Fishers Lifestyle August 2014 by City Lifestyle

Fishers AUGUST 2014

FishersLifestyle.com

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back to school

IB Program at FHS Cultivates Well-Rounded Students How Hectic Families Can Stay Connected Tips for A Successful Start to the School Year

Publisher’s Letter 12:04 p.m. September 7, 1995.

hat is when it all started. And I have been there ever since. “Back to school” takes on a whole new meaning this time as I watch my oldest son, Grant, leave for college. He is attending prep school at the Air Force Academy on a basketball scholarship. Like other parents, you flash back to all the special moments you’ve had over the years. The triumphs and challenges helping your child become the man, the person they are today. You look around the house at pictures that were drawn that you still have or look outside at the old hoop in the driveway. Man, it seems like just yesterday that you were putting that hoop up, doesn’t it? Too many great memories to count.

While it is a sad time in some respects, it is also a very proud time. It has been my greatest joy being a father. I have also been able to be a father to his friends as they’ve come over and eaten pancakes or been on his team. They call me Papa Leach. Not Mr. Leach. I consider that a compliment. The Wunders, the Boudrots, the Crockhems, the Hardys, the Comptons, the Browns…They, too, have been a part of this journey. Thank you. People have always said it goes fast. Does it ever. The beauty in this? I have a place to go visit now to see him develop even more both as a person and as a basketball player. That’s exciting. And my role as Dad doesn’t end. It will get even better with him and…I have Max, my youngest son. At age 6 and starting 1st grade this month, the fun continues. So, Dad has some training to do. I told Grant last month I would do my own set of basic training just to support him through his at the prep school. And, Lord knows I need it to get back in shape, keep my end of the bet and keep up with Max. So if you see me out running or riding, honk for encouragement. Or better yet, if you see me gasping, pick me up and take me home.

august 2014 publisher A. Lavont Leach | ALeach@LifestylePubs.com

editorial coordinator Kendra Mathewson | KMathewson@LifestylePubs.com

editorial assistant Haley Gillilan contributing writers Kendra Mathewson, Haley Gillilan, Joe Olexa

contributing photographers Emily Endicott, Kaitie Gucinski

Published monthly, subscriptions are: 1 year for $22 or 2 years for $39. Visit FishersLifestyle.com

In this, our 4th edition of Fishers Lifestyle and Back to School issue, we hope you enjoy reading about the excellent opportunities the Fishers High School IB program provides students who like a challenge. Or our feature about how to stay connected when life gets busy. I hope you continue to enjoy your children, whether they are gone, you just said goodbye for now for college or they are starting school. It’s all fun and a joy for us all. And again, keep those great story ideas coming. We love hearing from you!

executive assistant | Lori Cunningham application architect | Michael O’Connell it director | Randy Aufderheide

A. Lavont Leach ALeach@LifestylePubs.com

by Community ™

| FishersLifestyle.com | It’s that time a of year again... backbacks, books, buses and school bells. Kids all around Fishers are back to school this month.

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Fishers Lifestyle | August 2014

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P.O. Box 12608 Overland Park, KS 66282-3214 Proverbs 3:5-6 Fishers Lifestyle™ is published monthly by Lifestyle Publications LLC. It is distributed via the US Postal Service to some of the most affluent neighborhoods in and around Indianapolis. Articles and advertisements do not necessarily reflect Lifestyle Publications’ opinions. No portion of this magazine may be reproduced in any form without written consent. Lifestyle Publications does not assume responsibility for statements made by advertisers or editorial contributors. Information in Fishers Lifestyle™ is gathered from sources considered to be reliable, but the accuracy of all information cannot be guaranteed.

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Departments 8

Good Times

Around Town

Terrific Teacher

20 Parentâ&#x20AC;&#x2122;s Corner 21

Healthy Lifestyle

Financial Fitness

Sold Properties

Lifestyle Calendar

Parting Thoughts

14 Gaining a Global Perspective

International Baccalaureate Program at FHS offers great

opportunity for students.

16 Simple Tool for Busy Families

Take5 brings busy families together and keeps them connected.

