Liverpool Echo Big Property Guide - 14th January 2012

ECHO

BIG

★★★★

PROPERTY GUIDE

featuring properties in Liverpool, Wirral, Sefton, West Lancs and the North West

16 Pages packed with homes for sale

Home of our own Gifts outside the box and north of the border

Pages 4&5

Why digging the garden is good for you

Happy family gets ready to move into Norris Green Village Page 3

Pages 6&7

2 PROPERTY

Saturday, January 14, 2012

GUIDE

★★★★

... to home improvement

The bare necessities

Contents

4&5 Home of the Week Glenton Park, Little Neston on the market for £499,950

8

6&7

Protect bare wooden floorboards or parquet with varnish to get years of good looks and durability, says Julia Gray

F

OLLOW these tips to make sure your varnish stands the test of time.

Firstly, to prepare new bare wooden flooring, leave it to acclimatise in the room where it’ll be laid (to avoid shrinking and swelling) for a couple of weeks. Lightly sand it along the grain, taking care not to damage or scratch the surface. ● Brush and vacuum up the sanding dust, then remove any dirt and grease with methylated spirits or cellulose thinners,

using a lint-free cloth. ● For best results, use a good quality roller or brush, and stir the varnish thoroughly before and during use. Clear the room and start varnishing in the corner furthest from the door, so you can varnish your way out.

Work quickly, coating three to four boards at a time to avoid overlaps. Finish in the direction of the grain. ● Lightly sand the first coat of varnish (when completely dry) to remove any debris and raised grain. Clean off the sanding dust before applying further coats. ● When you’ve finished varnishing, wait before using the room and putting the furniture back in to ensure the varnish has hardened fully. The drying and hardening times will vary from product to product (water-based varnishes dry most quickly), so consult the manufacturer’s instructions.

For more hints and tips, visit www.sadolin.co.uk

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DIY News

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The roller comes with lots of accessories, including a measuring jug to fill it up, an extension pole to reach up high, and paint pads for the fiddly bits. The Paint Mate Pro is available from www.jmldirect.com

●

ROBBIE Williams has topped a poll of

celebrities who people would most like to help out in an emergency this winter.

David Beckham followed closely behind, with X Factor judge and Take That frontman Gary Barlow coming third.

Adrian Chiles, Eamonn Holmes and Piers Morgan came bottom of the poll, but Carol Vorderman, Kirstie Allsopp and Alan Sugar fared better.

The survey, of 3,000 people, was carried out by duct-tape specialist Duck Tape.

MEANWHILE, some 35% ● said they do nothing to prepare their home or car for

winter. This is despite the fact that a fifth of people have had to claim on their insurance in previous winters for problems with their home or car.

Two-thirds of those surveyed think the unpredictability of British weather is why they tend to suffer more mishaps during winter.

The average homeowner will have to contend with a problem with their home’s boiler, a garden fence blowing down and two instances of leaky roofs or windows. You have been warned!

ON A ROLL: The Paint Mate Pro Roller is available now

GUIDE

PROPERTY 3

Saturday, January 14, 2012

★★★★

... to buying

Upsizing to settle down in cosy home fit for young family Janet Tansley meets a couple who can’t wait to move into their new home, which offers all the space they need

W

ITH the arrival of their baby daughter, Olivia, Daniel Murphy and Kate Garner decided it was finally time to upsize from their two-bedroom apartment to a brand new family home.

Both found buying a house a big step and admit they were a little bit daunted.

But now they are the proud owners of a three-bedroom semi-detached home in Norris Green and can’t wait to move into it in spring.

Kate says: “With the arrival of our daughter, we thought it was a good time to look at settling down in a family home.

“We want to have more children and upsizing from our two-bedroom apartment means that we can grow our family with all the space we need.

“Norris Green Village is also in an ideal location for me to get to work at a nearby hospital. It's just perfect.”

Daniel, 26, and Kate, 27, both key workers in Liverpool, had been renting their flat in Walton.

They bought their first home through FirstBuy, the equity loan scheme which provides first time buyers with an affordable route into the property market.

The couple now hold the keys to their brand new home Stalisfield Avenue on Countryside Properties’ Norris Green Village development.

Through FirstBuy, eligible first time buyers can purchase 100% of their new property with the assistance of an equity loan of up to 20% of the full purchase price. The loan is jointly funded by the Homes and Communities Agency (HCA) and Countryside Properties and remains interest free for five years.* Daniel says: “When Kate and I decided to take the big step and own our own place, we had heard about Countryside Properties’ schemes to help first time buyers and so we

MOVING IN: Kate Garner, Daniel Murphy and daughter Olivia at Countryside Properties' development in Norris Green went down to the sales office.

“It's quite daunting when you decide to buy a house and we really appreciated the guidance we got.

Buying through FirstBuy not only meant that we could afford our own place, but we got so much support and advice throughout the whole process.

“The sales team were helpful and we owned our own home in a matter of weeks. Who knew it could be so simple?”

For a three-bedroom home at Norris Green Village, priced at full market value of £127,000, first-time buyers who take advantage of FirstBuy can receive an equity loan of up to 20%, equating to £25,400.

Through the scheme, buyers need only contribute a further 5% deposit towards the home’s deposit, equating to £6,350; and raise a mortgage for the remaining 75%, equating to £95,250.* It forms part of Liverpool City Council’s £200m regeneration of the area in north Liverpool, and is now in its second phase following the launch of the development in March last year.

Peter Vella, Regional Sales and Marketing Director at Countryside Properties, adds: “There are many buyers like Daniel and Kate who really want to own their own home but can’t afford to buy through the traditional route due to the hefty

deposits required. It’s reassuring that FirstBuy is helping to assist those in need.”

Daniel, Kate and Olivia are now eagerly looking forward to moving into their brand new property in spring 2012. Daniel continues: “It’s quite exciting to know our new home is being built right now.

“One of the things that appealed to us about buying a new-build home was to know that we’d be the first ones to live there. It will be a complete blank canvas for us to just put our own stamp on.”

And, for a limited time only, buyers at Norris Green Village will benefit from Love Our Spec, the developer’s enhanced package of

fixtures and fittings. Through Love Our Spec, each home comes with a fully fitted contemporary kitchen, including fridge-freezer and double electric oven; a fully fitted white bathroom suite and flooring fitted throughout.

To showcase the stunning range of three-bedroom detached and semi-detached homes, Countryside Properties recently launched its brand new show village, open daily from 11am until 6pm at 32 Deanscales Road, Liverpool, L11 2XU. For further information or to book an appointment with one of the sales team call 0151 226 7299 or visit www.norrisgreenvillage.co.uk ● Terms and conditions apply.

