Mid-Island Times (4/18/25)

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SERVING PLAINVIEW, HICKSVILLE, AND LEVIT TOWN

“The Power of Belongings”

Hicksville Schools announce proposed 2025–26 budget

The Hicksville Public Schools Board of Education will meet on Tuesday, April 23, to adopt a proposed budget for the 2025–26 school year. For the second consecutive year, the district is facing a deficit of over $6 million. Through a combination of cost-cutting measures, operational efficiencies, resource reallocation, and the strategic use of grants and reserve funds, approximately $5 million of the shortfall has been addressed. However, a remaining funding gap of $1.7 million remains for the upcoming school year.

to an increase of $183 under the cap-compliant budget.

“ While the proposed budget reflects a unique planning approach, it allows us to maximize revenue, preserve all essential programs and services for our students, and minimize the tax impact on residents,” said Dr. Fulton, superintendent of Hicksville Public Schools.

Nassau County Legislature Deputy Minority Leader Arnold W. Drucker (D – Plainview) recently supported “The Power of Belongings –Helping Teens Carry On” – at the Howard B. Matlin Middle School in Plainview on Tuesday, April 2. Presented by Birthday Wishes of Long Island, the Mid Island YJCC, the Plainview-Old Bethpage Chamber of Commerce, and the Plainview-Old Bethpage Central School District PTAs, faculty, students and administration, the initiative seeks to aid Long Island teens living

in homeless shelters or foster care by filling 400 duffel bags with supplies.

The inspiration and driving force behind this event is Regina Calcaterra, who overcame a childhood marked by homelessness, abuse, neglect and abandonment to become a successful attorney, New York Times best-selling author, and Suffolk County’s first woman Chief Deputy County Executive during the administration of former County Executive Steve Bellone.

“I am so inspired by how

the Plainview-Old Bethpage community came together to support teens in crisis and give them hope for a brighter future,” Deputy Minority Leader Drucker said. “The power of compassion, kindness, and community was on full display, and I am deeply grateful to Regina for her leadership and the organizers, volunteers, and donors who made this event possible through their selfless efforts. Let this event be a catalyst for all of us to keep working together to make a difference in the world!”

Under a cap-compliant budget, the tax levy increase would be 3.35% and would require $1.7 million in program cuts, including athletics, extracurricular clubs, grades 3-4 RISE program, field trips, fine arts, Advanced Placement courses, and the Gregory Museum.  To bridge this gap and avoid devastating cuts to essential programs, the Board anticipates adopting a budget that exceeds the district’s allowable tax levy cap. The Board is proposing an increase of 2.54%, which is lower than the cap-compliant alternative. The proposed budget uses $2.64 million from the Reserve for Debt Service, which lowers both the tax levy cap and the increase in the levy and offsets the shortfall.

For the average Hicksville homeowner, the proposed budget would lead to an annual increase of approximately $138, compared

To pass the proposed budget, the district requires approval from a supermajority of voters, with at least 60% approval necessary. Residents will vote on the proposal on Tuesday, May 20.

The Board of Education will adopt the proposed budget at its meeting on Wednesday, April 23, at 7:30 p.m. A public budget hearing will follow on Wednesday, May 7, at 7:30 p.m. Both meetings will be held in the Board Room at the district’s administrative offices, located at 200 Division Avenue, Hicksville, NY.

Voting Information

The annual budget vote and trustee election will be held on Tuesday, May 20, with polls open from 7 a.m. to 9 p.m. Voting locations include Burns Avenue School, East Street School, Woodland School, Lee Avenue School, Fork Lane School, Dutch Lane School, and Old Country Road School.

For more information on the proposed budget, please visit the district’s website at www. hicksvillepublicschools.org.

Nassau County Legislature Deputy Minority Leader Arnold W. Drucker (D – Plainview), second from left, supported “The Power of Belongings – Helping Teens Carry On” Photos courtesy Office of Deputy Minority Leader Arnold W. Drucker

Division Ave. senior named National Merit Finalist

Division Avenue High School senior Matthew Hartmann was named a Finalist in the National Merit Scholarship Program.

Division Avenue High School is pleased to announce that senior Matthew Hartmann was named a Finalist in the National Merit Scholarship Program.

Hartmann is among 15,000 fellow Finalists in the competition who are recognized for their exceptional performance on the PSAT/NMSQT, outstanding academic records and leadership in their communities. He will be considered for the Merit Scholar designation and vie for scholarships worth nearly $26 million. To become

a Finalist, Hartmann submitted an essay and a detailed scholarship application noting his academic record, participation in school and community activities, demonstrated leadership abilities, employment and honors and awards received.

“Matthew is an exceptional student, and we are thrilled to be represented by him on a national level,”

Principal John Coscia said. “We wish him the best of luck as the competition continues.”

Student researchers win awards at fair

POBJFKHS student-researchers Chloe Lee, Parshwa Shah, Abigail Rajan, Garrett Greenberg, and Sophie Hu earned recognition for their research projects at the Long Island Science and Engineering Fair.
Photo courtesy Levittown Public Schools

Town seeks counselors for recreation program

The Town of Oyster Bay is seeking counselors ages 16 and older for the 2025 Summer Recreation Program. The six-week program provides a rewarding employment experience for counselors as they work with children and make a difference.

“This great summer job is ideal for residents age 16 or older who are looking to build their resume,” said Town Supervisor Joseph Saladino. “Our summer recreation counselors get realworld experience while having fun, making memories, and making a difference in the lives of others.”

Applicants must be available for the duration of the program, which runs from 8:30 a.m. to 4:00 p.m. Monday through Friday, beginning June 30 through August 8. Orientation will take place the week of June 23. Summer Recreation Program participants take part in trips, tournaments, shows and athletic events, including the TOBAY

Games, making being a counselor a great first job for many residents.

Employment opportunities are offered at Marjorie R. Post (Massapequa), Plainview-Old Bethpage and Syosset-Woodbury Community Parks, Ellsworth W. Allen Town Park in Farmingdale and Tappen Beach in Glenwood Landing.

“The Town has positions available for counselors, coordinators, leaders and assistant leaders at all locations, especially at our north shore facilities at Syosset-Woodbury Park and Tappen Beach,” said Councilman Monteleone.

“Spots fill quickly and we encourage all interested residents to fill out an application today.”

For more information, prospective counselors should contact Town’s Department of Parks at (516) 797-7945 or visit www.oysterbaytown.com/summerrecreation.

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Town hosts STOP program

Hempstead Town Supervisor Don Clavin assisted Dave Bollinger of Levittown as he participated in the Town of Hempstead Stop Throwing Out Pollutants (S.T.O.P.) Program on March 8, 2025 at Eisenhower Park in East Meadow. This program allows residents to dispose of harmful pollutants – such as antifreeze, drain cleaners and pesticides — in a safe and environmentally friendly manner.

or visit

Artists invited to showcase work at “Art in the Park”

The Town of Oyster Bay is inviting local artists and artisans to participate in a special day of creativity and community at Art in the Park. This exciting event will take place on Saturday, May 17, at Theodore Roosevelt Memorial Park & Beach in Oyster Bay, offering a unique platform for talented individuals to display and sell their handcrafted creations. The deadline to apply is Friday, May 9, 2025.

“Art in the Park provides an incredible opportunity for local artists and artisans to showcase their best work, connect with the community, and gain recognition,” said Town Councilman Tom Hand. “Don't miss this opportunity to showcase your creativity and be part of a vibrant community event, featuring live music, food trucks, and fun activities for kids.”

Artists and artisans must be 18

years or older and can only display and sell original, handcrafted pieces. Commercial or mass-produced items will not be permitted. Participants are responsible for supplying their own 10x10 canopy and any additional equipment needed for their space. Full details, including associated costs, are outlined in the application available online.

Organized by the Town's Department of Community & Youth Services, Cultural and Performing Arts Division, Art in the Park celebrates a diverse range of handcrafted works, including ceramics, watercolors, glass, jewelry, wood, leather, sculptures, and more.

To apply, visit the Town’s website at www.oysterbaytown.com/capa or contact the Cultural and Performing Arts Division at (516) 797-7932 for more information.

Earth’s systems take 3D form at Lee Road School

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graders at Lee Road Elementary School recreated Earth’s four systems in 3D form.

It was a collaborative effort at Lee Road Elementary School in the Levittown School District as fifth graders explored Earth’s four systems and recreated them in 3D form.

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Students in Mrs. Belmonte’s class worked together to learn about the four Earth systems: the geosphere, hydrosphere, atmosphere and biosphere. With guided support, they utilized an AI Earthbot along with various research links to gather information and deep-

en their understanding of each system. Collaborating with partners, students crafted life models of each Earth system using provided crafting materials, showcasing their creativity and teamwork.

To share their findings, they designed engaging presentations using Canva and Google Slides. The students presented their models and research to the class, showing off their hard work.

Each project was a collaborative effort between students.
Fifth

WHAT DOES ‘HEALTH SYSTEM’ EVEN MEAN? IT MEANS A BIG DIFFERENCE FOR YOUR HEALTH.