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Around Town cornerstone for culture in the Nickel Plate District. It’s one of many ways that Fishers is striving to use talented, local artistry to strengthen the community through visual celebration and thought provoking experiences that encourage creativity. Learn more about this popular visit by connecting with Flava Fresh and the Fishers Arts Council on Facebook.

Riverside Junior High Adds eBooks to “Shelves” Last year, for the first time, publishers made more money from digital book sales than sales from bookstores, according to a new survey by the Association of American Publishers and the Book Industry Study Group. This tipping point had been expected by publishers for a long time. Even though Amazon isn’t easy to work with, it’s still selling a lot of books. And under the current sales terms, e-books are still profitable for publishers. The e-book market is changing, too. For years, publishers have hoped that standalone e-readers — Kindles, Nooks, and the like — would be their salvation, replacing paper-and-ink books for a new generation of readers. But new data suggests that’s not happening. In fact, it seems clearer than ever that the future of reading isn’t on reading devices at all. Increasingly, when people read e-books, they’re doing it on their tablets and smartphones, not on devices built expressly for reading. Riverside Junior High is adapting to the times and will be offering eBooks options in their library. Visit the RJH website for more details. HSE.K12.In.US/RJH

Early Childhood Learning through Play is Focus of the New Discovery Station Central Indiana’s newest location for hands-on fun and learning is also one of the area’s tried-and-true attractions. A reimag10

Fishers Lifestyle | August 2014

ined Discovery Station and Craft Corner reopens at Conner Prairie Interactive History Park on June 28. Families with children 8 and younger will discover a fresh space outfitted for imagination and discovery. Modeled on the latest museum programs and designed in response to focus groups, the space is filled with kid-sized “buildings” that allow kids to work on a farm, build a hide-a-away, hang out in a tree house, and more. For inspiration, staff collected images from Waldorf and Montessori Schools and around the country from museums including Conner Prairie itself, which all emphasize natural materials and open spaces specially designed for interaction. The new space is indoors and included with regular museum admission. For more information on Conner Prairie, visit ConnerPrairie.org, like them on Facebook or follow on Twitter @ConnerPrairie.

Popular Exhibit FLAVA Fresh XI ! Featured During Art in Town Hall FLAVA FRESH ! is the 14th Annual Juried, Multiple Art Exhibition Presentation Series of contemporary art. View the impressive artwork that is stopping through Fishers from July 18 through September 5. Participants are asked to create fresh new works that display the best of their creativity and skill with expertise ranging from beginner to established and recognized artists. The Art in Town Hall exhibit serves as the

Brooks School Park Plans Little Free Library The first Little Free Library is coming to Brooks School Park. Kristin Patrick, the librarian at Brooks School Elementary, initiated the project by posting a note to the Brooks School Elementary Library Facebook page and got a great response to start the project in the community. Since the public library is five miles outside of the neighborhood, Patrick and her team are hoping to bring the joy of reading a little bit closer to home between visits. To make sure that the Little Free Library never runs out of books, Brooks School Elementary has a team of stakeholders who are committed to checking in on the Little Free Library. They hope the Little Free Library will encourage non-readers to pick up a book, and enjoy it, as well as make the park more fun. Patrick and her team are working on a partnership with the Fishers Parks and Recreation. If you would like to help bring more Little Free Libraries to town, contact Kristin Patrick at Brooks School.

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Terrific Teacher

Bold Character and New Tradition Fishers teacher aims to empower and inspire her students

