Estero January 2012

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JANUARY 2012

CHANGING BANK LANDSCAPES | MICHELLE BETTS FITNESS | JINGLE JOG

ESTERO COVER

TRISH LEONARD WOMAN OF THE YEAR


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ON THE COVER

contents CONTENTS JANUARY 2012

38

PEOPLE&EVENTS

12 Vietnam Wall 14 Barbara’s Friends Radiothon

PAGE 618 COVER STORY

18 Trish Leonard Woman of the Year

22 CALENDAROFEVENTS BUSINESS&MONEY

26 Changing Banks Landscape 30 Making Sense of Technology FEATURES

32 NewYear, NewYou 36 Jim Ramsburg TRAVEL

38 The Biltmore Hotel DINING

36 The Biltmore’s Palme D’Or

32 6

SCENEONSITE

42 Children’s Hospital of SW Florida 44 Just Bee-lieve 48 Tara’s Jingle Jog 50 Women’s Council of Realtors

JANUARY 2012 | LIFESTYLEMAGAZINEGROUP.COM

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FROMTHEpublisher

January 2012

FROM THE PUBLISHER

PAGE 8

HAPPY NEW YEAR-ESTERO!

I just love being able to ‘start over’, don’t you? Remember the hope getting a do over gave us as kids? The New Year gives us a chance to reflect back on the past, to look forward to the future and to adjust our present and enhance the good in our lives. It also brings with it a new inspiration and hope for a better tomorrow. This insight has caused us to transform our publications. As you can see and feel, we have made a significant upgrades to your Lifestyle Magazine. The format now mirrors the style and substance residents of Beverly Hills and Boca Raton enjoy each month. The elegant cover reflects your

soul into the look of the magazine. You will continue to enjoy stories on neighbors, the Dining column, Travel and Scene Pages as well as all new departments beginning this month. And this is only the beginning. We have many exciting initiatives planned in the future. All designed to keep you informed and engaged. For our advertising partners, the new format is designed to improve your brand reputation delivered to your best prospect in a reputable and credible manner. Our Cover Story highlights the accomplishments of a personal friend and chamber associate, Trish Leonard, 2011 Woman

“WE BELIEVE WE OWED IT TO our readers, THE community AND OUR advertising

partners TO reach higher.”

discerning character. Many thought we could not improve the publication, however, we believe we owed it to our readers, the community and our advertising partners to reach higher. I believe we have exceeded expectations and will continue to strive to be the best local magazine you allow into your home. Our editorial staff is now comprised of an award winning Editor in Jeff Perlman. As we know, if you want to be the best, you bring in the best. I trust you will find the content consistent with our mission of highlighting people and events, in addition to offering relevant editorial on subjects you have requested. Our new design is cutting edge and this is due in large part to our new award winning Creative Director Melanie Geronemus Smit. Melanie comes with years of experience where she has been recognized for her elegant style and as you can see, she truly puts her heart and

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JANUARY 2012 | LIFESTYLEMAGAZINEGROUP.COM

of the Year. Most of you will recognize the many activities, organizations and projects Trish has been involved in over the years. When this little red head puts her mind to something, you can’t consider it done! We are also taking time out at to honor and thank our War Heroes when the half-sized replica of the Vietnam Veteran’s Memorial goes on display at Hammond Stadium at the end of month and you can read about the 10th Annual 107.1 Cat Country “Helping Kids with Cancer” Radio-thon. Lastly, I have even greater hope for all of us in the months ahead. I believe the promise of tomorrow looks very bright. We are in a much better place than even last year. I wish you all Happy, Healthy & Prosperous New Year. So, until next month, Enjoy the Lifestyle… and the new Lifestyle Look!! Gary Israel Publisher

Gary


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Lifestyle

Estero MAST PUBLISHER Gary

Israel

EDITOR IN CHIEF Jeff

Pearlman

ASSOCIATE EDITOR Danielle

PAGE 10

CREATIVE DIRECTOR Melanie

Tarrant

Geronemus Smit

ART DIRECTOR Alexander

Hernandez

WRITERS

Laura Cummings, Jim Freer, Laura Gates, Marla Lazarus Candy Norton, Bruce Turkel, Peter Zelewski PHOTOGRAPHERS

Laura Gates Downtown Photo/Fort Lauderdale, Dreamfocus Photography, Kevin Lane, Middle River Arts Photography

ADVERTISING SALES Gary Israel Jill Horowitz Kim Kadel Rona Levenson Beth Tache

LIFESTYLE PUBLICATIONS, INC.

CHAIRMAN Gary PRESIDENT Jim

Press

Norton

88 NE 5th Avenue, Delray Beach, Florida 33483 239.287.4246 | fax 954.252.4432 www.lifestylemagazinegroup.com Š2012 Estero Lifestyle is published by Lifestyle Publications, Inc., all rights reserved. Estero Lifestyle is a monthly advertising magazine. All contents are protected by copyright and may not be reproduced without written consent from the publisher. The advertiser is solely responsible for ad content and holds publisher harmless from any error.

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JANUARY 2012 | LIFESTYLEMAGAZINEGROUP.COM


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PEOPLE&events

27VIETNAM WALL JANUARY

LEE COUNTY SPORTS COMPLEX (866) 609-KIDS

PAGE 12 21 Families of Vietnam War Heroes Honored

BY LAURA J. CUMMINGS

THE FAMILIES OF TWENTY-ONE VIETNAM WAR HEROES FROM LEE COUNTY WHO DIED IN THE LINE OF DUTY WILL BE HONORED AS A TRAVELING WALL MONUMENT VISITS THE LEE COUNTY SPORTS COMPLEX JANUARY 27-29. The families of twenty-one Vietnam War heroes from Lee County who died in the line of duty will be honored as a traveling wall monument visits the Lee County Sports Complex January 27-29. The wall is being brought to the area by Chuck Wininger and his Cajun Classic organization, which seeks to give veterans returning from the war zone a hero’s welcome and to help them acclimate to civilian life while enjoying outings like fishing, football or golf. As a Vietnam War veteran, Wininger wants to give these soldiers what he didn’t get when he returned from battle. He remembers someone shouting “baby killer” at him in the San Francisco airport. “We were treated so harshly when we came back,” he said. “Now we’re

“NOW WE’RE TRYING TO MAKE THEIR HOMECOMING MORE LIKE THE WORLD WAR II VETERANS. FOR US, IT’S A HEALING THING. ”

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trying to make their homecoming more like the World War II veterans. For us, it’s a healing thing.” Wininger not only organizes outings -- supported by the annual Cajun Classic golf tournament -- his group also provides everything needed for top-notch weddings at the Pink Shell Resort in Fort Myers Beach. “My mission in life is to help these kids,” Wininger said. Sometimes that means helping veterans navigate the complex VA financial aid system to mine for hidden benefits. “It’s a broken system, but it’s not as bad as most people think,” he said. The traveling wall is a half-sized replica of the Vietnam Veterans Memorial in Washington, D.C. It is about one-third the length of Hammond Stadium and includes more than 58,000 names of military personnel killed in the Vietnam War. Wininger is attempting to track down relatives of the twenty-one who lived in Lee County for a special

military escort and other honors when the wall comes to town. He is expecting more than 5,000 people to show up to run their fingers over the names of fallen heroes and listen to speakers honor veterans from every U.S. combat mission and branch of the military. “We’re going to honor all veterans,” he said. The event also will feature an opportunity to purchase raffle tickets for a trip for two to the 2012 Ryder Cup in Medinah, Ill, with a $100 donation to the Cajun Classic. The prize includes airfare for two to Chicago, tickets for practice rounds at the Ryder Cup and a condo for one week. The winner will be announced at the Cajun Classic May 19. Since Wininger is a New Orleans native, the annual golf tournament features crawfish, gumbo and other culinary delights from “The Big Easy.” For more information, visit www.cajunclassic.org.


