AT-RISK MARKET

Populations in Poverty

Approximately one-third of the residents in the Trade Area are considered “in poverty.” The Census determines poverty status based on earnings, other forms of compensation and compares that to the threshold established for a particular household type, which vary depending on the size and age of family members. The established poverty threshold for a family of four (2 adults, 2 children) in 2014 was $19,055. Depending on the size and composition of the household, poverty thresholds range from $12,071 for a single person to $45,768 for a family of 9 or more people.

In most cases, youth populations (those under 18 years of age) are more likely to be living in poverty. Often times, elderly populations are also likely to have a greater percentage of below poverty households, however, this is not the case in the Trade Area.

Financial assistance, which includes supplemental security income (SSI), cash public assistance income, or food stamps/SNAP, is collected by 13.6% of the Trade Area’s population, slightly less than in the County. Census Tract 20.01 has a somewhat higher percentage of households receiving assistance, approximately one-fifth, but other tracts within the Trade Area have much higher

US Census American Community Survey 2014 5-Year Estimates, DCI Analysis proportions of their households receiving some level of financial assistance.

Within the households receiving some level of financial assistance, households that are headed by single-parents make up the majority of recipients. This occurrence is even more evident in Tract 20.02, where, of the 415 households receiving assistance, 408 (or 97.2%) of them are headed by single-parents.

Overall incomes in the Trade Area are significantly lower than the median household income for the County. Of the 28 census tracts in the Trade Area, 18 have incomes below the County’s median, including Tract 20.01 which is over $21,000 lower.

Unemployment in the immediate area around Oxford Circle (Tract 20.02) is similar to that of the County, approximately 8% as of 2014. This is higher than the State’s average, which in 2014 was approximately 6%. However, it is far lower than some of the surrounding census tracts which range from very low unemployment (1.40% in Tract 42.08) to very high (20% in Tract 3) Overall, the average for the Trade Area is around 10%.

Lack of available jobs within a person’s community and the inability to get to available, but further away jobs can lead to underemployment and unemployment issues in many at-risk communities. Less than 10% of workers in Tract 20.02 work within 9 minutes of their residence, yet nearly 30% lack any access to a vehicle. This requires heavy reliance on family/friends and public transportation which can be unreliable and expensive for many low wage workers.

POTENTIAL HISPANIC PROGRAMMING

Family/Life Skills Training

Financial Literacy

Job Readiness/Matching Programs

Mobility or Transportation Support

Affordable Daycare

ESL/Language Education

Housing Assistance

Increased Job Opportunities

POVERTY BY AGE COHORTS

% of Below Poverty Population source: US Census American Community Survey 2014 5-Year Estimates, DCI Analysis

FINANCIAL ASSISTANCE (1)

% Households Receiving Assistance source: US Census American Community Survey 2014 5-Year Estimates, DCI Analysis

(1) Financial assistance includes supplemental security income (SSI), cash public assistance income, or food stamps/SNAP in the last 12 months.

VEHICLE AVAILABILITY

% of Total Households

20.01 source: US Census American Community Survey 2014 5-Year Estimates, DCI Analysis