A health system is more than a doctor. In our case, it’s 320+ locations with the exact same high standard of care. It’s integrated medical teams that achieve the best patient outcomes. It’s leading the charge in medical discoveries. It’s the lowest mortality rates in the nation. It’s being named #1 for quality care in the U.S. Our health system has the best doctors, and the best doctors are just the beginning.

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East Broadway students inspired during Career Day

Students at East Broadway Elementary School in the Levittown School District heard from dozens of career professionals in a wide range of fields during the annual Career Day on April 9.

The day was packed with presentations as more than 30 professionals visited East Broadway to inspire students with their journeys. With the vast array of fields on display, there was an individual who met the interest of every student. Careers includ -

ed law enforcement, medical professionals, entrepreneurial managers, an Army Ranger, a New York Fire Department captain and an engineer who designs watches. Each presenter hosted an engaging discussion that provided insight into their careers and involved student participation. Students showed their curiosity by asking thoughtful questions to visitors.

Nurse anesthesiologist Carolina Meza brought plenty of props for students to observe.

Homeland Security Investigations Special Agent John Szwalek showed students his tools for the job.
Students Robert Fox and Collin Marino inspected Special Agent Szwalek’s handcuffs.
New York Fire Department Captain Steven Schuman piqued students’ interest by showing his firehouse dog.
Photos courtesy Levittown Public Schools
New York Police Department Lieutenant Robert Townsend visited kindergartners at East Broadway Elementary School during the annual Career Day on April 9.

LEGAL NOTICES

NASSAU COUNTY LEGAL NOTICE

SUPREME COURT OF THE STATE OF NEW YORK  COUNTY OF NASSAU

Nationstar Mortgage LLC, Plaintiff,  -against-

Janice Roberson, State Financial Acceptance Corp. its successors and/or assigns, Madison Home Equities, Inc. a/k/a Madison Resources Ltd., American General Finance, Inc., its successors and/or assigns, Nassau County Clerk, Defendants.

Index No.:  614125/2024

Filed: August 9, 2024

SUMMONS

Plaintiff designates Nassau County as the place of trial. Venue is based upon the county in which the mortgaged premises is situated  TO THE ABOVE NAMED DEFENDANT(S):

YOU ARE HEREBY SUMMONED to answer the Complaint in this action and to serve a copy of your Answer or, if the Complaint is not served with this Summons, to serve a Notice of Appearance on the attorneys for the plaintiff within twenty (20) days after service of this Summons, exclusive of the day of service; or within thirty (30) days after service is complete if this Summons is not personally delivered to you within the State of New York; or within sixty (60) days if it is the United States of America.  In case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded in the Complaint.

NOTICE OF NATURE OF ACTION AND RELIEF SOUGHT

THE OBJECT of the above captioned action is to expunge, from the record, a Mortgage dated March 27, 1995 and recorded in the Nassau County Clerk’s Office on December 13, 1995 in Liber 17123, Page 379 as assigned, a Mortgage dated April 2, 1999 and recorded August 3, 1999 in Liber 19773, Page 224 and a Mortgage dated July 9, 1999 and recorded in the Nassau County Clerk’s Office on October 13, 1999 in Liber 19923, Page 239 as assigned, and to compel the determination of claims to the real property located at 132 Oak Avenue, Hempstead, NY 11550 with a tax map designation of  Section 36, Block 077, Lot 1  Dated: Bay Shore, New York                                      August 8, 2024                                      FRENKEL LAMBERT WEISS WEISMAN & GORDON, LLP  /s/BY: Linda P. Manfredi

Attorneys for Plaintiff  53 Gibson Street Bay Shore, New York 11706  (631)969-3100

Our File No.: 01-100134-T01

NASSAU COUNTY NOTICE TO BIDDERS LEGAL “NOTICE TO BIDDERS”

BETHPAGE UNION FREE SCHOOL DISTRICT

BETHPAGE, NEW YORK 11714

BID # 002-2526

District Printing Services

PLEASE TAKE NOTICE sealed bids will be received by the Board of Education of the Bethpage Union Free School District, Town of Oyster Bay, Bethpage, New York. BID # 002-2526 for District Printing Services Bids will be publicly opened and read on the April 29, 2025 at 11:00AM in the Administration Building, 10 Cherry Avenue, Bethpage, New York.

Sealed bids are to be addressed to the attention of Scott Harrington, Assistant Superintendent for Business, Bethpage Union Free School District, Administration Building, 10 Cherry Avenue, Bethpage, New York, 11714.

The Board reserves the right to reject any and all bids which in its discretion are not in the best interest of the school district, and to waive any informality as to non-material errors or omissions in the submissions. Bid specifications and all applicable terms and conditions may be obtained via email by contacting Sara Minieri at Sminieri@Bethpage.ws. Please contact the Bethpage Business Office with any questions regarding this bid at 516-6444030.

By Order of the Board of Education

Bethpage Union Free School District Administration Building 10 Cherry Avenue Bethpage, New York 11714

NASSAU COUNTY

NOTICE OF SALE

SUPREME COURT COUNTY OF NASSAU WELLS FARGO BANK, N.A., Plaintiff AGAINST RAJESHWARI SINGH; HARENDRA SINGH; ET AL., Defendant(s) Pursuant to a Judgment of Foreclosure and Sale duly entered November 3, 2017, I, the undersigned Referee will sell at public auction at the North Side steps of the Nassau County Supreme Court, 100 Supreme Court Drive, Mineola, NY 11501 on May 21, 2025 at 2:00 PM, premises known as 4336 Hicksville Road, Bethpage, NY 11714. All that certain plot piece or parcel of land, with the buildings and improvements erected, situate, lying and being in the Town of Oyster Bay, County of Nassau and State of New York, Section 52, Block 310, Lot 43. Approximate amount of judgment $459,790.32 plus interest and costs. Premises will be sold subject to provisions of filed Judgment Index #009094/2015. Brian Davis, Esq., Referee Gross Polowy, LLC 1775 Wehrle Drive Williamsville, NY 14221 17-006341 85174

NASSAU COUNTY

NOTICE OF FORMATION OF A LIMITED LIABILITY CORPORATION

Notice of Formation of Total Sports and Performance Baseball, LLC. Arts of Org filed with SSNY: 03/21/2025. Office: Nassau County. SSNY designated as agent of LLC for process and shall mail copy of process to LLC: 181 N Delaware Avenue, Massapequa, NY, 11758. Purpose: any lawful act.

NASSAU COUNTY NOTICE OF FORMATION OF A LIMITED LIABILITY CORPORATION

Notice of Formation of Day To Day Senior Care Consult & Services LLC. Articles of Organization filed with Secretary of State of NY (SSNY) on 01/06/2025. Office location: Nassau County. SSNY designated as agent of Limited Liability Company (LLC) upon whom process against it may be served. SSNY should mail process to Charles Day: 100 Duffy Ave, Hicksville NY 11801. Purpose: Any lawful purpose.

Town seeks volunteers for rain garden work party

The Town of Oyster Bay invites volunteers to join the upcoming Rain Garden Work Party at Theodore Roosevelt Park, to help maintain the Town’s raingardens which help prevent stormwater pollution. The event will take place at the Western Waterfront at Theodore Roosevelt Park in Oyster Bay on Saturday, April 26, and volunteers are encouraged to bring their own work gloves for the occasion.

“We welcome all those interested in native plant gardening to come join our spring Rain Garden Work Party. Participants will learn about rain gardens’ ecological impact while helping to maintain them,” said Town Supervisor Joseph Saladino. “We will work alongside volunteers and our environmental partners to weed, rake, prune, plant and mulch while learning about the environmental benefits these structures provide. This family-friendly

program welcomes participants of all ages, particularly those seeking to fulfill community service hours.”

Rain gardens were installed at Theodore Roosevelt Park in Oyster Bay in partnership with Friends of the Bay and the Nassau County Soil and Water Conservation District. These gardens effectively filter stormwater runoff before it reaches local waterways. Rain gardens also help alleviate problems associated with flooding and drainage, recharge the ground water supply, provide habitat and food for wildlife and enhance the beauty of local communities.

“A rain garden is a collection of native plants placed in a small depression designed to slowly absorb rain water runoff. They have numerous environmental benefits, such as filtering pollutants, reducing flooding, and providing food and habitats to wildlife,”

added Councilwoman Vicki Walsh. “However, they must be maintained regularly to ensure healthy soil, healthy plants, and a healthy community, which is why we’re seeking volunteers to assist with our existing rain gardens at the Western Waterfront in Oyster Bay.”