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PEOPLE&events

20RADIOTHON JANUARY

107.1 LIVE BROADCAST 6AM-6PM (866) 609-KIDS

PAGE 14 Barbara’s Friends Radiothon BY LAURA GATES

THROUGHOUT THE YEAR, BARBARA’S FRIENDS -- THE CHILDREN’S HOSPITAL CANCER FUND -- PROVIDES SUPPORT FOR PEDIATRIC ONCOLOGY AND HEMATOLOGY PROGRAMS AT THE CHILDREN’S HOSPITAL OF SOUTHWEST FLORIDA. Donors will be celebrated and stories of hope shared during the tenth annual 107.1 Cat Country “Helping Kids with Cancer” Radiothon. The 12-hour live broadcast from Miromar Outlets will be January 20 from 6 a.m. to 6 p.m. “It is an exciting day,” said Duane Higgins, director of development for Lee Memorial Health Systems Foundation. “It is a day where we recognize and thank those who have given and encourage new donors to give as we all come together to support our local children’s cancer program.” As the Radiothon celebrates its tenth year, Health Park Medical Center celebrates its twentieth anniversary, and plans are underway for ground to break on the new Children’s Hospital building in 2013. The Children’s Hospital of Southwest Florida is one of just

“THIS IS OUR HELPING KIDS WITH CANCER FUND, WHICH REALLY UNDERGIRDS THE CHILDREN’S PEDIATRIC PROGRAM HERE AT LEE MEMORIAL. ”

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nine centers in the state providing care for children diagnosed with cancer or blood disorders. Cancer is the leading cause of death by disease for children in the United States under the age of 15. Under the direction of Dr. Emad Salman, The Barbara’s Friends Pediatric Hematology and Oncology Outpatient Center has treated more than 3,500 young cancer patients, with half of them being uninsured or on Medicaid. The hospital never denies treatment based an a family’s inability to pay. “We raised $250,000 last year, and this year we hope to exceed that,” Higgins said. “This is our helping kids with cancer fund, which really undergirds the children’s pediatric program here at Lee Memorial.” In the last nine years, the Radiothon has raised more than $1 million for Barbara’s Friends. One hundred percent of donations go toward helping kids with cancer. “It’s a tremendous thing,” Higgins said.

The day will include interviews with patients, parents, doctors and other members of the medical team. Those who stop by the Radiothon also will have the opportunity to meet local DJs and news anchors. Higgins especially encourages area residents to consider becoming a Guardian Angel. With a commitment of $25 a month (or $300), an individual or organization can become a dedicated supporter, helping provide lifesaving care to children with cancer here in southwest Florida. Supporting Barbara’s Friends means helping fund a myriad of services including a dedicated child and family counseling program, a pediatric pharmacy, a medical library, an indoor therapeutic play area and a music room. Kids with cancer need all the help they can get, and that is what Barbara’s friends seeks to provide. A pledge may be made by calling (866)609-KIDS(5437) or visiting leememorial.org/foundation. Listen to the Radiothon online at www.catcountryonline.com.


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TRISH LEONARD

PAGE 18

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TRISH LEONARD WOMAN OF THE YEAR

Trish Leonard PAGE 19

TRISH LEONARD IS A SEER AND A DOER, POSSESSING A RARE COMBINATION OF VISION AND ZEAL WHICH GENERATES POSITIVE CHANGE FOR SOUTH LEE COUNTY. She recently added “Woman of the Year” to her repertoire of accolades, having previously been dubbed “Woman of Style” and “Woman of Distinction” by N Magazine. The 2011 Woman of the Year award was presented by the Zonta Club of Bonita Springs during its annual Glass Slipper Ball in November and honored Leonard for her business savvy, as well as her tireless giving to local charitable and civic causes. “Trish was nominated by more than one person,” said Zonta President Patty Gift. “She’s involved in so many different things, and she really pours herself

“SHE’S INVOLVED IN SO MANY DIFFERENT THINGS, AND SHE REALLY POURS HERSELF INTO EVERYTHING SHE DOES. SHE IS AN AMAZING PERSON. WE JUST COULDN’T NOT PICK HER. ”

into everything she does. She is an amazing person. We just couldn’t not pick her.” The list of Leonard’s affiliations is long, including Florida Gulf Coast University, the Speakers Assembly of Southwest Florida and the European American Network, to name a few. In her office at the FGCU Small Business Development Center, where she is director of marketing and the 2011 Regional Employee of the Year, hangs a plaque which sums up her personal philosophy: “Kindness Matters.” Another favorite is a phrase which once jumped out at her from a poster hanging in a doctor’s office: “You’re not alone.” Weaving these simple ideas together, Leonard has created meaningful connections between people, serving as somewhat of a philanthropic matchmaker. “I feel an obligation to bring people together,” said Leonard, who has lived in Estero for 12 years. “It’s like a puzzle. You put the people together who need to be connected.” That often means dragging

someone across the room at a chamber of commerce “after hours” to meet another like-minded soul with a similar passion. One thing leads to another, causing a chain reaction of community service, as exemplified in Leonard’s own life. A few years ago, she connected with Christin Collins at a Bonita Springs Chamber event, and a casual conversation about party dresses spawned Love That Dress, now one of the most successful fundraisers for the PACE Center for Girls. The event, held in Estero last August, allows women to shop for donated formal wear at bargain prices so they always have something fresh to wear and have an avenue for recycling old party dresses. Now Leonard has another philanthropic idea brewing with The Salvation Army to help underprivileged families. She can identify with those going through hard times, having grown up in a dysfunctional environment in upstate New York. “I just knew when I was eight years

LIFESTYLEMAGAZINEGROUP.COM | JANUARY 2012

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old I was going to make a difference,” Leonard said. “I see things that others don’t, ways to create fellowship, to take organizations and make them better.” Community service is a common theme for every organization Leonard is involved with, including the Commercial Sales Industry Professionals of Southwest Florida (CSIP), which she founded five years ago while working in marketing for an architectural firm. “This group is still holding strong even through the bad times,” she proudly said. “That’s the most important time to stick together.” As a past president of Zonta, Leonard spearheaded a project to supply laundry, bathroom and kitchen items to recipients of Habitat for Humanity homes in Bonita’s Rosemary Park. “They had these beautiful homes and nothing to put in them,” she recalled. In 2012, Leonard plans to team up with Habitat again to promote its “Women Build” initiative, bringing women from all walks of life together to refurbish homes during the week preceding Mother’s Day.

