RESIDENTIAL LET TING COMMERCIAL A BLACK INC MEDIA PUBLICATION
24 August 2019
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Property or Money Market: which is the better investment?
For some time now, house prices have grown at a rate slightly below inflation. This continued house price decline in real terms has caused investors to take stock of their options.
In response to this, Adrian Goslett, Regional Director and CEO of RE/MAX of Southern Africa, reminds investors that real estate is, and always will be, one of the highest yielding long-term investments. However, if undertaken as a short-term investment, Goslett cautions that you might as well roll a dice and hope for the best.
“However, while these amounts are similar, in the investment scenario, you would still need to pay rent over this period, but in the property scenario, you would not. Assuming a 9% annual escalation in rent for a property of the same value, you would have paid roughly R1.4 million in rent over ten years. This leaves you with a net return of R1.9 million on your investment, which is a R32,000 profit on the original R1.6 million. If you compare this to your house, which is worth R3.5 million and will earn you a R1.9 million profit, it becomes clear which is the better long-term investment option.”
“Even if you did not have a lump sum amount available and chose to make a monthly contribution towards an investment fund instead of making monthly repayments on a home loan, the accumulated value on the investment fund in ten years’ time will still not match the return generated from the sale of the bonded property. Using the above scenario, if you were to sell “It is possible to make a profit off the sale of a the R1.6 million property ten years into the home loan, property in the short-term, but this is dependent on you would generate roughly R2.3 million profit after market fluctuations and other factors that are out of subtracting the R1.17 million that was still owing. For the your control. But, if you look at the statistics on house price growth over time, you will notice that, in virtually same amount you were paying in instalments on your bond (roughly R15,500 p/m), you could have continued every instance, the homeowner will stand to make a substantial profit off the sale of their property if they to rent and invest whatever was leftover into a money market instead. In this scenario, you would only generate choose to sell after at around the ten year mark or later. This is because the ebbs and flows of the market roughly a R850,000 net return by the end of a ten-year period compared to the R2.3 million profit you could even out over time to yield a more stable and have earned if you had invested in property instead.” substantial return,” Goslett explains. When weighing up investment options, Goslett therefore recommends that investors consider the returns of other reliable asset classes – money markets, for example – to the resale value of real estate over a ten-year period rather than over a five-year period or less. “When you do these calculations, you will discover that if you were to make a lump sum investment into a money market and leave it to earn interest for ten years, your return on investment will be significantly lower than if you were to purchase a property for that same lump sum amount and sell in ten years’ time. For example, according to Lightstone Property statistics, a R1.6 million property purchased as a primary residence in Claremont in 2010 is now worth R3.5 million. By comparison, if you had invested the R1.6 million into a money market at a 10% interest rate for ten years, the value of the fund would amount to R3.38 million after tax.”
“In summary, the notion that property is an unstable investment is simply unsound. As the above scenarios prove, property does still generate the highest returns when viewed as a long-term investment. The bottom line is that it depends on your personal needs and situation. If you’re looking at a return over the short term or you need to rent to build up some capital, a fiscal investment may be the better bet for you. But, over the medium to long term, a sound investment in property will likely yield you far better returns,” Goslett concludes.
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2
23 HAYFIELDS ROAD, HILTON
3 BEDROOM APARTMENT R2 250 000
STAND ALONE 3 BEDROOM UNIT R3 150 000
- SAVING ON TRANSFER DUTY -
- SAVING ON TRANSFER DUTY -
Phase two is set over looking the wetland and stream with Stand alone 3 bedroom Celtis unit, on exclusive use plot on-looking the wetland with inland mountain views and modern finishes through-out. uninterrupted, elevated views of the mountain range and sea of This exclusive estate offers a fully secure lifestyle opportunity in the centre greenery. The typical unit designs include both a 190sqm modern ground floor apartment with an exclusive use, pet friendly of Hilton with the highest standard of building finishes and specifications. Make and appointment to come and view the show house today! garden and lockup garage as well as first floor LIMITED OPPORTUNITIES AVAILABLE! exclusive apartment suitable to a lock up and go lifestyle.