Volunteers are invited to gather at the Western Waterfront, 1 West End Avenue in Oyster Bay, on Saturday,

April 26. The Rain Garden Work Party will run from 9 a.m. to 12 p.m. Participants should bring work gloves, and community service hours are offered to participants. For more information, contact the Town of Oyster Bay’s Department of Environmental Resources at (516) 677-5943 or visit www. oysterbaytown.com/environmental

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LEGAL NOTICES

Registration underway for Town’s Pickleball Tournament

Calling all pickleball enthusiasts! Registration is underway for the Town’s first social play Pickleball Tournament, a fun bracket-style competition. Matches will take place on Saturday, May 17, and Sunday, May 18, at new pickleball courts at Ellsworth Allen Park in Farmingdale and Garrick Williams Park in Massapequa, as well as at Lenox Avenue Park in Bethpage if needed. All finals games will be held at Garrick Williams Park.

“Pickleball is one of the fastest-growing sports in the nation, and our Town is proud to lead the way in creating opportunities for residents to enjoy this exciting game,” said Town Councilman Steve Labriola. “So, grab a paddle, find a partner, and get ready for a weekend of fun, fitness, and competition!”

Registration is now underway for all residents at www. oysterbaytown.com/sports.

• Men’s Over 60

• Women’s Over 60

• Mixed Under 40

• Mixed Over 40 (currently filled)

• Mixed Over 60

The Town Pickleball Social Play Tournament is not an official rules tournament that follows USA pickleball regulations and format. This is a fun - Social Play - bracket competition. The Town will consider formats based on factors including skill level delineation for future competitions. Participants are asked to submit the survey they will receive to help improve future programs. Don’t miss your shot — sign up today and get ready to play! For more information, contact the Town of Oyster Bay Parks Department Recreation Office at (516) 797-7945 or visit www. oysterbaytown.com

Youth Pickleball Lessons offered

The Town of Oyster Bay will offer Youth Pickleball Lessons  starting this spring. Lessons will begin May 6 and are open to youngsters ages 8 through 17. These instructional lessons will be taught by a Level 1 PPR Certified Coach and aim to introduce participants to the fundamentals of pickleball. No experience is necessary to register.

Town Supervisor Joseph Saladino stated, “Pickleball has quickly become one of the fastest-growing sports in the nation, and is the perfect activity for young athletes, combining fun, fitness, and sportsmanship. These lessons offer an excellent opportunity for children of all skill levels to become involved in this

fast-paced and exciting sport; Register today!”

Available lessons include:

• 8–10 Year Olds:

Tuesdays & Thursdays 5:00

p.m.- 5:50 p.m. at Allen Park, 45 Motor Ave., Farmingdale

• 11–13 Year Olds: Tuesdays & Thursdays 6:00 p.m.- 6:50 p.m. at Allen Park, 45 Motor Ave., Farmingdale

• 14–17 Year Olds: Tuesdays & Thursdays 7:00 p.m.- 7:50 p.m. at Allen Park, 45 Motor Ave., Farmingdale

Registration begins Monday, April 14, 2025 at 9:00 a.m. online at: www.oysterbaytown.com/ sports. Residents must upload proof of residency (tax or utility bill) and birth certificate for child. Children must be at least 8-years-old at the start of

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the program. Fees are $75 for residents and $90 for non-residents. Refunds will be available until Friday, May 16, 2025 at a 5% administrative fee and will be prorated for the number of days attended.

Lessons are 50 minutes long and will run for six consecutive weeks. Participants are encouraged to bring their own paddle and must wear sneakers. For more information, please call (516) 797-7945 or visit www.oysterbaytown.com.

LEGAL NOTICES

NASSAU COUNTY

NOTICE OF FORMATION OF A LIMITED LIABILITY COMPANY

Formation of DELCO MARKET LLC filed with the Secy. of State of NY (SSNY) on 3/27/2025.  Office loc.:  Nassau County. SSNY designated as agent of LLC upon whom process against it may be served.  The address SSNY shall mail process to Jaswinder Singh, 70 Somerset Ave., Hicksville, NY 11801.  Purpose:   Any lawful activity.

LEGAL NOTICES

NASSAU COUNTY NOTICE OF SALE

NASSAU COUNTY NOTICE OF SALE

NASSAU COUNTY NOTICE OF FORMATION OF A LIMITED LIABILITY COMPANY

SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF NASSAU

Tournament entry is on a firstcome, first-served basis with no more than 16 teams being entered per category. All teams will play at least three matches. Players must bring their own paddles. All skill levels are welcome.

Categories include:

• Men’s Under 40

• Women’s Under 40

• Men’s Over 40

• Women’s Over 40

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THE BANK OF NEW YORK MELLON F/K/A THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JP MORGAN CHASE BANK, N.A. AS TRUSTEE FOR STRUCTURED ASSET MORTGAGE INVESTMENTS II INC. MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2005-AR8, -againstJEFFREY RAMAN, ET AL. NOTICE OF SALE

SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF NASSAU THE BANK OF NEW YORK MELLON F/K/A THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JP MORGAN CHASE BANK, N.A. AS TRUSTEE FOR STRUCTURED ASSET MORTGAGE INVESTMENTS II INC. MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2005-AR8, -against-

JEFFREY RAMAN, ET AL.

Formation of APNA EASTERN MARKET LLC filed with the Secy. of State of NY (SSNY) on 3/27/2025. Office loc.: Nassau County. SSNY designated as agent of LLC upon whom process against it may be served. The address SSNY shall mail process to Jaswinder Singh, 70 Somerset Ave., Hicksville, NY 11801. Purpose: Any lawful activity.

NOTICE OF SALE

NOTICE IS HEREBY GIVEN pursuant to a Final Judgment of Foreclosure entered in the Office of the Clerk of the County of Nassau on May 4, 2022, wherein THE BANK OF NEW YORK MELLON F/K/A THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JP MORGAN CHASE BANK, N.A. AS TRUSTEE FOR STRUCTURED ASSET MORTGAGE INVESTMENTS II INC. MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2005-AR8 is the Plaintiff and JEFFREY RAMAN, ET AL. are the Defendant(s).  I, the undersigned Referee, will sell at public auction RAIN OR SHINE at the NASSAU COUNTY SUPREME COURT, NORTH SIDE STEPS, 100 SUPREME COURT DRIVE, MINEOLA, NY 11501, on May 6, 2025 at 2:00PM, premises known as 4041 JEAN AVENUE, BETHPAGE, NY 11714; and the following tax map identification:  46-483-21. ALL THAT CERTAIN PLOT, PIECE OR PARCEL OF LAND, WITH THE BUILDING AND IMPROVEMENTS ERECTED, SITUATE, LYING AND BEING AT BETHPAGE, TOWN OF OYSTER BAY, COUNTY OF NASSAU AND STATE OF NEW YORK

NOTICE IS HEREBY GIVEN pursuant to a Final Judgment of Foreclosure entered in the Office of the Clerk of the County of Nassau on May 4, 2022, wherein THE BANK OF NEW YORK MELLON F/K/A THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JP MORGAN CHASE BANK, N.A. AS TRUSTEE FOR STRUCTURED ASSET MORTGAGE INVESTMENTS II INC. MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2005-AR8 is the Plaintiff and JEFFREY RAMAN, ET AL. are the Defendant(s).  I, the undersigned Referee, will sell at public auction RAIN OR SHINE at the NASSAU COUNTY SUPREME COURT, NORTH SIDE STEPS, 100 SUPREME COURT DRIVE, MINEOLA, NY 11501, on May 6, 2025 at 2:00PM, premises known as 4041 JEAN AVENUE, BETHPAGE, NY 11714; and the following tax map identification:  46-483-21. ALL THAT CERTAIN PLOT, PIECE OR PARCEL OF LAND, WITH THE BUILDING AND IMPROVEMENTS ERECTED, SITUATE, LYING AND BEING AT BETHPAGE, TOWN OF OYSTER BAY, COUNTY OF NASSAU AND STATE OF NEW YORK

Premises will be sold subject to provisions of filed Judgment Index No.: 008546/2015. Oscar A. Prieto, Esq. - Referee. Robertson, Anschutz, Schneid, Crane & Partners, PLLC, 900 Merchants Concourse, Suite 310, Westbury, New York 11590, Attorneys for Plaintiff. All foreclosure sales will be conducted in accordance with Covid-19 guidelines including, but not limited to, social distancing and mask wearing. *LOCATION OF SALE SUBJECT TO CHANGE DAY OF IN ACCORDANCE WITH COURT/CLERK DIRECTIVES. 516-294-8900

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Premises will be sold subject to provisions of filed Judgment Index No.: 008546/2015. Oscar A. Prieto, Esq. - Referee. Robertson, Anschutz, Schneid, Crane & Partners, PLLC, 900 Merchants Concourse, Suite 310, Westbury, New York 11590, Attorneys for Plaintiff. All foreclosure sales will be conducted in accordance with Covid-19 guidelines including, but not limited to, social distancing and mask wearing. *LOCATION OF SALE SUBJECT TO CHANGE DAY OF IN ACCORDANCE WITH COURT/CLERK DIRECTIVES.