TRISH LEONARD

PAGE 20 Southwest Florida. “I love to learn about what different people and other organizations are doing to see if there’s a better way,” Leonard said. “Every day I learn something new.” She then puts her knowledge to work by enriching someone else’s life. In her position at the Small Business Development Center (SBDC), Leonard helps entrepreneurs hash out business plans and obtain

admonishment from her superiors. “I got in trouble for it all the time,” recalled Leonard, who worked her way up the corporate ladder during a 20-year career with McDonald’s. She now runs her own marketing firm, TLC Marketing and Creative Services, along with her charitable work and her role at FGCU. Although her life is busy, she retreats each Monday evening to her Marsh Landing condo for “Me

“I JUST KNEW WHEN I WAS EIGHT YEARS OLD I WAS GOING TO make a difference, ” LEONARD SAID. “ I see things THAT OTHERS DON’T, WAYS TO create fellowship, TO TAKE ORGANIZATIONS AND make them better. ” She also plans to reunite alumni of Leadership Bonita, a 13-yearold program of the Bonita Springs Chamber of Commerce designed to enlighten and engage emerging local leaders. “Let’s take that wealth of knowledge and do something,” said Leonard, a 2003 graduate who is organizing a spring refresher for alumni. For Leonard, the New Year is a time to reflect on which commitments she will continue and what new initiatives she should undertake. She currently serves as president of the European American Network (EAN), vice chair of the City of Bonita Springs Art in Public Places and a board member for the Speakers Assembly, which brings noteworthy speakers on an array of topics to

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financing. “She gets things done, and she does it well,” said SBDC Director Dan Regelski. “She contributes more to us than we give her.” That includes bringing fresh-baked goodies to Tuesday staff meetings. Leonard never wants to be a seatwarmer. When she chooses to get involved in an organization, it’s total commitment. “I don’t do things for Trish Leonard,” she explained. “I do things to make a better community and a better world.” Her compassion was evidenced early in life as a young McDonald’s manager working the night shift in North Fort Myers. She would hand out leftover hamburgers and coffee to homeless people, despite

JANUARY 2012 | LIFESTYLEMAGAZINEGROUP.COM

Mondays,” when she de-stresses through gardening or baking “anything with coconut, chocolate and pecans.” She spends time on weekends with her longtime boyfriend, recently retired Bonita Springs City Manager Gary Price, tending a large garden on his property in Bonita. She also enjoys time with her two sons and three grandkids, who all live in Lee County. Leonard will always make time for providing leadership and giving back to her local community. “She does so many things, she makes me look like I sit still, even though I sit on three boards,” Gift said. “Overall, the community is much better off because of Trish Leonard. I really admire her.”


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CALENDAROFevents

CALENDAR OF EVENTS

ESTERO EVENTS JANUARY2012 ARTS & ENTERTAINMENT

JANUARY 3-22 GOD OF CARNAGE Florida Repertory Theatre (239)332-4488 or floridarep.org

HAVE AN EVENT COMING UP? Email us at info@lifestylemagazinegroup.com

JANUARY 7 NAPLES NEW YEAR’S ART FAIR Fifth Avenue South (239)262-6517 or naplesart.org

JANUARY 8 ROYAL PHILHARMONIC ORCHESTRA Naples Philharmonic Center for the Arts (239)597-1900 or thephil.org

PAGE 22

JANUARY 4 FEBRUARY 11 ME AND MY GIRL Broadway Palm Dinner Theatre (239)278-4422 or broadwaypalm.com JANUARY 5-7 NAPLES PHILHARMONIC ORCHESTRA: CLASSICAL 3 Naples Philharmonic Center for the Arts (239) 597-1900 or thephil.org

JANUARY 6 THEATRE CONSPIRACY: WALT WHITMAN Alliance for the Arts, 10091 McGregor Blvd., Fort Myers (239)939-2787 or artinlee.org

B.B. KING Barbara B. Mann Performing Arts Hall (239)481-4849 or bbmannpah.com JANUARY 10 MARTHA GRAHAM DANCE COMPANY Naples Philharmonic Center for the Arts (239) 597-1900 or thephil.org JANUARY 10-15 ROCK OF AGES Barbara B. Mann Performing Arts Hall (239)481-4849 or bbmannpah.com

JANUARY 13 SOUTHWEST FLORIDA NATURE FESTIVAL 300 Tower Road, Naples (239)417-6310 or rookerybay.org JANUARY 14 THANK YOU, MYRA Gala honoring Phil founder Myra Janco Daniels Naples Philharmonic Center for the Arts (239)597-1900 or thephil.org

JANUARY 14-15 BONITA SPRINGS NATIONAL ART FESTIVAL Promenade at Bonita Bay (239)495-8989 or artcenterbonita.org JANUARY 14-26 SOUTHWEST FLORIDA PASTEL SOCIETY EXHIBIT Center for the Arts of Bonita Springs (239)495-8989 or artcenterbonita.org

JANUARY 6-8 RINGLING BROS. BARNUM & BAILEY CIRCUS Germain Arena, Estero (800)745-3000 or germainarena.com

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JANUARY 11FEBRUARY 4 THE YEAR OF MAGICAL THINKING Florida Repertory Theatre (239)332-4488 or floridarep.org

JANUARY 2012 | LIFESTYLEMAGAZINEGROUP.COM

JANUARY 16-20 LATE NIGHT CATECHISM LAS VEGAS Naples Philharmonic Center for the Arts (239)597-1900 or thephil.org

JANUARY 19 MEMORIES OF ELVIS: ROCKIN BIRTHDAY BASH Barbara B. Mann Performing Arts Hall (239)481-4849 or bbmannpah.com JANUARY 19-MARCH 3 SQUABBLES Off Broadway Palm Theatre (239)278-4422 or broadwaypalm.com JANUARY 20 CAT COUNTRY 107.1 FM RADIOTHON Benefitting Barbara’s Friends - The Children’s Hospital Cancer Fund Live from Miromar Outlets, 6 a.m.- 6 p.m. (866)609-KIDS or catcountryonline.org

JANUARY 20-21 BALLPARK FESTIVAL OF BEERS Hammond Stadium (239)768-4210 or miraclebaseball.com


JANUARY 21 SWFL WINTER NATIONAL WOOD ART EXPO Harborside Event Center, Ft. Myers flwoodartexpo.com

JANUARY 23 COMMUNITY CONCERT: TSCHAIKOWSKI Barbara B. Mann Performing Arts Hall (239)481-4849 or bbmannpah.com

JANUARY 28 THE TEMPTATIONS AND THE FOUR TOPS Barbara B. Mann Performing Arts Hall (239)481-4849 or bbmannpah.com

JANUARY 10 ESTERO BOYS BASKETBALL V. ISLAND COAST Estero High School (239)947-9400 or est. leeschools.net/athletics

JANUARY 30 TRIBUTE TO THE KING (ELVIS) Broadway Palm Dinner Theatre (239)278-4422 or broadwaypalm.com

JANUARY 11, 13 & 14 EVERBLADES V. CHICAGO EXPRESS Germain Arena (239)948-7825 or floridaeverblades.com

CALENDAR OF EVENTS

JANUARY 21-22 THE ENVELOPE, PLEASE: NIGHT AT THE OSCARS Barbara B. Mann Performing Arts Hall (239)772-7775 or swflso.org

