Real Estate Today July/August 2016 by Santa Maria Times

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Real EstateToday

A SUPPLEMENT OF LEE CENTRAL COAST NEWSPAPERS

LIVE IN STYLE

JULY/AUGUST 2016

STUNNING RESIDENCE 4 Available Now at Harvest Glen! Kitchen amenities include full granite slab counter tops, stainless steel appliances, shaker style cabinets and a walk-in pantry. Breakfast nook, Formal Dining Room, Laundry Room with sink, ceiling fan prewiring, tank-less water heater, and rain sensing irrigation system for front yard landscaping plus a 3 car Tandem garage with automatic opener.

NO HOA • NO MELLO ROOS VA & FHA FINANCING

There’s Still Time to Make Your Move This Summer!

All New Construction Featuring 2639 sq ft 4 Bedrooms • 3 Baths Plus an upstairs Loft Priced from $440,000

Christina Hamill

CalBRE #01300118

805.922.5552 chamill@williamshomes.com

MODEL HOMES OPEN DAILY 10AM – 6PM 940 WEST ANTHONY PLACE SANTA MARIA 805.922.5552 WILLIAMSHOMES.com

Featured Stories in this Edition

Finding a Lender .....................................................................................................................................Page 6 Your Realtor’s Advice is Crucial............................................................................................................Page 10 Make the Most of a Showing.................................................................................................................Page 13

More women buying homes Anna Chang-Yen G R E EN SH OOT ME DI A

‌The path to homeownership may be rough for single women, but it is more tenable for women today. Single women are buying homes at an increasing rate, according to new research. When the National Association of Realtors released its Profile of Homebuyers and Sellers in 2012, it found that single women accounted for 23 percent of firsttime buyers and 16 percent of repeat buyers. Fifteen per-cent of first-timers and 8 percent of repeat homebuyers were men. With home prices unusually low right for the past few years, women who may have found home ownership out of reach in the past are taking another look. No one knows why women are buying more homes than men, but Walter Molony, a spokesman for Realtors, speculated that “it may be as simple as most guys don’t get serious about housing until they meet the right woman.”

Money Matters‌

Women still earn 79 cents for every dollar a man earns, making the obstacles to homeownership higher for women. To make matters worse, the American Association of University Women said in early 2016 that the pay gap has barely budged in a decade, and at the current rate, the gap won’t close for more than

Despite the challenges they face, many women — particularly single women — are buying homes today, surpassing single men in their share of the market.

100 years. Women should be cautious about their budget when shopping, urges Bankrate, and it’s probably a good idea to shop below the amount of mortgage for which you qualify. Added to other housing expenses and household debt, a mortgage can be stifling for a single earner. Some ways to cut costs include shopping around before deciding on a mortgage and asking the seller to

2428 Village Green, Santa Maria Condo Clean and Move-In Ready, 1 bedroom 1 bath, finished garage pool and much more. Listed at $169,900

Bankrate quotes Mariko Chang, a consultant studying the wealth gap for women for the Insight Center for Community Economic Development in Oakland, Calif., who said single women are more likely to work at jobs with lower retirement and other benefits. Housing is expected to be a good investment over the long run, she said, making it attractive. Housing prices have nearly recovered from the highs of the mid- to late 2000s, when the Great Recession began, according to the Economist, so a home is still a good financial choice for many people.

Assisting Buyers and Sellers on the Central Coast with their Real Estate Needs

3 bedroom plus an office, large kitchen, high ceilings, great home located next to park! Priced to Sell! A2 | Friday, July 15, 2016 | Lee Central Coast Newspapers

A Worthy Investment‌

PAUL RODRIGUEZ TEAM

1519 Canyon Dr., Santa Maria

Paul and Michelle Rodriguez were both born and raised on the beautiful Central

426 San Luis Dr., Santa Maria

Coast, and plan on staying local for a

4 bedroom 2 bath new flooring in a desirable neighborhood. Listed at $425,000

long time. We specialize in Residential and

721 S. McClelland St, Santa

Multi-Unit Property Sales in Santa Maria,

Carriage District, 3 bedroom 2 bath home. Listed at $ 335,000 COMING SOON! Orcutt Estates 4200 square foot Custom Home on almost an acre. Beautiful home with great views!

make any necessary repairs before closing. In 2011, the Social Science Research Network released a study showing women, on average, pay more than men for mortgages because they tend to find their lenders by recommendation, while men shop around. Women who are veterans should get information about Veterans Administration loans, which require low down payments and closing costs, and Federal Housing Administration loans can keep costs down for wom-en who are first-time buyers. The Department of Housing and Urban Development helps low-income women to homeownership through its HOME Investment Partnerships program. This program provides grant funds to state and local governments to provide affordable housing.

Lompoc, Nipomo, 5 Cities and the Santa Ynez Valley. Our clients range from first time home buyers, to investment owners with multiple properties.

Paul Rodriguez, Real Estate Consultant

Looking forward to assisting you with your Real Estate Questions

d: 805.310.5115 | c: 805.478.5504

and Needs.

bre# 01416809

paul@paulrodriguezhomes.com www.PaulRodriguezHomes.com

Contact Me to Start Using My Free Home Search App!

’s r e m Sum t Deals Hottes@ n e l G t s Har ve

Find the Perfect New Home!

Summertime just got hotter with amazing summer specials! Tour Harvest Glen and take advantage of the summer’s hottest deals right now on select homes. Offering a stunning collection of new homes with affordable pricing and no HOA dues, excellent neighborhood schools and outdoor recreation are only a few of the many advantages that a Harvest Glen address can offer you. Come visit us and tour our beautifully decorated model homes and see for yourself. You’ll soon realize that the perfect new home is waiting for you at Harvest Glen.

NO HOA DUES!

Harvest Glen • Santa Maria Single Family Homes • 1 & 2 Story Designs 1,623 to 2,639 Sq Ft • 3-5 Bedrooms 3 Baths • Generous Family & Great Rooms 2-3 Car Garages Now Selling from the high $300,000s

805.922.5552 Model Homes Open Daily 10am to 6pm

Prices effective date of publication, subject to prior sale and availability. Square footage is approximate. Models do not reflect racial preference. *Please see sales consultant for program details. Williams Homes, Inc. is a California Broker, License no. 01449126.