NASSAU COUNTY NOTICE OF FORMATION OF A LIMITED LIABILITY COMPANY

Notice of Formation of JP Ventures Squared LLC. Articles of Organization filed with Secretary of State of NY (SSNY) on 12/06/2024. Office location: Nassau County. SSNY designated as agent of Limited Liability Company (LLC) upon whom process against it may be served. SSNY should mail process to Allen Williams: 5 Brewster St, #503, Glen Cove, NY 11542. Purpose: Any lawful purpose.

Basketball tournament ups the competition at Abbey Lane School

Abbey Lane Elementary School students faced off in an intense three-on-three basketball tournament on March 20.

Teams practiced effective communication.

Fourth and fifth graders at Abbey Lane Elementary School in the Levittown School District stepped on the court for a fierce three-on-three basketball tournament on March 20.

Equipped with green jerseys marking the annual event, each team of three represented different colleges and universities from across the nation such as the University of Connecticut, Syracuse

University, the University of Alabama and the University of California, Los Angeles. In “March Madness” style, teams faced off in brackets to see who came out on top in their respective games. The friendly competition boosted camaraderie and emphasized the importance of effective communication and teamwork.

Photos courtesy Levittown Public Schools

The tournament brought third and fourth graders together to compete.

Excitement was seen as teams successfully scored points.

April 18, 2025

April 18, 2025

Rails to Trails Conservancy Highlights Benefits on Celebrate Trails

Rails to Trails Conservancy is hosting its Celebrate Trails Day on April 26. This annual spring celebration of America’s trails, which Rails to Trails has organized since 2013 on the fourth Saturday of April, invites one and all to “come outside to experience the joy and impact of America’s trails”.

Every Celebrate Trails Day, RTC teams up with partners—trail groups, agencies, nonprofits, businesses, brands, clubs and every other type of organization in between—to offer scores of events and activities that encourage physical activity, stewardship, community engagement and opportunities to swap out a routine car trip for a walk or a bike ride, helping to lower their individual carbon footprint.

“Celebrate Trails Day creates a unique opportunity to show off the many ways trails are essential to communities across the country,” said Ryan Chao, RTC’s president. “Thousands of people get outside with us to send the message that when we connect trails, good things happen.”

What good things? “The nation’s 42,000+ miles of multiuse trails on the ground nationwide lay the foundation for 150+ trail networks in development means we have space to move our bodies and be active outside, which is good for our physical and mental health. We support our local economy and create new connections in the neighborhoods where we live. And we can get around safely without a car. These spaces bring incredible value

Day, April 26

Biking the Great Allegheny Passage trail with Rails to Trails Conservancy. The trail is part of the Great American Rail-Trail that ultimately will create a transcontinental network of trails 3,700 miles from Washington DC to Washington state. Find a trail near you on Celebrate Trails Day, April 26.

© Karen Rubin/goingplacesfarandnear.com

to our everyday lives, improving the quality of life where people live, work and play. When we show up on trails, we send a message loud and clear that these spaces are essential to our communities.”

Every Celebrate Trails Day, Rails to Trails Conservancy (RTC) teams up with partners—trail groups, agencies, nonprofits, businesses, brands, clubs and every other type of organization in between—to inspire tens of thousands of people to get outside and celebrate – and advocate – for recreational trails.

RTC has curated resources to help you plan a day of biking, walking, hiking, running and/or exploring outdoors.

These include an interactive map

to find events near you (more events being added all the time). Using the map, you can find hikes, spring cleanups, group rides, fun runs, family-friendly festival. You Go to the website , https://www.railstotrails. org/celebratetrailsday/. (You can also find out how to win prizes for participating.)

Find Trails: Any day of the year, you can find trails near you around the nation using RTC’s free trailguide app and website, TrailLink.

Impact of Trails for People, Places and the Planet

The annual Celebrate Trails Day event highlights the return on investment that’s possible as the nation’s more than 41,000 miles of multiuse trails are connected into

GOING PLACES NEAR AND FAR

trail networks that make it safer and easier for people to be active outside where they live.

Many of the more than 240 events that take place align with emerging trail and active transportation networks across the country, creating an opportunity for communities to learn more about these infrastructure developments and to experience the benefits of creating connected trail and active transportation systems. These events also showcase the impact of connected trail systems, which have the potential to deliver more than $138 billion to the economy each year in health cost savings, climate savings and direct spending.

Participants in Celebrate Trails Day reported mental health benefits of time spent being active on the trail (97% of people agree that using trails makes a difference for their mental health and well-being) and the majority say that having events or programming on the trail motivates them to be physically active (85%).

More than three-quarters (78%) indicate that they would use trails as part of their everyday routine (e.g., going to the store, school, work or for exercise) and 76% of respondents indicated they chose to swap a car trip for a walk, bike ride or other active transportation on Celebrate Trails Day and at other times in their day-to-day routines.

Since 1986, Rails to Trails Conservancy, a  nonprofit organization, has been “dedicated to creating a nationwide network of trails from former rail lines and connecting corridors to build healthier places for healthier people.”

Its most ambitious program

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GOING PLACES, NEAR & FAR....

Rails to Trails Conservancy Highlights Benefits on Celebrate Trails Day, April 26

Continued from previous page

to date is the creation of the Great American Rail-Trail , that will ultimately connect more than 125 multiuse recreational trails 3,700 miles across the continent, from Washington D.C., through 12 states, to Washington State. (https://www.railstotrails.org/site/ greatamericanrailtrail/)

Some iconic trails are already in place along the Great American Rail-Trail route, while communities, nonprofit partners, state agencies and volunteers are working to build trails to benefit their local area by linking up to the trans-continental network.(See the full list  here, https://www.railstotrails.org/ site/greatamericanrailtrail/content/ route/)

As of January, 2025 the Great American Rail Trail – America’s first trans-continental network - is 55% complete with 2,059 miles of trails out of the total 3,700 miles.(see: https:// www.railstotrails.org/resource-library/ resources/great-american-rail-trailroute-assessment-2024/)

Rails to Trails Conservancy, 2445 M Street, NW, Suite 650, Washington, DC 20037, 866-202-9788, railstotrails.org.

Bike Tour Companies Embrace Rail Trails

Already, at least two bike tour operators offer itineraries on segments of the Great American Rail-Trail: Wilderness Voyageurs already has tours on many segments of the Great American Rail-Trail – indeed, it is actually headquartered on, the famous and picturesque  Great Allegheny Passage, one of the primary building blocks of the east-to-west route.

With the addition of the Iowa Trestles Tour in 2021, Wilderness Voyageurs offers supported rides on more than 820 miles of the route.  Its multi-day, inn-to-

inn, bike tours on the Great American Rail-Trail visit 14 different trails in eight states These include:

The Great Allegheny Passage (GAP) is an iconic rail-trail that runs 150 miles from Cumberland, Maryland, to Pittsburgh, Pennsylvania, and was built in partnership between state agencies and many local trail groups and volunteers. The GAP is featured on three different trips: a four-day  Great Allegheny Passage tour from Pittsburgh to Cumberland; six-day Pittsburgh to D.C. tour, and Pennsylvania and Maryland Easy Rider tour. (Wilderness Voyageurs is headquartered right next to the trail in Ohiopyle, Check out the  Great Allegheny Passage for info and travel tips.)

The C&O Canal Towpath from Cumberland to Georgetown is featured on a  six-day Pittsburgh to D.C. bike tour Following the Potomac River, the C&O Canal Towpath traverses the Chesapeake & Ohio Canal National Historical Park for 184.5 miles. Hundreds of original features - locks, lock houses, aqueducts and other canal structures - are reminders of the canal’s role as a transportation system during the Canal Era, which peaked in the mid-19th century. The C&O actually connects with the GAP.

Its Pittsburgh to D.C. bike tour includes an optional ride on the Capital Crescent Trail, a paved trail that parallels the canal towpath. The 11-mile trail follows the former route of the Georgetown Branch rail line of the Baltimore & Ohio Railroad.

Both its  Gettysburg and the Civil War bike tour and  Shenandoah and Skyline Drive bike tours visit part of the towpath near historic Harpers Ferry.

The Cincinnati to Cleveland Tour

features a corridor that will ultimately connect the Ohio River in Cincinnati to Lake Erie in Cleveland. Of its planned 326 miles, more than 270 miles of trail are complete visiting six different trails and many beautiful small towns. Besides knocking out a big chunk of the Great American Rail-Trail, you visit Cuyahoga National Park, one of the newest national parks.

The  Iowa Trestles Tour is a 4 day meander that cycles 3 different trails that are part of the GART: the High Trestle Trail, the Heart of Iowa Nature Trail and the 2021 inductee to the Rail Trail Hall of Fame, The Raccoon River Valley Trail.

The  Idaho Coeur d’Alenes and Hiawatha tour spends time on the NorPac Trail that follows the old rightof-way of the Northern Pacific Railway (hence the trail’s name) in western Montana and the Idaho Panhandle, crossing Lookout Pass. The trail runs from Idaho near Mullan at the trailhead for the  Trail of the Coeur d’Alenes, past the East Portal of the  Route of the Hiawatha (south of Taft, Montana) and on to the small town of Saltese. The entire trail offers spectacular views of the forested Rocky Mountains as well as lakes and streams.

