Dollar Saver Fulton-Montgomery 3.13

DABB CITY SMOKE SHOP for all your smoking needs!

Tobacco & Pipes • Handcrafted Soaps & Candles Hookahs • Tapestries & Much More Stop In And Check Us Out!

~ Introducing ~ Specialty Bakery Items by

Celebrating g 0 yearss 100 same e location

Hours Mon-Sun 7:30-3

2544 Guilderland Ave Schenectady

518-482-1979

SINCE 1912

BARBER SHOP

Corner of STATE ST. & ERIE BLVD. SCHENECTADY, NY 12305 Phone 377-1515

Café & Bakery

125 Mohawk Ave, Scotia, NY 12302 Visit us on: www.facebook.com/dabbcitysmokeshop Also follow us on Instagram

Monday - Saturday 12pm - 9pm Sunday 12pm - 6pm (518) 377-0870

The Wedgeway

ANNABELLE’S

We Offer: Hot Shaves Edge-Ups Variety of Hair Cuts

Mike, Dawn, Rich, Joe

Tues. thru Fri. - 8:00 am - 5:30 pm • Sat. 8:00 am - 1:00 pm

March

Fulton/Montgomery Edition Commit to the Lord whatever you do, and he will establish your plans. ~ Proverbs 16:3

DOLLARSAVER 100CREATIONS

PROFESSIONAL ACTUARY AND BUSINESS DEVELOPMENT SERVICES

34 JAY ST. SCHENECTADY, NY

100CREATIONS.COM

518-641-9890 # 100CREATIONS@GMAILCOM

FREE RAFFLE TICKET (ENTRY)

Walk-In Bathtubs and Easy Access Bathing Solutions • FREE In-Home Consultation • No “Hard Sell” . . . We work with your needs!

• BEST PRICES GUARANTEED (Inc. Installation) “I can’t tell you how much I LOVE my new tub.

The whole bathroom looks great. You did an amazing job and I can’t thank you enough” ~ Joan

O VER 30 YE ARS NCE! E XPERIE

for Professional Artwork ($795) (2 Grand Prizes) (drawing May 3rd)

FREE 100CREATIONS COLLECTIBLE

MOST MODELS INSTALLED

FREE WEB DESIGN AND BUSINESS DEVELOPMENT CONSULTATION!!

Custom Planning and Installation from start to finish.

“The Possibilities are Endless!”

FREE SPECIALTY COFFEE

from one of Jay Street’s Finest Coffee Shop (Ambition Bistro or Happy Cappuccino) (expiration April 30th) *Restrictions apply

Free Raffle Ticket for

FREE ADVERTISING CAMPAIGN

$250 value ($2 grand prizes) 1 Runner up - $50 Promo Ad. Drawing May 3rd

IN JUST 1 DAY! Not just bathtubs, we remodel entire bathrooms!!

Visit our showroom or have us come to you. We’ll bring a Walk-in Bathtub with us to show you!

WE ALSO SELL AND SERVICE HOT TUBS AND POOLS!

POOLS AND SPAS

81 Briggs Street, Johnstown, NY 12095 Contact Wes 518-705-2700 MON-FRI 10-6PM, SAT 10-2PM

OR

BY APPT.

March 2013 • Fulton-Montgomery DollarSaver • Page 2

USDA consumer alert: Keeping food safe during an emergency The U.S. Department of Agriculture is issuing recommendations to help minimize the potential for foodborne illnesses when winter snow storms leave communities without power for extended periods.

Steps to follow to prepare for a possible weather emergency: • Keep an appliance thermometer in the refrigerator and freezer. An appliance thermometer will indicate the temperature inside the refrigerator and freezer in case of a power outage and help determine the safety of the food.

• Make sure the freezer is at 0° F or below and the refrigerator is at 40° F or below.

• Freeze containers of water for ice to help keep food cold in the freezer, refrigerator or coolers after the power is out.

• Freeze refrigerated items such as leftovers, milk and fresh meat and poultry that you may not need immediately — this helps keep them at a safe temperature longer.

• Plan ahead and know where dry ice and block ice can be purchased.

• Have coolers on hand to keep refrigerator food cold if the power will be out for more than 4 hours. Purchase or make ice cubes and store in the freezer for use in the refrigerator or in a cooler. Freeze gel packs ahead of time for use in coolers.

• Group food together in the freezer — this helps the food stay cold longer.

• Store food on shelves that will be safely out of the way of contaminated water in case of flooding.

Steps to follow after the weather emergency: • Keep the refrigerator and freezer doors closed as much as possible to maintain the cold temperature.

• The refrigerator will keep food safely cold for about 4 hours if it is unopened. A full freezer will hold the temperature for approximately 48 hours (24 hours if it is half full) and the door remains closed.

• Discard refrigerated perishable food such as meat, poultry, fish, soft cheeses, milk, eggs, leftovers and deli items after 4 hours without power.

DREY’S CA$H IN ADVANCE THIS “N” THAT We Buy Gold, We Sell Hats, T-Shirts, Jeans and Gold Caps A Full Variety Store 230 Washington Ave. Albany, NY 12210 Cell: (518) 334-0979

Silver, Electronics, Computers & Coins Almost Anything of Value

U p s t a t e C h r i s t i a n B ro a d c a s t i n g WUCB TV 41 LIVE E 24 4 HOUR R CHRISTIAN N TELEVISION N STATION Be a Guest on our Flagship Program “Getting Together” with Hosts Richard & Diane Smith

71 Central Avenue, Albany, NY

Call Mike (518) 330-7519 (718) 810-3703 or Chris 10% Off All Clothing (518) 334-0979 PRESENT THIS AD

• Food may be safely refrozen if it still contains ice crystals or is at 40° F or below when checked with a food thermometer.

• Never taste a food to determine its safety!

• Obtain dry or block ice to keep your refrigerator and freezer as cold as possible if the power is going to be out for a prolonged period of time. Fifty pounds of dry ice should hold an 18-cubic-foot full freezer for 2 days.

• If the power has been out for several days, check the temperature of the freezer with an appliance thermometer. If the appliance thermometer reads 40° F or below, the food is safe to refreeze.

• If a thermometer has not been kept in the freezer, check each package of food to determine its safety. If the food still contains ice crystals, the food is safe.

• When in Doubt, throw it Out!

GREAT AIRTIME RATES AVAILABLE

FREE Church Promotions

www.wucbtv41.com

ucb@nycap.rr.com

PO Box 41

Cobleskill, NY 12043

518-705-6477

(BPT) — With a brand new truck decorating your driveway, you’ve probably got plenty of

Storage Sheds Garden Sheds & Garages Standard, Economy or Custom Built Available in Duratemp, Vinyl, Board & Batten or Metal.

Lancaster County style sheds built in East Central New York. Buy direct from the builder and save money.

Financing available. Rent to own.

Delivery & Set-Up Available Serving The Entire East Coast • 518-673-1073

ideas of how you’re going to use it for towing a boat, transporting large and heavy loads and conquering rugged terrain. Or maybe you just want to feel powerful while driving it down the road.

But before you get too comfortable, think about what could make your truck even better.

What can you add that will help your truck last longer, handle more tasks and look even stronger? Here are the five must-haves for all new truck owners to add to their vehicle.

1. Mud flaps — This detail is both a

decoration item — show some style with a powerful diamond plate pattern or cheer on your favorite sports team everywhere you drive — and a safety item.

Mud flaps help prevent your truck from throwing moisture and rocks back at vehicles following you, and they also help to keep the back end of your truck cleaner — so other drivers can see you in inclement weather.

2. Protective bedliner coating — A sprayon truck bedliner will give the bed additional protection from corrosion and abrasions, resist damage from chemicals and

STARTING AT:

79999*

$

GET SMART FACTORY FINANCING1

AT YOUR CUB CADET DEALER, AVAILABLE ON SELECT MODELS.

water, and keep objects stored in the bed from slipping and sliding around during travels. With this protective coating, your truck bed will look good for years to come.

3. Tie-down equipment — What is a truck better for than transporting large and heavy objects?

Equip your new truck with tie-down anchor points and straps or ropes so they’ll be handy whenever you need them. Be sure to attach the anchor points at strategic places in the bed or along the bed rails so you can secure both large and small loads.

4. Tool box — Just like the tie-down equipment, you never know when you’re going to need a tool while you’re out and about with your truck. Sometimes the tools are for the truck itself — lug nut wrench, jack, screw drivers, etc. — but a wide assortment of tools can come in handy for many other uses as well.

5. Cover — For better fuel mileage with your new truck, install a hard or rollup cover over the bed to help give the truck better aerodynamics, and to help protect what’s stored in the bed from the elements. Some covers are lockable, allowing you to securely store more valuable equipment as well.

With these five must-haves, your truck is now ready to handle any task you assign to it, with plenty of power.

Page 3 • Fulton-Montgomery DollarSaver • March 2013

Five must-haves for your new truck

March 2013 • Fulton-Montgomery DollarSaver • Page 4

Deadline for April Issue is Thursday, ST March 21 John Snyder, Sales Manager 518-673-0129 jsnyder@leepub.com Kristen Lee, Sales Associate 518-673-0100 klee@leepub.com

Jed Suits, Sales Associate 518-673-0131 jsuits@leepub.com

Mark Fowler, Sales Associate 518-673-0116 mfowler@leepub.com Mary Skinner, Sales Associate 518-673-0130 mskinner@leepub.com

Call John Snyder for more information 518-673-0129 or 518-378-3279

A

ital Ca p

WINE BARREL

The

R e g i o n Tr a d i t i o n S i n c e 1 9 04

GAROFALO’S

16 N. Center St. Schenectady 374-1478 Fresh & Smoked Happy Easter

Kielbasa # Ham # Lamb

Ourr Famouss Italiann Sausage

Route 30 in Perth (corner of McQueen Rd. & Rt. 30)

Monday - Thursday 10-8 • Friday - Saturday 10-9 Sunday 12-5

L arges t Selection Lowes t Prices

garofalosausage.com EBT

Monday - Friday 8 - 5:30 pm Saturday 8 - 3:30 pm

100CREATIONS

PROFESSIONAL ACTUARY AND BUSINESS DEVELOPMENT SERVICES

34 JAY ST. SCHENECTADY, NY

100CREATIONS.COM

518-641-9890 # 100CREATIONS@GMAILCOM

FREE RAFFLE TICKET (ENTRY) for Professional Artwork ($795) (2 Grand Prizes) (drawing May 3rd)

Pixie’s Closet

Children’s Consignment Everything From “Cribs to Bibs”

FREE 100CREATIONS COLLECTIBLE

• Very Gently Used & New Items • Clean & Recall Free

FREE WEB DESIGN AND BUSINESS DEVELOPMENT CONSULTATION!!

Open 7 Days!

FREE SPECIALTY COFFEE

from one of Jay Street’s Finest Coffee Shop (Ambition Bistro or Happy Cappuccino) (expiration April 30th) *Restrictions apply

518-885-1757

2124 A Doubleday Ave. (Rt. 50) • Ballston Spa, NY www.pixiesclosetconsignment.com

Free Raffle Ticket for

FREE ADVERTISING CAMPAIGN

$250 value ($2 grand prizes) 1 Runner up - $50 Promo Ad. Drawing May 3rd

Open 7 Days

Open 7 Days

National Brand Taste For Less www.amerivapesmokeshop.com

Buy Large Bag (12 Oz. or Larger) of Good Stuff or Golden Harvest Get a FREE Box of Tubes Expires 3/31/13

301 Ontario St., Cohoes, NY 12047 518-531-2441 Mon.-Sat. 10AM-8PM; Sun. Noon-5PM

46 North Main St., Mechanicsville, NY 12118 518-652-2083 Mon.-Sat. 11AM-7PM; Sun. 10AM-5PM

83 Milton Ave., Ballston Spa, NY 12020 518-615-7957 Mon.-Sat. 10AM-8PM; Sun. Noon-5PM

33 Broad St., Waterford, NY 12188 518-328-9125 Mon.-Sat. 11AM-7PM; Sun. Noon-5PM

Page 5 • Fulton-Montgomery DollarSaver • March 2013

The Taste People Travel For!

