LIMITLESS
For the Lake Norman area’s 55+ adults who place no limits on living their best lives!
November 2021
Beneficiary Designations
Crossroads Dental Care
The Benefits Of A
Best Friend
A Rosé Outlook
France’s Provence region
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3
Let us help you turn your dream home into a reality!
With the end of the quarter revving, a lot of us are having thoughts about the future. What does next year look like? Is moving an option? Should I just refinance? What is the market even like for me? Often when looking into real estate, we find ourselves researching things outside of the home itself. It is always important to have a solid foundation as you begin any process. Here at LKN Capital Mortgage we strive to not only be that fundamental starting point, but the bricks and mortar that hold the mortgage process together. We want to offer you knowledge and comfort knowing that you’re in good hands, as well as offer you a process that comes with complete ease! We want to not only talk about where you’ve been within your mortgage, where you are currently, but also where you have the options of going so your future dreams can become reality. With help from our experienced team anything is possible! Let us achieve your goals; so, you can live the life you want, with the mortgage you love!
105 Landings Drive, Suite 205, Mooresville, NC 28117
888-526-1079
We are successful, experienced Loan Officers and Industry Veterans with decades of combined experience in the realm of real estate and financing. Where was the mortgage industry over 2021? Though the industry is still at historic lows, 2021 saw a steady increase in interest rates in comparison to last year’s ALL-TIME lows. With this great run of LOW RATES, the housing market has stayed on FIRE through the turn of the New Year, all the way through summer and now into the Fall & Winter seasons. This is especially true for all of our friends who work on the Realty side of things. Couple these super low rates with very little inventory, and 2021 has been a lively party for consumers to sell their homes at all-time high values. This has also been a wonderful opportunity for all the home buyers out there to be able to afford a little more home for their money because of the rates staying SUPER LOW. Between The Global Pandemic, COVID, and a tumultuous election cycle, the mortgage industry has been a bright spot for EVERYONE looking to buy/sell/refinance. Not only have interest rates stayed aggressively low through the year but because of the Pandemic and the obstacles it has created, the mortgage industry as a whole was forced to invest in and learn new technologies. This has made the process of buying/selling/ refinancing one’s home much simpler, much
quicker and very transparent. Thus, making the process the easiest it’s ever been.
expensive to own, and it can reduce the benefits one receives from refinancing their home(s).
These technological advancements have not only made it easier to get through your process, but safer as well. Most reputable companies like LKN Capital Mortgage, started providing their clients with the ability to “E-close” all their closing documents. This offers comfort in not having to allow a stranger into their home or attend an office space, that might risk them their health during these times.
As a company headquartered here in the Langtree Complex of Lake Norman, please know that we have you covered, as we have great relationships with a plethora of different investors to meet all your mortgage needs. Though you shouldn’t wait around for the proverbial “I told you so”, so if you are thinking of putting that offer in on a new home or you are thinking of taking advantage of the newfound equity in your home. DO IT! You never know what tomorrow will bring, especially in a whirl wind industry like this.
As Summer passes and we now march towards the Holiday Season, LKN Capital is very excited for the opportunities that are presenting themselves here locally with Lake Norman, along with the industry as a whole. Where are we now?
As we fall into the holiday season, the fluctuation in interest rates has started to concern the general public and for good reason! As you look at the landscape of the industry and our economy, everything is pointing to interest rates continuing to increase sooner rather than later. Such increases will make it harder to qualify for that new home. It also makes that new home more
Our seasoned staff of professionals are here no matter what your scenario is: 1st time homebuyers, we have you covered! Needing that JUMBO mortgage for your dream lake home? We can handle that too! Bad credit? NO PROBLEM! Looking to take advantage of an investment opportunity while interest rates remain low? Yes, we can take care of you too! This isn’t your local bank, we are not a one trick pony, so please don’t hesitate to reach out with questions or to voice a need! That’s why we walk in the door every day, to help people like you out with the biggest asset you will probably ever own! Let LKN Capital show you how to make your money go further for you!
Let us help you Purchase your new home, Refinance your existing home at a better interest rate, or even get cash
LIMITLESS
limitless letter
For the Lake Norman area’s 55+ adults who place no limits on living their best lives!
A Heart Filled with Thanksgiving I’ve lived through 61 Thanksgivings so far and have enjoyed them all. As a kid, I loved watching the parades on TV, and looked forward to spending time with my cousins eating at the kids’ table. As a teen, I enjoyed the great food, desserts and playing some flag football with our neighbors and friends who stopped by later in the day. As an adult, I love experimenting with those dishes I see so beautifully displayed in Southern Living or making one of those traditional family recipes that have been handed down through the years. The years have given me many things to be thankful for, but this year, will be my most thankful one of all.
On June 16, my son had a massive heart attack and was dead for 45 minutes.
6
The great team at Duke University Hospital saved his life and brought him back to his family, which includes a wife and the sweetest 3-year-old little boy a grandmother could possibly love! He is only 40 years old and is now the first person in North America to receive a full artificial heart called a CarMat (developed by a French physician with the same name). My son and his family are currently living very close to the hospital in Durham waiting for a heart transplant. Needless to say, my world has been turned upside down for the past several months but the blessings that continue to come to our family through friends, relatives, coworkers, our church family, the amazing healthcare team at Duke Medical Center, and even from people we don’t even know, are more than I
LimitlessMagOnline.com | November 2021
could have ever imagined. It’s unfortunate that it takes a tragedy like this to remind us of what’s really important in life, and just how good and kind people really are. I share this story with you, not to create pity or to bring you down during this glorious holiday season. I share it because it’s important that we recognize our blessings, whether big or small, and we take the time to say “Thank You” to those who make it their mission to make our days a little bit brighter. I now have hundreds of these people in my life and I bet you do too. So, I won’t waste this Thanksgiving season looking through cookbooks or worrying about creating the perfect Thanksgiving table. I’m spending it with my family and friends, praying with all my heart that my son gets a new one, just in time for Christmas! (I hope you’ll pray with me, too!) Happy Thanksgiving everyone!
Publisher MacAdam Smith Mac@LNCurrents.com
Advertising Director Sharon Simpson Sharon@LNCurrents.com
Advertising Sales Executives Kelsey Innes kelsey@limitlessmagonline.com Carole Lambert Carole@LNCurrents.com Beth Packard Beth@LNCurrents.com Trisha Robinson Trisha@LNCurrents.com Kathy Wheeler Kathywheeler@charter.net Linda Wilson Lindalivingmagazine@gmail.com
Editor Renee Roberson Renee@LNCurrents.com
Event Coordinator Alison Smith Alison@LNCurrents.com
Social Media Specialist Lauren Platts social@lncurrents.com
Graphic Design & Production Kerrie Boys, idesign2inc
Contributing Writers Jeff Winke Peter Eisenhauer Trevor Burton Mickey Dunaway Kathy Dicken Jean Spangler Renee Roberson Amy Isaacs
Contributing Photographers Lisa Crates Jon Beyerle
facebook/limitlessmag Limitlessmagonline.com
CONTENTS
About the Cover:
Crossroads Dental Care Photo by Lisa Crates
November, 2021 | vol. 2 | No.11
Today’s Topic 10 Supporting an Active Lifestyle with
Trends + Style
14 Lake Norman Region Honors &
29 Endless choices for your personal collections
Bone & Joint Health
Celebrates Local Veterans
••••••••••••••••••••••••••••••••••••••••••••••
Tasty Bits 20 Fall For Salmon
In Every Issue
22 Fasy As Apple Pie
16 Company Spotlight:
Financial Fixation 24 Beneficiary Designations:
~ November
48 Limitless Learning –
A Wonderfully Simple Estate Planning Technique.