VA & FINAN FHA C AVAIL ING ABLE

How to spot a deal ANNA CHANG-YEN Green Shoot Media

‌The housing market continues to peek further out of the lows of the Great Recession, but investors and bar-gain hunters who know where to look can still find deals. Forbes analyzed markets across the country for its list of Best Buy Cities for 2016. It found 20 metro areas it believes to be on the cusp of a housing boom, with Grand Rapids, Mich., at the top. Grand Rapids’ diverse economy and growing labor markets propelled it to the top of the list, according to Forbes. Employment expanded by 3.9 percent in the year leading up to November, Bureau of Labor Statistics numbers showed — the highest rate among the 100 metro areas Forbes studied. Florida notched up 7 cities on the list, including No. 2 Orlando. Forbes’ experts reasoned that Florida’s popu-larity with vacationers and retiring seniors made it particularly vulnerable to the market downturn of the mid-2000s, an event from which it is proving slow to recover. Texas, where energy investment has kept real estate markets out of the gutter, also landed three cities on the list: San Antonio, Dallas and Austin.

Keep an eye on jobs‌

So how can you spot a market poised to boom? Forbes looked for job markets and populations that were growing, where depressed housing prices could have the fuel they need to catch fire. Plenty of markets have shown strong recoveries in the past few years, and there’s no shortage of professional opinions about how and when recovery will happen. But it may be wise to follow the jobs. In October 2015, the National Association of Home Builders said the current recovery “is all about jobs.” “If people can get good jobs that pay decent incomes, the housing market will continue to move forward,” said NAHB Chief Economist David Crowe. He pointed out that nationwide, labor markets are better than they were in 2008 — 142 million vs. the 2008 peak of 138 million.

Fields to watch‌

Service jobs, in particular, are fueling growth, NAHB said. In 2014, the Bureau of Labor Statistics marked health aides, nurses, food service workers and retail workers as the jobs favored for the most growth by 2024. While the idea of keeping tabs on

Looking to make a buy in a housing market poised for progress? Forbes lists 20 metro areas where you might find an investment opportunity in the coming year.

the intricacies of labor markets in your desired markets may not sound like your idea of fun, one thing is for sure: the best

way to find a bargain is by doing your homework. And of course, a little luck never hurts.

1424 Marsala Avenue, Santa Maria- 4 bedroom/ 3 bath. Updated home, 2,354 sq ft. $439,900. Call Sue to view 478-5728 G

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A4 | Friday, July 15, 2016 | Lee Central Coast Newspapers

l sA

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320 Brian Street, Santa Maria- First time home buyer 3 bedroom 2 bath with oversized 400 sq ft sunroom. $305,000. Call Sue to view 478-5728 ld

343 S. Western Ave., Santa Maria- 4 bedroom 3 bath home with approx. 1,618 sq ft, newer roof, freshly painted interior $299,000. Call Sue to view 478-5728 ld

4117 Bridgeport Road, Orcutt- Orcutt home bedroom 2.5 baths, Newer roof, furnace, windows, updated kitchen Private park and walking trail. $365,000. Call Sue to view 478-5728 G dIN EN P lE sA

Whether Buying or Selling ... Call Me I Am Here To Help. It Will Be The Best MOVE You’ll Ever Make Over 25 Years Experience

Call Sue at (805) 478-5728 4379 California Blvd, Orcutt- 4 bedroom 3 bath home with 3 car garage. $564,000

691 Blake, Orcutt- 4 bedroom 2 bath home on corner lot with RV parking, Newer furnace, living room with fireplace insert, bedrooms with wood floors, large lot. $340,000. Call Sue to view 478-5728

Keller Williams Coastal Valley Sue Lixey, Realtor BRE# 01082974 (805) 478-5728 sue@suelixey.com

Sue Lixey, Realtor BRE# 01082974

(805) 478-5728

sue@suelixey.com

Era Polly rEal EstatE

Era Polly Broker/Owner Lic.# 01153650

MOST PREFERRED & REFERRED REAL ESTATE

OFFICE LOCATION: 200 EAST CLARK AVE, ORCUTT, CA 93455

PROFESSIONALS

(805) 938-7474 | Toll Free:1-800-586-9457

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OAKHILL ESTATES WITH VIEWS! Stunning 4 bedroom, 2 bath, approx. 3,655 sq ft has so much to offer. Huge cooks kitchen with granite & center island, separate formal dining, living room with fireplace, oversize master has gorgeous bath & large walk in closets, beautiful travertine tile floors, deep oversize 3 car garage & so much more! Secluded one acre backs up to open space has beautiful park like setting & offers mountain & ocean views. $998,000. Call Steve Wisz at 720-0604. G

NEW HOME IN PISMO BEACH! Beautiful single story perched on hilltop offering exceptional private & unencumbered views. 3 bedrooms, 2.5 baths, approx. 2,150 sq ft, office/den bonus room, upgraded flooring & finishes, deck access from Master & great room, enjoy seascape framed by mountains surrounding Pismo Beach & so much more! $990,000. Call Rebecca Larsen at 268-2551.

TIN LIS

ELEGANT & REFINED UPGRADES IN NIPOMO! 4 bedroom 2.5 bath, approx 1,722 sq ft, single story home offers skylights & vaulted ceilings, designer selected interior paint & custom window treatments, granite & stainless steel appliances in kitchen, newly landscaped backyard with 2 patio areas & one elevated for panoramic view of Nipomo foothills. $458,900. Call Rebecca Larsen at 268-3551.

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PARKLAND COTTAGES! Super nice & spacious 2 bedroom, 2.5 bath, approx. 1,445 sq ft features many builder upgrades including high quality faux wood flooring, wood shutters throughout, kitchen has granite counters, stainless steel appliances, plenty of storage & walk in pantry, indoor laundry room & so much more! $339,900. Call Steve Wisz at 720-0604.

OPPORTUNITY KNOCKS IN ORCUTT! 3 bedroom, 2 bath, open kitchen with breakfast bar, attractive slate tile fireplace, updated lighting, bathrooms with tile, dual pane windows, no acoustic ceilings, enclosed patio room, large lot backs up to open space for added privacy. Near award winning Pine Grove Elementary & shopping. $355,000. Call Era Polly at 878-2490.

e er

WELCOME TO ORCUTT! Well maintained 4 bedroom, 3 bath, approx. 2,400 sq f home has large kitchen with newer appliances, newer dual pane windows, newer roof, hardwood floors, huge backyard, plenty of RV parking & more! Offered at $469,000. Call Steve or Melissa Wisz at 720-0604.

