SYNERGISTIC LIFE Combined With Fortress Fund
THE STRATEGY • Life Insurance Premium Accumulation Is Non-Taxable • Loans Against Accrued Premiums Including Returns Can Be Taken From The Policy In A Zero-Sum Strategy • Death Benefits Can Be Transferred To Heirs On A Non-Taxable Basis
• The Fund Is Designed As A Profit Center • The Fund Creates Earnings Through The Assets That It Manages • The Life Insurance Carrier Operates To Create A Tax- Favorable Vehicle To Attract Assets To The Fund • This Model Is Referred To As An IDF AKA “Insurance Dedicated Fund”
SYNERGISTIC LIFE STRUCTURE Structural Overview
Bermuda
Life Insurance Carrier License
Off Shore MultiStrategy Mirror Fund
U.S. Based MultiStrategy Hedge Fund
THE LIFE INSURANCE COMPANY • The Company Is Formed In Bermuda • The Company Receives a 20 Year Tax Exemption On Corporate Profits • Bermuda Is The Largest Off-Shore Insurance Licensing Jurisdiction In The World • The Company Creates Insurance Treaties With Swiss RE And Munich RE To Off-Set The Mortality Risk And Issues Its Own Policies • These Policies Are Known As Private Placed Life Insurance And Private Placed Variable Annuities
LIFE INSURANCE COMPANY PRODUCT STRUCTURE Life Insurance Company
Re-Insurance Wrap
Private Placed Life Insurance
Private Placed Variable Annuity
GAC AKA Group Annuity Contract
Captive Insurance Policy
THE FUND • The Fund Is Designed To Be a Multi-Strategy Hedge Fund To Re-Invest Insurance Company Premiums • The Fund Will Enter Into A Management Agreement With The Insurance Company To Control The Premiums A AUM (Assets Under Management) • The Fee Structure will Range From A Traditional 1% To 2/20% Which Is The Traditional Hedge Fund Structure Dependent Upon Fund Allocations • The Fund IS Mirrored Off-Shore In Bermuda To Attract The European And Asian Market Sectors That Will Not Invest In The U.S.
STRUCTURAL DYNAMICS Insurance Company Issues PPLI/PPVA •
Clients Premiums Become NonTaxable On Growth
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Clients Can Access Growth Through Loans Non-Taxable
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Re-Insurance Mitigates Risk Of Death Through Policy Wrap for .70 Basis Point Extracted Annually From Clients Net Of Fees Growth
U.S. Based MultiStrategy Fund •
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5 Investment Buckets To Diversify The Investments and Qualify The Fund Under IRS Guidelines As Non-Taxable To The Client Fund Management Receives 2/20% on Assets Under Management Through Contract With Insurance Carrier
Bermuda Based Mirror Fund •
U.S. Fund Structure Is Duplicated In Bermuda Through A “B” Class Securities Filing
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The Fund Is Designed To Attract Foreign Investments That Like The Design Structure But Chose Not To Invest Within The U.S. Based Upon Unfavorable Tax Consequences
TWO SIDED FUND STRUCTURE The Fund Structure
U.S. Based Fund
Private Equity
FX
Bermuda Based Mirror Fund
Fixed Income
MACRO
Real Estate