The Trail of the Coeur d’Alenes covers nearly 72 paved miles through scenic mountains and valleys in Idaho’s Panhandle. The area has a rich mining, railroading and Native American history, and hugs the Lake Coeur d’Alene shoreline, rolling foothills in the Palouse prairie, and goes over the impressive Chatcolet Bridge.

The  Washington Olympic Peninsula tour cruises the Olympic Discovery Trail, which is the western terminus of the Great American RailTrail. Starting in the Victorian seaport of Port Townsend and ending on the

Better Nutrition, Better Hearing

It may surprise you to know that research shows your diet can affect your susceptibility to hearing loss.

A study looking at the relationship between diet, tinnitus and hearing difficulties was published in the March/ April issue of Ear and Hearing journal. Researchers looked at 34,576 U.K. adults between the ages of 40 and 69. Dietary assessment was based on a detailed computerized questionnaire about their intake of 200 commonly consumed food and beverages in the previous 24 hours.

The study was funded and reported by the National Institutes of Health and found that a lack of vitamins A, B, C, D

and E, and minerals zinc, magnesium, selenium, iron or iodine led to an increased incidence of hearing loss. Researchers attributed this to the increased antioxidants from the vitamins and minerals, which inhibit the formation of free radicals that can contribute to hearing loss.

In addition, diets high in carbohydrates, cholesterol and fats and lower in protein corresponded to poorer hearing status, attributed to negative effect on the vascular system and blood flow to the ear’s cochlea, the spiral cavity of the inner ear where nerve impulses are produced in response to sound vibrations.

Researchers found that consuming more healthy fats such as omega-3s had a positive impact on hearing by improving

shores of the Pacific Ocean, the ODT is filled with views of snow capped peaks, ocean vistas, fast flowing rivers and pristine lakes, and everywhere the majestic forests of the Pacific Northwest. Olympic National Park, which was established in 1938 by President Franklin Roosevelt, is a UNESCO World Heritage Site! (Wilderness Voyageurs has trips on many rail trails in New York, Maryland, Pennsylvania, Florida, Missouri, Wisconsin, Michigan, South Dakota, Idaho and Washington.  (See a complete list of rail-trail bike tours)  Wilderness Voyageurs, 103 Garrett Street. Ohiopyle, PA 15470, 724-3291000,  800-272-4141 wilderness-voyageurs. com

Discovery Bicycle Tours, similarly, offers several trips on rail-trails that are part of the Great American Rail-Trail: C&O Canal Trail; Great Allegheny Passage, Pennsylvania; Silver Comet Trail; the Centennial Trail, the Hiawatha Trail and the Trail of the Coeur d’Alenes on its Idaho Trails tour), as well as many others.

Other Discovery Bicycle Tours rail trail trips include 200 miles of the Empire State Rail Trail from Battery Park, Manhattan to Albany (part of the 750-mile long Empire Trail Network that goes from Battery Park on the southern tip of Manhattan up to the Canadian border, and east-west on the 360-mile-long Erie Canalway from Buffalo to Albany); the longest rail trail in New England, the Lamoille Valley Rail Trail; Appalachian rail trails of Virginia and West Virginia; Mickelson Trail, South Dakota, 6-Day Washington Cascades Trails,  and the P’tit du Nord rail trail in Quebec.

Discovery Bicycle Tours, 2520 W. Woodstock Rd., Woodstock, VT 05091, 888459-3265 info@discoverybicycletours.com © 2025 Travel Features Syndicate, a division of Workstyles, Inc. All rights reserved. Visit goingplacesfarandnear.com

blood supply to the cochlea.

Tinnitus is defined as ringing or buzzing in the ear and can lead to hearing loss.

A study cited by the American Auditory Society notes that higher intakes of calcium and fat were associated with increased occurrences of tinnitus. In addition, higher intakes of B12 and protein were associated with reduced occurrences of tinnitus.

The bottom line? A diet low in fat and high in vitamins and antioxidants may be important for hearing health.

Q and A

Q: Is watermelon healthy?

A: Watermelon is 92% water, so it’s a simple way to help stay hydrated. And

Continued on page 5

Of chocolate bunnies & jelly beans on Easter

My friend, Brian, was excited about Easter which was just around the corner so he told me that last year he figured out a way to surprise his grandchildren with a visit to see the Easter bunny.

On Holy Saturday Brian took the two youngsters, Kara and Billy, who were 6 and 5, to the public library where they went to the children’s section which was all decorated for the holiday and they saw a display of kids’ Easter books.

Sitting down Brian picked up one of the books and read it to the kids. They loved it.

After browsing for a while they headed out toward the lobby where they saw several other youngsters arriving.

Brian knew what was up but he wanted Kara and Billy to discover that out back, a holiday extravaganza was about to begin. It would indeed be a special day because the following day was Easter Sunday when they would remember Jesus Christ rising from the dead.

Heading out behind the library there was a large field where Brian saw lots of colorful balloons, paper eggs hanging from tree branches and a life-size Easter bunny milling about. There were adult volunteers in brightly-colored costumes who were doing a great job of personifying characters dressed as jelly beans.

An emcee announced the beginning of an Easter egg hunt and the kids ran from place to place collecting little plastic eggs that contained chocolates and toys. Some were tucked away in the bushes and were a bit hard to find but others were pretty obvious. The staff knew there would be different age

groups of kids so they varied it - they had made the Easter egg hunt challenging and easy.

Afterwards the kids sat at tables having snacks and socializing. Brian saw his grandkids chatting away with the kids sitting next to them and they were smiling from ear to ear. After the kids had their fill of talking and eating snacks, the librarian went up front to address the group. Off to the side of her sat a plush toy, a cute looking stuffed rabbit and the librarian announced that she was going to tell them a very interesting story. In fact it was a perfect story for Easter.

Lydia the librarian sat at a table with a microphone that had been set up for her. Calling the kids to attention, she started telling them a cute Easter story. As she spoke Brian noticed little bags of jelly beans on either side of her on the table and on the perfect spring day that it was the occasional gust of wind gently blew the balloons around. It was a beautiful setting for an Easter story.

Lydia said, “I’m sure you know the story of Peter the Rabbit, that mischievous rabbit who got into so much trouble in Mr. McGregor’s garden but I have a different cute story to tell you because you probably already knew the story of Peter Rabbit.” Most of the kids nodded so she put the book down, switched gears and started saying that she had an Easter story she wanted to share. At the end of her story they could give a thumbs up or thumbs down indicating whether or not they liked her tale.

So she began: The Easter bunny and the purple jelly bean were standing around in a field when the Easter bunny challenged the jelly bean to a half-milelong race. He would surely win but the

Easter bunny had to announce that the winner of the race would get a pile full of chocolate bunnies to eat on the holiday. He had seen all of the chocolate bunnies and it was indeed a sight to behold.

Smiling agreeably at the Easter bunny, the jelly bean said, “You’re on” and they lined up at the starting line. When someone shouted, “On your mark, get set, go!” they both took off but the jelly bean immediately smiled to herself because she knew she had an advantage. She was round and pliable like most jelly beans are and when she was halfway to the finish line she saw the Easter bunny was still far behind.

Crossing the finish line, she rolled to a halt and smiled from ear to ear. Turning around, she saw the Easter bunny cross the finish line a few minutes later then come over to shake her hand. “Congratulations,” he said. “Now that table full of chocolate bunnies will be yours to enjoy!”

Returning to where they had started, the Easter bunny and the jelly bean chatted for a while under a perfect April sky. The temperature had warmed up and the jelly bean said that she had an Easter idea: she would share all of the chocolate bunnies she had won with the kids in her town.

The Easter bunny raised his eyebrows and asked how exactly would she do that. Smiling, the jelly bean said she would announce that all of the kids should line up and step up to take a chocolate bunny when it was their turn. “Ok,” the Easter bunny said. “I guess it is simple after all.”

Heading into town the jelly bean stood behind the table full of chocolate bunnies and made the announce-

ment. Sure enough the kids lined up and everything went smoothly. They were happy to have a chocolaty treat on the holiday.

When the kids had gone, the Easter bunny turned to the jelly bean and said, “There’s one chocolate bunny left and it is for you. I hope you have a lovely holiday.”

At the end of Lydia’s story the kids all clapped and smiled broadly. They gave a thumbs up and each person was given a chocolate bunny as they left that day. Kara and Billy said goodbye to the kids around them and Brian said it was time to go. He’d wanted to make this a fun day and he had succeeded.

Between going to church, having relatives over for dinner and eating the chocolate Easter bunnies, this holiday promises to be a great one.

This is fiction. Happy Easter, Happy Passover and Happy Spring to all!

Tips to overcome seasonal allergies

Spring and summer are typically welcomed with open arms. Warm weather, blooming flowers and trees full of leaves are a welcome sight for many, but seasonal allergy sufferers may find the transition from winter to spring a little more challenging.