KELVIN - (076) - 875 7982 | kelvin@catchway.co.za @ Dormehl Phalane Property Group Midlands @ dppg_midlands
HOWICK
R1,25 million
Web No. RL2749370 Lovely Views - Good Security Freestanding - registered fully fenced 549sqm garden with remote gate. 2 North facing bedrooms, dressing room, large study, 2 modern bathrooms, open plan sunny lounge / diningroom north facing, private patio, modern kitchen. Carport, pet friendly, prepaid electricity. Jennifer Gordon 072 351 5363
MERRIVALE
R1,099 million
Web No. RL2749203 What a Bargain ! 3 Bedroom main home PLUS 2 bedroom spacious cottage, with own entrance. 2 modern bathrooms, lounge/diningroom, fitted kitchen, e n c l o s e d v e r a n d a h / u t i l i t y r o o m , l a u n d r y, entertainment area overlooks lovely pool, garage. Motivated Seller! Liana Powell 082 323 6121
HOWICK
HOWICK
R1,27 million
Web No. DRL2747279 Compact Neat Loved Home Motivated Seller! 4 Bedrooms - 2 with showers ensuite,3rd guest bathroom, open plan diningroom which leads onto a large deck, cosy lounge with fireplace, wooden kitchen, large shed off deck with laundry room, 3 garages, good security, remote gate. Jennifer Gordon 072 351 5363
LYNFIELD PARK
HOWICK
Web No. RL2746807 Newly Revamped Home On Large Private Stand Good Address, close to High School! Lovely double storey home, 4 bedrooms, 2 bathrooms - main bedroom upstairs. Lounge/diningroom, modern kitchen, bar area leads onto deck overlooking pool & braai area, excellent security, double garage. Jennifer Gordon 072 351 5363
PRIME LAND
Prime Development Land, Easy Access to N3 R2,6 million - 29ha - Ideal for a staged development R4,2 million - 37ha - 2 beautiful dams and ideal location for residential development R6,25 million - 93ha suitable for livestock farming while you wait to develop Vanessa Foxon 071 122 3429
R1,495 million
ent
Sole Ag
WARTBURG
ent
Sole Ag
R3,3 million
Web No. DRL2750024 Sakabula’s Best Kept Secret Set on 2,6ha! Upmarket Lock up & go home welcomes you with open plan living area, stack doors onto a lovely private entertainment verandah, home office, well fitted kitchen, 4 stunning bedrooms - huge main, bay window & reading nook, 2 full bathrooms, double garage & carport. Vanessa Foxon 071 122 3429
DUNDEE
R2,3 million
Web No. DRL2747903 Perfect living For The Whole Family Stunning property boasts 3 homes Huge main 5 bedroom, 3 bathroom home, 2 bedroom cottage with own entrance and a 1 bedroom flat. Generate extra rental income or simply for extended happy family living. Jo Sharratt 082 921 0702
T 033 330 8066 howick@dpgprop.co.za White House Centre, 50a Main street Howick
SAKABULA ESTATE
R35 million
Web No. DRL2750049 Beef and Cropping Farm 3000ha in 2 subs, farm house used as guest house with cottage and good outbuildings. High veld grazing area drops down into thorn veld valley with large dam and 40ha center pivot. Good Hutton soils, small hunting camp. 30km’s outside Dundee. Jo Sharratt 082 921 0702 / Liane 082 894 8158
dpgprop.co.za
Each office is independently owned and operated
3
Harcourts 033
@harcourts.co.za
ON SHOW SUNDAY
ON SHOW SUNDAY
HILTON - BEST VALUE! R 3 595 000
5 Beds | 5 Baths | 2 Dining | 2 Lounges | 2 Garages
It’s a buyer’s market and here is your opportunity! Expansive home in a gated community. Do not miss out. Directions: Follow boards from the intersection of District Drive & Wilson Road to Birnamwood. ON SHOW SUNDAY 2.30 - 4.30 | Web: KHT35844 Cathy Fitzpatrick C 082 417 6166 | T 033 343 3345 E cathy.fitzpatrick@harcourts.co.za
ON SHOW SUNDAY
MONTROSE
R 2 795 000
I welcome you to this 4 bedroom home with a hidden twist. Large verandah, entertainment area and built in braai area, plus decent sized garden. Sellers keen to move on. Directions: Follow boards from Townbush / Cascades Robots to Craigie Drive. ON SHOW SUNDAY 2.30 - 4.30 | Web: KHT35882 Tracy Summerton C 079 438 8059 | T 033 343 3345 E tracy.summerton@harcourts.co.za
4
R 3 950 000
5 Beds | 3 Baths | 1 Dining | 2 Lounges | 2 Garages | 1 C/Port Your own small farm in a secure estate and off the grid with its own electricity supply. High up on the hill and one of the best positions with great north facing views. Modern, open plan and with good size rooms throughout. There is a massive garage with a huge loft for a potential office or flat conversion Directions: Follow boards from exit 99 Howick South/ Underberg offramp to Sakabula ON SHOW SUNDAY 2.30 - 4.30 | Web: KHT35793
Brian Wilkes C 082 417 6166 | T 033 343 3345 E brian.wilkes@harcourts.co.za
ON SHOW SUNDAY
4 Beds | 2 Baths | 2 Lounges | 1 Dining | 2 Garages | Pool | Study
.co.za
SAKABULA
ON SHOW SUNDAY
HILTON
SAKABULA
ON SHOW SUNDAY
R 5 395 000
6 Beds | 4 Baths | 1 Dining | 10 Garages
This unique property offers so many options. A spacious four bedroom and two bedrooms home that can be completely separate from each other or combined for the extended family. Ideal work from home possibilities with two offices, and for the car enthusiasts’ garages and carports for ten cars! And that’s just some of the incredible features of this beautiful home set within the safe and picturesque confines of Sakabula Country Estate. Also ideal for horses and golf enthusiasts! Directions: Follow boards fromExit 99 (Howick South/Underberg) off ramp to Sakabula ON SHOW SUNDAY 2.30 - 4.30 | Web: KHT35688
Trish Parsons C 082 904 3157 | T 033 343 3345 E trish.parsons@harcourts.co.za
SAKABULA ESTATE
R 2 575 000
3 Beds| 2 Baths |1 Dining | 1 Lounge | 2 Garages Maintenance free with aluminium windows throughout and face brick. No renovating necessary. Situated high up on the hill on the Sakabula Golf Estate with north facing views. Ideal for keeping horses and a bit of farming.. Directions: Follow boards from exit 99 Howick South/ Underberg offramp to Sakabula ON SHOW SUNDAY 2.30 - 4.30 | Web: KHT36287 Brian Wilkes C 082 417 6166 | T 033 343 3345 E brian.wilkes@harcourts.co.za
ON SHOW SUNDAY
R 4 295 000
3 Beds | 3 Baths | 3 Lounges | 2 Dining | Loft | 2 Garages | Pool
CLARENDON
R 1 295 000
3 Beds | 2 Baths| 2 Lounges | 1 Dining | 1 Garage
Price reduced! A large, modern and classy farmhouse with pastoral views over Cedara Agricultural College. The expansive living areas, enclosed veranda, built in fireplace and braai and an open kitchen will make entertaining a breeze. 3 substantial bedrooms and 3 full bathrooms as well as a large loft room ideal for an office. Secure with 24 hours guards.
