January 2019 Sandpoint 360

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SANDPOINT 360 THE LOCAL GUIDE JANUARY JANUARY 2019 2019

THE LOCAL GUIDE

THE DAVIES REAL ESTATE TEAM

Unlock your NEXT adventure!

Thinking of Listing Your Home?

The Davies Real Estate Team is a Zillow Premier Agent, where the vast majority of searches for property originate. Go to Zillow.com Search properties in "Sandpoint" or "83864" On the tile on the right side of the landing page, you can see our space where we can feature YOUR HOME. We are the only agents who can do this for you, providing your property with 80,000 impressions PER MONTH.

WE LOVE OUR CLIENTS! “I contacted Lisa Davies after seeing a compelling full-service type advertising. We wanted a second opinion of pricing on a home I was building. I was pleasantly surprised with the quick response, knowledgeable evaluations and interior design suggestions. Their team sold this property prior to it being listed on the MLS. WOW. Knowledge, dedication and refreshing unique Full Service. Thanks Davies Real Estate Team!”

- Recent Seller Sagle, ID

Lisa Davies 208.920.9062

idahopanhandlerealty@gmail.com 101 W. Superior St., Sandpoint ID 83864

XMinimalism

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I’ve read about nearly all of them—Konmari’s “keep only what brings you joy” method, Bea Johnson’s zero-waste home initiative, even Swedish death cleaning (yes, this is a thing!). I’ve learned about the Japanese practice of wabi sabi, where things are not discarded when they are damaged or broken but instead valued all the more for their imperfection. All of these are wonderful in theory MEET but JODYvery OUR hard SLEEP for most of us

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to put into practice. It’s so easy to just keep collecting things. This year, however, I’d like to change that cycle. I want to feel more in control of my home and less like the things in it are in control of me. For me, that means using an idea or two from all that I’ve learned on the subject of minimalism. Before I purchase something new, I will consider whether something I already own can perform that function. Before I add to my wardrobe, I will donate an item (or two!) of clothing that I no longer wear. I will commit to going through my home, room by room, and decide which items I love and use and which ones I only keep out of habit or because I spent “good” money on them. What’s more, I will ask my husband and kids to do the same.

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Though I’m sure it will seem overwhelming at first, there are some benefits to implementing some aspects of minimalism into our daily life. I’m hoping to spend less, for one. After all, if I only purchase what I truly need, I’m sure to save some cash! In addition, I’m hoping that if we whittle down our belongings to what we absolutely must have, those things will be easier to find when we need them! And, if these ideas can help make our family more environmentally sound by not producing so much trash in the process, then it’s a win-win. As I go forward with this experiment, I will try to remember the words of the godfather of modern interior design, William Morris: “Have nothing in your home that you do not know to be useful or believe to be beautiful.” Good words for all of us to live by, I think. Happy New Year!

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January 4 Winter Fun Day Join Kaniksu Land Trust education staff for a day of snowy fun at Schweitzer Mountain Resort. Children 8 - 12 are invited to snowshoe, learn about nature and tube at Hermit’s Hollow. Snacks and lunch will be provided. Cost is $25 per child, scholarships are available. KaniksuLandTrust.org/winter-fun-day.

January 18-20 BANFF Mountain Film Festival Join The Panida Theater for high-octane mountain fun January 18 through 20. Presented by Mountain Fever and Burger Express, tickets are $17/advance and $20/door and can be purchased online at Panida.org, Eichardt’s, Burger Express, Outdoor Experience and Alpine Shop.

January 5 Live Music with Red Blend Join The 219 Lounge for their first show of 2019! A fun night of music and dancing, enjoy live music by Red Blend as they artistically blend soul, pop, blues, classic covers with a great bouquet of party-time fun! The music plays from 9pm to midnight. Admission is free. 208.263.5673

January 22 VolunteerMatch Live Event Hosted by Volunteer Idaho Panhandle and held at Uptown Bagel Co., don’t miss this VolunteerMatch Live! event 10am to noon, where they will be empowering the heart of our communities and bridging the gap between organizations and volunteers. For more information, call 208.255.4025.

January 11 Living Voices’ Our Revolution The story of one of many common citizens who fought to bring the words “All men are created equal” to life, words with even greater meaning to an African American soldier in 1776, this moving performance will be held at the Heartwood Center at 7pm. Tickets can be purchased online at ArtInSandpoint.org.

January 23 Craft Art & Craft Beer Event Stop in MickDuff’s Beer Hall 5:30 to 8:30pm and create your own journal, memory book or sketchbook with repurposed books. Cost of $35 includes all materials and one adult beverage. Reserve your spot by contacting Rose at roseegurl@gmail.com or 208.610.5477.

