There's no place like Home-January 25, 2017

There’s no place like in PASCO & NORTH HILLSBOROUGH

Cordoba Estates Is 2016 Community of the Year

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ne of the highest honors bestowed on a community is recognition by its peers. Which is why CalAtlantic Homes is so thrilled that Cordoba Estates was recently awarded the “2016 Best Detached Single Family Home Community of the Year” by the Tampa Bay Builder’s Association.

“We couldn’t be prouder to be the recipient of this very prestigious award,” said Dave Bulloch, Tampa Division president for CalAtlantic Homes. “It is a well-deserved recognition for Cordoba Estates and its residents, who have chosen a truly unique community to call home.”

This very competitive award recognizes a community for its overall design and layout, amenities, homes sites and preservation of natural areas.

HALF-ACRE HOME SITES

Cordoba Estate has 286 home sites situated on approximately 800 acres.

Every home sits on a half-acre or more, providing unrivaled space and privacy between homes. Many sites face beautiful conservation areas with water, woodlands and prairie views.

“It is truly rare for a new home community to offer such large, beautiful home sites that enhance the privacy of the homes,” said Bulloch.

“Cordoba Estates is one of the only new home communities in the area to feature such large home sites,

CalAtlantic Homes at Cordoba Estates

2516 Cordoba Ranch Blvd.

Lutz, FL 33559 Phone: (813) 388-2981

Models Open:

Monday: 11am-6pm Tuesday-Saturday: 10am-6pm Sunday: 12pm-6pm

along with so many amenities.”

The community’s amenity complex includes a beach-entry pool, sports courts, dog park and children's playground, all which bring together residents to create a real sense of community.

HALF-ACRE HOME SITES

Location is another reason Cordoba Estates is in such demand.

Many business owners chose the community because it’s in easy reach of both I-75 and I-275, which provides fast access to downtown Tampa, New Tampa, Wesley Chapel and Carrollwood.

Many medical professionals live in

the community because it is less than 30 minutes to Moffitt Cancer Center, James A. Haley Veteran’s Hospital, St. Joseph’s Hospital-North, and Florida Hospital campuses in Tampa and Wesley Chapel.

Cordoba Estate also attracts educators and professionals who work at the University of South Florida, located less than five miles away and a straight route south on Livingston to Bearss Avenue.

EIGHT FLOOR PLANS

Cordoba Estates offers buyers eight floor plans. Homes begin at 2,915 square feet that are priced at the low $400,000, and grow to 5,359

square feet and reaching over $800,000.

All Cordoba Estate homes are designed for casual and formal entertaining and feature gourmet kitchens, beautiful dining areas, unique master suites, spacious great rooms and connected game rooms.

Homes also boast innovative outdoor living areas.

To protect residents’ privacy and security, Cordoba Estates is a gated community that features the exclusive Envera virtual gate concierge attendant. Using the latest in security technology, Envera is secure, convenient and easy to use for residents and their guests.

“Cordoba Estates offers homeowners more than just a luxurious home on beautiful, half-acre lots. It provides the perfect Tampa address close to two Interstate highways, jobs, shopping, schools and medical facilities,” said Bulloch. “We invite area residents to tour our models and see why Cordoba Estates may be the perfect community for their family.”

A SPECIAL ADVERTISING SECTION IN THE LAKER/LUTZ NEWS • 813-909-2800 • LAKERLUTZNEWS.COM

January 25, 2017

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If you’re a business owner of any type or size, you face threats from would-be burglars, as well as theft from criminals and untrustworthy employees. We can help keep you, your employees, customers and premises safe and secure.

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The Ferezans have been in the service industry for over 40 years.

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Too Hot To Sleep?

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Advantagee Real Estatee Services is a full service real estate co ompany representing both buyers and sellers of residential marily in Pasco, Hernando and Hilllsborough counties. It also and commercial property prim has an active property managem ment division with more than 17 homes h in its rental program.