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4 PROPERTY

GUIDE

Saturday, January 14, 2012

★★★★

... to interiors

My First

HOME

Be inspired by

With Burns Night approaching, Gabrielle Fagan helps turn on the tartan charm with this selection of Scottishthemed homeware

Karl Tatler, MD, Karl Tatler Estate Agents & Karl Tatler Lettings Where was the family home you grew up in and what was it like?

The family home was in Allerton, south Liverpool. It was a 1930s three bedroom semi-detached house.

What is your clearest memory of the house?

I was the youngest of two children resulting in me having the smallest bedroom. My dad and I built a homemade cabin-style bed to free up some of the tiny floor space, I remember being really excited as I climbed the ladder for the first time!

Where was the first house you bought yourself and what did it cost?

My first house was in Aigburth, close to Sefton Park lake. It was a three bedroom character terraced house built around 1910. I paid £34,000 for it, which reflected the upgrading work that was required.

What made you want to buy it?

I bought it because it still retained all the original features, literally! I couldn’t afford a more expensive house at the time but fell in love with the charm of the property and relished the challenge of taking on such a big restoration project.

What are the most important features you look for when buying a house?

Location is such a cliché but it’s so important, particularly for price appreciation and resale ability. I also look at the potential of changing the look or layout of a property or whether it can be extended to adapt to changing family needs.

Are you a DIY trier or do you leave it to the experts?

I’m not afraid of getting my hands dirty. My previous experience working as a draughtsman and the fact that I trained as a surveyor, combined with my dad being a structural building surveyor gave me the knowledge and confidence to take on this sort of work. I’ve taken walls down and removed a chimney breast before now – however, I leave plastering and decorating to the experts!

What's the one thing you love most about your current house?

The family kitchen is lovely, it is the hub of a busy home and where we spend most of our time.

BY JANET TANSLEY

S

COTS across the globe will be celebrating Burns Night on January 25, with an evening of mirth and merriment in honour of the famous bard.

Whether you’re hosting your own Burns supper or feeling inspired to give your home a highland kick, there are plenty of ways to do it.

Incorporating bold, traditional tartan might not immediately appeal to the faint-hearted, but used judiciously, it can provide a delightful accent to a more muted colour scheme.

Add warmth and colour with checked throws and lampshades, or make a statement by papering one wall with a tartan print wallpaper.

Whether you prefer a punchy primary palette of reds and greens, or a fresher interpretation such as acid lime-based wallpaper, there are lots of designs to choose from – and each will have a striking effect.

For those looking to flirt with the trend’s fun side, choose kitsch, thrifty accessories, marking your entrance with a Scottish flag doormat, or by adding a framed print or poster.

Ready to get the ceilidh started? Then plump for tartan tableware and serve wee drams in quirky glasses, which are bound to raise a smile.

Here’s a selection of Scottish-themed treats... ● For budget homeware ideas and advice on interior trends which won’t break the bank, visit www.homesand bargains.co.uk

GOT IT COVERED: Tartan Wallpaper (7823-42), £19.99 per roll, Wallpaper Direct

DOG STOP: Hamish Scottie Dog Doorstop, £8, Matalan (www.matalan. co.uk/ 0845 330 3330) A TOAST: Sagaform Rocking Whiskey Glasses, £14.85, Red Candy (www.redcandy.co.uk/ 0121 224 7728)

MESSAGE: Keep Calm and Wear Tartan Poster (A3), £1.95, Party Packs (www. partypacks.co. uk/ 01749 872 080)

PROPERTY 5

Saturday, January 14, 2012

★★★★

Burns night... ▼

HANGING AROUND: Set Of Three Hanging Owls Ollie Beak, £2.95, Dot Com Gift Shop (www.dotcomgiftshop. com/ 020 8746 2473)

▼

SCENE ABOUT: Edinburgh Cannon Art Print, £7.95, Easy Art (www.easyart.com/ 0845 166 2732)

▼ ▼

BRANDED GOODS: Glasgow Breakfast Towel, £8.95, Gillian Kyle (www.gilliankyle.com)

SERVED UP: Highland Roaster, from £34.95, Richard Bramble (www.richardbramble. co.uk/ 01935 815 236)

▼

▼

LIT UP: Huntington Tower Grape Lamp Shade, from £25, Pins and Ribbons (www.pinsand ribbons.co.uk)

DRINK TO THIS: Hip Flask Set, £39, Scotland Shop (www.scotlandshop .com/01890 860 770)

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6 PROPERTY

GUIDE HOT

Saturday, January 14, 2012

★★★★

... to outside

A garden is good

by GABRIELLE FAGAN

I

F YOUR New Year’s resolutions to lose weight and take up exercise are proving hard to sustain, a few hours a week in the garden will not only give you a head start to spring but may help as part of a fitness programme too.

Raking leaves, digging, weeding and moving shrubs can all be done at this time of year and will help you tone up.

Raking and forking helps strengthen arms and shoulders and tones the abdominal muscles, while digging and bending (from the knees, keeping the back straight) to move or lift plants or pots can help tone thighs and buttocks.

“The thing to keep in mind is always to try to do things to your maximum range of movements,” says Colin Holding, head coach of Wildfitness (www.wildfitness.com), a company which runs transformative fitness holidays.

He says sitting down is the worst position for the human body, adversely affecting posture and the digestive system and that our natural sitting position is in fact a full squat.

Weeding beds and borders gives the legs, hips and buttocks a good workout if you squat while you weed. Heavier work such as clearing brush and stacking wood can give you the equivalent workout to a light aerobics class.

“Get down as low as you can so that your bottom is as close to your heels as it can be. From that position you can do gardening rather than getting down on your knees,” he advises.

“When you stand up you will be using your joints to their maximum range of movements.”

From a squat position you can weed or plant and each time you

INVIGORATING: DIG THIS: All good for the earth as well as your health... inset, a prune or two is good for you move along a border you stand up and then squat again.

“With deep squats, you use the biggest muscles in your body – leg, thigh and hip muscles – and will aid lymphatic drainage, pumping out toxins as you completely rely on muscular movement for this.”

He also recommends just hanging. In between other tasks,

take time to find a high branch of a tree and just hang from it to take your body weight.

“It’s great for posture and is good for shoulder strength.”

Balancing on one foot while gardening, whether you are trimming a hedge or sowing seeds in the greenhouse, also promotes strength and confidence and keeps

the nervous system in good condition, he says.

Set yourself a 30-second time limit to start and, as you progress, increase that and maybe even close your eyes, which makes balancing harder, he suggests.

Gardening can help the cardiovascular system, reduces the risk of high blood pressure, heart

disease, diabetes, obesity and other medical conditions as well as burning calories, according to US research.