••••••••••••••••••••••••••••••••••••••••••••••
Learn from the Experts
Cover Story
50 A Pet for You
Tee Time 30 Leveraging the Bump & Run ••••••••••••••••••••••••••••••••••••••••••••••
Explorers & Adventures
••••••••••••••••••••••••••••••••••••••••••••••
Kent Pike HealthMarkets Insurance Agency achieves a milestone
44 A Moment In Time
••••••••••••••••••••••••••••••••••••••••••••••
Animals looking for their forever homes
26 Passionate Care in a Warm, Inviting
Setting Carolina Crossroads Dental Care offers complete dentistry
38 A Rosé Outlook. France’s Provence
region, cultural & culinary delight.
••••••••••••••••••••••••••••••••••••••••••••••
Health + Happiness 38 The Benefits of a Best Friend ••••••••••••••••••••••••••••••••••••••••••••••
In My Glass 40 Glory in the Basqueing San
Sebastián, a smallish city in the northeast of Spain
••••••••••••••••••••••••••••••••••••••••••••••
29
What’s Brewing 46 Black Pearl Stout - Jolly Roger Brewery
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Limitless Magazine is a 9-times a year publication available through direct-mail home delivery to the most affluent Iredell County residents. It also is available at area Harris Teeter supermarkets, as well as various Chambers of Commerce, real estate offices and specialty businesses. The entire contents of this publication are protected under copyright. Unauthorized use of any editorial or advertising content in any form is strictly prohibited. Limitless Magazine magazine is wholly owned by Oasis Magazines, Inc.
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today’s TOPIC
Supporting an Active Lifestyle with
L
Bone & Joint Health
et us take a moment to appreciate our skeletons. Not the decorative ones we might have put on display for Halloween. Not the metaphorical ones that some people (not us) might have in their closets. Not even the entertaining ones. You’ve heard of the skeleton who goes into a bar? Bartenders asks, “what can I get you?” Skeleton answers, “A beer, and a mop.” 10 LimitlessMagOnline.com | November 2021
BY » Peter Eisenhauer
Let’s forget about those for now and consider the wonder that is the living human skeleton. There are 206 bones in the intact adult human body. More than you might have thought, right? Most of these bones are in your hands (27 bones each), and feet (26 bones each). Your bones vary in size from the femur, or thigh bone, to the tiny stapes, the stirrup shaped bone in your middle ear which helps conduct sound to your inner ear.
And these bones do a lot of work for us. There is the obvious role of supporting the body and protecting internal organs, such as the brain, heart and lungs. But don’t think of them as simple support beams. For one thing, the complex structure of bones, with their honeycomblike internal matrix, makes them strong and rigid, without weighing too much. And they also carry out the vital functions of producing red
Most bones are in the hands (27 bones each), and the feet (26 bones each). and white blood cells — billions of them, every day. Your bones also help regulate your metabolism, acting as a storehouse for calcium, phosphorus and other minerals. The bones also store fats and maintain the acid-base balance in the blood by absorbing or releasing alkaline salts as needed. These 206 bones are connected by 360 joints of a variety of forms. (Why more joints than bones? Most bones connect with more than one other bone — think of the sternum, for example, that has a joint with each of the ribs). The joints that allow free motion, called synovial joints, are classified according to the kinds of motion they allow. Some of these are: hinge joints that can only bend in one direction, like the finger; ball and socket joints, like the hips and shoulders, that can move in all directions; and swivel joints, like the elbow and neck, that allow the connected bones to twist in relation to each other. “Bone and joint health are essential to whole body wellness,” says Dr. Micah Kirscher DNP, FNP-C, of Renew Health and Wellness, in Cornelius. “The human frame was designed to absorb forces and evenly distribute them throughout our bones as we move. However, as we age, our bodies ability to absorb forces reduces unless we are able to keep the joints and bones healthy and strong.” So how do we do right by this amazing system of bones and joints that does so much for us? Dr. Kirscher DNP, FNP-C’s first recommendation is this: “Get biannual regular check ups at your Primary Doctor to ensure that all other systems are functioning properly.” What good is a healthy frame, he asks, “if the ‘power train’ items like our hearts, lungs, and vital organs are not operating correctly?” Kirscher describes the body as “a synergistic balancing act created by a
higher power.” Next on Kirscher’s list is preventative maintenance for the spine, such as chiropractic care. He also recommends preventative care for our joints, such as restorative yoga, assisted stretching, aqua aerobics, and light bicycling. He emphasizes daily activity that helps keep our bones strong and our joints moving as they were designed. Kirscher warns against narcotic medications and treatments that use cortisones, as these can have negative side effects that compound the original problem or complaint. Exercises, activities, diet, and supplements that support healthy joint function are important in maintaining joint and bone health, Kirscher says. According to the National Institute of Health, bones, like muscles, become stronger with exercise. The best exercises for healthy bones are strengthbuilding and weight-bearing, like walking, climbing stairs, lifting weights, and dancing. They suggest a target of 30 minutes of exercise each day. The NIH also recommends taking precautions to prevent falls that can lead to bone damage: check your home for loose rugs and poor lighting, have your vision checked regularly, and increase your balance and strength with daily walks and classes in Tai Chi, yoga or dancing. You can find detailed recommendations at www.bones.nih.gov. The NIH recommends a wellbalanced diet rich in calcium and vitamin D. Foods that are good sources of calcium include low-fat dairy products, and foods and drinks with added calcium. Food sources of vitamin D include egg yolks, saltwater fish, liver, and milk with vitamin D. Some people may need to take nutritional supplements in order to get enough calcium and vitamin D. Fruits and vegetables also contribute other nutrients that are important for
bone health. Josh Russ, PA-C, of Total Joint Vitality of Lake Norman, says he likes to remind people that there are things we can control and things we can’t control. We can’t control the aging process, for example, there’s no turning back the clock. However, we can control our lifestyle and diet. “Things deteriorate faster when we carry around extra pounds and don’t exercise,” Russ says. What to do, though, if something is not right with our bones and joints? Well, don’t just write it off to the effects of aging. “Don’t let age dictate who you are,” says Russ. “Take advantage of the resources that are out there.” “When there is a trauma, injury, or arthritic condition that has changed the anatomy and function of the bones or joints, then repair may be necessary,” says Dr. Kirscher DNP, FNP-C. He said that there are many non-surgical, non-narcotic, and non-steroidal interventions that can repair a joint that is not functioning properly, including: • Physical Therapy Rehabilitation • Electromagnetic Therapies. • Platelet Rich Plasma Therapy, • Stem Cell Recruitment Therapy • Connective Tissue Matrix Therapy • Wharton’s Jelly Therapy. Kirscher says the above mentioned therapies are designed to repair and heal bone and joint issues without harmful side effects or long term negative consequences. Work with your doctor and licensed medical providers to find the optimum treatment for bone and joint problems. It is important to note that some therapies and treatments are covered by Medicare and other insurers, while others are not. So we need to care for this wonderful system in our bodies that supports all our activity and movement. When we do the right things, we will feel it in our bones. LimitlessMagOnline.com | November 2021 11
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LimitlessMagOnline.com | November 2021 13
today’s TOPIC
Lake Norman Region
Honors & Celebrates Local Veterans BY » Peter Eisenhauer
D
ana Pape was coming to the end of a successful career in the Air Force and looking to relocate somewhere with her husband. After over 20 years in both the enlisted and officer ranks, she was ready to trade in her combat boots for flip flops. She and her husband knew they wanted to live somewhere on a beautiful lake. That’s all they knew. Flying into Charlotte they were looking out their window and asked “what the heck is that huge body of water?” You can guess the rest of the story. Once they found out more about the amenities and lifestyle available around Lake Norman, Pape and her husband Chris chose the area, and moved here when she retired in 2015. So they settled in, but they did have one lingering concern. With no nearby major military facility, would they miss out on the camaraderie they had enjoyed over the years with others who had that special experience? Chris, a professional video producer, used his talents to support military families through MachoSpouse.com, an online resource and informational hub for male military spouses. It is obvious that the area honors veterans. There are memorials such as the prominent Veterans Monument at Rotary Plaza in Cornelius. The Town established the monument, inscribed with the names of over 1,100 Cornelius veterans, in 2011. In 2017, the memorial was expanded with a bronze statue of Corporal Jerry K. Crump, who had earned the Purple Heart and Congressional Medal of Honor for his service in Korea.