March 2013 • Fulton-Montgomery DollarSaver • Page 6

Home,, Family,, Friendss & You The Kitchen Diva

by Angela Shelf Medearis Potassium power Staying strong as we age obviously requires keeping physically active, especially focusing on strengthening our muscles. And as always, staying strong also means eating well to sustain and build muscle tissue. In this case, that means getting enough potassium.

Science has long known that potassium is needed for muscle control. In recent studies done at Tufts University’s Jean Mayer USDA Human Nutrition Research Center, researchers found that including potassium-rich fruits and vegetables in our diets has beneficial effects on muscle. More specifically, older adults need potassium-rich fruits and vegetables that produce an alkaline rather than an acidic residue.

Many of the foods we eat — protein foods and cereal grains, for example — produce acidic residues in our bodies. With aging, many Americans slowly build up these small acid residues, resulting in mild acidosis. This condition seems to “trigger a musclewasting response,” according to the researchers. But the process, they say, might be counteracted by eating alkaline-producing plant foods high in potassium. Their research showed that subjects “whose diets were rich in potassium averaged 3.6 more pounds of lean tissue mass (or muscle) than those with only half the potassium intake. That almost offsets the 4.4 pounds of lean tissue typically lost in a decade in healthy men and women age 65 and above.”

Bananas are the most familiar potassium-rich food. Some other potassium-rich sources include

sweet potatoes, tomatoes, beet greens, potatoes, white beans, prunes, soybeans, winter squash, spinach, peaches, apricots, cantaloupe, honeydew melon, lentils, plantains, kidney beans and lima beans.

The U.S. Department of Agriculture recommends that older adults get at least 4,700 milligrams of potassium daily. One medium sweet potato baked in the skin without salt has 542 mg of potassium. An 8- to 9-inch banana has 487 mg. A cup of lima beans, boiled with salt, has 955 mg. A medium baked potato with the skin has 926 mg of potassium. So there are lots of delicious ways to get what we need.

Try my recipe for Creole Lima Beans with Sausage to add a healthy and tasty punch of potassium to your diet.

Creole Lima Beans with Sausage Feel free to try other types of link sausage in this recipe, including chicken, Italian or beef, or leave out the meat for a delicious, vegetarian side dish.

1 (16-ounce) package andouille sausage, cut into 1-inch pieces 1 tablespoon olive oil 1 medium onion, chopped 1 can (14.5 ounces) stewed tomatoes, with juice, crushed 4 garlic cloves, minced 1 rib celery, chopped 1 teaspoon salt 1 teaspoon black pepper 1 teaspoon paprika 1/4 teaspoon cayenne pepper 1/2 teaspoon brown sugar or honey 1 (16-ounce) package frozen baby lima beans 1/2 cup water or chicken broth 1. Using a large skillet over medium heat, add in olive oil. Saute onion for 2 to 3 minutes to soften.

Add in the tomatoes and any juices. Use a potato masher or fork to break the tomatoes into large pieces. Add in the sausage, garlic, celery, salt, black

stock.xchg photo

pepper, paprika, cayenne pepper and brown sugar or honey. Cook, stirring occasionally, for 4 to 5 minutes.

2. Add lima beans and water or broth to skillet.

Stir and bring to a boil. Reduce heat to low, cover and simmer for 8 to 10 minutes, until beans are tender. Serves 6.

(Additional information provided by Janet Hackert, Nutrition and Health Education Specialist in Harrison County, University of Missouri Extension.) (c) 2013 King Features Synd., Inc., and Angela Shelf Medearis

Comfort foods made fast and healthy

by Healthy Exchanges

Smothered Onion Chicken Breast Take a pound of chicken breast — what do you get?

An ultra-comforting dish that’s good enough for company.

16 ounces skinned and boned uncooked chicken breast, cut into 4 pieces 1 1/2 cups chopped onion 1 (10 3/4-ounce) can reduced-fat cream of chicken soup 1 teaspoon dried parsley flakes 1. Preheat oven to 350 F. Spray an 8-by-8-inch baking dish with butter-flavored cooking spray.

2. In a large skillet sprayed with butter-flavored cooking spray, lightly brown chicken pieces for 5 minutes on each side. Evenly arrange chicken in prepared baking dish.

3. In same skillet, saute onion for 5 minutes. Stir in chicken soup and parsley flakes. Lower heat and cook for 2 to 3 minutes. Evenly spoon soup mixture over chicken pieces.

4. Cover and bake for 30 minutes or until chicken is tender. When serving, evenly spoon sauce mixture over chicken pieces. Freezes well. Makes 4 servings.

• Each serving equals: 196 calories, 4g fat, 28g protein, 12g carb., 351mg sodium, 1g fiber; Diabetic Exchanges: 3 Meat, 1 Vegetable, 1/2 Other Carb. (c) 2013 King Features Synd., Inc.

This week’s Sudoku solution

Good Housekeeping Sunday baked ziti and meatball casserole 1 package (16 ounces) ziti, substitute penne pasta 4 cups tomato sauce 1 large egg 1 container (15 ounces) part-skim ricotta cheese 2 tablespoons Parmesan cheese, grated 1 tablespoons fresh parsley, chopped 1/2 teaspoon salt 1/4 teaspoon coarsely ground black pepper 8 lean meatballs, thawed and sliced 1 package (4 ounces) part-skim mozzarella cheese, shredded 1. In saucepot, prepare pasta as label directs in boiling salted water,

drain. Return pasta to saucepot.

2. Meanwhile, in 3-quart saucepan, heat tomato sauce, covered, until hot over medium-low heat. (If tomato sauce is frozen, add 2 tablespoons water to saucepan to prevent scorching). Add 3 cups sauce to pasta in saucepot, toss well. Reserve remaining 1 cup sauce.

3. In medium bowl, stir together egg, ricotta cheese, Parmesan cheese, parsley, salt and pepper.

4. Preheat oven to 400°F. Into 3 1/2to 4-quart shallow casserole or 13- by 9-inch glass baking dish, spoon half the pasta mixture, top with all the sliced meatballs. Drop ricotta-cheese mixture by spoonfuls evenly over meatball layer. Spoon remaining pasta mixture over ricotta-cheese layer, then

spoon remaining 1 cup sauce over pasta. Sprinkle with shredded mozzarella cheese.

5. Bake, uncovered, 25 minutes or until very hot and cheese browns slightly. Serves 8.

• Each serving: About 470 calories, 13g total fat (5g saturated), 79mg cholesterol, 1,040mg sodium, 55g total carbs, 0g dietary fiber, 29g protein.

Big-batch tomato sauce Our recipe makes 10 cups, and when you stock your freezer with this easy sauce, dinner is always close at hand.

Spoon over pasta (use 3 cups per pound) or use for our baked ziti.

3 tablespoons olive oil 3 medium carrots, finely chopped 1 large onion, finely chopped 2 cloves garlic 3 can (28 ounces) Italian-style tomatoes in puree 1 bay leaf 3/4 teaspoon salt 1/4 teaspoon coarsely ground black pepper

1. In 5-quart Dutch oven or saucepot, heat olive oil over medium heat until hot. Add carrots and onion and cook, about 20 minutes, until vegetables are very tender and golden, stirring occasionally. Add garlic, cook 2 minutes, stirring.

2. Meanwhile, place tomatoes with their puree in large bowl. With hands or slotted spoon, crush tomatoes well.

3. Add tomatoes with their puree, bay leaf, salt and pepper to Dutch oven, heat to boiling over high heat.

Reduce heat to low, cover and simmer 15 minutes. Uncover Dutch oven and simmer sauce 20 minutes longer, stirring occasionally. Discard bay leaf.

• Each serving: About 25 calories, 1g total fat (0g saturated), 0mg cholesterol, 240mg sodium, 4g carbohydrate, 1g protein.

For thousands of triple-tested recipes, visit our website at www.goodhousekeeping.com/recipefinder/.

(c) 2013 Hearst Communications, Inc. All rights reserved

Donna’s Day: creative family fun

by Donna Erickson Homemade play clay sparks creativity When the older kids are off to school, whip up a batch of easy-to-prepare play clay for your preschoolers. It’s an inexpensive, time-tested homemade recipe you’ll want to try, especially on a rainy or snowy day when kids are cooped-up indoors.

Playing with clay is good for children, too, since the experience involves most of their senses. Exercising many of their developing skills, they feel the texture, see the colors and observe how they change when shaped.

Whether they roll the clay out, shape it or squish and squeeze it, imaginations will soar when their creativity leads the way in open-ended play.

Once you’ve made a batch or two in different colors, your preschoolers and their friends will be eager to get their hands in the soft, fun-to-handle concoction.

When playtime is over, store in decorated recycled tins.

Here’s the stuff: 1 cup white flour 1/2 cup salt 1 cup water

1 tablespoon cream of tartar 2 tablespoons cooking oil Several drops of food coloring Here’s the fun: 1. An adult should combine all ingredients in a medium-size saucepan. Cook over medium heat, stirring constantly. After just 2-3 minutes, the mixture will pull away from the sides of the pan and form a ball.

Remove from the pan. Cool for a minute.

2. Knead the warm dough on a floured surface with your child until smooth.

Store in decorated recycled containers with snap lids or zipper-style plastic bags. I keep mine in the refrigerator between play. (c) 2013 Donna Erickson Distributed by King Features Synd.

Page 7 • Fulton-Montgomery DollarSaver • March 2013

Home,, Family,, Friendss & You

March 2013 • Fulton-Montgomery DollarSaver • Page 8

This entitles the Bearer & Family

To a FREE Easter Pan c ake Breakfast

March 31, 2013 • 9am - 10:30am

Johnstown Church of the Nazarene

3316 St. Rt. 29, Johnstown, NY - plus Easter Egg Hunt @ 12:30pm

Happy Easter

All New Ladies Accessories for Spring

Good Earth

Decorative Accents you won’t find just anywhere!

Middleburgh Trading Post A visual experience Present This Ad & Receive 10% OFF

DOLLS - ANTIQUES ESTATE - JEWELRY TOOLS - TOYS CARVED BEARS Open: Friday,

2084 2084 SR SR 145 145 POB POB 111 111 MIDDLEBURGH, MIDDLEBURGH, NY NY 12122 12122

Albany’s Most Unique Gift Shoppe & Florist Garden & Porch Decor Twig & Berry Wreaths for Spring Potted Plants Bulb Gardens Country & Primitive Home Decor Cut Flowers Spring Bouquets Chocolate Bunnies Gourmet Truffles

518-827-4700 518-827-4700 solar@midtel.net solar@midtel.net www.Middleburgh.com www.Middleburgh.com www.dollsale.com www.dollsale.com

Saturday, Sunday, Monday 11am-5pm

Be sure and check out our website.

WE DELIVER! • Shipping Available!

2080 Western Ave., Rte. 20 518-452-0920 Hamilton Square (The 20 Mall) Guilderland (2 mi. west of Crossgates Mall)

www.atouchofcountryflorist.com “We really are worth the trip!”

Page 9 • Fulton-Montgomery DollarSaver • March 2013

Cel e EASbrate withTER u s

ner Full Din u n New Me

Under New Management

653 Western Turnpike / Route 20 Princetown, NY 12056 518-356-3003

Easter Dinner Buffet Adults - $22.99 Children (7-16) $13.99 6 & under free

Grandma Millie’s Bakery

We Make Easter Sweet & Delicious

Call to order your favorite treats • Bunny, Egg and Cross Shaped Cakes and Cookies • Easter Egg Breads • “Peeps” Cupcakes and Cookies • Ham and Ricotta Easter Pies

Two “Culinary Institute of America” Graduate Pastry Chefs to assist you

• Our Famous Carrot Cake

Serving Breakfast on Easter Sunday!!