COUNTRY STYLE LIVING IN NIPOMO! 3 bedroom, 2.5 bath, approx. 1,602 sq ft, features granite & tile floors in kitchen, gorgeous fireplace in living room; master has vaulted ceilings, balcony & jetted tub; oversize stamped concrete driveway, large workshop in the back & more! $453,000. Call Steve Wisz at 720-0604.

MOVE IN READY IN ORCUTT BLUFFS! Super nice 2 bedrooms, 2 baths, single story, 1 car garage, has new kitchen cabinets & counters, new top of the line appliances, new tile flooring & carpet, new LED lighting, refrigerator, washer & dryer included. HOA includes pool. $239,000. Call Louie Real at 478-9328.

MOVE IN READY IN SANTA MARIA! Remodeled 3 bedroom plus bonus room approx. 1,500 sq ft has good size living room with fireplace, new kitchen & appliances, new bathrooms, smooth textured walls, new interior & exterior paint, new wood laminate floors, nice outdoor BBQ pit. OFFICE EXCLUSIVE! $343,000. Call Louie Real at 478-9328.

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CASA GRANDE MOBILE ESTATES! Well maintained 2 bedrooms, 2 baths, approx. 1,440 sq ft, features nice spacious kitchen & living room, lovely porch area with nice small yard & fenced area for your furry friend. Storage shed included. Located in age restricted park. $73,000. Call Louie Real at 478-9328.

From Mobile Homes to Mansions, We are Selling the Central Coast!

Clifford rhea

louie real

Connie real

steve & Melissa Wisz

Brenda Hauenstein

rebecca larsen

Heidi Graf

John Morley

Lic.# 01421273

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Lic.# 01514806

Lic.# 01457307 & Lic # 01464624

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Realtor Associate

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Se Habla Español

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Realtor Associate

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Realtor Associate

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Realtor Associate

(917) 346-3066 344-4440

Pam adkisson

Marketing & social Media specialist Lic.# 01757176

478-4090

Lee Central Coast Newspapers | Friday, July 15, 2016 | A5

EASY LIVING IN ORCUTT! Super nice 3 bedroom, 2.5 bath, approx. 1,370 sq ft private end unit, living room has fireplace, spacious kitchen, nice tile floors, balcony off master, private fenced yard, indoor laundry room & 2 car attached garage, features top of the line water softener & easy access to HWY 135. $278,000. Call Era Polly at 878-2490.

TIN LIS

Finding a lender ANNA CHANG-YEN G R E EN SH OOT ME DI A

‌The pressure that comes with borrowing tens or hundreds of thousands of dollars makes many potential homeowners understandably nervous. On top of that prospect, it can be hard to know who to trust with the largest, most sensitive financial transaction to which you may ever be party. You probably should settle on a lender before you ever go house shopping, so you can get pre-qualified and know your true price range. So where should you start with making such a large and important decision?

Personal recommendations‌

A6 | Friday, July 15, 2016 | Lee Central Coast Newspapers

Word of mouth is a good bet. If you have friends or family members who have “a guy for that,” take their recommendation. It’s probably a good idea to trust those who are trusted by people you know and love. If you’re not lucky enough to come by a financial professional through the grapevine, there are other resources to help you find a good fit.

Your agent‌

Your agent or broker may give you a reference or two for mortgage lending. The agent’s reputation is on the line when it makes such recommendations, so this is probably a best bet. If multiple lenders are recommended, ask for more details. Is there a lender or broker who specializes in borrowers with credit challenges, or those buying commercial property? Does the agent have a personal favorite?

Your credit union‌

If your employer has a credit union and you haven’t joined yet, now is definitely the time. If you’re already a credit union member, visit with a loan officer to see how their rates stack up. Credit unions often offer attractive rates to members and may offer rate discounts if you have multiple loans, such as auto loans or credit card accounts.

Do your homework‌

You should interview at least two to three mortgage lenders before making a decision. Good, old-fashioned phone calls can help in your search. Call your local banks and ask questions about their loan programs. Read reviews on

SALE PENDING

1920 S. McClelland #2- Immaculate 2 bedroom, 1.5 bath townhouse with newer flooring-counter tops-interior paint-inside-ceiling fans-fireplace. Located in a Gated Community with swimming pool and sauna. This won’t last long so call today to view this nice townhouse. Priced at $199,900!!

SOLD

1290 Via Del Carmel l Orcutt- Single Story 4 Bedroom, 2 Bath Home! This house is move in ready and sits on a large corner lot. Updated kitchen, New dishwasher and stove updated Master Bathroom, Newer roof, Dual pane windows and newer main sewer line to the street. Spacious back yard includes BBQ area, storage shed, large RV parking area and a great producing Orange tree, also a sunroom. This home is in a great location and close to Orcutt Schools,and shopping!

SOLD

435 Shirley Lane l Orcutt- Close to Orcutt Schools and shopping. This cute little three bedroom-two bath home has been updated from interior painttile flooring in kitchen-hallway and carpet in living room and bedrooms. Kitchen has newer cabinets with built in wine case. Both bathrooms have been remodeled. Recessed lighting in living room and kitchen. Exterior has newer paint and stucco. Two very large patios and dog run. And plenty of room to park that boat or RV or both. Won’t last long!

Doing your research is critical when choosing a lender. You should call and read online reviews of at least two to three lenders before making a decision.

websites such as Angieslist.com and Lendingtree.com. Pay close attention to information about the lender’s ability to get loans closed (not just offer attractive rates) and how responsive lenders are to their customers’ needs. When you run into troubles in the lending process, you want to be able to get in touch with someone quickly to get the

problem resolved. Often loans are bought from mortgage companies by loan servicers, so you may make your mortgage payment to a company other than the one that provided the loan. Ask if the lender also will service your loan, and if so, do equal research about whether or not the bank’s current customers are happy with their service.