Article Haley Gillilan | Photography Provided

or Renee Vanlandingham, teaching wasn’t always in the plan. Aspiring for law school, Vanlandingham decided the day before graduation to become certified to teach as a back-up plan. Student teaching sealed the deal, and Vanlandingham never looked back. “My students were amazing, and I knew I wanted to spend my life around kids--helping to empower them to be their best and hoping to inspire them to change the world through words and deeds,” she says. Vanlandingham has spent time at Hamilton Southeastern Junior High and Zionsville Middle School, but these days she spends her time teaching various English classes to upperclassmen at Fishers High School. But when the school day’s over, Vanlandingham likes to fight injustice within her community and, loves student-led campaigns that celebrate and encourage diversity. “When people stand up, they stop sitting on the sidelines,” she says. An Indiana University graduate with a Bachelor of Arts in English and history, Vanlandingham tries to exhibit leadership in and out of the classroom. “I love characters in books and real-life figures who refuse to be victims and instead strive to be survivors,” she says. “You can’t be passive in life. You have to grab life by the horns. I try to do that in my personal life and project that as a model for my students. I admire the history of social change our nation’s people strive to achieve. If I lived in the 60s, I would have marched alongside those fighting for Civil Rights.” Vanlandingham works towards the goal of her students becoming independent in their worldviews. “I am a fighter, and I hope students can learn to fight for themselves and their beliefs in a non-violent manner to bring about the change they want to see.” Despite being someone whose favorite quote is, “Well-behaved women never changed history,” Vanlandingham admires the traditions that Fishers High School promotes. “I love how FHS has created traditions, even as a relatively newer school. Our announcements end with the saying, “Have pride, show character and build tradition.” Vanlandingham strives to connect with her students on a deeper level. She uses Six-Word Monday Memoir to learn more about their hobbies, personal lives, and their post-graduation plans. “My heart also really flutters when they find grammatical errors in their everyday lives and share them with me and explain how they should be fixed,” she says. 12

Fishers Lifestyle | August 2014

When it’s all said and done, Vanlandingham emphasizes the importance of variety and living life to the fullest. “The journey of life is made richer because we meet and interact with all kinds of people,” she says. “I would definitely say I am a passionate person. I empathize and therefore cry a lot and laugh heartily and smile broadly and get irked by injustice and strive to make people’s lives a little brighter.” Vanlandingham’s enthusiasm trickles down to her students, empowering them daily to become world changers and fight for what they believe in. She encourages living a diverse life rich in experiences, and is determined to fulfill her other favorite quote: “Don’t let your epitaph read, ‘Dead but not used up.’”

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International Baccalaureate Program Gives Students a Global Perspective Article Loren Stanton and Kendra Mathewson Photography Emily Endicott, Kaitie Gucinski

ith the world trending more and more toward globalization, more and more students are going International, even right here in Fishers. The academically challenging International Baccalaureate (IB) Program offers Fishers High School students an incredible opportunity to become well-rounded, globally minded citizens excellently prepared for college, and life. As its name implies, the IB program has a worldly focus and global reach. IB is offered in more than 140 nations and more than 2,300 public and private secondary schools. Introduced at Fishers High School in 2009, the program allows students to either take a single challenging course offered in the IB track to enhance their studies, or to earn an IB diploma. In the two-year program, juniors and seniors must successfully complete work in six wide-ranging subject areas. In the process, they will achieve proficiency in two foreign languages and learn an appreciation and understanding for other nations and cultures. The program is highly regarded and entails a rigorous application procedure in order to offer it to students; it is a two-year process and an investment on the part of the district in teacher training and curriculum preparation to meet IB course requirements. As a result, the school district is able to provide an exceptional curriculum and instruction with multiple benefits to the IB students and entire student body as well, according to Assistant Principal and IB Coordinator Valerie Piehl. “There are a lot of benefits to the IB program,” explains Piehl. “The academic rigor of classes gives students the opportu14

Fishers Lifestyle | August 2014

nity to build skills; the balanced nature of the program stretches them in all areas. We have many students report that when they get to college they are well ahead of their peers in terms of content knowledge and skill development in reading, writing, math and critical thinking.” The IB coursework forges skills such as persistence, time management, confidence to develop projects in a short period at a high level, and the ability to read and analyze at a high level. Another door the IB program opens is the opportunity to earn college credit through taking IB exams during high school. “Some of our students start college with as much as a year’s worth of college credit,” says Piehl. For students pursuing careers requiring higher degrees this is beneficial, allowing them to graduate early and move on to graduate, law or medical school. “Some will double major or double minor or study abroad. Participation in the IB program opens up possibilities for students once they get to college because they’ve earned credits through the program.” FHS has graduated six classes now with the seventh group of 25 seniors beginning their final stretch with the program this semester. The ripples of the impact of IB’s presence is felt school wide, and benefits more than just IB students. “It’s great professional development for our teachers,” says Piehl. “Our IB instructors teach other classes as well, so they are able to take a lot of things they are doing in their IB courses and extend to students in other classes.”

