Credit Management and Its Administration in NCCBL
CHAPTER-1 Introduction 1.1 Background of the work study: Achievement of high economic growth is the basic principles of present economy policy. In achieving the objectives the banking sector places an important role. The banking sector channel resources through deposit mobilization and providing credit for different business venture. The successful running of a bank business depends upon how effective the credit management recovered the funds. NCCBL as a new commercial bank in Bangladesh responsibility bestows upon it to ensure efficient and effective operation and sound manner. The main objectives of NCCBL are •
To ensure the safety of depositor and give them different types of credit facilities, consumer credit is one of its kinds of credit facilities which help limited income people to buy any house hold effects including car, computer and other consumers durable.
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Credit management is mainly concerned with the credit disbursement and recovery in order to strength credit management and recovery position of the loans/advances by a bank it has been decided by NCCBL to follow some tools and technique for credit appraisal. With the use of such tools NCCBL credit management has shown there efficiency.
NCCBL is always ready to mention the highest quality of services by upgrading banking technology prudence in manage and by applying high standing of business ethics through its established commitment and heritage objective of a private intuition like NCCBL is to maximize profit through optimum utilization of resources by providing best customer service. 1.2 Objective of the study: The main objective of the study is to know the overall operational performance of National