14 LimitlessMagOnline.com | November 2021
And Pape knew the veterans were around -- Department of Veterans Affairs statistics show around 63,000 service veterans in Mecklenburg and Iredell counties alone -- so it was simply a question of finding and connecting with all those veterans. Enter social media... The Papes set up a Facebook page and later a website to promote that camaraderie. Through the Facebook page, they promote upcoming recreational and charity events and other opportunities for veterans to get together. The website lknvetsandpatriots. com states its mission as follows: “Connecting & bringing recognition to Lake Norman (LKN) military veterans, their families & those that proudly support them.” The ‘Veteran’s Spotlight’ section of the website features profiles of local veterans. The “Patriot Spotlight” section profiles area businesses that offer special programs and discounts for military veterans. There is also a directory of area businesses that offer military discounts. Of course, the internet outreach is not an end in itself, but is meant to enhance and promote in-person networking, veteran organizations and events. Pape says that after a year of pandemic restrictions, the Lake Norman Veterans and Patriots are now hosting more events, such as a happy hour at a local brewery. The events are well attended. Pape also pointed to September’s 12th Annual Tee Off for a Veteran Golf Tournament. Over the years, the event has raised over $130,000, with all of the proceeds
being donated to local organizations that assist military veterans and their families. Funds were raised for groups including: -- Saving Grace K9s, which finds rescue dogs trainable as service dogs and pairs them with combat Veterans here in North Carolina who are struggling with Post-Traumatic Stress Disorder and/or Traumatic Brain Injury. The service is provided at no cost to the veterans. -- Soul to Soles Connection, which offers mental health treatment, with horses, focused on reducing the impact of trauma, while rediscovering confidence, compassion, and trust. -- Welcome Home Veterans at Richard’s Coffee Shop, an institution in Mooresville, about which more below. Although there is activity throughout the year, Pape says that in the Lake Norman area Veterans Day, which is always marked on November 11, is actually a weeklong celebration, with many events scheduled in various communities, including ceremonies, parades, and dinners for veterans. Originally celebrated as Armistice Day, the holiday is marked on the eleventh day of the eleventh month because it was on that day in 1918, at 11:00 am, that active conflict in what was then known as The Great War came to an end. The date was declared a federal holiday by an act of Congress in 1938. In 1954, after World War II and the Korean War, Congress amended the act at the suggestion of veteran advocates to dedicate the day to all U.S. veterans, and to change the name to Veterans Day. This year, on a national level, the theme for Veterans Day 2021
is centered on the centennial of the Tomb of the Unknown Soldier. Located at Arlington National Cemetery, the Tomb was dedicated by the Army on Armistice Day, November 11, 1921, with the burial of an unknown service member from World War I. This year, as every year, a ceremony will begin at precisely 11:00 a.m. with a wreath laying at the Tomb to honor and thank all who served in the United States Armed Forces. A living memorial honoring and serving veterans in Mooresville was initiated by a service veteran who also came to settle in the Lake Norman area after his military career. Richard Warren was born in Champaign, Illinois. He served in Vietnam as a Chief Warrant Officer and a pilot with the 68th Attack Helicopter Company, flying the Bell UH-1 Huey from 1969 -70. Warren first flew troops and then transferred to gunships. Many times he had to come in to rescue
U.S. troops surrounded by the enemy. Stationed in Germany after his tour in Vietnam, he transported Generals in his helicopter. After his service, Warren and his wife moved to Mooresville and opened a coffee shop, named “Pat’s Gourmet Coffee Shop” in her honor. After seeing a veteran who was unable to afford a cup of coffee, Richard decided to set aside a day every week to offer veterans free coffee. Soon the veterans began to bring in photos and other military memorabilia and Warren decorated the walls of the coffee shop with the veterans’ offerings. It became known as “The Most Patriotic Coffee Shop in America.” Shortly before he passed away in May, 2009, Warren made plans to establish a non-profit organization to be called “Welcome Home Veterans.” With the love and support of many people, that organization, Welcome Home Veterans, Inc. opened Richard’s Coffee Shop on the 4th of July, 2009.
Every Thursday the Coffee Shop continues the tradition of free coffee for veterans, and they gather, often more than 100 veterans of all ages, sharing memories and stories and supporting one another. Saturdays feature a music jam session with veterans sharing country, bluegrass, traditional old hymns, and patriotic music. One recent visitor wrote that “It’s the most compassionate and supporting place for vets, active duty and all who walk through it’s doors. No vet ever need be alone when you have so many good brothers and sisters to connect with and share all of your life’s experiences.” Dana Pape says that’s what it’s all about. Regardless of which branch of service, or when they served, veterans are a welcoming community. “Now more than ever, it’s important for veterans to seek each other out,” Pape says. “We need each other.”
LimitlessMagOnline.com | November 2021 15
Company Spotlight
Serving Through Insurance and Financial Services Kent Pike HealthMarkets Insurance Agency achieves a milestone
D
ekas is the Ancient Greek for decade, which is how long Kent D. Pike has been a Licensed Insurance Agent operating the HealthMarkets Insurance Agency in Mooresville, North Carolina. Since 2010, HealthMarkets, a nationwide brokerage, has helped enroll Americans in more than 4 million insurance policies. It is one of the largest independent health insurance agencies in the United States and is licensed to market and sell insurance in all 50 states and the District of Columbia. They distribute health, Medicare, life and supplemental insurance products from more than 200 insurance companies with thousands of plans available nationwide to individuals and families, seniors, small business owners and their employees. “As a broker since 2011 with HealthMarkets, I’ve been serving the Lake Norman Area by offering health, Medicare, life, and supplemental coverages.” stated Kent D. Pike. “Choosing 16 LimitlessMagOnline.com | November 2021
insurance plans can be confusing and difficult. That’s why I make it easy. I make the calls, compare the plans and prices, and find the insurance plan that best fits the needs and budget. Best of all, my help is at no cost to my client.” Pike works as an independent consultant addressing the individual health insurance market, Medicare, and the small business market. His office handles a wide array of individual/family health insurance, Medicare, Medicare Advantage Plans, Medicare supplement, Medicare prescription drug plans, small business health insurance, life insurance, dental insurance, vision insurance, critical illness insurance, disability insurance, accident insurance, long-term care insurance, and wellness products. How did Kent first get started in the insurance / financial services field? “Quite honestly, it was a natural almost magnetic connection. I am a people person. I enjoy working with people and making something that people find difficult to understand easy. It feels good to help others get protec-
BY » Jeff Winke PHOTOGRAPHY BY » Lisa Crates
tion and achieve the financial security they deserve.” Pike likes being a part of a strong, stable network. “The advantage of being a part of HealthMarkets is that I have access to full-depth expertise should I need it when helping my clients,” Pike said. “As a one-source provider, I work with nationally and locally recognized insurance companies to give quality, affordable insurance coverage. I promise never to spam my clients or sell their information. Best of all, my assistance is at no cost to my clients.” The Kent Pike HealthMarkets Insurance Agency is located in Mooresville. “This area is the heart of the state,” Pike said. “We attract people from everywhere. It’s a great place to be, but I guess our secret is out...since somebody 25 years ago decided to knock those hemlocks down on the side of I-77 and show the lake, which no one can deny is an awesome view.” For Pike and his clients, the future appears to have an awesome view as well.