“There are a lot of benefits to the IB program.

A Student’s Perspective

The academic rigor of classes gives students the

The IB program strives to promote not just a knowledgeable student, but an engaged, global citizen. Academically, it was enriching experience to read a novel by Gabriel Garcia Marquez in one class while simultaneously learning about Hispanic culture and studying Spanish in another class. But the IB program also encourages students to grow beyond the classroom. For one of my action-service projects, I established a flag display in my school to establish more awareness about the student body’s diverse nationalities. In a school as large as FHS, I think it’s important for students to find their social niche. The IB program helps to foster that community aspect. My IB class quickly became an IB family. We helped each other prepare for physics tests, worked side by side to finish service projects, and by Friday night, we were still together watching movies at someone’s house. As our economic and political systems become increasingly international, I am grateful to have experienced an academic program reflecting this global landscape.

opportunity to build skills; the balanced nature of the program stretches them in all areas.”

-Kari Lorentson, FHS (IB Class of 2013), American University (Political Science, Expected Graduation Dec. 2015)

IB Program Structure

Coursework - The IP diploma requires students take one course in six areas: two languages, math, social studies, science and arts. It includes six college-level courses during the junior and senior years. The demands of the curriculum are geared to develop a well-rounded student and is not geared toward one particular major. “It provides a well-rounded foundation,” explains Piehl. “Students have to push themselves in all those areas and often are surprised to discover subjects they enjoy but wouldn’t have taken outside the IB requirement.” The program does lock in their schedule, but also allows for some choices. Piehl’s guidance through the process also ensures the IB diploma students also meet state requirements as well. International Perspective – The attention to learning about and from other cultures is among the unique aspects and benefits of IB. Within the curriculum, the international component is woven in to each subject in a variety of ways, and this creates international mindedness. “Students are taught to look at different topics and issues on a global scale,” she says. For example, they read works in other languages, not just by authors who wrote in our native language. Some opt to participate in the Model UN program, which often ties into what classes are studying. Community Service Element – An emphasis also is placed on involvement in community service programs

and projects. IB diploma students are required to participate in 150 hours of service, and at FHS, this service includes the global community: one student collected and donated used textbooks to a school in the Philippines, another group of students served Riley Hospital for Children’s outreach program to Africa. The program’s demanding nature clearly is not for everyone, and many students do not find that out until they experience it. While success in IB requires being a good student and a hard worker, it otherwise can be difficult to predict who will flourish in the program. Piehl helps students and families ascertain whether IB is the right fit for the student to achieve their goals, and recommends beginning thinking about that as early as 8th grade. It is a misperception that only the top students can be in IB. Rather, it is for kids who are college-bound and want to do well there. For those who choose the program, there are clear rewards, especially for students with an eye toward competitive universities who know what the IB program means. “Students see the IB diploma as an opportunity to set themselves apart in the college application process,” Piehl explains. “Students who want to challenge themselves, who are attracted to the global piece, should explore if this is a good fit for them.” Participating in the IB diploma program yield students who are able to handle any new challenges without being afraid of it. It also produces pleasant plusses for students that are not academic at all. The sense of togetherness developed through study group and preparing for exams together creates closeness. “Students in the program become cohorts, they develop a support system and some are really drawn to that element of being part of IB,” explains Piehl.

The International Baccalaureate Degree What To Do If Your Student is Interested

If you think you have a student who may be interested in IB, the ideal time to begin exploring that is the spring semester of 8th grade. There are certain classes for freshman and sophomores to take that set them up best to participate in the junior and senior year IB program. Commitment to an IB course is made the sophomore year. Piehl meets with the student and parents again at that time to lay out the coursework plan for the next two years. Currently, the IB program is available only at Fishers High School. For more information on the IB program, visit their website at IBO.org. For more information on FHS’s IB program, contact Valerie Piehl at VPiehl@ hse.k12.in.us or call the office at 317.915.4290.