JANUARY 26-29 LES MISERABLES Naples Philharmonic Center for the Arts (239)597-1900 or thephil.org

JUST BEE-CAUSE FASHION SHOW Bonita Bay Country Club Judy Kahl, (239)947-0444 or fightblindness.org

JANUARY 20 ESTERO BOYS BASKETBALL V. IMMOKALEE Estero High School (239)947-9400 or est. leeschools.net/athletics

JANUARY 31 MIAMI CITY BALLET: SCARLETT PREMIERE Naples Philharmonic Center for the Arts (239)597-1900 or thephil. org

JANUARY 24 FGCU M. BASKETBALL V. LONGWOOD Alico Arena fgcuathletics.com

PAGE 23 JANUARY 22 LARRY KING Naples Philharmonic Center for the Arts (239)597-1900 or thephil.org INTNL HOLOCAUST REMEMBRANCE CONCERT Naples United Church of Christ (239)263-9200 or holocaustmuseumswfl.org GULF COAST SYMPHONY: BROADWAY HEROES Barbara B. Mann Performing Arts Hall (239)481-4849 or bbmannpah.com BONITA SPRINGS CONCERT BAND 2 p.m., Riverside Park, Bonita Springs BonitaSpringsConcertBand.com

JANUARY 27 NAPLES WINTER WINE FESTIVAL Ritz-Carlton Golf Resort, Naples (888) 837-4949 or napleswinefestival.com

THE BRONX WANDERERS Naples Philharmonic Center for the Arts (239)597-1900 or thephil.org

JANUARY 26 FGCU W. BASKETBALL V. MERCER Alico Arena fgcuathletics.com

ZAC BROWN BAND Germain Arena, Estero (800) 745-3000 or germainarena.com

JANUARY 27 ESTERO BOYS BASKETBALL V. FIRST BAPTIST ACADEMY Estero High School (239)947-9400 or est. leeschools.net/athletics

VIETNAM WALL TRIBUTE Hammond Stadium, Fort Myers (239)994-6494 or cajunclassic.org JANUARY 27-29 MULLET FESTIVAL Stan’s Idle Hour Restaurant, Goodland (239)394-3041 or stansidlehour.net JANUARY 27-28 GHOST WALK Koreshan State Historic Site, Estero (239)992-0311

JANUARY 25, 26 & 28 EVERBLADES V. GREENVILLE ROAD WARRIORS Germain Arena (239)948-7825 or floridaeverblades.com

SPORTING EVENTS JANUARY 7 FGCU M/W BASKETBALL V. UNF Alico Arena fgcuathletics.com

JANUARY 28 FGCU M/W BASKETBALL V. KENNESAW STATE Alico Arena fgcuathletics.com

JANUARY 9 FGCU M/W BASKETBALL V. JACKSONVILLE Alico Arena fgcuathletics.com

JANUARY 30 FGCU M. BASKETBALL V. MERCER Alico Arena fgcuathletics.com

LIFESTYLEMAGAZINEGROUP.COM | JANUARY 2012

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BUSINESS COVER PAGE

PAGE 25

Business &MONEY Changing Banks Landscape Making Sense of Technology; Tools you can use in 2012

LIFESTYLEMAGAZINEGROUP.COM | JANUARY 2012

25


BUSINESS&money

CHANGING BANKS LANDSCAPE New Year brings some changes to local banking scene.

BY JIM FREER

WHEN MANY BANKS AND OTHER LENDERS WERE MAKING SUB-PRIME MORTGAGES AND COMPLEX ADJUSTABLE RATE LOANS SEVERAL YEARS AGO, BB&T KEPT FOCUSING ON THE OTHER LENDING IT HAD USED TO BUILD A HISTORY OF PROFITABILITY. “Our goal has always been to help consumers and businesses achieve economic success and financial stability,” said Michael Oster, BB&T’s regional president for South Florida. “We didn’t see how making loans that a lot of people might not be able to pay would help them and us reach those goals.” By staying its course with business lending and traditional mortgages, Winston-Salem, N.C.based BB&T avoided the real estate problems that are still an issue for many banks. It also has continued to grow in Florida and other states. In 2012, BB&T will become a bigger player in the fast-changing banking landscape in Broward County and around Florida. The

adjacent chart points to some key developments in how that landscape, and bank names, has kept changing since the 1980s. The latest big change came on Nov. 1, when BB&T announced an agreement to buy BankAtlantic which has been the largest bank based in Broward. When the deal is completed, likely in the spring of 2012, BB&T will move up from 11th to fourth place in deposits in Broward, It will have just over $2.5 billion in deposits at approximately 45 offices in the county. The sale of BankAtlantic will leave Stonegate Bank as the largest bank headquartered in Broward. Stonegate, based in Fort Lauderdale, had $848 million in

PAGE 26

The Banking Name Game: How They Got Here

MIKE OSTER

“WE DIDN’T SEE HOW MAKING LOANS THAT A LOT OF PEOPLE MIGHT NOT BE ABLE TO PAY WOULD HELP THEM AND US REACH THOSE GOALS. ”

Mid-1980’s

Charlotte, N.C.-based NCNB begins buying banks around Florida. NCNB later changes its name to NationsBank.

1984

Florida joins 11 other states and the District of Columbia in the Southeast Regional Compact, which permits mergers among banks in those states.

26

JANUARY 2012 | LIFESTYLEMAGAZINEGROUP.COM

1991

Regulators take over Miami-based Southeast Bank, the biggest in South Florida, and sell it to Charlotte-based First Union.

Late-1980’s The S&L crisis and the fallout from the overbuilt commercial real estate market lead to the first modern era wave bank failures. Between 1989 and 1991, there were 1,180 bank failures including 63 based in Florida.

1997

NationsBank buys Barnett, the Jacksonville-based bank that was the biggest in Florida.


BUSINESS&money assets on Sept. 30. That included business at its branches in several counties on Florida’s Gulf Coast. Stonegate opened in 2005. It quickly became profitable, and among Florida banks it has one of the lowest ratios of problem loans to total loans. “We decided not to have speculative land and development loans as a major part of our business,” said David Seleski, Stonegate’s president and CEO. A main reason behind the lingering banking crisis is the large number of loans that were made on condominiums and other housing projects that have not been completed. Stonegate has what Seleski calls a diversified lending mix of commercial loans, residential mortgages and so-called “owneroccupied loans” for businesses to buy properties they use for their operations. But many other South Floridabased banks are feeling stymied in their efforts to expand in those areas of lending, said Kenneth Thomas, president of bank consulting firm K. H. Thomas Associates in Miami.

cleaning up bad loans, not making any new ones,” Thomas said. He added that some banks that are not under enforcement actions are being told by regulators to keep writing down the values of some loans that banks feel are fairly valued. That requires a bank to keep increasing its loan loss reserves, a step that reduces its earnings. Amid these problems, Thomas expects that 2012 will be another year when bank failures and what he calls “shadow failures” with investment groups buying troubled banks will be a major story in Florida. Thus, BB&T and several other large and well capitalized banks that are relative newcomers have the potential to play major roles in meeting South Florida’s growing demand for business loans and residential mortgages. Chase, based in New York, and PNC, based in Pittsburgh, are prominent on that list. So is TD Bank, the U.S. subsidiary of Toronto Dominion Bank. Those banks have expanded in South Florida primarily by buying banks from other states that had

CHANGING BANKS LANDSCAPE DAVID SELESKI

PAGE 27 “WE DECIDED NOT TO HAVE SPECULATIVE LAND AND DEVELOPMENT LOANS AS A MAJOR PART OF OUR BUSINESS. ” Some of those banks are under enforcement actions from regulators, with orders that include increasing their capitalto-asset ratios and reducing the percentages of real estate loans in their portfolios. Basically, every dollar retained in capital is a dollar that a bank is not lending. “They simply cannot do much lending since the focus must be on

2009

1998

Nations Bank merges with Bank of America, based in San Francisco. They keep the B of A name, with headquarters in Charlotte.