Well positioned and close to town in a popular complex, this townhouse, with a private garden is far away from the main road to feel secluded from the city. Built in the 1980’s, this home has plenty of accommodation, an automated garage, and plenty of guests parking. Added to this, there is a communal braai and swimming pool area
ON SHOW SUNDAY 2.30 - 4.30 | Web: KHT35634
ON SHOW SUNDAY 2.30 - 4.30 | Web: KHT36332
DIRECTIONS: Follow the boards from the intersection of District Drive and Wilson Road to Birnamwood. Cathy Fitzpatrick C 082 417 6166 | T 033 343 3345 E cathy.fitzpatrick@harcourts.co.za
DIRECTIONS: Follow the boards from Roberts and Taunton roads.
Shirley Stephenson C 082 904 3157 | T 033 343 3345 E shirley.stephenson@harcourts.co.za
ROSETTA
R 2 750 000 + VAT
4 Beds| 2 Baths| 1 Dining| 1 Lounge Very neat smallholding or mini farm of 6.45 hectares. The main home is a bungalow type four bedrooms, two bathrooms and open-plan living area with a pub. Some of the appliances are included. Plus an enormous shed of 360 sqm, hay shed and a mobile home for additional accommodation, or offices. Six hectares of irrigation, pumped from the dam. Excellent borehole. Sheep and chickens kept on the property. This is VAT registered property. View by appointment | Web: KNH3974 Roger Nevin C 082 555 3995 | T 033 343 3345 E roger.nevin@harcourts.co.za
Experts in home finance.
privateproperty .co.za
Harcourts Patrick & Co 033 342 3340 patrickandco@harcourts.co.za
ON SHOW SUNDAY
ON SHOW SUNDAY
OAK PARK
R 3 295 000 MONTROSE
This 5 bedroomed home, which on one side borders on to the stream, has so much to offer including a well maintained tennis court, newly painted roof and a pool. The home has good flow from the reception areas and kitchen to the entertainment area overlooking the pool. Add to this a spacious, private 2 bedroomed flat as well as auto double garage and you have a home that is convenient to all amenities Follow boards from Corner of Craigie Drive and Town Bush Road ON SHOW SUNDAY 2.30-4.30 | Web: KEP27292 IRENE COOK 072 483 9505 irene.cook@harcourts.co.za
ON SHOW SUNDAY
R 2 900 000
For the larger family! This property boasts two homes one having 4 bedrooms and the other, 3 bedrooms. Kitchens (granite counters) and bathrooms in both are modern and tastefully decorated with the one having a wooden deck which overlooks the pool. The garden is private and neat. Follow boards from Corner Peter Brown Drive and Montrose Drive ON SHOW SUNDAY 2.30-4.30 | Web: KEP32656
OAK PARK MINI SUB
R 1 560 000
Tranquil and lush surroundings and a beautiful garden with a stream. Upstairs there are 3 bedrooms and 2 bathrooms. Downstairs there is a separate dining room, a well-appointed kitchen, guest loo and a lounge opening out onto a covered verandah and deck, overlooking a pool. The double garage leads directly into the courtyard off the kitchen. Boards from the Keg up Townbush Road ON SHOW SUNDAY 2.30 - 4.30PM | WEB REF KEP29558
ALBIE TIMMERMAN C 082 553 9921 albie.timmerman@harcourts.co.za
ON SHOW SATURDAY /SUNDAY
ON SHOW SUNDAY
FIONA PATRICK C 082 553 7810 E fiona.patrick@harcourts.co.za
Follow boards from Connor Road to Forest Waters ON SHOW SATURDAY 11-1.30 | ON SHOW SUNDAY 2-4
R 1 250 000
Follow boards from Town Bush Road and Montgomery Drive ON SHOW SUNDAY 2.30 - 4.30 | Web KEP29439 GLERYL de RAUVILLE C 083 286 5758 Gleryl.dr@harcourts.co.za
ON SHOW SUNDAY
FLATS FOR SALE
FOREST WATERS R 549 K - R 819 K
Located in Chase Valley close to The Mall, this Brand New, sought after phase, of classy 1&2 bedroomed apartments, some with 2bathrooms, may suit your needs. Modern finishes affording open-plan living, these units are a sound investment. Good security
ATHLONE
This spacious duplex unit is very convenient to Virgin Active at Cascades as well as Liberty Midlands Mall, Greys Hospital, various schools and most importantly is pet friendly! The reception rooms are adjacent to the fitted kitchen with separate scullery. There are 3 bedrooms served by 2.5 bathrooms, a lock-up garage as well as a double carport.
LESTER PARK
PELHAM R 850 000
PELHAM R 775 000
3 bedroom flat with fitted kitchen, parquet flooring, dining room, lounge and lock up garage. Close to schools, UKZN and shopping centres. WEB REF:KEP32328
Situated in popular New Scotland rd. Laminated flooring. 2 very spacious bedrooms with bics. Quality finishes. 2 carports. 97sqm flat WEB REF:KEP32795
BERT MARTIN C 082 772 9439 E bert.martin@harcourts.co.za
R 899 000
This cute and attractive little home has been neatly renovated and is perfect for first time home owners, newlyweds or a young couple wanting their own home and garden with the possibility of growing at a later stage as there is more than enough space to build on. Comprises of 2 bedrooms which share a modernized bathroom with shower. The kitchen is funky and fresh and open plan to the lounge and dining area. The additional features of this property are a single lock up garage and good security systems in place. An absolute gem at this price!