LimitlessMagOnline.com | November 2021 17
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tasty bits Kathy Dicken lives in Huntersville and is the author of the food blog, The Tasty Bits. For more meal ideas that are simple and delicious, you can follow her blog at www.thetastybits.com or on Instagram @thetastybits. LimitlessMagOnline.com | November 2021 19
tasty BITS
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Fall For Salmon Fall in love with salmon again with this simple one-pan meal that is bursting with autumnal flavor. Maple Pecan Crusted Salmon is elegant enough for a dinner party, but simple enough for a busy weeknight. Simply roast salmon fillets on a sheet pan with a maple syrup, dijon mustard & pecan topping over a bed of chopped sweet potatoes, Brussels sprouts, apples & shallots - it’s the perfect fall dinner! Last year, I served this at our book club holiday dinner, and to this day, those girls are still talking about ‘that delicious salmon dish’ and asking me for the recipe! In addition to being delicious, this meal is also ridiculously easy to prepare! Save time by keeping the peel on both the sweet potato & the apple, and buy a bag of fresh, washed & trimmed Brussels sprouts. And since the vegetables go in the oven first, you have the perfect opportunity to prepare the salmon, make the pecan glaze & chop the apple while the vegetables cook. Oh, and did I mention this meal cooks entirely on one sheet pan? So when dinner is over, there’s only one pan to wash! Whether you’re cooking this for a busy weeknight, or serving it at a holiday get together, this onepan meal makes a beautiful presentation and will give you raving reviews! Happy Fall, ya’ll!
MAPLE PECAN CRUSTED SALMON INGREDIENTS 1 large sweet potato – cut into 1 inch cubes 1 large apple – cut into similar size cubes (with peel) 1 lb. Brussels sprouts – trimmed & halved 2-3 large shallots – ends trimmed off, peeled & cut in similar size as other veggie 4 (5 oz.) salmon fillets 1 tbsp olive oil Pecan Glaze 2/3 cup pecans – finely chopped 2 tbsp dijon mustard 3 tbsp organic maple syrup 1 tbsp olive oil ½ tsp paprika 1/4 tsp salt 1/4 tsp black pepper
DIRECTIONS Preheat the oven to 425 degrees. Line a large sheet pan with non-stick foil or parchment paper. Toss chopped sweet potatoes, Brussels sprouts & shallots with 1 tablespoon of olive oil (can be done in a zip-top bag or bowl) & spread on a sheet pan. Sprinkle with salt & pepper. Roast vegetables for 15 minutes. Meanwhile, rinse & pat dry salmon fillets, mix all pecan glaze ingredients in a small bowl, & chop the apple. After the vegetables cook for 15 minutes, remove from the oven. Toss vegetables with a spatula, and push them to the edges of the pan to make room for the salmon fillets. Place salmon skin side
down on sheet pan, & spoon pecan mixture on top of each fillet. Sprinkle chopped apples around the salmon. Roast for 10-12 more minutes, or until the fish flakes with a fork. Serve immediately! Makes 4 servings. NOTES • You can cook & serve the salmon with the skin on. It’s difficult to take off before cooking, and is messy to remove after cooked without disturbing the lovely maple glaze. But, the cooked salmon is forktender, and easily comes off the skin as you take a bite. • Sweet potatoes do not have to be peeled! But it’s truly your preference. If you do not peel, make sure you scrub your potatoes well. LimitlessMagOnline.com | November 2021 21
tasty BITS
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Easy As Apple Pie These Glazed Apple Hand Pies give you all the yummy apple pie vibes, but with no fork required! They are the perfect dessert for Fall dinners or equally delicious with your morning cup of coffee. Simply fill store-bought pie crust with a delicious apple, cinnamon & brown sugar filling, and brush with a sweet glaze for an easy and delicious Fall treat! One of my favorite memories as a child was stopping at roadside farm stands with my Dad to get a basket of apples to take home. Mom and I would make so many delicious treats with those apples! Since then, I always look forward to Fall apples, and incorporating them into all kinds of dishes - especially Glazed Apple Hand Pies! I hope this recipe inspires you to visit your local apple orchard or farm stand, grab some apples and get baking!
GLAZED APPLE HAND PIES INGREDIENTS
enjoy
¼ cup (½ stick) unsalted butter 2 pie crusts (1 store-bought box of 2) 3 unpeeled apples (Gala or Fuji) - finely diced 1/2 cup brown sugar 1 ½ tablespoons lemon juice 1 teaspoon ground cinnamon ½ teaspoon kosher salt 1 tablespoon cornstarch 1 tablespoon water All-purpose flour - for work surface 1 large egg - lightly beaten Glaze ½ cup sifted confectioners sugar 1 tablespoon milk (nut or dairy)
DIRECTIONS 1. Preheat the oven to 375 degrees F°. Line 2 large baking sheets with parchment paper. Melt butter in a large skillet over Medium heat. Add apples, brown sugar, lemon juice, cinnamon & salt. Cook, stirring often, until the apples are tender, about 11-12 minutes. 2. Next, whisk together cornstarch & water in a small bowl. Stir cornstarch mixture into apples. Cook, stirring constantly, until mixture has thickened and apples are glazed, 1-2 minutes. Remove from heat, and cool at room temperature, about 30 minutes. 3. Meanwhile, on a lightly floured surface, roll out 1 pie crust to 1/4” thickness. Using 4”cookie cutters, cut out circles from each pie crust. (Yields 8 per crust) Place in 1 layer on prepared baking sheet, refrigerate for 15 minutes. Repeat with second pie crust.
4. In a small bowl, whisk together the egg and 1 tablespoon of water. Remove one pan of chilled dough circles from the refrigerator, and brush some egg wash around the outer edge of each dough circle, and scoop only 1 tablespoon of cooled apple filling onto each pie circle. (If you scoop more than 1 tablespoon, your hand pies will burst open.) Fold pie over filling. Crimp the edges with your fingers, then use the tines of a fork to seal. Finally, use a small knife to cut a couple slits into the top of each pie. 5. Brush the egg wash over the pies and bake for 14-16 minutes or until golden brown. Allow to cool while preparing glaze. 6. Whisk together powdered sugar and milk until smooth. Add more powdered sugar if glaze is too runny or more milk if the glaze is too thick. Brush glaze over slightly cooled hand pies. You can double-coat the glaze if you like more. Allow glaze to harden, and enjoy! Yields: 16 pies LimitlessMagOnline.com | November 2021 23
financial FIXATION
Beneficiary Designations:
A Wonderfully Simple Estate Planning Technique That Can Go Terribly Wrong!
I
f you are like most people, a large part of your wealth consists of “non-probate” assets: assets not controlled by a written Will, but instead controlled by a “Beneficiary Designation” or “Pay on Death” directive which directs who will receive that asset at your death. Common examples of nonprobate assets include life insurance policies, annuities, 401(k) plans, and Individual Retirement Accounts (IRA’s). When purchasing these types of assets (or starting a new job where you receive a retirement or life insurance policy as a benefit), you will be given
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BY » Amy Isaacs
an opportunity to name the person(s) who will receive the money at your death. This is a wonderful (and wonderfully simple) way of ensuring that your assets go to your intended beneficiaries at your death, without having to go through a formal probate/ estate administration proceeding. Beneficiary Designations can be revoked or amended at any time, as many times as you like. The bad news is that the Beneficiary Designation is basically “set in stone,” meaning that no matter what your Will says, the money goes to the person named as beneficiary.