Half an hour’s digging can use up 250 calories, weeding will burn 105 calories, raking 100 calories and mowing the lawn 195, so those garden chores you’ve been putting off may help you squeeze into those

Best Of The Bunch Winter aconite (Eranthis hyemalis)

Things to do this week

THIS hardy perennial with small, knobbly tubers produces vibrant yellow flowers above a ruff of bright green leaves in winter, just at a time when everything else is dull and dank.

The native European woodland plants grow to just 5-8cm (2-3in) in height and look great planted in large numbers under shrubs and deciduous trees.

They do well in partial shade in any fertile soil which doesn’t become too dry in summer.

Plant tubers in autumn or buy plants ‘in the green’ and plant when the soil is not too wet or frozen.

● Enrich soil with compost where beans are to be grown. ● Take root cuttings from oriental poppies, Primula denticulata, eryngium, rhus, verbascum and Phlox paniculata. ● Bring container-grown plants such as camellias into a cold greenhouse for extra winter protection. ● Take cuttings from greenhouse chrysanthemums. ● Buy in well-rotted farmyard manure or mushroom compost to mulch borders or dig into the soil. ● Cover areas still to be dug with a sheet of polythene to keep off driving rain, ensuring it remains dry enough for digging. ● Continue planting trees, shrubs, hedging and roses. ● Use cloches to protect alpine plants. ● There’s still time to move shrubs which have outgrown their allotted space. ● Order seeds and young plants from mail order companies.

HARDY: Winter aconite

for you!

STAY FRESH: Raking leaves in the garden is beneficial for you too jeans which have been on the tight side since Christmas.

“Changing the type of garden tools you use can also influence the number of calories burned and will also have cardiovascular benefits,” says award-winning garden designer David Domoney, who offers tips on how to get fit gardening on his website

www.daviddomoney.com.

“For example, use a rake instead of a leaf blower, take extra long strides while raking or use short, quick motions, and keep the rake close to your body, switching sides every two to three minutes.”

Go for a push mower if you want a more strenuous workout, rather than a power mower which will

make the job easier.

Gardening will not only help you physically, but psychologically too. Working in the fresh air and being among trees and plants reduces stress and relieves muscle tension, studies have shown.

Remember your limitations, though. Many gardeners worry that too much lifting in the garden will damage their backs.

Obviously, if you are attempting to move a really heavy object, ask for help.

“You need to keep an S-shaped spine position when lifting, sweeping or raking, changing sides regularly. Stand with your back against a wall, with your head, shoulder blades, heels and the base of your back (coccyx) also touching the wall. That will give you an idea of the ’S’ spine position.

“Keep your shoulders back and look at the horizon, not downwards, when you squat, to hold the position,” says Domoney.

Work at a steady, constant speed to keep heart rate up at a set level and don’t do too much of one thing – three hours’ digging is likely to result in a lot of aches and pains.

Change positions regularly to move from pruning to weeding or try to alternate which hands you use.

Do the less strenuous gardening chores such as tidying up or a little light pruning to warm up and get the muscles moving and the same when you cool down, he advises. If you tire halfway through, take a break.

“Listen to your body. Don’t wear yourself out because that’s mainly when you’ll injure yourself,” he adds.

With a little effort two or three times a week in the garden, you’ll soon have your New Year’s resolution to get fit back on track – without a gym in sight.

PROPERTY 7

Saturday, January 14, 2012

★★★★

Grow Your Own fruit trees NOW is a good time to plant new fruit trees and bushes, provided the soil isn’t frozen or too wet when planting.

If it is, wrap the dampened rootball or pot up the trees and store them in a cool, frost-free shed until the weather improves. In the meantime, add plenty of organic matter such as compost or well-rotted manure to the planting hole.

If you’ve already planted young trees earlier on, add a sprinkling of blood fish and bone to the surface of soil around tree, cane and bush fruit, gently raking it in to the ground. Also, add a mulch of compost to the newly planted trees to help suppress weeds and keep moisture in the ground.

FRUIT TREE: Now is the time to plant... if not too cold or wet

3 ways to ... Control earwigs

1

Fill upturned flowerpots with straw or shredded paper and place them on top of canes close to vulnerable plants.

These will trap them.

Check the pots daily.

2

Check out dark places where they may hide during the day and dispose of those you see.

3

Set beer traps.

Dig a shallow depression in the soil for a small saucer so that the edge of the saucer is level with the soil surface. Pour in half an inch of beer and empty the saucer daily, re-filling it with fresh beer.

Borrowers may struggle this year, Bank says LOW interest rates have enabled lenders to offer some of their cheapest ever deals, but there are warning signs that borrowers will face a tougher struggle to meet lending criteria this year.

Mortgage payments in England and Wales averaged £494 a month or 15.4% of home owners’ take-home pay last year, making deals at their most affordable for a decade, according to recent research from Barclays Capital.

The proportion stood at its lowest since the records began 10 years ago, falling from a peak in 2008 when monthly mortgage bills swallowed up more than a fifth of take-home wages.

The Barclays study also suggested that most home owners could cope with the Bank of England raising the base rate from its historic 0.5% low.

It found that 83% of home owners would have room for manoeuvre should interest rates, or their circumstances, change.

Just under three-quarters of those studied said they had a plan in place for when interest rates started to rise, with around a third of these planning to cut “lifestyle” spending, including clothes, holidays and eating out, to offset increases, Barclays said.

Earlier this month, the Bank of England predicted that lenders would increase their mortgage ranges further, but cautioned that this would be offset by tougher lending rules.

The Bank’s latest credit conditions survey found lenders were planning to launch more innovative deals, particularly for those who have smaller deposits.

This could help first-time buyers,

BANK: Predicts wider range of mortgages who have found themselves trapped in the rental sector and fell to their lowest proportion of the housing market for nearly three years in the autumn of 2011.

However, lenders also predicted that the credit scoring criteria for granting loan applications would be tightened in the first three months

of 2012 amid wider economic uncertainty and the fallout from the eurozone crisis, meaning loan approvals could drop.

Despite the availability of low-rate deals, the report said some lenders had revised down expectations for households’ disposable incomes and therefore the affordability of taking out new loans.

Households have seen their budgets squeezed due to high living costs and the failure of wages to keep up with rising bills, amid a backdrop of deteriorating employment conditions.

While demand for lending for house purchase fell in the last three months of 2011, interest in the buy-to-let market picked up, although lenders expected overall demand to drop off slightly in the coming quarter.

Lenders are also offering deals which appear more generous when it comes to credit card borrowing.

Comparison website Moneyfacts said balance transfer cards are currently offering the longest average interest-free deals on record, but warned that transfer fees are at their highest typical levels, standing at 2.93%.