Follow boards from Zwartkop Road to Lester Park ON SHOW SUNDAY 2.30 – 4.30 | WEB REF: KEP33244 JULIE CHETTY C 084 622 0288 E julie.chetty@harcourts.co.za
ON SHOW SUNDAY
BISLEY HOME
R 1 195 000
Lovely 3 bedroom home very modern with two bathrooms, fully tiled with fitted kitchen and stove with oven. Spacious with scullery. The 4th bedroom can be a family room. With pool in a lovely big yard and tool room
SCOTTSVILLE R 550 000
SILENT HEIGHTS R 749 000
Spacious 1 bedroom flat (bic’s) with beautiful timber flooring. Enclosed balcony which could be a study or child’s bedroom. 71sqm in extent. Parking bay. WEB REF:KEP32983
Space space space!! Entrance hall double volume bedrooms, lounge, fitted kitchen, all 3 bedrooms with BIC. Spectacular views. WEB REF:KEP33257
Follow boards from Alexandra Ext to Torrens Rd
FIONA PATRICK 082 553 7810 Fiona.patrick@harcourts.co.za ANJ SRIBRATH 083 419 0919 Anj.sribrath@harcourts.co.za
ON SHOW SUNDAY 2.30 - 4.30 | Web KEP28688 LAURRA MBHELE C 082 834 5068 E laurra.mbhele@harcourts.co.za
LINCOLN MEADE
R 1 200 000
Priced to sell!!! Neat spacious home offering ample accommodation. Open plan living areas lead to 4 bedrooms with built in cupboards and 2 bathrooms, main en suite. The kitchen offers ample cupboard space and a centre island with gas hob and oven. The separate flatlet with kitchenette, lounge, bedroom and bathroom is ideal for extended family or for additional income. Extras include domestic accommodation, storage, double carport and easy to maintain level garden. Must be seen to be appreciated.
VIEW BY APPOINTMENT | WEB REF: KEP32836 CINDY JOHNSTON C 083 564 2020 cindy.johnston@harcourts.co.za
MIKES SPECIAL
BLACKRIDGE R 990 000
PRESTBURY
R 995 000
New to the market place. Neat corner property fully fenced / walled with remote access. Comprises of separate lounge/dining room and 3 bedrooms and fitted kitchen. Ideal starter home or for down scaling. Large undercover carports attached to the house. Must view to appreciate. VIEW BY APPOINTMENT | WEB REF: KEP32898 ALBIE TIMMERMAN C 082 553 9921 E albie.timmerman@harcourts.co.za
MERRIVALE
R 940 000
Looking to buy your first property? This gem of a home in Merrivale is going for a steal at under a Million Rand. Offering large flowing living areas, kitchen, full bathroom, 3 bedrooms and a single garage. As added features the home has been newly tiled, painted and carpeted. A spacious and unique loft above the home offers loads of storage space or could easily be converted into a flatlet for additional income. Situated in a quiet neighbourhood with a country farm-like feel yet close to all amenities
VIEW BY APPOINTMENT | WEB REF:KEP29967
CINDY JOHNSTON C 083 564 2020 E cindy.johnston@harcourts.co.za
SIGNAL HILL
R 795 000
REDUCED TO SELL!! The 3 bedroom simplex in a well maintained complex, fully secure easy access to transport, kitchen Lounge and dinning with two bathrooms, Lock up garage and your own entrance remote access VIEW BY APPOINTMENT | WEB REF:KEP32226 LAURRA MBHELE C 082 834 5068 E laurra.mbhele@harcourts.co.za
Sadly the owner of this property has to leave her home she loves and let it go at this very reasonable price as she is emigrating at the end of this month. The home is available for occupation from the beginning of September to approved buyers. The home has 3 bedrooms all of which are en-suite, large open plan lounge/diningroom, kitchen fitted with an undercounter oven and hob, large sunroom or 4th bedroom, laundry, downstairs office, pool, lockup garage and carport for 3 cars all this in a quiet cul de sac MIKE WEBBER C 082 490 9241 E mike.webber@harcourts.co.za
harcourtspatrickandco.co.za
5
1967 - 2017
EST. 1967 / PROUDLY MARITZBURG
ASHBURTON
R2 300 000
HAYFIELDS
R2 200 000
NPC
NPC
ON SHOW
ON SHOW 2.30-5 2.30-5
ON SHOW
PRICE REDUCED - COUNTRY LIVING AT ITS BEST
DESIRABLE NEIGHBOURHOOD
HAYFIELDS
HAYFIELDS
4 Beds / 3 Baths / 5 Garages / 3 Staffrooms / Pool Web 3237717 This lovely farm style home is situated in a parklike garden in extent of 1.5 ha. Boasting a sparkling re-furbished pool, back & front entertainment areas & various outbuildings this homestead oozes possibilities. Create your own haven or bed & breakfast venue. With so much potential this property must be viewed. Follow boards from Pick n Pay Ashburton down Old Main Rd to Northview Rd. Abie Lange 082 875 0200 | abie@natalproperty.co.za
R1 595 000
4 Beds / 3 Baths / 4 Garages / 4 Carports / Pool Web 3640673 Large family home which can easily be converted into 2 separate homes. Also has a 2-bedroom self-contained garden cottage. 4 Lock-up garages, a carport for 6 vehicles and a lovely entertainment area around the swimming pool. The driveway has separate entrance and exit gates. Follow boards from Blackburrow and Cleland Roads into Collins Road Hennie Balt 082 950 0164 | hennie@natalproperty.co.za
R1 595 000