The Center for Health Statistics found that just under 26 percent of adults and roughly 19 percent of children have a seasonal allergy. Treatments for seasonal allergies can be effective, and many people find over-the-counter medications are enough to alleviate their symptoms. But even people who take OTC medications daily may have days when seasonal allergies cause considerable discomfort. In such situations, allergy sufferers can consider these strategies.

• Identify your triggers. The American College of Allergy, Asthma, & Immunology notes that pollen is the most com-

mon outside allergy trigger. Trees and grasses typically pollinate in spring and summer, which is why these seasons can be especially challenging for people with seasonal allergies. Dustmites and pets might trigger allergies indoors, but these can appear throughout the year. A visit to an allergist can determine what exactly triggers seasonal allergies. For example, certain types of grasses and trees might be triggers for some but not others. Identifying triggers is an effective first step because it can compel people to avoid the things that cause allergic reactions.

• Stay indoors on dry, windy days. The Mayo Clinic advises seasonal allergy sufferers to stay indoors on dry, windy days, when pollen can be nearly impossible to avoid.

• Take advantage of a good rain. The Mayo Clinic advises that the best time for seasonal allergy sufferers to be outside is after a good rain. Rain helps to clear pollen from the air, so post-rain conditions can be ideal for people with seasonal allergies.

• Change your clothes and wash up upon coming inside. The ACAAI recommends changing clothes, washing them and taking a shower upon coming inside during allergy season. Washing clothes

and taking a shower reduces the likelihood that you’ll spread pollen around the interior of your home, where it can attach to furniture and trigger allergic reactions.

• Monitor the pollen count. As noted, pollen is a seasonal allergy trigger, so allergy sufferers are urged to monitor the pollen count via a website such as Pollen. com, where visitors can type in their ZIP code and get an up-to-date allergy report. On days when the pollen count is high, stay indoors and keep windows closed so the pollen does not get inside. The Mayo Clinic notes that pollen counts tend to be highest in morning, so it’s best to avoid being outside during this time of day.

Seasonal allergies can make spring and summer more challenging. A few simple strategies can help people control their seasonal allergies even on days when pollen counts are particularly high.

Most Common Social Security Questions

I recently did a couple of media interviews. One was a podcast and the other was a radio show. The hosts of both media outlets asked me essentially the same thing: “What are the most common questions people ask about Social Security?” As long as it’s fresh in my mind, I thought I’d turn those questions (and the answers, of course) into a column.

Many of the questions I’ve been getting recently have to do with the political side of Social Security -- all the stuff going on in Washington. But I’ve written more than a few columns about those issues recently. So today I’m sticking with the much simpler and less volatile program or practical side of Social Security. Here are some of those common practical questions.

Q: When should I take my Social Security?

A: This is by far the most common question I am asked. And I usually start out my answer this way: “Tell me when you are going to die, and I will tell you when to start your Social Security benefits.”

Of course, because no one really knows the answer to that question, no one really knows the absolute best time to start their Social Security benefits. So, there is no magic or secret answer to that question. All you can do is gather all the facts, think through your personal situation and just make the best choice you can.

I can tell you that most financial planners will suggest it is best to wait to file for Social Security until your full retirement age when you would get your full retirement benefit.

But if you are trying to maximize the future survivor benefit that would be paid to your spouse after you die, then it might make sense to wait until age 70 when you (and your potential surviving spouse) would get about 130% of your full retirement rate.

On the other hand, if you have other sources of retirement income, or if you don’t expect to live a very long life, then taking your benefits (at a reduced rate) at age 62 might make the most sense.

Q: I’m 62. My husband is 67 and getting Social Security. Can I file for spousal benefits on his record now and save my own until I’m 70?

A: No, you can’t do that. You always must file for your own benefits first. Only after you do that can you look at your husband’s record to see if you can get any additional spousal benefits.

Q: I am 60 and not working. My husband recently died. Can I file for widow’s benefits now and save my own until I am 70?

A: Yes, you can do that. A widow does not have the same restrictions as a spouse with a living husband (as ex-

plained in the prior Q and A). You can file for widow’s benefits now and then switch to 100% of your own at full retirement age or wait until 70 and get about 130%. Or, depending on the amount of money involved, you might be able to file for retirement benefits at age 62 (the earliest you can do that), and then at full retirement age, switch to 100% widow’s benefits.

Q: If I die, what will my wife get?

A: The answer depends on several factors. But assuming you die well after your full retirement age, and assuming your wife is over her full retirement age when you die, then as a general rule, she will get what you were getting at the time of death. Quick example: You are 85 and getting $1,800 per month. Your wife is 82 and getting $1,200 per month. When you die, she will keep getting her $1,200, and then she will get an additional $600 in widow’s benefits.

Q: I’m already getting my Social Security, but I’m still working. Will my additional income and the taxes I’m paying increase my Social Security check?

A: It depends. Your original benefit was based on your average monthly wage using your highest 35 years of inflation-adjusted earnings. If the earnings you have now are higher than the lowest inflation-adjusted year used in your original computation, the SSA will drop out that lower year, add in the new higher year, and adjust your benefit accordingly. But don’t expect a windfall. Your benefit might go up by maybe $10 to $30 per month if you had a year of good earnings. The actual increase you might get depends entirely on what your past earnings were.

Q: When my father died, why did we have to return his last check?

A: Several rules come into play here. First, Social Security benefits have never been prorated. Second, benefits are always paid one month behind. And third, the law says you must live an entire month to be due a Social Security check for that month.

Here is a quick example. John dies on April 24. The Social Security check that comes in May (the payment for April) must be returned.

That’s the downside to the lack of proration. But there are two upsides.

One: Let’s say John started his benefits when he was 66 and that he turned 66 on June 22. He would get a check for the whole month of June even though he was 66 for only eight days of the month.

Two: If John left a widow, she would get widow’s benefits for the whole month of April even though she was a widow for only six days of the month.

If you have a Social Security question, Tom Margenau has two books with all the answers. One is called “Social Security -- Simple and Smart: 10 Easy-to-Understand Fact Sheets That Will Answer All

Your Questions About Social Security.”

The other is “Social Security: 100 Myths and 100 Facts.” You can find the books at Amazon.com or other book outlets. Or

you can send him an email at thomas. margenau@comcast.net. COPYRIGHT 2025 CREATORS.COM

CROSSWORD PUZZLE

It’s not about selling, it’s about relationships, and survival

I went into business in 1977 doing landscape design, licensed and certified professional lawn-tree and shrub applications, irrigation design and also created our carpet cleaning division; when we unfortunately dirtied someone’s carpeting.

Over the years, I have always felt and believed, as Rotary International’s belief and foundation was created upon “Service, Above Self.” Creating cultural competency as a lifelong journey by fostering empathy, embracing diversity, building organizations rooted in trust and belonging and lead across identity lines and living a life of giving and paying it forward.

In our personal lives as well as in our business careers, meeting new people and learning about their life, successes and trials and tribulations, whether to gain new friendships turning them into lasting long-term bonds or in benefiting our business; it starts with that initial spark, growing rapport and then hopefully leading and striving to gain life-long connections. My thoughts and firm belief is that healthy relationships, companionships and solid human connections enable one to live a vibrant, longer and meaningful life.

In business this holds true to the nth degree as a successful business must have these types of long-term connections and relationships in order to successfully scale one’s business to become more lucrative in earning greater profits.

Since the pandemic, I have seen the lack of and degradation of current relationships and connections to a much higher degree than normal. This is only based on my personal experiences and not on any scientific study or survey. It appears that there are those among us that are creating divisiveness and conflict amongst the general population, which is bad and sad not only on a personal level but on a business level as well.

In business having a clear and open

mind, being a superb and concerned listener, asking probing questions and catering to the specific “needs and wants” of our clientele is tantamount and of greatest importance in becoming successful. The constant “selling” methods of yesteryear are no longer plausible and valued in today’s business environment. They no longer make any logical or pragmatic sense in your brain or cents in your bank account.

However, there are those that are still practicing and participating in the old “ABC” (always be closing) concepts, from the fantastic, worthwhile-watching 1992 movie Glen Garry, Glen Ross. The main characters are some of our most famous actors today, Al Pacino, Jack Lemon, Alec Baldwin, Ed Harris, Alan Arkin (passed), and Kevin Spacey. My constant and consistent thoughts are my “ABC” always be consulting, that I practice day in and day out. Today, it should never be about “always be closing,” but “always be consulting” and educating your clients; that will more times than none, lead you to many more successful and fruitful outcomes.

We are in extremely stressful and troublesome times and handling our clients with “kid gloves” and catering to their specific “needs and wants,” should be the only direction to consider and pursue. This becomes the most significant, consequential and crucial process to follow that will eventually get one to the closing table, whether a seller, investor, purchaser, lessee of commercial property or even a tenant desperately searching for a place to live.

