offers both a shower & a freestanding bath. The unit also boasts 2 garages.

CENTRAL

R575 000

POPULAR CENTRAL FLAT 2 Beds / 1 Bath / 1 Garage

Web 3691970

This large flat boasts a sunny living area (lounge/dining room), fitted kitchen, 2 spacious bedrooms served by a family bathroom. The unit also has an allocated garage.

Bruce Campbell 083 226 2015 | bruce@natalproperty.co.za

460 Town Bush Road

D

19 20 R W E YS IVAL EMB A T D ES EPT ILY F S A W O ARTS TH m D H 5 S ON Y 1 00p A 7: LT HI ND – 1 U E - S am TH ER TH 0:00 V 3 O 1 1 AY D I FR K EE

EN

- SAVING ON TRANSFER DUTY -

3 BEDROOM APARTMENT R2 250 000

STAND ALONE 3 BEDROOM UNIT R3 150 000

Phase two is set over looking the wetland and stream with uninterrupted, elevated views Stand alone 3 bedroom Celtis unit, on exclusive use plot on-looking the wetland with inland of the mountain range and sea of greenery. The typical unit designs include both a 190sqm mountain views and modern finishes through-out. This exclusive estate offers a fully secure lifestyle opportunity in the centre of Hilton with the highest standard of building finishes and modern ground floor apartment with an exclusive use, pet friendly garden and lockup specifications. Make an appointment to come and view the show house today! garage as well as first floor exclusive apartment suitable to a lock up and go lifestyle.

LIMITED OPPORTUNITIES AVAILABLE!

CHRIS - 079 686 0843 | GARY - 073 704 9334 | KELVIN - 076 875 7982 5

GAVIN BLOY

HAYFIELDS: R 1 575 000

LINCOLN MEADE: R1 195 000

Situated in the heart of Hayfields. A fine looking home offering 3 bedrooms, 2 bathrooms, a lounge, TV lounge , dining room and fified kitchen. There is a pool in the large back yard where you will also find a staff room. Includes a double garage.

The propor ons here are very generous. Each of the 4 bedrooms can accomodate a double bed. There are 2 bathrooms and a study, lounge, dining room and kitchen.

The outbuilding has 3 garages and an income genera ng flatlet.

BOUGHTON: R1 495 000

HAYFIELDS: R1 425 000

Reduced by R100 000!! This is excellent value for money. If you need a home that can bring in some revenue this is it. There are 3 bedrooms and 2 flats with the poten al for a 3rd flat. The lounge has splendid yellow wood floors. Tons of character here.

This is the first me in over 40 years that this home has been offered for sale. That really says it all. In good allround condi on it has a very spacious lounge, dining room, 4 bedrooms, 2 bathrooms, a kitchen, laundry, staff room, garage and carport.

THESE SELLERS ARE GOING TO PAY

PELHAM FLAT: R495 000 A 1 bedroom flat in this popular complex. The price has been reduced making it a really good buy. Lounge and kitchen with a bedroom and bathroom upstairs.

PELHAM SIMPLEX: R1 350 000 If you’re in the market for something special then you need to see this. Apart from the 3 bedrooms and stunning kitchen this unit has a guest room with an en-suite shower. Huge lounge and double garage. Only 6 units in the complex.

CLELAND SIMPLEX: R845 000 3 bedrooms, main-en suite, and 2nd bathroom. Lounge, dining room and kitchen are open-plan. New undercounter oven and hob. Floors are led. Garage.

6

4%

WHY ON EARTH PAY MORE?

PELHAM FLAT: R590 000

ROSEWOOD: R475 000 Popular re rement complex. Offering a 1 bedroom unit with a full en-suite bathroom, lounge, balcony and fified kitche. Includes under-cover parking.

PELHAM FLAT: R695 000

Fully led flat with 2 bedrooms, spacious lounge, bathroom End unit offering 2 bedrooms with built-ins. The main with separate toilet and a fified kitchen.The flat has the bedroom is huge. Upgraded bathroom, lounge, dining use of an undercover parking. Controlled access. area and fified kitchen plus a balcony. Covered parking.