August 2014 | Fishers Lifestyle

Take 5 A Simple Rhythm to Help Busy Families Stay Connected Article and Photography Kendra Gensemer Mathewson

hen school starts, schedules ramp up and family life gets busy. Staying connected through the school year can be a real challenge. Here’s a simple tool to help families foster communication, nurture relationships and cultivate faith or be inspired at home: “Take 5.” In only five minutes you can clean the kitchen sink, peruse Pinterest, read a magazine article, walk around the block, unload the dishwasher, set up a game of Monopoly. With Take 5, in five minutes a day you can also build more solid relationships with your family by sharing highs and lows together in a regular rhythm. The brief timeframe feels doable in a busy schedule, and the structure of sharing the days “highs and lows” creates a safe place to learn about each other. The concept is inspired by a Lutheran Church Faith Inkubators’ “FAITH 5” practice. For faith families, the core purpose is growing in faith together. It can also be adapted for families who desire to develop unity in how they serve their community, live out their family’s mission statement, or who simply want to stay connected through hectic times. Like many of us, the Roach family has a big, busy family and started doing Take 5 when their kids were in elementary school. Jamie and LeaAnn have four kids. “Take 5 has been great for our family,” says Jamie. “We live in a culture that can be focused on what we produce or how good you are at an activity which can be dehumanizing and make you feel

like a machine. When we do Take 5 and hear our highs and lows, the act of really listening to each other, seems to humanize us. We treat each other with dignity and respect; we see each other as sacred human beings.” Jamie has worked with youth and families for more than 25 years through his involvement with a regional youth outreach camp, Youthfront. A pastor himself, he helped modify the FAITH5 to create Take 5 and says the point is not to get through the steps, it’s to hear each other’s stories, laugh together and have fun. “It’s not a teaching time, we’re not imparting information,” he says. “We just really listen to one another and it’s helped us become a family that tunes into each other’s pains and celebrations.” continued > Jamie encourages parents to practice listening.

Take 5 Here are five easy steps to help busy families stay connected through the school year: 1. SHARE highs and lows 2. LISTEN to Scripture or inspirational quote 3. TALK about how the reading relates to highs and lows 4. PRAY for highs and lows, for your family and for the world 5. BLESS one another (as simple as “You are loved.”)

The point is not to get through the steps, it’s to hear each other’s stories, laugh together and have fun…It’s not a teaching time, we’re not imparting information. We just really listen to one another and it’s helped us become a family that tunes into each other’s pains and celebrations. 16

Fishers Lifestyle | August 2014

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Take 5

(continued)

Some other tips to keep your Take 5 time positive and successful: • When gathered, focus more on relationships than getting through all steps • Save fixing and solving for later • Expect it to be messy and even chaotic at times • Have fun • Try doing it during a meal or with snacks • Make adaptations to better suit your family

“I try not to fix in this time,” he says. “If you start probing, it often shuts down the relationship, discourages sharing honestly. I try to just listen and let my child know, ‘I hear you,’ then make a mental note and if something comes up again, follow up at a different time.” You’ll find that your “five minutes” turns into more like 15 minutes, and “Taking 5” really comes to mean “make time to connect and listen.” This simple, easy-to-implement practice is perfect to incorporate into an evening or bedtime routine. Take 5 is ideal for families with children in kindergarten through 5th grade, when they’re still geared to connect with family. With older kids, it is natural for them to begin building connections with peers, but that doesn’t mean you can’t still Take 5 once a week. Gathering together one night weekly works well with teens; it still send the message that they are important, and can be essential to maintaining connections at a time that can be challenging. Done over time, the Take 5 practice carries the power to enrich communication, deepen understanding, aid sleep and promote mental, physical and spiritual health of all the members of your family. If you’d like to delve deeper, visit Faith5.org for additional information and resources from the original Faith Inkubators Faith5 program designed to support keeping families strong.

