Palouse Seniors, March 2018

Palouse

Seniors

March 2018

Inside: Finding work after 50 Palouse Seniors is an advertising supplement of the Lewiston Tribune and Moscow-Pullman Daily News

2 | March 17, 2018 | Moscow-Pullman Daily News & Lewiston Tribune

Brain-healthy habits to embrace

PALOUSE SENIORS

The journal Neurology found that older people who vigorously ognitive decline is a exercise performed better on condition that is often cognitive tests than others of the associated with aging, same age, placing them at the but even middle-aged people equivalent of 10 years younger. can experience memory loss or Increased blood flow that occurs cognition issues. with physical activity may help The Alzheimer’s Association generate new neurons in the says that more than five hippocampus, an area of the million Americans are living brain involved with learning and with Alzheimer’s disease and memory. other dementias. By 2050, that The Harvard Medical School number could rise to as high as says aerobic exercise may help 16 million people. More than 747,000 Canadians are living with improve brain tissue by improving Photo courtesy of Metro Editorial Alzheimer’s or another dementia, blood flow and reducing the chances of injury to the brain Seniors can include healthy lifestyle habits, such as exercise says the Canadian Alzheimer’s from cholesterol buildup in blood and balanced eating, to reduce the risk of dementia and other Association. vessels. neurological issues.

Although there is no definitive the heart and blood vessels In addition, compounds in cocoa way to prevent dementia, living a QUIT SMOKING also are good for the brain. and coffee beans may improve long, vibrant life may be possible The Alzheimer’s Association These include fresh fruits and vascular health and help repair by encouraging some healthy indicates that evidence shows vegetables, whole grains, fishcellular damage due to high habits for the brain. It is never too smoking increases the risk of based proteins, unsaturated fats, antioxidant levels. late or too early to begin health cognitive decline. Smoking can and foods containing omega-3 and lifestyle changes. impair blood flow to the brain WORK THE BRAIN fatty acids. Neurologists state and cause small strokes that may EXERCISE that, while research on diet and Engaging in mentally damage blood vessels. cognitive function is limited, stimulating activities can create Becoming more active can diets, such as Mediterranean new brain connections and more improve brain volume, reduce EAT HEALTHY and Mediterranean-DASH backup circuits, states Dr. Joel risk for dementia and improve FOODS (Dietary Approaches to Stop Salinas, a neurologist at Harvardthinking and memory skills.

Foods that are good for Hypertension), may contribute to affiliated Massachusetts General a lower risk of cognitive issues.

Hospital. Working the brain ENJOY PALOUSE SENIORS through puzzles, reading and IN PRINT: Palouse CONSUME CAFFEINE participating in social situations Seniors is published every can stimulate the release of Caffeine may help boost other month, with 6,500 copies distributed in the brain-derived neurotrophic factor memory performance and brain Moscow-Pullman Daily (BDNF), a molecule essential for health. A Journal of Nutrition News and Lewiston Tribune. repairing brain cells and creating study found people ages 70 Readers can also pick up connections between them. and older who consumed more a copy at the MoscowPullman Daily News and caffeine scored better on tests of A good way to combine these Lewiston Tribune offices. mental function than those who lifestyle factors is to take an ONLINE: Check out consumed less caffeine. Caffeine exercise class with friends, mixing the latest edition in may help improve attention span, the social, stimulation and exercise digital format online at cognitive function and feelings www.DNews.com, recommendations together. just click on the of well-being. Information from Cognitive decline can come Special Sections tab.

Psychology Today also indicates Inside: with aging, but through healthy Finding work after 50 To advertise your business caffeine may help in the storage or service, contact Sally Imel habits, people can reduce their risk of dopamine, which can reduce at simel@lmtribune.com feelings of depression and anxiety. of memory loss and dementia.

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Courtesy of Metro Editorial

Palouse

Seniors

November 2017

Palouse Seniors is an advertising supplement of the Lewiston Tribune and Moscow-Pullman Daily News

PALOUSE SENIORS

Moscow-Pullman Daily News & Lewiston Tribune | March 17, 2018 | 3

Why buy life insurance?

F

Courtesy of Metro Editorial

acing one’s mortality and the prospect of leaving family members behind is not always easy. Death, financial security and planning for the future are all difficult subjects, but planning ahead can make matters much easier in the long run.

Life insurance needs frequently come up when making plans, and many people find that purchasing a life insurance policy is a worthwhile investment. Life insurance holds an important place in overall financial planning. One of the most apparent benefits of life insurance is that it will provide a considerable sum of cash upon the insured’s death, which can

be put toward the cost of funeral arrangements, housing and dependent care.

Beyond end-of-life bills and care, life insurance can offer other advantages, say the experts at Allstate Insurance Company.

Life insurance can provide a family with a financial safety net. When a beneficiary is named, life insurance can serve as an inheritance for that person or people. Heirs may face estate taxes after a loved one dies, and life insurance benefits may help offset all or a portion of the costs.