We all need to laser focus and zero in on what is really important, key and vital in the scheme of things in today’s real estate industry, the client’s satis-

NUTRITION NEWS

Continued from page 2

just one medium slice of watermelon contains 9% to 11% of the vitamin A you need each day, which is important for keeping eyes healthy. It’s low in calories -- 45.6 per cup, compared to 300 calories in a cup of ice cream. Unlike many other desserts, watermelon is fat-free, cholesterol-free and has no sodium. It’s also high in potassium, a mineral that could help cut down on leg cramps. The sugar in watermelon

faction and their success. Whether purchasing, renting or leasing any type of residential or commercial property, we must work for our clients, in the most educational, knowledge gaining, candid, upfront, and shooting straight from the hip, non-discriminatory fashion. Providing and disclosing all the required, necessary pertinent facts and information will allow and enable them to make the wisest, most beneficial and financial decisions; to own and possess the most valuable asset in their lifetimes. We must always be cognizant of that fact and that we work for the client and not the opposite.

Currently, according to the National Association of Realtors, Baby Boomers in 2025 have recaptured the number one position as the largest purchasers of homes, beating out Millennials, as well as GenZs and GenXers.

I believe that we are at a tipping point not only here but around the globe, as to whether or not we will survive as a nation. Changes can and should begin with us Realtors and other related businesses to set ground rules and consistent standards of action, by performing in the utmost professional, knowledgeable, transparent and caring manner. What it really boils down to is that “nobody cares how much you know, until they know how much you care and know!”

Philip A. Raices is the owner/Broker of Turn Key Real Estate at 3 Grace Ave Suite 180 in Great Neck. He has 43+ years experience in the Real Estate industry and has earned 3 significant designations:

National Association of Realtors Graduate Realtors Institute (what I consider a Master’s degree in real estate).

Certified International Property

Specialist - expert in consulting and completing international transactions.

National Association of Realtors Green designation: eco-friendly low carbon footprint construction with 3-D printed foundations, Solar panels, Geothermal HVAC/Heat Pumps).

He will also provide a copy of “Unlocking the Secrets of Real Estate’s New Market Reality, and his Seller’s and Buyer’s Guides for “Things to Consider when Selling, investing or Purchasing your Home.

He will provide you with “free” regular updates of what has gone under contract (pending), been sold (closed) and those homes that have been withdrawn/ released or expired (W/R) and all new listings of homes, HOA, Townhomes, Condos, and Coops in your town or go to:

https://WWW.Li-RealEstate.Com and you can “do it yourself (DYI) and search at your leisure on your own. However, for a “FREE” no obligation/ no strings attached 15-minute consultation, as well as a “FREE printout or digital value analysis of what your home might sell for in today’s market without any obligation or “strings” attached call him at (516) 647-4289 or email: Phil@ TurnKeyRealEstate.com

You can now search at your leisure for properties at: WWW.Li-RealEstate.com bit.ly/4bXWVu6 (facebook.com) bit.ly/4inVqaR (X.com) bit.ly/4bVSwrs (linkedIn) bit.ly/4inVK9z (Instagram) bit.ly/4bQH14x (YouTube)

is natural, so it’s digested by your body differently than added sugars, so don’t shy away from natural sugars.

Charlyn Fargo is a registered dietitian with SIU School of Medicine in Springfield, Illinois, and the current president of the Illinois Academy of Nutrition and Dietetics. For comments or questions, contact her at charfarg@aol.com or follow her on Twitter @NutritionRD..

COPYRIGHT 2025 CREATORS.COM

EVERYDAY CHEAPSKATE

Your Money Temperament and Why It Matters

Whether you’re aware of it or not, you have a money temperament. Everyone does. It’s the way you naturally think about money, behave with money or react to money. To loosely assess your money temperament, and to have a little fun with it, consider the following scenario and choose the response that’s closest to what you would do.

Your rich uncle learns that you are in desperate need of transportation. In a surprise move, he comes to your rescue with a gift of $15,000 and the instruction to buy a car. What do you do?

A)Make a $15,000 down payment on your dream car.

B) Pay cash for a $15,000 car.

C)Exercise extreme patience, flexibility, consumer savvy and negotiating skills to find a dandy used, late-model, low-mileage, well-maintained car for $7,500 and then stash $7,500 into a savings account.

Putting aside your humble columnist’s obvious bias, let’s analyze the options.

TWICE THE PRICE

If you responded A, you are prone to living your life for twice the price. You don’t mind paying interest and taking on monthly payments, because that’s the way to get what you want. You’re just doing the best you can to maximize your income so you can drive a reliable car.

You depend on consumer credit to bridge the gap between your income and

your expenses. It’s easy and convenient. Because you pay double-digit interest rates on your revolving debt, you end up paying twice the amount, or more, for the goods and services you charge. You don’t think about paying double. You live for today, assuming that tomorrow will take care of itself.

FULL PRICE

If your response was B, you are OK with the full price. When you have money, you don’t hesitate to spend it. You’re a cash buyer, not a wheeler-and-dealer, and you prefer to just pay the asking

price. No hassles, no problems. You have a cash mentality.

You pay as you go. If you like it, you buy it. If you don’t, you wait.

You don’t pay attention to prices that much. As a result, your income matches

your lifestyle. You don’t live beyond your means or carry credit card debt. Still, it takes every penny to pay the bills. You live from one paycheck to the next. It seems like you can never get ahead.

HALF THE PRICE

If your choice was C, your temperament is geared toward live your life for half the price. You enjoy the challenge of living below your means. You try to never pay the full price. You get a thrill whenever you beat the system. You earn more than you spend and save the difference.

You know your prices. You’re patient. And you know how to pay less than the going price for just about everything. In fact, you pride yourself on living your life for half the price.

You live an understated lifestyle and find great satisfaction in being prepared for the unexpected. You live below your means, and that means contentment, joy and a financially stress-free life.

BACK TO REALITY

Of course, no one pays twice the price for everything, nor can anyone be assured of never paying more than half. My point is that with every spending opportunity comes a choice. You can choose to go into debt; you can choose not to spend more than you have; or you can work hard to pay half the price.

We are not bound by our temperaments. The way we naturally think about, respond to and behave about money or myriad other things is simply

LOST IN SUBURBIA

For Whom the Vole

Tolls

our first response. We have control over those thoughts and behaviors. Sometimes our responses are those of bratty kids who need some adult supervision and discipline.

Mary invites you to visit her at EverydayCheapskate.com, where this column is archived complete with links and resources for all recommended products and services. Mary invites questions and comments at https://www.everydaycheapskate.com/contact/, “Ask Mary.” This column will answer questions of general interest, but letters cannot be answered individually. Mary Hunt is the founder of EverydayCheapskate.com, a frugal living blog, and the author of the book “DebtProof Living.”

COPYRIGHT 2025 CREATORS.COM

I saw it out of the corner of my eye as it darted from under the entertainment unit in the family room, around the corner and into the kitchen. Of course, I wasn’t really sure if it was anything more than a dust bunny. However, it’s pretty unusual to see a dust bunny with a clear agenda, and this one seemed like it definitely had a destination in mind. But I decided to give the dust bunny the benefit of the doubt.

“Did you see that?” I asked my daughter, who was sitting on the couch next to me.

“See what?” she replied.

“That thing that ran into the kitchen.”

“What thing?” she said. I turned and saw the dust bunny emerge from the kitchen, look at me, then nonchalantly walk down the steps into the breakfast room.

“That thing,” I said, pointing to the

dust bunny.

She screamed and stood up on the couch, which seemed redundant since we were already on the couch. But it seemed like the appropriate response nonetheless, so I did it too.

“What is it?” she asked. We both watched the dust bunny saunter over to the dog’s bed and hop on. The actual owner of the bed was asleep at our feet and seemed unbothered that an aggressive dust bunny had taken over his domain.

“It’s a dust bunny,” I said.

“No, it’s not,” she said. “It’s a mouse.”

“Actually, it’s not a mouse. It has no tail. I think it’s a vole.”

“When did you become an expert on rodents?” she wondered aloud.

“When they started coming in from outside and pretending to be dust bunnies,” I replied.

It was true. This wasn’t the first time we’d had a vole in the house. However, it was the first time we’d had one that

was brazen enough to sashay around like he owned the place. In the past when we discovered a mouse in the house, my husband and I had a division of duties. I would scream and get hysterical, and he would set the live traps. This time, however, it was just me and my daughter, so there was twice the screaming and zero trapping.

“What should she do?” my daughter asked.

“I think we should wake up the dog,” I replied.

“But he’ll hurt the vole,” she protested.

“No. If we open the door, he’ll just chase it out of the house.”

“OK,” she agreed.

I jumped off the couch and went to the back door of the family room and propped it open.

“Alright, wake the dog!” I commanded. The dog was a world-class squirrel chaser, so we had high hopes this would end quickly.

“Bowie,” yelled my daughter, nudging the dog awake. “Look!” She pushed the dog toward his bed. He stood there quizzically, not seeing the intruder. Then, suddenly, the vole moved. The fur on the back of the dog’s neck stood up. The vole, on high alert, took two tentative steps across the dog bed. The dog, in response, took one step back, tucked his tail between his legs and ran out the open back door.