Why does this matter? Consider the angst and frustration of Donna, whose husband, Ralph, just died owning a life insurance policy with a death benefit of $1 million. Ralph was previously married to Monica, but they divorced in 2015. Ralph had been advised that the divorce would revoke any provisions in his will in favor of Monica, and he felt good about that (even though he had torn up that old will just to be on the safe side). When he married Donna, he made sure to have a new will prepared leaving his entire estate to Donna. What Ralph didn’t do was change his Beneficiary Designation on his life
insurance policy after his divorce from Monica. Imagine Monica’s surprise when when she submitted a claim for the policy proceeds and was told she was not entitled to them. How can this be? Unlike the provisions made for a spouse in a written Will, which are automatically revoked by state law upon divorce, Beneficiary Designations are governed by your contract with the company, and by law, the company must pay the funds out to the current beneficiary on file. So the harsh outcome for Donna, who desperately needed the money to keep paying bills, making house payments, etc., was that the insurance company was required to pay the money to Ralph’s ex-spouse. Not divorced and not planning on it? Great. Your Beneficiary Designations probably designate your spouse as your primary beneficiary and your children as contingent beneficiaries should your spouse predecease you. You may have
already had a Will prepared naming a trustee and providing for a trust for your children in case your death occurs while they are still very young. However, if your Beneficiary Designations simply named your children as beneficiaries, without naming the trust set up for them under your will, the children will receive the money, not the trust. If any child is under age 18, the court may have to appoint a guardian to hold those funds until the child reaches age 18. Just imagine putting $1 million dollars into the hands of an 18-year-old (or even some 30-year-olds!). What if I just name my “estate” as beneficiary of my life insurance policy? That way, the money will definitely pay to the people named in my Will. It may……or it may not. If you die with a significant amount of debt, those creditors are entitled to seek payment from your estate (including that life insurance money). However,
Horses are the agent of
that same money, paid directly to the person named as beneficiary on the Beneficiary Designation, will pass to them free of the claims of your creditors. Good estate planning should never overlook attention to Beneficiary Designations. It only takes a few minutes to check the beneficiary and make any changes with a simple form, oftentimes online, so the change is processed immediately. As with your Will, you should also review these items from time to time to ensure they are still accurate and reflective of your wishes.
Amy Isaacs The McIntosh Law Firm, P.C. 704.892-1699 www.mcintoshlawfirm.com
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cover STORY
Passionate Care in a Warm, Inviting Setting
Carolina Crossroads Dental Care offers complete dentistry BY » Jeff Winke | PHOTOGRAPHY BY » Lisa Crates 26 LimitlessMagOnline.com | November 2021
“Our patients love coming to our office to experience the warm, individualized care we provide. We pride ourselves in offering a variety of services and using cutting-edge equipment and techniques.”
F
or many a child, it can be a bit scary being led into a strange clinical dental examining room, told to sit back. relax, and open your mouth wide for a stranger to poke around in. Fortunately for Dr. Lindsay Spears DDS this was not anything like her first experience at a dental office when she was just six years old. Far from it. “Kristie Black had just been hired at our local dental office as a dental hygienist. I was her first patient out of hygiene school and she made such a mark on my life that I have never forgotten her or her impact,” Dr. Spears said. “She is my hero from a career perspective. “Kristie Black was confident and enthusiastic about her job and made me, as a child, feel welcome and comfortable. She is the epitome of what I imagined my work life should be when I grow up. I was too young to make the distinction between dental hygienist and dentist, so I left the office each time saying ‘I want to be a dentist!’ even though she was the hygienist. Once I was old enough to understand, I thought, ‘maybe I do want to be a hygienist?’” Dr. Spears attended UNC Chapel Hill and received her Bachelor of Science in Chemistry and Dental Hygiene with the plan of going to dental school but, also, to make sure dental hygiene wasn’t what would fulfill her career goals.
“I enjoyed Dental Hygiene very much, but I absolutely love to learn and couldn’t stop there. I even wrote about Kristie in my dental school application essay! She inspired me to, not only, go further into the dental field but to love what I do. She taught me that going to the dentist office doesn’t have to be a dreaded task for a child and she made all the difference in my life and attitude.” For Dr. Spears, early childhood memories of going to the dentist where the staff were so nice, confident, playful, and made the whole experience exciting has clearly governed how Carolina Crossroads Dental Care functions today. They pride themselves in providing personalized dental care. As the website states: “Our patients love coming to our office to experience the warm, individualized care we provide. We pride ourselves in offering a variety of services and using cutting-edge equipment and techniques.” Carolina Crossroads Dental Care offers patients comprehensive services that fall into four categories: 1. General Dentistry 2. Restorative Dentistry 3. Cosmetic Dentistry 4. Children’s Dentistry Their approach is best summarized in their slogan “Passionate Dentistry with Personalized Care.” This combination of passion and individualized attention is said to be evident in everything from teeth
cleaning, fillings, extractions, gum treatments to bridges, crowns, dentures, root canals, implant restoration to Invisalign braces, veneers, teeth whitening and everything in between. The dental practice has a special soft spot for children’s dentistry which includes pediatric care, dental cleaning, sealants, emergency exams, extractions, fillings, mouth guards, night guards, and oral sedation. “We aim to meet your entire family’s dental needs under one roof so that you can feel at ease and secure in every aspect of your care... and at ease, secure and confident in every aspect of your smile,” Dr. Spears said. Dr. Spears is a self-confessed “dental nerd” who spends hours outside the office reading trade journals and learning the newest practices in the field. Her enthusiasm motivates her staff and delights her patients. “I’m lucky,” she said. “I learned as a small child to be curious and enjoy my visits to the dentist, which is precisely what we hope our patients at Carolina Crossroads Dental Care experience. That’s the dream we’re turning into a reality.” Carolina Crossroads Dental Care 1316 Davie Ave Ste B Statesville, NC 28677 (704) 842-9547 carolinacrossroadsdentalcare.com
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LimitlessMagOnline.com | November 2021 27
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tee TIME
Leveraging the
Bump&Run
F
or golf, learning to have an arsenal of shots from around the putting surface gives every golfer a chance to get the ball in the hole sooner! One of those shots to refine is a chipping technique called the bump and run. It is a great option to leverage when you have a flat approach to the pin and minimal trouble (no bunkers or water to get over). The bump and run is a type of chip shot in which the goal is to keep the ball very low and run the ball more than it flies. You should expect that when the ball is in motion, the ball will be in the air 1/3 of the time and on the ground 2/3 of the time, eventually ending in the hole. When we land in a position on the hole that gives us an opportunity to get the ball rolling close towards the
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pin, opt for the bump and run. Start by selecting a club with less loft like a 5 iron, 7 iron or hybrid (with practice, you’ll discover which one you’re more comfortable to use for this shot). Then, let’s work on your setup. The setup promotes the bottom of the golf stroke to be in front of the ball, allowing you to de-loft the club before the club contacts the ball. Setup you stance with your feet close together, about a club head width apart, and the ball position back towards your right foot. This allows for your head to be just in front of the ball towards the target. As you swing the club, you’ll keep the butt of the club pointing towards your naval and the grip of the club will stay between your forearms throughout your stroke – no bent wrists! Swing, hit, and turn through.