There may be benefits to life insurance while a person is living as well. The life insurance information site Term Life 2 Go says that, depending on

the policy, life insurance can be borrowed against to pay off debt, buy a house or live off of dividends from the life insurance investment. This can provide a source of supplemental retirement income.

Gateway Financial advisors say that many life insurance plans are extremely flexible and can be modified as needs change.

Death benefits may be decreased if desired, and premiums can be skipped, reduced or increased.

Business owners also can use life insurance policies to their advantage. Including life insurance with the list of other benefits offered to prospective employees can entice top-notch candidates. Sole proprietors may use life insurance as a business

ALTERNATIVE NURSING SERVICES

continuation plan so that insurance proceeds can keep the business in the black until it is sold or a replacement owner is found.

Shopping for life insurance requires careful research and an understanding of the products available. Consumers should have a thorough understanding of term and whole life policies, what premiums will cost, what the death benefit will pay, and if there are any living benefits.

For example, living benefits may cover some costs for chronically or terminally ill people.

Working with an experienced life insurance advisor can help people navigate the types of policies available to them.

PALOUSE SENIORS

4 | March 17, 2018 | Moscow-Pullman Daily News & Lewiston Tribune

Fainting spells for elderly linked to blood clots

embolism if left untreated.

DVT is a common problem alls are one of the greatest risk factors for injury among involving the veins of the legs. the aging population. When Blood pooling in the legs may cause a blood clot to form in falls are attributed to fainting the deep veins of the lower leg, spells, people may be very eager impairing blood ow back to the to get to the source of the fall. heart. A pulmonary embolism, or Doctors have found that blood PE, occurs when a clot dislodges clots may attribute to fainting in from the leg veins and travels the elderly. through the bloodstream to reach Information published in the heart and lungs. According the journal Clinical Geriatric to the health site Aging Care, as Medicine found that the elderly many as one million Americans are at a higher risk of blood suer from blood clots every year, clots because of their reduced often resulting in hospitalization. mobility. Blood clots may result While swelling in the legs, in deep vein thrombosis, or DVT, cramping in the lower legs, skin and could lead to a pulmonary

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Courtesy of Metro Editorial

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color changes, and warmth of the skin where the clot is located can signal a problem, symptoms of a PE may vary greatly. Shortness of breath, chest pain, cough, and rapid or irregular heartbeat can all occur, says The Mayo Clinic.

Researchers are ďŹ nding that, in some cases, fainting episodes also may be indicative of a PE. Italian researchers revealed that, among 560 patients hospitalized for a ďŹ rst-time fainting spell, one in six had a PE. People who are experiencing fainting spells should be on the radar for other symptoms of PE, advises the American College of Chest Physicians. However, it’s important to note that fainting can be attributed to dehydration, a drop in blood pressure and heartrhythm disturbances.

Certain risk factors put people at a higher chance for DVT and PE. These include: • prior surgery • certain cancers • cardiovascular disease • bed rest that causes blood to pool • sitting for long periods of time • smoking • being overweight Use of compression stockings to move blood more eďŹƒciently, physical activity, leg elevation, anticoagulants, and pneumatic compression can help prevent the formation of clots. Because PE can be life-threatening, people experiencing fainting or other symptoms are urged to speak with their doctors.

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PALOUSE SENIORS

Moscow-Pullman Daily News & Lewiston Tribune | March 17, 2018 | 5

Wireless technology takes hearing aids to new levels

As technology advances, so, too, do the options for the hearing earing loss may not be something people want impaired. One innovative piece of to contemplate, but it is gadgetry is sophisticated wireless more common than many people hearing aids that are compatible may think. Hearing deficits may with personal electronic devices.

Thanks to Bluetooth technology, occur from birth or be acquired hearing aid manufacturers are due to injury or prolonged harnessing this science to expand exposure to loud noises. The on the abilities of hearing aids National Institute on Deafness and to develop new products. In and Other Communication the past, in order to use an MP3 Disorders says approximately 15 player or mobile phone, a person percent of American adults (37.5 million people) aged 18 and older would need to remove traditional report some trouble hearing. Age hearing aids to accommodate a pair of earbuds. Furthermore, is the strongest contributor to hearing aids may have had their hearing loss, with people age 60 and older with the highest levels of limitations in filtering ambient noise. Although Bluetoothimpairment. powered hearing devices are People with hearing deficits still in their infancy, Oticon, can access a growing number of a global hearing technology assistance devices to make their company, has developed their lives easier. From telephones own communication and and doorbells that trigger a entertainment solution called blinking light rather than a bell ConnectLine that enables people to closed captioning and voiceto connect hearing aids with to-text conversion to a greater different devices. This transforms understanding and widespread hearing aids into a personal usage of sign language, the deaf and hearing impaired have many wireless headset for listening to music, watching television or options to help them overcome video chatting. hearing loss.