4 Beds / 3 Baths / 1 Garage / 4 Carports / Pool Web 3678995 This lovely, well maintained home on just under 2000 sqm’s of land has it all! Modelled on a farm house, it has spacious bedrooms, 2 lounges and a breakfast nook in the kitchen. Well renovated bathrooms are a bonus along with a brilliant verandah, swimming pool and outbuilding which is currently used as registered pre-school. Follow boards from intersection of Roberts & Taunton Rds. Mark Gouweloos 072 544 9277 | mark@natalproperty.co.za
HAYFIELDS
R1 350 000
NPC
NPC
ON SHOW 2.30-5
ON SHOW 2.30-5
ON SHOW 2.30-5
HAYFIELDS
R1 225 000
SIMPLEX IN POPULAR ADAMS ROAD
3 Beds / 2 Baths / 2 Garages Web 3686211 This delightful spacious unit (179 sq metres) features laminated floors throughout and a well fitted kitchen with oven + hob and a breakfast nook. Includes 3 air conditioners, enclosed verandah, double garage (remote doors) and a low levy (R655pm). Follow boards from Hesketh Dr/Adams Rd to Brentwood. Sue Williamson 082 463 6359 | suew@natalproperty.co.za
CHASE VALLEY HEIGHTS
R1 195 000
QUALITY HOME IN HAYFIELDS
3 Beds / 2 Baths / 1 Garage / 2 Carports / Staffroom Web 3656729 This lovely fully tiled home is well situated in sort after Hayfields. There are 3 large bedrooms, 2 modern bathrooms, a diningroom and large lounge. There is a covered entertainment area, a single garage and double carport. Call me to view. Follow boards from cnr. Blackburrow Rd. & Hesketh Dr. Dawn Hohls/Lash Padayachee 076 404 6963 | lash@natalproperty.co.za
HAYFIELDS
R925 000
NPC
NPC
NPC
ON SHOW 2.30-5
ON SHOW 2.30-5
ON SHOW
3 Beds / 2 Baths / 1 Garage Web 3692729 This delightful unit boasts a fully fitted kitchen, open-plan diningroom and lounge leading onto the stunning covered entertainment area, which overlooks the well manicured garden. There are 3 bedrooms with built-in cupboards served by 2 bathrooms, one being the main en-suite. Follow boards from bottom of Hesketh Dr. to Woodhaven. Dawn Hohls 082 452 4839 | dawn@natalproperty.co.za
EXCELLENT VALUE
3 Beds / 3 Baths / 2 Garages Web 2293682 This large versatile duplex has a separate downstairs en-suite bedroom & 2 bedrooms with 2 bathrooms upstairs. Attractive private garden, open-plan living area with greenbelt views, good security & a peaceful setting. Double garage, storeroom, air-conditioner & all located in an upmarket well run complex. Follow boards from cnr. of Chase Valley Rd. & McCarthy Dr. Kerry Brown 083 278 1033 | kerry@natalproperty.co.za
HILTON
From
R470 000 to R1 595 000
BRAND NEW UNITS – PHASE 2-SELLING OUT We have on offer apartments with excellent finishes as follows: Studio – R470 000, 1 Bedroom – R599 000, 2 Bedroom – R825 000. Also launched in phase 2 are the new simplex units. With 2 bedrooms starting at R1 060 000, this is an opportunity not to be missed! All units offer fantastic finishes set in a secure estate! Paul Campbell 082 782 4180 | paul@natalproperty.co.za
2.30-5
A DELIGHTFUL SIMPLEX
2 Beds / 1 Bath / 1 Study / 1 Garage Web 3466230 This face-brick unit in a small complex offers an open-plan fitted kitchen, tiled lounge/ diningroom, a study and 2 bedrooms (BICs) served by a bathroom with bath & shower. Also a courtyard, garage and a nice size fenced garden. Offers will be considered. Follow boards from traffic lights at Blackburrow & Hesketh Rds intersection. Bruce Campbell 083 226 2015 | bruce@natalproperty.co.za
CHASE VALLEY HEIGHTS
R2 050 000
PRICE REDUCED
4 Beds / 3 Baths / 2 Garages / 1 Carport Web 3526942 A lovely family home with 2 lounges, diningroom, beautiful open-plan kitchen with scullery, covered front verandah with magnificent views, pool, double garage and 2 excellent flats generating very good income or work from home – this home you really must see! Make me an offer! Margie Smith 082 571 6516 | margie@natalproperty.co.za
460 Town Bush Road
6
2.30-5
LOCATION, ACCOMMODATION AND SPACE!
NPC
3 Beds / 2 Baths / 2 Lounges / 2 Garages Web 2528311 This unit offers pleasant views and its own private pool. Features a tiled lounge, diningroom and family room opening onto a lovely paved braai and pool area. A modern fitted kitchen features Granite tops and under-counter oven & hob. Double garage has remote doors. Highly recommended! Follow boards from Blackburrow Rd & Hesketh Dr robots into Wilhelm Cox Cr. Jessica Campbell 084 510 0808 | jessica@natalproperty.co.za
SMALL SECURE COMPLEX
R1 975 000
NPC
2.30-5
A STUNNING HOME IN A COMPLEX
CLARENDON
1967 - 2017
BEACON HILL
EST. 1967 / PROUDLY MARITZBURG R1 750 000
STUNNING HOME IN SECURE ESTATE 4 Beds / 2.5 Baths / 2 Garages Web 3300232 This completely modern, dream home is located in the middle of the popular Beacon Hill Country Estate in Bishopstowe. It has porcelain tiled floors, designer ceilings & modern bathrooms. A fully fitted kitchen with Ceasar Stone counter tops completes this lovely package.