Balance transfer cards are typically offering 356 days of interest-free debt, compared with 296 days in January 2008 at the start of Moneyfacts’ records.

Moneyfacts spokeswoman Rachel Springall said: “The long-term debt-free deals available are an attractive pull to those looking for more time to repay a debt.

“However, customers should always aim to repay the balance before the interest free deal runs out.”

8 PROPERTY

HOME Saturday, January 14, 2012

★★★★

of the Week

More houses on the market

MORE new houses were put up for sale in December but “unrealistic” asking prices are expected to hinder transactions, a survey revealed this week.

The number of new instructions edged higher for the third month in a row, according to the Royal Institution of Chartered Surveyors (RICS), suggesting that more sellers were coming on to the market in time for the new year.

The survey suggested that house prices continued to fall in the month but at the slowest rate since June 2010.

London was the only area to experience house price rises, while the West Midlands, Humberside and Yorkshire suffered the biggest falls.

A balance of 21% of surveyors expect further falls nationally over the next three months.

RICS housing spokesman Ian Perry said: “The increasing number of prospective sellers who placed their homes on the market in December is a positive development, as a lack of stock has been a big issue in some parts of the country.

“But with sales expectations remaining flat, it is important that vendors are realistic in their pricing if they wish the sale to go through in good time.”

He added that sales expectations for coming months were also “fairly subdued” because of “continuing problems with the economy and the ongoing instability in the eurozone”, which were weighing heavily on the housing market.

The lack of mortgage lending was still acting as a drag.

The survey also revealed that sales activity “held up relatively well” in the final quarter of 2011 despite the gloom.

BEAUTIFUL BUNGALOW: The property at Glenton Park, Little Neston

This bungalow works on so many levels

T

HE problem with some bungalows is that they can look a little basic – but not this one! It has all the advantages of ground floor accommodation for which most people desire a single floor dwelling, but this property, for sale with Karl Tatler at £499,950, has got so much more besides.

Situated in Glenton Park, Little Neston – with no ongoing chain – this bungalow is amazingly spacious with four/five bedrooms.

Beautiful sunny facing gardens are just some of the main selling points, along with ample off road parking.

The accommodation comprises an entrance hall, lounge, dining room, conservatory, ‘L’ shaped modern breakfast kitchen, utility, three ground floor bedrooms, a ground floor family bathroom, a family/sitting room and

by JANET TANSLEY master bedroom with an impressive en suite bathroom.

The property is set at the head of the cul de sac. A part glazed door leads to the entrance hall, from which is the dining room.

Steps lead from the dining room to the formal lounge which is a large room with a double-glazed sliding patio door leading out to the principle sunny facing gardens and a further double glazed and matching door through to the conservatory.

The lounge has a feature fire place with inset living flame gas fire, granite hearth, limestone surround and mantel and a high pitch decorative-beamed ceiling.

The breakfast kitchen is s truly roomy ‘L’ shaped space with a modern and comprehensive range of wall base and drawer units,

contrasting granite work surfaces, a stainless steel one and a half bowl sink unit with mixer tap over.

Integrated appliances include a Bosch electric oven, further Bosch oven above, integrated dishwasher plus integrated fridge, under unit lighting, tiled splash backs, complementary tiled flooring and a door through to the utility room.

The utility has wall and base units, a roll edge work surface, single drainer sink unit with mixer tap over, tiled flooring and tiled splashback.

Ground floor bedroom two looks out onto the patio and garden, and has built in wardrobes and storage cupboards, along with a coved ceiling.

There is an ensuite shower room with a tiled shower cubicle with mains Mira shower unit, and back to the wall vanity furniture

incorporating a low flush WC and wash hand basin, vanity unit above with mirrored fronted doors, concealed lighting and shaver point, heated towel rail, part tiled walls and tiled flooring.

Bedrooms three and four also have built in wardrobes and coved ceilings.

The family bathroom has a low level WC, pedestal wash hand basin, ‘p’ shaped bath with shower over and obscured double glazed window to the front.

But here is yet another surprising feature about this property.

To the dormer first floor is a family sitting room and a beautiful master bedroom with views over the Dee Estuary to the Welsh Hills.

It has an extra skylight window, access to the eaves space, a built in wardrobe plus secret doors through to the en suite bathroom.

The stunning bathroom has a central double-ended roll topped bath, back to the wall vanity furniture incorporating a low flush WC and wash handbasin, a chromed heated towel rail, and access to the remainder of the loft space plus two sky light windows.

This lovely property is set back from the road at the head of the cul-de-sac, having a lawned garden with well-stocked retained borders, a sandstone rockery area and pebbled driveway, a double garage and pergola to side.

At the rear, and stretching around to the side, are well-stocked retained borders plus a patio area and pebbled walkway, together with a further raised paved patio area and storage shed.

For further details contact Karl Tatler Estate Agents on 0151 342 2300 or log onto www.karltatler.com

CHOICE ★★★★

Agents’

Blundellsands, £300,000 HERE we have a detached family home situated in a popular location close to Crosby village.

The accommodation comprises a reception hall, two reception rooms and a fitted dining kitchen.

To the first floor there are three double bedrooms, the master bedroom having an en-suite shower room, and there is also a family bathroom.

There are also lawned gardens and a driveway providing off-road parking and access to a garage. ● Entwistle Green, 0151 924 2278

City centre, £99,950 THIS is a very stylish apartment, located on the sixth floor of a waterside development, within the Princes Dock enclosure.

The apartment enjoys city views and has accommodation comprising an entrance hall, spacious lounge/dining area with wooden flooring and an openplan fitted kitchen, which has integrated appliances and polished granite worktops.

There is one double bedroom and a lovely bathroom with white suite and contemporary fittings.

The development also has a 24-hour concierge service. ● Venmore, 0151 236 4400

Aigburth, £249,999 SUTTON Kersh is pleased to offer for sale this sandstone cottage, formerly stables.

The attractive property briefly comprises a hall, lounge, dining room, fitted kitchen, utility room, bathroom/wc, three bedrooms, and a separate wc.

The majority of the property is double glazed, as well as including gas central heating.

Outside there is an attached garage/ carport to the rear, plus rear gardens, which are mainly paved with surrounding flower and shrub borders, sandstone and timber boundaries.

It is offered without a chain. ● Sutton Kersh, 0151 734 0666

Kensington, £90,000 SITUATED within the highly popular Kensington Fields, this is a traditional style mid-terrace house, with accommodation laid over three floors.

The property is presently tenanted until May 2012.

To the ground floor there is an entrance hall, front lounge, rear dining room, kitchen and access to the cellar.