The Molnar Legacy Continues

4736 Ashburn Pond Way, y, TTa ampa CLEAN CLEAN CLEAN 3 bedroom, 2.5 baath, 1,670 sq ft townhome with 1 car garage. The townhome features a greaat room with separaate dininng room. The kitchen comes equipped with all the appliances Smooth top range, refrigeraator with icee makerr,, dishwasherr,, and microwave. Also, includedd are a washer and dryer!Priced at $138,500. Contactt Karen Hernandez at at 813-918-5765

22348 Weeks Blvd, Land L O Lakes Greaat locaation! This 4 bedroom b 2 baath 2 car garage home is locaated in Lakke Padgett Estates. Move in ready 22,00 sq ft home has a 1/4 of an acre fenced in yard & a dream kitchen. Access to ski lakes, parks, & a horse stablee for residents only. Priced at $243,500. Contact Joddie Maddaloni at a 813-3822692

24149 Hideout Tr Trail, Land O Lakes Keywest style home with separaatte In-Law cottagge located GAATTED community on 1.5 acres and on a privaatee ski size lake in Land O' Lakes. 5 bedroom, 5 baath, 3 car garage, with over 4,800 sq ft. Priced at $825,000. Contact Stephanie Meid at a 813-6950234

7631 Deer Path Lane, Land O Lakess Greaat Villa in GA ATTED portion of Wilderness Lake Preserve. 2 bedroom, 2 baatth, 1,540 sqq ft with two car garage. Move in ready with fresh paint p and cleaned carpets. Priced at at $189,000. Contact C Karen Hernandez at at 813-918-5765

Glory Path Sites Lot 1 Beautiful Lake Front Loot in the heart of Lutz (1 of 2 available). 1.95 acres on Lake Charles conveniently locaated between Dale Mabry and US 41. The perfect spot to build your dreaam home. Priced at a $525,000. Call Heaather Patierno a 813-833-7804.

Glory Path Sites Lot 2 Beautifful Lake Front Lot in the heart of Lutz (1 of o 2 availabble). 1.58 acres on Lake Charles convenieently locatedd between Dale Mabry and US 41. The peerfect spot too build your dream home. Priced at $575,0000. Call Heaather Patierno 813-833-7804..

ract

Cont Under

Sold

22482 Cherokee Rose Place, Land O Lakes LISTED and UNDER CONTRACT IN only 14 DA AYYS! Immaculaate 5 bedroom 4 bath Beezer "Sequoia Model" home in Dupree D pree Lakes.

Lakes The backyard back ard is comcom pletely fenced and overlooks a scenic conservaation area. Priced $365,000. Contact Stephanie Meid at at 813-695-0234

Sold

19610 Sandsbury Co ourt, Land O Lakes LISTED AND UNDER CO ONTRACT THE SAME DA AYY! 4 bedroom, 2 baath, 2 car c garage home with 1,956 sq ft iin a highly hi hl desirable d i bl GAA ATTE COMMUNITY off Oakstead. This home iss locaatted toward the end of a quiet cul-de-sac and iss truly move in ready. Contact Holly Ruhlig at a 813-2440-6768. SOLD $230,000

3716 Munnings M Knoll, Land O Lakes LISTED D and UNDER CONTRACT IN 12 DA AYYS! SOLD for full askking price. ABSOLUTELLYY STUNNING 4 bedroom, 3 ba bath, h 3 car garage hhome with ith over 22,300 300 square feet in the highly desirable GA ATTED COMMUNITY of Plantaation Palms. Contact Holly Ruhlig at a 813-2406768. SOLD $297,900

There’s been a Molnar at the helm of a local real estate company in Land O’ Lakes since 1981. That was the year Lou and Sharon Molnar opened their company in a small neighborhood plaza on Bell Lake R d and Road d Lake L k Padgett Drive.

Fast-forward 35 years, and today their daughter, Holly Molnarr Ruhlig, has opened Holly Ruhlig Advantage Real Estate e ation, but with a brand Services — same loca new face. e work ethic she grew Holly has taken the up with and launched a company with seasoned d llocall R Realtors; l with a fresh approach in w an ever-changing real estate market.