Mark Gouweloos 072 544 9277 | mark@natalproperty.co.za
SCOTTSVILLE
R1 250 000
LINCOLN MEADE
R1 295 000
MERRIVALE
R1 295 000
BEAUTIFUL FAMILY HOME
FABULOUS FAMILY HOME
Bongani Zondi 082 957 4456 | bongani@natalproperty.co.za
Bruce Campbell 083 226 2015 | bruce@natalproperty.co.za
Tracey Gerrard 072 333 0921 | tracey@natalproperty.co.za
3 Beds / 2 Baths / 2 Garages Web 3335144 This comfortable unit situated in a prime area offers 3 bedrooms with BIC’s and main with en-suite. This unit has it all, great position, lovely fitted kitchen Elo/Hob, scullery, ceramic tiles throughout, lounge, diningroom, verandah, double garage and fenced garden with security gate.
LINCOLN MEADE
R695 000
3 Beds / 2 Baths / 2 Garages / Pool Web 3689095 This stunning face-brick home features 2 lounges, a modern fitted kitchen and laundry, 3 bedrooms served by 2 bathrooms (M.E.S) plus a double garage and porta pool. A lovely level garden with pleasant views.
HAYFIELDS
R1 225 000
A NEAT SIMPLEX
DON’T MISS THIS WELL-KEPT FAMILY HOME
3 Beds / 2 Baths / 1 Garage Web 3598144 This simplex offers entrance hall, modern fitted kitchen, lounge, dining room, 3 spacious bedrooms, family bathroom, plus separate shower room, lock-up garage, courtyard and a lovely covered verandah leading to a private garden.
3 Beds / 1 Bath / 1 Carport This free-standing face-brick home offers a tiled lounge and diningroom, an open-plan kitchen, 3 bedrooms with BIC’s, bathroom, carport and fenced back garden.
3 Beds / 2 Baths / 1 Garage / 1 Carport Web 3397455 Comprises lounge, dining room, family room/office, fitted kitchen, 3 bedrooms, 2 bathrooms (M.E.S), lock-up garage & carport. All set in a small, well established garden.
Tony Sanders 082 779 6145 | tony@natalproperty.co.za
Bruce Campbell 083 226 2015 | bruce@natalproperty.co.za
Tony Sanders 082 779 6145 | tony@natalproperty.co.za
R995 000
IDEAL INVESTMENT OPPORTUNITY
12 Beds / 4 Baths Web 3476017 Close to DUT & FET Colleges & Edendale hospital. Endless rental potential with adding dry walling, total accommodation can be increased to at least 20 rooms. 2 Communal showers on each floor. Act now – this property will sell fast.
Hennie Balt 082 950 0164 | hennie@natalproperty.co.za
CHASE VALLEY
R750 000
R1 295 000
SPACIOUS SIMPLEX WITH BIG GARDEN
IMMACULATE, SPACIOUS & SECURE
IMBALI
BISLEY HEIGHTS
BISLEY
R980 000
NEW ON THE MARKET!! BEAUTIFUL FAMILY HOME 3 Beds / 1 Bath / 1 Carport
Web 1835239
Situated in a quiet area, this home comprises 3 bedrooms served by a family bathroom, open-plan lounge/diningroom & spectacular kitchen. Also a large garden & charming view.
Bongani Zondi 082 957 4456 | bongani@natalproperty.co.za
FAIRMEADE
R660 000
BELLEVUE
R840 000
3 Beds / 2 Baths / 1 Garage / Pool Web 3665146 This fabulous home is located in a quiet area & has been a much loved home to the current owners. Offering 3 bedrooms (B.I.C.s), 2 bathrooms (M.E.S), open-plan lounge, diningroom & fitted kitchen with UCO & Hob. Offers a sparkling pool as well as a large covered verandah which is ideal for entertaining.Other extras include a lock-up garage, carport & a low maintenance garden.
PELHAM
R1 200 000
AFFORDABLE SPACIOUS FAMILY HOME
3 Beds / 2.5 Baths / 1 Garage Web 3593077 This home offers a formal lounge, sunny enclosed front veranda, a TV lounge/bar, swimming pool & fully fenced garden. The 3 bedrooms are served by 2 bathrooms (mes), a new fitted kitchen & laminate flooring throughout. Staff quarters/laundry, single lock up garage & alarm. Well worth viewing!
Kerry Brown 083 278 1033 | kerry@natalproperty.co.za
PELHAM
R765 000
IMMACULATE SIMPLEX
VERY NEAT FLAT
Cliff Rochester 074 104 8892 | cliff@natalproperty.co.za
Margie Smith 082 571 6516 | margie@natalproperty.co.za
2 Beds / 1 Bath / 1 Garage / 1 Visitors Parking Web 3301223 This neat air-conditioned unit is situated in a well-run complex and offers 2 good sized bedrooms with built-in cupboards, lovely kitchen with Hob, oven and extractor fan, spacious living area with direct access from the lock-up garage, covered patio and good security alarm system all on a nice level garden. Just move in – no work here!
CENTRAL
R395 000
3 Beds / 2 Baths / 1 Carport Web 3584396 This flat is situated in popular Sandhurst offering 3 bedrooms, 2 bathrooms, spacious lounge/diningroom which open onto a balcony, open-plan kitchen, carport plus and additional parking bay, communal pool, tennis court and laundry. Situated in the vicinity of good schools – a great buy in a great neat complex. Make me an offer!