8am - 1pm At the Scenic Fulton County Airport 160 County Highway 153, Johnstown, NY • 518-762-7788 Open: Tues-Fri 8am-4pm; Sat & Sun 8am-1pm and by appt. grandmamilliesbakery@gmail.com

March 2013 • Fulton-Montgomery DollarSaver • Page 10

T he e Tire e Shop A Multi Line Dealer

• NEW & USED TIRES • TIRE REPAIR • AUTO ACCESSORIES • ON THE FARM TIRE SERVICE • CUSTOM WHEELS • OIL CHANGES

Rose’s Main Street Auto & Tire HAS RELOCATED TO

11338 8 Western n Turnpike Esperance,, NY Y 12066

155 Erie Blvd., Canajoharie, NY OPEN: Mon. - Sat. 8-5 www.thetireshop.biz

518-673-5399

Best Quality • Best Service • Best Price

Due to Fire Damage

“We e Are e Open n Forr Business” THANK YOU FOR YOUR SUPPORT

518-868-9780 • 11338 Western Turnpike

Computer Repair & Upgrades 1550 Altamont Ave., Rotterdam, NY 12303

New & Refurbished Laptop

Computer Diagnostic

After The Sale It’s The Service That Counts Specializing In Wheelchairs - Scooters - Lift Chairs Sales - Service - Rentals Power - Manual - New - Used All Makes - All Models

Repairs-R-Us Full Repair Shop On Premise Same Day Service In Most Cases Pick-up - Delivery Available - Factory Authorized

Desktop

FREE

Wheel-Care Inc.

Virus Removal Specialists

SERVICES In Home & Commercial • Computer Repair • Computer Upgrades • Computer Consulting • Custom Built Computers

518-356-3800 10% Off Instore Repair • See Store For Details

Family Owned & Operated Since 1985 P.O. Box 386, 2555 Western Ave. 456-6719 Guilderland, NY

2013 Special $ 200 Off MSRP

LINERS/PUMPS/FILTERS WEEKLY SERVICE AND MUCH MORE

(518) 895-5368 (518) 598-4514 548 THOUSAND ACRES RD DELANSON, NY 12053

PROUD MEMBER OF THE “BBB”

HILLTOWN POOL SERVICE “YOU JUST SWIM AND WE’LL DO THE REST”

PO Box 6 ~ 7608 Western Turnpike, Duanesburg, NY 12056

518-895-2983

A Large Multi-Dealer Center January-February closed Tues. & Wed. • March-December closed Wed. Accepting Visa MasterCard and Discover

HOURS: Dailyy 10AM M - 5PM

Violins, Violas, Cellos Violoncellos Bows and Accessories

by MARCHITTO

Our latest addition

Nothing but strings...

Since 1976

Frank J. Marchitto, owner

~ Speciall Onn ~

All Violins, Violas, Cellos, Cases & Accessories Two Locations to Better Serve You 511 South Avenue Schenectady, NY 12305 (518) 370-0832 (primary shop) www.aviolinshop.com

Hours by Appointment 5 Fruitwood Drive Burnt Hills, NY 12027

(518) 256-1961 email: avscheech560@yahoo.com

LETT US S DESIGN N AND D PRINTT YOUR R OWN N BROCHURE E OR R FORMS 4 to 48 Page Tabloids on Newsprint or Offset Paper • Spot Color and Process 4 Color Available 8 1/2 x 11 or 11 x 17 Single Sheets Printed One or Two Sides, Spot Color, Variety of Paper Colors and Weights and Folding is Available In Quantities from 5,000 to 100,000 We can work from your layout or provide a custom designed piece for you.

Let Us Take Out The Headache . . .

Let Us Take Out The Red Tape . . .

Let our expert and professional graphic department create the image you are looking for in all of your business forms, brochures, handouts, newsletters, payroll stuffers, invoice stuffers etc.

No more jumping from the printers to the mail room. No more cutting checks to several out-sourcers to complete one job.

Fast Turn Around On All Your Commercial Print Jobs.

Our fast and professional service will keep you on target.

No more missed deadlines, no more coordination problems.

Let our professionals get the job done...ON TIME!

We offer complete mailing services and mail processing including labeling, inserting and folding!

And All Without Breaking Your Wallet . . .

Call us for an estimate on your next job!!

LeePublications PublicationsJobJob Printing Depart.

1-800-218-5586 1-800-218-558 6 ext.. 1066 Lee Printing Depart.

PO Box 121, 121, 6113 NY13428 13428 PO Box 6113St. St.Hwy. Hwy.5,5,Palatine Palatine Bridge, Bridge, NY 518-673-3237 •• 1-800-218-5586 1-800-218-5586 •• Fax: Fax: 518-673-2381 518-673-2699 518-673-0106

Page 11 • Fulton-Montgomery DollarSaver • March 2013

INGROUND AND ABOVE GROUND POOLS

March 2013 • Fulton-Montgomery DollarSaver • Page 12

DollarSaver

Number / Classification 20 Air Compressors 25 Air Tools 35 Announcements 40 Antique Tractors 45 Antiques 55 Appraisal Services 75 ATV 80 Auctions 110 Bedding Plants 120 Bees-Beekeeping 130 Bird Control 155 Building Materials/ Supplies 157 Building Repair 160 Buildings For Sale 165 Business Opportunities 170 Butchering Supplies 175 Cars, Trucks, Trailers 180 Catalogs 190 Chain Saws 195 Cheesemaking Supplies 200 Chippers 205 Christmas 210 Christmas Trees 215 Collectibles 235 Computers 265 Construction Equipment For Rent 270 Construction Equipment For Sale 275 Construction Machinery Wanted 277 Construction Services 280 Construction Supplies 325 Custom Butchering 330 Custom Services 360 Deer-Butchering & Hides 370 Dogs 410 Electrical 415 Employment Wanted 417 Energy 440 Farm Machinery For Sale 445 Farm Machinery Wanted 447 Farm Market Items 460 Fencing 470 Financial Services 480 Fish 490 For Rent or Lease 500 For Sale 505 Forklifts 510 Fresh Produce, Nursery 525 Fruits & Berries 530 Garden Supplies 535 Generators 575 Greenhouse Supplies 580 Groundcover 585 Guns 600 Health Care/Products 605 Heating 610 Help Wanted 700 Lawn & Garden 760 Lumber & Wood Products 790 Maple Syrup Supplies 805 Miscellaneous 810 Mobile Homes 815 Motorcycles 820 Nurseries 840 Nursery Supplies 855 Orchard Supplies 910 Plants 950 Real Estate For Sale 955 Real Estate Wanted 960 RVs & Motor Homes 975 Rentals 1040 Services Offered 1075 Snowblowers 1080 Snowmobiles 1130 Tractors 1135 Tractors, Parts & Repair 1140 Trailers 1155 Tree Moving Services 1165 Trees 1170 Truck Parts & Equipment 1180 Trucks 1190 Vegetable 1200 Veterinary 1205 Wanted 3000 Furniture

Announcements

Announcements

PO Box 121, 6113 State Hwy. 5 Palatine Bridge, NY 13428 800-836-2888 • Fax: 518-673-2381

classified@leepub.com

Catering

Catering

APRIL ISSUE

A

ADVERTISING DEADLINE Thursday, March 21st For as little as $6.00 - place a classified ad in

Dollar$aver

Call Peg at 1-800-836-2888 or email classified@leepub.com Announcements

Business Opportunities

# # # # #

Fastrack Distributors Wanted for the #1 equine *Probiotic for dairy, swine, horses, cattle.

315-985-5951

ADVERTISERS Get the best response from your advertisements by including the condition, age, price and best calling hours.

Also we always recommend insertion for at least 2 times for maximum benefits. Call Peg at 1-800-836-2888 or call 518-673-0111 CHECK YOUR AD - ADVERTISERS should check their ads on the first week of insertion. Lee Publications, Inc. shall not be liable for typographical, or errors in publication except to the extent of the cost of the first weeks insertion of the ad, and shall also not be liable for damages due to failure to publish an ad.

Adjustment for errors is limited to the cost of that portion of the ad wherein the error occurred.

Report any errors to 800-836-2888 or 518-673-0111 NEED BUSINESS CARDS? Full color glossy, heavy stock.

250 ($45.00); 500 ($60.00); 1,000 ($75.00). Call your sales representative or or Lee Publications 800-218-5586 and ask for Beth or 518-6730101 bsnyder@leepub.com YARD SIGNS: Full color with stakes, double sided. Stakes included. Starting at $15.00 each. Call your sales representative or Beth at Lee Publications 518-673-0101 or bsnyder@leepub.com. Please allow 7 to 10 business days when ordering.

Automotive

Minneapolis based Company expanding across the nation.

We need Sales Reps with excellent opportunity to move up into sales management.

Excellent commissions. We train. Ag or construction experience a plus. 315-985-5951

Collectibles

Fencing

RECORDS WANTED: We’ll buy your old records from 1930- 1970. 45’s, 78’s, Albums, Rock-N-Roll, Blues, R&B, Country, etc. Call Pete 518-673-2384.

LOCUST POSTS, POLES, Split Rails, 6x6’s, 4x4’s, other hardwood boards and planks, custom cut. Also lots, land cleared, woodlots wanted.

518-883-8284.

Clothing

Clothing

L

Located at 513 West Main Street, Cobleskill, NY 12043 New and Gently Used Items!

Clothing, Shoes, Housewares, Children’s and Furniture.

Come and Spring into Savings for our March Sale!

Buy One Item & Receive 25% Off The Second Item of equal or lesser value.

K

2002 FORD Ranger 3.0L 6cyl. auto, 4x4, 107,000, $2,800.

Serious inquiries only. 518322-8219

FOR SALE: 2007 GMC 2500 HD extra cab, 4 door Duramax & Allison 72,000 miles, $20,000; 1994 F-250 2 WD super cab, 8’ box, good shape, $1,600. 518568-7628 MAGNETIC SIGNS For trucks and cars. Call your sales representative or Beth at Lee Publications 518-673-0101 or bsnyder@leepub.com

Give Us A

Call Today At

800-836-2888 To Place Your

Hours: Tuesday-Saturday 10am-5pm We can receive donations any time during our normal business hours.

518-823-4373

Computers

It’s easy & economical to add a picture to your ad!

CUFFE COMPUTERS offers affordable repairs and upgrades as well as custom built systems. 518-993-4833.

Consignment

Consignment

Kids Essential Consignment Shop GRAND G OPENIN

Open: Monday-Friday 8:00 AM to 8:00 PM Saturday & Sunday 8:00 AM Until...

447 McClellan Street Schenectady, NY 12304 (518) 847-4307 kidsessential1@gmail.com

• Infant to Teen Clothing • Toys • Accessories • ....And More

Mention This Ad & Receive 10% Off

Classified Ad!

Custom Services

Call 800-836-2888 to place your classified ad.