Joining Holly are three family members — her mother, Sharon Mo olnar Johnson; sisterr,, Stephanie Meid; and, m mother-in-law, Linda Ruhlig. Sadly, the famiily’s patriarch, Lou Molnar, died last Febru uary.

Other longtime me embers are Elaine Northrup in customer sservice, an employee since 1992, and Karen n Hernandez, a broker associate who has worked with the Molnar family since 1994.

Holly and her siste er grew up on Lake Joyce in Lake Padgettt Estates, and both still call Land O’ Lakes hom me.

Her mother, Sharo on, who lived on Lake Joyce Drive for 42 yea ars, adds, “There are some homes that I havve sold four times — that’s how experienced d we are!”

Holly has recently finished a complete offffice makeover, with new n flooring, countertops, paint and signag ge.

Advantage Real Esstate Services would love to assist you with all your real estate needs. Feel free to call 813-996-4747 or stop in to speak to one of o our agents directly.

NOW INTERVIEWING AGENTS S! 3948 La ake Padgett Drr.. • Land O’ Lakes, FL 34639 • 813 3-996-4747 January 25, 2017

A SPECIAL ADVERTISING SECTION IN THE LAKER/LUTZ NEWS • 813-909-2800 • LAKERLUTZNEWS.COM

Office Condos Going Fast At Black Lake

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s construction continues for an early 2017 opening of Black Lake Professional Office Park, three local businesses have already reserved their office condominiums.

A doctor’s office, communications company and service business all have contracts pending in the new center located on U.S. 41 in the heart of Land O’ Lakes, just three miles north of State Road 54.

“These businesses chose Black Lake because of its optimum location and affordability,” said Realtor Cody Adams of Russell Adams Realty, who is marketing the development.

“There’s no better value in commercial property in central Pasco than Black Lake, especially when considering that Black Lake offices have direct frontage on U.S. 41, and excellent highway signage and visibility,” he said.

Project Highlights • Highway frontage on U.S. 41, one of the busiest roads in Pasco County, with daily traffic count of over 45,000 vehicles • Just three miles north of State Road 54 • Excellent highway signage and visibility • Fast access to Suncoast Expressway, I-75 and North Dale Mabry Highway • Next door to the Land O’ Lakes Post Office, and close to many surrounding residential communities and businesses • Quiet professional setting with mature landscaping and ample parking

U.S. 41 RESURGENCE

Black Lake is the first new office park to be built in the fast-developing U.S. 41 corridor, which see 45,0000 vehicles a day passing by the development.

“Unlike State Road 54 and its never-ending road construction, U.S. 41 is already an expanded three-lane highway in both directions, begin-

ning at the Lutz apex and continuing 15 miles north,” said Adams.

“This means businesses in Black Lake do not need to worry about future road construction in front of their office blocking customers and employees,” he said.

The U.S. 41 corridor, which is also called Land O’ Lakes Boulevard, is undergoing a commercial resurgence, with many older buildings being replaced with new construction.

“Buying at Black Lake now is a smart move because prices have not yet caught up with the redevelopment of 41,” said Adams.

Construction on the 7,800-squarefoot building will be completed in early 2017. Five offices are being configured in 1,500 and 1,800-square-foot units. Because the building is strategically zoned C-2, it’s appropriate for both retail storefronts and professional offices.

Next door is the original Black Lake office building, which is home to several long-established Land O’ Lakes business, including chiropractor Michael Craven, dentist Brian Bernier and financial planner Chris Cooper.

The new building’s architectural design will match the upscale,

Mediterranean style of the original building with its distinctive terra cotta stucco exterior. Owners will work with designer/builder Toliver Payne of Waterford Designs, Inc. to build their new business area exactly as they need to maximize production and sales.

WAREHOUSE BUILDING

Soon to be under construction, and immediately behind the two office buildings, is a 20,000-square-foot warehouse building. Space will be divided into seven, 2,800-square-foot units, and all come with a 400square-foot office.

