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No Patient Left Alone

We are all weary of the restrictions, masking, social distancing and other intrusions of COVID. We want a return to pre-pandemic normal. Early days efforts to save lives and control the spread of coronavirus, resulted in health care facilities restricting patients and residents from having visitors, including spouses, parents, close family members or caregivers. Many patients and residents, even those who were not diagnosed with COVID-19, experienced severe anxiety, depression, and diminished quality of life as they were deprived of physical connection with their loved ones.

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With the passage of the “The No Patient Left Alone Act,” the State of North Carolina ensured patients and residents of hospitals, nursing homes, adult care homes, hospice, and other treatment facilities regular visitation with friends and family of their choosing. Health care facilities must allow “compassionate care” visits during difficult circumstances including: end-of-life, a new resident struggling with a new environment, a grieving resident, a resident who needs family or caregiver assistance with eating or drinking, or a resident experiencing severe emotional distress. The facility may require compassionate care visitors to submit to health screenings and follow safety guidelines, including wearing personal protective equipment. Visitors who do not pass a health screening or who tested positive for an infectious disease may be restricted access.

The COVID-19 pandemic has reminded us that we need each other. Without human connection, the quality of our lives is diminished and impaired. We need visits with family and friends, regardless of where we live and whether we are in the midst of a global pandemic. Alone is not a good place for humans.

Louise Paglen Paglen is an attorney with The McIntosh Law Firm in Davidson. She practices trust and estate planning, elder law, and special needs planning. www.mcintoshlawfirm.com

True WealthPlan It - 2022 Style

AI have to admit that the whole concept of New Year’s Resolutions never really resonated with me because in most cases, people were committing to “this year will be different” goals, like losing weight, creating a good budget, cleaning the garage etc. All good goals but many were repeated from the year before and probably would be again. Why is that? My premise is that emotions and passion drives action not obligations. This year, consider putting the check list away and create your goals for your re-invention period driven by the need to experience life to the fullest, whatever that means to you. If a financial plan focuses on the function and not the feeling, then maybe it misses the point. With today’s available software programs, creating a basic functional plan has gotten somewhat commoditized but creating an experience plan with supporting financial assets is still an art.

Similar to writing a book where each chapter has its own unique subplot, adding to the overall story, life in retirement should be considered, in phases, not as an overwhelming whole. Here are a few steps to get you started: 1. Internalize the term re-invention vs. retirement for this stage in life. The first invokes optimism, excitement and possibilities. The latter implies completion, endings and stagnation. 2. Introduce the questions why and why-not as you consider your re-invention goals. 3. Make non-financial goals the driver to financial actions.

This replaces the fear of running out of money with the motivation to do. The journey over the destination.

As an example, my January Limitless article focused on the decision process to start social security benefits. Functionally, that is a decision about personal health, current employment expectations and potential spousal benefits (if applicable). Add a few “Why” questions to the function questions and you may find a different result.

Make 2022 the first year that you create a mental, physical and social interaction plan as the foundation of your overall financial plan. “Wealth is the ability to fully experience life”- Henry David Thoreau

Content in this material is for general information only and not intended to provide specific advice or recommendations for any individual. Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor, Member FINRA, SIPC

Jeffrey Karp, CLU®, ChFC®, CASL® founder of Karp Financial Strategies and is a registered representative of LPL Financial. More information and his blog, Permission GrantedSM can be found at www.karpfinancial.com.

Delightfully Wit-e

4.9%

This deliciously refreshing Belgian ale is brewed with tons of flaked wheat and tropical hops. Expect this creamy ale to entertain your senses with notes of tangerine, passion fruit, and guava. Not exactly traditional, but this Wit is definitely delightful!!

Where’s it brewing?

Eleven Lakes Brewing Company 10228 Bailey Rd #201 Cornelius, NC 28031 (704) 998-9017 elevenlakesbrewing.com

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