Automotive

DAMIN FARM

Electrical

Warren’s Auto Body Foreign and Domestic Complete Collision Service Flatbed Service

(518) 355-1921 773 Western Turnpike • Duanesburg, NY 12056-3801

a Thousand

Brandi’s Boutique-Thrift Shop

Cars, Trucks, Trailers

1998 FORD EXPLORER Sport 4x4, 183k, $1,500/OBO. 518-231-1951

is

518-210-4923

Home Raised BEEF APPLE CIDER Frozen SWEET CORN 5 Kinds of SAUERKRAUT

Jams - Jellies - Popcorn SNAP Benefit Cards Accepted 2 Miles West of St. Johnsville

518-568-2643

e p th Kee s On t h Lig

For Information Call

800-836-2888 Electrical

Apply The MSoAnVeEy Deregulated Rate To Your Current Gas & Electrical Bill Call Ref e Mak ey Othe er n 518-895-2183 rs Mo

Electronics

Electronics

BRANDYWINE VIDEO

classified@leepub.com

Hair Styling

Hair Styling

RACHAEL’s BITTERSWEET Hair Styling ~ Booth For Rent ~ 518-372-0548

518-381-6684

100 S. Brandywine

BUY & SELL Electronics

Sherrilyn , Stylist 518-339-1460 • 125 Mohawk Ave., Scotia 12302 Gold & Silver Flat Screen TV’s Appliances

Gaming Systems DVDs 4 for $9.99 Computers & Repair

Floral

Hair Styling

$

Gwynogy715@yahoo.com 10 0 OFF F Any y service e overr $20

277 Main St., Schoharie, NY

J.. LACYY SALON 518-295-8198

Men - Women - Children

Floral

UV V Free Y TANNING SPRAY

The Little Posy Place

Yourr Corrective Hairr Colorr Specialist

Florist and Gifts 281 Main Street, Ste. 2 Schoharie, NY 12157

haircttr@gmail.com

www.jlacyunisex.com HOURS:

518-868-1313

Tues. 9-5; Wed. & Thurs. 9-7; Fri 9-5; Sat. 9-3

thelittleposyplace@yahoo.com

“Like” us on Facebook For Rent or Lease

Generators

FOR RENT: Ground floor apt., St. Johnsville, 3 bedroom, living room, dining room, kitchen, completely remodeled, $609/month. Call 518568-5115

KATOLITE GENERATOR 40k trailer style and switch box, 1998 w/less than 50Hrs use, $3,900. 518-993-4786

FURNISHED ROOMS FOR RENT: Walking distance to downtown Canajoharie. Community kitchen, TV room, washer/dryer, off street parking, on-site management, newly renovated building, $85 to $125 per week. Chris 518227-7697

Guns SMITH & WESSON pistol, .38 caliber, Midnight Special Model 36. $500. 315-9416960.

Michael Marsello

See us on:

Owner

Hardware

A Unique Salon Experience

1716 Union Street, Schenectady, NY 12309

(518) 377-7853

Rachael’s

Bittersweet Hairstyling 2326 Broadway Schenectady, NY 12306

ST.JOHNSVILLE: One bedroom, $400.00 plus security; Two bedroom, 1st floor, $525.00 plus security. Both new appliances, wall to wall.

518-866-6827, 518-887-5520

518-372-0548

Call & Book Your Favorite Hair Stylist

10 Stylists Waiting to Serve You

For Sale

On Premises Nail & Spa Pedicure Technician

BURTON Snowboard $100; Pearl Snare drum with stand, $100. 518-568-7301.

Furniture

Furniture

We Buy & Sell • Consignments Welcome

HIDDEN TREASURES

1901 State St., Schenectady, NY 12304

518-982-5081 Mon.-Sat. 12-6pm Antiques • Furniture • Collectables • Jewelry • Home Decor

www.storeuphiddentreasures.com

WANT TO PLACE A CLASSIFIED AD? CALL: 800-836-2888

CLASSIFIED ADS GET RESULTS!

Call Our Toll Free Number 1-800-836-2888 Have Your Credit Card Ready

1-800-836-2888 To place a Classified Ad Hardware

Village Hardware (518) 702-4024 303 Main Street, Schoharie Come See Us for Your Winter Supplies Heating

Miscellaneous

PREMIUM GRADE ANTHRACITE Coal Nut, Pea or Rice. Franklin Brand.

WOOD PELLETS: Warm Front Brand by New England.

Wood Pellets: Premium Grade $219.00 per ton while supplies last. Benuel Fisher Auctions 518-568-2257

BUSINESS CARD MAGNETS only $75.00 for 250. Free Shipping. Call Beth at Lee Publications 518-673-0101 or bsnyder@leepub.com Please allow 7-10 business days for delivery

Loaders JOHN DEERE 740 loader, soft leveling, excellent condition, $6,000 ~ 518-857-9404

Miscellaneous BANNERS BANNERS BANNERS any size. Call your sales representative or Beth at Lee Publications 518-6730101 or bsnyder@leepub.com Please allow 7-10 working days to receive your banner after ordering.

SIGNS SIGNS SIGNS All Kinds. Corrugated Plastic Signs With Stakes. Call your sales representative or Beth at Lee Publications 518-6730101 or bsnyder@leepub.com Please allow 7-10 working days to receive your signs after ordering.

Motorcycle & ATV FOR SALE: 2000 LS Suzuki Savage, 11,000 miles, leather saddle bags, color green, excellent condition.

518-573-7468, 518-5732969. Or trade for 4 wheeler or snowmobile.

Page 13 • Fulton-Montgomery DollarSaver • March 2013

DollarSaver

PO Box 121, 6113 State Hwy. 5 Palatine Bridge, NY 13428 800-836-2888 • Fax: 518-673-2381

March 2013 • Fulton-Montgomery DollarSaver • Page 14

DollarSaver Monuments

Before

Monuments

Services Offered

PO Box 121, 6113 State Hwy. 5 Palatine Bridge, NY 13428 800-836-2888 • Fax: 518-673-2381

classified@leepub.com

Services Offered

Vacuum

Sales & Service

After

CLEANING SERVICE SPECIAL

Bottone Memorials, Inc.

Schenectady, NY 12304 • 518-346-0508 Music

518-382-0405

YOUR R ONE E STOP P SHOP FOR ALL YOUR PRINTING & SHIPPING NEEDS AND MUCH MORE...

281 Main St. Schoharie, NY

SHREK THE MUSICAL AUDITIONS The Glove Performing Arts Center is holding auditions for Shrek the Musical. Music by Jeanine Tesori, book and lyrics by David Lindsay-Abaire.

Shrek the Musical is based on the 2001 Dream Works Film Shrek and William Steig’s 1990 book Shrek!!!

Audition tryouts will be Sunday, March 24th @ 2PM and Monday, March 25th @ 6PM. Call backs will be Wednesday March 27th @ 6PM. Be prepared with a song and a reading.

We will be casting for the following parts. Shrek, Fiona, Donkey, Lord Farquaad, Dragon, Fairytale Creatures and Ensemble.The show dates for Shrek are July 19, 20, 25, 26, 27, 2013 @ 8PM and July 21 @ 2PM.

Glovee Performing g Artss Centerr 42 2 North h Main n Streett Gloversville,, New w York..

Additionall information n calll 518-773-8255 5 ext.. 21.

Motorcycles

Services Offered

# # # # #

CANVAS PRINTS: All sizes.

Mounted or Unmounted. Just bring in or send us your photo at Lee Publications. Call 518673-0101 bsnyder@leepub.com

FOR SALE: 2000 LS Suzuki Savage, 11,000 miles, leather saddle bags, color green, excellent condition. 518-5737468, 518-573-2969. Or trade for 4 wheeler or snowmobile.

Roofing

TED’S PAINTING: Residential and Commercial. Good winter prices. Also landlord discounts. Call Ted 315-4293253 WEDDING INVITATIONS printed and designed by Lee Publications: 100 (4.5x6) Invitations including envelopes with 100 RSVP postcards.

Only $150.00 +tax. We can also do smaller and larger amounts. Call for pricing and designs 518-673-0101, or bsnyder@leepub.com Also Save the Dates • Shower Invitations • Baby Announcements and more.

Roofing

Leaky Roof!

Chimney & Masonry Work!

Call John Relyea 518-258-6324 Free Estimates

1675 Broadway Schenectady, NY 12306

Magical Printing & Designs

Music

1986 HD 883 SPORTSTER, 33k miles, $2,500/OBO. 518231-1951

Vacuum

All Brand Cleaners & Sewing Center MOST MAJOR BRANDS www.abcvacsewny.com

Across from Schoharie County Building

Ph: (518) 872-3188 WWW.MAGICAL-PRINTING.COM

1203 State Street, Schenectady, NY 12304

518-377-8834

COPIES • FAX • OFFICE SUPPLIES • UPS • FEDEX

B Spring Special B

10% Off Sales & Service

JOE’S SERVICE STATION GAS

Full Service D iesel with Great Prices Propane Refilled Corner of Rt. 146 & Rt. 20 2594 Western Ave.

518-631-9738

Snowmobiles

4 Easy Ways to Place A DollarSaver Classified Ad 1. PHONE IT INJust give Peggy a

call at 1-800-836-2888

2003 SKI DOO, 800 race mod., 440 race chassis, asking 6k OBO. 518-365-9083, 518-673-2440

Television

MUST PRESENT COUPON

2.FAXForIT INyou MasterCard,Visa,American

Express or Discover customers.. Fil out the form attached completely and fax to Peggy at (518) 673-2381

Television

WUCB-TV41-Cobleskill 518-705-6477 ucb@nycap.rr.com

3.

MAIL IT IN Fil out the attached form, calculate the cost,enclose your check or credit card information and mail to: DollarSaver Classifieds PO Box 121, Palatine Bridge,NY 13428

$6.00

$6.15

$6.30

$6.45

$6.60

$6.75

$6.90

$7.05

$7.20

$7.35

$7.50

$7.65

$7.80

$7.95

$8.10

$8.25

$8.40

$8.55

$8.70

$8.85

Name:(Print)______________________________________________________ E-MAIL IT IN Address:_________________________________________________________ E-mail your ad to classified@leepub.com City:_____________________________________St.:_______Zip:___________ Phone:_____________________________Fax:__________________________ FOR BEST RESULTS, RUN Cell:_________________________E-mail:______________________________ I have enclosed a Check/Money Order YOUR AD FOR TWO ISSUES! Please charge my credit card: Cost for each Issue: American Express Discover Visa MasterCard $6.00 for the first 14 words, 15¢ each additional word.

Acct#:__________________________________________Exp.Date:_________ (Phone #’s count as one word) Signature:________________________________________Date:____________ # of issues to run______ Total Cost $________

4.

Ad ssified a l C a Placing Is Only Away l l a C e A Phon

8

8 8 2 6 3 800-8

(MM/YY)

Required w/Credit Card Payment Only

Page 15 • Fulton-Montgomery DollarSaver • March 2013

March 2013 • Fulton-Montgomery DollarSaver • Page 16

Why spend a fortune on repairing or replacing your roof? ...if we can RESTORE it instead with a superior Conklin® roofing system? Find out why a Guaranteed-Waterproof Conklin roofing system from Swarey Roofing is the BEST solution!

INTERIOR & EXTERIOR SPRAY FOAM WATERPROOF your roof with QUALITY THAT LASTS! • Me tal • R ubber • Foam • EPDM • Ply • Built-U p • TPO • PVC • Mod Bit • New, Re-Roofing & Repairs • Metal & Flat Roofs • Commercial & Industrial • Trained & Certified • Owner/Applicator On Site • Energy Efficiency • Sustainability • Unparalleled Warranties • Solutions Driven • Competitive Prices

SPECIALIZING IN FLAT ROOFS

•Dependable

•Durable

With almost 3 billion square feet applied, Conklin roofs have a proven record! Some of our Conklin roofs include up to a 20-year, non-prorated WATERPROOF warranty!

A seamless Conklin roofing system completely waterproofs your existing roof including all the seams, splices, fasteners and penetrations; And that’s how we STOP THE LEAKS guaranteed; where they most often occur!

A well-established Midwest company is seeking highly motivated independent contractors Contractors, Skilled Tradesmen, in every state to restore Commercial, Self-Motivated Persons & those tired Industrial and Ag roofs. Construction, of construction related stress, “headaches” framing or roofing experience is a plus, but and low profits... is NOT required. Individual must be honest, We Are dedicated & looking to become seriously PROFITABLE! Usually a full time business Offering REAL benefits: but could be a 2nd income stream. Train •2 or 3-man crew •Solid, manufacturerNOW for the best opportunity! backed warranties •Minimal start-up Call Sam Swarey costs •Factory training •Product discounts • 30% - 40% profit margins.

315-868-8207

IMPORTANT NOTICE FOR:

EXPANDING!

It PAY$ BEST to work with THE BEST!

526 Hard Scrabble Road Little Falls, NY 13365

•Energy Efficient With up to 85% of UV rays reflected, many building owners find their new roof pays for itself in energy and utility savings alone, in just a few years. Now that’s efficiency!