2001

First Union merges into Wachovia Bank, also-based in North Carolina.

2008 onward

The crisis in residential lending and the housing market lead to a second wave of bank failures. In 2010, there were 157 bank failures, including 29 in Florida.

2008

Regulators take over Coral Gables-based BankUnited, the biggest bank based in South Florida, because of problem mortgages. An investment group buys non-problem assets, puts in new capital and keeps the BankUnited names and branches.

Wells Fargo, based in San Francisco, buys Wachovia which was experiencing financial problems. In 2011, it changes the signs on Florida offices.

2011

Winston-Salem, N.C.-based BB&T agrees to buy Fort Lauderdalebased BankAtlantic, the biggest bank based in Broward County.

LIFESTYLEMAGAZINEGROUP.COM | JANUARY 2012

27


BUSINESS&money

CHANGING BANKS

branch networks in Broward and other counties. Several of their acquisitions were of failed banks through the Federal Deposit Insurance Corp., such as BB&T’s 2009 purchase of Alabama-based Colonial Bank. BB&T and other newcomers “must overcome issues of ‘who are these guys?’ and ‘what do the initials stand for,?’â€? Thomas said. He feels that BB&T has “built a good reputationâ€? in its operations and added that it has been selective in buying banks. BB&T has $168 billion in assets and is among the country’s 20 largest banks. “We have the capital that some other banks might not have access to in the current market,â€? Oster said. “We can lend to large businesses and we lend to businesses of all sizes.â€? Oster and other BB&T ofďŹ cials cannot discuss details of the

pending BankAtlantic merger because it requires approval from banking regulators. One likelihood is that BB&T will succeed BankAtlantic with the naming rights at the BankAtlantic Center in Sunrise. “We are very interested in opportunities at the BankAtlantic Center and are in discussions with people there,â€? Oster said. That added brand recognition could help BB&T in the South Florida market where Oster is ďŹ nding “a more aggressive competitionâ€? in business lending among large and smaller banks that do not have capital problems. Seleski said he has been seeing more competition among banks for commercial loans. In the residential market he is ďŹ nding that “about 60 percent of the sales are still cash.â€? Seleski said that in 2005 he never would have expected that

Stonegate within seven years would become the largest bank headquartered in Broward. He and Thomas each expect more future waves of bank name changes, mixed with mergers, in South Florida. When the economy is strong it is a ripe time for start-ups, such as Stonegate in 2005, and for banks from other states to buy proďŹ table banks in Florida. During downturns, there will be more opportunities for banks like BB&T and Chase to buy failed banks in deals where the FDIC takes many of the problem loans. The sale of BankAtlantic will leave just 16 banks with headquarters in Broward. Behind Stonegate as the largest as of Sept. 30 are Community Bank of Broward, based in Weston with $476 million in assets, and Regent Bank, based in Davie, with $447 million in assets.

PAGE 28

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BUSINESS&money

TECH GADGETS Making sense of TECHNOLOGY; PAGE 30 tools you can use in

2012 BY JEFF PEARLMAN

TECHNOLOGY - WE CAN’T LIVE WITHOUT IT. And yet, in today’s fast-paced world, it is becoming more and more challenging to keep up with the latest gadgets, gizmo’s, apps and plug-ins. “It seems like every time you turn around there’s something new that makes the old obsolete almost overnight,” says Heather Coleman, a travel consultant from Weston. “It’s hard to figure out what to invest in because it all changes so fast.” Should I go with the Apple iPhone or Android? What about my beloved Blackberry? Is it still relevant? In a world where there are thousands of apps, which ones are essential? We asked readers to weigh-in on how to tame technology and help use it to improve your business, life and family. In fact, we used technology to write this story. Sources were found on Twitter, Linked-In, Stumble Upon, Quora, Facebook and HARO (Help a Reporter Out). SMART PHONES Way back when, a smart phone was “smart” if it had a calendar and email capabilities. Today, the bar is significantly higher as a result of ‘apps’ that exist for just about everything.

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JANUARY 2012 | LIFESTYLEMAGAZINEGROUP.COM


“I prefer the Apple iPhone because there are almost 250,000 apps in the iTunes store,” says Mark Segal, a sales representative from Coral Springs. “Last I checked Android has only 70,000 or so.” But for others the sheer amount of apps can be overwhelming. “It can be like an addiction,” says Roberta Edwards of Fort Lauderdale. “Aside from the cost, I find that I only use a few apps so I can still get by with my old Blackberry. My basic needs are email and a calendar, navigation and Google. I laugh at my friends who load their phones up with these apps. How much do we really need or use? It gets too complicated. I’m all about keeping it simple.” Paul Lorenzi and his wife/partner Hope dream of someday hitting it big by developing a popular app. The couple, who are spending the winter in Parkland, are big critics of the Android Market, because over half the apps in that store are free. “Here we are trying to revive our economy and Google which rules the world is offering all of these free apps,” says Paul. “That makes it hard for innovators to make it. In the iPhone App Store, only a very small percentage of apps are free.” “I want to serve both platforms,” adds Hope. “You cannot ignore the Android, they have such a large share of the market.” Most of the readers who responded to our queries gave the iPhone high marks for media, music, photos and movies. The iPhone also scores high for travel and kids’ stuff. “My kids love my iPhone for the games,” says Constance Henderson of Estero. “My husband calls it an expensive pacifier.” Android is popular for social networking and dining out. As for the Blackberry, it appears the original monster of the category has lost some of its luster, if not the loyalty of some users. “I’m loyal,” writes Sami Glazer of Coral Springs. “It’s been tough to be loyal and my friends flaunt their Droids and Apple’s all the time, but the Blackberry has been a loyal friend for years and I’m rooting for them to get back on track.”

We gathered some suggestions given by our readers and broke them down for you. MUSIC Mog, Pandora, Spotify, Rhapsody and Soundhound were mentioned in our informal survey. Spotify, the British sensation, recently crossed the Atlantic and has quickly earned a niche among music lovers for its vast library. But gaps remain; especially for lovers of classic rock: For example: The Beatles, Bob Dylan and Led Zeppelin are conspicuous for their absence on the site. But newer artists are on the site and the offerings are broad and deep. “If you’re willing to put up with the ads it’s free,” says Jack Stein of Weston. “And the ads aren’t too bad. Spotify has a ton of music and all the new albums available.” Pandora, Rhapsody and Mog are similar to Spotify. Soundhound offers a feature for smart phones that allows users to speak an artist’s name and gain instant access to videos, lyrics, etc.