To the first floor there are two double bedrooms, bathroom and an inner hall with a staircase leading to the loft room.

Outside, there is an enclosed rear yard. ● Venmore, 0151 236 4400

Saturday, January 14, 2012

Melling, £279,995

PROPERTY 9

Liverpool

Docks, £184,950

WITH splendid views of farmland and new to the market is this attractive, extended detached house.

The accommodation briefly comprises a lounge, sitting room, kitchen/utility room, well proportioned conservatory, four bedrooms, en-suite facilities and family bathroom, plus gardens to the front and rear.

The property further benefits from double glazing and gas central heating and is ideally situated close to schools, shops and within easy access of transport links. ● Loc8, 0151 526 0021

THIS is a two bedroom apartment situated on the second floor of this much soughtafter warehouse development on the waterfront.

The development is situated adjacent to the prestigious Albert Dock complex, which is home to a selection of stylish bars and restaurants.

The property features exposed brick work to the barrel vaulted ceilings and both the kitchen and bathroom fittings have been replaced in recent years.

There is also a secure allocated car space with remote controlled access, plus river views. ● Sutton Kersh, 0151 236 2332

Walton, £94,995

Old Swan, £77,950

THIS three bedroom town house occupies a prominent position on Sandyville Road.

The property is positioned off Queens Drive, within easy walking distance of local shopping facilities.

It benefits from double glazing and central heating and the accommodation comprises an entrance hall with staircase to the first floor, a lounge, dining room and kitchen.

To the first floor there are three bedrooms and a bathroom with separate wc.

Outside there is an attractive rear garden with a concrete patio area. ● Sutton Kersh, 0151 521 7383

THIS three bedroom end terrace property is situated off Binns Road.

The property briefly comprises an entrance hall, lounge, dining room/ kitchen, bathroom and rear garden.

Other benefits include gas central heating and double glazing.

The property is located within walking distance to Old Swan shopping area, Wavertree Technology Park and train station. There is also easy access to the motorway network.

The property is offered for sale with no chain and internal viewing is recommended. ● Farrell Heyworth, 0151 220 5020

10 PROPERTY

Saturday, January 14, 2012

★★★★

Imperial Buildings, 9 Dale Street, Liverpool L2 2SH

Quebec Quay, Southferry Dock

Dukes Terrace, Liverpool

The Symphony, Stowell Street

Chancellor Court, Crown Street

Gilmartin Grove, Liverpool

£150,000

£129,950

£129,950

£112,000

£112,000

●

●

Ground floor Apartment with secure

●

Purpose Built Apartment

●

allocated parking

●

Located on the first floor

●

2 Bedrooms and En-suite Shower room

●

Two bedrooms

● ●

●

Beautifully presented accommodation

●

Stairs and lifts to all floors

●

Modern Fitted Kitchen

●

Convenient access to the City Centre

●

UPVC double glazing and Gas Central

●

Electric heating throughout

Heating

●

Available with no chain

●

Highly recommended!

●

Contact the agent for viewing

● ● ● ●

Ground floor apartment Two bedrooms Well presented by owner Private patio area Within easy distance of City Centre Available with NO CHAIN Viewing highly recommended Ideal for owner occupier or investor purchasers

● ● ● ● ● ● ● ● ●

Bright and spacious apartment Located on third floor Two double bedrooms Open plan lounge/dining area/fitted kitchen Balcony with views across Liverpool UPVC double glazing Electric panel heaters Allocated space in secure car park Available with NO CHAIN!

●

Superb two bedroom apartment

●

Stylish Kitchen and Bathroom

●

Convenient location for Hospitals and Universities

●

UPVC double glazing and electric heating

●

Allocated and Visitor parking bays

Peter House, Tithebarn Street

Gloucester Place, Gilmartin Grove

City Lofts, William Jessop Way

Tobacco Wharf, Commercial Road

Saxony Road, Kensington Fields

£105,000

Reduced to £100,000

Reduced to £99,950

£95,000

£90,000

●

Fourth floor apartment

●

Modern two bedroom apartment

●

Stylish 6th floor apartment

●

Ground floor apartment

●

One double bedroom

●

Available with NO CHAIN!

●

City views

●

One double bedroom

●

Open plan lounge/fitted kitchen

●

Stylish Kitchen and Bathroom

24 hour Concierge

●

Tastefully presented throughout

Balcony

●

●

Convenient location for Hospitals and

●

●

Double glazed windows

Universities ●

UPVC double glazing and electric heating

●

Two bedrooms & Loft room Two reception rooms

●

Kitchen & Bathroom

centre

●

UPVC double glazing and GCH

Council Tax Band A!

●

Versatile accommodation

●

One double bedroom

●

Open plan lounge/diner/fitted kitchen

Spacious Lounge/dining/fitted kitchen

●

Less than two miles from Liverpool City

Lift to all floors

●

Allocated and Visitor parking bays

●

Stylish Bathroom fittings and tiling

●

Easy access to city centre

●

Highly recommended!

●

Video intercom entry system

●

Mid terrace house

●

●

●

●

The Cable Yard, Cheapside

The Paddocks, Walton

Sleepers Hill, Anfield

Concert Street, Liverpool

Ling Street, Kensington

£84,950

Reduced to £72,950

£69,950

£59,995

£55,000

●

Fourth floor apartment

●

Two bedroom second floor apartment

●

100% ownership

●

Fitted kitchen with oven/hob/hood

●

One double bedroom

●

UPVC double glazing & GCH

●

En-suite Shower room

●

Lounge/Diner/Kitchen

●

Balcony

●

Communal decked terrace

●

Allocated parking space

●

Available with NO CHAIN!

●

Good letting potential

●

Two double bedrooms

●

Lounge

●

Dining Hall

●

Fitted Kitchen

●

Ground floor Bathroom

●

UPVC double glazed windows

●

Gas central heating system

●

Available with NO CHAIN!

●

Third floor apartment

●

One double bedroom

●

Open plan Lounge/Diner/Kitchen

●

PARKING SPACE INCLUDED

●

Concert Square vicinity

●

Available with NO CHAIN!

●

End of terrace house

●

Three bedrooms

●

Two reception rooms

●

Double glazed to the front

●

Gas central heating system

CHOICE ★★★★

Agents’

Wavertree, £995pcm

City centre, £525pcm

THIS is a deceptively large terraced property located in Hereford Road, which is situated in the popular residential area of Liverpool 15.

The property comprises a lounge, fully fitted modern kitchen, four bedrooms, modern family bathroom, central heating and double glazed windows.

The property also benefits from being fully furnished.