•Sustainable Extends the life of your roof and also eliminates future roof tear offs! Simply re-new the superior protection of your Conklin roof with a recoat, once it’s needed (many years down the road)!

•Saves Money It costs less to RESTORE your existing roof than to replace it. Since you don’t tear off your old roof, there are no disposal costs and your building’s contents are never exposed to the elements! Plus most repairs are deductible as a maintenance expense!

Call Sam Swarey at:

315-868-8207

Supplement to the Original Valley Pennysaver, the Family Pennysaver and the DollarSaver Produced by Lee Publications • 6113 St. Hwy. 5 • Palatine Bridge, NY 13428 • 518-673-3237 • 800-218-5586 • www.leepub.com

Located on Route 5 • Nelliston (Between the light & Fuccillo)

518-993-4227 or 993-3656

2009 CHEVY HD2500 4DR 4X4

21,500

73,000 Miles, Real Work $$ Truck, Allison Trans

2005 FORD MUSTANG

2005 NISSAN ALTIMA 4DR

2012 DODGE AVENGER 4DR

13,895

4 Cyl., Front Wheel Drive, $$ 28,000 Miles

11,595

$$

1998 Harley Davidson FLSTS Springer Fully Chromed Up 24,000 Miles

14,500

$

8,995

$$

V6, 46,000 Miles, Heated Leather, Remote Car Starter, Mint Cond., One Owner

2011 NISSAN SENTRA 4DR 4 Cyl., 30,000 Miles (34 MPG)

6,595

$$

V6, Auto, 117,000 Miles

2003 SATURN LW WAGON 80,000 Miles

2008 2002 2002 2003

3,995

$$

2012 FORD TAURUS LIMITED

18,995

V6, Heated Leather, $$ Fully Loaded, 36,000 Miles

2005 FORD FREESTYLE 4DR

6,595

V6, 7 Pass., Front Wheel $$ Drive, 129,000 Miles

2011 NISSAN VERSA 4DR

9,800

4 Cyl., Auto, 1.8L, $$ 34,000 Miles, Awesome Gas Saver

2011 MAZDA 3

11,995

$$

44,000 Miles

2009 DODGE GRAND CARAVAN

8,995

$$

Stow-N-Go, 7 Pass., 119,000 Miles

2003 CHEVY TRAILBLAZER 4X4

5,895

$$

4 Dr., V6, Auto, 120,000 Miles

We Also Have Many More Cars -N- Toys Dodge Avenger Dodge Neon Buick Rendezvous Dodge Durango

2004 Kia Sedona Van - 89,000 Miles 2003 Ford F250 XL Super Duty w/Dump Box

2000 Indian Chief Motorcycle Red & Black, SS Motor, 1340CC, 4,000 Miles

15,895

$

All Prices Are Clean Deal.

Hours: Monday Thru Friday 8-5 or By Special Appt.

Our Repairs Facility Offers . . .

# NY State Inspections, Brake, Exhaust, Tune-Up • Everything from Motor Jobs to Auto Detailing # We have many lenders to choose from • Use your tax refund as a down payment, we accept them all Tires Come with FREE Mount & Balance

Page 1 • AUTO -N- TRUCK • February 23, 2013

Your n w o t e Hom

February 23, 2013 • AUTO -N- TRUCK • Page 2

Toyota Complimentary Maintenance

24 Month/ 25,000 Miles with purchase or lease of new vehicle

The beginning of racing season is the perfect time of the year to “start your engine” and make sure your ignition system is working properly. Addressing problems that may lead to ignition system failure is essential for dependable vehicle operation so you won’t be left stranded at the starting line, says the Car Care Council.

“Many systems on your car work together to keep

you on the go, and the most important is the ignition system,” said Rich White, executive director, Car Care Council. “Symptoms of ignition problems include dimming of headlights and interior lights, illuminated ‘Check Engine’ and/or battery lights and failure of accessories to operate. It’s a good idea to look into these symptoms immediately to prevent ignition failure from bringing your

car to a complete stop.”

Driving habits such as frequent engine on/off cycles cause more wear on the starter than a simple trip back and forth to work. Other factors, including driving and weather conditions, mileage, vehicle age and excessive electrical draws like in-vehicle entertainment systems, can impact the ignition system as well. Since the fuel injection system and car

battery are linked to the ignition system, a problem can be difficult to diagnose because it may be caused by one of many factors, such as a dead car battery, faulty ignition switch, worn out spark plugs, bad fuel injectors, ignition coil problems, fuel pump failure or starter motor failure.

“It’s a good idea to include an ignition system check-up to your vehicle maintenance schedule,”

(NAPSA) — Selling your car yourself may be easier — and more financially rewarding — than you realize. Here are some tips: • Come clean. Start by throwing away all trash and removing all personal items from the vehicle.

Some believe that having the car detailed before you list it is an investment that can pay off at sale time.

2006 CHRYSLER Sebring Touring, silver, 72k, V-6, auto, AC, CD, full power.

SALE: $8,995. John C. Miller, Inc. 518-762-7124 1999 MERCURY Grand Marquis LS, green, 92k, auto, leather, alloys, half vinyl top, nice car. SALE: $5,495. John C. Miller, Inc. 5 1 8 - 7 6 2 - 7 1 2 4 www.johncmiller.com 2007 HARLEY DAVIDSON 1200 XL Custom Vance & Hines Pipes, Vance & Hines Fuel Pak, Stage 1 EFI Kit, Black, 8,500 Miles, $7,500.

Excellent Condition! 518378-3279 2010 MERCURY Milan Premier, blue, 23k, 4cyl., auto, leather, full power. Great on gas!!

SALE: $17,995.

John C. Miller, Inc. 5187 6 2 - 7 1 2 4 www.johncmiller.com FOR SALE: 2000 LS Suzuki Savage, 11,000 miles, leather saddle bags, color green, excellent condition.

518-573-7468, 518-5732969. Or trade for 4 wheeler or snowmobile.

terval schedules, questions to ask a technician and tips to drive smart and save money.

The Car Care Council is the source of information for the “Be Car Care Aware” consumer education campaign promoting the benefits of regular vehicle care, maintenance and repair to consumers.

For a copy of the council’s Car Care Guide or for more information, visit www.carcare.org.

Getting the right price when you sell your car

Setting the right price for your car is key. Set it too high, you waste time — too low and you lose money.

2009 CHRYSLER PT Cruiser, black, 46k, 4cyl., auto, full power. SALE: $9,495. John C. Miller Inc. 518-762-7124 www.johncmiller.com

said White. “Having your ignition system checked regularly will ensure that you always reach the finish line.”

To help motorists follow a vehicle maintenance program, a free digital Car Care Guide can be found on the council’s website at www.car car e.org/car care-guide. The guide is available in English and Spanish, and includes information on service in-

USED TIRE SALE: Huge Inventory, mounting & balancing FREE. No appointment necessary! Save money call Auto World, 534 North Perry Street, Johnstown 12095 518-762-7555 ATV TRAILERS by Bosski Industries first automatic “Dump Assist” trailers GVWR 800lbs.+ 1600lbs. models available. Come check them out at North Creek Auto 315-866-3698 Need a new car? Get 0% financing at Sampson Motor Car where everyone is approved! 261 East Main Street Amsterdam. 518-8487359 2009 HONDA Civic LX, maroon, 29k, 4cyl., auto, 4door, AC, CD, full power.

Great on Gas!! SALE: $15,995. John C. Miller, Inc. 518-762-7124 2005 CHEVY Cobalt LS, blue, 68k, 4cyl., auto, AC, CD, Great on Gas!! SALE: $8,495. John C. Miller, Inc. 5 1 8 - 7 6 2 - 7 1 2 4 www.johncmiller.com 2006 SUBARU Baha Sport, silver, 52k, 4cyl., auto, moonroof, leather trim, full power, all wheel drive.

SALE: $17,995. John C. Miller, Inc. 518-762-7124

• Check it out. Have a trusted mechanic inspect your car. The mechanic’s analysis and feedback can help you develop a negotiating strategy, particularly if there are parts of the car in need of repair.

• The right price. Setting the right price for your car is key. Set it too high and you waste time — too low and you lose

money. Fortunately, you can refer to the Kelly Blue Book to determine the car’s value.

Sellers can also purchase the Carfax Unlimited For Sale By Owner package. It provides interested buyers with the detailed Carfax history of your vehicle.

To learn more, visit www.carfax.com.

MAGNETIC SIGNS for trucks and cars. Call Beth at Lee Publications 518-6730101 bsnyder@leepub.com Free Shipping

State Rte. 7, Cobleskill • 518-234-0150

2002 BUICK RENDEZVOUS SUV. Good condition, heated leather seats, AWD, new tires. $4,600. 315-8679150.

We Have The Recreational Vehicle You Want!

2002 FORD Ranger 3.0L 6cyl. auto, 4x4, 107,000, $2,800. Serious inquiries only. 518-322-8219 2002 FORD Ranger 3.0L 6cyl. auto, 4x4, 107,000, $2,800. Serious inquiries only. 518-322-8219 FOR SALE: Larson Boat and Trailer (newer trailer), boat motor needs work, $1,000. 518-661-5914 2007 JEEP Liberty Lmtd 4x4, red, 50k, V-6, auto, leather, moonroof. SALE: $15,995. John C. Miller, Inc. 518-762-7124 www.johncmiller.com 2005 FORD Focus 2x4, tan, 71K, 4 cyl., auto, full power.

Great on gas!! SALE: $7,995. John C. Miller, Inc. 5 1 8 - 7 6 2 - 7 1 2 4 www.johncmiller.com

SALES & SERVICE PARTS - ACCESSORIES - CLOTHING

Page 3 • AUTO -N- TRUCK • February 23, 2013

Ladies and gentlemen, start your engines

February 23, 2013 • AUTO -N- TRUCK • Page 6

DOLLARSAVER (518) 673-0129 • Fax: (518) 673-2699

4 DISTRIBUTION COVERAGE AREAS “Serving the Area since 1968”

JOHN’S MODELING BUILDING & RE ows Masonry • Additions • Garages • Decks • Porches

• Shingle • Flat • Slate • Chimneys

• Hardscaping • Landscaping Grills & Kitchens Pits • Outdoor • Fireplaces & to Installation” From Design tony.com “We Do It All,

Wind

Carpentry

Roofing

nt By Design”

“We’re Differe

FULTON -

r Desktop repai • Laptop and Macs s Including • All Brand val • Virus Remo

Fully Insured

30, 4708 St. Hwy. Amsterdam 842-3500

• Replacement Windows • Doors • Siding

JOHN SLACHTOVSKY

Cell 573-7160

• Brick • Stone • Concrete • Repairs

Office 843-4567

ew location!! ur ne ut ou Checck ou NY 12043 ) St., Cobleskill,

Park Theater 573 Main & a block from Catnap Books DATA.COM (Across from ALL@C-COM 66

September

13-42 Phone: 518-2

y Edition Fulton-Montgomer scap www.land

edep

dwell in your those who ing you. ~ Blessed are are ever prais house; they Psalm 84:4

DOLLARSAVER , INC. ORTS ET SPpor TARG tsguns.com www.targets HIBACHI EXPRESS

MONTGOMERY

mpson St., 3361 S. Tho NY 12306 Rotterdam,

ff 10% O chase Total Pur

Hours:

• 518-355-8923

We Offer: Teriyaki • Sushi Thai Food Chinese Food Noodle Soup

$

h pur Coupon wit Rifle or of any New der Muzzle Loa se of with purcha New Optics

m Y - $10 Minimu FREE DELIVER 12 Noon-10pm

-10pm; Fri. Mon.-Thurs. 11am

•

f 50 Of chase

; Sun.