TECH GADGETS iTunes. s Bump – share information by bumping phones. Available at iTunes. s Cardflick – flick to share your digital business card. www.cardflick.com s Skype – still a favorite. www.skype.com s Hey Where Are You – tell your friends where you are, and vice-versa. Available at iTunes. s Nimbuzz – text chat on Yahoo, AOL, etc. www.nimbuzz.com s Fring – “Group Video Chat, Voice Calls & Text Chat” www.fring.com s Cisco WebEx Meeting – join online meetings, webinars and more. www.webex.com s Business Card Reader (Paid) – scan business cards right into your phone. Available at iTunes s SnapDat Digital Business Cards – Design and send digital business cards directly from your phone. www.snapdat.com

PAGE 31

APPS FOR PRODUCTIVITY AND LIFE So what are the apps that are essential to life, home and office?

PRODUCTIVITY APPS s Ego (Paid) – monitor how well your web presence is growing. www.ego-app.com s iTranslate – translates what you say. Available in the iTunes Apple Store. s Dragon Dictation – the prequel to Siri, lets your phone transcribe your voice. Available at iTunes. s Speller – spellcheck English or Spanish. Available at iTunes. s Feedly – your mobile RSS reader. www.feedly.com s Evernote – got an idea? Evernote it. www.evernote.com s DropBox-Bring your files with you when you’re on the go. www.dropbox.com s My Eyes Only Lite – password protect any sensitive information you need. Available at iTunes. s Remember the Milk – access your to-do lists from your phone. www.rememberthemilk.com s Bento (Paid) – your iPhone personal database organizer. www.filemaker.com s Print n Share (Paid) – print to any printer. Available at iTunes. NETWORKING s vTie Necktie Guide – so you can always look your best. Available at

BECA C USE TECHNOLOGY MAKES IT EASY TO SHARE s WordPress – update your blog or respond to comments, from anywhere. www.android.wordpress.org s Flickr – share your own photos, and check out everyone else’s. www.flickr.com s UStream – turn your phone into a mobile radio station iPhone. www.ustream.tv/everywhere There’s never a final word on technology, it is ever changing. In the coming months, we will strive to keep you up to date and urge you to contact us with how your using technology to improve your lifestyle. LIFESTYLEMAGAZINEGROUP.COM | JANUARY 2012

31


MICHELLE BETS FITNESS

PAGENew 32 Year, New You!

MICHELLE BETTS FROM VH-1’S “TOUGH LOVE: MIAMI” ON FITNESS AND HEALTH FOR THE NEW YEAR Don’t you love this time of year, you make all your New Year’s resolutions and goals and really feel like you will meet them. I’m here to give you a little push start to turn those goals into reality. The holidays have come and gone, and most Americans have gained some extra pounds within the last few months. Follow these steps to stay on track this year and make 2012 the year you improve your health with exercise and a healthy diet. Know what you want, know your goal. Write it down, be clear and precise. You also must know why you want to achieve your goal. You have to know where you are going in order to get there, so to speak. Once you do this, make a plan and stick to it. When most people decide to improve their health and lose weight they think they need to spend five days a week in the

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JANUARY 2012 | LIFESTYLEMAGAZINEGROUP.COM


gym, so they put it off and make the excuse that they don’t have the time. As a fitness trainer and expert, I tell my clients to start out doing three days a week for 30-60 minutes. This is not a lot of time, this is for your health, and you can make this happen. Before you know it, you will want more and it will turn into more but begin slowly; slow and steady keeps the weight off for good. If you don’t like going to the gym then do something fun that interests you. There are many classes and sports leagues out there, just make sure you get some exercise in. I tell many couples to take a long walk or a jog every evening together. Doing this can improve your health and your relationship, costs no money, and requires no equipment. Make it a ritual. I swear to you, adopt exercise into your 2012 lifestyle and you will see a dramatic change in the way you feel; exercise gives you energy. Now, I understand life gets hectic. Sometimes work hours go into overtime and business trips happen. If you are really pressed for time then buy a jump rope. You can find a jump rope for under $10 and they are travel friendly. Take ten extra minutes in the morning to jump rope. Ten minutes of jumping rope can burn up to 120 calories; this will also raise your heart rate and get your body warm, which in turn will burn more calories throughout your day. Ten minutes in the morning…everybody has ten minutes. Exercise is only half the battle in improving your health in 2012. Your diet plays an equal and vital role. I ask the clients I train to keep a food journal so we know when and what they are eating. This is a huge factor in weight loss and gain. You will be surprised to find that if you adapt a few simple rules to your food consumption it is easier to shed those pounds. Eat something within 60 minutes of rising. The old saying breakfast is the most important part of your day is true. You need to eat within 60 minutes of rising to jump start your metabolism. This is so important! Please, I beg you to eat when you wake up...did I mention eat a healthy breakfast. I rotate between 3 healthy breakfasts, they are: s Low fat Greek yogurt, blueberries, almonds (protein, antioxidants, good fat) s Oatmeal, blueberries, low fat milk (whole grains/fiber, antioxidants, good fat) s One egg fried with olive oil, 1 piece of whole wheat bread, 2 slices of avocado (protein, whole grains/fiber, good fat) If you are pressed for time, at the bare minimum grab a piece of fruit. Remember to eat something for breakfast and make it healthy. I can’t stress to you the importance of eating breakfast enough. Eat five small meals a day. I know everyone has heard this over and over, but it’s essential for living a healthy lifestyle, losing weight and keeping it off. Eating five small meals a day keeps your metabolism up, because you are eating so frequently, you never feel hungry. You should never eat so much in a sitting that you feel stuffed, EVER! This stretches out your stomach and increases your appetite. Also, if you know you are going to be out a long while carry

healthy foods with you. I recommend pre-packaged servings of a healthy nut like almonds. If you buy prepackaged then you will stay in portion control. Nuts are a great source of good fat your body needs, you just have to be careful you don’t over consume, which is why pre-packaged portions are fabulous. Have healthy meals readily available in your refrigerator. At the beginning of every week I bake 4 large chicken breasts and 4 99% lean turkey burgers. I stick this lean, healthy, protein in the fridge so I know all I have to do is warm it up and it’s ready for me to nosh on. Choose lean cuts of protein like chicken breast, salmon, or turkey over fatty meats. Incorporate colorful fruits and vegetables into your daily diet. A good rule of thumb is to look down at your plate, if you don’t see bright colors, add it. Greens like spinach and kale are wonderful for you. Red and green bell peppers are healthy and add a little spice. Blueberries, raspberries, strawberries, cranberries, all of these wonderful berries are full of antioxidants. Whatever you choose, make sure it comes from the earth and is colorful. I wish you good health in 2012. Start off the year right by exercising a minimum 3 times a week for 3060 minutes. Always eat breakfast, choose lean protein, and add color to your meals. Five small meals a day will keep your metabolism up. Here’s to the New Year and the new you!