Viewings are highly recommended to fully appreciate this attractive and convenient property, which is close to a range of amenities including shops and transport links. ● Sutton Kersh, 0151 734 0666

THIS is a 12th floor apartment in the spectacular Beetham Tower – a recognised Liverpool landmark constructed by the Beetham organisation.

Services include CCTV security plus the concierge services located within the impressive ground floor entrance lobby.

The apartment is a type six studio, the accommodation comprising a lounge area, raised bed deck with smoked glass privacy screens, kitchen area fitted with custom-designed units and integrated appliances, and a contemporary shower room. ● Venmore, 0151 236 4400

Sefton Park, £850pcm

Wavertree, £525pcm

ON the market for let is this fabulous two double bedroom apartment boasting stunning views across beautiful Sefton Park.

The apartment is situated on the first floor and consists of two double bedrooms, the master with an en-suite, a modern fully fitted kitchen, a spacious lounge and two bathrooms.

The property boasts double glazing and gas central heating, plus secure allocated parking.

This well-presented apartment also comes part-furnished. ● Sutton Kersh, 0151 734 0666

THIS two bedroom fully furnished apartment is located off Mill Lane.

The property comprises a spacious lounge with laminate flooring with modern furnishings, a fully fitted kitchen with all appliances including fridge freezer, washer dryer, dishwasher and oven, a modern bathroom with three piece suite and shower over the bath, plus two double bedrooms with fitted wardrobes.

The property also comes complete with a secure entry system and allocated parking. ● Entwistle Green, 0151 734 5776

Saturday, January 14, 2012

PROPERTY 11

Lettings

West Derby, £695pcm THIS attractive, well presented semidetached property comes unfurnished and is situated in a popular residential location.

The property comprises a hall, lounge with feature fire, open-plan dining room/ fitted kitchen with built-in appliances, three bedrooms – one with fitted wardrobes – and a family bathroom.

Outside is a rear garden with decked patio area and ornamental stone area, plus a front garden with off-road parking for a number of vehicles.

The property also comes with double glazing and central heating. ● Sutton Kersh, 0151 207 5923

Pensby, £875pcm THIS extended semi-detached house is situated in a conveniently located area.

The house is finished to the highest specification and must be viewed to be fully appreciated.

There are two generous sized lounges and a well-equipped kitchen diner.

There are also four bedrooms, two with en-suite facilities, plus a bathroom.

The property also benefits from gas central heating and double glazing.

Externally, there is off-road parking and a landscaped garden. ● Sutton Kersh, 0151 342 0051

Wavertree, £500pcm THIS three bedroom mid terraced property is located on Brookdale Road, off the popular Smithdown Road.

The property comprises, to the ground floor, a lounge, dining room and a fitted kitchen including white goods.

To the first floor there are three bedrooms and a family bathroom.

To the rear there is a yard, and the property also benefits from having double glazing and gas central heating. ● Farrell Heyworth, 0151 281 8181

City centre, £550pcm ON the market to let is this two bedroom, first floor apartment.

The property comprises a communal secure entrance hall, reception room, fitted kitchen with integrated appliances, modern bathroom and two spacious bedrooms.

Outside there is private parking at £25pcm extra, as well as delightful communal gardens to be enjoyed.

Located on Crown Street, the property is in close proximity to the Liverpool Women’s Hospital and the University of Liverpool, as well as shops and other amenities. ● Loc8, 0151 526 0021

12 HOMES

Saturday, January 14, 2012

Property Wanted

Accommodation To Let HOLLY RD L7 2 bed, very spacious apart, in lge victorian house, dg/gch, alarm, communal gdn, working profs only.

Ref’s & dep req’d £475pcm 07836 689460

L 1 1 & L 1 3 3+4 BED PROPERTIES. £200 & move in.

Must be working. For more info contact Best Lettings 0845 5214087 WHISTON 1 bed apartment, ff to high spec, gch, dg, parking space, £100 pw. Dep and guarantor req’d. 01244 571810 or 07702 430622.

L24 SUPERB 3 BED HOUSE Completely renovated a decorated. New bathroom & kitchen. Gardens f & r. DG/GCH. Dss welcome. 07968 529818

L13 Stoneycroft, 2 bed plus study room flat, DG, GCH, part furn, laminate flooring, £425 pcm. 07973 931410.

L4 & L6 Rooms in lux shared house would suit mature person from £55pw all incl. No DSS. 07803 082999/ 260 7980 GATEACRE 2 dble bed new build apt. S/heaters, DG, mod kitch & bath Secure parking. £500pcm 07962 130342 WALTON GRANGE middle floor 2 bed apt, all mod cons, allocated pkg £475 pcm, bond req. 07789 112 548 L15 STANDALE RD 2 bed house. DG. GCH. No Deposit.

DSS okay. G−TOR req. £450pcm. 07748 906692.

MAGHULL 3 bed semi, part furn, quiet cul de sac, close to amenities, £850 pcm, refs req’d. Tel: 0151 526 3006.

ALLERTON 2 bed flat, f/furn, CH, suit couple or single, no DSS, £450 pcm. Tel: 0151 424 4441.

L13 2 bed flat, new kitchen, DG, close to shops, £360 pcm.

Tel: 07956 189404.

L4 Walton Village s/c, u/f studio flat, very good condition. £250pcm 07882 907719 L4 & L6 2 Bed houses. DG/CH, DSS ok, low dep 07825 326808 or 0151 228 5355 CLOSE TO GREENBANK PARK 1 bed aptm, CH, no DSS, £85pw. 07778 309671.

WALTON luxury rooms new shared house, gch dep reqd £80pw all bills. 07740 178140 WALTON L9. Lge 4−bed house.

Sec. pkng. V. nice. £595 pcm.

U/f; no DSS. 07891 165 737.

BROMPTON AVE L17 2 bed, furn mod apt. Secure parking, £495pcm 07801 531814

PENNY LANE g/f flat, gch, dg, £380 plm. 0151 722 1699.

ANFIELD 2 bed house. CH, DG £400pcm 07930 943112.

B O O T L E 2 bed flat, C/H, £375pcm. 07930 943112.

3 B E D Bianca St, Bootle, £495pcm 07780 009537

Deposit-paid deals for firsttime buyers.

Making the cost of getting on the ladder a little less shocking.

Text SNH to 64446 to find your nearest developments and offers.

HUYTON 3 bed house £121pw 07749 868067 LYDIATE 2 bed apart, over 30s, £525pcm. 07976 177439 JULY RD Nice 3 bed house. No deposit. 0151 260 4411 L6 1 bed s/c flat, f/f kitchen, DSS welcome. 07843 381 908 L11 Scarisbrick Drive, 3 bed hse £550pcm 07783 249360 ESMOND ST L6 3 bed house ch dg £100pw 0151 734 1112 ORRELL studio flat, dhss ok. £275pcm. 0151 356 7551

The smarter way to buy a new home.