CLARENDON FLAT: R950 000

GRANGE: R690 000

Huge 144 sq metre flat. Has 3 bedrooms, lounge, sun room, This is not just an ordinary Grange house. It has a double dining room and bathroom with separate toilet. Super garage and a small flat which brings in income. The kitchen with granite tops. Under cover parking. Walk to main dwelling offers 3 bedrooms, lounge, kitchen schools and town. Good security. and bathroom.

GAVIN BLOY

MEADOWS: R 1 170 000

PELHAM: R560 000

NAPIERVILLE: R825 000

IN THE PAST 2 MONTHS THE SELLERS OF THESE PROPERTIES HAVE COLLECTIVELY SAVED THEMSELVES OVER

R220 000 IN COMMISSION BY PAYING SCOTTSVILLE: R1 130 000

4

LINCOLN MEADE: R1 090 000

%

SO ASK YOURSELF THE QUESTION...

WHY ON EARTH PAY MORE? ASHBURTON: R1 450 000

AZALEA GARDENS: R790 000

CENTRAL FLAT: R360 000

CLARENDON: R1 495 000 Based on 4% vs 6% plus VAT

ASHBURTON: R1 555 000 7

Harcourts 033

@harcourts.co.za

ON SHOW SUNDAY

ON SHOW SUNDAY

ON SHOW SUNDAY

R 2 500 000 MONTROSE MAGIC

CLARENDON SIMPLEX R 1 195 000 HILTON 2 Beds | 2 Baths | 1 Dining | 1 Lounge | 1 Garage | Storage Room

Modern, contemporary yet a tranquil feel surrounds you as you enter this magnificent simplex. Beautifully decorated allows you to enjoy the endless possibilities you have, should you purchase this home. Can’t wait to show you this simplex.

Directions: Follow boards from Roberts Road traffic lights near Voortrekker school to Glendale Gardens.

ON SHOW SUNDAY 2.30 - 4.30 | Web: KHT36257 Tracy Summerton C 079 438 8059 | T 033 343 3345 E tracy.summerton@harcourts.co.za

HILTON DREAM

5 Beds | 3 Baths | 1 Dining | 2 Lounges | 3 Garages North facing, private and secure, right in the middle of Hilton and within walking distance to the schools. This home is looking for a family who require large rooms, gracious reception rooms and stacks of entertainment space. Extra large garages and an enormous kitchen and utility rooms. There is also a self contained flat.

Directions: Follow boards from Crossways Country Inn into Bramble Lane.

ON SHOW SUNDAY 2.30 - 4.30 | Web: KHT36433 Brian Wilkes C 082 417 6166 | T 033 343 3345 E brian.wilkes@harcourts.co.za

R 4 250 000 CHASE VALLEY

R 2 250 000

4 Beds | 2 Baths | 3 Lounges | 2 Dining | Pool | Cottage | S/Quarters

4 Beds | 3 Baths | 2 Lounges | 1 Dining | Pool | 2 Garages

Whether you looking for a home for host extended family or wanting to earn extra income with the stunning self contained cottage, this is a must on your viewing list. With loads of extra’s, a beautifully manicured garden and a lounge that suits every occasion, you will be suitably delighted the moment you drive through the gate.

An absolute charmer - loads of living areas, spacious accommodation for family and a generously sized flatlet for your own Air B & B, family member or tenant.

VIEW BY APPOINTMENT | Web: KHT35488

Tracy Summerton C 079 438 8059 | T 033 343 3345 E tracy.summerton@harcourts.co.za Shirley Stephenson C 082 802 5956 | T 033 343 3345 E shirley.stephenson@harcourts.co.za

VIEW BY APPOINTMENT | Web: KHT36349

ON SHOW SUNDAY

R 1 675 000 LOCK UP AND GO!