My daughter and I stood dumbfounded.

“Now what?” she asked.

“Now ...” I replied. “We have a new pet.”

Tracy Beckerman is the author of the Amazon Bestseller, “Barking at the Moon: A Story of Life, Love, and Kibble,” available on Amazon and Barnes and Noble online! You can visit her at www. tracybeckerman.com.

COPYRIGHT 2025 CREATORS.COM

Week of April 20-26, 2025

Happy Anniversary, Hubble!

When I was in grade school I was fascinated by the world’s largest telescope: the 200-inch-diameter Hale Reflector on California’s Palomar Mountain. What a behemoth! At the time I enjoyed using a 4.25-inch telescope in my backyard, and it’s stunning to realize that I would have needed more than 2,200 similar telescopes all working in synch to match the light-gathering power of the Palomar giant.

Over the years, larger telescopes have been built, thanks to computers, lasers and innovative mirror-building technologies. As a result, the massive Palomar reflector has dropped out of the top 20 largest telescopes. Though it’s still a world-class instrument, it will soon drop even lower when the 1,181-inch and 1,535-inch telescopes are completed by the end of this decade.

As amazing and valuable as these are, they all share one common problem. They view the heavens from beneath a thick ocean of turbulent air that blurs everything above them. While this can be reduced to some degree, it would be wonderful to view through no atmospheric distortion at all.

Enter the Hubble Space Telescope, which was launched into Earth orbit 35 years ago this week (April 24) aboard the Space Shuttle Discovery. With a diameter of “only” 94 inches, it’s hardly the largest telescope around. What makes it special is that it observes the universe from above the Earth’s atmosphere, producing consistently clear and crisp images.

One of its earliest and greatest discoveries -- and there are countless -- was the number of galaxies that exist out there in the universe. In 1995, scientists aimed HST toward a tiny area of the heavens not far from the Big Dipper where they had found nothing except a black, empty section of the sky.

After taking a photograph equivalent to a 10-day long exposure -- now known as the Hubble Deep Field -- they found thousands of galaxies in an area of the sky about the width of a pinhead held at arm’s length. If that’s how many exist in such a tiny region, there must be hundreds of billions throughout the cosmos.

Hubble continues to revolutionize our concepts of the universe as it orbits our planet, and on a good clear night, you can see it with your own eyes. How does one know when and where to look?

My favorite website to predict passes of HST is heavens-above.com. Once there, take a few minutes to register. It’s free and it’ll make your future visits more productive and enjoyable.

Once you tell the program your location, you can

On a clear night, the Hubble Space Telescope is visible with the naked eye.

see details of upcoming HST passes (as well as those of other satellites). And when you click the time of HST’s maximum altitude, a full sky map opens and shows the satellite’s path through the familiar constellation outlines.

Be sure to go outdoors a few minutes early and keep watch along the satellite’s projected path for a “star” that appears to be drifting slowly in the correct direction.

Did you know?

To watch HST fly over is to see with your own eyes the amazing telescope that has helped usher in our current golden age of astronomy. And what a great way to celebrate its 35th anniversary!

Visit Dennis Mammana at dennismammana.com. . COPYRIGHT 2025 CREATORS.COM

Earth Day is now a global event, but its origins are somewhat humble. Prior to the 1960s, awareness of the link between public health and pollution was minimal. However, according to EarthDay.org, the 1962 publication of Silent Spring by American marine biologist, writer and conservationist Rachel Carson was a watershed moment for the environmental movement. The book did much to raise awareness of the effects of pollution on public health. Indeed, the publication of Carson’s book proved a pivotal step toward the eventual establishment of Earth Day in 1970, which EarthDay.org characterizes as the dawn of the modern environmental movement.

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Spice up your Easter Sunday dinner Indian Lamb Curry

8 servings Easter is a springtime religious holiday during which faithful Christians celebrate the resurrection of Jesus Christ. Christ is often referred to as the “Lamb of God,” many Easter celebrations feature lamb on the menu as a reflection on Christ’s sacrifice. There are many ways to prepare lamb, but those who want to incorporate new flavors into their Easter meal can embrace some bold and flavorful offerings from Asia. “Indian Lamb

2 pounds boneless leg of lamb, trimmed and cut into 1-inch cubes

1 14.5 ounce can diced tomatoes, undrained

2 tablespoons all-purpose flour

2 cups finely chopped white onion

1) Heat a large nonstick skillet over medium-high heat. Add lamb; saute 5 minutes or until browned. Remove lamb from pan; place in a 4-quart electric slow cooker.

2 tablespoons grated peeled fresh ginger

2 tablespoons mustard seeds

2 teaspoons garam masala

2 teaspoons ground cumin

1⁄2 teaspoon salt

Curry” from “Cooking Light Dinner’s Ready!” (Oxmoor House) from the editors of Cooking Light, is a hearty and delicious way to feed Easter guests.

1⁄4 teaspoon ground red pepper

4 garlic cloves, minced

4 cups hot cooked basmati rice

1⁄2 cup plain fat-free yogurt

1⁄2 cup chopped fresh cilantro

1) Drain tomatoes, reserving juice. Place flour in a small bowl; gradually add tomato juice, stirring with a whisk until smooth. Stir tomatoes, tomato juice mixture, onion, and next seven ingredients into lamb. Cover and cook on low for 8 hours or until lamb is tender. Serve lamb curry over rice; top with yogurt, and sprinkle with cilantro.

We’re looking for writers in our community to compose articles on local topics, opinions, reviews, worthy places to visit on Long Island, and even pieces of fiction. We aim to feature at least one new article and writer each week in our Discovery magazine section. Love to write?

Email submissions: editor@gcnews.com

• Attach article and any photos (1MB), along with your name and contact info.

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• Each writer will be reimbursed a stipend of $25.⁰⁰

POB Challenger League hosts basketball final

The Plainview-Old Bethpage Central School District’s Challenger Basketball League recently ended its season on a high note, as the Plainview Challenger Hawks secured a 70-67 home-game victory over the Plainview-Old Bethpage John F. Kennedy High School boys varsity basketball team in a spirited matchup on March 25.

The District’s Challenger Basketball League provides a basketball experience for middle and high school students, emphasizing skill development, teamwork, and fun. Under the guidance of dedicated coaches, athletes focus on active participation and physical activity while enjoying the camaraderie of competitive play against neighboring districts. The final game—a highlight of the season—showcased the league’s impact both on and off the court.

The Challenger League is an inclusive basketball experience for middle and high school students.

The Plainview-Old Bethpage School District’s Challenger Basketball League recently held its final game of the season on March 25.

The games encourage sportsmanship and fun.

Town plans days for homeowner cleanup, waste collection

The Town of Oyster Bay will be holding S.T.O.P. (Stop Throwing Out Pollutants) and Homeowners Cleanup Days this spring, with dates scheduled for weekends in April and May. Residents can drop off materials at the Old Bethpage Solid Waste Disposal Complex, located at 101 BethpageSweet Hollow Road in Old Bethpage.

S.T.O.P. Program - Saturday, Saturday, May 10, from 9 a.m. –4 p.m.: Collects various hazardous materials, including: asbestos material (double bagged); automobile batteries; automobile tires (with or without rims); brake and transmission fluids; drain and oven cleaners; fire extinguishers; fares; fluores-

cent bulbs; gasoline; pesticides and insecticides; oil-based and latex paint; outdoor gas grill propane tanks; photo chemicals; rechargeable and button batteries; small aerosol cans; smoke detectors; solvents; spot removers; thermostats; waste motor oil and antifreeze; and wood preservatives.

“Improperly disposing of products such as waste oil, oven cleaner or paint thinner could contaminate your water supply,” said Town Supervisor Joseph Saladino. “Anything poured on the ground or put into cesspools, storm drains, or recharge systems can work its way down to the aquifer or our waterways.”

Homeowners Cleanup Day -

Saturday, May 17, from 8:30 a.m. – 4

p.m.: Collects non-hazardous waste only, including: air conditioners; all e-waste; campers; boats and boat trailers (proof of ownership required — oil, gas, other fluids and batteries removed); clean, broken concrete; large metal items; propane tanks and propane torches; tires; and yard waste.

“With the start of spring, many residents begin to clean out their yards and may have large amounts of yard waste and other non-hazardous debris to dispose,” said Town Councilman Steve Labriola. “Residents can bring items such as used tires, fence posts, clean broken concrete or yard waste to our Homeowners Cleanup.”

Free Paper Shredding ServicesSaturday, April 19, & Saturday, May 17, from 8:30 a.m. – 4 p.m.: provides residents an opportunity to destroy unwanted documents in a safe and secure manner. Residents only, no businesses, can bring up to four bankers’ boxes of paper to the shredding program.

The Town’s S.T.O.P. and Homeowners programs are open to residents within the Town’s Solid Waste Disposal District. Proof of residency is required. For more information, including a full list of what is accepted at these programs, visit www. oysterbaytown.com/cleanup or call (516) 677-5848.

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