January 11 Contra Dance Sandpoint Parks and Recreation partners with Emily Faulkner and Lost Horse Press the second Friday of each month for a Contra Dance from 7 to 10:30pm at Sandpoint Community Hall. The evening features live music with great local and regional bands and lively callers. Beginners and singles welcome! Call 208.263.6751 for additional information.

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January 15 Caribou Rainforest: From Heartbreak to Hope Join The Panida at 7pm as David Moskowitz, expert wildlife tracker, photographer and author of the new book Caribou Rainforest: From Heartbreak to Hope, takes you on a journey into the tragically threatened world of endangered mountain caribou. A Q&A and book signing will follow the event. Tickets available at the door and Idaho Conservation League. 208.263.9191 January 18 Yonder Mountain String Band Join The Hive as they once again welcome one of the best bluegrass bands touring 7pm to 1:30am. This show is one not to miss, with its high-energy, hard-hitting bluegrass jams to warm your soul this winter! $30/general admission, $40/VIP.EventBrite.com

January 23 Brews for Views Join Kaniksu Land Trust at Idaho Pour Authority 5 to 8pm, for an evening of fun and fundraising! Join them for raffles, silent auction items, live music by Marty Perron and Doug Bond, plus great beer from 12 String Brewery. Find out more on Facebook. January 24 Board Chair Boot Camp Held 9am to 4pm, location TBD, this is a daylong program with a curriculum designed for the attendees to leave with a better understanding of responsibilities, roles and tasks. Registration closes January 22. For more information, call 208.424.2229 or visit IdahoNonprofits.org. January 26 5th Annual Fatty Flurry Fest If you’ve never tried a fat bike and always wanted to, here’s your chance, and it’s free! If you already have one, you’re invited to hang with fellow fat bikers and ride some cool trails. Held at Round Lake State Park in Sagle, there will be a free fat bike demo 10am to 12:30pm with group rides starting at 1pm. Call 208.255.4496 to find out more.


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* Annual Percentage Yield (APY) effective 12/18/18. CDs offered by ike everyone,12/18/18. you want to enjoy a comfortable lifestyle * Annual Percentage Yield (APY) effective CDs offered by when you retire. But a Edward Jones are bank-issued successful retirement doesn’t just happen—it requires andEdward FDIC-insuredJones up to $250,000 are bank-issued and FDIC-insured up to $250,000 a lot of planning. And (principal and interest accrued but that’s why it’s a good idea to draw up a “pre-retiree checklist.” een committed to providing not (principal yet paid) per depositor, per and interest accrued but not yet paid) per depositor, per insured depository institution, for ed serviceeach toinsured individual depository account ownership category. institution, for each account ownership category. Please visit www.fdic.gov or contact visitforwww.fdic.gov or contact your financial advisor for yourPlease financial advisor additional information. Subject to availability additional information. Subject to aavailability and price change. CD Such checklist might look like this: and price change. CD values are values are subject subject to interest rate risk such that to interest rate risk such that when interest rates when interest rates rise, the prices __ Twenty years before retirement: Try to estimate a “price tag” for your retirement, rise, the prices of CDs can decrease. If CDsof areCDs can decrease. If CDs are sold prior to maturity, incorporating a variety of factors—where you might how much you might travel, soldthe prior to maturity, thecan investor investor lose principal value. FDIC insurance does notlive, cover d face-to-face meetings can lose principal value. FDIC what activities you’ll pursue and so on. Then, assess if your retirement savings are on insurance doesin notmarket cover lossesvalue. in losses Early withdrawal may not be permitted. Yields track to help you meet your expected costs. From this point, monitor your progress market value. Early withdrawal may CDs require the distribution of not quoted be permitted. are Yields net quotedof are all commissions. every year. net interest of all commissions. require Philosophy andCDs do not allow interest to compound. CDs offered through the distribution of interest and do uses on quality investments not Edward allow interestJones to compound. are issued by banks andyears thrifts Allyou’re CDs __ Fifteen before nationwide. retirement: Although stillsold fairly far away from CDs offered through Edward by Edward Jones are registered with the Depository Trust Corp. (DTC). retirement, you’ll want to bring your goals and challenges into a clearer focus. For Jones are issued by banks and thrifts nationwide. All CDs sold by starters, try to establish a firmer target goal for the assets you’ll need during retirement. Edward Jones are registered with Also, consider your legacy goals and start developing your estate plans, if you haven’t the Depository Trust Corp. (DTC).

Make your Call or visit your local financial advisor today. financial Make your Wood future a Ken financial Financial Advisor www.edwardjones.com priority. 477100 Highway 95 future a Make your Suite B Ken priority. Wood ID 83852 financialPonderay, 208-255-2613 Ken Wood a future priority.

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already done so. You might also explore methods of dealing with potentially enormous long-term care costs, such as an extended stay in a nursing home. Solutions to longterm care may become much more expensive later in life.