3 Beds | 2 Baths | 1 Dining | 2 Garages | 2 Lounges | 2 C/Ports | Flat LOOKING FOR SOMETHING DIFFERENT – Architecturally designed and unique, offering 3 bedrooms PLUS a 2 bedroom fully contained flat. The flat adjoins the house and therefore the house can be converted to a 5 bedroom or more home very easily ....... if you cannot make the show day then please contact me for a private viewing.

Directions: Follow boards from the Corner of Neden and Townbush road ON SHOW SUNDAY 2.30 - 4.30 | Web: KHT35884

Shirley Stephenson C 082 417 6166 | T 033 343 3345 E shirley.stephenson@harcourts.co.za

Michelle Byres C 072 120 6160 | T 033 343 3345 E michelle.byres@harcourts.co.za

HILTON OPPORTUNITY R 7 800 000 MOOI RIVER RURAL

R 1 650 000

12 Beds |12 Baths|2 Lounges | 1 Dining Do you want solitude in the bush? Situated on the

Set at the main entrance to Hilton, close to the hospital, shops, Laddsworth school the new Avenue's shopping centre. This very versatile property currently zoned guest house. Education, is set up with 12 rooms all en-suite in the main building with a further 4 bedroomed house on the property, and space for more building. The position of this property entitles the buyer to a dream spot for a business (subject to Zoning).

Opportunity needs to be seen to be appreciated.

Trish Parsons C 082 904 3157 | T 033 343 3345

Roger Nevin C 082 555 3995 | T 033 343 3345 E roger.nevin@harcourts.co.za

E trish.parsons@harcourts.co.za

.co.za

banks of the Mooi River and only forty kms from Mooi River. This charming home completely off the grid and entirely self – sustaining has lovely river frontage.

Water is pumped from the river to 5000 l tanks, 4 x 10 000 l tanks plus 60 000 l rainwater. The property is fully irrigated. Pool.

VIEW BY APPOINTMENT | Web: KNH4225

ON SHOW BY APPOINTMENT | Web: KHT36387

Barbara Rogers C 082 802 5956 | T 033 343 3345 E barbara.rogers@harcourts.co.za

R 1 295 000

3 Beds | 2 Baths | 1 Dining | 2 Lounges | 1 Garage

Well position and close to town in a popular complex, this townhouse, with a private garden is far away from the main road to feel secluded from the city. Built in the 1980’s, this home has plenty of accommodation, an automated garage, and plenty of guests parking. Added to this, there is a communal braai and swimming pool area.

Directions: Follow boards from Roberts and Taunton road.

ON SHOW SUNDAY 2.30 - 4.30 | Web: KHT36332

Experts in home finance.

privateproperty .co.za

Harcourts Patrick & Co 033 342 3340 patrickandco@harcourts.co.za

ON SHOW SUNDAY

OAKPARK

ON SHOW SUNDAY

R 3 450 000

This attractive unit has become available. A cosy entrance hall with skylight welcomes one to the home with spacious lounge leading on to a private patio with blinds for those cooler days and a built-in-braai for those summer get togethers. The unit has a very modern kitchen with gas stove and granite counters, 4 bedrooms 2 with MES There is a double auto garage.

The complex has a stream running through it and grounds that are beautifully maintained.

Follow boards from Oak Park entrance into Ireland road.

ON SHOW SUNDAY 2.30 - 4.30 | Web: KEP26853 Irene Cook C 072 483 9505 | T 033 342 3340 E irene.cook@harcourts.co.za

WEMBLEY

R 4 300 000

CLARENDON

ON SHOW SUNDAY

R2 795 000

This lovely family home is situated close to Wykeham & Clarendon Schools. Comprising of 4 bedrooms, 3 bathrooms (mes), 3 reception areas & modern kitchen. 2 flatlets, one being a 2 bedroom flat with a monthly income & the second one is a bachelor flat. Staff accommodation, a spacious workshop/ double garage, & a garden shed, a triple carport & a pool. A must to view. I look forward to meeting you on Sunday.