OLD SWAN furnished room in shared accomm, £65pw, incl bills and cleaner. No DSS. 0151 286 0137.

BEST PRICES PAID FAST, FAIR AND PROFESSIONAL

MERSEY

HOME BUYERS

0800 096 3635

0151 906 1991 merseyhome.com

CASH PAID FOR PROPERTIES IN LIVERPOOL No Fees to pay Any Property, any condition Call Today 0151 268 0164 or 0800 048 4829(24/7) www.yellowspringbok.co.uk

Accommodation To Let LUXURY WATERSIDE APARTMENTS MARINERS WHARF

L20 modern bright 1st floor s/c flat, kitchen, bathroom, living room, bedroom, £395pm.

07597 340169.

L5 CONWAY ST 1 bed, 7th floor apt, secure parking, unfurn, gym, £450 pcm. 0151 932 9655 or 07883 081 715 EVERED AVENUE, RICE LANE 4 bed terrace property, CH, £600 pcm & 1 month deposit. Tel: 07799 063601.

CROXTETH 3 bed semi. 5yrs old. Fitted Kit/Bathroom. GCH. DSS considered. £525pcm.

07985 283926.

HUYTON/ROBY 3 bed house, unfurnished, gch, garden, detatched garage £530pcm.

07958 474385

DO NOT SELL YOUR HOUSE TODAY Call me for a free chat about your options and to find out what you may be better off doing instead!

Call 07922 540921 NOW!

1 bed furn apt............. £500pcm 2 bed furn apt ............. £650pcm

WOOLTON VILLAGE L25 Lux 1 bed, 2nd floor flat, furn, intercom, parking, no DSS, £500pcm. 07514 022442.

WE BUY LOCAL HOUSES in any condition 4 cash. Call Emma 07857 557248. Your Local Property Buyer

Lovely apts, riverside/marina views.

Parking & landscaped gardens.

Popular bar & restaurant.

L14 2 bed semi, part furn, modern, CH, DG, conservatory, garage, front & rear gardens, £575 pcm. 07834 542864.

TRY US FIRST We buy any terrace houses 07976 693731

Contact Laura: 0161 434 5225 or Mike: 07775 697796

Caravan Parks / Mobile Homes FANTASTIC STATIC CARAVAN FOR SALE Perfect Condition. 3 Bedrooms. Fully sited. Direct access to beach, Along the beautiful North Wales Coast. Free site fees for 2012.

Absolute Bargain. Call Matthew 07706 915173

CARAVAN FOR SALE Absolute Bargain. Perfect condition. 3x bedrooms. Fully sited on a seafront location with no site fees to pay until 2013. Call Pam 07935 116190

Wanted To Rent WANTED 3 BED PROPERTY For company let, most areas.

Call Rebecca on 07794 289756.

227,000 people in the area would turn to the Liverpool ECHO when looking to rent a property.

Source: Gfk NOP 2008, TM NW2 10% area

www.wrenproperties.co.uk

NO DEPOSIT REQUIRED DSS OK with guarantor L4 Lind St ......... 1 & 2 bed flat L4 Pendleton Rd..............3 bed L6 July Rd........................2 bed L20 Antonio St.................3 bed L20 Benedict St.....2 bed furn’d L21 Hartwell St................2 bed L21 Hawarden Grove.......3 bed L21 Seaforth Rd ..............3 bed L36 Edinburgh Dr............3 bed .MANY PROPERTIES ACROSS. ......LIVERPOOL AVAILABLE...... ............0151 928 9280............

RETIREMENT FLATS NEW BUILD, 1 Bedroom Walton/Aintree Area Lift, Intercom, Careline Laundry Room & Caretaker Over 55’s only. Fr £99pw Tel 0151 428 0226 HUYTON WITH ROBY furn 1st floor apt, 3 bed, kitchen overlooking gardens, secure parking £650pcm inc heating, electric, water & Council tax, min 6mths tenancy, dep+refs req’d. No pets. 0151 489 4695 or 07816 190560.

L13 RONALD ST 2 bed hse conv’d to 1 bed upstairs bathrm. Alarm dg/ch carpets g’tor/dep reqd £85pw.

L7 Jesmond St 2 bed terr nice decor alarm dg/ch, g’tor/dep req £85pcm 07836 689460

WATERLOO, BOOTLE, ORRELL PARK, TUEBROOK Furnished studios & rooms from £57pw. All bills inc broadband.

N0 DEPOSIT REQ. No DSS. Over 25. 0151 928 9280

NR STH PARKWAY STN Nice quiet s/c bedsit £57.50pw No smoke over 35 0151 428 5005

LIVERPOOL ECHO LIVERPOOL POST METRO QUIDS IN

KIRKBY New 3−bed house with lge grdn/drvwy. £525 pcm, + dep. DSS ok. 07891 165 737.

L4 ST MARYS GROVE Nice 2 bed terrace, CH, DG 07799 320327 L20 2 bed, modern house for rent £475 pcm, No DSS, Dep required. 07595 245402 BOOTLE 3+5 BED Clean, Modern, DG, 25+. 07878 949652 OR 0151 9225983 BORROWDALE RD L15 2 bed flat, CH, DG, £100pw 0151 734 1112 HUNTS CROSS VILLAGE 3 bed apartment, £475 pcm, no DSS. Tel. 07846 374 969.

CITY CENTRE 1 bed apt, f/f, with parking, first to see will take. 07877 940958.

ROOM IN HOUSE SHARE in Fazakerley area. 07841 018161. (Avail end Jan) L6 3rd person to share 3 bed house en suite, from £80pw 07803 082999/ 260 7980 L4 2 bed, dhss ok. £425pcm, just £425 to move in! 0151 356 7551 L8 3 bed refurb’d house, DG, CH, £125pw. 07876 487491 or 02882 241171 L6 Mansell Rd, new refurb 3 bed hse, DG, GCH, £525 pcm.

DSS ok. Refs. 07737 438004 L4 exc rooms, all mod cons, 25+, DSS considered £55+£60pw 07903 833510.

L4 Ruskin St, 3 bed lge house.

Dep £200, Rent £375pcm 07929 395135

Alternatively please call into you local office: Liverpool Post and Echo, PO Box 48, Old Hall Street, Liverpool, L69 3EB

HOMES ★★★★

New

by EMMA THOMPSON

T

AYLOR Wimpey’s Speakman Gardens development in Prescot launched its spectacular new show apartment recently, giving first time buyers a glimpse of what could be their perfect first pad.