ABIE’S CHOICE GLENWOOD (PIETERMARITZBURG) R600 000 Neat 2 bedroom face-brick home offering lounge (open-plan) with kitchen (BICS), bathroom, front verandah, garage, above road level. OTTO’S BLUFF
R3 500 000
Immaculate face-brick mansion on picturesque smallholding (2.7ha) with all luxury and facilities fit for a king. Excellent borehole/automatic generator ( 1 x 50 kv – 3 PK-27kw) MANDERSTON R2 900 000 New on market. Lovely smallholding with 4 bedroom farmstyle
FLAT WITH STUNNING VIEWS
3 Beds / 2 Baths / 2 Parkings Web 3656021 This flat is situated in the popular complex of Forest Waters comprising 3 bedrooms, 2 bathrooms (M.E.S). The open-plan kitchen is fitted with granite tops, built in oven and stove. The living areas have recently been re-tiled. The complex offers 24 hour security, communal pool and spectacular views.
Tracey Gerrard 072 333 0921 | tracey@natalproperty.co.za
SPACIOUS SIMPLEX – EXCELLENT VALUE
3 Beds / 2 Baths / 1 Garage Web 3264125 Well located to schools & shops, this large 137 sqm unit awaits a new owner. 3 Spacious bedroom(M.E.S), large lounge/dining room, fitted kitchen, private garden, lock-up garage & all located in a small complex. Must be seen!
Sid Brown 083 300 0530 | sid@natalproperty.co.za
home. Land in extent 4.6ha. Presently used as nursery. Other ex-
NEAT BACHELOR FLAT Web 3054326 Centrally located large 34m2 ground floor flat with fitted kitchen, in a very neat complex with secure on-site parking is well worth viewing. Great investment opportunity.
Sid Brown 083 300 0530 | sid@natalproperty.co.za
tras. Electric fence/security gates. Urgent Seller. To view any of the above immaculate properties contact agent.
Abie Lange 082 875 0200 | abie@natalproperty.co.za
460 Town Bush Road
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. Daycrest Centre, 581 Chota Motala Road Raisethorpe, Pietermaritzburg 3201 TEL: 033 387 4519 / 033 387 1020 Email: info@ameens.co.za
EXCLUSIVE MANDATES
033 386 6623
624sqm / 4 beds / 2 bath
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ON SHOW SUNDAY 1:00-4:00
Family home with 5 bedrooms, 2 bathrooms plus an additional loo, a massive lounge, separate dining room opening into a covered patio, a very well fitted kitchen, laundry, garaging, carport, maids room and a private pool .
R 1 200 000 Offering you 4 bedrooms, lounge, dining room, TV lounge, fitted kitchen, scullery, 2 bathrooms (en-suite & common) and a single garage. Close to all amenities and on taxi route.
Contact Kamini 082 924 4101 or Manisha 078 758 6146
HAYFIELDS MALL 082 784 3123
5 BEDROOMS HAYFIELDS R1 525 000 NEG
Shafiek Ameen 082 730 9228
RAISETHORPE
Colin Rodger
ON SHOW SUN 2:30-4:30 PM
TOWNHOUSE NEAR EPWORTH SCHOOL SCOTTSVILLE R935 000
3 BEDROOMED SIMPLEX R750 000 A lovely sunny 3 bedroomed face brick unit in Lincoln Meade with 2 bathrooms, (en-suite) lounge, dining area and a well fitted kitchen!
A special Townhouse! This 3 bedroomed face brick home is absolutely pin neat ROSEWOOD and consists of 3 good sized bedrooms, (mes), a family bathroom, large lounge 2 BEDROOMED UNIT and an L-shaped dining room with serving hatch to the beautifully fitted kitchen. Another pin-neat 2 bedroomed unit with 2 bathrooms (mes), an abunFloor finishes a delight throughout. Private covered enclosed front porch, dance of bic’s, super fitted kitchen courtyard and a lock up garage too. This is an end unit with a well established plumbed for 2 appliances, large garden and has remote controlled access. Follow the arrows from the corner lounge with dining area and a fully of Golf / Isabel Beardmore Roads or Washington / Croft Roads. covered patio. R580 000. Parking too!
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5 Tips for moving into an upstairs apartment Threading a needle, stuffing an inflatable mattress back into the bag in which it came, and moving into an upstairs apartment all belong to the same frustrating category of things we would rather avoid doing. However, especially if you are searching for an apartment, avoiding an upstairs move will seriously limit your chances of finding a home. According to Adrian Goslett, Regional Director and CEO of RE/MAX of Southern Africa, plot sizes are getting smaller and new sectional title blocks are only getting taller. “Chances are that first-time buyers are likely to face at least one multi-story move within their lifetime. I would suggest that buyers hire professional movers to help them with these kinds of moves, as this will reduce the risk of damage to the property and/or their furniture, as well as personal injury,” says Goslett. To help buyers make sure this move runs smoothly, RE/MAX of Southern Africa provides the following tips for moving in upstairs: 1. Operation tape measure - To avoid an awkward tango between your three-seater sofa and the entrance to the elevator, measure all stairways and doorways beforehand to discover which items of furniture you will have to sell and which will be able to fit into your new home. Before you sell any furniture, remember that you can always remove a door from its hinges or use creative angles to wedge a large item through a tight space. 2. Self-assembled furniture - For larger pieces of furniture, such as bookcases and dining room sets, opt for furniture that can be easily disassembled and reassembled once inside your upstairs apartment. 3. Heavy lifting comes first - To make the best use of your energy reserves, tackle the largest and heaviest items first. The lighter items and boxes are easier to haul upstairs after a full day of moving. 4. Bump-proof wrapping - To ensure that large items don’t get scuffed in the move, wrap them in sheets or bubble wrap – for carrying purposes, just make sure you leave space to grip these items. 5. Work smarter, not harder - There are various methods to ease the process of carrying heavy items. For example, a shoulder dolly (a two-person strap) can make it easier to carry appliances such as washing machines and dishwashers. If your complex has an elevator, you could hire a dolly cart/hand truck for the day to cart your items from the car to your new apartment.