Follow boards from Roberts/Taunton to Kitchener road ON SHOW SUNDAY 2.30 - 4.30 | Web: KEP29867

Gleryl de Rauville C 083 286 5758 | T 033 342 3340 gleryl.dr@harcourts.co.za

HILTON

Situated in the heart of the greenbelt and with lovely views this large family home has become available for sale. Comprising 5 bedrooms, 2 lounges, fitted kitchen, dining room with a stylish pub, study and 4 garages. The entertainment area consists of a sparkling pool, sauna, shower and toilet. All this surrounded by a beautiful garden. This home has to be seen to be appreciated – so much for so little

VIEW BY APPOINTMENT | Web:KEP32345

VIEW BY APPOINTMENT | Web: KEP33329

harcourtspatrickandco.co.za

8

Estell Spires C 072 381 5816 | T 033 342 3340 E estell.spires@harcourts.co.za

R 1 550 000 PELHAM

Handswood Lodge is an attractive, well run complex. This home is elevated and has scenic views of the greenbelt. There is a private pool and the house comprises 3 bedrooms, 2 bathrooms, a spacious living area opening out onto a front and back verandah and a well-appointed kitchen. There is a single garage with extra parking space.

Boards from Chase Valley Road ON SHOW SUNDAY 2.30 - 4.30PM WEB REF: KEP29558 Fiona Patrick C 082 553 7810 | T 033 342 3340 fiona.patrick@harcourts.co.za

R2 600 000 SCOTTSVILLE

Great Value!! Situated in the heart of Wembley in park like surroundings on 3700smq. A magnificent gracious double storey home with slate roof and an abundance of out buildings. 5 bedrooms, 4.5 bathrooms, pool, generator, borehole, fitted oak study and 4 large reception rooms. This spacious north facing home has to be seen to be appreciated in Wembley’s secure area.

Albie Timmerman C 082 553 9921 | T 033 342 3340 E albie.timmerman@harcourts.co.za

CHASEVALLEY

ON SHOW SUNDAY

R 1 550 000

4 bedroom home fully tiled, with two bathrooms Lounge and dinning with a space for study. Fully Fitted kitchen. Carport and pool Nice size yard and one bedroom cottage VIEW BY APPOINTMENT | Web: KEP33334 Laurra Mbhele C 082 834 5068| T 033 342 3340 E laurra.mbhele@harcourts.co.za

R 1 150 000

REDUCED!!! Opportunity knocks for investors. Ideal for student accommodation or for first time homeowners. This neat home comprises of spacious living areas and awaits a new owner. 3 Bedrooms(bics), 2 bathrooms, kitchen, scullery, open plan lounge/dining room, garage and carport. Tarred driveway. Pretty manageable garden. Electric gate. Close proximity to shopping centers, varsity and schools. Must view.

Boards from Jesmond Road ON SHOW SUNDAY 2:00 - 4:00 | Web: KEP32888 Julie Chetty C 084 622 0288 | T 033 342 3340 E julie.chetty@harcourts.co.za

BLACKRIDGE

R 990 000

Sadly the owner of this property has to leave her home she loves and let it go at this very reasonable price as she is emigrating at the end of this month. The home is available for occupation from the beginning of September to approved buyers. The home has 3 bedrooms all of which are en-suite, large open plan lounge/diningroom, kitchen fitted with an undercounter oven and hob, large sunroom or 4th bedroom, laundry, downstairs office, pool, lockup garage and carport for 3 cars all this in a quiet cul de sac VIEW BY APPOINTMENT | Web: KEP33322 Mike Webber C 082 490 9241 | T 033 342 3340 E mike.webber@harcourts.co.za

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Colin Rodger

EXCLUSIVE MANDATES

Daycrest Centre, 581 Chota Motala Road Raisethorpe, Pietermaritzburg 3201 TEL: 033 387 4519 / 033 387 1020

HAYFIELDS MALL 082 784 3123

033 386 6623

Email: info@ameens.co.za

ROSEWOOD 2 BEDROOMED UNIT

Another pin-neat 2 bedroomed unit with 2 bathrooms (mes), an abundance of bic’s, super fitted kitchen plumbed for 2 appliances, large lounge with dining area and a fully covered patio. R580 000. Parking too!

