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2021 Open Enrollment Dates

Mark your calendar on the Enrollment ends on December 15th. date, November 1, 2020. If you don’t act by December 15, Give yourself plenty of time to you can’t get 2021 coverage unless compare your options and select you qualify for a Special Enrollment the best plan to meet your coverage Period. Plans sold during Open needs and pocketbook before Open Enrollment start January 1, 2021.

Fechas de inscripción abierta 2021 Marque su calendario en la fecha, 1 de noviembre de 2020. Tómese el tiempo suficiente para comparar sus opciones y seleccionar el mejor plan para satisfacer sus necesidades de cobertura y su bolsillo antes de que finalice la Inscripción Abierta el 15 de diciembre. Si no actúa antes del 15 de diciembre, no podrá obtener la cobertura de 2021 a menos que califique para un Período de inscripción especial. Los planes vendidos durante la inscripción abierta comienzan el 1 de enero de 2021. The SPAG CORE (Covid Relief) program is still available for small businesses impacted by COVID-19, who are seeking fixed and low interest working capital loans. The program was established to help existing small businesses (2-years or older) sustain their are expected to apply for $25K, $50K, $75K, or $100k loans. Loan proceeds must be utilized for working capital, payroll, utilities, mortgage payments, or rent. There is a potential to request higher loan amounts, but it will be on a caseby-case basis depending on the type COVID Relief Loan Program business operations during these of business. trying times. Rates - 2.44% fixed interest rate The South Plains Association of (set by EDA) with a term of no Governments (SPAG) has received longer than 10-years. a $4 million grant from the U.S. Once loans have been funded, the Department of Commerce (Economic loan will be placed on an automatic Development Administration) to 6-month moratorium on principal operate a COVID-19 relief loan payments. Once the 6-month program for the South Plains moratorium ends, borrowers will be 15-county region. required to start monthly principal CORE Lending Criteria The and interest payments. lending area will be limited to All complete applications and/or businesses located in the following questions regarding SPAG CORE 15 SPAG Counties: Bailey, must be sent to the following: Cochran, Crosby, Dickens, Floyd, spagcore@spag.org. Applications Garza, Hale, Hockley, King, Lamb, will be considered on a first come, Lubbock, Lynn, Motley, Terry, and first come complete basis. Yoakum. Lending Limits –most applicants Job Search Skills Class to Start Nov. 7

South Plains College’s Warnick said. Workforce Development will The class will focus on Online offer a Job Search Skills class from 8 Assessments and Evaluations, a.m. to 4 p.m. on Nov. 7 (Saturday) finding the right fit. Developing in Room 130 at the Lubbock Center Professional Documents will campus, 3907 Ave. Q. The cost is include writing resumes, cover $65 per person. letters and references. Preparing According to Jay Warnick, director the Job Search will use LinkedIn, of Continuing Education and Indeed, informational interviews Workforce Development, the day- and searching job descriptions. The long class will focus on four areas to Interview Preparation segment will help participants gain employment. address commonly asked questions, “This job search skills class is a dress for success, preparing for the great opportunity for anyone who actual interview and follow up. is just beginning their job search To pay for a spot in the class, or for anyone who is looking to visit https://secure.touchnet.net/ regain employment or is looking C20027_ustores/web/store_main. to change their current position,” Page 8 Latino Lubbock Magazine is Hispanic Owned & Operated

FREE GED TEST PREPARATION

CLASSES. Need to study to pass the GED? Literacy Lubbock offers free, flexible, and casual prep classes at various times to fit in with your busy schedule. Call us at 806-7753636 for more information or register for Free classes at www.literacylubbock.org.

FREE GED AND ESL CLASSES

for Lubbock and the surrounding area offered by Adult Education Center. We accept new students on a bimonthly basis. You must be at least 17 years old and not enrolled in public school to be eligible for the classes. For more info call 806-2815750. Open Mon. thru Fri. from 8 A.M. to 5 P.M. BASIC ENGLISH CLASS – Clase de Inglés – aprender Inglés básico, 3211 58th Street, (east of Indiana) Lubbock. Horas: Cada Miércoles a las 7:30-8:30 de la noche. 806-239-5352 GRATIS!!

CHILD CARE AVAILABLE FOR INCOME-ELIGIBLE FAMILIES

Families who are income eligible may receive fee assistance to attend one of the Early Learning Center’s five centers for child care. Parents or caretakers must be employed or in school. The program is open from 6:30 a.m. to 6 p.m. Monday through Friday. Call (806) 765-9981 for more information.

CLASES DE INGLÉS COMO SE-

GUNDA IDIOMA La Literacia de Lubbock (Literacy Lubbock) ofrecen clases gratis de inglés como segundo idioma (English as Second Language) para la comunidad. Todos los adultos están bienvenido en estas clases. Para más información, llame a (806) 775-3636.

FREE CRIMINAL DEFENSE

ATTORNEY: The Caprock Regional Public Defender Office offers free legal representation to 13 surrounding West Texas Counties. The office handles Felony, Misdemeanor and Juvenile cases for citizens that cannot afford to hire a criminal defense lawyer. Call (806) 742-4312 to see if your county qualifies for this service. IMMIGRATION SERVICES If you need help with immigration issues call 806-741-0409.