Many other companies, such as

H

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Vassar-Rawls Funeral Home & Crematory

ReSound and Starkey, also offer Bluetooth-enabled devices. Their devices may be compatible with Android and iPhone models, some of which may only require an app or direct connectivity to the device. In fact, Apple has patented a specific Bluetooth connectivity with certain hearing aid manufacturers. Others may require an accessory of some sort to make connections possible,

especially when pairing with a TV or other audio device.

Thanks to cutting edge technology, assistive listening devices have improved considerably. Individuals should speak with their hearing care professionals about their daily needs concerning hearing aids and explore the options in wireless hearing aid technology that can work seamlessly with their devices.

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6 | March 17, 2018 | Moscow-Pullman Daily News & Lewiston Tribune

PALOUSE SENIORS

Finding work after 50 Unemployed men and women over 50 who are struggling to find nemployment isn’t easy work can consider the following for anyone, regardless strategies as they look to rejoin the of their age. But workforce. unemployed men and women • Revisit your résumé. over 50 may find it especially Unemployed men and women difficult to find work. over 50 have no doubt updated Whether it’s a byproduct of age-related discrimination or any their résumés to reflect their most recent professional experience. of a host of additional variables, But they may need to trim some jobless older workers often of the fat in regard to their work struggle to find work. In a 2016 analysis of government figures, the life 10 or more years ago. Today’s hiring managers may only be Schwartz Center for Economic Policy Analysis at the New School concerned with recent experience estimated that the jobless rate for that illustrates skillsets that are relevant to today’s jobs. Men and workers 55 and older in August women over 50 may consider of 2016, six years after the Great their experience from 20 years ago Recession, was nearly 9 percent. invaluable, but if that experience At the time, the national jobless does not meet the specific needs rate hovered around 5 percent. of the jobs they’re now seeking,

U

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then they should remove it from their résumés so hiring managers can quickly access the more relevant information from their work histories.

• Embrace 21st century job hunting. Finding a job in the second decade of the 21st century is unlike job hunting in decades prior, and wholly different from how men and women over 50 looked for jobs upon beginning their professional lives. Networking can mean the difference between unemployment and landing a job. Go to job fairs attended by hiring managers and join professional organizations that host events where professionals in your field can gather.

• Turn your age into a positive. Men and women over 50 should accept the likelihood that their new managers and/or hiring managers will be younger than them. When interviewing for a job, men and women over 50 should make an effort to showcase their enthusiasm about working with and learning from younger colleagues, while also noting their desire to commit long-term to a company. Some hiring managers may surprise older applicants, viewing them as potentially more reliable than younger workers simply looking to gain some

experience in a particular industry before moving on to the next opportunity.

• Make use of your existing down time. Another strategy unemployed men and women over 50 can try as they look for work is to make better use of their existing downtime.

Enrolling in online courses can give prospective employers the impression that applicants over 50 are both tech-savvy and willing to learn new things. Each of those things can help men and women over 50 overcome any unjustified, tech-related stigmas that hiring managers may attach to older job candidates.

Finding work after 50 is not always easy, and job seekers may need to adjust their approach before they can get back in the workforce.

PALOUSE SENIORS

Moscow-Pullman Daily News & Lewiston Tribune | March 17, 2018 | 7

How traveling after turning 50 can be great Many people face turning 50 with a little trepidation. They may miss the things they did during their youth and might feel like the hands of time are moving much too quickly. But instead of looking at aging as growing older, men and women can embrace turning 50 and the growing freedom that typically accompanies reaching this milestone.

Increased opportunities to travel is one aspect of reaching 50 that excites many men and women. Nielsen reports that, over the next five years, around 80 million Americans will fit into the 50+ age bracket.

Many of these people will have extra time to devote to leisure activities. AARP, the leading nonprofit organization for aging adults, says that of the people with AARP

memberships, nearly two-thirds take advantage of travel discounts and other benefits in a typical year. The following are some such travel perks.

• Age can mean discounts. The minimum age to qualify for ‘senior’ discounts varies among companies and for different products and services, so it’s up to travelers to see what is available to them.

Not all companies advertise their senior discounts. Read reviews in travel forums or on travel websites to find out which brands or places offer the best deals.

• More discretionary time. Even if retirement is a ways down the road, older adults may have accrued more vacation time than their younger colleagues. That time can be translated into longer or more frequent trips.

• Age-based memberships.

Reaching age 50 or 60 may entitle people to join groups that negotiate deals for their members. For example, the minimum membership age for AARP is 50, meaning travelers who join AARP can enjoy discounts roughly five years before they’re eligible for senior discounts offered by other organizations.

• Travel during off seasons. When not constrained by school schedules, men and women over 50 can travel during times of the year when prices are most affordable.

This means savings and smaller crowds.

This flexibility also can translate into airline discounts, as men and women over 50 with no time constraints can choose to be standby passengers in exchange for discounted or free tickets.

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