& Sat. 11am-11pm

nectady,, NY 2 State St.,, Sche 1 1/2 1481 9929

8 / 518-388-868

s rt y Tray We Doily-OPa wned & Operated

“Serving the Area since 1968”

Carpentry

Roofing

• Shingle • Flat • Slate • Chimneys

• Additions • Garages • Decks • Porches

Cell 573-7160

Wind

• Replacement Windows • Doors • Siding

JOHN SLACHTOVSKY

t Cheese 12 Cut

Roofing

8

Carpentry

• Additions • Garages • Decks • Porches

Trays Part y ated We Do Oper amily-Ownedd & F

www.targets

mpson St., 3361 S. Tho , NY 12306 Rotterdam

• 518-355-8923

$

00 m 843-30 e., Amsterda

h purchase Coupon wit Rifle or of any New der Muzzle Loa se of with purcha New Optics

254 Forest Av

heese 12 Cut C

$

899

We Offer: shi Teriyaki • Su Thai Food Chinese Food Noodle Soup

YFREE DELIVER

$10 Minimum

-11pm; Sun. 12

; Fri. & Sat. 11am

Noon-10pm

nectady,, NY 2 State St.,, Sche 1 1/2 1481 9929

8 /

518-388-868

Maso

Windows

• Replacement Windows • Doors • Siding

• Brick • Stone • Concrete • Repairs

Office 843-4567

CAL E MECHANI ACCURAT Remodeling ation Repair & Home Restor

BATHS, ITCHENS, PLUMBING, K OORS, WINDOWS, D CARPENTRY, METAL ROOFS INSULATION, MOBILE HOMES ALSO SERVING HOME REPAIR M OBILE

(518)

701 - 3608

September

dwell in your those who ing you. ~ Blessed are are ever prais house; they Psalm 84:4

DOLLARSSPAORVTSE, INRC.

CAL E MECHANI ACCURAT Remodeling ation Repair & Home Restor

ic Electractor ision rical Prectered Contr Elect

r Desktop repai • Laptop and Macs s Including • All Brand val • Virus Remo

Regis

ruction New/Old Const s • Mobile Home Service Upgrades • Commercial Pools • Residential ency Service Log Cabins • Emerg ator Systems Emergency Gener

ew location!! ur ne ut ou Checck ou NY 12043 St., Cobleskill, from Park Theater) 573 Main & a block

BATHS, ITCHENS, PLUMBING, K OORS, INDOWS, D CARPENTRY, W METAL ROOFS INSULATION, HOMES G MOBILE ALSO SERVIN E REPAIR M BILE HOM O

(518)

701 - 3608

ember arie Edition Sept oh ch -S dy ta ec en ch -S Albany Off Recieve 10% with this ad

767 518-82er7-6 Electrician illian • Mast

Catnap Books (Across from

13-4266 Phone: 518-2

DATA.COM ALL@C-COM

Michael R. MacM

DOLLARSAVER

ET portsguns.com TARG www.targets

house; dwell in your those who ~ Psalm 84:4 Blessed are praising you.

they are ever

mpson St., 3361 S. Tho NY 12306 Rotterdam,

• 518-355-8923

$

•

50 Offse

h purcha Coupon wit Rifle or of any New der Muzzle Loa se of with purcha New Optics

Total Pur

We Offer: shi Teriyaki • Su Thai Food ood F Chinese Noodle Soup

m Y - $10 Minimu FREE DELIVER 12 Noon-10pm ; Sun.

Sat. 11am-11pm

; Fri. & s. 11am-10pm nectady,, NY 2 State St.,, Sche 1 1/2 1481 9929

Hours: Mon.-Thur

8 518-388-868

/

ALBANY -

SCHENECTADY SCHOHARIE

, INC. ORTS ET SPpor TARG tsguns.com www.targets HIBACHI EXPRESS

HIBACHI EXPRESS

ff 10% O chase

AMSTERDAM

•

50 Off

s. 11am-10pm

JOHN SLACHTOVSKY

Cell 573-7160

Saratoga Edition scap www.land

SARATOGA

.com edeptony

• Shingle • Flat • Slate • Chimneys

dwell in those who Blessed are they are ever your house; . ~ Psalm 84:4 praising you

www.land

, INC. ORTS TARGET SPpor tsguns.com

Total Pur

“Serving the Area since 1968”

nt By Design”

September

13-42 Phone: 518-2

DOLLARSAVER

Hours: Mon.-Thur

JOHN’S MODELING nry BUILDING & RE

“We’re Differe • Hardscaping • Landscaping Grills & Kitchens Pits • Outdoor • Fireplaces & to Installation” From Design “We Do It All,

Office 843-4567

ff 10% O chase 99

Fully Insured

30, 4708 St. Hwy. Amsterdam 842-3500

ew location!! ur ne ut ou Checck ou NY 12043

St., Cobleskill, from Park Theater) 573 Main & a block Catnap Books DATA.COM (Across from ALL@C-COM 66

• Hardscaping ens • Landscaping Grills & Kitch Pits • Outdoor • Fireplaces & to Installation” From Design “We Do It All, scapedeptony.com

• Brick • Stone • Concrete • Repairs

HIBACHI EXPRESS

00 m 843-30 e., Amsterda $

r Desktop repai • Laptop and Macs s Including • All Brand val • Virus Remo

”

nt By Design

“We’re Differe

n Amsterdam Editio

Fam

254 Forest Av

30, 4708 St. Hwy. Amsterdam 842-3500

JOHN’S MODELING BUILDING & RE ows Masonry Fully Insured

mpson St., 3361 S. Tho NY 12306 Rotterdam,

ff 10% O chase Total Pur

We Offer: shi Teriyaki • Su Thai Food Chinese Food Noodle Soup

m Y - $10 Minimu FREE DELIVER 12 Noon-10pm ; Sun.

Sat. 11am-11pm

; Fri. & s. 11am-10pm nectady,, NY 2 State St.,, Sche 1 1/2 1481 9929

Hours: Mon.-Thur

• 518-355-8923

$

•

50 Offse

h purcha Coupon wit Rifle or of any New der Muzzle Loa se of with purcha New Optics

8 /

518-388-868

FEATURING THE BEST IN TABLOID NEWSPRINT Call John Snyder For More Information (518) 673-0129 or (518) 378-3279

(NAPSA) — Buying a used car is becoming an increasingly common practice. In fact, it’s estimated that just over three used cars are now purchased for every new one sold.

However, just because many people do it, doesn’t mean it’s easy to find the used car that’s right for you. Fortunately, doing a little homework before buying can keep a driver on the road to safety, savings and satisfaction.

To help, here are a few tips from the experts at AutoTrader.com and OnStar: • Consider purchasing a certified preowned vehicle: Certified preowned vehicles usually come with extended warranties and have been thoroughly inspected before being sold.

• Make sure the vehicle you’re considering is functional for everyone who will be traveling in it: If searching for a used family vehicle, bring the

whole family on an extended test-drive to make sure everyone is comfortable with the vehicle. If you have small children, make sure child safety seats fit and can easily be installed in the vehicle.

• Purchase a vehicle history report report and have the vehicle inspected by a qualified mechanic: By taking both of these actions, you will reduce the chance of unexpected issues later on down the road.

• Ask about promotion-

al programs: Many manufacturers offer specific incentives to purchase their used vehicles. For instance, buyers of used GM vehicles equipped with OnStar are eligible to receive a three-month free trial of its Directions & Connections package.

• Secure your financing in advance: Because used vehicle loans can vary when it comes to interest rates, visit a bank or credit union before making a final decision so you can be sure you’re receiv-

ing the best interest rate.

• Don’t negotiate price based on what you want your monthly payment to be: Monthly payments can always be lowered to fit your budget by extending the length of the loan.

Negotiations should be made based on the price of the car, rather than the monthly payment.

• The sale process continues past the acceptance of an offer: After both parties agree upon an appropriate price, dealers usually will offer

extra accessories and services you might not be interested in. Be sure to stand firm and make it clear that you are not interested in paying more than the previously agreed upon price.

For more information on OnStar, visit www.OnStar.com.

For more information on AutoTrader, visit www.AutoTrader.com.

Five must-haves for your new truck (BPT) — With a brand new truck decorating your driveway, you’ve probably got plenty of ideas of how you’re going to use it for towing a boat, transporting large and heavy loads and conquering rugged terrain.

Or maybe you just want to feel powerful while driving it down the road.

But before you get too comfortable, think about what could make your truck even better. What can you add that will help your truck last longer, handle more tasks and look even stronger? Here are the five must-haves for all new truck owners to add to their vehicle.

1. Mud flaps — This detail is both a decoration item — show some style with a powerful diamond plate pattern or cheer on your favorite sports team everywhere you drive — and a safety item. Mud flaps help prevent your truck from throwing moisture and rocks back at vehicles following you, and they also help to keep the back end of your truck cleaner — so other drivers can see you in inclement weather.

2. Protective bedliner coating — A spray-on truck bedliner will give the bed additional protection from corrosion and abrasions, resist damage from chemicals and water, and keep objects stored in the bed from slipping and sliding around during travels. With this protective coating, your truck bed will look good for years to come.

3. Tie-down equipment — What is a truck better for than transporting large and heavy objects? Equip your new truck with tie-down anchor points and straps or ropes so they’ll be handy whenever you need them. Be sure to attach the anchor points at strategic places in the bed or along the bed rails so you can secure both large and small loads.

4. Tool box — Just like the tie-down equipment, you never know when you’re going to need a tool while you’re out and about with your truck. Sometimes the tools are for the truck itself — lug nut wrench, jack, screw drivers, etc. — but a wide assortment of tools can come in handy for many other uses as well.

5. Cover — For better fuel mileage with your new truck, install a hard or roll-up cover over the bed to help give the truck better aerodynamics, and to help protect what’s stored in the bed from the elements.

Some covers are lockable, allowing you to securely store more valuable equipment as well.

With these five must-haves, your truck is now ready to handle any task you assign to it, with plenty of power.

Lease The New 2013

SXT Bonus Cash 1st Payment Security Fee Cash/Trade Equity #D5707, Blue

$

129

24 months @

2013 Dodge Grand Caravan SE w/Stow & Go Seating, 3 Zone A/C & Heat, 3.6 V6 - 6 Spd. Automatic, Blue, Stock #D5599, & Much More!

Was $24,585

Your Cost

$

21,335

or 60 months @ 0% Includes: $2,000 Customer Rebate $ 750 Conquest Rebate $ 500 Balloon Rebate

00

$750 $129 WAIVED! $2,999

$

3,128 Total Due At Signing

/mo.

2013 Dodge Dart SE

2013 Dodge Avenger SXT

4 Door, Stick Shift

4 Door, Silver, Stock #D5819

BRAND NEW

Why buy a used car?

Was $22,690 Your Cost

Your Cost

17,690

$

17,795

$

or 60 months @ 0%

NO STIPULATIONS! Pay Sales Tax & DMV Fees

Includes: $3,500 Customer Rebate $ 500 Balloon Rebate $ 1000 Lease Renewal Rebate

Last One - Demo Stock #D5547

2012 Ram Crew Cab 4 Dr. Dr. 4x4, Big Hor n Model Includes Dealer Installed Chrome Chrome Step Bars & Tonneau Cover

10,000 OFF!

$ $

New Was Was = $$42,710 Skinner Disc. = $$5,500 Customer Rebate = $$3,000 Nor theast Bonus Rate = $$1,500

Your Cost

32,710

$

good thru thru 3/04/13

Come See The All New Mileage Maker Pickup!

2013 Ram ST

Regular Cab, 4x2 8’ Box, 25 MPG Highway Features Features 3.6 V6 Engine w/8 Speed Automatic Trans.

Trans.

Your Cost

$

23,500

Includes $ $ 500 Customer Rebate Trade Assistance Rebate $1,000

Brand New Pickup!!!