Jeannie Bassett-Lambert has been a licensed Realtor for the past 16 years. Jeannie started her career with Century 21. She was a multiple award winner during her time with Century 21. Jeannie joined Keller Williams Realty Coastal Valley in December 2014 to broaden her real estate opportunities. Prior to working for Century 21 Real Estate Jeannie worked in new home sales with Pro-Built Homes and Inland Pacific Builders in Santa Maria as a sales agent. Jeannie has been trained by some of the best professionals in the region. Jeannie works to please both her buyers and sellers in every transaction from the first initial contact all the way through past closing. Jeannie goes the extra mile in everything she does. Jeannie has worked through both up and down markets, Short Sales and Foreclosures. Jeannie focuses her work in the Santa Maria and Orcutt area working with buyers and sellers. Jeannie is a NATIVE of Santa Maria/Orcutt and knows the Central Coast area well. Jeannie is very devoted to her family, husband, 2 daughters and 4 grandchildren. You will sometimes find her with a grandchild in hand working alongside her. There are 5 words describing Jeannie and that is GENUINE, COMMITTED, PASSINATE, LOYAL AND FUN!!!

Jeannie Bassett-Lambert, Realtor BRE#01360443 (805) 714-6444 jeannieblambert@gmail.com

Sycamore Court

Santa Maria

Great First Home!

Santa Maria

Beautiful dark wood flooring through out main floor. Stainless steel kitchen appliances, back patio opens to green belt, great for entertaining. Retextured ceilings. Walkin closet in master bedroom. This is a Must See!

Great home for a first time buyer. This home features a large backyard and fireplace. This gem is close to schools and shopping areas. This home needs some TLC but you can make it your own. New roof!

MLS #1068703

MLS #1068257

2 Bed 1.5 Bath

505 Acres!

$249,000

Nipomo

2 Bed 2 Bath

Corner Lot

$279,900

Santa Maria

Picturesque SLO county ranch property. Includes small older cabin ideal for family retreats & private hunting. Access thru neighboring property (prescriptive easement) PLEASE DO NOT attempt to enter the neighbors property.

Great opportunity for your family to own a 4 bedroom corner lot home! This amazing home features a separate indoor laundry room, laminate and tile flooring throughout, and a nice sized back concrete patio that is perfect for BBQ's.

MLS #1051273

MLS #1062055

Las Brisas Area

$950,000

Santa Maria

4 Bed 2.5 Bath

Walk to the Beach!

$357,900

Grover Beach

MLS #1064617

MLS #1068359

$374,900

3 Bed 2 Bath

Let us do the work.

$299,000

Lee Central Coast Newspapers | Friday, July 15, 2016 | A7

Freddie Mac REO. 1568 sqft property. Located in Las Brisas. Desirable Orcutt Schools, development offers homeowners park area w/ basketball court, & bbq area. Easy access to 101 & VAFB.

Golf lovers, this is for you. Beautiful movein ready home. Walking distance to the beach. Minutes from Pismo Beach. Home features laminate floors, spacious kitchen, soaker tub, and landscaped back patio.

3 Bed 2 Bath

(805) 934-1000 Life keeps you busy...

2540 Professional Parkway Santa Maria, CA 93455 20.4 Acre Lot

Orcutt

This large lot boasts spectacular views. Features 20 level acres. Zoning allows for single family residence & agriculture production use. Located immediately to the right off Morning Hill Road.

MLS #1063740

$740,000

Rolling Hills Estates

Santa Maria

1975 sqft home in premium cul de sac lot with amazing, panoramic views of the city and mountains. Vaulted ceilings & skylights, private backyard, open airy feel. Newer hardwood floors in kitchen and dining area.

MLS #1065849

3 Bed 2 Bath

$469,900

Cal BRE #01103054

Your dream home is waiting. See other amazing properties at www.cbpremieronline.com

Maximize your housing dollars ANNA CHANG-YEN GREEN SHOOT MEDIA

‌More house: It can mean different things to different people. Maybe you’ve had your eye out for a deal on a chic condo downtown or are hunting for an original craftsman in the historic district. Maybe your family is growing and you simply need more space. No matter what type of house you’re after, there are strategies that can help you stretch your housing dollars to afford size or upgrades you may have thought were out of reach.

Get your hands dirty‌

A home that needs remodeling is likely to come with a lower asking price, so you may be able to afford a bigger home or one in a better location if you’re thrifty with the repairs. Shave off dollars here and there by doing some of the work yourself. Some skills, such as painting or tiling a floor, make for easy weekend projects that will save you loads in labor. For example, the cost of tiling a bathroom could be in the thousands if you hire a pro, but you can learn these skills yourself from online how-to videos or tutorials on big box home improvement store websites and easily do it yourself for a few hundred dollars in materials and supplies. The same goes for laying wood floors or a paver patio. Just remember to leave more complex jobs, such as electrical and plumbing, to the pros to avoid making potentially expensive — or dangerous — mistakes.

A8 | Friday, July 15, 2016 | Lee Central Coast Newspapers

Deal in cash‌

Everyone knows cash is king, and a seller who’d rather have cash in his hand than wait a month or more for a buyer’s mortgage to be approved may be willing to negotiate a lower price for the privilege. This strategy will take some longterm planning, but if you’re patient and disciplined about socking away money, you probably will score a deal on a home with space for the home office you’ve always wanted or a large backyard for the vegetable garden of your dreams.

Avoid PMI‌

Private mortgage insurance — required on all loans for which the buyer makes a down payment of less than 20 percent — can zap your home budget. Although rates for PMI were reduced in early 2015 to about .85 percent of the remaining balance on the mortgage each year, you can avoid it altogether by making a down payment of at least 20 percent. If your budget for a new home is $200,000, PMI would cost about $142 per month.

If you dream big when it comes to buying a home, consider strategies that can help you afford more house.

Eliminating it by putting down 20 percent will allow you to put that $142 to work buying more house — an additional $35,000 in purchase price — for the same monthly payment. That’s not an insignificant amount of money when it comes to affording the size, location or upgrades you want. Once again, having cash in hand can help you do more with your housing budget.

Consider all your expenses‌

Your monthly housing expenses are made up not only of your mortgage payments including principal, interest and PMI, but also of property tax payments, homeowner’s association dues and homeowner’s insurance. Cutting some of these monthly costs can leave more room in your monthly payment for a higher purchase price. For example, if you don’t have children

or your children have left the nest, consider how much you might be able to save by choosing a home in a different school district than your target market. Parents often are willing to pay a premium for homes in a great school district, which can inflate prices inside a highly coveted district’s boundaries. If you don’t have to think about schools, your monthly housing dollars can probably buy “more house” in neighboring areas with lower listing prices. Similarly, consider the cost of homeowner’s association dues. Depending on the services the association provides to homeowners, monthly dues for condos and townhouses can get into the hundreds of dollars. If you’re willing to do your own yard work or snow removal, look for a community with lower association fees, which may only cover insurance for common areas and shared roofs.