SERVICIOS DE INMIGRACIÓN

Si necesitan ayuda con asuntos de inmigración llame a este numero (806) 7410409.

REFERRAL FOR QUALITY

CHILD CARE in Lubbock by the South Plains Day Home Association helps parents with free referrals to licensed or registered day care facilities that are routinely monitored by the Texas Department and Protective Services. Call 796-0606 or 792-1847 for more information.

Business & Opportunity Updates

ECONOMIC INJURY DISASTER

LOANS The Small Business Association (SBA) has designated COVID-19 as a qualifying event for the provision of Economic Injury Disaster Loans (EIDL) for businesses and private nonprofits in affected communities. Texas is currently working with SBA to qualify for this declaration. Additional information about Economic Injury Disaster Loans can be found here, https:// disasterloan.sba.gov/ela/Information/EIDLLoans Please submit your Economic Injury Worksheet to: TDEMPARecovery@ tdem.texas.gov BUSINESS COUNSELING Small business owners and aspiring entrepreneurs can discuss their business ventures and get expert advice from the SBDC staff. All information will be held in strict confidence. For a counseling sessions call (806) 745-1637. FREE PRACTICE EXAMS Study guides for tests Learna-Test, a database of practice examinations, is available at the Lubbock Public Library, 1306 9th St. Hundreds of practice examinations, including SAT, ACT and elementary, middle school and high school skills improvement tests, plus graduate entrance exams, are available.

LOW INCOME TAXPAYER CLIN-

IC The TTU School of Law operates a “FREE” Low Income Taxpayer Clinic year around to provide assistance relating to issues involving controversies with the Internal Revenue Service (IRS). The LITC does not assist in any criminal tax matters, or prepare tax returns. For more info call (806) 834-7972 or toll free (800) 420-8037.

Latinos Important on Small Business Saturday

Help make a lasting impact in Magazine (LLM) proudly supports the place you call home on Hispanic small business owners Small Business Saturday®. Found- and showcases their vibrant growth ed by American Express in 2010, to the equally growing consumers it's a day to celebrate the local busi- - especially our 100,000 monthly nesses that make your neighbor- readers. hood great — and anyone can join Latino Lubbock Magazine is a in, from business owners to shop- Hispanic and woman-owned busipers to government officials. This ness owned by LLM Publisher, year, the big day is November 28, Christy Martinez-Garcia, who in 2020. No matter who you are, be a 2009, was recognized by the U. S. part of it. Small Business Administration as Small businesses play a vital role Women Small Business Champion in sustaining the U.S. economy, and of the Year 2009. Lubbock’s economy as well - espe- In her field, she was recognized cially Hispanic-owned businesses. nationally as Latina Publisher of the Although much deserved atten- Year in 2019 by the National Assotion is paid to the dramatic growth ciation of Hispanic Publications for of U.S. Hispanic consumers, His- her business and media professionpanic businesses also have become alism. a strategic growth opportunity During this pandemic Latino Lubwithin the U.S. economy. bock Magazine has made many It is everyone’s business to support strides and became HUB Certified, the prosperity of Hispanic busi- is working to become MBE, WOS, nesses because the multiplier effect and DBE Certified; as well as beof their growth will need to fuel came an LLC. more American jobs and income In addition, Latino Lubbock Magin the years to come. In the face of azine is now offering a complimendifficult circumstances gaining em- tary digital copy online at www.latiployment in corporations, Hispan- nolubbock.net; and has expanded ics create their own path to wealth their services now including digital through entrepreneurship – this is advertising. an American value that Hispanics "We want to do what it takes to embrace wholeheartedly. sustain our small business despite Hispanic businesses are growing COVID-19, and to find tools to betat more than twice the rate of all ter serve readers and broaden our U.S. firms. You will also see that clientele," said Martinez-Garcia. Hispanic businesses contribute To learn more about LLM print and nearly $500 billion in revenue to digital advertising, call (806)792the national economy – that num- 1212, or email christymartinez@ ber will continue to increase. latinolubbock.net. And of course, Latino Lubbock

Wear Your Mask! ¡Usa tu máscara!

Se habla español

TELEPHONE: 806.548-2100 EMAIL: frank.garcia@alsco.com

Call me about products available to help you navigate through COVID-19.

Get all the Discounts you deserve.

FREE Discount Double Check. It’s a quick and easy way to make sure you’re saving all you can. Like a good neighbor, State Farm is there. CALL ME TODAY.

Ana Borrego, Agent

8001 Quaker Ave Ste. G Lubbock, TX 79424 (806)745-2555 www.anaborrego.com Hablo Español

YOUR VOTE IS YOUR VOICE! Election Day November 3, 2020. ¡TU VOTO CUENTA!

vote el 3 de noviembre de 2020.

A TODAS LAS PERSONAS Y PARTES INTERESADAS:

Pro Petroleum LLC ha solicitado a la Comisión de Calidad Ambiental de Texas (TCEQ) para enmienda a y renovación de Permiso de Calidad de Aire Núm. 92661, el cual autorizaría la modificación a y el funcionamiento continuado de un/una Pro Lubbock Terminal ubicado/a en 3002 Clovis Road, Lubbock, Condado de Lubbock, Texas 79415. En la sección de avisos públicos de este periódico se encuentra información adicional sobre estas solicitudes.

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