Page 7 • AUTO -N- TRUCK • February 23, 2013

What you need to know when buying a used car

WHAT WE OFFER:

FACTORY-TRAINED CERTIFIED TECHNICIANS A WORLD-CERTIFIED TECHNICIAN AT FUCCILLO CHEVROLET (ONLY 600 OF THEM IN THE ENTIRE COUNTRY) STATE-OF-THE-ART FACILITIES A STAFF THAT IS COMMITTED TO YOUR SATISFACTION A SUBSTANTIAL PARTS INVENTORY TO LIMIT YOUR DOWNTIME

February 23, 2013 • AUTO -N- TRUCK • Page 8

• • • • •

Supplement to the Original Valley Pennysaver, the Family Pennysaver and the DollarSaver Produced by Lee Publications • 6113 St. Hwy. 5 • Palatine Bridge, NY 13428 • 518-673-3237 • 800-218-5586 • www.leepub.com

Kinship Properties Inc. St. Johnsville Branch

Dolgeville Branch

54 East Main Street, St. Johnsville NY 13452 • (518) 568-2776

10 E. State St., Dolgeville NY 13329 • (315) 429-9750

Sam Licari -Broker 518-568-2776

ED

C REDU

2 Locations To Serve You

Debbie Sicilia - Salesperson 518-495-5770

Bob Snell - Salesperson 518-321-9897

Heidi Mouyos - Salesperson 315-717-7269

GLOVERSVILLE Walnut Street Priced to Sell At $101,500

EPHRATAH Cty. Rte. 119 $249,000 Outstanding Chalet three story home.

125 acres with 2 garages. Double fieldstone fireplace, security system / total privacy.

Good hunting.

Call Debbie at 518-495-5770

Cathedral Ceiling & spacious living room/kitchen. Standard story, 2 bedroom, new construction, heavily insulated, double glass windows, 95% efficient furnace, full basement, large lot on a dead end street. Near Nathan Littauer Hospital.

Quiet neighborhood. Large closets, washer/dryer hook up in the bathroom.

Call Debbie 518-495-5770 or Jim Van Duesen 518-332-6769

PALATINE BRIDGE 127 Failing Hill Rd. $279,000 4 Family exceptional property, 4 living units, perfectly maintained.

Present operating income very good.

Owner financing available for qualified buyer. Only 5 minutes from Canajoharie exit of the thruway.

Call John Case 518-281-8008

SALISBURY 2114 State Rt. 29 $445,000 The Country Store & Apartment.

This gas station, convenience store, gift shop, ice cream parlor, restaurant and bar is a wellestablished neighborhood store with an active walk-in business, as well as a steady clientele.

Only provider in area with non-ethanol gas and total fuel sales that vary from 16,000-20,000 gallons per month. Newly built successful restaurant and bar. Property has a beautiful 2 bedroom apartment for the prospective buyer to live on premises or have as an additional income.

Great opportunity for a turn key investment. Price includes real estate and all fixtures.

SELLER FINANCING TO QUALIFIED BUYER. Call Heidi Mouyos 315-717-7269

John Case - Salesperson 518-281-8008

GLOVERSVILLE 482 West Fulton St. Ext. $159,000

CED

REDU

Well-kept split-level home. Has apartment upstairs for additional income if desired.

Could be opened up for more bedroom space. 12x12 shed, with above-ground pool, great tree fort playground, & lots of room with fenced-in backyard. Good quiet neighborhood, but yet minutes from city for stores, doctors & in small Hamlet of Meco.

FORT PLAIN 68 Hancock St $120,000 An excellent investment property!

This property is currently leased to an Auto Parts Dealer and a religious organization, with a positive cash flow. Excellent location, plenty of vehicle traffic, plenty of parking and good tenants.

Call Bob Snell for your appointment @ 518-321-9897

VISIT OUR WEBSITE AT www.kinshipproperties.com

Page 1 • REAL ESTATE GUIDE • February 23, 2013

R E A L E S TAT E G U I D E

February 23, 2013 • REAL ESTATE GUIDER • Page 2

Who is responsible for repairs during a home sale?

Many questions arise during the home-buying process. Buyers looking at homes that require a good deal of TLC may wonder who is responsible for the home's repairs, particularly if such repairs are needed to secure a certificate of occupancy. Depending on the situation, there is no clear-cut answer.

attorney to write clauses into the contract to protect their interests.

This allows the buyer to forfeit the sale and walk away from the contract should an issue arise.

The rules often change when buying a home that is a short sale or

There is no perfect home, and things that are acceptable to the current owner may not be acceptable to the buyer who is looking to become the next owner. The home-buying process is typically a careful cooperation between buyer and seller to find a middle ground. The buyer may have to make some concessions, as will the seller. Ultimately, it is this cooperation that often determines if the sale goes through or is terminated.

Buyers should know that, for a home that is not in foreclosure, there are some repairs that should ultimately be the responsibility of the seller. If these repairs are not made, a buyer should think strongly about walking away from the deal, according to Why6Percent.com, a real estate marketing site. Such repairs include:

Before any negotiations can begin regarding repairs, it is adviseable for a buyer to have an independent inspector come out and look over the home and property. Most real estate agents will suggest this be done as a first priority -- even before a contract is entered on the home. An inspection will unveil any potential problems in a home and indicate things that the buyer may not be aware of, including items that do not meet with code or could be unsafe. An inspector also may point out problems that could cause a mortgage lender to give pause. This may mean the lender will deem problems unsafe and refuse to fund the mortgage until repairs are made.

A copy of this inspection report should be sent to the home seller to review with his or her attorney and real estate agent. The buyer working with his own real estate attorney and agent can petition for certain repairs to be made. Many sellers will make such repairs to ensure the purchase goes through, or they will accept a lower purchase price to compensate for the needed repairs, which the buyer will then make. Buyers might want to hire a good real estate

in foreclosure. A home that is in distress is typically in this situation because the current owners cannot afford to pay their mortgage, and thusly, are not able to afford repairs. According to Think Glink, a money-management Web site, buyers may try to negotiate repairs with the seller, but they shouldn't assume that sellers (or lenders in the event of a bank-owned home) are responsible for the repairs.

Generally speaking, most short sales and foreclosures are sold "as is" and may even specify that repairs and requirements for the certificate of occupancy are the buyer's responsibility. A buyer also can ask to have the home price reduced to cover the repairs. But foreclosures are often already deeply discounted.

• lender-required repairs that could impact home safety • leaky pipes • water penetration issues, including a bad roof • unsafe decking or handrails • wet basements or crawl spaces • insecure foundations or obvious structural damage • poorly functioning sewer lines or septic system

Home buyers may be able to negotiate that sellers repair major structural issues, such as a leaky roof. If not, negotiate a lower sale price.

It is always adviseable for buyers to speak with a reliable real estate attorney and a trusted real estate agent to guide them through the process of buying a home. These people can help buyers navigate the important decisions that can affect the home they'll be living in for the next several years.

“...for the personal attention you deserve!”

LANA RUGGIERO, GRI, ASP 11 Forest St., Gloversville (518) 470-4738 www.ruggierorealtyllc.com • mruggier@nycap.rr.com

9 Beech St., Gloversville

Adirondack coziness in the heart of the city!

Spacious 2 bedroom and private yard.

Brand new siding, windows and roof.

Knotty pine interior with efficient pellet stove. $49,900

237 S. Kingsboro Ave., Gloversville

505 State Hwy 29A, Mayfield

273 Smith Rd., Broadalbin Great location, 3 bedroom / 2 bath ranch on 1.5 acres.

Very spacious eat in kitchen with bar, large living room with new pellet stove. $139,900

Modern raised ranch in perfect condition for the buyer who wants to just move in!

3 bedrooms, 2 baths, large family room, eat in kitchen, attached garage. Seller will pay first year taxes! $139,900 A one of a kind, exceptionally well maintained home with GEO Thermal heating & cooling system. Gorgeous new master suite includes tiled spa-like bath with heated floors, California closet.

Immaculate 4 car garage. $275,000

Men and women who have tried to sell a home are likely familiar with the phrase "curb appeal."

Curb appeal is similar to getting ready for a big date, only you're not dressing yourself up to make a strong first impression.

Instead, improving curb appeal involves dressing your home up in the hopes it makes a strong first impression on prospective buyers, many of whom will have a strong opinion about the property before they even get out of their cars to have a look around.

A home with strong curb appeal can entice buyers who are likely to believe that a home with a well-maintained exterior is likely to have an equally impressive interior.

Homeowners who want the process of selling their home to go smoothly can improve the property's curb appeal in a number of ways, many of which don't necessitate a substantial home improvement budget.

• Clean up. The most effective way to improve curb appeal is to clean up the property. Many

homeowners are savvy enough to remove toys and other items from the yard before showing a home, but cleaning up goes beyond removing clutter from the property. Make sure all hedges are trimmed and remove weeds, sticks and other debris from any flower beds.

Lay mulch in the flower beds and garden, as mulch prevents weed growth while helping the soil retain moisture, resulting in more attractive gardens to catch a buyer's eye.

• Get an "edge" on other sellers. Edging is another easy and effective way to improve curb appeal. Edge driveways, sidewalks and other walkways around the property, removing or trimming anything that is hanging over the driveway or walkways. If the boundary between your driveway and lawn is not distinct, consider installing edging materials such as stone or bricks. The edging can be level with the driveway or elevated, but keep in mind that elevated driveway edging can protect the lawn,

preventing kids from riding their bicycles onto the lawn or cars from driving onto it. Adding edging is not a very difficult doit-yourself project.

• Take to the trees. Many homeowners grow accustomed to overgrown trees around their property and may not notice that low-hanging, unsightly

Ensuring a home's primary entryway is welcoming and well-groomed is one way homeowners can improve curb appeal.

branches are hiding the home from view. Buyers want to see the house, so take to the trees and trim any branches that hang too low or obscure your home.

• Clean the gutters. Leaves and sticks hanging from the gutters are a red flag to buyers, who tend to associate clogged gutters with roof damage. Clean the gutters thoroughly before putting your home up for sale and keep them clean throughout the selling process.

If your property includes lots of trees, install guards to keep twigs and leaves out of the gutters.

• Make the home accessible through the front door. Many homeowners enter their home through a side door or through their garage. If you fall into this category, keep in mind that prospective buyers will be entering through the front door, so make this area accessible.

Clear any clutter, such as overgrown hedges, away from the front door, and consider upgrading the door handle to a

more modern feature. In addition, make sure the lock on the front door doesn't stick, forcing the realtor and buyers to immediately struggle before entering the home. You want buyers and their real estate agents to get in and out of the home as smoothly as possible.

• Make sure all plants, including flowers, are living.

Dehydrated or dead plants and flowers are eyesores, and they will give buyers the impression that you didn't pay much attention to your property. Make sure all plants are alive and thriving and replace those that aren't. You can replant new flowers or plants or just use potted plants instead. When purchasing new plants, choose low-maintenance varieties that appeal to buyers who want good vibrant plants but might not want to put in much work into the garden.

When selling a home, homeowners can employ a number of tactics to improve their home's curb appeal.

#3140 - Buy a Job! - Auto Repair & Sales Equipped shop in Dolgeville on Busy Street.

Owner retiring, and most of the equipment stays. Space for 6+ cars, lift, waste oil furnace, nice office . . . . . . . . . . . . . . . . . . . .$145,000 #3139 - Dolgeville - Renovated Village Home - 3 bedroom, 1.5 baths, Interior has been redone, windows, carpets, furnace, kitchen, bathrooms, bargain price . . . . . . . . . .$32,000 #3130 - Linter Road, St. Johnsville - Cozy 2 bedroom cottage on 1/2 acre near Beardslee Lake. Needs some finishing work, lots of potential, has new bath, updated roof, drilled well, walk to lake, right on snowmobile trails. . . . . . . . . . . . . . . . . . . . . . . . .Asking $42,500

#3077 - Castle Road, Town of Fairfield - 7.7 Acres with 15 year old 1.5 story home, 3+ bedrooms, 2 baths, family room, large pole barn, garage, nice views, very private location . . . . . . . . . . . . . . . . . . . . . . . . . . . . .$123,000 #2093 - Petrie Street, Little Falls - Large 2 family home on 40’x120’ lot, good location, all separate utilities, 3 bedrooms up and 2 down, detached 2 stall garage and fenced yard. Very nice for owner occupant . . . . . . . . . . .$61,000 United Country HBE Group, Inc. Specializing in Country Homes, Land and Recreational Property www.unitedcountry.com 6 Slawson St., Dolgeville, NY 13329 Ph: 315-429-9754 • Fax: 315-429-9363 hbegroup@twcny.rr.com • www.dolgeville-ny-real-estate.com

Mohawk Valley Real Estate LLC 4720 State Hwy. 30, Amsterdam, NY 12010 518-843-4343 29 Church St., Canajoharie, NY 13317 518-673-2066

Page 3 • REAL ESTATE GUIDE • February 23, 2013

How to improve your home's curb appeal

February 23, 2013 • REAL ESTATE GUIDER • Page 4

Simple ways to maximize profits on your investment property Real estate investors have many reasons for making such investments, but one of the more common motives behind a decision to invest in a property is the belief that real estate rarely depreciates in value. Though the recent housing crisis might have debunked that myth once and for all, real estate is still widely considered a sound investment, one that many people wish they could afford to make.