Property taxes are another area where your monthly payment can take a hit. In some areas of the country, you can pay as much as 4 percent of the home’s value in property taxes each year. If you’re happy with what you get in return — maybe great roads, schools that don’t disappoint and a wealth of public parks and open space — you might be willing to pay the price. But if you’d rather trade in those perks for space, search nearby areas for a property tax deal. For example, a property tax bill in the Chicago area can run $8,000 on a $200,000 home. Just an hour’s drive away in southern Wisconsin, $200,000 can buy a larger home or one with more land, and the property tax bill could be only about $3,000. That’s $416 a month in savings for more house — a win-win that leaves more of your hard-earned dollars in your pocket.

Locally Owned, Internationally Connected, Globally Conscious

LOMPOC OFFICE

531 North “H” Street Lompoc, CA 93436

805.735.3481

www.theccrg.com Francine Silva

Anneline Van Dyke

Zuzu Aceves

Jim Bowen

Pamela Grant

ORCUTT OFFICE

805.614.7811 SOUTH COUNTY OFFICE

805.489.2229 SHELL BEACH OFFICE

805.779.7800 Andrea Wiley

Jesse Crowder

Ingrid Turcotte

Pamela Stevens

Debbie McComb

$319,900 LOMPOC

LOMPOC

Ramona Rogers

Luis Salas

Tina Ancheta

$349,000 LOMPOC

Maria Slizys

$399,999

This 3 BR 2 BA home features an updated kitchen w/ granite counter tops, stainless steel sink & stainless refrigerator. Tile floors in all rooms. Carpeted patio room w/ corner free standing gas stove. Take a look at this newly listed home with the realtor of your choice.

This desirable home is nestled at the end of a cul-de-sac. Nicely manicured front and back yard. The popular, open floor plan is bright and airy. The flooring and walls are neutral which is perfect for a buyer to add their own design! Ready to move in home. Call your agent today for a showing!

2 master suites, a family room w/ formal diningarea,kitchenthatopenstospacious living room w/ a stunning fireplace. Larger master features soaking tub, stand up shower, walk-in closet, his and hers sinks and sliding glass door that leads to patio area in back yard.Backyard w/ fruit trees, lovely concrete work and pergola.

FRANCINE SILVA

ANDREA WILEY

KATY COPE

805.735.3481

Katy Cope

LOMPOC

Toni Ostini

SAN LUIS OBISPO OFFICE

805.782.6000

OFFICE MANAGER

$519,000 VANDENBERG VLG

$302,900

Custom built home features 3 lrg BR, 2.5 BA & en-suite master. North facing views are abundant throughout the home. All appliances included in sale. Laundry space off kitchen w/ front load washer and dryer leads to xtra wide 2 car garage.

This orig. 3 BR, 2 BA condo sits on the 11th green of the 18 hole golf course of the VV Country Club. Lrg living room w/ great south facing views. Bank of America employees, household members or business partners prohibited from purchasing.

PAMELA GRANT & JESSE CROWDER 805-735-3481

ORCUTT OFFICE

145 South Gray Street, Ste. 201 Old Orcutt, CA 93455

805.614.7811 Jean Studer

Dillon Stach

Julie Walker

Lincoln White

Kathy Mansell

Martha Beckman

LOMPOC OFFICE

ASSOCIATE MANAGER

805.735.3481

Visit our NEW Branch location

SOUTH COUNTY OFFICE

in the heart of Old Town Orcutt…

805.489.2229

Locally Owned, Internationally Connected, Globally Conscious

805.779.7800 SAN LUIS OBISPO OFFICE

www.theccrg.com

SANTA MARIA

805.782.6000

$849,000 SANTA MARIA

$840,000 ARROYO GRANDE

$969,000

Exceptional single level Orcutt Kimberly Estates home on .92 acres w/ tennis court & 800 sq ft separate home theater room. Formal living room w/ views. Quartz counter tops & custom cabinets. Dining room leads to game room w/ wet bar!

Custom Spanish style home on 1 acre in Westrail Estates in West Orcutt. Great vaulted ceilings throughout the 3 BR home. Updated kitchen w/ Jenn-Air appliances, lrg dining area,natural birch cabinetry & granite island. Family room w/ full bar & fireplace shared w/ the living room area.

This home above the Monarch Dunes Golf Course has great views. Flexible floorplan w/ 3 BR ,3 full BA’s & 3-car garage. Stainless steel appliances, granite slab counters .Great room w/ media center and fireplace. His & her closets, custom tub & spa shower in master suite. Slate patio & 2 fountains.

JULIE WALKER

JULIE WALKER & JEAN STUDER 805.614.7811

MOLLY MURPHY & JANE MURPHY 805.489.2229

805.614.7811

SANTA MARIA

$409,500

Investors Dream! 3 units fully rented. 1 unit 2/1, 2 units 1/1. 2 units have long time tenants. Close to parks, schools, and shopping.

JULIE WALKER

805.614.7811

SANTA MARIA

$250,000

Modular located in Quail Meadows West-an all age gated community in desirable Orcutt area where you own the land! This 3 BR/2 BA has been freshly painted inside and out. Newer roof & furnace w/ lrg SW facing back yard. JULIE WALKER

805.614.7811

Lee Central Coast Newspapers | Friday, July 15, 2016 | A9

SHELL BEACH OFFICE

A10 | Friday, July 15, 2016 | Lee Central Coast Newspapers

You may not always like your Realtor’s advice, but his informed opinion can make a big difference in getting your home sold.

Your realtor’s advice is crucial ANNA CHANG-YEN G R E EN SH OOT ME DI A

‌When it comes to selling a home, we’ve all been told things by our agent that we don’t want to hear. “You need to repaint the walls.” “That offer you thought was low was actually fair.” “Your house is overpriced.” In the interest of getting your home sold and the profit in your hands, you may have to make decisions with which you’re not entirely happy. These are times when a good agent will tell you the uncomfortable truth.