“The warehouse space is very unique and something we’re getting lots of calls on,” said Adams. “It’s ideal for businesses needing large open areas and direct access to a major highway.”

Russell Adams Realty has been central Pasco’s most respected commercial and residential real estate company for over 50 years. Please call Cody Adams with questions about the Black Lake development, as well as any other real estate inquiries, at (813) 949-3603 or (813) 503-6933.

10 Things You Absolutely Need To Know About Buying A Home

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se a trusted realtor. A savvy realtor who works for you can protect your interests and guide you through the buying process - from negotiating a price to navigating home inspections. Some buyers hesitate to use a realtor because they think it drives up the overall cost. But, buyers should keep in mind that a listing agent (who represents the seller) doesn’t protect your interests, and will simply pocket both sides of the commission.

2. Remember that a house purchase involves a contract.

When you're buying a house, there are papers to sign. Many of those papers - which are actually contracts look like “standard” home-buying contracts with no room for negotiation. That isn't true. Contracts are meant to be negotiated.

3. Don't only buy for the life you have today. Before you agree to buy what you think might be your dream house, consider your longterm plans. Are you planning on staying at your current job? Getting married? Having kids? Depending on the market and the terms of your mortgage, you may not actually pay down any real equity for five to seven years. If you aren't sure that your house will be the house for you in a few years, you may want to keep looking.

4. Think about commitment.

I'm not talking just about your mortgage. When you get married, the laws of your state generally determine how your assets are treated - and ultimately how they're distributed at divorce. The same rules don't necessarily apply when you're not married.

When you buy a house with your significant other who is not your spouse, make sure you have an exit plan if things don’t go the way you hope. It's a good idea to have a written agreement in place with respect to titling, mortgage payments and liability, repairs and the like.

5. Look beyond paint. While it's fairly inexpensive to fix cosmetic issues (a bit of paint or some wallpaper), making changes to kitchens and baths can be expensive.

People tend to focus on the cost of cabinets, appliances and counters, and forget about the cost of labor that can double or triple the cost. Be sure to factor in all costs when determining whether you can afford to buy.

6. Buy the house you know that you can afford. This can be different from the price your mortgage company says you can afford.

So what's the best ratio to use? Some lenders suggest that you can afford mortgage payments, including insurance and taxes, totaling 33 percent of your gross income, but others suggest staying closer to 28 percent.

7. Don't fixate on the purchase price. The purchase price is just one piece of owning a house. Be sure to add in the cost of insurance, homeowner association fees and real estate taxes. And make sure you're comparing apples to apples. A cheap home with high taxes may cost more a month than a more expensive one with lower taxes.

enough with the home mortgage interest deduction. However, the mortgage interest deduction is only deductible if you itemize your tax returns, and only one third of taxpayers do. If you do itemize, remember that your out of pocket will still be more than your tax savings (if you're in a 28% bracket, paying $5,000 more in interest will only "save" you $1,400 in taxes).

8. Consider your student loan debt. Student debt isn't merely an annoyance. It's treated like real debt by lending institutions, and often negatively affects first-time homebuyers with student loan debt.

10. You don't have to buy a house. There's no rule that says you have to buy a house by the time you're 35 - or ever. Buying a home is a big decision and while it can be a sound financial investment, it’s not for everyone. There is a lot to consider, including the housing market, interest rates, timing and your future plans.

9. Don't get carried away by the home mortgage interest deduction. Many taxpayers are tempted to buy more house than they can afford by figuring that they'll save

Reprinted from Forbes.com/Jan. 5, 2016/Kelly Phillips Erb.

A SPECIAL ADVERTISING SECTION IN THE LAKER/LUTZ NEWS • 813-909-2800 • LAKERLUTZNEWS.COM

January 25, 2017

January 25, 2017

A SPECIAL ADVERTISING SECTION IN THE LAKER/LUTZ NEWS • 813-909-2800 • LAKERLUTZNEWS.COM