MICHELLE BETS FITNESS

“EXERCISE IS ONLY HALF THE BATTLE IN IMPROVING YOUR HEALTH IN 2012. YOUR DIET PLAYS AN EQUAL AND VITAL ROLE. ”

PAGE 33

LIFESTYLEMAGAZINEGROUP.COM | JANUARY 2012

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JIM RAMSBURG

Ramsburg PAGE 37 ESTERO S R BY LAURA GATES

THE FIRST THING PEOPLE NOTICE ABOUT JIM RAMSBURG IS THE VOICE. THE DEEP, MELODIC TONE BECKONS THOSE AROUND TO LISTEN. Ramsburg, who was inducted into the Pavek Museum of Broadcasting Hall of Fame in 2006, seems to have been born with a destiny in broadcasting. Adding to his God-given set of pipes, Ramsburg unknowingly trained his talent by mimicking the radio announcers he grew up listening to as an only child living with his mother in a suburb of Minneapolis, his father having died when he was an infant. “I found myself alone a lot of the time listening to radio,” recalled Ramsburg, who came of age as the golden era of network radio was dying out to the new medium of television. “I always had a love for radio. It was my constant companion.” Now, after a 50-year career in broadcasting, Ramsburg has written a book chronicling the history of network radio, a bygone but not forgotten era of pop culture which still fascinates many today. “Network Radio in its Golden Age was commercial broadcasting at its highest level,” Ramsburg writes in the first chapter of “Network Radio Ratings, 1932-1953.” “It was a hard-nosed business based in technology, capitalized upon by industry, loosely controlled by government, exploited by marketers of consumer goods, ruled by dollars

and dictated by rating r ngs.” ng g ” Although he ended d up iin n radio, radio Ramsburg studied journalism rnalism at th the University of Minnesota, working on the student newspaper staff, where he met his wife of 54 years, Patty. “She’s the best thing I ever got out

of college,” he likes to say. Ramsburg started working the night shift at a local Twin Cities radio station during the summers. His career path became settled one night when he received an unexpected call from the manager of “the new WDGY,” a station recently purchased by Todd Storz, known as the father of Top 40 radio. Ramsburg was invited to “come

over and learn n a few thi hiing n s. The h nex xt day, da y I signed on full ti y, time me e and decid ded my futur urre wa ure w s in broad adca ad cca ast s in ing. g.”” g. He so soon beeca ame me thee Twi wi Ci win Citiies’ youngestt rad ad diio o persona naali litty, wi with t an aftern noon on n music sho ow and a late-night telep e hone talk sh how o . He H also create ed the nation’s first stt disc jockey bas asketb t all team, play tb yin i g exhibition gam mes e to benefit loccal a charities. Ramsburg’s rad dio i career took him to Des Moinees, Fort Lauderdale, Albany, Kansas City, y, Los Angeles, Dallas and finally bac ack to Minneapolis, where he and Patty, along long with their two children, finally settled. In 1976, they started Ramsburg Media Services, filling a niche market for broadcast advertising in a time when 95 percent of advertising was still in print. The couple retired to Estero in 1998. Ramsburg is considered one of the founding fathers of Estero’s civic activism, serving as spokesman for the Estero Concerned Citizens Organization, which later evolved into today’s Estero Council of Community Leaders. He remains active, helping choose Estero’s “Village Visionary” award recipients and speaking on Estero history during “Village with a Vision” presentations throughout the year. “I rediscovered the fun of working with a live audience,” he said. “I love to get out and teach through entertainment.”

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BILTMORE HOTEL

PAGE 38 BILTMORE FACTS ‡ 64 )7 *$//21 322/ ‡ +2/( &+$03,216+,3 *2/) &2856( ‡ $&5(6 2) /86+ 7523,&$/ /$1'6&$3(6 ‡ 64 )7 %,/7025( 63$ 38

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travel

THE BILTMORE HOTEL BILTMORE HOTEL BY: MARLA LAZARUS

Graced with natural elegance and sophistication, the Biltmore Hotel, a luxury golf and spa resort, offers a world of history and sophistication in a stunning location in the exclusive Coral Gables, Surround yourself in a place of elegance, old world charm and beauty as you ease into indulgence and serenity. Reflecting the passion and vitality of one of America’s most exciting cities, Miami, the legendary Biltmore Hotel has been a favorite of world leaders, celebrities, and sports stars since its opening in the 1920s. A symbol of South Florida warmth and hospitality offering much more than exceptional accommodations, the Biltmore Hotel showcases championship golf, cosmopolitan dining, a luxury spa and premier conference facilities. Perhaps, this is why they’ve remained Miami’s only four-star, four-diamond hotel for six consecutive years. This historic resort features grand hotel rooms and suites, highly acclaimed restaurants, a world-class spa and fitness center and spacious state-of-the-art conference facilities. Surrounding the Biltmore are 150 acres of lush and tropical landscapes, which include an 18-hole Donald Ross-designed golf course, 10 tennis courts and the world-famous Biltmore pool with private cabana suites. An oasis of privacy and tranquility in the vibrant city of Miami, this upscale hotel is just minutes from the electricity of South Beach, Coconut Grove and downtown Miami. The beautiful accommodations at the stately Biltmore consist of 273 guest rooms, including 130 spacious suites. The rooms feature luxurious details such as plush Egyptian bedding, Jerusalem stone-tiled floors and oversized windows. The elegant Biltmore Spa is a 12,000 sq. ft. sanctuary of astonishing beauty with panoramic views in all directions, it defines tranquility and relaxation. Hints of Zen traditions transcends

through the aroma of Green Tea Citrus, the cascading water walls, earth tones decor, a bamboo bridge and polished stones in rippling pools of water. One of Miami’s most sophisticated and varied international dining experiences; the Biltmore features four restaurants, each with its own distinct personality, as well as two bars and a classic afternoon tea

area and fully equipped professional kitchen offering a variety of classes and workshops for both adults and children. Fun and educational, the Biltmore Culinary Academy is ideal for aspiring chefs of all levels. The largest hotel pool in the continental United States, the Biltmore’s measures approximately 23,000 sq. ft. and holds 700,000 gallons of water. In the early days of the resort, it was the scene of spectacular Busby Berkeley-like water shows, diving exhibitions, fashion shows and celebrity parties. Today, it has become the stylish setting for relaxing, outdoor recreation and dining. Built by Coral Gables’ developer, George Merrick, the Biltmore opened in 1926 as the epicenter of the city. Today, keeping with Merrick’s vision, the Biltmore is the ultimate Florida destination resort. A place of elegance, beauty, and calm, the Biltmore is a luxury resort located in Coral Gables at 1200 Anastasia Avenue. For additional information or to make a reservation, please call (305)445-1926 or visit www. biltmorehotel.com.