The stunning two bedroom Severn apartment, which has been styled by professional interior designers, is a welcome addition to the already popular development and is designed to showcase the spacious, high quality homes on offer.

Perfect for first time buyers, it features an open-plan living/dining room, two spacious bedrooms and a modern bathroom and comes complete with a parking space.

Stephen Grant, regional sales manager for Taylor Wimpey North West, said: “The launch of our new show apartment at Speakman Gardens was an overwhelming success! The apartment was very well received and provided a perfect opportunity for first time buyers to get an idea of what’s on offer to them in the area.

“It also proves that you don’t have to compromise on quality just because it’s your first home.”

For those wanting a home to call their own but who need help getting onto the property ladder, Taylor Wimpey is offering the Government

T

HIS beautiful and well presented six bedroom semidetached family home offers superb accommodation. It’s location is highly desirable and allows for easy access to Allerton Road, including a wide selection of schools, and connects with road links.

The property itself is stylishly appointed and boasts a range of attractive features that make it ideal for family living.

On the ground floor an entrance hall gives access to two reception rooms with feature fireplaces and a morning room. The modern kitchen is fitted with a range of wall and base units and incorporates a dining area with patio doors to the rear garden. A utility room and wc complete downstairs.

To the first floor are five bedrooms, with the master bedroom enjoying an en-suite. The second and third bedrooms share a further Jack and Jill en-suite, plus there is a family bathroom.

There is a sixth bedroom in the converted loft.

The property stands in a delightful plot with a driveway for off-road parking to the front. There is also a garage and a good sized rear garden with lawn, established borders, patio area and a shed. ● Allerton, £410,000; Venmore, 0151 733 9000

PROPERTY 13

Guide DESIRABLE: Taylor Wimpey's Speakman Gardens development

Style on show

funded FirstBuy scheme.

Designed to help first time buyers overcome the home buying hurdles, FirstBuy works through a joint loan of 20% from the Homes and Communities Agency (HCA) and Taylor Wimpey, which means that eligible purchasers only need put down a 5% deposit and obtain a 75% loan-to-value mortgage. The

Luxury

by SARAH HOOLEY

Saturday, January 14, 2012

loan is repayable at the end of the mortgage term or when the property is sold.

To be eligible, purchasers must be first time buyers and the total household earning should be less than £60,000.

Speakman Gardens comprises a collection of two bedroom apartments and three and four

bedroom homes with prices starting from £98,950 (or from as little as £79,160 using FirstBuy).

Visit the Speakman Gardens’ marketing suite, which is open daily between 11am and 5.30pm, call 0845 071 8832 or log onto www.taylorwimpey.co.uk.

The deals are available on selected plots only.

HOMES

SPACIOUS: The property has six bedrooms

14 PROPERTY

New

by EMMA THOMPSON

T

HOMES

Saturday, January 14, 2012

HE team at Warringtonbased housebuilder David Wilson Homes North West is celebrating after winning a prestigious Gold Award from the Chartered Institute of Public Relations (CIPR) for its Our Space, Your Place community PR campaign.

The housebuilder picked up the top PR award in the Corporate Responsibility category, after beating off stiff competition from a host of other entries.

The award was presented in recognition of how the housebuilder has demonstrated its corporate values on community, social, ethical and reputational issues.

David Wilson Homes North West’s Our Space, Your Place scheme was launched in November 2010, and offers a dedicated fund from which groups in the region can apply for a contribution to support a community project.

Contributions are available from £1 to £1,000, with the only condition being that it is be used for something which will genuinely enhance or improve services, facilities or the environment within the local area.

Since its launch, Our Space, Your Place has offered its support to more than 30 organisations, charities, schools and volunteer

★★★★

Guide SUCCESS: A team from David Wilson built a shed for Children's Adventure Farm Trust as part of the scheme, left.

Below, a typical David Wilson house

Space to help

projects, with members of the David Wilson office and site teams having donated more than 200 hours of their time to help out with the projects.

Fundraising events organised by the team have also been very successful, with the business contributing more than £20,000 in donations to a host of charities

throughout the area.

Graham Swann, managing director at David Wilson Homes North West, explained: “We’re absolutely thrilled to have won the CIPR award for Corporate Responsibility. At David Wilson Homes North West we pride ourselves on not only building thoughtfully designed properties

that meet the needs of local purchasers, but also on ensuring that these homes form communities in which people aspire to live.”

For more information on the Our Space, Your Place initiative visit www.ourspaceyourplace.co.uk, or for further information on David Wilson Homes North West visit www.dwh.co.uk.

★★★★

Saturday, January 14, 2012

PROPERTY 15

16 PROPERTY

Saturday, January 14, 2012

★★★★

Own your own home from just £67,495** Take a look at our developments across Liverpool – you are sure to be impressed. Ask us today about the variety of schemes available to help you lower your mortgage payments or take that first step onto the property ladder.

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Bring this voucher with you when you reserve by Sunday 29th January to claim the following:

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Discover the Keepmoat way...

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*HomeBuy Direct - Princess Park. Selected plots only, subject to status and normal Keepmoat terms and conditions. Price of £69,995 based on 70% of full purchase price of £99,995 with only a 5% deposit and an equity loan for the remaining amount, interest free for 5 years. After year five, you will pay a fee on the equity loan of 1.75%, rising annually by the retail price index (RPI) plus 1%. **First Step - Hamilton Place/Ratcliffe Park. Selected plots only, subject to status and normal Keepmoat terms and conditions. Price of £67,495 based on 75% of purchase price of £89,995; price of £96,745 based on 75% of purchase price of £128,995 using First Step Shared Equity scheme with an equity loan for the remaining amount. ***FirstBuy - Regency Park/The Waterfront. Selected plots only, subject to status and normal Keepmoat terms and conditions. Price of £79,995 based on full purchase price of £99,995; price of £83,995 based on full purchase price of £104,995 when paying 80% upfront with FirstBuy, with an equity loan for the remaining 20% (interest free for the first 5 years). After year five, you will pay a fee on the equity loan of 1.75%, rising annually by the retail price index plus 1%. Offer subject to use of a Mortgage Broker from Keepmoat Homes. Full terms and conditions available on request. YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER LOAN SECURED ON IT. †Interior Design Package available on selected plots only and includes meeting with interior designer supplied by Keepmoat, make-up and delivery of furniture, installation of design and supplying light fittings to the total value of £3,000. Curtains, carpets and light fittings option up to the value of £3,000 subject to use of nominated Keepmoat suppliers.

Subject to use of nominated Keepmoat Solicitors and suppliers, terms and conditions apply. Offer on reservations made by 29/01/12 and only valid on legal completion. Details and prices correct at time of going to press. Images representative only.