Practice the bump and run at your local chipping green and you’ll soon learn your distances. The results will follow and hopefully you’ll have less strokes to get the golf ball in the hole! Doug Spencer at the Spencer Golf Academy has been ranked by Golf Digest since 2015 for being one of Americas Best Young Teachers and Best Teachers by State for OH and NC. At the Academy, we enjoy helping all golfers pursue their dreams and lower their scores. Golf is a challenging game and the path to improvement is similar to the journey through life. It takes tenacity, dedication, patience, and passion to see your dreams come true. Golf lessons from the Spencer Golf Academy will teach you how to manage the variables in your game. For more information, visit www.spencergolfacademy.com.
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explorers & ADVENTURES
A Rosé
OUTLOOK
France’s Provence region is a cultural and culinary delight. It’s fun and delicious to dive into it.
BY » Trevor Burton | PHOTOGRAPHY BY » Trevor Burton
T
alking to friends, I often find that there are a couple of misconceptions about Provence. Some think of Provence and the south of France, in general, as one continuous Saint Tropez; luxury yachts, beautiful beaches, a sun-drenched environment of bikinis and Speedos. Nothing could be further from the truth. Most of the coast of Provence is rugged and rocky. And, apart from several large cities, the interior is mostly rural landscape that is based mainly on limestone rock and thick undergrowth. A landscape that surrounds cozy little villages and lots of Roman history. A second misconception revolves
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around Provence’s main wine, rosé. In Provence, rosé, from numerous sub-regions, accounts for over 90% of the volume of wine produced. There’s a myth about rosé that it is an easy-drinking wine for casual occasions such as pre-dinner drinks or aperitifs. In my mind that stems from its positioning at many dining establishments. A lot of times rosé wines are placed in the “blush” category. My reaction? When a server mentions “blush,” I pale. Provence rosés are serious wines. Wine has been made in this region for at least 2,600 years, they should have gotten it right by now. The wines are shaped by the limestone and under-
growth I talked about. The undergrowth is mix of aromatic, resinous herbs like rosemary, sage, bay leaves and thyme. There are also shrubs like juniper and artemisia as well as lavender and mint. The French call this whole thing, “garrigue.” Open a fresh jar of herbes de Provence and you’ll get what I’m talking about. And hints of garrigue are in Provence rosés, along with the wine’s delicious crispiness and fruits. Added to the garrigue and limestone, there’s one more factor that shapes Provence wines, the mistral. The mistral is a strong, cold wind that roars down the Rhone Valley from Lyon to Marseille, pulling in air from the foothills of
the Alps. Thanks to this wind, Provence sees a great deal of sunshine. The wind blows away clouds, leaving bright blue skies and fresh air behind. And, from a grape point of view, it dries up any mildew-creating moisture. Over 300 days of sunshine a year and healthy grapes help create Provence’s wines. One of my all-time favorite rosés comes from the small sub-region of Bandol. These wines have so much going on when you taste them. And Bandol leads me to a tale that helps describe Provence. The first thing is that, in Provence, you feel like you’re in a different country than Paris and the north of France. North and south are so different in culture and cuisine. My wife, Mary Ellen, and I were in the town of Toulon, close to Bandol. Lunch was in a small, family-run restaurant. I was explaining to the owner that my wife and dairy products don’t get along too well and I asked him if the restaurant used any butter in the kitchen. I got a long, pitying look; a sort of silent, French version of, “Bless your heart.” His response was, “Monsieur, you’re in Provence.” What he meant was, “Why would we allow butter into the kitchen when we have such great, local olive oil.” Two different countries! Perusing the wine list, I came up with a choice of a rosé from Bandol. I got a slow nod and a comment; “that wine is from just a few kilometers from here.” The mood had gone from pitying to full approval. To go with the wine I ordered a grilled daurade (sea bream). I got the slow nod again. Perfection. A deliciously complex, local wine with some fresh-from-the-Mediterranean seafood. Another Provençal tale comes up with one more flavor of the region. A group of us were in the region exploring wines. As an exploration center, we treated ourselves to a stay for a number of days at a restored Provençal mansion outside the town of Aix-en-Provence. We did indulge ourselves. Each evening, before dinner, we indulged by noshing on a cheese platter and trying some of the wines we’d discovered during our various vinous forays. This was not a cheese platter made up of little cubes of cheddar cheese and some crackers. “Monsieur, you’re in Provence.” These were fabulous local cheeses; and lots of them to choose from. It was more like the cheese section at a gourmet delicatessen. Add to that a fresh baguette and you’re in heaven. The cheese platter kept us indulged over several evenings. My wife and I go back to Provence as often as we can. It sounds like an old cliché but Provence is an experience, not just a destination. It’s a state of mind. A very tasty one. Anyone with misconceptions about Provence and its wines is welcome to them. We can’t wait to return to that “other country” in southern France.
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health + HAPPINESS
The Benefits Of A Best Friend BY » Jean Spangler
W
ho else but a best friend could tell you that the pants you’ve cherished for 10 years are “hideous” and never to wear them again. Some might get offended, but my best friend of 40-plus years says it in a way that I find hysterically funny. In many ways, my best friend Angie and I, are total opposites. She grew up and lives in eastern North Carolina. She is not of my political bent. She is extremely petite. I am anything but. She puts on lipstick (pink gloss) even when she has no plans to go out. I didn’t begin wearing lipstick until I was 35 and to this day, it’s my least favorite part of my makeup routine (or should I call it my makeup shortcut). Pink is her favorite color and it looks great on her. It makes me look like an aging baby doll. Angie is also highly organized. She can put her hands on an extra toothbrush in mere seconds at her house, while it might take me a half hour of scrounging through my cluttered bathroom drawers to find one. Together, we’ve each seen each other through divorce and the ups and down of our children who are six months apart and grown adults now living ironically in the same place in Colorado. Throughout our friendship, I have been able to tell her anything, and I mean anything. She doesn’t judge or is quick to want to “fix” things. She listens and always offers a perspective
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I may not have thought of. She does this in a way that is gentle, kind and encouraging. I trust her with my deepest secrets and my deepest worries. I found out recently how much I trusted her on one of her visits to Davidson. As I was leaving for an appointment I said, “If you get bored, my bookshelves are a mess, how about seeing what you can do to make them look better while I’m gone?” When I came home my bookshelves were drastically less cluttered. As a book lover I had crammed numerous books into these shelves. While I was gone, my books had been replaced with pieces of artwork and pottery that I love as well. At first glance, I gulped at the dramatic transformation. After a couple of weeks, I realized that the shelves did look less cluttered and more attractive. On another visit she took one look at my closet full of clothes and declared “you need help.” I readily accepted because she was right. My closets were full of clothes that I hadn’t worn in years because I found them “classic” while she used the term “outdated.” She took control by making me sit in a chair while she pulled out shirt after shirt, skirt after skirt, and dress after dress. She would pull out a blouse I bought just a few months ago and declared it “hideous,” always said with a laugh. While some would find this insulting, I knew she was right. After
three hours of this purging, my closets were beautifully organized and full of clothes she felt did not draw attention to what I call “my problem areas”. It takes a best friend who loves you enough to tell you the truth…and nothing but the truth in a way that isn’t offensive. Although Angie and I often have different political views, we are able to talk in a way that respects the other. She delivers her views without using a sledgehammer. She picks her words carefully and she often knows me better than I do myself. I know that whatever I share, it stays with her and only her. A best friend is a great bonus in life. They make life more complete, exciting and fun. A best friend leaves you smiling, not scowling. Best friends can also make life more stress-free and create a comfort zone in any situation. Best of all, a best friend allows you to be yourself…the good, the bad, and the ugly and still care for you. There’s no pretending with Angie – she knows where all my skeletons are buried. We don’t keep score about who called who last or when we visit. We can go for months without seeing each other and pick up where we left off. Humor is a cornerstone of our friendship. After all, who can tell you that the cobra-patterned pants you thought were so cool were really rather “frightening” and they should go to a thrift shop ASAP? That’s a best friend.
