Definitions of Terms

PREFERRED ALLOWANCE

Preferred allowance (insurance term) is the amount a preferred provider will accept as payment for covered medical expenses that are fully covered by insurance.

USUAL AND CUSTOMARY CHARGE

The usual and customary charge (insurance term) is the lowest or most reasonable charge that is: • Usual and customary when compared with the charges made for similar services and supplies. • Made to persons having similar medical conditions in the locality of the policyholder. The company uses the data from FAIR Health Inc. to determine usual and customary charges. No payment will be made under this policy for any expenses incurred, which, in judgment of the company, are in excess of usual and customary charges.

PREFERRED CARE PROVIDER

Preferred care provider (insurance term) is a physician, hospital, or other healthcare provider that has been contracted to provide specific medical care at negotiated prices.

OUT-OF-NETWORK PROVIDERS

Out-of-network providers (insurance term) are providers that have not agreed to any prearranged fee schedules. Insurers may incur significant out-ofpocket expenses with these providers. Charges in excess of the insurance payment are the insurer’s responsibility.

FRESHMAN, SOPHOMORE, JUNIOR, AND SENIOR

Freshmen, sophomores, juniors, and seniors are the titles given to students. Each year of college in the United States receives a different classification.

• First-year student: Freshman • Second-year student: Sophomore • Third-year student: Junior • Fourth-year student: Senior

GRADE POINT AVERAGE

Grade Point Average (GPA) is the term used to define the academic achievement of a student. The scale is from 0.0-4.0.

SEMESTER

A semester equals one half of the academic year. The fall and spring semesters last about 16-17 weeks, and there is a summer term that typically lasts 14-15 weeks.

SYLLABUS

A syllabus is an outline or a summary of the main points of a text, lecture, or course of study. Professors will use this term to describe the outline of the course.

DEGREE COMPLETION PLAN (DCP)

Degree Completion Plans list the required courses necessary to complete a degree. This information can be found at Liberty.edu/DCPs.

PREREQUISITES

Prerequisites are classes that are required before you continue on to a higher level class.

INTERNATIONAL STUDENT CENTER

phone-alt (434) 592-4118 |  DeMoss Hall, Room 2232  LUInternationalStudents Monday–Friday, 8 A.M.–5 P.M.

LIBERTY UNIVERSITY POLICE DEPARTMENT (LUPD)

phone-alt Emergency | (434) 592-3911 phone-alt Nonemergency | (434) 592-7641