SOURCE: MY PROPERTY
Why Buyers need to show their ID before viewing a home For those who are about to start the house hunting process, it will be helpful to have a copy of your ID on hand when you arrange a viewing appointment. It might be unclear why an estate agent would need to see your proof of identification before you can go and view a property, but this procedure is fast becoming standard practice to guard against potential criminal activity. “Following several attacks on real estate agents while they were showing their listings to clients, the criteria to view a home has become much stricter. Buyers should not be alarmed if their real estate agent asks for a copy of their ID before agreeing to meet with them. This is purely a safety measure to screen buyers and to confirm that they are who they say they are,” says Adrian Goslett, Regional Director and CEO of RE/MAX of Southern Africa. To protect both the real estate agent and the seller, Goslett explains that many real estate professionals will also carry a panic button on their person in case they were to encounter a threating situation while showing the property to buyers. This button will alert a security response team to come to their immediate assistance. 10
SOURCE: MY PROPERTY
“It is important that South Africans know about this in order to change the perception that real estate agents are potentially easy targets for opportunistic criminals. These screening and security precautions are there to ensure the safety of everyone involved in the buying and selling process and will make it much more difficult for criminals to enact their plans. Rather than fight an estate agent when they request a copy of your ID, I would encourage buyers to see this as a sign that this real estate agent is a professional who views the safety of their clients as a priority,” Goslett concludes.
Transfer Duty in terms of a Divorce Order: The need-to-know’s
There’s death and taxes. And to the spouses and the couple reach an agreement acquires the property from a trust has to settle regarding the allocation of the property outside the transfer duty within six months of the divorce then there’s divorce and the court, the property will be liable for transfer order being granted, as this is the date deemed to duty and payable by the spouse that acquires the be the ‘transaction’ date.” transfer duty. It would be property,” Swain points out. Be sure to make provision in this regard and/or inaccurate to really compare plan accordingly as hefty penalties apply on late payments. the former to the latter, but Take note of trusts one thing is for sure: Both Plus the paperwork The exemption of transfer duty also does not need to be handled with care, apply in the case where a property is registered in When a decision has been taken to award a trust. “The exemption only comes into effect sensitivity and sound advice. awhen property to one spouse in a divorce case it needs one spouse had sole ownership of the
to be recorded as such, with the fixed property properly identified in the paperwork. According to the Deeds Registries Act, a written application may be made by the spouses of a former marriage in community of property to the registrar to endorse the title deed of the property. “The endorsement serves to confirm that formal transfer has taken place, that the property has been released from the bond (if the property is bonded) and confirms that the transferee is solely responsible for the bond,” Swain explains.’
Questions around transfer duty in the case of a divorce order awarding a spouse sole ownership of a fixed property is one that our trusted property advisors are often asked about. And yes, it can certainly be confusing. Here’s what you need to know about the transfer duty on a property in terms of a divorce order.
The act “Simply, in terms of the Transfer Duty Act, transfer duty does not apply when a property is awarded to a spouse in terms of a divorce order,” says Bruce Swain, CEO of Leapfrog Property Group. Similarly, when people are married in community of property the spouse immediately becomes the owner of a half-share of the property without having to pay any transfer duty. The transfer duty exemption is applicable to all marital regimes and civil unions. “However, in the event that the property is not awarded
property or a whole of a portion of the ownership of the property and that property is then acquired by the other spouse,” Swain notes. What’s also important to note is that the transfer duty is then payable by the spouse that acquires the property, and not the one who is relinquishing the property. That is because the trust “owns” the property, and not the divorced spouse.The transfer duty in this case is based on the value of the property, rather than the price. In most cases though the price is deemed to be the value of the property. Swain elaborates: “Typically, the spouse that
Occupational rent may also come into effect when a property is transferred from one spouse to another in terms of a divorce order. Swain adds: “Occupational rent comes into effect if one spouse continues living in the property after finalisation of the divorce.” A divorce is, invariably, very difficult to deal with – for all parties involved. Throw a property into the mix and it becomes even more complex, which is why it is pertinent to seek the help and advice of a trusted property professional and legal expert to ensure a fair and satisfactory deal for both spouses. Source: My Property
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Albie 082 553 9921 | Beverley 072 417 1068 beverley.smith@rentalsdotcom.co.za 201 Burger Street, Pietermaritzburg 11
YOU’RE INVITED To the Grand Launch of Msunduzi Country Lifestyle Estate Register your invite on https://www.facebook.com/msunduzicle
Join us on the 24th & 25th of August 2019 from 10:00 to 17:00 for a launch day experience like no other — exquisite, serene views of one of KwaZulu-Natal’s oldest golf courses, its manicured gardens and backdrop of boundless hills, awesome competitions, entertainment, music and delicious food all within your up & coming secure, family-focused estate. Discover the attractive, contemporary and vibrant outdoor lifestyle that Msunduzi Country Lifestyle Estate has to offer you. This is a fun-filled day not to be missed!
5yr Golf club house membership
Swimming pool
Tanning area
Access to golf club restaurant / bar
MCLE club house
Access to running trails
Beautiful bird life
Pet-friendly estate
Biometric Complimentary access control appliances
Fibre
For more information, we encourage you to contact our Consultants and set up a 1-on-1 appointment 082 901 0791 — Dave 082 399 8665 — Sharon 072 200 2842 — Shaz 083 797 1515 — Neve
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