__ Ten years before retirement: At this stage, in addition to reviewing your target asset and spending levels, you’ll want to get more precise about how much income you can expect as a retiree, whether through your investments or retirement accounts Member SIPC (such as your 401(k) and IRA), or through some type of part-time work or consulting. Maintaining an adequate income flow is extremely important because you could spend two or three decades as a retiree, and some of your expenses—health care in particular—will likely rise during the later years. It’s important to plan for health care and long-term care, given the costs and ability to qualify for coverage later in life.

Financial Advisor

__ Five years before retirement: Re-evaluate your investment mix to help reduce the risk of having your portfolio vulnerable to a market downturn when you plan to retire. Generally speaking, stocks and other growth-oriented investments are more volatile than bonds and other income-producing vehicles. So, you may want to consider shifting some—but certainly not all—of your investment dollars from the “growth” portion of your portfolio to the “income” side.

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__ Two years before retirement: This close to retirement, you’ll want to pay particularly close attention to health-care expenses, so you may want to investigate Medicare supplemental policies. You’ll also want to ensure that you have an adequate emergency

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Like everyone, you want to enjoy a comfortable lifestyle when you retire. But a successful retirement doesn’t just happen—it requires a lot of planning.

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fund to cope with unexpected costs, such as major home repairs. In addition, you’ll want to think about whether you should take Social Security right away or if you can afford to wait until your monthly checks will be bigger. __ One year before retirement: Now it’s time for some key decisions: How much can you withdraw each year from your 401(k), IRA and other retirement accounts without running the risk of outliving your money? Have you lined up your healthcare coverage? And, finally, are you really set on retiring in a year or could you delay retirement to improve your financial picture?

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Darwin Hurst Certified Family Nurse Practitioner • Accepting New Patients • All Ages Welcome (Including Pediatrics) • Wellness Visits • Chronic Disease Care • Sports Physicals • Same Day Sick Appointments Available

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Athletes of the month

MADDIE MORGAN & CASEY OLESEN BY PATTY HUTCHENS

MADDIE MORGAN - For junior Maddie Morgan, sports have always been an integral part of her life. Over the years, she has participated in football, swimming and volleyball, but as she grew older she found her real passions were basketball and track. She has been on the Sandpoint High School varsity basketball team and ran track since her freshman year. “My freshman year I placed fifth at state for the long jump, and my sophomore year I placed sixth in the triple jump while breaking the school record (34’9.5”),” said Maddie, who also plays on a traveling basketball team. In both her freshman and sophomore years, Maddie received the Scholastic Student Award for track and basketball maintaining a 4.0 GPA.

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Maddie still has time to decide on what her posthigh school plans are but said she is looking at schools in the Pacific Northwest as well as Colorado. “I will continue to work hard throughout my last two years of high school, which will hopefully open up doors for me to play a sport at the collegiate level,” said Maddie. She adds that because academics are a priority, at times it is a challenge to balance honor classes with sports. But she keeps in mind that by exceling academically she will open up doors to schools that will allow her to play sports. The competition that comes with basketball, trying to constantly outwork her opponent, and the individuality of track are the things that Maddie said she enjoys most about the sports she participates in. While exceling in athletics is a great achievement, Maddie said it is important to remember there is more to life.


“It’s awesome to be in the newspaper, win awards and break records. But who you are as a person, how you treat people, is what really matters. Athletic achievements mean nothing if you don’t strive to be a good person.” CASEY OLESEN - Senior Casey Olesen has been wrestling for approximately 10 years and shares that what he loves most about the sport is when it is minutes before a big match and the adrenaline takes over.

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“Your stomach is rolling over itself, and you feel very unsteady,” said Casey. “This kind of feeling gets me ready for the match; that sort of fight or flight feeling.”

1 208-255-4380 5 335 McGhee Rd., Suite 105, Sandpoint, Idaho 83864 4 www. taunderground.com He has been to state for the past three years, and although he has not placed, Casey is feeling positive about it this year. “For the past three years of high school wrestling I’ve choked in the blood rounds at state (the round right before placing) and most of that came from not being in the right mindset,” said Casey. “Over the summer I went to a J Robinson Camp. This camp pushed me physically to the point where I became more mentally strong, and I feel this year will be different.” Casey said he plans to attend college and major in business and communications, and if an opportunity to wrestle in college should come his way, he would love to do that as well. “I don’t know what I want to do career wise, but I want do something important,” said Casey. “I want to make a difference and leave my mark on the world.” Wrestling has taught Casey many things, the most significant of which is that your body can go so much further and last so much longer than we all think. “But when put into those situations where we are pushed, our minds hold us back. That’s why motivation is so huge. With the right motivation and training, anyone can push past their mind’s boundary and achieve their own greatness.”

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