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LimitlessMagOnline.com | November 2021 39
in my GLASS
Glory
in the Basqueing
Culinary heaven; slow cooked eggs and a sip of Txakoli
San Sebastián, a smallish city in the northeast of Spain, is a culinary capital and an unforgettable place to visit.
T
BY » Trevor Burton | PHOTOGRAPHY BY » Trevor Burton
he Basque country is located in the northeast corner of Spain. It’s part of Spain but it is culturally worlds apart from it. In fact, over many years there was a bloody, armed conflict as some Basques fought to separate from Spain. All of that is, hopefully, over. Peace has broken out and the Basque city of San Sebastián has emerged as a culinary utopia. San Sebastián boasts one of the highest number of Michelin stars per square meter in the world—way higher than the likes of Paris or New York. Moving down the culinary scale from avant-garde haute cuisine, the Basque country has its own version of tapas food, known as pintxos. And there are plenty of pintxos bars in San Sebastián. Our destination, when we visited San Sebastián some years ago, was on one of the most famous streets of the Old Town. A street where it seems that every other door leads into a pintxos bar. It might as well be named “Pintxos Street.” Let’s deviate a little bit into the world of Basque wine. Deviating even further, Basque country has its own language and it’s nothing like Spanish. In fact, 40 LimitlessMagOnline.com | November 2021
it’s unrelated to any other European language. You have to have a smattering of it to get into the local wine. The most common wine is Txakoli. There’s no “ch” in Basque. Instead it’s spelled “tx”—so the wine is pronounced “cha-ko-lee.” These are wines that are not often seen around the lake. So, in my opinion, it’s well worth a visit to San Sebastián to try them out. That’s what we did. Back to Pintxos Street. We were in town for lunch. Haute cuisine seemed a little to much for lunch and we were looking for something a little more substantial than a pintxos bar. We settled on Bodegón Alejandro, a casual taverna. Bodegón Alejandro is definitely in the comfortable, bistro class. Also, it is closely associated with a multi-Michelin-starred chef, Martin Berasategui. So, we hit a home run— traditional Basque cuisine with a splash of culinary inspiration. As I said, Bodegón Alejandro is on Pintxos Street. Actually, it’s one story below the street, down a narrow flight of stairs. We were there a little early for lunch and so we had the place, pretty well, to ourselves. There was a group of us, so we started of with a bottle or two of Txakoli; what else?
My choice as an appetizer was spectacular. So spectacular that I have, literately, forgotten the rest of what I dined on. One of the specialties of Bodegón Alejandro, some of that splash of culinary inspiration, is a dish that features slow cooked eggs. On the day we dined there, the speciality was slow cooked eggs on top of, what looked like, hash potatoes along with a base of roasted pepper sauce. This dish was truly amazing. And, as I said, it completely erased the rest of the meal from my mind. I am absolutely sure that the rest of lunch was terrific but I can’t get my mind off slow cooked eggs. I was in culinary heaven. To me, it doesn’t get much better than this; a cozy atmosphere, fresh and local ingredients creatively cooked in a traditional style. I’ve spoken to people many times about this great place. And, without being egged on, I’ve talked, time and again, about that wonderful moment at Bodegón Alejandro. The city’s location is a little off the beaten path but its rewards are well worth the effort to get there. San Sebastián and Bodegón Alejandro keep calling. In the words of a famous movie role, “We’ll be back.”
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a moment in time
Things to be Thankful for in THE MONTH of November BY » Mickey Dunaway
I
grew up a South Alabama country boy, and November meant hunting season. The first day of squirrel season came in November, usually on a school day. I would ask Mother if I could skip school to go hunting—always risky as Mother was a teacher at my school. Yet once I was old enough to carry a shotgun into the woods by myself, she let me go. She covered her bases when she wrote me an excuse the following day that said, “Mickey was absent yesterday because he went squirrel hunting.” My Mom was tough! Hunting in November, in my memory, was always and especially connected to the Thanksgiving celebration of hundreds of years before. This month’s column is about special events that have happened in America in November for which we all should still be thankful.
NOV 1, 1914
The Bra was Patented. Sorry, couldn’t resist.
NOV 3, 1948
“Dewey Defeats Truman” was a banner headline on the front page of the Chicago Tribune. Oops! Truman actually won. Shades of Bush-Gore 52 years later. 44 LimitlessMagOnline.com | November 2021
NOV 4, 1879
Humorist Will Rogers was born in Oologah, Indian Territory. He once joked, “The schools ain’t what used to be and never was.” Hmmm… makes one think.
NOV 6, 1861
James Naismith, the inventor of basketball, was born. Didn’t Duke recruit him as a point guard?
NOV 6, 1860
Republican candidate Abe Lincoln elected President. We sure could use a unifier like Abe these days.
NOV 7, 1944
Franklin Roosevelt elected to a 4th term. Unfortunately, he died a few months later.
NOV 7, 2021
At 2:00 A.M., Daylight Savings Time Ends for 2021. Set your clock forward and celebrate being back on God’s time!
NOV 18, 1928
Mickey Mouse was born. Steamship Willie premiers. And the rest is history!
NOV 19, 1853
Marine Corps Birthday. Enjoy that cake, Leathernecks!
Lincoln delivers the 275 words of wisdom in the Gettysburg Address. The fall is a great time to visit the Gettysburg National Military Park.
NOV 11, 1918
NOV 20, 1789
NOV 10, 1775
The Great War Ends. Called the war to end all wars because of the massive loss of life. Veterans Day is celebrated in the U.S. with parades and assemblies in schools.
NOV 13, 1995
U.S. Supreme Court ruled that racial segregation on public buses was unconstitutional. A spark of human rights was ignited and still burns today.
NOV 14, 1900
The “Dean of American Composers,” Aaron Copeland, was born in Brooklyn. His compositions are often deemed “the American sound” of orchestral music.
NOV 15, 1777
Articles of Confederation were adopted by the Continental Congress. The precursor to the Constitution, they gave the first framework and structure to the country.
NOV 18, 1883
Charles Dowd, a Connecticut school teacher, proposed four time zones for the U.S. If it were up to me, I would go back to exactly as Mr. Dowd proposed them! I will be glad to change the times back on November 7 to standard time.
New Jersey became the first state to ratify the Bill of Rights. Always knew I liked the Garden State. Now I know why!
NOV 22, 1718
Edward Teach (Blackbeard the Pirate) was killed. Or was he … hmmm?
NOV 25, 2021
Thanksgiving Day in the U.S. Canada’s Thanksgiving is celebrated on the second Monday in October. October 11th, this year.
NOV 26, 1789
Pres. George Washington proclaims Thanksgiving Day Holiday. First official U.S. Holiday.
NOV 28, 1925
Grand Ole Opry premiers on radio. The Mother Church of country music is still going strong.
NOV 30, 1782
The peace treaty was signed between Great Britain and the United States ending the Revolutionary War. This surely would be a good day to make a holiday, wouldn’t it? Wonder why we haven’t?