PAGE 39 service accompanied by live music. Offering an exceptional level of quality, imagination and appealing presentation, your dining experience is overseen by Executive Chef Philippe Ruiz creating the finest cuisine in the area. Fontana Ristorante mounts one of the country’s most celebrated and lavish Sunday Champagne Brunch buffets promising a treat, second to none, for a special occasion or just a lazy Sunday afternoon. In February 2009, the Biltmore Hotel furthered its longstanding passion for gastronomy and Commitment to excellence in the culinary arts by opening the Biltmore Culinary Academy. As the only hotel with a recreational cooking school operating in North America, the academy has a dedicated learning

LIFESTYLEMAGAZINEGROUP.COM | JANUARY 2012

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dining BILTMORE HOTEL AT THE BILTMORE’S DINING PALME D’OR BY: MARLA LAZARUS

organic vegetables in a bisque reduction infused with rosemary. Perfectly grilled Buffalo Tenderloin is served with fingerling potatoes, ripe vine tomato and traditional béarnaise foam. The Deconstructed Couscous combines roasted rack of lamb, spiced sausage, vegetable ragout and semolina while the Seared Duck Aiguillettes with celery flan in a seasonal black cherry sweet and sour sauce was amazing. Slowly Braised Veal Osso Bucco with creamy faro risotto and baby carrot and turnip confit was tender and juicy. Our sweet indulgence included Exotique Mille Feuille layering coconut mousse, guava jelly, lime banana cremeux and pinacolada ice cream as well as a decadent L’Opera sponge cake layered with dark chocolate and coffee mouse, served with Tahitian vanilla ice cream. Don’t miss the irresistible Le Souffle A L’Americaine, a lemon cheesecake soufflé with strawberry sorbet or the Tarte A La Framboise, a classic fresh raspberry tart with Greek yogurt sorbet. With such beautiful surroundings as well as impeccable service and cuisine, second to none, Palme D’Or is perfect for special celebrations or just creating a delicious gourmet memory. Rated ‘Top Restaurant’ by the 2010 South Florida Zagat Guide, the Biltmore’s stunning signature restaurant presents an unparalleled dining experience. Located in the legendary Biltmore Hotel at 1200 Anastasia Avenue in Coral Gables, Palme D’Or is open for dinner and reservations are recommended by calling (305) 913-3201. Bon Appétit…

PAGE 40 The Biltmore’s signature restaurant, Palme d’Or, brings a taste of France to Coral Gables with dishes ranging from simple, yet sublime to expertly exotic. Fresh flavors and stunning presentation are found in every seasonal offering. Though the menu comprises fresh seafood, vegetarian-friendly items, select meats, and house specialties, guests are encouraged to customize their dining experiences. Your meal will be even more memorable with selections from their award-winning international wine list. Since taking the helm at Palme d’Or, Chef Philippe Ruiz has won accolades for his ingenious interpretation of French Nouvelle Cuisine, including numerous James Beard Award nominations. Ruiz’s award-winning cuisine has “raised the standard” on the South Florida culinary scene. Our French culinary adventure began with a luscious Smoked Scottish Salmon Napoleon layered with Hawaiian heart of palm,

40

JANUARY 2012 | LIFESTYLEMAGAZINEGROUP.COM

Dugeness Crab and Osetra caviar… simply irresistible! Creamy Maine Lobster Bisque “My Way” is served with Maine scallop mousse ravioli and saffron cream cappuccino. Summer Heirloom Tomato “Mille Feuilles” with marinated buffalo mozzarella and Provencal crispy bread was creamy and delicious. The Le Trio was organic truffled scrambled eggs, wild mushroom ragout and fingerling potato “Potage”. Special Homemade Foie Gras Terrine with black truffle and tropical fruit chutney is a feast for the most discriminating palate. Delicate Braised Lemon Sole Filet with smoked English pea Puree, sautéed baby artichoke in a carrot and cumin beurre blanc melted in our mouths while the Grilled Mediterranean Wild Striped Bass with potato scale Provencal, vegetable ragout saffron, smoked paprika and chorizo chips burst with flavor. A special treat is the Maine Lobster Fricassee which is deglazed with Sauterne and served with summer


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Children’s Hospital of SW Florida

CHILDREN’S HOSPITAL SCENE

Guests celebrated, Friday Dec. 9, 2011 at the Hyatt Regency Coconut Point to benefit the Children’s Hospital of SW Florida.

PAGE 42 Linda Singerman & Martha Southard

Wendy Tooley, Nicole Laquis, Anne Wittenbon & Meredith Parsons

Pat Holmes, Patrick Nolan & Lisa Franz & Vincent Ferreri Margaret Mc Donald

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Just Bee-lieve

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The “Just Bee-lieve” Brunch was held at the Shadow Wood Country Club Dec. 12, in honor of St. Lucy’s Feast Day and Judy Kahl’s birthday. St. Lucy is the patron saint of eyesight, and Kahl suffers from Usher Syndrome, a degenerative disease which robs both hearing and eyesight. Father Marcin Koziola spoke at the brunch, which raised money for the Foundation Fighting Blindness.

PAGE 44 Helen Asimakopoulos & Susie Weatherill

Jan Sukay, Birdie Jackson, Kathy Manfredi & Jeanne Stoll

Sandy Szymanski & Lisa Franz & Vincent Ferreri Father Marcin Koziola

Jane Battina, Eileen Warburton & Meg Kuehm

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Diane Morris, Vivian Kerr, Maureen Pagett & Carol Lane

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Tara’s Jingle Jog On December 3rd, 2011, Tara’s Jingle Jog was held in Estero Community Park and benefitted the Passion Foundation, a Melanoma Initiative. It is named after Estero resident Tara Parla, who is battling melanoma skin cancer, and her passion is to educate and protect children. Proceeds from the Jingle Jog will allow the foundation to put up a shade tent over the playground at Three Oaks Elementary.

TARA’S JINGLE JOG SCENE

PAGE 48

Dylan Gamblin & Daniel Pava

Lisa Franz Holly & Vincent ZavakosFerreri & Danielle Harrington

Amy Young & David Monroig

Tara & Jon Parla

Bud Holler, Michele Gray, Charlotte Holler & Scott Gray

Mark, Theresa, Michael & Dominic Ursitti

Shannon Poppalardo, Rachael Jacobs, Vicki Parks & Lori Reichardt Lisa Franz & Vincent Ferreri 48 JANUARY 2012 | LIFESTYLEMAGAZINEGROUP.COM

Shane & Lindsay Wiliams

Bob Tyler, Angie Ryan & Kim Ackley

Gary Press And&Danielle Tarrant Michael Patton Christine Young


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Women’s Council of Realtors

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Guests gathered for the Women’s Council of Realtors - Bonita SpringsEstero Chapter - “An Evening to Celebrate!” Dec. 3 at Wildcat Run Country Club.

PAGE 50 Debi & Gene Montenieri

April Ritchie, Ginny Noble, Michael Jackson, Debra McAllister-Brown & Karen Boring

Lisa Franz Debbie & Vincent Zvibleman Ferreri & Judi Geitzen

Pam Olson, Jason Lane & Bridget Nestor

Joanne Brenenstuhl, Michael Jackson, Ginny Noble, Debra McAllister-Brown & Judi Gietzen

Dawn Houser, Joanne Brenenstuhl & Desiree Gardner

Rhonda Diner, Melissa Morrison, Joe Taylor, Sharon Zuccaro & Marian Rosencrans Lisa Franz & Vincent Ferreri 50 JANUARY 2012 | LIFESTYLEMAGAZINEGROUP.COM

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PAGE 51 Nola Theiss Former Mayor, City of Sanibel Stroke Survivor

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