Change Your Home’s Look‌

If your home is wallpapered from stem to stern, you might find it hard to find a buyer who shares your particular

tastes. When your agent advises removing the wallpaper and painting the walls a neutral color, it may sound like an expensive, unnecessary expense. But the truth is that even costly changes can pay off bigtime in helping buyers look at your home as a blank slate — and getting your profit in your bank account. The same goes for changes such as removing outdated paneling, and installing more lighting or cleaning the windows to brighten up the space. Though you may hesitate at spending the money, your agent knows what buyers want and is thinking of your bottom line.

“no, thanks,” but it’s wise to consider your Realtor’s advice. If the offer is in line with the sale price of other similar homes in your area, ask yourself if you’re passing on a good thing. Of course an unscrupulous agent’s fondness for a particular offer could be motivated by the promise of a commission if the deal is closed soon, but are there other signs to suggest the offer has merit? Has your home languished on the market? Has the market in your area declined since you first listed the home? Have you received multiple “low” offers? Any of these situations could be a cue to re-evaluate an offer.

Reconsider an Offer‌

Reduce Your Listing Price‌

At the end of the day, it’s your decision whether to take an offer or say,

No one wants to hear that their home is overpriced. But a Realtor keeps her

finger on the pulse of the real estate market in your particular area, as well as the country at large, and her opinion on your listing price is important. If you’re shopping for a new agent after failing to get your home sold with another Realtor, take the opportunity to objectively evaluate her recommendations on price. Although it may take you time to come to terms with the idea of a smaller profit on your sale, you don’t want to be the last one to realize that sticker shock has been driving away potential buyers. As with reconsidering an offer, evaluate all the factors at play and ask yourself whether your reluctance to reduce your asking price is making the difference between waiting for offers and closing the deal.

What is the Multiple Listing Service? ANNA CHANG-YEN G R E E N S HOOT M E D I A

‌Multiple listing services are powerful tools. These databases provide a wealth of information about homes listed for sale, making them a first stop of many buyers in their home search and a vital marketplace for sellers. First conceived as a way to help brokers representing buyers and sellers connect, today a network of private MLS systems are accessible online by brokers and other real estate professionals.

A Large Marketplace‌

MLSs primarily are marketplaces where listing agents display their wares. Buyers and their agents can find photos, descriptions and specific information about properties for sale, including basics such as square footage, number of rooms and

Valuation‌

room measurements; particulars of the home such as the type of heating system it uses and included appliances; location information, such as the municipality and other public districts in which the home is located; price information including previous listing and purchase prices; and specifics about financial considerations such as previous years’ property taxes and homeowner’s association dues. This breadth of information makes the MLS a buyer’s best friend when it comes to pinpointing properties of interest. Many MLS systems allow buyers’ agents to set up searches and notify buyers via email when a property meeting their requirements enters the market, or is sold or placed under contract. Real estate transactions can sometimes be fast-paced, so this feature gives buyers an edge by keeping them up-to-date on local inventory.

Because MLS systems offer comprehensive financial information, they assist buyers and sellers’ agents in determining whether or not a listing price is fair. This can help make the difference between winning or losing at the negotiating table. MLSs also are frequently used by appraisers looking to assign a value to a home. Appraisers look at the sale prices of similar homes on the MLS in the area of the home they are appraising — also known as “comps” or “comparables” — in order to determine the home’s value in the current real estate market. This can be a benefit and a disadvantage to buyers and sellers. For example, a home may be worth more than the sale prices of similar homes on the MLS, but favorable private, newconstruction or for-sale-by-owner transactions will not appear in the MLS, which could result in a low appraisal. Appraisers

can use listings other than those found on the MLS to arrive at their valuation, but these sales often must be brought to their attention.

Research‌

MLS systems are a fantastic resource for research. If you’re interested in what your home’s value on the market might be, contact a real estate agent who participates in the MLS and ask for a market analysis. You could soon be hanging a forsale sign on your lawn. If you’re wondering whether your dream home can fit within your budget, or you saw a for-sale sign and might be persuaded to buy if the home is in your preferred school district, speak to an agent about your interest in the market. The MLS offers this data and more, and an experienced agent can help you put it to use.

919 Alba Ct- Pacific Crest 2006 built single story home. Offering 4 BDRM 2 1/2 BATH with updated flooring and attached 2 car garage. 2634 Ree St- Craftsman 3 bd/2bth home. This property has upgrades galore, birch hardwood floors throughout lower level, pecan wood stairwell and wood floors in bedrooms, porcelain tile in bathrooms, laundry and kitchen area. New faucets and toilets, newer Bosch dishwasher, professionally painted inside, landscaped backyard with gas grill connected to in-home gas line, master bedroom has walk in closet with built in shelving. Inviting front porch area in a desirable neighborhood walking distance to shopping center and close to freeways. Property sits on a corner lot on a quiet street with hardly any traffic.

Business: (805) 934-2105

363 Wellington Dr., Santa Maria, CA 93455 - Foxenwood Estates, single level home looking for new owners, built in 1983, approximately 1995 sq. ft. on a 10,000 sq. ft. lot that is fenced. Spacious Living room plus Family room with fireplace allows for family fun and entertaining, home is mostly original and will allow the new owner to update and decorate as they please, a classic house that can become a wonderful home. Call today to preview!

Sandi Frazier

805.406.4890 Lic #00611325

Bette Naugle® Broker Associate

805.705.7497 lic #0427203

www.C21Home.com Kalua Kuhnle Manager

Yolanda Perez (805) 748-7514

BRE# 00874459

REALTOR

SOL

BRE#01741813

TWO Beautiful Homes on 1.2 Acres in Westrail Estates in Orcutt! The turn-key main home offers an open floor plan, wonderful upgrades & remodeling thru-out, 2730 sq ft, 4 bedrooms, 4 baths, new tile roof, new kitchen, new baths, new interior/exterior paint, and 4 car garage! The impressive 2nd home offers a master bedroom, 2 baths, large extra room which could be a 2nd bedroom, fireplace, beautiful kitchen, & many amenities! $995,000 Lovely condominium in pristine ng! College Gardens near Hancock nDi e P College! 3 Bedrooms, 2 baths e SaL 1775 sq ft, huge picture window in living room looking out over the manicured gardens & pool. New kitchen counters, new microwave, new sink & faucet, newer carpet, & more! $239,000