Shafiek Ameen 082 730 9228

R 1 200 000

ORIENT HEIGHTS

607sqm / 3 beds / 2 baths

Offering you 3 bedrooms (carpets), lounge, dining room, kitchen, 2 bathrooms (en-suite & common) and a single garage. Also included is a 1-bedroom outbuilding. Close to all amenities.

JACARANDA LODGE

ON SHOW SUN 2:30-4:30 PM

A choice of three prime 2 bedroomed units, one facing inwardly to the garden area, one with views across the valley and one on the ground floor.

TOWNHOUSE NEAR EPWORTH SCHOOL Covered Patios, good sized lounges, fitted kitchens, bathrooms and guest SCOTTSVILLE R935 000 toilets. From R450 000.

A special Townhouse! This 3 bedroomed face brick home is absolutely pin neat and consists of 3 good sized bedrooms, (mes), a family bathroom, large lounge 3 BEDROOMED SIMPLEX R750 000 and an L-shaped dining room with serving hatch to the beautifully fitted kitchen.

A lovely sunny 3 bedroomed Floor finishes a delight throughout. Private covered enclosed front porch, face brick unit in Lincoln Meade courtyard and a lock up garage too. This is an end unit with a well established with 2 bathrooms, (en-suite) garden and has remote controlled access. Follow the arrows from the corner lounge, dining area and a well fitted kitchen! of Golf / Isabel Beardmore Roads or Washington / Croft Roads.

!"##"$%&"'()*%+(",%-(./0',%1"')%.23"% 4"$25.6$%1"')7 Contact Kamini 082 924 4101 or Manisha 078 758 6146

ON SHOW SUNDAY 1:00-4:00

@ Dormehl Phalane Property Group Midlands @ dppg_midlands HOWICK

Dual Agent

R850 000 neg.

Web No. DRL2750342

HOWICK

Sole Agent

R1,45 million

Web No. DRL2748786

Serious seller - Rambling House - Greendale Private neat unit in well run complex 2 Good size bedrooms - feature bay window. Modern large unique shower room. Lounge /diningroom, 4 Big bedrooms plus office, 4 livingrooms, 4 garages, open plan kitchen, Private back yard, courtyard, carports, staff ablutions, level private mature stand. garage. Front verandah, prepaid electricity, small dog So many oppotunities. with permission, no fence.

Jennifer Gordon 072 351 5363 Jennifer Gordon 072 351 5363 T 033 330 8066 howick@dpgprop.co.za White House Centre, 50a Main street Howick

HOWICK WEST

Sole Agent

R760 000

DUNDEE

R35 million

Web No. RL2749846

Web No. DRL2750049

Modern Home - Good Address Low maintenance - 3 Good size bedrooms, modern bathroom plus shower, lovely lounge leads into stunning well fitted kitchen, single garage, paved back and front yard, remote gate.

Sindi Ngwane 079 130 4436

Beef & Cropping Farm, 30km’s outside Dundee 3000ha in 2 subs, farm house used as guest house, cottage & good outbuildings. High veld grazing area drops into thorn veld valley, large dam and 40ha center pivot. Good Hutton soils, small hunting camp.

Jo Sharratt 082 921 0702 / Liane 082 894 8158

HOWICK

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FIRST COMES LOVE, THEN COMES MORTGAGE? 5 Tips for unmarried couples buying a house together.

While purchasing a house before marriage may make sense for many, it’s also one of the biggest, most complicated financial decisions a couple can make together, says Patrick Horning, a director of Advanced Planning at Northwestern Mutual. That is why Horning suggests that you carefully consider the logistics of entering into a mortgage before saying “I do” to make sure your finances are secure no matter what the future brings.