When I was big enough to hunt with my Daddy, he took me rabbit hunting on Thanksgiving morning. The woods were not far from our house, and our dogs were as eager as we were to hit the woods. Even in south Alabama, it was generally frosty on Thanksgiving morning, which made it easier for the beagles to pick up the scent of the cottontails. Most times, we returned empty-handed, but not with empty hearts. Thanksgiving for me will always bring memories of a cold morning in the woods with my Daddy and the beagles and returning to the smell of Mama cooking turkey and dressing. I bet you have a memory as poignant for you as that one is for me. I hope you will share it with others this Thanksgiving. NOTE: Check https://www.ncwildlife. org/hunting/hunting-in-north-carolina for dates of hunting seasons in North Carolina LimitlessMagOnline.com | November 2021 45
what’s BREWING?
Black Pearl Stout Black Pearl Stout caresses you with a soft tan foam and aromatics of dark chocolates with roasty toasty goodness. Creamy and smooth with a light taste of spiked dark chocolate and coffee. 6.0 ABV, 20 IBU
J
olly Roger Brewery is a premium batch craft brewery located near beautiful Lake Norman in Mooresville North Carolina. The beers are known for deep flavors and intense aromatics. The beers are made with our own blends of American hops that emphasize aromas allowing a limit the bitterness found in most beers. Jolly Roger Brewery was founded by 46 LimitlessMagOnline.com | November 2021
veteran Tony Philipp in 2017. Tony was raised in Germany with a Bavarian beer making heritage. He moved to the States and joined the military. After leaving the military, Tony began his career brewing and now combines it with the most innovative brewing technology and equipment. We have been recognized by winning the North Carolina Brewers Cup which acknowledges the finest tasting and aromatic
beers in the State. You will enjoy your first taste and admire the aromas and feel of a smooth and delicious beer that appeases your inner Pirate.
Where’s it brewing? Jolly Roger Brewery 236 Raceway Dr, Ste 12, Moorseville, NC, 28117 (704) 769-0305 jollyrogerbrewery.com
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limitless learning
True Wealth– Power Aging
A
s the holiday season kicks off with the trick-or treat energy of Halloween, November’s focus transitions to the celebration of Thanksgiving, and the very beginnings of our country. It is fitting then for this month, to include the philosophies of three of our founding fathers on what I will call ‘power aging.’ Benjamin Franklin was said to have created the phrase, “An apple a day, keeps the doctor away,” addressing the power of healthy eating. Thomas Jefferson purportedly advised that ‘no less than two hours of exercise a day is critical’ and John Adams focus was on keeping your mind healthy sharing “Old minds are like old horses; you must exercise them if you wish to keep them in working order.” While these wisdoms were stated hundreds of years ago, the same basic concepts of power aging are still in force -- the core components including healthy eating, regular exercise, and mental engagement. And a little luck never hurts, either. For all three founding fathers, the power of action to affect your future was key. While I will leave action plans for exercise and nutrition to the experts in those fields, I want to share a couple of mind healthy ideas to help with your True Wealth longevity. 1. Financial Stress Relief: This comes from knowing your financial house is in order. This can be created by understanding your cash flow, social security election strategy, and insurance policy strategy for any unexpected events. 2. Connectivity: The True Wealth concept is about experiences and people. Part-time employment, without pressures and demands, is one way to stay connected. Another option is the November Limitless theme of volunteerism. There are real ‘power of life’ stories associated with the mind healthy positive benefits in humanitarian engagement and mentoring. If money cannot outright buy true happiness, then maybe True Wealth can be found by combining a solid cash flow retirement income strategy with this added action step— :”Put a smile on someone’s face every day and you will be rich beyond your wildest dreams.” Content in this material is for general information only and not intended to provide specific advice or recommendations for any individual. Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor, Member FINRA, SIPC.
Jeffrey Karp, CLU®, ChFC®, CASL® founder of Karp Financial Strategies and is a registered representative of LPL Financial. More information and his blog, Permission GrantedSM can be found at www.karpfinancial. com. 48 LimitlessMagOnline.com | November 2021
Getting Ready To List Your Home? You need a Seniors Real Estate Specialist® (SRES®) 1. Map out a plan. An SRES® understands that each client faces different circumstances and challenges. They can advise you on a sequence of steps tailored to your situation. And they’ll guide you through the process at whatever pace suits your needs. Your SRES® will take a no-pressure approach and look for ways to make your move more manageable and less stressful. 2. Set priorities. Please don’t assume that every aspect of your home has to appear picture-perfect before listing it for sale. Your SRES® understands what matters most to buyers in your market and can help you focus on the most critical projects. The top priorities are often decluttering living spaces and cleaning your home thoroughly, immediately before it is listed. 3. Evaluate renovations. Is it essential to update your flooring, paint your walls, or replace your appliances? Your SRES® knows local buyers’ top priorities and understands which renovations offer the biggest bang for the buck. They’ll explain your options, but it’s up to you to decide if you want to add these projects to your list. 4. Suggest trusted resources. If you need help with any aspect of your move, your SRES® can provide suggestions. They’ve already vetted related service professionals that understand seniors’ concerns and can assist in decluttering, packing, renovating, and more. The choice is always yours, but it’s nice knowing you can turn to these trusted resources. 5. Discuss staging options. Many sellers assume they need to stage their home before listing it. Again, this depends on your local real estate market and your personal situation. Often, staging isn’t mandatory. Today’s property marketing options include virtual staging techniques, which might be a good alternative. Your SRES® can discuss your options and offer recommendations tailored to your concerns. Regardless of when and where you are moving, you’ll have a better experience if you work with an agent who has earned the SRES® designation—someone who is committed to helping seniors navigate their housing transitions successfully.
Mary Boccardo is a Seniors Real Estate Specialist® who is with Keller Williams SouthPark. More information can be found at www.mavenlifehomes.com.
NORTH CAROLINA
18121 Harbor Light Boulevard | Cornelius, NC | PREMIERSOTHEBYSREALTY.COM
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For those who seek an exceptional life
PremierSIR.com | 704.727.4170 Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity. Property information herein is derived from various sources including, but not limited to, county records and multiple listing services, and may include approximations. All information is deemed accurate.
a pet for you info@piedmontanimalrescue.com 704.360.4262 228 E. Waterlynn Road, Mooresville www.piedmontanimalrescue.com The organization charges a non-refundable application fee of $10 to ensure that you are serious about adopting the pet. They receive many applications and many never respond after processing, which greatly delays finding the pets’ forever homes. Please only apply if you are serious about adopting. Also make sure your pets are up to date on species-applicable vaccines (rabies, Distemper/Parvo, FVRCP, Bordetella), spayed/neutered, and on heartworm prevention if a canine. The adoption fee includes their age appropriate vaccinations (DA2PP and Bordetella), Dewormer, spay/neuter, microchip, heartworm test as well as the registration of their microchip information to you. These pets are currently available for adoption.
Fraizer
This handsome Jack Russell Terrier mix came to Piedmont Animal Rescue from a local animal shelter. He was terrified and easily spooked by loud noises. In the safety of his fabulous foster home, Fraizer is gaining confidence and coming out of his shell. He is still nervous in new surroundings and situations, and will need a loving, patient home where he can continue to live his best life. He is a sweet, affectionate boy who is good with cats and other dogs. A home with small children would not be ideal since he currently scares very easily. Fraizer is approximately 6 years old and around 20 pounds. Adoption fee: $300
Maize Sweet Maize is doing great in her foster home. She is still timid but is coming out of her shell and showing her personality. Maize is a 9-month-old pit bull mix who is about 35 pounds. She gets along with other dogs, is crate trained and is close to being fully house trained. Maize is a smart girl. She has learned to sit and to go to her crate on command. Adoption fee is $400.
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