SOL

2322 N. Johnson Dr., Santa MariaVery nice 4BR. 2.5BA located by Preisker Park. This home has a large great room with a fireplace, the kitchen features lots of counter space and cabinetry. The 4th bdrm is a big plus as an extra bedroom or office. $359,900

JOE “Paul” Garcia 805•878•3862 Realtor. lic. #00886743

Jopaulcentury21@verizon.net

Lee Central Coast Newspapers | Friday, July 15, 2016 | A11

4310 Foxenwood CirCle - Foxenwood Garden Villas IV. The finest and best built luxury homes on the Central Coast. Don’t miss this one! Two bedrooms and very spacious den/study. Knotty Alder entry door with transom half-moon window above. Upon entry look out into the through the vertical windows with open House sunday 1-4pM atrium transom windows above.Vaulted ceilings, quality wood flooring in the dining room and living room, extensive 20 inch tile flooring in entry, kitchen, hallway, and laundry room. Viking kitchen appliances, upgraded Kraft Maid cabinetry with crown moldings, raised panel interior doors, Emtek door hardware, Award series dual pane vinyl windows with Low E glass, cultured stone fireplace, tubular skylights, Ipex overhead plumbing and so much more! And seller has added additional upgrades. Cozy sheltered patio, strikingly landscaped and looking out onto the expansive greenbelt. Beautiful club house with kitchen and fireplace. Pool, spa, covered patio and lots of area for socializing and nicely landscaped.- $534,900

1811 S. Broadway, Santa Maria 110 S. Mary, Suite 6, Nipomo

Diane Adams 805.570.9099 BRE#01103806

Don’t let repairs wreck your real estate deal. A bad inspection is a hurdle that can be overcome with the right information and an agent who knows how to negotiate.

Dealing with a poor inspection ANNA CHANG-YEN

A12 | Friday, July 15, 2016 | Lee Central Coast Newspapers

G R E EN SH OOT ME DI A

‌A less-than-stellar home inspection report can be daunting for both buyers and sellers, depending on their level of experience making home repairs and negotiating deals. An experienced agent can help both buyers and sellers navigate this delicate situation and get to the closing table.

Buyers: How to Respond‌

The first thing you should do is discuss with your agent whether or not the home’s asking price already reflects the needed repairs. The seller may have had an inspection before she listed the home and priced the home accordingly. Your agent can help you consider other comparable home sales in the area to analyze whether it’s time to head back to the negotiating table. In some cases, you may decide to absorb the costs of repairs on your own.

If the home is older, some repairs are to be expected. Older wiring and piping, for example, might be commonplace for historic homes in the area, and sellers might be less receptive to making repairs. In a booming market, being handy and willing to complete some repairs yourself may give you a competitive edge over other offers. If you and your agent decide that the sellers must chip in for repairs, you might be tempted to lower your offer. This could work for smaller repairs, such as a new water heater. But there are other strategies that may be more attractive when the repair bills will be higher. A seller who has emotional ties to his beloved home may be offended or otherwise put off by a low offer. If the sticker price is a sore spot, consider asking for a credit at closing. Since a credit at closing reduces the amount of money the buyer needs at closing, you’ll keep more cash in your pocket to make the repairs at the

seller’s expenses, and the seller may be appeased with a higher purchase price. When determining the amount of the credit, it’s wise to get quotes from a few different service providers. You don’t want to guess at how much a new roof will cost and then be flabbergasted by the estimates you get later. At the same time, be careful not to base your request on the priciest quote. A seller who feels like his profit is being nickeled and dimed may jump ship. The least attractive tactic may be to ask the sellers to complete the repairs themselves. This can backfire, as some sellers may be less motivated to think about quality of materials and workmanship when they’re making repairs, since they won’t be the ones to enjoy the fruits of their labor. A credit at closing will allow you to decide whether the new water heater will be guaranteed to last for six years or 12, or whether the warranty on a roofer’s work will cover problems for 5 years or 25. If you must ask the seller

to make repairs, it is crucial to be sure you will have the right to sign off on the repairs before closing.

Sellers: How to Respond‌

The best way to respond to a poor inspection as a seller is to be prepared and armed with information. If you were a smart seller and had a pre-listing inspection, you probably believe you have priced the home according to the inspector’s findings. This doesn’t preclude you from making small concessions in order to close the deal. If the buyer’s inspector finds larger problems than your original inspection turned up, you may need to rethink things. If your inspector failed to note a failing roof or needed electrical work, it’s time to do some research. Get estimates from a few different companies in order to know if a buyer’s demands are fair. You don’t want to lose out on profit because the buyer is making big demands for small repairs.

Make the most of your showing Anna Chang-Ten G R E E N S HOOT M E D I A

‌A home showing is your chance to get a hands-on look at a home, so roll up your sleeves and do just that. If you decide to make an offer, serious issues with the home should be noted by a home inspector, but the showing is your time to do your own due diligence. Bring a pen and notepad and take detailed notes, including your favorite aspects of the home, as well as any potential issues. You will likely see quite a few homes during your search, so keeping track of them in written form will help you make a wellinformed decision later.

Before You Go‌

Do some homework before the showing. Read news articles about the area and research upcoming property tax increases or road development projects. Going into a showing with a good bit of information about the area will give you a full picture of the home and neighborhood.

Water damage: Look for water spots on walls or ceilings, including patches of new paint that may be covering up evidence of leaks. Structural integrity: Take a close look at the walls and foundation, noting any large cracks. Storage space: Does the home have plenty of space to store your belongings? If not, you could end up paying for it later when you need to rent a self-storage unit. Roof age: The listing should provide information about the age of the roof, but it’s a good idea to double check. Are there missing shingles or obvious stains? Replacing a roof is costly, so you’ll definitely want to consider the condition of the roof when making an offer. Repairs: Are there any items that obviously need repairs? Take detailed

notes so you can price these repairs and factor them into your offer. Likewise, if you know you’ll want to replace outdated tile or upgrade kitchen appliances, take note of the pertinent measurements for pricing. Plumbing issues: Turn on taps to be sure there are no obvious plumbing problems, such as drips after the tap is turned off, a water heater that’s failing or slow-draining sinks. A home with issues such as these may not have received proper maintenance and preventive care. Electrical issues: As with plumbing, turn on electrical fixtures to be sure they are working properly and there are no issues that will require costly fixes. The area: Visit the area a few times at different times of day. Drive by in the evening to get a sense of whether or not the area becomes crowded with vehicles or seems unsafe at night. Stop by nearby parks and talk with your potential new neighbors. Drive it: When you leave the home, map a route to the nearest grocery store, bank, school and other community services. This will give you a feel for what it would be like to live in the community.