Look Before You Leap “Married couples have a large body of law to protect their rights if their union dissolves. With unmarried partners, the law is less clear,” says Horning. “While no one goes into a relationship expecting the worst, it can be more difficult to break the co-ownership of a house than it is to get a divorce.” For this reason, Horning suggests that you consider the following five tips before meeting with a realtor.

1. Be transparent. Before you buy a home with your significant other, have an honest discussion of your financial history. “It’s possible to get married without knowing how much your spouse earns or how much credit card debt he or she has.

However, when it comes to qualifying for a mortgage, your salary, student loans, credit card debt, savings and more are all on the table,” says Horning. “Now is the time to come clean about any credit blemishes that could prevent you from obtaining the lowest rate on a home loan or other potential red flags that could derail the purchase.”

2. Get a prenup for your home. Many unmarried couples think the standard real estate purchasing agreement is all they need when buying a home together. Not so, says Horning. “For most people, their home is the largest asset and largest debt. It’s crucial to have a legally binding agreement that protects each of you financially should something go wrong.”

A partnership agreement, sometimes referred to as a home-buying prenuptial, helps address issues such as who is contributing financially, how the mortgage will be paid, who pays for what, and what happens if you sell the house or the relationship dissolves. This way, any disputes can be settled without litigation or mediation. “The agreement also spells out what happens if one partner is unable or unwilling to meet his or her financial obligations,” explains Horning.

“When unmarried couples enter into a financial contract such as a home purchase, both credit scores are impacted by the success of that joint purchase. A negative credit report can follow you even if your relationship ends.”

3. Understand your ownership options. Many unmarried couples want to own the home “together,” but as Horning points out, you need to carefully consider your options before moving forward. “The manner in which the property is titled affects the way in which the property can be transferred and can have tax consequences later on,” says Horning. Keep in mind that each state has its own rules regarding titling of homeownership. For this reason, be sure to check your individual state’s laws regarding an unmarried couple purchasing a house together.

Generally, unmarried couples have three choices for taking title. One person can hold title as the sole owner, or both can hold title either as joint tenants or as tenants in common.

“Titling the property as joint tenants means you and your significant other own the property equally and each of you has the right to use the entire property. If one of you dies, the other automatically becomes the owner of the deceased owner’s share.”

Unmarried couples can also own a house as tenants in common, which means you and your partner should spell out what percentage of the property each of you holds. “Should one of you die, that person’s ownership interest passes to whoever is specified in a will or living trust,” explains Horning. “If you die without a will and you wanted your property to go to your partner, that won’t happen. Instead your intestate heirs (in other words, your next of kin) will inherit your share as governed by state law.”

It’s also possible there may be a situation in which it makes sense for one member of the couple to be the sole owner. “Having one name on the deed can make sense in certain instances—for example, when one partner has a poor credit history or one person is contributing the entire purchase price of the house,” says Horning. It’s important to know that if you do contribute to the cost of the home but aren’t listed on the title, you generally will not be able to deduct mortgage interest from your tax return.

4. Keep track of your finances. Once you co-own a property with someone, it’s important to keep written records of who paid for what. “Let’s say you decide as a couple to finish the basement of your home. You earn more money so you provide the funds to make it happen. The understanding with your partner is that you expect to be repaid for half of the cost before you two split the proceeds from the sale of the house in the future. Any partnership agreement you may have will be useless unless you can prove who paid for what along the way,” says Horning.

5. Cover your bases. No matter how you decide to purchase your home, if possible you should consult with a real estate or estate planning attorney to make sure you have the proper protection and agreements in place. “You’ll also want to touch base with your attorney over time to make sure the deed to your home reflects your current situation,” comments Horning. “You may decide to marry and/or have children. Your relationship may continue as is, or you may split and one partner moves out. If the situation isn’t properly handled, you may find yourself having to share the proceeds of your home sale long after the relationship has ended.”

Your home can be a shared joy; it also may be your biggest asset. Whether you marry or not, having a detailed plan for purchasing and maintaining that home can help ensure that you and your significant other are protected for as long as you and your mortgage last.

Source: Northwestern Mutual

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