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Parent’s Corner

Tips to Help your Child Have a Strong Start to the School Year A

strong start to the school year often means a successful school year. Below are some simple, practical tips that parents can implement in their own homes. Show Interest: Let your child know right away that their academic success is important to you. Get a school calendar so you know when grading periods end and when report cards will be distributed. Know when conferences are, prepare questions beforehand for teachers and attend conferences. Set Expectations Together: Plan a meeting with your child at the beginning of each grading period to set realistic goals for grades for that term. During this discussion, take into consideration your child’s strengths and weaknesses. It is very important to listen to your child during this discussion and not set your expectations too high. Unrealistic expectations could set them up for failure. Get To Know Your Child’s School: Remember that teachers, principals and counselors are there to help your child succeed. Introduce yourself before issues arise. Let them know who you are and that there is support at home. A great way to get to know the school better is to volunteer at your child’s school. Your child may not be thrilled to see you in the hallway at school, but you will be sending a strong message that you care about what is going on at his/her school.

Fishers Lifestyle | August 2014

Hop Online: Make time to browse through your child’s school

website. Many teachers have individual websites where they list upcoming assignments, tests and deadlines. Most districts offer a way to log into your child’s personal online grade book. Support Strong Attendance: When a student misses school they miss out on important information. Schedule appointments outside of school hours. It is especially important to schedule family vacations around the school calendar. Again, this is a perfect way to show your child that you value school and have certain expectations set for them. Encourage Them To Get Involved: Research shows that stu-

dents who are involved in structured activities generally do better in school. Contact your school office to find out what activities are offered. Go over the list of available activities with your child. Both of you may be surprised to learn of the different options. You may want to look into private and community organization as well for further enrichment. These tips provided by our friends at College Tutors.

Healthy Lifestyle

5 Back to School Nutrition Tips Healthy Ideas for Hectic Households

hether your kid is starting kindergarten or you’re back in the office, these five simple tips can help you and your family eat nutritious and delicious foods throughout the school year. Although it might be easier to let the kiddos eat at school, cafeteria meals are often loaded with refined carbohydrates and lack vital nutrients that homemade whole food snacks and meals can provide. Not only do the kids benefit from foods packed from home, but having a brown bag yourself can help you resist the temptation for soda, choco-lattes, donuts, pizza, candy and other office junk food. The good news is, with a little planning and some preparation, you can learn to juggle a hectic schedule without compromising your family’s health or packing on the pounds. 1. Choose Whole Foods

No matter how you spend your day, strive for natural whole foods over man-made, processed products. Whole foods, such as vegetables, fruits, nuts, meats, poultry and fish are high in nutrients that support your health. In contrast, processed products, such as crackers, chips, cookies, snack bars, pretzels, and 100-calorie packs spike insulin levels and provide few nutrients. In general, the less refined a food is the more nutrients it contains. 2. Ask For Help

Let your spouse and kids help you create a grocery list, read food labels, plan a menu, find recipes, pack lunches and snacks, prepare a salad, wash vegetables, or do the dishes. With some family teamwork, it will be much easier for everyone to have fun eating healthy together. 3. Eat a Protein-Rich Breakfast

Although these might sound like “healthy” choices, processed breakfast foods such as cereal and lowfat milk, a bagel and low-fat cream cheese, or a muffin and juice are low in nutrients and can make you sluggish and sleepy. In contrast, breakfasts packed with protein wake you up and get you focused for an amazing day. The next time you have breakfast, think outside the cereal box and enjoy some muscle-building, brain-boosting

protein-rich foods such as eggs, cottage cheese, meatballs or any leftover meat from last night’s dinner. 4. Pack Lunches and Snacks

Plan ahead by packing healthy snacks and a lunch from home so you’ve got something nutritious to eat throughout the day. Easy snacks to pack include: an apple and walnuts, almond butter and celery, carrots and hummus, yogurt and berries. Quick brown bags include: roast beef roll-ups, ham and apple stacks or pulled pork tacos. Boost nutrients by choosing greens such as spinach, arugula or broccoli, over grains such as bread, pasta and pizza. 5. Add Vegetables at Dinner