Those who have already invested in real estate know how difficult it can be to maintain a property much less improve it, which should be high on an investor's priority list. But improving a property does not have to involve a complete overhaul or any other dramatic changes. In fact, there are several simple ways investors can improve their real estate investments and improve their chances of turning a large profit when they decide to sell a property.

• Hire a property management firm. Some real estate

investors, especially those new to the business who just purchased an investment and have little money to spare, shy away from hiring a property management firm. But such a company is worth the expense for investors with little time or know-how with regard to fixing a home. A property management firm will ensure the building is kept in shape, and depending on your agreement with the company, may even take care of cleaning vacant apartments, readying them for showing and renting them to new tenants. Perhaps the biggest advantage to working with an effective property management firm is the likelihood that they will turn over the vacant apartment quickly, ensuring you aren't losing money when tenants move out.

• Carefully vet prospective tenants. One of the easiest ways a property can fall into disrepair is to allow bad tenants to move into the building. It's understandable that investors want to get a building occupied

www.judithannrealty.com judy@judithannrealty.com CELL: 518-424-5621

Judith A. Phetteplace

as quickly as possible so they can use tenants' rents to pay for the property. But bad tenants can cause damage to the property, and their behavior might encourage reliable fellow tenants to find a new living situation. When looking to fill a vacancy, establish a minimum income requirement for prospective tenants and ask applicants to produce proof of income and references from past landlords. This increases the chances you will find a respectful tenant who's fully capable of paying their rent on time.

• Work quickly. Few people want to rent forever, so expect significant turnover, especially if your investment property is a larger complex with multiple dwellings. If you aren't working with a property management company, an easy way to maximize your profits on an investment property is to work quickly when turning apartments over after a tenant moves out. This includes painting and cleaning the apartment, and the process

should go smoothly if you properly vetted tenants and the vacant unit did not suffer

Turning over a unit when a tenant moves out should take no more than a week. significant damage while the previous tenants were living there. A unit with just minor wear and tear should take one week or less to get ready to show to prospective tenants,

Mohawk Valley Inspections, LLC Your Full Service Home Inspection Headquarters

Timothy Adams Licensed Inspector NYS# 16000045787

Licensed Real Estate Broker 316 MOHAWK DR. TRIBES HILL, NY 12177

HOME: (518) 829-7813 OFFICE: (518) 829-7250 FAX: (518) 829-5119 Office: 518-212-5680 ext. 111 Fax: 518-212-5683 Cell: 518-321-4374

Buy And Sell With Confidence Office: (518) 762-5706 info@mvhomeinspections.com www.mvhomeinspections.com

Ed Pierpont

Polly Slezak

NY Lic. #16000022349 NACHI #05122792 104 Reed Street Canajoharie, NY 13317

Licensed Loan Originator E-Mail: pslezak@homesteadfunding.com www.homesteadfunding.com/pslezak

Gott U Covered

Licensed Mortgage Banker - NYS Banking Department

• HOME E INSPECTIONS S•

Company NMLSR ID# 3232 • Loan Originator NMLSR ID# 56511

4812 State Highway 30 • Amsterdam, NY 12010 Claudia Crawford Licensed Associate Broker

(518) 332-6294 Fax (518) 673-3667 epierpont@ny.nachi.org

GotUCoveredHomeInspections.com

Four Star Realty Group

Serving Montgomery, Fulton & Saratoga Counties

4720 State Highway 30 Amsterdam, NY 12010 Cell 518-866-1317 Office 518-843-4343 Fax 518-843-4321 Crawford.Claudia34@gmail.com www.MVRELLC.com

Stainless steel appliances provide an instant upgrade over older appliances that may

and the unit should be vacant for only one month before new tenants move in. Anything

longer than a month and you're losing money you don't have to lose.

• Upgrade appliances. Renters are just as likely to fall in love with curb appeal as buyers are.

While there may not be a yard to entice renters if you purchased an apartment complex, curb appeal can apply to an apartment's interior. One of the more notable eyecatchers to prospective renters is updated appliances, especially since appliances may be the only items actually in the apartment when it is shown.

VMM

appear dated and are certain to make a strong first impression on prospective renters, many of whom would be willing to pay more in rent for a unit with update appliances. In addition, renters may feel that landlords who took the time and spent the money to upgrade appliances are likely to make a greater effort maintaining the property.

Investors can maximize their returns on investment properties in a variety of ways, many of which don't require significant effort.

Virginia M. Mackey, LLC Real Estate 226 E. Fulton St., Gloversville, NY 12078

Marguerite King “Markie” Licensed Real Estate Salesperson (518) 773-3298 • FAX (518) 725-8615 • Cell (518) 774-2717 www.vmackey.ihouse2000.com email: markie@citlink.net sewbusymarkie@yahoo.com Kathleen M. Mussi Licensed Real Estate Broker/Owner

A&M PROSPECT PROPERTIES LTD. Licensed Broker, Licensed Sales Assoc. & OWNERS

FULL SE RVICE R EAL E STAT E

308 Main Street, Middleburgh, NY 12122

217 N. Main Street • Gloversville, NY 12078

Office 518-702-4194 Fax 518-702-4059

518-495-9464 Tracy 518-209-5369 Lisa

Tel 518-773-8457 Fax 518-773-9734 Cell 631-875-8646 We Also Specialize in Property Management

Your local guide to the Adirondacks

Page 5 • REAL ESTATE GUIDE • February 23, 2013

www.ADKSrealty.com

February 23, 2013 • REAL ESTATE GUIDER • Page 6

Home features that are disappearing There is no denying the profound impact that the recession has had on the real estate industry. For the last several years, the real estate market went from booming to one characterized by homes sitting on the market for months on end. New home sales also have been conservative, and builders are cutting back on some offerings that were once commonplace.

The National Association for Realtors says that, despite floundering sales, there are fewer foreclosed homes available now than in recent years. Distressed homes -foreclosures and short sales sold at deep discounts -accounted for 25 percent of homes sales in May of 2012.

That figure is down from 28 percent in April and 31 percent in May of 2011.

While home sales have increased, money is still tight in the building industry and among home buyers. As such, instead of over-the-top features in homes that were once

becoming the norm, builders are now focusing on more value-conscious designs and offerings. The list of add-ons also has been reduced.

So what can buyers expect to live without when buying a newly constructed home? Here are a few of the common features that are falling by the wayside.

• Sunrooms: Although the "bring-theoutside-in" movement was once strong, builders are now focusing on home features that immediately add value and attract the eye of buyers.

Therefore, they're putting their resources into linen closets and laundry rooms while deemphasizing sunrooms.

• Extended ceiling heights: It can take a lot of energy to heat rooms with 15-foot ceilings. As a result, grandiose family rooms and two-story foyers are less attractive to buyers focused on saving money. Homeowners want spaces that are easier to heat and cool.

John De Georgio NYS Licensed Sales Associate

Degeorgio1@aol.com Cell: 518.813.6017

• Luxury bathrooms: Many private residence luxury bathrooms rival those found at popular 4-star hotels. But luxury bathrooms are being phased out in favor of less expensive, more practical options.

• Outdoor kitchens: Although entertaining at home is one way to keep budgets in check, some homeowners have realized they don't need a complete backyard kitchen with a pizza oven and brick fireplace in order to host guests.

According to a survey from the National Association of Home Builders, outdoor kitchens are the second least-likely feature to be included in homes built in 2012.

• Media rooms: Individuals certainly love their gadgets, but many of these gadgets have become smaller and more portable. That reduces the need for giant home theaters and gaming spaces.

While certain features are disappearing, there are others

Tall ceilings in family rooms are being eschewed in favor of smaller, more intimate spaces. that are growing more and more popular. Dual sinks in kitchens, walk-in closets, extra storage areas, and hidden charging stations for devices are likely to show up more and

more in new home designs.

The design of new homes is changing to be more budget-friendly and also represent the changing priorities of home buyers. As a

MOHAWK Towne & Country Realty Sue Leavitt, Licensed Real Estate Broker Corner Rte. 5 & McKinley Rd., Palatine Bridge, New York

518-673-5482

603 Altamont Avenue Schenectady, NY 12303 Office: 518.382.7535 Fax: 518.382.7538 John@integrity1realty.com

Office: 518-212-5680 Fax: 518-212-5683 Cell: 518-321-4374

Paul Hans Branch Manager/Licensed Loan Originator

Morningg Jogger?

5 Acress w/Pool

Run all over the hill from this Fort Plain 4 bedroom Ranch; 2 1/2 baths, gleaming hardwood floors, oversize living room, kitchen, breakfast & family combo room with fireplace; big walk in closets, lots of storage. Basement rec room, attached 2 car garage & MUCH more. $169,500

3 bedroom, T/O Danube Ranch with sunny kitchen, living & dining, 2 pellet stoves; 2 1/2 baths & finished basement with family room, bedroom, office & 1/2 bath. Pool and pond.

Breezeway to 2 stall garage, Fort Plain Schools. $179,500

E-Mail: phans@homesteadfunding.com www.homesteadfunding.com/phans

NEW LISTING

Licensed Mortgage Banker - NYS Banking Department Company NMLSR ID# 3232 • Loan Originator NMLSR ID# 54549

4812 State Highway 30 • Amsterdam, NY 12010

Res: 518-829-5163 Cell: 518-424-9752 www.judithannrealty.com E-mail: joelle@judithannrealty.com

Joelle L. Phetteplace-Bluvas Associate Broker 316 MOHAWK DR. TRIBES HILL, NY 12177

OFFICE: (518) 829-7250 FAX: (518) 829-5119

St.. Johnsvillee Bungalow Pristine 2 bedroom on the hill overlooking the school. Very nicely maintained with attic room for a 3rd BR. 2 car garage A “One Owner” home with low taxes. $69,900

Coloniall Homestead 100+/- acres, 4/5 bedrooms, 2 1/2 baths. Hobby farm, large eat-in kitchen, dining room, living room and office/5th bedroom. Jacuzzi tub. Run in stall and a large barn for hay and/or animals. $249,900

Amanda Haig, Sales Assoc.

Pete Manikas, Sales Assoc.

Joann Christman, Assoc. Broker Connie Dingman, Sales Assoc.

Nancy Dornburgh, Assoc. Broker Joan Galusha, Assoc. Broker

518-673-3235 518-673-5482 518-256-4911 518-673-2026 518-993-2335 518-332-9707

Visit Us: www.mohawk-realty.com

result, today's newly designed homes will likely look much different from homes built just a few years ago.

March 23, 2013 Issue Deadline Friday, March 15, 2013

SERVING HOMES IN THE FOLLOWING COUNTIES: c Albany c Fulton c Herkimer c Montgomery c Oneida c Otsego c Saratoga c Schenectady c Schoharie

For More Information Call John Snyder 518-673-0129 Reach Over 110,200 Homes Distributed In: The Original Family

Page 7 • REAL ESTATE GUIDE • February 23, 2013

RE A L ES TAT E GU I D E

February 23, 2013 • REAL ESTATE GUIDER • Page 8