Lee Central Coast Newspapers | Friday, July 15, 2016 | A13

What to Look For‌

A14 | Friday, July 15, 2016 | Lee Central Coast Newspapers

Lee Central Coast Newspapers | Friday, July 15, 2016 | A15

“The Top Independent Brokerage on the Central Coast”

or! d n e l p Style S h s i n Spa

auty! e B l l i Oakh

Wendy Teixeira

R E A L T O R ®

CalBRE #01345995

( 805 ) 310 - 3505

wendyteixeira@aol.com

CALL ME FOR MY EXCLUSIVE

10 POINT MARKETING PLAN

GUARANTEED TO MAKE

YOUR HOME SELL!

anny r G h t e wi Hom

reek! C e n lesto Cobb

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www.4701appalooSatrail.com This Westrails home features 4 spacious BRs, 3 BAs, a guest quarters area with separate (downstairs) entrance. There is a large family room, game room, formal dining room, and the gourmet kitchen is complete with island and granite counters… and that’s just downstairs! Upstairs the master suite offers a dumb-waiter, cedar-lined closets, fireplace, remodeled bath & enclosed sun room. All this and so much more on the one acre lot, a 3-car garage, a garden area, horse corral and tack room. $875,000

acres + 3 n o

! ward A t i r ric Me Histo

www.1561canyoncreek.com

www.687Sandydale.com

www.2101eaStbetteravia.com

www.801Smcclelland.com

Exceptional 4 bedroom home features all the upgrades dreamed of by the fussiest buyer! The open, flowing floor plan features a large gourmet kitchen with a working island, granite counter tops, beautiful appliances as well as ample storage. The owner’s suite offers all the amenities on your wish listwalk in closet, dual sinks, and a separate garden tub and shower. Tranquil colors and natural lighting create a perfect setting for entertaining! $485,000

TThis type of property is rare! The one story, four bedroom home features an updated kitchen, great family room and nicely sized bedrooms all on 1.25 acres. The attached granny unit has one bedroom, a kitchenette and a huge walk in closet. $640,000

This two story home features 4 bedrooms and the master er suite and guest bedroom/bath are downstairs! Enjoyy the in ground pool, two stall barn and tack room along with an additional large shop/barn with an additional two car garage area and fenced pastures for horses. $775,000

Step back in time in the Historic Carriage District in this amazingly maintained home built in 1929. Over 4,000 sq ft of original features, arched niches, hand forged wrought iron and hand painted tiles. One bedroom and bath are situated downstairs off the oversized living room with Douglas fir beams and railings.The formal dining room has arched glass doors, original hard wood flooring and original light fixtures. Enjoy two entertaining areas - one downstairs and another upstairs complete with wet bar, dining area, fireplace and family room with a sweeping staircase entry. Upstairs you’ll find two master suites, one with its own balcony and mezzanine overlooking the family room. $789,000

reat! t e R n tai Moun

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A16 | Friday, July 15, 2016 | Lee Central Coast Newspapers

www.5866oakhill.com

Exceptional 5,000 square foot Colonial home in the distinctive gated community of Oakhill Estates. Home features 5 bedrooms, 6 baths, and a 3 car garage all on a little over one acre of beautifully manicured grounds! $1,250,000

ing Pend

www.1240Sapphire.com

www.2890tepuSquetrd.com

www.264wilSon.com

www.4575cameo.com

Hard to find 3 bedroom home features 2460+ sq ft of charming features and lots of storage.The welcoming floor plan includes a spacious formal dining and living room, along with a sun drenched office/bonus room off the family room with wood burning fireplace. Gourmet kitchen including granite slab counters, stainless steel appliances and Center Island. Home upgrades include contemporary lighting, dual pane vinyl windows, wood flooring, and newly renovated bathrooms with granite counters. This inviting home also offers drought resistant landscaping with automatic drip irrigation, natural stone patio, planter walls and accent boulders. $478,400

Tucked away inTepusquet you’ll find a move in ready 4 bedroom, 4 1/2 home situated on over 7 oak dotted acres with stunning hillside views from almost every window. The kitchen offers gorgeous granite, incredible storage and a generous working island open to the family room, dining room and spacious deck. With a beautiful cathedral ceiling in the front living room and library, you’ll feel as though you’re at a mountain get-a-way. One bedroom and full bath is located downstairs and additional bedrooms are located upstairs --including two master suites. Enjoy sunny days floating in the in ground pool or under the stars in the hot tub. With an attached two car garage and detached shop, you can bring your hobbies with you. $789,000

4 bedroom, one story home is located within a gated communityy walking distance to Old Orcutt, is nicely remodeled and movee in ready with RV possibility and two driveways... Price is $395,000

Easy living in Foxenwoods Estates.This 4 bedroom, expanded home offers over 3,000 sq ft of beauty on a small cul-de-sac. The kitchen offers newer granite, cabinets and appliances with ample storage. You’ll find a huge added on great room complete with wet bar off of the family room and a large inside laundry room with added on private office/work area. Upstairs features an owner’s suite with two closets, plenty of counter space and a private bath/shower area. Great out door atmosphere with covered patio, built in BBQ, in ground pool and $629,000 side yard- great for kids or pets! RV area, too!

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Lots! t n a c a 6V

www.2618calderon.com

This 4 bedroom, 4 bath, one story home offers manufactured hardwood BBeautiful vacant lot ready for a new home. flooring, plantation shutters and beautiful features throughout. Enjoy the gourmet kitchen, complete with granite counters, island, stainless steel appliances and large pantry. The master suite offers a large walk in closet with custom features, separate garden tub, large glass door shower and dual sinks. $475,000

C A L L 805 - 310 - 3505

$100,000

This 9+ acre parcel has possibilities and is currently residentially 6 vacant lots available on Sunrise and Bradley Road. All lots must zoned! Other possible conditional uses include churches,, be purchased together. Call Wendy for additional information. or schools, retirement centers.... Check with the county for $150,000 per lot. possible uses! Located at the west side of the bottom of the Bradley Dip. Price is $1,000,000

• “Exactly who you need to get exactly what you want.” • w w w. C A L Lw E N dY. CO M