Dinner is the perfect opportunity to try new foods such as different vegetables. One easy way to incorporate more veggies into your meal is to start with a salad or nibble on raw veggies as an appetizer. Vegetables make a great addition to any meal. You can add a healthy fat to veggies to increase their nutritional value and add flavor. Try adding pastured butter to broiled asparagus or olive oil to sliced tomatoes. Aim for at least two cups of veggies at every meal. August 2014 | Fishers Lifestyle

Financial Fitness losses not used in a given year can be carried forward to future years. Note that different rules apply for gains on the sale of collectibles, or qualified small-business stock.

Your Annual Review Checklist Article Joseph Olexa

reparing for an annual financial review may be easier with a checklist to help you focus on important matters. With that in mind, here is a list of key considerations that you may want to discuss with your financial advisor. • Do I need to rebalance my asset allocation? Depending on the performance of your investments so far this year, you may want to examine whether your mix of stocks, bonds, cash and other assets is close to your target. If not, it may be time to rebalance to a mix that more closely resembles your desired exposure to risk and potential return.1 Rebalancing can be accomplished in two ways: You can sell existing assets and use the proceeds to bring your portfolio closer to your desired mix. Or you can leave your portfolio as is and allocate new investments to the areas that you want to increase. Rebalancing may involve tax consequences, especially for non-taxdeferred accounts.

Fishers Lifestyle | August 2014

• Am I on track to fund my retirement? Making sure you are on track to amass the assets you will need for your later years should be one of your key concerns. If you participate in an employer-sponsored retirement plan, consider investing as much as you can afford. If you do not have access to an employer-sponsored plan, or if you do and can afford to contribute even more, consider funding an IRA.

• Am I taking full advantage of tax-advantaged accounts? Remember that certain types of investments receive favorable tax treatment. Employee contributions to traditional 401(k)s, for example, are deducted from your paycheck before taxes are assessed, which lessens taxable income during the year the contribution is made. Contributions may potentially grow free of federal income taxes until qualified withdrawals are made during retirement. If you are age 59 1/2 or older and have maintained the account for a minimum of five years, qualified withdrawals from a Roth IRA are tax free.2 (To contribute to a Roth IRA, investors must meet income thresholds established by the IRS. Learn more at IRS.gov.) You may have additional concerns unique to your situation, but this checklist may help you keep your investment portfolio in order. This article provided courtesy of Joseph Olexa, financial advisor with Morgan Stanley. It is not intended to be tax, legal or fiduciary advice. Joe is active in our community, serving the Hamilton Southeast-

• What were my yearly capital gains and losses? If your year-end planning entails selling certain assets, be aware of rules regarding capital gains and losses. Gains on investments held less than one year, known as short-term capital gains, are taxed as ordinary income. Gains on investments held for one year or longer, considered long-term capital gains, are taxed at a maximum rate of 20% for federal income tax purposes. State tax rules may differ. On the federal level, capital losses offset capital gains and are netted against each other. If net capital losses still remain, up to $3,000 may be used to offset ordinary income. Capital

ern Schools Foundation, coaching the Hamilton Southeastern High School freshman football team, teaching religious education at Holy Spirit. He was named one of the “Top 1000 Advisors” by Barron’s magazine in 2009, and ranked 5th in Indiana. If you’d like to learn more, contact Joe at 317.818.7418 or joseph.olexa@ms.com. 1 Asset allocation and rebalancing do not assure a profit or protect against loss in a declining market. There may be a potential tax implication with a rebalancing strategy. Please consult your tax advisor before implementing such a strategy.

