Credit Policy & Practice of Banking Institutions in Bangladesh 1.1. Background I am the student of Bachelor of Business Administration (B.B.A) of Stamford University Bangladesh, I study the subject's related to major in Accounting, Management, Finance, Marketing, Mathematics and little about other subjects. 1.2 Rationale for Choosing Topic Credit Policy and Practice is most important division in the banking sector. Most of the Banking activities are related credit. Now every banks give importance to their customers. So banks like to fulfill customers’ wishes, aspiration, and demand of their personal life. In our study all of Banks in Bangladesh are offering very distinguish and attracted financial product to their customer and all are the credit related even in normal financial activities they provide opportunity of credit. Some commercial banks provide loan any purpose to the customer can fulfill their any aspiration. Customers like to enjoy personal auto loan to accommodate the transportation needs. Consequently, Auto Loan got substantial momentum in the market. Most of the banks are focusing this product for increasing core lending base of the bank. This product will be a one of most vital lending products for retail lending. By observing all of banking activities that, “Credit Policy and Practice” can be right choice if one provide all of possible and logical information about All of Banks in Bangladesh. In my studies I have tried to collect financial information from maximum number of Banks. Finally I have given very logical and necessary information and make this report a resourced report of data. That is why it is definitely a right choice of topic.
1.3 Objectives: There are some objectives for making this report which are as follows:
Overview of Banking industries in Bangladesh 1