2 For nonqualified withdrawals, restrictions, penalties, and taxes may apply.

Sold Properties

Recently SOLD Fishers Properties neighborhood

original list

sold price

%sp

dom*

bdrms

f/h bath

Gray Eagle

$374,900

$364,000

97.09%

3/0

Rolling Knoll

$284,900

$277,000

97.23%

2/1

Cambridge

$499,900

$474,900

95.00%

4/1

Canal Place

$579,900

$560,000

96.57%

5/1

Windermere

$448,500

100.00%

5/0

Saxony

$409,900

$405,000

98.80%

4/1

Fox Hollow

$470,000

$450,000

95.74%

3/1

Est of Meadow Brook

$329,990

$323,000

97.88%

2/1

Avalon

$334,500

100.00%

3/0

Wintercove

$398,900

$388,000

97.27%

2/1

Britton Falls

$264,900

$260,000

98.15%

2/0

Spyglass

$278,500

$275,000

98.74%

3/2

Reserve At Geist

$449,900

$436,400

97.00%

4/1

Brooks Manor

$574,900

$545,000

94.80%

324

4/2

Brooks Landing

$510,000

100.00%

4/1

Intracoastal at Geist

$344,900

$341,000

98.87%

3/0

Somerset

$339,900

$330,000

97.09%

3/1

2014RemaxAd2.qrk:Layout 1

6/19/14 2:40 PM Pagefrom 1 June 2014. *Days on Market. Information compiled

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August 2014 | Fishers Lifestyle

Lifestyle Calendar

August SATURDAYS FISHER’S FARMERS MARKET FISHER’S TOWN HALL

Open from 8 a.m. to 12 p.m. through Sept 28. Fresh, locally grown goods and speciality items offered every week. The market has a new location this year, in front of the amphitheater on the North side of Fisher’s Town Hall.

dividuals 21 and over. For more information, or to add your name to the free agent list, contact Fishers Parks and Recreation.

August 10 National S’mores Day Ritchey Woods Nature Preserve

Come enjoy the annual campfire celebration anytime from 4 p.m. to 7 p.m. Admission is free and ingredients are provided. Contact Fishers Parks and Recreation Department for more information.

August 21 Free Health Classes Pinnacle Chiropractic

Come learn some valuable and little-known information about your health in this series of classes. August 21 is the first class titled, “How to Stay Young the First 100 Years” and will cover valuable information about getting the most mileage out of your body. 6:30 p.m. Other classes Sept. 5 and 26. PinnacleAtGeist.com or 317.288.4514.

August 23 FRIDAYS Amp After Dark Nickel Plate District

A variety of performers like Cool City Band, Slim Pickens All Star Blue Grass Band, Indianapolis Municipal Band, and more will be at Amp After Dark every Friday from 9 p.m. to 11 pm. Admission to this concert series is free.

August 1-17 Indiana Transportation Museum FairTrain Fishers Train Station

The FairTrain provides daily round trips beginning at 8:35 a.m. to the Indiana State Fair. Avoid traffic and parking with a relaxing 30 minute ride that unloads a block away from the fairgrounds. For more information, visit ITM.org

Through August 30 Aperture Stop: A Photographic Exhibition Nickel Plate Arts Campus

Open every Wednesday through Friday from 12-5 p.m., and every Saturday from 10 a.m. to 5 p.m. Come check out work from talented local photographers. Free admission.

August 8-9 Overnight Softball Tournament Billericay Park

Get a team together for an all-nighter of co-ed, slow pitch softball! This round robin tournament is from 8 p.m. to 4 a.m., and is for in24

Fishers Lifestyle | August 2014

Race Across Hamilton County Team Activities Challenge Various Locations

From 8 a.m. to 5 p.m., teams will face challenges in four different parks around the county. This year’s race is full, but a waiting list is currently being accepted. Contact Amanda Jackson at Fishers Parks and Recreation for more information.

August 24 Woofstock Nickel Plate District Ampitheater

From 2 p.m. to 7 p.m., the Parade of Paws Dog Walk, live music, food, and activities for the kids will all be at this event to raise awareness and money for homeless and abused dogs of Hamilton County. DdaWoofstock.com

August 29 Round the Campfire-A Very Dark Night Hike Ritchey Woods Nature Preserve

Make sure to register every member of the family for this night of campfire, night hiking, and discovery! From 8:30 to 10:30 p.m. Register at the Fishers Parks and Recreation website.